Home > Shelby County State Bank > Income and Expense
Shelby County State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,871,000 | 2,405 |
| Total interest expense | $2,482,000 | 2,829 |
| Net interest income | $11,389,000 | 2,194 |
| Provision for loan and lease losses | $230,000 | 1,911 |
| Total noninterest income | $1,178,000 | 2,547 |
| Gross Fiduciary activities income | $205,000 | 672 |
| Service charges on deposit accounts | $182,000 | 2,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $791,000 | 2,516 |
| Total noninterest expense | $7,097,000 | 2,535 |
| Salaries and employee benefits | $4,103,000 | 2,482 |
| Premises and equipment expense | $862,000 | 2,200 |
| Additional noninterest expense | $791,000 | 2,516 |
| Pre-tax net operating income | $5,240,000 | 1,860 |
| Securities gains (losses) | $-160,000 | 3,903 |
| Applicable income taxes | $311,000 | 2,205 |
| Income before extraordinary items | $4,769,000 | 1,782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,769,000 | 1,803 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,769,000 | 1,785 |
| Net charge-offs | $-7,000 | 3,780 |
| Cash dividends | $2,256,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,919,400 | 1,773 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 2,391 |
| Total interest expense | $1,578,000 | 2,894 |
| Net interest income | $8,645,000 | 2,179 |
| Provision for loan and lease losses | $170,000 | 1,804 |
| Total noninterest income | $915,000 | 2,507 |
| Gross Fiduciary activities income | $146,000 | 676 |
| Service charges on deposit accounts | $134,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,440 |
| Total noninterest expense | $5,280,000 | 2,538 |
| Salaries and employee benefits | $3,052,000 | 2,481 |
| Premises and equipment expense | $610,000 | 2,288 |
| Additional noninterest expense | $635,000 | 2,439 |
| Pre-tax net operating income | $4,110,000 | 1,872 |
| Securities gains (losses) | $-15,000 | 3,570 |
| Applicable income taxes | $249,000 | 2,217 |
| Income before extraordinary items | $3,846,000 | 1,761 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,846,000 | 1,775 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,846,000 | 1,761 |
| Net charge-offs | $22,000 | 1,851 |
| Cash dividends | $1,844,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,860,100 | 1,777 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 2,393 |
| Total interest expense | $917,000 | 2,895 |
| Net interest income | $5,750,000 | 2,205 |
| Provision for loan and lease losses | $110,000 | 1,763 |
| Total noninterest income | $668,000 | 2,367 |
| Gross Fiduciary activities income | $128,000 | 650 |
| Service charges on deposit accounts | $86,000 | 2,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,302 |
| Total noninterest expense | $3,446,000 | 2,555 |
| Salaries and employee benefits | $1,997,000 | 2,510 |
| Premises and equipment expense | $401,000 | 2,306 |
| Additional noninterest expense | $454,000 | 2,298 |
| Pre-tax net operating income | $2,862,000 | 1,803 |
| Securities gains (losses) | $-15,000 | 3,858 |
| Applicable income taxes | $202,000 | 2,132 |
| Income before extraordinary items | $2,645,000 | 1,721 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,645,000 | 1,741 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,645,000 | 1,721 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,213,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,658,950 | 1,724 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 2,449 |
| Total interest expense | $418,000 | 2,815 |
| Net interest income | $2,756,000 | 2,287 |
| Provision for loan and lease losses | $50,000 | 1,677 |
| Total noninterest income | $378,000 | 2,247 |
| Gross Fiduciary activities income | $96,000 | 636 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,249 |
| Total noninterest expense | $1,714,000 | 2,582 |
| Salaries and employee benefits | $995,000 | 2,559 |
| Premises and equipment expense | $197,000 | 2,372 |
| Additional noninterest expense | $237,000 | 2,249 |
| Pre-tax net operating income | $1,370,000 | 1,897 |
| Securities gains (losses) | $-15,000 | 4,080 |
| Applicable income taxes | $148,000 | 1,879 |
| Income before extraordinary items | $1,207,000 | 1,848 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,207,000 | 1,848 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,207,000 | 1,848 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $18,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,220,350 | 1,849 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,448 |
| Total interest expense | $903,000 | 2,558 |
| Net interest income | $9,649,000 | 2,417 |
| Provision for loan and lease losses | $30,000 | 2,675 |
| Total noninterest income | $1,396,000 | 2,416 |
| Gross Fiduciary activities income | $313,000 | 668 |
| Service charges on deposit accounts | $177,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $906,000 | 2,433 |
| Total noninterest expense | $6,716,000 | 2,577 |
| Salaries and employee benefits | $3,923,000 | 2,534 |
| Premises and equipment expense | $794,000 | 2,321 |
| Additional noninterest expense | $906,000 | 2,433 |
| Pre-tax net operating income | $4,299,000 | 2,211 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $122,000 | 2,910 |
| Income before extraordinary items | $4,177,000 | 2,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,177,000 | 2,045 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,177,000 | 2,045 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $1,698,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,177,000 | 2,073 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,601,000 | 2,454 |
| Total interest expense | $586,000 | 2,450 |
| Net interest income | $7,015,000 | 2,436 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $995,000 | 2,502 |
| Gross Fiduciary activities income | $179,000 | 685 |
| Service charges on deposit accounts | $133,000 | 2,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 2,457 |
| Total noninterest expense | $5,043,000 | 2,564 |
| Salaries and employee benefits | $2,960,000 | 2,526 |
| Premises and equipment expense | $578,000 | 2,382 |
| Additional noninterest expense | $683,000 | 2,457 |
| Pre-tax net operating income | $2,967,000 | 2,300 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $93,000 | 2,908 |
| Income before extraordinary items | $2,874,000 | 2,136 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,874,000 | 2,136 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,874,000 | 2,135 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $1,074,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,874,000 | 2,164 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 2,464 |
| Total interest expense | $380,000 | 2,342 |
| Net interest income | $4,510,000 | 2,469 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $690,000 | 2,452 |
| Gross Fiduciary activities income | $136,000 | 641 |
| Service charges on deposit accounts | $85,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 2,460 |
| Total noninterest expense | $3,426,000 | 2,526 |
| Salaries and employee benefits | $2,054,000 | 2,452 |
| Premises and equipment expense | $385,000 | 2,380 |
| Additional noninterest expense | $987,000 | 2,641 |
| Pre-tax net operating income | $1,774,000 | 2,355 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $63,000 | 2,808 |
| Income before extraordinary items | $1,711,000 | 2,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,711,000 | 2,181 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,711,000 | 2,181 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $535,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,711,000 | 2,220 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,497 |
| Total interest expense | $193,000 | 2,280 |
| Net interest income | $2,134,000 | 2,495 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $342,000 | 2,445 |
| Gross Fiduciary activities income | $68,000 | 642 |
| Service charges on deposit accounts | $42,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 2,431 |
| Total noninterest expense | $1,689,000 | 2,550 |
| Salaries and employee benefits | $1,011,000 | 2,484 |
| Premises and equipment expense | $192,000 | 2,392 |
| Additional noninterest expense | $486,000 | 2,640 |
| Pre-tax net operating income | $787,000 | 2,402 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $33,000 | 2,716 |
| Income before extraordinary items | $754,000 | 2,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $754,000 | 2,263 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $754,000 | 2,264 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $754,000 | 2,289 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,836,000 | 2,658 |
| Total interest expense | $931,000 | 2,315 |
| Net interest income | $7,905,000 | 2,669 |
| Provision for loan and lease losses | $-398,000 | 4,398 |
| Total noninterest income | $1,934,000 | 2,263 |
| Gross Fiduciary activities income | $170,000 | 681 |
| Service charges on deposit accounts | $150,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,614,000 | 2,137 |
| Total noninterest expense | $7,628,000 | 2,355 |
| Salaries and employee benefits | $4,043,000 | 2,478 |
| Premises and equipment expense | $809,000 | 2,297 |
| Additional noninterest expense | $2,776,000 | 2,087 |
| Pre-tax net operating income | $2,609,000 | 2,851 |
| Securities gains (losses) | $101,000 | 858 |
| Applicable income taxes | $37,000 | 3,370 |
| Income before extraordinary items | $2,673,000 | 2,674 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,673,000 | 2,675 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,673,000 | 2,675 |
| Net charge-offs | $-13,000 | 3,724 |
| Cash dividends | $1,488,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,573,010 | 2,710 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 2,719 |
| Total interest expense | $720,000 | 2,364 |
| Net interest income | $5,842,000 | 2,723 |
| Provision for loan and lease losses | $60,000 | 2,261 |
| Total noninterest income | $1,587,000 | 2,208 |
| Gross Fiduciary activities income | $95,000 | 703 |
| Service charges on deposit accounts | $109,000 | 3,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 2,043 |
| Total noninterest expense | $5,973,000 | 2,298 |
| Salaries and employee benefits | $3,287,000 | 2,362 |
| Premises and equipment expense | $589,000 | 2,375 |
| Additional noninterest expense | $2,097,000 | 2,094 |
| Pre-tax net operating income | $1,396,000 | 3,350 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $37,000 | 3,285 |
| Income before extraordinary items | $1,359,000 | 3,247 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,359,000 | 3,246 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,359,000 | 3,247 |
| Net charge-offs | $-26,000 | 3,983 |
| Cash dividends | $1,210,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,359,000 | 3,228 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 2,717 |
| Total interest expense | $489,000 | 2,415 |
| Net interest income | $3,891,000 | 2,732 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $1,301,000 | 1,950 |
| Gross Fiduciary activities income | $82,000 | 685 |
| Service charges on deposit accounts | $67,000 | 3,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,152,000 | 1,779 |
| Total noninterest expense | $4,012,000 | 2,289 |
| Salaries and employee benefits | $2,129,000 | 2,405 |
| Premises and equipment expense | $393,000 | 2,361 |
| Additional noninterest expense | $1,490,000 | 1,975 |
| Pre-tax net operating income | $1,120,000 | 3,129 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $37,000 | 3,153 |
| Income before extraordinary items | $1,083,000 | 3,036 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,083,000 | 3,035 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,083,000 | 3,036 |
| Net charge-offs | $-26,000 | 4,150 |
| Cash dividends | $1,043,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,083,000 | 3,015 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 2,698 |
| Total interest expense | $253,000 | 2,425 |
| Net interest income | $1,957,000 | 2,700 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $827,000 | 1,701 |
| Gross Fiduciary activities income | $61,000 | 654 |
| Service charges on deposit accounts | $35,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 1,542 |
| Total noninterest expense | $1,836,000 | 2,389 |
| Salaries and employee benefits | $1,075,000 | 2,379 |
| Premises and equipment expense | $197,000 | 2,370 |
| Additional noninterest expense | $564,000 | 2,359 |
| Pre-tax net operating income | $918,000 | 2,492 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $37,000 | 2,829 |
| Income before extraordinary items | $881,000 | 2,383 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $881,000 | 2,381 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $881,000 | 2,383 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $155,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $881,000 | 2,337 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,703,000 | 2,563 |
| Total interest expense | $1,204,000 | 2,671 |
| Net interest income | $8,499,000 | 2,516 |
| Provision for loan and lease losses | $90,000 | 3,614 |
| Total noninterest income | $1,212,000 | 2,670 |
| Gross Fiduciary activities income | $158,000 | 685 |
| Service charges on deposit accounts | $150,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $904,000 | 2,583 |
| Total noninterest expense | $6,486,000 | 2,579 |
| Salaries and employee benefits | $3,709,000 | 2,604 |
| Premises and equipment expense | $797,000 | 2,356 |
| Additional noninterest expense | $1,980,000 | 2,550 |
| Pre-tax net operating income | $3,135,000 | 2,374 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $45,000 | 3,212 |
| Income before extraordinary items | $3,090,000 | 2,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,090,000 | 2,272 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,090,000 | 2,272 |
| Net charge-offs | $3,000 | 3,272 |
| Cash dividends | $1,887,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,090,000 | 2,215 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 2,541 |
| Total interest expense | $911,000 | 2,742 |
| Net interest income | $6,510,000 | 2,484 |
| Provision for loan and lease losses | $60,000 | 3,613 |
| Total noninterest income | $881,000 | 2,663 |
| Gross Fiduciary activities income | $90,000 | 702 |
| Service charges on deposit accounts | $113,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 2,537 |
| Total noninterest expense | $4,876,000 | 2,547 |
| Salaries and employee benefits | $2,875,000 | 2,529 |
| Premises and equipment expense | $584,000 | 2,366 |
| Additional noninterest expense | $1,417,000 | 2,610 |
| Pre-tax net operating income | $2,455,000 | 2,316 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $45,000 | 3,118 |
| Income before extraordinary items | $2,410,000 | 2,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,410,000 | 2,200 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,410,000 | 2,200 |
| Net charge-offs | $3,000 | 3,032 |
| Cash dividends | $1,522,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,410,000 | 2,137 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 2,545 |
| Total interest expense | $607,000 | 2,860 |
| Net interest income | $4,450,000 | 2,447 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $607,000 | 2,596 |
| Gross Fiduciary activities income | $68,000 | 695 |
| Service charges on deposit accounts | $74,000 | 3,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 2,437 |
| Total noninterest expense | $3,210,000 | 2,573 |
| Salaries and employee benefits | $1,853,000 | 2,594 |
| Premises and equipment expense | $386,000 | 2,381 |
| Additional noninterest expense | $971,000 | 2,564 |
| Pre-tax net operating income | $1,817,000 | 2,138 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $45,000 | 2,939 |
| Income before extraordinary items | $1,772,000 | 2,008 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,772,000 | 2,009 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,772,000 | 2,009 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $1,112,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,772,000 | 1,966 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 2,508 |
| Total interest expense | $305,000 | 2,990 |
| Net interest income | $2,283,000 | 2,376 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $291,000 | 2,560 |
| Gross Fiduciary activities income | $68,000 | 643 |
| Service charges on deposit accounts | $47,000 | 3,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,580 |
| Total noninterest expense | $1,576,000 | 2,645 |
| Salaries and employee benefits | $927,000 | 2,604 |
| Premises and equipment expense | $184,000 | 2,460 |
| Additional noninterest expense | $465,000 | 2,659 |
| Pre-tax net operating income | $998,000 | 1,824 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $45,000 | 2,473 |
| Income before extraordinary items | $953,000 | 1,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $953,000 | 1,735 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $953,000 | 1,735 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $101,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $953,000 | 1,696 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,229,000 | 2,556 |
| Total interest expense | $1,433,000 | 2,792 |
| Net interest income | $8,796,000 | 2,459 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $1,180,000 | 2,604 |
| Gross Fiduciary activities income | $230,000 | 674 |
| Service charges on deposit accounts | $212,000 | 3,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,589 |
| Total noninterest expense | $6,262,000 | 2,626 |
| Salaries and employee benefits | $3,753,000 | 2,559 |
| Premises and equipment expense | $777,000 | 2,394 |
| Additional noninterest expense | $1,732,000 | 2,813 |
| Pre-tax net operating income | $3,594,000 | 2,197 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $44,000 | 3,342 |
| Income before extraordinary items | $3,554,000 | 2,066 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,554,000 | 2,068 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,554,000 | 2,068 |
| Net charge-offs | $3,000 | 3,565 |
| Cash dividends | $2,261,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,550,040 | 2,027 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,695,000 | 2,583 |
| Total interest expense | $1,097,000 | 2,794 |
| Net interest income | $6,598,000 | 2,485 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $881,000 | 2,612 |
| Gross Fiduciary activities income | $187,000 | 661 |
| Service charges on deposit accounts | $157,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,646 |
| Total noninterest expense | $4,727,000 | 2,634 |
| Salaries and employee benefits | $2,906,000 | 2,514 |
| Premises and equipment expense | $539,000 | 2,517 |
| Additional noninterest expense | $1,282,000 | 2,848 |
| Pre-tax net operating income | $2,662,000 | 2,275 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $44,000 | 3,300 |
| Income before extraordinary items | $2,618,000 | 2,133 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,618,000 | 2,133 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,618,000 | 2,134 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $1,656,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,618,000 | 2,099 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 2,587 |
| Total interest expense | $720,000 | 2,807 |
| Net interest income | $4,371,000 | 2,505 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $612,000 | 2,530 |
| Gross Fiduciary activities income | $165,000 | 636 |
| Service charges on deposit accounts | $99,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 2,645 |
| Total noninterest expense | $3,160,000 | 2,644 |
| Salaries and employee benefits | $1,910,000 | 2,552 |
| Premises and equipment expense | $370,000 | 2,479 |
| Additional noninterest expense | $880,000 | 2,809 |
| Pre-tax net operating income | $1,763,000 | 2,253 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $44,000 | 3,145 |
| Income before extraordinary items | $1,719,000 | 2,139 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,719,000 | 2,137 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,719,000 | 2,139 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $1,081,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,719,000 | 2,116 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 2,599 |
| Total interest expense | $353,000 | 2,805 |
| Net interest income | $2,191,000 | 2,517 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $347,000 | 2,338 |
| Gross Fiduciary activities income | $135,000 | 571 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,682 |
| Total noninterest expense | $1,660,000 | 2,585 |
| Salaries and employee benefits | $1,000,000 | 2,482 |
| Premises and equipment expense | $186,000 | 2,494 |
| Additional noninterest expense | $474,000 | 2,682 |
| Pre-tax net operating income | $848,000 | 2,289 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $44,000 | 2,717 |
| Income before extraordinary items | $804,000 | 2,185 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $804,000 | 2,184 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $804,000 | 2,184 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $77,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $804,000 | 2,173 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 2,635 |
| Total interest expense | $1,120,000 | 2,758 |
| Net interest income | $8,297,000 | 2,584 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,068,000 | 2,775 |
| Gross Fiduciary activities income | $142,000 | 737 |
| Service charges on deposit accounts | $217,000 | 3,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 2,638 |
| Total noninterest expense | $6,090,000 | 2,702 |
| Salaries and employee benefits | $3,616,000 | 2,617 |
| Premises and equipment expense | $761,000 | 2,439 |
| Additional noninterest expense | $1,713,000 | 2,889 |
| Pre-tax net operating income | $3,155,000 | 2,428 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $35,000 | 3,488 |
| Income before extraordinary items | $3,120,000 | 2,265 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,120,000 | 2,263 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,120,000 | 2,264 |
| Net charge-offs | $-5,000 | 4,397 |
| Cash dividends | $2,203,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,120,000 | 2,264 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 2,672 |
| Total interest expense | $773,000 | 2,805 |
| Net interest income | $6,128,000 | 2,620 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $780,000 | 2,830 |
| Gross Fiduciary activities income | $88,000 | 746 |
| Service charges on deposit accounts | $164,000 | 3,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,689 |
| Total noninterest expense | $4,545,000 | 2,713 |
| Salaries and employee benefits | $2,675,000 | 2,647 |
| Premises and equipment expense | $581,000 | 2,439 |
| Additional noninterest expense | $1,289,000 | 2,879 |
| Pre-tax net operating income | $2,273,000 | 2,532 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $35,000 | 3,451 |
| Income before extraordinary items | $2,238,000 | 2,340 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,238,000 | 2,339 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,238,000 | 2,339 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $1,581,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,238,000 | 2,338 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 2,683 |
| Total interest expense | $457,000 | 2,927 |
| Net interest income | $4,097,000 | 2,606 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $524,000 | 2,822 |
| Gross Fiduciary activities income | $67,000 | 741 |
| Service charges on deposit accounts | $108,000 | 3,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 2,706 |
| Total noninterest expense | $3,094,000 | 2,698 |
| Salaries and employee benefits | $1,826,000 | 2,626 |
| Premises and equipment expense | $378,000 | 2,483 |
| Additional noninterest expense | $890,000 | 2,824 |
| Pre-tax net operating income | $1,467,000 | 2,555 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $35,000 | 3,307 |
| Income before extraordinary items | $1,432,000 | 2,378 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,432,000 | 2,377 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,432,000 | 2,377 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $992,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,432,000 | 2,373 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 2,744 |
| Total interest expense | $221,000 | 2,929 |
| Net interest income | $1,989,000 | 2,669 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $263,000 | 2,793 |
| Gross Fiduciary activities income | $46,000 | 724 |
| Service charges on deposit accounts | $58,000 | 3,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,766 |
| Total noninterest expense | $1,568,000 | 2,709 |
| Salaries and employee benefits | $942,000 | 2,602 |
| Premises and equipment expense | $182,000 | 2,594 |
| Additional noninterest expense | $444,000 | 2,858 |
| Pre-tax net operating income | $654,000 | 2,690 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $31,000 | 3,004 |
| Income before extraordinary items | $623,000 | 2,553 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $623,000 | 2,553 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $623,000 | 2,553 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $110,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $623,000 | 2,548 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 2,811 |
| Total interest expense | $623,000 | 3,331 |
| Net interest income | $7,631,000 | 2,731 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $998,000 | 2,942 |
| Gross Fiduciary activities income | $143,000 | 748 |
| Service charges on deposit accounts | $235,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,882 |
| Total noninterest expense | $5,744,000 | 2,846 |
| Salaries and employee benefits | $3,392,000 | 2,766 |
| Premises and equipment expense | $731,000 | 2,592 |
| Additional noninterest expense | $1,621,000 | 3,060 |
| Pre-tax net operating income | $2,765,000 | 2,601 |
| Securities gains (losses) | $12,000 | 1,530 |
| Applicable income taxes | $32,000 | 3,653 |
| Income before extraordinary items | $2,745,000 | 2,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,745,000 | 2,190 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,745,000 | 2,191 |
| Net charge-offs | $-10,000 | 4,791 |
| Cash dividends | $2,196,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,733,120 | 2,180 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 2,851 |
| Total interest expense | $443,000 | 3,416 |
| Net interest income | $5,653,000 | 2,771 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $719,000 | 3,024 |
| Gross Fiduciary activities income | $83,000 | 775 |
| Service charges on deposit accounts | $180,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,929 |
| Total noninterest expense | $4,204,000 | 2,921 |
| Salaries and employee benefits | $2,501,000 | 2,815 |
| Premises and equipment expense | $527,000 | 2,669 |
| Additional noninterest expense | $1,176,000 | 3,145 |
| Pre-tax net operating income | $2,078,000 | 2,668 |
| Securities gains (losses) | $12,000 | 1,539 |
| Applicable income taxes | $32,000 | 3,594 |
| Income before extraordinary items | $2,058,000 | 2,358 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,058,000 | 2,357 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,058,000 | 2,358 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $1,611,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,046,240 | 2,347 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 2,871 |
| Total interest expense | $279,000 | 3,489 |
| Net interest income | $3,717,000 | 2,788 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $495,000 | 2,983 |
| Gross Fiduciary activities income | $68,000 | 760 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,903 |
| Total noninterest expense | $2,807,000 | 2,929 |
| Salaries and employee benefits | $1,700,000 | 2,800 |
| Premises and equipment expense | $350,000 | 2,684 |
| Additional noninterest expense | $757,000 | 3,220 |
| Pre-tax net operating income | $1,345,000 | 2,667 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $32,000 | 3,489 |
| Income before extraordinary items | $1,313,000 | 2,379 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,313,000 | 2,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,313,000 | 2,380 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $1,025,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,313,000 | 2,353 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 2,931 |
| Total interest expense | $137,000 | 3,501 |
| Net interest income | $1,798,000 | 2,850 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $267,000 | 2,856 |
| Gross Fiduciary activities income | $54,000 | 725 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,917 |
| Total noninterest expense | $1,400,000 | 2,957 |
| Salaries and employee benefits | $848,000 | 2,833 |
| Premises and equipment expense | $171,000 | 2,770 |
| Additional noninterest expense | $381,000 | 3,208 |
| Pre-tax net operating income | $635,000 | 2,704 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $32,000 | 3,140 |
| Income before extraordinary items | $603,000 | 2,440 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $603,000 | 2,439 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $603,000 | 2,440 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $247,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $603,000 | 2,421 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 2,981 |
| Total interest expense | $538,000 | 3,516 |
| Net interest income | $6,997,000 | 2,887 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $1,050,000 | 2,959 |
| Gross Fiduciary activities income | $145,000 | 766 |
| Service charges on deposit accounts | $219,000 | 3,465 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $686,000 | 2,859 |
| Total noninterest expense | $5,523,000 | 2,993 |
| Salaries and employee benefits | $3,217,000 | 2,907 |
| Premises and equipment expense | $747,000 | 2,611 |
| Additional noninterest expense | $1,559,000 | 3,258 |
| Pre-tax net operating income | $2,404,000 | 2,740 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $40,000 | 3,675 |
| Income before extraordinary items | $2,393,000 | 2,483 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,393,000 | 2,482 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,393,000 | 2,483 |
| Net charge-offs | $53,000 | 3,102 |
| Cash dividends | $1,930,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,364,580 | 2,450 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 3,004 |
| Total interest expense | $398,000 | 3,561 |
| Net interest income | $5,196,000 | 2,908 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $764,000 | 3,015 |
| Gross Fiduciary activities income | $88,000 | 781 |
| Service charges on deposit accounts | $165,000 | 3,467 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $511,000 | 2,876 |
| Total noninterest expense | $4,142,000 | 2,996 |
| Salaries and employee benefits | $2,418,000 | 2,902 |
| Premises and equipment expense | $548,000 | 2,653 |
| Additional noninterest expense | $1,176,000 | 3,267 |
| Pre-tax net operating income | $1,728,000 | 2,862 |
| Securities gains (losses) | $29,000 | 2,127 |
| Applicable income taxes | $40,000 | 3,652 |
| Income before extraordinary items | $1,717,000 | 2,585 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,717,000 | 2,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,717,000 | 2,586 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $1,312,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,688,580 | 2,551 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 3,006 |
| Total interest expense | $262,000 | 3,603 |
| Net interest income | $3,476,000 | 2,911 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $509,000 | 3,003 |
| Gross Fiduciary activities income | $68,000 | 778 |
| Service charges on deposit accounts | $104,000 | 3,552 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $337,000 | 2,876 |
| Total noninterest expense | $2,783,000 | 3,002 |
| Salaries and employee benefits | $1,622,000 | 2,908 |
| Premises and equipment expense | $371,000 | 2,650 |
| Additional noninterest expense | $790,000 | 3,266 |
| Pre-tax net operating income | $1,142,000 | 2,842 |
| Securities gains (losses) | $28,000 | 1,776 |
| Applicable income taxes | $40,000 | 3,506 |
| Income before extraordinary items | $1,130,000 | 2,587 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,130,000 | 2,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,130,000 | 2,586 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $926,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,102,840 | 2,559 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 2,966 |
| Total interest expense | $132,000 | 3,612 |
| Net interest income | $1,771,000 | 2,881 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $255,000 | 2,985 |
| Gross Fiduciary activities income | $50,000 | 740 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $155,000 | 2,944 |
| Total noninterest expense | $1,364,000 | 3,057 |
| Salaries and employee benefits | $818,000 | 2,910 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $371,000 | 3,404 |
| Pre-tax net operating income | $632,000 | 2,657 |
| Securities gains (losses) | $28,000 | 1,083 |
| Applicable income taxes | $39,000 | 3,130 |
| Income before extraordinary items | $621,000 | 2,393 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $621,000 | 2,393 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $621,000 | 2,393 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $434,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $594,680 | 2,414 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,273,000 | 3,027 |
| Total interest expense | $498,000 | 3,725 |
| Net interest income | $6,775,000 | 2,934 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $984,000 | 3,095 |
| Gross Fiduciary activities income | $120,000 | 805 |
| Service charges on deposit accounts | $217,000 | 3,587 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $647,000 | 2,935 |
| Total noninterest expense | $5,190,000 | 3,133 |
| Salaries and employee benefits | $2,977,000 | 3,045 |
| Premises and equipment expense | $778,000 | 2,610 |
| Additional noninterest expense | $1,435,000 | 3,503 |
| Pre-tax net operating income | $2,539,000 | 2,595 |
| Securities gains (losses) | $50,000 | 1,646 |
| Applicable income taxes | $36,000 | 3,747 |
| Income before extraordinary items | $2,553,000 | 2,299 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,553,000 | 2,299 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,553,000 | 2,300 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $1,670,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,503,500 | 2,302 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 3,083 |
| Total interest expense | $372,000 | 3,789 |
| Net interest income | $4,979,000 | 3,000 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $741,000 | 3,098 |
| Gross Fiduciary activities income | $82,000 | 811 |
| Service charges on deposit accounts | $161,000 | 3,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $498,000 | 2,928 |
| Total noninterest expense | $3,861,000 | 3,173 |
| Salaries and employee benefits | $2,210,000 | 3,099 |
| Premises and equipment expense | $579,000 | 2,659 |
| Additional noninterest expense | $1,072,000 | 3,517 |
| Pre-tax net operating income | $1,829,000 | 2,717 |
| Securities gains (losses) | $50,000 | 1,458 |
| Applicable income taxes | $36,000 | 3,765 |
| Income before extraordinary items | $1,843,000 | 2,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,843,000 | 2,404 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,843,000 | 2,404 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $1,159,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,794,000 | 2,412 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 3,123 |
| Total interest expense | $246,000 | 3,834 |
| Net interest income | $3,273,000 | 3,038 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $490,000 | 3,116 |
| Gross Fiduciary activities income | $51,000 | 831 |
| Service charges on deposit accounts | $105,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 2,926 |
| Total noninterest expense | $2,593,000 | 3,189 |
| Salaries and employee benefits | $1,481,000 | 3,108 |
| Premises and equipment expense | $397,000 | 2,618 |
| Additional noninterest expense | $715,000 | 3,531 |
| Pre-tax net operating income | $1,140,000 | 2,839 |
| Securities gains (losses) | $50,000 | 1,228 |
| Applicable income taxes | $35,000 | 3,631 |
| Income before extraordinary items | $1,155,000 | 2,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,155,000 | 2,498 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,155,000 | 2,498 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $737,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,106,500 | 2,517 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 3,142 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $1,631,000 | 3,050 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $250,000 | 3,039 |
| Gross Fiduciary activities income | $32,000 | 814 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $165,000 | 2,889 |
| Total noninterest expense | $1,305,000 | 3,193 |
| Salaries and employee benefits | $733,000 | 3,142 |
| Premises and equipment expense | $196,000 | 2,694 |
| Additional noninterest expense | $376,000 | 3,418 |
| Pre-tax net operating income | $561,000 | 2,817 |
| Securities gains (losses) | $50,000 | 840 |
| Applicable income taxes | $35,000 | 3,243 |
| Income before extraordinary items | $576,000 | 2,461 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $576,000 | 2,464 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $576,000 | 2,463 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $95,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $529,000 | 2,537 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,275,000 | 3,094 |
| Total interest expense | $533,000 | 3,875 |
| Net interest income | $6,742,000 | 2,976 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $1,033,000 | 3,060 |
| Gross Fiduciary activities income | $128,000 | 823 |
| Service charges on deposit accounts | $238,000 | 3,631 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $667,000 | 2,895 |
| Total noninterest expense | $5,120,000 | 3,260 |
| Salaries and employee benefits | $2,870,000 | 3,173 |
| Premises and equipment expense | $807,000 | 2,645 |
| Additional noninterest expense | $1,443,000 | 3,629 |
| Pre-tax net operating income | $2,535,000 | 2,563 |
| Securities gains (losses) | $50,000 | 1,734 |
| Applicable income taxes | $29,000 | 3,906 |
| Income before extraordinary items | $2,556,000 | 2,264 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,556,000 | 2,264 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,556,000 | 2,264 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $1,474,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,506,500 | 2,256 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 3,120 |
| Total interest expense | $406,000 | 3,909 |
| Net interest income | $5,050,000 | 2,996 |
| Provision for loan and lease losses | $105,000 | 2,728 |
| Total noninterest income | $765,000 | 3,108 |
| Gross Fiduciary activities income | $77,000 | 849 |
| Service charges on deposit accounts | $177,000 | 3,687 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $511,000 | 2,877 |
| Total noninterest expense | $3,859,000 | 3,271 |
| Salaries and employee benefits | $2,162,000 | 3,186 |
| Premises and equipment expense | $595,000 | 2,703 |
| Additional noninterest expense | $1,102,000 | 3,617 |
| Pre-tax net operating income | $1,851,000 | 2,652 |
| Securities gains (losses) | $51,000 | 1,437 |
| Applicable income taxes | $29,000 | 3,876 |
| Income before extraordinary items | $1,873,000 | 2,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,873,000 | 2,333 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,873,000 | 2,332 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $1,188,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,823,020 | 2,328 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 3,118 |
| Total interest expense | $274,000 | 3,935 |
| Net interest income | $3,354,000 | 3,002 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $521,000 | 3,031 |
| Gross Fiduciary activities income | $60,000 | 839 |
| Service charges on deposit accounts | $107,000 | 3,822 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $354,000 | 2,813 |
| Total noninterest expense | $2,543,000 | 3,305 |
| Salaries and employee benefits | $1,449,000 | 3,190 |
| Premises and equipment expense | $397,000 | 2,723 |
| Additional noninterest expense | $697,000 | 3,750 |
| Pre-tax net operating income | $1,272,000 | 2,536 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $29,000 | 3,708 |
| Income before extraordinary items | $1,243,000 | 2,280 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,243,000 | 2,283 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,243,000 | 2,283 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $797,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,243,000 | 2,235 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,134 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $1,674,000 | 3,017 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $276,000 | 2,925 |
| Gross Fiduciary activities income | $44,000 | 800 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $180,000 | 2,713 |
| Total noninterest expense | $1,283,000 | 3,314 |
| Salaries and employee benefits | $729,000 | 3,204 |
| Premises and equipment expense | $197,000 | 2,779 |
| Additional noninterest expense | $357,000 | 3,673 |
| Pre-tax net operating income | $652,000 | 2,438 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $29,000 | 3,308 |
| Income before extraordinary items | $623,000 | 2,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $623,000 | 2,218 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $623,000 | 2,218 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $82,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $623,000 | 2,171 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 3,303 |
| Total interest expense | $681,000 | 3,811 |
| Net interest income | $6,183,000 | 3,193 |
| Provision for loan and lease losses | $190,000 | 3,025 |
| Total noninterest income | $971,000 | 3,244 |
| Gross Fiduciary activities income | $130,000 | 837 |
| Service charges on deposit accounts | $226,000 | 3,896 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 3,084 |
| Total noninterest expense | $5,005,000 | 3,395 |
| Salaries and employee benefits | $2,865,000 | 3,206 |
| Premises and equipment expense | $780,000 | 2,749 |
| Additional noninterest expense | $1,360,000 | 3,898 |
| Pre-tax net operating income | $1,959,000 | 2,900 |
| Securities gains (losses) | $82,000 | 1,469 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $2,018,000 | 2,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,018,000 | 2,591 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,018,000 | 2,591 |
| Net charge-offs | $-58,000 | 6,445 |
| Cash dividends | $1,443,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,936,820 | 2,607 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 3,380 |
| Total interest expense | $537,000 | 3,777 |
| Net interest income | $4,525,000 | 3,276 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $717,000 | 3,336 |
| Gross Fiduciary activities income | $84,000 | 847 |
| Service charges on deposit accounts | $169,000 | 3,933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $464,000 | 3,128 |
| Total noninterest expense | $3,729,000 | 3,434 |
| Salaries and employee benefits | $2,147,000 | 3,225 |
| Premises and equipment expense | $580,000 | 2,792 |
| Additional noninterest expense | $1,002,000 | 3,934 |
| Pre-tax net operating income | $1,338,000 | 3,139 |
| Securities gains (losses) | $82,000 | 1,351 |
| Applicable income taxes | $21,000 | 4,085 |
| Income before extraordinary items | $1,399,000 | 2,789 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,399,000 | 2,793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,399,000 | 2,793 |
| Net charge-offs | $-59,000 | 6,494 |
| Cash dividends | $1,025,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,317,820 | 2,824 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 3,386 |
| Total interest expense | $379,000 | 3,710 |
| Net interest income | $2,996,000 | 3,289 |
| Provision for loan and lease losses | $130,000 | 2,635 |
| Total noninterest income | $480,000 | 3,364 |
| Gross Fiduciary activities income | $70,000 | 832 |
| Service charges on deposit accounts | $106,000 | 4,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $304,000 | 3,182 |
| Total noninterest expense | $2,466,000 | 3,463 |
| Salaries and employee benefits | $1,435,000 | 3,244 |
| Premises and equipment expense | $395,000 | 2,770 |
| Additional noninterest expense | $636,000 | 4,052 |
| Pre-tax net operating income | $880,000 | 3,146 |
| Securities gains (losses) | $82,000 | 1,233 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $940,000 | 2,763 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $940,000 | 2,768 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $940,000 | 2,768 |
| Net charge-offs | $-51,000 | 6,553 |
| Cash dividends | $762,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $859,640 | 2,841 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 3,381 |
| Total interest expense | $197,000 | 3,707 |
| Net interest income | $1,508,000 | 3,284 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $244,000 | 3,318 |
| Gross Fiduciary activities income | $56,000 | 763 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $1,237,000 | 3,483 |
| Salaries and employee benefits | $721,000 | 3,255 |
| Premises and equipment expense | $192,000 | 2,838 |
| Additional noninterest expense | $324,000 | 4,037 |
| Pre-tax net operating income | $440,000 | 3,123 |
| Securities gains (losses) | $80,000 | 750 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $520,000 | 2,510 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $520,000 | 2,512 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $520,000 | 2,512 |
| Net charge-offs | $-50,000 | 6,712 |
| Cash dividends | $310,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $440,000 | 2,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 3,368 |
| Total interest expense | $1,100,000 | 3,385 |
| Net interest income | $6,145,000 | 3,315 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $933,000 | 3,367 |
| Gross Fiduciary activities income | $126,000 | 850 |
| Service charges on deposit accounts | $256,000 | 3,792 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $551,000 | 3,218 |
| Total noninterest expense | $5,052,000 | 3,436 |
| Salaries and employee benefits | $2,713,000 | 3,353 |
| Premises and equipment expense | $848,000 | 2,611 |
| Additional noninterest expense | $1,491,000 | 3,801 |
| Pre-tax net operating income | $1,726,000 | 3,092 |
| Securities gains (losses) | $82,000 | 2,414 |
| Applicable income taxes | $11,000 | 4,368 |
| Income before extraordinary items | $1,797,000 | 2,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,797,000 | 2,788 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,797,000 | 2,787 |
| Net charge-offs | $259,000 | 3,484 |
| Cash dividends | $1,115,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,715,820 | 2,759 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 3,412 |
| Total interest expense | $859,000 | 3,408 |
| Net interest income | $4,589,000 | 3,386 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $721,000 | 3,354 |
| Gross Fiduciary activities income | $96,000 | 844 |
| Service charges on deposit accounts | $194,000 | 3,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $431,000 | 3,163 |
| Total noninterest expense | $3,748,000 | 3,495 |
| Salaries and employee benefits | $2,027,000 | 3,387 |
| Premises and equipment expense | $600,000 | 2,776 |
| Additional noninterest expense | $1,121,000 | 3,820 |
| Pre-tax net operating income | $1,337,000 | 3,108 |
| Securities gains (losses) | $82,000 | 2,115 |
| Applicable income taxes | $10,000 | 4,386 |
| Income before extraordinary items | $1,409,000 | 2,754 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,409,000 | 2,755 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,409,000 | 2,754 |
| Net charge-offs | $254,000 | 3,032 |
| Cash dividends | $880,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,327,820 | 2,744 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 3,433 |
| Total interest expense | $600,000 | 3,402 |
| Net interest income | $3,042,000 | 3,404 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $484,000 | 3,297 |
| Gross Fiduciary activities income | $60,000 | 862 |
| Service charges on deposit accounts | $124,000 | 3,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 3,067 |
| Total noninterest expense | $2,475,000 | 3,529 |
| Salaries and employee benefits | $1,342,000 | 3,423 |
| Premises and equipment expense | $400,000 | 2,770 |
| Additional noninterest expense | $733,000 | 3,866 |
| Pre-tax net operating income | $901,000 | 3,065 |
| Securities gains (losses) | $82,000 | 1,724 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $972,000 | 2,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $972,000 | 2,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $972,000 | 2,672 |
| Net charge-offs | $177,000 | 2,882 |
| Cash dividends | $530,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $890,820 | 2,691 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,459 |
| Total interest expense | $315,000 | 3,403 |
| Net interest income | $1,509,000 | 3,441 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $275,000 | 3,085 |
| Gross Fiduciary activities income | $50,000 | 796 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 2,942 |
| Total noninterest expense | $1,246,000 | 3,539 |
| Salaries and employee benefits | $675,000 | 3,440 |
| Premises and equipment expense | $198,000 | 2,810 |
| Additional noninterest expense | $373,000 | 3,806 |
| Pre-tax net operating income | $463,000 | 3,026 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $453,000 | 2,815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 2,817 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $453,000 | 2,818 |
| Net charge-offs | $165,000 | 2,003 |
| Cash dividends | $230,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $453,000 | 2,678 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 3,478 |
| Total interest expense | $1,519,000 | 3,412 |
| Net interest income | $6,043,000 | 3,444 |
| Provision for loan and lease losses | $285,000 | 4,200 |
| Total noninterest income | $1,069,000 | 2,999 |
| Gross Fiduciary activities income | $129,000 | 809 |
| Service charges on deposit accounts | $282,000 | 3,720 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $658,000 | 2,734 |
| Total noninterest expense | $4,950,000 | 3,564 |
| Salaries and employee benefits | $2,713,000 | 3,357 |
| Premises and equipment expense | $766,000 | 3,005 |
| Additional noninterest expense | $1,471,000 | 3,908 |
| Pre-tax net operating income | $1,877,000 | 2,633 |
| Securities gains (losses) | $114,000 | 1,957 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $1,979,000 | 2,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,979,000 | 2,284 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,979,000 | 2,284 |
| Net charge-offs | $81,000 | 5,153 |
| Cash dividends | $1,376,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,866,140 | 2,304 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 3,518 |
| Total interest expense | $1,174,000 | 3,459 |
| Net interest income | $4,502,000 | 3,475 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $810,000 | 2,980 |
| Gross Fiduciary activities income | $104,000 | 790 |
| Service charges on deposit accounts | $211,000 | 3,748 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $495,000 | 2,726 |
| Total noninterest expense | $3,666,000 | 3,609 |
| Salaries and employee benefits | $1,986,000 | 3,416 |
| Premises and equipment expense | $553,000 | 3,110 |
| Additional noninterest expense | $1,127,000 | 3,855 |
| Pre-tax net operating income | $1,436,000 | 2,664 |
| Securities gains (losses) | $114,000 | 1,668 |
| Applicable income taxes | $12,000 | 4,209 |
| Income before extraordinary items | $1,538,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,538,000 | 2,267 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,538,000 | 2,268 |
| Net charge-offs | $36,000 | 5,203 |
| Cash dividends | $990,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,425,140 | 2,313 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 3,536 |
| Total interest expense | $801,000 | 3,514 |
| Net interest income | $2,999,000 | 3,482 |
| Provision for loan and lease losses | $135,000 | 4,043 |
| Total noninterest income | $513,000 | 3,075 |
| Gross Fiduciary activities income | $65,000 | 807 |
| Service charges on deposit accounts | $133,000 | 3,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 2,796 |
| Total noninterest expense | $2,437,000 | 3,644 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $361,000 | 3,181 |
| Additional noninterest expense | $748,000 | 3,906 |
| Pre-tax net operating income | $940,000 | 2,647 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $928,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $928,000 | 2,414 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $928,000 | 2,414 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $670,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $928,000 | 2,327 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 3,549 |
| Total interest expense | $411,000 | 3,535 |
| Net interest income | $1,493,000 | 3,479 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | $46,000 | 773 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $155,000 | 2,847 |
| Total noninterest expense | $1,246,000 | 3,592 |
| Salaries and employee benefits | $676,000 | 3,408 |
| Premises and equipment expense | $181,000 | 3,225 |
| Additional noninterest expense | $389,000 | 3,807 |
| Pre-tax net operating income | $459,000 | 2,723 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $447,000 | 2,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $447,000 | 2,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $447,000 | 2,452 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $447,000 | 2,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 3,604 |
| Total interest expense | $1,914,000 | 3,683 |
| Net interest income | $5,941,000 | 3,487 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $978,000 | 3,256 |
| Gross Fiduciary activities income | $95,000 | 879 |
| Service charges on deposit accounts | $269,000 | 3,854 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $614,000 | 2,874 |
| Total noninterest expense | $4,788,000 | 3,739 |
| Salaries and employee benefits | $2,589,000 | 3,493 |
| Premises and equipment expense | $742,000 | 3,149 |
| Additional noninterest expense | $1,457,000 | 4,081 |
| Pre-tax net operating income | $1,891,000 | 2,343 |
| Securities gains (losses) | $51,000 | 2,642 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $1,944,000 | 2,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,944,000 | 2,076 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,944,000 | 2,077 |
| Net charge-offs | $206,000 | 4,735 |
| Cash dividends | $1,205,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,893,000 | 2,044 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 3,674 |
| Total interest expense | $1,472,000 | 3,753 |
| Net interest income | $4,425,000 | 3,559 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $711,000 | 3,361 |
| Gross Fiduciary activities income | $67,000 | 875 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $443,000 | 2,957 |
| Total noninterest expense | $3,504,000 | 3,805 |
| Salaries and employee benefits | $1,867,000 | 3,635 |
| Premises and equipment expense | $552,000 | 3,221 |
| Additional noninterest expense | $1,085,000 | 4,074 |
| Pre-tax net operating income | $1,452,000 | 2,432 |
| Securities gains (losses) | $49,000 | 2,417 |
| Applicable income taxes | $-2,000 | 6,783 |
| Income before extraordinary items | $1,503,000 | 2,138 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,503,000 | 2,139 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,503,000 | 2,141 |
| Net charge-offs | $129,000 | 4,657 |
| Cash dividends | $970,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,454,000 | 2,107 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,709 |
| Total interest expense | $994,000 | 3,823 |
| Net interest income | $2,919,000 | 3,588 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $458,000 | 3,384 |
| Gross Fiduciary activities income | $51,000 | 868 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $277,000 | 2,967 |
| Total noninterest expense | $2,325,000 | 3,820 |
| Salaries and employee benefits | $1,248,000 | 3,646 |
| Premises and equipment expense | $366,000 | 3,255 |
| Additional noninterest expense | $711,000 | 4,106 |
| Pre-tax net operating income | $932,000 | 2,512 |
| Securities gains (losses) | $48,000 | 1,915 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $979,000 | 2,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $979,000 | 2,158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $979,000 | 2,162 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $645,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $931,000 | 2,170 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,778 |
| Total interest expense | $498,000 | 3,938 |
| Net interest income | $1,448,000 | 3,652 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $211,000 | 3,532 |
| Gross Fiduciary activities income | $28,000 | 866 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $124,000 | 3,150 |
| Total noninterest expense | $1,172,000 | 3,826 |
| Salaries and employee benefits | $625,000 | 3,700 |
| Premises and equipment expense | $183,000 | 3,357 |
| Additional noninterest expense | $364,000 | 4,042 |
| Pre-tax net operating income | $427,000 | 2,722 |
| Securities gains (losses) | $36,000 | 1,281 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $458,000 | 2,292 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 2,291 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $458,000 | 2,292 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $422,360 | 2,370 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 3,773 |
| Total interest expense | $2,417,000 | 3,985 |
| Net interest income | $5,712,000 | 3,599 |
| Provision for loan and lease losses | $195,000 | 5,817 |
| Total noninterest income | $980,000 | 3,378 |
| Gross Fiduciary activities income | $114,000 | 853 |
| Service charges on deposit accounts | $285,000 | 3,975 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $581,000 | 2,946 |
| Total noninterest expense | $5,103,000 | 3,630 |
| Salaries and employee benefits | $2,503,000 | 3,677 |
| Premises and equipment expense | $764,000 | 3,249 |
| Additional noninterest expense | $1,836,000 | 3,559 |
| Pre-tax net operating income | $1,394,000 | 2,471 |
| Securities gains (losses) | $29,000 | 2,891 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $1,400,000 | 2,228 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,400,000 | 2,226 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,400,000 | 2,227 |
| Net charge-offs | $283,000 | 4,570 |
| Cash dividends | $1,206,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,371,580 | 2,225 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 3,803 |
| Total interest expense | $1,908,000 | 3,971 |
| Net interest income | $4,221,000 | 3,650 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $714,000 | 3,495 |
| Gross Fiduciary activities income | $56,000 | 894 |
| Service charges on deposit accounts | $213,000 | 4,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $445,000 | 3,015 |
| Total noninterest expense | $3,721,000 | 3,717 |
| Salaries and employee benefits | $1,869,000 | 3,731 |
| Premises and equipment expense | $575,000 | 3,283 |
| Additional noninterest expense | $1,277,000 | 3,708 |
| Pre-tax net operating income | $1,079,000 | 2,608 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $16,000 | 3,877 |
| Income before extraordinary items | $1,081,000 | 2,350 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,081,000 | 2,347 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,081,000 | 2,350 |
| Net charge-offs | $265,000 | 3,890 |
| Cash dividends | $881,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,063,180 | 2,333 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 3,856 |
| Total interest expense | $1,369,000 | 3,904 |
| Net interest income | $2,698,000 | 3,754 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $468,000 | 3,548 |
| Gross Fiduciary activities income | $36,000 | 916 |
| Service charges on deposit accounts | $137,000 | 4,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $295,000 | 3,035 |
| Total noninterest expense | $2,523,000 | 3,692 |
| Salaries and employee benefits | $1,243,000 | 3,788 |
| Premises and equipment expense | $389,000 | 3,257 |
| Additional noninterest expense | $891,000 | 3,581 |
| Pre-tax net operating income | $553,000 | 3,140 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $16,000 | 3,810 |
| Income before extraordinary items | $555,000 | 2,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 2,910 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $555,000 | 2,911 |
| Net charge-offs | $253,000 | 3,147 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $537,540 | 2,860 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 3,887 |
| Total interest expense | $730,000 | 3,836 |
| Net interest income | $1,311,000 | 3,806 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | $16,000 | 940 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $1,253,000 | 3,644 |
| Salaries and employee benefits | $618,000 | 3,837 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $440,000 | 3,325 |
| Pre-tax net operating income | $213,000 | 3,932 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $215,000 | 3,744 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 3,744 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $215,000 | 3,745 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $198,260 | 3,727 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 3,974 |
| Total interest expense | $3,256,000 | 4,018 |
| Net interest income | $5,210,000 | 3,828 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $987,000 | 3,435 |
| Gross Fiduciary activities income | $123,000 | 859 |
| Service charges on deposit accounts | $290,000 | 4,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $574,000 | 2,959 |
| Total noninterest expense | $4,409,000 | 3,945 |
| Salaries and employee benefits | $2,447,000 | 3,829 |
| Premises and equipment expense | $700,000 | 3,514 |
| Additional noninterest expense | $1,262,000 | 4,125 |
| Pre-tax net operating income | $1,788,000 | 2,686 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $1,791,000 | 2,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,791,000 | 2,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $1,712,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,783,000 | 2,336 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 4,043 |
| Total interest expense | $2,498,000 | 4,078 |
| Net interest income | $3,836,000 | 3,905 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $711,000 | 3,608 |
| Gross Fiduciary activities income | $45,000 | 949 |
| Service charges on deposit accounts | $210,000 | 4,152 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $456,000 | 2,958 |
| Total noninterest expense | $3,232,000 | 3,993 |
| Salaries and employee benefits | $1,821,000 | 3,886 |
| Premises and equipment expense | $478,000 | 3,756 |
| Additional noninterest expense | $933,000 | 4,085 |
| Pre-tax net operating income | $1,315,000 | 3,121 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $1,310,000 | 2,584 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,310,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $1,287,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,310,000 | 2,709 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 4,104 |
| Total interest expense | $1,722,000 | 4,126 |
| Net interest income | $2,501,000 | 3,969 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $468,000 | 3,665 |
| Gross Fiduciary activities income | $30,000 | 965 |
| Service charges on deposit accounts | $135,000 | 4,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $303,000 | 2,999 |
| Total noninterest expense | $2,089,000 | 4,113 |
| Salaries and employee benefits | $1,199,000 | 3,957 |
| Premises and equipment expense | $299,000 | 3,983 |
| Additional noninterest expense | $591,000 | 4,247 |
| Pre-tax net operating income | $880,000 | 3,221 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $875,000 | 2,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $875,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $937,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $875,000 | 2,802 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 4,138 |
| Total interest expense | $904,000 | 4,170 |
| Net interest income | $1,234,000 | 4,024 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $209,000 | 3,917 |
| Gross Fiduciary activities income | $15,000 | 976 |
| Service charges on deposit accounts | $68,000 | 4,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $126,000 | 3,352 |
| Total noninterest expense | $1,036,000 | 4,139 |
| Salaries and employee benefits | $601,000 | 3,971 |
| Premises and equipment expense | $147,000 | 4,044 |
| Additional noninterest expense | $288,000 | 4,247 |
| Pre-tax net operating income | $407,000 | 3,504 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $402,000 | 3,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $402,000 | 3,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $402,000 | 3,106 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,372,000 | 4,236 |
| Total interest expense | $3,433,000 | 4,386 |
| Net interest income | $4,939,000 | 4,040 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $741,000 | 4,178 |
| Gross Fiduciary activities income | $74,000 | 953 |
| Service charges on deposit accounts | $308,000 | 4,024 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $359,000 | 3,944 |
| Total noninterest expense | $4,039,000 | 4,090 |
| Salaries and employee benefits | $2,238,000 | 4,034 |
| Premises and equipment expense | $628,000 | 3,717 |
| Additional noninterest expense | $1,173,000 | 4,140 |
| Pre-tax net operating income | $1,641,000 | 3,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $1,638,000 | 3,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,638,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $790,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,638,000 | 3,230 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,307 |
| Total interest expense | $2,509,000 | 4,474 |
| Net interest income | $3,670,000 | 4,081 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $541,000 | 4,231 |
| Gross Fiduciary activities income | $41,000 | 993 |
| Service charges on deposit accounts | $235,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $265,000 | 3,979 |
| Total noninterest expense | $3,000,000 | 4,094 |
| Salaries and employee benefits | $1,652,000 | 4,064 |
| Premises and equipment expense | $465,000 | 3,743 |
| Additional noninterest expense | $883,000 | 4,074 |
| Pre-tax net operating income | $1,211,000 | 3,924 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $1,208,000 | 3,452 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,208,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $730,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,208,000 | 3,440 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 4,337 |
| Total interest expense | $1,650,000 | 4,501 |
| Net interest income | $2,431,000 | 4,126 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $354,000 | 4,292 |
| Gross Fiduciary activities income | $27,000 | 1,007 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $177,000 | 4,023 |
| Total noninterest expense | $1,981,000 | 4,149 |
| Salaries and employee benefits | $1,068,000 | 4,207 |
| Premises and equipment expense | $305,000 | 3,811 |
| Additional noninterest expense | $608,000 | 3,972 |
| Pre-tax net operating income | $804,000 | 4,009 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $801,000 | 3,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $801,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $480,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $801,000 | 3,491 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 4,347 |
| Total interest expense | $832,000 | 4,468 |
| Net interest income | $1,206,000 | 4,146 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $175,000 | 4,294 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $988,000 | 4,183 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $308,000 | 3,897 |
| Pre-tax net operating income | $393,000 | 4,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $389,000 | 3,565 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $389,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $389,000 | 3,540 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 4,445 |
| Total interest expense | $2,661,000 | 4,648 |
| Net interest income | $4,659,000 | 4,230 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $646,000 | 4,545 |
| Gross Fiduciary activities income | $70,000 | 984 |
| Service charges on deposit accounts | $314,000 | 4,034 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $3,784,000 | 4,142 |
| Salaries and employee benefits | $2,139,000 | 4,072 |
| Premises and equipment expense | $574,000 | 3,889 |
| Additional noninterest expense | $1,071,000 | 4,296 |
| Pre-tax net operating income | $1,521,000 | 4,249 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $-72,000 | 8,330 |
| Income before extraordinary items | $1,583,000 | 3,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,583,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,381 |
| Cash dividends | $1,607,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,593,000 | 3,620 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 4,489 |
| Total interest expense | $1,850,000 | 4,771 |
| Net interest income | $3,524,000 | 4,228 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $496,000 | 4,495 |
| Gross Fiduciary activities income | $53,000 | 980 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,447 |
| Total noninterest expense | $2,801,000 | 4,173 |
| Salaries and employee benefits | $1,609,000 | 4,039 |
| Premises and equipment expense | $405,000 | 4,078 |
| Additional noninterest expense | $787,000 | 4,320 |
| Pre-tax net operating income | $1,219,000 | 4,261 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $-79,000 | 8,545 |
| Income before extraordinary items | $1,288,000 | 3,571 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,288,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,359 |
| Cash dividends | $1,243,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,298,000 | 3,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 4,489 |
| Total interest expense | $1,161,000 | 4,819 |
| Net interest income | $2,366,000 | 4,201 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $341,000 | 4,416 |
| Gross Fiduciary activities income | $35,000 | 1,001 |
| Service charges on deposit accounts | $155,000 | 4,077 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 4,304 |
| Total noninterest expense | $1,867,000 | 4,195 |
| Salaries and employee benefits | $1,096,000 | 3,993 |
| Premises and equipment expense | $254,000 | 4,231 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $840,000 | 4,216 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $830,000 | 3,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $830,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,429 |
| Cash dividends | $847,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $840,000 | 3,611 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 4,432 |
| Total interest expense | $541,000 | 4,898 |
| Net interest income | $1,222,000 | 4,110 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $18,000 | 1,004 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $956,000 | 4,136 |
| Salaries and employee benefits | $558,000 | 3,963 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $271,000 | 4,222 |
| Pre-tax net operating income | $425,000 | 4,140 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $425,000 | 3,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,499 |
| Cash dividends | $340,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $425,000 | 3,512 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 4,365 |
| Total interest expense | $2,014,000 | 4,413 |
| Net interest income | $4,512,000 | 4,249 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $708,000 | 4,349 |
| Gross Fiduciary activities income | $97,000 | 947 |
| Service charges on deposit accounts | $319,000 | 4,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $292,000 | 4,393 |
| Total noninterest expense | $3,686,000 | 4,126 |
| Salaries and employee benefits | $2,132,000 | 3,941 |
| Premises and equipment expense | $525,000 | 4,028 |
| Additional noninterest expense | $1,029,000 | 4,327 |
| Pre-tax net operating income | $1,474,000 | 4,432 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $21,000 | 6,311 |
| Income before extraordinary items | $1,453,000 | 3,861 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,453,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,134 |
| Cash dividends | $1,175,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,453,000 | 3,835 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 4,375 |
| Total interest expense | $1,422,000 | 4,462 |
| Net interest income | $3,395,000 | 4,240 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $523,000 | 4,416 |
| Gross Fiduciary activities income | $56,000 | 978 |
| Service charges on deposit accounts | $237,000 | 4,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $2,736,000 | 4,113 |
| Salaries and employee benefits | $1,589,000 | 3,918 |
| Premises and equipment expense | $389,000 | 4,047 |
| Additional noninterest expense | $758,000 | 4,362 |
| Pre-tax net operating income | $1,152,000 | 4,414 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,152,000 | 3,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,152,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $1,060,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,152,000 | 3,737 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 4,316 |
| Total interest expense | $903,000 | 4,440 |
| Net interest income | $2,283,000 | 4,207 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $353,000 | 4,344 |
| Gross Fiduciary activities income | $38,000 | 979 |
| Service charges on deposit accounts | $157,000 | 4,050 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $158,000 | 4,201 |
| Total noninterest expense | $1,816,000 | 4,109 |
| Salaries and employee benefits | $1,056,000 | 3,914 |
| Premises and equipment expense | $247,000 | 4,188 |
| Additional noninterest expense | $513,000 | 4,285 |
| Pre-tax net operating income | $820,000 | 4,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $820,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $820,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $825,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $820,000 | 3,537 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,352 |
| Total interest expense | $447,000 | 4,355 |
| Net interest income | $1,116,000 | 4,278 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $19,000 | 990 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $896,000 | 4,181 |
| Salaries and employee benefits | $529,000 | 3,915 |
| Premises and equipment expense | $126,000 | 4,172 |
| Additional noninterest expense | $241,000 | 4,475 |
| Pre-tax net operating income | $399,000 | 4,282 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $400,000 | 3,620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $400,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $340,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $399,000 | 3,589 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,091 |
| Total interest expense | $1,771,000 | 4,024 |
| Net interest income | $4,571,000 | 4,067 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $660,000 | 4,566 |
| Gross Fiduciary activities income | $73,000 | 999 |
| Service charges on deposit accounts | $311,000 | 4,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $276,000 | 4,424 |
| Total noninterest expense | $3,526,000 | 4,155 |
| Salaries and employee benefits | $2,065,000 | 3,893 |
| Premises and equipment expense | $502,000 | 4,081 |
| Additional noninterest expense | $959,000 | 4,501 |
| Pre-tax net operating income | $1,705,000 | 3,920 |
| Securities gains (losses) | $164,000 | 940 |
| Applicable income taxes | $91,000 | 5,608 |
| Income before extraordinary items | $1,778,000 | 3,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,778,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $693,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,622,200 | 3,364 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 4,071 |
| Total interest expense | $1,334,000 | 3,973 |
| Net interest income | $3,437,000 | 4,060 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $495,000 | 4,578 |
| Gross Fiduciary activities income | $48,000 | 1,023 |
| Service charges on deposit accounts | $232,000 | 4,273 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $215,000 | 4,362 |
| Total noninterest expense | $2,663,000 | 4,094 |
| Salaries and employee benefits | $1,563,000 | 3,834 |
| Premises and equipment expense | $386,000 | 3,976 |
| Additional noninterest expense | $714,000 | 4,455 |
| Pre-tax net operating income | $1,269,000 | 4,015 |
| Securities gains (losses) | $164,000 | 878 |
| Applicable income taxes | $61,000 | 5,814 |
| Income before extraordinary items | $1,372,000 | 3,199 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,372,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $643,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,214,560 | 3,431 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 4,049 |
| Total interest expense | $899,000 | 3,932 |
| Net interest income | $2,305,000 | 4,045 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $343,000 | 4,472 |
| Gross Fiduciary activities income | $30,000 | 1,041 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 4,218 |
| Total noninterest expense | $1,749,000 | 4,167 |
| Salaries and employee benefits | $1,041,000 | 3,858 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $457,000 | 4,630 |
| Pre-tax net operating income | $899,000 | 3,807 |
| Securities gains (losses) | $164,000 | 737 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $1,048,000 | 2,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,048,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $447,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $885,640 | 3,176 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 4,064 |
| Total interest expense | $460,000 | 3,900 |
| Net interest income | $1,140,000 | 4,068 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $15,000 | 1,045 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $859,000 | 4,248 |
| Salaries and employee benefits | $524,000 | 3,858 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $440,000 | 3,839 |
| Securities gains (losses) | $66,000 | 1,037 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $490,000 | 2,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $425,980 | 3,225 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,051,000 | 3,799 |
| Total interest expense | $2,338,000 | 3,522 |
| Net interest income | $4,713,000 | 3,857 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $877,000 | 4,012 |
| Gross Fiduciary activities income | $53,000 | 1,074 |
| Service charges on deposit accounts | $302,000 | 4,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $522,000 | 3,506 |
| Total noninterest expense | $3,575,000 | 4,037 |
| Salaries and employee benefits | $1,973,000 | 3,969 |
| Premises and equipment expense | $645,000 | 3,316 |
| Additional noninterest expense | $957,000 | 4,415 |
| Pre-tax net operating income | $1,925,000 | 3,480 |
| Securities gains (losses) | $60,000 | 2,343 |
| Applicable income taxes | $200,000 | 4,931 |
| Income before extraordinary items | $1,785,000 | 3,124 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,785,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,209 |
| Cash dividends | $1,516,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,731,000 | 3,058 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,762 |
| Total interest expense | $1,862,000 | 3,467 |
| Net interest income | $3,557,000 | 3,855 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $507,000 | 4,711 |
| Gross Fiduciary activities income | $34,000 | 1,077 |
| Service charges on deposit accounts | $220,000 | 4,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 4,358 |
| Total noninterest expense | $2,467,000 | 4,312 |
| Salaries and employee benefits | $1,451,000 | 4,029 |
| Premises and equipment expense | $455,000 | 3,487 |
| Additional noninterest expense | $561,000 | 5,252 |
| Pre-tax net operating income | $1,537,000 | 3,468 |
| Securities gains (losses) | $57,000 | 2,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $1,412,000 | 3,107 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,412,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,005 |
| Cash dividends | $1,266,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,361,270 | 3,033 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 3,665 |
| Total interest expense | $1,320,000 | 3,401 |
| Net interest income | $2,463,000 | 3,749 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $338,000 | 4,674 |
| Gross Fiduciary activities income | $25,000 | 1,084 |
| Service charges on deposit accounts | $143,000 | 4,400 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $170,000 | 4,337 |
| Total noninterest expense | $1,556,000 | 4,461 |
| Salaries and employee benefits | $952,000 | 4,075 |
| Premises and equipment expense | $295,000 | 3,546 |
| Additional noninterest expense | $309,000 | 5,890 |
| Pre-tax net operating income | $1,215,000 | 3,063 |
| Securities gains (losses) | $57,000 | 1,923 |
| Applicable income taxes | $181,000 | 4,161 |
| Income before extraordinary items | $1,091,000 | 2,788 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,091,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $1,043,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,041,980 | 2,716 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 3,438 |
| Total interest expense | $684,000 | 3,376 |
| Net interest income | $1,378,000 | 3,409 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $12,000 | 1,101 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $889,000 | 4,033 |
| Salaries and employee benefits | $472,000 | 4,075 |
| Premises and equipment expense | $151,000 | 3,467 |
| Additional noninterest expense | $266,000 | 4,024 |
| Pre-tax net operating income | $622,000 | 2,999 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $622,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $335,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $622,000 | 2,314 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,022,000 | 3,638 |
| Total interest expense | $3,263,000 | 3,296 |
| Net interest income | $4,759,000 | 3,811 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $554,000 | 4,934 |
| Gross Fiduciary activities income | $38,000 | 1,175 |
| Service charges on deposit accounts | $279,000 | 4,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $237,000 | 4,698 |
| Total noninterest expense | $3,441,000 | 4,025 |
| Salaries and employee benefits | $1,958,000 | 3,803 |
| Premises and equipment expense | $568,000 | 3,578 |
| Additional noninterest expense | $915,000 | 4,483 |
| Pre-tax net operating income | $1,722,000 | 3,763 |
| Securities gains (losses) | $109,000 | 1,657 |
| Applicable income taxes | $469,000 | 3,589 |
| Income before extraordinary items | $1,362,000 | 3,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,362,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,507 |
| Cash dividends | $779,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,281,340 | 3,812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,693 |
| Total interest expense | $4,677,000 | 3,346 |
| Net interest income | $4,156,000 | 4,013 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $535,000 | 4,884 |
| Gross Fiduciary activities income | $56,000 | 1,118 |
| Service charges on deposit accounts | $283,000 | 4,314 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $196,000 | 4,976 |
| Total noninterest expense | $3,364,000 | 3,952 |
| Salaries and employee benefits | $1,909,000 | 3,729 |
| Premises and equipment expense | $584,000 | 3,440 |
| Additional noninterest expense | $871,000 | 4,501 |
| Pre-tax net operating income | $1,295,000 | 4,234 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $298,000 | 4,285 |
| Income before extraordinary items | $1,043,000 | 4,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,043,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $507,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,007,120 | 4,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,761,000 | 3,814 |
| Total interest expense | $4,682,000 | 3,502 |
| Net interest income | $4,079,000 | 4,118 |
| Provision for loan and lease losses | $-177,000 | 9,839 |
| Total noninterest income | $603,000 | 4,399 |
| Gross Fiduciary activities income | $116,000 | 911 |
| Service charges on deposit accounts | $272,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,635 |
| Total noninterest expense | $3,149,000 | 4,063 |
| Salaries and employee benefits | $1,800,000 | 3,777 |
| Premises and equipment expense | $457,000 | 4,082 |
| Additional noninterest expense | $892,000 | 4,369 |
| Pre-tax net operating income | $1,710,000 | 3,690 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $417,000 | 3,902 |
| Income before extraordinary items | $1,289,000 | 3,664 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,289,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,326 |
| Cash dividends | $416,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,292,040 | 3,647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 3,677 |
| Total interest expense | $4,467,000 | 3,262 |
| Net interest income | $4,087,000 | 4,103 |
| Provision for loan and lease losses | $690,000 | 1,336 |
| Total noninterest income | $657,000 | 4,162 |
| Gross Fiduciary activities income | $33,000 | 1,154 |
| Service charges on deposit accounts | $302,000 | 3,967 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $322,000 | 3,858 |
| Total noninterest expense | $3,040,000 | 4,161 |
| Salaries and employee benefits | $1,738,000 | 3,851 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $884,000 | 4,446 |
| Pre-tax net operating income | $1,014,000 | 5,271 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $821,000 | 5,020 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $821,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,671 |
| Cash dividends | $647,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $810,600 | 5,019 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,552,000 | 3,691 |
| Total interest expense | $4,525,000 | 3,281 |
| Net interest income | $4,027,000 | 4,101 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $999,000 | 3,086 |
| Gross Fiduciary activities income | $51,000 | 1,111 |
| Service charges on deposit accounts | $299,000 | 3,955 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $649,000 | 2,514 |
| Total noninterest expense | $3,122,000 | 3,978 |
| Salaries and employee benefits | $1,748,000 | 3,759 |
| Premises and equipment expense | $420,000 | 4,257 |
| Additional noninterest expense | $954,000 | 4,113 |
| Pre-tax net operating income | $1,904,000 | 3,462 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $509,000 | 3,792 |
| Income before extraordinary items | $1,398,000 | 3,449 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,398,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $475,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,395,810 | 3,352 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 3,781 |
| Total interest expense | $4,326,000 | 3,405 |
| Net interest income | $4,115,000 | 4,140 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $521,000 | 4,866 |
| Gross Fiduciary activities income | $66,000 | 1,122 |
| Service charges on deposit accounts | $277,000 | 4,320 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $2,846,000 | 4,276 |
| Salaries and employee benefits | $1,654,000 | 3,916 |
| Premises and equipment expense | $486,000 | 3,806 |
| Additional noninterest expense | $706,000 | 5,183 |
| Pre-tax net operating income | $1,790,000 | 3,879 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $1,315,000 | 3,762 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,315,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $327,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,316,480 | 3,690 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 3,844 |
| Total interest expense | $4,260,000 | 3,503 |
| Net interest income | $4,154,000 | 4,191 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $487,000 | 5,258 |
| Gross Fiduciary activities income | $81,000 | 1,152 |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $218,000 | 4,938 |
| Total noninterest expense | $2,867,000 | 4,451 |
| Salaries and employee benefits | $1,593,000 | 4,083 |
| Premises and equipment expense | $504,000 | 3,755 |
| Additional noninterest expense | $770,000 | 5,352 |
| Pre-tax net operating income | $1,774,000 | 3,780 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $452,000 | 4,488 |
| Income before extraordinary items | $1,309,000 | 3,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,309,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 11,250 |
| Cash dividends | $514,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,318,620 | 3,540 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,168,000 | 3,936 |
| Total interest expense | $4,182,000 | 3,551 |
| Net interest income | $3,986,000 | 4,324 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $377,000 | 6,200 |
| Gross Fiduciary activities income | $56,000 | 1,270 |
| Service charges on deposit accounts | $216,000 | 5,414 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $2,869,000 | 4,450 |
| Salaries and employee benefits | $1,612,000 | 4,021 |
| Premises and equipment expense | $476,000 | 3,912 |
| Additional noninterest expense | $781,000 | 5,361 |
| Pre-tax net operating income | $1,494,000 | 4,467 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $380,000 | 5,127 |
| Income before extraordinary items | $1,132,000 | 4,144 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,132,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 11,590 |
| Cash dividends | $587,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,118,500 | 4,173 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 4,633 |
| Total interest expense | $2,904,000 | 4,078 |
| Net interest income | $3,429,000 | 5,026 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $358,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,950 |
| Total noninterest expense | $2,549,000 | 5,074 |
| Salaries and employee benefits | $1,295,000 | 4,902 |
| Premises and equipment expense | $445,000 | 4,194 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $1,211,000 | 5,205 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $914,000 | 4,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $914,000 | 4,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $314,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $896,980 | 4,989 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,218,000 | 4,803 |
| Total interest expense | $2,776,000 | 4,406 |
| Net interest income | $3,442,000 | 5,028 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $325,000 | 7,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,719 |
| Total noninterest expense | $2,379,000 | 5,505 |
| Salaries and employee benefits | $1,263,000 | 5,008 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $724,000 | 6,398 |
| Pre-tax net operating income | $1,228,000 | 5,104 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $356,000 | 5,425 |
| Income before extraordinary items | $922,000 | 4,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $922,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $886,000 | 4,936 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 5,296 |
| Total interest expense | $3,079,000 | 5,049 |
| Net interest income | $3,186,000 | 5,427 |
| Provision for loan and lease losses | $202,000 | 5,177 |
| Total noninterest income | $283,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $1,934,000 | 6,550 |
| Salaries and employee benefits | $1,006,000 | 5,994 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $569,000 | 7,779 |
| Pre-tax net operating income | $1,333,000 | 4,515 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $209,000 | 7,384 |
| Income before extraordinary items | $1,267,000 | 3,629 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,267,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $498,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,144,020 | 3,692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.