Home > Security State Bank > Income and Expense

Security State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,023,0001,360
Total interest expense$1,356,0003,447
Net interest income$29,667,0001,052
Provision for loan and lease losses$03,275
Total noninterest income$3,460,0001,496
Gross Fiduciary activities income$730,000552
Service charges on deposit accounts$991,000993
Trading account gains and feesNANA
Additional Noninterest Income$1,739,0001,736
Total noninterest expense$14,640,0001,560
Salaries and employee benefits$6,304,0001,898
Premises and equipment expense$962,0002,065
Additional noninterest expense$1,739,0001,736
Pre-tax net operating income$18,487,000731
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$18,487,000608
Extraordinary gains, net$054
Net income$18,487,000618
Minority interest net income$088
Net income of bank and minority interests.$18,487,000611
Net charge-offs$26,0002,099
Cash dividends$10,585,000472
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,487,000625
2023-09-30 (YTD Data)Rank
Total interest income$22,973,0001,344
Total interest expense$825,0003,547
Net interest income$22,148,0001,064
Provision for loan and lease losses$03,085
Total noninterest income$2,469,0001,544
Gross Fiduciary activities income$438,000575
Service charges on deposit accounts$719,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$1,312,0001,741
Total noninterest expense$9,323,0001,764
Salaries and employee benefits$4,288,0002,024
Premises and equipment expense$713,0002,088
Additional noninterest expense$1,312,0001,741
Pre-tax net operating income$15,294,000698
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$15,294,000590
Extraordinary gains, net$052
Net income$15,294,000594
Minority interest net income$081
Net income of bank and minority interests.$15,294,000590
Net charge-offs$24,0001,816
Cash dividends$7,268,000457
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,294,000598
2023-06-30 (YTD Data)Rank
Total interest income$14,947,0001,338
Total interest expense$462,0003,589
Net interest income$14,485,0001,092
Provision for loan and lease losses$02,940
Total noninterest income$1,634,0001,480
Gross Fiduciary activities income$291,000568
Service charges on deposit accounts$470,0001,027
Trading account gains and feesNANA
Additional Noninterest Income$873,0001,662
Total noninterest expense$5,841,0001,841
Salaries and employee benefits$2,607,0002,120
Premises and equipment expense$495,0002,027
Additional noninterest expense$873,0001,660
Pre-tax net operating income$10,278,000684
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$10,278,000586
Extraordinary gains, net$051
Net income$10,278,000596
Minority interest net income$081
Net income of bank and minority interests.$10,278,000586
Net charge-offs$17,0001,599
Cash dividends$5,247,000422
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,278,000591
2023-03-31 (YTD Data)Rank
Total interest income$7,154,0001,361
Total interest expense$203,0003,541
Net interest income$6,951,0001,129
Provision for loan and lease losses$02,612
Total noninterest income$777,0001,519
Gross Fiduciary activities income$142,000597
Service charges on deposit accounts$230,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,717
Total noninterest expense$2,584,0002,019
Salaries and employee benefits$1,010,0002,531
Premises and equipment expense$217,0002,237
Additional noninterest expense$405,0001,717
Pre-tax net operating income$5,144,000702
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$5,144,000603
Extraordinary gains, net$04
Net income$5,144,000602
Minority interest net income$048
Net income of bank and minority interests.$5,144,000602
Net charge-offs$14,0001,246
Cash dividends$3,344,000352
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,144,000614
2022-12-31 (YTD Data)Rank
Total interest income$19,460,0001,618
Total interest expense$447,0003,351
Net interest income$19,013,0001,502
Provision for loan and lease losses$03,012
Total noninterest income$4,712,0001,243
Gross Fiduciary activities income$709,000573
Service charges on deposit accounts$954,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$3,049,0001,249
Total noninterest expense$10,888,0001,888
Salaries and employee benefits$6,030,0001,947
Premises and equipment expense$934,0002,090
Additional noninterest expense$3,049,0001,249
Pre-tax net operating income$12,837,0001,066
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$12,837,000919
Extraordinary gains, net$05
Net income$12,837,000920
Minority interest net income$063
Net income of bank and minority interests.$12,837,000920
Net charge-offs$-106,0004,293
Cash dividends$3,835,000965
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,837,000943
2022-09-30 (YTD Data)Rank
Total interest income$12,213,0001,779
Total interest expense$310,0003,256
Net interest income$11,903,0001,697
Provision for loan and lease losses$02,835
Total noninterest income$3,707,0001,226
Gross Fiduciary activities income$457,000591
Service charges on deposit accounts$706,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$2,544,0001,189
Total noninterest expense$8,755,0001,808
Salaries and employee benefits$4,346,0001,994
Premises and equipment expense$700,0002,108
Additional noninterest expense$2,544,0001,189
Pre-tax net operating income$6,855,0001,340
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,855,0001,170
Extraordinary gains, net$04
Net income$6,855,0001,169
Minority interest net income$057
Net income of bank and minority interests.$6,855,0001,170
Net charge-offs$-44,0004,041
Cash dividends$3,835,000709
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,855,0001,194
2022-06-30 (YTD Data)Rank
Total interest income$6,683,0002,025
Total interest expense$201,0003,201
Net interest income$6,482,0001,931
Provision for loan and lease losses$02,599
Total noninterest income$2,874,0001,101
Gross Fiduciary activities income$321,000547
Service charges on deposit accounts$453,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$2,100,0001,066
Total noninterest expense$5,722,0001,830
Salaries and employee benefits$2,872,0002,007
Premises and equipment expense$463,0002,106
Additional noninterest expense$2,387,0001,401
Pre-tax net operating income$3,634,0001,508
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,634,0001,311
Extraordinary gains, net$04
Net income$3,634,0001,310
Minority interest net income$060
Net income of bank and minority interests.$3,634,0001,311
Net charge-offs$34,0001,131
Cash dividends$2,567,000700
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,634,0001,340
2022-03-31 (YTD Data)Rank
Total interest income$3,143,0002,071
Total interest expense$105,0003,117
Net interest income$3,038,0001,969
Provision for loan and lease losses$02,285
Total noninterest income$801,0001,579
Gross Fiduciary activities income$148,000567
Service charges on deposit accounts$217,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$436,0001,822
Total noninterest expense$2,850,0001,818
Salaries and employee benefits$1,433,0001,999
Premises and equipment expense$236,0002,105
Additional noninterest expense$1,181,0001,391
Pre-tax net operating income$989,0002,104
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$989,0001,931
Extraordinary gains, net$04
Net income$989,0001,930
Minority interest net income$050
Net income of bank and minority interests.$989,0001,931
Net charge-offs$33,000812
Cash dividends$1,278,000655
Sale, conversion, retirement of capital stock, net$0453
Net operating income$989,0001,951
2021-12-31 (YTD Data)Rank
Total interest income$13,483,0002,017
Total interest expense$593,0002,922
Net interest income$12,890,0001,943
Provision for loan and lease losses$03,064
Total noninterest income$3,617,0001,606
Gross Fiduciary activities income$656,000546
Service charges on deposit accounts$753,0001,183
Trading account gains and feesNANA
Additional Noninterest Income$2,208,0001,817
Total noninterest expense$10,587,0001,908
Salaries and employee benefits$5,223,0002,113
Premises and equipment expense$867,0002,208
Additional noninterest expense$4,497,0001,447
Pre-tax net operating income$5,920,0001,841
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,920,0001,672
Extraordinary gains, net$010
Net income$5,920,0001,671
Minority interest net income$074
Net income of bank and minority interests.$5,920,0001,672
Net charge-offs$-202,0004,551
Cash dividends$1,389,0001,893
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,920,0001,647
2021-09-30 (YTD Data)Rank
Total interest income$10,140,0002,048
Total interest expense$471,0002,939
Net interest income$9,669,0001,967
Provision for loan and lease losses$02,963
Total noninterest income$2,462,0001,746
Gross Fiduciary activities income$460,000547
Service charges on deposit accounts$533,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$1,469,0001,980
Total noninterest expense$7,985,0001,902
Salaries and employee benefits$4,074,0002,068
Premises and equipment expense$642,0002,255
Additional noninterest expense$3,269,0001,487
Pre-tax net operating income$4,146,0002,007
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,146,0001,829
Extraordinary gains, net$08
Net income$4,146,0001,828
Minority interest net income$069
Net income of bank and minority interests.$4,146,0001,829
Net charge-offs$-201,0004,652
Cash dividends$1,389,0001,471
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,146,0001,798
2021-06-30 (YTD Data)Rank
Total interest income$6,463,0002,110
Total interest expense$327,0002,957
Net interest income$6,136,0002,018
Provision for loan and lease losses$02,862
Total noninterest income$1,630,0001,717
Gross Fiduciary activities income$312,000543
Service charges on deposit accounts$339,0001,242
Trading account gains and feesNANA
Additional Noninterest Income$979,0001,933
Total noninterest expense$5,174,0001,930
Salaries and employee benefits$2,716,0002,057
Premises and equipment expense$423,0002,260
Additional noninterest expense$2,035,0001,552
Pre-tax net operating income$2,592,0002,062
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,592,0001,888
Extraordinary gains, net$06
Net income$2,592,0001,887
Minority interest net income$067
Net income of bank and minority interests.$2,592,0001,888
Net charge-offs$-208,0004,753
Cash dividends$1,066,0001,318
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,592,0001,855
2021-03-31 (YTD Data)Rank
Total interest income$3,343,0002,049
Total interest expense$171,0002,989
Net interest income$3,172,0001,955
Provision for loan and lease losses$02,741
Total noninterest income$766,0001,781
Gross Fiduciary activities income$147,000555
Service charges on deposit accounts$162,0001,280
Trading account gains and feesNANA
Additional Noninterest Income$457,0002,001
Total noninterest expense$2,627,0001,895
Salaries and employee benefits$1,364,0002,043
Premises and equipment expense$207,0002,307
Additional noninterest expense$1,056,0001,480
Pre-tax net operating income$1,311,0002,035
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,311,0001,876
Extraordinary gains, net$03
Net income$1,311,0001,875
Minority interest net income$055
Net income of bank and minority interests.$1,311,0001,876
Net charge-offs$-134,0004,813
Cash dividends$355,0001,440
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,311,0001,846
2020-12-31 (YTD Data)Rank
Total interest income$14,593,0001,933
Total interest expense$854,0003,164
Net interest income$13,739,0001,780
Provision for loan and lease losses$04,319
Total noninterest income$3,403,0001,607
Gross Fiduciary activities income$552,000561
Service charges on deposit accounts$766,0001,169
Trading account gains and feesNANA
Additional Noninterest Income$2,085,0001,750
Total noninterest expense$10,954,0001,824
Salaries and employee benefits$5,869,0001,928
Premises and equipment expense$886,0002,194
Additional noninterest expense$4,199,0001,474
Pre-tax net operating income$6,188,0001,521
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$6,188,0001,388
Extraordinary gains, net$04
Net income$6,188,0001,389
Minority interest net income$072
Net income of bank and minority interests.$6,188,0001,389
Net charge-offs$21,0002,780
Cash dividends$5,198,000732
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,188,0001,351
2020-09-30 (YTD Data)Rank
Total interest income$10,789,0001,958
Total interest expense$659,0003,217
Net interest income$10,130,0001,797
Provision for loan and lease losses$04,239
Total noninterest income$2,444,0001,600
Gross Fiduciary activities income$375,000569
Service charges on deposit accounts$578,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$1,491,0001,747
Total noninterest expense$8,195,0001,808
Salaries and employee benefits$4,340,0001,923
Premises and equipment expense$670,0002,179
Additional noninterest expense$3,185,0001,442
Pre-tax net operating income$4,379,0001,562
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,379,0001,407
Extraordinary gains, net$04
Net income$4,379,0001,408
Minority interest net income$065
Net income of bank and minority interests.$4,379,0001,408
Net charge-offs$18,0002,545
Cash dividends$5,198,000551
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,379,0001,363
2020-06-30 (YTD Data)Rank
Total interest income$7,305,0001,962
Total interest expense$443,0003,306
Net interest income$6,862,0001,781
Provision for loan and lease losses$04,134
Total noninterest income$1,389,0001,693
Gross Fiduciary activities income$250,000575
Service charges on deposit accounts$390,0001,162
Trading account gains and feesNANA
Additional Noninterest Income$749,0001,970
Total noninterest expense$5,287,0001,851
Salaries and employee benefits$2,864,0001,939
Premises and equipment expense$449,0002,166
Additional noninterest expense$1,974,0001,520
Pre-tax net operating income$2,964,0001,462
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,964,0001,320
Extraordinary gains, net$04
Net income$2,964,0001,320
Minority interest net income$065
Net income of bank and minority interests.$2,964,0001,320
Net charge-offs$12,0002,384
Cash dividends$3,712,000536
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,964,0001,282
2020-03-31 (YTD Data)Rank
Total interest income$4,048,0001,792
Total interest expense$220,0003,467
Net interest income$3,828,0001,567
Provision for loan and lease losses$03,711
Total noninterest income$714,0001,576
Gross Fiduciary activities income$122,000580
Service charges on deposit accounts$231,0001,183
Trading account gains and feesNANA
Additional Noninterest Income$361,0001,829
Total noninterest expense$2,645,0001,864
Salaries and employee benefits$1,459,0001,922
Premises and equipment expense$217,0002,231
Additional noninterest expense$969,0001,559
Pre-tax net operating income$1,897,0001,094
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,897,000979
Extraordinary gains, net$04
Net income$1,897,000979
Minority interest net income$056
Net income of bank and minority interests.$1,897,000979
Net charge-offs$9,0001,897
Cash dividends$3,712,000356
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,897,000971
2019-12-31 (YTD Data)Rank
Total interest income$18,160,0001,645
Total interest expense$734,0003,748
Net interest income$17,426,0001,403
Provision for loan and lease losses$03,973
Total noninterest income$7,814,000830
Gross Fiduciary activities income$576,000560
Service charges on deposit accounts$996,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$6,242,000714
Total noninterest expense$11,633,0001,692
Salaries and employee benefits$6,439,0001,744
Premises and equipment expense$995,0002,045
Additional noninterest expense$4,199,0001,448
Pre-tax net operating income$13,607,000808
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$13,607,000728
Extraordinary gains, net$011
Net income$13,607,000729
Minority interest net income$076
Net income of bank and minority interests.$13,607,000729
Net charge-offs$-34,0004,696
Cash dividends$4,799,000831
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,607,000713
2019-09-30 (YTD Data)Rank
Total interest income$13,933,0001,632
Total interest expense$529,0003,832
Net interest income$13,404,0001,374
Provision for loan and lease losses$03,836
Total noninterest income$7,074,000720
Gross Fiduciary activities income$389,000574
Service charges on deposit accounts$753,0001,143
Trading account gains and feesNANA
Additional Noninterest Income$5,932,000611
Total noninterest expense$8,511,0001,730
Salaries and employee benefits$4,585,0001,822
Premises and equipment expense$741,0002,075
Additional noninterest expense$3,185,0001,442
Pre-tax net operating income$11,967,000727
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$11,967,000642
Extraordinary gains, net$011
Net income$11,967,000644
Minority interest net income$072
Net income of bank and minority interests.$11,967,000643
Net charge-offs$54,0002,172
Cash dividends$4,799,000637
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,967,000627
2019-06-30 (YTD Data)Rank
Total interest income$9,052,0001,669
Total interest expense$332,0003,893
Net interest income$8,720,0001,414
Provision for loan and lease losses$03,685
Total noninterest income$6,251,000581
Gross Fiduciary activities income$252,000581
Service charges on deposit accounts$496,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$5,503,000485
Total noninterest expense$5,607,0001,758
Salaries and employee benefits$3,114,0001,797
Premises and equipment expense$485,0002,103
Additional noninterest expense$2,008,0001,508
Pre-tax net operating income$9,364,000635
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$9,364,000559
Extraordinary gains, net$011
Net income$9,364,000557
Minority interest net income$069
Net income of bank and minority interests.$9,364,000559
Net charge-offs$-20,0004,677
Cash dividends$4,023,000521
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,364,000553
2019-03-31 (YTD Data)Rank
Total interest income$4,536,0001,664
Total interest expense$154,0003,981
Net interest income$4,382,0001,402
Provision for loan and lease losses$03,406
Total noninterest income$5,268,000385
Gross Fiduciary activities income$121,000590
Service charges on deposit accounts$242,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$4,905,000298
Total noninterest expense$2,919,0001,704
Salaries and employee benefits$1,616,0001,758
Premises and equipment expense$235,0002,166
Additional noninterest expense$1,068,0001,436
Pre-tax net operating income$6,731,000480
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$6,731,000407
Extraordinary gains, net$05
Net income$6,731,000407
Minority interest net income$052
Net income of bank and minority interests.$6,731,000407
Net charge-offs$-25,0004,918
Cash dividends$2,469,000444
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,731,000401
2018-12-31 (YTD Data)Rank
Total interest income$16,656,0001,697
Total interest expense$515,0003,892
Net interest income$16,141,0001,492
Provision for loan and lease losses$04,082
Total noninterest income$3,737,0001,338
Gross Fiduciary activities income$502,000591
Service charges on deposit accounts$1,003,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$2,232,0001,394
Total noninterest expense$11,339,0001,708
Salaries and employee benefits$6,083,0001,779
Premises and equipment expense$964,0002,102
Additional noninterest expense$4,292,0001,410
Pre-tax net operating income$8,539,0001,171
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$8,539,0001,051
Extraordinary gains, net$06
Net income$8,539,0001,050
Minority interest net income$072
Net income of bank and minority interests.$8,539,0001,050
Net charge-offs$-334,0005,259
Cash dividends$5,061,000724
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,539,0001,049
2018-09-30 (YTD Data)Rank
Total interest income$12,263,0001,710
Total interest expense$373,0003,897
Net interest income$11,890,0001,513
Provision for loan and lease losses$03,948
Total noninterest income$2,827,0001,329
Gross Fiduciary activities income$366,000593
Service charges on deposit accounts$747,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$1,714,0001,389
Total noninterest expense$8,398,0001,721
Salaries and employee benefits$4,390,0001,853
Premises and equipment expense$734,0002,085
Additional noninterest expense$3,274,0001,403
Pre-tax net operating income$6,319,0001,187
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,319,0001,062
Extraordinary gains, net$05
Net income$6,319,0001,061
Minority interest net income$066
Net income of bank and minority interests.$6,319,0001,061
Net charge-offs$43,0002,303
Cash dividends$5,061,000526
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,319,0001,056
2018-06-30 (YTD Data)Rank
Total interest income$7,770,0001,777
Total interest expense$241,0003,887
Net interest income$7,529,0001,585
Provision for loan and lease losses$03,782
Total noninterest income$2,100,0001,229
Gross Fiduciary activities income$233,000609
Service charges on deposit accounts$495,0001,175
Trading account gains and feesNANA
Additional Noninterest Income$1,372,0001,235
Total noninterest expense$5,223,0001,848
Salaries and employee benefits$2,886,0001,885
Premises and equipment expense$481,0002,132
Additional noninterest expense$1,856,0001,606
Pre-tax net operating income$4,406,0001,132
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,406,0001,006
Extraordinary gains, net$06
Net income$4,406,0001,004
Minority interest net income$065
Net income of bank and minority interests.$4,406,0001,005
Net charge-offs$51,0001,761
Cash dividends$2,533,000629
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,406,000999
2018-03-31 (YTD Data)Rank
Total interest income$3,830,0001,785
Total interest expense$117,0003,896
Net interest income$3,713,0001,602
Provision for loan and lease losses$03,508
Total noninterest income$1,270,0001,086
Gross Fiduciary activities income$109,000617
Service charges on deposit accounts$245,0001,189
Trading account gains and feesNANA
Additional Noninterest Income$916,000984
Total noninterest expense$2,633,0001,849
Salaries and employee benefits$1,465,0001,880
Premises and equipment expense$241,0002,163
Additional noninterest expense$927,0001,611
Pre-tax net operating income$2,350,0001,050
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,350,000927
Extraordinary gains, net$07
Net income$2,350,000927
Minority interest net income$052
Net income of bank and minority interests.$2,350,000927
Net charge-offs$34,0001,388
Cash dividends$2,533,000347
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,350,000920
2017-12-31 (YTD Data)Rank
Total interest income$13,993,0001,881
Total interest expense$465,0003,793
Net interest income$13,528,0001,719
Provision for loan and lease losses$-2,075,0005,636
Total noninterest income$1,465,0002,436
Gross Fiduciary activities income$591,000561
Service charges on deposit accounts$1,078,0001,120
Trading account gains and feesNANA
Additional Noninterest Income$-204,0005,645
Total noninterest expense$10,842,0001,774
Salaries and employee benefits$6,134,0001,786
Premises and equipment expense$1,018,0002,080
Additional noninterest expense$3,690,0001,629
Pre-tax net operating income$6,226,0001,421
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,226,0001,129
Extraordinary gains, net$09
Net income$6,226,0001,129
Minority interest net income$076
Net income of bank and minority interests.$6,226,0001,129
Net charge-offs$45,0003,028
Cash dividends$1,360,0001,827
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,226,0001,116
2017-09-30 (YTD Data)Rank
Total interest income$10,295,0001,905
Total interest expense$344,0003,830
Net interest income$9,951,0001,753
Provision for loan and lease losses$-2,075,0005,706
Total noninterest income$273,0004,342
Gross Fiduciary activities income$415,000575
Service charges on deposit accounts$826,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$-968,0005,739
Total noninterest expense$7,673,0001,866
Salaries and employee benefits$4,156,0001,936
Premises and equipment expense$762,0002,094
Additional noninterest expense$2,755,0001,621
Pre-tax net operating income$4,626,0001,448
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,626,0001,231
Extraordinary gains, net$09
Net income$4,626,0001,231
Minority interest net income$071
Net income of bank and minority interests.$4,626,0001,231
Net charge-offs$52,0002,438
Cash dividends$1,360,0001,403
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,626,0001,215
2017-06-30 (YTD Data)Rank
Total interest income$6,638,0001,936
Total interest expense$226,0003,827
Net interest income$6,412,0001,792
Provision for loan and lease losses$03,871
Total noninterest income$1,593,0001,525
Gross Fiduciary activities income$293,000565
Service charges on deposit accounts$551,0001,090
Trading account gains and feesNANA
Additional Noninterest Income$749,0001,850
Total noninterest expense$5,054,0001,891
Salaries and employee benefits$2,766,0001,947
Premises and equipment expense$523,0002,047
Additional noninterest expense$1,765,0001,685
Pre-tax net operating income$2,951,0001,484
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,951,0001,258
Extraordinary gains, net$011
Net income$2,951,0001,258
Minority interest net income$071
Net income of bank and minority interests.$2,951,0001,258
Net charge-offs$30,0002,343
Cash dividends$1,360,0001,032
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,951,0001,235
2017-03-31 (YTD Data)Rank
Total interest income$3,220,0001,977
Total interest expense$112,0003,841
Net interest income$3,108,0001,842
Provision for loan and lease losses$03,537
Total noninterest income$786,0001,527
Gross Fiduciary activities income$138,000586
Service charges on deposit accounts$272,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$376,0001,823
Total noninterest expense$2,467,0001,948
Salaries and employee benefits$1,383,0001,976
Premises and equipment expense$249,0002,151
Additional noninterest expense$835,0001,774
Pre-tax net operating income$1,427,0001,487
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,427,0001,275
Extraordinary gains, net$08
Net income$1,427,0001,274
Minority interest net income$055
Net income of bank and minority interests.$1,427,0001,275
Net charge-offs$81,0001,048
Cash dividends$1,360,000558
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,427,0001,257
2016-12-31 (YTD Data)Rank
Total interest income$12,618,0001,990
Total interest expense$463,0003,781
Net interest income$12,155,0001,838
Provision for loan and lease losses$04,332
Total noninterest income$3,390,0001,513
Gross Fiduciary activities income$508,000590
Service charges on deposit accounts$1,149,0001,070
Trading account gains and fees$0170
Additional Noninterest Income$1,733,0001,722
Total noninterest expense$10,385,0001,841
Salaries and employee benefits$5,530,0001,935
Premises and equipment expense$921,0002,275
Additional noninterest expense$3,934,0001,560
Pre-tax net operating income$5,160,0001,588
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$5,160,0001,346
Extraordinary gains, net$05
Net income$5,160,0001,345
Minority interest net income$082
Net income of bank and minority interests.$5,160,0001,345
Net charge-offs$271,0001,629
Cash dividends$1,649,0001,613
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,160,0001,315
2016-09-30 (YTD Data)Rank
Total interest income$9,419,0002,000
Total interest expense$346,0003,814
Net interest income$9,073,0001,851
Provision for loan and lease losses$04,186
Total noninterest income$2,398,0001,575
Gross Fiduciary activities income$367,000594
Service charges on deposit accounts$861,0001,072
Trading account gains and fees$0169
Additional Noninterest Income$1,170,0001,849
Total noninterest expense$7,716,0001,858
Salaries and employee benefits$4,031,0001,973
Premises and equipment expense$688,0002,282
Additional noninterest expense$2,997,0001,536
Pre-tax net operating income$3,755,0001,633
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,755,0001,411
Extraordinary gains, net$05
Net income$3,755,0001,411
Minority interest net income$071
Net income of bank and minority interests.$3,755,0001,411
Net charge-offs$241,0001,325
Cash dividends$1,649,0001,209
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,755,0001,368
2016-06-30 (YTD Data)Rank
Total interest income$6,175,0002,039
Total interest expense$230,0003,835
Net interest income$5,945,0001,880
Provision for loan and lease losses$04,017
Total noninterest income$1,602,0001,541
Gross Fiduciary activities income$224,000622
Service charges on deposit accounts$572,0001,055
Trading account gains and fees$0157
Additional Noninterest Income$806,0001,786
Total noninterest expense$5,027,0001,906
Salaries and employee benefits$2,656,0001,998
Premises and equipment expense$462,0002,277
Additional noninterest expense$1,909,0001,602
Pre-tax net operating income$2,520,0001,625
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,520,0001,390
Extraordinary gains, net$016
Net income$2,520,0001,388
Minority interest net income$071
Net income of bank and minority interests.$2,520,0001,390
Net charge-offs$183,0001,191
Cash dividends$457,0002,105
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,520,0001,349
2016-03-31 (YTD Data)Rank
Total interest income$3,054,0002,051
Total interest expense$117,0003,824
Net interest income$2,937,0001,902
Provision for loan and lease losses$03,656
Total noninterest income$732,0001,622
Gross Fiduciary activities income$104,000632
Service charges on deposit accounts$284,0001,050
Trading account gains and fees$0142
Additional Noninterest Income$344,0001,926
Total noninterest expense$2,517,0001,894
Salaries and employee benefits$1,329,0002,006
Premises and equipment expense$235,0002,262
Additional noninterest expense$953,0001,591
Pre-tax net operating income$1,152,0001,734
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,152,0001,452
Extraordinary gains, net$012
Net income$1,152,0001,452
Minority interest net income$062
Net income of bank and minority interests.$1,152,0001,453
Net charge-offs$151,000789
Cash dividends$457,0001,282
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,152,0001,420
2015-12-31 (YTD Data)Rank
Total interest income$12,166,0002,011
Total interest expense$494,0003,740
Net interest income$11,672,0001,867
Provision for loan and lease losses$-274,0005,855
Total noninterest income$3,715,0001,367
Gross Fiduciary activities income$496,000598
Service charges on deposit accounts$1,340,000946
Trading account gains and fees$0159
Additional Noninterest Income$1,879,0001,596
Total noninterest expense$11,174,0001,696
Salaries and employee benefits$6,492,0001,623
Premises and equipment expense$930,0002,288
Additional noninterest expense$3,752,0001,620
Pre-tax net operating income$4,487,0001,719
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,487,0001,474
Extraordinary gains, net$023
Net income$4,487,0001,474
Minority interest net income$081
Net income of bank and minority interests.$4,487,0001,474
Net charge-offs$-274,0005,914
Cash dividends$2,773,0001,053
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,487,0001,449
2015-09-30 (YTD Data)Rank
Total interest income$9,088,0002,025
Total interest expense$377,0003,762
Net interest income$8,711,0001,892
Provision for loan and lease losses$04,232
Total noninterest income$2,756,0001,401
Gross Fiduciary activities income$378,000596
Service charges on deposit accounts$1,008,000950
Trading account gains and fees$0153
Additional Noninterest Income$1,370,0001,645
Total noninterest expense$8,029,0001,782
Salaries and employee benefits$4,557,0001,738
Premises and equipment expense$682,0002,350
Additional noninterest expense$2,790,0001,628
Pre-tax net operating income$3,438,0001,715
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,438,0001,468
Extraordinary gains, net$021
Net income$3,438,0001,469
Minority interest net income$078
Net income of bank and minority interests.$3,438,0001,469
Net charge-offs$-315,0006,038
Cash dividends$2,575,000809
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,438,0001,433
2015-06-30 (YTD Data)Rank
Total interest income$6,113,0002,003
Total interest expense$257,0003,757
Net interest income$5,856,0001,880
Provision for loan and lease losses$04,069
Total noninterest income$1,910,0001,361
Gross Fiduciary activities income$227,000625
Service charges on deposit accounts$687,000917
Trading account gains and fees$0157
Additional Noninterest Income$996,0001,559
Total noninterest expense$5,102,0001,867
Salaries and employee benefits$2,685,0001,952
Premises and equipment expense$448,0002,399
Additional noninterest expense$1,969,0001,557
Pre-tax net operating income$2,664,0001,505
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,664,0001,281
Extraordinary gains, net$022
Net income$2,664,0001,283
Minority interest net income$075
Net income of bank and minority interests.$2,664,0001,282
Net charge-offs$-529,0006,227
Cash dividends$1,174,0001,089
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,664,0001,255
2015-03-31 (YTD Data)Rank
Total interest income$2,886,0002,097
Total interest expense$127,0003,802
Net interest income$2,759,0001,967
Provision for loan and lease losses$03,703
Total noninterest income$793,0001,523
Gross Fiduciary activities income$135,000595
Service charges on deposit accounts$329,000939
Trading account gains and fees$0152
Additional Noninterest Income$329,0001,996
Total noninterest expense$2,421,0001,961
Salaries and employee benefits$1,333,0001,963
Premises and equipment expense$208,0002,569
Additional noninterest expense$880,0001,711
Pre-tax net operating income$1,131,0001,666
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,131,0001,435
Extraordinary gains, net$013
Net income$1,131,0001,437
Minority interest net income$064
Net income of bank and minority interests.$1,131,0001,437
Net charge-offs$125,000970
Cash dividends$1,174,000580
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,131,0001,393
2014-12-31 (YTD Data)Rank
Total interest income$11,535,0002,107
Total interest expense$598,0003,642
Net interest income$10,937,0001,970
Provision for loan and lease losses$390,0001,706
Total noninterest income$2,528,0001,779
Gross Fiduciary activities income$427,000640
Service charges on deposit accounts$1,426,000928
Trading account gains and fees$0180
Additional Noninterest Income$675,0002,876
Total noninterest expense$9,569,0001,986
Salaries and employee benefits$5,367,0001,911
Premises and equipment expense$849,0002,548
Additional noninterest expense$3,353,0001,838
Pre-tax net operating income$3,506,0002,026
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,506,0001,766
Extraordinary gains, net$017
Net income$3,506,0001,766
Minority interest net income$084
Net income of bank and minority interests.$3,506,0001,765
Net charge-offs$398,0001,731
Cash dividends$1,890,0001,348
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,506,0001,731
2014-09-30 (YTD Data)Rank
Total interest income$8,547,0002,145
Total interest expense$462,0003,629
Net interest income$8,085,0002,003
Provision for loan and lease losses$405,0001,359
Total noninterest income$2,590,0001,423
Gross Fiduciary activities income$310,000641
Service charges on deposit accounts$1,081,000920
Trading account gains and fees$0174
Additional Noninterest Income$1,199,0001,725
Total noninterest expense$7,022,0002,025
Salaries and employee benefits$3,922,0001,969
Premises and equipment expense$621,0002,627
Additional noninterest expense$2,479,0001,862
Pre-tax net operating income$3,248,0001,735
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,248,0001,467
Extraordinary gains, net$015
Net income$3,248,0001,466
Minority interest net income$081
Net income of bank and minority interests.$3,248,0001,467
Net charge-offs$311,0001,574
Cash dividends$1,890,0001,001
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,248,0001,448
2014-06-30 (YTD Data)Rank
Total interest income$5,657,0002,148
Total interest expense$316,0003,593
Net interest income$5,341,0002,010
Provision for loan and lease losses$270,0001,390
Total noninterest income$1,588,0001,498
Gross Fiduciary activities income$201,000652
Service charges on deposit accounts$699,000934
Trading account gains and fees$0172
Additional Noninterest Income$688,0001,867
Total noninterest expense$4,618,0002,048
Salaries and employee benefits$2,617,0001,973
Premises and equipment expense$425,0002,588
Additional noninterest expense$1,576,0001,938
Pre-tax net operating income$2,041,0001,790
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$2,041,0001,513
Extraordinary gains, net$020
Net income$2,041,0001,516
Minority interest net income$080
Net income of bank and minority interests.$2,041,0001,515
Net charge-offs$251,0001,400
Cash dividends$1,107,0001,073
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,041,0001,481
2014-03-31 (YTD Data)Rank
Total interest income$2,862,0002,129
Total interest expense$161,0003,617
Net interest income$2,701,0001,988
Provision for loan and lease losses$135,0001,369
Total noninterest income$737,0001,536
Gross Fiduciary activities income$99,000655
Service charges on deposit accounts$347,000930
Trading account gains and fees$0147
Additional Noninterest Income$291,0002,039
Total noninterest expense$2,244,0002,114
Salaries and employee benefits$1,314,0001,978
Premises and equipment expense$214,0002,625
Additional noninterest expense$716,0002,108
Pre-tax net operating income$1,059,0001,688
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,059,0001,428
Extraordinary gains, net$016
Net income$1,059,0001,430
Minority interest net income$066
Net income of bank and minority interests.$1,059,0001,430
Net charge-offs$56,0001,774
Cash dividends$1,107,000561
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,059,0001,406
2013-12-31 (YTD Data)Rank
Total interest income$11,878,0002,071
Total interest expense$819,0003,401
Net interest income$11,059,0001,923
Provision for loan and lease losses$1,480,000801
Total noninterest income$3,431,0001,473
Gross Fiduciary activities income$467,000612
Service charges on deposit accounts$1,522,000909
Trading account gains and fees$0184
Additional Noninterest Income$1,442,0001,901
Total noninterest expense$10,307,0001,845
Salaries and employee benefits$5,938,0001,727
Premises and equipment expense$828,0002,628
Additional noninterest expense$3,541,0001,796
Pre-tax net operating income$2,703,0002,332
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,703,0002,060
Extraordinary gains, net$029
Net income$2,703,0002,066
Minority interest net income$090
Net income of bank and minority interests.$2,703,0002,065
Net charge-offs$1,466,000957
Cash dividends$650,0002,453
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,703,0002,009
2013-09-30 (YTD Data)Rank
Total interest income$8,893,0002,087
Total interest expense$637,0003,388
Net interest income$8,256,0001,930
Provision for loan and lease losses$1,210,000768
Total noninterest income$2,377,0001,575
Gross Fiduciary activities income$341,000621
Service charges on deposit accounts$1,158,000899
Trading account gains and fees$0180
Additional Noninterest Income$878,0002,227
Total noninterest expense$7,299,0001,947
Salaries and employee benefits$4,006,0001,919
Premises and equipment expense$618,0002,660
Additional noninterest expense$2,675,0001,770
Pre-tax net operating income$2,124,0002,315
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,124,0002,023
Extraordinary gains, net$025
Net income$2,124,0002,030
Minority interest net income$084
Net income of bank and minority interests.$2,124,0002,029
Net charge-offs$659,0001,341
Cash dividends$650,0001,847
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,124,0001,964
2013-06-30 (YTD Data)Rank
Total interest income$5,847,0002,114
Total interest expense$441,0003,362
Net interest income$5,406,0001,948
Provision for loan and lease losses$540,0001,094
Total noninterest income$1,567,0001,593
Gross Fiduciary activities income$214,000635
Service charges on deposit accounts$758,000893
Trading account gains and fees$0157
Additional Noninterest Income$595,0002,250
Total noninterest expense$4,789,0001,980
Salaries and employee benefits$2,668,0001,931
Premises and equipment expense$420,0002,639
Additional noninterest expense$1,701,0001,860
Pre-tax net operating income$1,644,0002,038
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,644,0001,777
Extraordinary gains, net$022
Net income$1,644,0001,782
Minority interest net income$082
Net income of bank and minority interests.$1,644,0001,783
Net charge-offs$291,0001,727
Cash dividends$650,0001,459
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,644,0001,720
2013-03-31 (YTD Data)Rank
Total interest income$2,947,0002,114
Total interest expense$225,0003,404
Net interest income$2,722,0001,955
Provision for loan and lease losses$270,0001,098
Total noninterest income$766,0001,615
Gross Fiduciary activities income$122,000623
Service charges on deposit accounts$361,000916
Trading account gains and fees$0148
Additional Noninterest Income$283,0002,302
Total noninterest expense$2,413,0001,981
Salaries and employee benefits$1,337,0001,945
Premises and equipment expense$213,0002,642
Additional noninterest expense$863,0001,832
Pre-tax net operating income$805,0002,032
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$805,0001,758
Extraordinary gains, net$010
Net income$805,0001,760
Minority interest net income$076
Net income of bank and minority interests.$805,0001,760
Net charge-offs$76,0002,104
Cash dividends$650,000766
Sale, conversion, retirement of capital stock, net$0789
Net operating income$805,0001,694
2012-12-31 (YTD Data)Rank
Total interest income$12,660,0002,067
Total interest expense$1,080,0003,444
Net interest income$11,580,0001,896
Provision for loan and lease losses$2,850,000806
Total noninterest income$3,446,0001,488
Gross Fiduciary activities income$438,000633
Service charges on deposit accounts$1,689,000834
Trading account gains and fees$0166
Additional Noninterest Income$1,319,0002,007
Total noninterest expense$10,546,0001,827
Salaries and employee benefits$5,697,0001,777
Premises and equipment expense$1,085,0002,112
Additional noninterest expense$3,764,0001,753
Pre-tax net operating income$1,630,0003,182
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,630,0002,960
Extraordinary gains, net$029
Net income$1,630,0002,962
Minority interest net income$093
Net income of bank and minority interests.$1,630,0002,962
Net charge-offs$2,233,0001,068
Cash dividends$292,0003,329
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,630,0002,837
2012-09-30 (YTD Data)Rank
Total interest income$9,661,0002,073
Total interest expense$827,0003,504
Net interest income$8,834,0001,882
Provision for loan and lease losses$1,920,000883
Total noninterest income$2,249,0001,636
Gross Fiduciary activities income$308,000647
Service charges on deposit accounts$1,263,000840
Trading account gains and fees$0157
Additional Noninterest Income$678,0002,514
Total noninterest expense$7,662,0001,873
Salaries and employee benefits$3,984,0001,889
Premises and equipment expense$830,0002,103
Additional noninterest expense$2,848,0001,749
Pre-tax net operating income$1,501,0002,887
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,501,0002,645
Extraordinary gains, net$020
Net income$1,501,0002,646
Minority interest net income$086
Net income of bank and minority interests.$1,501,0002,646
Net charge-offs$1,882,000963
Cash dividends$292,0002,607
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,501,0002,523
2012-06-30 (YTD Data)Rank
Total interest income$6,479,0002,074
Total interest expense$559,0003,565
Net interest income$5,920,0001,873
Provision for loan and lease losses$990,0001,117
Total noninterest income$1,467,0001,653
Gross Fiduciary activities income$203,000653
Service charges on deposit accounts$867,000802
Trading account gains and fees$0153
Additional Noninterest Income$397,0002,659
Total noninterest expense$4,999,0001,924
Salaries and employee benefits$2,665,0001,884
Premises and equipment expense$569,0002,052
Additional noninterest expense$1,765,0001,886
Pre-tax net operating income$1,398,0002,262
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,398,0002,004
Extraordinary gains, net$019
Net income$1,398,0002,002
Minority interest net income$084
Net income of bank and minority interests.$1,398,0002,004
Net charge-offs$346,0002,166
Cash dividends$292,0002,207
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,398,0001,902
2012-03-31 (YTD Data)Rank
Total interest income$3,242,0002,088
Total interest expense$288,0003,602
Net interest income$2,954,0001,878
Provision for loan and lease losses$270,0001,691
Total noninterest income$772,0001,572
Gross Fiduciary activities income$103,000650
Service charges on deposit accounts$465,000756
Trading account gains and fees$0148
Additional Noninterest Income$204,0002,623
Total noninterest expense$2,465,0001,946
Salaries and employee benefits$1,335,0001,876
Premises and equipment expense$290,0002,034
Additional noninterest expense$840,0001,953
Pre-tax net operating income$991,0001,697
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$991,0001,476
Extraordinary gains, net$019
Net income$991,0001,477
Minority interest net income$078
Net income of bank and minority interests.$991,0001,477
Net charge-offs$127,0002,244
Cash dividends$292,0001,314
Sale, conversion, retirement of capital stock, net$0861
Net operating income$991,0001,388
2011-12-31 (YTD Data)Rank
Total interest income$14,016,0002,000
Total interest expense$1,455,0003,522
Net interest income$12,561,0001,780
Provision for loan and lease losses$4,320,000885
Total noninterest income$2,978,0001,507
Gross Fiduciary activities income$408,000599
Service charges on deposit accounts$2,015,000726
Trading account gains and fees$0146
Additional Noninterest Income$555,0002,973
Total noninterest expense$10,122,0001,895
Salaries and employee benefits$5,372,0001,814
Premises and equipment expense$1,139,0002,147
Additional noninterest expense$3,611,0001,865
Pre-tax net operating income$1,097,0003,534
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,097,0003,375
Extraordinary gains, net$029
Net income$1,097,0003,378
Minority interest net income$096
Net income of bank and minority interests.$1,097,0003,378
Net charge-offs$4,979,000798
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,097,0003,269
2011-09-30 (YTD Data)Rank
Total interest income$10,672,0001,997
Total interest expense$1,139,0003,539
Net interest income$9,533,0001,769
Provision for loan and lease losses$2,935,000948
Total noninterest income$2,737,0001,306
Gross Fiduciary activities income$246,000636
Service charges on deposit accounts$1,497,000740
Trading account gains and fees$0145
Additional Noninterest Income$994,0001,772
Total noninterest expense$8,342,0001,741
Salaries and employee benefits$4,074,0001,799
Premises and equipment expense$841,0002,198
Additional noninterest expense$3,427,0001,508
Pre-tax net operating income$993,0003,327
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$993,0003,081
Extraordinary gains, net$021
Net income$993,0003,083
Minority interest net income$087
Net income of bank and minority interests.$993,0003,083
Net charge-offs$3,166,000906
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$993,0002,979
2011-06-30 (YTD Data)Rank
Total interest income$7,131,0002,005
Total interest expense$807,0003,489
Net interest income$6,324,0001,766
Provision for loan and lease losses$1,615,0001,058
Total noninterest income$1,659,0001,379
Gross Fiduciary activities income$154,000656
Service charges on deposit accounts$972,000754
Trading account gains and fees$0153
Additional Noninterest Income$533,0002,011
Total noninterest expense$5,491,0001,777
Salaries and employee benefits$2,596,0001,887
Premises and equipment expense$568,0002,204
Additional noninterest expense$2,327,0001,492
Pre-tax net operating income$877,0002,762
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$877,0002,512
Extraordinary gains, net$015
Net income$877,0002,512
Minority interest net income$089
Net income of bank and minority interests.$877,0002,512
Net charge-offs$595,0001,959
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$877,0002,431
2011-03-31 (YTD Data)Rank
Total interest income$3,600,0001,997
Total interest expense$435,0003,398
Net interest income$3,165,0001,765
Provision for loan and lease losses$420,0001,606
Total noninterest income$798,0001,423
Gross Fiduciary activities income$75,000666
Service charges on deposit accounts$454,000791
Trading account gains and fees$0158
Additional Noninterest Income$269,0002,056
Total noninterest expense$2,774,0001,773
Salaries and employee benefits$1,322,0001,882
Premises and equipment expense$287,0002,219
Additional noninterest expense$1,165,0001,495
Pre-tax net operating income$769,0001,835
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$769,0001,537
Extraordinary gains, net$09
Net income$769,0001,537
Minority interest net income$086
Net income of bank and minority interests.$769,0001,537
Net charge-offs$120,0002,562
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$769,0001,490
2010-12-31 (YTD Data)Rank
Total interest income$16,084,0001,882
Total interest expense$2,455,0003,034
Net interest income$13,629,0001,628
Provision for loan and lease losses$4,780,0001,188
Total noninterest income$3,646,0001,354
Gross Fiduciary activities income$362,000626
Service charges on deposit accounts$1,987,000761
Trading account gains and fees$0175
Additional Noninterest Income$1,297,0001,865
Total noninterest expense$12,183,0001,632
Salaries and employee benefits$5,461,0001,782
Premises and equipment expense$1,244,0002,037
Additional noninterest expense$5,478,0001,330
Pre-tax net operating income$312,0004,868
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$312,0004,900
Extraordinary gains, net$029
Net income$312,0004,903
Minority interest net income$0111
Net income of bank and minority interests.$312,0004,903
Net charge-offs$5,283,000966
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$312,0004,756
2010-09-30 (YTD Data)Rank
Total interest income$12,460,0001,863
Total interest expense$1,948,0003,023
Net interest income$10,512,0001,616
Provision for loan and lease losses$2,660,0001,370
Total noninterest income$2,765,0001,323
Gross Fiduciary activities income$242,000646
Service charges on deposit accounts$1,500,000773
Trading account gains and fees$0165
Additional Noninterest Income$1,023,0001,774
Total noninterest expense$8,942,0001,645
Salaries and employee benefits$4,156,0001,767
Premises and equipment expense$956,0002,018
Additional noninterest expense$3,830,0001,389
Pre-tax net operating income$1,675,0002,183
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,675,0001,968
Extraordinary gains, net$023
Net income$1,675,0001,969
Minority interest net income$0110
Net income of bank and minority interests.$1,675,0001,970
Net charge-offs$2,158,0001,439
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,675,0001,866
2010-06-30 (YTD Data)Rank
Total interest income$8,621,0001,811
Total interest expense$1,378,0002,977
Net interest income$7,243,0001,568
Provision for loan and lease losses$1,690,0001,416
Total noninterest income$1,731,0001,365
Gross Fiduciary activities income$162,000649
Service charges on deposit accounts$1,008,000763
Trading account gains and fees$0152
Additional Noninterest Income$561,0001,954
Total noninterest expense$5,770,0001,711
Salaries and employee benefits$2,644,0001,857
Premises and equipment expense$642,0002,024
Additional noninterest expense$2,484,0001,434
Pre-tax net operating income$1,514,0001,713
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,514,0001,458
Extraordinary gains, net$019
Net income$1,514,0001,458
Minority interest net income$0105
Net income of bank and minority interests.$1,514,0001,459
Net charge-offs$1,726,0001,256
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,514,0001,396
2010-03-31 (YTD Data)Rank
Total interest income$4,399,0001,820
Total interest expense$728,0002,972
Net interest income$3,671,0001,565
Provision for loan and lease losses$270,0002,574
Total noninterest income$861,0001,380
Gross Fiduciary activities income$75,000678
Service charges on deposit accounts$493,000788
Trading account gains and fees$0175
Additional Noninterest Income$293,0001,865
Total noninterest expense$2,876,0001,735
Salaries and employee benefits$1,336,0001,878
Premises and equipment expense$332,0002,024
Additional noninterest expense$1,208,0001,462
Pre-tax net operating income$1,386,000969
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,386,000799
Extraordinary gains, net$016
Net income$1,386,000801
Minority interest net income$091
Net income of bank and minority interests.$1,386,000803
Net charge-offs$440,0001,679
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,386,000766
2009-12-31 (YTD Data)Rank
Total interest income$17,325,0001,951
Total interest expense$4,763,0002,367
Net interest income$12,562,0001,770
Provision for loan and lease losses$10,134,000863
Total noninterest income$3,724,0001,369
Gross Fiduciary activities income$364,000617
Service charges on deposit accounts$2,046,000843
Trading account gains and fees$0211
Additional Noninterest Income$1,314,0001,803
Total noninterest expense$11,776,0001,733
Salaries and employee benefits$5,625,0001,757
Premises and equipment expense$1,393,0001,929
Additional noninterest expense$4,758,0001,566
Pre-tax net operating income$-5,624,0007,238
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-5,624,0007,315
Extraordinary gains, net$034
Net income$-5,624,0007,315
Minority interest net income$0115
Net income of bank and minority interests.$-5,624,0007,315
Net charge-offs$9,266,000730
Cash dividends$159,0003,836
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,624,0007,335
2009-09-30 (YTD Data)Rank
Total interest income$13,002,0001,986
Total interest expense$3,811,0002,323
Net interest income$9,191,0001,816
Provision for loan and lease losses$4,810,0001,078
Total noninterest income$2,796,0001,401
Gross Fiduciary activities income$239,000652
Service charges on deposit accounts$1,503,000855
Trading account gains and fees$0212
Additional Noninterest Income$1,054,0001,762
Total noninterest expense$8,803,0001,720
Salaries and employee benefits$4,249,0001,770
Premises and equipment expense$1,068,0001,912
Additional noninterest expense$3,486,0001,542
Pre-tax net operating income$-1,626,0006,918
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,626,0007,038
Extraordinary gains, net$027
Net income$-1,626,0007,037
Minority interest net income$0118
Net income of bank and minority interests.$-1,626,0007,038
Net charge-offs$5,439,000770
Cash dividends$159,0003,270
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,626,0007,031
2009-06-30 (YTD Data)Rank
Total interest income$8,670,0002,023
Total interest expense$2,674,0002,298
Net interest income$5,996,0001,846
Provision for loan and lease losses$4,540,000805
Total noninterest income$1,904,0001,386
Gross Fiduciary activities income$162,000650
Service charges on deposit accounts$974,000871
Trading account gains and fees$0193
Additional Noninterest Income$768,0001,703
Total noninterest expense$5,958,0001,726
Salaries and employee benefits$2,883,0001,765
Premises and equipment expense$708,0001,944
Additional noninterest expense$2,367,0001,545
Pre-tax net operating income$-2,598,0007,508
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-2,598,0007,579
Extraordinary gains, net$021
Net income$-2,598,0007,578
Minority interest net income$0112
Net income of bank and minority interests.$-2,598,0007,578
Net charge-offs$3,068,000844
Cash dividends$159,0002,912
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,598,0007,596
2009-03-31 (YTD Data)Rank
Total interest income$4,682,0001,903
Total interest expense$1,378,0002,315
Net interest income$3,304,0001,678
Provision for loan and lease losses$270,0002,474
Total noninterest income$808,0001,543
Gross Fiduciary activities income$69,000703
Service charges on deposit accounts$461,000893
Trading account gains and fees$0171
Additional Noninterest Income$278,0002,053
Total noninterest expense$2,893,0001,716
Salaries and employee benefits$1,478,0001,757
Premises and equipment expense$352,0001,989
Additional noninterest expense$1,063,0001,513
Pre-tax net operating income$949,0001,358
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$949,0001,144
Extraordinary gains, net$015
Net income$949,0001,146
Minority interest net income$0102
Net income of bank and minority interests.$949,0001,146
Net charge-offs$745,0001,120
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$949,0001,073
2008-12-31 (YTD Data)Rank
Total interest income$23,819,0001,624
Total interest expense$7,307,0002,122
Net interest income$16,512,0001,351
Provision for loan and lease losses$5,080,000988
Total noninterest income$3,761,0001,327
Gross Fiduciary activities income$379,000626
Service charges on deposit accounts$1,988,000887
Trading account gains and fees$0154
Additional Noninterest Income$1,394,0001,679
Total noninterest expense$12,191,0001,609
Salaries and employee benefits$6,835,0001,515
Premises and equipment expense$1,679,0001,641
Additional noninterest expense$3,677,0001,680
Pre-tax net operating income$3,002,0001,795
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,002,0001,368
Extraordinary gains, net$039
Net income$3,002,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,550,000753
Cash dividends$1,588,0001,661
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,002,0001,461
2008-09-30 (YTD Data)Rank
Total interest income$18,699,0001,594
Total interest expense$5,737,0002,122
Net interest income$12,962,0001,300
Provision for loan and lease losses$1,810,0001,260
Total noninterest income$2,511,0001,499
Gross Fiduciary activities income$243,000670
Service charges on deposit accounts$1,447,000921
Trading account gains and fees$0148
Additional Noninterest Income$821,0002,083
Total noninterest expense$9,061,0001,611
Salaries and employee benefits$5,149,0001,532
Premises and equipment expense$1,275,0001,633
Additional noninterest expense$2,637,0001,682
Pre-tax net operating income$4,602,0001,095
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$4,602,000794
Extraordinary gains, net$031
Net income$4,602,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,142,000795
Cash dividends$1,588,0001,254
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,602,000839
2008-06-30 (YTD Data)Rank
Total interest income$12,763,0001,586
Total interest expense$4,045,0002,110
Net interest income$8,718,0001,281
Provision for loan and lease losses$540,0001,834
Total noninterest income$1,498,0001,654
Gross Fiduciary activities income$164,000674
Service charges on deposit accounts$840,0001,049
Trading account gains and fees$0149
Additional Noninterest Income$494,0002,269
Total noninterest expense$5,747,0001,683
Salaries and employee benefits$3,354,0001,569
Premises and equipment expense$843,0001,651
Additional noninterest expense$1,550,0001,863
Pre-tax net operating income$3,929,000902
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,929,000702
Extraordinary gains, net$021
Net income$3,929,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,708
Cash dividends$1,153,0001,259
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,929,000687
2008-03-31 (YTD Data)Rank
Total interest income$6,445,0001,610
Total interest expense$2,092,0002,162
Net interest income$4,353,0001,275
Provision for loan and lease losses$270,0001,503
Total noninterest income$741,0001,664
Gross Fiduciary activities income$76,000712
Service charges on deposit accounts$402,0001,082
Trading account gains and fees$0158
Additional Noninterest Income$263,0002,143
Total noninterest expense$3,041,0001,593
Salaries and employee benefits$1,680,0001,584
Premises and equipment expense$434,0001,611
Additional noninterest expense$927,0001,548
Pre-tax net operating income$1,783,0001,073
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,783,000842
Extraordinary gains, net$015
Net income$1,783,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,230
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,783,000808
2007-12-31 (YTD Data)Rank
Total interest income$29,785,0001,446
Total interest expense$7,986,0002,324
Net interest income$21,799,0001,016
Provision for loan and lease losses$3,625,000543
Total noninterest income$4,021,0001,301
Gross Fiduciary activities income$323,000690
Service charges on deposit accounts$1,790,000998
Trading account gains and fees$0178
Additional Noninterest Income$1,908,0001,401
Total noninterest expense$13,418,0001,375
Salaries and employee benefits$8,378,0001,192
Premises and equipment expense$1,648,0001,611
Additional noninterest expense$3,392,0001,645
Pre-tax net operating income$8,777,000971
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$8,777,000744
Extraordinary gains, net$039
Net income$8,777,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,972,000624
Cash dividends$4,792,000780
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,777,000736
2007-09-30 (YTD Data)Rank
Total interest income$22,484,0001,445
Total interest expense$5,812,0002,377
Net interest income$16,672,000995
Provision for loan and lease losses$1,200,000765
Total noninterest income$3,207,0001,231
Gross Fiduciary activities income$228,000699
Service charges on deposit accounts$1,338,000985
Trading account gains and fees$0184
Additional Noninterest Income$1,641,0001,303
Total noninterest expense$9,722,0001,406
Salaries and employee benefits$5,915,0001,264
Premises and equipment expense$1,215,0001,626
Additional noninterest expense$2,592,0001,557
Pre-tax net operating income$8,957,000766
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$8,957,000592
Extraordinary gains, net$033
Net income$8,957,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,076
Cash dividends$3,003,000856
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,957,000584
2007-06-30 (YTD Data)Rank
Total interest income$14,850,0001,462
Total interest expense$3,767,0002,446
Net interest income$11,083,0001,015
Provision for loan and lease losses$775,000718
Total noninterest income$2,437,0001,142
Gross Fiduciary activities income$150,000711
Service charges on deposit accounts$888,000996
Trading account gains and fees$0168
Additional Noninterest Income$1,399,0001,106
Total noninterest expense$6,703,0001,380
Salaries and employee benefits$4,245,0001,200
Premises and equipment expense$780,0001,703
Additional noninterest expense$1,678,0001,613
Pre-tax net operating income$6,042,000797
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$6,042,000617
Extraordinary gains, net$029
Net income$6,042,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$1,788,000986
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,042,000606
2007-03-31 (YTD Data)Rank
Total interest income$7,157,0001,516
Total interest expense$1,829,0002,501
Net interest income$5,328,0001,049
Provision for loan and lease losses$325,000744
Total noninterest income$1,623,000888
Gross Fiduciary activities income$67,000753
Service charges on deposit accounts$438,000979
Trading account gains and fees$0195
Additional Noninterest Income$1,118,000755
Total noninterest expense$3,644,0001,279
Salaries and employee benefits$2,453,0001,042
Premises and equipment expense$382,0001,743
Additional noninterest expense$809,0001,664
Pre-tax net operating income$2,982,000803
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$2,982,000612
Extraordinary gains, net$022
Net income$2,982,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,406
Cash dividends$958,000850
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,982,000602
2006-12-31 (YTD Data)Rank
Total interest income$25,914,0001,542
Total interest expense$5,818,0002,656
Net interest income$20,096,0001,102
Provision for loan and lease losses$1,650,000662
Total noninterest income$3,236,0001,513
Gross Fiduciary activities income$268,000740
Service charges on deposit accounts$1,982,000893
Trading account gains and fees$0130
Additional Noninterest Income$986,0002,246
Total noninterest expense$12,540,0001,429
Salaries and employee benefits$7,556,0001,293
Premises and equipment expense$1,800,0001,428
Additional noninterest expense$3,184,0001,649
Pre-tax net operating income$9,142,0001,074
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$9,142,000814
Extraordinary gains, net$051
Net income$9,142,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,314
Cash dividends$3,879,000894
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,142,000805
2006-09-30 (YTD Data)Rank
Total interest income$18,935,0001,575
Total interest expense$4,073,0002,733
Net interest income$14,862,0001,140
Provision for loan and lease losses$1,125,000674
Total noninterest income$2,502,0001,487
Gross Fiduciary activities income$192,000744
Service charges on deposit accounts$1,518,000874
Trading account gains and fees$0126
Additional Noninterest Income$792,0002,140
Total noninterest expense$8,866,0001,514
Salaries and employee benefits$5,247,0001,412
Premises and equipment expense$1,304,0001,490
Additional noninterest expense$2,315,0001,699
Pre-tax net operating income$7,373,0001,037
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$7,373,000794
Extraordinary gains, net$045
Net income$7,373,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,707
Cash dividends$2,094,0001,115
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,373,000786
2006-06-30 (YTD Data)Rank
Total interest income$12,306,0001,580
Total interest expense$2,541,0002,780
Net interest income$9,765,0001,157
Provision for loan and lease losses$600,000813
Total noninterest income$1,659,0001,500
Gross Fiduciary activities income$125,000756
Service charges on deposit accounts$1,022,000846
Trading account gains and fees$0126
Additional Noninterest Income$512,0002,180
Total noninterest expense$5,937,0001,508
Salaries and employee benefits$3,512,0001,409
Premises and equipment expense$946,0001,367
Additional noninterest expense$1,479,0001,773
Pre-tax net operating income$4,887,0001,038
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$4,887,000797
Extraordinary gains, net$039
Net income$4,887,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$820,0001,690
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,887,000787
2006-03-31 (YTD Data)Rank
Total interest income$5,807,0001,632
Total interest expense$1,188,0002,825
Net interest income$4,619,0001,225
Provision for loan and lease losses$225,0001,018
Total noninterest income$816,0001,486
Gross Fiduciary activities income$64,000765
Service charges on deposit accounts$473,000889
Trading account gains and fees$0115
Additional Noninterest Income$279,0002,038
Total noninterest expense$2,983,0001,510
Salaries and employee benefits$1,739,0001,429
Premises and equipment expense$390,0001,653
Additional noninterest expense$854,0001,534
Pre-tax net operating income$2,227,0001,111
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,227,000850
Extraordinary gains, net$021
Net income$2,227,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,166
Cash dividends$631,0001,106
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,227,000835
2005-12-31 (YTD Data)Rank
Total interest income$21,523,0001,562
Total interest expense$3,898,0002,710
Net interest income$17,625,0001,232
Provision for loan and lease losses$2,100,000521
Total noninterest income$3,245,0001,509
Gross Fiduciary activities income$255,000754
Service charges on deposit accounts$2,031,000857
Trading account gains and fees$0138
Additional Noninterest Income$959,0002,274
Total noninterest expense$12,055,0001,427
Salaries and employee benefits$7,333,0001,261
Premises and equipment expense$1,502,0001,627
Additional noninterest expense$3,220,0001,588
Pre-tax net operating income$6,715,0001,428
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$6,715,0001,077
Extraordinary gains, net$046
Net income$6,715,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,152
Cash dividends$3,528,000909
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,715,0001,060
2005-09-30 (YTD Data)Rank
Total interest income$15,539,0001,584
Total interest expense$2,805,0002,677
Net interest income$12,734,0001,263
Provision for loan and lease losses$1,250,000617
Total noninterest income$2,405,0001,520
Gross Fiduciary activities income$165,000768
Service charges on deposit accounts$1,524,000857
Trading account gains and fees$0126
Additional Noninterest Income$716,0002,290
Total noninterest expense$8,376,0001,526
Salaries and employee benefits$4,953,0001,399
Premises and equipment expense$1,075,0001,696
Additional noninterest expense$2,348,0001,594
Pre-tax net operating income$5,513,0001,303
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$5,513,000978
Extraordinary gains, net$035
Net income$5,513,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0001,724
Cash dividends$2,142,000999
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,513,000959
2005-06-30 (YTD Data)Rank
Total interest income$9,801,0001,633
Total interest expense$1,800,0002,630
Net interest income$8,001,0001,345
Provision for loan and lease losses$600,000816
Total noninterest income$1,603,0001,506
Gross Fiduciary activities income$110,000779
Service charges on deposit accounts$1,012,000840
Trading account gains and fees$0116
Additional Noninterest Income$481,0002,244
Total noninterest expense$5,576,0001,519
Salaries and employee benefits$3,268,0001,412
Premises and equipment expense$670,0001,784
Additional noninterest expense$1,638,0001,522
Pre-tax net operating income$3,428,0001,372
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,428,0001,017
Extraordinary gains, net$030
Net income$3,428,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,003
Cash dividends$1,197,0001,137
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,428,000999
2005-03-31 (YTD Data)Rank
Total interest income$4,491,0001,740
Total interest expense$852,0002,646
Net interest income$3,639,0001,447
Provision for loan and lease losses$150,0001,379
Total noninterest income$808,0001,482
Gross Fiduciary activities income$60,000766
Service charges on deposit accounts$492,000829
Trading account gains and fees$0115
Additional Noninterest Income$256,0002,115
Total noninterest expense$2,747,0001,541
Salaries and employee benefits$1,615,0001,427
Premises and equipment expense$316,0001,894
Additional noninterest expense$816,0001,524
Pre-tax net operating income$1,550,0001,473
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,550,0001,112
Extraordinary gains, net$024
Net income$1,550,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,785
Cash dividends$567,0001,100
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,550,0001,086
2004-12-31 (YTD Data)Rank
Total interest income$15,594,0001,834
Total interest expense$2,526,0003,039
Net interest income$13,068,0001,555
Provision for loan and lease losses$600,0001,645
Total noninterest income$2,694,0001,757
Gross Fiduciary activities income$261,000726
Service charges on deposit accounts$1,595,0001,117
Trading account gains and fees$0138
Additional Noninterest Income$838,0002,420
Total noninterest expense$9,907,0001,643
Salaries and employee benefits$6,033,0001,469
Premises and equipment expense$1,005,0002,278
Additional noninterest expense$2,869,0001,706
Pre-tax net operating income$5,255,0001,626
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$5,255,0001,243
Extraordinary gains, net$034
Net income$5,255,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,050
Cash dividends$9,265,000380
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,255,0001,210
2004-09-30 (YTD Data)Rank
Total interest income$11,290,0001,879
Total interest expense$1,820,0003,075
Net interest income$9,470,0001,595
Provision for loan and lease losses$450,0001,575
Total noninterest income$1,905,0001,860
Gross Fiduciary activities income$174,000755
Service charges on deposit accounts$1,135,0001,179
Trading account gains and fees$0134
Additional Noninterest Income$596,0002,511
Total noninterest expense$6,805,0001,774
Salaries and employee benefits$3,927,0001,682
Premises and equipment expense$690,0002,450
Additional noninterest expense$2,188,0001,654
Pre-tax net operating income$4,120,0001,562
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$4,120,0001,202
Extraordinary gains, net$026
Net income$4,120,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,231
Cash dividends$1,858,0001,056
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,120,0001,164
2004-06-30 (YTD Data)Rank
Total interest income$7,313,0001,914
Total interest expense$1,204,0003,073
Net interest income$6,109,0001,641
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,162,0001,974
Gross Fiduciary activities income$121,000751
Service charges on deposit accounts$710,0001,243
Trading account gains and fees$0130
Additional Noninterest Income$331,0002,820
Total noninterest expense$4,290,0001,863
Salaries and employee benefits$2,628,0001,677
Premises and equipment expense$437,0002,569
Additional noninterest expense$1,225,0001,947
Pre-tax net operating income$2,681,0001,574
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,681,0001,216
Extraordinary gains, net$021
Net income$2,681,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,713
Cash dividends$1,132,0001,134
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,681,0001,175
2004-03-31 (YTD Data)Rank
Total interest income$3,569,0001,968
Total interest expense$605,0003,097
Net interest income$2,964,0001,687
Provision for loan and lease losses$150,0001,414
Total noninterest income$557,0001,997
Gross Fiduciary activities income$54,000784
Service charges on deposit accounts$336,0001,283
Trading account gains and fees$0121
Additional Noninterest Income$167,0002,748
Total noninterest expense$2,040,0001,966
Salaries and employee benefits$1,283,0001,731
Premises and equipment expense$214,0002,641
Additional noninterest expense$543,0002,188
Pre-tax net operating income$1,331,0001,550
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$1,331,0001,225
Extraordinary gains, net$016
Net income$1,331,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$566,0001,080
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,331,0001,155
2003-12-31 (YTD Data)Rank
Total interest income$14,374,0001,964
Total interest expense$2,796,0003,050
Net interest income$11,578,0001,677
Provision for loan and lease losses$600,0001,837
Total noninterest income$2,342,0002,060
Gross Fiduciary activities income$197,000808
Service charges on deposit accounts$1,437,0001,210
Trading account gains and fees$0160
Additional Noninterest Income$708,0002,953
Total noninterest expense$8,128,0001,960
Salaries and employee benefits$5,109,0001,687
Premises and equipment expense$898,0002,486
Additional noninterest expense$2,121,0002,281
Pre-tax net operating income$5,192,0001,562
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$5,192,0001,236
Extraordinary gains, net$054
Net income$5,192,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,944
Cash dividends$3,015,000984
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,192,0001,166
2003-09-30 (YTD Data)Rank
Total interest income$10,718,0002,021
Total interest expense$2,165,0003,070
Net interest income$8,553,0001,717
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,680,0002,171
Gross Fiduciary activities income$124,000860
Service charges on deposit accounts$1,035,0001,267
Trading account gains and fees$0153
Additional Noninterest Income$521,0003,061
Total noninterest expense$5,540,0002,141
Salaries and employee benefits$3,406,0001,894
Premises and equipment expense$641,0002,605
Additional noninterest expense$1,493,0002,408
Pre-tax net operating income$4,243,0001,498
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$4,243,0001,178
Extraordinary gains, net$040
Net income$4,243,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,301
Cash dividends$1,884,0001,064
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,243,0001,108
2003-06-30 (YTD Data)Rank
Total interest income$7,182,0002,025
Total interest expense$1,478,0003,093
Net interest income$5,704,0001,709
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,094,0002,209
Gross Fiduciary activities income$80,000874
Service charges on deposit accounts$689,0001,251
Trading account gains and fees$0150
Additional Noninterest Income$325,0003,141
Total noninterest expense$3,588,0002,189
Salaries and employee benefits$2,217,0001,919
Premises and equipment expense$423,0002,631
Additional noninterest expense$948,0002,492
Pre-tax net operating income$2,910,0001,455
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,910,0001,159
Extraordinary gains, net$030
Net income$2,910,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,789
Cash dividends$1,256,0001,076
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,910,0001,074
2003-03-31 (YTD Data)Rank
Total interest income$3,493,0002,104
Total interest expense$755,0003,097
Net interest income$2,738,0001,777
Provision for loan and lease losses$150,0001,666
Total noninterest income$521,0002,221
Gross Fiduciary activities income$41,000862
Service charges on deposit accounts$332,0001,264
Trading account gains and fees$0134
Additional Noninterest Income$148,0003,237
Total noninterest expense$1,791,0002,189
Salaries and employee benefits$1,112,0001,914
Premises and equipment expense$208,0002,679
Additional noninterest expense$471,0002,473
Pre-tax net operating income$1,318,0001,595
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,318,0001,251
Extraordinary gains, net$021
Net income$1,318,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,774
Cash dividends$628,0001,013
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,318,0001,173
2002-12-31 (YTD Data)Rank
Total interest income$14,264,0002,155
Total interest expense$3,738,0002,914
Net interest income$10,526,0001,850
Provision for loan and lease losses$720,0001,774
Total noninterest income$2,214,0001,962
Gross Fiduciary activities income$194,000839
Service charges on deposit accounts$1,283,0001,263
Trading account gains and fees$0153
Additional Noninterest Income$737,0002,632
Total noninterest expense$7,759,0001,946
Salaries and employee benefits$4,819,0001,667
Premises and equipment expense$944,0002,303
Additional noninterest expense$1,996,0002,314
Pre-tax net operating income$4,261,0001,889
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$4,261,0001,461
Extraordinary gains, net$070
Net income$4,261,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,393
Cash dividends$3,134,000899
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,261,0001,414
2001-12-31 (YTD Data)Rank
Total interest income$15,970,0002,162
Total interest expense$6,098,0002,619
Net interest income$9,872,0001,808
Provision for loan and lease losses$540,0002,073
Total noninterest income$2,011,0002,004
Gross Fiduciary activities income$202,000837
Service charges on deposit accounts$1,204,0001,237
Trading account gains and fees$0177
Additional Noninterest Income$605,0002,815
Total noninterest expense$7,510,0001,923
Salaries and employee benefits$4,589,0001,635
Premises and equipment expense$915,0002,326
Additional noninterest expense$2,006,0002,233
Pre-tax net operating income$3,833,0001,837
Securities gains (losses)$04,612
Applicable income taxes$45,0006,794
Income before extraordinary items$3,788,0001,430
Extraordinary gains, net$0105
Net income$3,788,0001,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,173
Cash dividends$2,406,0001,119
Sale, conversion, retirement of capital stock, net$-874,0009,571
Net operating income$3,788,0001,374
2000-12-31 (YTD Data)Rank
Total interest income$16,733,0002,106
Total interest expense$6,145,0002,718
Net interest income$10,588,0001,656
Provision for loan and lease losses$180,0003,942
Total noninterest income$2,172,0001,771
Gross Fiduciary activities income$199,000811
Service charges on deposit accounts$1,299,0001,038
Trading account gains and fees$0180
Additional Noninterest Income$674,0002,432
Total noninterest expense$7,374,0001,884
Salaries and employee benefits$4,531,0001,569
Premises and equipment expense$918,0002,242
Additional noninterest expense$1,925,0002,248
Pre-tax net operating income$5,206,0001,424
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$5,206,0001,028
Extraordinary gains, net$038
Net income$5,206,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,356
Cash dividends$10,023,000371
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,206,0001,026
1999-12-31 (YTD Data)Rank
Total interest income$15,533,0002,099
Total interest expense$5,385,0002,723
Net interest income$10,148,0001,712
Provision for loan and lease losses$180,0003,760
Total noninterest income$2,144,0001,762
Gross Fiduciary activities income$208,000856
Service charges on deposit accounts$1,367,000974
Trading account gains and fees$0173
Additional Noninterest Income$569,0002,713
Total noninterest expense$7,118,0001,929
Salaries and employee benefits$4,203,0001,636
Premises and equipment expense$910,0002,237
Additional noninterest expense$2,005,0002,186
Pre-tax net operating income$4,994,0001,512
Securities gains (losses)$03,155
Applicable income taxes$1,634,0001,480
Income before extraordinary items$3,360,0001,590
Extraordinary gains, net$035
Net income$3,360,0001,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,962
Cash dividends$1,138,0002,058
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,360,0001,563
1998-12-31 (YTD Data)Rank
Total interest income$16,126,0002,022
Total interest expense$5,865,0002,584
Net interest income$10,261,0001,663
Provision for loan and lease losses$180,0003,728
Total noninterest income$1,955,0001,872
Gross Fiduciary activities income$157,000915
Service charges on deposit accounts$1,114,0001,133
Trading account gains and fees$0224
Additional Noninterest Income$684,0002,433
Total noninterest expense$7,102,0001,832
Salaries and employee benefits$4,056,0001,645
Premises and equipment expense$878,0002,221
Additional noninterest expense$2,168,0001,948
Pre-tax net operating income$4,934,0001,496
Securities gains (losses)$04,449
Applicable income taxes$1,500,0001,633
Income before extraordinary items$3,434,0001,537
Extraordinary gains, net$032
Net income$3,434,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,320
Cash dividends$792,0002,628
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,434,0001,478
1997-12-31 (YTD Data)Rank
Total interest income$15,409,0002,122
Total interest expense$5,548,0002,692
Net interest income$9,861,0001,770
Provision for loan and lease losses$180,0003,648
Total noninterest income$1,720,0001,982
Gross Fiduciary activities income$130,000996
Service charges on deposit accounts$1,100,0001,146
Trading account gains and fees$0239
Additional Noninterest Income$490,0002,869
Total noninterest expense$6,365,0002,027
Salaries and employee benefits$3,580,0001,829
Premises and equipment expense$785,0002,463
Additional noninterest expense$2,000,0002,093
Pre-tax net operating income$5,036,0001,540
Securities gains (losses)$03,944
Applicable income taxes$1,580,0001,635
Income before extraordinary items$3,456,0001,558
Extraordinary gains, net$044
Net income$3,456,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$647,0001,088
Cash dividends$739,0002,697
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,456,0001,522
1996-12-31 (YTD Data)Rank
Total interest income$13,871,0002,411
Total interest expense$5,351,0002,841
Net interest income$8,520,0002,099
Provision for loan and lease losses$180,0003,640
Total noninterest income$1,598,0002,186
Gross Fiduciary activities income$99,0001,110
Service charges on deposit accounts$992,0001,353
Trading account gains and fees$0262
Additional Noninterest Income$507,0002,886
Total noninterest expense$5,592,0002,457
Salaries and employee benefits$3,199,0002,086
Premises and equipment expense$750,0002,605
Additional noninterest expense$1,643,0002,897
Pre-tax net operating income$4,346,0001,665
Securities gains (losses)$04,148
Applicable income taxes$1,295,0001,857
Income before extraordinary items$3,051,0001,635
Extraordinary gains, net$053
Net income$3,051,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$558,0003,186
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,051,0001,601
1995-12-31 (YTD Data)Rank
Total interest income$12,942,0002,581
Total interest expense$4,387,0003,386
Net interest income$8,555,0002,106
Provision for loan and lease losses$180,0003,223
Total noninterest income$1,471,0002,311
Gross Fiduciary activities income$95,0001,176
Service charges on deposit accounts$926,0001,478
Trading account gains and fees$0522
Additional Noninterest Income$450,0003,066
Total noninterest expense$5,788,0002,351
Salaries and employee benefits$3,331,0001,990
Premises and equipment expense$668,0002,927
Additional noninterest expense$1,789,0002,639
Pre-tax net operating income$4,058,0001,826
Securities gains (losses)$03,831
Applicable income taxes$1,154,0002,093
Income before extraordinary items$2,904,0001,734
Extraordinary gains, net$065
Net income$2,904,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,829
Cash dividends$499,0003,397
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,904,0001,712
1994-12-31 (YTD Data)Rank
Total interest income$11,266,0002,699
Total interest expense$3,202,0003,730
Net interest income$8,064,0002,240
Provision for loan and lease losses$180,0003,202
Total noninterest income$1,337,0002,513
Gross Fiduciary activities income$80,0001,221
Service charges on deposit accounts$891,0001,513
Trading account gains and fees$0475
Additional Noninterest Income$366,0003,610
Total noninterest expense$5,859,0002,392
Salaries and employee benefits$3,243,0002,037
Premises and equipment expense$526,0003,639
Additional noninterest expense$2,090,0002,484
Pre-tax net operating income$3,362,0002,119
Securities gains (losses)$-5,0009,408
Applicable income taxes$916,0002,434
Income before extraordinary items$2,441,0002,002
Extraordinary gains, net$0249
Net income$2,441,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,790
Cash dividends$412,0003,631
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,444,6502,010
1993-12-31 (YTD Data)Rank
Total interest income$10,758,0002,879
Total interest expense$3,475,0003,611
Net interest income$7,283,0002,457
Provision for loan and lease losses$180,0004,132
Total noninterest income$1,484,0002,467
Gross Fiduciary activities income$81,0001,252
Service charges on deposit accounts$779,0001,756
Trading account gains and fees$0532
Additional Noninterest Income$624,0002,805
Total noninterest expense$5,467,0002,622
Salaries and employee benefits$3,166,0002,093
Premises and equipment expense$548,0003,586
Additional noninterest expense$1,753,0003,045
Pre-tax net operating income$3,120,0002,183
Securities gains (losses)$07,477
Applicable income taxes$869,0002,583
Income before extraordinary items$2,251,0002,223
Extraordinary gains, net$03,149
Net income$2,251,0002,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00012,031
Cash dividends$396,0003,753
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,251,0002,091
1992-12-31 (YTD Data)Rank
Total interest income$10,845,0003,230
Total interest expense$4,183,0003,910
Net interest income$6,662,0002,751
Provision for loan and lease losses$180,0005,503
Total noninterest income$1,322,0002,647
Gross Fiduciary activities income$86,0001,284
Service charges on deposit accounts$726,0001,859
Trading account gains and fees$0504
Additional Noninterest Income$510,0003,143
Total noninterest expense$5,299,0002,720
Salaries and employee benefits$3,068,0002,137
Premises and equipment expense$545,0003,675
Additional noninterest expense$1,686,0003,240
Pre-tax net operating income$2,505,0002,488
Securities gains (losses)$57,0003,915
Applicable income taxes$698,0002,996
Income before extraordinary items$1,864,0002,462
Extraordinary gains, net$01,422
Net income$1,864,0002,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0008,076
Cash dividends$237,0004,647
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,822,3902,339

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.