Home > Seaside National Bank & Trust > Income and Expense

Seaside National Bank & Trust, Income and Expense

2020-06-30 (YTD Data)Rank
Total interest income$32,940,000527
Total interest expense$8,742,000357
Net interest income$24,198,000594
Provision for loan and lease losses$5,857,000358
Total noninterest income$5,165,000710
Gross Fiduciary activities income$1,879,000255
Service charges on deposit accounts$320,0001,334
Trading account gains and fees$535,00090
Additional Noninterest Income$2,431,000941
Total noninterest expense$19,172,000637
Salaries and employee benefits$12,209,000563
Premises and equipment expense$2,226,000579
Additional noninterest expense$4,737,000754
Pre-tax net operating income$4,334,0001,100
Securities gains (losses)$-1,0004,646
Applicable income taxes$636,0001,149
Income before extraordinary items$3,697,0001,098
Extraordinary gains, net$04
Net income$3,697,0001,098
Minority interest net income$065
Net income of bank and minority interests.$3,697,0001,098
Net charge-offs$7,707,000135
Cash dividends$20,000,000171
Sale, conversion, retirement of capital stock, net$1,075,000120
Net operating income$3,697,8501,073
2020-03-31 (YTD Data)Rank
Total interest income$17,276,000511
Total interest expense$5,421,000333
Net interest income$11,855,000594
Provision for loan and lease losses$17,0003,178
Total noninterest income$2,640,000666
Gross Fiduciary activities income$970,000249
Service charges on deposit accounts$177,0001,436
Trading account gains and fees$425,00076
Additional Noninterest Income$1,068,000925
Total noninterest expense$9,310,000654
Salaries and employee benefits$6,240,000550
Premises and equipment expense$1,089,000593
Additional noninterest expense$1,981,000868
Pre-tax net operating income$5,168,000457
Securities gains (losses)$-1,0004,671
Applicable income taxes$1,059,000440
Income before extraordinary items$4,108,000488
Extraordinary gains, net$04
Net income$4,108,000486
Minority interest net income$056
Net income of bank and minority interests.$4,108,000488
Net charge-offs$13,0001,768
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$536,000114
Net operating income$4,108,800470
2019-12-31 (YTD Data)Rank
Total interest income$78,364,000457
Total interest expense$27,888,000301
Net interest income$50,476,000554
Provision for loan and lease losses$5,054,000259
Total noninterest income$10,054,000692
Gross Fiduciary activities income$3,544,000259
Service charges on deposit accounts$675,0001,547
Trading account gains and fees$1,203,00082
Additional Noninterest Income$4,632,000877
Total noninterest expense$35,759,000663
Salaries and employee benefits$23,563,000562
Premises and equipment expense$4,413,000577
Additional noninterest expense$7,783,000867
Pre-tax net operating income$19,717,000619
Securities gains (losses)$-37,0004,981
Applicable income taxes$4,167,000571
Income before extraordinary items$15,513,000651
Extraordinary gains, net$011
Net income$15,513,000653
Minority interest net income$076
Net income of bank and minority interests.$15,513,000652
Net charge-offs$4,126,000247
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$2,159,000142
Net operating income$15,542,230636
2019-09-30 (YTD Data)Rank
Total interest income$59,191,000460
Total interest expense$21,840,000301
Net interest income$37,351,000568
Provision for loan and lease losses$4,535,000225
Total noninterest income$7,688,000679
Gross Fiduciary activities income$2,602,000264
Service charges on deposit accounts$501,0001,569
Trading account gains and fees$1,030,00080
Additional Noninterest Income$3,555,000852
Total noninterest expense$27,653,000634
Salaries and employee benefits$18,217,000542
Premises and equipment expense$3,299,000584
Additional noninterest expense$6,137,000833
Pre-tax net operating income$12,851,000691
Securities gains (losses)$-37,0005,067
Applicable income taxes$2,661,000645
Income before extraordinary items$10,153,000730
Extraordinary gains, net$011
Net income$10,153,000732
Minority interest net income$072
Net income of bank and minority interests.$10,153,000731
Net charge-offs$4,080,000196
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,624,000128
Net operating income$10,182,230721
2019-06-30 (YTD Data)Rank
Total interest income$40,065,000453
Total interest expense$14,907,000300
Net interest income$25,158,000557
Provision for loan and lease losses$4,535,000165
Total noninterest income$4,636,000719
Gross Fiduciary activities income$1,722,000265
Service charges on deposit accounts$331,0001,557
Trading account gains and fees$59,000121
Additional Noninterest Income$2,524,000801
Total noninterest expense$18,332,000638
Salaries and employee benefits$12,246,000533
Premises and equipment expense$2,197,000580
Additional noninterest expense$3,889,000873
Pre-tax net operating income$6,927,000798
Securities gains (losses)$-36,0005,124
Applicable income taxes$1,522,000686
Income before extraordinary items$5,369,000875
Extraordinary gains, net$011
Net income$5,369,000875
Minority interest net income$069
Net income of bank and minority interests.$5,369,000875
Net charge-offs$4,830,000135
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$1,089,000117
Net operating income$5,397,440852
2019-03-31 (YTD Data)Rank
Total interest income$20,218,000438
Total interest expense$7,378,000292
Net interest income$12,840,000544
Provision for loan and lease losses$5,067,000105
Total noninterest income$2,172,000725
Gross Fiduciary activities income$826,000264
Service charges on deposit accounts$173,0001,485
Trading account gains and fees$20,000119
Additional Noninterest Income$1,153,000817
Total noninterest expense$9,402,000620
Salaries and employee benefits$6,272,000504
Premises and equipment expense$1,081,000594
Additional noninterest expense$2,049,000821
Pre-tax net operating income$543,0002,958
Securities gains (losses)$-12,0005,119
Applicable income taxes$-68,0005,279
Income before extraordinary items$599,0002,622
Extraordinary gains, net$05
Net income$599,0002,621
Minority interest net income$052
Net income of bank and minority interests.$599,0002,621
Net charge-offs$4,886,00092
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$537,00099
Net operating income$611,0002,576
2018-12-31 (YTD Data)Rank
Total interest income$73,915,000443
Total interest expense$21,776,000291
Net interest income$52,139,000521
Provision for loan and lease losses$1,499,000637
Total noninterest income$8,686,000757
Gross Fiduciary activities income$3,204,000271
Service charges on deposit accounts$682,0001,563
Trading account gains and fees$471,00094
Additional Noninterest Income$4,329,000869
Total noninterest expense$35,810,000636
Salaries and employee benefits$22,994,000544
Premises and equipment expense$4,373,000582
Additional noninterest expense$8,443,000815
Pre-tax net operating income$23,516,000524
Securities gains (losses)$270,000185
Applicable income taxes$5,882,000427
Income before extraordinary items$17,904,000563
Extraordinary gains, net$06
Net income$17,904,000563
Minority interest net income$072
Net income of bank and minority interests.$17,904,000562
Net charge-offs$318,0001,283
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$2,159,000162
Net operating income$17,690,700564
2018-09-30 (YTD Data)Rank
Total interest income$53,844,000453
Total interest expense$15,081,000294
Net interest income$38,763,000519
Provision for loan and lease losses$1,204,000562
Total noninterest income$6,666,000754
Gross Fiduciary activities income$2,410,000271
Service charges on deposit accounts$517,0001,565
Trading account gains and fees$395,00096
Additional Noninterest Income$3,344,000872
Total noninterest expense$26,952,000631
Salaries and employee benefits$17,472,000537
Premises and equipment expense$3,292,000578
Additional noninterest expense$6,188,000811
Pre-tax net operating income$17,273,000534
Securities gains (losses)$265,000180
Applicable income taxes$4,379,000436
Income before extraordinary items$13,159,000570
Extraordinary gains, net$05
Net income$13,159,000568
Minority interest net income$066
Net income of bank and minority interests.$13,159,000569
Net charge-offs$369,000871
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,611,000150
Net operating income$12,949,650576
2018-06-30 (YTD Data)Rank
Total interest income$34,801,000458
Total interest expense$9,031,000304
Net interest income$25,770,000517
Provision for loan and lease losses$670,000637
Total noninterest income$4,491,000747
Gross Fiduciary activities income$1,581,000273
Service charges on deposit accounts$352,0001,519
Trading account gains and fees$0130
Additional Noninterest Income$2,558,000800
Total noninterest expense$17,876,000637
Salaries and employee benefits$11,860,000526
Premises and equipment expense$2,206,000577
Additional noninterest expense$3,810,000870
Pre-tax net operating income$11,715,000528
Securities gains (losses)$16,000519
Applicable income taxes$3,166,000421
Income before extraordinary items$8,565,000576
Extraordinary gains, net$06
Net income$8,565,000576
Minority interest net income$065
Net income of bank and minority interests.$8,565,000575
Net charge-offs$58,0001,659
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$1,071,000129
Net operating income$8,552,360577
2018-03-31 (YTD Data)Rank
Total interest income$16,909,000463
Total interest expense$4,115,000309
Net interest income$12,794,000521
Provision for loan and lease losses$03,508
Total noninterest income$2,041,000776
Gross Fiduciary activities income$785,000277
Service charges on deposit accounts$177,0001,527
Trading account gains and fees$0123
Additional Noninterest Income$1,079,000885
Total noninterest expense$9,212,000630
Salaries and employee benefits$6,136,000506
Premises and equipment expense$1,109,000575
Additional noninterest expense$1,967,000827
Pre-tax net operating income$5,623,000535
Securities gains (losses)$16,000376
Applicable income taxes$1,619,000398
Income before extraordinary items$4,020,000596
Extraordinary gains, net$07
Net income$4,020,000596
Minority interest net income$052
Net income of bank and minority interests.$4,020,000596
Net charge-offs$45,0001,252
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$534,000115
Net operating income$4,007,360599
2017-12-31 (YTD Data)Rank
Total interest income$59,855,000484
Total interest expense$11,039,000349
Net interest income$48,816,000519
Provision for loan and lease losses$666,0001,184
Total noninterest income$7,557,000844
Gross Fiduciary activities income$2,843,000284
Service charges on deposit accounts$692,0001,583
Trading account gains and fees$0151
Additional Noninterest Income$4,022,000942
Total noninterest expense$34,931,000634
Salaries and employee benefits$22,887,000523
Premises and equipment expense$4,534,000546
Additional noninterest expense$7,510,000869
Pre-tax net operating income$20,776,000534
Securities gains (losses)$38,0001,020
Applicable income taxes$10,922,000381
Income before extraordinary items$9,892,000760
Extraordinary gains, net$09
Net income$9,892,000760
Minority interest net income$076
Net income of bank and minority interests.$9,892,000760
Net charge-offs$50,0002,967
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$2,005,000167
Net operating income$9,867,680755
2017-09-30 (YTD Data)Rank
Total interest income$43,429,000501
Total interest expense$7,642,000359
Net interest income$35,787,000535
Provision for loan and lease losses$666,000965
Total noninterest income$5,556,000865
Gross Fiduciary activities income$2,118,000287
Service charges on deposit accounts$531,0001,559
Trading account gains and fees$0145
Additional Noninterest Income$2,907,000993
Total noninterest expense$26,448,000622
Salaries and employee benefits$17,281,000521
Premises and equipment expense$3,463,000548
Additional noninterest expense$5,704,000863
Pre-tax net operating income$14,229,000580
Securities gains (losses)$38,0001,005
Applicable income taxes$5,317,000473
Income before extraordinary items$8,950,000701
Extraordinary gains, net$09
Net income$8,950,000701
Minority interest net income$071
Net income of bank and minority interests.$8,950,000701
Net charge-offs$106,0001,875
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,484,000161
Net operating income$8,925,680684
2017-06-30 (YTD Data)Rank
Total interest income$28,242,000507
Total interest expense$4,784,000366
Net interest income$23,458,000538
Provision for loan and lease losses$570,000778
Total noninterest income$3,816,000842
Gross Fiduciary activities income$1,399,000284
Service charges on deposit accounts$352,0001,556
Trading account gains and fees$0139
Additional Noninterest Income$2,065,000947
Total noninterest expense$17,913,000609
Salaries and employee benefits$11,780,000514
Premises and equipment expense$2,327,000536
Additional noninterest expense$3,806,000864
Pre-tax net operating income$8,791,000607
Securities gains (losses)$38,000745
Applicable income taxes$3,272,000492
Income before extraordinary items$5,557,000723
Extraordinary gains, net$011
Net income$5,557,000723
Minority interest net income$071
Net income of bank and minority interests.$5,557,000723
Net charge-offs$96,0001,553
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$988,000140
Net operating income$5,532,680709
2017-03-31 (YTD Data)Rank
Total interest income$13,618,000524
Total interest expense$2,256,000369
Net interest income$11,362,000546
Provision for loan and lease losses$135,0001,235
Total noninterest income$1,767,000878
Gross Fiduciary activities income$679,000290
Service charges on deposit accounts$179,0001,536
Trading account gains and fees$0142
Additional Noninterest Income$909,0001,030
Total noninterest expense$9,068,000614
Salaries and employee benefits$6,057,000506
Premises and equipment expense$1,165,000556
Additional noninterest expense$1,846,000880
Pre-tax net operating income$3,926,000643
Securities gains (losses)$-1,0005,454
Applicable income taxes$1,447,000525
Income before extraordinary items$2,478,000778
Extraordinary gains, net$08
Net income$2,478,000778
Minority interest net income$055
Net income of bank and minority interests.$2,478,000778
Net charge-offs$-137,0005,667
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$498,000119
Net operating income$2,478,640770
2016-12-31 (YTD Data)Rank
Total interest income$49,673,000545
Total interest expense$6,540,000458
Net interest income$43,133,000559
Provision for loan and lease losses$2,313,000469
Total noninterest income$8,748,000759
Gross Fiduciary activities income$2,653,000285
Service charges on deposit accounts$759,0001,507
Trading account gains and fees$0170
Additional Noninterest Income$5,336,000802
Total noninterest expense$34,490,000626
Salaries and employee benefits$22,405,000528
Premises and equipment expense$4,472,000562
Additional noninterest expense$7,613,000871
Pre-tax net operating income$15,078,000642
Securities gains (losses)$29,0002,183
Applicable income taxes$5,671,000511
Income before extraordinary items$9,436,000803
Extraordinary gains, net$05
Net income$9,436,000802
Minority interest net income$082
Net income of bank and minority interests.$9,436,000802
Net charge-offs$740,000835
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,681,000159
Net operating income$9,417,440783
2016-09-30 (YTD Data)Rank
Total interest income$36,273,000556
Total interest expense$4,540,000491
Net interest income$31,733,000570
Provision for loan and lease losses$1,906,000425
Total noninterest income$6,861,000742
Gross Fiduciary activities income$2,010,000277
Service charges on deposit accounts$579,0001,480
Trading account gains and fees$0169
Additional Noninterest Income$4,272,000764
Total noninterest expense$25,898,000627
Salaries and employee benefits$16,860,000529
Premises and equipment expense$3,295,000573
Additional noninterest expense$5,743,000865
Pre-tax net operating income$10,790,000669
Securities gains (losses)$64,0001,582
Applicable income taxes$4,077,000528
Income before extraordinary items$6,777,000833
Extraordinary gains, net$05
Net income$6,777,000833
Minority interest net income$071
Net income of bank and minority interests.$6,777,000833
Net charge-offs$975,000487
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,170,000141
Net operating income$6,736,040815
2016-06-30 (YTD Data)Rank
Total interest income$23,564,000568
Total interest expense$2,823,000519
Net interest income$20,741,000576
Provision for loan and lease losses$1,255,000421
Total noninterest income$4,307,000772
Gross Fiduciary activities income$1,304,000286
Service charges on deposit accounts$382,0001,488
Trading account gains and fees$0157
Additional Noninterest Income$2,621,000801
Total noninterest expense$16,919,000639
Salaries and employee benefits$10,841,000546
Premises and equipment expense$2,192,000575
Additional noninterest expense$3,886,000849
Pre-tax net operating income$6,874,000681
Securities gains (losses)$63,0001,280
Applicable income taxes$2,603,000535
Income before extraordinary items$4,334,000850
Extraordinary gains, net$016
Net income$4,334,000849
Minority interest net income$071
Net income of bank and minority interests.$4,334,000849
Net charge-offs$893,000395
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$753,000141
Net operating income$4,293,680834
2016-03-31 (YTD Data)Rank
Total interest income$11,533,000575
Total interest expense$1,333,000543
Net interest income$10,200,000584
Provision for loan and lease losses$778,000339
Total noninterest income$2,447,000681
Gross Fiduciary activities income$632,000290
Service charges on deposit accounts$187,0001,509
Trading account gains and fees$0142
Additional Noninterest Income$1,628,000669
Total noninterest expense$8,631,000621
Salaries and employee benefits$5,430,000541
Premises and equipment expense$1,096,000580
Additional noninterest expense$2,105,000773
Pre-tax net operating income$3,238,000712
Securities gains (losses)$63,000721
Applicable income taxes$1,241,000545
Income before extraordinary items$2,060,000860
Extraordinary gains, net$012
Net income$2,060,000860
Minority interest net income$062
Net income of bank and minority interests.$2,060,000861
Net charge-offs$-43,0005,691
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$340,000127
Net operating income$2,019,680857
2015-12-31 (YTD Data)Rank
Total interest income$41,281,000620
Total interest expense$4,613,000600
Net interest income$36,668,000624
Provision for loan and lease losses$1,325,000633
Total noninterest income$6,681,000919
Gross Fiduciary activities income$2,438,000297
Service charges on deposit accounts$790,0001,498
Trading account gains and fees$0159
Additional Noninterest Income$3,453,0001,060
Total noninterest expense$32,387,000640
Salaries and employee benefits$21,201,000537
Premises and equipment expense$4,512,000547
Additional noninterest expense$6,674,000991
Pre-tax net operating income$9,637,000919
Securities gains (losses)$8,0002,689
Applicable income taxes$3,647,000661
Income before extraordinary items$5,998,0001,183
Extraordinary gains, net$023
Net income$5,998,0001,184
Minority interest net income$081
Net income of bank and minority interests.$5,998,0001,183
Net charge-offs$478,0001,204
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,250,000194
Net operating income$5,992,8801,153
2015-09-30 (YTD Data)Rank
Total interest income$30,126,000644
Total interest expense$3,412,000617
Net interest income$26,714,000644
Provision for loan and lease losses$694,000797
Total noninterest income$4,983,000925
Gross Fiduciary activities income$1,802,000304
Service charges on deposit accounts$598,0001,499
Trading account gains and fees$0153
Additional Noninterest Income$2,583,0001,081
Total noninterest expense$24,082,000654
Salaries and employee benefits$15,791,000545
Premises and equipment expense$3,406,000558
Additional noninterest expense$4,885,0001,013
Pre-tax net operating income$6,921,000969
Securities gains (losses)$19,0002,045
Applicable income taxes$2,618,000701
Income before extraordinary items$4,322,0001,221
Extraordinary gains, net$021
Net income$4,322,0001,220
Minority interest net income$078
Net income of bank and minority interests.$4,322,0001,221
Net charge-offs$-271,0006,020
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$914,000181
Net operating income$4,309,8401,193
2015-06-30 (YTD Data)Rank
Total interest income$19,422,000666
Total interest expense$2,256,000618
Net interest income$17,166,000663
Provision for loan and lease losses$351,000999
Total noninterest income$3,049,000988
Gross Fiduciary activities income$1,175,000314
Service charges on deposit accounts$400,0001,472
Trading account gains and fees$0157
Additional Noninterest Income$1,474,0001,201
Total noninterest expense$15,630,000679
Salaries and employee benefits$10,306,000551
Premises and equipment expense$2,229,000570
Additional noninterest expense$3,095,0001,061
Pre-tax net operating income$4,234,0001,038
Securities gains (losses)$8,0002,109
Applicable income taxes$1,612,000740
Income before extraordinary items$2,630,0001,291
Extraordinary gains, net$022
Net income$2,630,0001,292
Minority interest net income$075
Net income of bank and minority interests.$2,630,0001,292
Net charge-offs$-421,0006,189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$596,000177
Net operating income$2,624,8801,271
2015-03-31 (YTD Data)Rank
Total interest income$9,391,000685
Total interest expense$1,117,000629
Net interest income$8,274,000685
Provision for loan and lease losses$84,0001,621
Total noninterest income$1,233,0001,113
Gross Fiduciary activities income$572,000314
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$467,0001,586
Total noninterest expense$7,375,000707
Salaries and employee benefits$4,866,000592
Premises and equipment expense$1,094,000582
Additional noninterest expense$1,415,0001,123
Pre-tax net operating income$2,048,0001,038
Securities gains (losses)$2,0001,821
Applicable income taxes$799,000737
Income before extraordinary items$1,251,0001,319
Extraordinary gains, net$013
Net income$1,251,0001,321
Minority interest net income$064
Net income of bank and minority interests.$1,251,0001,321
Net charge-offs$-235,0006,263
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$277,000161
Net operating income$1,249,7201,281
2014-12-31 (YTD Data)Rank
Total interest income$34,964,000726
Total interest expense$4,189,000692
Net interest income$30,775,000716
Provision for loan and lease losses$1,158,000769
Total noninterest income$4,254,0001,231
Gross Fiduciary activities income$2,028,000333
Service charges on deposit accounts$752,0001,659
Trading account gains and fees$0180
Additional Noninterest Income$1,474,0001,788
Total noninterest expense$29,037,000707
Salaries and employee benefits$19,294,000567
Premises and equipment expense$4,508,000548
Additional noninterest expense$5,235,0001,242
Pre-tax net operating income$4,834,0001,569
Securities gains (losses)$541,000367
Applicable income taxes$2,124,000944
Income before extraordinary items$3,251,0001,886
Extraordinary gains, net$017
Net income$3,251,0001,886
Minority interest net income$084
Net income of bank and minority interests.$3,251,0001,885
Net charge-offs$-607,0006,406
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$784,000243
Net operating income$2,904,7602,023
2014-09-30 (YTD Data)Rank
Total interest income$25,485,000742
Total interest expense$3,147,000695
Net interest income$22,338,000738
Provision for loan and lease losses$1,022,000654
Total noninterest income$3,146,0001,249
Gross Fiduciary activities income$1,470,000340
Service charges on deposit accounts$566,0001,660
Trading account gains and fees$0174
Additional Noninterest Income$1,110,0001,813
Total noninterest expense$21,603,000707
Salaries and employee benefits$14,398,000567
Premises and equipment expense$3,310,000567
Additional noninterest expense$3,895,0001,251
Pre-tax net operating income$2,859,0001,931
Securities gains (losses)$504,000302
Applicable income taxes$1,320,0001,085
Income before extraordinary items$2,043,0002,190
Extraordinary gains, net$015
Net income$2,043,0002,190
Minority interest net income$081
Net income of bank and minority interests.$2,043,0002,189
Net charge-offs$-232,0006,369
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$577,000211
Net operating income$1,720,4402,439
2014-06-30 (YTD Data)Rank
Total interest income$16,552,000758
Total interest expense$2,078,000707
Net interest income$14,474,000753
Provision for loan and lease losses$917,000479
Total noninterest income$1,899,0001,328
Gross Fiduciary activities income$917,000350
Service charges on deposit accounts$385,0001,617
Trading account gains and fees$0172
Additional Noninterest Income$597,0002,063
Total noninterest expense$14,300,000705
Salaries and employee benefits$9,474,000573
Premises and equipment expense$2,154,000577
Additional noninterest expense$2,672,0001,208
Pre-tax net operating income$1,156,0002,724
Securities gains (losses)$478,000239
Applicable income taxes$651,0001,309
Income before extraordinary items$983,0002,671
Extraordinary gains, net$020
Net income$983,0002,675
Minority interest net income$080
Net income of bank and minority interests.$983,0002,675
Net charge-offs$-57,0006,180
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$353,000207
Net operating income$677,0803,358
2014-03-31 (YTD Data)Rank
Total interest income$7,949,000789
Total interest expense$1,027,000723
Net interest income$6,922,000792
Provision for loan and lease losses$435,000514
Total noninterest income$769,0001,498
Gross Fiduciary activities income$383,000382
Service charges on deposit accounts$193,0001,598
Trading account gains and fees$0147
Additional Noninterest Income$193,0002,608
Total noninterest expense$7,033,000726
Salaries and employee benefits$4,595,000594
Premises and equipment expense$1,087,000582
Additional noninterest expense$1,351,0001,179
Pre-tax net operating income$223,0004,294
Securities gains (losses)$499,000137
Applicable income taxes$284,0001,397
Income before extraordinary items$438,0002,828
Extraordinary gains, net$016
Net income$438,0002,831
Minority interest net income$066
Net income of bank and minority interests.$438,0002,831
Net charge-offs$77,0001,534
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$132,000220
Net operating income$118,6404,924
2013-12-31 (YTD Data)Rank
Total interest income$30,596,000814
Total interest expense$4,334,000769
Net interest income$26,262,000811
Provision for loan and lease losses$2,217,000575
Total noninterest income$4,617,0001,205
Gross Fiduciary activities income$1,175,000422
Service charges on deposit accounts$717,0001,792
Trading account gains and fees$0184
Additional Noninterest Income$2,725,0001,220
Total noninterest expense$25,717,000791
Salaries and employee benefits$16,268,000666
Premises and equipment expense$4,434,000554
Additional noninterest expense$5,015,0001,337
Pre-tax net operating income$2,945,0002,193
Securities gains (losses)$140,0001,110
Applicable income taxes$1,205,0001,301
Income before extraordinary items$1,880,0002,730
Extraordinary gains, net$029
Net income$1,880,0002,733
Minority interest net income$090
Net income of bank and minority interests.$1,880,0002,733
Net charge-offs$1,751,000836
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$380,000322
Net operating income$1,790,4002,756
2013-09-30 (YTD Data)Rank
Total interest income$22,586,000833
Total interest expense$3,272,000794
Net interest income$19,314,000833
Provision for loan and lease losses$604,0001,320
Total noninterest income$3,576,0001,198
Gross Fiduciary activities income$830,000436
Service charges on deposit accounts$554,0001,762
Trading account gains and fees$0180
Additional Noninterest Income$2,192,0001,197
Total noninterest expense$19,475,000785
Salaries and employee benefits$12,409,000655
Premises and equipment expense$3,334,000560
Additional noninterest expense$3,732,0001,337
Pre-tax net operating income$2,811,0001,841
Securities gains (losses)$33,0001,935
Applicable income taxes$1,101,0001,168
Income before extraordinary items$1,743,0002,362
Extraordinary gains, net$025
Net income$1,743,0002,367
Minority interest net income$084
Net income of bank and minority interests.$1,743,0002,367
Net charge-offs$-36,0006,390
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$291,000286
Net operating income$1,721,8802,318
2013-06-30 (YTD Data)Rank
Total interest income$14,935,000834
Total interest expense$2,209,000811
Net interest income$12,726,000832
Provision for loan and lease losses$309,0001,607
Total noninterest income$2,490,0001,164
Gross Fiduciary activities income$507,000458
Service charges on deposit accounts$367,0001,750
Trading account gains and fees$0157
Additional Noninterest Income$1,616,0001,144
Total noninterest expense$12,853,000795
Salaries and employee benefits$8,039,000684
Premises and equipment expense$2,247,000553
Additional noninterest expense$2,567,0001,295
Pre-tax net operating income$2,054,0001,681
Securities gains (losses)$33,0001,773
Applicable income taxes$807,0001,094
Income before extraordinary items$1,280,0002,191
Extraordinary gains, net$022
Net income$1,280,0002,199
Minority interest net income$082
Net income of bank and minority interests.$1,280,0002,197
Net charge-offs$-45,0006,525
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$194,000265
Net operating income$1,258,8802,129
2013-03-31 (YTD Data)Rank
Total interest income$7,422,000846
Total interest expense$1,121,000830
Net interest income$6,301,000844
Provision for loan and lease losses$189,0001,417
Total noninterest income$1,146,0001,224
Gross Fiduciary activities income$251,000465
Service charges on deposit accounts$179,0001,762
Trading account gains and fees$0148
Additional Noninterest Income$716,0001,238
Total noninterest expense$6,274,000820
Salaries and employee benefits$3,920,000710
Premises and equipment expense$1,124,000550
Additional noninterest expense$1,230,0001,336
Pre-tax net operating income$984,0001,738
Securities gains (losses)$33,0001,098
Applicable income taxes$411,0001,067
Income before extraordinary items$606,0002,249
Extraordinary gains, net$010
Net income$606,0002,251
Minority interest net income$076
Net income of bank and minority interests.$606,0002,251
Net charge-offs$281,0001,106
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$97,000244
Net operating income$584,8802,214
2012-12-31 (YTD Data)Rank
Total interest income$29,982,000869
Total interest expense$5,258,000857
Net interest income$24,724,000868
Provision for loan and lease losses$2,426,000914
Total noninterest income$4,046,0001,322
Gross Fiduciary activities income$818,000494
Service charges on deposit accounts$759,0001,766
Trading account gains and fees$0166
Additional Noninterest Income$2,469,0001,340
Total noninterest expense$25,828,000775
Salaries and employee benefits$14,334,000730
Premises and equipment expense$4,275,000563
Additional noninterest expense$7,219,000972
Pre-tax net operating income$516,0004,879
Securities gains (losses)$2,593,000200
Applicable income taxes$1,222,0001,278
Income before extraordinary items$1,887,0002,686
Extraordinary gains, net$029
Net income$1,887,0002,690
Minority interest net income$093
Net income of bank and minority interests.$1,887,0002,688
Net charge-offs$1,578,0001,367
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$118,000535
Net operating income$227,4805,520
2012-09-30 (YTD Data)Rank
Total interest income$22,357,000891
Total interest expense$4,103,000861
Net interest income$18,254,000899
Provision for loan and lease losses$1,673,000997
Total noninterest income$2,930,0001,355
Gross Fiduciary activities income$599,000502
Service charges on deposit accounts$577,0001,774
Trading account gains and fees$0157
Additional Noninterest Income$1,754,0001,391
Total noninterest expense$19,918,000756
Salaries and employee benefits$10,667,000733
Premises and equipment expense$3,201,000566
Additional noninterest expense$6,050,000865
Pre-tax net operating income$-407,0006,640
Securities gains (losses)$2,510,000158
Applicable income taxes$824,0001,419
Income before extraordinary items$1,279,0002,944
Extraordinary gains, net$020
Net income$1,279,0002,944
Minority interest net income$086
Net income of bank and minority interests.$1,279,0002,943
Net charge-offs$936,0001,534
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$89,000489
Net operating income$-327,4006,623
2012-06-30 (YTD Data)Rank
Total interest income$14,859,000896
Total interest expense$2,863,000856
Net interest income$11,996,000915
Provision for loan and lease losses$1,068,0001,043
Total noninterest income$2,063,0001,305
Gross Fiduciary activities income$388,000506
Service charges on deposit accounts$402,0001,694
Trading account gains and fees$0153
Additional Noninterest Income$1,273,0001,282
Total noninterest expense$14,150,000708
Salaries and employee benefits$7,035,000736
Premises and equipment expense$2,128,000567
Additional noninterest expense$4,987,000699
Pre-tax net operating income$-1,159,0006,996
Securities gains (losses)$2,511,000108
Applicable income taxes$526,0001,446
Income before extraordinary items$826,0002,967
Extraordinary gains, net$019
Net income$826,0002,967
Minority interest net income$084
Net income of bank and minority interests.$826,0002,967
Net charge-offs$659,0001,514
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$60,000461
Net operating income$-781,0406,934
2012-03-31 (YTD Data)Rank
Total interest income$7,438,000905
Total interest expense$1,561,000796
Net interest income$5,877,000933
Provision for loan and lease losses$758,000758
Total noninterest income$1,140,0001,206
Gross Fiduciary activities income$192,000515
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$747,0001,133
Total noninterest expense$5,742,000866
Salaries and employee benefits$3,466,000753
Premises and equipment expense$1,058,000571
Additional noninterest expense$1,218,0001,385
Pre-tax net operating income$517,0002,811
Securities gains (losses)$153,000706
Applicable income taxes$258,0001,451
Income before extraordinary items$412,0002,992
Extraordinary gains, net$019
Net income$412,0002,996
Minority interest net income$078
Net income of bank and minority interests.$412,0002,997
Net charge-offs$453,0001,165
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$30,000414
Net operating income$314,0803,389
2011-12-31 (YTD Data)Rank
Total interest income$28,637,000973
Total interest expense$7,946,000730
Net interest income$20,691,0001,073
Provision for loan and lease losses$2,666,0001,296
Total noninterest income$2,937,0001,521
Gross Fiduciary activities income$671,000503
Service charges on deposit accounts$644,0002,124
Trading account gains and fees$0146
Additional Noninterest Income$1,622,0001,561
Total noninterest expense$22,576,000872
Salaries and employee benefits$12,651,000779
Premises and equipment expense$4,507,000558
Additional noninterest expense$5,418,0001,283
Pre-tax net operating income$-1,614,0006,727
Securities gains (losses)$325,0001,080
Applicable income taxes$-410,0007,030
Income before extraordinary items$-879,0006,609
Extraordinary gains, net$029
Net income$-879,0006,610
Minority interest net income$096
Net income of bank and minority interests.$-879,0006,609
Net charge-offs$6,010,000687
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$285,000478
Net operating income$-1,100,0006,641
2011-09-30 (YTD Data)Rank
Total interest income$21,313,000997
Total interest expense$6,256,000731
Net interest income$15,057,0001,116
Provision for loan and lease losses$2,084,0001,206
Total noninterest income$2,063,0001,578
Gross Fiduciary activities income$487,000508
Service charges on deposit accounts$479,0002,148
Trading account gains and fees$0145
Additional Noninterest Income$1,097,0001,655
Total noninterest expense$17,123,000865
Salaries and employee benefits$9,418,000787
Premises and equipment expense$3,416,000558
Additional noninterest expense$4,289,0001,209
Pre-tax net operating income$-2,087,0007,012
Securities gains (losses)$319,000893
Applicable income taxes$-607,0007,247
Income before extraordinary items$-1,161,0006,904
Extraordinary gains, net$021
Net income$-1,161,0006,906
Minority interest net income$087
Net income of bank and minority interests.$-1,161,0006,905
Net charge-offs$5,187,000609
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$217,000438
Net operating income$-1,371,5406,926
2011-06-30 (YTD Data)Rank
Total interest income$13,992,0001,022
Total interest expense$4,282,000742
Net interest income$9,710,0001,149
Provision for loan and lease losses$1,644,0001,047
Total noninterest income$1,338,0001,611
Gross Fiduciary activities income$313,000521
Service charges on deposit accounts$320,0002,125
Trading account gains and fees$0153
Additional Noninterest Income$705,0001,710
Total noninterest expense$11,440,000876
Salaries and employee benefits$6,096,000822
Premises and equipment expense$2,301,000550
Additional noninterest expense$3,043,0001,162
Pre-tax net operating income$-2,036,0007,177
Securities gains (losses)$72,0001,358
Applicable income taxes$-700,0007,384
Income before extraordinary items$-1,264,0007,097
Extraordinary gains, net$015
Net income$-1,264,0007,098
Minority interest net income$089
Net income of bank and minority interests.$-1,264,0007,098
Net charge-offs$2,156,000872
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$148,000352
Net operating income$-1,310,0807,085
2011-03-31 (YTD Data)Rank
Total interest income$6,561,0001,107
Total interest expense$2,246,000735
Net interest income$4,315,0001,295
Provision for loan and lease losses$612,0001,233
Total noninterest income$653,0001,648
Gross Fiduciary activities income$151,000530
Service charges on deposit accounts$162,0002,087
Trading account gains and fees$0158
Additional Noninterest Income$340,0001,760
Total noninterest expense$5,654,000887
Salaries and employee benefits$2,990,000856
Premises and equipment expense$1,144,000578
Additional noninterest expense$1,520,0001,172
Pre-tax net operating income$-1,298,0007,322
Securities gains (losses)$87,000574
Applicable income taxes$-437,0007,461
Income before extraordinary items$-774,0007,238
Extraordinary gains, net$09
Net income$-774,0007,238
Minority interest net income$086
Net income of bank and minority interests.$-774,0007,239
Net charge-offs$1,496,000651
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$74,000301
Net operating income$-829,6807,244
2010-12-31 (YTD Data)Rank
Total interest income$30,846,000989
Total interest expense$11,559,000691
Net interest income$19,287,0001,160
Provision for loan and lease losses$6,024,000991
Total noninterest income$2,702,0001,669
Gross Fiduciary activities income$528,000538
Service charges on deposit accounts$636,0002,196
Trading account gains and fees$0175
Additional Noninterest Income$1,538,0001,672
Total noninterest expense$24,960,000803
Salaries and employee benefits$13,908,000698
Premises and equipment expense$4,648,000550
Additional noninterest expense$6,404,0001,158
Pre-tax net operating income$-8,995,0007,322
Securities gains (losses)$307,0001,241
Applicable income taxes$-3,178,0007,536
Income before extraordinary items$-5,510,0007,204
Extraordinary gains, net$029
Net income$-5,510,0007,205
Minority interest net income$0111
Net income of bank and minority interests.$-5,510,0007,205
Net charge-offs$5,160,000989
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$334,000529
Net operating income$-5,706,4807,196
2010-09-30 (YTD Data)Rank
Total interest income$23,541,000985
Total interest expense$9,056,000683
Net interest income$14,485,0001,167
Provision for loan and lease losses$3,914,0001,061
Total noninterest income$1,528,0002,066
Gross Fiduciary activities income$380,000547
Service charges on deposit accounts$472,0002,257
Trading account gains and fees$0165
Additional Noninterest Income$676,0002,320
Total noninterest expense$19,146,000772
Salaries and employee benefits$10,715,000669
Premises and equipment expense$3,496,000547
Additional noninterest expense$4,935,0001,088
Pre-tax net operating income$-7,047,0007,462
Securities gains (losses)$352,000961
Applicable income taxes$-2,449,0007,626
Income before extraordinary items$-4,246,0007,375
Extraordinary gains, net$023
Net income$-4,246,0007,376
Minority interest net income$0110
Net income of bank and minority interests.$-4,246,0007,376
Net charge-offs$4,571,000836
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$262,000463
Net operating income$-4,471,2807,370
2010-06-30 (YTD Data)Rank
Total interest income$16,381,000962
Total interest expense$6,363,000676
Net interest income$10,018,0001,122
Provision for loan and lease losses$802,0002,174
Total noninterest income$1,136,0001,860
Gross Fiduciary activities income$240,000559
Service charges on deposit accounts$303,0002,341
Trading account gains and fees$0152
Additional Noninterest Income$593,0001,873
Total noninterest expense$12,324,000799
Salaries and employee benefits$7,098,000671
Premises and equipment expense$2,317,000556
Additional noninterest expense$2,909,0001,224
Pre-tax net operating income$-1,972,0007,264
Securities gains (losses)$136,0001,206
Applicable income taxes$-637,0007,528
Income before extraordinary items$-1,199,0007,157
Extraordinary gains, net$019
Net income$-1,199,0007,156
Minority interest net income$0105
Net income of bank and minority interests.$-1,199,0007,157
Net charge-offs$23,0005,442
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$183,000384
Net operating income$-1,287,4007,167
2010-03-31 (YTD Data)Rank
Total interest income$8,629,000917
Total interest expense$3,224,000701
Net interest income$5,405,0001,035
Provision for loan and lease losses$290,0002,508
Total noninterest income$502,0002,025
Gross Fiduciary activities income$118,000574
Service charges on deposit accounts$133,0002,584
Trading account gains and fees$0175
Additional Noninterest Income$251,0002,062
Total noninterest expense$6,322,000780
Salaries and employee benefits$3,575,000667
Premises and equipment expense$1,153,000579
Additional noninterest expense$1,594,0001,101
Pre-tax net operating income$-705,0007,299
Securities gains (losses)$-6,0007,459
Applicable income taxes$-244,0007,595
Income before extraordinary items$-467,0007,236
Extraordinary gains, net$016
Net income$-467,0007,237
Minority interest net income$091
Net income of bank and minority interests.$-467,0007,237
Net charge-offs$11,0004,779
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$92,000323
Net operating income$-463,0407,213
2009-12-31 (YTD Data)Rank
Total interest income$26,740,0001,296
Total interest expense$10,642,0001,112
Net interest income$16,098,0001,373
Provision for loan and lease losses$6,815,0001,147
Total noninterest income$-221,0007,826
Gross Fiduciary activities income$348,000632
Service charges on deposit accounts$420,0003,236
Trading account gains and fees$0211
Additional Noninterest Income$-989,0007,871
Total noninterest expense$24,096,000874
Salaries and employee benefits$14,291,000668
Premises and equipment expense$4,685,000564
Additional noninterest expense$5,120,0001,457
Pre-tax net operating income$-15,034,0007,633
Securities gains (losses)$-196,0007,416
Applicable income taxes$-5,636,0007,784
Income before extraordinary items$-9,594,0007,541
Extraordinary gains, net$034
Net income$-9,594,0007,540
Minority interest net income$0115
Net income of bank and minority interests.$-9,594,0007,540
Net charge-offs$117,0005,551
Cash dividends$251,0003,407
Sale, conversion, retirement of capital stock, net$40,936,00030
Net operating income$-9,468,5607,543
2009-09-30 (YTD Data)Rank
Total interest income$18,388,0001,428
Total interest expense$7,216,0001,302
Net interest income$11,172,0001,508
Provision for loan and lease losses$4,603,0001,103
Total noninterest income$-580,0008,015
Gross Fiduciary activities income$244,000646
Service charges on deposit accounts$275,0003,494
Trading account gains and fees$0212
Additional Noninterest Income$-1,099,0008,025
Total noninterest expense$17,249,000911
Salaries and employee benefits$10,698,000686
Premises and equipment expense$3,467,000580
Additional noninterest expense$3,084,0001,734
Pre-tax net operating income$-11,260,0007,773
Securities gains (losses)$-247,0007,626
Applicable income taxes$-4,262,0007,880
Income before extraordinary items$-7,245,0007,700
Extraordinary gains, net$027
Net income$-7,245,0007,699
Minority interest net income$0118
Net income of bank and minority interests.$-7,245,0007,699
Net charge-offs$81,0005,262
Cash dividends$174,0003,211
Sale, conversion, retirement of capital stock, net$5,869,000130
Net operating income$-7,086,9207,699
2009-06-30 (YTD Data)Rank
Total interest income$10,603,0001,670
Total interest expense$4,362,0001,515
Net interest income$6,241,0001,795
Provision for loan and lease losses$1,564,0001,620
Total noninterest income$1,100,0002,036
Gross Fiduciary activities income$163,000647
Service charges on deposit accounts$160,0003,755
Trading account gains and fees$0193
Additional Noninterest Income$777,0001,690
Total noninterest expense$11,620,000922
Salaries and employee benefits$7,233,000688
Premises and equipment expense$2,283,000608
Additional noninterest expense$2,104,0001,728
Pre-tax net operating income$-5,843,0007,782
Securities gains (losses)$-57,0007,616
Applicable income taxes$-2,174,0007,910
Income before extraordinary items$-3,726,0007,697
Extraordinary gains, net$021
Net income$-3,726,0007,696
Minority interest net income$0112
Net income of bank and minority interests.$-3,726,0007,696
Net charge-offs$65,0004,675
Cash dividends$96,0003,335
Sale, conversion, retirement of capital stock, net$5,791,00090
Net operating income$-3,689,5207,704
2009-03-31 (YTD Data)Rank
Total interest income$4,693,0001,899
Total interest expense$1,941,0001,744
Net interest income$2,752,0001,988
Provision for loan and lease losses$910,0001,248
Total noninterest income$494,0002,162
Gross Fiduciary activities income$73,000683
Service charges on deposit accounts$69,0003,996
Trading account gains and fees$0171
Additional Noninterest Income$352,0001,760
Total noninterest expense$5,495,000934
Salaries and employee benefits$3,530,000708
Premises and equipment expense$1,134,000620
Additional noninterest expense$831,0001,928
Pre-tax net operating income$-3,159,0007,954
Securities gains (losses)$216,000637
Applicable income taxes$-1,093,0008,021
Income before extraordinary items$-1,850,0007,884
Extraordinary gains, net$015
Net income$-1,850,0007,885
Minority interest net income$0102
Net income of bank and minority interests.$-1,850,0007,885
Net charge-offs$14,0004,567
Cash dividends$19,0002,932
Sale, conversion, retirement of capital stock, net$5,713,00049
Net operating income$-1,988,2407,901
2008-12-31 (YTD Data)Rank
Total interest income$9,699,0003,617
Total interest expense$4,504,0003,220
Net interest income$5,195,0003,835
Provision for loan and lease losses$1,636,0002,045
Total noninterest income$983,0003,446
Gross Fiduciary activities income$167,000809
Service charges on deposit accounts$145,0005,380
Trading account gains and fees$0154
Additional Noninterest Income$671,0002,716
Total noninterest expense$17,552,0001,121
Salaries and employee benefits$11,453,000867
Premises and equipment expense$3,540,000786
Additional noninterest expense$2,559,0002,297
Pre-tax net operating income$-13,010,0008,037
Securities gains (losses)$33,0001,871
Applicable income taxes$-4,808,0008,097
Income before extraordinary items$-8,169,0007,952
Extraordinary gains, net$039
Net income$-8,169,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,736
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$5,693,000217
Net operating income$-8,190,1207,987
2008-09-30 (YTD Data)Rank
Total interest income$6,189,0004,123
Total interest expense$2,722,0003,865
Net interest income$3,467,0004,188
Provision for loan and lease losses$1,080,0001,746
Total noninterest income$699,0003,641
Gross Fiduciary activities income$108,000839
Service charges on deposit accounts$90,0005,687
Trading account gains and fees$0148
Additional Noninterest Income$501,0002,812
Total noninterest expense$13,018,0001,124
Salaries and employee benefits$8,834,000872
Premises and equipment expense$2,380,000874
Additional noninterest expense$1,804,0002,361
Pre-tax net operating income$-9,932,0008,221
Securities gains (losses)$17,0002,103
Applicable income taxes$-3,670,0008,245
Income before extraordinary items$-6,245,0008,158
Extraordinary gains, net$031
Net income$-6,245,0008,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,802
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$5,439,000153
Net operating income$-6,255,8808,190
2008-06-30 (YTD Data)Rank
Total interest income$3,848,0004,357
Total interest expense$1,613,0004,301
Net interest income$2,235,0004,275
Provision for loan and lease losses$605,0001,684
Total noninterest income$433,0003,851
Gross Fiduciary activities income$57,000887
Service charges on deposit accounts$54,0005,837
Trading account gains and fees$0149
Additional Noninterest Income$322,0002,909
Total noninterest expense$8,040,0001,203
Salaries and employee benefits$5,508,000942
Premises and equipment expense$1,408,000986
Additional noninterest expense$1,124,0002,474
Pre-tax net operating income$-5,977,0008,310
Securities gains (losses)$17,0002,146
Applicable income taxes$-2,199,0008,339
Income before extraordinary items$-3,761,0008,290
Extraordinary gains, net$021
Net income$-3,761,0008,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,861
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$146,000476
Net operating income$-3,771,8808,284
2008-03-31 (YTD Data)Rank
Total interest income$1,836,0004,567
Total interest expense$754,0004,673
Net interest income$1,082,0004,372
Provision for loan and lease losses$245,0001,612
Total noninterest income$222,0003,775
Gross Fiduciary activities income$32,000882
Service charges on deposit accounts$25,0005,933
Trading account gains and fees$0158
Additional Noninterest Income$165,0002,884
Total noninterest expense$3,662,0001,312
Salaries and employee benefits$2,522,0001,031
Premises and equipment expense$634,0001,105
Additional noninterest expense$506,0002,699
Pre-tax net operating income$-2,603,0008,391
Securities gains (losses)$17,0001,682
Applicable income taxes$-956,0008,392
Income before extraordinary items$-1,630,0008,367
Extraordinary gains, net$015
Net income$-1,630,0008,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$70,000397
Net operating income$-1,640,8808,363
2007-12-31 (YTD Data)Rank
Total interest income$5,278,0005,571
Total interest expense$1,488,0006,448
Net interest income$3,790,0004,784
Provision for loan and lease losses$743,0001,772
Total noninterest income$293,0006,064
Gross Fiduciary activities income$30,0001,093
Service charges on deposit accounts$30,0007,022
Trading account gains and fees$0178
Additional Noninterest Income$233,0004,741
Total noninterest expense$8,322,0002,201
Salaries and employee benefits$5,420,0001,859
Premises and equipment expense$1,472,0001,795
Additional noninterest expense$1,430,0003,559
Pre-tax net operating income$-4,982,0008,442
Securities gains (losses)$02,146
Applicable income taxes$-1,823,0008,453
Income before extraordinary items$-3,159,0008,405
Extraordinary gains, net$039
Net income$-3,159,0008,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$290,000653
Net operating income$-3,159,0008,397
2007-09-30 (YTD Data)Rank
Total interest income$3,525,0005,906
Total interest expense$835,0007,029
Net interest income$2,690,0004,986
Provision for loan and lease losses$439,0001,750
Total noninterest income$128,0006,999
Gross Fiduciary activities income$10,0001,181
Service charges on deposit accounts$16,0007,169
Trading account gains and fees$0184
Additional Noninterest Income$102,0005,767
Total noninterest expense$5,518,0002,449
Salaries and employee benefits$3,703,0002,025
Premises and equipment expense$840,0002,302
Additional noninterest expense$975,0003,784
Pre-tax net operating income$-3,139,0008,496
Securities gains (losses)$-6,0007,659
Applicable income taxes$-1,142,0008,501
Income before extraordinary items$-2,003,0008,463
Extraordinary gains, net$033
Net income$-2,003,0008,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$176,000625
Net operating income$-1,999,1608,452
2007-06-30 (YTD Data)Rank
Total interest income$2,007,0006,290
Total interest expense$296,0007,907
Net interest income$1,711,0005,148
Provision for loan and lease losses$318,0001,472
Total noninterest income$43,0007,805
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$37,0006,715
Total noninterest expense$3,277,0002,751
Salaries and employee benefits$2,198,0002,315
Premises and equipment expense$469,0002,717
Additional noninterest expense$610,0003,966
Pre-tax net operating income$-1,841,0008,543
Securities gains (losses)$1,0001,305
Applicable income taxes$-669,0008,565
Income before extraordinary items$-1,171,0008,509
Extraordinary gains, net$029
Net income$-1,171,0008,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$116,000575
Net operating income$-1,171,6408,499
2007-03-31 (YTD Data)Rank
Total interest income$876,0006,627
Total interest expense$77,0008,358
Net interest income$799,0005,384
Provision for loan and lease losses$191,0001,214
Total noninterest income$11,0008,220
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$10,0007,401
Total noninterest expense$1,380,0003,183
Salaries and employee benefits$948,0002,676
Premises and equipment expense$200,0003,116
Additional noninterest expense$232,0004,778
Pre-tax net operating income$-761,0008,568
Securities gains (losses)$1,0001,055
Applicable income taxes$-275,0008,585
Income before extraordinary items$-485,0008,529
Extraordinary gains, net$022
Net income$-485,0008,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$56,000469
Net operating income$-485,6408,522
2006-12-31 (YTD Data)Rank
Total interest income$924,0008,330
Total interest expense$6,0008,650
Net interest income$918,0007,959
Provision for loan and lease losses$116,0004,545
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$2,071,0006,060
Salaries and employee benefits$1,406,0005,409
Premises and equipment expense$228,0006,431
Additional noninterest expense$437,0006,872
Pre-tax net operating income$-1,269,0008,489
Securities gains (losses)$01,687
Applicable income taxes$-475,0008,562
Income before extraordinary items$-794,0008,405
Extraordinary gains, net$051
Net income$-794,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$52,884,00016
Net operating income$-794,0008,392

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.