Home > Security First Bank > Net charge- offs to loans
Security First Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0953% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0953% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0818% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0818% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0868% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0953% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0546% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0546% | 2,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0304% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8217% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0509% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0509% | 2,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4933% | 4,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0544% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0544% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4530% | 4,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0516% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0516% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 3,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 3,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2068% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0326% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0326% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1239% | 4,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0108% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0108% | 2,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 4,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 4,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0370% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3933% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5885% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0673% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5705% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0747% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1813% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1144% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1144% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1843% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2050% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0215% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6923% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0692% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0692% | 2,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3859% | 99 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.0791% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0651% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0651% | 2,754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2023% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.5563% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0495% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0495% | 2,543 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0949% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.6024% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1143% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1143% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 4,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1950% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0413% | 4,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0838% | 5,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 5,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0753% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2153% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2635% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2635% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 4,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1029% | 5,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1453% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1453% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0654% | 5,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1448% | 5,338 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0366% | 4,459 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 4,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4398% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 4,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0462% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0462% | 3,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0751% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1768% | 5,414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 4,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5207% | 4,210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0935% | 4,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1310% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1310% | 2,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0933% | 5,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2326% | 5,499 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,464 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7483% | 4,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1188% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2279% | 5,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5509% | 5,649 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0115% | 4,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 5,125 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5931% | 4,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0518% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0518% | 2,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 5,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0795% | 5,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1359% | 5,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1170% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0658% | 4,146 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1188% | 5,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3424% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3424% | 2,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0089% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0464% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0931% | 5,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2000% | 5,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 5,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0885% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0719% | 5,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2700% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2700% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 4,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0607% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1132% | 5,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2867% | 5,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 5,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 5,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0793% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0793% | 2,642 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 5,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 5,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1310% | 4,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0530% | 4,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0530% | 4,851 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0142% | 5,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0594% | 5,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0536% | 5,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1309% | 5,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 5,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1310% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 5,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0596% | 4,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4507% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4507% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1493% | 5,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0774% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0759% | 5,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1636% | 5,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0693% | 5,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1313% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 5,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6346% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6346% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1913% | 5,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1115% | 5,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1013% | 5,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2171% | 5,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0948% | 5,869 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1284% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0935% | 5,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7224% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7224% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2835% | 5,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1290% | 5,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1073% | 5,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2844% | 6,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 5,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1244% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 5,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1269% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1586% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2329% | 5,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | -0.4527% | 5,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7697% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5820% | 5,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0388% | 5,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3787% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0540% | 5,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1850% | 5,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0983% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0983% | 3,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0823% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 2,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.6163% | 5,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5558% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7769% | 5,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0421% | 5,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5658% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0638% | 6,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0716% | 5,197 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2390% | 5,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2390% | 5,851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0692% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 1,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8634% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1721% | 5,217 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 5,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9441% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 6,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2503% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3460% | 6,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3460% | 5,957 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 5,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4716% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5849% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5925% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0733% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7057% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2343% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2343% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2506% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1668% | 474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1590% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3666% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1452% | 5,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0791% | 3,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0791% | 3,686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1476% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 5,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4575% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2162% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4667% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 5,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1956% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1956% | 2,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0891% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4346% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0983% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2825% | 6,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0783% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0783% | 3,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 6,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3708% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3978% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2862% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2085% | 5,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0591% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0591% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0202% | 5,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2333% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4965% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 5,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4827% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2234% | 6,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4484% | 5,152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2114% | 6,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 5,527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5407% | 6,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5407% | 6,647 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1140% | 6,127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4375% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2441% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1391% | 6,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4810% | 5,200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1197% | 6,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6986% | 6,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6987% | 6,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2231% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6719% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1655% | 6,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5769% | 5,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1417% | 6,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1770% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1271% | 3,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1271% | 3,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0726% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5595% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3723% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2830% | 5,200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2144% | 6,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0782% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0782% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0459% | 6,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1826% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.4436% | 2,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2963% | 2,450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2232% | 5,694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1844% | 5,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1924% | 3,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5146% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1214% | 4,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0233% | 1,601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1690% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1695% | 3,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.8033% | 2,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2505% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3064% | 5,710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2016% | 5,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2952% | 2,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4238% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0066% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0061% | 4,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1272% | 7,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1172% | 7,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.2707% | 2,059 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3818% | 7,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 2,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2385% | 5,395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3794% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 6,532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2281% | 6,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2080% | 6,710 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1235% | 6,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2219% | 7,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2174% | 7,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0716% | 6,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7307% | 7,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4293% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1163% | 5,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4685% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1565% | 6,559 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4343% | 6,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3801% | 6,879 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2365% | 6,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7435% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6050% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 4.2134% | 1,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6155% | 1,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7833% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5194% | 7,505 |
| Percentage Net Loans Charged-off: Home equity loans | -10.6697% | 5,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3138% | 2,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9610% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5055% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0190% | 6,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8889% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6389% | 2,380 |
| Percentage Net Loans Charged-off:Construction & development | 4.6737% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7853% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5876% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7202% | 7,606 |
| Percentage Net Loans Charged-off: Home equity loans | -14.4913% | 5,661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4310% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3370% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6673% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0062% | 1,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8611% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4013% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 4.0810% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9384% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5502% | 7,681 |
| Percentage Net Loans Charged-off: Home equity loans | -22.6397% | 5,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 2,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0196% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0344% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0867% | 6,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3368% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5701% | 7,778 |
| Percentage Net Loans Charged-off:Construction & development | 1.5080% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 7,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.4955% | 7,787 |
| Percentage Net Loans Charged-off: Home equity loans | -45.3449% | 5,731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 7,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5562% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0527% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3632% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3695% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 1.3595% | 2,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2828% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3075% | 2,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3320% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2804% | 4,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6703% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8571% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3335% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | 1.0862% | 2,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 7,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2202% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2376% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5337% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0476% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4511% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2227% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2946% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 1.5630% | 1,567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0372% | 7,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 2,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 3,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4286% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0953% | 1,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0226% | 7,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0433% | 7,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 7,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1617% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1747% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 3,846 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5714% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2975% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.5080% | 1,995 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 7,822 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4027% | 6,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2270% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3552% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 3,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 3,898 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8904% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1658% | 7,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 7,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0736% | 7,956 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5171% | 6,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4278% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4753% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4102% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2779% | 4,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2293% | 7,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 4,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,765 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5553% | 6,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4993% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5585% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5352% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0769% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3497% | 7,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 7,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3868% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4411% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1138% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1779% | 7,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7696% | 7,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,648 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9787% | 6,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2935% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3265% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0859% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 3,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0883% | 7,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0782% | 8,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 7,893 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.1196% | 6,232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4977% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 3,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0905% | 7,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 7,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1255% | 8,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 7,919 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.2086% | 6,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1486% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6412% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2864% | 7,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1278% | 7,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 8,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2181% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5206% | 7,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6245% | 7,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1638% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9042% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.4295% | 6,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0701% | 7,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0689% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0393% | 7,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5268% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.4171% | 6,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 7,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6919% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0414% | 7,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1813% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7611% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.7353% | 6,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5003% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0629% | 7,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1678% | 8,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2070% | 8,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.7263% | 6,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 8,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 8,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2147% | 7,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0895% | 3,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0896% | 7,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1431% | 8,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.7773% | 6,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2982% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3106% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3217% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4638% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3848% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0912% | 8,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4173% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9278% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5226% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1330% | 8,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1812% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5477% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5291% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7944% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1147% | 8,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2538% | 8,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 8,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 8,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1897% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1495% | 7,363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2577% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7349% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5937% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.2871% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9461% | 8,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8410% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 1,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5485% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7165% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.4609% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4754% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7451% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0500% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6107% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8197% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0920% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.6651% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 8,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1299% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0171% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6517% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8437% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1199% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 8,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 8,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8244% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0356% | 7,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1499% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0979% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.1048% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1807% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.8315% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5847% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6004% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5086% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9317% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9286% | 1,209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5464% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5045% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5454% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5976% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5544% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4068% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4182% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4789% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5429% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5429% | 1,262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0137% | 1,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1117% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 8,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4441% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4571% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 3,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3863% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7358% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 7,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6782% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6990% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3194% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3144% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0595% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0848% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2971% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1623% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7955% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0574% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7869% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7010% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3756% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5930% | 1,433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1390% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3274% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 8,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 8,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 9,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 9,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2357% | 3,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9916% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0675% | 1,238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0204% | 1,807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3929% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0985% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4283% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3247% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0460% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5116% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6641% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6556% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6987% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0840% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7442% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7367% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5572% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1459% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 5,832 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 6,363 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 10,088 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 6,572 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 6,060 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 7,340 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |