Home > Siuslaw Bank > Income and Expense
Siuslaw Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,278,000 | 1,883 |
| Total interest expense | $386,000 | 4,535 |
| Net interest income | $12,892,000 | 1,705 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $5,318,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $458,000 | 2,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,860,000 | 776 |
| Total noninterest expense | $13,602,000 | 1,410 |
| Salaries and employee benefits | $7,712,000 | 1,369 |
| Premises and equipment expense | $875,000 | 2,498 |
| Additional noninterest expense | $5,015,000 | 1,298 |
| Pre-tax net operating income | $4,608,000 | 1,633 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $516,000 | 2,166 |
| Income before extraordinary items | $4,092,000 | 1,561 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,092,000 | 1,559 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,092,000 | 1,560 |
| Net charge-offs | $68,000 | 3,520 |
| Cash dividends | $1,281,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,092,000 | 1,525 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 1,898 |
| Total interest expense | $300,000 | 4,517 |
| Net interest income | $9,611,000 | 1,721 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $4,235,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $345,000 | 2,431 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,890,000 | 732 |
| Total noninterest expense | $10,070,000 | 1,434 |
| Salaries and employee benefits | $5,649,000 | 1,409 |
| Premises and equipment expense | $648,000 | 2,551 |
| Additional noninterest expense | $3,773,000 | 1,289 |
| Pre-tax net operating income | $3,776,000 | 1,530 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $439,000 | 2,087 |
| Income before extraordinary items | $3,337,000 | 1,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,337,000 | 1,440 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,337,000 | 1,441 |
| Net charge-offs | $52,000 | 3,217 |
| Cash dividends | $1,001,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,337,000 | 1,416 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 1,901 |
| Total interest expense | $210,000 | 4,464 |
| Net interest income | $6,366,000 | 1,733 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,646,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $229,000 | 2,423 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,417,000 | 753 |
| Total noninterest expense | $6,695,000 | 1,438 |
| Salaries and employee benefits | $3,805,000 | 1,391 |
| Premises and equipment expense | $417,000 | 2,628 |
| Additional noninterest expense | $2,473,000 | 1,307 |
| Pre-tax net operating income | $2,317,000 | 1,609 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $368,000 | 1,858 |
| Income before extraordinary items | $1,949,000 | 1,577 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,949,000 | 1,580 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,949,000 | 1,579 |
| Net charge-offs | $164,000 | 1,764 |
| Cash dividends | $570,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,949,000 | 1,552 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 1,910 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $3,143,000 | 1,733 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,302,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,190,000 | 733 |
| Total noninterest expense | $3,321,000 | 1,460 |
| Salaries and employee benefits | $1,928,000 | 1,389 |
| Premises and equipment expense | $210,000 | 2,671 |
| Additional noninterest expense | $1,183,000 | 1,348 |
| Pre-tax net operating income | $1,124,000 | 1,603 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $213,000 | 1,658 |
| Income before extraordinary items | $911,000 | 1,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $911,000 | 1,614 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $911,000 | 1,614 |
| Net charge-offs | $92,000 | 1,427 |
| Cash dividends | $265,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $911,000 | 1,579 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,591,000 | 1,966 |
| Total interest expense | $506,000 | 4,434 |
| Net interest income | $12,085,000 | 1,787 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $6,392,000 | 952 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $426,000 | 2,689 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,966,000 | 704 |
| Total noninterest expense | $14,060,000 | 1,404 |
| Salaries and employee benefits | $8,359,000 | 1,273 |
| Premises and equipment expense | $799,000 | 2,709 |
| Additional noninterest expense | $4,902,000 | 1,366 |
| Pre-tax net operating income | $3,867,000 | 1,767 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $585,000 | 1,993 |
| Income before extraordinary items | $3,282,000 | 1,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,282,000 | 1,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,282,000 | 1,763 |
| Net charge-offs | $548,000 | 1,923 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,282,000 | 1,731 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 1,976 |
| Total interest expense | $395,000 | 4,439 |
| Net interest income | $9,045,000 | 1,787 |
| Provision for loan and lease losses | $505,000 | 1,489 |
| Total noninterest income | $4,643,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $316,000 | 2,726 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,327,000 | 739 |
| Total noninterest expense | $10,253,000 | 1,439 |
| Salaries and employee benefits | $6,013,000 | 1,330 |
| Premises and equipment expense | $579,000 | 2,796 |
| Additional noninterest expense | $3,661,000 | 1,365 |
| Pre-tax net operating income | $2,930,000 | 1,771 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $456,000 | 2,004 |
| Income before extraordinary items | $2,474,000 | 1,785 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,474,000 | 1,789 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,474,000 | 1,790 |
| Net charge-offs | $552,000 | 1,494 |
| Cash dividends | $794,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,474,000 | 1,747 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 1,975 |
| Total interest expense | $269,000 | 4,454 |
| Net interest income | $6,044,000 | 1,772 |
| Provision for loan and lease losses | $375,000 | 1,435 |
| Total noninterest income | $3,114,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $209,000 | 2,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,905,000 | 750 |
| Total noninterest expense | $6,819,000 | 1,448 |
| Salaries and employee benefits | $4,031,000 | 1,320 |
| Premises and equipment expense | $390,000 | 2,793 |
| Additional noninterest expense | $2,398,000 | 1,380 |
| Pre-tax net operating income | $1,964,000 | 1,749 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $315,000 | 1,965 |
| Income before extraordinary items | $1,649,000 | 1,769 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,649,000 | 1,774 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,649,000 | 1,775 |
| Net charge-offs | $466,000 | 1,307 |
| Cash dividends | $535,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,649,000 | 1,712 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 2,007 |
| Total interest expense | $128,000 | 4,654 |
| Net interest income | $2,981,000 | 1,796 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $1,541,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,437,000 | 772 |
| Total noninterest expense | $3,400,000 | 1,455 |
| Salaries and employee benefits | $2,037,000 | 1,311 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $1,170,000 | 1,390 |
| Pre-tax net operating income | $897,000 | 1,880 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $124,000 | 2,197 |
| Income before extraordinary items | $773,000 | 1,838 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $773,000 | 1,839 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $773,000 | 1,840 |
| Net charge-offs | $469,000 | 800 |
| Cash dividends | $268,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $773,000 | 1,765 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,893,000 | 2,031 |
| Total interest expense | $653,000 | 4,568 |
| Net interest income | $12,240,000 | 1,793 |
| Provision for loan and lease losses | $930,000 | 1,853 |
| Total noninterest income | $6,810,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $416,000 | 2,854 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,394,000 | 674 |
| Total noninterest expense | $13,786,000 | 1,424 |
| Salaries and employee benefits | $7,863,000 | 1,310 |
| Premises and equipment expense | $849,000 | 2,608 |
| Additional noninterest expense | $5,074,000 | 1,338 |
| Pre-tax net operating income | $4,334,000 | 1,559 |
| Securities gains (losses) | $274,000 | 1,436 |
| Applicable income taxes | $995,000 | 1,479 |
| Income before extraordinary items | $3,613,000 | 1,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,613,000 | 1,585 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,613,000 | 1,585 |
| Net charge-offs | $487,000 | 2,685 |
| Cash dividends | $1,996,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,399,280 | 1,588 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,680,000 | 2,070 |
| Total interest expense | $531,000 | 4,508 |
| Net interest income | $9,149,000 | 1,820 |
| Provision for loan and lease losses | $930,000 | 1,516 |
| Total noninterest income | $4,884,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $315,000 | 2,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,569,000 | 688 |
| Total noninterest expense | $10,017,000 | 1,469 |
| Salaries and employee benefits | $5,722,000 | 1,352 |
| Premises and equipment expense | $623,000 | 2,692 |
| Additional noninterest expense | $3,672,000 | 1,384 |
| Pre-tax net operating income | $3,086,000 | 1,656 |
| Securities gains (losses) | $274,000 | 1,193 |
| Applicable income taxes | $757,000 | 1,498 |
| Income before extraordinary items | $2,603,000 | 1,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,603,000 | 1,685 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,603,000 | 1,687 |
| Net charge-offs | $392,000 | 2,483 |
| Cash dividends | $971,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,392,020 | 1,711 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 2,078 |
| Total interest expense | $369,000 | 4,520 |
| Net interest income | $6,093,000 | 1,820 |
| Provision for loan and lease losses | $880,000 | 1,214 |
| Total noninterest income | $2,934,000 | 1,000 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $215,000 | 2,803 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,719,000 | 746 |
| Total noninterest expense | $6,554,000 | 1,494 |
| Salaries and employee benefits | $3,765,000 | 1,370 |
| Premises and equipment expense | $423,000 | 2,654 |
| Additional noninterest expense | $2,366,000 | 1,444 |
| Pre-tax net operating income | $1,593,000 | 2,038 |
| Securities gains (losses) | $274,000 | 911 |
| Applicable income taxes | $368,000 | 1,816 |
| Income before extraordinary items | $1,499,000 | 1,889 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,499,000 | 1,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,499,000 | 1,889 |
| Net charge-offs | $396,000 | 2,015 |
| Cash dividends | $705,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,279,800 | 2,040 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 2,048 |
| Total interest expense | $195,000 | 4,509 |
| Net interest income | $3,096,000 | 1,805 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $1,397,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,294,000 | 757 |
| Total noninterest expense | $3,191,000 | 1,536 |
| Salaries and employee benefits | $1,877,000 | 1,379 |
| Premises and equipment expense | $207,000 | 2,728 |
| Additional noninterest expense | $1,107,000 | 1,517 |
| Pre-tax net operating income | $1,002,000 | 1,675 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $210,000 | 1,671 |
| Income before extraordinary items | $794,000 | 1,812 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $794,000 | 1,813 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $794,000 | 1,813 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $792,420 | 1,715 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,558,000 | 2,062 |
| Total interest expense | $1,168,000 | 4,040 |
| Net interest income | $12,390,000 | 1,800 |
| Provision for loan and lease losses | $1,275,000 | 2,075 |
| Total noninterest income | $4,841,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $469,000 | 2,707 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,372,000 | 785 |
| Total noninterest expense | $13,274,000 | 1,455 |
| Salaries and employee benefits | $7,530,000 | 1,312 |
| Premises and equipment expense | $781,000 | 2,971 |
| Additional noninterest expense | $4,963,000 | 1,390 |
| Pre-tax net operating income | $2,682,000 | 2,024 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $127,000 | 3,222 |
| Income before extraordinary items | $2,555,000 | 1,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,555,000 | 1,850 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,555,000 | 1,850 |
| Net charge-offs | $1,211,000 | 2,137 |
| Cash dividends | $1,315,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,555,000 | 1,766 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,237,000 | 2,073 |
| Total interest expense | $941,000 | 3,966 |
| Net interest income | $9,296,000 | 1,805 |
| Provision for loan and lease losses | $1,175,000 | 1,774 |
| Total noninterest income | $3,624,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $359,000 | 2,679 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,265,000 | 780 |
| Total noninterest expense | $9,271,000 | 1,581 |
| Salaries and employee benefits | $5,479,000 | 1,365 |
| Premises and equipment expense | $567,000 | 3,057 |
| Additional noninterest expense | $3,225,000 | 1,585 |
| Pre-tax net operating income | $2,474,000 | 1,747 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $366,000 | 2,039 |
| Income before extraordinary items | $2,108,000 | 1,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,108,000 | 1,762 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,108,000 | 1,762 |
| Net charge-offs | $1,198,000 | 1,727 |
| Cash dividends | $1,010,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,108,000 | 1,681 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 2,053 |
| Total interest expense | $656,000 | 3,971 |
| Net interest income | $6,269,000 | 1,782 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $2,346,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $245,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,101,000 | 807 |
| Total noninterest expense | $6,050,000 | 1,619 |
| Salaries and employee benefits | $3,659,000 | 1,364 |
| Premises and equipment expense | $366,000 | 3,151 |
| Additional noninterest expense | $2,025,000 | 1,696 |
| Pre-tax net operating income | $1,765,000 | 1,620 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $306,000 | 1,771 |
| Income before extraordinary items | $1,459,000 | 1,661 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,459,000 | 1,661 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,459,000 | 1,661 |
| Net charge-offs | $917,000 | 1,550 |
| Cash dividends | $810,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,459,000 | 1,597 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 2,016 |
| Total interest expense | $329,000 | 4,065 |
| Net interest income | $3,234,000 | 1,724 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $1,293,000 | 1,025 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,166,000 | 736 |
| Total noninterest expense | $3,066,000 | 1,616 |
| Salaries and employee benefits | $1,857,000 | 1,365 |
| Premises and equipment expense | $183,000 | 3,201 |
| Additional noninterest expense | $1,026,000 | 1,677 |
| Pre-tax net operating income | $1,111,000 | 1,306 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $243,000 | 1,304 |
| Income before extraordinary items | $868,000 | 1,390 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $868,000 | 1,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $868,000 | 1,391 |
| Net charge-offs | $290,000 | 1,789 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $868,000 | 1,350 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,141,000 | 1,997 |
| Total interest expense | $1,633,000 | 4,058 |
| Net interest income | $13,508,000 | 1,640 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $5,753,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $582,000 | 2,345 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,171,000 | 719 |
| Total noninterest expense | $12,888,000 | 1,534 |
| Salaries and employee benefits | $7,681,000 | 1,279 |
| Premises and equipment expense | $818,000 | 2,934 |
| Additional noninterest expense | $4,389,000 | 1,639 |
| Pre-tax net operating income | $5,373,000 | 967 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,242,000 | 1,034 |
| Income before extraordinary items | $4,131,000 | 1,048 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,131,000 | 1,050 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,131,000 | 1,051 |
| Net charge-offs | $575,000 | 3,461 |
| Cash dividends | $1,540,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,131,000 | 1,005 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,386,000 | 2,033 |
| Total interest expense | $1,255,000 | 4,145 |
| Net interest income | $10,131,000 | 1,666 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $4,178,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $452,000 | 2,342 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,726,000 | 705 |
| Total noninterest expense | $9,233,000 | 1,596 |
| Salaries and employee benefits | $5,427,000 | 1,358 |
| Premises and equipment expense | $602,000 | 3,023 |
| Additional noninterest expense | $3,204,000 | 1,661 |
| Pre-tax net operating income | $4,226,000 | 965 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,491,000 | 747 |
| Income before extraordinary items | $2,735,000 | 1,228 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,735,000 | 1,232 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,735,000 | 1,232 |
| Net charge-offs | $316,000 | 3,660 |
| Cash dividends | $1,130,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,735,000 | 1,177 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,633,000 | 2,048 |
| Total interest expense | $854,000 | 4,195 |
| Net interest income | $6,779,000 | 1,662 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $2,566,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $306,000 | 2,322 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,260,000 | 723 |
| Total noninterest expense | $6,043,000 | 1,638 |
| Salaries and employee benefits | $3,546,000 | 1,400 |
| Premises and equipment expense | $410,000 | 3,001 |
| Additional noninterest expense | $2,087,000 | 1,695 |
| Pre-tax net operating income | $2,602,000 | 1,029 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $911,000 | 780 |
| Income before extraordinary items | $1,691,000 | 1,303 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,691,000 | 1,304 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,691,000 | 1,304 |
| Net charge-offs | $85,000 | 4,412 |
| Cash dividends | $700,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,691,000 | 1,259 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 2,107 |
| Total interest expense | $448,000 | 4,201 |
| Net interest income | $3,338,000 | 1,702 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $1,193,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $148,000 | 2,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,045,000 | 768 |
| Total noninterest expense | $2,974,000 | 1,680 |
| Salaries and employee benefits | $1,744,000 | 1,439 |
| Premises and equipment expense | $193,000 | 3,216 |
| Additional noninterest expense | $1,037,000 | 1,691 |
| Pre-tax net operating income | $1,107,000 | 1,177 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $381,000 | 871 |
| Income before extraordinary items | $726,000 | 1,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $726,000 | 1,507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $726,000 | 1,507 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $726,000 | 1,451 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,262,000 | 2,086 |
| Total interest expense | $2,354,000 | 4,055 |
| Net interest income | $13,908,000 | 1,611 |
| Provision for loan and lease losses | $1,600,000 | 2,790 |
| Total noninterest income | $5,545,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $622,000 | 2,479 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,923,000 | 718 |
| Total noninterest expense | $12,530,000 | 1,635 |
| Salaries and employee benefits | $7,262,000 | 1,390 |
| Premises and equipment expense | $859,000 | 2,938 |
| Additional noninterest expense | $4,409,000 | 1,679 |
| Pre-tax net operating income | $5,323,000 | 793 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,802,000 | 613 |
| Income before extraordinary items | $3,521,000 | 965 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,521,000 | 963 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,521,000 | 964 |
| Net charge-offs | $711,000 | 3,326 |
| Cash dividends | $1,350,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,521,000 | 964 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 2,110 |
| Total interest expense | $1,854,000 | 4,053 |
| Net interest income | $10,393,000 | 1,618 |
| Provision for loan and lease losses | $1,150,000 | 2,569 |
| Total noninterest income | $4,156,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $463,000 | 2,507 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,693,000 | 733 |
| Total noninterest expense | $8,979,000 | 1,683 |
| Salaries and employee benefits | $5,154,000 | 1,482 |
| Premises and equipment expense | $630,000 | 3,029 |
| Additional noninterest expense | $3,195,000 | 1,692 |
| Pre-tax net operating income | $4,420,000 | 771 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,566,000 | 565 |
| Income before extraordinary items | $2,854,000 | 947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,854,000 | 948 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,854,000 | 948 |
| Net charge-offs | $341,000 | 3,536 |
| Cash dividends | $950,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,854,000 | 934 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 2,142 |
| Total interest expense | $1,300,000 | 4,036 |
| Net interest income | $6,907,000 | 1,634 |
| Provision for loan and lease losses | $700,000 | 2,488 |
| Total noninterest income | $2,880,000 | 996 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $306,000 | 2,503 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,574,000 | 718 |
| Total noninterest expense | $5,896,000 | 1,746 |
| Salaries and employee benefits | $3,442,000 | 1,505 |
| Premises and equipment expense | $421,000 | 3,052 |
| Additional noninterest expense | $2,033,000 | 1,791 |
| Pre-tax net operating income | $3,191,000 | 724 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,146,000 | 541 |
| Income before extraordinary items | $2,045,000 | 929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,045,000 | 929 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,045,000 | 929 |
| Net charge-offs | $254,000 | 3,140 |
| Cash dividends | $650,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,045,000 | 898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 2,189 |
| Total interest expense | $682,000 | 4,017 |
| Net interest income | $3,365,000 | 1,662 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $1,399,000 | 987 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,250,000 | 709 |
| Total noninterest expense | $2,822,000 | 1,751 |
| Salaries and employee benefits | $1,715,000 | 1,524 |
| Premises and equipment expense | $215,000 | 3,059 |
| Additional noninterest expense | $892,000 | 1,806 |
| Pre-tax net operating income | $1,692,000 | 746 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $600,000 | 552 |
| Income before extraordinary items | $1,092,000 | 982 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,092,000 | 983 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,092,000 | 984 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,092,000 | 923 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,021,000 | 2,222 |
| Total interest expense | $3,667,000 | 3,729 |
| Net interest income | $13,354,000 | 1,662 |
| Provision for loan and lease losses | $250,000 | 4,899 |
| Total noninterest income | $4,963,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $635,000 | 2,541 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,328,000 | 737 |
| Total noninterest expense | $11,357,000 | 1,713 |
| Salaries and employee benefits | $6,560,000 | 1,578 |
| Premises and equipment expense | $924,000 | 2,813 |
| Additional noninterest expense | $3,873,000 | 1,602 |
| Pre-tax net operating income | $6,710,000 | 831 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $2,367,000 | 581 |
| Income before extraordinary items | $4,342,000 | 944 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,342,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 4,177 |
| Cash dividends | $3,088,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,342,650 | 1,017 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,075,000 | 2,226 |
| Total interest expense | $2,865,000 | 3,737 |
| Net interest income | $10,210,000 | 1,651 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $3,794,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $474,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,320,000 | 768 |
| Total noninterest expense | $8,155,000 | 1,773 |
| Salaries and employee benefits | $4,652,000 | 1,671 |
| Premises and equipment expense | $667,000 | 2,929 |
| Additional noninterest expense | $2,836,000 | 1,580 |
| Pre-tax net operating income | $5,749,000 | 887 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $2,071,000 | 635 |
| Income before extraordinary items | $3,677,000 | 998 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,677,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $2,459,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,677,640 | 1,058 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 2,249 |
| Total interest expense | $2,012,000 | 3,730 |
| Net interest income | $6,727,000 | 1,670 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $2,541,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $315,000 | 2,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,226,000 | 785 |
| Total noninterest expense | $5,468,000 | 1,763 |
| Salaries and employee benefits | $3,191,000 | 1,648 |
| Premises and equipment expense | $439,000 | 2,961 |
| Additional noninterest expense | $1,838,000 | 1,601 |
| Pre-tax net operating income | $3,800,000 | 932 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $1,370,000 | 716 |
| Income before extraordinary items | $2,429,000 | 1,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,429,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $1,630,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,429,640 | 1,114 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 2,278 |
| Total interest expense | $1,079,000 | 3,724 |
| Net interest income | $3,339,000 | 1,664 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,289,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,132,000 | 780 |
| Total noninterest expense | $2,726,000 | 1,763 |
| Salaries and employee benefits | $1,577,000 | 1,667 |
| Premises and equipment expense | $224,000 | 2,932 |
| Additional noninterest expense | $925,000 | 1,550 |
| Pre-tax net operating income | $1,902,000 | 996 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $697,000 | 782 |
| Income before extraordinary items | $1,205,000 | 1,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,205,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,205,000 | 1,210 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,823,000 | 2,186 |
| Total interest expense | $4,378,000 | 3,789 |
| Net interest income | $14,445,000 | 1,570 |
| Provision for loan and lease losses | $1,315,000 | 1,171 |
| Total noninterest income | $5,119,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $586,000 | 2,720 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,533,000 | 744 |
| Total noninterest expense | $10,965,000 | 1,685 |
| Salaries and employee benefits | $6,104,000 | 1,641 |
| Premises and equipment expense | $842,000 | 2,961 |
| Additional noninterest expense | $4,019,000 | 1,381 |
| Pre-tax net operating income | $7,284,000 | 1,161 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,562,000 | 912 |
| Income before extraordinary items | $4,722,000 | 1,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,722,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,207,000 | 882 |
| Cash dividends | $3,918,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,722,000 | 1,348 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,181,000 | 2,181 |
| Total interest expense | $3,274,000 | 3,795 |
| Net interest income | $10,907,000 | 1,570 |
| Provision for loan and lease losses | $1,315,000 | 717 |
| Total noninterest income | $3,872,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $461,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,411,000 | 753 |
| Total noninterest expense | $7,839,000 | 1,754 |
| Salaries and employee benefits | $4,283,000 | 1,757 |
| Premises and equipment expense | $625,000 | 2,975 |
| Additional noninterest expense | $2,931,000 | 1,373 |
| Pre-tax net operating income | $5,625,000 | 1,215 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,014,000 | 958 |
| Income before extraordinary items | $3,611,000 | 1,414 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,611,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 657 |
| Cash dividends | $2,937,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,611,000 | 1,400 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 2,201 |
| Total interest expense | $2,164,000 | 3,813 |
| Net interest income | $7,312,000 | 1,585 |
| Provision for loan and lease losses | $915,000 | 626 |
| Total noninterest income | $2,574,000 | 1,097 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $327,000 | 2,479 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,247,000 | 780 |
| Total noninterest expense | $5,242,000 | 1,764 |
| Salaries and employee benefits | $2,881,000 | 1,779 |
| Premises and equipment expense | $412,000 | 3,026 |
| Additional noninterest expense | $1,949,000 | 1,385 |
| Pre-tax net operating income | $3,729,000 | 1,272 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,338,000 | 1,008 |
| Income before extraordinary items | $2,391,000 | 1,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,391,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,007,000 | 448 |
| Cash dividends | $2,103,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,391,000 | 1,451 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 2,220 |
| Total interest expense | $1,076,000 | 3,813 |
| Net interest income | $3,620,000 | 1,598 |
| Provision for loan and lease losses | $305,000 | 776 |
| Total noninterest income | $1,250,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $153,000 | 2,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,097,000 | 776 |
| Total noninterest expense | $2,686,000 | 1,729 |
| Salaries and employee benefits | $1,532,000 | 1,699 |
| Premises and equipment expense | $213,000 | 2,959 |
| Additional noninterest expense | $941,000 | 1,427 |
| Pre-tax net operating income | $1,879,000 | 1,245 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $677,000 | 1,007 |
| Income before extraordinary items | $1,202,000 | 1,445 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,202,000 | 1,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $1,100,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,202,000 | 1,433 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,529,000 | 2,131 |
| Total interest expense | $3,735,000 | 3,757 |
| Net interest income | $14,794,000 | 1,545 |
| Provision for loan and lease losses | $2,400,000 | 475 |
| Total noninterest income | $4,712,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $579,000 | 2,760 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,133,000 | 792 |
| Total noninterest expense | $10,102,000 | 1,763 |
| Salaries and employee benefits | $5,590,000 | 1,747 |
| Premises and equipment expense | $969,000 | 2,549 |
| Additional noninterest expense | $3,543,000 | 1,490 |
| Pre-tax net operating income | $7,004,000 | 1,407 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,503,000 | 1,098 |
| Income before extraordinary items | $4,501,000 | 1,612 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,501,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,007,000 | 386 |
| Cash dividends | $3,632,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,501,000 | 1,596 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,672,000 | 2,144 |
| Total interest expense | $2,694,000 | 3,772 |
| Net interest income | $10,978,000 | 1,582 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $3,530,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,100,000 | 796 |
| Total noninterest expense | $7,374,000 | 1,811 |
| Salaries and employee benefits | $4,091,000 | 1,798 |
| Premises and equipment expense | $770,000 | 2,417 |
| Additional noninterest expense | $2,513,000 | 1,562 |
| Pre-tax net operating income | $6,884,000 | 1,114 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,564,000 | 888 |
| Income before extraordinary items | $4,320,000 | 1,310 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,320,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,527,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,320,000 | 1,298 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,954,000 | 2,143 |
| Total interest expense | $1,658,000 | 3,863 |
| Net interest income | $7,296,000 | 1,587 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $2,295,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 2,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,006,000 | 816 |
| Total noninterest expense | $4,785,000 | 1,856 |
| Salaries and employee benefits | $2,650,000 | 1,848 |
| Premises and equipment expense | $521,000 | 2,381 |
| Additional noninterest expense | $1,614,000 | 1,634 |
| Pre-tax net operating income | $4,656,000 | 1,089 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,696,000 | 897 |
| Income before extraordinary items | $2,960,000 | 1,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,960,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $1,687,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $-557,000 | 8,759 |
| Net operating income | $2,960,000 | 1,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 2,216 |
| Total interest expense | $808,000 | 3,793 |
| Net interest income | $3,429,000 | 1,681 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $1,132,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $148,000 | 2,627 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $984,000 | 812 |
| Total noninterest expense | $2,353,000 | 1,896 |
| Salaries and employee benefits | $1,323,000 | 1,861 |
| Premises and equipment expense | $244,000 | 2,516 |
| Additional noninterest expense | $786,000 | 1,661 |
| Pre-tax net operating income | $2,133,000 | 1,156 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $774,000 | 958 |
| Income before extraordinary items | $1,358,000 | 1,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,358,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $846,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $-410,000 | 8,773 |
| Net operating income | $1,358,640 | 1,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,198,000 | 2,189 |
| Total interest expense | $1,781,000 | 4,769 |
| Net interest income | $13,417,000 | 1,632 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $4,443,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $644,000 | 2,517 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,799,000 | 842 |
| Total noninterest expense | $9,388,000 | 1,809 |
| Salaries and employee benefits | $5,371,000 | 1,740 |
| Premises and equipment expense | $916,000 | 2,554 |
| Additional noninterest expense | $3,101,000 | 1,632 |
| Pre-tax net operating income | $8,312,000 | 1,160 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $2,882,000 | 987 |
| Income before extraordinary items | $5,429,000 | 1,317 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,429,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $2,725,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $-651,000 | 8,804 |
| Net operating income | $5,429,650 | 1,300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,008,000 | 2,208 |
| Total interest expense | $1,218,000 | 4,903 |
| Net interest income | $9,790,000 | 1,658 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $3,362,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $507,000 | 2,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,855,000 | 846 |
| Total noninterest expense | $6,609,000 | 1,899 |
| Salaries and employee benefits | $3,657,000 | 1,884 |
| Premises and equipment expense | $659,000 | 2,635 |
| Additional noninterest expense | $2,293,000 | 1,638 |
| Pre-tax net operating income | $6,448,000 | 1,113 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $2,233,000 | 973 |
| Income before extraordinary items | $4,214,000 | 1,290 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,214,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $1,740,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $-525,000 | 8,840 |
| Net operating income | $4,214,650 | 1,266 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,088,000 | 2,230 |
| Total interest expense | $715,000 | 5,078 |
| Net interest income | $6,373,000 | 1,687 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $2,218,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $339,000 | 2,377 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,879,000 | 844 |
| Total noninterest expense | $4,264,000 | 1,944 |
| Salaries and employee benefits | $2,382,000 | 1,910 |
| Premises and equipment expense | $422,000 | 2,702 |
| Additional noninterest expense | $1,460,000 | 1,692 |
| Pre-tax net operating income | $4,277,000 | 1,098 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $1,546,000 | 927 |
| Income before extraordinary items | $2,730,000 | 1,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,730,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $1,740,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $-230,000 | 8,846 |
| Net operating income | $2,730,640 | 1,262 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,249 |
| Total interest expense | $343,000 | 5,108 |
| Net interest income | $3,087,000 | 1,733 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $1,135,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $170,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $965,000 | 807 |
| Total noninterest expense | $2,072,000 | 2,001 |
| Salaries and employee benefits | $1,138,000 | 2,010 |
| Premises and equipment expense | $220,000 | 2,640 |
| Additional noninterest expense | $714,000 | 1,725 |
| Pre-tax net operating income | $2,140,000 | 1,080 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $779,000 | 926 |
| Income before extraordinary items | $1,361,000 | 1,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,361,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $889,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $-218,000 | 8,920 |
| Net operating income | $1,361,000 | 1,248 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,838,000 | 2,235 |
| Total interest expense | $1,416,000 | 4,670 |
| Net interest income | $11,422,000 | 1,766 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $3,832,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $551,000 | 2,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,281,000 | 922 |
| Total noninterest expense | $8,447,000 | 1,909 |
| Salaries and employee benefits | $4,967,000 | 1,775 |
| Premises and equipment expense | $859,000 | 2,622 |
| Additional noninterest expense | $2,621,000 | 1,855 |
| Pre-tax net operating income | $6,477,000 | 1,337 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $2,326,000 | 1,111 |
| Income before extraordinary items | $4,168,000 | 1,549 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,168,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,291 |
| Cash dividends | $2,821,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $-512,000 | 8,928 |
| Net operating income | $4,157,120 | 1,508 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 2,249 |
| Total interest expense | $1,076,000 | 4,599 |
| Net interest income | $8,355,000 | 1,797 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $2,877,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $404,000 | 2,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,473,000 | 928 |
| Total noninterest expense | $5,893,000 | 2,028 |
| Salaries and employee benefits | $3,422,000 | 1,905 |
| Premises and equipment expense | $589,000 | 2,826 |
| Additional noninterest expense | $1,882,000 | 1,914 |
| Pre-tax net operating income | $5,309,000 | 1,240 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $1,932,000 | 1,043 |
| Income before extraordinary items | $3,394,000 | 1,456 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,394,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $2,180,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $-331,000 | 8,991 |
| Net operating income | $3,383,120 | 1,412 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 2,296 |
| Total interest expense | $752,000 | 4,469 |
| Net interest income | $5,377,000 | 1,855 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $1,832,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $265,000 | 2,998 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,567,000 | 955 |
| Total noninterest expense | $3,856,000 | 2,064 |
| Salaries and employee benefits | $2,269,000 | 1,914 |
| Premises and equipment expense | $374,000 | 2,957 |
| Additional noninterest expense | $1,213,000 | 1,970 |
| Pre-tax net operating income | $3,323,000 | 1,279 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $1,212,000 | 1,104 |
| Income before extraordinary items | $2,131,000 | 1,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,131,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $1,538,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $-144,000 | 9,046 |
| Net operating income | $2,118,200 | 1,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,360 |
| Total interest expense | $421,000 | 4,173 |
| Net interest income | $2,574,000 | 1,939 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $906,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $125,000 | 3,064 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $781,000 | 940 |
| Total noninterest expense | $1,883,000 | 2,126 |
| Salaries and employee benefits | $1,135,000 | 1,931 |
| Premises and equipment expense | $181,000 | 3,067 |
| Additional noninterest expense | $567,000 | 2,092 |
| Pre-tax net operating income | $1,567,000 | 1,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $568,000 | 1,184 |
| Income before extraordinary items | $999,000 | 1,598 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $999,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $645,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $-79,000 | 9,091 |
| Net operating income | $999,000 | 1,508 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,817,000 | 2,415 |
| Total interest expense | $2,009,000 | 4,017 |
| Net interest income | $9,808,000 | 1,999 |
| Provision for loan and lease losses | $430,000 | 2,443 |
| Total noninterest income | $4,516,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $511,000 | 3,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,005,000 | 895 |
| Total noninterest expense | $8,325,000 | 1,905 |
| Salaries and employee benefits | $5,117,000 | 1,686 |
| Premises and equipment expense | $724,000 | 3,001 |
| Additional noninterest expense | $2,484,000 | 1,938 |
| Pre-tax net operating income | $5,569,000 | 1,486 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $1,995,000 | 1,292 |
| Income before extraordinary items | $3,572,000 | 1,745 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,572,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $2,159,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $-225,000 | 9,130 |
| Net operating income | $3,573,280 | 1,661 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 2,449 |
| Total interest expense | $1,563,000 | 4,014 |
| Net interest income | $7,321,000 | 2,011 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $3,570,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $386,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,184,000 | 888 |
| Total noninterest expense | $6,167,000 | 1,925 |
| Salaries and employee benefits | $3,810,000 | 1,704 |
| Premises and equipment expense | $515,000 | 3,141 |
| Additional noninterest expense | $1,842,000 | 1,941 |
| Pre-tax net operating income | $4,589,000 | 1,407 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $1,669,000 | 1,230 |
| Income before extraordinary items | $2,918,000 | 1,651 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,918,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $1,512,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 9,156 |
| Net operating income | $2,919,280 | 1,566 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 2,460 |
| Total interest expense | $1,111,000 | 3,924 |
| Net interest income | $4,844,000 | 2,021 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $2,402,000 | 1,185 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $254,000 | 3,031 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,148,000 | 872 |
| Total noninterest expense | $4,106,000 | 1,921 |
| Salaries and employee benefits | $2,592,000 | 1,653 |
| Premises and equipment expense | $316,000 | 3,337 |
| Additional noninterest expense | $1,198,000 | 1,994 |
| Pre-tax net operating income | $3,050,000 | 1,400 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $1,105,000 | 1,261 |
| Income before extraordinary items | $1,943,000 | 1,668 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,943,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $864,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,944,280 | 1,555 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 2,512 |
| Total interest expense | $597,000 | 3,768 |
| Net interest income | $2,320,000 | 2,109 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $1,219,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,098,000 | 843 |
| Total noninterest expense | $2,039,000 | 1,917 |
| Salaries and employee benefits | $1,286,000 | 1,656 |
| Premises and equipment expense | $172,000 | 3,124 |
| Additional noninterest expense | $581,000 | 2,029 |
| Pre-tax net operating income | $1,455,000 | 1,466 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $527,000 | 1,307 |
| Income before extraordinary items | $928,000 | 1,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $928,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $432,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $928,000 | 1,610 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,318,000 | 2,690 |
| Total interest expense | $3,191,000 | 3,358 |
| Net interest income | $8,127,000 | 2,365 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $3,807,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $491,000 | 3,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,316,000 | 935 |
| Total noninterest expense | $7,222,000 | 2,078 |
| Salaries and employee benefits | $4,483,000 | 1,789 |
| Premises and equipment expense | $716,000 | 2,945 |
| Additional noninterest expense | $2,023,000 | 2,283 |
| Pre-tax net operating income | $4,622,000 | 1,755 |
| Securities gains (losses) | $97,000 | 1,784 |
| Applicable income taxes | $1,687,000 | 1,494 |
| Income before extraordinary items | $3,032,000 | 1,978 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,032,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $1,340,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,969,920 | 1,952 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 2,799 |
| Total interest expense | $4,757,000 | 3,296 |
| Net interest income | $7,346,000 | 2,436 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $3,351,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $490,000 | 2,879 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,861,000 | 976 |
| Total noninterest expense | $6,446,000 | 2,223 |
| Salaries and employee benefits | $4,041,000 | 1,853 |
| Premises and equipment expense | $647,000 | 3,154 |
| Additional noninterest expense | $1,758,000 | 2,527 |
| Pre-tax net operating income | $4,101,000 | 1,735 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $1,326,000 | 1,668 |
| Income before extraordinary items | $2,792,000 | 1,885 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,792,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,399 |
| Cash dividends | $1,043,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 9,527 |
| Net operating income | $2,780,440 | 1,812 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,461,000 | 2,807 |
| Total interest expense | $4,760,000 | 3,462 |
| Net interest income | $7,701,000 | 2,307 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $2,227,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $485,000 | 2,765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,742,000 | 1,240 |
| Total noninterest expense | $5,819,000 | 2,352 |
| Salaries and employee benefits | $3,612,000 | 1,982 |
| Premises and equipment expense | $644,000 | 3,090 |
| Additional noninterest expense | $1,563,000 | 2,710 |
| Pre-tax net operating income | $4,009,000 | 1,821 |
| Securities gains (losses) | $-53,000 | 9,220 |
| Applicable income taxes | $1,412,000 | 1,588 |
| Income before extraordinary items | $2,544,000 | 2,050 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,544,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $1,047,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $-54,000 | 9,763 |
| Net operating income | $2,577,920 | 2,031 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,483,000 | 2,611 |
| Total interest expense | $4,767,000 | 3,060 |
| Net interest income | $7,716,000 | 2,286 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $2,419,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $505,000 | 2,616 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,914,000 | 1,194 |
| Total noninterest expense | $6,135,000 | 2,236 |
| Salaries and employee benefits | $3,773,000 | 1,846 |
| Premises and equipment expense | $652,000 | 3,055 |
| Additional noninterest expense | $1,710,000 | 2,527 |
| Pre-tax net operating income | $3,850,000 | 1,912 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,414,000 | 1,669 |
| Income before extraordinary items | $2,439,000 | 2,148 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,439,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,677 |
| Cash dividends | $1,054,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $-809,000 | 10,171 |
| Net operating income | $2,437,080 | 2,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 2,477 |
| Total interest expense | $5,025,000 | 2,989 |
| Net interest income | $8,092,000 | 2,107 |
| Provision for loan and lease losses | $400,000 | 2,051 |
| Total noninterest income | $3,029,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $465,000 | 2,724 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,564,000 | 1,002 |
| Total noninterest expense | $6,147,000 | 2,125 |
| Salaries and employee benefits | $3,748,000 | 1,772 |
| Premises and equipment expense | $735,000 | 2,654 |
| Additional noninterest expense | $1,664,000 | 2,505 |
| Pre-tax net operating income | $4,574,000 | 1,616 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,711,000 | 1,448 |
| Income before extraordinary items | $2,866,000 | 1,835 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,866,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $501,000 | 1,247 |
| Cash dividends | $1,113,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $-610,000 | 10,403 |
| Net operating income | $2,864,080 | 1,763 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,453,000 | 2,629 |
| Total interest expense | $4,477,000 | 3,310 |
| Net interest income | $7,976,000 | 2,196 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $2,682,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $432,000 | 3,020 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,250,000 | 1,015 |
| Total noninterest expense | $5,868,000 | 2,191 |
| Salaries and employee benefits | $3,581,000 | 1,828 |
| Premises and equipment expense | $631,000 | 3,018 |
| Additional noninterest expense | $1,656,000 | 2,489 |
| Pre-tax net operating income | $4,690,000 | 1,645 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,662,000 | 1,554 |
| Income before extraordinary items | $3,028,000 | 1,754 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,028,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $1,350,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,028,000 | 1,717 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,874,000 | 2,775 |
| Total interest expense | $4,022,000 | 3,696 |
| Net interest income | $7,852,000 | 2,292 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $2,672,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $463,000 | 2,907 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,209,000 | 1,072 |
| Total noninterest expense | $5,425,000 | 2,518 |
| Salaries and employee benefits | $3,272,000 | 2,019 |
| Premises and equipment expense | $602,000 | 3,201 |
| Additional noninterest expense | $1,551,000 | 3,037 |
| Pre-tax net operating income | $4,999,000 | 1,437 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,860,000 | 1,318 |
| Income before extraordinary items | $3,143,000 | 1,583 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,143,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $1,350,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,140,440 | 1,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,041,000 | 3,004 |
| Total interest expense | $3,480,000 | 4,181 |
| Net interest income | $7,561,000 | 2,371 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $1,946,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $443,000 | 3,049 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,503,000 | 1,375 |
| Total noninterest expense | $5,096,000 | 2,660 |
| Salaries and employee benefits | $3,065,000 | 2,163 |
| Premises and equipment expense | $575,000 | 3,324 |
| Additional noninterest expense | $1,456,000 | 3,171 |
| Pre-tax net operating income | $4,261,000 | 1,726 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $1,515,000 | 1,637 |
| Income before extraordinary items | $2,752,000 | 1,830 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,752,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $1,080,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,748,160 | 1,810 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,062,000 | 3,308 |
| Total interest expense | $2,531,000 | 4,597 |
| Net interest income | $6,531,000 | 2,777 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,418,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $458,000 | 3,009 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,960,000 | 1,144 |
| Total noninterest expense | $5,371,000 | 2,596 |
| Salaries and employee benefits | $3,247,000 | 2,034 |
| Premises and equipment expense | $673,000 | 2,926 |
| Additional noninterest expense | $1,451,000 | 3,414 |
| Pre-tax net operating income | $3,278,000 | 2,171 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $1,225,000 | 1,848 |
| Income before extraordinary items | $2,091,000 | 2,320 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,091,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,843 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,066,680 | 2,373 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,895 |
| Total interest expense | $2,315,000 | 5,137 |
| Net interest income | $5,492,000 | 3,272 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,176,000 | 1,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,693,000 | 1,036 |
| Total noninterest expense | $5,252,000 | 2,725 |
| Salaries and employee benefits | $3,094,000 | 2,134 |
| Premises and equipment expense | $663,000 | 3,025 |
| Additional noninterest expense | $1,495,000 | 3,516 |
| Pre-tax net operating income | $3,416,000 | 1,996 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $1,271,000 | 1,838 |
| Income before extraordinary items | $2,195,000 | 2,276 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,195,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $720,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,163,000 | 2,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 4,631 |
| Total interest expense | $2,452,000 | 6,078 |
| Net interest income | $4,886,000 | 3,727 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $2,531,000 | 1,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 3,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,212 |
| Total noninterest expense | $4,756,000 | 3,006 |
| Salaries and employee benefits | $2,745,000 | 2,358 |
| Premises and equipment expense | $640,000 | 3,158 |
| Additional noninterest expense | $1,371,000 | 3,874 |
| Pre-tax net operating income | $2,461,000 | 2,531 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $945,000 | 2,214 |
| Income before extraordinary items | $1,516,000 | 3,049 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,516,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,516,000 | 2,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.