Home > Savings Bank of the Finger Lakes, FSB > Net Loans and Leases
Savings Bank of the Finger Lakes, FSB, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $198,180,000 | 1,732 |
| Loan loss allowance | $1,980,000 | 2,160 |
| Total loans and leases | $200,160,000 | 1,740 |
| Unearned income | NA | NA |
| Loans and leases, gross | $200,160,000 | 1,743 |
| All real estate loans | $151,906,000 | 1,642 |
| Real estate loans in domestic offices | $151,906,000 | 1,641 |
| Construction and development loans | $1,884,000 | 4,857 |
| Commercial RE | $54,094,000 | 1,551 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,558,000 | 1,006 |
| 1-4 family residential loans | $87,370,000 | 1,337 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $15,673,000 | 2,722 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $27,645,000 | 932 |
| Credit card loans | $211,000 | 1,831 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $27,434,000 | 827 |
| All other loans & leases | $4,936,000 | 921 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $22,000 | 5,130 |
| Lease financing receivables | $4,914,000 | 344 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $92,000 | 1,180 |
| Non 1-4 family restructured loans & leases | $92,000 | 1,180 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,980,000 | 1,911 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $180,228,000 | 1,819 |
| Loan loss allowance | $1,534,000 | 2,543 |
| Total loans and leases | $181,762,000 | 1,830 |
| Unearned income | NA | NA |
| Loans and leases, gross | $181,762,000 | 1,833 |
| All real estate loans | $138,841,000 | 1,703 |
| Real estate loans in domestic offices | $138,841,000 | 1,702 |
| Construction and development loans | $4,262,000 | 3,392 |
| Commercial RE | $32,904,000 | 2,104 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,343,000 | 796 |
| 1-4 family residential loans | $91,332,000 | 1,308 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $14,706,000 | 2,819 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $26,760,000 | 1,038 |
| Credit card loans | $187,000 | 2,038 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $26,573,000 | 931 |
| All other loans & leases | $1,455,000 | 2,063 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $4,000 | 6,398 |
| Lease financing receivables | $1,451,000 | 609 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $338,000 | 629 |
| Non 1-4 family restructured loans & leases | $338,000 | 629 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,534,000 | 2,268 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $170,910,000 | 1,852 |
| Loan loss allowance | $1,468,000 | 2,509 |
| Total loans and leases | $172,378,000 | 1,861 |
| Unearned income | NA | NA |
| Loans and leases, gross | $172,378,000 | 1,862 |
| All real estate loans | $135,780,000 | 1,671 |
| Real estate loans in domestic offices | $135,780,000 | 1,670 |
| Construction and development loans | $2,755,000 | 3,819 |
| Commercial RE | $21,900,000 | 2,626 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,292,000 | 729 |
| 1-4 family residential loans | $99,833,000 | 1,204 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $13,987,000 | 2,868 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $22,608,000 | 1,253 |
| Credit card loans | $208,000 | 3,155 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,400,000 | 1,150 |
| All other loans & leases | $3,000 | 7,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $3,000 | 6,843 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $368,000 | 640 |
| Non 1-4 family restructured loans & leases | $368,000 | 640 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,468,000 | 251 |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $158,863,000 | 1,893 |
| Loan loss allowance | $1,350,000 | 2,627 |
| Total loans and leases | $160,213,000 | 1,903 |
| Unearned income | NA | NA |
| Loans and leases, gross | $160,213,000 | 1,904 |
| All real estate loans | $132,836,000 | 1,628 |
| Real estate loans in domestic offices | $132,836,000 | 1,628 |
| Construction and development loans | $2,695,000 | 3,720 |
| Commercial RE | $17,393,000 | 2,927 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,730,000 | 940 |
| 1-4 family residential loans | $105,018,000 | 1,159 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $9,883,000 | 3,581 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $17,485,000 | 1,653 |
| Credit card loans | $210,000 | 3,243 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,275,000 | 1,538 |
| All other loans & leases | $9,000 | 7,671 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $9,000 | 6,448 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $376,000 | 690 |
| Non 1-4 family restructured loans & leases | $376,000 | 690 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,350,000 | 258 |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $145,144,000 | 1,926 |
| Loan loss allowance | $1,176,000 | 2,883 |
| Total loans and leases | $146,320,000 | 1,939 |
| Unearned income | NA | NA |
| Loans and leases, gross | $146,320,000 | 1,941 |
| All real estate loans | $124,886,000 | 1,583 |
| Real estate loans in domestic offices | $124,886,000 | 1,583 |
| Construction and development loans | $6,912,000 | 1,913 |
| Commercial RE | $10,787,000 | 3,653 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,123,000 | 1,021 |
| 1-4 family residential loans | $101,064,000 | 1,159 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $5,402,000 | 4,960 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $16,024,000 | 1,775 |
| Credit card loans | $152,000 | 3,760 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,872,000 | 1,629 |
| All other loans & leases | $8,000 | 7,906 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $8,000 | 6,679 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $211,000 | 1,113 |
| Non 1-4 family restructured loans & leases | $211,000 | 1,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,176,000 | 300 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $118,451,000 | 2,348 |
| Loan loss allowance | $1,149,000 | 2,972 |
| Total loans and leases | $119,600,000 | 2,352 |
| Unearned income | NA | NA |
| Loans and leases, gross | $119,600,000 | 2,361 |
| All real estate loans | $103,198,000 | 1,900 |
| Real estate loans in domestic offices | $103,198,000 | 1,899 |
| Construction and development loans | $2,103,000 | 3,861 |
| Commercial RE | $9,617,000 | 3,914 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,134,000 | 1,231 |
| 1-4 family residential loans | $86,344,000 | 1,402 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,407,000 | 6,267 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,979,000 | 2,286 |
| Credit card loans | $117,000 | 4,305 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,862,000 | 2,133 |
| All other loans & leases | $16,000 | 7,862 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $10,000 | 6,878 |
| Lease financing receivables | $6,000 | 1,887 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $520,000 | 744 |
| Non 1-4 family restructured loans & leases | $520,000 | 744 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,149,000 | 322 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $88,690,000 | 3,089 |
| Loan loss allowance | $1,112,000 | 3,199 |
| Total loans and leases | $89,802,000 | 3,091 |
| Unearned income | $854,000 | 1,505 |
| Loans and leases, gross | $90,656,000 | 3,085 |
| All real estate loans | $75,323,000 | 2,553 |
| Real estate loans in domestic offices | $75,323,000 | 2,551 |
| Construction and development loans | $2,232,000 | 3,887 |
| Commercial RE | $6,752,000 | 4,785 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,943,000 | 1,554 |
| 1-4 family residential loans | $62,396,000 | 1,916 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,182,000 | 6,529 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,033,000 | 2,595 |
| Credit card loans | $84,000 | 4,928 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,949,000 | 2,424 |
| All other loans & leases | $118,000 | 6,080 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $7,000 | 7,516 |
| Lease financing receivables | $111,000 | 1,403 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $669,000 | 753 |
| Non 1-4 family restructured loans & leases | $669,000 | 753 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $989,000 | 395 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $86,045,000 | 3,112 |
| Loan loss allowance | $834,000 | 4,099 |
| Total loans and leases | $86,879,000 | 3,124 |
| Unearned income | $46,000 | 5,456 |
| Loans and leases, gross | $86,925,000 | 3,131 |
| All real estate loans | $72,406,000 | 2,579 |
| Real estate loans in domestic offices | $72,406,000 | 2,578 |
| Construction and development loans | $459,000 | 6,738 |
| Commercial RE | $7,172,000 | 4,634 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,671,000 | 1,419 |
| 1-4 family residential loans | $60,104,000 | 1,960 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,927,000 | 6,818 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,419,000 | 2,731 |
| Credit card loans | $71,000 | 5,231 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,348,000 | 2,544 |
| All other loans & leases | $173,000 | 5,724 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $2,000 | 8,607 |
| Lease financing receivables | $171,000 | 1,275 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,506,000 | 499 |
| Non 1-4 family restructured loans & leases | $1,506,000 | 499 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $833,000 | 438 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $83,082,000 | 3,116 |
| Loan loss allowance | $726,000 | 4,701 |
| Total loans and leases | $83,808,000 | 3,133 |
| Unearned income | $1,562,000 | 1,185 |
| Loans and leases, gross | $85,370,000 | 3,104 |
| All real estate loans | $72,542,000 | 2,546 |
| Real estate loans in domestic offices | $72,542,000 | 2,545 |
| Construction and development loans | $1,949,000 | 4,001 |
| Commercial RE | $6,850,000 | 4,777 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,318,000 | 2,267 |
| 1-4 family residential loans | $61,425,000 | 1,910 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,168,000 | 7,663 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,658,000 | 2,842 |
| Credit card loans | $78,000 | 5,211 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,580,000 | 2,659 |
| All other loans & leases | $2,000 | 9,982 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $2,000 | 8,972 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,353,000 | 651 |
| Non 1-4 family restructured loans & leases | $1,353,000 | 651 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $702,000 | 525 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $81,189,000 | 3,126 |
| Loan loss allowance | $714,000 | 4,896 |
| Total loans and leases | $81,903,000 | 3,141 |
| Unearned income | $1,651,000 | 1,218 |
| Loans and leases, gross | $83,554,000 | 3,100 |
| All real estate loans | $72,368,000 | 2,510 |
| Real estate loans in domestic offices | $72,368,000 | 2,509 |
| Construction and development loans | $2,442,000 | 3,365 |
| Commercial RE | $3,702,000 | 6,558 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,882,000 | 2,018 |
| 1-4 family residential loans | $63,342,000 | 1,838 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,325,000 | 7,549 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,850,000 | 3,239 |
| Credit card loans | $131,000 | 4,571 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,719,000 | 3,053 |
| All other loans & leases | $11,000 | 9,607 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $2,000 | 9,404 |
| Lease financing receivables | $9,000 | 1,956 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,102,000 | 900 |
| Non 1-4 family restructured loans & leases | $1,102,000 | 900 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $714,000 | 560 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $88,585,000 | 2,968 |
| Loan loss allowance | $540,000 | 6,101 |
| Total loans and leases | $89,125,000 | 2,990 |
| Unearned income | $466,000 | 3,172 |
| Loans and leases, gross | $89,591,000 | 2,999 |
| All real estate loans | $75,644,000 | 2,515 |
| Real estate loans in domestic offices | $75,644,000 | 2,514 |
| Construction and development loans | $369,000 | 7,229 |
| Commercial RE | $3,827,000 | 6,554 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,375,000 | 2,272 |
| 1-4 family residential loans | $69,073,000 | 1,783 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,474,000 | 7,539 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,270,000 | 2,711 |
| Credit card loans | $398,000 | 2,925 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,872,000 | 2,599 |
| All other loans & leases | $203,000 | 6,163 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $7,000 | 8,567 |
| Lease financing receivables | $196,000 | 1,165 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $523,000 | 1,740 |
| Non 1-4 family restructured loans & leases | $523,000 | 1,740 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $540,000 | 728 |
| Total loans and leases | NA | NA |