Home > Security Bank & Trust Company > Income and Expense

Security Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,827,0001,371
Total interest expense$9,742,0001,318
Net interest income$21,085,0001,376
Provision for loan and lease losses$309,0001,628
Total noninterest income$3,782,0001,412
Gross Fiduciary activities income$2,632,000356
Service charges on deposit accounts$408,0001,874
Trading account gains and fees$0123
Additional Noninterest Income$742,0002,600
Total noninterest expense$13,504,0001,660
Salaries and employee benefits$7,757,0001,643
Premises and equipment expense$1,458,0001,573
Additional noninterest expense$742,0002,600
Pre-tax net operating income$11,054,0001,085
Securities gains (losses)$1,000952
Applicable income taxes$966,0001,462
Income before extraordinary items$10,089,0001,001
Extraordinary gains, net$054
Net income$10,089,0001,014
Minority interest net income$088
Net income of bank and minority interests.$10,089,0001,004
Net charge-offs$547,000723
Cash dividends$12,215,000423
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,088,0901,019
2023-09-30 (YTD Data)Rank
Total interest income$22,384,0001,369
Total interest expense$6,706,0001,306
Net interest income$15,678,0001,394
Provision for loan and lease losses$03,085
Total noninterest income$2,714,0001,459
Gross Fiduciary activities income$1,839,000365
Service charges on deposit accounts$297,0001,906
Trading account gains and fees$0125
Additional Noninterest Income$578,0002,545
Total noninterest expense$9,714,0001,708
Salaries and employee benefits$5,766,0001,654
Premises and equipment expense$1,426,0001,280
Additional noninterest expense$578,0002,544
Pre-tax net operating income$8,678,0001,081
Securities gains (losses)$1,000805
Applicable income taxes$859,0001,391
Income before extraordinary items$7,820,0001,025
Extraordinary gains, net$052
Net income$7,820,0001,030
Minority interest net income$081
Net income of bank and minority interests.$7,820,0001,025
Net charge-offs$11,0002,102
Cash dividends$12,215,000329
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,819,1001,035
2023-06-30 (YTD Data)Rank
Total interest income$14,579,0001,367
Total interest expense$4,061,0001,292
Net interest income$10,518,0001,405
Provision for loan and lease losses$02,940
Total noninterest income$1,835,0001,379
Gross Fiduciary activities income$1,224,000361
Service charges on deposit accounts$192,0001,933
Trading account gains and fees$0112
Additional Noninterest Income$419,0002,388
Total noninterest expense$6,642,0001,671
Salaries and employee benefits$3,867,0001,639
Premises and equipment expense$1,079,0001,138
Additional noninterest expense$419,0002,384
Pre-tax net operating income$5,711,0001,094
Securities gains (losses)$1,000881
Applicable income taxes$586,0001,377
Income before extraordinary items$5,126,0001,033
Extraordinary gains, net$051
Net income$5,126,0001,046
Minority interest net income$081
Net income of bank and minority interests.$5,126,0001,033
Net charge-offs$9,0001,852
Cash dividends$6,615,000366
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,125,1001,039
2023-03-31 (YTD Data)Rank
Total interest income$6,913,0001,408
Total interest expense$1,847,0001,261
Net interest income$5,066,0001,457
Provision for loan and lease losses$02,612
Total noninterest income$809,0001,482
Gross Fiduciary activities income$486,000413
Service charges on deposit accounts$90,0002,025
Trading account gains and fees$097
Additional Noninterest Income$233,0002,261
Total noninterest expense$3,335,0001,680
Salaries and employee benefits$1,892,0001,696
Premises and equipment expense$537,0001,168
Additional noninterest expense$233,0002,261
Pre-tax net operating income$2,540,0001,209
Securities gains (losses)$1,000883
Applicable income taxes$291,0001,416
Income before extraordinary items$2,250,0001,170
Extraordinary gains, net$04
Net income$2,250,0001,169
Minority interest net income$048
Net income of bank and minority interests.$2,250,0001,169
Net charge-offs$9,0001,398
Cash dividends$6,615,000226
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,249,1101,189
2022-12-31 (YTD Data)Rank
Total interest income$22,036,0001,452
Total interest expense$2,414,0001,397
Net interest income$19,622,0001,458
Provision for loan and lease losses$03,012
Total noninterest income$4,414,0001,291
Gross Fiduciary activities income$3,152,000335
Service charges on deposit accounts$437,0001,848
Trading account gains and fees$0116
Additional Noninterest Income$825,0002,553
Total noninterest expense$13,017,0001,664
Salaries and employee benefits$7,593,0001,640
Premises and equipment expense$1,951,0001,237
Additional noninterest expense$825,0002,553
Pre-tax net operating income$11,019,0001,198
Securities gains (losses)$-4,0003,278
Applicable income taxes$999,0001,552
Income before extraordinary items$10,016,0001,105
Extraordinary gains, net$05
Net income$10,016,0001,104
Minority interest net income$063
Net income of bank and minority interests.$10,016,0001,105
Net charge-offs$-50,0004,093
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,019,6401,124
2022-09-30 (YTD Data)Rank
Total interest income$15,217,0001,494
Total interest expense$1,184,0001,579
Net interest income$14,033,0001,492
Provision for loan and lease losses$-800,0004,637
Total noninterest income$3,326,0001,309
Gross Fiduciary activities income$2,343,000337
Service charges on deposit accounts$340,0001,805
Trading account gains and fees$0111
Additional Noninterest Income$643,0002,526
Total noninterest expense$9,532,0001,689
Salaries and employee benefits$5,537,0001,661
Premises and equipment expense$1,387,0001,303
Additional noninterest expense$643,0002,526
Pre-tax net operating income$8,627,0001,137
Securities gains (losses)$-4,0003,629
Applicable income taxes$775,0001,532
Income before extraordinary items$7,848,0001,064
Extraordinary gains, net$04
Net income$7,848,0001,063
Minority interest net income$057
Net income of bank and minority interests.$7,848,0001,064
Net charge-offs$-49,0004,089
Cash dividends$5,000,000575
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,851,6401,087
2022-06-30 (YTD Data)Rank
Total interest income$9,257,0001,572
Total interest expense$638,0001,645
Net interest income$8,619,0001,557
Provision for loan and lease losses$-800,0004,652
Total noninterest income$2,369,0001,244
Gross Fiduciary activities income$1,714,000286
Service charges on deposit accounts$227,0001,798
Trading account gains and fees$0108
Additional Noninterest Income$428,0002,548
Total noninterest expense$6,414,0001,659
Salaries and employee benefits$3,597,0001,685
Premises and equipment expense$1,040,0001,153
Additional noninterest expense$1,777,0001,758
Pre-tax net operating income$5,374,0001,147
Securities gains (losses)$-4,0003,811
Applicable income taxes$508,0001,476
Income before extraordinary items$4,862,0001,067
Extraordinary gains, net$04
Net income$4,862,0001,065
Minority interest net income$060
Net income of bank and minority interests.$4,862,0001,067
Net charge-offs$1,0002,041
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,865,6401,091
2022-03-31 (YTD Data)Rank
Total interest income$4,377,0001,602
Total interest expense$272,0001,806
Net interest income$4,105,0001,570
Provision for loan and lease losses$-800,0004,671
Total noninterest income$1,112,0001,291
Gross Fiduciary activities income$789,000302
Service charges on deposit accounts$113,0001,779
Trading account gains and fees$0103
Additional Noninterest Income$210,0002,522
Total noninterest expense$3,193,0001,660
Salaries and employee benefits$1,748,0001,736
Premises and equipment expense$522,0001,155
Additional noninterest expense$923,0001,680
Pre-tax net operating income$2,824,0001,055
Securities gains (losses)$-4,0004,101
Applicable income taxes$264,0001,412
Income before extraordinary items$2,556,0001,000
Extraordinary gains, net$04
Net income$2,556,000999
Minority interest net income$050
Net income of bank and minority interests.$2,556,0001,000
Net charge-offs$2,0001,559
Cash dividends$5,000,000253
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,559,6401,012
2021-12-31 (YTD Data)Rank
Total interest income$20,006,0001,483
Total interest expense$1,840,0001,413
Net interest income$18,166,0001,481
Provision for loan and lease losses$03,064
Total noninterest income$4,593,0001,383
Gross Fiduciary activities income$3,111,000298
Service charges on deposit accounts$371,0001,953
Trading account gains and fees$0132
Additional Noninterest Income$1,111,0002,522
Total noninterest expense$12,275,0001,718
Salaries and employee benefits$6,757,0001,766
Premises and equipment expense$2,034,0001,190
Additional noninterest expense$3,484,0001,762
Pre-tax net operating income$10,484,0001,235
Securities gains (losses)$-6,0004,337
Applicable income taxes$920,0001,662
Income before extraordinary items$9,558,0001,183
Extraordinary gains, net$010
Net income$9,558,0001,184
Minority interest net income$074
Net income of bank and minority interests.$9,558,0001,183
Net charge-offs$02,705
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,563,4601,164
2021-09-30 (YTD Data)Rank
Total interest income$15,462,0001,472
Total interest expense$1,514,0001,387
Net interest income$13,948,0001,474
Provision for loan and lease losses$02,963
Total noninterest income$3,372,0001,438
Gross Fiduciary activities income$2,201,000306
Service charges on deposit accounts$259,0002,037
Trading account gains and fees$0132
Additional Noninterest Income$912,0002,485
Total noninterest expense$8,977,0001,746
Salaries and employee benefits$4,997,0001,781
Premises and equipment expense$1,443,0001,267
Additional noninterest expense$2,537,0001,804
Pre-tax net operating income$8,343,0001,236
Securities gains (losses)$-6,0004,520
Applicable income taxes$10,0003,516
Income before extraordinary items$8,327,0001,098
Extraordinary gains, net$08
Net income$8,327,0001,099
Minority interest net income$069
Net income of bank and minority interests.$8,327,0001,099
Net charge-offs$-1,0003,099
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,333,0001,087
2021-06-30 (YTD Data)Rank
Total interest income$10,924,0001,391
Total interest expense$1,115,0001,338
Net interest income$9,809,0001,400
Provision for loan and lease losses$02,862
Total noninterest income$2,311,0001,405
Gross Fiduciary activities income$1,438,000306
Service charges on deposit accounts$161,0002,063
Trading account gains and fees$0133
Additional Noninterest Income$712,0002,288
Total noninterest expense$6,044,0001,723
Salaries and employee benefits$3,290,0001,797
Premises and equipment expense$1,058,0001,158
Additional noninterest expense$1,696,0001,780
Pre-tax net operating income$6,076,0001,139
Securities gains (losses)$-6,0004,603
Applicable income taxes$10,0003,462
Income before extraordinary items$6,060,0001,016
Extraordinary gains, net$06
Net income$6,060,0001,016
Minority interest net income$067
Net income of bank and minority interests.$6,060,0001,016
Net charge-offs$-1,0003,056
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,066,000994
2021-03-31 (YTD Data)Rank
Total interest income$5,790,0001,338
Total interest expense$624,0001,261
Net interest income$5,166,0001,333
Provision for loan and lease losses$02,741
Total noninterest income$1,143,0001,410
Gross Fiduciary activities income$585,000335
Service charges on deposit accounts$81,0002,045
Trading account gains and fees$0127
Additional Noninterest Income$477,0001,966
Total noninterest expense$2,976,0001,732
Salaries and employee benefits$1,639,0001,786
Premises and equipment expense$489,0001,248
Additional noninterest expense$848,0001,751
Pre-tax net operating income$3,333,0001,055
Securities gains (losses)$-6,0004,631
Applicable income taxes$03,613
Income before extraordinary items$3,327,000931
Extraordinary gains, net$03
Net income$3,327,000931
Minority interest net income$055
Net income of bank and minority interests.$3,327,000931
Net charge-offs$01,930
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,333,000911
2020-12-31 (YTD Data)Rank
Total interest income$22,517,0001,340
Total interest expense$3,846,0001,206
Net interest income$18,671,0001,367
Provision for loan and lease losses$438,0002,373
Total noninterest income$3,986,0001,472
Gross Fiduciary activities income$2,738,000298
Service charges on deposit accounts$352,0002,048
Trading account gains and fees$0133
Additional Noninterest Income$896,0002,591
Total noninterest expense$12,082,0001,700
Salaries and employee benefits$6,670,0001,741
Premises and equipment expense$2,050,0001,156
Additional noninterest expense$3,362,0001,760
Pre-tax net operating income$10,137,0001,054
Securities gains (losses)$02,675
Applicable income taxes$10,0003,498
Income before extraordinary items$10,127,000947
Extraordinary gains, net$04
Net income$10,127,000947
Minority interest net income$072
Net income of bank and minority interests.$10,127,000947
Net charge-offs$-2,0003,992
Cash dividends$7,500,000568
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,127,000910
2020-09-30 (YTD Data)Rank
Total interest income$17,329,0001,319
Total interest expense$3,064,0001,211
Net interest income$14,265,0001,337
Provision for loan and lease losses$250,0002,568
Total noninterest income$2,603,0001,548
Gross Fiduciary activities income$1,791,000311
Service charges on deposit accounts$267,0002,037
Trading account gains and fees$0125
Additional Noninterest Income$545,0002,758
Total noninterest expense$8,796,0001,717
Salaries and employee benefits$4,941,0001,745
Premises and equipment expense$1,466,0001,203
Additional noninterest expense$2,389,0001,802
Pre-tax net operating income$7,822,000994
Securities gains (losses)$02,494
Applicable income taxes$10,0003,464
Income before extraordinary items$7,812,000884
Extraordinary gains, net$04
Net income$7,812,000884
Minority interest net income$065
Net income of bank and minority interests.$7,812,000884
Net charge-offs$-1,0003,797
Cash dividends$7,500,000436
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,812,000847
2020-06-30 (YTD Data)Rank
Total interest income$12,030,0001,286
Total interest expense$2,152,0001,244
Net interest income$9,878,0001,286
Provision for loan and lease losses$63,0003,289
Total noninterest income$1,710,0001,501
Gross Fiduciary activities income$1,176,000317
Service charges on deposit accounts$180,0002,041
Trading account gains and fees$0123
Additional Noninterest Income$354,0002,740
Total noninterest expense$5,977,0001,688
Salaries and employee benefits$3,284,0001,749
Premises and equipment expense$1,087,0001,085
Additional noninterest expense$1,606,0001,787
Pre-tax net operating income$5,548,000872
Securities gains (losses)$02,249
Applicable income taxes$10,0003,373
Income before extraordinary items$5,538,000767
Extraordinary gains, net$04
Net income$5,538,000767
Minority interest net income$065
Net income of bank and minority interests.$5,538,000767
Net charge-offs$-1,0003,744
Cash dividends$7,500,000326
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,538,000741
2020-03-31 (YTD Data)Rank
Total interest income$5,424,0001,409
Total interest expense$1,166,0001,262
Net interest income$4,258,0001,438
Provision for loan and lease losses$03,711
Total noninterest income$757,0001,515
Gross Fiduciary activities income$502,000347
Service charges on deposit accounts$104,0002,084
Trading account gains and fees$0106
Additional Noninterest Income$151,0002,764
Total noninterest expense$3,019,0001,685
Salaries and employee benefits$1,633,0001,770
Premises and equipment expense$539,0001,113
Additional noninterest expense$847,0001,741
Pre-tax net operating income$1,996,0001,041
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,996,000934
Extraordinary gains, net$04
Net income$1,996,000934
Minority interest net income$056
Net income of bank and minority interests.$1,996,000934
Net charge-offs$-1,0003,618
Cash dividends$7,500,000235
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,996,000922
2019-12-31 (YTD Data)Rank
Total interest income$20,706,0001,473
Total interest expense$4,895,0001,265
Net interest income$15,811,0001,523
Provision for loan and lease losses$03,973
Total noninterest income$4,340,0001,232
Gross Fiduciary activities income$2,648,000299
Service charges on deposit accounts$454,0002,055
Trading account gains and fees$0135
Additional Noninterest Income$1,238,0002,012
Total noninterest expense$12,171,0001,624
Salaries and employee benefits$6,733,0001,686
Premises and equipment expense$1,906,0001,215
Additional noninterest expense$3,532,0001,659
Pre-tax net operating income$7,980,0001,230
Securities gains (losses)$14,0001,775
Applicable income taxes$13,0003,631
Income before extraordinary items$7,981,0001,114
Extraordinary gains, net$011
Net income$7,981,0001,116
Minority interest net income$076
Net income of bank and minority interests.$7,981,0001,116
Net charge-offs$354,0001,258
Cash dividends$5,200,000765
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,967,0001,096
2019-09-30 (YTD Data)Rank
Total interest income$15,294,0001,512
Total interest expense$3,657,0001,272
Net interest income$11,637,0001,561
Provision for loan and lease losses$03,836
Total noninterest income$3,199,0001,239
Gross Fiduciary activities income$1,845,000311
Service charges on deposit accounts$342,0002,049
Trading account gains and fees$0129
Additional Noninterest Income$1,012,0001,903
Total noninterest expense$8,734,0001,702
Salaries and employee benefits$4,849,0001,745
Premises and equipment expense$1,321,0001,310
Additional noninterest expense$2,564,0001,713
Pre-tax net operating income$6,102,0001,243
Securities gains (losses)$12,0001,604
Applicable income taxes$13,0003,627
Income before extraordinary items$6,101,0001,125
Extraordinary gains, net$011
Net income$6,101,0001,126
Minority interest net income$072
Net income of bank and minority interests.$6,101,0001,126
Net charge-offs$109,0001,711
Cash dividends$5,200,000588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,089,0001,104
2019-06-30 (YTD Data)Rank
Total interest income$9,792,0001,563
Total interest expense$2,334,0001,305
Net interest income$7,458,0001,626
Provision for loan and lease losses$03,685
Total noninterest income$2,008,0001,271
Gross Fiduciary activities income$1,333,000300
Service charges on deposit accounts$225,0002,043
Trading account gains and fees$0131
Additional Noninterest Income$450,0002,333
Total noninterest expense$5,834,0001,707
Salaries and employee benefits$3,189,0001,764
Premises and equipment expense$939,0001,253
Additional noninterest expense$1,706,0001,726
Pre-tax net operating income$3,632,0001,332
Securities gains (losses)$01,702
Applicable income taxes$13,0003,544
Income before extraordinary items$3,619,0001,203
Extraordinary gains, net$011
Net income$3,619,0001,203
Minority interest net income$069
Net income of bank and minority interests.$3,619,0001,203
Net charge-offs$124,0001,275
Cash dividends$5,200,000420
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,619,0001,177
2019-03-31 (YTD Data)Rank
Total interest income$4,578,0001,654
Total interest expense$1,087,0001,346
Net interest income$3,491,0001,733
Provision for loan and lease losses$03,406
Total noninterest income$819,0001,412
Gross Fiduciary activities income$528,000329
Service charges on deposit accounts$110,0002,070
Trading account gains and fees$0126
Additional Noninterest Income$181,0002,525
Total noninterest expense$2,860,0001,734
Salaries and employee benefits$1,569,0001,804
Premises and equipment expense$423,0001,383
Additional noninterest expense$868,0001,695
Pre-tax net operating income$1,450,0001,569
Securities gains (losses)$01,087
Applicable income taxes$2,0003,681
Income before extraordinary items$1,448,0001,396
Extraordinary gains, net$05
Net income$1,448,0001,394
Minority interest net income$052
Net income of bank and minority interests.$1,448,0001,395
Net charge-offs$-39,0005,018
Cash dividends$5,200,000253
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,448,0001,373
2018-12-31 (YTD Data)Rank
Total interest income$18,525,0001,547
Total interest expense$3,298,0001,328
Net interest income$15,227,0001,580
Provision for loan and lease losses$04,082
Total noninterest income$3,782,0001,327
Gross Fiduciary activities income$2,303,000318
Service charges on deposit accounts$458,0002,115
Trading account gains and fees$0126
Additional Noninterest Income$1,021,0002,221
Total noninterest expense$10,810,0001,780
Salaries and employee benefits$5,850,0001,860
Premises and equipment expense$1,856,0001,259
Additional noninterest expense$3,104,0001,863
Pre-tax net operating income$8,199,0001,206
Securities gains (losses)$-673,0005,293
Applicable income taxes$7,0003,801
Income before extraordinary items$7,519,0001,144
Extraordinary gains, net$06
Net income$7,519,0001,143
Minority interest net income$072
Net income of bank and minority interests.$7,519,0001,143
Net charge-offs$29,0002,930
Cash dividends$5,049,000726
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,192,0001,076
2018-09-30 (YTD Data)Rank
Total interest income$13,639,0001,557
Total interest expense$2,369,0001,299
Net interest income$11,270,0001,594
Provision for loan and lease losses$03,948
Total noninterest income$2,477,0001,459
Gross Fiduciary activities income$1,518,000345
Service charges on deposit accounts$343,0002,125
Trading account gains and fees$0138
Additional Noninterest Income$616,0002,488
Total noninterest expense$7,982,0001,804
Salaries and employee benefits$4,407,0001,844
Premises and equipment expense$1,304,0001,328
Additional noninterest expense$2,271,0001,905
Pre-tax net operating income$5,765,0001,267
Securities gains (losses)$-676,0005,415
Applicable income taxes$7,0003,824
Income before extraordinary items$5,082,0001,253
Extraordinary gains, net$05
Net income$5,082,0001,251
Minority interest net income$066
Net income of bank and minority interests.$5,082,0001,252
Net charge-offs$457,000748
Cash dividends$5,049,000528
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,758,0001,122
2018-06-30 (YTD Data)Rank
Total interest income$8,966,0001,563
Total interest expense$1,505,0001,279
Net interest income$7,461,0001,600
Provision for loan and lease losses$03,782
Total noninterest income$1,763,0001,399
Gross Fiduciary activities income$1,102,000330
Service charges on deposit accounts$231,0002,105
Trading account gains and fees$0130
Additional Noninterest Income$430,0002,434
Total noninterest expense$5,405,0001,790
Salaries and employee benefits$2,951,0001,844
Premises and equipment expense$926,0001,260
Additional noninterest expense$1,528,0001,894
Pre-tax net operating income$3,819,0001,255
Securities gains (losses)$-676,0005,498
Applicable income taxes$5,0003,805
Income before extraordinary items$3,138,0001,317
Extraordinary gains, net$06
Net income$3,138,0001,316
Minority interest net income$065
Net income of bank and minority interests.$3,138,0001,316
Net charge-offs$500,000522
Cash dividends$5,049,000386
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,814,0001,112
2018-03-31 (YTD Data)Rank
Total interest income$4,381,0001,576
Total interest expense$712,0001,288
Net interest income$3,669,0001,622
Provision for loan and lease losses$03,508
Total noninterest income$824,0001,459
Gross Fiduciary activities income$538,000336
Service charges on deposit accounts$116,0002,094
Trading account gains and fees$0123
Additional Noninterest Income$170,0002,679
Total noninterest expense$2,678,0001,823
Salaries and employee benefits$1,497,0001,847
Premises and equipment expense$418,0001,400
Additional noninterest expense$763,0001,895
Pre-tax net operating income$1,815,0001,286
Securities gains (losses)$-14,0005,260
Applicable income taxes$03,948
Income before extraordinary items$1,801,0001,137
Extraordinary gains, net$07
Net income$1,801,0001,136
Minority interest net income$052
Net income of bank and minority interests.$1,801,0001,137
Net charge-offs$02,722
Cash dividends$5,049,000204
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,815,0001,124
2017-12-31 (YTD Data)Rank
Total interest income$17,701,0001,505
Total interest expense$2,495,0001,292
Net interest income$15,206,0001,541
Provision for loan and lease losses$300,0001,956
Total noninterest income$4,153,0001,249
Gross Fiduciary activities income$2,439,000306
Service charges on deposit accounts$479,0002,108
Trading account gains and fees$0151
Additional Noninterest Income$1,235,0002,038
Total noninterest expense$10,845,0001,772
Salaries and employee benefits$5,518,0001,939
Premises and equipment expense$1,891,0001,229
Additional noninterest expense$3,436,0001,740
Pre-tax net operating income$8,214,0001,152
Securities gains (losses)$2,0001,996
Applicable income taxes$10,0003,888
Income before extraordinary items$8,206,000890
Extraordinary gains, net$09
Net income$8,206,000890
Minority interest net income$076
Net income of bank and minority interests.$8,206,000890
Net charge-offs$-120,0005,342
Cash dividends$5,800,000595
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,204,000877
2017-09-30 (YTD Data)Rank
Total interest income$13,075,0001,526
Total interest expense$1,820,0001,305
Net interest income$11,255,0001,558
Provision for loan and lease losses$04,088
Total noninterest income$3,093,0001,275
Gross Fiduciary activities income$1,674,000320
Service charges on deposit accounts$357,0002,125
Trading account gains and fees$0145
Additional Noninterest Income$1,062,0001,909
Total noninterest expense$7,998,0001,812
Salaries and employee benefits$4,115,0001,949
Premises and equipment expense$1,371,0001,286
Additional noninterest expense$2,512,0001,771
Pre-tax net operating income$6,350,0001,157
Securities gains (losses)$2,0002,024
Applicable income taxes$7,0003,934
Income before extraordinary items$6,345,000934
Extraordinary gains, net$09
Net income$6,345,000934
Minority interest net income$071
Net income of bank and minority interests.$6,345,000934
Net charge-offs$-120,0005,389
Cash dividends$5,800,000444
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,343,000918
2017-06-30 (YTD Data)Rank
Total interest income$8,602,0001,532
Total interest expense$1,182,0001,292
Net interest income$7,420,0001,563
Provision for loan and lease losses$03,871
Total noninterest income$2,239,0001,225
Gross Fiduciary activities income$1,147,000314
Service charges on deposit accounts$233,0002,144
Trading account gains and fees$0139
Additional Noninterest Income$859,0001,698
Total noninterest expense$5,517,0001,743
Salaries and employee benefits$2,797,0001,934
Premises and equipment expense$984,0001,193
Additional noninterest expense$1,736,0001,708
Pre-tax net operating income$4,142,0001,160
Securities gains (losses)$-21,0005,593
Applicable income taxes$5,0003,952
Income before extraordinary items$4,116,000937
Extraordinary gains, net$011
Net income$4,116,000938
Minority interest net income$071
Net income of bank and minority interests.$4,116,000937
Net charge-offs$-36,0005,196
Cash dividends$5,800,000319
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,137,000920
2017-03-31 (YTD Data)Rank
Total interest income$4,192,0001,564
Total interest expense$570,0001,309
Net interest income$3,622,0001,587
Provision for loan and lease losses$03,537
Total noninterest income$935,0001,361
Gross Fiduciary activities income$619,000302
Service charges on deposit accounts$114,0002,189
Trading account gains and fees$0142
Additional Noninterest Income$202,0002,562
Total noninterest expense$2,745,0001,774
Salaries and employee benefits$1,409,0001,950
Premises and equipment expense$466,0001,265
Additional noninterest expense$870,0001,704
Pre-tax net operating income$1,812,0001,279
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,812,0001,042
Extraordinary gains, net$08
Net income$1,812,0001,043
Minority interest net income$055
Net income of bank and minority interests.$1,812,0001,042
Net charge-offs$02,943
Cash dividends$5,800,000182
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,812,0001,023
2016-12-31 (YTD Data)Rank
Total interest income$16,253,0001,558
Total interest expense$2,139,0001,329
Net interest income$14,114,0001,587
Provision for loan and lease losses$04,332
Total noninterest income$3,951,0001,359
Gross Fiduciary activities income$2,219,000313
Service charges on deposit accounts$509,0002,051
Trading account gains and fees$0170
Additional Noninterest Income$1,223,0002,146
Total noninterest expense$10,034,0001,909
Salaries and employee benefits$5,354,0001,985
Premises and equipment expense$1,672,0001,375
Additional noninterest expense$3,008,0001,978
Pre-tax net operating income$8,031,0001,096
Securities gains (losses)$56,0001,755
Applicable income taxes$10,0003,999
Income before extraordinary items$8,077,000922
Extraordinary gains, net$05
Net income$8,077,000921
Minority interest net income$082
Net income of bank and minority interests.$8,077,000921
Net charge-offs$141,0002,284
Cash dividends$5,800,000591
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,021,000902
2016-09-30 (YTD Data)Rank
Total interest income$12,149,0001,565
Total interest expense$1,574,0001,355
Net interest income$10,575,0001,583
Provision for loan and lease losses$04,186
Total noninterest income$2,759,0001,418
Gross Fiduciary activities income$1,365,000351
Service charges on deposit accounts$379,0002,077
Trading account gains and fees$0169
Additional Noninterest Income$1,015,0002,024
Total noninterest expense$7,199,0001,989
Salaries and employee benefits$3,782,0002,073
Premises and equipment expense$1,199,0001,432
Additional noninterest expense$2,218,0001,998
Pre-tax net operating income$6,135,0001,099
Securities gains (losses)$56,0001,679
Applicable income taxes$7,0004,077
Income before extraordinary items$6,184,000898
Extraordinary gains, net$05
Net income$6,184,000897
Minority interest net income$071
Net income of bank and minority interests.$6,184,000898
Net charge-offs$66,0002,394
Cash dividends$5,800,000446
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,128,000882
2016-06-30 (YTD Data)Rank
Total interest income$8,039,0001,577
Total interest expense$1,030,0001,380
Net interest income$7,009,0001,595
Provision for loan and lease losses$04,017
Total noninterest income$1,726,0001,467
Gross Fiduciary activities income$943,000344
Service charges on deposit accounts$242,0002,113
Trading account gains and fees$0157
Additional Noninterest Income$541,0002,276
Total noninterest expense$4,903,0001,947
Salaries and employee benefits$2,518,0002,084
Premises and equipment expense$869,0001,335
Additional noninterest expense$1,516,0001,952
Pre-tax net operating income$3,832,0001,149
Securities gains (losses)$16,0002,060
Applicable income taxes$5,0004,087
Income before extraordinary items$3,843,000949
Extraordinary gains, net$016
Net income$3,843,000948
Minority interest net income$071
Net income of bank and minority interests.$3,843,000948
Net charge-offs$34,0002,434
Cash dividends$5,800,000325
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,827,000924
2016-03-31 (YTD Data)Rank
Total interest income$3,954,0001,608
Total interest expense$506,0001,407
Net interest income$3,448,0001,628
Provision for loan and lease losses$03,656
Total noninterest income$747,0001,600
Gross Fiduciary activities income$395,000377
Service charges on deposit accounts$120,0002,125
Trading account gains and fees$0142
Additional Noninterest Income$232,0002,431
Total noninterest expense$2,404,0001,993
Salaries and employee benefits$1,258,0002,096
Premises and equipment expense$421,0001,379
Additional noninterest expense$725,0002,020
Pre-tax net operating income$1,791,0001,200
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,791,0001,004
Extraordinary gains, net$012
Net income$1,791,0001,005
Minority interest net income$062
Net income of bank and minority interests.$1,791,0001,005
Net charge-offs$-2,0004,420
Cash dividends$5,800,000194
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,791,000969
2015-12-31 (YTD Data)Rank
Total interest income$15,312,0001,626
Total interest expense$1,904,0001,447
Net interest income$13,408,0001,635
Provision for loan and lease losses$04,380
Total noninterest income$3,522,0001,423
Gross Fiduciary activities income$2,053,000328
Service charges on deposit accounts$532,0002,029
Trading account gains and fees$0159
Additional Noninterest Income$937,0002,466
Total noninterest expense$10,026,0001,889
Salaries and employee benefits$5,131,0002,006
Premises and equipment expense$1,793,0001,303
Additional noninterest expense$3,102,0001,946
Pre-tax net operating income$6,904,0001,217
Securities gains (losses)$-25,0005,957
Applicable income taxes$10,0004,095
Income before extraordinary items$6,869,0001,044
Extraordinary gains, net$023
Net income$6,869,0001,042
Minority interest net income$081
Net income of bank and minority interests.$6,869,0001,044
Net charge-offs$-144,0005,801
Cash dividends$5,800,000583
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,894,0001,012
2015-09-30 (YTD Data)Rank
Total interest income$11,519,0001,632
Total interest expense$1,401,0001,494
Net interest income$10,118,0001,640
Provision for loan and lease losses$04,232
Total noninterest income$2,516,0001,497
Gross Fiduciary activities income$1,396,000353
Service charges on deposit accounts$394,0002,066
Trading account gains and fees$0153
Additional Noninterest Income$726,0002,440
Total noninterest expense$7,525,0001,889
Salaries and employee benefits$3,954,0001,971
Premises and equipment expense$1,275,0001,379
Additional noninterest expense$2,296,0001,960
Pre-tax net operating income$5,109,0001,258
Securities gains (losses)$-32,0006,111
Applicable income taxes$7,0004,223
Income before extraordinary items$5,070,0001,056
Extraordinary gains, net$021
Net income$5,070,0001,054
Minority interest net income$078
Net income of bank and minority interests.$5,070,0001,056
Net charge-offs$-50,0005,606
Cash dividends$5,800,000431
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,102,0001,025
2015-06-30 (YTD Data)Rank
Total interest income$7,614,0001,645
Total interest expense$916,0001,516
Net interest income$6,698,0001,653
Provision for loan and lease losses$04,069
Total noninterest income$1,751,0001,445
Gross Fiduciary activities income$989,000339
Service charges on deposit accounts$260,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$502,0002,404
Total noninterest expense$5,024,0001,895
Salaries and employee benefits$2,561,0002,039
Premises and equipment expense$863,0001,363
Additional noninterest expense$1,600,0001,888
Pre-tax net operating income$3,425,0001,231
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$3,420,0001,037
Extraordinary gains, net$022
Net income$3,420,0001,037
Minority interest net income$075
Net income of bank and minority interests.$3,420,0001,037
Net charge-offs$-27,0005,566
Cash dividends$5,800,000314
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,420,0001,006
2015-03-31 (YTD Data)Rank
Total interest income$3,757,0001,665
Total interest expense$455,0001,528
Net interest income$3,302,0001,674
Provision for loan and lease losses$03,703
Total noninterest income$757,0001,574
Gross Fiduciary activities income$424,000374
Service charges on deposit accounts$130,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$203,0002,608
Total noninterest expense$2,421,0001,961
Salaries and employee benefits$1,260,0002,069
Premises and equipment expense$432,0001,393
Additional noninterest expense$729,0002,032
Pre-tax net operating income$1,638,0001,240
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,638,0001,038
Extraordinary gains, net$013
Net income$1,638,0001,038
Minority interest net income$064
Net income of bank and minority interests.$1,638,0001,039
Net charge-offs$-19,0005,660
Cash dividends$5,800,000177
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,638,0001,006
2014-12-31 (YTD Data)Rank
Total interest income$15,631,0001,593
Total interest expense$1,963,0001,511
Net interest income$13,668,0001,617
Provision for loan and lease losses$04,603
Total noninterest income$3,394,0001,429
Gross Fiduciary activities income$1,748,000358
Service charges on deposit accounts$595,0001,982
Trading account gains and fees$0180
Additional Noninterest Income$1,051,0002,261
Total noninterest expense$10,114,0001,864
Salaries and employee benefits$4,669,0002,182
Premises and equipment expense$1,880,0001,277
Additional noninterest expense$3,565,0001,743
Pre-tax net operating income$6,948,0001,164
Securities gains (losses)$03,259
Applicable income taxes$14,0004,137
Income before extraordinary items$6,934,000961
Extraordinary gains, net$017
Net income$6,934,000960
Minority interest net income$084
Net income of bank and minority interests.$6,934,000960
Net charge-offs$81,0003,387
Cash dividends$2,050,0001,244
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,934,000932
2014-09-30 (YTD Data)Rank
Total interest income$11,822,0001,579
Total interest expense$1,496,0001,505
Net interest income$10,326,0001,607
Provision for loan and lease losses$04,401
Total noninterest income$2,414,0001,483
Gross Fiduciary activities income$1,240,000367
Service charges on deposit accounts$449,0001,976
Trading account gains and fees$0174
Additional Noninterest Income$725,0002,395
Total noninterest expense$7,456,0001,904
Salaries and employee benefits$3,605,0002,129
Premises and equipment expense$1,344,0001,334
Additional noninterest expense$2,507,0001,841
Pre-tax net operating income$5,284,0001,158
Securities gains (losses)$02,980
Applicable income taxes$11,0004,170
Income before extraordinary items$5,273,000943
Extraordinary gains, net$015
Net income$5,273,000942
Minority interest net income$081
Net income of bank and minority interests.$5,273,000942
Net charge-offs$185,0002,079
Cash dividends$2,050,000904
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,273,000924
2014-06-30 (YTD Data)Rank
Total interest income$7,886,0001,576
Total interest expense$1,016,0001,474
Net interest income$6,870,0001,599
Provision for loan and lease losses$04,196
Total noninterest income$1,693,0001,426
Gross Fiduciary activities income$871,000360
Service charges on deposit accounts$292,0001,990
Trading account gains and fees$0172
Additional Noninterest Income$530,0002,237
Total noninterest expense$5,022,0001,884
Salaries and employee benefits$2,364,0002,165
Premises and equipment expense$998,0001,222
Additional noninterest expense$1,660,0001,845
Pre-tax net operating income$3,541,0001,123
Securities gains (losses)$02,580
Applicable income taxes$9,0004,116
Income before extraordinary items$3,532,000915
Extraordinary gains, net$020
Net income$3,532,000914
Minority interest net income$080
Net income of bank and minority interests.$3,532,000915
Net charge-offs$144,0001,867
Cash dividends$2,050,000631
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,532,000896
2014-03-31 (YTD Data)Rank
Total interest income$2,400,0002,501
Total interest expense$339,0002,147
Net interest income$2,061,0002,554
Provision for loan and lease losses$03,817
Total noninterest income$513,0001,995
Gross Fiduciary activities income$267,000460
Service charges on deposit accounts$89,0002,896
Trading account gains and fees$0147
Additional Noninterest Income$157,0002,907
Total noninterest expense$1,743,0002,635
Salaries and employee benefits$809,0002,974
Premises and equipment expense$236,0002,425
Additional noninterest expense$698,0002,155
Pre-tax net operating income$831,0002,041
Securities gains (losses)$01,715
Applicable income taxes$4,0004,102
Income before extraordinary items$827,0001,764
Extraordinary gains, net$016
Net income$827,0001,768
Minority interest net income$066
Net income of bank and minority interests.$827,0001,767
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$827,0001,736
2013-12-31 (YTD Data)Rank
Total interest income$9,267,0002,612
Total interest expense$1,525,0002,134
Net interest income$7,742,0002,683
Provision for loan and lease losses$05,091
Total noninterest income$2,096,0002,100
Gross Fiduciary activities income$1,193,000416
Service charges on deposit accounts$346,0003,114
Trading account gains and fees$0184
Additional Noninterest Income$557,0003,225
Total noninterest expense$6,487,0002,815
Salaries and employee benefits$3,019,0003,096
Premises and equipment expense$990,0002,271
Additional noninterest expense$2,478,0002,487
Pre-tax net operating income$3,351,0001,979
Securities gains (losses)$-1,0006,053
Applicable income taxes$2,0004,492
Income before extraordinary items$3,348,0001,729
Extraordinary gains, net$029
Net income$3,348,0001,733
Minority interest net income$090
Net income of bank and minority interests.$3,348,0001,733
Net charge-offs$15,0004,955
Cash dividends$700,0002,356
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,349,0001,697
2013-09-30 (YTD Data)Rank
Total interest income$6,831,0002,663
Total interest expense$1,163,0002,158
Net interest income$5,668,0002,751
Provision for loan and lease losses$04,941
Total noninterest income$1,441,0002,262
Gross Fiduciary activities income$813,000442
Service charges on deposit accounts$245,0003,222
Trading account gains and fees$0180
Additional Noninterest Income$383,0003,384
Total noninterest expense$4,493,0002,996
Salaries and employee benefits$2,219,0003,161
Premises and equipment expense$584,0002,779
Additional noninterest expense$1,690,0002,707
Pre-tax net operating income$2,616,0001,976
Securities gains (losses)$-1,0006,307
Applicable income taxes$1,0004,622
Income before extraordinary items$2,614,0001,713
Extraordinary gains, net$025
Net income$2,614,0001,714
Minority interest net income$084
Net income of bank and minority interests.$2,614,0001,717
Net charge-offs$-74,0006,534
Cash dividends$700,0001,777
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,615,0001,660
2013-06-30 (YTD Data)Rank
Total interest income$4,372,0002,753
Total interest expense$774,0002,206
Net interest income$3,598,0002,855
Provision for loan and lease losses$04,788
Total noninterest income$941,0002,304
Gross Fiduciary activities income$554,000437
Service charges on deposit accounts$142,0003,448
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,485
Total noninterest expense$2,872,0003,091
Salaries and employee benefits$1,407,0003,286
Premises and equipment expense$422,0002,630
Additional noninterest expense$1,043,0002,872
Pre-tax net operating income$1,667,0002,010
Securities gains (losses)$-1,0006,487
Applicable income taxes$04,679
Income before extraordinary items$1,666,0001,757
Extraordinary gains, net$022
Net income$1,666,0001,762
Minority interest net income$082
Net income of bank and minority interests.$1,666,0001,763
Net charge-offs$-27,0006,402
Cash dividends$700,0001,401
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,667,0001,696
2013-03-31 (YTD Data)Rank
Total interest income$2,087,0002,881
Total interest expense$382,0002,298
Net interest income$1,705,0002,982
Provision for loan and lease losses$04,409
Total noninterest income$384,0002,612
Gross Fiduciary activities income$235,000479
Service charges on deposit accounts$50,0004,085
Trading account gains and fees$0148
Additional Noninterest Income$99,0003,764
Total noninterest expense$1,345,0003,262
Salaries and employee benefits$684,0003,380
Premises and equipment expense$146,0003,451
Additional noninterest expense$515,0002,913
Pre-tax net operating income$744,0002,158
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$744,0001,907
Extraordinary gains, net$010
Net income$744,0001,908
Minority interest net income$076
Net income of bank and minority interests.$744,0001,909
Net charge-offs$-5,0005,894
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$744,0001,825
2012-12-31 (YTD Data)Rank
Total interest income$9,211,0002,770
Total interest expense$1,835,0002,299
Net interest income$7,376,0002,856
Provision for loan and lease losses$05,905
Total noninterest income$1,918,0002,254
Gross Fiduciary activities income$1,200,000407
Service charges on deposit accounts$250,0003,847
Trading account gains and fees$0166
Additional Noninterest Income$468,0003,427
Total noninterest expense$5,870,0003,095
Salaries and employee benefits$2,371,0003,698
Premises and equipment expense$682,0003,086
Additional noninterest expense$2,817,0002,301
Pre-tax net operating income$3,424,0001,859
Securities gains (losses)$14,0003,286
Applicable income taxes$5,0004,499
Income before extraordinary items$3,433,0001,668
Extraordinary gains, net$029
Net income$3,433,0001,667
Minority interest net income$093
Net income of bank and minority interests.$3,433,0001,669
Net charge-offs$469,0002,731
Cash dividends$1,100,0001,831
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,419,0001,580
2012-09-30 (YTD Data)Rank
Total interest income$6,980,0002,808
Total interest expense$1,428,0002,307
Net interest income$5,552,0002,887
Provision for loan and lease losses$05,790
Total noninterest income$1,315,0002,384
Gross Fiduciary activities income$762,000449
Service charges on deposit accounts$192,0003,848
Trading account gains and fees$0157
Additional Noninterest Income$361,0003,416
Total noninterest expense$4,014,0003,329
Salaries and employee benefits$1,867,0003,596
Premises and equipment expense$502,0003,159
Additional noninterest expense$1,645,0002,878
Pre-tax net operating income$2,853,0001,764
Securities gains (losses)$12,0003,069
Applicable income taxes$4,0004,560
Income before extraordinary items$2,861,0001,547
Extraordinary gains, net$020
Net income$2,861,0001,548
Minority interest net income$086
Net income of bank and minority interests.$2,861,0001,548
Net charge-offs$306,0002,799
Cash dividends$1,100,0001,237
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,849,0001,461
2012-06-30 (YTD Data)Rank
Total interest income$4,724,0002,784
Total interest expense$997,0002,289
Net interest income$3,727,0002,873
Provision for loan and lease losses$05,619
Total noninterest income$852,0002,398
Gross Fiduciary activities income$485,000458
Service charges on deposit accounts$116,0004,041
Trading account gains and fees$0153
Additional Noninterest Income$251,0003,338
Total noninterest expense$2,782,0003,254
Salaries and employee benefits$1,228,0003,646
Premises and equipment expense$337,0003,149
Additional noninterest expense$1,217,0002,657
Pre-tax net operating income$1,797,0001,828
Securities gains (losses)$7,0002,812
Applicable income taxes$3,0004,521
Income before extraordinary items$1,801,0001,624
Extraordinary gains, net$019
Net income$1,801,0001,623
Minority interest net income$084
Net income of bank and minority interests.$1,801,0001,624
Net charge-offs$313,0002,272
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,794,0001,542
2012-03-31 (YTD Data)Rank
Total interest income$2,339,0002,844
Total interest expense$523,0002,281
Net interest income$1,816,0002,954
Provision for loan and lease losses$05,254
Total noninterest income$381,0002,556
Gross Fiduciary activities income$212,000482
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$112,0003,533
Total noninterest expense$1,300,0003,432
Salaries and employee benefits$657,0003,508
Premises and equipment expense$152,0003,426
Additional noninterest expense$491,0003,132
Pre-tax net operating income$897,0001,845
Securities gains (losses)$1,0002,095
Applicable income taxes$2,0004,463
Income before extraordinary items$896,0001,623
Extraordinary gains, net$019
Net income$896,0001,624
Minority interest net income$078
Net income of bank and minority interests.$896,0001,624
Net charge-offs$-38,0007,024
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$895,0001,524
2011-12-31 (YTD Data)Rank
Total interest income$10,365,0002,683
Total interest expense$2,398,0002,402
Net interest income$7,967,0002,746
Provision for loan and lease losses$560,0003,297
Total noninterest income$2,063,0001,959
Gross Fiduciary activities income$1,208,000359
Service charges on deposit accounts$280,0003,737
Trading account gains and fees$0146
Additional Noninterest Income$575,0002,925
Total noninterest expense$6,057,0003,038
Salaries and employee benefits$2,410,0003,661
Premises and equipment expense$693,0003,228
Additional noninterest expense$2,954,0002,232
Pre-tax net operating income$3,413,0001,632
Securities gains (losses)$-223,0007,169
Applicable income taxes$5,0004,437
Income before extraordinary items$3,185,0001,526
Extraordinary gains, net$029
Net income$3,185,0001,526
Minority interest net income$096
Net income of bank and minority interests.$3,185,0001,526
Net charge-offs$481,0003,228
Cash dividends$1,700,0001,098
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,408,0001,371
2011-09-30 (YTD Data)Rank
Total interest income$7,854,0002,684
Total interest expense$1,847,0002,433
Net interest income$6,007,0002,735
Provision for loan and lease losses$560,0002,714
Total noninterest income$1,401,0002,102
Gross Fiduciary activities income$807,000381
Service charges on deposit accounts$211,0003,748
Trading account gains and fees$0145
Additional Noninterest Income$383,0003,109
Total noninterest expense$4,783,0002,914
Salaries and employee benefits$1,899,0003,526
Premises and equipment expense$516,0003,281
Additional noninterest expense$2,368,0002,114
Pre-tax net operating income$2,065,0002,034
Securities gains (losses)$-36,0007,121
Applicable income taxes$4,0004,473
Income before extraordinary items$2,025,0001,815
Extraordinary gains, net$021
Net income$2,025,0001,815
Minority interest net income$087
Net income of bank and minority interests.$2,025,0001,815
Net charge-offs$339,0003,108
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,061,0001,715
2011-06-30 (YTD Data)Rank
Total interest income$5,254,0002,693
Total interest expense$1,262,0002,468
Net interest income$3,992,0002,744
Provision for loan and lease losses$200,0003,519
Total noninterest income$919,0002,120
Gross Fiduciary activities income$542,000386
Service charges on deposit accounts$135,0003,806
Trading account gains and fees$0153
Additional Noninterest Income$242,0003,198
Total noninterest expense$3,085,0003,021
Salaries and employee benefits$1,245,0003,596
Premises and equipment expense$353,0003,234
Additional noninterest expense$1,487,0002,254
Pre-tax net operating income$1,626,0001,750
Securities gains (losses)$02,914
Applicable income taxes$3,0004,420
Income before extraordinary items$1,623,0001,515
Extraordinary gains, net$015
Net income$1,623,0001,515
Minority interest net income$089
Net income of bank and minority interests.$1,623,0001,515
Net charge-offs$-309,0007,466
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,623,0001,449
2011-03-31 (YTD Data)Rank
Total interest income$2,618,0002,714
Total interest expense$648,0002,482
Net interest income$1,970,0002,768
Provision for loan and lease losses$100,0003,337
Total noninterest income$427,0002,248
Gross Fiduciary activities income$257,000399
Service charges on deposit accounts$60,0004,009
Trading account gains and fees$0158
Additional Noninterest Income$110,0003,402
Total noninterest expense$1,352,0003,372
Salaries and employee benefits$655,0003,485
Premises and equipment expense$159,0003,549
Additional noninterest expense$538,0003,001
Pre-tax net operating income$945,0001,531
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$944,0001,304
Extraordinary gains, net$09
Net income$944,0001,304
Minority interest net income$086
Net income of bank and minority interests.$944,0001,304
Net charge-offs$-327,0007,536
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$944,0001,265
2010-12-31 (YTD Data)Rank
Total interest income$11,372,0002,642
Total interest expense$3,309,0002,389
Net interest income$8,063,0002,708
Provision for loan and lease losses$1,885,0002,154
Total noninterest income$1,805,0002,220
Gross Fiduciary activities income$1,072,000383
Service charges on deposit accounts$295,0003,668
Trading account gains and fees$0175
Additional Noninterest Income$438,0003,377
Total noninterest expense$6,748,0002,809
Salaries and employee benefits$2,349,0003,768
Premises and equipment expense$685,0003,361
Additional noninterest expense$3,714,0001,914
Pre-tax net operating income$1,235,0003,044
Securities gains (losses)$6,0003,427
Applicable income taxes$5,0004,343
Income before extraordinary items$1,236,0002,850
Extraordinary gains, net$029
Net income$1,236,0002,847
Minority interest net income$0111
Net income of bank and minority interests.$1,236,0002,851
Net charge-offs$1,285,0002,358
Cash dividends$2,750,000588
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,230,0002,758
2010-09-30 (YTD Data)Rank
Total interest income$8,638,0002,665
Total interest expense$2,593,0002,393
Net interest income$6,045,0002,735
Provision for loan and lease losses$1,785,0001,787
Total noninterest income$1,232,0002,384
Gross Fiduciary activities income$684,000417
Service charges on deposit accounts$231,0003,659
Trading account gains and fees$0165
Additional Noninterest Income$317,0003,473
Total noninterest expense$4,284,0003,237
Salaries and employee benefits$1,842,0003,668
Premises and equipment expense$514,0003,408
Additional noninterest expense$1,928,0002,561
Pre-tax net operating income$1,208,0002,770
Securities gains (losses)$5,0003,295
Applicable income taxes$4,0004,431
Income before extraordinary items$1,209,0002,531
Extraordinary gains, net$023
Net income$1,209,0002,527
Minority interest net income$0110
Net income of bank and minority interests.$1,209,0002,532
Net charge-offs$1,176,0002,017
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,204,0002,410
2010-06-30 (YTD Data)Rank
Total interest income$5,794,0002,677
Total interest expense$1,773,0002,427
Net interest income$4,021,0002,740
Provision for loan and lease losses$1,245,0001,705
Total noninterest income$813,0002,350
Gross Fiduciary activities income$445,000420
Service charges on deposit accounts$149,0003,706
Trading account gains and fees$0152
Additional Noninterest Income$219,0003,355
Total noninterest expense$2,970,0003,145
Salaries and employee benefits$1,206,0003,750
Premises and equipment expense$361,0003,282
Additional noninterest expense$1,403,0002,384
Pre-tax net operating income$619,0003,242
Securities gains (losses)$3,0002,902
Applicable income taxes$2,0004,454
Income before extraordinary items$620,0003,003
Extraordinary gains, net$019
Net income$620,0002,999
Minority interest net income$0105
Net income of bank and minority interests.$620,0003,002
Net charge-offs$937,0001,797
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$617,0002,900
2010-03-31 (YTD Data)Rank
Total interest income$2,860,0002,760
Total interest expense$912,0002,464
Net interest income$1,948,0002,847
Provision for loan and lease losses$665,0001,527
Total noninterest income$387,0002,426
Gross Fiduciary activities income$225,000425
Service charges on deposit accounts$69,0003,861
Trading account gains and fees$0175
Additional Noninterest Income$93,0003,649
Total noninterest expense$1,239,0003,677
Salaries and employee benefits$565,0003,988
Premises and equipment expense$166,0003,615
Additional noninterest expense$508,0003,140
Pre-tax net operating income$431,0002,698
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$430,0002,431
Extraordinary gains, net$016
Net income$430,0002,429
Minority interest net income$091
Net income of bank and minority interests.$430,0002,431
Net charge-offs$788,0001,215
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$430,0002,339
2009-12-31 (YTD Data)Rank
Total interest income$12,030,0002,747
Total interest expense$4,923,0002,296
Net interest income$7,107,0003,031
Provision for loan and lease losses$2,065,0002,438
Total noninterest income$1,609,0002,444
Gross Fiduciary activities income$931,000399
Service charges on deposit accounts$286,0003,967
Trading account gains and fees$0211
Additional Noninterest Income$392,0003,580
Total noninterest expense$5,811,0003,260
Salaries and employee benefits$2,182,0004,097
Premises and equipment expense$684,0003,529
Additional noninterest expense$2,945,0002,385
Pre-tax net operating income$840,0003,265
Securities gains (losses)$99,0002,150
Applicable income taxes$5,0004,022
Income before extraordinary items$934,0002,880
Extraordinary gains, net$034
Net income$934,0002,879
Minority interest net income$0115
Net income of bank and minority interests.$934,0002,880
Net charge-offs$2,725,0001,703
Cash dividends$3,250,000534
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$835,9903,010
2009-09-30 (YTD Data)Rank
Total interest income$9,068,0002,768
Total interest expense$3,866,0002,286
Net interest income$5,202,0003,084
Provision for loan and lease losses$743,0003,205
Total noninterest income$1,112,0002,633
Gross Fiduciary activities income$619,000432
Service charges on deposit accounts$212,0004,017
Trading account gains and fees$0212
Additional Noninterest Income$281,0003,718
Total noninterest expense$4,356,0003,264
Salaries and employee benefits$1,815,0003,826
Premises and equipment expense$495,0003,646
Additional noninterest expense$2,046,0002,522
Pre-tax net operating income$1,215,0002,415
Securities gains (losses)$17,0002,808
Applicable income taxes$4,0004,272
Income before extraordinary items$1,228,0002,138
Extraordinary gains, net$027
Net income$1,228,0002,135
Minority interest net income$0118
Net income of bank and minority interests.$1,228,0002,138
Net charge-offs$3,0006,797
Cash dividends$3,250,000380
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,211,0002,112
2009-06-30 (YTD Data)Rank
Total interest income$6,021,0002,814
Total interest expense$2,679,0002,295
Net interest income$3,342,0003,169
Provision for loan and lease losses$120,0005,054
Total noninterest income$691,0002,768
Gross Fiduciary activities income$388,000445
Service charges on deposit accounts$131,0004,139
Trading account gains and fees$0193
Additional Noninterest Income$172,0003,885
Total noninterest expense$2,908,0003,299
Salaries and employee benefits$1,194,0003,917
Premises and equipment expense$358,0003,472
Additional noninterest expense$1,356,0002,550
Pre-tax net operating income$1,005,0002,099
Securities gains (losses)$17,0002,396
Applicable income taxes$3,0004,355
Income before extraordinary items$1,019,0001,819
Extraordinary gains, net$021
Net income$1,019,0001,816
Minority interest net income$0112
Net income of bank and minority interests.$1,019,0001,818
Net charge-offs$2,0006,442
Cash dividends$3,250,000267
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,002,0001,785
2009-03-31 (YTD Data)Rank
Total interest income$3,026,0002,842
Total interest expense$1,417,0002,255
Net interest income$1,609,0003,254
Provision for loan and lease losses$120,0003,591
Total noninterest income$301,0003,014
Gross Fiduciary activities income$166,000482
Service charges on deposit accounts$60,0004,245
Trading account gains and fees$0171
Additional Noninterest Income$75,0004,125
Total noninterest expense$1,179,0003,820
Salaries and employee benefits$568,0004,056
Premises and equipment expense$163,0003,735
Additional noninterest expense$448,0003,283
Pre-tax net operating income$611,0002,022
Securities gains (losses)$17,0001,747
Applicable income taxes$1,0004,679
Income before extraordinary items$627,0001,720
Extraordinary gains, net$015
Net income$627,0001,721
Minority interest net income$0102
Net income of bank and minority interests.$627,0001,722
Net charge-offs$05,728
Cash dividends$2,500,000184
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$610,0001,676
2008-12-31 (YTD Data)Rank
Total interest income$13,498,0002,738
Total interest expense$6,859,0002,230
Net interest income$6,639,0003,203
Provision for loan and lease losses$1,005,0002,701
Total noninterest income$1,609,0002,491
Gross Fiduciary activities income$901,000432
Service charges on deposit accounts$339,0003,786
Trading account gains and fees$0154
Additional Noninterest Income$369,0003,720
Total noninterest expense$4,776,0003,697
Salaries and employee benefits$2,404,0003,893
Premises and equipment expense$697,0003,528
Additional noninterest expense$1,675,0003,337
Pre-tax net operating income$2,467,0002,116
Securities gains (losses)$357,000483
Applicable income taxes$5,0004,660
Income before extraordinary items$2,819,0001,454
Extraordinary gains, net$039
Net income$2,819,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0003,639
Cash dividends$4,000,000688
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,462,0001,750
2008-09-30 (YTD Data)Rank
Total interest income$10,156,0002,782
Total interest expense$5,288,0002,265
Net interest income$4,868,0003,288
Provision for loan and lease losses$510,0002,701
Total noninterest income$1,214,0002,558
Gross Fiduciary activities income$562,000482
Service charges on deposit accounts$301,0003,482
Trading account gains and fees$0148
Additional Noninterest Income$351,0003,406
Total noninterest expense$3,355,0003,882
Salaries and employee benefits$1,785,0003,950
Premises and equipment expense$511,0003,582
Additional noninterest expense$1,059,0003,713
Pre-tax net operating income$2,217,0002,129
Securities gains (losses)$340,000426
Applicable income taxes$4,0005,079
Income before extraordinary items$2,553,0001,440
Extraordinary gains, net$031
Net income$2,553,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,797
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,213,0001,719
2008-06-30 (YTD Data)Rank
Total interest income$6,739,0002,822
Total interest expense$3,654,0002,286
Net interest income$3,085,0003,412
Provision for loan and lease losses$472,0001,983
Total noninterest income$835,0002,544
Gross Fiduciary activities income$372,000492
Service charges on deposit accounts$189,0003,595
Trading account gains and fees$0149
Additional Noninterest Income$274,0003,178
Total noninterest expense$2,291,0003,834
Salaries and employee benefits$1,243,0003,859
Premises and equipment expense$369,0003,427
Additional noninterest expense$679,0003,804
Pre-tax net operating income$1,157,0002,657
Securities gains (losses)$340,000412
Applicable income taxes$3,0005,335
Income before extraordinary items$1,494,0001,812
Extraordinary gains, net$021
Net income$1,494,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,154,0002,237
2008-03-31 (YTD Data)Rank
Total interest income$3,440,0002,837
Total interest expense$1,916,0002,321
Net interest income$1,524,0003,445
Provision for loan and lease losses$06,080
Total noninterest income$399,0002,601
Gross Fiduciary activities income$177,000510
Service charges on deposit accounts$91,0003,630
Trading account gains and fees$0158
Additional Noninterest Income$131,0003,281
Total noninterest expense$1,124,0003,897
Salaries and employee benefits$605,0003,952
Premises and equipment expense$174,0003,583
Additional noninterest expense$345,0003,719
Pre-tax net operating income$799,0002,160
Securities gains (losses)$281,000348
Applicable income taxes$1,0005,476
Income before extraordinary items$1,079,0001,392
Extraordinary gains, net$015
Net income$1,079,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$798,0001,754
2007-12-31 (YTD Data)Rank
Total interest income$14,264,0002,815
Total interest expense$7,996,0002,318
Net interest income$6,268,0003,395
Provision for loan and lease losses$06,851
Total noninterest income$1,786,0002,400
Gross Fiduciary activities income$900,000443
Service charges on deposit accounts$329,0003,899
Trading account gains and fees$0178
Additional Noninterest Income$557,0003,136
Total noninterest expense$4,452,0003,793
Salaries and employee benefits$2,434,0003,804
Premises and equipment expense$646,0003,650
Additional noninterest expense$1,372,0003,681
Pre-tax net operating income$3,602,0002,153
Securities gains (losses)$-12,0007,599
Applicable income taxes$8,0005,687
Income before extraordinary items$3,582,0001,757
Extraordinary gains, net$039
Net income$3,582,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$1,900,0001,670
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,594,0001,746
2007-09-30 (YTD Data)Rank
Total interest income$10,696,0002,819
Total interest expense$5,985,0002,315
Net interest income$4,711,0003,388
Provision for loan and lease losses$06,528
Total noninterest income$1,179,0002,619
Gross Fiduciary activities income$560,000493
Service charges on deposit accounts$243,0003,924
Trading account gains and fees$0184
Additional Noninterest Income$376,0003,317
Total noninterest expense$3,220,0003,887
Salaries and employee benefits$1,744,0003,913
Premises and equipment expense$478,0003,672
Additional noninterest expense$998,0003,707
Pre-tax net operating income$2,670,0002,313
Securities gains (losses)$-12,0007,827
Applicable income taxes$7,0005,819
Income before extraordinary items$2,651,0001,907
Extraordinary gains, net$033
Net income$2,651,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,724
Cash dividends$1,900,0001,278
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,663,0001,880
2007-06-30 (YTD Data)Rank
Total interest income$6,982,0002,883
Total interest expense$3,938,0002,354
Net interest income$3,044,0003,490
Provision for loan and lease losses$06,209
Total noninterest income$771,0002,659
Gross Fiduciary activities income$371,000504
Service charges on deposit accounts$152,0004,063
Trading account gains and fees$0168
Additional Noninterest Income$248,0003,364
Total noninterest expense$2,238,0003,785
Salaries and employee benefits$1,196,0003,873
Premises and equipment expense$339,0003,531
Additional noninterest expense$703,0003,552
Pre-tax net operating income$1,577,0002,595
Securities gains (losses)$01,444
Applicable income taxes$5,0005,893
Income before extraordinary items$1,572,0002,137
Extraordinary gains, net$029
Net income$1,572,0002,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$1,900,000939
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,572,0002,119
2007-03-31 (YTD Data)Rank
Total interest income$3,413,0002,938
Total interest expense$1,904,0002,412
Net interest income$1,509,0003,520
Provision for loan and lease losses$05,779
Total noninterest income$350,0002,803
Gross Fiduciary activities income$159,000550
Service charges on deposit accounts$65,0004,347
Trading account gains and fees$0195
Additional Noninterest Income$126,0003,324
Total noninterest expense$1,082,0003,886
Salaries and employee benefits$564,0004,051
Premises and equipment expense$160,0003,698
Additional noninterest expense$358,0003,473
Pre-tax net operating income$777,0002,615
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$776,0002,117
Extraordinary gains, net$022
Net income$776,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$1,900,000483
Sale, conversion, retirement of capital stock, net$0885
Net operating income$776,0002,107
2006-12-31 (YTD Data)Rank
Total interest income$12,777,0002,932
Total interest expense$6,609,0002,390
Net interest income$6,168,0003,454
Provision for loan and lease losses$445,0002,096
Total noninterest income$1,658,0002,522
Gross Fiduciary activities income$829,000460
Service charges on deposit accounts$316,0004,021
Trading account gains and fees$0130
Additional Noninterest Income$513,0003,294
Total noninterest expense$3,969,0004,022
Salaries and employee benefits$2,192,0003,991
Premises and equipment expense$598,0003,777
Additional noninterest expense$1,179,0003,985
Pre-tax net operating income$3,412,0002,530
Securities gains (losses)$-137,0008,296
Applicable income taxes$2,0006,435
Income before extraordinary items$3,273,0002,120
Extraordinary gains, net$051
Net income$3,273,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,075
Cash dividends$3,362,0001,010
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,410,0002,044
2006-09-30 (YTD Data)Rank
Total interest income$9,355,0002,967
Total interest expense$4,720,0002,430
Net interest income$4,635,0003,464
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,097,0002,751
Gross Fiduciary activities income$501,000513
Service charges on deposit accounts$249,0003,957
Trading account gains and fees$0126
Additional Noninterest Income$347,0003,457
Total noninterest expense$2,845,0004,132
Salaries and employee benefits$1,651,0003,965
Premises and equipment expense$430,0003,904
Additional noninterest expense$764,0004,431
Pre-tax net operating income$2,662,0002,532
Securities gains (losses)$2,0001,183
Applicable income taxes$2,0006,519
Income before extraordinary items$2,662,0002,033
Extraordinary gains, net$045
Net income$2,662,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,474
Cash dividends$3,362,000753
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,660,0002,033
2006-06-30 (YTD Data)Rank
Total interest income$5,983,0003,036
Total interest expense$2,929,0002,487
Net interest income$3,054,0003,503
Provision for loan and lease losses$25,0005,320
Total noninterest income$745,0002,721
Gross Fiduciary activities income$334,000518
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0126
Additional Noninterest Income$252,0003,317
Total noninterest expense$1,945,0004,073
Salaries and employee benefits$1,149,0003,864
Premises and equipment expense$280,0003,986
Additional noninterest expense$516,0004,380
Pre-tax net operating income$1,829,0002,483
Securities gains (losses)$2,000970
Applicable income taxes$1,0006,575
Income before extraordinary items$1,830,0001,986
Extraordinary gains, net$039
Net income$1,830,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$2,100,000771
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,828,0001,973
2006-03-31 (YTD Data)Rank
Total interest income$2,876,0003,080
Total interest expense$1,362,0002,527
Net interest income$1,514,0003,517
Provision for loan and lease losses$12,0005,109
Total noninterest income$336,0002,862
Gross Fiduciary activities income$147,000563
Service charges on deposit accounts$76,0004,048
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$941,0004,179
Salaries and employee benefits$531,0004,118
Premises and equipment expense$155,0003,684
Additional noninterest expense$255,0004,409
Pre-tax net operating income$897,0002,473
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$896,0001,982
Extraordinary gains, net$021
Net income$896,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$2,100,000402
Sale, conversion, retirement of capital stock, net$0648
Net operating income$896,0001,964
2005-12-31 (YTD Data)Rank
Total interest income$10,435,0003,044
Total interest expense$4,255,0002,523
Net interest income$6,180,0003,343
Provision for loan and lease losses$360,0002,451
Total noninterest income$1,597,0002,585
Gross Fiduciary activities income$759,000467
Service charges on deposit accounts$292,0004,240
Trading account gains and fees$0138
Additional Noninterest Income$546,0003,224
Total noninterest expense$3,699,0004,117
Salaries and employee benefits$2,041,0004,070
Premises and equipment expense$527,0004,017
Additional noninterest expense$1,131,0004,040
Pre-tax net operating income$3,718,0002,345
Securities gains (losses)$83,000762
Applicable income taxes$2,0006,781
Income before extraordinary items$3,799,0001,815
Extraordinary gains, net$046
Net income$3,799,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$1,300,0002,023
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,716,0001,834
2005-09-30 (YTD Data)Rank
Total interest income$7,610,0003,068
Total interest expense$2,993,0002,542
Net interest income$4,617,0003,342
Provision for loan and lease losses$360,0001,866
Total noninterest income$1,045,0002,818
Gross Fiduciary activities income$468,000520
Service charges on deposit accounts$216,0004,292
Trading account gains and fees$0126
Additional Noninterest Income$361,0003,472
Total noninterest expense$2,680,0004,183
Salaries and employee benefits$1,491,0004,119
Premises and equipment expense$376,0004,158
Additional noninterest expense$813,0004,133
Pre-tax net operating income$2,622,0002,478
Securities gains (losses)$-19,0008,149
Applicable income taxes$1,0006,867
Income before extraordinary items$2,602,0001,995
Extraordinary gains, net$035
Net income$2,602,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$1,300,0001,484
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,621,0001,948
2005-06-30 (YTD Data)Rank
Total interest income$4,960,0003,060
Total interest expense$1,907,0002,513
Net interest income$3,053,0003,358
Provision for loan and lease losses$110,0003,223
Total noninterest income$673,0002,850
Gross Fiduciary activities income$306,000529
Service charges on deposit accounts$136,0004,370
Trading account gains and fees$0116
Additional Noninterest Income$231,0003,507
Total noninterest expense$1,756,0004,227
Salaries and employee benefits$1,006,0004,056
Premises and equipment expense$260,0004,027
Additional noninterest expense$490,0004,444
Pre-tax net operating income$1,860,0002,317
Securities gains (losses)$-19,0008,349
Applicable income taxes$1,0006,848
Income before extraordinary items$1,840,0001,862
Extraordinary gains, net$030
Net income$1,840,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,656
Cash dividends$1,300,0001,049
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,859,0001,801
2005-03-31 (YTD Data)Rank
Total interest income$2,382,0003,113
Total interest expense$925,0002,491
Net interest income$1,457,0003,481
Provision for loan and lease losses$06,226
Total noninterest income$329,0002,842
Gross Fiduciary activities income$157,000526
Service charges on deposit accounts$61,0004,567
Trading account gains and fees$0115
Additional Noninterest Income$111,0003,545
Total noninterest expense$853,0004,341
Salaries and employee benefits$472,0004,274
Premises and equipment expense$133,0004,011
Additional noninterest expense$248,0004,387
Pre-tax net operating income$933,0002,294
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$932,0001,818
Extraordinary gains, net$024
Net income$932,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$1,300,000525
Sale, conversion, retirement of capital stock, net$0491
Net operating income$932,0001,775
2004-12-31 (YTD Data)Rank
Total interest income$9,463,0002,974
Total interest expense$3,193,0002,484
Net interest income$6,270,0003,179
Provision for loan and lease losses$07,314
Total noninterest income$1,197,0003,135
Gross Fiduciary activities income$664,000472
Service charges on deposit accounts$257,0004,690
Trading account gains and fees$0138
Additional Noninterest Income$276,0004,424
Total noninterest expense$3,465,0004,211
Salaries and employee benefits$1,862,0004,228
Premises and equipment expense$453,0004,379
Additional noninterest expense$1,150,0003,881
Pre-tax net operating income$4,002,0002,061
Securities gains (losses)$7,0003,010
Applicable income taxes$2,0007,032
Income before extraordinary items$4,007,0001,621
Extraordinary gains, net$034
Net income$4,007,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-145,0008,842
Cash dividends$3,600,000834
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,000,0001,574
2004-09-30 (YTD Data)Rank
Total interest income$7,026,0002,962
Total interest expense$2,342,0002,494
Net interest income$4,684,0003,169
Provision for loan and lease losses$07,100
Total noninterest income$814,0003,361
Gross Fiduciary activities income$421,000532
Service charges on deposit accounts$185,0004,815
Trading account gains and fees$0134
Additional Noninterest Income$208,0004,424
Total noninterest expense$2,193,0004,704
Salaries and employee benefits$1,119,0004,916
Premises and equipment expense$309,0004,669
Additional noninterest expense$765,0004,221
Pre-tax net operating income$3,305,0001,894
Securities gains (losses)$6,0002,970
Applicable income taxes$1,0007,130
Income before extraordinary items$3,310,0001,492
Extraordinary gains, net$026
Net income$3,310,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,756
Cash dividends$3,600,000598
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,304,0001,443
2004-06-30 (YTD Data)Rank
Total interest income$4,645,0002,981
Total interest expense$1,549,0002,500
Net interest income$3,096,0003,199
Provision for loan and lease losses$06,885
Total noninterest income$526,0003,455
Gross Fiduciary activities income$282,000534
Service charges on deposit accounts$121,0004,859
Trading account gains and fees$0130
Additional Noninterest Income$123,0004,730
Total noninterest expense$1,504,0004,653
Salaries and employee benefits$746,0004,947
Premises and equipment expense$230,0004,340
Additional noninterest expense$528,0004,151
Pre-tax net operating income$2,118,0001,946
Securities gains (losses)$2,0003,048
Applicable income taxes$1,0007,109
Income before extraordinary items$2,119,0001,516
Extraordinary gains, net$021
Net income$2,119,0001,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,847
Cash dividends$3,600,000423
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,117,0001,466
2004-03-31 (YTD Data)Rank
Total interest income$2,271,0003,046
Total interest expense$766,0002,548
Net interest income$1,505,0003,248
Provision for loan and lease losses$06,501
Total noninterest income$255,0003,477
Gross Fiduciary activities income$137,000547
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$58,0004,809
Total noninterest expense$732,0004,767
Salaries and employee benefits$338,0005,313
Premises and equipment expense$121,0004,212
Additional noninterest expense$273,0004,037
Pre-tax net operating income$1,028,0001,951
Securities gains (losses)$2,0002,612
Applicable income taxes$1,0006,972
Income before extraordinary items$1,029,0001,551
Extraordinary gains, net$016
Net income$1,029,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,0008,957
Cash dividends$3,600,000225
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,027,0001,470
2003-12-31 (YTD Data)Rank
Total interest income$9,093,0003,086
Total interest expense$3,183,0002,716
Net interest income$5,910,0003,232
Provision for loan and lease losses$318,0003,034
Total noninterest income$1,037,0003,648
Gross Fiduciary activities income$562,000524
Service charges on deposit accounts$265,0004,609
Trading account gains and fees$0160
Additional Noninterest Income$210,0005,193
Total noninterest expense$3,089,0004,517
Salaries and employee benefits$1,674,0004,485
Premises and equipment expense$455,0004,339
Additional noninterest expense$960,0004,409
Pre-tax net operating income$3,540,0002,199
Securities gains (losses)$55,0002,425
Applicable income taxes$3,0007,286
Income before extraordinary items$3,592,0001,731
Extraordinary gains, net$054
Net income$3,592,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,690
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,537,0001,680
2003-09-30 (YTD Data)Rank
Total interest income$6,864,0003,107
Total interest expense$2,430,0002,759
Net interest income$4,434,0003,239
Provision for loan and lease losses$318,0002,399
Total noninterest income$696,0003,958
Gross Fiduciary activities income$340,000596
Service charges on deposit accounts$198,0004,641
Trading account gains and fees$0153
Additional Noninterest Income$158,0005,235
Total noninterest expense$1,947,0005,076
Salaries and employee benefits$980,0005,315
Premises and equipment expense$329,0004,448
Additional noninterest expense$638,0004,800
Pre-tax net operating income$2,865,0002,120
Securities gains (losses)$45,0002,401
Applicable income taxes$3,0007,331
Income before extraordinary items$2,907,0001,654
Extraordinary gains, net$040
Net income$2,907,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,792
Cash dividends$2,000,0001,001
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,862,0001,597
2003-06-30 (YTD Data)Rank
Total interest income$4,582,0003,126
Total interest expense$1,656,0002,778
Net interest income$2,926,0003,266
Provision for loan and lease losses$318,0001,718
Total noninterest income$367,0004,456
Gross Fiduciary activities income$127,000739
Service charges on deposit accounts$133,0004,584
Trading account gains and fees$0150
Additional Noninterest Income$107,0005,211
Total noninterest expense$1,264,0005,157
Salaries and employee benefits$619,0005,511
Premises and equipment expense$225,0004,379
Additional noninterest expense$420,0004,834
Pre-tax net operating income$1,711,0002,339
Securities gains (losses)$16,0002,719
Applicable income taxes$2,0007,353
Income before extraordinary items$1,725,0001,867
Extraordinary gains, net$030
Net income$1,725,0001,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,828
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,709,0001,764
2003-03-31 (YTD Data)Rank
Total interest income$2,262,0003,171
Total interest expense$840,0002,813
Net interest income$1,422,0003,313
Provision for loan and lease losses$06,934
Total noninterest income$220,0003,927
Gross Fiduciary activities income$113,000604
Service charges on deposit accounts$58,0004,839
Trading account gains and fees$0134
Additional Noninterest Income$49,0005,306
Total noninterest expense$667,0004,971
Salaries and employee benefits$314,0005,484
Premises and equipment expense$119,0004,200
Additional noninterest expense$234,0004,436
Pre-tax net operating income$975,0002,088
Securities gains (losses)$6,0002,344
Applicable income taxes$2,0007,162
Income before extraordinary items$979,0001,643
Extraordinary gains, net$021
Net income$979,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,905
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$973,0001,552
2002-12-31 (YTD Data)Rank
Total interest income$9,482,0003,160
Total interest expense$3,925,0002,797
Net interest income$5,557,0003,345
Provision for loan and lease losses$525,0002,307
Total noninterest income$1,076,0003,313
Gross Fiduciary activities income$560,000539
Service charges on deposit accounts$273,0004,459
Trading account gains and fees$0153
Additional Noninterest Income$243,0004,660
Total noninterest expense$2,880,0004,591
Salaries and employee benefits$1,559,0004,549
Premises and equipment expense$407,0004,587
Additional noninterest expense$914,0004,490
Pre-tax net operating income$3,228,0002,348
Securities gains (losses)$-440,0009,250
Applicable income taxes$70,0006,284
Income before extraordinary items$2,718,0002,199
Extraordinary gains, net$070
Net income$2,718,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0002,175
Cash dividends$2,720,0001,002
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,144,8001,852
2001-12-31 (YTD Data)Rank
Total interest income$10,494,0003,181
Total interest expense$5,539,0002,871
Net interest income$4,955,0003,450
Provision for loan and lease losses$30,0007,215
Total noninterest income$1,041,0003,249
Gross Fiduciary activities income$583,000543
Service charges on deposit accounts$277,0004,365
Trading account gains and fees$0177
Additional Noninterest Income$181,0005,151
Total noninterest expense$2,789,0004,589
Salaries and employee benefits$1,438,0004,660
Premises and equipment expense$411,0004,510
Additional noninterest expense$940,0004,266
Pre-tax net operating income$3,177,0002,151
Securities gains (losses)$307,000886
Applicable income taxes$07,903
Income before extraordinary items$3,484,0001,534
Extraordinary gains, net$0105
Net income$3,484,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,177
Cash dividends$2,100,0001,263
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,177,0001,587
2000-12-31 (YTD Data)Rank
Total interest income$10,776,0003,191
Total interest expense$5,879,0002,839
Net interest income$4,897,0003,544
Provision for loan and lease losses$371,0002,417
Total noninterest income$1,005,0003,119
Gross Fiduciary activities income$542,000576
Service charges on deposit accounts$268,0004,336
Trading account gains and fees$0180
Additional Noninterest Income$195,0004,864
Total noninterest expense$2,504,0004,848
Salaries and employee benefits$1,262,0004,997
Premises and equipment expense$314,0005,287
Additional noninterest expense$928,0004,245
Pre-tax net operating income$3,027,0002,372
Securities gains (losses)$3,0001,519
Applicable income taxes$304,0004,577
Income before extraordinary items$2,726,0001,912
Extraordinary gains, net$038
Net income$2,726,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,489
Cash dividends$2,300,0001,197
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,723,3001,912
1999-12-31 (YTD Data)Rank
Total interest income$10,429,0003,099
Total interest expense$5,347,0002,737
Net interest income$5,082,0003,408
Provision for loan and lease losses$216,0003,389
Total noninterest income$1,006,0003,077
Gross Fiduciary activities income$536,000616
Service charges on deposit accounts$277,0004,214
Trading account gains and fees$0173
Additional Noninterest Income$193,0005,023
Total noninterest expense$2,440,0004,975
Salaries and employee benefits$1,261,0004,985
Premises and equipment expense$400,0004,538
Additional noninterest expense$779,0004,895
Pre-tax net operating income$3,432,0002,144
Securities gains (losses)$4,0002,267
Applicable income taxes$630,0003,112
Income before extraordinary items$2,806,0001,892
Extraordinary gains, net$035
Net income$2,806,0001,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,517
Cash dividends$2,350,0001,193
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,802,7201,865
1998-12-31 (YTD Data)Rank
Total interest income$10,527,0003,069
Total interest expense$5,610,0002,703
Net interest income$4,917,0003,452
Provision for loan and lease losses$55,0006,428
Total noninterest income$946,0003,213
Gross Fiduciary activities income$484,000648
Service charges on deposit accounts$281,0004,131
Trading account gains and fees$0224
Additional Noninterest Income$181,0005,217
Total noninterest expense$2,383,0004,928
Salaries and employee benefits$1,280,0004,829
Premises and equipment expense$328,0005,097
Additional noninterest expense$775,0004,786
Pre-tax net operating income$3,425,0002,110
Securities gains (losses)$141,0001,080
Applicable income taxes$1,276,0001,883
Income before extraordinary items$2,290,0002,273
Extraordinary gains, net$032
Net income$2,290,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,338
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,199,7602,269
1997-12-31 (YTD Data)Rank
Total interest income$10,407,0003,112
Total interest expense$5,465,0002,740
Net interest income$4,942,0003,529
Provision for loan and lease losses$50,0006,616
Total noninterest income$1,386,0002,349
Gross Fiduciary activities income$444,000690
Service charges on deposit accounts$281,0004,273
Trading account gains and fees$0239
Additional Noninterest Income$661,0002,309
Total noninterest expense$2,500,0004,783
Salaries and employee benefits$1,260,0004,896
Premises and equipment expense$332,0005,094
Additional noninterest expense$908,0004,274
Pre-tax net operating income$3,778,0001,993
Securities gains (losses)$6,0002,665
Applicable income taxes$1,368,0001,855
Income before extraordinary items$2,416,0002,178
Extraordinary gains, net$044
Net income$2,416,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,836
Cash dividends$3,070,000916
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,412,1602,126
1996-12-31 (YTD Data)Rank
Total interest income$9,618,0003,391
Total interest expense$5,002,0002,998
Net interest income$4,616,0003,805
Provision for loan and lease losses$09,041
Total noninterest income$842,0003,567
Gross Fiduciary activities income$421,000758
Service charges on deposit accounts$260,0004,682
Trading account gains and fees$0262
Additional Noninterest Income$161,0005,764
Total noninterest expense$2,181,0005,577
Salaries and employee benefits$1,169,0005,325
Premises and equipment expense$360,0004,921
Additional noninterest expense$652,0006,017
Pre-tax net operating income$3,277,0002,190
Securities gains (losses)$1,0003,760
Applicable income taxes$1,171,0002,041
Income before extraordinary items$2,107,0002,334
Extraordinary gains, net$053
Net income$2,107,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,018
Cash dividends$1,300,0001,758
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,106,3602,283
1995-12-31 (YTD Data)Rank
Total interest income$9,179,0003,557
Total interest expense$4,790,0003,139
Net interest income$4,389,0003,995
Provision for loan and lease losses$56,0005,991
Total noninterest income$876,0003,430
Gross Fiduciary activities income$380,000818
Service charges on deposit accounts$207,0005,566
Trading account gains and fees$0522
Additional Noninterest Income$289,0004,091
Total noninterest expense$2,195,0005,577
Salaries and employee benefits$1,148,0005,414
Premises and equipment expense$286,0005,843
Additional noninterest expense$761,0005,459
Pre-tax net operating income$3,014,0002,421
Securities gains (losses)$-133,00011,589
Applicable income taxes$988,0002,409
Income before extraordinary items$1,893,0002,631
Extraordinary gains, net$065
Net income$1,893,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$1,200,0001,763
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,980,7802,506
1994-12-31 (YTD Data)Rank
Total interest income$8,479,0003,532
Total interest expense$4,121,0002,954
Net interest income$4,358,0004,044
Provision for loan and lease losses$09,146
Total noninterest income$710,0004,076
Gross Fiduciary activities income$391,000813
Service charges on deposit accounts$176,0006,342
Trading account gains and fees$0475
Additional Noninterest Income$143,0006,348
Total noninterest expense$2,309,0005,527
Salaries and employee benefits$1,178,0005,325
Premises and equipment expense$334,0005,248
Additional noninterest expense$797,0005,716
Pre-tax net operating income$2,759,0002,570
Securities gains (losses)$-184,00011,904
Applicable income taxes$805,0002,748
Income before extraordinary items$1,770,0002,732
Extraordinary gains, net$0249
Net income$1,770,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,614
Cash dividends$1,500,0001,399
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,896,9602,577
1993-12-31 (YTD Data)Rank
Total interest income$8,922,0003,445
Total interest expense$4,132,0003,076
Net interest income$4,790,0003,705
Provision for loan and lease losses$73,0006,535
Total noninterest income$721,0004,342
Gross Fiduciary activities income$349,000887
Service charges on deposit accounts$177,0006,433
Trading account gains and fees$0532
Additional Noninterest Income$195,0005,748
Total noninterest expense$2,472,0005,336
Salaries and employee benefits$1,094,0005,676
Premises and equipment expense$539,0003,642
Additional noninterest expense$839,0005,691
Pre-tax net operating income$2,966,0002,314
Securities gains (losses)$28,0004,186
Applicable income taxes$1,016,0002,216
Income before extraordinary items$1,978,0002,550
Extraordinary gains, net$03,149
Net income$1,978,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0005,430
Cash dividends$750,0002,263
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,959,5202,428
1992-12-31 (YTD Data)Rank
Total interest income$9,631,0003,622
Total interest expense$5,019,0003,298
Net interest income$4,612,0003,911
Provision for loan and lease losses$25,00010,242
Total noninterest income$643,0004,714
Gross Fiduciary activities income$303,000946
Service charges on deposit accounts$164,0006,757
Trading account gains and fees$0504
Additional Noninterest Income$176,0006,108
Total noninterest expense$2,480,0005,345
Salaries and employee benefits$1,089,0005,623
Premises and equipment expense$375,0005,057
Additional noninterest expense$1,016,0004,996
Pre-tax net operating income$2,750,0002,247
Securities gains (losses)$90,0003,184
Applicable income taxes$925,0002,261
Income before extraordinary items$1,915,0002,389
Extraordinary gains, net$01,422
Net income$1,915,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0007,942
Cash dividends$989,0001,597
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,854,7002,288

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.