Home > Seaway Bank and Trust Company > Income and Expense
Seaway Bank and Trust Company, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 2,282 |
| Total interest expense | $1,682,000 | 1,632 |
| Net interest income | $9,008,000 | 2,378 |
| Provision for loan and lease losses | $1,469,000 | 660 |
| Total noninterest income | $6,860,000 | 917 |
| Gross Fiduciary activities income | $202,000 | 736 |
| Service charges on deposit accounts | $1,590,000 | 796 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,068,000 | 839 |
| Total noninterest expense | $40,098,000 | 537 |
| Salaries and employee benefits | $14,762,000 | 810 |
| Premises and equipment expense | $3,890,000 | 637 |
| Additional noninterest expense | $21,446,000 | 355 |
| Pre-tax net operating income | $-25,699,000 | 5,918 |
| Securities gains (losses) | $-3,000 | 5,561 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-25,702,000 | 5,909 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-25,702,000 | 5,908 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-25,702,000 | 5,908 |
| Net charge-offs | $2,550,000 | 334 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-25,699,000 | 5,909 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 2,215 |
| Total interest expense | $1,254,000 | 1,643 |
| Net interest income | $7,046,000 | 2,301 |
| Provision for loan and lease losses | $742,000 | 872 |
| Total noninterest income | $5,130,000 | 915 |
| Gross Fiduciary activities income | $117,000 | 755 |
| Service charges on deposit accounts | $1,223,000 | 778 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,790,000 | 834 |
| Total noninterest expense | $23,915,000 | 673 |
| Salaries and employee benefits | $11,229,000 | 789 |
| Premises and equipment expense | $2,775,000 | 672 |
| Additional noninterest expense | $9,911,000 | 531 |
| Pre-tax net operating income | $-12,481,000 | 5,983 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-12,479,000 | 5,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-12,479,000 | 5,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-12,479,000 | 5,978 |
| Net charge-offs | $2,268,000 | 269 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-12,481,000 | 5,977 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 2,214 |
| Total interest expense | $822,000 | 1,659 |
| Net interest income | $4,737,000 | 2,296 |
| Provision for loan and lease losses | $1,515,000 | 360 |
| Total noninterest income | $3,340,000 | 922 |
| Gross Fiduciary activities income | $88,000 | 753 |
| Service charges on deposit accounts | $792,000 | 791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,460,000 | 833 |
| Total noninterest expense | $17,586,000 | 616 |
| Salaries and employee benefits | $7,605,000 | 777 |
| Premises and equipment expense | $1,780,000 | 694 |
| Additional noninterest expense | $8,201,000 | 432 |
| Pre-tax net operating income | $-11,024,000 | 6,063 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $-4,186,000 | 6,051 |
| Income before extraordinary items | $-6,836,000 | 6,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,836,000 | 6,053 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-6,836,000 | 6,053 |
| Net charge-offs | $1,236,000 | 305 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-6,837,280 | 6,053 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 2,233 |
| Total interest expense | $400,000 | 1,695 |
| Net interest income | $2,357,000 | 2,300 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,338,000 | 1,048 |
| Gross Fiduciary activities income | $44,000 | 758 |
| Service charges on deposit accounts | $385,000 | 805 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $909,000 | 1,006 |
| Total noninterest expense | $10,641,000 | 519 |
| Salaries and employee benefits | $3,930,000 | 754 |
| Premises and equipment expense | $850,000 | 744 |
| Additional noninterest expense | $5,861,000 | 326 |
| Pre-tax net operating income | $-6,946,000 | 6,127 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $-2,705,000 | 6,117 |
| Income before extraordinary items | $-4,240,000 | 6,117 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-4,240,000 | 6,117 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-4,240,000 | 6,117 |
| Net charge-offs | $1,179,000 | 199 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-4,240,640 | 6,116 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,902,000 | 1,666 |
| Total interest expense | $1,852,000 | 1,487 |
| Net interest income | $13,050,000 | 1,675 |
| Provision for loan and lease losses | $3,389,000 | 287 |
| Total noninterest income | $9,509,000 | 705 |
| Gross Fiduciary activities income | $159,000 | 777 |
| Service charges on deposit accounts | $1,738,000 | 757 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,612,000 | 605 |
| Total noninterest expense | $37,805,000 | 557 |
| Salaries and employee benefits | $12,221,000 | 932 |
| Premises and equipment expense | $4,922,000 | 507 |
| Additional noninterest expense | $20,662,000 | 357 |
| Pre-tax net operating income | $-18,635,000 | 6,184 |
| Securities gains (losses) | $-171,000 | 6,105 |
| Applicable income taxes | $-7,611,000 | 6,162 |
| Income before extraordinary items | $-11,195,000 | 6,174 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,195,000 | 6,174 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-11,195,000 | 6,174 |
| Net charge-offs | $12,443,000 | 98 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-11,085,560 | 6,174 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,139,000 | 1,536 |
| Total interest expense | $1,272,000 | 1,618 |
| Net interest income | $10,867,000 | 1,534 |
| Provision for loan and lease losses | $741,000 | 753 |
| Total noninterest income | $7,798,000 | 671 |
| Gross Fiduciary activities income | $103,000 | 789 |
| Service charges on deposit accounts | $1,320,000 | 759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,375,000 | 569 |
| Total noninterest expense | $24,634,000 | 643 |
| Salaries and employee benefits | $9,239,000 | 927 |
| Premises and equipment expense | $3,078,000 | 616 |
| Additional noninterest expense | $12,317,000 | 431 |
| Pre-tax net operating income | $-6,710,000 | 6,266 |
| Securities gains (losses) | $-172,000 | 6,211 |
| Applicable income taxes | $-2,753,000 | 6,248 |
| Income before extraordinary items | $-4,129,000 | 6,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,129,000 | 6,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-4,129,000 | 6,250 |
| Net charge-offs | $9,851,000 | 97 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-4,018,920 | 6,248 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 1,397 |
| Total interest expense | $831,000 | 1,661 |
| Net interest income | $8,241,000 | 1,370 |
| Provision for loan and lease losses | $2,756,000 | 197 |
| Total noninterest income | $6,090,000 | 603 |
| Gross Fiduciary activities income | $67,000 | 805 |
| Service charges on deposit accounts | $728,000 | 871 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,295,000 | 486 |
| Total noninterest expense | $13,363,000 | 776 |
| Salaries and employee benefits | $6,134,000 | 928 |
| Premises and equipment expense | $1,886,000 | 682 |
| Additional noninterest expense | $5,343,000 | 643 |
| Pre-tax net operating income | $-1,788,000 | 6,315 |
| Securities gains (losses) | $-172,000 | 6,300 |
| Applicable income taxes | $-784,000 | 6,316 |
| Income before extraordinary items | $-1,176,000 | 6,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,176,000 | 6,300 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,176,000 | 6,301 |
| Net charge-offs | $2,018,000 | 217 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,065,920 | 6,288 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 1,208 |
| Total interest expense | $405,000 | 1,710 |
| Net interest income | $4,871,000 | 1,167 |
| Provision for loan and lease losses | $-698,000 | 6,349 |
| Total noninterest income | $4,002,000 | 475 |
| Gross Fiduciary activities income | $34,000 | 810 |
| Service charges on deposit accounts | $403,000 | 784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,565,000 | 381 |
| Total noninterest expense | $9,733,000 | 544 |
| Salaries and employee benefits | $3,031,000 | 942 |
| Premises and equipment expense | $994,000 | 644 |
| Additional noninterest expense | $5,708,000 | 329 |
| Pre-tax net operating income | $-162,000 | 6,279 |
| Securities gains (losses) | $-172,000 | 6,386 |
| Applicable income taxes | $-134,000 | 6,381 |
| Income before extraordinary items | $-200,000 | 6,306 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-200,000 | 6,307 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-200,000 | 6,307 |
| Net charge-offs | $1,894,000 | 135 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-89,920 | 6,219 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,904,000 | 1,122 |
| Total interest expense | $2,254,000 | 1,287 |
| Net interest income | $20,650,000 | 1,087 |
| Provision for loan and lease losses | $-2,369,000 | 6,433 |
| Total noninterest income | $10,832,000 | 606 |
| Gross Fiduciary activities income | $149,000 | 809 |
| Service charges on deposit accounts | $2,121,000 | 637 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,562,000 | 517 |
| Total noninterest expense | $35,068,000 | 585 |
| Salaries and employee benefits | $12,854,000 | 849 |
| Premises and equipment expense | $3,636,000 | 679 |
| Additional noninterest expense | $18,578,000 | 390 |
| Pre-tax net operating income | $-1,217,000 | 6,376 |
| Securities gains (losses) | $-2,251,000 | 6,488 |
| Applicable income taxes | $-1,386,000 | 6,438 |
| Income before extraordinary items | $-2,082,000 | 6,425 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,082,000 | 6,424 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,082,000 | 6,424 |
| Net charge-offs | $2,073,000 | 495 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-641,360 | 6,318 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,535,000 | 987 |
| Total interest expense | $1,793,000 | 1,232 |
| Net interest income | $17,742,000 | 939 |
| Provision for loan and lease losses | $4,876,000 | 175 |
| Total noninterest income | $7,112,000 | 663 |
| Gross Fiduciary activities income | $96,000 | 821 |
| Service charges on deposit accounts | $1,689,000 | 604 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,327,000 | 589 |
| Total noninterest expense | $25,314,000 | 606 |
| Salaries and employee benefits | $9,882,000 | 829 |
| Premises and equipment expense | $2,631,000 | 702 |
| Additional noninterest expense | $12,801,000 | 412 |
| Pre-tax net operating income | $-5,336,000 | 6,578 |
| Securities gains (losses) | $-1,527,000 | 6,560 |
| Applicable income taxes | $-1,453,000 | 6,553 |
| Income before extraordinary items | $-5,410,000 | 6,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,410,000 | 6,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,410,000 | 6,568 |
| Net charge-offs | $4,406,000 | 198 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-4,203,670 | 6,562 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 1,052 |
| Total interest expense | $1,255,000 | 1,184 |
| Net interest income | $10,867,000 | 1,036 |
| Provision for loan and lease losses | $3,308,000 | 172 |
| Total noninterest income | $5,116,000 | 622 |
| Gross Fiduciary activities income | $76,000 | 813 |
| Service charges on deposit accounts | $1,104,000 | 608 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,936,000 | 537 |
| Total noninterest expense | $15,719,000 | 655 |
| Salaries and employee benefits | $6,647,000 | 824 |
| Premises and equipment expense | $1,618,000 | 771 |
| Additional noninterest expense | $7,454,000 | 467 |
| Pre-tax net operating income | $-3,044,000 | 6,641 |
| Securities gains (losses) | $-630,000 | 6,627 |
| Applicable income taxes | $-177,000 | 6,547 |
| Income before extraordinary items | $-3,497,000 | 6,639 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-3,497,000 | 6,639 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-3,497,000 | 6,639 |
| Net charge-offs | $1,064,000 | 471 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-2,898,500 | 6,632 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 1,073 |
| Total interest expense | $653,000 | 1,149 |
| Net interest income | $5,316,000 | 1,061 |
| Provision for loan and lease losses | $1,726,000 | 164 |
| Total noninterest income | $2,799,000 | 574 |
| Gross Fiduciary activities income | $42,000 | 806 |
| Service charges on deposit accounts | $523,000 | 630 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,234,000 | 468 |
| Total noninterest expense | $7,425,000 | 690 |
| Salaries and employee benefits | $3,242,000 | 853 |
| Premises and equipment expense | $797,000 | 802 |
| Additional noninterest expense | $3,386,000 | 494 |
| Pre-tax net operating income | $-1,036,000 | 6,692 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-414,000 | 6,694 |
| Income before extraordinary items | $-622,000 | 6,655 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-622,000 | 6,655 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-622,000 | 6,655 |
| Net charge-offs | $624,000 | 416 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-622,000 | 6,653 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $24,091,000 | 1,057 |
| Total interest expense | $2,999,000 | 1,128 |
| Net interest income | $21,092,000 | 1,045 |
| Provision for loan and lease losses | $1,800,000 | 675 |
| Total noninterest income | $9,679,000 | 687 |
| Gross Fiduciary activities income | $177,000 | 793 |
| Service charges on deposit accounts | $2,459,000 | 556 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,043,000 | 624 |
| Total noninterest expense | $27,190,000 | 743 |
| Salaries and employee benefits | $13,312,000 | 811 |
| Premises and equipment expense | $3,755,000 | 657 |
| Additional noninterest expense | $10,123,000 | 687 |
| Pre-tax net operating income | $1,781,000 | 3,083 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $863,000 | 1,600 |
| Income before extraordinary items | $970,000 | 3,956 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $970,000 | 3,959 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $970,000 | 3,960 |
| Net charge-offs | $-1,496,000 | 6,799 |
| Cash dividends | $2,012,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $936,720 | 3,967 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $18,471,000 | 1,033 |
| Total interest expense | $2,313,000 | 1,132 |
| Net interest income | $16,158,000 | 1,025 |
| Provision for loan and lease losses | $901,000 | 950 |
| Total noninterest income | $7,211,000 | 709 |
| Gross Fiduciary activities income | $123,000 | 804 |
| Service charges on deposit accounts | $1,819,000 | 567 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,269,000 | 639 |
| Total noninterest expense | $19,845,000 | 773 |
| Salaries and employee benefits | $9,959,000 | 813 |
| Premises and equipment expense | $2,452,000 | 744 |
| Additional noninterest expense | $7,434,000 | 705 |
| Pre-tax net operating income | $2,623,000 | 1,965 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $1,070,000 | 1,187 |
| Income before extraordinary items | $1,605,000 | 2,528 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,605,000 | 2,533 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,605,000 | 2,533 |
| Net charge-offs | $-3,706,000 | 6,884 |
| Cash dividends | $2,012,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,571,720 | 2,488 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,881,000 | 982 |
| Total interest expense | $1,587,000 | 1,126 |
| Net interest income | $11,294,000 | 950 |
| Provision for loan and lease losses | $-1,513,000 | 6,880 |
| Total noninterest income | $4,608,000 | 740 |
| Gross Fiduciary activities income | $103,000 | 771 |
| Service charges on deposit accounts | $1,178,000 | 562 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,327,000 | 664 |
| Total noninterest expense | $13,184,000 | 782 |
| Salaries and employee benefits | $6,668,000 | 817 |
| Premises and equipment expense | $1,571,000 | 782 |
| Additional noninterest expense | $4,945,000 | 701 |
| Pre-tax net operating income | $4,231,000 | 894 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,692,000 | 610 |
| Income before extraordinary items | $2,539,000 | 1,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,539,000 | 1,204 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,539,000 | 1,205 |
| Net charge-offs | $-5,144,000 | 6,938 |
| Cash dividends | $2,012,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,539,000 | 1,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 1,083 |
| Total interest expense | $826,000 | 1,118 |
| Net interest income | $5,083,000 | 1,074 |
| Provision for loan and lease losses | $-3,247,000 | 7,003 |
| Total noninterest income | $2,263,000 | 743 |
| Gross Fiduciary activities income | $62,000 | 748 |
| Service charges on deposit accounts | $587,000 | 558 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,614,000 | 704 |
| Total noninterest expense | $6,537,000 | 786 |
| Salaries and employee benefits | $3,392,000 | 810 |
| Premises and equipment expense | $758,000 | 820 |
| Additional noninterest expense | $2,387,000 | 721 |
| Pre-tax net operating income | $4,056,000 | 510 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,623,000 | 398 |
| Income before extraordinary items | $2,433,000 | 665 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,433,000 | 663 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,433,000 | 666 |
| Net charge-offs | $-5,353,000 | 7,019 |
| Cash dividends | $2,012,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,433,000 | 630 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,932,000 | 1,165 |
| Total interest expense | $4,004,000 | 1,112 |
| Net interest income | $18,928,000 | 1,165 |
| Provision for loan and lease losses | $7,135,000 | 375 |
| Total noninterest income | $14,517,000 | 517 |
| Gross Fiduciary activities income | $218,000 | 777 |
| Service charges on deposit accounts | $2,730,000 | 532 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $11,569,000 | 444 |
| Total noninterest expense | $24,721,000 | 805 |
| Salaries and employee benefits | $13,896,000 | 760 |
| Premises and equipment expense | $3,502,000 | 687 |
| Additional noninterest expense | $7,323,000 | 958 |
| Pre-tax net operating income | $1,589,000 | 3,236 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-2,871,000 | 7,026 |
| Income before extraordinary items | $4,460,000 | 1,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,460,000 | 1,323 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,460,000 | 1,324 |
| Net charge-offs | $1,910,000 | 1,199 |
| Cash dividends | $4,626,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,460,000 | 1,262 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,296,000 | 1,176 |
| Total interest expense | $3,108,000 | 1,131 |
| Net interest income | $14,188,000 | 1,176 |
| Provision for loan and lease losses | $2,950,000 | 632 |
| Total noninterest income | $7,577,000 | 673 |
| Gross Fiduciary activities income | $146,000 | 787 |
| Service charges on deposit accounts | $2,022,000 | 541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,409,000 | 608 |
| Total noninterest expense | $14,488,000 | 1,033 |
| Salaries and employee benefits | $10,344,000 | 758 |
| Premises and equipment expense | $2,644,000 | 690 |
| Additional noninterest expense | $1,500,000 | 3,118 |
| Pre-tax net operating income | $4,327,000 | 1,241 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $199,000 | 2,838 |
| Income before extraordinary items | $4,128,000 | 1,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,128,000 | 1,108 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,128,000 | 1,108 |
| Net charge-offs | $1,691,000 | 1,028 |
| Cash dividends | $4,325,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,128,000 | 1,043 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,643,000 | 1,176 |
| Total interest expense | $2,211,000 | 1,109 |
| Net interest income | $9,432,000 | 1,183 |
| Provision for loan and lease losses | $2,200,000 | 594 |
| Total noninterest income | $5,003,000 | 679 |
| Gross Fiduciary activities income | $114,000 | 767 |
| Service charges on deposit accounts | $1,339,000 | 545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,550,000 | 614 |
| Total noninterest expense | $9,551,000 | 1,041 |
| Salaries and employee benefits | $6,848,000 | 757 |
| Premises and equipment expense | $1,669,000 | 727 |
| Additional noninterest expense | $1,034,000 | 3,041 |
| Pre-tax net operating income | $2,684,000 | 1,317 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $2,622,000 | 1,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,622,000 | 1,146 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,622,000 | 1,146 |
| Net charge-offs | $1,425,000 | 890 |
| Cash dividends | $4,325,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,622,000 | 1,071 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 1,187 |
| Total interest expense | $1,155,000 | 1,104 |
| Net interest income | $4,668,000 | 1,194 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $2,432,000 | 679 |
| Gross Fiduciary activities income | $63,000 | 748 |
| Service charges on deposit accounts | $683,000 | 531 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,686,000 | 629 |
| Total noninterest expense | $5,996,000 | 820 |
| Salaries and employee benefits | $3,422,000 | 766 |
| Premises and equipment expense | $805,000 | 747 |
| Additional noninterest expense | $1,769,000 | 960 |
| Pre-tax net operating income | $354,000 | 3,534 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $347,000 | 3,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $347,000 | 3,367 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $347,000 | 3,367 |
| Net charge-offs | $1,073,000 | 642 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $347,000 | 3,198 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,994,000 | 1,245 |
| Total interest expense | $5,516,000 | 1,091 |
| Net interest income | $17,478,000 | 1,269 |
| Provision for loan and lease losses | $4,850,000 | 803 |
| Total noninterest income | $22,390,000 | 340 |
| Gross Fiduciary activities income | $250,000 | 691 |
| Service charges on deposit accounts | $2,716,000 | 546 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,424,000 | 273 |
| Total noninterest expense | $30,680,000 | 650 |
| Salaries and employee benefits | $13,960,000 | 701 |
| Premises and equipment expense | $3,492,000 | 708 |
| Additional noninterest expense | $13,228,000 | 552 |
| Pre-tax net operating income | $4,338,000 | 1,344 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $13,000 | 4,252 |
| Income before extraordinary items | $4,344,000 | 1,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,344,000 | 1,158 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,344,000 | 1,159 |
| Net charge-offs | $1,867,000 | 1,619 |
| Cash dividends | $1,059,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,325,000 | 1,099 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,156,000 | 1,129 |
| Total interest expense | $4,180,000 | 1,125 |
| Net interest income | $14,976,000 | 1,119 |
| Provision for loan and lease losses | $3,050,000 | 919 |
| Total noninterest income | $18,622,000 | 311 |
| Gross Fiduciary activities income | $175,000 | 695 |
| Service charges on deposit accounts | $2,022,000 | 554 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,425,000 | 249 |
| Total noninterest expense | $18,768,000 | 790 |
| Salaries and employee benefits | $10,271,000 | 720 |
| Premises and equipment expense | $2,599,000 | 729 |
| Additional noninterest expense | $5,898,000 | 894 |
| Pre-tax net operating income | $11,780,000 | 454 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $10,000 | 4,260 |
| Income before extraordinary items | $11,770,000 | 373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,770,000 | 373 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $11,770,000 | 373 |
| Net charge-offs | $900,000 | 2,014 |
| Cash dividends | $1,059,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $11,770,000 | 363 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,439,000 | 1,168 |
| Total interest expense | $2,743,000 | 1,179 |
| Net interest income | $9,696,000 | 1,153 |
| Provision for loan and lease losses | $2,300,000 | 833 |
| Total noninterest income | $15,907,000 | 260 |
| Gross Fiduciary activities income | $130,000 | 689 |
| Service charges on deposit accounts | $1,304,000 | 572 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,473,000 | 201 |
| Total noninterest expense | $12,446,000 | 810 |
| Salaries and employee benefits | $6,607,000 | 751 |
| Premises and equipment expense | $1,622,000 | 781 |
| Additional noninterest expense | $4,217,000 | 858 |
| Pre-tax net operating income | $10,857,000 | 345 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $10,850,000 | 283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,850,000 | 282 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $10,850,000 | 283 |
| Net charge-offs | $100,000 | 3,841 |
| Cash dividends | $719,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $10,850,000 | 273 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 1,328 |
| Total interest expense | $1,217,000 | 1,395 |
| Net interest income | $4,299,000 | 1,301 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $13,293,000 | 184 |
| Gross Fiduciary activities income | $69,000 | 680 |
| Service charges on deposit accounts | $626,000 | 577 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,598,000 | 152 |
| Total noninterest expense | $6,077,000 | 823 |
| Salaries and employee benefits | $3,016,000 | 845 |
| Premises and equipment expense | $701,000 | 944 |
| Additional noninterest expense | $2,360,000 | 761 |
| Pre-tax net operating income | $10,915,000 | 206 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $10,912,000 | 169 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,912,000 | 169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,912,000 | 169 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $10,912,000 | 169 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,809,000 | 1,696 |
| Total interest expense | $4,633,000 | 1,759 |
| Net interest income | $13,176,000 | 1,680 |
| Provision for loan and lease losses | $3,650,000 | 1,418 |
| Total noninterest income | $14,188,000 | 491 |
| Gross Fiduciary activities income | $262,000 | 700 |
| Service charges on deposit accounts | $2,469,000 | 599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,457,000 | 416 |
| Total noninterest expense | $18,401,000 | 1,085 |
| Salaries and employee benefits | $10,195,000 | 955 |
| Premises and equipment expense | $2,677,000 | 963 |
| Additional noninterest expense | $5,529,000 | 1,320 |
| Pre-tax net operating income | $5,313,000 | 979 |
| Securities gains (losses) | $446,000 | 972 |
| Applicable income taxes | $9,000 | 4,240 |
| Income before extraordinary items | $5,750,000 | 762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,750,000 | 762 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,750,000 | 763 |
| Net charge-offs | $3,497,000 | 1,332 |
| Cash dividends | $1,210,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,304,000 | 801 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,868,000 | 1,796 |
| Total interest expense | $3,395,000 | 1,852 |
| Net interest income | $9,473,000 | 1,776 |
| Provision for loan and lease losses | $1,900,000 | 1,717 |
| Total noninterest income | $6,670,000 | 679 |
| Gross Fiduciary activities income | $181,000 | 708 |
| Service charges on deposit accounts | $1,856,000 | 609 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,633,000 | 609 |
| Total noninterest expense | $12,694,000 | 1,186 |
| Salaries and employee benefits | $7,332,000 | 988 |
| Premises and equipment expense | $2,013,000 | 956 |
| Additional noninterest expense | $3,349,000 | 1,589 |
| Pre-tax net operating income | $1,549,000 | 2,316 |
| Securities gains (losses) | $417,000 | 869 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $1,959,000 | 1,679 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,959,000 | 1,683 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,959,000 | 1,683 |
| Net charge-offs | $1,355,000 | 1,873 |
| Cash dividends | $1,210,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,542,000 | 2,001 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 1,790 |
| Total interest expense | $2,293,000 | 1,899 |
| Net interest income | $6,448,000 | 1,736 |
| Provision for loan and lease losses | $1,325,000 | 1,644 |
| Total noninterest income | $3,939,000 | 735 |
| Gross Fiduciary activities income | $116,000 | 722 |
| Service charges on deposit accounts | $1,274,000 | 600 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,549,000 | 669 |
| Total noninterest expense | $8,396,000 | 1,188 |
| Salaries and employee benefits | $4,892,000 | 992 |
| Premises and equipment expense | $1,301,000 | 1,017 |
| Additional noninterest expense | $2,203,000 | 1,595 |
| Pre-tax net operating income | $666,000 | 3,123 |
| Securities gains (losses) | $213,000 | 919 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $874,000 | 2,350 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $874,000 | 2,346 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $874,000 | 2,349 |
| Net charge-offs | $367,000 | 2,814 |
| Cash dividends | $1,210,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $663,130 | 2,759 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 1,838 |
| Total interest expense | $1,156,000 | 1,983 |
| Net interest income | $3,198,000 | 1,771 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $1,837,000 | 765 |
| Gross Fiduciary activities income | $59,000 | 729 |
| Service charges on deposit accounts | $647,000 | 595 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,131,000 | 716 |
| Total noninterest expense | $4,206,000 | 1,203 |
| Salaries and employee benefits | $2,491,000 | 981 |
| Premises and equipment expense | $632,000 | 1,077 |
| Additional noninterest expense | $1,083,000 | 1,620 |
| Pre-tax net operating income | $679,000 | 1,875 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $677,000 | 1,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 1,613 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $677,000 | 1,613 |
| Net charge-offs | $97,000 | 3,131 |
| Cash dividends | $605,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $677,000 | 1,549 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,534,000 | 1,926 |
| Total interest expense | $5,370,000 | 2,123 |
| Net interest income | $12,164,000 | 1,824 |
| Provision for loan and lease losses | $2,700,000 | 2,098 |
| Total noninterest income | $9,260,000 | 687 |
| Gross Fiduciary activities income | $275,000 | 680 |
| Service charges on deposit accounts | $2,798,000 | 601 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,187,000 | 604 |
| Total noninterest expense | $17,415,000 | 1,192 |
| Salaries and employee benefits | $10,005,000 | 978 |
| Premises and equipment expense | $2,591,000 | 1,048 |
| Additional noninterest expense | $4,819,000 | 1,545 |
| Pre-tax net operating income | $1,309,000 | 2,567 |
| Securities gains (losses) | $620,000 | 749 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $1,919,000 | 1,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,919,000 | 1,750 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,919,000 | 1,751 |
| Net charge-offs | $636,000 | 3,483 |
| Cash dividends | $1,824,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,305,200 | 2,298 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,221,000 | 1,952 |
| Total interest expense | $4,135,000 | 2,157 |
| Net interest income | $9,086,000 | 1,833 |
| Provision for loan and lease losses | $2,550,000 | 1,642 |
| Total noninterest income | $7,269,000 | 657 |
| Gross Fiduciary activities income | $210,000 | 682 |
| Service charges on deposit accounts | $2,122,000 | 593 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,937,000 | 599 |
| Total noninterest expense | $13,022,000 | 1,183 |
| Salaries and employee benefits | $7,426,000 | 1,000 |
| Premises and equipment expense | $1,925,000 | 1,071 |
| Additional noninterest expense | $3,671,000 | 1,474 |
| Pre-tax net operating income | $783,000 | 3,147 |
| Securities gains (losses) | $587,000 | 612 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $1,366,000 | 1,945 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,366,000 | 1,944 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,366,000 | 1,945 |
| Net charge-offs | $632,000 | 2,747 |
| Cash dividends | $1,075,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $779,000 | 2,846 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,885,000 | 1,976 |
| Total interest expense | $2,819,000 | 2,198 |
| Net interest income | $6,066,000 | 1,828 |
| Provision for loan and lease losses | $1,600,000 | 1,593 |
| Total noninterest income | $4,514,000 | 704 |
| Gross Fiduciary activities income | $167,000 | 641 |
| Service charges on deposit accounts | $1,431,000 | 580 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,916,000 | 652 |
| Total noninterest expense | $8,595,000 | 1,208 |
| Salaries and employee benefits | $4,897,000 | 1,036 |
| Premises and equipment expense | $1,254,000 | 1,122 |
| Additional noninterest expense | $2,444,000 | 1,509 |
| Pre-tax net operating income | $385,000 | 3,749 |
| Securities gains (losses) | $445,000 | 563 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $830,000 | 2,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $830,000 | 2,177 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $830,000 | 2,178 |
| Net charge-offs | $332,000 | 2,811 |
| Cash dividends | $664,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $385,000 | 3,424 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 1,958 |
| Total interest expense | $1,397,000 | 2,289 |
| Net interest income | $3,168,000 | 1,750 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $2,021,000 | 735 |
| Gross Fiduciary activities income | $96,000 | 609 |
| Service charges on deposit accounts | $703,000 | 574 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,222,000 | 720 |
| Total noninterest expense | $4,288,000 | 1,168 |
| Salaries and employee benefits | $2,465,000 | 1,028 |
| Premises and equipment expense | $615,000 | 1,171 |
| Additional noninterest expense | $1,208,000 | 1,349 |
| Pre-tax net operating income | $601,000 | 2,048 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $601,000 | 1,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $601,000 | 1,795 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $601,000 | 1,796 |
| Net charge-offs | $335,000 | 1,681 |
| Cash dividends | $553,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $601,000 | 1,695 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,608,000 | 2,050 |
| Total interest expense | $6,598,000 | 2,310 |
| Net interest income | $12,010,000 | 1,857 |
| Provision for loan and lease losses | $995,000 | 2,716 |
| Total noninterest income | $9,566,000 | 619 |
| Gross Fiduciary activities income | $547,000 | 552 |
| Service charges on deposit accounts | $2,997,000 | 577 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,022,000 | 556 |
| Total noninterest expense | $17,405,000 | 1,129 |
| Salaries and employee benefits | $10,342,000 | 962 |
| Premises and equipment expense | $2,729,000 | 1,020 |
| Additional noninterest expense | $4,334,000 | 1,433 |
| Pre-tax net operating income | $3,176,000 | 1,706 |
| Securities gains (losses) | $145,000 | 891 |
| Applicable income taxes | $35,000 | 4,042 |
| Income before extraordinary items | $3,286,000 | 1,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,286,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 2,412 |
| Cash dividends | $2,967,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,142,450 | 1,396 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,873,000 | 2,108 |
| Total interest expense | $5,041,000 | 2,365 |
| Net interest income | $8,832,000 | 1,916 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $7,036,000 | 659 |
| Gross Fiduciary activities income | $409,000 | 563 |
| Service charges on deposit accounts | $2,221,000 | 592 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,406,000 | 606 |
| Total noninterest expense | $12,887,000 | 1,133 |
| Salaries and employee benefits | $7,761,000 | 989 |
| Premises and equipment expense | $2,010,000 | 1,044 |
| Additional noninterest expense | $3,116,000 | 1,441 |
| Pre-tax net operating income | $2,731,000 | 1,786 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $31,000 | 4,397 |
| Income before extraordinary items | $2,709,000 | 1,369 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,709,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $2,265,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,700,090 | 1,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 2,121 |
| Total interest expense | $3,435,000 | 2,409 |
| Net interest income | $5,846,000 | 1,923 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $4,471,000 | 697 |
| Gross Fiduciary activities income | $278,000 | 570 |
| Service charges on deposit accounts | $1,444,000 | 594 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,749,000 | 656 |
| Total noninterest expense | $8,402,000 | 1,159 |
| Salaries and employee benefits | $5,156,000 | 1,009 |
| Premises and equipment expense | $1,277,000 | 1,084 |
| Additional noninterest expense | $1,969,000 | 1,497 |
| Pre-tax net operating income | $1,825,000 | 1,829 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $1,819,000 | 1,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,819,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $1,410,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,811,080 | 1,482 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 2,152 |
| Total interest expense | $1,797,000 | 2,453 |
| Net interest income | $2,901,000 | 1,920 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $2,007,000 | 748 |
| Gross Fiduciary activities income | $135,000 | 588 |
| Service charges on deposit accounts | $709,000 | 600 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,163,000 | 764 |
| Total noninterest expense | $4,118,000 | 1,176 |
| Salaries and employee benefits | $2,541,000 | 1,029 |
| Premises and equipment expense | $610,000 | 1,143 |
| Additional noninterest expense | $967,000 | 1,495 |
| Pre-tax net operating income | $760,000 | 2,268 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $757,000 | 1,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $757,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $705,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $757,000 | 1,837 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,638,000 | 2,213 |
| Total interest expense | $7,980,000 | 2,327 |
| Net interest income | $10,658,000 | 2,128 |
| Provision for loan and lease losses | $80,000 | 5,190 |
| Total noninterest income | $9,020,000 | 664 |
| Gross Fiduciary activities income | $590,000 | 551 |
| Service charges on deposit accounts | $3,074,000 | 569 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,356,000 | 639 |
| Total noninterest expense | $16,391,000 | 1,141 |
| Salaries and employee benefits | $10,053,000 | 994 |
| Premises and equipment expense | $2,397,000 | 1,107 |
| Additional noninterest expense | $3,941,000 | 1,400 |
| Pre-tax net operating income | $3,207,000 | 2,343 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $3,202,000 | 1,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,202,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,155 |
| Cash dividends | $2,800,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,202,000 | 1,922 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,901,000 | 2,231 |
| Total interest expense | $5,948,000 | 2,327 |
| Net interest income | $7,953,000 | 2,144 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $6,568,000 | 686 |
| Gross Fiduciary activities income | $441,000 | 555 |
| Service charges on deposit accounts | $2,324,000 | 550 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,803,000 | 683 |
| Total noninterest expense | $12,060,000 | 1,156 |
| Salaries and employee benefits | $7,538,000 | 996 |
| Premises and equipment expense | $1,739,000 | 1,142 |
| Additional noninterest expense | $2,783,000 | 1,458 |
| Pre-tax net operating income | $2,411,000 | 2,501 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $2,406,000 | 2,065 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,406,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,014 |
| Cash dividends | $1,950,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,406,000 | 2,048 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,209,000 | 2,258 |
| Total interest expense | $3,931,000 | 2,358 |
| Net interest income | $5,278,000 | 2,185 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $4,213,000 | 734 |
| Gross Fiduciary activities income | $299,000 | 557 |
| Service charges on deposit accounts | $1,514,000 | 579 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,400,000 | 732 |
| Total noninterest expense | $7,906,000 | 1,196 |
| Salaries and employee benefits | $5,011,000 | 1,009 |
| Premises and equipment expense | $1,088,000 | 1,229 |
| Additional noninterest expense | $1,807,000 | 1,508 |
| Pre-tax net operating income | $1,535,000 | 2,634 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $1,533,000 | 2,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,533,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,482 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,533,000 | 2,155 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 2,295 |
| Total interest expense | $1,935,000 | 2,385 |
| Net interest income | $2,586,000 | 2,220 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $1,883,000 | 794 |
| Gross Fiduciary activities income | $151,000 | 560 |
| Service charges on deposit accounts | $691,000 | 602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,041,000 | 815 |
| Total noninterest expense | $3,842,000 | 1,226 |
| Salaries and employee benefits | $2,452,000 | 1,043 |
| Premises and equipment expense | $500,000 | 1,342 |
| Additional noninterest expense | $890,000 | 1,504 |
| Pre-tax net operating income | $597,000 | 3,129 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $597,000 | 2,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $597,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $550,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $597,000 | 2,623 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,112,000 | 2,168 |
| Total interest expense | $7,383,000 | 2,190 |
| Net interest income | $10,729,000 | 2,156 |
| Provision for loan and lease losses | $134,000 | 4,228 |
| Total noninterest income | $7,882,000 | 747 |
| Gross Fiduciary activities income | $646,000 | 525 |
| Service charges on deposit accounts | $2,745,000 | 631 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,491,000 | 735 |
| Total noninterest expense | $15,711,000 | 1,144 |
| Salaries and employee benefits | $9,666,000 | 996 |
| Premises and equipment expense | $2,194,000 | 1,166 |
| Additional noninterest expense | $3,851,000 | 1,373 |
| Pre-tax net operating income | $2,766,000 | 2,934 |
| Securities gains (losses) | $102,000 | 537 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $2,851,000 | 2,361 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,851,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,124 |
| Cash dividends | $2,597,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,750,020 | 2,404 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,343,000 | 2,190 |
| Total interest expense | $5,375,000 | 2,187 |
| Net interest income | $7,968,000 | 2,190 |
| Provision for loan and lease losses | $104,000 | 4,035 |
| Total noninterest income | $5,901,000 | 766 |
| Gross Fiduciary activities income | $486,000 | 525 |
| Service charges on deposit accounts | $2,056,000 | 633 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,359,000 | 747 |
| Total noninterest expense | $11,711,000 | 1,159 |
| Salaries and employee benefits | $7,218,000 | 1,011 |
| Premises and equipment expense | $1,620,000 | 1,198 |
| Additional noninterest expense | $2,873,000 | 1,384 |
| Pre-tax net operating income | $2,054,000 | 3,043 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,054,000 | 2,507 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,054,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 786 |
| Cash dividends | $1,897,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,054,000 | 2,495 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 2,189 |
| Total interest expense | $3,456,000 | 2,153 |
| Net interest income | $5,317,000 | 2,194 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $3,823,000 | 783 |
| Gross Fiduciary activities income | $342,000 | 509 |
| Service charges on deposit accounts | $1,360,000 | 624 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,121,000 | 777 |
| Total noninterest expense | $7,746,000 | 1,177 |
| Salaries and employee benefits | $4,842,000 | 1,012 |
| Premises and equipment expense | $1,055,000 | 1,225 |
| Additional noninterest expense | $1,849,000 | 1,432 |
| Pre-tax net operating income | $1,334,000 | 3,125 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,334,000 | 2,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,334,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,193 |
| Cash dividends | $1,347,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,334,000 | 2,548 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,127 |
| Total interest expense | $1,728,000 | 2,066 |
| Net interest income | $2,682,000 | 2,164 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $1,826,000 | 795 |
| Gross Fiduciary activities income | $191,000 | 491 |
| Service charges on deposit accounts | $680,000 | 604 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $955,000 | 833 |
| Total noninterest expense | $3,830,000 | 1,196 |
| Salaries and employee benefits | $2,411,000 | 1,015 |
| Premises and equipment expense | $510,000 | 1,275 |
| Additional noninterest expense | $909,000 | 1,451 |
| Pre-tax net operating income | $648,000 | 3,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $648,000 | 2,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $798,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $648,000 | 2,574 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,184,000 | 1,951 |
| Total interest expense | $5,967,000 | 1,890 |
| Net interest income | $11,217,000 | 1,986 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $7,505,000 | 779 |
| Gross Fiduciary activities income | $655,000 | 509 |
| Service charges on deposit accounts | $2,711,000 | 636 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,139,000 | 775 |
| Total noninterest expense | $15,746,000 | 1,084 |
| Salaries and employee benefits | $9,780,000 | 930 |
| Premises and equipment expense | $2,263,000 | 1,060 |
| Additional noninterest expense | $3,703,000 | 1,381 |
| Pre-tax net operating income | $2,856,000 | 2,870 |
| Securities gains (losses) | $161,000 | 563 |
| Applicable income taxes | $63,000 | 5,708 |
| Income before extraordinary items | $2,954,000 | 2,276 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,954,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $2,100,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,796,220 | 2,352 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,840,000 | 1,906 |
| Total interest expense | $4,254,000 | 1,875 |
| Net interest income | $8,586,000 | 1,912 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $5,644,000 | 779 |
| Gross Fiduciary activities income | $489,000 | 502 |
| Service charges on deposit accounts | $2,022,000 | 630 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,133,000 | 783 |
| Total noninterest expense | $11,818,000 | 1,064 |
| Salaries and employee benefits | $7,398,000 | 914 |
| Premises and equipment expense | $1,694,000 | 1,054 |
| Additional noninterest expense | $2,726,000 | 1,398 |
| Pre-tax net operating income | $2,322,000 | 2,721 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $2,315,000 | 2,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,315,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $1,573,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,314,000 | 2,173 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,544,000 | 1,869 |
| Total interest expense | $2,717,000 | 1,847 |
| Net interest income | $5,827,000 | 1,864 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $3,669,000 | 787 |
| Gross Fiduciary activities income | $342,000 | 490 |
| Service charges on deposit accounts | $1,307,000 | 639 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,020,000 | 798 |
| Total noninterest expense | $7,877,000 | 1,060 |
| Salaries and employee benefits | $4,951,000 | 901 |
| Premises and equipment expense | $1,126,000 | 1,054 |
| Additional noninterest expense | $1,800,000 | 1,385 |
| Pre-tax net operating income | $1,559,000 | 2,679 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $1,552,000 | 2,174 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,552,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $1,059,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,551,010 | 2,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 1,855 |
| Total interest expense | $1,277,000 | 1,855 |
| Net interest income | $2,918,000 | 1,829 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $1,730,000 | 806 |
| Gross Fiduciary activities income | $180,000 | 486 |
| Service charges on deposit accounts | $635,000 | 633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $915,000 | 844 |
| Total noninterest expense | $3,871,000 | 1,076 |
| Salaries and employee benefits | $2,485,000 | 896 |
| Premises and equipment expense | $516,000 | 1,181 |
| Additional noninterest expense | $870,000 | 1,435 |
| Pre-tax net operating income | $747,000 | 2,715 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $739,000 | 2,230 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $739,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $604,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $739,000 | 2,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,876,000 | 1,810 |
| Total interest expense | $4,107,000 | 1,983 |
| Net interest income | $11,769,000 | 1,719 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $7,496,000 | 755 |
| Gross Fiduciary activities income | $507,000 | 573 |
| Service charges on deposit accounts | $2,846,000 | 613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,143,000 | 767 |
| Total noninterest expense | $16,274,000 | 1,003 |
| Salaries and employee benefits | $9,841,000 | 873 |
| Premises and equipment expense | $2,536,000 | 879 |
| Additional noninterest expense | $3,897,000 | 1,275 |
| Pre-tax net operating income | $2,616,000 | 2,885 |
| Securities gains (losses) | $470,000 | 474 |
| Applicable income taxes | $83,000 | 5,694 |
| Income before extraordinary items | $3,003,000 | 2,074 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,003,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,628 |
| Cash dividends | $2,417,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,547,100 | 2,333 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 1,792 |
| Total interest expense | $3,022,000 | 1,980 |
| Net interest income | $8,818,000 | 1,708 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $5,716,000 | 765 |
| Gross Fiduciary activities income | $366,000 | 584 |
| Service charges on deposit accounts | $2,207,000 | 597 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,143,000 | 766 |
| Total noninterest expense | $12,192,000 | 1,002 |
| Salaries and employee benefits | $7,312,000 | 883 |
| Premises and equipment expense | $1,941,000 | 865 |
| Additional noninterest expense | $2,939,000 | 1,253 |
| Pre-tax net operating income | $1,967,000 | 2,920 |
| Securities gains (losses) | $262,000 | 655 |
| Applicable income taxes | $52,000 | 5,934 |
| Income before extraordinary items | $2,177,000 | 2,151 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,177,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,331 |
| Cash dividends | $1,812,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,920,240 | 2,350 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 1,786 |
| Total interest expense | $1,989,000 | 1,977 |
| Net interest income | $5,883,000 | 1,700 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $3,802,000 | 765 |
| Gross Fiduciary activities income | $262,000 | 557 |
| Service charges on deposit accounts | $1,471,000 | 590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,069,000 | 776 |
| Total noninterest expense | $8,157,000 | 996 |
| Salaries and employee benefits | $4,850,000 | 882 |
| Premises and equipment expense | $1,255,000 | 892 |
| Additional noninterest expense | $2,052,000 | 1,182 |
| Pre-tax net operating income | $1,228,000 | 3,063 |
| Securities gains (losses) | $247,000 | 562 |
| Applicable income taxes | $52,000 | 5,605 |
| Income before extraordinary items | $1,423,000 | 2,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,423,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,800 |
| Cash dividends | $1,208,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,185,880 | 2,488 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 1,774 |
| Total interest expense | $994,000 | 1,991 |
| Net interest income | $2,988,000 | 1,673 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $1,908,000 | 741 |
| Gross Fiduciary activities income | $142,000 | 538 |
| Service charges on deposit accounts | $755,000 | 569 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,011,000 | 783 |
| Total noninterest expense | $3,890,000 | 1,042 |
| Salaries and employee benefits | $2,421,000 | 895 |
| Premises and equipment expense | $588,000 | 991 |
| Additional noninterest expense | $881,000 | 1,374 |
| Pre-tax net operating income | $781,000 | 2,465 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $781,000 | 1,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $781,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 940 |
| Cash dividends | $604,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $781,000 | 1,910 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,989,000 | 1,783 |
| Total interest expense | $3,978,000 | 2,222 |
| Net interest income | $12,011,000 | 1,616 |
| Provision for loan and lease losses | $1,500,000 | 826 |
| Total noninterest income | $7,164,000 | 851 |
| Gross Fiduciary activities income | $697,000 | 459 |
| Service charges on deposit accounts | $2,810,000 | 607 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,657,000 | 954 |
| Total noninterest expense | $15,124,000 | 1,075 |
| Salaries and employee benefits | $9,492,000 | 893 |
| Premises and equipment expense | $2,172,000 | 1,050 |
| Additional noninterest expense | $3,460,000 | 1,411 |
| Pre-tax net operating income | $2,551,000 | 2,836 |
| Securities gains (losses) | $562,000 | 695 |
| Applicable income taxes | $111,000 | 5,607 |
| Income before extraordinary items | $3,002,000 | 2,040 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,002,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 827 |
| Cash dividends | $3,021,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,462,480 | 2,297 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,936,000 | 1,815 |
| Total interest expense | $2,993,000 | 2,298 |
| Net interest income | $8,943,000 | 1,639 |
| Provision for loan and lease losses | $1,200,000 | 763 |
| Total noninterest income | $5,301,000 | 884 |
| Gross Fiduciary activities income | $524,000 | 466 |
| Service charges on deposit accounts | $2,091,000 | 619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,686,000 | 995 |
| Total noninterest expense | $11,231,000 | 1,085 |
| Salaries and employee benefits | $7,003,000 | 926 |
| Premises and equipment expense | $1,606,000 | 1,076 |
| Additional noninterest expense | $2,622,000 | 1,409 |
| Pre-tax net operating income | $1,813,000 | 3,061 |
| Securities gains (losses) | $516,000 | 673 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $2,214,000 | 2,129 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,214,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,539 |
| Cash dividends | $2,416,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,723,800 | 2,517 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 1,819 |
| Total interest expense | $2,020,000 | 2,350 |
| Net interest income | $5,998,000 | 1,619 |
| Provision for loan and lease losses | $700,000 | 875 |
| Total noninterest income | $3,455,000 | 893 |
| Gross Fiduciary activities income | $353,000 | 469 |
| Service charges on deposit accounts | $1,386,000 | 616 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,716,000 | 1,016 |
| Total noninterest expense | $7,413,000 | 1,096 |
| Salaries and employee benefits | $4,613,000 | 933 |
| Premises and equipment expense | $1,057,000 | 1,088 |
| Additional noninterest expense | $1,743,000 | 1,422 |
| Pre-tax net operating income | $1,340,000 | 2,840 |
| Securities gains (losses) | $135,000 | 1,296 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $1,450,000 | 2,171 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,450,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,184 |
| Cash dividends | $1,813,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,317,700 | 2,230 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 1,807 |
| Total interest expense | $1,007,000 | 2,422 |
| Net interest income | $3,053,000 | 1,603 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,721,000 | 876 |
| Gross Fiduciary activities income | $166,000 | 488 |
| Service charges on deposit accounts | $724,000 | 577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $831,000 | 1,019 |
| Total noninterest expense | $3,729,000 | 1,076 |
| Salaries and employee benefits | $2,308,000 | 931 |
| Premises and equipment expense | $546,000 | 1,064 |
| Additional noninterest expense | $875,000 | 1,379 |
| Pre-tax net operating income | $745,000 | 2,613 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $735,000 | 2,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,329 |
| Cash dividends | $604,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $729,120 | 2,019 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,060,000 | 1,814 |
| Total interest expense | $5,163,000 | 2,169 |
| Net interest income | $11,897,000 | 1,628 |
| Provision for loan and lease losses | $2,883,000 | 564 |
| Total noninterest income | $6,529,000 | 836 |
| Gross Fiduciary activities income | $441,000 | 618 |
| Service charges on deposit accounts | $2,704,000 | 604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,384,000 | 919 |
| Total noninterest expense | $14,556,000 | 1,069 |
| Salaries and employee benefits | $8,557,000 | 946 |
| Premises and equipment expense | $2,436,000 | 895 |
| Additional noninterest expense | $3,563,000 | 1,345 |
| Pre-tax net operating income | $987,000 | 5,239 |
| Securities gains (losses) | $1,656,000 | 311 |
| Applicable income taxes | $128,000 | 5,714 |
| Income before extraordinary items | $2,515,000 | 2,337 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,515,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,005,000 | 438 |
| Cash dividends | $2,162,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $941,800 | 4,632 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,538,000 | 1,850 |
| Total interest expense | $7,881,000 | 2,049 |
| Net interest income | $10,657,000 | 1,672 |
| Provision for loan and lease losses | $695,000 | 1,679 |
| Total noninterest income | $6,577,000 | 789 |
| Gross Fiduciary activities income | $538,000 | 572 |
| Service charges on deposit accounts | $2,936,000 | 509 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,103,000 | 923 |
| Total noninterest expense | $13,323,000 | 1,113 |
| Salaries and employee benefits | $7,947,000 | 946 |
| Premises and equipment expense | $1,890,000 | 1,126 |
| Additional noninterest expense | $3,486,000 | 1,343 |
| Pre-tax net operating income | $3,216,000 | 2,133 |
| Securities gains (losses) | $300,000 | 900 |
| Applicable income taxes | $512,000 | 3,290 |
| Income before extraordinary items | $3,004,000 | 1,755 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,004,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 1,179 |
| Cash dividends | $2,261,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,749,000 | 1,834 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,825,000 | 1,860 |
| Total interest expense | $8,052,000 | 2,130 |
| Net interest income | $10,773,000 | 1,628 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $4,496,000 | 998 |
| Gross Fiduciary activities income | $418,000 | 654 |
| Service charges on deposit accounts | $2,560,000 | 525 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,518,000 | 1,367 |
| Total noninterest expense | $11,684,000 | 1,191 |
| Salaries and employee benefits | $7,063,000 | 996 |
| Premises and equipment expense | $1,768,000 | 1,132 |
| Additional noninterest expense | $2,853,000 | 1,570 |
| Pre-tax net operating income | $3,405,000 | 2,129 |
| Securities gains (losses) | $146,000 | 483 |
| Applicable income taxes | $699,000 | 2,788 |
| Income before extraordinary items | $2,852,000 | 1,827 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,852,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,080 |
| Cash dividends | $1,886,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,735,200 | 1,901 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,608,000 | 1,956 |
| Total interest expense | $6,947,000 | 2,133 |
| Net interest income | $9,661,000 | 1,804 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $4,537,000 | 1,007 |
| Gross Fiduciary activities income | $259,000 | 803 |
| Service charges on deposit accounts | $2,650,000 | 511 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,628,000 | 1,330 |
| Total noninterest expense | $11,483,000 | 1,209 |
| Salaries and employee benefits | $7,228,000 | 947 |
| Premises and equipment expense | $1,741,000 | 1,152 |
| Additional noninterest expense | $2,514,000 | 1,764 |
| Pre-tax net operating income | $2,535,000 | 2,761 |
| Securities gains (losses) | $1,035,000 | 210 |
| Applicable income taxes | $639,000 | 3,084 |
| Income before extraordinary items | $2,931,000 | 1,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,931,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $1,531,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,082,300 | 2,449 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,591,000 | 1,843 |
| Total interest expense | $7,858,000 | 1,952 |
| Net interest income | $9,733,000 | 1,753 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $4,554,000 | 1,005 |
| Gross Fiduciary activities income | $268,000 | 809 |
| Service charges on deposit accounts | $2,808,000 | 467 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,478,000 | 1,418 |
| Total noninterest expense | $10,950,000 | 1,208 |
| Salaries and employee benefits | $6,613,000 | 988 |
| Premises and equipment expense | $1,177,000 | 1,672 |
| Additional noninterest expense | $3,160,000 | 1,388 |
| Pre-tax net operating income | $3,157,000 | 2,265 |
| Securities gains (losses) | $133,000 | 1,113 |
| Applicable income taxes | $537,000 | 3,673 |
| Income before extraordinary items | $2,753,000 | 1,901 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,753,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $1,201,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,641,280 | 1,909 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,593,000 | 1,880 |
| Total interest expense | $8,075,000 | 1,916 |
| Net interest income | $9,518,000 | 1,833 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $4,456,000 | 1,001 |
| Gross Fiduciary activities income | $292,000 | 814 |
| Service charges on deposit accounts | $2,722,000 | 490 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,442,000 | 1,362 |
| Total noninterest expense | $10,951,000 | 1,210 |
| Salaries and employee benefits | $6,725,000 | 989 |
| Premises and equipment expense | $1,833,000 | 1,079 |
| Additional noninterest expense | $2,393,000 | 1,771 |
| Pre-tax net operating income | $2,843,000 | 2,609 |
| Securities gains (losses) | $326,000 | 544 |
| Applicable income taxes | $469,000 | 4,408 |
| Income before extraordinary items | $2,700,000 | 1,952 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,700,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,471 |
| Cash dividends | $987,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,422,900 | 2,117 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,640,000 | 2,034 |
| Total interest expense | $7,642,000 | 2,056 |
| Net interest income | $8,998,000 | 1,998 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $3,979,000 | 1,116 |
| Gross Fiduciary activities income | $244,000 | 921 |
| Service charges on deposit accounts | $2,562,000 | 530 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,173,000 | 1,626 |
| Total noninterest expense | $9,736,000 | 1,467 |
| Salaries and employee benefits | $6,078,000 | 1,103 |
| Premises and equipment expense | $1,234,000 | 1,649 |
| Additional noninterest expense | $2,424,000 | 2,061 |
| Pre-tax net operating income | $3,061,000 | 2,328 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $513,000 | 4,074 |
| Income before extraordinary items | $2,568,000 | 1,928 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,568,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,808 |
| Cash dividends | $915,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,551,400 | 1,900 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,100,000 | 2,088 |
| Total interest expense | $7,503,000 | 2,088 |
| Net interest income | $8,597,000 | 2,094 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $3,417,000 | 1,245 |
| Gross Fiduciary activities income | $96,000 | 1,174 |
| Service charges on deposit accounts | $2,537,000 | 552 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $784,000 | 2,138 |
| Total noninterest expense | $9,179,000 | 1,551 |
| Salaries and employee benefits | $5,712,000 | 1,171 |
| Premises and equipment expense | $892,000 | 2,248 |
| Additional noninterest expense | $2,575,000 | 1,951 |
| Pre-tax net operating income | $2,655,000 | 2,689 |
| Securities gains (losses) | $154,000 | 772 |
| Applicable income taxes | $407,000 | 4,892 |
| Income before extraordinary items | $2,402,000 | 2,104 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,402,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,209 |
| Cash dividends | $872,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,269,560 | 2,195 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,924,000 | 2,074 |
| Total interest expense | $5,844,000 | 2,140 |
| Net interest income | $9,080,000 | 1,999 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $3,329,000 | 1,262 |
| Gross Fiduciary activities income | $76,000 | 1,232 |
| Service charges on deposit accounts | $2,503,000 | 558 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $750,000 | 2,226 |
| Total noninterest expense | $8,986,000 | 1,637 |
| Salaries and employee benefits | $5,299,000 | 1,265 |
| Premises and equipment expense | $646,000 | 3,048 |
| Additional noninterest expense | $3,041,000 | 1,784 |
| Pre-tax net operating income | $3,108,000 | 2,283 |
| Securities gains (losses) | $128,000 | 673 |
| Applicable income taxes | $626,000 | 3,387 |
| Income before extraordinary items | $2,610,000 | 1,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,610,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,911 |
| Cash dividends | $938,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,506,320 | 1,952 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,252,000 | 2,186 |
| Total interest expense | $5,009,000 | 2,561 |
| Net interest income | $9,243,000 | 1,958 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $2,921,000 | 1,499 |
| Gross Fiduciary activities income | $56,000 | 1,320 |
| Service charges on deposit accounts | $2,374,000 | 578 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $491,000 | 3,298 |
| Total noninterest expense | $8,559,000 | 1,761 |
| Salaries and employee benefits | $4,763,000 | 1,418 |
| Premises and equipment expense | $623,000 | 3,208 |
| Additional noninterest expense | $3,173,000 | 1,832 |
| Pre-tax net operating income | $3,065,000 | 2,223 |
| Securities gains (losses) | $732,000 | 689 |
| Applicable income taxes | $796,000 | 2,767 |
| Income before extraordinary items | $3,001,000 | 1,684 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,001,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 2,044 |
| Cash dividends | $1,626,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,422,720 | 1,935 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,288,000 | 2,451 |
| Total interest expense | $5,547,000 | 3,000 |
| Net interest income | $8,741,000 | 2,087 |
| Provision for loan and lease losses | $420,000 | 3,347 |
| Total noninterest income | $2,874,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,393,000 | 570 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $481,000 | 3,268 |
| Total noninterest expense | $8,262,000 | 1,836 |
| Salaries and employee benefits | $4,507,000 | 1,472 |
| Premises and equipment expense | $743,000 | 2,782 |
| Additional noninterest expense | $3,012,000 | 1,993 |
| Pre-tax net operating income | $2,933,000 | 2,122 |
| Securities gains (losses) | $812,000 | 757 |
| Applicable income taxes | $774,000 | 2,698 |
| Income before extraordinary items | $2,971,000 | 1,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,971,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 2,473 |
| Cash dividends | $1,625,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,329,520 | 1,815 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.