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Security State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$-125,000	4,592
Total interest expense	$10,000	4,487
Net interest income	$27,818,000	1,112
Provision for loan and lease losses	NA	NA
Total noninterest income	$2,275	4,525
Gross Fiduciary activities income	$28	973
Service charges on deposit accounts	$487	4,406
Trading account gains and fees	$2,400	116
Additional Noninterest Income	$6,711	4,448
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,529
Additional noninterest expense	$7,919	4,455
Pre-tax net operating income	$0	4,317
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$12,000	4,318
Extraordinary gains, net	$12,592,000	32
Net income	$1,582,000	3,053
Minority interest net income	$1,583,000	21
Net income of bank and minority interests.	$0	4,314
Net charge-offs	$0	2,884
Cash dividends	$3,312,000	1,104
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$0	4,337
2023-09-30 (YTD Data)		Rank
Total interest income	$11,623,000	2,199
Total interest expense	$3,972,000	1,834
Net interest income	$7,651,000	2,379
Provision for loan and lease losses	$-125,000	4,397
Total noninterest income	$1,656,000	1,908
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$266,000	2,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,390,000	1,680
Total noninterest expense	$8,062,000	1,951
Salaries and employee benefits	$4,700,000	1,906
Premises and equipment expense	$862,000	1,869
Additional noninterest expense	$1,390,000	1,680
Pre-tax net operating income	$1,370,000	3,127
Securities gains (losses)	$0	849
Applicable income taxes	$165,000	2,446
Income before extraordinary items	$1,205,000	3,081
Extraordinary gains, net	$0	52
Net income	$1,205,000	3,114
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,205,000	3,082
Net charge-offs	$-113,000	4,389
Cash dividends	$2,154,000	1,121
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,205,000	3,114
2023-06-30 (YTD Data)		Rank
Total interest income	$7,686,000	2,180
Total interest expense	$2,361,000	1,823
Net interest income	$5,325,000	2,330
Provision for loan and lease losses	$-125,000	4,461
Total noninterest income	$1,207,000	1,770
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$170,000	2,058
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,037,000	1,498
Total noninterest expense	$5,324,000	1,957
Salaries and employee benefits	$3,106,000	1,907
Premises and equipment expense	$523,000	1,963
Additional noninterest expense	$1,037,000	1,496
Pre-tax net operating income	$1,333,000	2,718
Securities gains (losses)	$0	938
Applicable income taxes	$208,000	2,110
Income before extraordinary items	$1,125,000	2,729
Extraordinary gains, net	$0	51
Net income	$1,125,000	2,759
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,125,000	2,729
Net charge-offs	$-111,000	4,467
Cash dividends	$2,154,000	827
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,125,000	2,747
2023-03-31 (YTD Data)		Rank
Total interest income	$3,658,000	2,229
Total interest expense	$875,000	1,997
Net interest income	$2,783,000	2,271
Provision for loan and lease losses	$0	2,612
Total noninterest income	$421,000	2,142
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$85,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	1,896
Total noninterest expense	$2,646,000	1,986
Salaries and employee benefits	$1,528,000	1,971
Premises and equipment expense	$263,000	1,985
Additional noninterest expense	$336,000	1,896
Pre-tax net operating income	$558,000	2,980
Securities gains (losses)	$0	950
Applicable income taxes	$69,000	2,399
Income before extraordinary items	$489,000	2,964
Extraordinary gains, net	$0	4
Net income	$489,000	2,963
Minority interest net income	$0	48
Net income of bank and minority interests.	$489,000	2,964
Net charge-offs	$3,000	1,707
Cash dividends	$854,000	912
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$489,000	2,988
2022-12-31 (YTD Data)		Rank
Total interest income	$13,442,000	2,109
Total interest expense	$1,805,000	1,711
Net interest income	$11,637,000	2,152
Provision for loan and lease losses	$-100,000	4,353
Total noninterest income	$4,590,000	1,265
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$348,000	2,099
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,242,000	1,012
Total noninterest expense	$10,683,000	1,911
Salaries and employee benefits	$6,567,000	1,828
Premises and equipment expense	$930,000	2,099
Additional noninterest expense	$4,242,000	1,012
Pre-tax net operating income	$5,644,000	1,906
Securities gains (losses)	$0	691
Applicable income taxes	$1,045,000	1,517
Income before extraordinary items	$4,599,000	1,931
Extraordinary gains, net	$0	5
Net income	$4,599,000	1,930
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,599,000	1,930
Net charge-offs	$-110,000	4,301
Cash dividends	$3,268,000	1,075
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,599,000	1,965
2022-09-30 (YTD Data)		Rank
Total interest income	$9,889,000	2,082
Total interest expense	$1,085,000	1,667
Net interest income	$8,804,000	2,112
Provision for loan and lease losses	$-100,000	4,450
Total noninterest income	$3,986,000	1,171
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$257,000	2,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,729,000	925
Total noninterest expense	$7,630,000	1,979
Salaries and employee benefits	$4,708,000	1,885
Premises and equipment expense	$667,000	2,170
Additional noninterest expense	$3,729,000	925
Pre-tax net operating income	$5,260,000	1,632
Securities gains (losses)	$0	740
Applicable income taxes	$1,016,000	1,333
Income before extraordinary items	$4,244,000	1,655
Extraordinary gains, net	$0	4
Net income	$4,244,000	1,654
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,244,000	1,654
Net charge-offs	$-112,000	4,328
Cash dividends	$2,693,000	912
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,244,000	1,691
2022-06-30 (YTD Data)		Rank
Total interest income	$6,234,000	2,126
Total interest expense	$598,000	1,737
Net interest income	$5,636,000	2,145
Provision for loan and lease losses	$-100,000	4,474
Total noninterest income	$3,434,000	974
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$168,000	2,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,266,000	773
Total noninterest expense	$4,940,000	2,006
Salaries and employee benefits	$3,029,000	1,927
Premises and equipment expense	$438,000	2,204
Additional noninterest expense	$1,473,000	2,038
Pre-tax net operating income	$4,230,000	1,356
Securities gains (losses)	$0	687
Applicable income taxes	$842,000	1,125
Income before extraordinary items	$3,388,000	1,386
Extraordinary gains, net	$0	4
Net income	$3,388,000	1,385
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,388,000	1,386
Net charge-offs	$-111,000	4,408
Cash dividends	$2,498,000	720
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,388,000	1,423
2022-03-31 (YTD Data)		Rank
Total interest income	$3,101,000	2,089
Total interest expense	$291,000	1,716
Net interest income	$2,810,000	2,092
Provision for loan and lease losses	$-100,000	4,515
Total noninterest income	$509,000	2,054
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$81,000	2,173
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	1,844
Total noninterest expense	$2,330,000	2,074
Salaries and employee benefits	$1,409,000	2,020
Premises and equipment expense	$223,000	2,189
Additional noninterest expense	$698,000	2,100
Pre-tax net operating income	$1,089,000	2,000
Securities gains (losses)	$0	623
Applicable income taxes	$196,000	1,623
Income before extraordinary items	$893,000	2,058
Extraordinary gains, net	$0	4
Net income	$893,000	2,057
Minority interest net income	$0	50
Net income of bank and minority interests.	$893,000	2,058
Net charge-offs	$-101,000	4,556
Cash dividends	$2,430,000	416
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$893,000	2,074
2021-12-31 (YTD Data)		Rank
Total interest income	$12,052,000	2,195
Total interest expense	$1,549,000	1,619
Net interest income	$10,503,000	2,252
Provision for loan and lease losses	$210,000	1,696
Total noninterest income	$3,988,000	1,522
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$337,000	2,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,651,000	1,329
Total noninterest expense	$9,677,000	2,015
Salaries and employee benefits	$5,966,000	1,941
Premises and equipment expense	$876,000	2,195
Additional noninterest expense	$2,835,000	2,063
Pre-tax net operating income	$4,604,000	2,163
Securities gains (losses)	$99,000	867
Applicable income taxes	$797,000	1,770
Income before extraordinary items	$3,906,000	2,196
Extraordinary gains, net	$0	10
Net income	$3,906,000	2,197
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,906,000	2,197
Net charge-offs	$193,000	1,040
Cash dividends	$1,475,000	1,830
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,823,830	2,197
2021-09-30 (YTD Data)		Rank
Total interest income	$8,954,000	2,255
Total interest expense	$1,223,000	1,630
Net interest income	$7,731,000	2,322
Provision for loan and lease losses	$210,000	1,439
Total noninterest income	$3,221,000	1,488
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$255,000	2,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,966,000	1,299
Total noninterest expense	$7,154,000	2,050
Salaries and employee benefits	$4,377,000	1,972
Premises and equipment expense	$637,000	2,264
Additional noninterest expense	$2,140,000	2,063
Pre-tax net operating income	$3,588,000	2,197
Securities gains (losses)	$74,000	917
Applicable income taxes	$647,000	1,792
Income before extraordinary items	$3,015,000	2,239
Extraordinary gains, net	$0	8
Net income	$3,015,000	2,238
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,015,000	2,239
Net charge-offs	$199,000	798
Cash dividends	$1,475,000	1,424
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,954,320	2,252
2021-06-30 (YTD Data)		Rank
Total interest income	$5,950,000	2,250
Total interest expense	$873,000	1,606
Net interest income	$5,077,000	2,326
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$2,477,000	1,345
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$165,000	2,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,312,000	1,166
Total noninterest expense	$4,862,000	2,016
Salaries and employee benefits	$2,996,000	1,931
Premises and equipment expense	$431,000	2,239
Additional noninterest expense	$1,435,000	2,038
Pre-tax net operating income	$2,482,000	2,128
Securities gains (losses)	$39,000	971
Applicable income taxes	$437,000	1,776
Income before extraordinary items	$2,084,000	2,167
Extraordinary gains, net	$0	6
Net income	$2,084,000	2,166
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,084,000	2,167
Net charge-offs	$111,000	873
Cash dividends	$1,475,000	1,078
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,051,630	2,154
2021-03-31 (YTD Data)		Rank
Total interest income	$2,978,000	2,235
Total interest expense	$467,000	1,599
Net interest income	$2,511,000	2,321
Provision for loan and lease losses	$210,000	779
Total noninterest income	$1,343,000	1,264
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$82,000	2,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,261,000	1,097
Total noninterest expense	$2,399,000	2,018
Salaries and employee benefits	$1,450,000	1,965
Premises and equipment expense	$214,000	2,265
Additional noninterest expense	$735,000	1,961
Pre-tax net operating income	$1,245,000	2,105
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$217,000	1,759
Income before extraordinary items	$1,025,000	2,183
Extraordinary gains, net	$0	3
Net income	$1,025,000	2,183
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,025,000	2,183
Net charge-offs	$59,000	773
Cash dividends	$200,000	1,798
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,027,490	2,141
2020-12-31 (YTD Data)		Rank
Total interest income	$13,449,000	2,051
Total interest expense	$2,723,000	1,612
Net interest income	$10,726,000	2,146
Provision for loan and lease losses	$1,005,000	1,590
Total noninterest income	$2,999,000	1,726
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$312,000	2,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,687,000	1,530
Total noninterest expense	$9,120,000	2,081
Salaries and employee benefits	$5,596,000	1,995
Premises and equipment expense	$822,000	2,302
Additional noninterest expense	$2,702,000	2,093
Pre-tax net operating income	$3,600,000	2,188
Securities gains (losses)	$87,000	1,457
Applicable income taxes	$644,000	1,759
Income before extraordinary items	$3,043,000	2,298
Extraordinary gains, net	$0	4
Net income	$3,043,000	2,297
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,043,000	2,298
Net charge-offs	$900,000	696
Cash dividends	$1,245,000	1,969
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,970,790	2,272
2020-09-30 (YTD Data)		Rank
Total interest income	$10,407,000	2,006
Total interest expense	$2,179,000	1,607
Net interest income	$8,228,000	2,094
Provision for loan and lease losses	$685,000	1,685
Total noninterest income	$2,107,000	1,756
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$226,000	2,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,881,000	1,546
Total noninterest expense	$6,717,000	2,088
Salaries and employee benefits	$4,122,000	2,006
Premises and equipment expense	$610,000	2,319
Additional noninterest expense	$1,985,000	2,087
Pre-tax net operating income	$2,933,000	2,072
Securities gains (losses)	$70,000	1,380
Applicable income taxes	$536,000	1,687
Income before extraordinary items	$2,467,000	2,169
Extraordinary gains, net	$0	4
Net income	$2,467,000	2,169
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,467,000	2,169
Net charge-offs	$422,000	831
Cash dividends	$575,000	2,200
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,409,600	2,138
2020-06-30 (YTD Data)		Rank
Total interest income	$6,949,000	2,027
Total interest expense	$1,542,000	1,617
Net interest income	$5,407,000	2,128
Provision for loan and lease losses	$475,000	1,651
Total noninterest income	$1,326,000	1,738
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$145,000	2,323
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,181,000	1,512
Total noninterest expense	$4,451,000	2,095
Salaries and employee benefits	$2,731,000	2,010
Premises and equipment expense	$414,000	2,282
Additional noninterest expense	$1,306,000	2,097
Pre-tax net operating income	$1,807,000	2,145
Securities gains (losses)	$70,000	1,137
Applicable income taxes	$335,000	1,664
Income before extraordinary items	$1,542,000	2,203
Extraordinary gains, net	$0	4
Net income	$1,542,000	2,203
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,542,000	2,203
Net charge-offs	$321,000	777
Cash dividends	$575,000	1,835
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,484,600	2,211
2020-03-31 (YTD Data)		Rank
Total interest income	$3,529,000	1,999
Total interest expense	$825,000	1,653
Net interest income	$2,704,000	2,087
Provision for loan and lease losses	$0	3,711
Total noninterest income	$473,000	2,001
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$79,000	2,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	1,755
Total noninterest expense	$2,225,000	2,109
Salaries and employee benefits	$1,349,000	2,038
Premises and equipment expense	$215,000	2,240
Additional noninterest expense	$661,000	2,099
Pre-tax net operating income	$952,000	1,900
Securities gains (losses)	$0	1,705
Applicable income taxes	$172,000	1,516
Income before extraordinary items	$780,000	2,015
Extraordinary gains, net	$0	4
Net income	$780,000	2,014
Minority interest net income	$0	56
Net income of bank and minority interests.	$780,000	2,015
Net charge-offs	$17,000	1,650
Cash dividends	$240,000	1,827
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$780,000	1,986
2019-12-31 (YTD Data)		Rank
Total interest income	$14,774,000	1,948
Total interest expense	$3,276,000	1,703
Net interest income	$11,498,000	1,991
Provision for loan and lease losses	$1,510,000	652
Total noninterest income	$1,865,000	2,039
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$315,000	2,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,550,000	1,763
Total noninterest expense	$9,235,000	2,039
Salaries and employee benefits	$5,388,000	1,998
Premises and equipment expense	$846,000	2,266
Additional noninterest expense	$3,001,000	1,923
Pre-tax net operating income	$2,618,000	2,669
Securities gains (losses)	$61,000	1,158
Applicable income taxes	$472,000	2,031
Income before extraordinary items	$2,207,000	2,763
Extraordinary gains, net	$0	11
Net income	$2,207,000	2,764
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,207,000	2,765
Net charge-offs	$1,085,000	630
Cash dividends	$1,240,000	2,092
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,156,980	2,757
2019-09-30 (YTD Data)		Rank
Total interest income	$11,046,000	1,973
Total interest expense	$2,395,000	1,736
Net interest income	$8,651,000	2,013
Provision for loan and lease losses	$910,000	732
Total noninterest income	$1,335,000	2,092
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$232,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,103,000	1,800
Total noninterest expense	$7,004,000	2,023
Salaries and employee benefits	$4,073,000	1,994
Premises and equipment expense	$638,000	2,268
Additional noninterest expense	$2,293,000	1,881
Pre-tax net operating income	$2,072,000	2,665
Securities gains (losses)	$25,000	1,342
Applicable income taxes	$372,000	2,062
Income before extraordinary items	$1,725,000	2,754
Extraordinary gains, net	$0	11
Net income	$1,725,000	2,755
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,725,000	2,755
Net charge-offs	$917,000	520
Cash dividends	$740,000	2,142
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,704,500	2,740
2019-06-30 (YTD Data)		Rank
Total interest income	$7,246,000	1,998
Total interest expense	$1,544,000	1,753
Net interest income	$5,702,000	2,030
Provision for loan and lease losses	$610,000	712
Total noninterest income	$826,000	2,169
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$153,000	2,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$673,000	1,892
Total noninterest expense	$4,580,000	2,058
Salaries and employee benefits	$2,691,000	2,004
Premises and equipment expense	$422,000	2,292
Additional noninterest expense	$1,467,000	1,978
Pre-tax net operating income	$1,338,000	2,693
Securities gains (losses)	$25,000	968
Applicable income taxes	$241,000	2,058
Income before extraordinary items	$1,122,000	2,776
Extraordinary gains, net	$0	11
Net income	$1,122,000	2,775
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,122,000	2,775
Net charge-offs	$529,000	554
Cash dividends	$410,000	2,302
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,101,500	2,778
2019-03-31 (YTD Data)		Rank
Total interest income	$3,632,000	1,991
Total interest expense	$750,000	1,747
Net interest income	$2,882,000	2,020
Provision for loan and lease losses	$350,000	608
Total noninterest income	$343,000	2,352
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$79,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	2,092
Total noninterest expense	$2,203,000	2,127
Salaries and employee benefits	$1,309,000	2,066
Premises and equipment expense	$206,000	2,355
Additional noninterest expense	$688,000	2,066
Pre-tax net operating income	$672,000	2,640
Securities gains (losses)	$0	1,087
Applicable income taxes	$118,000	2,032
Income before extraordinary items	$554,000	2,744
Extraordinary gains, net	$0	5
Net income	$554,000	2,743
Minority interest net income	$0	52
Net income of bank and minority interests.	$554,000	2,743
Net charge-offs	$309,000	460
Cash dividends	$160,000	2,160
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$554,000	2,732
2018-12-31 (YTD Data)		Rank
Total interest income	$13,528,000	2,013
Total interest expense	$2,434,000	1,682
Net interest income	$11,094,000	2,068
Provision for loan and lease losses	$705,000	1,147
Total noninterest income	$1,300,000	2,508
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$318,000	2,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$982,000	2,263
Total noninterest expense	$8,727,000	2,108
Salaries and employee benefits	$5,273,000	2,009
Premises and equipment expense	$852,000	2,272
Additional noninterest expense	$2,602,000	2,155
Pre-tax net operating income	$2,962,000	2,517
Securities gains (losses)	$-267,000	5,199
Applicable income taxes	$526,000	1,937
Income before extraordinary items	$2,169,000	2,810
Extraordinary gains, net	$0	6
Net income	$2,169,000	2,809
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,169,000	2,809
Net charge-offs	$752,000	741
Cash dividends	$1,005,000	2,191
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,382,600	2,654
2018-09-30 (YTD Data)		Rank
Total interest income	$9,925,000	2,033
Total interest expense	$1,719,000	1,683
Net interest income	$8,206,000	2,090
Provision for loan and lease losses	$480,000	1,159
Total noninterest income	$924,000	2,615
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$238,000	2,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$686,000	2,369
Total noninterest expense	$6,519,000	2,115
Salaries and employee benefits	$3,964,000	2,003
Premises and equipment expense	$638,000	2,288
Additional noninterest expense	$1,917,000	2,178
Pre-tax net operating income	$2,131,000	2,629
Securities gains (losses)	$-267,000	5,342
Applicable income taxes	$376,000	2,032
Income before extraordinary items	$1,488,000	3,007
Extraordinary gains, net	$0	5
Net income	$1,488,000	3,005
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,488,000	3,006
Net charge-offs	$290,000	1,019
Cash dividends	$605,000	2,182
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,701,600	2,780
2018-06-30 (YTD Data)		Rank
Total interest income	$6,507,000	2,051
Total interest expense	$1,070,000	1,691
Net interest income	$5,437,000	2,098
Provision for loan and lease losses	$230,000	1,401
Total noninterest income	$538,000	2,783
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$156,000	2,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	2,584
Total noninterest expense	$4,350,000	2,117
Salaries and employee benefits	$2,660,000	2,007
Premises and equipment expense	$439,000	2,270
Additional noninterest expense	$1,251,000	2,227
Pre-tax net operating income	$1,395,000	2,637
Securities gains (losses)	$-267,000	5,440
Applicable income taxes	$245,000	2,036
Income before extraordinary items	$883,000	3,146
Extraordinary gains, net	$0	6
Net income	$883,000	3,144
Minority interest net income	$0	65
Net income of bank and minority interests.	$883,000	3,145
Net charge-offs	$253,000	817
Cash dividends	$430,000	2,151
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,093,930	2,811
2018-03-31 (YTD Data)		Rank
Total interest income	$3,285,000	2,031
Total interest expense	$500,000	1,713
Net interest income	$2,785,000	2,070
