Home > Scott Valley Bank > Income and Expense
Scott Valley Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 1,093 |
| Total interest expense | $125,000 | 3,791 |
| Net interest income | $6,499,000 | 986 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $658,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $169,000 | 1,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 1,513 |
| Total noninterest expense | $4,771,000 | 1,108 |
| Salaries and employee benefits | $3,008,000 | 1,030 |
| Premises and equipment expense | $512,000 | 1,171 |
| Additional noninterest expense | $1,251,000 | 1,233 |
| Pre-tax net operating income | $2,386,000 | 1,032 |
| Securities gains (losses) | $3,000 | 584 |
| Applicable income taxes | $627,000 | 724 |
| Income before extraordinary items | $1,762,000 | 1,157 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,762,000 | 1,156 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,762,000 | 1,157 |
| Net charge-offs | $18,000 | 1,708 |
| Cash dividends | $2,000,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,759,630 | 1,151 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $26,284,000 | 1,072 |
| Total interest expense | $458,000 | 3,817 |
| Net interest income | $25,826,000 | 974 |
| Provision for loan and lease losses | $800,000 | 1,041 |
| Total noninterest income | $3,003,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $691,000 | 1,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,312,000 | 1,397 |
| Total noninterest expense | $19,193,000 | 1,090 |
| Salaries and employee benefits | $12,089,000 | 992 |
| Premises and equipment expense | $1,963,000 | 1,188 |
| Additional noninterest expense | $5,141,000 | 1,221 |
| Pre-tax net operating income | $8,836,000 | 1,089 |
| Securities gains (losses) | $9,000 | 1,639 |
| Applicable income taxes | $5,026,000 | 656 |
| Income before extraordinary items | $3,819,000 | 1,672 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,819,000 | 1,673 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,819,000 | 1,672 |
| Net charge-offs | $-145,000 | 5,385 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,813,240 | 1,650 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,526,000 | 1,074 |
| Total interest expense | $340,000 | 3,843 |
| Net interest income | $19,186,000 | 993 |
| Provision for loan and lease losses | $750,000 | 870 |
| Total noninterest income | $2,569,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $531,000 | 1,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,038,000 | 1,268 |
| Total noninterest expense | $14,214,000 | 1,108 |
| Salaries and employee benefits | $8,986,000 | 998 |
| Premises and equipment expense | $1,462,000 | 1,214 |
| Additional noninterest expense | $3,766,000 | 1,239 |
| Pre-tax net operating income | $6,791,000 | 1,081 |
| Securities gains (losses) | $15,000 | 1,443 |
| Applicable income taxes | $2,324,000 | 834 |
| Income before extraordinary items | $4,482,000 | 1,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,482,000 | 1,258 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,482,000 | 1,258 |
| Net charge-offs | $-141,000 | 5,428 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,472,100 | 1,243 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,889,000 | 1,082 |
| Total interest expense | $225,000 | 3,830 |
| Net interest income | $12,664,000 | 990 |
| Provision for loan and lease losses | $350,000 | 1,079 |
| Total noninterest income | $1,537,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $349,000 | 1,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,188,000 | 1,387 |
| Total noninterest expense | $9,308,000 | 1,129 |
| Salaries and employee benefits | $5,857,000 | 1,026 |
| Premises and equipment expense | $966,000 | 1,218 |
| Additional noninterest expense | $2,485,000 | 1,243 |
| Pre-tax net operating income | $4,543,000 | 1,068 |
| Securities gains (losses) | $10,000 | 1,261 |
| Applicable income taxes | $1,532,000 | 813 |
| Income before extraordinary items | $3,021,000 | 1,236 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,021,000 | 1,236 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,021,000 | 1,236 |
| Net charge-offs | $-133,000 | 5,499 |
| Cash dividends | $2,000,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,014,400 | 1,215 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 1,072 |
| Total interest expense | $110,000 | 3,867 |
| Net interest income | $6,379,000 | 974 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $788,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $174,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 1,340 |
| Total noninterest expense | $4,667,000 | 1,131 |
| Salaries and employee benefits | $2,933,000 | 1,037 |
| Premises and equipment expense | $496,000 | 1,206 |
| Additional noninterest expense | $1,238,000 | 1,255 |
| Pre-tax net operating income | $2,400,000 | 1,009 |
| Securities gains (losses) | $10,000 | 671 |
| Applicable income taxes | $804,000 | 773 |
| Income before extraordinary items | $1,606,000 | 1,169 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,606,000 | 1,168 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,606,000 | 1,169 |
| Net charge-offs | $-122,000 | 5,641 |
| Cash dividends | $2,000,000 | 391 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,599,300 | 1,150 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $22,688,000 | 1,167 |
| Total interest expense | $415,000 | 3,957 |
| Net interest income | $22,273,000 | 1,062 |
| Provision for loan and lease losses | $450,000 | 1,578 |
| Total noninterest income | $2,725,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $681,000 | 1,653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,044,000 | 1,577 |
| Total noninterest expense | $17,782,000 | 1,157 |
| Salaries and employee benefits | $11,124,000 | 1,053 |
| Premises and equipment expense | $1,794,000 | 1,299 |
| Additional noninterest expense | $4,864,000 | 1,287 |
| Pre-tax net operating income | $6,766,000 | 1,280 |
| Securities gains (losses) | $18,000 | 2,427 |
| Applicable income taxes | $2,205,000 | 965 |
| Income before extraordinary items | $4,579,000 | 1,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,579,000 | 1,486 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,579,000 | 1,486 |
| Net charge-offs | $-95,000 | 5,514 |
| Cash dividends | $1,900,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,566,940 | 1,460 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,630,000 | 1,193 |
| Total interest expense | $305,000 | 4,021 |
| Net interest income | $16,325,000 | 1,086 |
| Provision for loan and lease losses | $25,000 | 3,735 |
| Total noninterest income | $2,209,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $498,000 | 1,693 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,711,000 | 1,456 |
| Total noninterest expense | $13,268,000 | 1,169 |
| Salaries and employee benefits | $8,212,000 | 1,062 |
| Premises and equipment expense | $1,319,000 | 1,330 |
| Additional noninterest expense | $3,737,000 | 1,269 |
| Pre-tax net operating income | $5,241,000 | 1,270 |
| Securities gains (losses) | $18,000 | 2,362 |
| Applicable income taxes | $1,739,000 | 966 |
| Income before extraordinary items | $3,520,000 | 1,482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,520,000 | 1,481 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,520,000 | 1,482 |
| Net charge-offs | $-97,000 | 5,564 |
| Cash dividends | $1,900,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,507,940 | 1,449 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 1,203 |
| Total interest expense | $204,000 | 4,036 |
| Net interest income | $10,736,000 | 1,102 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,470,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $330,000 | 1,679 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,140,000 | 1,418 |
| Total noninterest expense | $8,655,000 | 1,189 |
| Salaries and employee benefits | $5,344,000 | 1,095 |
| Premises and equipment expense | $863,000 | 1,346 |
| Additional noninterest expense | $2,448,000 | 1,294 |
| Pre-tax net operating income | $3,551,000 | 1,228 |
| Securities gains (losses) | $18,000 | 1,997 |
| Applicable income taxes | $1,202,000 | 938 |
| Income before extraordinary items | $2,367,000 | 1,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,367,000 | 1,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,367,000 | 1,458 |
| Net charge-offs | $-80,000 | 5,641 |
| Cash dividends | $1,900,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,355,120 | 1,419 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 1,218 |
| Total interest expense | $104,000 | 4,029 |
| Net interest income | $5,286,000 | 1,118 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $721,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $165,000 | 1,666 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $556,000 | 1,414 |
| Total noninterest expense | $4,230,000 | 1,217 |
| Salaries and employee benefits | $2,553,000 | 1,137 |
| Premises and equipment expense | $427,000 | 1,362 |
| Additional noninterest expense | $1,250,000 | 1,259 |
| Pre-tax net operating income | $1,777,000 | 1,210 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $616,000 | 897 |
| Income before extraordinary items | $1,161,000 | 1,445 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,161,000 | 1,445 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,161,000 | 1,446 |
| Net charge-offs | $-56,000 | 5,759 |
| Cash dividends | $1,900,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,161,000 | 1,411 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,124,000 | 1,211 |
| Total interest expense | $433,000 | 3,998 |
| Net interest income | $20,691,000 | 1,099 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,697,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $679,000 | 1,694 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,018,000 | 1,511 |
| Total noninterest expense | $16,348,000 | 1,220 |
| Salaries and employee benefits | $9,597,000 | 1,172 |
| Premises and equipment expense | $1,681,000 | 1,377 |
| Additional noninterest expense | $5,070,000 | 1,253 |
| Pre-tax net operating income | $7,040,000 | 1,194 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,535,000 | 850 |
| Income before extraordinary items | $4,505,000 | 1,469 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,505,000 | 1,469 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,505,000 | 1,469 |
| Net charge-offs | $33,000 | 3,516 |
| Cash dividends | $1,900,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,505,000 | 1,442 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,528,000 | 1,240 |
| Total interest expense | $328,000 | 4,040 |
| Net interest income | $15,200,000 | 1,128 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,131,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $511,000 | 1,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,620,000 | 1,453 |
| Total noninterest expense | $12,097,000 | 1,244 |
| Salaries and employee benefits | $7,040,000 | 1,202 |
| Premises and equipment expense | $1,273,000 | 1,382 |
| Additional noninterest expense | $3,784,000 | 1,266 |
| Pre-tax net operating income | $5,234,000 | 1,224 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,807,000 | 907 |
| Income before extraordinary items | $3,427,000 | 1,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,427,000 | 1,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,427,000 | 1,473 |
| Net charge-offs | $46,000 | 2,832 |
| Cash dividends | $1,900,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,427,000 | 1,437 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,110,000 | 1,267 |
| Total interest expense | $218,000 | 4,074 |
| Net interest income | $9,892,000 | 1,158 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,506,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $344,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,162,000 | 1,396 |
| Total noninterest expense | $8,055,000 | 1,252 |
| Salaries and employee benefits | $4,761,000 | 1,185 |
| Premises and equipment expense | $849,000 | 1,391 |
| Additional noninterest expense | $2,445,000 | 1,296 |
| Pre-tax net operating income | $3,343,000 | 1,262 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,123,000 | 948 |
| Income before extraordinary items | $2,220,000 | 1,489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,220,000 | 1,491 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,220,000 | 1,491 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $1,900,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,220,000 | 1,453 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 1,293 |
| Total interest expense | $110,000 | 4,099 |
| Net interest income | $4,810,000 | 1,179 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $731,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $176,000 | 1,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $555,000 | 1,398 |
| Total noninterest expense | $4,111,000 | 1,232 |
| Salaries and employee benefits | $2,407,000 | 1,173 |
| Premises and equipment expense | $425,000 | 1,411 |
| Additional noninterest expense | $1,279,000 | 1,231 |
| Pre-tax net operating income | $1,430,000 | 1,398 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $452,000 | 1,084 |
| Income before extraordinary items | $978,000 | 1,643 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $978,000 | 1,645 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $978,000 | 1,645 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $1,900,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $978,000 | 1,579 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,892,000 | 1,270 |
| Total interest expense | $484,000 | 4,075 |
| Net interest income | $19,408,000 | 1,160 |
| Provision for loan and lease losses | $400,000 | 1,663 |
| Total noninterest income | $2,221,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $752,000 | 1,659 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,469,000 | 1,791 |
| Total noninterest expense | $15,599,000 | 1,273 |
| Salaries and employee benefits | $8,953,000 | 1,213 |
| Premises and equipment expense | $1,828,000 | 1,303 |
| Additional noninterest expense | $4,818,000 | 1,340 |
| Pre-tax net operating income | $5,630,000 | 1,374 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $1,885,000 | 1,025 |
| Income before extraordinary items | $3,758,000 | 1,672 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,758,000 | 1,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,758,000 | 1,671 |
| Net charge-offs | $149,000 | 2,786 |
| Cash dividends | $1,300,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,749,290 | 1,650 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,536,000 | 1,309 |
| Total interest expense | $372,000 | 4,086 |
| Net interest income | $14,164,000 | 1,196 |
| Provision for loan and lease losses | $350,000 | 1,487 |
| Total noninterest income | $1,528,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $574,000 | 1,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $954,000 | 2,008 |
| Total noninterest expense | $11,424,000 | 1,310 |
| Salaries and employee benefits | $6,579,000 | 1,230 |
| Premises and equipment expense | $1,382,000 | 1,300 |
| Additional noninterest expense | $3,463,000 | 1,395 |
| Pre-tax net operating income | $3,918,000 | 1,484 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $1,301,000 | 1,096 |
| Income before extraordinary items | $2,619,000 | 1,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,619,000 | 1,782 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,619,000 | 1,781 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $1,300,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,617,660 | 1,744 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,608,000 | 1,324 |
| Total interest expense | $253,000 | 4,093 |
| Net interest income | $9,355,000 | 1,195 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $1,032,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $393,000 | 1,591 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $639,000 | 1,963 |
| Total noninterest expense | $7,534,000 | 1,319 |
| Salaries and employee benefits | $4,361,000 | 1,234 |
| Premises and equipment expense | $916,000 | 1,313 |
| Additional noninterest expense | $2,257,000 | 1,418 |
| Pre-tax net operating income | $2,553,000 | 1,470 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $833,000 | 1,101 |
| Income before extraordinary items | $1,720,000 | 1,756 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,720,000 | 1,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,720,000 | 1,758 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $1,300,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,720,000 | 1,714 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 1,322 |
| Total interest expense | $134,000 | 4,033 |
| Net interest income | $4,661,000 | 1,203 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $488,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $198,000 | 1,564 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $290,000 | 2,044 |
| Total noninterest expense | $3,858,000 | 1,300 |
| Salaries and employee benefits | $2,308,000 | 1,187 |
| Premises and equipment expense | $444,000 | 1,376 |
| Additional noninterest expense | $1,106,000 | 1,428 |
| Pre-tax net operating income | $1,191,000 | 1,521 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $380,000 | 1,126 |
| Income before extraordinary items | $811,000 | 1,797 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $811,000 | 1,801 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $811,000 | 1,800 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $1,300,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $811,000 | 1,765 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,084,000 | 1,329 |
| Total interest expense | $754,000 | 3,580 |
| Net interest income | $18,330,000 | 1,198 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,922,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $829,000 | 1,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,093,000 | 2,260 |
| Total noninterest expense | $15,744,000 | 1,266 |
| Salaries and employee benefits | $9,511,000 | 1,151 |
| Premises and equipment expense | $1,772,000 | 1,344 |
| Additional noninterest expense | $4,461,000 | 1,488 |
| Pre-tax net operating income | $4,508,000 | 1,556 |
| Securities gains (losses) | $17,000 | 2,417 |
| Applicable income taxes | $1,293,000 | 1,242 |
| Income before extraordinary items | $3,232,000 | 1,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,232,000 | 1,784 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,232,000 | 1,784 |
| Net charge-offs | $559,000 | 1,902 |
| Cash dividends | $1,400,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,219,930 | 1,765 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,235,000 | 1,350 |
| Total interest expense | $590,000 | 3,572 |
| Net interest income | $13,645,000 | 1,207 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,680,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $625,000 | 1,597 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,055,000 | 1,972 |
| Total noninterest expense | $11,847,000 | 1,272 |
| Salaries and employee benefits | $7,184,000 | 1,141 |
| Premises and equipment expense | $1,336,000 | 1,346 |
| Additional noninterest expense | $3,327,000 | 1,492 |
| Pre-tax net operating income | $3,478,000 | 1,544 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $987,000 | 1,264 |
| Income before extraordinary items | $2,502,000 | 1,772 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,502,000 | 1,776 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,502,000 | 1,777 |
| Net charge-offs | $354,000 | 1,948 |
| Cash dividends | $1,400,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,494,080 | 1,734 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 1,339 |
| Total interest expense | $408,000 | 3,550 |
| Net interest income | $9,042,000 | 1,208 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,084,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $416,000 | 1,579 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $668,000 | 2,086 |
| Total noninterest expense | $7,926,000 | 1,271 |
| Salaries and employee benefits | $4,834,000 | 1,126 |
| Premises and equipment expense | $881,000 | 1,357 |
| Additional noninterest expense | $2,211,000 | 1,475 |
| Pre-tax net operating income | $2,200,000 | 1,590 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $663,000 | 1,242 |
| Income before extraordinary items | $1,537,000 | 1,892 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,537,000 | 1,899 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,537,000 | 1,898 |
| Net charge-offs | $358,000 | 1,526 |
| Cash dividends | $1,400,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,537,000 | 1,823 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 1,358 |
| Total interest expense | $215,000 | 3,513 |
| Net interest income | $4,469,000 | 1,218 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $538,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $191,000 | 1,672 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $347,000 | 2,027 |
| Total noninterest expense | $4,015,000 | 1,267 |
| Salaries and employee benefits | $2,515,000 | 1,084 |
| Premises and equipment expense | $440,000 | 1,387 |
| Additional noninterest expense | $1,060,000 | 1,534 |
| Pre-tax net operating income | $992,000 | 1,718 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $276,000 | 1,413 |
| Income before extraordinary items | $716,000 | 1,968 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $716,000 | 1,969 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $716,000 | 1,970 |
| Net charge-offs | $-11,000 | 6,232 |
| Cash dividends | $1,400,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $716,000 | 1,886 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,723,000 | 1,354 |
| Total interest expense | $1,325,000 | 2,973 |
| Net interest income | $18,398,000 | 1,201 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $1,853,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $899,000 | 1,546 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $954,000 | 2,438 |
| Total noninterest expense | $15,430,000 | 1,297 |
| Salaries and employee benefits | $9,193,000 | 1,149 |
| Premises and equipment expense | $1,727,000 | 1,373 |
| Additional noninterest expense | $4,510,000 | 1,498 |
| Pre-tax net operating income | $4,596,000 | 1,478 |
| Securities gains (losses) | $366,000 | 1,192 |
| Applicable income taxes | $1,560,000 | 1,071 |
| Income before extraordinary items | $3,402,000 | 1,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,402,000 | 1,683 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,402,000 | 1,683 |
| Net charge-offs | $427,000 | 2,859 |
| Cash dividends | $1,350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,149,460 | 1,676 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,753,000 | 1,382 |
| Total interest expense | $1,056,000 | 2,945 |
| Net interest income | $13,697,000 | 1,220 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,377,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $673,000 | 1,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $704,000 | 2,455 |
| Total noninterest expense | $11,486,000 | 1,301 |
| Salaries and employee benefits | $6,878,000 | 1,144 |
| Premises and equipment expense | $1,299,000 | 1,383 |
| Additional noninterest expense | $3,309,000 | 1,528 |
| Pre-tax net operating income | $3,363,000 | 1,542 |
| Securities gains (losses) | $366,000 | 954 |
| Applicable income taxes | $1,177,000 | 1,083 |
| Income before extraordinary items | $2,552,000 | 1,717 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,552,000 | 1,717 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,552,000 | 1,718 |
| Net charge-offs | $356,000 | 2,617 |
| Cash dividends | $1,350,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,303,120 | 1,765 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,813,000 | 1,396 |
| Total interest expense | $752,000 | 2,898 |
| Net interest income | $9,061,000 | 1,236 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $882,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $454,000 | 1,542 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 2,555 |
| Total noninterest expense | $7,544,000 | 1,316 |
| Salaries and employee benefits | $4,484,000 | 1,164 |
| Premises and equipment expense | $879,000 | 1,357 |
| Additional noninterest expense | $2,181,000 | 1,554 |
| Pre-tax net operating income | $2,174,000 | 1,582 |
| Securities gains (losses) | $118,000 | 1,478 |
| Applicable income taxes | $704,000 | 1,169 |
| Income before extraordinary items | $1,588,000 | 1,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,588,000 | 1,795 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,588,000 | 1,798 |
| Net charge-offs | $168,000 | 2,925 |
| Cash dividends | $1,350,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,506,580 | 1,789 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 1,399 |
| Total interest expense | $395,000 | 2,888 |
| Net interest income | $4,533,000 | 1,226 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $415,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $229,000 | 1,511 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $186,000 | 2,759 |
| Total noninterest expense | $3,876,000 | 1,279 |
| Salaries and employee benefits | $2,360,000 | 1,105 |
| Premises and equipment expense | $469,000 | 1,274 |
| Additional noninterest expense | $1,047,000 | 1,588 |
| Pre-tax net operating income | $922,000 | 1,803 |
| Securities gains (losses) | $38,000 | 1,344 |
| Applicable income taxes | $255,000 | 1,468 |
| Income before extraordinary items | $705,000 | 2,000 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $705,000 | 2,001 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $705,000 | 2,002 |
| Net charge-offs | $91,000 | 2,526 |
| Cash dividends | $1,350,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $677,260 | 1,960 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,270,000 | 1,404 |
| Total interest expense | $1,903,000 | 2,874 |
| Net interest income | $18,367,000 | 1,210 |
| Provision for loan and lease losses | $1,100,000 | 2,274 |
| Total noninterest income | $1,191,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $997,000 | 1,484 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $194,000 | 4,501 |
| Total noninterest expense | $14,542,000 | 1,348 |
| Salaries and employee benefits | $8,299,000 | 1,196 |
| Premises and equipment expense | $1,670,000 | 1,486 |
| Additional noninterest expense | $4,573,000 | 1,504 |
| Pre-tax net operating income | $3,916,000 | 1,461 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,163,000 | 1,218 |
| Income before extraordinary items | $2,753,000 | 1,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,753,000 | 1,739 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,753,000 | 1,739 |
| Net charge-offs | $1,054,000 | 2,300 |
| Cash dividends | $725,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,753,000 | 1,652 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,069,000 | 1,435 |
| Total interest expense | $1,484,000 | 2,895 |
| Net interest income | $13,585,000 | 1,237 |
| Provision for loan and lease losses | $1,100,000 | 1,850 |
| Total noninterest income | $1,030,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $758,000 | 1,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $272,000 | 3,606 |
| Total noninterest expense | $10,771,000 | 1,363 |
| Salaries and employee benefits | $6,144,000 | 1,208 |
| Premises and equipment expense | $1,248,000 | 1,505 |
| Additional noninterest expense | $3,379,000 | 1,523 |
| Pre-tax net operating income | $2,744,000 | 1,603 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $808,000 | 1,282 |
| Income before extraordinary items | $1,936,000 | 1,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,936,000 | 1,889 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,936,000 | 1,889 |
| Net charge-offs | $1,052,000 | 1,836 |
| Cash dividends | $725,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,936,000 | 1,794 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 1,458 |
| Total interest expense | $1,032,000 | 2,888 |
| Net interest income | $8,949,000 | 1,251 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $764,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $494,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 3,041 |
| Total noninterest expense | $7,334,000 | 1,357 |
| Salaries and employee benefits | $4,197,000 | 1,193 |
| Premises and equipment expense | $887,000 | 1,424 |
| Additional noninterest expense | $2,250,000 | 1,543 |
| Pre-tax net operating income | $1,679,000 | 1,696 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $449,000 | 1,423 |
| Income before extraordinary items | $1,230,000 | 1,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,230,000 | 1,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,230,000 | 1,913 |
| Net charge-offs | $786,000 | 1,681 |
| Cash dividends | $725,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,230,000 | 1,846 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 1,469 |
| Total interest expense | $548,000 | 2,837 |
| Net interest income | $4,436,000 | 1,259 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $360,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $244,000 | 1,468 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,323 |
| Total noninterest expense | $3,755,000 | 1,328 |
| Salaries and employee benefits | $2,118,000 | 1,187 |
| Premises and equipment expense | $447,000 | 1,436 |
| Additional noninterest expense | $1,190,000 | 1,467 |
| Pre-tax net operating income | $741,000 | 1,890 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $168,000 | 1,678 |
| Income before extraordinary items | $573,000 | 1,996 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $573,000 | 1,995 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $573,000 | 1,996 |
| Net charge-offs | $619,000 | 1,169 |
| Cash dividends | $725,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $573,000 | 1,953 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,092,000 | 1,538 |
| Total interest expense | $2,751,000 | 2,784 |
| Net interest income | $17,341,000 | 1,291 |
| Provision for loan and lease losses | $1,350,000 | 2,607 |
| Total noninterest income | $1,625,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $916,000 | 1,620 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $709,000 | 2,670 |
| Total noninterest expense | $14,611,000 | 1,371 |
| Salaries and employee benefits | $8,257,000 | 1,195 |
| Premises and equipment expense | $1,821,000 | 1,411 |
| Additional noninterest expense | $4,533,000 | 1,589 |
| Pre-tax net operating income | $3,005,000 | 1,626 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $676,000 | 1,608 |
| Income before extraordinary items | $2,427,000 | 1,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,427,000 | 1,699 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,427,000 | 1,701 |
| Net charge-offs | $707,000 | 3,155 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,350,560 | 1,683 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,004,000 | 1,575 |
| Total interest expense | $2,125,000 | 2,831 |
| Net interest income | $12,879,000 | 1,320 |
| Provision for loan and lease losses | $1,050,000 | 2,437 |
| Total noninterest income | $1,442,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $686,000 | 1,674 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $756,000 | 2,147 |
| Total noninterest expense | $10,928,000 | 1,369 |
| Salaries and employee benefits | $6,219,000 | 1,180 |
| Premises and equipment expense | $1,303,000 | 1,489 |
| Additional noninterest expense | $3,406,000 | 1,561 |
| Pre-tax net operating income | $2,343,000 | 1,681 |
| Securities gains (losses) | $98,000 | 1,957 |
| Applicable income taxes | $546,000 | 1,587 |
| Income before extraordinary items | $1,895,000 | 1,741 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,895,000 | 1,744 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,895,000 | 1,744 |
| Net charge-offs | $614,000 | 2,790 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,818,560 | 1,719 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,955,000 | 1,593 |
| Total interest expense | $1,483,000 | 2,817 |
| Net interest income | $8,472,000 | 1,343 |
| Provision for loan and lease losses | $1,000,000 | 1,929 |
| Total noninterest income | $904,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $446,000 | 1,714 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $458,000 | 2,216 |
| Total noninterest expense | $7,111,000 | 1,400 |
| Salaries and employee benefits | $3,990,000 | 1,226 |
| Premises and equipment expense | $902,000 | 1,458 |
| Additional noninterest expense | $2,219,000 | 1,587 |
| Pre-tax net operating income | $1,265,000 | 1,971 |
| Securities gains (losses) | $98,000 | 1,431 |
| Applicable income taxes | $266,000 | 1,853 |
| Income before extraordinary items | $1,097,000 | 1,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,097,000 | 1,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,097,000 | 1,958 |
| Net charge-offs | $505,000 | 2,434 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,018,600 | 2,002 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 1,628 |
| Total interest expense | $804,000 | 2,749 |
| Net interest income | $4,149,000 | 1,379 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $477,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $218,000 | 1,746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $259,000 | 2,020 |
| Total noninterest expense | $3,552,000 | 1,416 |
| Salaries and employee benefits | $2,045,000 | 1,206 |
| Premises and equipment expense | $449,000 | 1,504 |
| Additional noninterest expense | $1,058,000 | 1,652 |
| Pre-tax net operating income | $474,000 | 2,508 |
| Securities gains (losses) | $91,000 | 827 |
| Applicable income taxes | $69,000 | 2,480 |
| Income before extraordinary items | $496,000 | 2,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,154 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $496,000 | 2,155 |
| Net charge-offs | $232,000 | 2,276 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $415,920 | 2,396 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,559,000 | 1,664 |
| Total interest expense | $4,373,000 | 2,537 |
| Net interest income | $16,186,000 | 1,364 |
| Provision for loan and lease losses | $2,475,000 | 2,197 |
| Total noninterest income | $2,250,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $960,000 | 1,750 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,290,000 | 1,826 |
| Total noninterest expense | $14,145,000 | 1,460 |
| Salaries and employee benefits | $7,946,000 | 1,237 |
| Premises and equipment expense | $1,703,000 | 1,574 |
| Additional noninterest expense | $4,496,000 | 1,646 |
| Pre-tax net operating income | $1,816,000 | 2,071 |
| Securities gains (losses) | $90,000 | 2,236 |
| Applicable income taxes | $223,000 | 2,287 |
| Income before extraordinary items | $1,683,000 | 1,930 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,683,000 | 1,927 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,683,000 | 1,929 |
| Net charge-offs | $3,129,000 | 1,559 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,603,800 | 1,969 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,449,000 | 1,692 |
| Total interest expense | $3,379,000 | 2,585 |
| Net interest income | $12,070,000 | 1,378 |
| Provision for loan and lease losses | $1,275,000 | 2,437 |
| Total noninterest income | $1,711,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $728,000 | 1,735 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $983,000 | 1,855 |
| Total noninterest expense | $10,696,000 | 1,432 |
| Salaries and employee benefits | $6,060,000 | 1,236 |
| Premises and equipment expense | $1,270,000 | 1,603 |
| Additional noninterest expense | $3,366,000 | 1,612 |
| Pre-tax net operating income | $1,810,000 | 1,766 |
| Securities gains (losses) | $90,000 | 1,920 |
| Applicable income taxes | $357,000 | 1,747 |
| Income before extraordinary items | $1,543,000 | 1,730 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,543,000 | 1,730 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,543,000 | 1,730 |
| Net charge-offs | $839,000 | 2,407 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,470,100 | 1,769 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,325,000 | 1,719 |
| Total interest expense | $2,274,000 | 2,672 |
| Net interest income | $8,051,000 | 1,379 |
| Provision for loan and lease losses | $325,000 | 3,583 |
| Total noninterest income | $1,147,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $481,000 | 1,731 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $666,000 | 1,862 |
| Total noninterest expense | $7,150,000 | 1,449 |
| Salaries and employee benefits | $4,059,000 | 1,250 |
| Premises and equipment expense | $841,000 | 1,645 |
| Additional noninterest expense | $2,250,000 | 1,621 |
| Pre-tax net operating income | $1,723,000 | 1,330 |
| Securities gains (losses) | $70,000 | 1,698 |
| Applicable income taxes | $469,000 | 1,137 |
| Income before extraordinary items | $1,324,000 | 1,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,324,000 | 1,419 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,324,000 | 1,420 |
| Net charge-offs | $382,000 | 2,665 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,272,200 | 1,438 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 1,736 |
| Total interest expense | $1,157,000 | 2,713 |
| Net interest income | $4,009,000 | 1,375 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $495,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $241,000 | 1,673 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $254,000 | 2,183 |
| Total noninterest expense | $3,316,000 | 1,507 |
| Salaries and employee benefits | $1,959,000 | 1,320 |
| Premises and equipment expense | $406,000 | 1,738 |
| Additional noninterest expense | $951,000 | 1,709 |
| Pre-tax net operating income | $1,063,000 | 1,210 |
| Securities gains (losses) | $70,000 | 1,152 |
| Applicable income taxes | $336,000 | 961 |
| Income before extraordinary items | $797,000 | 1,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $797,000 | 1,373 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $797,000 | 1,374 |
| Net charge-offs | $204,000 | 2,114 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $748,000 | 1,377 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,642,000 | 1,700 |
| Total interest expense | $6,386,000 | 2,382 |
| Net interest income | $16,256,000 | 1,367 |
| Provision for loan and lease losses | $1,385,000 | 2,246 |
| Total noninterest income | $1,834,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $957,000 | 1,824 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $877,000 | 2,330 |
| Total noninterest expense | $13,491,000 | 1,447 |
| Salaries and employee benefits | $7,908,000 | 1,275 |
| Premises and equipment expense | $1,731,000 | 1,598 |
| Additional noninterest expense | $3,852,000 | 1,614 |
| Pre-tax net operating income | $3,214,000 | 1,690 |
| Securities gains (losses) | $-763,000 | 7,652 |
| Applicable income taxes | $646,000 | 1,596 |
| Income before extraordinary items | $1,805,000 | 2,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,805,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 2,523 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,369,620 | 1,805 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,261,000 | 1,721 |
| Total interest expense | $4,973,000 | 2,388 |
| Net interest income | $12,288,000 | 1,373 |
| Provision for loan and lease losses | $685,000 | 2,296 |
| Total noninterest income | $1,437,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $709,000 | 1,855 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $728,000 | 2,262 |
| Total noninterest expense | $10,404,000 | 1,393 |
| Salaries and employee benefits | $6,165,000 | 1,242 |
| Premises and equipment expense | $1,329,000 | 1,577 |
| Additional noninterest expense | $2,910,000 | 1,535 |
| Pre-tax net operating income | $2,636,000 | 1,843 |
| Securities gains (losses) | $-697,000 | 7,838 |
| Applicable income taxes | $1,017,000 | 1,137 |
| Income before extraordinary items | $922,000 | 3,263 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $922,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,368,080 | 2,623 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,717,000 | 1,720 |
| Total interest expense | $3,546,000 | 2,347 |
| Net interest income | $8,171,000 | 1,361 |
| Provision for loan and lease losses | $335,000 | 2,386 |
| Total noninterest income | $970,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $445,000 | 1,925 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $525,000 | 2,173 |
| Total noninterest expense | $7,012,000 | 1,369 |
| Salaries and employee benefits | $4,199,000 | 1,228 |
| Premises and equipment expense | $875,000 | 1,590 |
| Additional noninterest expense | $1,938,000 | 1,523 |
| Pre-tax net operating income | $1,794,000 | 1,858 |
| Securities gains (losses) | $694,000 | 245 |
| Applicable income taxes | $787,000 | 1,128 |
| Income before extraordinary items | $1,701,000 | 1,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,701,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,229,080 | 2,097 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 1,705 |
| Total interest expense | $1,925,000 | 2,309 |
| Net interest income | $4,128,000 | 1,344 |
| Provision for loan and lease losses | $85,000 | 2,985 |
| Total noninterest income | $415,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $192,000 | 2,147 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $223,000 | 2,412 |
| Total noninterest expense | $3,582,000 | 1,330 |
| Salaries and employee benefits | $2,151,000 | 1,200 |
| Premises and equipment expense | $441,000 | 1,583 |
| Additional noninterest expense | $990,000 | 1,447 |
| Pre-tax net operating income | $876,000 | 2,007 |
| Securities gains (losses) | $690,000 | 190 |
| Applicable income taxes | $537,000 | 952 |
| Income before extraordinary items | $1,029,000 | 1,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,029,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $573,600 | 2,328 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,893,000 | 1,546 |
| Total interest expense | $7,896,000 | 2,342 |
| Net interest income | $19,997,000 | 1,104 |
| Provision for loan and lease losses | $105,000 | 4,838 |
| Total noninterest income | $1,861,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $775,000 | 2,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,086,000 | 2,112 |
| Total noninterest expense | $13,796,000 | 1,339 |
| Salaries and employee benefits | $8,139,000 | 1,225 |
| Premises and equipment expense | $1,723,000 | 1,541 |
| Additional noninterest expense | $3,934,000 | 1,405 |
| Pre-tax net operating income | $7,957,000 | 1,055 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,851,000 | 853 |
| Income before extraordinary items | $5,106,000 | 1,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,106,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,297 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,106,000 | 1,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,152,000 | 1,531 |
| Total interest expense | $5,888,000 | 2,348 |
| Net interest income | $15,264,000 | 1,093 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $1,426,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $591,000 | 2,146 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $835,000 | 2,071 |
| Total noninterest expense | $10,468,000 | 1,318 |
| Salaries and employee benefits | $6,270,000 | 1,189 |
| Premises and equipment expense | $1,316,000 | 1,513 |
| Additional noninterest expense | $2,882,000 | 1,398 |
| Pre-tax net operating income | $6,117,000 | 1,117 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,165,000 | 905 |
| Income before extraordinary items | $3,952,000 | 1,301 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,952,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,952,000 | 1,291 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,112,000 | 1,549 |
