Home > Salisbury Bank and Trust Company > Income and Expense

Salisbury Bank and Trust Company, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$30,305,000	757
Total interest expense	$9,375,000	716
Net interest income	$20,930,000	782
Provision for loan and lease losses	$602,000	687
Total noninterest income	$5,585,000	678
Gross Fiduciary activities income	$2,483,000	257
Service charges on deposit accounts	$997,000	546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,105,000	933
Total noninterest expense	$16,753,000	792
Salaries and employee benefits	$9,888,000	772
Premises and equipment expense	$1,744,000	749
Additional noninterest expense	$2,105,000	932
Pre-tax net operating income	$9,160,000	756
Securities gains (losses)	$-10,000	3,794
Applicable income taxes	$1,526,000	779
Income before extraordinary items	$7,624,000	745
Extraordinary gains, net	$0	51
Net income	$7,624,000	757
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,624,000	745
Net charge-offs	$79,000	1,012
Cash dividends	$2,873,000	664
Sale, conversion, retirement of capital stock, net	$344,000	206
Net operating income	$7,632,300	750
2023-03-31 (YTD Data)		Rank
Total interest income	$14,923,000	761
Total interest expense	$3,567,000	786
Net interest income	$11,356,000	741
Provision for loan and lease losses	$1,016,000	344
Total noninterest income	$2,645,000	705
Gross Fiduciary activities income	$1,153,000	277
Service charges on deposit accounts	$504,000	553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$988,000	970
Total noninterest expense	$8,522,000	791
Salaries and employee benefits	$5,110,000	760
Premises and equipment expense	$958,000	721
Additional noninterest expense	$988,000	970
Pre-tax net operating income	$4,463,000	801
Securities gains (losses)	$20,000	439
Applicable income taxes	$863,000	738
Income before extraordinary items	$3,620,000	798
Extraordinary gains, net	$0	4
Net income	$3,620,000	796
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,620,000	797
Net charge-offs	$32,000	951
Cash dividends	$1,463,000	617
Sale, conversion, retirement of capital stock, net	$115,000	238
Net operating income	$3,603,800	816
2022-12-31 (YTD Data)		Rank
Total interest income	$50,010,000	743
Total interest expense	$4,049,000	921
Net interest income	$45,961,000	723
Provision for loan and lease losses	$2,683,000	424
Total noninterest income	$11,573,000	703
Gross Fiduciary activities income	$4,887,000	270
Service charges on deposit accounts	$1,926,000	588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,760,000	942
Total noninterest expense	$33,497,000	789
Salaries and employee benefits	$19,745,000	754
Premises and equipment expense	$3,167,000	823
Additional noninterest expense	$4,760,000	942
Pre-tax net operating income	$21,354,000	718
Securities gains (losses)	$45,000	250
Applicable income taxes	$3,948,000	700
Income before extraordinary items	$17,451,000	712
Extraordinary gains, net	$0	5
Net income	$17,451,000	713
Minority interest net income	$0	63
Net income of bank and minority interests.	$17,451,000	713
Net charge-offs	$799,000	476
Cash dividends	$4,321,000	879
Sale, conversion, retirement of capital stock, net	$946,000	249
Net operating income	$17,414,100	718
2022-09-30 (YTD Data)		Rank
Total interest income	$35,858,000	740
Total interest expense	$2,143,000	954
Net interest income	$33,715,000	726
Provision for loan and lease losses	$2,158,000	378
Total noninterest income	$8,979,000	699
Gross Fiduciary activities income	$3,762,000	266
Service charges on deposit accounts	$1,442,000	596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,775,000	919
Total noninterest expense	$25,113,000	786
Salaries and employee benefits	$14,492,000	771
Premises and equipment expense	$2,364,000	824
Additional noninterest expense	$3,775,000	919
Pre-tax net operating income	$15,423,000	735
Securities gains (losses)	$46,000	249
Applicable income taxes	$2,799,000	723
Income before extraordinary items	$12,670,000	732
Extraordinary gains, net	$0	4
Net income	$12,670,000	732
Minority interest net income	$0	57
Net income of bank and minority interests.	$12,670,000	732
Net charge-offs	$786,000	348
Cash dividends	$3,222,000	805
Sale, conversion, retirement of capital stock, net	$673,000	230
Net operating income	$12,632,280	742
2022-06-30 (YTD Data)		Rank
Total interest income	$22,849,000	736
Total interest expense	$1,209,000	954
Net interest income	$21,640,000	731
Provision for loan and lease losses	$1,463,000	321
Total noninterest income	$6,248,000	671
Gross Fiduciary activities income	$2,533,000	235
Service charges on deposit accounts	$955,000	590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,760,000	882
Total noninterest expense	$16,789,000	764
Salaries and employee benefits	$9,563,000	765
Premises and equipment expense	$1,540,000	831
Additional noninterest expense	$5,686,000	692
Pre-tax net operating income	$9,636,000	729
Securities gains (losses)	$95,000	149
Applicable income taxes	$1,705,000	737
Income before extraordinary items	$8,026,000	713
Extraordinary gains, net	$0	4
Net income	$8,026,000	713
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,026,000	713
Net charge-offs	$722,000	279
Cash dividends	$2,040,000	819
Sale, conversion, retirement of capital stock, net	$442,000	212
Net operating income	$7,948,100	732
2022-03-31 (YTD Data)		Rank
Total interest income	$11,118,000	735
Total interest expense	$582,000	957
Net interest income	$10,536,000	729
Provision for loan and lease losses	$363,000	430
Total noninterest income	$2,906,000	708
Gross Fiduciary activities income	$1,241,000	237
Service charges on deposit accounts	$478,000	592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,187,000	970
Total noninterest expense	$8,542,000	758
Salaries and employee benefits	$4,696,000	785
Premises and equipment expense	$811,000	800
Additional noninterest expense	$3,035,000	647
Pre-tax net operating income	$4,537,000	741
Securities gains (losses)	$168,000	97
Applicable income taxes	$894,000	690
Income before extraordinary items	$3,811,000	723
Extraordinary gains, net	$0	4
Net income	$3,811,000	723
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,811,000	723
Net charge-offs	$410,000	254
Cash dividends	$1,029,000	751
Sale, conversion, retirement of capital stock, net	$103,000	269
Net operating income	$3,674,920	754
2021-12-31 (YTD Data)		Rank
Total interest income	$44,072,000	751
Total interest expense	$2,459,000	1,103
Net interest income	$41,613,000	737
Provision for loan and lease losses	$-720,000	4,487
Total noninterest income	$11,432,000	757
Gross Fiduciary activities income	$4,970,000	238
Service charges on deposit accounts	$1,571,000	657
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,891,000	1,086
Total noninterest expense	$31,433,000	809
Salaries and employee benefits	$18,177,000	801
Premises and equipment expense	$3,221,000	804
Additional noninterest expense	$10,035,000	775
Pre-tax net operating income	$22,332,000	674
Securities gains (losses)	$-28,000	4,481
Applicable income taxes	$4,653,000	660
Income before extraordinary items	$17,651,000	711
Extraordinary gains, net	$0	10
Net income	$17,651,000	712
Minority interest net income	$0	74
Net income of bank and minority interests.	$17,651,000	712
Net charge-offs	$72,000	1,489
Cash dividends	$3,994,000	959
Sale, conversion, retirement of capital stock, net	$10,362,000	68
Net operating income	$17,673,120	692
2021-09-30 (YTD Data)		Rank
Total interest income	$32,719,000	775
Total interest expense	$1,880,000	1,148
Net interest income	$30,839,000	757
Provision for loan and lease losses	$-517,000	4,556
Total noninterest income	$8,603,000	772
Gross Fiduciary activities income	$3,685,000	236
Service charges on deposit accounts	$1,109,000	688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,809,000	1,084
Total noninterest expense	$23,103,000	835
Salaries and employee benefits	$13,457,000	817
Premises and equipment expense	$2,429,000	819
Additional noninterest expense	$7,217,000	803
Pre-tax net operating income	$16,856,000	695
Securities gains (losses)	$-20,000	4,633
Applicable income taxes	$3,588,000	670
Income before extraordinary items	$13,248,000	737
Extraordinary gains, net	$0	8
Net income	$13,248,000	737
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,248,000	737
Net charge-offs	$69,000	1,234
Cash dividends	$2,952,000	885
Sale, conversion, retirement of capital stock, net	$10,116,000	54
Net operating income	$13,263,800	719
2021-06-30 (YTD Data)		Rank
Total interest income	$21,718,000	776
Total interest expense	$1,275,000	1,175
Net interest income	$20,443,000	757
