Home > Schertz Bank & Trust > Income and Expense
Schertz Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $43,091,000 | 1,062 |
| Total interest expense | $18,390,000 | 831 |
| Net interest income | $24,701,000 | 1,216 |
| Provision for loan and lease losses | $848,000 | 928 |
| Total noninterest income | $1,014,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $239,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 2,539 |
| Total noninterest expense | $11,100,000 | 1,908 |
| Salaries and employee benefits | $6,400,000 | 1,865 |
| Premises and equipment expense | $1,003,000 | 2,024 |
| Additional noninterest expense | $775,000 | 2,539 |
| Pre-tax net operating income | $13,767,000 | 919 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,640,000 | 804 |
| Income before extraordinary items | $11,127,000 | 924 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,127,000 | 938 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $11,127,000 | 927 |
| Net charge-offs | $-4,000 | 3,689 |
| Cash dividends | $2,185,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 465 |
| Net operating income | $11,127,000 | 939 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $31,127,000 | 1,072 |
| Total interest expense | $12,537,000 | 836 |
| Net interest income | $18,590,000 | 1,217 |
| Provision for loan and lease losses | $422,000 | 1,121 |
| Total noninterest income | $752,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $178,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,557 |
| Total noninterest expense | $8,241,000 | 1,919 |
| Salaries and employee benefits | $4,784,000 | 1,890 |
| Premises and equipment expense | $764,000 | 2,009 |
| Additional noninterest expense | $574,000 | 2,556 |
| Pre-tax net operating income | $10,679,000 | 925 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,150,000 | 806 |
| Income before extraordinary items | $8,529,000 | 946 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,529,000 | 950 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,529,000 | 946 |
| Net charge-offs | $-7,000 | 3,746 |
| Cash dividends | $2,185,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 441 |
| Net operating income | $8,529,000 | 959 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $19,963,000 | 1,080 |
| Total interest expense | $7,471,000 | 835 |
| Net interest income | $12,492,000 | 1,219 |
| Provision for loan and lease losses | $360,000 | 932 |
| Total noninterest income | $496,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $114,000 | 2,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 2,510 |
| Total noninterest expense | $5,370,000 | 1,944 |
| Salaries and employee benefits | $3,168,000 | 1,891 |
| Premises and equipment expense | $489,000 | 2,045 |
| Additional noninterest expense | $382,000 | 2,505 |
| Pre-tax net operating income | $7,258,000 | 920 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,464,000 | 796 |
| Income before extraordinary items | $5,794,000 | 948 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,794,000 | 959 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,794,000 | 948 |
| Net charge-offs | $-3,000 | 3,600 |
| Cash dividends | $2,185,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 430 |
| Net operating income | $5,794,000 | 956 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 1,105 |
| Total interest expense | $3,172,000 | 855 |
| Net interest income | $6,336,000 | 1,209 |
| Provision for loan and lease losses | $180,000 | 940 |
| Total noninterest income | $235,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $53,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,543 |
| Total noninterest expense | $2,677,000 | 1,964 |
| Salaries and employee benefits | $1,621,000 | 1,892 |
| Premises and equipment expense | $241,000 | 2,093 |
| Additional noninterest expense | $182,000 | 2,543 |
| Pre-tax net operating income | $3,714,000 | 937 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $772,000 | 789 |
| Income before extraordinary items | $2,942,000 | 955 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,942,000 | 954 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,942,000 | 954 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 373 |
| Net operating income | $2,942,000 | 972 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $31,091,000 | 1,108 |
| Total interest expense | $4,774,000 | 815 |
| Net interest income | $26,317,000 | 1,149 |
| Provision for loan and lease losses | $2,150,000 | 492 |
| Total noninterest income | $3,289,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $223,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,066,000 | 1,244 |
| Total noninterest expense | $9,886,000 | 2,031 |
| Salaries and employee benefits | $5,764,000 | 1,996 |
| Premises and equipment expense | $939,000 | 2,083 |
| Additional noninterest expense | $3,066,000 | 1,244 |
| Pre-tax net operating income | $17,570,000 | 834 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,522,000 | 746 |
| Income before extraordinary items | $14,048,000 | 853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,048,000 | 854 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $14,048,000 | 854 |
| Net charge-offs | $12,000 | 2,093 |
| Cash dividends | $2,242,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 539 |
| Net operating income | $14,048,000 | 873 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $22,084,000 | 1,121 |
| Total interest expense | $2,613,000 | 813 |
| Net interest income | $19,471,000 | 1,144 |
| Provision for loan and lease losses | $1,300,000 | 530 |
| Total noninterest income | $1,868,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $169,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,699,000 | 1,532 |
| Total noninterest expense | $7,343,000 | 2,031 |
| Salaries and employee benefits | $4,326,000 | 2,000 |
| Premises and equipment expense | $716,000 | 2,070 |
| Additional noninterest expense | $1,699,000 | 1,532 |
| Pre-tax net operating income | $12,696,000 | 855 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,567,000 | 771 |
| Income before extraordinary items | $10,129,000 | 888 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,129,000 | 888 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $10,129,000 | 888 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $2,243,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 481 |
| Net operating income | $10,129,000 | 902 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,767,000 | 1,138 |
| Total interest expense | $1,575,000 | 734 |
| Net interest income | $12,192,000 | 1,170 |
| Provision for loan and lease losses | $600,000 | 609 |
| Total noninterest income | $560,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $111,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,500 |
| Total noninterest expense | $4,869,000 | 2,029 |
| Salaries and employee benefits | $2,908,000 | 1,989 |
| Premises and equipment expense | $469,000 | 2,091 |
| Additional noninterest expense | $1,492,000 | 2,015 |
| Pre-tax net operating income | $7,283,000 | 916 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,465,000 | 804 |
| Income before extraordinary items | $5,818,000 | 934 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,818,000 | 934 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,818,000 | 934 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $2,243,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 451 |
| Net operating income | $5,818,000 | 954 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,445,000 | 1,171 |
| Total interest expense | $796,000 | 695 |
| Net interest income | $5,649,000 | 1,209 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $255,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $54,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,565 |
| Total noninterest expense | $2,443,000 | 2,011 |
| Salaries and employee benefits | $1,469,000 | 1,964 |
| Premises and equipment expense | $249,000 | 2,038 |
| Additional noninterest expense | $725,000 | 2,043 |
| Pre-tax net operating income | $3,311,000 | 937 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $665,000 | 827 |
| Income before extraordinary items | $2,646,000 | 972 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,646,000 | 971 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,646,000 | 972 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $401,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 428 |
| Net operating income | $2,646,000 | 985 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,703,000 | 1,242 |
| Total interest expense | $3,836,000 | 706 |
| Net interest income | $20,867,000 | 1,309 |
| Provision for loan and lease losses | $995,000 | 603 |
| Total noninterest income | $1,163,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $186,000 | 2,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 2,661 |
| Total noninterest expense | $9,344,000 | 2,066 |
| Salaries and employee benefits | $5,461,000 | 2,066 |
| Premises and equipment expense | $936,000 | 2,113 |
| Additional noninterest expense | $2,947,000 | 2,016 |
| Pre-tax net operating income | $11,691,000 | 1,144 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,378,000 | 986 |
| Income before extraordinary items | $9,313,000 | 1,203 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,313,000 | 1,203 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,313,000 | 1,203 |
| Net charge-offs | $377,000 | 747 |
| Cash dividends | $2,251,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 569 |
| Net operating income | $9,313,000 | 1,191 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,374,000 | 1,276 |
| Total interest expense | $2,949,000 | 732 |
| Net interest income | $15,425,000 | 1,352 |
| Provision for loan and lease losses | $660,000 | 647 |
| Total noninterest income | $877,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $132,000 | 2,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 2,670 |
| Total noninterest expense | $6,799,000 | 2,118 |
| Salaries and employee benefits | $4,081,000 | 2,063 |
| Premises and equipment expense | $690,000 | 2,155 |
| Additional noninterest expense | $2,028,000 | 2,138 |
| Pre-tax net operating income | $8,843,000 | 1,180 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,825,000 | 1,013 |
| Income before extraordinary items | $7,018,000 | 1,246 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,018,000 | 1,246 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,018,000 | 1,246 |
| Net charge-offs | $17,000 | 1,801 |
| Cash dividends | $2,251,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 530 |
| Net operating income | $7,018,000 | 1,228 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,957,000 | 1,300 |
| Total interest expense | $1,993,000 | 757 |
| Net interest income | $9,964,000 | 1,385 |
| Provision for loan and lease losses | $370,000 | 772 |
| Total noninterest income | $654,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $87,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,508 |
| Total noninterest expense | $4,489,000 | 2,124 |
| Salaries and employee benefits | $2,715,000 | 2,059 |
| Premises and equipment expense | $446,000 | 2,192 |
| Additional noninterest expense | $1,328,000 | 2,140 |
| Pre-tax net operating income | $5,759,000 | 1,181 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,189,000 | 1,023 |
| Income before extraordinary items | $4,570,000 | 1,270 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,570,000 | 1,270 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,570,000 | 1,270 |
| Net charge-offs | $24,000 | 1,428 |
| Cash dividends | $2,251,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 499 |
| Net operating income | $4,570,000 | 1,244 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 1,330 |
| Total interest expense | $1,022,000 | 790 |
| Net interest income | $4,795,000 | 1,414 |
| Provision for loan and lease losses | $235,000 | 713 |
| Total noninterest income | $443,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $44,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 2,156 |
| Total noninterest expense | $2,202,000 | 2,134 |
| Salaries and employee benefits | $1,345,000 | 2,064 |
| Premises and equipment expense | $226,000 | 2,192 |
| Additional noninterest expense | $631,000 | 2,186 |
| Pre-tax net operating income | $2,801,000 | 1,196 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $576,000 | 1,042 |
| Income before extraordinary items | $2,225,000 | 1,287 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,225,000 | 1,287 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,225,000 | 1,287 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $401,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 458 |
| Net operating income | $2,225,000 | 1,259 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,728,000 | 1,331 |
| Total interest expense | $4,753,000 | 997 |
| Net interest income | $17,975,000 | 1,416 |
| Provision for loan and lease losses | $1,365,000 | 1,316 |
| Total noninterest income | $798,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $183,000 | 2,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,945 |
| Total noninterest expense | $8,957,000 | 2,104 |
| Salaries and employee benefits | $5,149,000 | 2,113 |
| Premises and equipment expense | $1,095,000 | 1,904 |
| Additional noninterest expense | $2,713,000 | 2,088 |
| Pre-tax net operating income | $8,451,000 | 1,198 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,690,000 | 1,042 |
| Income before extraordinary items | $6,761,000 | 1,295 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,761,000 | 1,296 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,761,000 | 1,296 |
| Net charge-offs | $953,000 | 669 |
| Cash dividends | $2,225,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 550 |
| Net operating income | $6,761,000 | 1,257 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,886,000 | 1,348 |
| Total interest expense | $3,646,000 | 1,036 |
| Net interest income | $13,240,000 | 1,426 |
| Provision for loan and lease losses | $1,065,000 | 1,303 |
| Total noninterest income | $605,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $135,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,891 |
| Total noninterest expense | $6,597,000 | 2,120 |
| Salaries and employee benefits | $3,867,000 | 2,090 |
| Premises and equipment expense | $813,000 | 1,918 |
| Additional noninterest expense | $1,917,000 | 2,141 |
| Pre-tax net operating income | $6,183,000 | 1,187 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,249,000 | 1,011 |
| Income before extraordinary items | $4,934,000 | 1,290 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,934,000 | 1,290 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,934,000 | 1,290 |
| Net charge-offs | $1,014,000 | 501 |
| Cash dividends | $2,225,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 519 |
| Net operating income | $4,934,000 | 1,246 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 1,384 |
| Total interest expense | $2,470,000 | 1,096 |
| Net interest income | $8,672,000 | 1,451 |
| Provision for loan and lease losses | $1,065,000 | 1,041 |
| Total noninterest income | $368,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $93,000 | 2,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 2,988 |
| Total noninterest expense | $4,387,000 | 2,122 |
| Salaries and employee benefits | $2,583,000 | 2,089 |
| Premises and equipment expense | $537,000 | 1,934 |
| Additional noninterest expense | $1,267,000 | 2,140 |
| Pre-tax net operating income | $3,588,000 | 1,265 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $722,000 | 1,054 |
| Income before extraordinary items | $2,866,000 | 1,351 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,866,000 | 1,351 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,866,000 | 1,351 |
| Net charge-offs | $1,015,000 | 390 |
| Cash dividends | $2,225,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 487 |
| Net operating income | $2,866,000 | 1,315 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 1,443 |
| Total interest expense | $1,282,000 | 1,165 |
| Net interest income | $4,002,000 | 1,505 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $188,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $55,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 2,886 |
| Total noninterest expense | $2,218,000 | 2,113 |
| Salaries and employee benefits | $1,306,000 | 2,082 |
| Premises and equipment expense | $254,000 | 2,025 |
| Additional noninterest expense | $658,000 | 2,108 |
| Pre-tax net operating income | $1,867,000 | 1,114 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $380,000 | 908 |
| Income before extraordinary items | $1,487,000 | 1,195 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,487,000 | 1,194 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,487,000 | 1,195 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $326,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 451 |
| Net operating income | $1,487,000 | 1,175 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,319,000 | 1,506 |
| Total interest expense | $4,785,000 | 1,292 |
| Net interest income | $15,534,000 | 1,542 |
| Provision for loan and lease losses | $695,000 | 1,210 |
| Total noninterest income | $883,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $239,000 | 2,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $644,000 | 2,758 |
| Total noninterest expense | $8,115,000 | 2,231 |
| Salaries and employee benefits | $4,645,000 | 2,208 |
| Premises and equipment expense | $1,107,000 | 1,903 |
| Additional noninterest expense | $2,363,000 | 2,298 |
| Pre-tax net operating income | $7,607,000 | 1,270 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,492,000 | 1,112 |
| Income before extraordinary items | $6,115,000 | 1,363 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,115,000 | 1,366 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,115,000 | 1,366 |
| Net charge-offs | $38,000 | 2,802 |
| Cash dividends | $2,418,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 610 |
| Net operating income | $6,115,000 | 1,333 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,909,000 | 1,543 |
| Total interest expense | $3,536,000 | 1,318 |
| Net interest income | $11,373,000 | 1,594 |
| Provision for loan and lease losses | $360,000 | 1,428 |
| Total noninterest income | $653,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $183,000 | 2,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 2,797 |
| Total noninterest expense | $6,057,000 | 2,237 |
| Salaries and employee benefits | $3,481,000 | 2,219 |
| Premises and equipment expense | $830,000 | 1,915 |
| Additional noninterest expense | $1,746,000 | 2,313 |
| Pre-tax net operating income | $5,609,000 | 1,328 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,145,000 | 1,132 |
| Income before extraordinary items | $4,464,000 | 1,413 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,464,000 | 1,413 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,464,000 | 1,415 |
| Net charge-offs | $37,000 | 2,403 |
| Cash dividends | $2,418,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 571 |
| Net operating income | $4,464,000 | 1,389 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,590,000 | 1,586 |
| Total interest expense | $2,307,000 | 1,320 |
| Net interest income | $7,283,000 | 1,673 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $447,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $122,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 2,730 |
| Total noninterest expense | $4,061,000 | 2,238 |
| Salaries and employee benefits | $2,335,000 | 2,223 |
| Premises and equipment expense | $559,000 | 1,906 |
| Additional noninterest expense | $1,167,000 | 2,323 |
| Pre-tax net operating income | $3,444,000 | 1,387 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $699,000 | 1,171 |
| Income before extraordinary items | $2,745,000 | 1,485 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,745,000 | 1,484 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,745,000 | 1,485 |
| Net charge-offs | $31,000 | 2,145 |
| Cash dividends | $2,418,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 552 |
| Net operating income | $2,745,000 | 1,455 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 1,598 |
| Total interest expense | $1,077,000 | 1,355 |
| Net interest income | $3,656,000 | 1,680 |
| Provision for loan and lease losses | $135,000 | 1,269 |
| Total noninterest income | $175,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $58,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,030 |
| Total noninterest expense | $2,053,000 | 2,229 |
| Salaries and employee benefits | $1,190,000 | 2,222 |
| Premises and equipment expense | $285,000 | 1,898 |
| Additional noninterest expense | $578,000 | 2,339 |
| Pre-tax net operating income | $1,643,000 | 1,413 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $333,000 | 1,186 |
| Income before extraordinary items | $1,310,000 | 1,516 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,310,000 | 1,516 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,310,000 | 1,515 |
| Net charge-offs | $51,000 | 1,196 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,310,000 | 1,490 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,466,000 | 1,555 |
| Total interest expense | $3,158,000 | 1,377 |
| Net interest income | $15,308,000 | 1,569 |
| Provision for loan and lease losses | $620,000 | 1,253 |
| Total noninterest income | $724,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $263,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,172 |
| Total noninterest expense | $7,821,000 | 2,280 |
| Salaries and employee benefits | $4,371,000 | 2,313 |
| Premises and equipment expense | $1,107,000 | 1,905 |
| Additional noninterest expense | $2,343,000 | 2,334 |
| Pre-tax net operating income | $7,591,000 | 1,273 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $1,581,000 | 1,016 |
| Income before extraordinary items | $6,011,000 | 1,355 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,011,000 | 1,353 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,011,000 | 1,354 |
| Net charge-offs | $14,000 | 3,234 |
| Cash dividends | $750,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,010,210 | 1,347 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,515,000 | 1,569 |
| Total interest expense | $2,204,000 | 1,387 |
| Net interest income | $11,311,000 | 1,585 |
| Provision for loan and lease losses | $405,000 | 1,310 |
| Total noninterest income | $544,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $199,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,212 |
| Total noninterest expense | $5,833,000 | 2,297 |
| Salaries and employee benefits | $3,274,000 | 2,314 |
| Premises and equipment expense | $822,000 | 1,932 |
| Additional noninterest expense | $1,737,000 | 2,347 |
| Pre-tax net operating income | $5,617,000 | 1,295 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $1,154,000 | 1,062 |
| Income before extraordinary items | $4,464,000 | 1,369 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,464,000 | 1,368 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,464,000 | 1,368 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,463,210 | 1,352 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 1,579 |
| Total interest expense | $1,363,000 | 1,398 |
| Net interest income | $7,475,000 | 1,597 |
| Provision for loan and lease losses | $270,000 | 1,288 |
| Total noninterest income | $368,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $134,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,181 |
| Total noninterest expense | $3,870,000 | 2,309 |
| Salaries and employee benefits | $2,186,000 | 2,328 |
| Premises and equipment expense | $546,000 | 1,953 |
| Additional noninterest expense | $1,138,000 | 2,391 |
| Pre-tax net operating income | $3,703,000 | 1,290 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $760,000 | 1,055 |
| Income before extraordinary items | $2,944,000 | 1,372 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,944,000 | 1,371 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,944,000 | 1,371 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $750,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,943,210 | 1,363 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 1,597 |
| Total interest expense | $662,000 | 1,371 |
| Net interest income | $3,660,000 | 1,628 |
| Provision for loan and lease losses | $135,000 | 1,241 |
| Total noninterest income | $181,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $70,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,197 |
| Total noninterest expense | $1,997,000 | 2,285 |
| Salaries and employee benefits | $1,119,000 | 2,303 |
| Premises and equipment expense | $282,000 | 1,940 |
| Additional noninterest expense | $596,000 | 2,287 |
| Pre-tax net operating income | $1,709,000 | 1,350 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $350,000 | 1,092 |
| Income before extraordinary items | $1,359,000 | 1,438 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,359,000 | 1,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,359,000 | 1,438 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,359,000 | 1,425 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,897,000 | 1,666 |
| Total interest expense | $2,161,000 | 1,442 |
| Net interest income | $13,736,000 | 1,692 |
| Provision for loan and lease losses | $740,000 | 1,110 |
| Total noninterest income | $777,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $261,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 3,116 |
| Total noninterest expense | $7,812,000 | 2,319 |
| Salaries and employee benefits | $4,314,000 | 2,346 |
| Premises and equipment expense | $1,014,000 | 2,089 |
| Additional noninterest expense | $2,484,000 | 2,267 |
| Pre-tax net operating income | $5,961,000 | 1,467 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,104,000 | 1,237 |
| Income before extraordinary items | $3,857,000 | 1,658 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,857,000 | 1,658 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,857,000 | 1,658 |
| Net charge-offs | $20,000 | 3,424 |
| Cash dividends | $410,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,857,000 | 1,637 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 1,704 |
| Total interest expense | $1,553,000 | 1,471 |
| Net interest income | $10,036,000 | 1,740 |
| Provision for loan and lease losses | $405,000 | 1,341 |
| Total noninterest income | $596,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $196,000 | 3,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 3,090 |
| Total noninterest expense | $5,909,000 | 2,309 |
| Salaries and employee benefits | $3,222,000 | 2,359 |
| Premises and equipment expense | $744,000 | 2,134 |
| Additional noninterest expense | $1,943,000 | 2,186 |
| Pre-tax net operating income | $4,318,000 | 1,525 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,425,000 | 1,160 |
| Income before extraordinary items | $2,893,000 | 1,780 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,893,000 | 1,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,893,000 | 1,780 |
| Net charge-offs | $17,000 | 3,057 |
| Cash dividends | $410,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,893,000 | 1,755 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 1,755 |
| Total interest expense | $978,000 | 1,508 |
| Net interest income | $6,483,000 | 1,771 |
| Provision for loan and lease losses | $270,000 | 1,306 |
| Total noninterest income | $416,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $127,000 | 3,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,997 |
| Total noninterest expense | $3,813,000 | 2,364 |
| Salaries and employee benefits | $2,155,000 | 2,374 |
| Premises and equipment expense | $496,000 | 2,145 |
| Additional noninterest expense | $1,162,000 | 2,389 |
| Pre-tax net operating income | $2,816,000 | 1,541 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $930,000 | 1,159 |
| Income before extraordinary items | $1,886,000 | 1,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,886,000 | 1,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,886,000 | 1,786 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $410,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,886,000 | 1,764 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 1,798 |
| Total interest expense | $449,000 | 1,589 |
| Net interest income | $3,159,000 | 1,808 |
| Provision for loan and lease losses | $135,000 | 1,235 |
| Total noninterest income | $227,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,796 |
| Total noninterest expense | $1,994,000 | 2,305 |
| Salaries and employee benefits | $1,085,000 | 2,387 |
| Premises and equipment expense | $255,000 | 2,115 |
| Additional noninterest expense | $654,000 | 2,155 |
| Pre-tax net operating income | $1,257,000 | 1,656 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $414,000 | 1,217 |
| Income before extraordinary items | $843,000 | 1,897 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $843,000 | 1,897 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $843,000 | 1,897 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $410,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $843,000 | 1,884 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,293,000 | 1,896 |
| Total interest expense | $1,282,000 | 2,020 |
| Net interest income | $12,011,000 | 1,863 |
| Provision for loan and lease losses | $620,000 | 1,273 |
| Total noninterest income | $1,454,000 | 2,532 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $291,000 | 2,987 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,163,000 | 2,218 |
| Total noninterest expense | $7,497,000 | 2,417 |
| Salaries and employee benefits | $4,140,000 | 2,435 |
| Premises and equipment expense | $1,182,000 | 1,893 |
| Additional noninterest expense | $2,175,000 | 2,603 |
| Pre-tax net operating income | $5,348,000 | 1,537 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,712,000 | 1,178 |
| Income before extraordinary items | $3,636,000 | 1,788 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,636,000 | 1,787 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,636,000 | 1,787 |
| Net charge-offs | $35,000 | 3,369 |
| Cash dividends | $313,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,636,000 | 1,750 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,810,000 | 1,933 |
| Total interest expense | $931,000 | 2,080 |
| Net interest income | $8,879,000 | 1,887 |
| Provision for loan and lease losses | $515,000 | 1,115 |
| Total noninterest income | $1,170,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $226,000 | 2,943 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $944,000 | 2,116 |
| Total noninterest expense | $5,336,000 | 2,514 |
| Salaries and employee benefits | $3,083,000 | 2,439 |
| Premises and equipment expense | $634,000 | 2,408 |
| Additional noninterest expense | $1,619,000 | 2,625 |
| Pre-tax net operating income | $4,198,000 | 1,498 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,349,000 | 1,168 |
| Income before extraordinary items | $2,849,000 | 1,755 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,849,000 | 1,755 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,849,000 | 1,755 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $313,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,849,000 | 1,710 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 1,972 |
| Total interest expense | $560,000 | 2,251 |
| Net interest income | $5,812,000 | 1,921 |
| Provision for loan and lease losses | $235,000 | 1,483 |
| Total noninterest income | $451,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $159,000 | 2,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $292,000 | 3,060 |
| Total noninterest expense | $3,534,000 | 2,538 |
| Salaries and employee benefits | $2,032,000 | 2,471 |
| Premises and equipment expense | $418,000 | 2,436 |
| Additional noninterest expense | $1,084,000 | 2,620 |
| Pre-tax net operating income | $2,494,000 | 1,634 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $788,000 | 1,256 |
| Income before extraordinary items | $1,706,000 | 1,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,706,000 | 1,891 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,706,000 | 1,891 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $313,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,706,000 | 1,840 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 2,038 |
| Total interest expense | $258,000 | 2,390 |
| Net interest income | $2,814,000 | 1,979 |
| Provision for loan and lease losses | $105,000 | 1,464 |
| Total noninterest income | $228,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $147,000 | 3,007 |
| Total noninterest expense | $1,759,000 | 2,554 |
| Salaries and employee benefits | $1,025,000 | 2,473 |
| Premises and equipment expense | $202,000 | 2,526 |
| Additional noninterest expense | $532,000 | 2,644 |
| Pre-tax net operating income | $1,178,000 | 1,705 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $365,000 | 1,309 |
| Income before extraordinary items | $813,000 | 1,963 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $813,000 | 1,963 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $813,000 | 1,963 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $313,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $813,000 | 1,908 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 2,246 |
| Total interest expense | $792,000 | 2,843 |
| Net interest income | $9,873,000 | 2,166 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $984,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $336,000 | 2,826 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $648,000 | 2,934 |
| Total noninterest expense | $6,551,000 | 2,683 |
| Salaries and employee benefits | $3,737,000 | 2,614 |
| Premises and equipment expense | $802,000 | 2,554 |
| Additional noninterest expense | $2,012,000 | 2,781 |
| Pre-tax net operating income | $4,006,000 | 1,862 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,264,000 | 1,377 |
| Income before extraordinary items | $2,742,000 | 2,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,742,000 | 2,183 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,742,000 | 2,184 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $298,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,742,000 | 2,145 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 2,310 |
| Total interest expense | $576,000 | 2,935 |
| Net interest income | $7,242,000 | 2,231 |
| Provision for loan and lease losses | $205,000 | 1,932 |
| Total noninterest income | $732,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $247,000 | 2,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $485,000 | 2,957 |
| Total noninterest expense | $4,805,000 | 2,738 |
| Salaries and employee benefits | $2,727,000 | 2,665 |
| Premises and equipment expense | $589,000 | 2,630 |
| Additional noninterest expense | $1,489,000 | 2,807 |
| Pre-tax net operating income | $2,964,000 | 1,920 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $930,000 | 1,440 |
| Income before extraordinary items | $2,034,000 | 2,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,034,000 | 2,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,034,000 | 2,236 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $298,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,034,000 | 2,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 2,344 |
| Total interest expense | $366,000 | 3,035 |
| Net interest income | $4,752,000 | 2,250 |
| Provision for loan and lease losses | $145,000 | 1,868 |
| Total noninterest income | $492,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $163,000 | 2,872 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $329,000 | 2,946 |
| Total noninterest expense | $3,187,000 | 2,771 |
| Salaries and employee benefits | $1,805,000 | 2,692 |
| Premises and equipment expense | $391,000 | 2,646 |
| Additional noninterest expense | $991,000 | 2,827 |
| Pre-tax net operating income | $1,912,000 | 1,953 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $599,000 | 1,479 |
| Income before extraordinary items | $1,313,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,313,000 | 2,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,313,000 | 2,273 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $298,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,313,000 | 2,225 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 2,443 |
| Total interest expense | $161,000 | 3,335 |
| Net interest income | $2,271,000 | 2,349 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $219,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $84,000 | 2,800 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 3,176 |
| Total noninterest expense | $1,557,000 | 2,828 |
| Salaries and employee benefits | $887,000 | 2,755 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $485,000 | 2,850 |
| Pre-tax net operating income | $888,000 | 2,042 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $284,000 | 1,500 |
| Income before extraordinary items | $604,000 | 2,379 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $604,000 | 2,382 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $604,000 | 2,381 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $298,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $604,000 | 2,308 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 2,593 |
| Total interest expense | $482,000 | 4,088 |
| Net interest income | $8,722,000 | 2,431 |
| Provision for loan and lease losses | $170,000 | 2,655 |
| Total noninterest income | $1,084,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $380,000 | 2,775 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $704,000 | 2,812 |
| Total noninterest expense | $6,530,000 | 2,750 |
| Salaries and employee benefits | $3,402,000 | 2,820 |
| Premises and equipment expense | $800,000 | 2,664 |
| Additional noninterest expense | $2,328,000 | 2,555 |
| Pre-tax net operating income | $3,106,000 | 2,221 |
| Securities gains (losses) | $-100,000 | 6,333 |
| Applicable income taxes | $867,000 | 1,698 |
| Income before extraordinary items | $2,139,000 | 2,571 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,139,000 | 2,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,139,000 | 2,571 |
| Net charge-offs | $-127,000 | 6,174 |
| Cash dividends | $212,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,210,000 | 2,478 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 2,643 |
| Total interest expense | $338,000 | 4,265 |
| Net interest income | $6,452,000 | 2,470 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $861,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $289,000 | 2,783 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $572,000 | 2,713 |
| Total noninterest expense | $4,766,000 | 2,815 |
| Salaries and employee benefits | $2,454,000 | 2,906 |
| Premises and equipment expense | $577,000 | 2,769 |
| Additional noninterest expense | $1,735,000 | 2,570 |
| Pre-tax net operating income | $2,407,000 | 2,199 |
| Securities gains (losses) | $-100,000 | 6,440 |
| Applicable income taxes | $685,000 | 1,672 |
| Income before extraordinary items | $1,622,000 | 2,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,622,000 | 2,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,622,000 | 2,587 |
| Net charge-offs | $-126,000 | 6,253 |
| Cash dividends | $212,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,692,000 | 2,462 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 2,702 |
| Total interest expense | $197,000 | 4,603 |
| Net interest income | $4,220,000 | 2,507 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $597,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $190,000 | 2,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $407,000 | 2,604 |
| Total noninterest expense | $3,210,000 | 2,810 |
| Salaries and employee benefits | $1,652,000 | 2,908 |
| Premises and equipment expense | $373,000 | 2,843 |
| Additional noninterest expense | $1,185,000 | 2,520 |
| Pre-tax net operating income | $1,517,000 | 2,251 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $446,000 | 1,655 |
| Income before extraordinary items | $1,071,000 | 2,519 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,071,000 | 2,522 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,071,000 | 2,523 |
| Net charge-offs | $-44,000 | 6,118 |
| Cash dividends | $212,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,071,000 | 2,480 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 2,769 |
| Total interest expense | $80,000 | 5,037 |
| Net interest income | $2,063,000 | 2,551 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $319,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $93,000 | 2,818 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $226,000 | 2,388 |
| Total noninterest expense | $1,662,000 | 2,741 |
| Salaries and employee benefits | $833,000 | 2,907 |
| Premises and equipment expense | $182,000 | 2,943 |
| Additional noninterest expense | $647,000 | 2,310 |
| Pre-tax net operating income | $680,000 | 2,372 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $192,000 | 1,747 |
| Income before extraordinary items | $488,000 | 2,614 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $488,000 | 2,618 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $488,000 | 2,618 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $212,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $488,000 | 2,572 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 3,075 |
| Total interest expense | $318,000 | 5,292 |
| Net interest income | $7,209,000 | 2,845 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,210,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $373,000 | 2,970 |
| Trading account gains and fees | $35,000 | 162 |
| Additional Noninterest Income | $802,000 | 2,669 |
| Total noninterest expense | $6,461,000 | 2,824 |
| Salaries and employee benefits | $3,369,000 | 2,880 |
| Premises and equipment expense | $736,000 | 2,862 |
| Additional noninterest expense | $2,356,000 | 2,596 |
| Pre-tax net operating income | $1,758,000 | 3,110 |
| Securities gains (losses) | $175,000 | 975 |
| Applicable income taxes | $511,000 | 2,130 |
| Income before extraordinary items | $1,422,000 | 3,257 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,422,000 | 3,259 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,422,000 | 3,260 |
| Net charge-offs | $2,000 | 5,363 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,292,500 | 3,378 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 3,201 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $5,176,000 | 2,952 |
| Provision for loan and lease losses | $140,000 | 3,010 |
| Total noninterest income | $917,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $282,000 | 2,958 |
| Trading account gains and fees | $48,000 | 146 |
| Additional Noninterest Income | $587,000 | 2,775 |
| Total noninterest expense | $4,795,000 | 2,847 |
| Salaries and employee benefits | $2,476,000 | 2,930 |
| Premises and equipment expense | $538,000 | 2,949 |
| Additional noninterest expense | $1,781,000 | 2,576 |
| Pre-tax net operating income | $1,158,000 | 3,424 |
| Securities gains (losses) | $169,000 | 903 |
| Applicable income taxes | $336,000 | 2,326 |
| Income before extraordinary items | $991,000 | 3,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $991,000 | 3,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $991,000 | 3,446 |
| Net charge-offs | $-36,000 | 6,390 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $864,250 | 3,610 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 3,432 |
| Total interest expense | $165,000 | 5,385 |
| Net interest income | $3,159,000 | 3,162 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $713,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $531,000 | 2,391 |
| Total noninterest expense | $3,208,000 | 2,841 |
| Salaries and employee benefits | $1,664,000 | 2,929 |
| Premises and equipment expense | $370,000 | 2,882 |
| Additional noninterest expense | $1,174,000 | 2,591 |
| Pre-tax net operating income | $594,000 | 3,842 |
| Securities gains (losses) | $165,000 | 832 |
| Applicable income taxes | $182,000 | 2,529 |
| Income before extraordinary items | $577,000 | 3,684 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $577,000 | 3,687 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $577,000 | 3,687 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $451,600 | 4,009 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 3,527 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $1,522,000 | 3,270 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $357,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $11,000 | 129 |
| Additional Noninterest Income | $257,000 | 2,431 |
| Total noninterest expense | $1,605,000 | 2,867 |
| Salaries and employee benefits | $832,000 | 2,948 |
| Premises and equipment expense | $184,000 | 2,917 |
| Additional noninterest expense | $589,000 | 2,590 |
| Pre-tax net operating income | $244,000 | 4,170 |
| Securities gains (losses) | $165,000 | 529 |
| Applicable income taxes | $104,000 | 2,369 |
| Income before extraordinary items | $305,000 | 3,532 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $305,000 | 3,533 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $305,000 | 3,534 |
| Net charge-offs | $-11,000 | 6,232 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $181,250 | 4,342 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 3,556 |
| Total interest expense | $462,000 | 5,261 |
| Net interest income | $6,224,000 | 3,277 |
| Provision for loan and lease losses | $405,000 | 3,004 |
| Total noninterest income | $1,177,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $349,000 | 3,189 |
| Trading account gains and fees | $12,000 | 149 |
| Additional Noninterest Income | $816,000 | 2,651 |
| Total noninterest expense | $6,602,000 | 2,810 |
| Salaries and employee benefits | $3,325,000 | 2,911 |
| Premises and equipment expense | $713,000 | 2,977 |
| Additional noninterest expense | $2,564,000 | 2,504 |
| Pre-tax net operating income | $394,000 | 5,169 |
| Securities gains (losses) | $109,000 | 2,203 |
| Applicable income taxes | $-27,000 | 6,600 |
| Income before extraordinary items | $530,000 | 4,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $530,000 | 4,858 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $530,000 | 4,859 |
| Net charge-offs | $114,000 | 4,310 |
| Cash dividends | $10,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $421,000 | 4,929 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 3,567 |
| Total interest expense | $372,000 | 5,257 |
| Net interest income | $4,741,000 | 3,290 |
| Provision for loan and lease losses | $307,000 | 2,942 |
| Total noninterest income | $826,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $259,000 | 3,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $567,000 | 2,763 |
| Total noninterest expense | $4,918,000 | 2,834 |
| Salaries and employee benefits | $2,440,000 | 2,977 |
| Premises and equipment expense | $529,000 | 3,034 |
| Additional noninterest expense | $1,949,000 | 2,475 |
| Pre-tax net operating income | $342,000 | 5,156 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-75,000 | 6,888 |
| Income before extraordinary items | $417,000 | 4,926 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $417,000 | 4,927 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $417,000 | 4,927 |
| Net charge-offs | $140,000 | 3,670 |
| Cash dividends | $10,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $417,000 | 4,743 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,534 |
| Total interest expense | $270,000 | 5,200 |
| Net interest income | $3,226,000 | 3,238 |
| Provision for loan and lease losses | $307,000 | 2,365 |
| Total noninterest income | $511,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $171,000 | 3,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 2,894 |
| Total noninterest expense | $3,260,000 | 2,843 |
| Salaries and employee benefits | $1,647,000 | 2,958 |
| Premises and equipment expense | $353,000 | 3,037 |
| Additional noninterest expense | $1,260,000 | 2,560 |
| Pre-tax net operating income | $170,000 | 5,478 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-74,000 | 6,992 |
| Income before extraordinary items | $244,000 | 5,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 5,088 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $244,000 | 5,088 |
| Net charge-offs | $61,000 | 3,852 |
| Cash dividends | $10,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $244,000 | 4,896 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,456 |
| Total interest expense | $147,000 | 5,130 |
| Net interest income | $1,678,000 | 3,162 |
| Provision for loan and lease losses | $205,000 | 1,978 |
| Total noninterest income | $226,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $142,000 | 3,146 |
| Total noninterest expense | $1,599,000 | 2,901 |
| Salaries and employee benefits | $806,000 | 3,012 |
| Premises and equipment expense | $180,000 | 3,032 |
| Additional noninterest expense | $613,000 | 2,610 |
| Pre-tax net operating income | $100,000 | 5,395 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-63,000 | 7,129 |
| Income before extraordinary items | $163,000 | 4,717 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $163,000 | 4,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $163,000 | 4,721 |
| Net charge-offs | $68,000 | 2,781 |
| Cash dividends | $10,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $163,000 | 4,580 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 3,525 |
| Total interest expense | $990,000 | 4,420 |
| Net interest income | $6,449,000 | 3,282 |
| Provision for loan and lease losses | $211,000 | 4,571 |
| Total noninterest income | $1,033,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $409,000 | 2,979 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $624,000 | 2,803 |
| Total noninterest expense | $6,599,000 | 2,803 |
| Salaries and employee benefits | $3,261,000 | 2,920 |
| Premises and equipment expense | $718,000 | 3,142 |
| Additional noninterest expense | $2,620,000 | 2,500 |
| Pre-tax net operating income | $672,000 | 4,349 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-147,000 | 6,876 |
| Income before extraordinary items | $819,000 | 3,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $819,000 | 3,911 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $819,000 | 3,910 |
| Net charge-offs | $556,000 | 3,047 |
| Cash dividends | $10,000 | 4,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $819,000 | 3,780 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 3,525 |
| Total interest expense | $801,000 | 4,360 |
| Net interest income | $4,860,000 | 3,291 |
| Provision for loan and lease losses | $154,000 | 4,463 |
| Total noninterest income | $820,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $314,000 | 2,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $506,000 | 2,681 |
| Total noninterest expense | $4,905,000 | 2,839 |
| Salaries and employee benefits | $2,357,000 | 3,008 |
| Premises and equipment expense | $542,000 | 3,162 |
| Additional noninterest expense | $2,006,000 | 2,455 |
| Pre-tax net operating income | $621,000 | 4,160 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $58,000 | 3,538 |
| Income before extraordinary items | $563,000 | 4,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 4,134 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $563,000 | 4,134 |
| Net charge-offs | $78,000 | 4,643 |
| Cash dividends | $10,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $563,000 | 4,015 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,511 |
| Total interest expense | $547,000 | 4,416 |
| Net interest income | $3,281,000 | 3,265 |
| Provision for loan and lease losses | $31,000 | 5,418 |
| Total noninterest income | $608,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $212,000 | 2,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 2,454 |
| Total noninterest expense | $3,328,000 | 2,810 |
| Salaries and employee benefits | $1,572,000 | 3,015 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $1,397,000 | 2,401 |
| Pre-tax net operating income | $530,000 | 3,696 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $66,000 | 3,174 |
| Income before extraordinary items | $464,000 | 3,723 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $464,000 | 3,724 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $464,000 | 3,725 |
| Net charge-offs | $20,000 | 5,048 |
| Cash dividends | $10,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $464,000 | 3,621 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 3,472 |
| Total interest expense | $267,000 | 4,575 |
| Net interest income | $1,690,000 | 3,174 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $302,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $197,000 | 2,489 |
| Total noninterest expense | $1,621,000 | 2,895 |
| Salaries and employee benefits | $775,000 | 3,080 |
| Premises and equipment expense | $174,000 | 3,314 |
| Additional noninterest expense | $672,000 | 2,468 |
| Pre-tax net operating income | $370,000 | 3,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $76,000 | 2,483 |
| Income before extraordinary items | $294,000 | 3,285 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $294,000 | 3,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 3,283 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $10,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $294,000 | 3,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 3,539 |
| Total interest expense | $1,314,000 | 4,580 |
| Net interest income | $6,734,000 | 3,176 |
| Provision for loan and lease losses | $399,000 | 4,463 |
| Total noninterest income | $760,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $525,000 | 2,552 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $235,000 | 4,344 |
| Total noninterest expense | $6,554,000 | 2,885 |
| Salaries and employee benefits | $3,187,000 | 2,958 |
| Premises and equipment expense | $727,000 | 3,199 |
| Additional noninterest expense | $2,640,000 | 2,553 |
| Pre-tax net operating income | $541,000 | 4,275 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $146,000 | 2,956 |
| Income before extraordinary items | $395,000 | 4,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $395,000 | 4,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $395,000 | 4,639 |
| Net charge-offs | $109,000 | 5,351 |
| Cash dividends | $310,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $395,000 | 4,487 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 3,566 |
| Total interest expense | $1,016,000 | 4,656 |
| Net interest income | $5,109,000 | 3,183 |
| Provision for loan and lease losses | $183,000 | 4,989 |
| Total noninterest income | $726,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $402,000 | 2,572 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $324,000 | 3,436 |
| Total noninterest expense | $5,052,000 | 2,813 |
| Salaries and employee benefits | $2,305,000 | 3,069 |
| Premises and equipment expense | $530,000 | 3,321 |
| Additional noninterest expense | $2,217,000 | 2,282 |
| Pre-tax net operating income | $600,000 | 3,950 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $58,000 | 3,489 |
| Income before extraordinary items | $542,000 | 3,974 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $542,000 | 3,976 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $542,000 | 3,976 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $310,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $542,000 | 3,821 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 3,631 |
| Total interest expense | $700,000 | 4,691 |
| Net interest income | $3,330,000 | 3,237 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $500,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $272,000 | 2,552 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $228,000 | 3,286 |
| Total noninterest expense | $3,435,000 | 2,768 |
| Salaries and employee benefits | $1,533,000 | 3,087 |
| Premises and equipment expense | $358,000 | 3,304 |
| Additional noninterest expense | $1,544,000 | 2,202 |
| Pre-tax net operating income | $215,000 | 4,855 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-22,000 | 6,981 |
| Income before extraordinary items | $237,000 | 4,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 4,654 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $237,000 | 4,654 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $310,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $237,000 | 4,503 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 3,776 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $1,600,000 | 3,385 |
| Provision for loan and lease losses | $91,000 | 4,069 |
| Total noninterest income | $243,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $132,000 | 2,600 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $1,467,000 | 3,206 |
| Salaries and employee benefits | $755,000 | 3,167 |
| Premises and equipment expense | $183,000 | 3,357 |
| Additional noninterest expense | $529,000 | 3,017 |
| Pre-tax net operating income | $285,000 | 3,442 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $50,000 | 2,790 |
| Income before extraordinary items | $235,000 | 3,600 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 3,597 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $235,000 | 3,599 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $310,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $235,000 | 3,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 3,750 |
| Total interest expense | $1,544,000 | 5,094 |
| Net interest income | $6,660,000 | 3,175 |
| Provision for loan and lease losses | $278,000 | 5,386 |
| Total noninterest income | $1,069,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $576,000 | 2,609 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $493,000 | 3,223 |
| Total noninterest expense | $6,041,000 | 3,160 |
| Salaries and employee benefits | $3,097,000 | 3,077 |
| Premises and equipment expense | $682,000 | 3,539 |
| Additional noninterest expense | $2,262,000 | 3,004 |
| Pre-tax net operating income | $1,410,000 | 2,455 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $278,000 | 2,096 |
| Income before extraordinary items | $1,132,000 | 2,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,132,000 | 2,559 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,132,000 | 2,560 |
| Net charge-offs | $149,000 | 5,334 |
| Cash dividends | $298,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,132,000 | 2,517 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,118,000 | 3,810 |
| Total interest expense | $1,166,000 | 5,225 |
| Net interest income | $4,952,000 | 3,218 |
| Provision for loan and lease losses | $149,000 | 5,523 |
| Total noninterest income | $668,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $427,000 | 2,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $241,000 | 3,972 |
| Total noninterest expense | $4,328,000 | 3,277 |
| Salaries and employee benefits | $2,203,000 | 3,267 |
| Premises and equipment expense | $500,000 | 3,629 |
| Additional noninterest expense | $1,625,000 | 3,085 |
| Pre-tax net operating income | $1,143,000 | 2,504 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $283,000 | 1,983 |
| Income before extraordinary items | $860,000 | 2,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $860,000 | 2,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $860,000 | 2,739 |
| Net charge-offs | $40,000 | 5,835 |
| Cash dividends | $298,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $860,000 | 2,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 3,851 |
| Total interest expense | $772,000 | 5,353 |
| Net interest income | $3,300,000 | 3,197 |
| Provision for loan and lease losses | $122,000 | 5,040 |
| Total noninterest income | $499,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $279,000 | 2,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $220,000 | 3,509 |
| Total noninterest expense | $2,885,000 | 3,328 |
| Salaries and employee benefits | $1,476,000 | 3,282 |
| Premises and equipment expense | $332,000 | 3,650 |
| Additional noninterest expense | $1,077,000 | 3,099 |
| Pre-tax net operating income | $792,000 | 2,533 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $207,000 | 1,917 |
| Income before extraordinary items | $585,000 | 2,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 2,811 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $585,000 | 2,814 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $298,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $585,000 | 2,713 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 3,830 |
| Total interest expense | $405,000 | 5,360 |
| Net interest income | $1,671,000 | 3,156 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $276,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $142,000 | 2,582 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $134,000 | 3,166 |
| Total noninterest expense | $1,428,000 | 3,270 |
| Salaries and employee benefits | $733,000 | 3,339 |
| Premises and equipment expense | $160,000 | 3,797 |
| Additional noninterest expense | $535,000 | 2,835 |
| Pre-tax net operating income | $459,000 | 2,530 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $126,000 | 1,949 |
| Income before extraordinary items | $333,000 | 2,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $333,000 | 2,933 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $333,000 | 2,933 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $298,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,000 | 2,799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 3,799 |
| Total interest expense | $2,413,000 | 4,836 |
| Net interest income | $6,594,000 | 3,222 |
| Provision for loan and lease losses | $182,000 | 5,324 |
| Total noninterest income | $1,024,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $601,000 | 2,647 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $423,000 | 3,489 |
| Total noninterest expense | $5,529,000 | 3,301 |
| Salaries and employee benefits | $3,010,000 | 3,241 |
| Premises and equipment expense | $644,000 | 3,715 |
| Additional noninterest expense | $1,875,000 | 3,031 |
| Pre-tax net operating income | $1,907,000 | 2,546 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $526,000 | 1,803 |
| Income before extraordinary items | $1,381,000 | 2,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,381,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $298,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,381,000 | 2,812 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 3,846 |
| Total interest expense | $1,882,000 | 4,853 |
| Net interest income | $4,913,000 | 3,272 |
| Provision for loan and lease losses | $1,000 | 6,977 |
| Total noninterest income | $813,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $452,000 | 2,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 3,356 |
| Total noninterest expense | $3,931,000 | 3,434 |
| Salaries and employee benefits | $2,130,000 | 3,442 |
| Premises and equipment expense | $480,000 | 3,744 |
| Additional noninterest expense | $1,321,000 | 3,105 |
| Pre-tax net operating income | $1,794,000 | 2,493 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $520,000 | 1,852 |
| Income before extraordinary items | $1,274,000 | 2,642 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,274,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,500 |
| Cash dividends | $298,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,274,000 | 2,774 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 3,877 |
| Total interest expense | $1,284,000 | 4,921 |
| Net interest income | $3,286,000 | 3,249 |
| Provision for loan and lease losses | $1,000 | 6,652 |
| Total noninterest income | $557,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $306,000 | 2,606 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $251,000 | 3,345 |
| Total noninterest expense | $2,582,000 | 3,474 |
| Salaries and employee benefits | $1,424,000 | 3,477 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $844,000 | 3,200 |
| Pre-tax net operating income | $1,260,000 | 2,507 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $367,000 | 1,969 |
| Income before extraordinary items | $893,000 | 2,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $893,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $298,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $893,000 | 2,765 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,978 |
| Total interest expense | $705,000 | 4,860 |
| Net interest income | $1,566,000 | 3,380 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $305,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $1,320,000 | 3,436 |
| Salaries and employee benefits | $714,000 | 3,493 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $444,000 | 3,011 |
| Pre-tax net operating income | $547,000 | 2,893 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $392,000 | 3,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $392,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $298,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $392,000 | 3,159 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 4,204 |
| Total interest expense | $2,787,000 | 4,988 |
| Net interest income | $5,695,000 | 3,641 |
| Provision for loan and lease losses | $-164,000 | 8,420 |
| Total noninterest income | $1,149,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $666,000 | 2,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $483,000 | 3,378 |
| Total noninterest expense | $4,919,000 | 3,475 |
| Salaries and employee benefits | $2,714,000 | 3,496 |
| Premises and equipment expense | $592,000 | 3,871 |
| Additional noninterest expense | $1,613,000 | 3,220 |
| Pre-tax net operating income | $2,089,000 | 3,226 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $563,000 | 2,590 |
| Income before extraordinary items | $1,526,000 | 3,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,526,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,033 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,526,000 | 3,385 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,260 |
| Total interest expense | $2,068,000 | 5,021 |
| Net interest income | $4,199,000 | 3,693 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $868,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $499,000 | 2,451 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $369,000 | 3,355 |
| Total noninterest expense | $3,504,000 | 3,617 |
| Salaries and employee benefits | $1,906,000 | 3,661 |
| Premises and equipment expense | $449,000 | 3,835 |
| Additional noninterest expense | $1,149,000 | 3,311 |
| Pre-tax net operating income | $1,557,000 | 3,392 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $419,000 | 2,750 |
| Income before extraordinary items | $1,138,000 | 3,592 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,138,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,138,000 | 3,573 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 4,307 |
| Total interest expense | $1,372,000 | 5,046 |
| Net interest income | $2,773,000 | 3,746 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $586,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $323,000 | 2,503 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $263,000 | 3,245 |
| Total noninterest expense | $2,285,000 | 3,721 |
| Salaries and employee benefits | $1,271,000 | 3,705 |
| Premises and equipment expense | $289,000 | 3,941 |
| Additional noninterest expense | $725,000 | 3,461 |
| Pre-tax net operating income | $1,070,000 | 3,370 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $290,000 | 2,780 |
| Income before extraordinary items | $780,000 | 3,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $780,000 | 3,552 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 4,323 |
| Total interest expense | $670,000 | 5,092 |
| Net interest income | $1,386,000 | 3,743 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $168,000 | 2,378 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $1,122,000 | 3,774 |
| Salaries and employee benefits | $628,000 | 3,760 |
| Premises and equipment expense | $141,000 | 4,032 |
| Additional noninterest expense | $353,000 | 3,510 |
| Pre-tax net operating income | $554,000 | 3,292 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $149,000 | 2,746 |
| Income before extraordinary items | $405,000 | 3,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $405,000 | 3,448 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,324,000 | 4,444 |
| Total interest expense | $2,201,000 | 5,149 |
| Net interest income | $5,123,000 | 3,935 |
| Provision for loan and lease losses | $-76,000 | 8,441 |
| Total noninterest income | $1,074,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $688,000 | 2,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $386,000 | 3,794 |
| Total noninterest expense | $4,533,000 | 3,618 |
| Salaries and employee benefits | $2,596,000 | 3,514 |
| Premises and equipment expense | $538,000 | 4,060 |
| Additional noninterest expense | $1,399,000 | 3,480 |
| Pre-tax net operating income | $1,740,000 | 3,963 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $408,000 | 3,408 |
| Income before extraordinary items | $1,332,000 | 4,034 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,332,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,337 |
| Cash dividends | $107,000 | 5,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,332,000 | 4,010 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 4,514 |
| Total interest expense | $1,552,000 | 5,243 |
| Net interest income | $3,774,000 | 4,008 |
| Provision for loan and lease losses | $-78,000 | 8,556 |
| Total noninterest income | $817,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $510,000 | 2,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 3,697 |
| Total noninterest expense | $3,231,000 | 3,756 |
| Salaries and employee benefits | $1,840,000 | 3,661 |
| Premises and equipment expense | $381,000 | 4,223 |
| Additional noninterest expense | $1,010,000 | 3,579 |
| Pre-tax net operating income | $1,438,000 | 3,880 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $359,000 | 3,333 |
| Income before extraordinary items | $1,079,000 | 3,983 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,079,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,433 |
| Cash dividends | $107,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,079,000 | 3,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,616 |
| Total interest expense | $968,000 | 5,315 |
| Net interest income | $2,413,000 | 4,142 |
| Provision for loan and lease losses | $-79,000 | 8,615 |
| Total noninterest income | $562,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $329,000 | 2,475 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 3,448 |
| Total noninterest expense | $2,095,000 | 3,867 |
| Salaries and employee benefits | $1,214,000 | 3,712 |
| Premises and equipment expense | $239,000 | 4,399 |
| Additional noninterest expense | $642,000 | 3,714 |
| Pre-tax net operating income | $959,000 | 3,891 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $241,000 | 3,365 |
| Income before extraordinary items | $718,000 | 4,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $718,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,528 |
| Cash dividends | $107,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $718,000 | 3,995 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 4,695 |
| Total interest expense | $461,000 | 5,341 |
| Net interest income | $1,151,000 | 4,282 |
| Provision for loan and lease losses | $-88,000 | 8,659 |
| Total noninterest income | $286,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 2,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,308 |
| Total noninterest expense | $1,032,000 | 3,936 |
| Salaries and employee benefits | $595,000 | 3,791 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $320,000 | 3,705 |
| Pre-tax net operating income | $493,000 | 3,768 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $368,000 | 3,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,608 |
| Cash dividends | $107,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $368,000 | 3,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 4,702 |
| Total interest expense | $1,298,000 | 5,621 |
| Net interest income | $4,489,000 | 4,264 |
| Provision for loan and lease losses | $-256,000 | 8,716 |
| Total noninterest income | $889,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $570,000 | 2,775 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,205 |
| Total noninterest expense | $4,152,000 | 3,757 |
| Salaries and employee benefits | $2,493,000 | 3,495 |
| Premises and equipment expense | $512,000 | 4,103 |
| Additional noninterest expense | $1,147,000 | 3,998 |
| Pre-tax net operating income | $1,482,000 | 4,415 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $309,000 | 4,093 |
| Income before extraordinary items | $1,173,000 | 4,408 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,173,000 | 4,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $107,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,173,000 | 4,368 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 4,670 |
| Total interest expense | $899,000 | 5,722 |
| Net interest income | $3,442,000 | 4,196 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $547,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $369,000 | 3,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,857 |
| Total noninterest expense | $2,979,000 | 3,854 |
| Salaries and employee benefits | $1,751,000 | 3,650 |
| Premises and equipment expense | $375,000 | 4,165 |
| Additional noninterest expense | $853,000 | 3,984 |
| Pre-tax net operating income | $1,010,000 | 4,741 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $204,000 | 4,388 |
| Income before extraordinary items | $806,000 | 4,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $806,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $106,000 | 4,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $806,000 | 4,701 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,651 |
| Total interest expense | $557,000 | 5,762 |
| Net interest income | $2,301,000 | 4,180 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $333,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $216,000 | 3,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $1,927,000 | 3,929 |
| Salaries and employee benefits | $1,156,000 | 3,671 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $533,000 | 4,150 |
| Pre-tax net operating income | $707,000 | 4,591 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $145,000 | 4,297 |
| Income before extraordinary items | $562,000 | 4,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $562,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $106,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $562,000 | 4,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 4,676 |
| Total interest expense | $260,000 | 5,866 |
| Net interest income | $1,147,000 | 4,208 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $158,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $110,000 | 3,235 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $953,000 | 3,989 |
| Salaries and employee benefits | $573,000 | 3,699 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $258,000 | 4,260 |
| Pre-tax net operating income | $352,000 | 4,580 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $280,000 | 4,564 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $280,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $106,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $280,000 | 4,524 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 4,617 |
| Total interest expense | $834,000 | 6,146 |
| Net interest income | $4,530,000 | 4,103 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $767,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $542,000 | 2,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,850 |
| Total noninterest expense | $4,143,000 | 3,632 |
| Salaries and employee benefits | $2,277,000 | 3,602 |
| Premises and equipment expense | $520,000 | 3,962 |
| Additional noninterest expense | $1,346,000 | 3,424 |
| Pre-tax net operating income | $1,109,000 | 4,982 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $172,000 | 4,929 |
| Income before extraordinary items | $937,000 | 4,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $937,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $107,000 | 5,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $937,000 | 4,795 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 4,632 |
| Total interest expense | $602,000 | 6,240 |
| Net interest income | $3,370,000 | 4,117 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $595,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $423,000 | 2,871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 4,813 |
| Total noninterest expense | $2,991,000 | 3,720 |
| Salaries and employee benefits | $1,597,000 | 3,769 |
| Premises and equipment expense | $371,000 | 4,105 |
| Additional noninterest expense | $1,023,000 | 3,364 |
| Pre-tax net operating income | $954,000 | 4,713 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $160,000 | 4,756 |
| Income before extraordinary items | $794,000 | 4,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $794,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $107,000 | 4,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $794,000 | 4,557 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 4,664 |
| Total interest expense | $394,000 | 6,329 |
| Net interest income | $2,239,000 | 4,132 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $392,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $280,000 | 2,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $1,873,000 | 3,955 |
| Salaries and employee benefits | $1,058,000 | 3,812 |
| Premises and equipment expense | $237,000 | 4,245 |
| Additional noninterest expense | $578,000 | 3,854 |
| Pre-tax net operating income | $758,000 | 4,248 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $611,000 | 4,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $107,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $611,000 | 4,110 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,584 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $1,157,000 | 4,009 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $194,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 2,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $932,000 | 3,985 |
| Salaries and employee benefits | $527,000 | 3,839 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $287,000 | 3,877 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $87,000 | 4,008 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $107,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $332,000 | 3,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 4,816 |
| Total interest expense | $978,000 | 6,182 |
| Net interest income | $4,134,000 | 4,260 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $1,050,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $615,000 | 2,649 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $435,000 | 3,818 |
| Total noninterest expense | $3,840,000 | 3,827 |
| Salaries and employee benefits | $2,079,000 | 3,806 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $1,761,000 | 2,685 |
| Pre-tax net operating income | $1,204,000 | 4,679 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $193,000 | 4,971 |
| Income before extraordinary items | $1,003,000 | 4,646 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,003,000 | 4,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $294,000 | 4,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,009,720 | 4,453 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 4,873 |
| Total interest expense | $765,000 | 6,197 |
| Net interest income | $3,066,000 | 4,323 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $824,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $452,000 | 2,694 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,663 |
| Total noninterest expense | $2,767,000 | 3,922 |
| Salaries and employee benefits | $1,487,000 | 3,944 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $863,000 | 3,838 |
| Pre-tax net operating income | $1,023,000 | 4,489 |
| Securities gains (losses) | $-8,000 | 8,920 |
| Applicable income taxes | $189,000 | 4,738 |
| Income before extraordinary items | $826,000 | 4,510 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $826,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $294,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $832,480 | 4,320 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 4,923 |
| Total interest expense | $523,000 | 6,249 |
| Net interest income | $2,027,000 | 4,354 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $597,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $293,000 | 2,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $304,000 | 3,270 |
| Total noninterest expense | $1,795,000 | 4,006 |
| Salaries and employee benefits | $977,000 | 3,994 |
| Premises and equipment expense | $268,000 | 3,827 |
| Additional noninterest expense | $550,000 | 3,956 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $150,000 | 4,490 |
| Income before extraordinary items | $599,000 | 4,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $599,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $294,000 | 2,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $599,000 | 4,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,007 |
| Total interest expense | $274,000 | 6,207 |
| Net interest income | $979,000 | 4,463 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $379,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 2,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 2,407 |
| Total noninterest expense | $891,000 | 4,021 |
| Salaries and employee benefits | $472,000 | 4,075 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $407,000 | 3,988 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $321,000 | 4,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $-194,000 | 9,286 |
| Net operating income | $321,000 | 3,859 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 4,911 |
| Total interest expense | $1,386,000 | 5,964 |
| Net interest income | $4,009,000 | 4,341 |
| Provision for loan and lease losses | $69,000 | 6,326 |
| Total noninterest income | $833,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $561,000 | 2,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $3,472,000 | 3,997 |
| Salaries and employee benefits | $1,945,000 | 3,830 |
| Premises and equipment expense | $538,000 | 3,732 |
| Additional noninterest expense | $989,000 | 4,217 |
| Pre-tax net operating income | $1,301,000 | 4,485 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $229,000 | 4,902 |
| Income before extraordinary items | $1,073,000 | 4,396 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,073,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,072,180 | 4,289 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 5,133 |
| Total interest expense | $1,948,000 | 6,174 |
| Net interest income | $3,785,000 | 4,311 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $765,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $531,000 | 2,698 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $234,000 | 4,609 |
| Total noninterest expense | $3,478,000 | 3,848 |
| Salaries and employee benefits | $1,918,000 | 3,714 |
| Premises and equipment expense | $512,000 | 3,794 |
| Additional noninterest expense | $1,048,000 | 3,910 |
| Pre-tax net operating income | $1,072,000 | 4,715 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $169,000 | 5,285 |
| Income before extraordinary items | $903,000 | 4,558 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $903,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $903,000 | 4,445 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 5,327 |
| Total interest expense | $1,957,000 | 6,333 |
| Net interest income | $3,639,000 | 4,479 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $740,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $502,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,393 |
| Total noninterest expense | $3,308,000 | 3,897 |
| Salaries and employee benefits | $1,836,000 | 3,713 |
| Premises and equipment expense | $506,000 | 3,749 |
| Additional noninterest expense | $966,000 | 4,091 |
| Pre-tax net operating income | $981,000 | 5,299 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $129,000 | 6,182 |
| Income before extraordinary items | $852,000 | 4,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $852,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $852,000 | 4,861 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 5,521 |
| Total interest expense | $1,586,000 | 6,762 |
| Net interest income | $3,488,000 | 4,666 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $778,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,659 |
| Total noninterest expense | $3,179,000 | 4,018 |
| Salaries and employee benefits | $1,694,000 | 3,934 |
| Premises and equipment expense | $543,000 | 3,522 |
| Additional noninterest expense | $942,000 | 4,214 |
| Pre-tax net operating income | $1,017,000 | 5,259 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $277,000 | 4,990 |
| Income before extraordinary items | $740,000 | 5,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $740,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $740,000 | 5,271 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 5,630 |
| Total interest expense | $1,668,000 | 6,839 |
| Net interest income | $3,404,000 | 4,696 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $850,000 | 3,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,997 |
| Total noninterest expense | $3,038,000 | 4,066 |
| Salaries and employee benefits | $1,653,000 | 3,933 |
| Premises and equipment expense | $428,000 | 4,196 |
| Additional noninterest expense | $957,000 | 4,100 |
| Pre-tax net operating income | $1,120,000 | 5,093 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $832,000 | 5,062 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $832,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,621 |
| Cash dividends | $222,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $832,000 | 4,982 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,611 |
| Total interest expense | $1,799,000 | 6,688 |
| Net interest income | $3,429,000 | 4,802 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $844,000 | 3,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $2,697,000 | 4,480 |
| Salaries and employee benefits | $1,431,000 | 4,420 |
| Premises and equipment expense | $358,000 | 4,814 |
| Additional noninterest expense | $908,000 | 4,274 |
| Pre-tax net operating income | $1,526,000 | 4,437 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $477,000 | 4,355 |
| Income before extraordinary items | $1,050,000 | 4,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,050,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $66,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,049,310 | 4,467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,793 |
| Total interest expense | $1,919,000 | 6,588 |
| Net interest income | $3,256,000 | 5,124 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $909,000 | 3,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $2,621,000 | 4,822 |
| Salaries and employee benefits | $1,351,000 | 4,724 |
| Premises and equipment expense | $380,000 | 4,718 |
| Additional noninterest expense | $890,000 | 4,801 |
| Pre-tax net operating income | $1,524,000 | 4,282 |
| Securities gains (losses) | $-173,000 | 11,288 |
| Applicable income taxes | $422,000 | 4,719 |
| Income before extraordinary items | $929,000 | 4,763 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $929,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $72,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 11,352 |
| Net operating income | $1,048,370 | 4,259 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,901 |
| Total interest expense | $2,040,000 | 6,373 |
| Net interest income | $3,063,000 | 5,413 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $780,000 | 3,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,745 |
| Total noninterest expense | $2,508,000 | 4,985 |
| Salaries and employee benefits | $1,260,000 | 4,997 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $929,000 | 4,632 |
| Pre-tax net operating income | $1,310,000 | 4,938 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $425,000 | 4,737 |
| Income before extraordinary items | $879,000 | 5,082 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $879,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $883,020 | 5,056 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,320 |
| Total interest expense | $1,590,000 | 6,624 |
| Net interest income | $2,743,000 | 6,019 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $754,000 | 3,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,815 |
| Total noninterest expense | $2,574,000 | 5,025 |
| Salaries and employee benefits | $1,218,000 | 5,175 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $1,052,000 | 4,512 |
| Pre-tax net operating income | $973,000 | 6,070 |
| Securities gains (losses) | $-68,000 | 11,275 |
| Applicable income taxes | $267,000 | 6,290 |
| Income before extraordinary items | $638,000 | 6,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $638,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 12,227 |
| Cash dividends | $84,000 | 7,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $685,600 | 6,066 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 6,686 |
| Total interest expense | $1,560,000 | 7,018 |
| Net interest income | $2,597,000 | 6,367 |
| Provision for loan and lease losses | $-150,000 | 12,974 |
| Total noninterest income | $761,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,775 |
| Total noninterest expense | $2,564,000 | 5,162 |
| Salaries and employee benefits | $1,209,000 | 5,202 |
| Premises and equipment expense | $309,000 | 5,704 |
| Additional noninterest expense | $1,046,000 | 4,735 |
| Pre-tax net operating income | $944,000 | 6,144 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $752,000 | 5,817 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $752,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $99,000 | 7,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $749,630 | 5,581 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 6,804 |
| Total interest expense | $2,058,000 | 6,988 |
| Net interest income | $2,514,000 | 6,561 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $859,000 | 3,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $578,000 | 2,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,617 |
| Total noninterest expense | $2,650,000 | 5,037 |
| Salaries and employee benefits | $1,179,000 | 5,251 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $1,165,000 | 4,462 |
| Pre-tax net operating income | $823,000 | 6,460 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $198,000 | 7,602 |
| Income before extraordinary items | $637,000 | 6,315 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $637,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 13,683 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $627,880 | 6,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.