Home > Security National Bank of Omaha > Net charge- offs to loans
Security National Bank of Omaha, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0271% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9287% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0841% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8621% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1007% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1236% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0378% | 2,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6213% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0186% | 4,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0447% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3213% | 4,648 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0368% | 4,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0327% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2500% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0269% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3514% | 4,713 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0675% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0234% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1117% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0210% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4633% | 4,751 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0045% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0046% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6667% | 1,011 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 3,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3370% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0097% | 1,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1818% | 987 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 3,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 3,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0717% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5285% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0869% | 1,947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1337% | 1,054 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0907% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7192% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1103% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1274% | 1,052 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7225% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1386% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1286% | 1,029 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1376% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1409% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1150% | 988 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0176% | 4,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0696% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0866% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1945% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0232% | 4,030 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2100% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3453% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2059% | 1,812 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0354% | 4,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5898% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3039% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1888% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2730% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4204% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2947% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3302% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2755% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2442% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3571% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1884% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1522% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1398% | 1,099 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0884% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0924% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0654% | 2,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2232% | 1,085 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 4,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1157% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7881% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0188% | 2,666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1654% | 1,059 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0983% | 5,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1925% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9138% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0205% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0700% | 1,049 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 4,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 5,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0632% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0746% | 5,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1884% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0998% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4164% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0306% | 3,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2675% | 1,154 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1008% | 5,129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0863% | 3,855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1050% | 5,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1853% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1103% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0605% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0165% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1844% | 1,145 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 4,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6801% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0169% | 2,716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0964% | 1,115 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0779% | 5,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3408% | 5,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1440% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3480% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0336% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1001% | 1,106 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 3,066 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0951% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0847% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3488% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0719% | 3,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7521% | 20 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,773 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0272% | 3,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4795% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1127% | 1,193 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0163% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7143% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0170% | 4,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1571% | 1,181 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 4,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0310% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4248% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0324% | 4,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0712% | 4,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 5,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1009% | 4,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 1,459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0210% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0884% | 1,096 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0176% | 4,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1033% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0151% | 1,182 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1004% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 5,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1386% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1108% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0234% | 4,953 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1196% | 1,092 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0184% | 4,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1061% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0190% | 1,171 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1415% | 4,732 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 5,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2216% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1807% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0180% | 4,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0190% | 4,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1022% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0266% | 1,165 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2744% | 4,777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0695% | 4,915 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0750% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0791% | 4,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0910% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 5,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 5,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0486% | 3,517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4580% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0213% | 5,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0659% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1094% | 34 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7903% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1304% | 5,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1579% | 5,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0468% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6012% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0272% | 5,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0516% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0394% | 1,230 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7810% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0075% | 4,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6693% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0394% | 4,974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0522% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0596% | 1,218 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 5,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1778% | 6,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2198% | 6,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0153% | 4,987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3088% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0805% | 5,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0597% | 1,196 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 5,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 2,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 3,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0496% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 3,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1687% | 5,536 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0744% | 5,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1696% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0869% | 5,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0285% | 51 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0536% | 5,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 1,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 3,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 4,538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2089% | 5,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1519% | 5,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2272% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1717% | 5,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0769% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0660% | 41 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0964% | 6,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 5,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 6,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0432% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0650% | 6,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3207% | 5,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1999% | 5,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3402% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2277% | 5,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0835% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 5,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0729% | 6,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0787% | 6,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3895% | 6,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6647% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4436% | 6,034 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 5,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0602% | 5,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 2,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2939% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 4,748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3707% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2733% | 6,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2402% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3004% | 6,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0630% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 2,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0861% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 2,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3367% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0516% | 4,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4257% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0858% | 5,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0877% | 3,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2203% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0808% | 3,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0537% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.1284% | 5,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 1,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5268% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 4,718 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6581% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0153% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1558% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3260% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1468% | 2,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3065% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.2413% | 5,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1473% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0437% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,734 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2996% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4179% | 1,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0394% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 5,889 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0588% | 6,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2526% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1950% | 2,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5824% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 3,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2392% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0973% | 3,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1149% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 4,711 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 5,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 6,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2200% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1871% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2279% | 2,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0402% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4310% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0211% | 3,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0753% | 1,423 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 6,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0949% | 6,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2704% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2769% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2688% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3368% | 6,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 3,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6388% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1131% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1162% | 1,393 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1860% | 6,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4560% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0004% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3296% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 5,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0150% | 5,544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0937% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2248% | 1,350 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4591% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4030% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 1.0173% | 2,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1877% | 2,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8195% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5582% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8879% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7994% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1134% | 4,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9700% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0684% | 4,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1222% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0948% | 110 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3322% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3107% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | 1.3081% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2522% | 2,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2199% | 3,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7252% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5059% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1182% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2906% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0561% | 4,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1090% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2987% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 1.4903% | 1,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 3,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4220% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0657% | 3,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7868% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1135% | 3,697 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3281% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0468% | 3,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0947% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2544% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 1.1944% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7069% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1209% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8040% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0737% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 8.5949% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 3,546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 5,880 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 3,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8686% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 3,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2806% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4731% | 3,492 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2855% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1978% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9730% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3259% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 10.1735% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 3,068 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 5,916 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 3,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2992% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 3,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3699% | 3,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1323% | 4,534 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3507% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2146% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2869% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2166% | 3,459 |
| Percentage Net Loans Charged-off:Construction & development | 1.4059% | 1,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0304% | 5,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2165% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 3,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5418% | 2,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 4,146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1770% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1844% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3716% | 2,348 |
| Percentage Net Loans Charged-off:Construction & development | 2.4973% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0576% | 5,973 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 7,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 7,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 6,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2305% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0933% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 2,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2001% | 806 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 4,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1253% | 1,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 4,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6587% | 3,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0738% | 5,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1658% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2549% | 1,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6467% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1045% | 5,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3757% | 1,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2931% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3468% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0479% | 5,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3410% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4100% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 7,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 7,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7406% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0716% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6840% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7571% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 5,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 4,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 3,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 2,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1392% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 5,714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5963% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4593% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0840% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0603% | 5,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6480% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4581% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 3,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0678% | 4,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7650% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2500% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0200% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3043% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1142% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 6,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2288% | 4,402 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9090% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9883% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1078% | 1,628 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1076% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1186% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0968% | 4,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4852% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9542% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0382% | 48 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 2,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1322% | 4,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4272% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6897% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0608% | 35 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 6,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0449% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6375% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4023% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6453% | 1,392 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0789% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2075% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1291% | 4,897 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4978% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0111% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.1074% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2789% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1475% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1459% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6854% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6366% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2097% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.1620% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4229% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 8,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6761% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0258% | 6,981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3964% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8861% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0630% | 8,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0694% | 8,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9676% | 7,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 8,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2412% | 7,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1024% | 5,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9411% | 1,207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3647% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0691% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 2,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4308% | 8,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0359% | 5,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3013% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5677% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1194% | 8,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5830% | 8,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0394% | 5,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4499% | 1,116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0885% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2500% | 8,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1335% | 8,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0768% | 4,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9104% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4693% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2037% | 8,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0505% | 8,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 5,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7034% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0735% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2992% | 8,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4170% | 8,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1373% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2486% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5791% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4773% | 8,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1711% | 8,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1351% | 4,959 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3770% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6890% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5970% | 8,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7378% | 8,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1995% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6878% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5266% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 4,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 3,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 4,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 6,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2042% | 1,455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6931% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 7,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0347% | 6,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4033% | 1,670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3040% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 8,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0522% | 5,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5980% | 1,464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2231% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 8,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 8,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 8,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 7,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0919% | 4,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9448% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5395% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2958% | 3,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0402% | 6,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9630% | 1,675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5257% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3406% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9005% | 1,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0972% | 6,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8429% | 1,796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7862% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3434% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1077% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0365% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0507% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 7,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0310% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1708% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 7,382 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 6,702 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 6,070 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 6,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 8,848 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 9,130 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |