Home > Security Bank of Jones County > Income and Expense
Security Bank of Jones County, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,084,000 | 1,948 |
| Total interest expense | $6,320,000 | 1,049 |
| Net interest income | $2,764,000 | 3,686 |
| Provision for loan and lease losses | $1,971,000 | 1,407 |
| Total noninterest income | $642,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $576,000 | 1,464 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $66,000 | 5,442 |
| Total noninterest expense | $3,152,000 | 3,092 |
| Salaries and employee benefits | $1,086,000 | 4,174 |
| Premises and equipment expense | $220,000 | 4,815 |
| Additional noninterest expense | $1,846,000 | 1,936 |
| Pre-tax net operating income | $-1,717,000 | 7,307 |
| Securities gains (losses) | $493,000 | 510 |
| Applicable income taxes | $5,818,000 | 148 |
| Income before extraordinary items | $-7,042,000 | 7,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,042,000 | 7,877 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,042,000 | 7,877 |
| Net charge-offs | $3,747,000 | 717 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,002 |
| Net operating income | $-7,535,000 | 7,901 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 1,833 |
| Total interest expense | $3,190,000 | 1,083 |
| Net interest income | $1,680,000 | 3,147 |
| Provision for loan and lease losses | $374,000 | 2,068 |
| Total noninterest income | $425,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $279,000 | 1,473 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $146,000 | 3,009 |
| Total noninterest expense | $1,494,000 | 3,154 |
| Salaries and employee benefits | $544,000 | 4,188 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $845,000 | 1,901 |
| Pre-tax net operating income | $237,000 | 3,741 |
| Securities gains (losses) | $470,000 | 357 |
| Applicable income taxes | $-351,000 | 7,837 |
| Income before extraordinary items | $1,058,000 | 1,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,058,000 | 1,025 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,058,000 | 1,027 |
| Net charge-offs | $1,531,000 | 724 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 897 |
| Net operating income | $588,000 | 1,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,246,000 | 1,667 |
| Total interest expense | $13,003,000 | 1,253 |
| Net interest income | $10,243,000 | 2,174 |
| Provision for loan and lease losses | $8,560,000 | 667 |
| Total noninterest income | $1,163,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,263,000 | 1,422 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-100,000 | 8,129 |
| Total noninterest expense | $26,337,000 | 756 |
| Salaries and employee benefits | $2,386,000 | 3,917 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $23,539,000 | 347 |
| Pre-tax net operating income | $-23,491,000 | 8,122 |
| Securities gains (losses) | $778,000 | 259 |
| Applicable income taxes | $-1,205,000 | 7,768 |
| Income before extraordinary items | $-21,508,000 | 8,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-21,508,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,940,000 | 536 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,188 |
| Net operating income | $-22,247,100 | 8,134 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,914,000 | 1,653 |
| Total interest expense | $9,752,000 | 1,303 |
| Net interest income | $8,162,000 | 2,051 |
| Provision for loan and lease losses | $4,985,000 | 643 |
| Total noninterest income | $718,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $930,000 | 1,454 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-212,000 | 8,303 |
| Total noninterest expense | $6,723,000 | 2,139 |
| Salaries and employee benefits | $1,888,000 | 3,782 |
| Premises and equipment expense | $312,000 | 4,994 |
| Additional noninterest expense | $4,523,000 | 1,019 |
| Pre-tax net operating income | $-2,828,000 | 8,000 |
| Securities gains (losses) | $755,000 | 221 |
| Applicable income taxes | $127,000 | 3,382 |
| Income before extraordinary items | $-2,200,000 | 7,901 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,200,000 | 7,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,330,000 | 497 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,051 |
| Net operating income | $-2,955,000 | 8,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,193,000 | 1,651 |
| Total interest expense | $6,615,000 | 1,331 |
| Net interest income | $5,578,000 | 1,997 |
| Provision for loan and lease losses | $3,900,000 | 512 |
| Total noninterest income | $817,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $590,000 | 1,511 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $227,000 | 3,516 |
| Total noninterest expense | $5,323,000 | 1,810 |
| Salaries and employee benefits | $1,273,000 | 3,791 |
| Premises and equipment expense | $212,000 | 4,972 |
| Additional noninterest expense | $3,838,000 | 788 |
| Pre-tax net operating income | $-2,828,000 | 8,225 |
| Securities gains (losses) | $754,000 | 220 |
| Applicable income taxes | $136,000 | 3,132 |
| Income before extraordinary items | $-2,210,000 | 8,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,210,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,772,000 | 368 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 970 |
| Net operating income | $-2,964,000 | 8,262 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 1,666 |
| Total interest expense | $3,441,000 | 1,365 |
| Net interest income | $2,789,000 | 1,996 |
| Provision for loan and lease losses | $2,361,000 | 359 |
| Total noninterest income | $416,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $293,000 | 1,491 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,399 |
| Total noninterest expense | $1,418,000 | 3,231 |
| Salaries and employee benefits | $645,000 | 3,768 |
| Premises and equipment expense | $107,000 | 4,968 |
| Additional noninterest expense | $666,000 | 2,095 |
| Pre-tax net operating income | $-574,000 | 8,132 |
| Securities gains (losses) | $755,000 | 175 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $108,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,765,000 | 322 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $-375,200 | 8,037 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,136,000 | 1,710 |
| Total interest expense | $12,821,000 | 1,571 |
| Net interest income | $12,315,000 | 1,835 |
| Provision for loan and lease losses | $635,000 | 1,981 |
| Total noninterest income | $1,615,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,188,000 | 1,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $427,000 | 3,610 |
| Total noninterest expense | $5,260,000 | 3,320 |
| Salaries and employee benefits | $2,451,000 | 3,781 |
| Premises and equipment expense | $430,000 | 4,812 |
| Additional noninterest expense | $2,379,000 | 2,269 |
| Pre-tax net operating income | $8,035,000 | 1,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,934,000 | 828 |
| Income before extraordinary items | $5,101,000 | 1,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,101,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,001 |
| Cash dividends | $6,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,101,000 | 1,245 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,454,000 | 1,743 |
| Total interest expense | $9,307,000 | 1,613 |
| Net interest income | $9,147,000 | 1,862 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $1,161,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $853,000 | 1,546 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 3,690 |
| Total noninterest expense | $3,943,000 | 3,283 |
| Salaries and employee benefits | $1,901,000 | 3,669 |
| Premises and equipment expense | $319,000 | 4,824 |
| Additional noninterest expense | $1,723,000 | 2,309 |
| Pre-tax net operating income | $6,340,000 | 1,089 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,320,000 | 853 |
| Income before extraordinary items | $4,020,000 | 1,284 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,020,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $2,200,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,020,000 | 1,272 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,968,000 | 1,803 |
| Total interest expense | $5,930,000 | 1,689 |
| Net interest income | $6,038,000 | 1,913 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $773,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $561,000 | 1,566 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $212,000 | 3,667 |
| Total noninterest expense | $2,658,000 | 3,286 |
| Salaries and employee benefits | $1,275,000 | 3,697 |
| Premises and equipment expense | $213,000 | 4,833 |
| Additional noninterest expense | $1,170,000 | 2,271 |
| Pre-tax net operating income | $4,128,000 | 1,150 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,501,000 | 920 |
| Income before extraordinary items | $2,627,000 | 1,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,627,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,957 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,627,000 | 1,330 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 1,847 |
| Total interest expense | $2,890,000 | 1,720 |
| Net interest income | $2,930,000 | 1,982 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $379,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $261,000 | 1,649 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $1,352,000 | 3,244 |
| Salaries and employee benefits | $652,000 | 3,651 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $594,000 | 2,210 |
| Pre-tax net operating income | $1,932,000 | 1,215 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $699,000 | 977 |
| Income before extraordinary items | $1,233,000 | 1,417 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,233,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,233,000 | 1,403 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,135,000 | 1,963 |
| Total interest expense | $8,984,000 | 1,855 |
| Net interest income | $11,151,000 | 2,085 |
| Provision for loan and lease losses | $181,000 | 3,687 |
| Total noninterest income | $1,557,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,265,000 | 1,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $292,000 | 4,350 |
| Total noninterest expense | $5,034,000 | 3,342 |
| Salaries and employee benefits | $2,336,000 | 3,808 |
| Premises and equipment expense | $417,000 | 4,790 |
| Additional noninterest expense | $2,281,000 | 2,280 |
| Pre-tax net operating income | $7,493,000 | 1,304 |
| Securities gains (losses) | $-701,000 | 8,544 |
| Applicable income taxes | $2,376,000 | 1,161 |
| Income before extraordinary items | $4,416,000 | 1,639 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,416,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,521 |
| Cash dividends | $2,500,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,871,650 | 1,478 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,680,000 | 2,003 |
| Total interest expense | $6,269,000 | 1,915 |
| Net interest income | $8,411,000 | 2,081 |
| Provision for loan and lease losses | $181,000 | 3,035 |
| Total noninterest income | $1,166,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $952,000 | 1,414 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,398 |
| Total noninterest expense | $3,755,000 | 3,345 |
| Salaries and employee benefits | $1,740,000 | 3,818 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $1,711,000 | 2,271 |
| Pre-tax net operating income | $5,641,000 | 1,355 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,967,000 | 1,107 |
| Income before extraordinary items | $3,674,000 | 1,520 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,674,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,167 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,674,000 | 1,501 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 2,024 |
| Total interest expense | $3,763,000 | 2,003 |
| Net interest income | $5,745,000 | 2,036 |
| Provision for loan and lease losses | $152,000 | 2,551 |
| Total noninterest income | $757,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $627,000 | 1,417 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 4,581 |
| Total noninterest expense | $2,488,000 | 3,357 |
| Salaries and employee benefits | $1,139,000 | 3,894 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $1,145,000 | 2,270 |
| Pre-tax net operating income | $3,862,000 | 1,305 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,345,000 | 1,096 |
| Income before extraordinary items | $2,517,000 | 1,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,517,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,900 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,517,000 | 1,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 2,062 |
| Total interest expense | $1,702,000 | 2,091 |
| Net interest income | $2,858,000 | 2,026 |
| Provision for loan and lease losses | $102,000 | 1,973 |
| Total noninterest income | $382,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $302,000 | 1,419 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,245,000 | 3,366 |
| Salaries and employee benefits | $563,000 | 3,933 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $582,000 | 2,220 |
| Pre-tax net operating income | $1,893,000 | 1,310 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $659,000 | 1,100 |
| Income before extraordinary items | $1,234,000 | 1,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,234,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $2,500,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,234,000 | 1,449 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,308,000 | 2,048 |
| Total interest expense | $4,834,000 | 2,262 |
| Net interest income | $11,474,000 | 1,930 |
| Provision for loan and lease losses | $470,000 | 2,004 |
| Total noninterest income | $1,386,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,125,000 | 1,546 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $261,000 | 4,638 |
| Total noninterest expense | $4,557,000 | 3,491 |
| Salaries and employee benefits | $1,961,000 | 4,181 |
| Premises and equipment expense | $375,000 | 5,061 |
| Additional noninterest expense | $2,221,000 | 2,256 |
| Pre-tax net operating income | $7,833,000 | 1,219 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,724,000 | 1,049 |
| Income before extraordinary items | $5,109,000 | 1,388 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,109,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,784 |
| Cash dividends | $2,300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,109,000 | 1,379 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 2,046 |
| Total interest expense | $3,358,000 | 2,319 |
| Net interest income | $8,572,000 | 1,918 |
| Provision for loan and lease losses | $435,000 | 1,606 |
| Total noninterest income | $1,008,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $819,000 | 1,586 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $3,442,000 | 3,450 |
| Salaries and employee benefits | $1,481,000 | 4,139 |
| Premises and equipment expense | $271,000 | 5,168 |
| Additional noninterest expense | $1,690,000 | 2,189 |
| Pre-tax net operating income | $5,703,000 | 1,248 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,988,000 | 1,077 |
| Income before extraordinary items | $3,715,000 | 1,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,715,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,475 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,715,000 | 1,414 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 2,025 |
| Total interest expense | $2,020,000 | 2,412 |
| Net interest income | $5,779,000 | 1,879 |
| Provision for loan and lease losses | $345,000 | 1,356 |
| Total noninterest income | $640,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $516,000 | 1,625 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $2,252,000 | 3,474 |
| Salaries and employee benefits | $975,000 | 4,152 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $1,103,000 | 2,223 |
| Pre-tax net operating income | $3,822,000 | 1,218 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,340,000 | 1,047 |
| Income before extraordinary items | $2,482,000 | 1,406 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,482,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,291 |
| Cash dividends | $1,050,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,482,000 | 1,382 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 2,049 |
| Total interest expense | $907,000 | 2,523 |
| Net interest income | $2,870,000 | 1,869 |
| Provision for loan and lease losses | $197,000 | 1,148 |
| Total noninterest income | $304,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $240,000 | 1,697 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $1,131,000 | 3,486 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $548,000 | 2,229 |
| Pre-tax net operating income | $1,846,000 | 1,232 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $652,000 | 1,064 |
| Income before extraordinary items | $1,194,000 | 1,420 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,194,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 881 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,194,000 | 1,396 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,887,000 | 2,038 |
| Total interest expense | $3,000,000 | 2,634 |
| Net interest income | $10,887,000 | 1,855 |
| Provision for loan and lease losses | $562,000 | 1,771 |
| Total noninterest income | $1,164,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $992,000 | 1,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $172,000 | 5,422 |
| Total noninterest expense | $4,442,000 | 3,451 |
| Salaries and employee benefits | $1,841,000 | 4,262 |
| Premises and equipment expense | $415,000 | 4,644 |
| Additional noninterest expense | $2,186,000 | 2,229 |
| Pre-tax net operating income | $7,047,000 | 1,231 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $2,421,000 | 1,078 |
| Income before extraordinary items | $4,639,000 | 1,390 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,639,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,003 |
| Cash dividends | $1,450,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,630,420 | 1,353 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,256,000 | 2,041 |
| Total interest expense | $2,176,000 | 2,660 |
| Net interest income | $8,080,000 | 1,863 |
| Provision for loan and lease losses | $442,000 | 1,641 |
| Total noninterest income | $882,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $744,000 | 1,779 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $3,296,000 | 3,457 |
| Salaries and employee benefits | $1,395,000 | 4,188 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $1,566,000 | 2,304 |
| Pre-tax net operating income | $5,224,000 | 1,254 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $1,794,000 | 1,114 |
| Income before extraordinary items | $3,440,000 | 1,435 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,440,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,739 |
| Cash dividends | $1,152,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,433,400 | 1,391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 2,043 |
| Total interest expense | $1,415,000 | 2,701 |
| Net interest income | $5,375,000 | 1,859 |
| Provision for loan and lease losses | $334,000 | 1,416 |
| Total noninterest income | $587,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $491,000 | 1,782 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 5,236 |
| Total noninterest expense | $2,160,000 | 3,521 |
| Salaries and employee benefits | $930,000 | 4,210 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $1,014,000 | 2,363 |
| Pre-tax net operating income | $3,468,000 | 1,238 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $1,191,000 | 1,114 |
| Income before extraordinary items | $2,287,000 | 1,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,287,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,638 |
| Cash dividends | $1,150,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,280,400 | 1,365 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,064 |
| Total interest expense | $707,000 | 2,724 |
| Net interest income | $2,678,000 | 1,866 |
| Provision for loan and lease losses | $174,000 | 1,301 |
| Total noninterest income | $296,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $1,069,000 | 3,574 |
| Salaries and employee benefits | $461,000 | 4,266 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $504,000 | 2,345 |
| Pre-tax net operating income | $1,731,000 | 1,221 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $596,000 | 1,124 |
| Income before extraordinary items | $1,145,000 | 1,408 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,145,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 1,371 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,138,400 | 1,338 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,816,000 | 3,508 |
| Total interest expense | $2,223,000 | 3,676 |
| Net interest income | $5,593,000 | 3,379 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $573,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $438,000 | 3,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $135,000 | 6,013 |
| Total noninterest expense | $2,485,000 | 5,235 |
| Salaries and employee benefits | $1,222,000 | 5,580 |
| Premises and equipment expense | $244,000 | 6,251 |
| Additional noninterest expense | $1,019,000 | 4,208 |
| Pre-tax net operating income | $3,486,000 | 2,222 |
| Securities gains (losses) | $-24,000 | 8,888 |
| Applicable income taxes | $1,174,000 | 1,959 |
| Income before extraordinary items | $2,288,000 | 2,572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,288,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,069 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,303,840 | 2,433 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 4,403 |
| Total interest expense | $1,371,000 | 4,429 |
| Net interest income | $3,056,000 | 4,337 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $324,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $220,000 | 4,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,001 |
| Total noninterest expense | $1,350,000 | 6,322 |
| Salaries and employee benefits | $682,000 | 6,546 |
| Premises and equipment expense | $185,000 | 6,208 |
| Additional noninterest expense | $483,000 | 5,747 |
| Pre-tax net operating income | $1,880,000 | 2,975 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $613,000 | 2,630 |
| Income before extraordinary items | $1,273,000 | 3,345 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,273,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 986 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,268,980 | 3,186 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 7,482 |
| Total interest expense | $414,000 | 6,889 |
| Net interest income | $690,000 | 7,622 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $67,000 | 8,013 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $353,000 | 8,480 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $359,000 | 6,116 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $155,000 | 4,438 |
| Income before extraordinary items | $210,000 | 6,881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 631 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,160 | 6,709 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 2,135 |
| Total interest expense | $1,439,000 | 1,736 |
| Net interest income | $2,004,000 | 2,428 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $291,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 3,273 |
| Total noninterest expense | $881,000 | 4,060 |
| Salaries and employee benefits | $444,000 | 4,285 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $318,000 | 3,480 |
| Pre-tax net operating income | $1,279,000 | 1,637 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $465,000 | 1,458 |
| Income before extraordinary items | $816,000 | 1,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,581 |
| Cash dividends | $194,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $814,720 | 1,832 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,633,000 | 2,098 |
| Total interest expense | $6,597,000 | 1,731 |
| Net interest income | $8,036,000 | 2,388 |
| Provision for loan and lease losses | $703,000 | 1,823 |
| Total noninterest income | $850,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $500,000 | 2,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,950 |
| Total noninterest expense | $3,341,000 | 4,113 |
| Salaries and employee benefits | $1,683,000 | 4,299 |
| Premises and equipment expense | $430,000 | 4,397 |
| Additional noninterest expense | $1,228,000 | 3,549 |
| Pre-tax net operating income | $4,842,000 | 1,679 |
| Securities gains (losses) | $45,000 | 2,504 |
| Applicable income taxes | $1,874,000 | 1,358 |
| Income before extraordinary items | $3,013,000 | 1,999 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,013,000 | 1,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,624 |
| Cash dividends | $775,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,984,200 | 1,947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,373,000 | 2,223 |
| Total interest expense | $8,423,000 | 1,923 |
| Net interest income | $6,950,000 | 2,579 |
| Provision for loan and lease losses | $486,000 | 2,257 |
| Total noninterest income | $800,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $460,000 | 3,041 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $340,000 | 3,861 |
| Total noninterest expense | $3,005,000 | 4,327 |
| Salaries and employee benefits | $1,579,000 | 4,345 |
| Premises and equipment expense | $368,000 | 4,875 |
| Additional noninterest expense | $1,058,000 | 3,882 |
| Pre-tax net operating income | $4,259,000 | 1,663 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,650,000 | 1,379 |
| Income before extraordinary items | $2,609,000 | 2,003 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,609,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,193 |
| Cash dividends | $725,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,609,000 | 1,925 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,234,000 | 2,624 |
| Total interest expense | $7,138,000 | 2,373 |
| Net interest income | $6,096,000 | 2,896 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $587,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $410,000 | 3,180 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $177,000 | 5,078 |
| Total noninterest expense | $2,468,000 | 4,904 |
| Salaries and employee benefits | $1,250,000 | 5,048 |
| Premises and equipment expense | $367,000 | 4,785 |
| Additional noninterest expense | $851,000 | 4,530 |
| Pre-tax net operating income | $3,940,000 | 1,854 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,445,000 | 1,562 |
| Income before extraordinary items | $2,495,000 | 2,090 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,495,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,977 |
| Cash dividends | $725,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,495,000 | 2,088 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,591,000 | 2,793 |
| Total interest expense | $6,020,000 | 2,449 |
| Net interest income | $5,571,000 | 3,111 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $452,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $340,000 | 3,632 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $2,309,000 | 5,144 |
| Salaries and employee benefits | $1,153,000 | 5,319 |
| Premises and equipment expense | $346,000 | 5,002 |
| Additional noninterest expense | $810,000 | 4,738 |
| Pre-tax net operating income | $3,494,000 | 2,094 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $1,079,000 | 2,095 |
| Income before extraordinary items | $2,426,000 | 2,159 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,426,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $625,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,418,410 | 2,130 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 3,197 |
| Total interest expense | $5,448,000 | 2,770 |
| Net interest income | $4,678,000 | 3,623 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $456,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $126,000 | 6,085 |
| Total noninterest expense | $1,900,000 | 5,795 |
| Salaries and employee benefits | $911,000 | 6,162 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $748,000 | 4,905 |
| Pre-tax net operating income | $3,069,000 | 2,322 |
| Securities gains (losses) | $19,000 | 2,467 |
| Applicable income taxes | $750,000 | 2,878 |
| Income before extraordinary items | $2,338,000 | 2,226 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,338,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,267 |
| Cash dividends | $625,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,323,560 | 2,168 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 3,842 |
| Total interest expense | $3,916,000 | 3,756 |
| Net interest income | $4,390,000 | 3,887 |
| Provision for loan and lease losses | $235,000 | 3,109 |
| Total noninterest income | $378,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,531,000 | 6,712 |
| Salaries and employee benefits | $740,000 | 7,080 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $616,000 | 5,709 |
| Pre-tax net operating income | $3,002,000 | 2,497 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $670,000 | 3,364 |
| Income before extraordinary items | $2,345,000 | 2,242 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,345,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,334,860 | 2,194 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 4,556 |
| Total interest expense | $3,322,000 | 4,381 |
| Net interest income | $3,713,000 | 4,597 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $315,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,346,000 | 7,528 |
| Salaries and employee benefits | $684,000 | 7,628 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $2,607,000 | 2,678 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $508,000 | 4,101 |
| Income before extraordinary items | $2,111,000 | 2,328 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,111,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,101,280 | 2,296 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,395 |
| Total interest expense | $2,643,000 | 5,317 |
| Net interest income | $3,109,000 | 5,348 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $287,000 | 7,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,331,000 | 7,790 |
| Salaries and employee benefits | $657,000 | 8,010 |
| Premises and equipment expense | $176,000 | 7,691 |
| Additional noninterest expense | $498,000 | 7,264 |
| Pre-tax net operating income | $2,010,000 | 3,485 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $374,000 | 5,178 |
| Income before extraordinary items | $1,636,000 | 2,997 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,636,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,636,000 | 2,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 5,760 |
| Total interest expense | $1,963,000 | 5,693 |
| Net interest income | $2,931,000 | 5,701 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,237,000 | 8,477 |
| Salaries and employee benefits | $576,000 | 8,791 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $1,894,000 | 3,594 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $1,534,000 | 3,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,534,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,534,000 | 3,135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 6,244 |
| Total interest expense | $1,968,000 | 5,910 |
| Net interest income | $2,593,000 | 6,375 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $232,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,117,000 | 9,265 |
| Salaries and employee benefits | $511,000 | 9,565 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $1,648,000 | 3,972 |
| Securities gains (losses) | $-29,000 | 12,991 |
| Applicable income taxes | $324,000 | 5,797 |
| Income before extraordinary items | $1,295,000 | 3,723 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,295,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,318,200 | 3,472 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 6,920 |
| Total interest expense | $2,254,000 | 6,497 |
| Net interest income | $2,231,000 | 7,174 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $225,000 | 8,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $916,000 | 10,388 |
| Salaries and employee benefits | $421,000 | 10,622 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $398,000 | 9,588 |
| Pre-tax net operating income | $1,380,000 | 4,373 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $255,000 | 6,577 |
| Income before extraordinary items | $1,112,000 | 4,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,112,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,122,530 | 3,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.