Home > Simmons First Bank of Searcy > Income and Expense
Simmons First Bank of Searcy, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,825 |
| Total interest expense | $189,000 | 3,298 |
| Net interest income | $1,159,000 | 3,885 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $395,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $213,000 | 1,470 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $1,073,000 | 3,728 |
| Salaries and employee benefits | $477,000 | 4,162 |
| Premises and equipment expense | $139,000 | 3,518 |
| Additional noninterest expense | $457,000 | 3,110 |
| Pre-tax net operating income | $458,000 | 3,058 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $117,000 | 2,219 |
| Income before extraordinary items | $341,000 | 3,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 3,307 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $341,000 | 3,307 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $231,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $341,000 | 3,268 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 3,793 |
| Total interest expense | $852,000 | 3,306 |
| Net interest income | $4,749,000 | 3,817 |
| Provision for loan and lease losses | $92,000 | 3,777 |
| Total noninterest income | $2,026,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $954,000 | 1,424 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,072,000 | 2,283 |
| Total noninterest expense | $4,551,000 | 3,622 |
| Salaries and employee benefits | $2,073,000 | 3,994 |
| Premises and equipment expense | $592,000 | 3,341 |
| Additional noninterest expense | $1,886,000 | 3,112 |
| Pre-tax net operating income | $2,132,000 | 2,737 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $589,000 | 1,983 |
| Income before extraordinary items | $1,543,000 | 3,106 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,543,000 | 3,108 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,543,000 | 3,109 |
| Net charge-offs | $46,000 | 4,409 |
| Cash dividends | $1,162,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,543,000 | 3,041 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 3,828 |
| Total interest expense | $646,000 | 3,364 |
| Net interest income | $3,562,000 | 3,842 |
| Provision for loan and lease losses | $44,000 | 4,102 |
| Total noninterest income | $1,551,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $704,000 | 1,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $847,000 | 2,277 |
| Total noninterest expense | $3,373,000 | 3,663 |
| Salaries and employee benefits | $1,557,000 | 4,008 |
| Premises and equipment expense | $440,000 | 3,400 |
| Additional noninterest expense | $1,376,000 | 3,167 |
| Pre-tax net operating income | $1,696,000 | 2,712 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $479,000 | 1,954 |
| Income before extraordinary items | $1,217,000 | 3,051 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,217,000 | 3,056 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,217,000 | 3,056 |
| Net charge-offs | $-35,000 | 6,383 |
| Cash dividends | $913,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,217,000 | 2,976 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 3,823 |
| Total interest expense | $437,000 | 3,394 |
| Net interest income | $2,378,000 | 3,842 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $1,030,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $458,000 | 1,457 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $572,000 | 2,293 |
| Total noninterest expense | $2,256,000 | 3,682 |
| Salaries and employee benefits | $1,041,000 | 4,023 |
| Premises and equipment expense | $301,000 | 3,347 |
| Additional noninterest expense | $914,000 | 3,170 |
| Pre-tax net operating income | $1,146,000 | 2,658 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $325,000 | 1,939 |
| Income before extraordinary items | $821,000 | 3,018 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $821,000 | 3,020 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $821,000 | 3,021 |
| Net charge-offs | $-23,000 | 6,365 |
| Cash dividends | $570,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $821,000 | 2,930 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 3,847 |
| Total interest expense | $222,000 | 3,436 |
| Net interest income | $1,191,000 | 3,854 |
| Provision for loan and lease losses | $34,000 | 3,135 |
| Total noninterest income | $508,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $225,000 | 1,457 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,302 |
| Total noninterest expense | $1,095,000 | 3,774 |
| Salaries and employee benefits | $527,000 | 4,027 |
| Premises and equipment expense | $142,000 | 3,519 |
| Additional noninterest expense | $426,000 | 3,356 |
| Pre-tax net operating income | $570,000 | 2,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $162,000 | 1,924 |
| Income before extraordinary items | $408,000 | 2,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $408,000 | 2,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $408,000 | 2,992 |
| Net charge-offs | $-19,000 | 6,425 |
| Cash dividends | $272,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $408,000 | 2,910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,152,000 | 3,762 |
| Total interest expense | $1,050,000 | 3,501 |
| Net interest income | $5,102,000 | 3,770 |
| Provision for loan and lease losses | $231,000 | 3,751 |
| Total noninterest income | $2,223,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $974,000 | 1,450 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,249,000 | 2,083 |
| Total noninterest expense | $4,444,000 | 3,756 |
| Salaries and employee benefits | $2,101,000 | 4,014 |
| Premises and equipment expense | $583,000 | 3,455 |
| Additional noninterest expense | $1,760,000 | 3,398 |
| Pre-tax net operating income | $2,650,000 | 2,312 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $776,000 | 1,731 |
| Income before extraordinary items | $1,874,000 | 2,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,874,000 | 2,704 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,874,000 | 2,702 |
| Net charge-offs | $211,000 | 3,703 |
| Cash dividends | $5,564,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,874,000 | 2,581 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 3,794 |
| Total interest expense | $811,000 | 3,557 |
| Net interest income | $3,868,000 | 3,793 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $1,625,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $728,000 | 1,461 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $897,000 | 2,130 |
| Total noninterest expense | $3,349,000 | 3,784 |
| Salaries and employee benefits | $1,571,000 | 4,036 |
| Premises and equipment expense | $442,000 | 3,477 |
| Additional noninterest expense | $1,336,000 | 3,390 |
| Pre-tax net operating income | $1,934,000 | 2,416 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $562,000 | 1,810 |
| Income before extraordinary items | $1,372,000 | 2,800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,372,000 | 2,801 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,372,000 | 2,800 |
| Net charge-offs | $160,000 | 3,529 |
| Cash dividends | $964,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,372,000 | 2,666 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 3,813 |
| Total interest expense | $561,000 | 3,556 |
| Net interest income | $2,576,000 | 3,813 |
| Provision for loan and lease losses | $139,000 | 3,479 |
| Total noninterest income | $1,052,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $477,000 | 1,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $575,000 | 2,153 |
| Total noninterest expense | $2,268,000 | 3,766 |
| Salaries and employee benefits | $1,059,000 | 4,034 |
| Premises and equipment expense | $286,000 | 3,543 |
| Additional noninterest expense | $923,000 | 3,330 |
| Pre-tax net operating income | $1,221,000 | 2,492 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $349,000 | 1,885 |
| Income before extraordinary items | $872,000 | 2,858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $872,000 | 2,859 |
| Net charge-offs | $133,000 | 3,158 |
| Cash dividends | $640,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $872,000 | 2,719 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 3,805 |
| Total interest expense | $293,000 | 3,563 |
| Net interest income | $1,308,000 | 3,787 |
| Provision for loan and lease losses | $68,000 | 3,368 |
| Total noninterest income | $537,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $239,000 | 1,456 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $298,000 | 2,106 |
| Total noninterest expense | $1,129,000 | 3,794 |
| Salaries and employee benefits | $529,000 | 4,066 |
| Premises and equipment expense | $141,000 | 3,620 |
| Additional noninterest expense | $459,000 | 3,300 |
| Pre-tax net operating income | $648,000 | 2,391 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $190,000 | 1,788 |
| Income before extraordinary items | $458,000 | 2,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $458,000 | 2,800 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $458,000 | 2,801 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $330,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $458,000 | 2,654 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 3,712 |
| Total interest expense | $1,452,000 | 3,527 |
| Net interest income | $5,433,000 | 3,708 |
| Provision for loan and lease losses | $261,000 | 4,309 |
| Total noninterest income | $2,072,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,084,000 | 1,374 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $988,000 | 2,153 |
| Total noninterest expense | $3,992,000 | 4,119 |
| Salaries and employee benefits | $2,032,000 | 4,137 |
| Premises and equipment expense | $500,000 | 4,049 |
| Additional noninterest expense | $1,460,000 | 3,927 |
| Pre-tax net operating income | $3,252,000 | 1,705 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,018,000 | 1,325 |
| Income before extraordinary items | $2,234,000 | 2,064 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,234,000 | 2,065 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,234,000 | 2,065 |
| Net charge-offs | $277,000 | 3,888 |
| Cash dividends | $1,646,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,234,000 | 1,981 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 3,744 |
| Total interest expense | $1,129,000 | 3,558 |
| Net interest income | $4,051,000 | 3,744 |
| Provision for loan and lease losses | $202,000 | 4,136 |
| Total noninterest income | $1,508,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $830,000 | 1,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $678,000 | 2,256 |
| Total noninterest expense | $2,941,000 | 4,167 |
| Salaries and employee benefits | $1,502,000 | 4,176 |
| Premises and equipment expense | $362,000 | 4,170 |
| Additional noninterest expense | $1,077,000 | 3,965 |
| Pre-tax net operating income | $2,416,000 | 1,787 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $756,000 | 1,346 |
| Income before extraordinary items | $1,660,000 | 2,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,660,000 | 2,135 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,660,000 | 2,136 |
| Net charge-offs | $207,000 | 3,679 |
| Cash dividends | $1,200,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,660,000 | 2,044 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,789 |
| Total interest expense | $773,000 | 3,590 |
| Net interest income | $2,686,000 | 3,776 |
| Provision for loan and lease losses | $129,000 | 4,100 |
| Total noninterest income | $961,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $535,000 | 1,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 2,347 |
| Total noninterest expense | $1,968,000 | 4,210 |
| Salaries and employee benefits | $1,018,000 | 4,154 |
| Premises and equipment expense | $239,000 | 4,230 |
| Additional noninterest expense | $711,000 | 4,057 |
| Pre-tax net operating income | $1,550,000 | 1,830 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $481,000 | 1,356 |
| Income before extraordinary items | $1,069,000 | 2,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,069,000 | 2,160 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,069,000 | 2,160 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $767,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,069,000 | 2,087 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 3,771 |
| Total interest expense | $396,000 | 3,629 |
| Net interest income | $1,363,000 | 3,720 |
| Provision for loan and lease losses | $52,000 | 4,138 |
| Total noninterest income | $453,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $254,000 | 1,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $199,000 | 2,477 |
| Total noninterest expense | $1,013,000 | 4,148 |
| Salaries and employee benefits | $533,000 | 4,054 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $363,000 | 3,989 |
| Pre-tax net operating income | $751,000 | 1,870 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $230,000 | 1,354 |
| Income before extraordinary items | $521,000 | 2,180 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $521,000 | 2,179 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $521,000 | 2,180 |
| Net charge-offs | $-34,000 | 7,299 |
| Cash dividends | $379,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $521,000 | 2,135 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,465,000 | 3,740 |
| Total interest expense | $1,766,000 | 3,871 |
| Net interest income | $5,699,000 | 3,612 |
| Provision for loan and lease losses | $340,000 | 4,689 |
| Total noninterest income | $2,255,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,154,000 | 1,311 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,101,000 | 2,066 |
| Total noninterest expense | $4,085,000 | 4,149 |
| Salaries and employee benefits | $2,178,000 | 3,986 |
| Premises and equipment expense | $501,000 | 4,178 |
| Additional noninterest expense | $1,406,000 | 4,182 |
| Pre-tax net operating income | $3,529,000 | 1,409 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,139,000 | 1,115 |
| Income before extraordinary items | $2,390,000 | 1,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,390,000 | 1,718 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,390,000 | 1,719 |
| Net charge-offs | $245,000 | 4,544 |
| Cash dividends | $1,760,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,390,000 | 1,658 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 3,820 |
| Total interest expense | $1,350,000 | 3,982 |
| Net interest income | $4,246,000 | 3,673 |
| Provision for loan and lease losses | $252,000 | 4,577 |
| Total noninterest income | $1,669,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $880,000 | 1,330 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $789,000 | 2,083 |
| Total noninterest expense | $3,065,000 | 4,158 |
| Salaries and employee benefits | $1,660,000 | 3,980 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $1,038,000 | 4,204 |
| Pre-tax net operating income | $2,598,000 | 1,525 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $840,000 | 1,151 |
| Income before extraordinary items | $1,758,000 | 1,873 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,758,000 | 1,874 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,758,000 | 1,875 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $1,252,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,758,000 | 1,779 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,880 |
| Total interest expense | $908,000 | 4,052 |
| Net interest income | $2,772,000 | 3,739 |
| Provision for loan and lease losses | $174,000 | 4,448 |
| Total noninterest income | $1,075,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $583,000 | 1,345 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $492,000 | 2,116 |
| Total noninterest expense | $2,054,000 | 4,161 |
| Salaries and employee benefits | $1,116,000 | 3,968 |
| Premises and equipment expense | $234,000 | 4,445 |
| Additional noninterest expense | $704,000 | 4,142 |
| Pre-tax net operating income | $1,619,000 | 1,602 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $536,000 | 1,154 |
| Income before extraordinary items | $1,083,000 | 1,973 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,083,000 | 1,973 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,083,000 | 1,973 |
| Net charge-offs | $28,000 | 5,315 |
| Cash dividends | $801,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,083,000 | 1,882 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,957 |
| Total interest expense | $467,000 | 4,103 |
| Net interest income | $1,359,000 | 3,804 |
| Provision for loan and lease losses | $82,000 | 4,224 |
| Total noninterest income | $497,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $276,000 | 1,421 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $221,000 | 2,253 |
| Total noninterest expense | $1,011,000 | 4,247 |
| Salaries and employee benefits | $564,000 | 3,998 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $337,000 | 4,269 |
| Pre-tax net operating income | $763,000 | 1,693 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $235,000 | 1,265 |
| Income before extraordinary items | $528,000 | 2,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $528,000 | 2,045 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $528,000 | 2,046 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $528,000 | 1,965 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 3,977 |
| Total interest expense | $2,299,000 | 4,100 |
| Net interest income | $5,254,000 | 3,826 |
| Provision for loan and lease losses | $298,000 | 5,283 |
| Total noninterest income | $2,279,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,114,000 | 1,521 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,165,000 | 1,948 |
| Total noninterest expense | $4,366,000 | 4,086 |
| Salaries and employee benefits | $2,329,000 | 3,902 |
| Premises and equipment expense | $548,000 | 4,139 |
| Additional noninterest expense | $1,489,000 | 4,092 |
| Pre-tax net operating income | $2,869,000 | 1,396 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $878,000 | 1,058 |
| Income before extraordinary items | $1,991,000 | 1,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,991,000 | 1,684 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,991,000 | 1,685 |
| Net charge-offs | $258,000 | 4,684 |
| Cash dividends | $1,508,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,991,000 | 1,634 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,030 |
| Total interest expense | $1,780,000 | 4,156 |
| Net interest income | $3,881,000 | 3,865 |
| Provision for loan and lease losses | $229,000 | 4,969 |
| Total noninterest income | $1,723,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $808,000 | 1,574 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $915,000 | 1,941 |
| Total noninterest expense | $3,312,000 | 4,067 |
| Salaries and employee benefits | $1,743,000 | 3,942 |
| Premises and equipment expense | $418,000 | 4,129 |
| Additional noninterest expense | $1,151,000 | 3,992 |
| Pre-tax net operating income | $2,063,000 | 1,577 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $624,000 | 1,197 |
| Income before extraordinary items | $1,439,000 | 1,853 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,439,000 | 1,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,439,000 | 1,853 |
| Net charge-offs | $162,000 | 4,513 |
| Cash dividends | $1,070,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,439,000 | 1,804 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,093 |
| Total interest expense | $1,255,000 | 4,130 |
| Net interest income | $2,486,000 | 3,957 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $1,135,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $496,000 | 1,678 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $639,000 | 1,907 |
| Total noninterest expense | $2,230,000 | 4,053 |
| Salaries and employee benefits | $1,169,000 | 3,961 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $777,000 | 3,962 |
| Pre-tax net operating income | $1,241,000 | 1,776 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $367,000 | 1,350 |
| Income before extraordinary items | $874,000 | 2,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $874,000 | 2,077 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $874,000 | 2,079 |
| Net charge-offs | $141,000 | 3,846 |
| Cash dividends | $650,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $874,000 | 2,017 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 4,094 |
| Total interest expense | $680,000 | 4,025 |
| Net interest income | $1,218,000 | 4,018 |
| Provision for loan and lease losses | $67,000 | 4,526 |
| Total noninterest income | $561,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $206,000 | 1,911 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $355,000 | 1,748 |
| Total noninterest expense | $1,045,000 | 4,177 |
| Salaries and employee benefits | $587,000 | 3,980 |
| Premises and equipment expense | $143,000 | 4,121 |
| Additional noninterest expense | $315,000 | 4,255 |
| Pre-tax net operating income | $667,000 | 1,883 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $202,000 | 1,438 |
| Income before extraordinary items | $465,000 | 2,267 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $465,000 | 2,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $465,000 | 2,269 |
| Net charge-offs | $94,000 | 2,929 |
| Cash dividends | $307,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $465,000 | 2,137 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 3,912 |
| Total interest expense | $4,184,000 | 3,404 |
| Net interest income | $4,470,000 | 4,248 |
| Provision for loan and lease losses | $222,000 | 5,086 |
| Total noninterest income | $1,747,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $918,000 | 1,888 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $829,000 | 2,413 |
| Total noninterest expense | $3,730,000 | 4,451 |
| Salaries and employee benefits | $2,013,000 | 4,422 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $1,163,000 | 4,389 |
| Pre-tax net operating income | $2,265,000 | 2,257 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $689,000 | 1,534 |
| Income before extraordinary items | $1,576,000 | 2,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,576,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 4,359 |
| Cash dividends | $3,595,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,576,000 | 2,570 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 3,937 |
| Total interest expense | $3,301,000 | 3,389 |
| Net interest income | $3,265,000 | 4,352 |
| Provision for loan and lease losses | $164,000 | 4,511 |
| Total noninterest income | $1,302,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $681,000 | 1,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $621,000 | 2,481 |
| Total noninterest expense | $2,795,000 | 4,449 |
| Salaries and employee benefits | $1,489,000 | 4,506 |
| Premises and equipment expense | $415,000 | 4,188 |
| Additional noninterest expense | $891,000 | 4,241 |
| Pre-tax net operating income | $1,608,000 | 2,698 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $488,000 | 1,936 |
| Income before extraordinary items | $1,120,000 | 2,875 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,120,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,747 |
| Cash dividends | $3,255,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,120,000 | 3,018 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 3,944 |
| Total interest expense | $2,265,000 | 3,435 |
| Net interest income | $2,184,000 | 4,335 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $858,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $428,000 | 1,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $430,000 | 2,470 |
| Total noninterest expense | $1,847,000 | 4,491 |
| Salaries and employee benefits | $991,000 | 4,545 |
| Premises and equipment expense | $275,000 | 4,237 |
| Additional noninterest expense | $581,000 | 4,284 |
| Pre-tax net operating income | $1,100,000 | 2,757 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $342,000 | 2,044 |
| Income before extraordinary items | $758,000 | 3,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,108 |
| Cash dividends | $2,995,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $758,000 | 3,111 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 4,005 |
| Total interest expense | $1,135,000 | 3,588 |
| Net interest income | $1,111,000 | 4,302 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $415,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $210,000 | 1,992 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $205,000 | 2,532 |
| Total noninterest expense | $908,000 | 4,541 |
| Salaries and employee benefits | $489,000 | 4,632 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $282,000 | 4,304 |
| Pre-tax net operating income | $573,000 | 2,806 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $181,000 | 2,094 |
| Income before extraordinary items | $392,000 | 3,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $2,710,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $392,000 | 3,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,716,000 | 4,133 |
| Total interest expense | $4,414,000 | 3,762 |
| Net interest income | $4,302,000 | 4,413 |
| Provision for loan and lease losses | $16,000 | 6,415 |
| Total noninterest income | $1,587,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $885,000 | 1,952 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $702,000 | 2,752 |
| Total noninterest expense | $3,768,000 | 4,304 |
| Salaries and employee benefits | $1,955,000 | 4,458 |
| Premises and equipment expense | $535,000 | 4,173 |
| Additional noninterest expense | $1,278,000 | 3,892 |
| Pre-tax net operating income | $2,105,000 | 3,200 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $647,000 | 2,407 |
| Income before extraordinary items | $1,458,000 | 3,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,458,000 | 3,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,539 |
| Cash dividends | $715,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,458,000 | 3,501 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 4,198 |
| Total interest expense | $3,282,000 | 3,792 |
| Net interest income | $3,152,000 | 4,512 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $1,196,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $664,000 | 1,946 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $532,000 | 2,741 |
| Total noninterest expense | $2,854,000 | 4,241 |
| Salaries and employee benefits | $1,487,000 | 4,402 |
| Premises and equipment expense | $402,000 | 4,156 |
| Additional noninterest expense | $965,000 | 3,808 |
| Pre-tax net operating income | $1,476,000 | 3,511 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $443,000 | 2,690 |
| Income before extraordinary items | $1,033,000 | 3,819 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,033,000 | 3,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,680 |
| Cash dividends | $453,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,033,000 | 3,801 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 4,288 |
| Total interest expense | $2,160,000 | 3,822 |
| Net interest income | $2,018,000 | 4,637 |
| Provision for loan and lease losses | $124,000 | 2,932 |
| Total noninterest income | $787,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $438,000 | 1,962 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $349,000 | 2,775 |
| Total noninterest expense | $1,918,000 | 4,241 |
| Salaries and employee benefits | $991,000 | 4,435 |
| Premises and equipment expense | $263,000 | 4,232 |
| Additional noninterest expense | $664,000 | 3,708 |
| Pre-tax net operating income | $763,000 | 4,126 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $216,000 | 3,165 |
| Income before extraordinary items | $547,000 | 4,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $547,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,337 |
| Cash dividends | $292,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $547,000 | 4,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 4,367 |
| Total interest expense | $1,065,000 | 3,838 |
| Net interest income | $961,000 | 4,796 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $206,000 | 2,003 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $159,000 | 2,907 |
| Total noninterest expense | $957,000 | 4,268 |
| Salaries and employee benefits | $502,000 | 4,426 |
| Premises and equipment expense | $125,000 | 4,394 |
| Additional noninterest expense | $330,000 | 3,681 |
| Pre-tax net operating income | $309,000 | 4,585 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $80,000 | 3,578 |
| Income before extraordinary items | $229,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $229,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $142,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $229,000 | 4,734 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 4,268 |
| Total interest expense | $3,732,000 | 3,761 |
| Net interest income | $4,062,000 | 4,621 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $1,641,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $982,000 | 1,779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $659,000 | 2,843 |
| Total noninterest expense | $3,620,000 | 4,291 |
| Salaries and employee benefits | $2,017,000 | 4,237 |
| Premises and equipment expense | $465,000 | 4,467 |
| Additional noninterest expense | $1,138,000 | 4,102 |
| Pre-tax net operating income | $1,888,000 | 3,768 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $559,000 | 2,986 |
| Income before extraordinary items | $1,329,000 | 4,044 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,329,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,531 |
| Cash dividends | $684,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,329,000 | 4,021 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 4,293 |
| Total interest expense | $2,696,000 | 3,770 |
| Net interest income | $3,053,000 | 4,642 |
| Provision for loan and lease losses | $146,000 | 3,462 |
| Total noninterest income | $1,246,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $758,000 | 1,742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $488,000 | 2,888 |
| Total noninterest expense | $2,734,000 | 4,246 |
| Salaries and employee benefits | $1,531,000 | 4,183 |
| Premises and equipment expense | $345,000 | 4,504 |
| Additional noninterest expense | $858,000 | 4,050 |
| Pre-tax net operating income | $1,419,000 | 3,919 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $420,000 | 3,109 |
| Income before extraordinary items | $999,000 | 4,167 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $999,000 | 4,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,851 |
| Cash dividends | $503,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $999,000 | 4,160 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 4,267 |
| Total interest expense | $1,738,000 | 3,743 |
| Net interest income | $2,081,000 | 4,597 |
| Provision for loan and lease losses | $97,000 | 3,380 |
| Total noninterest income | $838,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $515,000 | 1,697 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 2,880 |
| Total noninterest expense | $1,825,000 | 4,251 |
| Salaries and employee benefits | $1,031,000 | 4,180 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $573,000 | 4,054 |
| Pre-tax net operating income | $997,000 | 3,806 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $307,000 | 3,012 |
| Income before extraordinary items | $690,000 | 4,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $690,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,710 |
| Cash dividends | $364,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $690,000 | 4,095 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 4,278 |
| Total interest expense | $850,000 | 3,672 |
| Net interest income | $1,014,000 | 4,672 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $380,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $248,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,209 |
| Total noninterest expense | $904,000 | 4,308 |
| Salaries and employee benefits | $517,000 | 4,190 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $441,000 | 4,044 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $133,000 | 3,205 |
| Income before extraordinary items | $308,000 | 4,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $157,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 4,192 |
| Total interest expense | $2,614,000 | 3,696 |
| Net interest income | $4,291,000 | 4,412 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $1,689,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,046,000 | 1,658 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $643,000 | 2,934 |
| Total noninterest expense | $3,632,000 | 4,169 |
| Salaries and employee benefits | $1,982,000 | 4,146 |
| Premises and equipment expense | $464,000 | 4,402 |
| Additional noninterest expense | $1,186,000 | 3,903 |
| Pre-tax net operating income | $2,173,000 | 3,489 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $702,000 | 2,810 |
| Income before extraordinary items | $1,471,000 | 3,827 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,471,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,345 |
| Cash dividends | $726,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,471,000 | 3,796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 4,232 |
| Total interest expense | $1,827,000 | 3,747 |
| Net interest income | $3,188,000 | 4,456 |
| Provision for loan and lease losses | $131,000 | 3,743 |
| Total noninterest income | $1,266,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $768,000 | 1,679 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $498,000 | 2,892 |
| Total noninterest expense | $2,732,000 | 4,117 |
| Salaries and employee benefits | $1,496,000 | 4,106 |
| Premises and equipment expense | $354,000 | 4,340 |
| Additional noninterest expense | $882,000 | 3,868 |
| Pre-tax net operating income | $1,591,000 | 3,597 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $516,000 | 2,886 |
| Income before extraordinary items | $1,075,000 | 3,970 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,075,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 8,687 |
| Cash dividends | $547,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,075,000 | 3,924 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 4,222 |
| Total interest expense | $1,147,000 | 3,749 |
| Net interest income | $2,132,000 | 4,414 |
| Provision for loan and lease losses | $88,000 | 3,638 |
| Total noninterest income | $872,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $509,000 | 1,654 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $1,830,000 | 4,087 |
| Salaries and employee benefits | $986,000 | 4,125 |
| Premises and equipment expense | $243,000 | 4,230 |
| Additional noninterest expense | $601,000 | 3,796 |
| Pre-tax net operating income | $1,086,000 | 3,507 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $361,000 | 2,768 |
| Income before extraordinary items | $725,000 | 3,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $725,000 | 3,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 8,760 |
| Cash dividends | $336,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $725,000 | 3,838 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 4,293 |
| Total interest expense | $540,000 | 3,807 |
| Net interest income | $1,054,000 | 4,454 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $363,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $229,000 | 1,770 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,194 |
| Total noninterest expense | $901,000 | 4,162 |
| Salaries and employee benefits | $496,000 | 4,121 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $472,000 | 3,833 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $156,000 | 3,045 |
| Income before extraordinary items | $316,000 | 4,219 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $316,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $164,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $316,000 | 4,173 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,276 |
| Total interest expense | $1,800,000 | 3,981 |
| Net interest income | $4,184,000 | 4,342 |
| Provision for loan and lease losses | $201,000 | 3,674 |
| Total noninterest income | $1,430,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $947,000 | 1,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $483,000 | 3,373 |
| Total noninterest expense | $3,545,000 | 4,139 |
| Salaries and employee benefits | $1,899,000 | 4,168 |
| Premises and equipment expense | $462,000 | 4,332 |
| Additional noninterest expense | $1,184,000 | 3,785 |
| Pre-tax net operating income | $1,868,000 | 3,689 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $615,000 | 2,992 |
| Income before extraordinary items | $1,253,000 | 4,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,253,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,184 |
| Cash dividends | $620,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,253,000 | 4,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 4,293 |
| Total interest expense | $1,318,000 | 4,012 |
| Net interest income | $3,109,000 | 4,367 |
| Provision for loan and lease losses | $151,000 | 3,503 |
| Total noninterest income | $1,042,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $707,000 | 1,870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $335,000 | 3,523 |
| Total noninterest expense | $2,637,000 | 4,132 |
| Salaries and employee benefits | $1,390,000 | 4,210 |
| Premises and equipment expense | $354,000 | 4,259 |
| Additional noninterest expense | $893,000 | 3,749 |
| Pre-tax net operating income | $1,363,000 | 3,830 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $448,000 | 3,089 |
| Income before extraordinary items | $915,000 | 4,227 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $915,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,426 |
| Cash dividends | $455,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $915,000 | 4,155 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 4,323 |
| Total interest expense | $867,000 | 4,037 |
| Net interest income | $2,061,000 | 4,381 |
| Provision for loan and lease losses | $101,000 | 3,440 |
| Total noninterest income | $689,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $459,000 | 1,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 3,469 |
| Total noninterest expense | $1,746,000 | 4,170 |
| Salaries and employee benefits | $910,000 | 4,279 |
| Premises and equipment expense | $234,000 | 4,282 |
| Additional noninterest expense | $602,000 | 3,737 |
| Pre-tax net operating income | $903,000 | 3,792 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $306,000 | 3,050 |
| Income before extraordinary items | $597,000 | 4,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,249 |
| Cash dividends | $296,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $597,000 | 4,182 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,379 |
| Total interest expense | $443,000 | 4,018 |
| Net interest income | $1,006,000 | 4,456 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $314,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $203,000 | 2,053 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $111,000 | 3,491 |
| Total noninterest expense | $885,000 | 4,145 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $125,000 | 4,106 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $385,000 | 4,174 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $128,000 | 3,374 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $128,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 4,383 |
| Total interest expense | $2,085,000 | 3,895 |
| Net interest income | $3,761,000 | 4,571 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $977,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $683,000 | 2,410 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $294,000 | 4,554 |
| Total noninterest expense | $3,402,000 | 4,217 |
| Salaries and employee benefits | $1,621,000 | 4,602 |
| Premises and equipment expense | $489,000 | 4,141 |
| Additional noninterest expense | $1,292,000 | 3,509 |
| Pre-tax net operating income | $1,036,000 | 5,082 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $350,000 | 4,037 |
| Income before extraordinary items | $686,000 | 5,644 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $686,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,539 |
| Cash dividends | $343,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $686,000 | 5,472 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 4,449 |
| Total interest expense | $1,615,000 | 3,914 |
| Net interest income | $2,747,000 | 4,666 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $727,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $512,000 | 2,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $2,544,000 | 4,210 |
| Salaries and employee benefits | $1,218,000 | 4,567 |
| Premises and equipment expense | $370,000 | 4,086 |
| Additional noninterest expense | $956,000 | 3,530 |
| Pre-tax net operating income | $705,000 | 5,481 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $237,000 | 4,372 |
| Income before extraordinary items | $468,000 | 6,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $468,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,188 |
| Cash dividends | $234,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $468,000 | 5,840 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 4,475 |
| Total interest expense | $1,113,000 | 3,918 |
| Net interest income | $1,793,000 | 4,725 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $475,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $338,000 | 2,413 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $137,000 | 4,725 |
| Total noninterest expense | $1,709,000 | 4,175 |
| Salaries and employee benefits | $800,000 | 4,602 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $661,000 | 3,402 |
| Pre-tax net operating income | $409,000 | 5,804 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $134,000 | 4,679 |
| Income before extraordinary items | $275,000 | 6,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,262 |
| Cash dividends | $136,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $275,000 | 6,092 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,531 |
| Total interest expense | $566,000 | 3,954 |
| Net interest income | $876,000 | 4,782 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $229,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $162,000 | 2,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 4,710 |
| Total noninterest expense | $800,000 | 4,371 |
| Salaries and employee benefits | $400,000 | 4,616 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $279,000 | 3,874 |
| Pre-tax net operating income | $230,000 | 5,498 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $152,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 962 |
| Cash dividends | $77,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $152,000 | 5,805 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 4,273 |
| Total interest expense | $2,636,000 | 3,930 |
| Net interest income | $3,912,000 | 4,418 |
| Provision for loan and lease losses | $900,000 | 1,473 |
| Total noninterest income | $963,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $767,000 | 2,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 5,074 |
| Total noninterest expense | $3,212,000 | 4,235 |
| Salaries and employee benefits | $1,531,000 | 4,627 |
| Premises and equipment expense | $361,000 | 4,984 |
| Additional noninterest expense | $1,320,000 | 3,322 |
| Pre-tax net operating income | $763,000 | 5,881 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $229,000 | 4,902 |
| Income before extraordinary items | $534,000 | 6,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $534,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,084,000 | 891 |
| Cash dividends | $267,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $534,000 | 6,096 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,173,000 | 3,579 |
| Total interest expense | $5,204,000 | 3,052 |
| Net interest income | $3,969,000 | 4,152 |
| Provision for loan and lease losses | $2,475,000 | 592 |
| Total noninterest income | $1,001,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $792,000 | 1,921 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $209,000 | 4,833 |
| Total noninterest expense | $3,480,000 | 3,844 |
| Salaries and employee benefits | $1,379,000 | 4,815 |
| Premises and equipment expense | $316,000 | 5,361 |
| Additional noninterest expense | $1,785,000 | 2,496 |
| Pre-tax net operating income | $-985,000 | 9,351 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-449,000 | 9,489 |
| Income before extraordinary items | $-536,000 | 9,251 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-536,000 | 9,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,680,000 | 645 |
| Cash dividends | $254,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-536,000 | 9,214 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 3,570 |
| Total interest expense | $5,344,000 | 3,122 |
| Net interest income | $4,096,000 | 4,103 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,032,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $806,000 | 1,721 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $226,000 | 4,515 |
| Total noninterest expense | $3,243,000 | 3,964 |
| Salaries and employee benefits | $1,298,000 | 4,906 |
| Premises and equipment expense | $336,000 | 5,081 |
| Additional noninterest expense | $1,609,000 | 2,650 |
| Pre-tax net operating income | $1,585,000 | 3,913 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $544,000 | 3,304 |
| Income before extraordinary items | $1,041,000 | 4,259 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,041,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,445 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,041,000 | 4,271 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,454,000 | 3,713 |
| Total interest expense | $4,511,000 | 3,233 |
| Net interest income | $3,943,000 | 4,233 |
| Provision for loan and lease losses | $580,000 | 1,570 |
| Total noninterest income | $736,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $590,000 | 2,268 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $146,000 | 5,673 |
| Total noninterest expense | $2,952,000 | 4,272 |
| Salaries and employee benefits | $1,268,000 | 4,957 |
| Premises and equipment expense | $333,000 | 5,141 |
| Additional noninterest expense | $1,351,000 | 3,126 |
| Pre-tax net operating income | $1,147,000 | 4,904 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $379,000 | 4,301 |
| Income before extraordinary items | $768,000 | 5,205 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $768,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,549 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $768,000 | 5,172 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 3,857 |
| Total interest expense | $4,941,000 | 3,027 |
| Net interest income | $3,251,000 | 4,855 |
| Provision for loan and lease losses | $462,000 | 1,835 |
| Total noninterest income | $659,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $516,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,810 |
| Total noninterest expense | $2,752,000 | 4,437 |
| Salaries and employee benefits | $1,172,000 | 5,162 |
| Premises and equipment expense | $335,000 | 5,038 |
| Additional noninterest expense | $1,245,000 | 3,260 |
| Pre-tax net operating income | $696,000 | 6,498 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $214,000 | 6,034 |
| Income before extraordinary items | $482,000 | 6,711 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $482,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,064 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $482,000 | 6,610 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 7,643 |
| Total interest expense | $1,934,000 | 6,394 |
| Net interest income | $1,157,000 | 8,788 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $278,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $1,082,000 | 8,062 |
| Salaries and employee benefits | $427,000 | 9,087 |
| Premises and equipment expense | $134,000 | 8,154 |
| Additional noninterest expense | $521,000 | 6,340 |
| Pre-tax net operating income | $222,000 | 9,450 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $143,000 | 9,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $143,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $143,000 | 9,601 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 5,190 |
| Total interest expense | $3,616,000 | 4,068 |
| Net interest income | $2,373,000 | 6,433 |
| Provision for loan and lease losses | $748,000 | 1,267 |
| Total noninterest income | $619,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $509,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $1,858,000 | 6,259 |
| Salaries and employee benefits | $850,000 | 6,715 |
| Premises and equipment expense | $314,000 | 5,403 |
| Additional noninterest expense | $694,000 | 5,776 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $164,000 | 7,668 |
| Income before extraordinary items | $222,000 | 9,091 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $222,000 | 9,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $222,000 | 9,030 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 7,363 |
| Total interest expense | $2,266,000 | 5,946 |
| Net interest income | $1,389,000 | 8,822 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $410,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $1,399,000 | 7,585 |
| Salaries and employee benefits | $605,000 | 8,327 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $559,000 | 6,784 |
| Pre-tax net operating income | $320,000 | 9,603 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $147,000 | 8,315 |
| Income before extraordinary items | $173,000 | 10,234 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $173,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $173,000 | 10,205 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 11,535 |
| Total interest expense | $604,000 | 10,580 |
| Net interest income | $491,000 | 12,028 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $779,000 | 10,334 |
| Salaries and employee benefits | $329,000 | 10,944 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $-210,000 | 12,269 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-52,000 | 12,223 |
| Income before extraordinary items | $-158,000 | 12,196 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-158,000 | 12,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-158,000 | 12,224 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 11,418 |
| Total interest expense | $832,000 | 9,879 |
| Net interest income | $582,000 | 12,286 |
| Provision for loan and lease losses | $-25,000 | 12,616 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $849,000 | 10,438 |
| Salaries and employee benefits | $317,000 | 11,477 |
| Premises and equipment expense | $208,000 | 7,528 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $8,000 | 12,358 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $19,000 | 12,430 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $19,000 | 12,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,000 | 12,349 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 11,094 |
| Total interest expense | $1,178,000 | 9,681 |
| Net interest income | $723,000 | 12,223 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $884,000 | 10,583 |
| Salaries and employee benefits | $357,000 | 11,368 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $352,000 | 10,171 |
| Pre-tax net operating income | $-24,000 | 12,804 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $-25,000 | 13,439 |
| Income before extraordinary items | $40,000 | 12,640 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $40,000 | 12,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,000 | 12,657 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.