Home > Savings Bank of the Finger Lakes, FSB > Assets and Liabilities
Savings Bank of the Finger Lakes, FSB, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 97 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $380,790,000 | 1,414 |
| Cash and due from depository institutions | $4,878,000 | 1,748 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $153,113,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $198,180,000 | 1,732 |
| Loan loss allowance | $1,980,000 | 2,160 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,704,000 | 2,526 |
| Other real estate owned | $9,000 | 1,748 |
| Goodwill and other intangibles | $425,000 | 2,027 |
| All other assets | $20,481,000 | 716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,790,000 | 1,414 |
| Total liabilities | $343,982,000 | 1,410 |
| Total deposits | $263,564,000 | 1,622 |
| Interest-bearing deposits | $263,564,000 | 1,396 |
| Deposits held in domestic offices | $263,564,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $77,904,000 | 605 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,514,000 | 1,698 |
| Total equity capital | $36,808,000 | 1,412 |
| Total bank equity capital | $36,808,000 | 1,412 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $36,000 | 8,040 |
| Surplus | $16,173,000 | 1,191 |
| Undivided profits | $20,599,000 | 1,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,211,000 | 2,648 |
| Earning assets | $351,293,000 | 1,398 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $372,665,000 | 1,377 |
| Average Assets, quarterly | $384,799,000 | 1,375 |
| Volatile liabilities | $133,254,000 | 803 |
| Insider loans | $962,000 | 4,038 |
| FHLB advances | $76,734,000 | 528 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,311,000 | 1,896 |
| Tier 1 (core) risk-based capital | $35,054,000 | 1,381 |
| Tier 2 risk-based capital | $1,980,000 | 1,991 |
| Total risk weighted assets | $210,441,000 | 1,703 |
| Total unused commitments | $31,311,000 | 1,902 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 95 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $345,331,000 | 1,473 |
| Cash and due from depository institutions | $3,943,000 | 1,769 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $137,429,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $180,228,000 | 1,819 |
| Loan loss allowance | $1,534,000 | 2,543 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,134,000 | 2,181 |
| Other real estate owned | $56,000 | 1,769 |
| Goodwill and other intangibles | $313,000 | 2,136 |
| All other assets | $19,228,000 | 739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,331,000 | 1,473 |
| Total liabilities | $312,201,000 | 1,460 |
| Total deposits | $237,921,000 | 1,711 |
| Interest-bearing deposits | $221,133,000 | 1,593 |
| Deposits held in domestic offices | $237,921,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $71,920,000 | 606 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,360,000 | 1,767 |
| Total equity capital | $33,130,000 | 1,475 |
| Total bank equity capital | $33,130,000 | 1,475 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $36,000 | 8,256 |
| Surplus | $15,677,000 | 1,165 |
| Undivided profits | $17,417,000 | 1,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,146,000 | 3,024 |
| Earning assets | $317,657,000 | 1,460 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $347,417,600 | 1,389 |
| Average Assets, quarterly | $352,577,000 | 1,429 |
| Volatile liabilities | $119,963,000 | 855 |
| Insider loans | $678,000 | 4,771 |
| FHLB advances | $70,627,000 | 530 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $33,053,000 | 1,727 |
| Tier 1 (core) risk-based capital | $33,159,000 | 1,380 |
| Tier 2 risk-based capital | $1,534,000 | 2,355 |
| Total risk weighted assets | $187,324,000 | 1,808 |
| Total unused commitments | $40,043,000 | 1,498 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 92 | 1,812 |
| Assets and Liabilities | ||
| Total Assets: | $331,132,000 | 1,453 |
| Cash and due from depository institutions | $4,597,000 | 1,812 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $132,884,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $170,910,000 | 1,852 |
| Loan loss allowance | $1,468,000 | 2,509 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,814,000 | 1,807 |
| Other real estate owned | $82,000 | 1,812 |
| Goodwill and other intangibles | $264,000 | 2,179 |
| All other assets | $17,581,000 | 653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,133,000 | 1,453 |
| Total liabilities | $297,638,000 | 1,453 |
| Total deposits | $233,868,000 | 1,644 |
| Interest-bearing deposits | $217,082,000 | 1,542 |
| Deposits held in domestic offices | $233,868,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,658,000 | 647 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,112,000 | 1,977 |
| Total equity capital | $33,495,000 | 1,379 |
| Total bank equity capital | $33,495,000 | 1,379 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $36,000 | 8,524 |
| Surplus | $15,475,000 | 1,143 |
| Undivided profits | $17,984,000 | 1,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,080,000 | 2,508 |
| Earning assets | $303,794,000 | 1,454 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $311,787,200 | 1,470 |
| Average Assets, quarterly | $322,844,000 | 1,469 |
| Volatile liabilities | $102,596,000 | 966 |
| Insider loans | $741,000 | 4,569 |
| FHLB advances | $60,243,000 | 192 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,911,000 | 2,766 |
| Tier 1 (core) risk-based capital | $34,308,000 | 1,270 |
| Tier 2 risk-based capital | $1,468,000 | 2,344 |
| Total risk weighted assets | $168,084,000 | 1,906 |
| Total unused commitments | $20,903,000 | 2,270 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $301,703,000 | 1,564 |
| Cash and due from depository institutions | $5,942,000 | 1,746 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $120,343,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,326 |
| Net loans & leases | $158,863,000 | 1,893 |
| Loan loss allowance | $1,350,000 | 2,627 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,149,000 | 2,069 |
| Other real estate owned | $79,000 | 1,746 |
| Goodwill and other intangibles | $254,000 | 2,265 |
| All other assets | $11,873,000 | 863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,703,000 | 1,564 |
| Total liabilities | $282,465,000 | 1,506 |
| Total deposits | $209,830,000 | 1,796 |
| Interest-bearing deposits | $196,811,000 | 1,666 |
| Deposits held in domestic offices | $209,830,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $70,141,000 | 604 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,494,000 | 1,582 |
| Total equity capital | $19,238,000 | 2,288 |
| Total bank equity capital | $19,238,000 | 2,288 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $36,000 | 8,824 |
| Surplus | $4,787,000 | 3,131 |
| Undivided profits | $14,415,000 | 1,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $961,000 | 2,361 |
| Earning assets | $279,406,000 | 1,552 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $293,421,000 | 1,536 |
| Average Assets, quarterly | $301,437,000 | 1,541 |
| Volatile liabilities | $106,683,000 | 924 |
| Insider loans | $891,000 | 4,034 |
| FHLB advances | $69,960,000 | 166 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,376,000 | 2,518 |
| Tier 1 (core) risk-based capital | $22,597,000 | 1,942 |
| Tier 2 risk-based capital | $1,350,000 | 2,396 |
| Total risk weighted assets | $138,235,000 | 2,220 |
| Total unused commitments | $18,376,000 | 2,521 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $282,712,000 | 1,630 |
| Cash and due from depository institutions | $4,409,000 | 1,884 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $119,972,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $145,144,000 | 1,926 |
| Loan loss allowance | $1,176,000 | 2,883 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,556,000 | 1,756 |
| Other real estate owned | $90,000 | 1,884 |
| Goodwill and other intangibles | $143,000 | 2,531 |
| All other assets | $8,398,000 | 1,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,712,000 | 1,630 |
| Total liabilities | $261,177,000 | 1,579 |
| Total deposits | $204,103,000 | 1,850 |
| Interest-bearing deposits | $191,107,000 | 1,697 |
| Deposits held in domestic offices | $204,103,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,032,000 | 564 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,042,000 | 1,962 |
| Total equity capital | $21,535,000 | 2,090 |
| Total bank equity capital | $21,535,000 | 2,090 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $36,000 | 9,025 |
| Surplus | $4,749,000 | 3,003 |
| Undivided profits | $16,750,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $854,000 | 2,642 |
| Earning assets | $265,116,000 | 1,600 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $263,216,200 | 1,652 |
| Average Assets, quarterly | $279,130,000 | 1,617 |
| Volatile liabilities | $87,971,000 | 922 |
| Insider loans | $744,000 | 4,276 |
| FHLB advances | $54,815,000 | 166 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,092,000 | 2,634 |
| Tier 1 (core) risk-based capital | $21,328,000 | 1,995 |
| Tier 2 risk-based capital | $1,176,000 | 2,619 |
| Total risk weighted assets | $119,407,000 | 2,400 |
| Total unused commitments | $16,092,000 | 2,641 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $247,992,000 | 1,836 |
| Cash and due from depository institutions | $4,659,000 | 2,600 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $114,423,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $118,451,000 | 2,348 |
| Loan loss allowance | $1,149,000 | 2,972 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,650,000 | 2,152 |
| Other real estate owned | $150,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,659,000 | 1,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,992,000 | 1,836 |
| Total liabilities | $226,313,000 | 1,815 |
| Total deposits | $187,911,000 | 2,011 |
| Interest-bearing deposits | $177,059,000 | 1,829 |
| Deposits held in domestic offices | $187,911,000 | 2,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $36,974,000 | 680 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,428,000 | 2,655 |
| Total equity capital | $21,679,000 | 2,074 |
| Total bank equity capital | $21,679,000 | 2,074 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $18,000 | 9,569 |
| Surplus | $4,676,000 | 2,964 |
| Undivided profits | $16,985,000 | 1,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $817,000 | 2,832 |
| Earning assets | $232,874,000 | 1,806 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $221,163,200 | 1,968 |
| Average Assets, quarterly | $237,930,500 | 1,896 |
| Volatile liabilities | $70,226,000 | 1,098 |
| Insider loans | $751,000 | 4,302 |
| FHLB advances | $36,721,000 | 220 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,879,000 | 3,075 |
| Tier 1 (core) risk-based capital | $21,216,000 | 2,003 |
| Tier 2 risk-based capital | $1,149,000 | 2,572 |
| Total risk weighted assets | $98,090,000 | 2,810 |
| Total unused commitments | $11,879,000 | 3,077 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 65 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $200,435,000 | 2,349 |
| Cash and due from depository institutions | $3,366,000 | 2,918 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $97,178,000 | 1,224 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $88,690,000 | 3,089 |
| Loan loss allowance | $1,112,000 | 3,199 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,868,000 | 3,989 |
| Other real estate owned | $275,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,058,000 | 1,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,435,000 | 2,349 |
| Total liabilities | $180,085,000 | 2,349 |
| Total deposits | $154,793,000 | 2,491 |
| Interest-bearing deposits | $146,507,000 | 2,269 |
| Deposits held in domestic offices | $154,793,000 | 2,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $24,120,000 | 855 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,172,000 | 3,122 |
| Total equity capital | $20,350,000 | 2,210 |
| Total bank equity capital | $20,350,000 | 2,210 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $18,000 | 10,034 |
| Surplus | $4,595,000 | 3,077 |
| Undivided profits | $15,737,000 | 1,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $600,000 | 3,847 |
| Earning assets | $188,868,000 | 2,283 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $187,925,400 | 2,390 |
| Average Assets, quarterly | $198,936,000 | 2,345 |
| Volatile liabilities | $38,133,000 | 1,711 |
| Insider loans | $325,000 | 6,648 |
| FHLB advances | $23,800,000 | 301 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,481,000 | 2,894 |
| Tier 1 (core) risk-based capital | $20,486,000 | 2,100 |
| Tier 2 risk-based capital | $989,000 | 3,004 |
| Total risk weighted assets | $79,115,000 | 3,453 |
| Total unused commitments | $12,481,000 | 2,909 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $167,747,000 | 2,739 |
| Cash and due from depository institutions | $3,809,000 | 3,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $66,424,000 | 1,893 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $86,045,000 | 3,112 |
| Loan loss allowance | $834,000 | 4,099 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,240,000 | 5,298 |
| Other real estate owned | $453,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,776,000 | 1,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,747,000 | 2,739 |
| Total liabilities | $147,015,000 | 2,830 |
| Total deposits | $145,900,000 | 2,672 |
| Interest-bearing deposits | $138,470,000 | 2,445 |
| Deposits held in domestic offices | $145,900,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $387,000 | 3,626 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $728,000 | 4,743 |
| Total equity capital | $20,732,000 | 2,149 |
| Total bank equity capital | $20,732,000 | 2,149 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $27,000 | 10,385 |
| Surplus | $4,551,000 | 3,091 |
| Undivided profits | $16,154,000 | 1,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $642,000 | 3,730 |
| Earning assets | $155,469,000 | 2,730 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $171,430,800 | 2,590 |
| Average Assets, quarterly | $170,379,000 | 2,690 |
| Volatile liabilities | $14,442,000 | 3,449 |
| Insider loans | $250,000 | 7,522 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,854,000 | 5,072 |
| Tier 1 (core) risk-based capital | $20,478,000 | 2,086 |
| Tier 2 risk-based capital | $833,000 | 3,463 |
| Total risk weighted assets | $84,531,000 | 3,162 |
| Total unused commitments | $4,854,000 | 5,084 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $173,470,000 | 2,633 |
| Cash and due from depository institutions | $3,906,000 | 3,222 |
| Interest-bearing balances | $199,000 | 4,486 |
| Securities | $73,914,000 | 1,773 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 1,742 |
| Net loans & leases | $83,082,000 | 3,116 |
| Loan loss allowance | $726,000 | 4,701 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,233,000 | 5,330 |
| Other real estate owned | $1,457,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,678,000 | 1,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,470,000 | 2,633 |
| Total liabilities | $153,296,000 | 2,714 |
| Total deposits | $147,256,000 | 2,607 |
| Interest-bearing deposits | $141,986,000 | 2,351 |
| Deposits held in domestic offices | $147,256,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,715,000 | 1,648 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $325,000 | 6,987 |
| Total equity capital | $20,174,000 | 2,039 |
| Total bank equity capital | $20,174,000 | 2,039 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $18,000 | 11,077 |
| Surplus | $4,645,000 | 2,952 |
| Undivided profits | $15,511,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 3,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $543,000 | 3,862 |
| Earning assets | $162,395,000 | 2,578 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $167,890,200 | 2,647 |
| Average Assets, quarterly | $169,621,500 | 2,678 |
| Volatile liabilities | $21,156,000 | 2,425 |
| Insider loans | $375,000 | 6,517 |
| FHLB advances | $5,260,000 | 599 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,070,000 | 3,963 |
| Tier 1 (core) risk-based capital | $20,174,000 | 2,044 |
| Tier 2 risk-based capital | $702,000 | 3,981 |
| Total risk weighted assets | $87,953,000 | 3,004 |
| Total unused commitments | $7,070,000 | 3,970 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $167,708,000 | 2,742 |
| Cash and due from depository institutions | $2,371,000 | 3,290 |
| Interest-bearing balances | $494,000 | 4,396 |
| Securities | $63,202,000 | 2,160 |
| Federal funds sold & reverse repurchase agreements | $14,700,000 | 895 |
| Net loans & leases | $81,189,000 | 3,126 |
| Loan loss allowance | $714,000 | 4,896 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,082,000 | 5,839 |
| Other real estate owned | $1,447,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,717,000 | 2,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,708,000 | 2,742 |
| Total liabilities | $151,117,000 | 2,769 |
| Total deposits | $150,960,000 | 2,611 |
| Interest-bearing deposits | $145,001,000 | 2,377 |
| Deposits held in domestic offices | $150,960,000 | 2,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $157,000 | 10,213 |
| Total equity capital | $16,591,000 | 2,423 |
| Total bank equity capital | $16,591,000 | 2,423 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $16,591,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $547,000 | 3,374 |
| Earning assets | $159,585,000 | 2,657 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $166,843,400 | 2,685 |
| Average Assets, quarterly | $167,568,500 | 2,726 |
| Volatile liabilities | $14,528,000 | 3,069 |
| Insider loans | $407,000 | 6,341 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,270,000 | 4,744 |
| Tier 1 (core) risk-based capital | $16,591,000 | 2,369 |
| Tier 2 risk-based capital | $714,000 | 3,880 |
| Total risk weighted assets | $81,680,000 | 3,156 |
| Total unused commitments | $7,282,000 | 3,877 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $166,030,000 | 2,842 |
| Cash and due from depository institutions | $4,317,000 | 3,556 |
| Interest-bearing balances | $575,000 | 4,721 |
| Securities | $56,983,000 | 2,380 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,623 |
| Net loans & leases | $88,585,000 | 2,968 |
| Loan loss allowance | $540,000 | 6,101 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,130,000 | 5,715 |
| Other real estate owned | $1,341,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,674,000 | 2,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,030,000 | 2,842 |
| Total liabilities | $150,473,000 | 2,872 |
| Total deposits | $149,262,000 | 2,766 |
| Interest-bearing deposits | $143,089,000 | 2,522 |
| Deposits held in domestic offices | $149,262,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $211,000 | 9,791 |
| Total equity capital | $15,557,000 | 2,458 |
| Total bank equity capital | $15,557,000 | 2,458 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $15,557,000 | 1,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,144,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $674,000 | 2,957 |
| Earning assets | $156,143,000 | 2,768 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $165,495,000 | 2,773 |
| Average Assets, quarterly | $167,852,000 | 2,790 |
| Volatile liabilities | $11,982,000 | 3,595 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,000,000 | 718 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,045,000 | 4,102 |
| Tier 1 (core) risk-based capital | $15,557,000 | 2,397 |
| Tier 2 risk-based capital | $540,000 | 4,903 |
| Total risk weighted assets | $84,698,000 | 3,101 |
| Total unused commitments | $6,045,000 | 4,124 |
| Derivatives | $0 | 651 |