| Total interest expense | $3,874,000 | 2,393 |
| Net interest income | $10,238,000 | 1,105 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $958,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $389,000 | 2,176 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $569,000 | 2,067 |
| Total noninterest expense | $7,057,000 | 1,327 |
| Salaries and employee benefits | $4,303,000 | 1,187 |
| Premises and equipment expense | $858,000 | 1,562 |
| Additional noninterest expense | $1,896,000 | 1,439 |
| Pre-tax net operating income | $4,139,000 | 1,146 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,411,000 | 969 |
| Income before extraordinary items | $2,728,000 | 1,315 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,728,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,728,000 | 1,294 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 1,601 |
| Total interest expense | $1,885,000 | 2,427 |
| Net interest income | $4,922,000 | 1,137 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $432,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $187,000 | 2,167 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $245,000 | 2,244 |
| Total noninterest expense | $3,531,000 | 1,318 |
| Salaries and employee benefits | $2,171,000 | 1,182 |
| Premises and equipment expense | $421,000 | 1,588 |
| Additional noninterest expense | $939,000 | 1,430 |
| Pre-tax net operating income | $1,823,000 | 1,279 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $695,000 | 984 |
| Income before extraordinary items | $1,128,000 | 1,531 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,128,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,128,000 | 1,518 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,729,000 | 1,493 |
| Total interest expense | $5,994,000 | 2,602 |
| Net interest income | $20,735,000 | 1,072 |
| Provision for loan and lease losses | $720,000 | 1,378 |
| Total noninterest income | $1,786,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $738,000 | 2,272 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,048,000 | 2,157 |
| Total noninterest expense | $13,178,000 | 1,353 |
| Salaries and employee benefits | $8,204,000 | 1,188 |
| Premises and equipment expense | $1,627,000 | 1,582 |
| Additional noninterest expense | $3,347,000 | 1,572 |
| Pre-tax net operating income | $8,623,000 | 1,147 |
| Securities gains (losses) | $-290,000 | 8,439 |
| Applicable income taxes | $3,339,000 | 861 |
| Income before extraordinary items | $4,994,000 | 1,467 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,994,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,179,600 | 1,396 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,653,000 | 1,512 |
| Total interest expense | $4,151,000 | 2,691 |
| Net interest income | $15,502,000 | 1,092 |
| Provision for loan and lease losses | $420,000 | 1,622 |
| Total noninterest income | $1,379,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $564,000 | 2,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $815,000 | 2,097 |
| Total noninterest expense | $9,890,000 | 1,370 |
| Salaries and employee benefits | $6,171,000 | 1,201 |
| Premises and equipment expense | $1,230,000 | 1,575 |
| Additional noninterest expense | $2,489,000 | 1,577 |
| Pre-tax net operating income | $6,571,000 | 1,165 |
| Securities gains (losses) | $-290,000 | 8,583 |
| Applicable income taxes | $2,548,000 | 892 |
| Income before extraordinary items | $3,733,000 | 1,497 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,733,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,918,600 | 1,416 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,675,000 | 1,529 |
| Total interest expense | $2,414,000 | 2,900 |
| Net interest income | $10,261,000 | 1,099 |
| Provision for loan and lease losses | $348,000 | 1,319 |
| Total noninterest income | $949,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $373,000 | 2,235 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $576,000 | 2,024 |
| Total noninterest expense | $6,584,000 | 1,369 |
| Salaries and employee benefits | $4,144,000 | 1,200 |
| Premises and equipment expense | $822,000 | 1,576 |
| Additional noninterest expense | $1,618,000 | 1,624 |
| Pre-tax net operating income | $4,278,000 | 1,183 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $1,599,000 | 935 |
| Income before extraordinary items | $2,666,000 | 1,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,666,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,674,320 | 1,394 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 1,541 |
| Total interest expense | $1,071,000 | 3,077 |
| Net interest income | $5,099,000 | 1,108 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $462,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 2,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 2,010 |
| Total noninterest expense | $3,345,000 | 1,360 |
| Salaries and employee benefits | $2,143,000 | 1,154 |
| Premises and equipment expense | $406,000 | 1,608 |
| Additional noninterest expense | $796,000 | 1,642 |
| Pre-tax net operating income | $2,216,000 | 1,120 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $826,000 | 909 |
| Income before extraordinary items | $1,390,000 | 1,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,390,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,390,000 | 1,299 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,577,000 | 1,640 |
| Total interest expense | $3,248,000 | 3,114 |
| Net interest income | $17,329,000 | 1,253 |
| Provision for loan and lease losses | $830,000 | 1,224 |
| Total noninterest income | $1,739,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $767,000 | 2,185 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $972,000 | 2,257 |
| Total noninterest expense | $12,013,000 | 1,432 |
| Salaries and employee benefits | $7,272,000 | 1,274 |
| Premises and equipment expense | $1,612,000 | 1,514 |
| Additional noninterest expense | $3,129,000 | 1,620 |
| Pre-tax net operating income | $6,225,000 | 1,533 |
| Securities gains (losses) | $-286,000 | 8,644 |
| Applicable income taxes | $2,187,000 | 1,262 |
| Income before extraordinary items | $3,752,000 | 1,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,752,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,935,040 | 1,738 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,555,000 | 1,696 |
| Total interest expense | $2,248,000 | 3,190 |
| Net interest income | $12,307,000 | 1,320 |
| Provision for loan and lease losses | $790,000 | 956 |
| Total noninterest income | $1,312,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $581,000 | 2,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $731,000 | 2,252 |
| Total noninterest expense | $9,083,000 | 1,402 |
| Salaries and employee benefits | $5,569,000 | 1,231 |
| Premises and equipment expense | $1,212,000 | 1,500 |
| Additional noninterest expense | $2,302,000 | 1,627 |
| Pre-tax net operating income | $3,746,000 | 1,864 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,352,000 | 1,497 |
| Income before extraordinary items | $2,394,000 | 2,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,394,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,394,000 | 2,112 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,376,000 | 1,708 |
| Total interest expense | $1,365,000 | 3,287 |
| Net interest income | $8,011,000 | 1,344 |
| Provision for loan and lease losses | $650,000 | 766 |
| Total noninterest income | $872,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $384,000 | 2,137 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $488,000 | 2,226 |
| Total noninterest expense | $6,023,000 | 1,413 |
| Salaries and employee benefits | $3,689,000 | 1,235 |
| Premises and equipment expense | $814,000 | 1,480 |
| Additional noninterest expense | $1,520,000 | 1,623 |
| Pre-tax net operating income | $2,210,000 | 2,029 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $793,000 | 1,627 |
| Income before extraordinary items | $1,417,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,417,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,417,000 | 2,293 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 1,712 |
| Total interest expense | $634,000 | 3,365 |
| Net interest income | $3,928,000 | 1,361 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $439,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $191,000 | 2,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,164 |
| Total noninterest expense | $2,821,000 | 1,501 |
| Salaries and employee benefits | $1,687,000 | 1,372 |
| Premises and equipment expense | $392,000 | 1,555 |
| Additional noninterest expense | $742,000 | 1,655 |
| Pre-tax net operating income | $1,246,000 | 1,818 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $430,000 | 1,535 |
| Income before extraordinary items | $816,000 | 2,047 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $816,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $816,000 | 2,015 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,460,000 | 1,847 |
| Total interest expense | $2,021,000 | 3,618 |
| Net interest income | $13,439,000 | 1,504 |
| Provision for loan and lease losses | $660,000 | 1,522 |
| Total noninterest income | $1,808,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $834,000 | 2,063 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $974,000 | 2,184 |
| Total noninterest expense | $11,025,000 | 1,481 |
| Salaries and employee benefits | $6,514,000 | 1,357 |
| Premises and equipment expense | $1,507,000 | 1,542 |
| Additional noninterest expense | $3,004,000 | 1,624 |
| Pre-tax net operating income | $3,562,000 | 2,245 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $1,061,000 | 2,058 |
| Income before extraordinary items | $2,502,000 | 2,430 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,502,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,501,300 | 2,370 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,102,000 | 1,908 |
| Total interest expense | $1,464,000 | 3,691 |
| Net interest income | $9,638,000 | 1,567 |
| Provision for loan and lease losses | $420,000 | 1,701 |
| Total noninterest income | $1,439,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $631,000 | 2,061 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $808,000 | 2,060 |
| Total noninterest expense | $8,088,000 | 1,507 |
| Salaries and employee benefits | $4,761,000 | 1,392 |
| Premises and equipment expense | $1,116,000 | 1,564 |
| Additional noninterest expense | $2,211,000 | 1,636 |
| Pre-tax net operating income | $2,569,000 | 2,326 |
| Securities gains (losses) | $63,000 | 1,486 |
| Applicable income taxes | $836,000 | 2,040 |
| Income before extraordinary items | $1,796,000 | 2,564 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,796,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,753,160 | 2,540 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,102,000 | 1,964 |
| Total interest expense | $955,000 | 3,746 |
| Net interest income | $6,147,000 | 1,627 |
| Provision for loan and lease losses | $195,000 | 2,252 |
| Total noninterest income | $974,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $418,000 | 2,063 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $556,000 | 2,027 |
| Total noninterest expense | $5,296,000 | 1,526 |
| Salaries and employee benefits | $3,139,000 | 1,399 |
| Premises and equipment expense | $738,000 | 1,567 |
| Additional noninterest expense | $1,419,000 | 1,687 |
| Pre-tax net operating income | $1,630,000 | 2,412 |
| Securities gains (losses) | $63,000 | 1,312 |
| Applicable income taxes | $525,000 | 2,123 |
| Income before extraordinary items | $1,168,000 | 2,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,168,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,124,530 | 2,591 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 2,012 |
| Total interest expense | $481,000 | 3,756 |
| Net interest income | $3,000,000 | 1,664 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $493,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $289,000 | 1,931 |
| Total noninterest expense | $2,624,000 | 1,548 |
| Salaries and employee benefits | $1,565,000 | 1,422 |
| Premises and equipment expense | $373,000 | 1,571 |
| Additional noninterest expense | $686,000 | 1,733 |
| Pre-tax net operating income | $824,000 | 2,363 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $255,000 | 2,166 |
| Income before extraordinary items | $574,000 | 2,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $574,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $570,550 | 2,539 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,258,000 | 1,985 |
| Total interest expense | $2,297,000 | 3,577 |
| Net interest income | $11,961,000 | 1,623 |
| Provision for loan and lease losses | $365,000 | 2,754 |
| Total noninterest income | $1,799,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $837,000 | 2,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $962,000 | 2,450 |
| Total noninterest expense | $9,708,000 | 1,655 |
| Salaries and employee benefits | $5,662,000 | 1,517 |
| Premises and equipment expense | $1,319,000 | 1,714 |
| Additional noninterest expense | $2,727,000 | 1,780 |
| Pre-tax net operating income | $3,687,000 | 2,112 |
| Securities gains (losses) | $-104,000 | 9,027 |
| Applicable income taxes | $1,117,000 | 2,031 |
| Income before extraordinary items | $2,466,000 | 2,398 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,466,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,791 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,537,760 | 2,234 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 2,026 |
| Total interest expense | $1,775,000 | 3,601 |
| Net interest income | $8,910,000 | 1,645 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $1,371,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $634,000 | 2,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $737,000 | 2,478 |
| Total noninterest expense | $7,126,000 | 1,700 |
| Salaries and employee benefits | $4,201,000 | 1,542 |
| Premises and equipment expense | $963,000 | 1,778 |
| Additional noninterest expense | $1,962,000 | 1,842 |
| Pre-tax net operating income | $2,840,000 | 2,133 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $912,000 | 1,996 |
| Income before extraordinary items | $1,949,000 | 2,391 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,949,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,934,720 | 2,289 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 2,045 |
| Total interest expense | $1,195,000 | 3,677 |
| Net interest income | $5,924,000 | 1,646 |
| Provision for loan and lease losses | $315,000 | 1,727 |
| Total noninterest income | $992,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $428,000 | 1,967 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $564,000 | 2,266 |
| Total noninterest expense | $4,618,000 | 1,731 |
| Salaries and employee benefits | $2,691,000 | 1,590 |
| Premises and equipment expense | $644,000 | 1,765 |
| Additional noninterest expense | $1,283,000 | 1,871 |
| Pre-tax net operating income | $1,983,000 | 2,055 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $661,000 | 1,904 |
| Income before extraordinary items | $1,343,000 | 2,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,343,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,530 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,328,930 | 2,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 2,033 |
| Total interest expense | $577,000 | 3,874 |
| Net interest income | $3,024,000 | 1,619 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $471,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 1,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $257,000 | 2,327 |
| Total noninterest expense | $2,196,000 | 1,786 |
| Salaries and employee benefits | $1,260,000 | 1,697 |
| Premises and equipment expense | $339,000 | 1,681 |
| Additional noninterest expense | $597,000 | 1,980 |
| Pre-tax net operating income | $1,119,000 | 1,854 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $389,000 | 1,666 |
| Income before extraordinary items | $751,000 | 2,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $737,140 | 2,005 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,434,000 | 2,124 |
| Total interest expense | $2,826,000 | 3,711 |
| Net interest income | $11,608,000 | 1,674 |
| Provision for loan and lease losses | $314,000 | 3,334 |
| Total noninterest income | $1,786,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $804,000 | 1,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $982,000 | 2,209 |
| Total noninterest expense | $8,298,000 | 1,824 |
| Salaries and employee benefits | $4,942,000 | 1,630 |
| Premises and equipment expense | $1,120,000 | 1,971 |
| Additional noninterest expense | $2,236,000 | 2,067 |
| Pre-tax net operating income | $4,782,000 | 1,711 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $1,677,000 | 1,498 |
| Income before extraordinary items | $3,125,000 | 1,918 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,125,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,112,000 | 1,867 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,801,000 | 2,179 |
| Total interest expense | $5,473,000 | 2,899 |
| Net interest income | $10,328,000 | 1,732 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $1,479,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $691,000 | 2,165 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $788,000 | 2,414 |
| Total noninterest expense | $7,515,000 | 1,920 |
| Salaries and employee benefits | $4,458,000 | 1,695 |
| Premises and equipment expense | $1,099,000 | 1,956 |
| Additional noninterest expense | $1,958,000 | 2,287 |
| Pre-tax net operating income | $4,012,000 | 1,776 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $1,360,000 | 1,641 |
| Income before extraordinary items | $2,665,000 | 1,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,665,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,258 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,656,420 | 1,893 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,535,000 | 2,265 |
| Total interest expense | $5,485,000 | 3,046 |
| Net interest income | $10,050,000 | 1,749 |
| Provision for loan and lease losses | $390,000 | 2,319 |
| Total noninterest income | $1,300,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $674,000 | 2,058 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $626,000 | 2,570 |
| Total noninterest expense | $6,794,000 | 2,034 |
| Salaries and employee benefits | $4,019,000 | 1,794 |
| Premises and equipment expense | $995,000 | 2,068 |
| Additional noninterest expense | $1,780,000 | 2,410 |
| Pre-tax net operating income | $4,166,000 | 1,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,526,000 | 1,485 |
| Income before extraordinary items | $2,640,000 | 1,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,640,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,265 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,640,000 | 1,981 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,323,000 | 2,456 |
| Total interest expense | $4,411,000 | 3,298 |
| Net interest income | $8,912,000 | 1,974 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $1,253,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $684,000 | 1,952 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $569,000 | 2,713 |
| Total noninterest expense | $6,347,000 | 2,140 |
| Salaries and employee benefits | $3,645,000 | 1,920 |
| Premises and equipment expense | $1,035,000 | 1,981 |
| Additional noninterest expense | $1,667,000 | 2,585 |
| Pre-tax net operating income | $3,613,000 | 2,022 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $1,192,000 | 1,935 |
| Income before extraordinary items | $2,416,000 | 2,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,416,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,511 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,419,350 | 2,129 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,172,000 | 2,470 |
| Total interest expense | $5,023,000 | 2,991 |
| Net interest income | $8,149,000 | 2,090 |
| Provision for loan and lease losses | $370,000 | 2,196 |
| Total noninterest income | $1,232,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $662,000 | 1,924 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $570,000 | 2,736 |
| Total noninterest expense | $6,336,000 | 2,078 |
| Salaries and employee benefits | $3,651,000 | 1,834 |
| Premises and equipment expense | $929,000 | 2,093 |
| Additional noninterest expense | $1,756,000 | 2,369 |
| Pre-tax net operating income | $2,675,000 | 2,630 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $939,000 | 2,422 |
| Income before extraordinary items | $1,736,000 | 2,880 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,736,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,736,000 | 2,795 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,281,000 | 2,667 |
| Total interest expense | $4,908,000 | 3,035 |
| Net interest income | $7,373,000 | 2,369 |
| Provision for loan and lease losses | $520,000 | 1,721 |
| Total noninterest income | $1,030,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $631,000 | 2,084 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $399,000 | 3,289 |
| Total noninterest expense | $6,135,000 | 2,099 |
| Salaries and employee benefits | $3,142,000 | 2,094 |
| Premises and equipment expense | $941,000 | 2,091 |
| Additional noninterest expense | $2,052,000 | 2,039 |
| Pre-tax net operating income | $1,748,000 | 3,958 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $528,000 | 4,051 |
| Income before extraordinary items | $1,222,000 | 3,991 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,222,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,318 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,220,600 | 3,922 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 3,018 |
| Total interest expense | $4,268,000 | 3,493 |
| Net interest income | $6,623,000 | 2,671 |
| Provision for loan and lease losses | $310,000 | 2,501 |
| Total noninterest income | $776,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $533,000 | 2,546 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $4,830,000 | 2,825 |
| Salaries and employee benefits | $2,519,000 | 2,676 |
| Premises and equipment expense | $701,000 | 2,789 |
| Additional noninterest expense | $1,610,000 | 2,942 |
| Pre-tax net operating income | $2,259,000 | 3,084 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $717,000 | 3,127 |
| Income before extraordinary items | $1,542,000 | 3,115 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,542,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,658 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,542,000 | 3,073 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 3,320 |
| Total interest expense | $3,868,000 | 3,779 |
| Net interest income | $5,994,000 | 2,974 |
| Provision for loan and lease losses | $610,000 | 1,325 |
| Total noninterest income | $730,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $534,000 | 2,517 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $4,324,000 | 3,100 |
| Salaries and employee benefits | $2,202,000 | 3,024 |
| Premises and equipment expense | $588,000 | 3,263 |
| Additional noninterest expense | $1,534,000 | 3,032 |
| Pre-tax net operating income | $1,790,000 | 3,864 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $476,000 | 4,356 |
| Income before extraordinary items | $1,305,000 | 3,669 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,305,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,311,570 | 3,630 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 3,476 |
| Total interest expense | $2,940,000 | 4,035 |
| Net interest income | $5,678,000 | 3,155 |
| Provision for loan and lease losses | $465,000 | 1,633 |
| Total noninterest income | $841,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $544,000 | 2,505 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $297,000 | 4,121 |
| Total noninterest expense | $4,233,000 | 3,241 |
| Salaries and employee benefits | $2,176,000 | 3,039 |
| Premises and equipment expense | $532,000 | 3,601 |
| Additional noninterest expense | $1,525,000 | 3,244 |
| Pre-tax net operating income | $1,821,000 | 3,703 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $477,000 | 4,197 |
| Income before extraordinary items | $1,363,000 | 3,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,363,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,145 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,348,940 | 3,516 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,177,000 | 3,740 |
| Total interest expense | $2,915,000 | 4,214 |
| Net interest income | $5,262,000 | 3,407 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $982,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $567,000 | 2,430 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $415,000 | 3,672 |
| Total noninterest expense | $4,328,000 | 3,236 |
| Salaries and employee benefits | $2,121,000 | 3,092 |
| Premises and equipment expense | $509,000 | 3,807 |
| Additional noninterest expense | $1,698,000 | 3,143 |
| Pre-tax net operating income | $1,701,000 | 3,879 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $607,000 | 3,562 |
| Income before extraordinary items | $1,094,000 | 4,347 |
| Extraordinary gains, net | $205,000 | 992 |
| Net income | $1,299,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 4,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,094,000 | 4,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,613,000 | 4,009 |
| Total interest expense | $3,192,000 | 4,895 |
| Net interest income | $5,421,000 | 3,365 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $959,000 | 3,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,581 |
| Total noninterest expense | $4,623,000 | 3,087 |
| Salaries and employee benefits | $2,173,000 | 2,966 |
| Premises and equipment expense | $604,000 | 3,338 |
| Additional noninterest expense | $1,846,000 | 2,999 |
| Pre-tax net operating income | $1,577,000 | 3,862 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $508,000 | 3,957 |
| Income before extraordinary items | $1,069,000 | 4,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,069,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,069,000 | 3,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.