Home > Sonoma National Bank > Income and Expense
Sonoma National Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $94,950,000 | 435 |
| Total interest expense | $46,893,000 | 389 |
| Net interest income | $48,057,000 | 480 |
| Provision for loan and lease losses | $1,750,000 | 624 |
| Total noninterest income | $4,784,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $545,000 | 2,880 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,239,000 | 774 |
| Total noninterest expense | $19,872,000 | 893 |
| Salaries and employee benefits | $12,542,000 | 751 |
| Premises and equipment expense | $3,276,000 | 768 |
| Additional noninterest expense | $4,054,000 | 1,317 |
| Pre-tax net operating income | $31,219,000 | 394 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $12,456,000 | 336 |
| Income before extraordinary items | $18,763,000 | 449 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $18,763,000 | 448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $708,000 | 542 |
| Net operating income | $18,763,000 | 440 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $69,567,000 | 452 |
| Total interest expense | $33,456,000 | 407 |
| Net interest income | $36,111,000 | 494 |
| Provision for loan and lease losses | $1,400,000 | 558 |
| Total noninterest income | $3,614,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,184,000 | 778 |
| Total noninterest expense | $14,982,000 | 898 |
| Salaries and employee benefits | $9,505,000 | 762 |
| Premises and equipment expense | $2,436,000 | 790 |
| Additional noninterest expense | $3,041,000 | 1,316 |
| Pre-tax net operating income | $23,343,000 | 414 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,345,000 | 353 |
| Income before extraordinary items | $13,998,000 | 474 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $13,998,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 580 |
| Net operating income | $13,998,000 | 460 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $44,572,000 | 459 |
| Total interest expense | $20,596,000 | 417 |
| Net interest income | $23,976,000 | 496 |
| Provision for loan and lease losses | $950,000 | 541 |
| Total noninterest income | $2,456,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $293,000 | 2,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,163,000 | 765 |
| Total noninterest expense | $9,906,000 | 903 |
| Salaries and employee benefits | $6,231,000 | 776 |
| Premises and equipment expense | $1,601,000 | 806 |
| Additional noninterest expense | $2,074,000 | 1,293 |
| Pre-tax net operating income | $15,576,000 | 409 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,265,000 | 353 |
| Income before extraordinary items | $9,311,000 | 470 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,311,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 560 |
| Net operating income | $9,311,000 | 459 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $21,452,000 | 465 |
| Total interest expense | $9,668,000 | 421 |
| Net interest income | $11,784,000 | 498 |
| Provision for loan and lease losses | $500,000 | 481 |
| Total noninterest income | $1,147,000 | 1,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $146,000 | 2,652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,001,000 | 804 |
| Total noninterest expense | $4,975,000 | 901 |
| Salaries and employee benefits | $3,167,000 | 760 |
| Premises and equipment expense | $802,000 | 804 |
| Additional noninterest expense | $1,006,000 | 1,313 |
| Pre-tax net operating income | $7,456,000 | 417 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,014,000 | 359 |
| Income before extraordinary items | $4,442,000 | 482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,442,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 364 |
| Net operating income | $4,442,000 | 473 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $74,337,000 | 470 |
| Total interest expense | $28,848,000 | 423 |
| Net interest income | $45,489,000 | 490 |
| Provision for loan and lease losses | $2,030,000 | 540 |
| Total noninterest income | $4,467,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $588,000 | 2,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,879,000 | 821 |
| Total noninterest expense | $18,513,000 | 919 |
| Salaries and employee benefits | $11,078,000 | 823 |
| Premises and equipment expense | $3,039,000 | 796 |
| Additional noninterest expense | $4,396,000 | 1,164 |
| Pre-tax net operating income | $29,413,000 | 414 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $12,072,000 | 349 |
| Income before extraordinary items | $17,341,000 | 460 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $17,341,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $17,341,000 | 449 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $54,100,000 | 473 |
| Total interest expense | $20,267,000 | 425 |
| Net interest income | $33,833,000 | 482 |
| Provision for loan and lease losses | $1,430,000 | 534 |
| Total noninterest income | $3,247,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $435,000 | 2,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,812,000 | 856 |
| Total noninterest expense | $14,102,000 | 894 |
| Salaries and employee benefits | $8,399,000 | 794 |
| Premises and equipment expense | $2,258,000 | 796 |
| Additional noninterest expense | $3,445,000 | 1,096 |
| Pre-tax net operating income | $21,548,000 | 411 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,805,000 | 357 |
| Income before extraordinary items | $12,743,000 | 471 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,743,000 | 471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $12,743,000 | 455 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $34,805,000 | 475 |
| Total interest expense | $12,442,000 | 427 |
| Net interest income | $22,363,000 | 483 |
| Provision for loan and lease losses | $830,000 | 611 |
| Total noninterest income | $2,081,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $296,000 | 2,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,785,000 | 876 |
| Total noninterest expense | $9,442,000 | 881 |
| Salaries and employee benefits | $5,485,000 | 811 |
| Premises and equipment expense | $1,471,000 | 803 |
| Additional noninterest expense | $2,486,000 | 1,016 |
| Pre-tax net operating income | $14,172,000 | 412 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,774,000 | 357 |
| Income before extraordinary items | $8,398,000 | 473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,398,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,398,000 | 458 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $16,655,000 | 478 |
| Total interest expense | $5,510,000 | 460 |
| Net interest income | $11,145,000 | 478 |
| Provision for loan and lease losses | $305,000 | 747 |
| Total noninterest income | $843,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $150,000 | 2,558 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $693,000 | 1,047 |
| Total noninterest expense | $4,582,000 | 909 |
| Salaries and employee benefits | $2,616,000 | 850 |
| Premises and equipment expense | $678,000 | 868 |
| Additional noninterest expense | $1,288,000 | 972 |
| Pre-tax net operating income | $7,101,000 | 406 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,910,000 | 358 |
| Income before extraordinary items | $4,191,000 | 466 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,191,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,191,000 | 452 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $54,402,000 | 542 |
| Total interest expense | $15,338,000 | 540 |
| Net interest income | $39,064,000 | 526 |
| Provision for loan and lease losses | $1,550,000 | 702 |
| Total noninterest income | $2,911,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $562,000 | 2,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,349,000 | 1,182 |
| Total noninterest expense | $16,536,000 | 991 |
| Salaries and employee benefits | $10,464,000 | 821 |
| Premises and equipment expense | $2,370,000 | 962 |
| Additional noninterest expense | $3,702,000 | 1,347 |
| Pre-tax net operating income | $23,889,000 | 433 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,467,000 | 386 |
| Income before extraordinary items | $14,422,000 | 496 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,422,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-873,000 | 8,938 |
| Net operating income | $14,422,000 | 484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $39,363,000 | 552 |
| Total interest expense | $10,760,000 | 564 |
| Net interest income | $28,603,000 | 533 |
| Provision for loan and lease losses | $1,025,000 | 758 |
| Total noninterest income | $2,547,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,132,000 | 1,029 |
| Total noninterest expense | $11,821,000 | 1,027 |
| Salaries and employee benefits | $7,487,000 | 860 |
| Premises and equipment expense | $1,689,000 | 1,024 |
| Additional noninterest expense | $2,645,000 | 1,396 |
| Pre-tax net operating income | $18,304,000 | 426 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,464,000 | 370 |
| Income before extraordinary items | $10,840,000 | 493 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,840,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,470 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,073,000 | 246 |
| Net operating income | $10,840,000 | 474 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $25,457,000 | 557 |
| Total interest expense | $6,825,000 | 585 |
| Net interest income | $18,632,000 | 542 |
| Provision for loan and lease losses | $550,000 | 899 |
| Total noninterest income | $1,584,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $294,000 | 2,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,290,000 | 1,113 |
| Total noninterest expense | $7,472,000 | 1,079 |
| Salaries and employee benefits | $4,775,000 | 895 |
| Premises and equipment expense | $1,059,000 | 1,099 |
| Additional noninterest expense | $1,638,000 | 1,475 |
| Pre-tax net operating income | $12,194,000 | 425 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,961,000 | 377 |
| Income before extraordinary items | $7,233,000 | 490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,233,000 | 490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,841 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,072,000 | 166 |
| Net operating income | $7,233,000 | 466 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,292,000 | 584 |
| Total interest expense | $3,339,000 | 610 |
| Net interest income | $8,953,000 | 561 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $975,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $151,000 | 2,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $824,000 | 903 |
| Total noninterest expense | $3,748,000 | 1,086 |
| Salaries and employee benefits | $2,413,000 | 897 |
| Premises and equipment expense | $507,000 | 1,162 |
| Additional noninterest expense | $828,000 | 1,454 |
| Pre-tax net operating income | $5,955,000 | 421 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,376,000 | 394 |
| Income before extraordinary items | $3,579,000 | 501 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,579,000 | 500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,063 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,579,000 | 469 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $44,731,000 | 627 |
| Total interest expense | $13,931,000 | 642 |
| Net interest income | $30,800,000 | 622 |
| Provision for loan and lease losses | $900,000 | 1,310 |
| Total noninterest income | $2,906,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $636,000 | 2,584 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,270,000 | 1,335 |
| Total noninterest expense | $14,128,000 | 1,145 |
| Salaries and employee benefits | $8,837,000 | 971 |
| Premises and equipment expense | $1,983,000 | 1,145 |
| Additional noninterest expense | $3,308,000 | 1,495 |
| Pre-tax net operating income | $18,678,000 | 509 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,365,000 | 461 |
| Income before extraordinary items | $11,313,000 | 602 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,313,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,615 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $917,000 | 437 |
| Net operating income | $11,313,000 | 563 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $33,069,000 | 650 |
| Total interest expense | $10,616,000 | 660 |
| Net interest income | $22,453,000 | 648 |
| Provision for loan and lease losses | $750,000 | 1,139 |
| Total noninterest income | $2,179,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $511,000 | 2,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,668,000 | 1,419 |
| Total noninterest expense | $10,257,000 | 1,189 |
| Salaries and employee benefits | $6,350,000 | 1,022 |
| Premises and equipment expense | $1,483,000 | 1,158 |
| Additional noninterest expense | $2,424,000 | 1,516 |
| Pre-tax net operating income | $13,625,000 | 528 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,391,000 | 477 |
| Income before extraordinary items | $8,234,000 | 632 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,234,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,234,000 | 583 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,678,000 | 666 |
| Total interest expense | $7,192,000 | 666 |
| Net interest income | $14,486,000 | 663 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $1,418,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $348,000 | 2,361 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,070,000 | 1,447 |
| Total noninterest expense | $6,648,000 | 1,224 |
| Salaries and employee benefits | $4,061,000 | 1,049 |
| Premises and equipment expense | $963,000 | 1,186 |
| Additional noninterest expense | $1,624,000 | 1,507 |
| Pre-tax net operating income | $8,656,000 | 545 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,446,000 | 501 |
| Income before extraordinary items | $5,210,000 | 662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,210,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,210,000 | 613 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,600,000 | 687 |
| Total interest expense | $3,576,000 | 684 |
| Net interest income | $7,024,000 | 684 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $719,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $545,000 | 1,393 |
| Total noninterest expense | $3,229,000 | 1,251 |
| Salaries and employee benefits | $1,961,000 | 1,079 |
| Premises and equipment expense | $475,000 | 1,210 |
| Additional noninterest expense | $793,000 | 1,489 |
| Pre-tax net operating income | $4,214,000 | 564 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,657,000 | 525 |
| Income before extraordinary items | $2,557,000 | 672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,557,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,557,000 | 623 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $41,456,000 | 733 |
| Total interest expense | $15,846,000 | 714 |
| Net interest income | $25,610,000 | 739 |
| Provision for loan and lease losses | $840,000 | 1,560 |
| Total noninterest income | $2,348,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $614,000 | 2,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,734,000 | 1,471 |
| Total noninterest expense | $11,652,000 | 1,327 |
| Salaries and employee benefits | $6,980,000 | 1,147 |
| Premises and equipment expense | $1,720,000 | 1,271 |
| Additional noninterest expense | $2,952,000 | 1,594 |
| Pre-tax net operating income | $15,466,000 | 566 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,140,000 | 499 |
| Income before extraordinary items | $9,326,000 | 683 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,326,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,326,000 | 646 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $44,346,000 | 767 |
| Total interest expense | $20,812,000 | 792 |
| Net interest income | $23,534,000 | 749 |
| Provision for loan and lease losses | $960,000 | 1,288 |
| Total noninterest income | $1,686,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $492,000 | 2,869 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,194,000 | 1,810 |
| Total noninterest expense | $10,492,000 | 1,400 |
| Salaries and employee benefits | $6,154,000 | 1,208 |
| Premises and equipment expense | $1,561,000 | 1,370 |
| Additional noninterest expense | $2,777,000 | 1,661 |
| Pre-tax net operating income | $13,768,000 | 579 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,650,000 | 500 |
| Income before extraordinary items | $8,118,000 | 692 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,118,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,118,000 | 667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $39,890,000 | 890 |
| Total interest expense | $19,504,000 | 912 |
| Net interest income | $20,386,000 | 852 |
| Provision for loan and lease losses | $960,000 | 1,104 |
| Total noninterest income | $1,476,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $332,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,144,000 | 1,698 |
| Total noninterest expense | $9,512,000 | 1,462 |
| Salaries and employee benefits | $5,468,000 | 1,297 |
| Premises and equipment expense | $1,390,000 | 1,498 |
| Additional noninterest expense | $2,654,000 | 1,673 |
| Pre-tax net operating income | $11,390,000 | 697 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,513,000 | 587 |
| Income before extraordinary items | $6,877,000 | 790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,877,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,877,000 | 791 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,814,000 | 1,098 |
| Total interest expense | $12,852,000 | 1,185 |
| Net interest income | $16,962,000 | 1,034 |
| Provision for loan and lease losses | $800,000 | 1,188 |
| Total noninterest income | $1,569,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $443,000 | 2,931 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,126,000 | 1,721 |
| Total noninterest expense | $8,400,000 | 1,637 |
| Salaries and employee benefits | $4,820,000 | 1,433 |
| Premises and equipment expense | $1,257,000 | 1,623 |
| Additional noninterest expense | $2,323,000 | 1,878 |
| Pre-tax net operating income | $9,331,000 | 876 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,754,000 | 736 |
| Income before extraordinary items | $5,577,000 | 992 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,577,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 638 |
| Net operating income | $5,577,000 | 977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,399,000 | 1,273 |
| Total interest expense | $11,114,000 | 1,390 |
| Net interest income | $14,285,000 | 1,189 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $1,702,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $367,000 | 3,380 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,335,000 | 1,512 |
| Total noninterest expense | $7,559,000 | 1,733 |
| Salaries and employee benefits | $4,284,000 | 1,538 |
| Premises and equipment expense | $1,268,000 | 1,544 |
| Additional noninterest expense | $2,007,000 | 2,102 |
| Pre-tax net operating income | $7,948,000 | 974 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,170,000 | 827 |
| Income before extraordinary items | $4,778,000 | 1,133 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,778,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,778,000 | 1,097 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,646,000 | 1,603 |
| Total interest expense | $9,198,000 | 1,694 |
| Net interest income | $11,448,000 | 1,498 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $1,394,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $346,000 | 3,650 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,048,000 | 1,692 |
| Total noninterest expense | $6,709,000 | 1,922 |
| Salaries and employee benefits | $3,761,000 | 1,736 |
| Premises and equipment expense | $1,082,000 | 1,832 |
| Additional noninterest expense | $1,866,000 | 2,231 |
| Pre-tax net operating income | $5,483,000 | 1,418 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,242,000 | 1,202 |
| Income before extraordinary items | $3,241,000 | 1,664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,241,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 677 |
| Net operating income | $3,241,000 | 1,627 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,422,000 | 2,056 |
| Total interest expense | $7,199,000 | 2,167 |
| Net interest income | $9,223,000 | 1,945 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,516,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $337,000 | 3,878 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,179,000 | 1,620 |
| Total noninterest expense | $6,397,000 | 2,149 |
| Salaries and employee benefits | $3,521,000 | 1,878 |
| Premises and equipment expense | $1,014,000 | 1,977 |
| Additional noninterest expense | $1,862,000 | 2,618 |
| Pre-tax net operating income | $3,922,000 | 1,834 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $1,678,000 | 1,443 |
| Income before extraordinary items | $2,251,000 | 2,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,251,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,246,520 | 2,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,044,000 | 2,560 |
| Total interest expense | $5,496,000 | 2,783 |
| Net interest income | $7,548,000 | 2,375 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $1,955,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,649,000 | 1,299 |
| Total noninterest expense | $5,850,000 | 2,328 |
| Salaries and employee benefits | $3,185,000 | 2,085 |
| Premises and equipment expense | $982,000 | 2,048 |
| Additional noninterest expense | $1,683,000 | 2,771 |
| Pre-tax net operating income | $3,403,000 | 2,162 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,482,000 | 1,660 |
| Income before extraordinary items | $1,921,000 | 2,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,921,000 | 2,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 480 |
| Net operating income | $1,921,000 | 2,568 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,220,000 | 3,271 |
| Total interest expense | $3,109,000 | 3,833 |
| Net interest income | $6,111,000 | 2,952 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $2,105,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,809,000 | 1,211 |
| Total noninterest expense | $5,650,000 | 2,483 |
| Salaries and employee benefits | $2,775,000 | 2,416 |
| Premises and equipment expense | $1,013,000 | 2,008 |
| Additional noninterest expense | $1,862,000 | 2,741 |
| Pre-tax net operating income | $2,286,000 | 3,066 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $960,000 | 2,326 |
| Income before extraordinary items | $1,326,000 | 3,530 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,326,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,326,000 | 3,562 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,969 |
| Total interest expense | $2,496,000 | 4,813 |
| Net interest income | $5,169,000 | 3,464 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $1,512,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,201,000 | 1,809 |
| Total noninterest expense | $4,849,000 | 2,933 |
| Salaries and employee benefits | $2,247,000 | 2,928 |
| Premises and equipment expense | $921,000 | 2,225 |
| Additional noninterest expense | $1,681,000 | 3,173 |
| Pre-tax net operating income | $1,658,000 | 3,951 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $638,000 | 3,401 |
| Income before extraordinary items | $1,020,000 | 4,627 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $1,071,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 3,099 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,020,000 | 4,388 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 4,345 |
| Total interest expense | $2,976,000 | 5,198 |
| Net interest income | $4,907,000 | 3,715 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $1,241,000 | 2,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $970,000 | 2,050 |
| Total noninterest expense | $3,934,000 | 3,557 |
| Salaries and employee benefits | $1,757,000 | 3,639 |
| Premises and equipment expense | $757,000 | 2,743 |
| Additional noninterest expense | $1,420,000 | 3,758 |
| Pre-tax net operating income | $1,859,000 | 3,328 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $767,000 | 2,718 |
| Income before extraordinary items | $1,092,000 | 4,153 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,092,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 6,068 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,092,000 | 3,846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.