Home > Skagit Bank > Net charge- offs to loans
Skagit Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 4,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.1935% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0220% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1467% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2241% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2162% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2652% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1352% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2113% | 1,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 2,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2090% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1565% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1596% | 2,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1220% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2401% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 5,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1793% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0485% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0485% | 2,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0683% | 5,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0982% | 5,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.6351% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,984 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 4,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0658% | 3,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1487% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1560% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 5,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1305% | 5,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.8796% | 5,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0040% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1190% | 2,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1775% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1203% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1488% | 5,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.7714% | 5,367 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0703% | 5,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 5,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0753% | 5,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1067% | 2,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1130% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1667% | 5,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2058% | 5,849 |
| Percentage Net Loans Charged-off:Construction & development | -1.3539% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 5,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 4,116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1058% | 5,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2513% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0632% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.2425% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 5,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0635% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 5,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 5,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3326% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1107% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 3,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0924% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1127% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1496% | 5,887 |
| Percentage Net Loans Charged-off:Construction & development | -1.1980% | 5,573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 5,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1344% | 5,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2823% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0562% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0543% | 3,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0918% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1330% | 5,886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1808% | 5,993 |
| Percentage Net Loans Charged-off:Construction & development | -1.5665% | 5,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 5,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2146% | 5,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5626% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6841% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1525% | 2,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0876% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1686% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2205% | 6,089 |
| Percentage Net Loans Charged-off:Construction & development | -1.8473% | 5,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0604% | 5,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0820% | 5,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3860% | 5,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9625% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3432% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1641% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 5,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1463% | 6,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.7211% | 5,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2563% | 6,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8412% | 4,771 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 5,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9047% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0559% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3472% | 2,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1428% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 5,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1357% | 6,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.9342% | 5,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1057% | 6,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2697% | 4,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 5,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 4,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7761% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9401% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1937% | 2,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1373% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 6,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.1637% | 5,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1524% | 6,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4051% | 4,792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 6,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0672% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0888% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 5,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 6,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.1569% | 5,593 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2361% | 6,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7941% | 4,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 5,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 4,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6933% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2250% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5407% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0423% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 5,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1980% | 1,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4293% | 6,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7354% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4885% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1599% | 6,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2429% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 5,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 1,451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 5,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 3,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2630% | 886 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0329% | 6,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3448% | 6,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6464% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1042% | 5,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2390% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 6,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0672% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 6,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4191% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 6,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6902% | 6,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4164% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1503% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0909% | 6,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.1346% | 834 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 6,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2365% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8346% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0656% | 6,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3397% | 6,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4628% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1997% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1986% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1605% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 3,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.1828% | 2,108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 6,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5501% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1706% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2064% | 2,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0823% | 5,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3290% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5851% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7662% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3604% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 6,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6540% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0233% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0712% | 5,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5376% | 831 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7300% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9740% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4052% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 6,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5588% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8935% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0704% | 5,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0941% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5334% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8796% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2828% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7095% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1561% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 5,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6910% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4555% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8108% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2998% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8743% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5417% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 2.7068% | 1,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 3,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3468% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2522% | 1,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4119% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7368% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4479% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3629% | 2,999 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3755% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7688% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3967% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | 1.8510% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 6,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5837% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2810% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7960% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8269% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9011% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9198% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3383% | 2,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3990% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7263% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0973% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0717% | 2,235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 6,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4404% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4199% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4549% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1040% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3409% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1352% | 3,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2864% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 5,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2975% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2787% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2436% | 2,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2857% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3920% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.6015% | 2,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 3,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 5,905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3863% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0845% | 1,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5813% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9460% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4019% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2622% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2853% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1924% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.5556% | 2,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 2,757 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1046% | 5,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2148% | 3,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3520% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1656% | 3,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2779% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0843% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2540% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1959% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.7496% | 2,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3211% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5241% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0738% | 3,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9881% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9363% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1659% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 2,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4557% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2956% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1758% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0553% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5525% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5273% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | 2.8268% | 1,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 3,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 1,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3505% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3927% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7060% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8455% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3373% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6390% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6022% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 2.8469% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0425% | 2,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 2,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0276% | 1,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3375% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5431% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8405% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3015% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3600% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3667% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 2,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.8131% | 1,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3344% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5065% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6403% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5764% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5422% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3236% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 3,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 3,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2688% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2999% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9449% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4067% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3080% | 3,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 1.3867% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 3,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5807% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8690% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2410% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6353% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3296% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3881% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 1.8642% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7322% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9488% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6959% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3095% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 1.4884% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1836% | 7,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6888% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0053% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8375% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4855% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6291% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 2.9934% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4431% | 7,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9404% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9477% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9891% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3462% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 1.8210% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1245% | 8,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1663% | 8,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4322% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2103% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1676% | 8,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2236% | 8,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2743% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4567% | 2,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5698% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0968% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1640% | 8,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2185% | 8,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2846% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1488% | 3,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2447% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 8,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3354% | 8,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4475% | 8,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4997% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3756% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 6,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 8,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2881% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9334% | 6,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1291% | 8,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2459% | 8,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 6,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6478% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2166% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5838% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0893% | 8,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1446% | 8,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 6,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0862% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2436% | 1,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2261% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7437% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.1528% | 8,587 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.1528% | 8,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4370% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1494% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2350% | 8,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6377% | 8,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2856% | 8,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.5135% | 8,608 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -4.5135% | 8,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1634% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0961% | 1,833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0350% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2371% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2371% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4544% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4621% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4294% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4452% | 7,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0299% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4639% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4639% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0407% | 3,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 4,116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0530% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7115% | 7,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2195% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0426% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8410% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8410% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1216% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1739% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1563% | 2,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0833% | 7,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1269% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5352% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5352% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2372% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1287% | 7,689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4883% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3994% | 422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3873% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0431% | 6,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9714% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9773% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7444% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2738% | 5,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7090% | 1,446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7807% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 7,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2057% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0568% | 6,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1508% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1586% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6872% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2969% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3934% | 1,439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5095% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3107% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0846% | 6,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8151% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2703% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3667% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7873% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1458% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5271% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2910% | 1,081 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2444% | 6,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3311% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3311% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4747% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4129% | 1,754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3132% | 6,514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4552% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4552% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1704% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2876% | 1,707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4468% | 6,458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4723% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4723% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 3,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4906% | 3,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0714% | 1,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8194% | 6,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3797% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3797% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2159% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5588% | 3,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.1587% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0793% | 6,568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7270% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3582% | 1,899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1987% | 1,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3361% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2443% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.1222% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3199% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 4,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3126% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2490% | 1,604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0087% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9673% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3066% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 0.0976% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4077% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3530% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3530% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1728% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0114% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8326% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0681% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7434% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0196% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4090% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4090% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3642% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4912% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3435% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1704% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3031% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.1191% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8970% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1262% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5058% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8827% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0165% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5443% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 773 |
| Percentage Net Loans Charged-off:Construction & development | -0.3205% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1902% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1065% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9923% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3718% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7682% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.9827% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1390% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6015% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7183% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3283% | 2,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8090% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3991% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4128% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 127.9926% | 4 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3852% | 5,207 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |