Home > Security Federal Bank > Net charge- offs to loans
Security Federal Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0575% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1098% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 4,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8625% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4832% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0715% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1442% | 4,509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5485% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6675% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5305% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0539% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1498% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4700% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0735% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3794% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2761% | 4,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4676% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6332% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2889% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 4,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 4,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0856% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1751% | 4,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0542% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4918% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8482% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2901% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 4,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0694% | 4,503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0711% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1002% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2102% | 4,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0613% | 4,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1103% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3349% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3737% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3292% | 1,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0432% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 4,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 3,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0682% | 4,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1555% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1272% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0707% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1564% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 4,175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 3,369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 4,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2838% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0197% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3160% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1257% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1624% | 4,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.2245% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1926% | 4,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 3,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 4,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1972% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7512% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1202% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1018% | 20 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1567% | 4,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1978% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.2880% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2445% | 4,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0585% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 3,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0622% | 4,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9596% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0347% | 3,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1357% | 12 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0727% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0803% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1417% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 4,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2275% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3064% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2995% | 4,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1527% | 11 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 4,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4500% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3069% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4690% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2850% | 9 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 4,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0831% | 4,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0510% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0600% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3300% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5710% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0994% | 32 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0512% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0973% | 4,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 3,552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0820% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6152% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2181% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4005% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0820% | 26 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0746% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1370% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0669% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6247% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9116% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1536% | 17 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 1,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0926% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6381% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5313% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2685% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6381% | 10 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 4,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7604% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1062% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1387% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1110% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7852% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0138% | 724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1387% | 1,098 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0236% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0435% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2407% | 4,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1450% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9308% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0328% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2407% | 1,087 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1975% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0374% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5935% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2277% | 3,848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3560% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6195% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8213% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5909% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3560% | 1,066 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4313% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4111% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0857% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0513% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.6132% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3715% | 3,913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1896% | 4,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5632% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2897% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8291% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1896% | 1,055 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 5,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.2908% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1603% | 3,896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4213% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4817% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9760% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2720% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3430% | 29 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0724% | 5,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1027% | 5,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.3075% | 4,840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1103% | 5,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0708% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1660% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0985% | 4,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1450% | 32 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1854% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2184% | 5,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.5180% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2976% | 5,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1191% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2477% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1510% | 4,866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1487% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3337% | 5,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 4,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0397% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3330% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1168% | 4,743 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1529% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1116% | 4,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.1861% | 4,889 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 5,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3941% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5094% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3597% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6418% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0966% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8377% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0186% | 4,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.2029% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3999% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1841% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4630% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0270% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0590% | 4,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 847 |
| Percentage Net Loans Charged-off:Construction & development | -0.1330% | 4,907 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 5,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3235% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4262% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0455% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7959% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2381% | 5,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 5,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.1672% | 5,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0467% | 4,794 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9588% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3819% | 5,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.5010% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1317% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1962% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2849% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9126% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5689% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5087% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5796% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 2,449 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.8095% | 5,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1864% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2725% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1335% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3579% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4235% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4588% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4172% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0704% | 5,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1061% | 5,625 |
| Percentage Net Loans Charged-off:Construction & development | -1.2167% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4248% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 5,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6084% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2581% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6720% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0499% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.6211% | 5,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7403% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1601% | 5,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1013% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3433% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3694% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 5,039 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2281% | 5,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2657% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1153% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 2,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5300% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9484% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4439% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0945% | 5,094 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 5,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3807% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6939% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4300% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8088% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3507% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3929% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4145% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 1.5248% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4555% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4593% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0697% | 5,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7801% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0739% | 5,116 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6266% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6695% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 3.2311% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4753% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2507% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2728% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3475% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2495% | 5,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8743% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4935% | 5,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6517% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6361% | 440 |
| Percentage Net Loans Charged-off:Construction & development | -0.2404% | 5,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0965% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0487% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5090% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7905% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4376% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2614% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6442% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8191% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3759% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6637% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7243% | 356 |
| Percentage Net Loans Charged-off:Construction & development | -0.1678% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2318% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0705% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5427% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8139% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4741% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5995% | 6,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5720% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7911% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2920% | 2,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7323% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8366% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0664% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3711% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5824% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0733% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4587% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0046% | 6,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3578% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9888% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0200% | 5,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5406% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6880% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.3601% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4896% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0620% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1357% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7922% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.0816% | 6,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7449% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7321% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9625% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9237% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 2.9185% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6638% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0471% | 550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4927% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2528% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5495% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1207% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8525% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9569% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5929% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1302% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1324% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 3.2641% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9153% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0621% | 447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6035% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3421% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6645% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9898% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0565% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4378% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1897% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2090% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 4.5209% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4881% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0917% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7499% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5269% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8011% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5008% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8877% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2703% | 2,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3527% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3651% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 7.1415% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0598% | 6,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7264% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8918% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0518% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5107% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0540% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3801% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5952% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4373% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 2.8610% | 881 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0969% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5745% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2847% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1935% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3057% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8582% | 104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9762% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7569% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7691% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7098% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7055% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 3.1489% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3601% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9094% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5426% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9120% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4569% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9137% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7144% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3559% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5412% | 1,903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9197% | 450 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9007% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 3.8449% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4103% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6715% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7083% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4417% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7705% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4423% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0915% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7683% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9001% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4137% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4660% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 2.7129% | 641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8119% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7620% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4874% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0604% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8433% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8287% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2215% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3767% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3465% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 3.0253% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2939% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9442% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4098% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4180% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4079% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9546% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0199% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1465% | 4,018 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7778% | 6,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3323% | 59 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5254% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4426% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 2.7093% | 1,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7577% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4872% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2084% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5529% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 3,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2852% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4389% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4150% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0780% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4458% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4358% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 3.9298% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0846% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.0798% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4390% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 3,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7142% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5199% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1807% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4588% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4383% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4451% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 5.0972% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.2932% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3852% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 2,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4609% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6006% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2750% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5479% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0782% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9855% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 1.1227% | 2,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1244% | 1,157 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5743% | 5,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9074% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9002% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9090% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3178% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1387% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0241% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2413% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1444% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 1.1525% | 2,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4625% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0838% | 5,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9670% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7952% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0063% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9382% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7724% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1943% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9368% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7851% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 1.1034% | 1,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8010% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.0903% | 5,982 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8272% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9450% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8000% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2590% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5715% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7372% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2664% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2062% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 1.2739% | 1,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4648% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.9867% | 6,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3490% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8579% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2268% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8528% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6742% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2443% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8822% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8128% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 1.4031% | 2,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7234% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6069% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2609% | 2,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1170% | 1,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2926% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2754% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8476% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7106% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8220% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7426% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 1.0311% | 2,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0296% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2572% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1574% | 1,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2786% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4536% | 3,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9025% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5755% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7355% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6422% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.3945% | 2,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2242% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 2,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2366% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6538% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4302% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1350% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6907% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4637% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.1447% | 1,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8341% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2981% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0693% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3468% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1586% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5556% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7432% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 2,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.1992% | 2,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 3,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0302% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 3,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7534% | 2,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 3,486 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2402% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.2061% | 1,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4055% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 3,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 1,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 3,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 3,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3590% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7956% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2307% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3401% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3244% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 818 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3719% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 3,731 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9540% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 4,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4353% | 1,723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 6,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 3,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 3,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1501% | 4,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8625% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0200% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 2,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0270% | 5,144 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3910% | 1,879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0991% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 4,662 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6024% | 1,853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0411% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9783% | 1,845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 7,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3029% | 3,877 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3160% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 6,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3034% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8725% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3846% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7350% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8301% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 1,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0687% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4972% | 3,586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4671% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0521% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1391% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 4,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5718% | 1,180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 2,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1222% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5818% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0813% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1606% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3545% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1552% | 7,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5957% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 4,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 8,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0517% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5845% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8310% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4029% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 8,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 8,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7645% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9778% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0148% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 8,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1097% | 8,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2177% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9600% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1178% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1676% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9985% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6513% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5443% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1874% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2760% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 2,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4629% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0389% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7329% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1221% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3733% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 3,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1297% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9206% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5658% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3413% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2261% | 1,642 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6100% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3498% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1385% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1558% | 7,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2869% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5385% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1056% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6913% | 2,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7507% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9350% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2069% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8502% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7468% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7177% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0611% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7010% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5857% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5893% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3434% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 6,699 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 6,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 8,297 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 8,503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |