Home > Shelton Savings Bank > Income and Expense
Shelton Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,570,000 | 1,749 |
| Total interest expense | $8,951,000 | 1,450 |
| Net interest income | $8,619,000 | 2,085 |
| Provision for loan and lease losses | $255,000 | 2,547 |
| Total noninterest income | $1,792,000 | 1,987 |
| Gross Fiduciary activities income | $66,000 | 1,261 |
| Service charges on deposit accounts | $828,000 | 1,636 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $898,000 | 1,981 |
| Total noninterest expense | $6,791,000 | 2,095 |
| Salaries and employee benefits | $2,969,000 | 2,241 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $3,179,000 | 1,716 |
| Pre-tax net operating income | $3,365,000 | 2,117 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $1,261,000 | 1,810 |
| Income before extraordinary items | $2,133,000 | 2,275 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,133,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,723 |
| Cash dividends | $1,203,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,114,440 | 2,317 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,782,000 | 1,868 |
| Total interest expense | $8,812,000 | 1,516 |
| Net interest income | $7,970,000 | 2,258 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $2,448,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $738,000 | 1,856 |
| Trading account gains and fees | $17,000 | 387 |
| Additional Noninterest Income | $1,693,000 | 1,398 |
| Total noninterest expense | $7,253,000 | 2,026 |
| Salaries and employee benefits | $2,741,000 | 2,425 |
| Premises and equipment expense | $803,000 | 2,550 |
| Additional noninterest expense | $3,709,000 | 1,620 |
| Pre-tax net operating income | $3,015,000 | 2,273 |
| Securities gains (losses) | $206,000 | 1,660 |
| Applicable income taxes | $1,428,000 | 1,635 |
| Income before extraordinary items | $1,793,000 | 2,771 |
| Extraordinary gains, net | $189,000 | 1,057 |
| Net income | $1,982,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,956 |
| Cash dividends | $660,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,661,160 | 2,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,619,000 | 1,905 |
| Total interest expense | $10,504,000 | 1,645 |
| Net interest income | $8,115,000 | 2,240 |
| Provision for loan and lease losses | $1,238,000 | 1,604 |
| Total noninterest income | $1,765,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $709,000 | 1,904 |
| Trading account gains and fees | $-31,000 | 5,231 |
| Additional Noninterest Income | $1,087,000 | 1,885 |
| Total noninterest expense | $6,131,000 | 2,367 |
| Salaries and employee benefits | $2,504,000 | 2,596 |
| Premises and equipment expense | $706,000 | 2,905 |
| Additional noninterest expense | $2,921,000 | 2,035 |
| Pre-tax net operating income | $2,511,000 | 2,479 |
| Securities gains (losses) | $760,000 | 791 |
| Applicable income taxes | $1,639,000 | 1,349 |
| Income before extraordinary items | $1,632,000 | 2,818 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,632,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 2,112 |
| Cash dividends | $368,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,145,600 | 3,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.