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$114,000	3,936
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$77,000	2,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	4,406
Total noninterest expense	$2,162,000	2,148
Salaries and employee benefits	$1,328,000	2,022
Premises and equipment expense	$225,000	2,260
Additional noninterest expense	$609,000	2,251
Pre-tax net operating income	$677,000	2,639
Securities gains (losses)	$-267,000	5,545
Applicable income taxes	$118,000	2,029
Income before extraordinary items	$292,000	3,715
Extraordinary gains, net	$0	7
Net income	$292,000	3,715
Minority interest net income	$0	52
Net income of bank and minority interests.	$292,000	3,715
Net charge-offs	$-31,000	5,106
Cash dividends	$205,000	1,872
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$502,930	2,878
2017-12-31 (YTD Data)		Rank
Total interest income	$12,382,000	2,081
Total interest expense	$1,478,000	1,950
Net interest income	$10,904,000	2,078
Provision for loan and lease losses	$452,000	1,534
Total noninterest income	$1,508,000	2,396
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$339,000	2,639
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,169,000	2,095
Total noninterest expense	$8,736,000	2,127
Salaries and employee benefits	$5,197,000	2,027
Premises and equipment expense	$873,000	2,310
Additional noninterest expense	$2,666,000	2,148
Pre-tax net operating income	$3,224,000	2,366
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,504,000	1,538
Income before extraordinary items	$1,720,000	2,934
Extraordinary gains, net	$0	9
Net income	$1,720,000	2,933
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,720,000	2,934
Net charge-offs	$203,000	1,818
Cash dividends	$855,000	2,375
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,720,000	2,913
2017-09-30 (YTD Data)		Rank
Total interest income	$9,207,000	2,096
Total interest expense	$1,053,000	2,005
Net interest income	$8,154,000	2,096
Provision for loan and lease losses	$52,000	3,212
Total noninterest income	$1,114,000	2,431
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$254,000	2,663
Trading account gains and fees	$0	145
Additional Noninterest Income	$860,000	2,145
Total noninterest expense	$6,285,000	2,199
Salaries and employee benefits	$3,873,000	2,052
Premises and equipment expense	$651,000	2,319
Additional noninterest expense	$1,761,000	2,368
Pre-tax net operating income	$2,931,000	2,100
Securities gains (losses)	$0	2,274
Applicable income taxes	$873,000	1,586
Income before extraordinary items	$2,058,000	2,358
Extraordinary gains, net	$0	9
Net income	$2,058,000	2,357
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,058,000	2,358
Net charge-offs	$180,000	1,481
Cash dividends	$470,000	2,479
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,058,000	2,337
2017-06-30 (YTD Data)		Rank
Total interest income	$6,010,000	2,114
Total interest expense	$678,000	2,013
Net interest income	$5,332,000	2,115
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$720,000	2,477
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$166,000	2,698
Trading account gains and fees	$0	139
Additional Noninterest Income	$554,000	2,204
Total noninterest expense	$4,203,000	2,206
Salaries and employee benefits	$2,593,000	2,053
Premises and equipment expense	$447,000	2,292
Additional noninterest expense	$1,163,000	2,386
Pre-tax net operating income	$1,819,000	2,175
Securities gains (losses)	$0	1,906
Applicable income taxes	$536,000	1,631
Income before extraordinary items	$1,283,000	2,410
Extraordinary gains, net	$0	11
Net income	$1,283,000	2,410
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,283,000	2,410
Net charge-offs	$190,000	1,086
Cash dividends	$345,000	2,378
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,283,000	2,389
2017-03-31 (YTD Data)		Rank
Total interest income	$2,958,000	2,139
Total interest expense	$329,000	2,029
Net interest income	$2,629,000	2,131
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$337,000	2,561
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$82,000	2,717
Trading account gains and fees	$0	142
Additional Noninterest Income	$255,000	2,291
Total noninterest expense	$2,062,000	2,253
Salaries and employee benefits	$1,257,000	2,122
Premises and equipment expense	$232,000	2,259
Additional noninterest expense	$573,000	2,404
Pre-tax net operating income	$874,000	2,147
Securities gains (losses)	$0	1,153
Applicable income taxes	$256,000	1,643
Income before extraordinary items	$618,000	2,395
Extraordinary gains, net	$0	8
Net income	$618,000	2,394
Minority interest net income	$0	55
Net income of bank and minority interests.	$618,000	2,395
Net charge-offs	$252,000	523
Cash dividends	$160,000	2,090
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$618,000	2,375
2016-12-31 (YTD Data)		Rank
Total interest income	$12,316,000	2,027
Total interest expense	$1,271,000	2,035
Net interest income	$11,045,000	2,005
Provision for loan and lease losses	$210,000	2,378
Total noninterest income	$1,418,000	2,563
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$377,000	2,560
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,041,000	2,352
Total noninterest expense	$8,157,000	2,255
Salaries and employee benefits	$5,011,000	2,085
Premises and equipment expense	$1,007,000	2,140
Additional noninterest expense	$2,139,000	2,638
Pre-tax net operating income	$4,096,000	1,908
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,494,000	1,266
Income before extraordinary items	$2,602,000	2,340
Extraordinary gains, net	$0	5
Net income	$2,602,000	2,337
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,602,000	2,339
Net charge-offs	$121,000	2,438
Cash dividends	$1,015,000	2,180
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,602,000	2,291
2016-09-30 (YTD Data)		Rank
Total interest income	$9,288,000	2,023
Total interest expense	$939,000	2,050
Net interest income	$8,349,000	1,992
Provision for loan and lease losses	$210,000	2,000
Total noninterest income	$1,102,000	2,517
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$290,000	2,520
Trading account gains and fees	$0	169
Additional Noninterest Income	$812,000	2,302
Total noninterest expense	$6,516,000	2,143
Salaries and employee benefits	$4,171,000	1,910
Premises and equipment expense	$766,000	2,125
Additional noninterest expense	$1,579,000	2,665
Pre-tax net operating income	$2,725,000	2,102
Securities gains (losses)	$0	3,160
Applicable income taxes	$821,000	1,595
Income before extraordinary items	$1,904,000	2,421
Extraordinary gains, net	$0	5
Net income	$1,904,000	2,420
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,904,000	2,421
Net charge-offs	$121,000	1,896
Cash dividends	$465,000	2,482
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,904,000	2,361
2016-06-30 (YTD Data)		Rank
Total interest income	$6,190,000	2,033
Total interest expense	$614,000	2,097
Net interest income	$5,576,000	2,000
Provision for loan and lease losses	$170,000	1,794
Total noninterest income	$738,000	2,482
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$197,000	2,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$541,000	2,276
Total noninterest expense	$4,327,000	2,158
Salaries and employee benefits	$2,793,000	1,910
Premises and equipment expense	$534,000	2,045
Additional noninterest expense	$1,000,000	2,767
Pre-tax net operating income	$1,817,000	2,095
Securities gains (losses)	$0	2,835
Applicable income taxes	$548,000	1,574
Income before extraordinary items	$1,269,000	2,404
Extraordinary gains, net	$0	16
Net income	$1,269,000	2,403
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,269,000	2,403
Net charge-offs	$125,000	1,442
Cash dividends	$340,000	2,396
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,269,000	2,338
2016-03-31 (YTD Data)		Rank
Total interest income	$3,074,000	2,036
Total interest expense	$307,000	2,106
Net interest income	$2,767,000	2,016
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$323,000	2,638
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$224,000	2,488
Total noninterest expense	$2,132,000	2,205
Salaries and employee benefits	$1,373,000	1,945
Premises and equipment expense	$274,000	2,007
Additional noninterest expense	$485,000	2,830
Pre-tax net operating income	$898,000	2,084
Securities gains (losses)	$0	2,077
Applicable income taxes	$270,000	1,578
Income before extraordinary items	$628,000	2,378
Extraordinary gains, net	$0	12
Net income	$628,000	2,378
Minority interest net income	$0	62
Net income of bank and minority interests.	$628,000	2,378
Net charge-offs	$136,000	836
Cash dividends	$130,000	2,223
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$628,000	2,325
2015-12-31 (YTD Data)		Rank
Total interest income	$12,882,000	1,904
Total interest expense	$1,233,000	2,072
Net interest income	$11,649,000	1,872
Provision for loan and lease losses	$240,000	2,131
Total noninterest income	$2,028,000	2,089
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$449,000	2,324
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,579,000	1,793
Total noninterest expense	$8,767,000	2,130
Salaries and employee benefits	$5,499,000	1,898
Premises and equipment expense	$1,066,000	2,078
Additional noninterest expense	$2,202,000	2,583
Pre-tax net operating income	$4,670,000	1,665
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,438,000	1,272
Income before extraordinary items	$3,232,000	1,928
Extraordinary gains, net	$0	23
Net income	$3,232,000	1,929
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,232,000	1,930
Net charge-offs	$105,000	2,603
Cash dividends	$620,000	2,686
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,232,000	1,892
2015-09-30 (YTD Data)		Rank
Total interest income	$9,705,000	1,909
Total interest expense	$923,000	2,098
Net interest income	$8,782,000	1,880
Provision for loan and lease losses	$150,000	2,243
Total noninterest income	$1,492,000	2,135
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$336,000	2,337
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,156,000	1,835
Total noninterest expense	$6,653,000	2,115
Salaries and employee benefits	$4,186,000	1,871
Premises and equipment expense	$816,000	2,070
Additional noninterest expense	$1,651,000	2,591
Pre-tax net operating income	$3,471,000	1,704
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,067,000	1,310
Income before extraordinary items	$2,404,000	1,947
Extraordinary gains, net	$0	21
Net income	$2,404,000	1,949
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,404,000	1,949
Net charge-offs	$94,000	2,227
Cash dividends	$370,000	2,620
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,404,000	1,917
2015-06-30 (YTD Data)		Rank
Total interest income	$6,404,000	1,924
Total interest expense	$615,000	2,111
Net interest income	$5,789,000	1,893
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$959,000	2,192
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$223,000	2,311
Trading account gains and fees	$0	157
Additional Noninterest Income	$736,000	1,906
Total noninterest expense	$4,486,000	2,105
Salaries and employee benefits	$2,835,000	1,853
Premises and equipment expense	$551,000	2,058
Additional noninterest expense	$1,100,000	2,612
Pre-tax net operating income	$2,172,000	1,778
Securities gains (losses)	$0	2,636
Applicable income taxes	$663,000	1,367
Income before extraordinary items	$1,509,000	2,032
Extraordinary gains, net	$0	22
Net income	$1,509,000	2,034
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,509,000	2,034
Net charge-offs	$45,000	2,399
Cash dividends	$270,000	2,516
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,509,000	1,988
2015-03-31 (YTD Data)		Rank
Total interest income	$3,182,000	1,942
Total interest expense	$309,000	2,121
Net interest income	$2,873,000	1,911
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$440,000	2,281
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$106,000	2,376
Trading account gains and fees	$0	152
Additional Noninterest Income	$334,000	1,978
Total noninterest expense	$2,203,000	2,145
Salaries and employee benefits	$1,433,000	1,842
Premises and equipment expense	$272,000	2,113
Additional noninterest expense	$498,000	2,805
Pre-tax net operating income	$1,065,000	1,755
Securities gains (losses)	$0	2,027
Applicable income taxes	$324,000	1,368
Income before extraordinary items	$741,000	2,038
Extraordinary gains, net	$0	13
Net income	$741,000	2,039
Minority interest net income	$0	64
Net income of bank and minority interests.	$741,000	2,039
Net charge-offs	$1,000	3,128
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$741,000	1,977
2014-12-31 (YTD Data)		Rank
Total interest income	$13,054,000	1,906
Total interest expense	$1,341,000	2,080
Net interest income	$11,713,000	1,865
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,614,000	2,407
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$409,000	2,647
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,205,000	2,067
Total noninterest expense	$8,534,000	2,194
Salaries and employee benefits	$5,226,000	1,962
Premises and equipment expense	$1,019,000	2,206
Additional noninterest expense	$2,289,000	2,588
Pre-tax net operating income	$4,793,000	1,586
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,569,000	1,163
Income before extraordinary items	$3,224,000	1,896
Extraordinary gains, net	$0	17
Net income	$3,224,000	1,895
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,224,000	1,894
Net charge-offs	$-48,000	5,988
Cash dividends	$5,745,000	542
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,224,000	1,863
2014-09-30 (YTD Data)		Rank
Total interest income	$9,706,000	1,934
Total interest expense	$1,019,000	2,093
Net interest income	$8,687,000	1,891
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,150,000	2,504
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$284,000	2,812
Trading account gains and fees	$0	174
Additional Noninterest Income	$866,000	2,134
Total noninterest expense	$6,285,000	2,253
Salaries and employee benefits	$3,778,000	2,041
Premises and equipment expense	$780,000	2,190
Additional noninterest expense	$1,727,000	2,579
Pre-tax net operating income	$3,552,000	1,595
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,131,000	1,200
Income before extraordinary items	$2,421,000	1,891
Extraordinary gains, net	$0	15
Net income	$2,421,000	1,891
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,421,000	1,890
Net charge-offs	$-52,000	6,052
Cash dividends	$575,000	2,074
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,421,000	1,854
2014-06-30 (YTD Data)		Rank
Total interest income	$6,400,000	1,945
Total interest expense	$688,000	2,081
Net interest income	$5,712,000	1,896
Provision for loan and lease losses	$0	4,196
Total noninterest income	$768,000	2,463
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$180,000	2,905
Trading account gains and fees	$0	172
Additional Noninterest Income	$588,000	2,085
Total noninterest expense	$4,104,000	2,290
Salaries and employee benefits	$2,511,000	2,056
Premises and equipment expense	$524,000	2,184
Additional noninterest expense	$1,069,000	2,734
Pre-tax net operating income	$2,376,000	1,566
Securities gains (losses)	$0	2,580
Applicable income taxes	$755,000	1,178
Income before extraordinary items	$1,621,000	1,857
Extraordinary gains, net	$0	20
Net income	$1,621,000	1,861
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,621,000	1,860
Net charge-offs	$-53,000	6,163
Cash dividends	$290,000	2,405
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,621,000	1,810
2014-03-31 (YTD Data)		Rank
Total interest income	$3,137,000	1,971
Total interest expense	$349,000	2,083
Net interest income	$2,788,000	1,936
Provision for loan and lease losses	$0	3,817
Total noninterest income	$344,000	2,608
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$84,000	3,004
Trading account gains and fees	$0	147
Additional Noninterest Income	$260,000	2,206
Total noninterest expense	$2,064,000	2,273
Salaries and employee benefits	$1,270,000	2,042
Premises and equipment expense	$256,000	2,264
Additional noninterest expense	$538,000	2,721
Pre-tax net operating income	$1,068,000	1,671
Securities gains (losses)	$0	1,715
Applicable income taxes	$337,000	1,233
Income before extraordinary items	$731,000	1,942
Extraordinary gains, net	$0	16
Net income	$731,000	1,945
Minority interest net income	$0	66
Net income of bank and minority interests.	$731,000	1,945
Net charge-offs	$-56,000	6,350
Cash dividends	$220,000	1,690
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$731,000	1,901
2013-12-31 (YTD Data)		Rank
Total interest income	$12,825,000	1,935
Total interest expense	$1,735,000	1,937
Net interest income	$11,090,000	1,918
Provision for loan and lease losses	$285,000	2,521
Total noninterest income	$1,516,000	2,576
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$395,000	2,839
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,121,000	2,224
Total noninterest expense	$7,967,000	2,347
Salaries and employee benefits	$4,825,000	2,113
Premises and equipment expense	$970,000	2,301
Additional noninterest expense	$2,172,000	2,798
Pre-tax net operating income	$4,354,000	1,605
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,391,000	1,178
Income before extraordinary items	$2,963,000	1,918
Extraordinary gains, net	$0	29
Net income	$2,963,000	1,920
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,963,000	1,920
Net charge-offs	$464,000	2,092
Cash dividends	$630,000	2,489
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,963,000	1,883
2013-09-30 (YTD Data)		Rank
Total interest income	$9,617,000	1,947
Total interest expense	$1,362,000	1,919
Net interest income	$8,255,000	1,931
Provision for loan and lease losses	$265,000	2,232
Total noninterest income	$1,134,000	2,620
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$296,000	2,853
Trading account gains and fees	$0	180
Additional Noninterest Income	$838,000	2,291
Total noninterest expense	$5,979,000	2,355
Salaries and employee benefits	$3,609,000	2,124
Premises and equipment expense	$748,000	2,286
Additional noninterest expense	$1,622,000	2,805
Pre-tax net operating income	$3,145,000	1,671
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,004,000	1,248
Income before extraordinary items	$2,141,000	2,005
Extraordinary gains, net	$0	25
Net income	$2,141,000	2,012
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,141,000	2,011
Net charge-offs	$457,000	1,678
Cash dividends	$630,000	1,877
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,141,000	1,951
2013-06-30 (YTD Data)		Rank
Total interest income	$6,377,000	1,957
Total interest expense	$958,000	1,852
Net interest income	$5,419,000	1,947
Provision for loan and lease losses	$230,000	1,953
Total noninterest income	$755,000	2,641
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$183,000	2,977
Trading account gains and fees	$0	157
Additional Noninterest Income	$572,000	2,293
Total noninterest expense	$3,959,000	2,365
Salaries and employee benefits	$2,393,000	2,144
Premises and equipment expense	$495,000	2,308
Additional noninterest expense	$1,071,000	2,811
Pre-tax net operating income	$1,985,000	1,726
Securities gains (losses)	$0	2,791
Applicable income taxes	$630,000	1,296
Income before extraordinary items	$1,355,000	2,101
Extraordinary gains, net	$0	22
Net income	$1,355,000	2,109
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,355,000	2,107
Net charge-offs	$467,000	1,304
Cash dividends	$220,000	2,490
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,355,000	2,016
2013-03-31 (YTD Data)		Rank
Total interest income	$3,192,000	1,969
Total interest expense	$499,000	1,839
Net interest income	$2,693,000	1,975
Provision for loan and lease losses	$120,000	1,891
Total noninterest income	$347,000	2,780
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$88,000	3,040
Trading account gains and fees	$0	148
Additional Noninterest Income	$259,000	2,412
Total noninterest expense	$1,951,000	2,424
Salaries and employee benefits	$1,182,000	2,188
Premises and equipment expense	$249,000	2,324
Additional noninterest expense	$520,000	2,891
Pre-tax net operating income	$969,000	1,767
Securities gains (losses)	$0	1,966
Applicable income taxes	$305,000	1,309
Income before extraordinary items	$664,000	2,079
Extraordinary gains, net	$0	10
Net income	$664,000	2,082
Minority interest net income	$0	76
Net income of bank and minority interests.	$664,000	2,081
Net charge-offs	$438,000	837
Cash dividends	$120,000	1,943
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$664,000	2,004
2012-12-31 (YTD Data)		Rank
Total interest income	$13,634,000	1,934
Total interest expense	$2,365,000	1,843
Net interest income	$11,269,000	1,941
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$1,361,000	2,761
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$338,000	3,259
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,023,000	2,339
Total noninterest expense	$7,390,000	2,541
Salaries and employee benefits	$4,427,000	2,243
Premises and equipment expense	$804,000	2,737
Additional noninterest expense	$2,159,000	2,913
Pre-tax net operating income	$4,940,000	1,387
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,531,000	1,083
Income before extraordinary items	$3,409,000	1,680
Extraordinary gains, net	$0	29
Net income	$3,409,000	1,680
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,409,000	1,681
Net charge-offs	$-6,000	6,535
Cash dividends	$560,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,409,000	1,583
2012-09-30 (YTD Data)		Rank
Total interest income	$10,276,000	1,955
Total interest expense	$1,815,000	1,878
Net interest income	$8,461,000	1,965
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$982,000	2,827
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$241,000	3,397
Trading account gains and fees	$0	157
Additional Noninterest Income	$741,000	2,382
Total noninterest expense	$5,463,000	2,587
Salaries and employee benefits	$3,252,000	2,281
Premises and equipment expense	$605,000	2,753
Additional noninterest expense	$1,606,000	2,934
Pre-tax net operating income	$3,755,000	1,405
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,165,000	1,092
Income before extraordinary items	$2,590,000	1,698
Extraordinary gains, net	$0	20
Net income	$2,590,000	1,697
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,590,000	1,699
Net charge-offs	$-7,000	6,541
Cash dividends	$420,000	2,224
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,590,000	1,592
2012-06-30 (YTD Data)		Rank
Total interest income	$6,811,000	1,973
Total interest expense	$1,237,000	1,903
Net interest income	$5,574,000	1,981
Provision for loan and lease losses	$200,000	2,964
Total noninterest income	$582,000	2,976
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$151,000	3,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$431,000	2,542
Total noninterest expense	$3,633,000	2,598
Salaries and employee benefits	$2,188,000	2,269
Premises and equipment expense	$404,000	2,748
Additional noninterest expense	$1,041,000	3,026
Pre-tax net operating income	$2,323,000	1,498
Securities gains (losses)	$0	3,178
Applicable income taxes	$702,000	1,171
Income before extraordinary items	$1,621,000	1,767
Extraordinary gains, net	$0	19
Net income	$1,621,000	1,765
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,621,000	1,767
Net charge-offs	$-14,000	6,719
Cash dividends	$225,000	2,416
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,621,000	1,687
2012-03-31 (YTD Data)		Rank
Total interest income	$3,389,000	1,990
Total interest expense	$635,000	1,934
Net interest income	$2,754,000	2,005
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$277,000	3,072
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$73,000	3,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$204,000	2,623
Total noninterest expense	$1,810,000	2,594
Salaries and employee benefits	$1,065,000	2,344
Premises and equipment expense	$264,000	2,190
Additional noninterest expense	$481,000	3,194
Pre-tax net operating income	$1,101,000	1,541
Securities gains (losses)	$0	2,210
Applicable income taxes	$334,000	1,213
Income before extraordinary items	$767,000	1,865
Extraordinary gains, net	$0	19
Net income	$767,000	1,865
Minority interest net income	$0	78
Net income of bank and minority interests.	$767,000	1,866
Net charge-offs	$-54,000	7,083
Cash dividends	$150,000	1,779
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$767,000	1,762
2011-12-31 (YTD Data)		Rank
Total interest income	$13,310,000	2,093
Total interest expense	$2,955,000	1,986
Net interest income	$10,355,000	2,112
Provision for loan and lease losses	$340,000	3,947
Total noninterest income	$1,191,000	2,813
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$311,000	3,530
Trading account gains and fees	$0	146
Additional Noninterest Income	$880,000	2,313
Total noninterest expense	$6,845,000	2,718
Salaries and employee benefits	$3,871,000	2,478
Premises and equipment expense	$1,033,000	2,355
Additional noninterest expense	$1,941,000	3,218
Pre-tax net operating income	$4,361,000	1,335
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,309,000	1,100
Income before extraordinary items	$3,052,000	1,581
Extraordinary gains, net	$0	29
Net income	$3,052,000	1,582
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,052,000	1,582
Net charge-offs	$123,000	4,792
Cash dividends	$852,000	1,804
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,052,000	1,509
2011-09-30 (YTD Data)		Rank
Total interest income	$9,920,000	2,136
Total interest expense	$2,269,000	2,026
Net interest income	$7,651,000	2,143
Provision for loan and lease losses	$300,000	3,601
Total noninterest income	$903,000	2,786
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$232,000	3,543
Trading account gains and fees	$0	145
Additional Noninterest Income	$671,000	2,269
Total noninterest expense	$5,199,000	2,696
Salaries and employee benefits	$2,848,000	2,526
Premises and equipment expense	$590,000	2,978
Additional noninterest expense	$1,761,000	2,725
Pre-tax net operating income	$3,055,000	1,464
Securities gains (losses)	$0	3,555
Applicable income taxes	$915,000	1,161
Income before extraordinary items	$2,140,000	1,736
Extraordinary gains, net	$0	21
Net income	$2,140,000	1,737
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,140,000	1,737
Net charge-offs	$160,000	3,953
Cash dividends	$673,000	1,516
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,140,000	1,659
2011-06-30 (YTD Data)		Rank
Total interest income	$6,560,000	2,172
Total interest expense	$1,546,000	2,056
Net interest income	$5,014,000	2,188
Provision for loan and lease losses	$220,000	3,411
Total noninterest income	$586,000	2,833
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$154,000	3,537
Trading account gains and fees	$0	153
Additional Noninterest Income	$432,000	2,322
Total noninterest expense	$3,360,000	2,782
Salaries and employee benefits	$1,850,000	2,605
Premises and equipment expense	$375,000	3,092
Additional noninterest expense	$1,135,000	2,866
Pre-tax net operating income	$2,020,000	1,438
Securities gains (losses)	$0	2,914
Applicable income taxes	$592,000	1,166
Income before extraordinary items	$1,428,000	1,690
Extraordinary gains, net	$0	15
Net income	$1,428,000	1,690
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,428,000	1,690
Net charge-offs	$107,000	3,778
Cash dividends	$310,000	1,885
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,428,000	1,626
2011-03-31 (YTD Data)		Rank
Total interest income	$3,222,000	2,223
Total interest expense	$800,000	2,056
Net interest income	$2,422,000	2,257
Provision for loan and lease losses	$100,000	3,337
Total noninterest income	$278,000	2,951
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$74,000	3,590
Trading account gains and fees	$0	158
Additional Noninterest Income	$204,000	2,443
Total noninterest expense	$1,657,000	2,831
Salaries and employee benefits	$887,000	2,739
Premises and equipment expense	$178,000	3,269
Additional noninterest expense	$592,000	2,743
Pre-tax net operating income	$943,000	1,535
Securities gains (losses)	$0	1,772
Applicable income taxes	$273,000	1,207
Income before extraordinary items	$670,000	1,745
Extraordinary gains, net	$0	9
Net income	$670,000	1,745
Minority interest net income	$0	86
Net income of bank and minority interests.	$670,000	1,745
Net charge-offs	$57,000	3,235
Cash dividends	$170,000	1,533
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$670,000	1,697
2010-12-31 (YTD Data)		Rank
Total interest income	$12,865,000	2,332
Total interest expense	$4,174,000	1,917
Net interest income	$8,691,000	2,533
Provision for loan and lease losses	$280,000	4,946
Total noninterest income	$1,118,000	3,036
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$355,000	3,312
Trading account gains and fees	$0	175
Additional Noninterest Income	$763,000	2,558
Total noninterest expense	$6,462,000	2,919
Salaries and employee benefits	$3,710,000	2,589
Premises and equipment expense	$708,000	3,268
Additional noninterest expense	$2,044,000	3,198
Pre-tax net operating income	$3,067,000	1,599
Securities gains (losses)	$0	3,793
Applicable income taxes	$907,000	1,321
Income before extraordinary items	$2,160,000	1,889
Extraordinary gains, net	$0	29
Net income	$2,160,000	1,890
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,160,000	1,891
Net charge-offs	$543,000	3,547
Cash dividends	$755,000	1,824
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,160,000	1,818
2010-09-30 (YTD Data)		Rank
Total interest income	$9,642,000	2,397
Total interest expense	$3,265,000	1,910
Net interest income	$6,377,000	2,603
Provision for loan and lease losses	$240,000	4,632
Total noninterest income	$836,000	3,062
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$274,000	3,323
Trading account gains and fees	$0	165
Additional Noninterest Income	$562,000	2,578
Total noninterest expense	$4,798,000	2,944
Salaries and employee benefits	$2,779,000	2,599
Premises and equipment expense	$520,000	3,366
Additional noninterest expense	$1,499,000	3,226
Pre-tax net operating income	$2,175,000	1,785
Securities gains (losses)	$0	3,651
Applicable income taxes	$646,000	1,416
Income before extraordinary items	$1,529,000	2,109
Extraordinary gains, net	$0	23
Net income	$1,529,000	2,110
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,529,000	2,111
Net charge-offs	$357,000	3,499
Cash dividends	$755,000	1,311
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,529,000	2,014
2010-06-30 (YTD Data)		Rank
Total interest income	$6,376,000	2,433
Total interest expense	$2,220,000	1,951
Net interest income	$4,156,000	2,663
Provision for loan and lease losses	$240,000	3,941
Total noninterest income	$604,000	2,852
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$180,000	3,359
Trading account gains and fees	$0	152
Additional Noninterest Income	$424,000	2,330
Total noninterest expense	$3,325,000	2,851
Salaries and employee benefits	$1,968,000	2,471
Premises and equipment expense	$358,000	3,304
Additional noninterest expense	$999,000	3,210
Pre-tax net operating income	$1,195,000	2,061
Securities gains (losses)	$0	3,184
Applicable income taxes	$347,000	1,588
Income before extraordinary items	$848,000	2,411
Extraordinary gains, net	$0	19
Net income	$848,000	2,407
Minority interest net income	$0	105
Net income of bank and minority interests.	$848,000	2,410
Net charge-offs	$91,000	4,339
Cash dividends	$375,000	1,674
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$848,000	2,309
2010-03-31 (YTD Data)		Rank
Total interest income	$3,156,000	2,516
Total interest expense	$1,135,000	2,015
Net interest income	$2,021,000	2,744
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$293,000	2,903
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$91,000	3,330
Trading account gains and fees	$0	175
Additional Noninterest Income	$202,000	2,381
Total noninterest expense	$1,622,000	2,935
Salaries and employee benefits	$935,000	2,622
Premises and equipment expense	$186,000	3,314
Additional noninterest expense	$501,000	3,181
Pre-tax net operating income	$572,000	2,170
Securities gains (losses)	$0	2,284
Applicable income taxes	$173,000	1,579
Income before extraordinary items	$399,000	2,553
Extraordinary gains, net	$0	16
Net income	$399,000	2,550
Minority interest net income	$0	91
Net income of bank and minority interests.	$399,000	2,553
Net charge-offs	$28,000	4,202
Cash dividends	$200,000	1,369
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$399,000	2,466
2009-12-31 (YTD Data)		Rank
Total interest income	$13,070,000	2,541
Total interest expense	$5,096,000	2,212
Net interest income	$7,974,000	2,740
Provision for loan and lease losses	$450,000	4,698
Total noninterest income	$1,354,000	2,737
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$432,000	3,172
Trading account gains and fees	$0	211
Additional Noninterest Income	$922,000	2,246
Total noninterest expense	$6,046,000	3,154
Salaries and employee benefits	$3,300,000	2,935
Premises and equipment expense	$754,000	3,278
Additional noninterest expense	$1,992,000	3,319
Pre-tax net operating income	$2,832,000	1,413
Securities gains (losses)	$0	3,754
Applicable income taxes	$811,000	1,123
Income before extraordinary items	$2,021,000	1,662
Extraordinary gains, net	$0	34
Net income	$2,021,000	1,660
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,021,000	1,661
Net charge-offs	$293,000	4,518
Cash dividends	$540,000	2,440
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,021,000	1,607
2009-09-30 (YTD Data)		Rank
Total interest income	$9,865,000	2,563
Total interest expense	$3,875,000	2,281
Net interest income	$5,990,000	2,741
Provision for loan and lease losses	$275,000	4,717
Total noninterest income	$1,056,000	2,721
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$316,000	3,245
Trading account gains and fees	$0	212
Additional Noninterest Income	$740,000	2,225
Total noninterest expense	$4,479,000	3,193
Salaries and employee benefits	$2,393,000	3,044
Premises and equipment expense	$561,000	3,342
Additional noninterest expense	$1,525,000	3,243
Pre-tax net operating income	$2,292,000	1,402
Securities gains (losses)	$0	3,497
Applicable income taxes	$652,000	1,146
Income before extraordinary items	$1,640,000	1,632
Extraordinary gains, net	$0	27
Net income	$1,640,000	1,630
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,640,000	1,632
Net charge-offs	$191,000	4,302
Cash dividends	$500,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,640,000	1,592
2009-06-30 (YTD Data)		Rank
Total interest income	$6,582,000	2,597
Total interest expense	$2,629,000	2,331
Net interest income	$3,953,000	2,753
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$657,000	2,863
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$197,000	3,348
Trading account gains and fees	$0	193
Additional Noninterest Income	$460,000	2,332
Total noninterest expense	$2,978,000	3,234
Salaries and employee benefits	$1,576,000	3,098
Premises and equipment expense	$386,000	3,280
Additional noninterest expense	$1,016,000	3,256
Pre-tax net operating income	$1,482,000	1,538
Securities gains (losses)	$0	3,136
Applicable income taxes	$418,000	1,229
Income before extraordinary items	$1,064,000	1,752
Extraordinary gains, net	$0	21
Net income	$1,064,000	1,749
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,064,000	1,751
Net charge-offs	$91,000	4,347
Cash dividends	$300,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,064,000	1,705
2009-03-31 (YTD Data)		Rank
Total interest income	$3,295,000	2,627
Total interest expense	$1,338,000	2,377
Net interest income	$1,957,000	2,764
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$264,000	3,268
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$170,000	2,743
Total noninterest expense	$1,340,000	3,454
Salaries and employee benefits	$760,000	3,240
Premises and equipment expense	$188,000	3,400
Additional noninterest expense	$392,000	3,631
Pre-tax net operating income	$806,000	1,584
Securities gains (losses)	$0	2,434
Applicable income taxes	$231,000	1,295
Income before extraordinary items	$575,000	1,873
Extraordinary gains, net	$0	15
Net income	$575,000	1,875
Minority interest net income	$0	102
Net income of bank and minority interests.	$575,000	1,875
Net charge-offs	$88,000	3,010
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$575,000	1,765
2008-12-31 (YTD Data)		Rank
Total interest income	$13,638,000	2,709
Total interest expense	$5,853,000	2,570
Net interest income	$7,785,000	2,781
Provision for loan and lease losses	$312,000	4,558
Total noninterest income	$1,489,000	2,652
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$477,000	3,107
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,012,000	2,099
Total noninterest expense	$5,577,000	3,285
Salaries and employee benefits	$3,186,000	3,085
Premises and equipment expense	$597,000	3,955
Additional noninterest expense	$1,794,000	3,146
Pre-tax net operating income	$3,385,000	1,611
Securities gains (losses)	$-1,869,000	7,874
Applicable income taxes	$323,000	2,307
Income before extraordinary items	$1,193,000	2,934
Extraordinary gains, net	$0	39
Net income	$1,193,000	2,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-497,000	8,293
Cash dividends	$325,000	3,968
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,669,510	1,629
2008-09-30 (YTD Data)		Rank
Total interest income	$10,308,000	2,743
Total interest expense	$4,462,000	2,622
Net interest income	$5,846,000	2,786
Provision for loan and lease losses	$275,000	3,694
Total noninterest income	$1,114,000	2,717
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$366,000	3,090
Trading account gains and fees	$0	148
Additional Noninterest Income	$748,000	2,211
Total noninterest expense	$4,057,000	3,346
Salaries and employee benefits	$2,237,000	3,304
Premises and equipment expense	$441,000	4,001
Additional noninterest expense	$1,379,000	2,981
Pre-tax net operating income	$2,628,000	1,846
Securities gains (losses)	$-1,780,000	8,026
Applicable income taxes	$93,000	3,650
Income before extraordinary items	$755,000	3,677
Extraordinary gains, net	$0	31
Net income	$755,000	3,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-494,000	8,370
Cash dividends	$325,000	3,281
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,339,200	1,635
2008-06-30 (YTD Data)		Rank
Total interest income	$6,825,000	2,791
Total interest expense	$3,009,000	2,702
Net interest income	$3,816,000	2,821
Provision for loan and lease losses	$160,000	3,502
Total noninterest income	$699,000	2,846
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$230,000	3,199
Trading account gains and fees	$0	149
Additional Noninterest Income	$469,000	2,347
Total noninterest expense	$2,601,000	3,453
Salaries and employee benefits	$1,393,000	3,524
Premises and equipment expense	$314,000	3,830
Additional noninterest expense	$894,000	3,030
Pre-tax net operating income	$1,754,000	1,903
Securities gains (losses)	$3,000	2,869
Applicable income taxes	$526,000	1,540
Income before extraordinary items	$1,231,000	2,143
Extraordinary gains, net	$0	21
Net income	$1,231,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	3,520
Cash dividends	$325,000	2,847
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,228,900	2,099
2008-03-31 (YTD Data)		Rank
Total interest income	$3,422,000	2,856
Total interest expense	$1,589,000	2,731
Net interest income	$1,833,000	2,925
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$332,000	2,930
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$106,000	3,330
Trading account gains and fees	$0	158
Additional Noninterest Income	$226,000	2,388
Total noninterest expense	$1,240,000	3,602
Salaries and employee benefits	$687,000	3,598
Premises and equipment expense	$149,000	4,002
Additional noninterest expense	$404,000	3,287
Pre-tax net operating income	$850,000	2,047
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$255,000	1,663
Income before extraordinary items	$598,000	2,321
Extraordinary gains, net	$0	15
Net income	$598,000	2,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,807
Cash dividends	$250,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$595,900	2,253
2007-12-31 (YTD Data)		Rank
Total interest income	$13,252,000	3,003
Total interest expense	$6,537,000	2,792
Net interest income	$6,715,000	3,205
Provision for loan and lease losses	$874,000	1,581
Total noninterest income	$1,441,000	2,783
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$412,000	3,467
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,029,000	2,189
Total noninterest expense	$4,568,000	3,712
Salaries and employee benefits	$2,615,000	3,595
Premises and equipment expense	$502,000	4,350
Additional noninterest expense	$1,451,000	3,516
Pre-tax net operating income	$2,714,000	2,641
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$789,000	2,154
Income before extraordinary items	$1,927,000	2,904
Extraordinary gains, net	$0	39
Net income	$1,927,000	2,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,077,000	968
Cash dividends	$332,000	4,288
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,925,580	2,898
2007-09-30 (YTD Data)		Rank
Total interest income	$9,690,000	3,073
Total interest expense	$4,778,000	2,851
Net interest income	$4,912,000	3,283
Provision for loan and lease losses	$788,000	1,106
Total noninterest income	$1,124,000	2,698
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$316,000	3,434
Trading account gains and fees	$0	184
Additional Noninterest Income	$808,000	2,111
Total noninterest expense	$3,287,000	3,821
Salaries and employee benefits	$1,837,000	3,782
Premises and equipment expense	$365,000	4,431
Additional noninterest expense	$1,085,000	3,473
Pre-tax net operating income	$1,961,000	2,882
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$481,000	2,586
Income before extraordinary items	$1,482,000	2,998
Extraordinary gains, net	$0	33
Net income	$1,482,000	2,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,095,000	611
Cash dividends	$282,000	3,722
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,480,500	2,984
2007-06-30 (YTD Data)		Rank
Total interest income	$6,315,000	3,150
Total interest expense	$3,094,000	2,930
Net interest income	$3,221,000	3,350
Provision for loan and lease losses	$659,000	814
Total noninterest income	$709,000	2,810
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$204,000	3,476
Trading account gains and fees	$0	168
Additional Noninterest Income	$505,000	2,233
Total noninterest expense	$2,165,000	3,885
Salaries and employee benefits	$1,204,000	3,863
Premises and equipment expense	$241,000	4,484
Additional noninterest expense	$720,000	3,484
Pre-tax net operating income	$1,106,000	3,301
Securities gains (losses)	$2,000	1,203
Applicable income taxes	$281,000	2,817
Income before extraordinary items	$827,000	3,449
Extraordinary gains, net	$0	29
Net income	$827,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,076,000	431
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$825,500	3,428
2007-03-31 (YTD Data)		Rank
Total interest income	$3,101,000	3,196
Total interest expense	$1,502,000	2,986
Net interest income	$1,599,000	3,358
Provision for loan and lease losses	$530,000	501
Total noninterest income	$321,000	2,981
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$99,000	3,475
Trading account gains and fees	$0	195
Additional Noninterest Income	$222,000	2,394
Total noninterest expense	$1,112,000	3,798
Salaries and employee benefits	$606,000	3,864
Premises and equipment expense	$116,000	4,609
Additional noninterest expense	$390,000	3,238
Pre-tax net operating income	$278,000	4,822
Securities gains (losses)	$2,000	969
Applicable income taxes	$136,000	2,867
Income before extraordinary items	$144,000	5,727
Extraordinary gains, net	$0	22
Net income	$144,000	5,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,074,000	230
Cash dividends	$100,000	3,076
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$142,720	5,737
2006-12-31 (YTD Data)		Rank
Total interest income	$10,242,000	3,508
Total interest expense	$4,608,000	3,245
Net interest income	$5,634,000	3,688
Provision for loan and lease losses	$2,135,000	528
Total noninterest income	$1,220,000	3,091
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$353,000	3,800
Trading account gains and fees	$0	130
Additional Noninterest Income	$867,000	2,454
Total noninterest expense	$3,949,000	4,035
Salaries and employee benefits	$2,242,000	3,925
Premises and equipment expense	$442,000	4,622
Additional noninterest expense	$1,265,000	3,786
Pre-tax net operating income	$770,000	5,726
Securities gains (losses)	$0	1,687
Applicable income taxes	$144,000	4,648
Income before extraordinary items	$626,000	5,728
Extraordinary gains, net	$0	51
Net income	$626,000	5,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,234,000	579
Cash dividends	$437,000	3,938
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$626,000	5,715
2006-09-30 (YTD Data)		Rank
Total interest income	$7,332,000	3,610
Total interest expense	$3,145,000	3,370
Net interest income	$4,187,000	3,734
Provision for loan and lease losses	$285,000	2,250
Total noninterest income	$896,000	3,149
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$258,000	3,886
Trading account gains and fees	$0	126
Additional Noninterest Income	$638,000	2,474
Total noninterest expense	$2,816,000	4,156
Salaries and employee benefits	$1,619,000	4,025
Premises and equipment expense	$302,000	4,924
Additional noninterest expense	$895,000	3,937
Pre-tax net operating income	$1,982,000	3,131
Securities gains (losses)	$0	1,388
Applicable income taxes	$668,000	2,439
Income before extraordinary items	$1,314,000	3,515
Extraordinary gains, net	$0	45
