Home > Solon State Bank > Income and Expense
Solon State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 3,439 |
| Total interest expense | $968,000 | 3,728 |
| Net interest income | $5,218,000 | 3,290 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $275,000 | 3,846 |
| Gross Fiduciary activities income | $4,000 | 902 |
| Service charges on deposit accounts | $190,000 | 2,734 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $81,000 | 4,085 |
| Total noninterest expense | $2,603,000 | 3,840 |
| Salaries and employee benefits | $1,644,000 | 3,669 |
| Premises and equipment expense | $212,000 | 3,910 |
| Additional noninterest expense | $81,000 | 4,085 |
| Pre-tax net operating income | $2,590,000 | 2,671 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $134,000 | 2,651 |
| Income before extraordinary items | $2,456,000 | 2,551 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,456,000 | 2,576 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,456,000 | 2,553 |
| Net charge-offs | $757,000 | 614 |
| Cash dividends | $1,682,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,456,000 | 2,577 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 3,454 |
| Total interest expense | $681,000 | 3,699 |
| Net interest income | $3,832,000 | 3,341 |
| Provision for loan and lease losses | $300,000 | 1,340 |
| Total noninterest income | $194,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $145,000 | 2,738 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $49,000 | 4,157 |
| Total noninterest expense | $1,931,000 | 3,848 |
| Salaries and employee benefits | $1,189,000 | 3,702 |
| Premises and equipment expense | $159,000 | 3,909 |
| Additional noninterest expense | $49,000 | 4,153 |
| Pre-tax net operating income | $1,795,000 | 2,817 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $100,000 | 2,705 |
| Income before extraordinary items | $1,695,000 | 2,707 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,695,000 | 2,737 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,695,000 | 2,708 |
| Net charge-offs | $757,000 | 474 |
| Cash dividends | $1,262,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,695,000 | 2,735 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 3,467 |
| Total interest expense | $411,000 | 3,681 |
| Net interest income | $2,515,000 | 3,379 |
| Provision for loan and lease losses | $200,000 | 1,332 |
| Total noninterest income | $163,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $97,000 | 2,726 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $66,000 | 3,922 |
| Total noninterest expense | $1,348,000 | 3,806 |
| Salaries and employee benefits | $836,000 | 3,662 |
| Premises and equipment expense | $110,000 | 3,882 |
| Additional noninterest expense | $66,000 | 3,902 |
| Pre-tax net operating income | $1,130,000 | 2,900 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $66,000 | 2,744 |
| Income before extraordinary items | $1,064,000 | 2,789 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,064,000 | 2,820 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,064,000 | 2,789 |
| Net charge-offs | $692,000 | 366 |
| Cash dividends | $842,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,064,000 | 2,815 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,476 |
| Total interest expense | $160,000 | 3,744 |
| Net interest income | $1,292,000 | 3,354 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $87,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $48,000 | 2,765 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $39,000 | 3,835 |
| Total noninterest expense | $637,000 | 3,901 |
| Salaries and employee benefits | $407,000 | 3,739 |
| Premises and equipment expense | $64,000 | 3,800 |
| Additional noninterest expense | $39,000 | 3,835 |
| Pre-tax net operating income | $742,000 | 2,641 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $32,000 | 2,775 |
| Income before extraordinary items | $710,000 | 2,513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $710,000 | 2,514 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $710,000 | 2,513 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $710,000 | 2,538 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 3,406 |
| Total interest expense | $291,000 | 3,780 |
| Net interest income | $4,972,000 | 3,346 |
| Provision for loan and lease losses | $400,000 | 1,341 |
| Total noninterest income | $785,000 | 3,070 |
| Gross Fiduciary activities income | $5,000 | 930 |
| Service charges on deposit accounts | $228,000 | 2,597 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $552,000 | 2,959 |
| Total noninterest expense | $2,578,000 | 3,894 |
| Salaries and employee benefits | $1,699,000 | 3,683 |
| Premises and equipment expense | $235,000 | 3,875 |
| Additional noninterest expense | $552,000 | 2,959 |
| Pre-tax net operating income | $2,779,000 | 2,743 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $141,000 | 2,832 |
| Income before extraordinary items | $2,638,000 | 2,611 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,638,000 | 2,608 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,638,000 | 2,610 |
| Net charge-offs | $67,000 | 1,412 |
| Cash dividends | $1,660,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,638,000 | 2,646 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 3,316 |
| Total interest expense | $201,000 | 3,706 |
| Net interest income | $3,901,000 | 3,275 |
| Provision for loan and lease losses | $250,000 | 1,333 |
| Total noninterest income | $676,000 | 2,965 |
| Gross Fiduciary activities income | $2,000 | 923 |
| Service charges on deposit accounts | $171,000 | 2,609 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $503,000 | 2,801 |
| Total noninterest expense | $1,838,000 | 3,942 |
| Salaries and employee benefits | $1,180,000 | 3,778 |
| Premises and equipment expense | $196,000 | 3,807 |
| Additional noninterest expense | $503,000 | 2,801 |
| Pre-tax net operating income | $2,489,000 | 2,536 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $108,000 | 2,817 |
| Income before extraordinary items | $2,381,000 | 2,361 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,381,000 | 2,360 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,381,000 | 2,360 |
| Net charge-offs | $-11,000 | 3,629 |
| Cash dividends | $1,239,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,381,000 | 2,397 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 3,351 |
| Total interest expense | $132,000 | 3,677 |
| Net interest income | $2,491,000 | 3,318 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $408,000 | 3,055 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $119,000 | 2,551 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $288,000 | 2,966 |
| Total noninterest expense | $1,216,000 | 3,967 |
| Salaries and employee benefits | $792,000 | 3,780 |
| Premises and equipment expense | $142,000 | 3,742 |
| Additional noninterest expense | $282,000 | 4,250 |
| Pre-tax net operating income | $1,683,000 | 2,426 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $76,000 | 2,711 |
| Income before extraordinary items | $1,607,000 | 2,252 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,607,000 | 2,253 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,607,000 | 2,252 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $818,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,607,000 | 2,292 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 3,389 |
| Total interest expense | $68,000 | 3,627 |
| Net interest income | $1,174,000 | 3,354 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $271,000 | 2,711 |
| Gross Fiduciary activities income | $1,000 | 862 |
| Service charges on deposit accounts | $52,000 | 2,697 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $218,000 | 2,479 |
| Total noninterest expense | $607,000 | 3,978 |
| Salaries and employee benefits | $391,000 | 3,806 |
| Premises and equipment expense | $62,000 | 3,904 |
| Additional noninterest expense | $154,000 | 4,174 |
| Pre-tax net operating income | $838,000 | 2,329 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $51,000 | 2,497 |
| Income before extraordinary items | $787,000 | 2,219 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $787,000 | 2,219 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $787,000 | 2,219 |
| Net charge-offs | $9,000 | 1,211 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $787,000 | 2,236 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 3,421 |
| Total interest expense | $297,000 | 3,774 |
| Net interest income | $4,894,000 | 3,365 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $412,000 | 3,810 |
| Gross Fiduciary activities income | $4,000 | 915 |
| Service charges on deposit accounts | $166,000 | 2,908 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $242,000 | 3,875 |
| Total noninterest expense | $2,614,000 | 3,924 |
| Salaries and employee benefits | $1,703,000 | 3,719 |
| Premises and equipment expense | $205,000 | 4,111 |
| Additional noninterest expense | $706,000 | 4,075 |
| Pre-tax net operating income | $2,692,000 | 2,813 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $133,000 | 2,925 |
| Income before extraordinary items | $2,560,000 | 2,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,560,000 | 2,732 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,560,000 | 2,732 |
| Net charge-offs | $3,000 | 2,526 |
| Cash dividends | $1,566,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,559,050 | 2,717 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 3,479 |
| Total interest expense | $223,000 | 3,857 |
| Net interest income | $3,708,000 | 3,398 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $282,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $123,000 | 2,930 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $159,000 | 3,993 |
| Total noninterest expense | $1,871,000 | 4,014 |
| Salaries and employee benefits | $1,187,000 | 3,839 |
| Premises and equipment expense | $150,000 | 4,178 |
| Additional noninterest expense | $534,000 | 4,108 |
| Pre-tax net operating income | $2,119,000 | 2,870 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $96,000 | 2,957 |
| Income before extraordinary items | $2,024,000 | 2,792 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,024,000 | 2,791 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,024,000 | 2,792 |
| Net charge-offs | $-6,000 | 3,495 |
| Cash dividends | $1,169,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,023,050 | 2,763 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 3,446 |
| Total interest expense | $150,000 | 3,918 |
| Net interest income | $2,565,000 | 3,366 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $152,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $77,000 | 2,959 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $75,000 | 4,229 |
| Total noninterest expense | $1,223,000 | 4,058 |
| Salaries and employee benefits | $793,000 | 3,853 |
| Premises and equipment expense | $94,000 | 4,251 |
| Additional noninterest expense | $336,000 | 4,188 |
| Pre-tax net operating income | $1,494,000 | 2,776 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $64,000 | 2,944 |
| Income before extraordinary items | $1,430,000 | 2,696 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,430,000 | 2,695 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,430,000 | 2,696 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $771,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,430,000 | 2,667 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 3,438 |
| Total interest expense | $76,000 | 3,972 |
| Net interest income | $1,292,000 | 3,344 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $56,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $36,000 | 3,022 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $20,000 | 4,477 |
| Total noninterest expense | $626,000 | 4,028 |
| Salaries and employee benefits | $397,000 | 3,875 |
| Premises and equipment expense | $59,000 | 4,050 |
| Additional noninterest expense | $170,000 | 4,170 |
| Pre-tax net operating income | $722,000 | 2,802 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $36,000 | 2,843 |
| Income before extraordinary items | $686,000 | 2,723 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $686,000 | 2,721 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $686,000 | 2,723 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $686,000 | 2,689 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 3,570 |
| Total interest expense | $365,000 | 4,134 |
| Net interest income | $4,708,000 | 3,443 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $294,000 | 4,059 |
| Gross Fiduciary activities income | $5,000 | 940 |
| Service charges on deposit accounts | $170,000 | 2,962 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $119,000 | 4,290 |
| Total noninterest expense | $2,483,000 | 4,045 |
| Salaries and employee benefits | $1,673,000 | 3,820 |
| Premises and equipment expense | $197,000 | 4,257 |
| Additional noninterest expense | $613,000 | 4,275 |
| Pre-tax net operating income | $2,519,000 | 2,666 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $127,000 | 2,822 |
| Income before extraordinary items | $2,392,000 | 2,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,392,000 | 2,600 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,392,000 | 2,601 |
| Net charge-offs | $8,000 | 3,088 |
| Cash dividends | $1,496,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,392,000 | 2,556 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 3,596 |
| Total interest expense | $284,000 | 4,180 |
| Net interest income | $3,535,000 | 3,467 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $203,000 | 4,114 |
| Gross Fiduciary activities income | $1,000 | 952 |
| Service charges on deposit accounts | $130,000 | 2,956 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $72,000 | 4,380 |
| Total noninterest expense | $1,778,000 | 4,106 |
| Salaries and employee benefits | $1,182,000 | 3,897 |
| Premises and equipment expense | $149,000 | 4,264 |
| Additional noninterest expense | $447,000 | 4,318 |
| Pre-tax net operating income | $1,960,000 | 2,611 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $108,000 | 2,762 |
| Income before extraordinary items | $1,852,000 | 2,553 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,852,000 | 2,553 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,852,000 | 2,553 |
| Net charge-offs | $8,000 | 2,803 |
| Cash dividends | $1,122,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,852,000 | 2,504 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 3,614 |
| Total interest expense | $200,000 | 4,204 |
| Net interest income | $2,383,000 | 3,477 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $118,000 | 4,219 |
| Gross Fiduciary activities income | $1,000 | 937 |
| Service charges on deposit accounts | $91,000 | 2,936 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $26,000 | 4,620 |
| Total noninterest expense | $1,223,000 | 4,085 |
| Salaries and employee benefits | $794,000 | 3,904 |
| Premises and equipment expense | $131,000 | 4,001 |
| Additional noninterest expense | $298,000 | 4,324 |
| Pre-tax net operating income | $1,278,000 | 2,611 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $72,000 | 2,717 |
| Income before extraordinary items | $1,206,000 | 2,547 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,206,000 | 2,546 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,206,000 | 2,547 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $748,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,206,000 | 2,508 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 3,705 |
| Total interest expense | $102,000 | 4,297 |
| Net interest income | $1,129,000 | 3,532 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $101,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $44,000 | 3,945 |
| Total noninterest expense | $574,000 | 4,199 |
| Salaries and employee benefits | $395,000 | 3,938 |
| Premises and equipment expense | $59,000 | 4,146 |
| Additional noninterest expense | $120,000 | 4,573 |
| Pre-tax net operating income | $656,000 | 2,436 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $36,000 | 2,600 |
| Income before extraordinary items | $620,000 | 2,355 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $620,000 | 2,354 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $620,000 | 2,355 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $620,000 | 2,316 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 3,726 |
| Total interest expense | $467,000 | 4,205 |
| Net interest income | $4,573,000 | 3,574 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $451,000 | 3,777 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $292,000 | 2,653 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $158,000 | 4,122 |
| Total noninterest expense | $2,499,000 | 4,142 |
| Salaries and employee benefits | $1,688,000 | 3,869 |
| Premises and equipment expense | $210,000 | 4,330 |
| Additional noninterest expense | $601,000 | 4,452 |
| Pre-tax net operating income | $2,525,000 | 2,717 |
| Securities gains (losses) | $328,000 | 485 |
| Applicable income taxes | $143,000 | 2,832 |
| Income before extraordinary items | $2,710,000 | 2,447 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,710,000 | 2,448 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,710,000 | 2,449 |
| Net charge-offs | $38,000 | 2,802 |
| Cash dividends | $1,449,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,398,400 | 2,595 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 3,750 |
| Total interest expense | $363,000 | 4,231 |
| Net interest income | $3,458,000 | 3,608 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $398,000 | 3,637 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $231,000 | 2,602 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $166,000 | 3,894 |
| Total noninterest expense | $1,759,000 | 4,275 |
| Salaries and employee benefits | $1,182,000 | 3,999 |
| Premises and equipment expense | $148,000 | 4,447 |
| Additional noninterest expense | $429,000 | 4,561 |
| Pre-tax net operating income | $2,097,000 | 2,643 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $87,000 | 3,012 |
| Income before extraordinary items | $2,011,000 | 2,517 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,011,000 | 2,518 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,011,000 | 2,518 |
| Net charge-offs | $39,000 | 2,382 |
| Cash dividends | $1,052,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,010,040 | 2,488 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,754 |
| Total interest expense | $214,000 | 4,350 |
| Net interest income | $2,345,000 | 3,589 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $281,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $154,000 | 2,581 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $127,000 | 3,765 |
| Total noninterest expense | $1,221,000 | 4,244 |
| Salaries and employee benefits | $794,000 | 4,021 |
| Premises and equipment expense | $100,000 | 4,445 |
| Additional noninterest expense | $327,000 | 4,436 |
| Pre-tax net operating income | $1,405,000 | 2,624 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $57,000 | 3,029 |
| Income before extraordinary items | $1,348,000 | 2,481 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,348,000 | 2,481 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,348,000 | 2,481 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $701,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,348,000 | 2,453 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 3,803 |
| Total interest expense | $91,000 | 4,492 |
| Net interest income | $1,171,000 | 3,618 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $146,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $72,000 | 2,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 3,595 |
| Total noninterest expense | $636,000 | 4,218 |
| Salaries and employee benefits | $400,000 | 4,065 |
| Premises and equipment expense | $60,000 | 4,302 |
| Additional noninterest expense | $176,000 | 4,368 |
| Pre-tax net operating income | $681,000 | 2,614 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $28,000 | 2,989 |
| Income before extraordinary items | $653,000 | 2,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $653,000 | 2,463 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $653,000 | 2,463 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $653,000 | 2,450 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 3,781 |
| Total interest expense | $287,000 | 4,533 |
| Net interest income | $4,609,000 | 3,631 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $305,000 | 4,312 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $234,000 | 3,117 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 4,773 |
| Total noninterest expense | $2,649,000 | 4,175 |
| Salaries and employee benefits | $1,698,000 | 3,972 |
| Premises and equipment expense | $208,000 | 4,486 |
| Additional noninterest expense | $743,000 | 4,325 |
| Pre-tax net operating income | $2,165,000 | 3,008 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $108,000 | 3,047 |
| Income before extraordinary items | $2,057,000 | 2,891 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,057,000 | 2,890 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,057,000 | 2,890 |
| Net charge-offs | $68,000 | 2,420 |
| Cash dividends | $1,403,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,057,000 | 2,886 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 3,821 |
| Total interest expense | $201,000 | 4,603 |
| Net interest income | $3,449,000 | 3,679 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $272,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $165,000 | 3,215 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 4,396 |
| Total noninterest expense | $1,898,000 | 4,273 |
| Salaries and employee benefits | $1,182,000 | 4,103 |
| Premises and equipment expense | $149,000 | 4,564 |
| Additional noninterest expense | $567,000 | 4,322 |
| Pre-tax net operating income | $1,723,000 | 2,985 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $72,000 | 3,177 |
| Income before extraordinary items | $1,651,000 | 2,844 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,651,000 | 2,843 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,651,000 | 2,843 |
| Net charge-offs | $68,000 | 2,001 |
| Cash dividends | $1,052,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,651,000 | 2,836 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 3,808 |
| Total interest expense | $133,000 | 4,597 |
| Net interest income | $2,313,000 | 3,673 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $140,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $101,000 | 3,321 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 4,828 |
| Total noninterest expense | $1,303,000 | 4,260 |
| Salaries and employee benefits | $791,000 | 4,134 |
| Premises and equipment expense | $99,000 | 4,607 |
| Additional noninterest expense | $413,000 | 4,238 |
| Pre-tax net operating income | $1,050,000 | 3,090 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $48,000 | 3,160 |
| Income before extraordinary items | $1,002,000 | 2,963 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,002,000 | 2,962 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,002,000 | 2,962 |
| Net charge-offs | $93,000 | 1,359 |
| Cash dividends | $701,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,002,000 | 2,950 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 3,798 |
| Total interest expense | $62,000 | 4,682 |
| Net interest income | $1,176,000 | 3,661 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $105,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $56,000 | 3,213 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $49,000 | 4,172 |
| Total noninterest expense | $672,000 | 4,270 |
| Salaries and employee benefits | $396,000 | 4,174 |
| Premises and equipment expense | $54,000 | 4,573 |
| Additional noninterest expense | $222,000 | 4,171 |
| Pre-tax net operating income | $609,000 | 2,791 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $25,000 | 3,125 |
| Income before extraordinary items | $584,000 | 2,654 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $584,000 | 2,654 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $584,000 | 2,654 |
| Net charge-offs | $95,000 | 876 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $584,000 | 2,649 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 3,909 |
| Total interest expense | $248,000 | 4,639 |
| Net interest income | $4,291,000 | 3,815 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $393,000 | 4,220 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $215,000 | 3,360 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $177,000 | 4,332 |
| Total noninterest expense | $2,496,000 | 4,422 |
| Salaries and employee benefits | $1,637,000 | 4,120 |
| Premises and equipment expense | $201,000 | 4,712 |
| Additional noninterest expense | $658,000 | 4,674 |
| Pre-tax net operating income | $1,988,000 | 3,132 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $99,000 | 3,286 |
| Income before extraordinary items | $1,889,000 | 2,785 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,889,000 | 2,784 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,889,000 | 2,785 |
| Net charge-offs | $301,000 | 1,480 |
| Cash dividends | $1,403,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,889,000 | 2,770 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,981 |
| Total interest expense | $185,000 | 4,672 |
| Net interest income | $3,157,000 | 3,877 |
| Provision for loan and lease losses | $200,000 | 2,013 |
| Total noninterest income | $294,000 | 4,277 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $158,000 | 3,403 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $135,000 | 4,366 |
| Total noninterest expense | $1,760,000 | 4,542 |
| Salaries and employee benefits | $1,132,000 | 4,297 |
| Premises and equipment expense | $149,000 | 4,765 |
| Additional noninterest expense | $479,000 | 4,746 |
| Pre-tax net operating income | $1,491,000 | 3,189 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $81,000 | 3,262 |
| Income before extraordinary items | $1,410,000 | 2,956 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,410,000 | 2,955 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,410,000 | 2,956 |
| Net charge-offs | $300,000 | 1,115 |
| Cash dividends | $1,052,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,410,000 | 2,933 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 4,014 |
| Total interest expense | $123,000 | 4,680 |
| Net interest income | $2,076,000 | 3,919 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $195,000 | 4,287 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $98,000 | 3,512 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $96,000 | 4,304 |
| Total noninterest expense | $1,188,000 | 4,549 |
| Salaries and employee benefits | $753,000 | 4,329 |
| Premises and equipment expense | $103,000 | 4,745 |
| Additional noninterest expense | $332,000 | 4,725 |
| Pre-tax net operating income | $933,000 | 3,235 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $54,000 | 3,265 |
| Income before extraordinary items | $879,000 | 3,024 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $879,000 | 3,023 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $879,000 | 3,024 |
| Net charge-offs | $161,000 | 1,195 |
| Cash dividends | $701,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $879,000 | 3,001 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 4,031 |
| Total interest expense | $60,000 | 4,723 |
| Net interest income | $1,036,000 | 3,928 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $93,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $47,000 | 4,359 |
| Total noninterest expense | $586,000 | 4,625 |
| Salaries and employee benefits | $379,000 | 4,364 |
| Premises and equipment expense | $58,000 | 4,629 |
| Additional noninterest expense | $149,000 | 4,920 |
| Pre-tax net operating income | $468,000 | 3,190 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $27,000 | 3,217 |
| Income before extraordinary items | $441,000 | 2,967 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $441,000 | 2,967 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $441,000 | 2,967 |
| Net charge-offs | $163,000 | 679 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $441,000 | 2,947 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 3,978 |
| Total interest expense | $258,000 | 4,667 |
| Net interest income | $4,271,000 | 3,884 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $560,000 | 3,929 |
| Gross Fiduciary activities income | $3,000 | 1,090 |
| Service charges on deposit accounts | $223,000 | 3,442 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $334,000 | 3,814 |
| Total noninterest expense | $2,467,000 | 4,570 |
| Salaries and employee benefits | $1,594,000 | 4,281 |
| Premises and equipment expense | $213,000 | 4,815 |
| Additional noninterest expense | $660,000 | 4,860 |
| Pre-tax net operating income | $2,064,000 | 3,000 |
| Securities gains (losses) | $130,000 | 1,152 |
| Applicable income taxes | $110,000 | 3,258 |
| Income before extraordinary items | $2,084,000 | 2,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,084,000 | 2,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,084,000 | 2,717 |
| Net charge-offs | $354,000 | 1,379 |
| Cash dividends | $1,403,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,960,500 | 2,779 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 3,950 |
| Total interest expense | $196,000 | 4,682 |
| Net interest income | $3,315,000 | 3,841 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $444,000 | 3,874 |
| Gross Fiduciary activities income | $3,000 | 1,046 |
| Service charges on deposit accounts | $166,000 | 3,463 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $275,000 | 3,695 |
| Total noninterest expense | $1,730,000 | 4,707 |
| Salaries and employee benefits | $1,105,000 | 4,438 |
| Premises and equipment expense | $157,000 | 4,866 |
| Additional noninterest expense | $468,000 | 4,982 |
| Pre-tax net operating income | $1,804,000 | 2,795 |
| Securities gains (losses) | $74,000 | 1,475 |
| Applicable income taxes | $82,000 | 3,330 |
| Income before extraordinary items | $1,796,000 | 2,516 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,796,000 | 2,517 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,796,000 | 2,517 |
| Net charge-offs | $352,000 | 1,028 |
| Cash dividends | $1,052,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,724,960 | 2,521 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 4,008 |
| Total interest expense | $132,000 | 4,707 |
| Net interest income | $2,180,000 | 3,891 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $344,000 | 3,644 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $114,000 | 3,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,413 |
| Total noninterest expense | $1,177,000 | 4,722 |
| Salaries and employee benefits | $747,000 | 4,455 |
| Premises and equipment expense | $102,000 | 4,942 |
| Additional noninterest expense | $328,000 | 4,968 |
| Pre-tax net operating income | $1,197,000 | 2,760 |
| Securities gains (losses) | $69,000 | 1,209 |
| Applicable income taxes | $53,000 | 3,367 |
| Income before extraordinary items | $1,213,000 | 2,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,213,000 | 2,475 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,213,000 | 2,475 |
| Net charge-offs | $75,000 | 1,862 |
| Cash dividends | $701,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,146,760 | 2,492 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 3,968 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $1,120,000 | 3,850 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $254,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $193,000 | 2,655 |
| Total noninterest expense | $586,000 | 4,760 |
| Salaries and employee benefits | $380,000 | 4,453 |
| Premises and equipment expense | $55,000 | 4,876 |
| Additional noninterest expense | $151,000 | 5,114 |
| Pre-tax net operating income | $713,000 | 2,461 |
| Securities gains (losses) | $69,000 | 681 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $767,000 | 2,062 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $767,000 | 2,062 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $767,000 | 2,062 |
| Net charge-offs | $79,000 | 1,150 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $699,380 | 2,145 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 4,033 |
| Total interest expense | $280,000 | 4,733 |
| Net interest income | $4,313,000 | 3,909 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $587,000 | 3,935 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $298,000 | 3,047 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $288,000 | 4,028 |
| Total noninterest expense | $2,343,000 | 4,806 |
| Salaries and employee benefits | $1,535,000 | 4,453 |
| Premises and equipment expense | $212,000 | 5,012 |
| Additional noninterest expense | $596,000 | 5,171 |
| Pre-tax net operating income | $2,257,000 | 2,799 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $113,000 | 3,259 |
| Income before extraordinary items | $2,146,000 | 2,597 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,146,000 | 2,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,146,000 | 2,599 |
| Net charge-offs | $301,000 | 1,599 |
| Cash dividends | $1,309,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,144,100 | 2,551 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 4,102 |
| Total interest expense | $211,000 | 4,799 |
| Net interest income | $3,197,000 | 3,972 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $438,000 | 3,958 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $216,000 | 3,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,018 |
| Total noninterest expense | $1,650,000 | 4,930 |
| Salaries and employee benefits | $1,048,000 | 4,666 |
| Premises and equipment expense | $156,000 | 5,088 |
| Additional noninterest expense | $446,000 | 5,230 |
| Pre-tax net operating income | $1,760,000 | 2,796 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $52,000 | 3,623 |
| Income before extraordinary items | $1,710,000 | 2,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,710,000 | 2,545 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,710,000 | 2,545 |
| Net charge-offs | $24,000 | 3,264 |
| Cash dividends | $982,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,708,060 | 2,494 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 4,205 |
| Total interest expense | $140,000 | 4,845 |
| Net interest income | $2,051,000 | 4,083 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $272,000 | 4,097 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $122,000 | 3,401 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,030 |
| Total noninterest expense | $1,096,000 | 4,987 |
| Salaries and employee benefits | $701,000 | 4,705 |
| Premises and equipment expense | $103,000 | 5,152 |
| Additional noninterest expense | $292,000 | 5,287 |
| Pre-tax net operating income | $1,077,000 | 2,935 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $36,000 | 3,619 |
| Income before extraordinary items | $1,043,000 | 2,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,043,000 | 2,681 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,043,000 | 2,682 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $655,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,041,060 | 2,630 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 4,284 |
| Total interest expense | $71,000 | 4,880 |
| Net interest income | $985,000 | 4,180 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $127,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $568,000 | 4,973 |
| Salaries and employee benefits | $351,000 | 4,735 |
| Premises and equipment expense | $58,000 | 5,018 |
| Additional noninterest expense | $159,000 | 5,184 |
| Pre-tax net operating income | $469,000 | 3,124 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $450,000 | 2,919 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $450,000 | 2,922 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $450,000 | 2,922 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $450,000 | 2,841 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 4,021 |
| Total interest expense | $321,000 | 4,843 |
| Net interest income | $4,535,000 | 3,898 |
| Provision for loan and lease losses | $660,000 | 1,182 |
| Total noninterest income | $744,000 | 3,602 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $273,000 | 3,386 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $469,000 | 3,351 |
| Total noninterest expense | $2,334,000 | 5,014 |
| Salaries and employee benefits | $1,459,000 | 4,692 |
| Premises and equipment expense | $232,000 | 5,133 |
| Additional noninterest expense | $643,000 | 5,283 |
| Pre-tax net operating income | $2,285,000 | 2,753 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $115,000 | 3,313 |
| Income before extraordinary items | $2,170,000 | 2,544 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,170,000 | 2,544 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,170,000 | 2,544 |
| Net charge-offs | $1,423,000 | 679 |
| Cash dividends | $1,309,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,170,000 | 2,509 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 4,026 |
| Total interest expense | $247,000 | 4,873 |
| Net interest income | $3,453,000 | 3,888 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $638,000 | 3,418 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $202,000 | 3,453 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $434,000 | 3,105 |
| Total noninterest expense | $1,650,000 | 5,140 |
| Salaries and employee benefits | $1,008,000 | 4,890 |
| Premises and equipment expense | $166,000 | 5,262 |
| Additional noninterest expense | $476,000 | 5,351 |
| Pre-tax net operating income | $2,216,000 | 2,344 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $46,000 | 3,690 |
| Income before extraordinary items | $2,170,000 | 2,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,170,000 | 2,085 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,170,000 | 2,084 |
| Net charge-offs | $719,000 | 876 |
| Cash dividends | $982,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,170,000 | 2,038 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 4,030 |
| Total interest expense | $169,000 | 4,874 |
| Net interest income | $2,308,000 | 3,889 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $534,000 | 3,000 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $123,000 | 3,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $409,000 | 2,596 |
| Total noninterest expense | $1,105,000 | 5,173 |
| Salaries and employee benefits | $670,000 | 4,928 |
| Premises and equipment expense | $126,000 | 5,081 |
| Additional noninterest expense | $309,000 | 5,410 |
| Pre-tax net operating income | $1,587,000 | 2,185 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $1,564,000 | 1,917 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,564,000 | 1,921 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,564,000 | 1,920 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $655,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,564,000 | 1,865 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 4,042 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $1,155,000 | 3,892 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $462,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $75,000 | 3,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $387,000 | 1,699 |
| Total noninterest expense | $563,000 | 5,203 |
| Salaries and employee benefits | $328,000 | 5,039 |
| Premises and equipment expense | $84,000 | 4,608 |
| Additional noninterest expense | $151,000 | 5,497 |
| Pre-tax net operating income | $979,000 | 1,805 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $973,000 | 1,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $973,000 | 1,535 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $973,000 | 1,535 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $973,000 | 1,508 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 4,164 |
| Total interest expense | $419,000 | 4,813 |
| Net interest income | $4,407,000 | 4,030 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $363,000 | 4,880 |
| Gross Fiduciary activities income | $2,000 | 1,226 |
| Service charges on deposit accounts | $323,000 | 3,227 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $2,301,000 | 5,209 |
| Salaries and employee benefits | $1,401,000 | 4,924 |
| Premises and equipment expense | $242,000 | 5,255 |
| Additional noninterest expense | $658,000 | 5,436 |
| Pre-tax net operating income | $1,869,000 | 2,986 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $1,786,000 | 2,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,786,000 | 2,821 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,786,000 | 2,822 |
| Net charge-offs | $584,000 | 1,847 |
| Cash dividends | $1,216,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,783,150 | 2,762 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 4,171 |
| Total interest expense | $324,000 | 4,851 |
| Net interest income | $3,338,000 | 4,029 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $262,000 | 5,009 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $246,000 | 3,216 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $1,648,000 | 5,325 |
| Salaries and employee benefits | $966,000 | 5,146 |
| Premises and equipment expense | $180,000 | 5,291 |
| Additional noninterest expense | $502,000 | 5,432 |
| Pre-tax net operating income | $1,727,000 | 2,681 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $90,000 | 3,377 |
| Income before extraordinary items | $1,640,000 | 2,472 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,640,000 | 2,477 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,640,000 | 2,477 |
| Net charge-offs | $251,000 | 2,309 |
| Cash dividends | $912,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,637,150 | 2,398 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 4,187 |
| Total interest expense | $224,000 | 4,840 |
| Net interest income | $2,208,000 | 4,046 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $147,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $154,000 | 3,305 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-7,000 | 6,674 |
| Total noninterest expense | $1,102,000 | 5,336 |
| Salaries and employee benefits | $642,000 | 5,164 |
| Premises and equipment expense | $116,000 | 5,365 |
| Additional noninterest expense | $344,000 | 5,377 |
| Pre-tax net operating income | $1,103,000 | 2,712 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $59,000 | 3,406 |
| Income before extraordinary items | $1,047,000 | 2,542 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,047,000 | 2,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,047,000 | 2,547 |
| Net charge-offs | $-12,000 | 6,196 |
| Cash dividends | $608,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,044,150 | 2,447 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 4,171 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $1,121,000 | 4,012 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $114,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $516,000 | 5,499 |
| Salaries and employee benefits | $320,000 | 5,226 |
| Premises and equipment expense | $52,000 | 5,588 |
| Additional noninterest expense | $144,000 | 5,738 |
| Pre-tax net operating income | $644,000 | 2,423 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $27,000 | 3,430 |
| Income before extraordinary items | $617,000 | 2,209 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $617,000 | 2,211 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $617,000 | 2,211 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $617,000 | 2,128 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 4,351 |
| Total interest expense | $550,000 | 4,944 |
| Net interest income | $4,355,000 | 4,188 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $259,000 | 5,415 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $299,000 | 3,491 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-41,000 | 6,669 |
| Total noninterest expense | $2,191,000 | 5,474 |
| Salaries and employee benefits | $1,360,000 | 5,097 |
| Premises and equipment expense | $195,000 | 5,742 |
| Additional noninterest expense | $636,000 | 5,712 |
| Pre-tax net operating income | $2,123,000 | 2,702 |
| Securities gains (losses) | $65,000 | 2,559 |
| Applicable income taxes | $116,000 | 3,407 |
| Income before extraordinary items | $2,072,000 | 2,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 2,519 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,072,000 | 2,518 |
| Net charge-offs | $299,000 | 3,303 |
| Cash dividends | $1,216,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,010,250 | 2,456 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 4,423 |
| Total interest expense | $412,000 | 5,069 |
| Net interest income | $3,276,000 | 4,237 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $163,000 | 5,669 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $223,000 | 3,542 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-61,000 | 6,867 |
| Total noninterest expense | $1,525,000 | 5,660 |
| Salaries and employee benefits | $927,000 | 5,361 |
| Premises and equipment expense | $144,000 | 5,842 |
| Additional noninterest expense | $454,000 | 5,862 |
| Pre-tax net operating income | $1,689,000 | 2,671 |
| Securities gains (losses) | $45,000 | 2,497 |
| Applicable income taxes | $92,000 | 3,430 |
| Income before extraordinary items | $1,642,000 | 2,485 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,642,000 | 2,486 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,642,000 | 2,486 |
| Net charge-offs | $299,000 | 2,824 |
| Cash dividends | $912,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,599,250 | 2,399 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 4,469 |
| Total interest expense | $275,000 | 5,171 |
| Net interest income | $2,171,000 | 4,270 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $204,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $146,000 | 3,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,301 |
| Total noninterest expense | $995,000 | 5,747 |
| Salaries and employee benefits | $618,000 | 5,398 |
| Premises and equipment expense | $94,000 | 5,907 |
| Additional noninterest expense | $283,000 | 6,005 |
| Pre-tax net operating income | $1,230,000 | 2,476 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $1,213,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,213,000 | 2,254 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,213,000 | 2,254 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $608,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,170,250 | 2,188 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 4,524 |
| Total interest expense | $138,000 | 5,260 |
| Net interest income | $1,083,000 | 4,297 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $105,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $508,000 | 5,735 |
| Salaries and employee benefits | $308,000 | 5,442 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $137,000 | 6,078 |
| Pre-tax net operating income | $605,000 | 2,509 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $31,000 | 3,411 |
| Income before extraordinary items | $574,000 | 2,339 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $574,000 | 2,341 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $574,000 | 2,342 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $574,000 | 2,229 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 4,608 |
| Total interest expense | $627,000 | 5,423 |
| Net interest income | $4,292,000 | 4,345 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $419,000 | 4,700 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $338,000 | 3,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $80,000 | 5,524 |
| Total noninterest expense | $2,068,000 | 5,752 |
| Salaries and employee benefits | $1,292,000 | 5,349 |
| Premises and equipment expense | $179,000 | 6,175 |
| Additional noninterest expense | $597,000 | 6,001 |
| Pre-tax net operating income | $2,343,000 | 2,229 |
| Securities gains (losses) | $156,000 | 1,671 |
| Applicable income taxes | $77,000 | 3,527 |
| Income before extraordinary items | $2,422,000 | 1,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,422,000 | 1,921 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,422,000 | 1,921 |
| Net charge-offs | $302,000 | 3,799 |
| Cash dividends | $1,216,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,270,680 | 1,944 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 4,671 |
| Total interest expense | $478,000 | 5,506 |
| Net interest income | $3,200,000 | 4,392 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $313,000 | 4,756 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $251,000 | 3,389 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $61,000 | 5,592 |
| Total noninterest expense | $1,461,000 | 5,893 |
| Salaries and employee benefits | $875,000 | 5,584 |
| Premises and equipment expense | $138,000 | 6,184 |
| Additional noninterest expense | $448,000 | 6,028 |
| Pre-tax net operating income | $1,827,000 | 2,239 |
| Securities gains (losses) | $69,000 | 2,085 |
| Applicable income taxes | $90,000 | 3,278 |
| Income before extraordinary items | $1,806,000 | 2,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,806,000 | 2,000 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,806,000 | 2,000 |
| Net charge-offs | $-16,000 | 7,082 |
| Cash dividends | $912,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,740,450 | 1,954 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 4,719 |
| Total interest expense | $323,000 | 5,601 |
| Net interest income | $2,122,000 | 4,413 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $208,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $979,000 | 5,950 |
| Salaries and employee benefits | $588,000 | 5,610 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $295,000 | 6,134 |
| Pre-tax net operating income | $1,201,000 | 2,231 |
| Securities gains (losses) | $40,000 | 1,722 |
| Applicable income taxes | $60,000 | 3,238 |
| Income before extraordinary items | $1,181,000 | 1,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,181,000 | 1,981 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,181,000 | 1,981 |
| Net charge-offs | $-21,000 | 7,167 |
| Cash dividends | $608,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,143,000 | 1,963 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,755 |
| Total interest expense | $162,000 | 5,691 |
| Net interest income | $1,056,000 | 4,411 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $497,000 | 5,960 |
| Salaries and employee benefits | $288,000 | 5,710 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $152,000 | 6,118 |
| Pre-tax net operating income | $595,000 | 2,237 |
| Securities gains (losses) | $25,000 | 1,017 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $590,000 | 1,939 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $590,000 | 1,938 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $590,000 | 1,939 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $566,250 | 1,974 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 4,820 |
| Total interest expense | $752,000 | 5,838 |
| Net interest income | $4,238,000 | 4,417 |
| Provision for loan and lease losses | $1,350,000 | 2,607 |
| Total noninterest income | $455,000 | 4,740 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $373,000 | 3,198 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 5,679 |
| Total noninterest expense | $2,056,000 | 5,958 |
| Salaries and employee benefits | $1,249,000 | 5,571 |
| Premises and equipment expense | $214,000 | 6,098 |
| Additional noninterest expense | $593,000 | 6,233 |
| Pre-tax net operating income | $1,287,000 | 2,965 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $116,000 | 3,118 |
| Income before extraordinary items | $1,198,000 | 2,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,198,000 | 2,915 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,198,000 | 2,919 |
| Net charge-offs | $616,000 | 3,362 |
| Cash dividends | $1,216,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,173,430 | 2,834 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 4,856 |
| Total interest expense | $580,000 | 5,923 |
| Net interest income | $3,247,000 | 4,399 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $299,000 | 5,053 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $286,000 | 3,236 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,000 | 6,859 |
| Total noninterest expense | $1,415,000 | 6,164 |
| Salaries and employee benefits | $844,000 | 5,848 |
| Premises and equipment expense | $166,000 | 6,081 |
| Additional noninterest expense | $405,000 | 6,432 |
| Pre-tax net operating income | $1,906,000 | 1,975 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $90,000 | 3,194 |
| Income before extraordinary items | $1,816,000 | 1,812 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,816,000 | 1,813 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,816,000 | 1,814 |
| Net charge-offs | $-2,000 | 7,281 |
| Cash dividends | $912,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,816,000 | 1,721 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 4,889 |
| Total interest expense | $400,000 | 5,960 |
| Net interest income | $2,160,000 | 4,408 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $186,000 | 5,148 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $179,000 | 3,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $931,000 | 6,234 |
| Salaries and employee benefits | $556,000 | 5,911 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $259,000 | 6,540 |
| Pre-tax net operating income | $1,265,000 | 1,971 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $60,000 | 3,168 |
| Income before extraordinary items | $1,205,000 | 1,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,205,000 | 1,797 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,205,000 | 1,798 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $608,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,205,000 | 1,720 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 4,958 |
| Total interest expense | $210,000 | 5,976 |
| Net interest income | $1,066,000 | 4,474 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,000 | 7,574 |
| Total noninterest expense | $456,000 | 6,356 |
| Salaries and employee benefits | $277,000 | 5,995 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $115,000 | 6,799 |
| Pre-tax net operating income | $613,000 | 2,066 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $583,000 | 1,871 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $583,000 | 1,869 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $583,000 | 1,871 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $583,000 | 1,796 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 5,166 |
| Total interest expense | $1,130,000 | 5,778 |
| Net interest income | $3,798,000 | 4,724 |
| Provision for loan and lease losses | $75,000 | 6,631 |
| Total noninterest income | $538,000 | 4,598 |
| Gross Fiduciary activities income | $5,000 | 1,248 |
| Service charges on deposit accounts | $361,000 | 3,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $172,000 | 4,888 |
| Total noninterest expense | $2,094,000 | 6,118 |
| Salaries and employee benefits | $1,226,000 | 5,796 |
| Premises and equipment expense | $184,000 | 6,613 |
| Additional noninterest expense | $684,000 | 6,184 |
| Pre-tax net operating income | $2,167,000 | 1,798 |
| Securities gains (losses) | $13,000 | 3,179 |
| Applicable income taxes | $97,000 | 2,898 |
| Income before extraordinary items | $2,083,000 | 1,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,083,000 | 1,594 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,083,000 | 1,595 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $1,169,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,070,520 | 1,564 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 5,288 |
| Total interest expense | $896,000 | 5,808 |
| Net interest income | $2,719,000 | 4,874 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $332,000 | 5,009 |
| Gross Fiduciary activities income | $6,000 | 1,177 |
| Service charges on deposit accounts | $258,000 | 3,632 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $1,448,000 | 6,323 |
| Salaries and employee benefits | $839,000 | 6,026 |
| Premises and equipment expense | $123,000 | 6,850 |
| Additional noninterest expense | $486,000 | 6,324 |
| Pre-tax net operating income | $1,553,000 | 1,996 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $80,000 | 3,033 |
| Income before extraordinary items | $1,486,000 | 1,799 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,486,000 | 1,799 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,486,000 | 1,799 |
| Net charge-offs | $-11,000 | 7,885 |
| Cash dividends | $888,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,473,650 | 1,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 5,219 |
| Total interest expense | $634,000 | 5,806 |
| Net interest income | $1,878,000 | 4,759 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $228,000 | 4,992 |
| Gross Fiduciary activities income | $5,000 | 1,161 |
| Service charges on deposit accounts | $169,000 | 3,647 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $54,000 | 5,737 |
| Total noninterest expense | $935,000 | 6,452 |
| Salaries and employee benefits | $560,000 | 6,091 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $292,000 | 6,552 |
| Pre-tax net operating income | $1,121,000 | 1,928 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $54,000 | 3,106 |
| Income before extraordinary items | $1,069,000 | 1,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,069,000 | 1,742 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,069,000 | 1,744 |
| Net charge-offs | $-15,000 | 7,961 |
| Cash dividends | $609,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,067,100 | 1,696 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,295 |
| Total interest expense | $335,000 | 5,781 |
| Net interest income | $905,000 | 4,861 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $116,000 | 4,942 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $80,000 | 3,714 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $503,000 | 6,260 |
| Salaries and employee benefits | $280,000 | 6,137 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $175,000 | 5,929 |
| Pre-tax net operating income | $518,000 | 2,311 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $493,000 | 2,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $493,000 | 2,159 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $493,000 | 2,161 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $491,100 | 2,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,361 |
| Total interest expense | $1,697,000 | 5,698 |
| Net interest income | $3,475,000 | 5,001 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $506,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $398,000 | 3,460 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $108,000 | 5,814 |
| Total noninterest expense | $1,913,000 | 6,349 |
| Salaries and employee benefits | $1,231,000 | 5,899 |
| Premises and equipment expense | $156,000 | 7,089 |
| Additional noninterest expense | $526,000 | 6,519 |
| Pre-tax net operating income | $2,028,000 | 2,423 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $102,000 | 3,377 |
| Income before extraordinary items | $1,934,000 | 2,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,934,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,161 |
| Cash dividends | $1,216,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,926,400 | 2,173 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 5,440 |
| Total interest expense | $1,324,000 | 5,721 |
| Net interest income | $2,534,000 | 5,116 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $375,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $306,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 6,163 |
| Total noninterest expense | $1,329,000 | 6,538 |
| Salaries and employee benefits | $852,000 | 6,133 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $357,000 | 6,717 |
| Pre-tax net operating income | $1,540,000 | 2,785 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $74,000 | 3,836 |
| Income before extraordinary items | $1,474,000 | 2,355 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,474,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,169 |
| Cash dividends | $912,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,466,400 | 2,476 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 5,403 |
| Total interest expense | $924,000 | 5,762 |
| Net interest income | $1,756,000 | 5,011 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $209,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $211,000 | 3,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-2,000 | 8,307 |
| Total noninterest expense | $919,000 | 6,481 |
| Salaries and employee benefits | $585,000 | 6,125 |
| Premises and equipment expense | $83,000 | 7,070 |
| Additional noninterest expense | $251,000 | 6,642 |
| Pre-tax net operating income | $1,046,000 | 2,858 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $49,000 | 4,078 |
| Income before extraordinary items | $1,005,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,005,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,321 |
| Cash dividends | $608,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $997,400 | 2,531 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,474 |
| Total interest expense | $498,000 | 5,777 |
| Net interest income | $852,000 | 5,115 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $132,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $500,000 | 6,300 |
| Salaries and employee benefits | $311,000 | 5,986 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $139,000 | 6,380 |
| Pre-tax net operating income | $484,000 | 3,134 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $460,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $460,000 | 2,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 5,535 |
| Total interest expense | $2,045,000 | 5,792 |
| Net interest income | $3,301,000 | 5,233 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $542,000 | 4,849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $464,000 | 3,216 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $78,000 | 6,562 |
| Total noninterest expense | $1,814,000 | 6,460 |
| Salaries and employee benefits | $1,141,000 | 6,120 |
| Premises and equipment expense | $187,000 | 6,860 |
| Additional noninterest expense | $486,000 | 6,647 |
| Pre-tax net operating income | $2,029,000 | 3,289 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,509 |
| Income before extraordinary items | $1,932,000 | 2,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,932,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $1,169,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,932,000 | 2,890 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 5,596 |
| Total interest expense | $1,515,000 | 5,842 |
| Net interest income | $2,440,000 | 5,295 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $406,000 | 4,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $342,000 | 3,249 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $1,303,000 | 6,554 |
| Salaries and employee benefits | $797,000 | 6,297 |
| Premises and equipment expense | $153,000 | 6,689 |
| Additional noninterest expense | $353,000 | 6,704 |
| Pre-tax net operating income | $1,543,000 | 3,416 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $67,000 | 4,753 |
| Income before extraordinary items | $1,476,000 | 3,006 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,476,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $865,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,476,000 | 2,990 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 5,653 |
| Total interest expense | $980,000 | 5,915 |
| Net interest income | $1,632,000 | 5,312 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $271,000 | 4,898 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $220,000 | 3,309 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $859,000 | 6,637 |
| Salaries and employee benefits | $534,000 | 6,338 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $226,000 | 6,830 |
| Pre-tax net operating income | $1,044,000 | 3,437 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $45,000 | 4,839 |
| Income before extraordinary items | $999,000 | 3,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $999,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $561,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $999,000 | 3,023 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 5,739 |
| Total interest expense | $473,000 | 5,990 |
| Net interest income | $796,000 | 5,394 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $145,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $108,000 | 3,287 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $37,000 | 5,638 |
| Total noninterest expense | $413,000 | 6,755 |
| Salaries and employee benefits | $266,000 | 6,391 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $528,000 | 3,394 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $22,000 | 4,858 |
| Income before extraordinary items | $506,000 | 3,002 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $506,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $506,000 | 2,984 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 5,666 |
| Total interest expense | $1,583,000 | 5,987 |
| Net interest income | $3,231,000 | 5,307 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $470,000 | 5,263 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $442,000 | 3,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,799,000 | 6,442 |
| Salaries and employee benefits | $1,102,000 | 6,147 |
| Premises and equipment expense | $161,000 | 7,124 |
| Additional noninterest expense | $536,000 | 6,381 |
| Pre-tax net operating income | $1,902,000 | 3,753 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $90,000 | 5,054 |
| Income before extraordinary items | $1,812,000 | 3,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,812,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $1,075,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,812,000 | 3,310 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 5,753 |
| Total interest expense | $1,101,000 | 6,119 |
| Net interest income | $2,384,000 | 5,395 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $425,000 | 4,880 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $320,000 | 3,425 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,775 |
| Total noninterest expense | $1,255,000 | 6,636 |
| Salaries and employee benefits | $752,000 | 6,399 |
| Premises and equipment expense | $128,000 | 7,039 |
| Additional noninterest expense | $375,000 | 6,541 |
| Pre-tax net operating income | $1,554,000 | 3,712 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $67,000 | 5,244 |
| Income before extraordinary items | $1,487,000 | 3,230 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,487,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,123 |
| Cash dividends | $795,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,487,000 | 3,223 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,857 |
| Total interest expense | $659,000 | 6,267 |
| Net interest income | $1,558,000 | 5,480 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $308,000 | 4,666 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $214,000 | 3,400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,283 |
| Total noninterest expense | $852,000 | 6,611 |
| Salaries and employee benefits | $505,000 | 6,412 |
| Premises and equipment expense | $91,000 | 6,962 |
| Additional noninterest expense | $256,000 | 6,510 |
| Pre-tax net operating income | $1,014,000 | 3,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $969,000 | 3,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $969,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $514,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $969,000 | 3,282 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,887 |
| Total interest expense | $307,000 | 6,342 |
| Net interest income | $777,000 | 5,476 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $143,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $431,000 | 6,588 |
| Salaries and employee benefits | $248,000 | 6,475 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $489,000 | 3,789 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $466,000 | 3,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $466,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $466,000 | 3,320 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 5,803 |
| Total interest expense | $949,000 | 6,408 |
| Net interest income | $3,083,000 | 5,421 |
| Provision for loan and lease losses | $46,000 | 5,854 |
| Total noninterest income | $504,000 | 5,228 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $384,000 | 3,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,127 |
| Total noninterest expense | $1,863,000 | 6,335 |
| Salaries and employee benefits | $1,064,000 | 6,181 |
| Premises and equipment expense | $163,000 | 7,133 |
| Additional noninterest expense | $636,000 | 5,868 |
| Pre-tax net operating income | $1,678,000 | 4,118 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $83,000 | 5,516 |
| Income before extraordinary items | $1,580,000 | 3,666 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,580,000 | 3,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,029,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,594,250 | 3,618 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 5,842 |
| Total interest expense | $667,000 | 6,482 |
| Net interest income | $2,295,000 | 5,448 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $363,000 | 5,343 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $289,000 | 3,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,150,000 | 6,831 |
| Salaries and employee benefits | $711,000 | 6,497 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $320,000 | 6,960 |
| Pre-tax net operating income | $1,508,000 | 3,731 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $90,000 | 5,346 |
| Income before extraordinary items | $1,418,000 | 3,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,418,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $771,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,418,000 | 3,236 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 5,841 |
| Total interest expense | $418,000 | 6,499 |
| Net interest income | $1,516,000 | 5,471 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $242,000 | 5,293 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $186,000 | 3,677 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $55,000 | 6,254 |
| Total noninterest expense | $802,000 | 6,724 |
| Salaries and employee benefits | $476,000 | 6,483 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $242,000 | 6,632 |
| Pre-tax net operating income | $956,000 | 3,827 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $896,000 | 3,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $896,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $514,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $896,000 | 3,314 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 5,819 |
| Total interest expense | $196,000 | 6,592 |
| Net interest income | $773,000 | 5,440 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $387,000 | 6,856 |
| Salaries and employee benefits | $226,000 | 6,677 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $112,000 | 6,862 |
| Pre-tax net operating income | $513,000 | 3,607 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $483,000 | 3,130 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $483,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $483,000 | 3,091 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 5,547 |
| Total interest expense | $794,000 | 6,287 |
| Net interest income | $3,217,000 | 5,197 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $515,000 | 5,186 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $422,000 | 3,514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,549 |
| Total noninterest expense | $1,641,000 | 6,638 |
| Salaries and employee benefits | $1,010,000 | 6,246 |
| Premises and equipment expense | $177,000 | 7,006 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $2,031,000 | 3,463 |
| Securities gains (losses) | $-16,000 | 8,332 |
| Applicable income taxes | $103,000 | 5,478 |
| Income before extraordinary items | $1,912,000 | 3,032 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,912,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $1,075,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,927,200 | 2,956 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 5,529 |
| Total interest expense | $603,000 | 6,237 |
| Net interest income | $2,420,000 | 5,169 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $399,000 | 5,135 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $321,000 | 3,496 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 6,376 |
| Total noninterest expense | $1,164,000 | 6,764 |
| Salaries and employee benefits | $685,000 | 6,519 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $341,000 | 6,792 |
| Pre-tax net operating income | $1,595,000 | 3,442 |
| Securities gains (losses) | $-16,000 | 8,610 |
| Applicable income taxes | $104,000 | 5,297 |
| Income before extraordinary items | $1,475,000 | 2,991 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,475,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $818,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,489,880 | 2,887 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 5,517 |
| Total interest expense | $404,000 | 6,263 |
| Net interest income | $1,617,000 | 5,165 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $216,000 | 3,468 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $784,000 | 6,775 |
| Salaries and employee benefits | $451,000 | 6,604 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $237,000 | 6,705 |
| Pre-tax net operating income | $1,040,000 | 3,445 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $967,000 | 3,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $967,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $538,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $967,000 | 2,937 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,547 |
| Total interest expense | $206,000 | 6,271 |
| Net interest income | $802,000 | 5,209 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $139,000 | 4,970 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $99,000 | 3,616 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $408,000 | 6,711 |
| Salaries and employee benefits | $226,000 | 6,645 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $533,000 | 3,365 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $500,000 | 2,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $500,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $500,000 | 2,845 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 5,294 |
| Total interest expense | $1,103,000 | 5,838 |
| Net interest income | $3,338,000 | 4,955 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $616,000 | 4,895 |
| Gross Fiduciary activities income | $25,000 | 1,206 |
| Service charges on deposit accounts | $486,000 | 3,158 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $105,000 | 6,454 |
| Total noninterest expense | $1,606,000 | 6,707 |
| Salaries and employee benefits | $977,000 | 6,347 |
| Premises and equipment expense | $178,000 | 7,051 |
| Additional noninterest expense | $451,000 | 6,839 |
| Pre-tax net operating income | $2,098,000 | 3,287 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $1,998,000 | 2,874 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,998,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,958 |
| Cash dividends | $1,169,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,993,250 | 2,748 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 5,278 |
| Total interest expense | $874,000 | 5,810 |
| Net interest income | $2,521,000 | 4,941 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $479,000 | 4,854 |
| Gross Fiduciary activities income | $25,000 | 1,147 |
| Service charges on deposit accounts | $341,000 | 3,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 5,844 |
| Total noninterest expense | $1,109,000 | 6,922 |
| Salaries and employee benefits | $646,000 | 6,725 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $341,000 | 6,793 |
| Pre-tax net operating income | $1,641,000 | 3,316 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $1,567,000 | 2,871 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,567,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $912,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,562,250 | 2,732 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,266 |
| Total interest expense | $618,000 | 5,744 |
| Net interest income | $1,690,000 | 4,915 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $335,000 | 4,702 |
| Gross Fiduciary activities income | $25,000 | 1,084 |
| Service charges on deposit accounts | $226,000 | 3,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $84,000 | 5,643 |
| Total noninterest expense | $728,000 | 6,990 |
| Salaries and employee benefits | $431,000 | 6,738 |
| Premises and equipment expense | $80,000 | 7,290 |
| Additional noninterest expense | $217,000 | 6,935 |
| Pre-tax net operating income | $1,097,000 | 3,297 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $53,000 | 5,859 |
| Income before extraordinary items | $1,049,000 | 2,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,049,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $654,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,044,250 | 2,711 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 5,205 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $869,000 | 4,807 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $192,000 | 4,272 |
| Gross Fiduciary activities income | $25,000 | 980 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $209,000 | 6,853 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $716,000 | 2,695 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $692,000 | 2,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $692,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,185 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $690,080 | 2,099 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 5,397 |
| Total interest expense | $1,510,000 | 5,698 |
| Net interest income | $3,167,000 | 5,121 |
| Provision for loan and lease losses | $495,000 | 2,398 |
| Total noninterest income | $535,000 | 5,030 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $452,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,874 |
| Total noninterest expense | $1,552,000 | 6,743 |
| Salaries and employee benefits | $941,000 | 6,345 |
| Premises and equipment expense | $164,000 | 7,257 |
| Additional noninterest expense | $447,000 | 6,836 |
| Pre-tax net operating income | $1,655,000 | 3,851 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $65,000 | 6,348 |
| Income before extraordinary items | $1,610,000 | 3,316 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,610,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,669 |
| Cash dividends | $865,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,590,800 | 3,251 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 5,516 |
| Total interest expense | $2,381,000 | 5,546 |
| Net interest income | $2,765,000 | 5,361 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $451,000 | 5,354 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $1,491,000 | 6,816 |
| Salaries and employee benefits | $899,000 | 6,377 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $399,000 | 7,153 |
| Pre-tax net operating income | $1,685,000 | 3,577 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $1,612,000 | 3,053 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,612,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $982,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,591,320 | 2,990 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 5,813 |
| Total interest expense | $2,353,000 | 5,762 |
| Net interest income | $2,541,000 | 5,742 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $358,000 | 5,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $1,484,000 | 6,789 |
| Salaries and employee benefits | $863,000 | 6,447 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $424,000 | 6,970 |
| Pre-tax net operating income | $1,305,000 | 4,492 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $1,241,000 | 3,773 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,241,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $701,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,235,300 | 3,768 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,236 |
| Total interest expense | $1,929,000 | 6,128 |
| Net interest income | $2,214,000 | 6,260 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $1,474,000 | 6,838 |
| Salaries and employee benefits | $874,000 | 6,428 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $386,000 | 7,390 |
| Pre-tax net operating income | $951,000 | 5,455 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $891,000 | 4,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $891,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $468,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $891,000 | 4,734 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 6,857 |
| Total interest expense | $1,564,000 | 7,060 |
| Net interest income | $2,017,000 | 6,637 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $192,000 | 7,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $1,171,000 | 7,620 |
| Salaries and employee benefits | $795,000 | 6,707 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $248,000 | 8,623 |
| Pre-tax net operating income | $1,038,000 | 5,307 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $53,000 | 8,285 |
| Income before extraordinary items | $1,006,000 | 4,497 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,006,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $761,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $986,050 | 4,474 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 7,585 |
| Total interest expense | $1,324,000 | 7,794 |
| Net interest income | $1,815,000 | 7,284 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $151,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $1,066,000 | 8,113 |
| Salaries and employee benefits | $782,000 | 6,874 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $197,000 | 9,449 |
| Pre-tax net operating income | $900,000 | 6,152 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $772,000 | 5,578 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $772,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $561,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $761,800 | 5,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 8,357 |
| Total interest expense | $1,095,000 | 8,717 |
| Net interest income | $1,648,000 | 7,907 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $291,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,764 |
| Total noninterest expense | $952,000 | 8,869 |
| Salaries and employee benefits | $702,000 | 7,523 |
| Premises and equipment expense | $82,000 | 9,755 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $987,000 | 5,785 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $275,000 | 6,111 |
| Income before extraordinary items | $712,000 | 5,712 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $712,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,977 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $712,000 | 5,653 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 8,812 |
| Total interest expense | $1,042,000 | 9,111 |
| Net interest income | $1,553,000 | 8,386 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $1,015,000 | 8,884 |
| Salaries and employee benefits | $694,000 | 7,750 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $261,000 | 9,713 |
| Pre-tax net operating income | $749,000 | 7,067 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $192,000 | 7,562 |
| Income before extraordinary items | $559,000 | 6,853 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $559,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $557,520 | 6,841 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 9,235 |
| Total interest expense | $755,000 | 9,810 |
| Net interest income | $1,556,000 | 8,714 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $959,000 | 9,511 |
| Salaries and employee benefits | $684,000 | 8,001 |
| Premises and equipment expense | $62,000 | 11,231 |
| Additional noninterest expense | $213,000 | 10,985 |
| Pre-tax net operating income | $779,000 | 6,977 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $539,000 | 7,009 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $539,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $115,000 | 6,631 |
| Sale, conversion, retirement of capital stock, net | $-985,000 | 12,572 |
| Net operating income | $579,700 | 6,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 9,312 |
| Total interest expense | $806,000 | 10,030 |
| Net interest income | $1,633,000 | 8,702 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $218,000 | 8,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $908,000 | 10,162 |
| Salaries and employee benefits | $656,000 | 8,335 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $206,000 | 11,647 |
| Pre-tax net operating income | $943,000 | 6,150 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $698,000 | 6,124 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $698,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $690,700 | 5,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 9,718 |
| Total interest expense | $1,042,000 | 10,219 |
| Net interest income | $1,562,000 | 9,066 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $191,000 | 9,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $903,000 | 10,463 |
| Salaries and employee benefits | $637,000 | 8,486 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $206,000 | 12,160 |
| Pre-tax net operating income | $850,000 | 6,334 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $632,000 | 6,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $632,000 | 6,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 13,392 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $623,240 | 6,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.