Provision for loan and lease losses	$-917,000	4,667
Total noninterest income	$5,785,000	772
Gross Fiduciary activities income	$2,399,000	236
Service charges on deposit accounts	$643,000	761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,743,000	1,043
Total noninterest expense	$14,995,000	846
Salaries and employee benefits	$8,840,000	830
Premises and equipment expense	$1,485,000	888
Additional noninterest expense	$4,670,000	823
Pre-tax net operating income	$12,150,000	648
Securities gains (losses)	$-23,000	4,734
Applicable income taxes	$2,625,000	623
Income before extraordinary items	$9,502,000	686
Extraordinary gains, net	$0	6
Net income	$9,502,000	686
Minority interest net income	$0	67
Net income of bank and minority interests.	$9,502,000	686
Net charge-offs	$129,000	814
Cash dividends	$1,899,000	904
Sale, conversion, retirement of capital stock, net	$9,906,000	37
Net operating income	$9,520,170	669
2021-03-31 (YTD Data)		Rank
Total interest income	$11,096,000	752
Total interest expense	$628,000	1,257
Net interest income	$10,468,000	730
Provision for loan and lease losses	$158,000	921
Total noninterest income	$2,835,000	787
Gross Fiduciary activities income	$1,146,000	240
Service charges on deposit accounts	$292,000	808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,397,000	1,030
Total noninterest expense	$7,108,000	880
Salaries and employee benefits	$4,147,000	869
Premises and equipment expense	$735,000	904
Additional noninterest expense	$2,226,000	825
Pre-tax net operating income	$6,037,000	662
Securities gains (losses)	$-16,000	4,701
Applicable income taxes	$1,308,000	624
Income before extraordinary items	$4,713,000	698
Extraordinary gains, net	$0	3
Net income	$4,713,000	698
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,713,000	698
Net charge-offs	$26,000	1,055
Cash dividends	$917,000	808
Sale, conversion, retirement of capital stock, net	$9,619,000	26
Net operating income	$4,725,640	679
2020-12-31 (YTD Data)		Rank
Total interest income	$43,434,000	769
Total interest expense	$4,676,000	1,010
Net interest income	$38,758,000	744
Provision for loan and lease losses	$5,038,000	570
Total noninterest income	$10,010,000	797
Gross Fiduciary activities income	$4,194,000	240
Service charges on deposit accounts	$689,000	1,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,127,000	999
Total noninterest expense	$28,445,000	857
Salaries and employee benefits	$16,106,000	857
Premises and equipment expense	$3,007,000	859
Additional noninterest expense	$9,332,000	778
Pre-tax net operating income	$15,285,000	733
Securities gains (losses)	$215,000	999
Applicable income taxes	$2,726,000	749
Income before extraordinary items	$12,774,000	768
Extraordinary gains, net	$0	4
Net income	$12,774,000	768
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,774,000	768
Net charge-offs	$179,000	1,623
Cash dividends	$3,787,000	946
Sale, conversion, retirement of capital stock, net	$746,000	226
Net operating income	$12,597,700	739
2020-09-30 (YTD Data)		Rank
Total interest income	$32,664,000	769
Total interest expense	$3,871,000	990
Net interest income	$28,793,000	744
Provision for loan and lease losses	$4,198,000	568
Total noninterest income	$7,535,000	768
Gross Fiduciary activities income	$3,129,000	237
Service charges on deposit accounts	$508,000	1,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,898,000	959
Total noninterest expense	$20,510,000	874
Salaries and employee benefits	$11,428,000	875
Premises and equipment expense	$2,195,000	872
Additional noninterest expense	$6,887,000	773
Pre-tax net operating income	$11,620,000	692
Securities gains (losses)	$238,000	817
Applicable income taxes	$2,070,000	712
Income before extraordinary items	$9,788,000	725
Extraordinary gains, net	$0	4
Net income	$9,788,000	725
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,788,000	725
Net charge-offs	$92,000	1,721
Cash dividends	$2,859,000	836
Sale, conversion, retirement of capital stock, net	$521,000	210
Net operating income	$9,590,460	710
2020-06-30 (YTD Data)		Rank
Total interest income	$21,662,000	780
Total interest expense	$2,949,000	942
Net interest income	$18,713,000	758
Provision for loan and lease losses	$3,512,000	504
Total noninterest income	$4,303,000	818
Gross Fiduciary activities income	$2,061,000	236
