Home > Savings Bank of Danbury > Net charge- offs to loans
Savings Bank of Danbury, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0502% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 4,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3826% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2019% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2019% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0429% | 4,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0149% | 4,560 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2170% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3855% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3855% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0694% | 4,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 4,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1653% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1626% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1626% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1020% | 4,593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 4,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2789% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6219% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6219% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0484% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.1410% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0889% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3431% | 4,712 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3111% | 4,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3624% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3624% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 4,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0633% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.1924% | 4,664 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1153% | 4,597 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4900% | 4,754 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3000% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2492% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2492% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0772% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0606% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | -0.2118% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1719% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0417% | 3,850 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3503% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1909% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1909% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0442% | 3,862 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 4,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9644% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.9644% | 32 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0474% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.4826% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2929% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0506% | 3,950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8220% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6191% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6191% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 541 |
| Percentage Net Loans Charged-off:Construction & development | -0.5894% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3435% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0564% | 3,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1868% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9432% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9432% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 394 |
| Percentage Net Loans Charged-off:Construction & development | -0.8606% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5355% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0546% | 3,998 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1435% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7821% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7821% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0893% | 4,687 |
| Percentage Net Loans Charged-off:Construction & development | -1.4827% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0554% | 3,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6470% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6266% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6266% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0264% | 4,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2146% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7411% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9467% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9467% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0918% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0251% | 4,034 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2817% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6340% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5347% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5347% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 4,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0290% | 4,054 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9812% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3232% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3232% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 4,717 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0395% | 4,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3250% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3250% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5599% | 4,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1805% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7578% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7578% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0589% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0835% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0793% | 4,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7405% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7405% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0735% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0853% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4230% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4231% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1458% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2361% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2361% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,492 |
| Percentage Net Loans Charged-off:Construction & development | -1.0545% | 4,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 1,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4569% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.4569% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 4,858 |
| Percentage Net Loans Charged-off:Construction & development | -1.4941% | 4,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3848% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2783% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2783% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 4,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 5,118 |
| Percentage Net Loans Charged-off:Construction & development | -2.3350% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4459% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0158% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.0158% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1482% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2162% | 5,407 |
| Percentage Net Loans Charged-off:Construction & development | -4.3022% | 5,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0096% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4090% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4090% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 2,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 1.0069% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2848% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0855% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.3869% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.3869% | 19 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 1,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 1.2764% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3867% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0958% | 4,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2676% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.2676% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 1.3730% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5776% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0969% | 4,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1792% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1792% | 40 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 1.4307% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0913% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1591% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1316% | 4,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3060% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3060% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1321% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.8624% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0970% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2584% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6699% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6699% | 39 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 1.1288% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2519% | 5,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8528% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.8528% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.1161% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3527% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 4,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2707% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7684% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7684% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 4,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2303% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1690% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1690% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4086% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7467% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0535% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 2,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6986% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4804% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4804% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0501% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1172% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2196% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6829% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0164% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9565% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9565% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 5,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0960% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3957% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7408% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0850% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3545% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9289% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9288% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2258% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7385% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0777% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2579% | 305 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7922% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7922% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.7011% | 5,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0874% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2179% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3875% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6120% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6120% | 108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2757% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.5538% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1164% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2934% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6583% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5913% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5913% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1738% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1352% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.9404% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1868% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9461% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3830% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1124% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3406% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 2.8708% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4649% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5107% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 3,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 1,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 3,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2514% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4587% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4587% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3298% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3478% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 3.8450% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3169% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6267% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2031% | 6,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2031% | 6,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4804% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5026% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 5.6641% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4776% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4360% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 3,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 4,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2306% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3026% | 6,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3026% | 6,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.3569% | 728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9884% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1024% | 4,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 5,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3267% | 2,609 |
| Percentage Net Loans Charged-off:Construction & development | 1.3822% | 1,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5053% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9778% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 3,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3447% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 3,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2041% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3835% | 6,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3835% | 6,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2425% | 2,842 |
| Percentage Net Loans Charged-off:Construction & development | 1.9032% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2403% | 1,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 3,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2220% | 1,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 3,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3772% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3303% | 6,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3303% | 6,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2385% | 3,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 2,769 |
| Percentage Net Loans Charged-off:Construction & development | 1.3967% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3568% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 3,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0873% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 3,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4961% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2651% | 6,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2651% | 6,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 2,730 |
| Percentage Net Loans Charged-off:Construction & development | 1.0887% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1773% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 2,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6714% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5105% | 6,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5105% | 6,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5127% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4402% | 2,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.2154% | 2,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7715% | 1,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3541% | 2,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2366% | 1,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3808% | 2,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6394% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3857% | 6,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3807% | 6,952 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5633% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5077% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.3444% | 6,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0032% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4281% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2747% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4628% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4289% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1741% | 6,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1708% | 6,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 2,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4797% | 2,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.5796% | 6,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5011% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2418% | 2,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4119% | 1,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2034% | 2,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3816% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5150% | 7,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5013% | 7,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8375% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8505% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | -1.2115% | 6,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9869% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3397% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5319% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2959% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8490% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1348% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9639% | 1,972 |
| Percentage Net Loans Charged-off:Construction & development | 7.8515% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7148% | 1,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2307% | 3,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 1,685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2482% | 3,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6223% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6656% | 7,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9127% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6397% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 5.4220% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 2,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2113% | 1,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2361% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6908% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8825% | 7,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7997% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8737% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 8.1922% | 618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2233% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2663% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2129% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0534% | 7,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5960% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7230% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 16.3862% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4656% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4219% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4270% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4206% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2431% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1823% | 7,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 5,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 5,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 4,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4679% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3427% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 4,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6550% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4037% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 5,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8110% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 1.4219% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 3,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 3,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2350% | 4,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 6,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1021% | 4,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 5,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2925% | 3,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 7,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2180% | 7,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0762% | 7,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 7,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 6,895 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5295% | 8,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 7,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 6,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8197% | 8,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 6,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 6,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3384% | 7,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 6,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 7,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5386% | 8,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 6,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 6,670 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8095% | 8,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 6,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8075% | 8,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 6,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0636% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0742% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9424% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1305% | 2,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3918% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 7,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 7,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 7,268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2298% | 8,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 6,996 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3350% | 8,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 7,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 6,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1608% | 8,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4522% | 2,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 6,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3087% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9095% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 5,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3546% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 5,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2977% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2018% | 4,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 6,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9652% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3331% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4202% | 4,549 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 7,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1423% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 9,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 8,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 10,515 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |