Home > Seaway Bank and Trust Company > Net charge- offs to loans
Seaway Bank and Trust Company, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1500% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0244% | 68 |
| Percentage Net Loans Charged-off:Construction & development | -0.2624% | 5,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6087% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9934% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6359% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4287% | 4,338 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7061% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5551% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9963% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | 54.9059% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8641% | 5,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3344% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2201% | 46 |
| Percentage Net Loans Charged-off:Construction & development | -0.3416% | 5,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7287% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2914% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9470% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4214% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0277% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5609% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5904% | 5,670 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3292% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0622% | 5,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0727% | 163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8124% | 118 |
| Percentage Net Loans Charged-off:Construction & development | -0.5955% | 5,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4522% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9239% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3689% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1396% | 4,300 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4201% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4648% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7958% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4896% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3729% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8668% | 10 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0175% | 76 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4195% | 54 |
| Percentage Net Loans Charged-off:Construction & development | -0.6661% | 5,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8338% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9340% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1782% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8257% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2242% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3917% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1256% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9479% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9598% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.1545% | 7 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9736% | 4 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3724% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 0.5091% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4134% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0820% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8944% | 5 |
| Percentage Net Loans Charged-off: Home equity loans | 19.0134% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 5.3005% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3206% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4557% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4769% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8787% | 300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8423% | 18 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1640% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8630% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 0.5886% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9791% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1506% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4481% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 18.5740% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7755% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.1018% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2481% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6320% | 1,171 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8722% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.4728% | 9 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5675% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5022% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1256% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3348% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8889% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9338% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.5091% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3568% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0033% | 1,178 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2597% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.5241% | 6 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8876% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7797% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2538% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6099% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2482% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3104% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 25.3650% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5390% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9753% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.3355% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.5180% | 5 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7453% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6050% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 11.3134% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 1,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0922% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5552% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6303% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.0804% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9036% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6142% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.0897% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0877% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0171% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 14.7683% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0368% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3919% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9447% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0385% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6152% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5886% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3185% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.0266% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7475% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9203% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 20.9276% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0548% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.0306% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7169% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8510% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -18.6575% | 6,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6269% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5444% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3836% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8675% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0651% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 1.4131% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5399% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1422% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3524% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.6116% | 6,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0567% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9070% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6856% | 63 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5220% | 6,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4179% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 23.7883% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 2,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3759% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1895% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2035% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -17.3253% | 6,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4977% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6180% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2245% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.7245% | 6,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5479% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 6.8504% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2452% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1994% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -21.2716% | 6,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4497% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3388% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8030% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -3.6009% | 6,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7623% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 10.2632% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1072% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0788% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 2,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -39.8598% | 6,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5267% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4444% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2736% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -7.4725% | 6,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7283% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 12.6324% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2144% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -76.5572% | 6,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5873% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2130% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9892% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6614% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2934% | 2,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0881% | 6,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0074% | 5,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6960% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7699% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5782% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.6869% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4567% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 17.8029% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7791% | 1,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3815% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.1196% | 6,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9136% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0139% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9751% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.3024% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 32.3863% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 23.1430% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9869% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4715% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.1799% | 6,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1438% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2726% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1710% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 31.6151% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 29.6161% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 31.9251% | 25 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4790% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6425% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.3196% | 6,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5926% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7784% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1727% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 64.9908% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8119% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 76.5899% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6099% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3144% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 5.6456% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5980% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7006% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7313% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3879% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 4,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8207% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8062% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8184% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 4,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 3,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 3,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2262% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9559% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9332% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0686% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2644% | 2,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7028% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7247% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 16.2539% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6526% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6849% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7002% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6279% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9456% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1688% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 10.1011% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5848% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5958% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6681% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4606% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8893% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9055% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0012% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2336% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4503% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4585% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0728% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3296% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7030% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2371% | 3,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2417% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0044% | 2,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 5,590 |
| Percentage Net Loans Charged-off: Credit card loans | 22.7273% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4373% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2171% | 3,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8225% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3175% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3237% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3401% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1876% | 7,553 |
| Percentage Net Loans Charged-off: Credit card loans | 24.1818% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3430% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1674% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4368% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7565% | 7,855 |
| Percentage Net Loans Charged-off: Credit card loans | 27.2851% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6881% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 2,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2876% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2931% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0146% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1469% | 7,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3647% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 2.4201% | 970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6426% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1385% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 6,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0465% | 7,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3258% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0578% | 7,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4947% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 7,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 7,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 7,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4976% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 7,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1023% | 8,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.6243% | 7,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 3,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 3,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3861% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0845% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1373% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.8369% | 7,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2390% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2839% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1500% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1851% | 8,329 |
| Percentage Net Loans Charged-off:Construction & development | -1.3007% | 7,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 6,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4013% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3919% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1577% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1059% | 6,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1502% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5124% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5240% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1402% | 6,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1984% | 7,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 7,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0818% | 6,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3298% | 7,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0798% | 6,174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 5,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5965% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 5,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1048% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 3,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2647% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5116% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1082% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8236% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4720% | 2,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 3,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8170% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 8,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 8,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6076% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1267% | 5,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1251% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5189% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6623% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0421% | 5,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7987% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 8,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9071% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 5,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4288% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0899% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6670% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 8,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 8,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0067% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7925% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3169% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7937% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3288% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2874% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0137% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4507% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6752% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4789% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3327% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1510% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5399% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0922% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2063% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6631% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4870% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 5,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4943% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2311% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2963% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1822% | 6,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,675 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 5,374 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 6,648 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 9,979 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 4,215 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3525% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6800% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9477% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |