Home > Sandy Spring Bank > Net charge- offs to loans
Sandy Spring Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1203% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2654% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2654% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0276% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2864% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2864% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2809% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2474% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1634% | 4,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 4,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4451% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4451% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0406% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 3,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1464% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1464% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0540% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1888% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 4,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0808% | 3,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0742% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2719% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2719% | 1,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0666% | 3,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1914% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.1364% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1271% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,004 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 3,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0138% | 3,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0138% | 3,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.1894% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1750% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0276% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0253% | 4,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0513% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0513% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 4,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 3,459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2965% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0072% | 3,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0072% | 3,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 4,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0903% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0742% | 3,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0742% | 3,879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0175% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0195% | 2,817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0205% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 3,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 4,135 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0314% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0314% | 4,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 3,365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0681% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0385% | 4,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0385% | 4,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0535% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 3,412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0610% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4397% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,067 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1856% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8922% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8922% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 4,139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2375% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9423% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9423% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3051% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,499 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 4,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3863% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 4,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3727% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 4,282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4518% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4518% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 4,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1368% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3070% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0471% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 4,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2636% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0514% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0384% | 4,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0198% | 4,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3435% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3044% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3044% | 2,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0002% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0205% | 4,463 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0003% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4653% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3088% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3088% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0707% | 4,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0173% | 4,501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 3,715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2226% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0240% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2548% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3555% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3555% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0739% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0335% | 4,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4769% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4769% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9802% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.1095% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0372% | 4,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0947% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3094% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3094% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8713% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.1835% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0405% | 4,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 4,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2345% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0679% | 2,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8065% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.1197% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0489% | 4,725 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0482% | 4,156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0827% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0827% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1492% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0380% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0588% | 4,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1077% | 5,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9212% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9212% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5790% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0609% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0611% | 4,828 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1198% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2774% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2774% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3981% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.1031% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0637% | 4,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1549% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 5,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3518% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7127% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1440% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.7637% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0787% | 4,930 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 4,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1174% | 5,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2189% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.1687% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 2,003 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0845% | 5,036 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 5,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1220% | 4,613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8155% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8155% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6687% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 5,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0450% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 1,638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0823% | 5,082 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 6,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1798% | 4,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 2,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0635% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0635% | 730 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0307% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 5,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0713% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0767% | 5,103 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1078% | 6,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2943% | 4,773 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 5,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6464% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6464% | 1,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3558% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 5,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 6,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.2390% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0721% | 5,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2188% | 6,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6047% | 4,844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 5,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4078% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4078% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7424% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.6772% | 5,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1314% | 1,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1081% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6678% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3469% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4907% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4907% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7321% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | -1.0303% | 6,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1865% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1005% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3252% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7898% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 2,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2276% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7785% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7785% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9878% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | -1.1667% | 6,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 1,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1877% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4917% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1445% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 2,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2753% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4832% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4832% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6342% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2763% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2215% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.8333% | 6,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4459% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8030% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0629% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5912% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0705% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0705% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7582% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4170% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4855% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 1.1311% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5080% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2098% | 2,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2093% | 1,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 2,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2472% | 6,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3514% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9636% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5180% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6044% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 1.3488% | 1,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6788% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2271% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2122% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2360% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2855% | 6,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 3,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1977% | 3,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5401% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5451% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6219% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.7839% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8635% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3108% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2896% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3240% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1837% | 6,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1403% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1403% | 3,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0801% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8833% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9847% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 1.4759% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4863% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2570% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3578% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1920% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1012% | 5,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1903% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9156% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6471% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5743% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 1.4378% | 1,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 3,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7414% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6801% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5945% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7377% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7196% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8776% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8749% | 1,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2259% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7121% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6258% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 1.5814% | 1,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 3,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2843% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8116% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7865% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8286% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8531% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9351% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.6274% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8834% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7896% | 1,698 |
| Percentage Net Loans Charged-off:Construction & development | 1.9496% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 6,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1645% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0410% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9976% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0703% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9349% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1747% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1685% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.7810% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8723% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7842% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 1.7104% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0863% | 7,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3347% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2395% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3993% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0269% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6643% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6588% | 1,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2038% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2655% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1936% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 4.3807% | 1,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2455% | 2,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7488% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6813% | 1,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7932% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8427% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8460% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6405% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2342% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1843% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 4.3094% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 2,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7806% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7482% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8017% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4972% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0798% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8077% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2611% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2873% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 4.8750% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2813% | 1,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6790% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9802% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4854% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8101% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5943% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3013% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7498% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4973% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 6.0289% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2662% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6069% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1844% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2399% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2243% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7014% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6891% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6075% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4217% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 8.9405% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4845% | 1,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 1,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4974% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8526% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0766% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3744% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1536% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 8.0517% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2776% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0794% | 1,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4150% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8492% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5958% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2575% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0935% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1229% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 4.1480% | 949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0706% | 1,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3211% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9832% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5423% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8321% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.3123% | 1,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1510% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1456% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7071% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7846% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8882% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3215% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2659% | 2,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.8006% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 1,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 3,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6055% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0393% | 7,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9580% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.2163% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1813% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3541% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1060% | 7,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9460% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 4,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0929% | 1,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1728% | 7,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6607% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0220% | 7,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2466% | 7,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1753% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0723% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4453% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0726% | 1,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5635% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2238% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0947% | 4,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0521% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 6,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0279% | 6,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1041% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 5,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 3,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0620% | 5,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0874% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 7,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0337% | 7,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0788% | 7,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 6,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0420% | 7,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0848% | 7,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 6,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,728 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1014% | 7,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0558% | 7,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 5,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 8,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 8,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3737% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 6,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2451% | 7,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 7,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0705% | 2,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0303% | 5,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3091% | 7,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 7,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 8,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 8,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 5,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4012% | 7,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 4,578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 8,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 1,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0078% | 4,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4587% | 7,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 6,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 7,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0043% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0558% | 3,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1646% | 5,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3619% | 7,625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 6,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 7,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1823% | 5,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3357% | 7,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 5,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 7,863 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0095% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1236% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2137% | 4,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3056% | 7,599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 8,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0570% | 7,880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 8,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 7,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2224% | 3,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3125% | 7,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 6,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 8,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 2,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 6,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0830% | 7,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 6,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 8,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 8,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 3,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0869% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0875% | 7,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 6,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 8,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0770% | 8,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 7,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0733% | 5,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0540% | 7,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 8,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 7,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 7,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1034% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0174% | 7,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 6,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 3,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 7,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 6,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7848% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6381% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1825% | 6,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9127% | 1,769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9384% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 5,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.2132% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1394% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4794% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 6,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 637 |
| Percentage Net Loans Charged-off:Construction & development | 0.1318% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1782% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1345% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 6,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0241% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3515% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7955% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 6,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.1414% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5326% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 5,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7522% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3724% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7271% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 7,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1237% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0195% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6670% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1459% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 6,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1429% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0384% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9960% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 12,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0891% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1527% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0711% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 7,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 1,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1555% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2249% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3182% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4122% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9803% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2721% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -50.0000% | 562 |