Home > Sandy Spring Bank > Income and Expense

Sandy Spring Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$637,513,000131
Total interest expense$270,382,000118
Net interest income$367,131,000143
Provision for loan and lease losses$-17,561,0004,552
Total noninterest income$68,326,000201
Gross Fiduciary activities income$14,343,000145
Service charges on deposit accounts$11,005,000150
Trading account gains and fees$0123
Additional Noninterest Income$42,978,000186
Total noninterest expense$273,361,000149
Salaries and employee benefits$159,962,000126
Premises and equipment expense$33,089,000115
Additional noninterest expense$42,978,000186
Pre-tax net operating income$179,657,000143
Securities gains (losses)$0988
Applicable income taxes$44,518,000120
Income before extraordinary items$135,139,000140
Extraordinary gains, net$054
Net income$135,139,000143
Minority interest net income$088
Net income of bank and minority interests.$135,139,000142
Net charge-offs$1,483,000435
Cash dividends$113,770,000103
Sale, conversion, retirement of capital stock, net$7,631,00071
Net operating income$135,139,000148
2023-09-30 (YTD Data)Rank
Total interest income$471,899,000132
Total interest expense$189,102,000120
Net interest income$282,797,000143
Provision for loan and lease losses$-14,116,0004,582
Total noninterest income$51,502,000205
Gross Fiduciary activities income$10,943,000142
Service charges on deposit accounts$8,112,000150
Trading account gains and fees$0125
Additional Noninterest Income$32,447,000187
Total noninterest expense$206,631,000149
Salaries and employee benefits$124,532,000122
Premises and equipment expense$24,912,000115
Additional noninterest expense$32,447,000187
Pre-tax net operating income$141,784,000141
Securities gains (losses)$0849
Applicable income taxes$35,372,000122
Income before extraordinary items$106,412,000147
Extraordinary gains, net$052
Net income$106,412,000147
Minority interest net income$081
Net income of bank and minority interests.$106,412,000147
Net charge-offs$1,561,000335
Cash dividends$57,970,000124
Sale, conversion, retirement of capital stock, net$6,734,00059
Net operating income$106,412,000150
2023-06-30 (YTD Data)Rank
Total interest income$309,489,000127
Total interest expense$114,782,000116
Net interest income$194,707,000137
Provision for loan and lease losses$-16,481,0004,615
Total noninterest income$33,718,000198
Gross Fiduciary activities income$7,089,000140
Service charges on deposit accounts$5,268,000152
Trading account gains and fees$0112
Additional Noninterest Income$21,361,000181
Total noninterest expense$134,469,000149
Salaries and employee benefits$79,729,000123
Premises and equipment expense$16,811,000112
Additional noninterest expense$21,361,000181
Pre-tax net operating income$110,437,000129
Securities gains (losses)$0938
Applicable income taxes$27,708,000110
Income before extraordinary items$82,729,000129
Extraordinary gains, net$051
Net income$82,729,000131
Minority interest net income$081
Net income of bank and minority interests.$82,729,000129
Net charge-offs$1,464,000263
Cash dividends$39,060,000124
Sale, conversion, retirement of capital stock, net$3,972,00051
Net operating income$82,729,000131
2023-03-31 (YTD Data)Rank
Total interest income$151,344,000129
Total interest expense$50,537,000123
Net interest income$100,807,000133
Provision for loan and lease losses$-21,536,0004,675
Total noninterest income$16,247,000196
Gross Fiduciary activities income$3,532,000145
Service charges on deposit accounts$2,523,000165
Trading account gains and fees$097
Additional Noninterest Income$10,192,000187
Total noninterest expense$65,934,000155
Salaries and employee benefits$38,854,000132
Premises and equipment expense$8,616,000112
Additional noninterest expense$10,192,000187
Pre-tax net operating income$72,656,000107
Securities gains (losses)$0950
Applicable income taxes$18,094,00097
Income before extraordinary items$54,562,000109
Extraordinary gains, net$04
Net income$54,562,000109
Minority interest net income$048
Net income of bank and minority interests.$54,562,000109
Net charge-offs$-316,0004,628
Cash dividends$19,530,000112
Sale, conversion, retirement of capital stock, net$1,242,00068
Net operating income$54,562,000110
2022-12-31 (YTD Data)Rank
Total interest income$495,660,000126
Total interest expense$55,090,000140
Net interest income$440,570,000125
Provision for loan and lease losses$34,372,00084
Total noninterest income$87,369,000178
Gross Fiduciary activities income$13,874,000147
Service charges on deposit accounts$10,322,000165
Trading account gains and fees$0116
Additional Noninterest Income$63,173,000155
Total noninterest expense$255,552,000153
Salaries and employee benefits$158,248,000126
Premises and equipment expense$33,170,000120
Additional noninterest expense$63,173,000155
Pre-tax net operating income$238,015,000126
Securities gains (losses)$-345,0004,239
Applicable income taxes$59,235,000114
Income before extraordinary items$178,435,000130
Extraordinary gains, net$05
Net income$178,435,000130
Minority interest net income$063
Net income of bank and minority interests.$178,435,000130
Net charge-offs$-416,0004,574
Cash dividends$65,410,000141
Sale, conversion, retirement of capital stock, net$7,887,00094
Net operating income$178,707,550129
2022-09-30 (YTD Data)Rank
Total interest income$350,361,000128
Total interest expense$19,987,000163
Net interest income$330,374,000125
Provision for loan and lease losses$23,571,00080
Total noninterest income$72,688,000167
Gross Fiduciary activities income$10,621,000146
Service charges on deposit accounts$7,777,000160
Trading account gains and fees$0111
Additional Noninterest Income$54,290,000145
Total noninterest expense$191,564,000153
Salaries and employee benefits$118,847,000127
Premises and equipment expense$24,897,000120
Additional noninterest expense$54,290,000145
Pre-tax net operating income$187,927,000121
Securities gains (losses)$48,000242
Applicable income taxes$46,633,000115
Income before extraordinary items$141,342,000128
Extraordinary gains, net$04
Net income$141,342,000128
Minority interest net income$057
Net income of bank and minority interests.$141,342,000128
Net charge-offs$-351,0004,584
Cash dividends$45,880,000139
Sale, conversion, retirement of capital stock, net$6,211,00078
Net operating income$141,304,080126
2022-06-30 (YTD Data)Rank
Total interest income$219,940,000128
Total interest expense$6,386,000214
Net interest income$213,554,000125
Provision for loan and lease losses$4,685,000150
Total noninterest income$55,797,000146
Gross Fiduciary activities income$7,165,000119
Service charges on deposit accounts$5,049,000164
Trading account gains and fees$0108
Additional Noninterest Income$43,583,000130
Total noninterest expense$126,201,000151
Salaries and employee benefits$78,780,000123
Premises and equipment expense$16,505,000121
Additional noninterest expense$30,916,000186
Pre-tax net operating income$138,465,000112
Securities gains (losses)$46,000225
Applicable income taxes$34,153,000102
Income before extraordinary items$104,358,000115
Extraordinary gains, net$04
Net income$104,358,000115
Minority interest net income$060
Net income of bank and minority interests.$104,358,000115
Net charge-offs$155,000601
Cash dividends$45,880,000110
Sale, conversion, retirement of capital stock, net$4,650,00065
Net operating income$104,321,660116
2022-03-31 (YTD Data)Rank
Total interest income$106,036,000126
Total interest expense$2,359,000250
Net interest income$103,677,000124
Provision for loan and lease losses$1,400,000167
Total noninterest income$20,595,000182
Gross Fiduciary activities income$3,615,000118
Service charges on deposit accounts$2,448,000169
Trading account gains and fees$0103
Additional Noninterest Income$14,532,000182
Total noninterest expense$61,963,000149
Salaries and employee benefits$39,304,000124
Premises and equipment expense$8,402,000120
Additional noninterest expense$14,257,000197
Pre-tax net operating income$60,909,000120
Securities gains (losses)$8,000410
Applicable income taxes$14,872,000108
Income before extraordinary items$46,045,000126
Extraordinary gains, net$04
Net income$46,045,000125
Minority interest net income$050
Net income of bank and minority interests.$46,045,000126
Net charge-offs$191,000370
Cash dividends$19,995,000119
Sale, conversion, retirement of capital stock, net$1,472,00062
Net operating income$46,038,680127
2021-12-31 (YTD Data)Rank
Total interest income$449,956,000119
Total interest expense$19,108,000157
Net interest income$430,848,000119
Provision for loan and lease losses$-46,792,0004,784
Total noninterest income$100,959,000179
Gross Fiduciary activities income$14,399,000119
Service charges on deposit accounts$8,763,000177
Trading account gains and fees$0132
Additional Noninterest Income$77,797,000169
Total noninterest expense$259,229,000148
Salaries and employee benefits$155,506,000128
Premises and equipment expense$34,545,000119
Additional noninterest expense$69,178,000171
Pre-tax net operating income$319,370,000109
Securities gains (losses)$213,000589
Applicable income taxes$78,116,000102
Income before extraordinary items$241,467,000110
Extraordinary gains, net$010
Net income$241,467,000110
Minority interest net income$074
Net income of bank and minority interests.$241,467,000110
Net charge-offs$10,669,000107
Cash dividends$189,172,00069
Sale, conversion, retirement of capital stock, net$5,299,000102
Net operating income$241,298,730111
2021-09-30 (YTD Data)Rank
Total interest income$339,936,000119
Total interest expense$16,226,000150
Net interest income$323,710,000120
Provision for loan and lease losses$-48,418,0004,866
Total noninterest income$79,133,000171
Gross Fiduciary activities income$10,779,000119
Service charges on deposit accounts$6,333,000179
Trading account gains and fees$0132
Additional Noninterest Income$62,021,000165
Total noninterest expense$194,169,000149
Salaries and employee benefits$114,035,000128
Premises and equipment expense$25,554,000119
Additional noninterest expense$54,580,000163
Pre-tax net operating income$257,092,000105
Securities gains (losses)$179,000592
Applicable income taxes$63,004,000102
Income before extraordinary items$194,267,000107
Extraordinary gains, net$08
Net income$194,267,000107
Minority interest net income$069
Net income of bank and minority interests.$194,267,000107
Net charge-offs$10,308,000101
Cash dividends$174,447,00054
Sale, conversion, retirement of capital stock, net$3,640,000101
Net operating income$194,125,590105
2021-06-30 (YTD Data)Rank
Total interest income$228,905,000120
Total interest expense$12,250,000147
Net interest income$216,655,000120
Provision for loan and lease losses$-40,101,0004,902
Total noninterest income$54,805,000168
Gross Fiduciary activities income$7,094,000119
Service charges on deposit accounts$4,097,000180
Trading account gains and fees$0133
Additional Noninterest Income$43,614,000162
Total noninterest expense$131,310,000148
Salaries and employee benefits$75,471,000132
Premises and equipment expense$16,775,000121
Additional noninterest expense$39,064,000157
Pre-tax net operating income$180,251,000105
Securities gains (losses)$130,000579
Applicable income taxes$43,776,00099
Income before extraordinary items$136,605,000105
Extraordinary gains, net$06
Net income$136,605,000105
Minority interest net income$067
Net income of bank and minority interests.$136,605,000105
Net charge-offs$2,495,000171
Cash dividends$60,243,00088
Sale, conversion, retirement of capital stock, net$2,309,00084
Net operating income$136,502,300105
2021-03-31 (YTD Data)Rank
Total interest income$114,179,000119
Total interest expense$7,570,000133
Net interest income$106,609,000120
Provision for loan and lease losses$-35,654,0004,941
Total noninterest income$28,630,000164
Gross Fiduciary activities income$3,507,000121
Service charges on deposit accounts$2,001,000182
Trading account gains and fees$0127
Additional Noninterest Income$23,122,000160
Total noninterest expense$68,516,000145
Salaries and employee benefits$36,574,000136
Premises and equipment expense$8,421,000122
Additional noninterest expense$23,521,000143
Pre-tax net operating income$102,377,00093
Securities gains (losses)$59,000610
Applicable income taxes$25,019,00087
Income before extraordinary items$77,417,00093
Extraordinary gains, net$03
Net income$77,417,00093
Minority interest net income$055
Net income of bank and minority interests.$77,417,00093
Net charge-offs$298,000346
Cash dividends$17,608,000108
Sale, conversion, retirement of capital stock, net$947,00084
Net operating income$77,370,39092
2020-12-31 (YTD Data)Rank
Total interest income$423,014,000131
Total interest expense$51,584,000139
Net interest income$371,430,000133
Provision for loan and lease losses$85,669,00099
Total noninterest income$101,472,000166
Gross Fiduciary activities income$12,673,000125
Service charges on deposit accounts$7,609,000191
Trading account gains and fees$0133
Additional Noninterest Income$81,190,000157
Total noninterest expense$253,674,000147
Salaries and employee benefits$134,198,000136
Premises and equipment expense$32,264,000127
Additional noninterest expense$87,212,000152
Pre-tax net operating income$133,559,000139
Securities gains (losses)$467,000628
Applicable income taxes$29,460,000134
Income before extraordinary items$104,566,000144
Extraordinary gains, net$04
Net income$104,566,000144
Minority interest net income$072
Net income of bank and minority interests.$104,566,000144
Net charge-offs$808,000738
Cash dividends$74,410,000120
Sale, conversion, retirement of capital stock, net$3,850,000107
Net operating income$104,197,070141
2020-09-30 (YTD Data)Rank
Total interest income$311,357,000135
Total interest expense$41,800,000142
Net interest income$269,557,000134
Provision for loan and lease losses$90,158,00092
Total noninterest income$69,443,000177
Gross Fiduciary activities income$9,498,000120
Service charges on deposit accounts$5,586,000191
Trading account gains and fees$0125
Additional Noninterest Income$54,359,000164
Total noninterest expense$192,386,000145
Salaries and employee benefits$98,197,000137
Premises and equipment expense$24,259,000125
Additional noninterest expense$69,930,000147
Pre-tax net operating income$56,456,000195
Securities gains (losses)$432,000544
Applicable income taxes$10,746,000212
Income before extraordinary items$46,142,000196
Extraordinary gains, net$04
Net income$46,142,000196
Minority interest net income$065
Net income of bank and minority interests.$46,142,000196
Net charge-offs$352,000943
Cash dividends$41,240,000135
Sale, conversion, retirement of capital stock, net$2,824,00095
Net operating income$45,792,080195
2020-06-30 (YTD Data)Rank
Total interest income$198,508,000140
Total interest expense$28,567,000150
Net interest income$169,941,000136
Provision for loan and lease losses$83,155,00085
Total noninterest income$40,694,000182
Gross Fiduciary activities income$6,320,000121
Service charges on deposit accounts$3,754,000188
Trading account gains and fees$0123
Additional Noninterest Income$30,620,000173
Total noninterest expense$132,407,000143
Salaries and employee benefits$62,233,000140
Premises and equipment expense$15,890,000125
Additional noninterest expense$54,284,000136
Pre-tax net operating income$-4,927,0005,031
Securities gains (losses)$381,000448
Applicable income taxes$-4,078,0005,032
Income before extraordinary items$-468,0004,922
Extraordinary gains, net$04
Net income$-468,0004,922
Minority interest net income$065
Net income of bank and minority interests.$-468,0004,922
Net charge-offs$182,0001,057
Cash dividends$24,655,000149
Sale, conversion, retirement of capital stock, net$1,791,00090
Net operating income$-768,9904,961
2020-03-31 (YTD Data)Rank
Total interest income$83,718,000157
Total interest expense$17,371,000148
Net interest income$66,347,000160
Provision for loan and lease losses$24,469,000122
Total noninterest income$17,969,000178
Gross Fiduciary activities income$3,362,000122
Service charges on deposit accounts$2,327,000182
Trading account gains and fees$0106
Additional Noninterest Income$12,280,000181
Total noninterest expense$47,375,000175
Salaries and employee benefits$28,009,000156
Premises and equipment expense$7,018,000136
Additional noninterest expense$12,348,000205
Pre-tax net operating income$12,472,000215
Securities gains (losses)$169,000433
Applicable income taxes$804,000532
Income before extraordinary items$11,837,000196
Extraordinary gains, net$04
Net income$11,837,000196
Minority interest net income$056
Net income of bank and minority interests.$11,837,000196
Net charge-offs$547,000345
Cash dividends$10,395,000188
Sale, conversion, retirement of capital stock, net$754,00094
Net operating income$11,678,140193
2019-12-31 (YTD Data)Rank
Total interest income$347,290,000157
Total interest expense$79,934,000148
Net interest income$267,356,000157
Provision for loan and lease losses$4,683,000275
Total noninterest income$71,086,000174
Gross Fiduciary activities income$12,293,000124
Service charges on deposit accounts$10,074,000167
Trading account gains and fees$0135
Additional Noninterest Income$48,719,000181
Total noninterest expense$177,419,000183
Salaries and employee benefits$103,762,000163
Premises and equipment expense$28,905,000132
Additional noninterest expense$44,752,000214
Pre-tax net operating income$156,340,000147
Securities gains (losses)$77,0001,062
Applicable income taxes$37,163,000142
Income before extraordinary items$119,254,000148
Extraordinary gains, net$011
Net income$119,254,000148
Minority interest net income$076
Net income of bank and minority interests.$119,254,000148
Net charge-offs$2,036,000407
Cash dividends$42,625,000194
Sale, conversion, retirement of capital stock, net$2,854,000128
Net operating income$119,193,170147
2019-09-30 (YTD Data)Rank
Total interest income$262,053,000156
Total interest expense$61,544,000149
Net interest income$200,509,000159
Provision for loan and lease losses$3,028,000295
Total noninterest income$51,910,000174
Gross Fiduciary activities income$8,572,000128
Service charges on deposit accounts$7,555,000166
Trading account gains and fees$0129
Additional Noninterest Income$35,783,000181
Total noninterest expense$131,814,000184
Salaries and employee benefits$77,562,000165
Premises and equipment expense$21,776,000131
Additional noninterest expense$32,476,000215
Pre-tax net operating income$117,577,000147
Securities gains (losses)$20,0001,423
Applicable income taxes$28,187,000143
Income before extraordinary items$89,410,000150
Extraordinary gains, net$011
Net income$89,410,000151
Minority interest net income$072
Net income of bank and minority interests.$89,410,000151
Net charge-offs$1,521,000370
Cash dividends$31,775,000186
Sale, conversion, retirement of capital stock, net$2,127,000114
Net operating income$89,394,200147
2019-06-30 (YTD Data)Rank
Total interest income$175,112,000157
Total interest expense$41,655,000146
Net interest income$133,457,000160
Provision for loan and lease losses$1,504,000362
Total noninterest income$33,347,000180
Gross Fiduciary activities income$5,630,000129
Service charges on deposit accounts$4,934,000168
Trading account gains and fees$0131
Additional Noninterest Income$22,783,000177
Total noninterest expense$87,262,000188
Salaries and employee benefits$51,378,000167
Premises and equipment expense$14,643,000129
Additional noninterest expense$21,241,000221
Pre-tax net operating income$78,038,000150
Securities gains (losses)$5,0001,370
Applicable income taxes$18,525,000144
Income before extraordinary items$59,518,000153
Extraordinary gains, net$011
Net income$59,518,000154
Minority interest net income$069
Net income of bank and minority interests.$59,518,000154
Net charge-offs$966,000347
Cash dividends$20,925,000181
Sale, conversion, retirement of capital stock, net$1,387,000104
Net operating income$59,514,050152
2019-03-31 (YTD Data)Rank
Total interest income$88,038,000159
Total interest expense$21,031,000141
Net interest income$67,007,000158
Provision for loan and lease losses$-128,0005,283
Total noninterest income$16,802,000176
Gross Fiduciary activities income$2,700,000132
Service charges on deposit accounts$2,393,000167
Trading account gains and fees$0126
Additional Noninterest Income$11,709,000167
Total noninterest expense$43,705,000190
Salaries and employee benefits$25,938,000165
Premises and equipment expense$7,494,000127
Additional noninterest expense$10,273,000227
Pre-tax net operating income$40,232,000149
Securities gains (losses)$01,087
Applicable income taxes$9,461,000141
Income before extraordinary items$30,771,000154
Extraordinary gains, net$05
Net income$30,771,000154
Minority interest net income$052
Net income of bank and minority interests.$30,771,000154
Net charge-offs$269,000507
Cash dividends$10,075,000176
Sale, conversion, retirement of capital stock, net$652,00088
Net operating income$30,771,000153
2018-12-31 (YTD Data)Rank
Total interest income$323,520,000158
Total interest expense$62,004,000141
Net interest income$261,516,000157
Provision for loan and lease losses$9,023,000171
Total noninterest income$60,453,000197
Gross Fiduciary activities income$11,550,000130
Service charges on deposit accounts$9,708,000173
Trading account gains and fees$0126
Additional Noninterest Income$39,195,000200
Total noninterest expense$178,286,000182
Salaries and employee benefits$96,830,000169
Premises and equipment expense$26,485,000137
Additional noninterest expense$54,971,000193
Pre-tax net operating income$134,660,000163
Securities gains (losses)$190,000217
Applicable income taxes$32,106,000149
Income before extraordinary items$102,744,000167
Extraordinary gains, net$06
Net income$102,744,000167
Minority interest net income$072
Net income of bank and minority interests.$102,744,000167
Net charge-offs$792,000715
Cash dividends$39,370,000179
Sale, conversion, retirement of capital stock, net$2,477,000150
Net operating income$102,593,900167
2018-09-30 (YTD Data)Rank
Total interest income$238,051,000158
Total interest expense$42,919,000143
Net interest income$195,132,000158
Provision for loan and lease losses$5,620,000190
Total noninterest income$46,627,000196
Gross Fiduciary activities income$8,414,000129
Service charges on deposit accounts$7,152,000171
Trading account gains and fees$0138
Additional Noninterest Income$31,061,000188
Total noninterest expense$136,059,000176
Salaries and employee benefits$72,937,000168
Premises and equipment expense$19,955,000137
Additional noninterest expense$43,167,000183
Pre-tax net operating income$100,080,000166
Securities gains (losses)$145,000245
Applicable income taxes$23,647,000160
Income before extraordinary items$76,578,000171
Extraordinary gains, net$05
Net income$76,578,000171
Minority interest net income$066
Net income of bank and minority interests.$76,578,000171
Net charge-offs$467,000739
Cash dividends$29,295,000168
Sale, conversion, retirement of capital stock, net$1,813,000142
Net operating income$76,463,450171
2018-06-30 (YTD Data)Rank
Total interest income$153,819,000157
Total interest expense$26,559,000140
Net interest income$127,260,000158
Provision for loan and lease losses$3,730,000196
Total noninterest income$31,849,000191
Gross Fiduciary activities income$5,546,000130
Service charges on deposit accounts$4,738,000167
Trading account gains and fees$0130
Additional Noninterest Income$21,565,000184
Total noninterest expense$94,088,000173
Salaries and employee benefits$48,495,000166
Premises and equipment expense$13,458,000134
Additional noninterest expense$32,135,000175
Pre-tax net operating income$61,291,000164
Securities gains (losses)$63,000314
Applicable income taxes$14,439,000162
Income before extraordinary items$46,915,000168
Extraordinary gains, net$06
Net income$46,915,000168
Minority interest net income$065
Net income of bank and minority interests.$46,915,000168
Net charge-offs$493,000527
Cash dividends$19,220,000160
Sale, conversion, retirement of capital stock, net$1,168,000124
Net operating income$46,865,230168
2018-03-31 (YTD Data)Rank
Total interest income$75,361,000157
Total interest expense$12,184,000138
Net interest income$63,177,000160
Provision for loan and lease losses$1,997,000175
Total noninterest income$17,053,000179
Gross Fiduciary activities income$2,765,000131
Service charges on deposit accounts$2,355,000164
Trading account gains and fees$0123
Additional Noninterest Income$11,933,000170
Total noninterest expense$49,360,000163
Salaries and employee benefits$23,872,000168
Premises and equipment expense$6,879,000132
Additional noninterest expense$18,609,000153
Pre-tax net operating income$28,873,000171
Securities gains (losses)$63,000215
Applicable income taxes$6,869,000162
Income before extraordinary items$22,067,000175
Extraordinary gains, net$07
Net income$22,067,000175
Minority interest net income$052
Net income of bank and minority interests.$22,067,000175
Net charge-offs$323,000403
Cash dividends$9,300,000144
Sale, conversion, retirement of capital stock, net$542,000113
Net operating income$22,017,230175
2017-12-31 (YTD Data)Rank
Total interest income$194,255,000195
Total interest expense$26,068,000177
Net interest income$168,187,000200
Provision for loan and lease losses$2,977,000364
Total noninterest income$49,466,000221
Gross Fiduciary activities income$10,759,000128
Service charges on deposit accounts$8,566,000181
Trading account gains and fees$0151
Additional Noninterest Income$30,141,000234
Total noninterest expense$127,628,000219
Salaries and employee benefits$73,025,000189
Premises and equipment expense$18,980,000165
Additional noninterest expense$35,623,000244
Pre-tax net operating income$87,048,000191
Securities gains (losses)$33,0001,098
Applicable income taxes$34,391,000186
Income before extraordinary items$52,690,000205
Extraordinary gains, net$09
Net income$52,690,000205
Minority interest net income$076
Net income of bank and minority interests.$52,690,000205
Net charge-offs$1,788,000445
Cash dividends$25,420,000197
Sale, conversion, retirement of capital stock, net$2,057,000166
Net operating income$52,668,880205
2017-09-30 (YTD Data)Rank
Total interest income$143,714,000197
Total interest expense$18,865,000178
Net interest income$124,849,000201
Provision for loan and lease losses$2,450,000339
Total noninterest income$37,783,000221
Gross Fiduciary activities income$7,949,000126
Service charges on deposit accounts$6,320,000186
Trading account gains and fees$0145
Additional Noninterest Income$23,514,000228
Total noninterest expense$93,404,000219
Salaries and employee benefits$54,443,000192
Premises and equipment expense$14,298,000161
Additional noninterest expense$24,663,000258
Pre-tax net operating income$66,778,000185
Securities gains (losses)$34,0001,056
Applicable income taxes$22,472,000184
Income before extraordinary items$44,340,000205
Extraordinary gains, net$09
Net income$44,340,000205
Minority interest net income$071
Net income of bank and minority interests.$44,340,000205
Net charge-offs$1,594,000357
Cash dividends$19,065,000184
Sale, conversion, retirement of capital stock, net$1,529,000158
Net operating income$44,317,560204
2017-06-30 (YTD Data)Rank
Total interest income$94,261,000201
Total interest expense$11,956,000176
Net interest income$82,305,000205
Provision for loan and lease losses$1,516,000346
Total noninterest income$24,977,000222
Gross Fiduciary activities income$5,191,000127
Service charges on deposit accounts$4,107,000186
Trading account gains and fees$0139
Additional Noninterest Income$15,679,000233
Total noninterest expense$62,414,000218
Salaries and employee benefits$36,031,000191
Premises and equipment expense$9,546,000163
Additional noninterest expense$16,837,000260
Pre-tax net operating income$43,352,000191
Securities gains (losses)$34,000793
Applicable income taxes$14,206,000191
Income before extraordinary items$29,180,000209
Extraordinary gains, net$011
Net income$29,180,000209
Minority interest net income$071
Net income of bank and minority interests.$29,180,000209
Net charge-offs$504,000562
Cash dividends$12,710,000176
Sale, conversion, retirement of capital stock, net$999,000139
Net operating income$29,157,220206
2017-03-31 (YTD Data)Rank
Total interest income$45,822,000202
Total interest expense$5,696,000180
Net interest income$40,126,000205
Provision for loan and lease losses$194,000967
Total noninterest income$12,673,000220
Gross Fiduciary activities income$2,471,000129
Service charges on deposit accounts$2,025,000189
Trading account gains and fees$0142
Additional Noninterest Income$8,177,000219
Total noninterest expense$29,784,000227
Salaries and employee benefits$17,773,000188
Premises and equipment expense$4,848,000160
Additional noninterest expense$7,163,000286
Pre-tax net operating income$22,821,000191
Securities gains (losses)$2,000951
Applicable income taxes$7,639,000180
Income before extraordinary items$15,184,000197
Extraordinary gains, net$08
Net income$15,184,000197
Minority interest net income$055
Net income of bank and minority interests.$15,184,000197
Net charge-offs$401,000389
Cash dividends$6,355,000165
Sale, conversion, retirement of capital stock, net$469,000123
Net operating income$15,182,660195
2016-12-31 (YTD Data)Rank
Total interest income$170,246,000202
Total interest expense$21,030,000177
Net interest income$149,216,000202
Provision for loan and lease losses$5,545,000240
Total noninterest income$47,948,000227
Gross Fiduciary activities income$9,872,000125
Service charges on deposit accounts$7,953,000192
Trading account gains and fees$0170
Additional Noninterest Income$30,123,000233
Total noninterest expense$121,962,000219
Salaries and employee benefits$71,250,000188
Premises and equipment expense$19,805,000157
Additional noninterest expense$30,907,000270
Pre-tax net operating income$69,657,000211
Securities gains (losses)$1,933,000125
Applicable income taxes$23,655,000203
Income before extraordinary items$47,935,000221
Extraordinary gains, net$05
Net income$47,935,000220
Minority interest net income$082
Net income of bank and minority interests.$47,935,000220
Net charge-offs$2,373,000352
Cash dividends$43,975,000133
Sale, conversion, retirement of capital stock, net$2,774,000130
Net operating income$46,639,890222
2016-09-30 (YTD Data)Rank
Total interest income$126,143,000203
Total interest expense$15,749,000176
Net interest income$110,394,000202
Provision for loan and lease losses$4,974,000209
Total noninterest income$35,593,000227
Gross Fiduciary activities income$7,227,000125
Service charges on deposit accounts$5,894,000191
Trading account gains and fees$0169
Additional Noninterest Income$22,472,000235
Total noninterest expense$91,664,000215
Salaries and employee benefits$53,220,000186
Premises and equipment expense$14,829,000159
Additional noninterest expense$23,615,000266
Pre-tax net operating income$49,349,000211
Securities gains (losses)$1,920,000104
Applicable income taxes$16,731,000209
Income before extraordinary items$34,538,000221
Extraordinary gains, net$05
Net income$34,538,000220
Minority interest net income$071
Net income of bank and minority interests.$34,538,000221
Net charge-offs$1,927,000307
Cash dividends$37,620,000119
Sale, conversion, retirement of capital stock, net$2,163,000110
Net operating income$33,251,600225
2016-06-30 (YTD Data)Rank
Total interest income$83,377,000207
Total interest expense$10,616,000173
Net interest income$72,761,000206
Provision for loan and lease losses$4,193,000174
Total noninterest income$22,920,000230
Gross Fiduciary activities income$4,806,000127
Service charges on deposit accounts$3,859,000199
Trading account gains and fees$0157
Additional Noninterest Income$14,255,000239
Total noninterest expense$62,488,000213
Salaries and employee benefits$34,461,000190
Premises and equipment expense$9,959,000159
Additional noninterest expense$18,068,000243
Pre-tax net operating income$29,000,000228
Securities gains (losses)$1,920,00076
Applicable income taxes$9,824,000224
Income before extraordinary items$21,096,000237
Extraordinary gains, net$016
Net income$21,096,000236
Minority interest net income$071
Net income of bank and minority interests.$21,096,000236
Net charge-offs$1,704,000241
Cash dividends$31,730,00096
Sale, conversion, retirement of capital stock, net$0705
Net operating income$19,790,400243
2016-03-31 (YTD Data)Rank
Total interest income$41,613,000208
Total interest expense$5,539,000165
Net interest income$36,074,000209
Provision for loan and lease losses$1,236,000237
Total noninterest income$11,432,000225
Gross Fiduciary activities income$2,212,000130
Service charges on deposit accounts$1,903,000200
Trading account gains and fees$0142
Additional Noninterest Income$7,317,000226
Total noninterest expense$31,761,000205
Salaries and employee benefits$17,753,000184
Premises and equipment expense$5,121,000153
Additional noninterest expense$8,887,000238
Pre-tax net operating income$14,509,000230
Securities gains (losses)$1,769,00044
Applicable income taxes$5,223,000214
Income before extraordinary items$11,055,000229
Extraordinary gains, net$012
Net income$11,055,000228
Minority interest net income$062
Net income of bank and minority interests.$11,055,000229
Net charge-offs$365,000430
Cash dividends$25,840,00074
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,852,080239
2015-12-31 (YTD Data)Rank
Total interest income$158,233,000208
Total interest expense$20,129,000164
Net interest income$138,104,000207
Provision for loan and lease losses$5,371,000203
Total noninterest income$49,575,000220
Gross Fiduciary activities income$9,526,000127
Service charges on deposit accounts$7,607,000197
Trading account gains and fees$0159
Additional Noninterest Income$32,442,000214
Total noninterest expense$113,935,000218
Salaries and employee benefits$69,025,000183
Premises and equipment expense$18,807,000165
Additional noninterest expense$26,103,000301
Pre-tax net operating income$68,373,000200
Securities gains (losses)$36,0001,872
Applicable income taxes$22,335,000200
Income before extraordinary items$46,074,000220
Extraordinary gains, net$023
Net income$46,074,000220
Minority interest net income$081
Net income of bank and minority interests.$46,074,000220
Net charge-offs$2,278,000337
Cash dividends$42,580,000137
Sale, conversion, retirement of capital stock, net$0804
Net operating income$46,049,880217
2015-09-30 (YTD Data)Rank
Total interest income$117,198,000213
Total interest expense$14,830,000164
Net interest income$102,368,000212
Provision for loan and lease losses$3,521,000216
Total noninterest income$37,392,000222
Gross Fiduciary activities income$7,251,000128
Service charges on deposit accounts$5,657,000203
Trading account gains and fees$0153
Additional Noninterest Income$24,484,000217
Total noninterest expense$87,223,000217
Salaries and employee benefits$51,117,000186
Premises and equipment expense$14,154,000166
Additional noninterest expense$21,952,000285
Pre-tax net operating income$49,016,000217
Securities gains (losses)$20,0002,017
Applicable income taxes$15,869,000207
Income before extraordinary items$33,167,000227
Extraordinary gains, net$021
Net income$33,167,000227
Minority interest net income$078
Net income of bank and minority interests.$33,167,000227
Net charge-offs$1,662,000320
Cash dividends$36,690,000119
Sale, conversion, retirement of capital stock, net$0773
Net operating income$33,153,400226
2015-06-30 (YTD Data)Rank
Total interest income$76,919,000213
Total interest expense$9,624,000168
Net interest income$67,295,000215
Provision for loan and lease losses$1,815,000259
Total noninterest income$25,227,000224
Gross Fiduciary activities income$4,829,000131
Service charges on deposit accounts$3,721,000203
Trading account gains and fees$0157
Additional Noninterest Income$16,677,000223
Total noninterest expense$58,085,000221
Salaries and employee benefits$33,893,000188
Premises and equipment expense$9,488,000166
Additional noninterest expense$14,704,000284
Pre-tax net operating income$32,622,000224
Securities gains (losses)$19,0001,735
Applicable income taxes$10,577,000212
Income before extraordinary items$22,064,000230
Extraordinary gains, net$022
Net income$22,064,000230
Minority interest net income$075
Net income of bank and minority interests.$22,064,000230
Net charge-offs$904,000378
Cash dividends$31,110,000105
Sale, conversion, retirement of capital stock, net$0751
Net operating income$22,051,080228
2015-03-31 (YTD Data)Rank
Total interest income$38,070,000213
Total interest expense$4,703,000169
Net interest income$33,367,000215
Provision for loan and lease losses$597,000363
Total noninterest income$13,158,000207
Gross Fiduciary activities income$2,309,000135
Service charges on deposit accounts$1,882,000206
Trading account gains and fees$0152
Additional Noninterest Income$8,967,000200
Total noninterest expense$28,971,000224
Salaries and employee benefits$16,852,000192
Premises and equipment expense$4,843,000162
Additional noninterest expense$7,276,000283
Pre-tax net operating income$16,957,000207
Securities gains (losses)$02,027
Applicable income taxes$5,526,000202
Income before extraordinary items$11,431,000213
Extraordinary gains, net$013
Net income$11,431,000213
Minority interest net income$064
Net income of bank and minority interests.$11,431,000213
Net charge-offs$924,000218
Cash dividends$5,580,000182
Sale, conversion, retirement of capital stock, net$0697
Net operating income$11,431,000211
2014-12-31 (YTD Data)Rank
Total interest income$148,365,000213
Total interest expense$18,838,000164
Net interest income$129,527,000215
Provision for loan and lease losses$-163,0006,100
Total noninterest income$46,753,000214
Gross Fiduciary activities income$8,793,000133
Service charges on deposit accounts$8,422,000199
Trading account gains and fees$0180
Additional Noninterest Income$29,538,000207
Total noninterest expense$119,628,000206
Salaries and employee benefits$64,614,000181
Premises and equipment expense$18,815,000165
Additional noninterest expense$36,199,000238
Pre-tax net operating income$56,815,000217
Securities gains (losses)$5,0002,877
Applicable income taxes$17,847,000213
Income before extraordinary items$38,973,000232
Extraordinary gains, net$017
Net income$38,973,000231
Minority interest net income$084
Net income of bank and minority interests.$38,973,000231
Net charge-offs$801,0001,067
Cash dividends$19,530,000218
Sale, conversion, retirement of capital stock, net$0862
Net operating income$38,969,550232
2014-09-30 (YTD Data)Rank
Total interest income$110,390,000213
Total interest expense$14,086,000164
Net interest income$96,304,000215
Provision for loan and lease losses$-1,016,0006,470
Total noninterest income$35,434,000211
Gross Fiduciary activities income$6,491,000132
Service charges on deposit accounts$6,287,000198
Trading account gains and fees$0174
Additional Noninterest Income$22,656,000203
Total noninterest expense$89,455,000208
Salaries and employee benefits$48,276,000181
Premises and equipment expense$13,586,000168
Additional noninterest expense$27,593,000236
Pre-tax net operating income$43,299,000214
Securities gains (losses)$8,0002,425
Applicable income taxes$13,671,000212
Income before extraordinary items$29,636,000225
Extraordinary gains, net$015
Net income$29,636,000225
Minority interest net income$081
Net income of bank and minority interests.$29,636,000225
Net charge-offs$176,0002,135
Cash dividends$14,415,000209
Sale, conversion, retirement of capital stock, net$0819
Net operating income$29,630,560225
2014-06-30 (YTD Data)Rank
Total interest income$73,240,000214
Total interest expense$9,350,000159
Net interest income$63,890,000213
Provision for loan and lease losses$-824,0006,548
Total noninterest income$22,934,000214
Gross Fiduciary activities income$4,209,000135
Service charges on deposit accounts$4,061,000201
Trading account gains and fees$0172
Additional Noninterest Income$14,664,000203
Total noninterest expense$61,147,000204
Salaries and employee benefits$31,975,000183
Premises and equipment expense$9,233,000165
Additional noninterest expense$19,939,000223
Pre-tax net operating income$26,501,000218
Securities gains (losses)$02,580
Applicable income taxes$8,196,000218
Income before extraordinary items$18,305,000234
Extraordinary gains, net$020
Net income$18,305,000234
Minority interest net income$080
Net income of bank and minority interests.$18,305,000234
Net charge-offs$-17,0005,822
Cash dividends$9,300,000199
Sale, conversion, retirement of capital stock, net$0794
Net operating income$18,305,000235
2014-03-31 (YTD Data)Rank
Total interest income$36,248,000215
Total interest expense$4,662,000159
Net interest income$31,586,000212
Provision for loan and lease losses$-982,0006,665
Total noninterest income$11,248,000215
Gross Fiduciary activities income$1,985,000140
Service charges on deposit accounts$1,972,000204
Trading account gains and fees$0147
Additional Noninterest Income$7,291,000201
Total noninterest expense$27,283,000224
Salaries and employee benefits$15,961,000182
Premises and equipment expense$4,712,000166
Additional noninterest expense$6,610,000287
Pre-tax net operating income$16,533,000195
Securities gains (losses)$01,715
Applicable income taxes$5,397,000189
Income before extraordinary items$11,136,000209
Extraordinary gains, net$016
Net income$11,136,000208
Minority interest net income$066
Net income of bank and minority interests.$11,136,000209
Net charge-offs$-242,0006,615
Cash dividends$4,650,000176
Sale, conversion, retirement of capital stock, net$0747
Net operating income$11,136,000207
2013-12-31 (YTD Data)Rank
Total interest income$149,347,000203
Total interest expense$19,454,000164
Net interest income$129,893,000206
Provision for loan and lease losses$-1,084,0006,685
Total noninterest income$47,685,000214
Gross Fiduciary activities income$7,604,000139
Service charges on deposit accounts$8,533,000196
Trading account gains and fees$0184
Additional Noninterest Income$31,548,000204
Total noninterest expense$110,785,000218
Salaries and employee benefits$63,983,000177
Premises and equipment expense$18,052,000161
Additional noninterest expense$28,750,000284
Pre-tax net operating income$67,877,000180
Securities gains (losses)$115,0001,215
Applicable income taxes$22,833,000174
Income before extraordinary items$45,159,000205
Extraordinary gains, net$029
Net income$45,159,000205
Minority interest net income$090
Net income of bank and minority interests.$45,159,000205
Net charge-offs$3,107,000525
Cash dividends$16,585,000225
Sale, conversion, retirement of capital stock, net$0924
Net operating income$45,083,100205
2013-09-30 (YTD Data)Rank
Total interest income$112,238,000200
Total interest expense$14,690,000167
Net interest income$97,548,000204
Provision for loan and lease losses$-1,670,0006,816
Total noninterest income$36,134,000216
Gross Fiduciary activities income$5,624,000139
Service charges on deposit accounts$6,390,000198
Trading account gains and fees$0180
Additional Noninterest Income$24,120,000210
Total noninterest expense$81,867,000215
Salaries and employee benefits$47,678,000178
Premises and equipment expense$12,959,000163
Additional noninterest expense$21,230,000276
Pre-tax net operating income$53,485,000175
Securities gains (losses)$118,0001,111
Applicable income taxes$18,244,000170
Income before extraordinary items$35,359,000199
Extraordinary gains, net$025
Net income$35,359,000199
Minority interest net income$084
Net income of bank and minority interests.$35,359,000199
Net charge-offs$1,865,000629
Cash dividends$11,935,000217
Sale, conversion, retirement of capital stock, net$0868
Net operating income$35,281,120199
2013-06-30 (YTD Data)Rank
Total interest income$72,059,000208
Total interest expense$9,811,000172
Net interest income$62,248,000207
Provision for loan and lease losses$-2,798,0006,902
Total noninterest income$24,760,000214
Gross Fiduciary activities income$3,676,000140
Service charges on deposit accounts$4,219,000192
Trading account gains and fees$0157
Additional Noninterest Income$16,865,000211
Total noninterest expense$55,051,000213
Salaries and employee benefits$31,683,000179
Premises and equipment expense$8,625,000164
Additional noninterest expense$14,743,000276
Pre-tax net operating income$34,755,000178
Securities gains (losses)$118,0001,006
Applicable income taxes$11,761,000169
Income before extraordinary items$23,112,000196
Extraordinary gains, net$022
Net income$23,112,000197
Minority interest net income$082
Net income of bank and minority interests.$23,112,000197
Net charge-offs$1,144,000696
Cash dividends$7,750,000208
Sale, conversion, retirement of capital stock, net$0838
Net operating income$23,034,120192
2013-03-31 (YTD Data)Rank
Total interest income$36,279,000208
Total interest expense$4,959,000173
Net interest income$31,320,000209
Provision for loan and lease losses$78,0002,339
Total noninterest income$12,327,000213
Gross Fiduciary activities income$1,753,000143
Service charges on deposit accounts$2,069,000195
Trading account gains and fees$0148
Additional Noninterest Income$8,505,000204
Total noninterest expense$27,535,000218
Salaries and employee benefits$15,983,000179
Premises and equipment expense$4,418,000162
Additional noninterest expense$7,134,000284
Pre-tax net operating income$16,034,000197
Securities gains (losses)$56,000873
Applicable income taxes$5,330,000189
Income before extraordinary items$10,760,000210
Extraordinary gains, net$010
Net income$10,760,000210
Minority interest net income$076
Net income of bank and minority interests.$10,760,000211
Net charge-offs$1,789,000282
Cash dividends$3,565,000190
Sale, conversion, retirement of capital stock, net$0789
Net operating income$10,722,480209
2012-12-31 (YTD Data)Rank
Total interest income$143,870,000214
Total interest expense$22,674,000185
Net interest income$121,196,000215
Provision for loan and lease losses$3,649,000658
Total noninterest income$45,702,000238
Gross Fiduciary activities income$7,018,000142
Service charges on deposit accounts$8,910,000189
Trading account gains and fees$0166
Additional Noninterest Income$29,774,000238
Total noninterest expense$108,020,000222
Salaries and employee benefits$61,071,000176
Premises and equipment expense$16,829,000167
Additional noninterest expense$30,120,000287
Pre-tax net operating income$55,229,000203
Securities gains (losses)$350,0001,226
Applicable income taxes$18,266,000184
Income before extraordinary items$37,313,000218
Extraordinary gains, net$029
Net income$37,313,000218
Minority interest net income$093
Net income of bank and minority interests.$37,313,000218
Net charge-offs$10,118,000320
Cash dividends$12,028,000279
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$37,078,500214
2012-09-30 (YTD Data)Rank
Total interest income$107,667,000219
Total interest expense$17,386,000194
Net interest income$90,281,000220
Provision for loan and lease losses$2,481,000715
Total noninterest income$33,755,000239
Gross Fiduciary activities income$5,285,000140
Service charges on deposit accounts$6,713,000189
Trading account gains and fees$0157
Additional Noninterest Income$21,757,000245
Total noninterest expense$81,394,000223
Salaries and employee benefits$46,035,000176
Premises and equipment expense$12,538,000170
Additional noninterest expense$22,821,000279
Pre-tax net operating income$40,161,000206
Securities gains (losses)$364,000957
Applicable income taxes$13,366,000186
Income before extraordinary items$27,159,000221
Extraordinary gains, net$020
Net income$27,159,000221
Minority interest net income$086
Net income of bank and minority interests.$27,159,000221
Net charge-offs$9,289,000275
Cash dividends$8,463,000238
Sale, conversion, retirement of capital stock, net$0952
Net operating income$26,915,120219
2012-06-30 (YTD Data)Rank
Total interest income$70,172,000223
Total interest expense$11,669,000197
Net interest income$58,503,000222
Provision for loan and lease losses$2,249,000588
Total noninterest income$21,960,000241
Gross Fiduciary activities income$3,502,000141
Service charges on deposit accounts$4,483,000187
Trading account gains and fees$0153
Additional Noninterest Income$13,975,000244
Total noninterest expense$54,662,000223
Salaries and employee benefits$30,943,000179
Premises and equipment expense$8,209,000172
Additional noninterest expense$15,510,000281
Pre-tax net operating income$23,552,000227
Securities gains (losses)$90,0001,672
Applicable income taxes$7,647,000209
Income before extraordinary items$15,995,000244
Extraordinary gains, net$019
Net income$15,995,000243
Minority interest net income$084
Net income of bank and minority interests.$15,995,000244
Net charge-offs$6,410,000272
Cash dividends$5,425,000242
Sale, conversion, retirement of capital stock, net$0928
Net operating income$15,933,800233
2012-03-31 (YTD Data)Rank
Total interest income$34,615,000221
Total interest expense$5,916,000202
Net interest income$28,699,000221
Provision for loan and lease losses$664,000858
Total noninterest income$10,900,000230
Gross Fiduciary activities income$1,677,000143
Service charges on deposit accounts$2,200,000188
Trading account gains and fees$0148
Additional Noninterest Income$7,023,000239
Total noninterest expense$26,398,000223
Salaries and employee benefits$15,389,000179
Premises and equipment expense$4,023,000169
Additional noninterest expense$6,986,000287
Pre-tax net operating income$12,537,000212
Securities gains (losses)$8,0001,818
Applicable income taxes$3,919,000198
Income before extraordinary items$8,626,000225
Extraordinary gains, net$019
Net income$8,626,000226
Minority interest net income$078
Net income of bank and minority interests.$8,626,000226
Net charge-offs$5,029,000195
Cash dividends$2,480,000231
Sale, conversion, retirement of capital stock, net$0861
Net operating income$8,620,480217
2011-12-31 (YTD Data)Rank
Total interest income$139,470,000224
Total interest expense$26,556,000212
Net interest income$112,914,000224
Provision for loan and lease losses$1,428,0001,961
Total noninterest income$40,882,000223
Gross Fiduciary activities income$6,543,000128
Service charges on deposit accounts$9,527,000185
Trading account gains and fees$0146
Additional Noninterest Income$24,812,000231
Total noninterest expense$101,801,000224
Salaries and employee benefits$58,363,000169
Premises and equipment expense$16,172,000174
Additional noninterest expense$27,266,000311
Pre-tax net operating income$50,567,000186
Securities gains (losses)$132,0001,821
Applicable income taxes$16,055,000186
Income before extraordinary items$34,644,000199
Extraordinary gains, net$029
Net income$34,644,000200
Minority interest net income$096
Net income of bank and minority interests.$34,644,000200
Net charge-offs$14,137,000336
Cash dividends$21,339,000136
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$34,554,240194
2011-09-30 (YTD Data)Rank
Total interest income$104,761,000223
Total interest expense$20,294,000216
Net interest income$84,467,000223
Provision for loan and lease losses$-854,0007,404
Total noninterest income$30,196,000226
Gross Fiduciary activities income$4,787,000130
Service charges on deposit accounts$7,133,000182
Trading account gains and fees$0145
Additional Noninterest Income$18,276,000236
Total noninterest expense$75,280,000220
Salaries and employee benefits$43,234,000168
Premises and equipment expense$12,091,000174
Additional noninterest expense$19,955,000309
Pre-tax net operating income$40,237,000180
Securities gains (losses)$124,0001,593
Applicable income taxes$13,071,000176
Income before extraordinary items$27,290,000198
Extraordinary gains, net$021
Net income$27,290,000199
Minority interest net income$087
Net income of bank and minority interests.$27,290,000199
Net charge-offs$11,561,000311
Cash dividends$5,859,000258
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$27,205,680188
2011-06-30 (YTD Data)Rank
Total interest income$69,757,000226
Total interest expense$13,613,000226
Net interest income$56,144,000228
Provision for loan and lease losses$2,666,000748
Total noninterest income$19,403,000230
Gross Fiduciary activities income$3,074,000134
Service charges on deposit accounts$4,689,000185
Trading account gains and fees$0153
Additional Noninterest Income$11,640,000245
Total noninterest expense$49,992,000225
Salaries and employee benefits$28,695,000171
Premises and equipment expense$8,178,000175
Additional noninterest expense$13,119,000314
Pre-tax net operating income$22,889,000200
Securities gains (losses)$-32,0007,183
Applicable income taxes$6,947,000196
Income before extraordinary items$15,910,000210
Extraordinary gains, net$015
Net income$15,910,000210
Minority interest net income$089
Net income of bank and minority interests.$15,910,000210
Net charge-offs$9,555,000271
Cash dividends$3,906,000247
Sale, conversion, retirement of capital stock, net$0986
Net operating income$15,932,400208
2011-03-31 (YTD Data)Rank
Total interest income$34,751,000228
Total interest expense$6,751,000239
Net interest income$28,000,000225
Provision for loan and lease losses$1,515,000633
Total noninterest income$9,313,000243
Gross Fiduciary activities income$1,441,000135
Service charges on deposit accounts$2,252,000193
Trading account gains and fees$0158
Additional Noninterest Income$5,620,000258
Total noninterest expense$25,108,000224
Salaries and employee benefits$14,389,000178
Premises and equipment expense$4,272,000176
Additional noninterest expense$6,447,000309
Pre-tax net operating income$10,690,000208
Securities gains (losses)$-21,0007,248
Applicable income taxes$3,210,000201
Income before extraordinary items$7,459,000218
Extraordinary gains, net$09
Net income$7,459,000217
Minority interest net income$086
Net income of bank and minority interests.$7,459,000218
Net charge-offs$4,732,000287
Cash dividends$1,953,000220
Sale, conversion, retirement of capital stock, net$0925
Net operating income$7,473,700214
2010-12-31 (YTD Data)Rank
Total interest income$148,349,000230
Total interest expense$33,242,000237
Net interest income$115,107,000221
Provision for loan and lease losses$25,908,000290
Total noninterest income$43,866,000224
Gross Fiduciary activities income$5,224,000141
Service charges on deposit accounts$10,326,000168
Trading account gains and fees$0175
Additional Noninterest Income$28,316,000230
Total noninterest expense$100,369,000225
Salaries and employee benefits$54,357,000175
Premises and equipment expense$16,238,000175
Additional noninterest expense$29,774,000292
Pre-tax net operating income$32,696,000212
Securities gains (losses)$534,000844
Applicable income taxes$9,217,000240
Income before extraordinary items$24,013,000225
Extraordinary gains, net$029
Net income$24,013,000226
Minority interest net income$0111
Net income of bank and minority interests.$24,013,000226
Net charge-offs$28,332,000251
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$23,628,520216
2010-09-30 (YTD Data)Rank
Total interest income$112,234,000227
Total interest expense$26,049,000231
Net interest income$86,185,000220
Provision for loan and lease losses$23,585,000249
Total noninterest income$32,953,000218
Gross Fiduciary activities income$3,779,000141
Service charges on deposit accounts$7,984,000166
Trading account gains and fees$0165
Additional Noninterest Income$21,190,000222
Total noninterest expense$74,750,000217
Salaries and employee benefits$40,580,000173
Premises and equipment expense$12,245,000174
Additional noninterest expense$21,925,000287
Pre-tax net operating income$20,803,000238
Securities gains (losses)$104,0001,906
Applicable income taxes$5,299,000268
Income before extraordinary items$15,608,000239
Extraordinary gains, net$023
Net income$15,608,000241
Minority interest net income$0110
Net income of bank and minority interests.$15,608,000241
Net charge-offs$20,862,000245
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$15,530,000232
2010-06-30 (YTD Data)Rank
Total interest income$74,868,000229
Total interest expense$18,105,000230
Net interest income$56,763,000223
Provision for loan and lease losses$21,132,000209
Total noninterest income$22,389,000207
Gross Fiduciary activities income$2,490,000143
Service charges on deposit accounts$5,417,000165
Trading account gains and fees$0152
Additional Noninterest Income$14,482,000211
Total noninterest expense$50,132,000220
Salaries and employee benefits$27,064,000171
Premises and equipment expense$8,291,000170
Additional noninterest expense$14,777,000284
Pre-tax net operating income$7,888,000358
Securities gains (losses)$208,000936
Applicable income taxes$1,218,000602
Income before extraordinary items$6,878,000325
Extraordinary gains, net$019
Net income$6,878,000324
Minority interest net income$0105
Net income of bank and minority interests.$6,878,000325
Net charge-offs$14,314,000254
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,701,200327
2010-03-31 (YTD Data)Rank
Total interest income$37,360,000232
Total interest expense$9,238,000242
Net interest income$28,122,000230
Provision for loan and lease losses$15,025,000163
Total noninterest income$10,723,000224
Gross Fiduciary activities income$1,210,000147
Service charges on deposit accounts$2,626,000171
Trading account gains and fees$0175
Additional Noninterest Income$6,887,000224
Total noninterest expense$24,668,000221
Salaries and employee benefits$13,199,000178
Premises and equipment expense$4,292,000165
Additional noninterest expense$7,177,000285
Pre-tax net operating income$-848,0007,362
Securities gains (losses)$203,000511
Applicable income taxes$-1,275,0007,823
Income before extraordinary items$630,0001,749
Extraordinary gains, net$016
Net income$630,0001,748
Minority interest net income$091
Net income of bank and minority interests.$630,0001,750
Net charge-offs$10,009,000213
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$500,0802,052
2009-12-31 (YTD Data)Rank
Total interest income$155,122,000233
Total interest expense$51,528,000218
Net interest income$103,594,000236
Provision for loan and lease losses$76,762,000181
Total noninterest income$44,247,000226
Gross Fiduciary activities income$4,771,000149
Service charges on deposit accounts$11,433,000169
Trading account gains and fees$0211
Additional Noninterest Income$28,043,000228
Total noninterest expense$101,524,000234
Salaries and employee benefits$53,394,000170
Premises and equipment expense$16,351,000171
Additional noninterest expense$31,779,000307
Pre-tax net operating income$-30,445,0007,798
Securities gains (losses)$418,000993
Applicable income taxes$-15,797,0007,906
Income before extraordinary items$-14,230,0007,663
Extraordinary gains, net$034
Net income$-14,230,0007,661
Minority interest net income$0115
Net income of bank and minority interests.$-14,230,0007,662
Net charge-offs$62,729,000165
Cash dividends$5,115,000333
Sale, conversion, retirement of capital stock, net$-25,0007,917
Net operating income$-14,497,5207,669
2009-09-30 (YTD Data)Rank
Total interest income$116,472,000241
Total interest expense$40,710,000228
Net interest income$75,762,000246
Provision for loan and lease losses$55,678,000194
Total noninterest income$32,745,000230
Gross Fiduciary activities income$3,678,000146
Service charges on deposit accounts$8,537,000171
Trading account gains and fees$0212
Additional Noninterest Income$20,530,000234
Total noninterest expense$76,199,000239
Salaries and employee benefits$40,214,000177
Premises and equipment expense$12,304,000173
Additional noninterest expense$23,681,000307
Pre-tax net operating income$-23,370,0007,893
Securities gains (losses)$207,0001,263
Applicable income taxes$-12,020,0007,993
Income before extraordinary items$-11,143,0007,803
Extraordinary gains, net$027
Net income$-11,143,0007,801
Minority interest net income$0118
Net income of bank and minority interests.$-11,143,0007,802
Net charge-offs$43,267,000187
Cash dividends$5,115,000246
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-11,275,4807,809
2009-06-30 (YTD Data)Rank
Total interest income$77,319,000250
Total interest expense$27,925,000235
Net interest income$49,394,000252
Provision for loan and lease losses$21,228,000276
Total noninterest income$22,485,000219
Gross Fiduciary activities income$2,473,000144
Service charges on deposit accounts$5,714,000169
Trading account gains and fees$0193
Additional Noninterest Income$14,298,000228
Total noninterest expense$50,265,000242
Salaries and employee benefits$26,381,000188
Premises and equipment expense$8,187,000178
Additional noninterest expense$15,697,000314
Pre-tax net operating income$386,0003,743
Securities gains (losses)$192,0001,038
Applicable income taxes$-1,698,0007,863
Income before extraordinary items$2,276,000819
Extraordinary gains, net$021
Net income$2,276,000818
Minority interest net income$0112
Net income of bank and minority interests.$2,276,000819
Net charge-offs$13,437,000310
Cash dividends$3,100,000277
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,084,000873
2009-03-31 (YTD Data)Rank
Total interest income$38,690,000253
Total interest expense$13,705,000255
Net interest income$24,985,000246
Provision for loan and lease losses$10,613,000242
Total noninterest income$11,812,000203
Gross Fiduciary activities income$1,230,000143
Service charges on deposit accounts$2,863,000163
Trading account gains and fees$0171
Additional Noninterest Income$7,719,000196
Total noninterest expense$24,031,000243
Salaries and employee benefits$12,981,000190
Premises and equipment expense$4,277,000177
Additional noninterest expense$6,773,000304
Pre-tax net operating income$2,153,000561
Securities gains (losses)$162,000760
Applicable income taxes$-48,0007,415
Income before extraordinary items$2,363,000410
Extraordinary gains, net$015
Net income$2,363,000411
Minority interest net income$0102
Net income of bank and minority interests.$2,363,000412
Net charge-offs$1,341,000797
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,201,000414
2008-12-31 (YTD Data)Rank
Total interest income$168,547,000248
Total interest expense$60,455,000276
Net interest income$108,092,000233
Provision for loan and lease losses$33,192,000252
Total noninterest income$45,120,000199
Gross Fiduciary activities income$4,941,000153
Service charges on deposit accounts$12,778,000152
Trading account gains and fees$0154
Additional Noninterest Income$27,401,000195
Total noninterest expense$100,853,000236
Salaries and employee benefits$52,243,000186
Premises and equipment expense$16,869,000179
Additional noninterest expense$31,741,000292
Pre-tax net operating income$19,167,000301
Securities gains (losses)$663,000295
Applicable income taxes$3,682,000402
Income before extraordinary items$16,148,000251
Extraordinary gains, net$039
Net income$16,148,000251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,758,000492
Cash dividends$7,912,000370
Sale, conversion, retirement of capital stock, net$83,145,00020
Net operating income$15,610,970270
2008-09-30 (YTD Data)Rank
Total interest income$127,564,000263
Total interest expense$46,084,000288
Net interest income$81,480,000240
Provision for loan and lease losses$15,401,000291
Total noninterest income$34,262,000209
Gross Fiduciary activities income$3,836,000153
Service charges on deposit accounts$9,481,000158
Trading account gains and fees$0148
Additional Noninterest Income$20,945,000203
Total noninterest expense$73,946,000233
Salaries and employee benefits$39,021,000192
Premises and equipment expense$12,627,000184
Additional noninterest expense$22,298,000280
Pre-tax net operating income$26,395,000225
Securities gains (losses)$662,000253
Applicable income taxes$7,587,000228
Income before extraordinary items$19,470,000200
Extraordinary gains, net$031
Net income$19,470,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,227,000779
Cash dividends$3,955,000572
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,993,360221
2008-06-30 (YTD Data)Rank
Total interest income$85,568,000268
Total interest expense$32,116,000287
Net interest income$53,452,000245
Provision for loan and lease losses$8,856,000300
Total noninterest income$23,537,000210
Gross Fiduciary activities income$2,593,000154
Service charges on deposit accounts$6,232,000159
Trading account gains and fees$0149
Additional Noninterest Income$14,712,000210
Total noninterest expense$48,923,000235
Salaries and employee benefits$27,238,000189
Premises and equipment expense$8,394,000184
Additional noninterest expense$13,291,000294
Pre-tax net operating income$19,210,000219
Securities gains (losses)$653,000255
Applicable income taxes$5,809,000231
Income before extraordinary items$14,054,000224
Extraordinary gains, net$021
Net income$14,054,000223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,292
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$13,590,370225
2008-03-31 (YTD Data)Rank
Total interest income$43,812,000272
Total interest expense$17,380,000292
Net interest income$26,432,000249
Provision for loan and lease losses$2,667,000327
Total noninterest income$12,050,000207
Gross Fiduciary activities income$1,254,000159
Service charges on deposit accounts$3,030,000162
Trading account gains and fees$0158
Additional Noninterest Income$7,766,000204
Total noninterest expense$24,442,000237
Salaries and employee benefits$13,611,000194
Premises and equipment expense$4,226,000185
Additional noninterest expense$6,605,000282
Pre-tax net operating income$11,373,000205
Securities gains (losses)$574,000217
Applicable income taxes$3,693,000210
Income before extraordinary items$8,254,000206
Extraordinary gains, net$015
Net income$8,254,000206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0008,434
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$7,857,940208
2007-12-31 (YTD Data)Rank
Total interest income$180,695,000269
Total interest expense$76,448,000291
Net interest income$104,247,000248
Provision for loan and lease losses$4,094,000491
Total noninterest income$44,639,000214
Gross Fiduciary activities income$5,002,000159
Service charges on deposit accounts$11,148,000174
Trading account gains and fees$0178
Additional Noninterest Income$28,489,000201
Total noninterest expense$98,209,000226
Salaries and employee benefits$54,072,000188
Premises and equipment expense$16,903,000173
Additional noninterest expense$27,234,000275
Pre-tax net operating income$46,583,000240
Securities gains (losses)$43,000843
Applicable income taxes$13,281,000265
Income before extraordinary items$33,345,000246
Extraordinary gains, net$039
Net income$33,345,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,000835
Cash dividends$68,769,000111
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$33,314,040244
2007-09-30 (YTD Data)Rank
Total interest income$134,714,000273
Total interest expense$57,679,000289
Net interest income$77,035,000244
Provision for loan and lease losses$2,369,000446
Total noninterest income$33,284,000213
Gross Fiduciary activities income$3,629,000157
Service charges on deposit accounts$7,937,000179
Trading account gains and fees$0184
Additional Noninterest Income$21,718,000202
Total noninterest expense$73,261,000223
Salaries and employee benefits$41,017,000183
Premises and equipment expense$12,787,000172
Additional noninterest expense$19,457,000275
Pre-tax net operating income$34,689,000270
Securities gains (losses)$28,000749
Applicable income taxes$9,890,000290
Income before extraordinary items$24,827,000261
Extraordinary gains, net$033
Net income$24,827,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,092,000613
Cash dividends$65,076,00093
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$24,806,840258
2007-06-30 (YTD Data)Rank
Total interest income$87,881,000285
Total interest expense$37,841,000298
Net interest income$50,040,000260
Provision for loan and lease losses$1,619,000389
Total noninterest income$22,041,000226
Gross Fiduciary activities income$2,438,000165
Service charges on deposit accounts$4,936,000196
Trading account gains and fees$0168
Additional Noninterest Income$14,667,000219
Total noninterest expense$47,747,000235
Salaries and employee benefits$26,649,000199
Premises and equipment expense$8,213,000188
Additional noninterest expense$12,885,000287
Pre-tax net operating income$22,715,000286
Securities gains (losses)$6,000974
Applicable income taxes$6,322,000324
Income before extraordinary items$16,399,000279
Extraordinary gains, net$029
Net income$16,399,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,157
Cash dividends$61,273,00079
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$16,394,680276
2007-03-31 (YTD Data)Rank
Total interest income$41,895,000295
Total interest expense$17,945,000309
Net interest income$23,950,000270
Provision for loan and lease losses$839,000337
Total noninterest income$11,039,000222
Gross Fiduciary activities income$1,200,000163
Service charges on deposit accounts$2,308,000198
Trading account gains and fees$0195
Additional Noninterest Income$7,531,000212
Total noninterest expense$23,268,000236
Salaries and employee benefits$13,208,000203
Premises and equipment expense$4,014,000185
Additional noninterest expense$6,046,000287
Pre-tax net operating income$10,882,000307
Securities gains (losses)$2,000969
Applicable income taxes$3,047,000340
Income before extraordinary items$7,837,000299
Extraordinary gains, net$022
Net income$7,837,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$38,621,00056
Sale, conversion, retirement of capital stock, net$0885
Net operating income$7,835,560295
2006-12-31 (YTD Data)Rank
Total interest income$153,443,000301
Total interest expense$58,733,000315
Net interest income$94,710,000263
Provision for loan and lease losses$2,795,000401
Total noninterest income$39,395,000237
Gross Fiduciary activities income$4,648,000162
Service charges on deposit accounts$7,903,000224
Trading account gains and fees$0130
Additional Noninterest Income$26,844,000218
Total noninterest expense$84,041,000245
Salaries and employee benefits$49,894,000199
Premises and equipment expense$13,969,000195
Additional noninterest expense$20,178,000320
Pre-tax net operating income$47,269,000288
Securities gains (losses)$1,0001,542
Applicable income taxes$13,360,000317
Income before extraordinary items$33,910,000280
Extraordinary gains, net$051
Net income$33,910,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,260
Cash dividends$13,074,000319
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$33,909,280277
2006-09-30 (YTD Data)Rank
Total interest income$113,068,000314
Total interest expense$41,936,000333
Net interest income$71,132,000278
Provision for loan and lease losses$2,545,000322
Total noninterest income$29,197,000250
Gross Fiduciary activities income$3,415,000171
Service charges on deposit accounts$5,702,000234
Trading account gains and fees$0126
Additional Noninterest Income$20,080,000228
Total noninterest expense$62,066,000256
Salaries and employee benefits$37,362,000212
Premises and equipment expense$10,452,000205
Additional noninterest expense$14,252,000347
Pre-tax net operating income$35,718,000306
Securities gains (losses)$1,0001,261
Applicable income taxes$10,408,000330
Income before extraordinary items$25,311,000301
Extraordinary gains, net$045
Net income$25,311,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$9,787,000306
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$25,310,290298
2006-06-30 (YTD Data)Rank
Total interest income$73,049,000316
Total interest expense$26,034,000343
Net interest income$47,015,000283
Provision for loan and lease losses$1,995,000274
Total noninterest income$19,474,000252
Gross Fiduciary activities income$2,297,000172
Service charges on deposit accounts$3,798,000231
Trading account gains and fees$0126
Additional Noninterest Income$13,379,000231
Total noninterest expense$40,602,000260
Salaries and employee benefits$24,901,000217
Premises and equipment expense$6,893,000211
Additional noninterest expense$8,808,000375
Pre-tax net operating income$23,892,000308
Securities gains (losses)$1,0001,053
Applicable income taxes$6,973,000331
Income before extraordinary items$16,920,000303
Extraordinary gains, net$039
Net income$16,920,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,231
Cash dividends$6,531,000299
Sale, conversion, retirement of capital stock, net$0887
Net operating income$16,919,290299
2006-03-31 (YTD Data)Rank
Total interest income$35,176,000319
Total interest expense$12,007,000350
Net interest income$23,169,000287
Provision for loan and lease losses$950,000281
Total noninterest income$9,944,000248
Gross Fiduciary activities income$1,115,000173
Service charges on deposit accounts$1,848,000231
Trading account gains and fees$0115
Additional Noninterest Income$6,981,000231
Total noninterest expense$20,076,000266
Salaries and employee benefits$12,329,000217
Premises and equipment expense$3,442,000210
Additional noninterest expense$4,305,000375
Pre-tax net operating income$12,087,000296
Securities gains (losses)$0955
Applicable income taxes$3,523,000325
Income before extraordinary items$8,564,000290
Extraordinary gains, net$021
Net income$8,564,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,228
Cash dividends$3,255,000293
Sale, conversion, retirement of capital stock, net$0648
Net operating income$8,564,000288
2005-12-31 (YTD Data)Rank
Total interest income$122,011,000320
Total interest expense$33,935,000378
Net interest income$88,076,000288
Provision for loan and lease losses$2,600,000411
Total noninterest income$33,968,000270
Gross Fiduciary activities income$4,139,000179
Service charges on deposit accounts$7,688,000230
Trading account gains and fees$0138
Additional Noninterest Income$22,141,000276
Total noninterest expense$76,820,000265
Salaries and employee benefits$47,013,000216
Premises and equipment expense$13,463,000205
Additional noninterest expense$16,344,000394
Pre-tax net operating income$42,624,000308
Securities gains (losses)$1,504,000161
Applicable income taxes$11,758,000354
Income before extraordinary items$32,370,000291
Extraordinary gains, net$046
Net income$32,370,000292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,500
Cash dividends$2,952,0001,051
Sale, conversion, retirement of capital stock, net$0934
Net operating income$31,272,080294
2005-09-30 (YTD Data)Rank
Total interest income$88,661,000320
Total interest expense$23,500,000386
Net interest income$65,161,000292
Provision for loan and lease losses$1,600,000475
Total noninterest income$24,646,000278
Gross Fiduciary activities income$2,932,000182
Service charges on deposit accounts$5,705,000226
Trading account gains and fees$0126
Additional Noninterest Income$16,009,000286
Total noninterest expense$56,023,000274
Salaries and employee benefits$34,116,000225
Premises and equipment expense$10,018,000205
Additional noninterest expense$11,889,000396
Pre-tax net operating income$32,184,000309
Securities gains (losses)$843,000193
Applicable income taxes$8,714,000359
Income before extraordinary items$24,313,000293
Extraordinary gains, net$035
Net income$24,313,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,052
Cash dividends$2,952,000766
Sale, conversion, retirement of capital stock, net$0769
Net operating income$23,689,180296
2005-06-30 (YTD Data)Rank
Total interest income$57,323,000316
Total interest expense$14,624,000382
Net interest income$42,699,000294
Provision for loan and lease losses$1,000,000510
Total noninterest income$16,214,000275
Gross Fiduciary activities income$1,815,000188
Service charges on deposit accounts$3,655,000228
Trading account gains and fees$0116
Additional Noninterest Income$10,744,000280
Total noninterest expense$37,340,000268
Salaries and employee benefits$22,743,000219
Premises and equipment expense$6,504,000207
Additional noninterest expense$8,093,000384
Pre-tax net operating income$20,573,000317
Securities gains (losses)$840,000169
Applicable income taxes$5,518,000370
Income before extraordinary items$15,895,000286
Extraordinary gains, net$030
Net income$15,895,000286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,119
Cash dividends$2,952,000527
Sale, conversion, retirement of capital stock, net$0643
Net operating income$15,273,400296
2005-03-31 (YTD Data)Rank
Total interest income$28,136,000315
Total interest expense$6,908,000377
Net interest income$21,228,000292
Provision for loan and lease losses$100,0002,031
Total noninterest income$7,907,000271
Gross Fiduciary activities income$872,000190
Service charges on deposit accounts$1,671,000239
Trading account gains and fees$0115
Additional Noninterest Income$5,364,000280
Total noninterest expense$18,388,000273
Salaries and employee benefits$11,289,000225
Premises and equipment expense$3,246,000212
Additional noninterest expense$3,853,000388
Pre-tax net operating income$10,647,000309
Securities gains (losses)$15,000882
Applicable income taxes$2,706,000375
Income before extraordinary items$7,956,000276
Extraordinary gains, net$024
Net income$7,956,000276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$2,952,000267
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,944,750272
2004-12-31 (YTD Data)Rank
Total interest income$109,121,000304
Total interest expense$34,119,000277
Net interest income$75,002,000309
Provision for loan and lease losses$07,314
Total noninterest income$30,321,000289
Gross Fiduciary activities income$3,353,000196
Service charges on deposit accounts$7,481,000237
Trading account gains and fees$0138
Additional Noninterest Income$19,487,000292
Total noninterest expense$90,822,000237
Salaries and employee benefits$41,534,000232
Premises and equipment expense$12,657,000217
Additional noninterest expense$36,631,000227
Pre-tax net operating income$14,501,000635
Securities gains (losses)$-2,135,0008,922
Applicable income taxes$-1,748,0008,960
Income before extraordinary items$14,114,000504
Extraordinary gains, net$034
Net income$14,114,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,401
Cash dividends$11,368,000335
Sale, conversion, retirement of capital stock, net$668,000439
Net operating income$16,249,000436
2004-09-30 (YTD Data)Rank
Total interest income$80,524,000307
Total interest expense$25,507,000275
Net interest income$55,017,000312
Provision for loan and lease losses$07,100
Total noninterest income$22,843,000296
Gross Fiduciary activities income$2,551,000190
Service charges on deposit accounts$5,635,000242
Trading account gains and fees$0134
Additional Noninterest Income$14,657,000300
Total noninterest expense$51,626,000294
Salaries and employee benefits$30,429,000239
Premises and equipment expense$9,198,000224
Additional noninterest expense$11,999,000372
Pre-tax net operating income$26,234,000329
Securities gains (losses)$-227,0008,944
Applicable income taxes$5,416,000457
Income before extraordinary items$20,591,000309
Extraordinary gains, net$026
Net income$20,591,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$8,448,000319
Sale, conversion, retirement of capital stock, net$0738
Net operating income$20,770,330295
2004-06-30 (YTD Data)Rank
Total interest income$52,897,000303
Total interest expense$16,501,000278
Net interest income$36,396,000310
Provision for loan and lease losses$06,885
Total noninterest income$15,523,000288
Gross Fiduciary activities income$1,738,000190
Service charges on deposit accounts$3,749,000239
Trading account gains and fees$0130
Additional Noninterest Income$10,036,000295
Total noninterest expense$34,516,000293
Salaries and employee benefits$20,120,000240
Premises and equipment expense$5,957,000231
Additional noninterest expense$8,439,000357
Pre-tax net operating income$17,403,000326
Securities gains (losses)$-223,0009,010
Applicable income taxes$3,636,000463
Income before extraordinary items$13,544,000303
Extraordinary gains, net$021
Net income$13,544,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,792
Cash dividends$5,526,000305
Sale, conversion, retirement of capital stock, net$0638
Net operating income$13,720,170286
2004-03-31 (YTD Data)Rank
Total interest income$26,726,000310
Total interest expense$8,145,000285
Net interest income$18,581,000311
Provision for loan and lease losses$06,501
Total noninterest income$7,364,000297
Gross Fiduciary activities income$753,000205
Service charges on deposit accounts$1,868,000234
Trading account gains and fees$0121
Additional Noninterest Income$4,743,000291
Total noninterest expense$16,589,000299
Salaries and employee benefits$9,883,000249
Premises and equipment expense$2,819,000243
Additional noninterest expense$3,887,000377
Pre-tax net operating income$9,356,000312
Securities gains (losses)$228,000456
Applicable income taxes$2,173,000415
Income before extraordinary items$7,411,000282
Extraordinary gains, net$016
Net income$7,411,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$2,756,000289
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,235,440269
2003-12-31 (YTD Data)Rank
Total interest income$112,155,000298
Total interest expense$37,315,000276
Net interest income$74,840,000309
Provision for loan and lease losses$07,651
Total noninterest income$32,878,000286
Gross Fiduciary activities income$2,955,000205
Service charges on deposit accounts$8,032,000223
Trading account gains and fees$0160
Additional Noninterest Income$21,891,000282
Total noninterest expense$66,548,000302
Salaries and employee benefits$37,919,000255
Premises and equipment expense$11,479,000241
Additional noninterest expense$17,150,000370
Pre-tax net operating income$41,170,000286
Securities gains (losses)$-405,0009,122
Applicable income taxes$9,266,000388
Income before extraordinary items$31,499,000274
Extraordinary gains, net$054
Net income$31,499,000275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,302
Cash dividends$10,724,000364
Sale, conversion, retirement of capital stock, net$0868
Net operating income$31,810,850255
2003-09-30 (YTD Data)Rank
Total interest income$84,931,000307
Total interest expense$28,869,000278
Net interest income$56,062,000314
Provision for loan and lease losses$07,481
Total noninterest income$26,014,000285
Gross Fiduciary activities income$2,234,000213
Service charges on deposit accounts$6,048,000231
Trading account gains and fees$0153
Additional Noninterest Income$17,732,000283
Total noninterest expense$48,977,000314
Salaries and employee benefits$28,782,000256
Premises and equipment expense$8,195,000251
Additional noninterest expense$12,000,000402
Pre-tax net operating income$33,099,000274
Securities gains (losses)$-361,0009,184
Applicable income taxes$7,837,000374
Income before extraordinary items$24,901,000272
Extraordinary gains, net$040
Net income$24,901,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,047
Cash dividends$7,972,000358
Sale, conversion, retirement of capital stock, net$0722
Net operating income$25,175,360247
2003-06-30 (YTD Data)Rank
Total interest income$57,090,000311
Total interest expense$19,756,000286
Net interest income$37,334,000319
Provision for loan and lease losses$07,324
Total noninterest income$17,338,000282
Gross Fiduciary activities income$1,478,000217
Service charges on deposit accounts$4,021,000233
Trading account gains and fees$0150
Additional Noninterest Income$11,839,000282
Total noninterest expense$32,200,000319
Salaries and employee benefits$18,897,000261
Premises and equipment expense$5,255,000263
Additional noninterest expense$8,048,000404
Pre-tax net operating income$22,472,000271
Securities gains (losses)$-64,0009,171
Applicable income taxes$5,525,000361
Income before extraordinary items$16,883,000277
Extraordinary gains, net$030
Net income$16,883,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$5,222,000329
Sale, conversion, retirement of capital stock, net$0589
Net operating income$16,931,000247
2003-03-31 (YTD Data)Rank
Total interest income$29,187,000311
Total interest expense$10,084,000289
Net interest income$19,103,000317
Provision for loan and lease losses$06,934
Total noninterest income$7,804,000313
Gross Fiduciary activities income$719,000228
Service charges on deposit accounts$1,984,000237
Trading account gains and fees$0134
Additional Noninterest Income$5,101,000310
Total noninterest expense$15,828,000318
Salaries and employee benefits$9,412,000262
Premises and equipment expense$2,623,000271
Additional noninterest expense$3,793,000416
Pre-tax net operating income$11,079,000277
Securities gains (losses)$-3,0009,080
Applicable income taxes$2,694,000375
Income before extraordinary items$8,382,000277
Extraordinary gains, net$021
Net income$8,382,000277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,694
Cash dividends$2,619,000315
Sale, conversion, retirement of capital stock, net$0419
Net operating income$8,384,280259
2002-12-31 (YTD Data)Rank
Total interest income$122,385,000313
Total interest expense$43,822,000308
Net interest income$78,563,000308
Provision for loan and lease losses$2,865,000567
Total noninterest income$27,850,000324
Gross Fiduciary activities income$2,497,000248
Service charges on deposit accounts$7,839,000227
Trading account gains and fees$0153
Additional Noninterest Income$17,514,000322
Total noninterest expense$63,418,000307
Salaries and employee benefits$38,516,000238
Premises and equipment expense$9,407,000284
Additional noninterest expense$15,495,000413
Pre-tax net operating income$40,130,000287
Securities gains (losses)$865,000468
Applicable income taxes$10,753,000335
Income before extraordinary items$30,242,000274
Extraordinary gains, net$070
Net income$30,242,000274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$482,0001,705
Cash dividends$10,013,000360
Sale, conversion, retirement of capital stock, net$0862
Net operating income$29,601,900265
2001-12-31 (YTD Data)Rank
Total interest income$127,453,000325
Total interest expense$60,972,000328
Net interest income$66,481,000330
Provision for loan and lease losses$2,470,000594
Total noninterest income$21,581,000371
Gross Fiduciary activities income$1,995,000291
Service charges on deposit accounts$7,307,000229
Trading account gains and fees$0177
Additional Noninterest Income$12,279,000376
Total noninterest expense$54,106,000344
Salaries and employee benefits$29,550,000278
Premises and equipment expense$8,506,000300
Additional noninterest expense$16,050,000409
Pre-tax net operating income$31,486,000303
Securities gains (losses)$346,000815
Applicable income taxes$8,519,000371
Income before extraordinary items$23,313,000296
Extraordinary gains, net$0105
Net income$23,313,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,347,000762
Cash dividends$8,881,000410
Sale, conversion, retirement of capital stock, net$0922
Net operating income$23,060,420281
2000-12-31 (YTD Data)Rank
Total interest income$118,456,000365
Total interest expense$61,174,000363
Net interest income$57,282,000374
Provision for loan and lease losses$2,690,000495
Total noninterest income$17,400,000416
Gross Fiduciary activities income$1,653,000320
Service charges on deposit accounts$5,975,000253
Trading account gains and fees$0180
Additional Noninterest Income$9,772,000426
Total noninterest expense$47,244,000359
Salaries and employee benefits$24,900,000307
Premises and equipment expense$7,967,000307
Additional noninterest expense$14,377,000452
Pre-tax net operating income$24,748,000384
Securities gains (losses)$68,000650
Applicable income taxes$5,988,000484
Income before extraordinary items$18,828,000344
Extraordinary gains, net$038
Net income$18,828,000344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,000977
Cash dividends$9,254,000401
Sale, conversion, retirement of capital stock, net$0969
Net operating income$18,776,320342
1999-12-31 (YTD Data)Rank
Total interest income$94,238,000425
Total interest expense$41,965,000438
Net interest income$52,273,000403
Provision for loan and lease losses$1,216,000829
Total noninterest income$12,379,000547
Gross Fiduciary activities income$1,560,000368
Service charges on deposit accounts$4,605,000314
Trading account gains and fees$0173
Additional Noninterest Income$6,214,000573
Total noninterest expense$39,244,000434
Salaries and employee benefits$22,462,000346
Premises and equipment expense$5,925,000390
Additional noninterest expense$10,857,000567
Pre-tax net operating income$24,192,000418
Securities gains (losses)$35,0001,127
Applicable income taxes$6,506,000501
Income before extraordinary items$17,721,000394
Extraordinary gains, net$035
Net income$17,721,000394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,666
Cash dividends$8,177,000466
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$17,695,450390
1998-12-31 (YTD Data)Rank
Total interest income$84,178,000460
Total interest expense$38,833,000474
Net interest income$45,345,000437
Provision for loan and lease losses$552,0001,594
Total noninterest income$11,448,000551
Gross Fiduciary activities income$1,412,000387
Service charges on deposit accounts$4,044,000328
Trading account gains and fees$0224
Additional Noninterest Income$5,992,000578
Total noninterest expense$33,841,000485
Salaries and employee benefits$19,822,000375
Premises and equipment expense$5,563,000405
Additional noninterest expense$8,456,000662
Pre-tax net operating income$22,400,000408
Securities gains (losses)$840,000424
Applicable income taxes$7,010,000436
Income before extraordinary items$16,230,000388
Extraordinary gains, net$032
Net income$16,230,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,332
Cash dividends$7,583,000478
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$15,642,000382
1997-12-31 (YTD Data)Rank
Total interest income$75,557,000499
Total interest expense$34,848,000517
Net interest income$40,709,000476
Provision for loan and lease losses$986,0001,002
Total noninterest income$8,668,000628
Gross Fiduciary activities income$1,188,000425
Service charges on deposit accounts$3,403,000388
Trading account gains and fees$0239
Additional Noninterest Income$4,077,000704
Total noninterest expense$29,229,000527
Salaries and employee benefits$16,824,000413
Premises and equipment expense$4,556,000478
Additional noninterest expense$7,849,000702
Pre-tax net operating income$19,162,000476
Securities gains (losses)$637,000374
Applicable income taxes$6,576,000501
Income before extraordinary items$13,223,000473
Extraordinary gains, net$044
Net income$13,223,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,726
Cash dividends$4,603,000672
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,796,210463
1996-12-31 (YTD Data)Rank
Total interest income$66,621,000591
Total interest expense$30,588,000606
Net interest income$36,033,000562
Provision for loan and lease losses$308,0002,518
Total noninterest income$6,690,000770
Gross Fiduciary activities income$943,000522
Service charges on deposit accounts$2,964,000471
Trading account gains and fees$0262
Additional Noninterest Income$2,783,000929
Total noninterest expense$24,881,000650
Salaries and employee benefits$14,447,000499
Premises and equipment expense$4,246,000535
Additional noninterest expense$6,188,000973
Pre-tax net operating income$17,534,000503
Securities gains (losses)$30,0001,690
Applicable income taxes$5,803,000525
Income before extraordinary items$11,761,000505
Extraordinary gains, net$053
Net income$11,761,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,400
Cash dividends$3,669,000815
Sale, conversion, retirement of capital stock, net$0953
Net operating income$11,740,900501
1995-12-31 (YTD Data)Rank
Total interest income$55,241,000704
Total interest expense$26,343,000701
Net interest income$28,898,000693
Provision for loan and lease losses$08,958
Total noninterest income$4,846,000979
Gross Fiduciary activities income$760,000605
Service charges on deposit accounts$2,532,000554
Trading account gains and fees$0522
Additional Noninterest Income$1,554,0001,353
Total noninterest expense$20,624,000768
Salaries and employee benefits$11,630,000600
Premises and equipment expense$3,742,000627
Additional noninterest expense$5,252,0001,082
Pre-tax net operating income$13,120,000661
Securities gains (losses)$-239,00011,707
Applicable income taxes$3,971,000730
Income before extraordinary items$8,910,000658
Extraordinary gains, net$065
Net income$8,910,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,514
Cash dividends$2,755,000985
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,074,910640
1994-12-31 (YTD Data)Rank
Total interest income$46,264,000749
Total interest expense$19,415,000733
Net interest income$26,849,000733
Provision for loan and lease losses$160,0003,463
Total noninterest income$4,347,0001,016
Gross Fiduciary activities income$629,000663
Service charges on deposit accounts$2,308,000593
Trading account gains and fees$0475
Additional Noninterest Income$1,410,0001,449
Total noninterest expense$19,782,000813
Salaries and employee benefits$11,060,000647
Premises and equipment expense$3,372,000686
Additional noninterest expense$5,350,0001,107
Pre-tax net operating income$11,254,000727
Securities gains (losses)$-85,00011,425
Applicable income taxes$3,142,000838
Income before extraordinary items$8,027,000686
Extraordinary gains, net$0249
Net income$8,027,000688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,283
Cash dividends$1,705,0001,268
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,088,200685
1993-12-31 (YTD Data)Rank
Total interest income$41,674,000808
Total interest expense$17,914,000786
Net interest income$23,760,000800
Provision for loan and lease losses$950,0001,349
Total noninterest income$4,643,0001,042
Gross Fiduciary activities income$532,000740
Service charges on deposit accounts$2,028,000672
Trading account gains and fees$0532
Additional Noninterest Income$2,083,0001,226
Total noninterest expense$16,810,000962
Salaries and employee benefits$9,066,000765
Premises and equipment expense$2,850,000813
Additional noninterest expense$4,894,0001,295
Pre-tax net operating income$10,643,000684
Securities gains (losses)$257,0001,439
Applicable income taxes$2,897,000884
Income before extraordinary items$8,003,000653
Extraordinary gains, net$03,149
Net income$8,003,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-253,00013,158
Cash dividends$1,515,0001,263
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,815,390621
1992-12-31 (YTD Data)Rank
Total interest income$44,520,000860
Total interest expense$21,317,000868
Net interest income$23,203,000834
Provision for loan and lease losses$1,750,0001,269
Total noninterest income$4,087,0001,122
Gross Fiduciary activities income$361,000877
Service charges on deposit accounts$1,809,000737
Trading account gains and fees$0504
Additional Noninterest Income$1,917,0001,281
Total noninterest expense$15,197,0001,062
Salaries and employee benefits$8,307,000818
Premises and equipment expense$2,472,000941
Additional noninterest expense$4,418,0001,490
Pre-tax net operating income$10,343,000618
Securities gains (losses)$507,0001,076
Applicable income taxes$2,949,000794
Income before extraordinary items$7,901,000611
Extraordinary gains, net$744,000154
Net income$8,645,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,0002,123
Cash dividends$1,642,0001,010
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,530,890572

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.