Home > Security State Bank > Net charge- offs to loans
Security State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6374% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1583% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3567% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7439% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6031% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2771% | 1,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8151% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9694% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1805% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1820% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0551% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1233% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0517% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0698% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2958% | 4,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8233% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6576% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3809% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 4,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3815% | 4,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0373% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2931% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3845% | 1,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4582% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5503% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3948% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5550% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5014% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1091% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0961% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7254% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1423% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2544% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1269% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9426% | 4,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0977% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9599% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2699% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1960% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3450% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3680% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0878% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2526% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5169% | 4,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5716% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8234% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9535% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4056% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 3,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6785% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3177% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3692% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 3,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6984% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8097% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1491% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9115% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1246% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2947% | 1,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 4,613 |
| Percentage Net Loans Charged-off:Construction & development | -0.0520% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1106% | 4,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6856% | 3,840 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0658% | 4,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5153% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3419% | 1,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1471% | 5,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8797% | 3,898 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3441% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6258% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3264% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0188% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2231% | 5,094 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2601% | 3,927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1369% | 5,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5471% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9258% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3453% | 1,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0468% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0721% | 5,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3970% | 5,202 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2989% | 3,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2245% | 5,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3850% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5466% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2972% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1540% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1369% | 5,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9406% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7714% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 4,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9383% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3806% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7028% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0205% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8535% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5712% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8619% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5666% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4762% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 5,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2096% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0629% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9232% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8863% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3926% | 1,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0957% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2793% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1410% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2786% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1423% | 5,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3712% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4187% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9891% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8008% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5416% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6753% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7647% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0518% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2633% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4277% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6230% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1538% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3125% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9372% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4716% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6485% | 1,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4062% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 4,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2072% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2144% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6652% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3107% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9209% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1519% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7950% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2832% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3622% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6148% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 4,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6113% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5032% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1334% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2434% | 5,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6512% | 5,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6119% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0605% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5372% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2569% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9715% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8676% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2069% | 6,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3367% | 6,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8877% | 6,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7850% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3986% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6812% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 4,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0684% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2175% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9878% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5249% | 6,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7659% | 6,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,852 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3695% | 6,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2984% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1969% | 6,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 4,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8263% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5855% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4120% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3010% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4931% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1233% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8553% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3549% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5802% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1862% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0408% | 5,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8914% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7744% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9153% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2184% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6443% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0720% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4134% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1753% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7374% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8923% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2944% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6829% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1280% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4428% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2574% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9046% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0973% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3296% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8991% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6222% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8822% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2296% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6879% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7810% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7179% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 3.9291% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 2,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1287% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1736% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1190% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8968% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2447% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9419% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2788% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4735% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.2341% | 5,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 2,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9111% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5521% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7724% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1913% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5019% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4109% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4158% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.3655% | 5,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2187% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6648% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3042% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3122% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3506% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3633% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9391% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4547% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1477% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | -1.4490% | 6,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5313% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6085% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0807% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7419% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1782% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7963% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 1.3167% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7594% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7101% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8646% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6325% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5989% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4178% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1292% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3094% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7525% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.1168% | 6,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8371% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2009% | 609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7292% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8910% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3731% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9940% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8667% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4981% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3562% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3747% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.1798% | 6,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 2,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2984% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8391% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0254% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8876% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9398% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2872% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 2,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2569% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.3813% | 6,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 6,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9504% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1611% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0910% | 5,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2556% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9180% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1543% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4037% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4160% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 8.9521% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5316% | 1,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8314% | 646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5707% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9387% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5488% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1486% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1123% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0622% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0186% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7920% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 1.2303% | 1,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5083% | 1,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0980% | 512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5790% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9547% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9230% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7881% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3749% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3933% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5603% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5582% | 2,138 |
| Percentage Net Loans Charged-off:Construction & development | 1.8017% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3443% | 7,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5694% | 372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7216% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1331% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4246% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8354% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3320% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4536% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1634% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | 2.2446% | 945 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7352% | 7,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9804% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7014% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8691% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1216% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9731% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2409% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6279% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2000% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3063% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 6.9998% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0541% | 3,385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5942% | 5,941 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9689% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4148% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8298% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7186% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2257% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1709% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4988% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 8.0487% | 701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0714% | 2,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3740% | 721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8398% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2524% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2608% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6663% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2312% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3757% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8627% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 11.4266% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 2,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0397% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5952% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9555% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1858% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0044% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5254% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6865% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8124% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 3.9632% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 1,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4287% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9572% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1716% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3598% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1577% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9351% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3298% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1732% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 12.3011% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0994% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6920% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9579% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3696% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3611% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5307% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3894% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5674% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6089% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 12.3976% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 3,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8062% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4827% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6978% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1409% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5749% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 11.3585% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 3,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 2,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9155% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2406% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5863% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0274% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6950% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 2.6368% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3663% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0178% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4485% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4957% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8526% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 1.9462% | 1,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0882% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2056% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1650% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9310% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0066% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 2.1470% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7858% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1439% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9902% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0878% | 1,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 7,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2982% | 3,608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2471% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 7,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0709% | 8,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.1428% | 7,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1934% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6665% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4020% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.8109% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5765% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0305% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9302% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1978% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 6,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1545% | 7,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8197% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2706% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0761% | 7,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4919% | 7,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8664% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8175% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2040% | 2,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5140% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2125% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 4,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0354% | 7,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7915% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6252% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1005% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4098% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4818% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8494% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4974% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1552% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6142% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 3,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6984% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9663% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 6,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7188% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8753% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2251% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3221% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0097% | 7,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 3,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7403% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5633% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 7,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7258% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3089% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 7,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7297% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0608% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2376% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5997% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9254% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6625% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3274% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8008% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4583% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4896% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9249% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0409% | 8,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4388% | 8,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1647% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9711% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0681% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1560% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8378% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5398% | 1,075 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2013% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7542% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9151% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1114% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9923% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4382% | 1,086 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2234% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5188% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 6,862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 6,740 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 11,327 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 9,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |