Home > Scituate Federal Savings Bank > Income and Expense
Scituate Federal Savings Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,624,000 | 2,354 |
| Total interest expense | $1,530,000 | 1,376 |
| Net interest income | $6,094,000 | 2,581 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $918,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $226,000 | 3,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $692,000 | 2,493 |
| Total noninterest expense | $5,729,000 | 2,388 |
| Salaries and employee benefits | $3,013,000 | 2,491 |
| Premises and equipment expense | $724,000 | 2,264 |
| Additional noninterest expense | $1,992,000 | 2,211 |
| Pre-tax net operating income | $1,283,000 | 3,341 |
| Securities gains (losses) | $-29,000 | 6,096 |
| Applicable income taxes | $374,000 | 2,271 |
| Income before extraordinary items | $880,000 | 3,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $880,000 | 3,716 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $880,000 | 3,717 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $200,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $900,300 | 3,634 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 2,374 |
| Total interest expense | $1,023,000 | 1,379 |
| Net interest income | $4,017,000 | 2,604 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $595,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $150,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $445,000 | 2,544 |
| Total noninterest expense | $3,772,000 | 2,428 |
| Salaries and employee benefits | $1,967,000 | 2,548 |
| Premises and equipment expense | $519,000 | 2,159 |
| Additional noninterest expense | $1,286,000 | 2,288 |
| Pre-tax net operating income | $840,000 | 3,367 |
| Securities gains (losses) | $-18,000 | 6,168 |
| Applicable income taxes | $252,000 | 2,257 |
| Income before extraordinary items | $570,000 | 3,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $570,000 | 3,758 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $570,000 | 3,759 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $582,420 | 3,659 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,388 |
| Total interest expense | $511,000 | 1,378 |
| Net interest income | $1,985,000 | 2,629 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $316,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $73,000 | 3,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $243,000 | 2,392 |
| Total noninterest expense | $1,883,000 | 2,439 |
| Salaries and employee benefits | $981,000 | 2,567 |
| Premises and equipment expense | $282,000 | 2,043 |
| Additional noninterest expense | $620,000 | 2,352 |
| Pre-tax net operating income | $418,000 | 3,314 |
| Securities gains (losses) | $-6,000 | 6,202 |
| Applicable income taxes | $108,000 | 2,375 |
| Income before extraordinary items | $304,000 | 3,629 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $304,000 | 3,632 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $304,000 | 3,632 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $308,440 | 3,506 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 2,536 |
| Total interest expense | $2,021,000 | 1,464 |
| Net interest income | $7,419,000 | 2,780 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,066,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $318,000 | 3,101 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $748,000 | 2,728 |
| Total noninterest expense | $7,489,000 | 2,454 |
| Salaries and employee benefits | $4,050,000 | 2,468 |
| Premises and equipment expense | $921,000 | 2,398 |
| Additional noninterest expense | $2,518,000 | 2,404 |
| Pre-tax net operating income | $996,000 | 4,148 |
| Securities gains (losses) | $-36,000 | 6,209 |
| Applicable income taxes | $189,000 | 2,998 |
| Income before extraordinary items | $771,000 | 4,354 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $771,000 | 4,354 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $771,000 | 4,355 |
| Net charge-offs | $52,000 | 3,737 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $799,800 | 4,254 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 2,586 |
| Total interest expense | $1,508,000 | 1,494 |
| Net interest income | $5,451,000 | 2,834 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $692,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $242,000 | 3,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $450,000 | 3,059 |
| Total noninterest expense | $5,678,000 | 2,429 |
| Salaries and employee benefits | $3,073,000 | 2,435 |
| Premises and equipment expense | $708,000 | 2,375 |
| Additional noninterest expense | $1,897,000 | 2,373 |
| Pre-tax net operating income | $465,000 | 4,869 |
| Securities gains (losses) | $-25,000 | 6,275 |
| Applicable income taxes | $58,000 | 3,593 |
| Income before extraordinary items | $382,000 | 4,973 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 4,972 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $382,000 | 4,974 |
| Net charge-offs | $51,000 | 3,235 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $403,750 | 4,870 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 2,628 |
| Total interest expense | $989,000 | 1,523 |
| Net interest income | $3,566,000 | 2,883 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $513,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $159,000 | 3,110 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $354,000 | 2,813 |
| Total noninterest expense | $3,616,000 | 2,554 |
| Salaries and employee benefits | $1,907,000 | 2,613 |
| Premises and equipment expense | $493,000 | 2,304 |
| Additional noninterest expense | $1,216,000 | 2,454 |
| Pre-tax net operating income | $463,000 | 4,297 |
| Securities gains (losses) | $-17,000 | 6,356 |
| Applicable income taxes | $88,000 | 3,111 |
| Income before extraordinary items | $358,000 | 4,471 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $358,000 | 4,474 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $358,000 | 4,475 |
| Net charge-offs | $52,000 | 2,757 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $371,600 | 4,374 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 2,650 |
| Total interest expense | $489,000 | 1,567 |
| Net interest income | $1,765,000 | 2,908 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $238,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $168,000 | 2,804 |
| Total noninterest expense | $1,771,000 | 2,598 |
| Salaries and employee benefits | $950,000 | 2,637 |
| Premises and equipment expense | $260,000 | 2,233 |
| Additional noninterest expense | $561,000 | 2,637 |
| Pre-tax net operating income | $232,000 | 4,226 |
| Securities gains (losses) | $-11,000 | 6,442 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $189,000 | 4,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 4,351 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $189,000 | 4,352 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $198,460 | 4,219 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 2,840 |
| Total interest expense | $2,206,000 | 1,548 |
| Net interest income | $6,170,000 | 3,203 |
| Provision for loan and lease losses | $-135,000 | 6,416 |
| Total noninterest income | $1,392,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $296,000 | 3,382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,096,000 | 2,254 |
| Total noninterest expense | $7,169,000 | 2,570 |
| Salaries and employee benefits | $3,967,000 | 2,493 |
| Premises and equipment expense | $903,000 | 2,459 |
| Additional noninterest expense | $2,299,000 | 2,667 |
| Pre-tax net operating income | $528,000 | 4,942 |
| Securities gains (losses) | $-181,000 | 6,614 |
| Applicable income taxes | $218,000 | 2,889 |
| Income before extraordinary items | $129,000 | 5,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $129,000 | 5,913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $129,000 | 5,914 |
| Net charge-offs | $13,000 | 5,011 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $244,840 | 5,531 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,861 |
| Total interest expense | $1,539,000 | 1,707 |
| Net interest income | $4,730,000 | 3,164 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $999,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $999,000 | 2,040 |
| Total noninterest expense | $5,377,000 | 2,589 |
| Salaries and employee benefits | $2,890,000 | 2,561 |
| Premises and equipment expense | $752,000 | 2,276 |
| Additional noninterest expense | $1,735,000 | 2,641 |
| Pre-tax net operating income | $352,000 | 5,175 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-9,000 | 6,520 |
| Income before extraordinary items | $361,000 | 5,059 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $361,000 | 5,060 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 5,061 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $361,000 | 4,973 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 2,867 |
| Total interest expense | $1,031,000 | 1,732 |
| Net interest income | $3,138,000 | 3,174 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $779,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $779,000 | 1,883 |
| Total noninterest expense | $3,654,000 | 2,536 |
| Salaries and employee benefits | $1,941,000 | 2,560 |
| Premises and equipment expense | $522,000 | 2,197 |
| Additional noninterest expense | $1,191,000 | 2,558 |
| Pre-tax net operating income | $263,000 | 5,014 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $254,000 | 4,981 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $254,000 | 4,984 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $254,000 | 4,985 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $254,000 | 4,861 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 2,890 |
| Total interest expense | $513,000 | 1,798 |
| Net interest income | $1,566,000 | 3,194 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $404,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 1,851 |
| Total noninterest expense | $1,665,000 | 2,776 |
| Salaries and employee benefits | $893,000 | 2,781 |
| Premises and equipment expense | $270,000 | 2,168 |
| Additional noninterest expense | $502,000 | 2,977 |
| Pre-tax net operating income | $305,000 | 3,779 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $59,000 | 2,880 |
| Income before extraordinary items | $246,000 | 3,912 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $246,000 | 3,912 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $246,000 | 3,914 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $246,000 | 3,812 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 2,649 |
| Total interest expense | $2,527,000 | 1,731 |
| Net interest income | $7,139,000 | 2,936 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $1,648,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,648,000 | 1,750 |
| Total noninterest expense | $6,852,000 | 2,709 |
| Salaries and employee benefits | $3,747,000 | 2,610 |
| Premises and equipment expense | $931,000 | 2,402 |
| Additional noninterest expense | $2,174,000 | 2,898 |
| Pre-tax net operating income | $1,785,000 | 3,026 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $417,000 | 2,355 |
| Income before extraordinary items | $1,368,000 | 3,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,368,000 | 3,291 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,368,000 | 3,290 |
| Net charge-offs | $14,000 | 5,510 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,368,000 | 3,150 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,472,000 | 2,621 |
| Total interest expense | $1,955,000 | 1,758 |
| Net interest income | $5,517,000 | 2,902 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $1,046,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,046,000 | 1,936 |
| Total noninterest expense | $5,167,000 | 2,699 |
| Salaries and employee benefits | $2,842,000 | 2,601 |
| Premises and equipment expense | $699,000 | 2,442 |
| Additional noninterest expense | $1,626,000 | 2,909 |
| Pre-tax net operating income | $1,296,000 | 3,154 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $284,000 | 2,521 |
| Income before extraordinary items | $1,012,000 | 3,414 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,012,000 | 3,415 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,012,000 | 3,416 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,012,000 | 3,259 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 2,574 |
| Total interest expense | $1,312,000 | 1,791 |
| Net interest income | $3,806,000 | 2,816 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $756,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $756,000 | 1,820 |
| Total noninterest expense | $3,499,000 | 2,674 |
| Salaries and employee benefits | $1,904,000 | 2,594 |
| Premises and equipment expense | $463,000 | 2,461 |
| Additional noninterest expense | $1,132,000 | 2,822 |
| Pre-tax net operating income | $963,000 | 2,922 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $325,000 | 1,965 |
| Income before extraordinary items | $638,000 | 3,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $638,000 | 3,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $638,000 | 3,513 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $638,000 | 3,342 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 2,549 |
| Total interest expense | $661,000 | 1,853 |
| Net interest income | $1,955,000 | 2,776 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $281,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 2,191 |
| Total noninterest expense | $1,676,000 | 2,780 |
| Salaries and employee benefits | $892,000 | 2,758 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $553,000 | 2,853 |
| Pre-tax net operating income | $510,000 | 2,847 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $174,000 | 1,884 |
| Income before extraordinary items | $336,000 | 3,426 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $336,000 | 3,429 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $336,000 | 3,429 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $336,000 | 3,256 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 2,491 |
| Total interest expense | $2,953,000 | 1,989 |
| Net interest income | $8,283,000 | 2,644 |
| Provision for loan and lease losses | $251,000 | 4,343 |
| Total noninterest income | $1,069,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,069,000 | 2,052 |
| Total noninterest expense | $7,123,000 | 2,631 |
| Salaries and employee benefits | $3,989,000 | 2,409 |
| Premises and equipment expense | $1,610,000 | 1,537 |
| Additional noninterest expense | $1,524,000 | 3,822 |
| Pre-tax net operating income | $1,978,000 | 2,530 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $529,000 | 1,977 |
| Income before extraordinary items | $1,449,000 | 2,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,449,000 | 2,844 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,449,000 | 2,844 |
| Net charge-offs | $690,000 | 2,801 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,449,000 | 2,746 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 2,481 |
| Total interest expense | $2,263,000 | 2,032 |
| Net interest income | $6,277,000 | 2,619 |
| Provision for loan and lease losses | $176,000 | 4,327 |
| Total noninterest income | $645,000 | 3,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $645,000 | 2,326 |
| Total noninterest expense | $5,565,000 | 2,532 |
| Salaries and employee benefits | $3,086,000 | 2,338 |
| Premises and equipment expense | $1,225,000 | 1,533 |
| Additional noninterest expense | $1,254,000 | 3,574 |
| Pre-tax net operating income | $1,181,000 | 3,019 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $245,000 | 2,472 |
| Income before extraordinary items | $936,000 | 3,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 3,204 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $936,000 | 3,204 |
| Net charge-offs | $644,000 | 2,387 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $936,000 | 3,102 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 2,466 |
| Total interest expense | $1,533,000 | 2,071 |
| Net interest income | $4,225,000 | 2,611 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $371,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 2,548 |
| Total noninterest expense | $3,777,000 | 2,515 |
| Salaries and employee benefits | $2,113,000 | 2,294 |
| Premises and equipment expense | $828,000 | 1,515 |
| Additional noninterest expense | $836,000 | 3,624 |
| Pre-tax net operating income | $719,000 | 3,145 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $233,000 | 2,057 |
| Income before extraordinary items | $486,000 | 3,652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $486,000 | 3,653 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $486,000 | 3,653 |
| Net charge-offs | $585,000 | 1,980 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $486,000 | 3,546 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 2,479 |
| Total interest expense | $774,000 | 2,121 |
| Net interest income | $2,100,000 | 2,618 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $187,000 | 3,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,562 |
| Total noninterest expense | $1,821,000 | 2,609 |
| Salaries and employee benefits | $1,006,000 | 2,423 |
| Premises and equipment expense | $416,000 | 1,543 |
| Additional noninterest expense | $399,000 | 3,736 |
| Pre-tax net operating income | $391,000 | 3,021 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $263,000 | 3,484 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $263,000 | 3,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $263,000 | 3,482 |
| Net charge-offs | $576,000 | 1,224 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $263,000 | 3,422 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,987,000 | 2,497 |
| Total interest expense | $3,837,000 | 2,067 |
| Net interest income | $8,150,000 | 2,674 |
| Provision for loan and lease losses | $575,000 | 3,927 |
| Total noninterest income | $1,220,000 | 2,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,220,000 | 1,932 |
| Total noninterest expense | $6,850,000 | 2,775 |
| Salaries and employee benefits | $3,782,000 | 2,542 |
| Premises and equipment expense | $1,546,000 | 1,668 |
| Additional noninterest expense | $1,522,000 | 3,967 |
| Pre-tax net operating income | $1,945,000 | 2,287 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $592,000 | 1,734 |
| Income before extraordinary items | $1,353,000 | 2,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,353,000 | 2,668 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,353,000 | 2,673 |
| Net charge-offs | $96,000 | 5,443 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,353,000 | 2,577 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,980,000 | 2,560 |
| Total interest expense | $2,977,000 | 2,089 |
| Net interest income | $6,003,000 | 2,756 |
| Provision for loan and lease losses | $500,000 | 3,526 |
| Total noninterest income | $897,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $897,000 | 1,935 |
| Total noninterest expense | $5,061,000 | 2,809 |
| Salaries and employee benefits | $2,820,000 | 2,578 |
| Premises and equipment expense | $1,173,000 | 1,669 |
| Additional noninterest expense | $1,068,000 | 4,126 |
| Pre-tax net operating income | $1,339,000 | 2,586 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $382,000 | 1,920 |
| Income before extraordinary items | $957,000 | 2,968 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $957,000 | 2,964 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $957,000 | 2,967 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $957,000 | 2,834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 2,568 |
| Total interest expense | $2,050,000 | 2,114 |
| Net interest income | $4,001,000 | 2,756 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $505,000 | 3,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $505,000 | 2,075 |
| Total noninterest expense | $3,396,000 | 2,792 |
| Salaries and employee benefits | $1,913,000 | 2,536 |
| Premises and equipment expense | $784,000 | 1,678 |
| Additional noninterest expense | $699,000 | 4,178 |
| Pre-tax net operating income | $885,000 | 2,612 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $289,000 | 1,778 |
| Income before extraordinary items | $596,000 | 3,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $596,000 | 3,074 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $596,000 | 3,077 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $596,000 | 2,970 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 2,626 |
| Total interest expense | $1,061,000 | 2,148 |
| Net interest income | $1,957,000 | 2,835 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $241,000 | 3,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $241,000 | 2,121 |
| Total noninterest expense | $1,616,000 | 2,947 |
| Salaries and employee benefits | $890,000 | 2,758 |
| Premises and equipment expense | $392,000 | 1,730 |
| Additional noninterest expense | $334,000 | 4,298 |
| Pre-tax net operating income | $507,000 | 2,387 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $168,000 | 1,611 |
| Income before extraordinary items | $339,000 | 2,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 2,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $339,000 | 2,892 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $339,000 | 2,775 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,695,000 | 2,596 |
| Total interest expense | $5,632,000 | 2,029 |
| Net interest income | $7,063,000 | 3,047 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $1,156,000 | 3,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,156,000 | 1,966 |
| Total noninterest expense | $6,884,000 | 2,836 |
| Salaries and employee benefits | $3,580,000 | 2,730 |
| Premises and equipment expense | $1,477,000 | 1,835 |
| Additional noninterest expense | $1,827,000 | 3,569 |
| Pre-tax net operating income | $1,035,000 | 2,935 |
| Securities gains (losses) | $-751,000 | 7,654 |
| Applicable income taxes | $-46,000 | 6,435 |
| Income before extraordinary items | $330,000 | 4,378 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $330,000 | 4,379 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $330,000 | 4,380 |
| Net charge-offs | $611,000 | 3,539 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,081,000 | 2,601 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,580,000 | 2,637 |
| Total interest expense | $4,457,000 | 2,021 |
| Net interest income | $5,123,000 | 3,125 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $924,000 | 2,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $924,000 | 1,928 |
| Total noninterest expense | $5,206,000 | 2,813 |
| Salaries and employee benefits | $2,687,000 | 2,740 |
| Premises and equipment expense | $1,107,000 | 1,845 |
| Additional noninterest expense | $1,412,000 | 3,428 |
| Pre-tax net operating income | $616,000 | 3,550 |
| Securities gains (losses) | $-751,000 | 7,815 |
| Applicable income taxes | $-140,000 | 7,018 |
| Income before extraordinary items | $5,000 | 5,752 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,000 | 5,752 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,000 | 5,752 |
| Net charge-offs | $611,000 | 2,792 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $485,640 | 3,654 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 2,635 |
| Total interest expense | $3,073,000 | 2,053 |
| Net interest income | $3,399,000 | 3,132 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $667,000 | 2,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $667,000 | 1,861 |
| Total noninterest expense | $3,588,000 | 2,770 |
| Salaries and employee benefits | $1,805,000 | 2,762 |
| Premises and equipment expense | $739,000 | 1,873 |
| Additional noninterest expense | $1,044,000 | 3,185 |
| Pre-tax net operating income | $328,000 | 4,018 |
| Securities gains (losses) | $-751,000 | 7,971 |
| Applicable income taxes | $-224,000 | 7,334 |
| Income before extraordinary items | $-199,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-199,000 | 6,380 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-199,000 | 6,380 |
| Net charge-offs | $418,000 | 2,550 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $281,640 | 3,949 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 2,658 |
| Total interest expense | $1,557,000 | 2,101 |
| Net interest income | $1,686,000 | 3,136 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $385,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $385,000 | 1,659 |
| Total noninterest expense | $1,530,000 | 3,091 |
| Salaries and employee benefits | $860,000 | 2,916 |
| Premises and equipment expense | $368,000 | 1,916 |
| Additional noninterest expense | $302,000 | 4,389 |
| Pre-tax net operating income | $516,000 | 2,321 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $169,000 | 1,620 |
| Income before extraordinary items | $347,000 | 2,836 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $347,000 | 2,835 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $347,000 | 2,837 |
| Net charge-offs | $141,000 | 2,485 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $347,000 | 2,698 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,393,000 | 2,757 |
| Total interest expense | $7,062,000 | 2,190 |
| Net interest income | $6,331,000 | 3,337 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $946,000 | 3,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $946,000 | 2,198 |
| Total noninterest expense | $5,978,000 | 3,081 |
| Salaries and employee benefits | $3,378,000 | 2,928 |
| Premises and equipment expense | $1,444,000 | 1,900 |
| Additional noninterest expense | $1,156,000 | 4,404 |
| Pre-tax net operating income | $1,249,000 | 3,339 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $351,000 | 2,227 |
| Income before extraordinary items | $898,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $898,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $898,000 | 3,634 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,009,000 | 2,812 |
| Total interest expense | $5,400,000 | 2,234 |
| Net interest income | $4,609,000 | 3,436 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $694,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $694,000 | 2,327 |
| Total noninterest expense | $4,432,000 | 3,098 |
| Salaries and employee benefits | $2,520,000 | 2,959 |
| Premises and equipment expense | $1,095,000 | 1,862 |
| Additional noninterest expense | $817,000 | 4,512 |
| Pre-tax net operating income | $871,000 | 3,941 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $236,000 | 2,739 |
| Income before extraordinary items | $635,000 | 4,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $635,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $635,000 | 4,164 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 2,865 |
| Total interest expense | $3,690,000 | 2,262 |
| Net interest income | $2,975,000 | 3,513 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $471,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $471,000 | 2,338 |
| Total noninterest expense | $2,923,000 | 3,137 |
| Salaries and employee benefits | $1,749,000 | 2,884 |
| Premises and equipment expense | $704,000 | 1,922 |
| Additional noninterest expense | $470,000 | 4,930 |
| Pre-tax net operating income | $523,000 | 4,299 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $158,000 | 2,955 |
| Income before extraordinary items | $365,000 | 4,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $365,000 | 4,592 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 2,948 |
| Total interest expense | $1,915,000 | 2,323 |
| Net interest income | $1,397,000 | 3,663 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,818 |
| Total noninterest expense | $1,399,000 | 3,270 |
| Salaries and employee benefits | $852,000 | 2,990 |
| Premises and equipment expense | $334,000 | 2,026 |
| Additional noninterest expense | $213,000 | 5,185 |
| Pre-tax net operating income | $169,000 | 5,260 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $127,000 | 5,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $127,000 | 5,391 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,751,000 | 3,127 |
| Total interest expense | $7,646,000 | 2,425 |
| Net interest income | $5,105,000 | 3,935 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $695,000 | 4,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $695,000 | 2,770 |
| Total noninterest expense | $5,731,000 | 3,091 |
| Salaries and employee benefits | $3,401,000 | 2,884 |
| Premises and equipment expense | $1,491,000 | 1,760 |
| Additional noninterest expense | $839,000 | 5,194 |
| Pre-tax net operating income | $69,000 | 7,236 |
| Securities gains (losses) | $355,000 | 319 |
| Applicable income taxes | $-2,000 | 7,716 |
| Income before extraordinary items | $426,000 | 5,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $426,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $71,000 | 7,226 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 3,150 |
| Total interest expense | $5,671,000 | 2,440 |
| Net interest income | $3,780,000 | 3,984 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $520,000 | 4,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $520,000 | 2,786 |
| Total noninterest expense | $4,202,000 | 3,105 |
| Salaries and employee benefits | $2,536,000 | 2,885 |
| Premises and equipment expense | $1,049,000 | 1,857 |
| Additional noninterest expense | $617,000 | 5,199 |
| Pre-tax net operating income | $98,000 | 7,328 |
| Securities gains (losses) | $355,000 | 282 |
| Applicable income taxes | $92,000 | 4,518 |
| Income before extraordinary items | $361,000 | 6,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $361,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $77,000 | 7,352 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 3,203 |
| Total interest expense | $3,702,000 | 2,487 |
| Net interest income | $2,504,000 | 4,019 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $324,000 | 4,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $324,000 | 2,897 |
| Total noninterest expense | $2,816,000 | 3,118 |
| Salaries and employee benefits | $1,680,000 | 2,941 |
| Premises and equipment expense | $715,000 | 1,838 |
| Additional noninterest expense | $421,000 | 5,115 |
| Pre-tax net operating income | $12,000 | 7,724 |
| Securities gains (losses) | $355,000 | 224 |
| Applicable income taxes | $86,000 | 4,276 |
| Income before extraordinary items | $281,000 | 5,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $281,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,650 | 7,750 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 3,221 |
| Total interest expense | $1,808,000 | 2,533 |
| Net interest income | $1,262,000 | 3,999 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $154,000 | 4,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,377,000 | 3,191 |
| Salaries and employee benefits | $802,000 | 3,075 |
| Premises and equipment expense | $367,000 | 1,813 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $39,000 | 7,430 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-12,000 | 8,259 |
| Income before extraordinary items | $51,000 | 7,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $51,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $51,000 | 7,129 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,133,000 | 3,288 |
| Total interest expense | $6,112,000 | 2,548 |
| Net interest income | $5,021,000 | 3,994 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $779,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $779,000 | 2,619 |
| Total noninterest expense | $5,171,000 | 3,258 |
| Salaries and employee benefits | $3,186,000 | 2,967 |
| Premises and equipment expense | $1,129,000 | 2,196 |
| Additional noninterest expense | $856,000 | 5,020 |
| Pre-tax net operating income | $629,000 | 6,103 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $133,000 | 4,740 |
| Income before extraordinary items | $496,000 | 6,177 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $496,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $496,000 | 6,173 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 3,301 |
| Total interest expense | $4,366,000 | 2,582 |
| Net interest income | $3,856,000 | 3,952 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $576,000 | 4,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $576,000 | 2,651 |
| Total noninterest expense | $3,860,000 | 3,254 |
| Salaries and employee benefits | $2,407,000 | 2,942 |
| Premises and equipment expense | $810,000 | 2,296 |
| Additional noninterest expense | $643,000 | 4,998 |
| Pre-tax net operating income | $572,000 | 5,963 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $436,000 | 6,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $436,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $436,000 | 6,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 3,311 |
| Total interest expense | $2,721,000 | 2,641 |
| Net interest income | $2,655,000 | 3,881 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $386,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $386,000 | 2,613 |
| Total noninterest expense | $2,545,000 | 3,307 |
| Salaries and employee benefits | $1,614,000 | 2,929 |
| Premises and equipment expense | $511,000 | 2,423 |
| Additional noninterest expense | $420,000 | 5,041 |
| Pre-tax net operating income | $496,000 | 5,417 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $132,000 | 4,185 |
| Income before extraordinary items | $364,000 | 5,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $364,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $364,000 | 5,598 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 3,318 |
| Total interest expense | $1,293,000 | 2,644 |
| Net interest income | $1,325,000 | 3,887 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $181,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $1,234,000 | 3,390 |
| Salaries and employee benefits | $761,000 | 3,100 |
| Premises and equipment expense | $243,000 | 2,522 |
| Additional noninterest expense | $230,000 | 4,721 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $196,000 | 5,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $196,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $196,000 | 5,402 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 3,228 |
| Total interest expense | $4,113,000 | 2,591 |
| Net interest income | $5,579,000 | 3,642 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $897,000 | 3,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $897,000 | 2,365 |
| Total noninterest expense | $4,867,000 | 3,310 |
| Salaries and employee benefits | $2,994,000 | 2,963 |
| Premises and equipment expense | $1,044,000 | 2,279 |
| Additional noninterest expense | $829,000 | 5,048 |
| Pre-tax net operating income | $1,609,000 | 4,218 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $493,000 | 3,390 |
| Income before extraordinary items | $1,116,000 | 4,526 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,116,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,622 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,116,000 | 4,482 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 3,220 |
| Total interest expense | $2,977,000 | 2,549 |
| Net interest income | $4,171,000 | 3,646 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $695,000 | 3,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $695,000 | 2,327 |
| Total noninterest expense | $3,652,000 | 3,282 |
| Salaries and employee benefits | $2,219,000 | 2,969 |
| Premises and equipment expense | $789,000 | 2,248 |
| Additional noninterest expense | $644,000 | 4,877 |
| Pre-tax net operating income | $1,214,000 | 4,282 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $368,000 | 3,455 |
| Income before extraordinary items | $846,000 | 4,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $846,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,631 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $846,000 | 4,566 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,221 |
| Total interest expense | $1,912,000 | 2,506 |
| Net interest income | $2,737,000 | 3,663 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $390,000 | 4,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $2,392,000 | 3,310 |
| Salaries and employee benefits | $1,405,000 | 3,103 |
| Premises and equipment expense | $609,000 | 1,956 |
| Additional noninterest expense | $378,000 | 5,281 |
| Pre-tax net operating income | $735,000 | 4,490 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $231,000 | 3,542 |
| Income before extraordinary items | $504,000 | 4,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $504,000 | 4,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 3,241 |
| Total interest expense | $920,000 | 2,501 |
| Net interest income | $1,369,000 | 3,676 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $184,000 | 4,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,616 |
| Total noninterest expense | $1,192,000 | 3,328 |
| Salaries and employee benefits | $709,000 | 3,094 |
| Premises and equipment expense | $284,000 | 2,106 |
| Additional noninterest expense | $199,000 | 5,090 |
| Pre-tax net operating income | $361,000 | 4,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $247,000 | 4,900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $247,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $247,000 | 4,855 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 3,227 |
| Total interest expense | $3,454,000 | 2,325 |
| Net interest income | $5,129,000 | 3,740 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $691,000 | 2,725 |
| Total noninterest expense | $4,258,000 | 3,560 |
| Salaries and employee benefits | $2,466,000 | 3,386 |
| Premises and equipment expense | $1,087,000 | 2,116 |
| Additional noninterest expense | $705,000 | 5,508 |
| Pre-tax net operating income | $1,562,000 | 4,149 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $460,000 | 3,479 |
| Income before extraordinary items | $1,102,000 | 4,435 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,102,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-290,000 | 8,909 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,102,000 | 4,362 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 3,178 |
| Total interest expense | $2,557,000 | 2,306 |
| Net interest income | $3,933,000 | 3,648 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $444,000 | 4,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $444,000 | 3,008 |
| Total noninterest expense | $3,075,000 | 3,636 |
| Salaries and employee benefits | $1,781,000 | 3,463 |
| Premises and equipment expense | $781,000 | 2,199 |
| Additional noninterest expense | $513,000 | 5,562 |
| Pre-tax net operating income | $1,302,000 | 3,954 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $434,000 | 3,166 |
| Income before extraordinary items | $868,000 | 4,380 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $868,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-297,000 | 8,949 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $868,000 | 4,305 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 3,170 |
| Total interest expense | $1,682,000 | 2,312 |
| Net interest income | $2,643,000 | 3,620 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $255,000 | 5,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $1,962,000 | 3,799 |
| Salaries and employee benefits | $1,116,000 | 3,656 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $338,000 | 5,609 |
| Pre-tax net operating income | $936,000 | 3,688 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $317,000 | 2,986 |
| Income before extraordinary items | $619,000 | 4,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $619,000 | 4,076 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 3,144 |
| Total interest expense | $834,000 | 2,353 |
| Net interest income | $1,348,000 | 3,551 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $108,000 | 5,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $950,000 | 3,921 |
| Salaries and employee benefits | $537,000 | 3,790 |
| Premises and equipment expense | $250,000 | 2,311 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $506,000 | 3,496 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $174,000 | 2,816 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $332,000 | 3,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 3,155 |
| Total interest expense | $3,878,000 | 2,277 |
| Net interest income | $4,986,000 | 3,683 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $509,000 | 5,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $509,000 | 3,549 |
| Total noninterest expense | $3,998,000 | 3,722 |
| Salaries and employee benefits | $2,234,000 | 3,575 |
| Premises and equipment expense | $971,000 | 2,314 |
| Additional noninterest expense | $793,000 | 5,074 |
| Pre-tax net operating income | $1,497,000 | 4,128 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $475,000 | 3,458 |
| Income before extraordinary items | $1,022,000 | 4,592 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,022,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,022,000 | 4,415 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 3,154 |
| Total interest expense | $3,021,000 | 2,277 |
| Net interest income | $3,712,000 | 3,733 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $388,000 | 5,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $388,000 | 3,586 |
| Total noninterest expense | $2,981,000 | 3,729 |
| Salaries and employee benefits | $1,640,000 | 3,629 |
| Premises and equipment expense | $729,000 | 2,322 |
| Additional noninterest expense | $612,000 | 4,936 |
| Pre-tax net operating income | $1,119,000 | 4,273 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $354,000 | 3,622 |
| Income before extraordinary items | $765,000 | 4,727 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $765,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $765,000 | 4,540 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 3,136 |
| Total interest expense | $2,084,000 | 2,275 |
| Net interest income | $2,470,000 | 3,736 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $246,000 | 5,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $246,000 | 3,655 |
| Total noninterest expense | $1,980,000 | 3,724 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $479,000 | 2,344 |
| Additional noninterest expense | $433,000 | 4,724 |
| Pre-tax net operating income | $736,000 | 4,296 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $229,000 | 3,704 |
| Income before extraordinary items | $507,000 | 4,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $507,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $507,000 | 4,557 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 3,161 |
| Total interest expense | $1,065,000 | 2,285 |
| Net interest income | $1,202,000 | 3,814 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $976,000 | 3,738 |
| Salaries and employee benefits | $545,000 | 3,627 |
| Premises and equipment expense | $244,000 | 2,295 |
| Additional noninterest expense | $187,000 | 5,211 |
| Pre-tax net operating income | $330,000 | 4,541 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $230,000 | 4,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 3,123 |
| Total interest expense | $4,759,000 | 2,345 |
| Net interest income | $4,870,000 | 3,742 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $467,000 | 5,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,412 |
| Total noninterest expense | $3,567,000 | 3,899 |
| Salaries and employee benefits | $2,021,000 | 3,705 |
| Premises and equipment expense | $917,000 | 2,365 |
| Additional noninterest expense | $629,000 | 5,768 |
| Pre-tax net operating income | $1,770,000 | 3,702 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $601,000 | 3,116 |
| Income before extraordinary items | $1,169,000 | 4,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,169,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,169,000 | 4,052 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,334 |
| Total interest expense | $5,848,000 | 2,736 |
| Net interest income | $4,066,000 | 4,071 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $401,000 | 5,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $401,000 | 3,526 |
| Total noninterest expense | $3,172,000 | 4,148 |
| Salaries and employee benefits | $1,812,000 | 3,898 |
| Premises and equipment expense | $749,000 | 2,794 |
| Additional noninterest expense | $611,000 | 5,766 |
| Pre-tax net operating income | $1,295,000 | 4,234 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $457,000 | 3,477 |
| Income before extraordinary items | $838,000 | 4,763 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $838,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $838,000 | 4,639 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 3,924 |
| Total interest expense | $5,054,000 | 3,283 |
| Net interest income | $3,470,000 | 4,635 |
| Provision for loan and lease losses | $-250,000 | 9,861 |
| Total noninterest income | $317,000 | 6,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $317,000 | 3,803 |
| Total noninterest expense | $2,792,000 | 4,481 |
| Salaries and employee benefits | $1,609,000 | 4,133 |
| Premises and equipment expense | $634,000 | 3,120 |
| Additional noninterest expense | $549,000 | 6,074 |
| Pre-tax net operating income | $1,245,000 | 4,630 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $436,000 | 3,803 |
| Income before extraordinary items | $809,000 | 5,016 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $809,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-354,000 | 9,867 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $809,000 | 5,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 4,375 |
| Total interest expense | $3,965,000 | 3,608 |
| Net interest income | $3,065,000 | 5,079 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $245,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $245,000 | 4,483 |
| Total noninterest expense | $2,283,000 | 5,189 |
| Salaries and employee benefits | $1,334,000 | 4,776 |
| Premises and equipment expense | $446,000 | 4,162 |
| Additional noninterest expense | $503,000 | 6,500 |
| Pre-tax net operating income | $1,027,000 | 5,228 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $700,000 | 5,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $700,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,074 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $700,000 | 5,428 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,418,000 | 4,733 |
| Total interest expense | $3,463,000 | 4,172 |
| Net interest income | $2,955,000 | 5,180 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $197,000 | 4,997 |
| Total noninterest expense | $2,124,000 | 5,355 |
| Salaries and employee benefits | $1,225,000 | 5,003 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $462,000 | 6,705 |
| Pre-tax net operating income | $1,028,000 | 5,328 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $341,000 | 4,833 |
| Income before extraordinary items | $687,000 | 5,672 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $687,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 10,241 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $687,000 | 5,565 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 5,296 |
| Total interest expense | $2,909,000 | 4,849 |
| Net interest income | $2,741,000 | 5,682 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $200,000 | 7,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $200,000 | 4,953 |
| Total noninterest expense | $2,112,000 | 5,440 |
| Salaries and employee benefits | $1,256,000 | 4,913 |
| Premises and equipment expense | $365,000 | 4,751 |
| Additional noninterest expense | $491,000 | 6,578 |
| Pre-tax net operating income | $829,000 | 6,417 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $291,000 | 5,814 |
| Income before extraordinary items | $538,000 | 6,751 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $538,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 10,799 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $538,000 | 6,694 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 5,928 |
| Total interest expense | $2,553,000 | 5,426 |
| Net interest income | $2,449,000 | 6,282 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $157,000 | 8,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $2,444,000 | 5,090 |
| Salaries and employee benefits | $1,118,000 | 5,527 |
| Premises and equipment expense | $264,000 | 6,054 |
| Additional noninterest expense | $1,062,000 | 4,191 |
| Pre-tax net operating income | $162,000 | 10,011 |
| Securities gains (losses) | $309,000 | 539 |
| Applicable income taxes | $188,000 | 7,318 |
| Income before extraordinary items | $283,000 | 8,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $283,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $85,240 | 10,307 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 6,282 |
| Total interest expense | $2,404,000 | 5,733 |
| Net interest income | $2,254,000 | 6,773 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $142,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $142,000 | 6,145 |
| Total noninterest expense | $1,992,000 | 5,997 |
| Salaries and employee benefits | $1,025,000 | 5,936 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $753,000 | 5,511 |
| Pre-tax net operating income | $404,000 | 9,043 |
| Securities gains (losses) | $230,000 | 625 |
| Applicable income taxes | $241,000 | 6,773 |
| Income before extraordinary items | $393,000 | 8,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $393,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 11,777 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $245,800 | 9,439 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 6,154 |
| Total interest expense | $2,163,000 | 5,248 |
| Net interest income | $2,328,000 | 6,801 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $283,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $283,000 | 4,264 |
| Total noninterest expense | $1,630,000 | 7,202 |
| Salaries and employee benefits | $740,000 | 7,600 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $758,000 | 5,950 |
| Pre-tax net operating income | $981,000 | 6,045 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $729,000 | 5,739 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $729,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $729,000 | 5,816 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 5,788 |
| Total interest expense | $2,551,000 | 4,730 |
| Net interest income | $2,449,000 | 6,640 |
| Provision for loan and lease losses | $225,000 | 3,650 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $1,680,000 | 7,254 |
| Salaries and employee benefits | $769,000 | 7,500 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $650,000 | 6,943 |
| Pre-tax net operating income | $654,000 | 7,612 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $468,000 | 7,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $468,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $468,000 | 7,551 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 5,705 |
| Total interest expense | $3,392,000 | 4,669 |
| Net interest income | $2,343,000 | 6,910 |
| Provision for loan and lease losses | $550,000 | 2,794 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $2,004,000 | 6,374 |
| Salaries and employee benefits | $980,000 | 6,144 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $765,000 | 6,311 |
| Pre-tax net operating income | $-195,000 | 13,083 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $-300,000 | 13,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-300,000 | 13,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,001,000 | 1,556 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-300,000 | 13,149 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.