Net income	$1,314,000	3,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	1,391
Cash dividends	$337,000	3,484
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,314,000	3,498
2006-06-30 (YTD Data)		Rank
Total interest income	$4,631,000	3,714
Total interest expense	$1,887,000	3,554
Net interest income	$2,744,000	3,791
Provision for loan and lease losses	$95,000	3,398
Total noninterest income	$576,000	3,201
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$154,000	4,087
Trading account gains and fees	$0	126
Additional Noninterest Income	$422,000	2,480
Total noninterest expense	$1,795,000	4,311
Salaries and employee benefits	$1,044,000	4,146
Premises and equipment expense	$191,000	5,073
Additional noninterest expense	$560,000	4,124
Pre-tax net operating income	$1,430,000	2,974
Securities gains (losses)	$0	1,185
Applicable income taxes	$413,000	2,574
Income before extraordinary items	$1,017,000	3,171
Extraordinary gains, net	$0	39
Net income	$1,017,000	3,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	2,216
Cash dividends	$337,000	2,947
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,017,000	3,161
2006-03-31 (YTD Data)		Rank
Total interest income	$2,140,000	3,877
Total interest expense	$835,000	3,707
Net interest income	$1,305,000	3,932
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$264,000	3,353
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$66,000	4,344
Trading account gains and fees	$0	115
Additional Noninterest Income	$198,000	2,508
Total noninterest expense	$863,000	4,458
Salaries and employee benefits	$515,000	4,197
Premises and equipment expense	$88,000	5,343
Additional noninterest expense	$260,000	4,346
Pre-tax net operating income	$661,000	3,099
Securities gains (losses)	$0	955
Applicable income taxes	$193,000	2,658
Income before extraordinary items	$468,000	3,332
Extraordinary gains, net	$0	21
Net income	$468,000	3,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	1,969
Cash dividends	$242,000	2,214
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$468,000	3,310
2005-12-31 (YTD Data)		Rank
Total interest income	$7,419,000	3,976
Total interest expense	$2,435,000	3,898
Net interest income	$4,984,000	3,958
Provision for loan and lease losses	$180,000	3,751
Total noninterest income	$1,133,000	3,263
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$302,000	4,167
Trading account gains and fees	$0	138
Additional Noninterest Income	$831,000	2,478
Total noninterest expense	$3,683,000	4,127
Salaries and employee benefits	$2,139,000	3,931
Premises and equipment expense	$451,000	4,479
Additional noninterest expense	$1,093,000	4,126
Pre-tax net operating income	$2,254,000	3,405
Securities gains (losses)	$0	2,296
Applicable income taxes	$619,000	3,023
Income before extraordinary items	$1,635,000	3,578
Extraordinary gains, net	$0	46
Net income	$1,635,000	3,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,928
Cash dividends	$268,000	4,573
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,635,000	3,552
2005-09-30 (YTD Data)		Rank
Total interest income	$5,375,000	4,031
Total interest expense	$1,683,000	3,974
Net interest income	$3,692,000	3,993
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$871,000	3,215
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$222,000	4,239
Trading account gains and fees	$0	126
Additional Noninterest Income	$649,000	2,430
Total noninterest expense	$2,698,000	4,161
Salaries and employee benefits	$1,527,000	4,033
Premises and equipment expense	$357,000	4,307
Additional noninterest expense	$814,000	4,129
Pre-tax net operating income	$1,730,000	3,407
Securities gains (losses)	$0	2,317
Applicable income taxes	$516,000	2,886
Income before extraordinary items	$1,214,000	3,630
Extraordinary gains, net	$0	35
Net income	$1,214,000	3,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	3,746
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,214,000	3,600
2005-06-30 (YTD Data)		Rank
Total interest income	$3,478,000	4,058
Total interest expense	$1,063,000	3,965
Net interest income	$2,415,000	4,037
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$569,000	3,226
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$139,000	4,326
Trading account gains and fees	$0	116
Additional Noninterest Income	$430,000	2,421
Total noninterest expense	$1,790,000	4,171
Salaries and employee benefits	$1,029,000	3,987
Premises and equipment expense	$242,000	4,238
Additional noninterest expense	$519,000	4,249
Pre-tax net operating income	$1,104,000	3,455
Securities gains (losses)	$0	2,146
Applicable income taxes	$330,000	2,933
Income before extraordinary items	$774,000	3,704
Extraordinary gains, net	$0	30
Net income	$774,000	3,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,449
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$774,000	3,660
2005-03-31 (YTD Data)		Rank
Total interest income	$1,705,000	4,089
Total interest expense	$504,000	4,003
Net interest income	$1,201,000	4,062
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$242,000	3,540
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$63,000	4,498
Trading account gains and fees	$0	115
Additional Noninterest Income	$179,000	2,659
Total noninterest expense	$896,000	4,181
Salaries and employee benefits	$528,000	3,924
Premises and equipment expense	$118,000	4,349
Additional noninterest expense	$250,000	4,364
Pre-tax net operating income	$502,000	3,673
Securities gains (losses)	$0	1,685
Applicable income taxes	$165,000	2,934
Income before extraordinary items	$337,000	4,057
Extraordinary gains, net	$0	24
Net income	$337,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,643
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$337,000	4,017
2004-12-31 (YTD Data)		Rank
Total interest income	$6,257,000	4,132
Total interest expense	$1,808,000	3,961
Net interest income	$4,449,000	4,149
Provision for loan and lease losses	$230,000	3,450
Total noninterest income	$1,075,000	3,370
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$302,000	4,297
Trading account gains and fees	$0	138
Additional Noninterest Income	$773,000	2,552
Total noninterest expense	$3,392,000	4,282
Salaries and employee benefits	$2,007,000	3,990
Premises and equipment expense	$463,000	4,324
Additional noninterest expense	$922,000	4,615
Pre-tax net operating income	$1,902,000	3,624
Securities gains (losses)	$0	3,819
Applicable income taxes	$591,000	3,056
Income before extraordinary items	$1,311,000	3,963
Extraordinary gains, net	$0	34
Net income	$1,311,000	3,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,046
Cash dividends	$110,000	5,416
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,311,000	3,903
2004-09-30 (YTD Data)		Rank
Total interest income	$4,551,000	4,203
Total interest expense	$1,261,000	4,124
Net interest income	$3,290,000	4,181
Provision for loan and lease losses	$145,000	3,592
Total noninterest income	$781,000	3,463
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$225,000	4,347
Trading account gains and fees	$0	134
Additional Noninterest Income	$556,000	2,632
Total noninterest expense	$2,430,000	4,402
Salaries and employee benefits	$1,480,000	3,992
Premises and equipment expense	$289,000	4,880
Additional noninterest expense	$661,000	4,730
Pre-tax net operating income	$1,496,000	3,581
Securities gains (losses)	$0	3,710
Applicable income taxes	$415,000	3,239
Income before extraordinary items	$1,081,000	3,820
Extraordinary gains, net	$0	26
Net income	$1,081,000	3,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,250
Cash dividends	$110,000	4,554
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,081,000	3,747
2004-06-30 (YTD Data)		Rank
Total interest income	$2,971,000	4,285
Total interest expense	$838,000	4,137
Net interest income	$2,133,000	4,285
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$487,000	3,632
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$145,000	4,403
Trading account gains and fees	$0	130
Additional Noninterest Income	$342,000	2,769
Total noninterest expense	$1,546,000	4,567
Salaries and employee benefits	$982,000	4,042
Premises and equipment expense	$178,000	5,148
Additional noninterest expense	$386,000	5,183
Pre-tax net operating income	$1,014,000	3,497
Securities gains (losses)	$0	3,413
Applicable income taxes	$275,000	3,221
Income before extraordinary items	$739,000	3,733
Extraordinary gains, net	$0	21
Net income	$739,000	3,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,658
Cash dividends	$110,000	4,106
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$739,000	3,644
2004-03-31 (YTD Data)		Rank
Total interest income	$1,494,000	4,283
Total interest expense	$425,000	4,147
Net interest income	$1,069,000	4,282
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$234,000	3,674
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$65,000	4,595
Trading account gains and fees	$0	121
Additional Noninterest Income	$169,000	2,733
Total noninterest expense	$751,000	4,684
Salaries and employee benefits	$505,000	3,975
Premises and equipment expense	$42,000	7,151
Additional noninterest expense	$204,000	5,003
Pre-tax net operating income	$522,000	3,405
Securities gains (losses)	$0	2,934
Applicable income taxes	$140,000	3,209
Income before extraordinary items	$382,000	3,629
Extraordinary gains, net	$0	16
Net income	$382,000	3,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$110,000	2,778
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$382,000	3,511
2003-12-31 (YTD Data)		Rank
Total interest income	$6,172,000	4,225
Total interest expense	$2,040,000	3,969
Net interest income	$4,132,000	4,263
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$1,263,000	3,188
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$315,000	4,182
Trading account gains and fees	$0	160
Additional Noninterest Income	$948,000	2,468
Total noninterest expense	$3,319,000	4,299
Salaries and employee benefits	$1,940,000	4,029
Premises and equipment expense	$434,000	4,472
Additional noninterest expense	$945,000	4,456
Pre-tax net operating income	$1,956,000	3,442
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$621,000	2,993
Income before extraordinary items	$1,337,000	3,847
Extraordinary gains, net	$0	54
Net income	$1,337,000	3,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,170
Cash dividends	$220,000	4,808
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,335,640	3,687
2003-09-30 (YTD Data)		Rank
Total interest income	$4,665,000	4,254
Total interest expense	$1,595,000	3,955
Net interest income	$3,070,000	4,315
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$955,000	3,233
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$237,000	4,197
Trading account gains and fees	$0	153
Additional Noninterest Income	$718,000	2,518
Total noninterest expense	$2,400,000	4,398
Salaries and employee benefits	$1,416,000	4,114
Premises and equipment expense	$303,000	4,685
Additional noninterest expense	$681,000	4,558
Pre-tax net operating income	$1,535,000	3,476
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$472,000	3,128
Income before extraordinary items	$1,065,000	3,832
Extraordinary gains, net	$0	40
Net income	$1,065,000	3,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,715
Cash dividends	$110,000	4,631
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,063,620	3,673
2003-06-30 (YTD Data)		Rank
Total interest income	$3,122,000	4,276
Total interest expense	$1,100,000	3,954
Net interest income	$2,022,000	4,364
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$606,000	3,318
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$142,000	4,419
Trading account gains and fees	$0	150
Additional Noninterest Income	$464,000	2,555
Total noninterest expense	$1,554,000	4,469
Salaries and employee benefits	$927,000	4,159
Premises and equipment expense	$202,000	4,671
Additional noninterest expense	$425,000	4,796
Pre-tax net operating income	$1,014,000	3,491
Securities gains (losses)	$2,000	3,460
Applicable income taxes	$306,000	3,216
Income before extraordinary items	$710,000	3,819
Extraordinary gains, net	$0	30
Net income	$710,000	3,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,544
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$708,600	3,637
2003-03-31 (YTD Data)		Rank
Total interest income	$1,581,000	4,267
Total interest expense	$560,000	3,983
Net interest income	$1,021,000	4,340
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$283,000	3,383
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	4,539
Trading account gains and fees	$0	134
Additional Noninterest Income	$218,000	2,578
Total noninterest expense	$782,000	4,437
Salaries and employee benefits	$467,000	4,110
Premises and equipment expense	$103,000	4,610
Additional noninterest expense	$212,000	4,752
Pre-tax net operating income	$492,000	3,540
Securities gains (losses)	$0	2,891
Applicable income taxes	$153,000	3,192
Income before extraordinary items	$339,000	3,897
Extraordinary gains, net	$0	21
Net income	$339,000	3,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$339,000	3,714
2002-12-31 (YTD Data)		Rank
Total interest income	$6,514,000	4,293
Total interest expense	$2,778,000	3,767
Net interest income	$3,736,000	4,547
Provision for loan and lease losses	$144,000	5,017
Total noninterest income	$953,000	3,588
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$250,000	4,695
Trading account gains and fees	$0	153
Additional Noninterest Income	$703,000	2,701
Total noninterest expense	$3,115,000	4,337
Salaries and employee benefits	$1,755,000	4,168
Premises and equipment expense	$508,000	3,899
Additional noninterest expense	$852,000	4,715
Pre-tax net operating income	$1,430,000	4,236
Securities gains (losses)	$4,000	4,045
Applicable income taxes	$420,000	3,790
Income before extraordinary items	$1,014,000	4,551
Extraordinary gains, net	$0	70
Net income	$1,014,000	4,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,236
Cash dividends	$60,000	5,867
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,011,160	4,442
2001-12-31 (YTD Data)		Rank
Total interest income	$6,596,000	4,621
Total interest expense	$3,566,000	4,147
Net interest income	$3,030,000	5,030
Provision for loan and lease losses	$125,000	5,119
Total noninterest income	$810,000	3,819
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$203,000	5,130
Trading account gains and fees	$0	177
Additional Noninterest Income	$607,000	2,807
Total noninterest expense	$2,684,000	4,717
Salaries and employee benefits	$1,494,000	4,526
Premises and equipment expense	$396,000	4,632
Additional noninterest expense	$794,000	4,807
Pre-tax net operating income	$1,031,000	4,828
Securities gains (losses)	$0	4,612
Applicable income taxes	$274,000	4,453
Income before extraordinary items	$757,000	5,026
Extraordinary gains, net	$0	105
Net income	$757,000	5,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	3,106
Cash dividends	$60,000	6,054
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$757,000	4,915
2000-12-31 (YTD Data)		Rank
Total interest income	$5,491,000	5,395
Total interest expense	$3,035,000	4,877
Net interest income	$2,456,000	5,878
Provision for loan and lease losses	$99,000	5,366
Total noninterest income	$510,000	4,877
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$124,000	6,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	3,435
Total noninterest expense	$2,402,000	4,986
Salaries and employee benefits	$1,324,000	4,832
Premises and equipment expense	$370,000	4,762
Additional noninterest expense	$708,000	5,134
Pre-tax net operating income	$465,000	7,173
Securities gains (losses)	$0	1,956
Applicable income taxes	$63,000	7,036
Income before extraordinary items	$402,000	6,844
Extraordinary gains, net	$0	38
Net income	$402,000	6,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,414
Cash dividends	$80,000	6,117
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$402,000	6,854
1999-12-31 (YTD Data)		Rank
Total interest income	$3,644,000	6,682
Total interest expense	$1,778,000	6,395
Net interest income	$1,866,000	6,877
Provision for loan and lease losses	$0	8,503
Total noninterest income	$246,000	6,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	5,009
Total noninterest expense	$1,447,000	6,912
Salaries and employee benefits	$870,000	6,454
Premises and equipment expense	$159,000	7,518
Additional noninterest expense	$418,000	7,125
Pre-tax net operating income	$665,000	6,453
Securities gains (losses)	$0	3,155
Applicable income taxes	$110,000	6,786
Income before extraordinary items	$555,000	6,131
Extraordinary gains, net	$0	35
Net income	$555,000	6,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,882
Cash dividends	$285,000	4,655
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$555,000	6,106
1998-12-31 (YTD Data)		Rank
Total interest income	$3,569,000	6,875
Total interest expense	$1,736,000	6,685
Net interest income	$1,833,000	6,982
Provision for loan and lease losses	$0	8,652
Total noninterest income	$186,000	7,746
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	7,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,008
Total noninterest expense	$1,258,000	7,384
Salaries and employee benefits	$740,000	6,975
Premises and equipment expense	$129,000	8,085
Additional noninterest expense	$389,000	7,310
Pre-tax net operating income	$761,000	6,253
Securities gains (losses)	$-1,000	9,769
Applicable income taxes	$165,000	6,647
Income before extraordinary items	$595,000	6,079
Extraordinary gains, net	$0	32
Net income	$595,000	6,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,508
Cash dividends	$290,000	4,704
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$595,780	5,972
1997-12-31 (YTD Data)		Rank
Total interest income	$3,598,000	7,061
Total interest expense	$1,726,000	6,832
Net interest income	$1,872,000	7,180
Provision for loan and lease losses	$0	8,829
Total noninterest income	$143,000	8,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	8,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	7,166
Total noninterest expense	$1,227,000	7,579
Salaries and employee benefits	$737,000	7,104
Premises and equipment expense	$126,000	8,337
Additional noninterest expense	$364,000	7,679
Pre-tax net operating income	$788,000	6,589
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$190,000	7,017
Income before extraordinary items	$596,000	6,399
Extraordinary gains, net	$0	44
Net income	$596,000	6,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$597,520	6,331
1996-12-31 (YTD Data)		Rank
Total interest income	$3,344,000	7,563
Total interest expense	$1,632,000	7,250
Net interest income	$1,712,000	7,744
Provision for loan and lease losses	$0	9,041
Total noninterest income	$146,000	9,070
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	8,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,256
Total noninterest expense	$1,089,000	8,364
Salaries and employee benefits	$598,000	8,145
Premises and equipment expense	$132,000	8,482
Additional noninterest expense	$359,000	8,281
Pre-tax net operating income	$769,000	6,617
Securities gains (losses)	$-78,000	11,145
Applicable income taxes	$186,000	7,351
Income before extraordinary items	$505,000	6,877
Extraordinary gains, net	$0	53
Net income	$505,000	6,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,797
Cash dividends	$390,000	3,980
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$561,940	6,426
1995-12-31 (YTD Data)		Rank
Total interest income	$3,158,000	8,000
Total interest expense	$1,524,000	7,629
Net interest income	$1,634,000	8,180
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$166,000	9,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,804
Total noninterest expense	$1,042,000	8,786
Salaries and employee benefits	$610,000	8,295
Premises and equipment expense	$131,000	8,769
Additional noninterest expense	$301,000	9,232
Pre-tax net operating income	$744,000	7,094
Securities gains (losses)	$0	3,831
Applicable income taxes	$224,000	7,036
Income before extraordinary items	$520,000	7,102
Extraordinary gains, net	$0	65
Net income	$520,000	7,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,150
Cash dividends	$280,000	4,708
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$520,000	7,081
1994-12-31 (YTD Data)		Rank
Total interest income	$2,868,000	8,293
Total interest expense	$1,270,000	7,656
Net interest income	$1,598,000	8,586
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$666,000	4,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$614,000	2,541
Total noninterest expense	$1,080,000	9,053
Salaries and employee benefits	$584,000	8,732
Premises and equipment expense	$163,000	8,231
Additional noninterest expense	$333,000	9,569
Pre-tax net operating income	$1,172,000	5,327
Securities gains (losses)	$3,000	2,889
Applicable income taxes	$206,000	7,245
Income before extraordinary items	$969,000	4,637
Extraordinary gains, net	$0	249
Net income	$969,000	4,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,944
Cash dividends	$520,000	3,093
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$966,540	4,696
1993-12-31 (YTD Data)		Rank
Total interest income	$3,028,000	8,288
Total interest expense	$1,339,000	7,745
Net interest income	$1,689,000	8,524
Provision for loan and lease losses	$27,000	8,602
Total noninterest income	$166,000	9,890
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	9,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	7,504
Total noninterest expense	$1,068,000	9,451
Salaries and employee benefits	$574,000	9,022
Premises and equipment expense	$152,000	8,840
Additional noninterest expense	$342,000	9,932
Pre-tax net operating income	$760,000	7,032
Securities gains (losses)	$0	7,477
Applicable income taxes	$232,000	7,070
Income before extraordinary items	$528,000	7,320
Extraordinary gains, net	$0	3,149
Net income	$528,000	7,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$180,000	5,679
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$528,000	7,064
1992-12-31 (YTD Data)		Rank
Total interest income	$3,250,000	8,557
Total interest expense	$1,623,000	8,127
Net interest income	$1,627,000	8,889
Provision for loan and lease losses	$93,000	7,482
Total noninterest income	$117,000	11,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,490
Total noninterest expense	$1,048,000	9,760
Salaries and employee benefits	$570,000	9,084
Premises and equipment expense	$101,000	10,706
Additional noninterest expense	$377,000	9,849
Pre-tax net operating income	$603,000	7,693
Securities gains (losses)	$27,000	5,154
Applicable income taxes	$218,000	7,224
Income before extraordinary items	$412,000	8,090
Extraordinary gains, net	$0	1,422
Net income	$412,000	8,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	5,287
Cash dividends	$210,000	4,877
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$394,450	7,918

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.