Service charges on deposit accounts	$428,000	1,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,814,000	1,162
Total noninterest expense	$13,375,000	879
Salaries and employee benefits	$7,317,000	902
Premises and equipment expense	$1,433,000	885
Additional noninterest expense	$4,625,000	770
Pre-tax net operating income	$6,129,000	788
Securities gains (losses)	$204,000	695
Applicable income taxes	$1,095,000	770
Income before extraordinary items	$5,238,000	819
Extraordinary gains, net	$0	4
Net income	$5,238,000	819
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,238,000	819
Net charge-offs	$36,000	1,908
Cash dividends	$1,857,000	856
Sale, conversion, retirement of capital stock, net	$319,000	206
Net operating income	$5,068,680	806
2020-03-31 (YTD Data)		Rank
Total interest income	$10,719,000	786
Total interest expense	$1,777,000	873
Net interest income	$8,942,000	775
Provision for loan and lease losses	$1,706,000	445
Total noninterest income	$2,202,000	761
Gross Fiduciary activities income	$1,030,000	236
Service charges on deposit accounts	$360,000	815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$812,000	1,123
Total noninterest expense	$6,793,000	872
Salaries and employee benefits	$3,933,000	847
Premises and equipment expense	$695,000	912
Additional noninterest expense	$2,165,000	807
Pre-tax net operating income	$2,645,000	830
Securities gains (losses)	$16,000	1,188
Applicable income taxes	$409,000	859
Income before extraordinary items	$2,252,000	845
Extraordinary gains, net	$0	4
Net income	$2,252,000	845
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,252,000	845
Net charge-offs	$-18,000	4,636
Cash dividends	$922,000	874
Sale, conversion, retirement of capital stock, net	$159,000	198
Net operating income	$2,238,400	836
2019-12-31 (YTD Data)		Rank
Total interest income	$43,413,000	786
Total interest expense	$8,686,000	765
Net interest income	$34,727,000	784
Provision for loan and lease losses	$955,000	933
Total noninterest income	$8,445,000	779
Gross Fiduciary activities income	$3,995,000	241
Service charges on deposit accounts	$1,545,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,905,000	1,225
Total noninterest expense	$27,979,000	817
Salaries and employee benefits	$16,233,000	812
Premises and equipment expense	$3,167,000	802
Additional noninterest expense	$8,579,000	801
Pre-tax net operating income	$14,238,000	781
Securities gains (losses)	$288,000	525
Applicable income taxes	$2,611,000	758
Income before extraordinary items	$11,915,000	804
Extraordinary gains, net	$0	11
Net income	$11,915,000	805
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,915,000	805
Net charge-offs	$-109,000	4,913
Cash dividends	$3,545,000	1,054
Sale, conversion, retirement of capital stock, net	$556,000	275
Net operating income	$11,678,840	797
2019-09-30 (YTD Data)		Rank
Total interest income	$32,709,000	784
Total interest expense	$6,800,000	757
Net interest income	$25,909,000	790
Provision for loan and lease losses	$539,000	1,104
Total noninterest income	$6,049,000	804
Gross Fiduciary activities income	$2,973,000	245
Service charges on deposit accounts	$1,149,000	793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,927,000	1,317
Total noninterest expense	$21,031,000	804
Salaries and employee benefits	$12,255,000	805
Premises and equipment expense	$2,351,000	809
Additional noninterest expense	$6,425,000	794
Pre-tax net operating income	$10,388,000	817
Securities gains (losses)	$292,000	425
Applicable income taxes	$1,970,000	773
Income before extraordinary items	$8,710,000	838
Extraordinary gains, net	$0	11
Net income	$8,710,000	839
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,710,000	839
Net charge-offs	$-476,000	5,189
Cash dividends	$2,669,000	960
Sale, conversion, retirement of capital stock, net	$394,000	254
Net operating income	$8,470,560	843
2019-06-30 (YTD Data)		Rank
Total interest income	$21,686,000	788
Total interest expense	$4,598,000	732
Net interest income	$17,088,000	800
Provision for loan and lease losses	$445,000	940
Total noninterest income	$3,904,000	811
Gross Fiduciary activities income	$1,950,000	246
Service charges on deposit accounts	$772,000	781
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,182,000	1,347
Total noninterest expense	$14,050,000	806
Salaries and employee benefits	$8,074,000	806
Premises and equipment expense	$1,589,000	802
Additional noninterest expense	$4,387,000	791
Pre-tax net operating income	$6,497,000	832
Securities gains (losses)	$295,000	303
Applicable income taxes	$1,253,000	777
Income before extraordinary items	$5,539,000	855
Extraordinary gains, net	$0	11
Net income	$5,539,000	855
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,539,000	855
Net charge-offs	$-611,000	5,269
Cash dividends	$1,760,000	973
Sale, conversion, retirement of capital stock, net	$217,000	260
Net operating income	$5,297,100	870
2019-03-31 (YTD Data)		Rank
Total interest income	$10,855,000	787
Total interest expense	$2,263,000	718
Net interest income	$8,592,000	791
Provision for loan and lease losses	$293,000	733
Total noninterest income	$1,947,000	782
Gross Fiduciary activities income	$906,000	251
Service charges on deposit accounts	$392,000	762
Trading account gains and fees	$0	126
Additional Noninterest Income	$649,000	1,233
Total noninterest expense	$7,033,000	798
Salaries and employee benefits	$4,125,000	784
Premises and equipment expense	$788,000	819
Additional noninterest expense	$2,120,000	805
Pre-tax net operating income	$3,213,000	834
Securities gains (losses)	$2,000	961
Applicable income taxes	$587,000	790
Income before extraordinary items	$2,628,000	882
Extraordinary gains, net	$0	5
Net income	$2,628,000	881
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,628,000	881
Net charge-offs	$-626,000	5,339
Cash dividends	$874,000	925
Sale, conversion, retirement of capital stock, net	$101,000	230
Net operating income	$2,626,360	862
2018-12-31 (YTD Data)		Rank
Total interest income	$40,372,000	783
Total interest expense	$6,607,000	737
Net interest income	$33,765,000	791
Provision for loan and lease losses	$1,728,000	566
Total noninterest income	$8,262,000	790
Gross Fiduciary activities income	$3,700,000	252
Service charges on deposit accounts	$1,498,000	821
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,064,000	1,124
Total noninterest expense	$29,017,000	772
Salaries and employee benefits	$16,073,000	781
Premises and equipment expense	$3,509,000	722
Additional noninterest expense	$9,435,000	742
Pre-tax net operating income	$11,282,000	948
Securities gains (losses)	$300,000	177
Applicable income taxes	$1,965,000	883
Income before extraordinary items	$9,617,000	943
Extraordinary gains, net	$0	6
Net income	$9,617,000	942
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,617,000	942
Net charge-offs	$673,000	797
Cash dividends	$3,529,000	962
Sale, conversion, retirement of capital stock, net	$446,000	310
Net operating income	$9,368,000	960
2018-09-30 (YTD Data)		Rank
Total interest income	$29,565,000	788
Total interest expense	$4,569,000	753
Net interest income	$24,996,000	792
Provision for loan and lease losses	$1,171,000	580
Total noninterest income	$5,959,000	814
Gross Fiduciary activities income	$2,779,000	252
Service charges on deposit accounts	$1,096,000	834
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,084,000	1,219
Total noninterest expense	$21,410,000	785
Salaries and employee benefits	$11,898,000	789
Premises and equipment expense	$2,456,000	771
Additional noninterest expense	$7,056,000	730
Pre-tax net operating income	$8,374,000	967
Securities gains (losses)	$-9,000	4,747
Applicable income taxes	$1,495,000	889
Income before extraordinary items	$6,870,000	994
Extraordinary gains, net	$0	5
Net income	$6,870,000	993
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,870,000	993
Net charge-offs	$201,000	1,244
Cash dividends	$2,651,000	862
Sale, conversion, retirement of capital stock, net	$333,000	290
Net operating income	$6,877,380	989
2018-06-30 (YTD Data)		Rank
Total interest income	$19,049,000	800
Total interest expense	$2,707,000	778
Net interest income	$16,342,000	803
Provision for loan and lease losses	$793,000	566
Total noninterest income	$3,929,000	819
Gross Fiduciary activities income	$1,843,000	253
Service charges on deposit accounts	$713,000	844
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,373,000	1,233
Total noninterest expense	$14,239,000	786
Salaries and employee benefits	$7,808,000	804
Premises and equipment expense	$1,662,000	759
Additional noninterest expense	$4,769,000	714
Pre-tax net operating income	$5,239,000	995
Securities gains (losses)	$-4,000	4,827
Applicable income taxes	$898,000	946
Income before extraordinary items	$4,337,000	1,020
Extraordinary gains, net	$0	6
Net income	$4,337,000	1,019
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,337,000	1,019
Net charge-offs	$188,000	975
Cash dividends	$1,733,000	862
Sale, conversion, retirement of capital stock, net	$208,000	282
Net operating income	$4,340,320	1,013
2018-03-31 (YTD Data)		Rank
Total interest income	$9,298,000	809
Total interest expense	$1,152,000	842
Net interest income	$8,146,000	801
Provision for loan and lease losses	$326,000	636
Total noninterest income	$1,910,000	814
Gross Fiduciary activities income	$894,000	258
Service charges on deposit accounts	$367,000	831
Trading account gains and fees	$0	123
Additional Noninterest Income	$649,000	1,268
Total noninterest expense	$6,986,000	802
Salaries and employee benefits	$3,952,000	806
Premises and equipment expense	$779,000	815
Additional noninterest expense	$2,255,000	739
Pre-tax net operating income	$2,744,000	938
Securities gains (losses)	$-15,000	5,273
Applicable income taxes	$510,000	851
Income before extraordinary items	$2,219,000	984
Extraordinary gains, net	$0	7
Net income	$2,219,000	983
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,219,000	984
Net charge-offs	$44,000	1,264
Cash dividends	$780,000	874
Sale, conversion, retirement of capital stock, net	$35,000	373
Net operating income	$2,231,150	973
2017-12-31 (YTD Data)		Rank
Total interest income	$35,521,000	802
Total interest expense	$3,620,000	910
Net interest income	$31,901,000	792
Provision for loan and lease losses	$1,020,000	870
Total noninterest income	$6,236,000	944
Gross Fiduciary activities income	$3,477,000	254
Service charges on deposit accounts	$1,707,000	734
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,052,000	2,232
Total noninterest expense	$26,978,000	810
Salaries and employee benefits	$14,812,000	828
Premises and equipment expense	$2,859,000	858
Additional noninterest expense	$9,307,000	723
Pre-tax net operating income	$10,139,000	977
Securities gains (losses)	$178,000	430
Applicable income taxes	$3,334,000	891
Income before extraordinary items	$6,983,000	1,024
Extraordinary gains, net	$0	9
Net income	$6,983,000	1,024
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,983,000	1,024
Net charge-offs	$371,000	1,320
Cash dividends	$3,691,000	877
Sale, conversion, retirement of capital stock, net	$265,000	365
Net operating income	$6,861,960	1,026
2017-09-30 (YTD Data)		Rank
Total interest income	$26,355,000	807
Total interest expense	$2,634,000	913
Net interest income	$23,721,000	795
Provision for loan and lease losses	$953,000	725
Total noninterest income	$5,632,000	860
Gross Fiduciary activities income	$2,620,000	253
Service charges on deposit accounts	$1,290,000	736
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,722,000	1,417
Total noninterest expense	$20,373,000	810
Salaries and employee benefits	$11,122,000	825
Premises and equipment expense	$2,099,000	885
Additional noninterest expense	$7,152,000	708
Pre-tax net operating income	$8,027,000	958
Securities gains (losses)	$-14,000	5,439
Applicable income taxes	$2,244,000	857
Income before extraordinary items	$5,769,000	1,037
Extraordinary gains, net	$0	9
Net income	$5,769,000	1,036
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,769,000	1,037
Net charge-offs	$586,000	713
Cash dividends	$2,834,000	808
Sale, conversion, retirement of capital stock, net	$198,000	346
Net operating income	$5,779,080	1,022
2017-06-30 (YTD Data)		Rank
Total interest income	$17,702,000	799
Total interest expense	$1,669,000	941
Net interest income	$16,033,000	786
Provision for loan and lease losses	$716,000	651
Total noninterest income	$3,796,000	846
Gross Fiduciary activities income	$1,746,000	254
Service charges on deposit accounts	$859,000	729
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,191,000	1,383
Total noninterest expense	$13,706,000	797
Salaries and employee benefits	$7,541,000	811
Premises and equipment expense	$1,343,000	918
Additional noninterest expense	$4,822,000	705
Pre-tax net operating income	$5,407,000	933
Securities gains (losses)	$-14,000	5,536
Applicable income taxes	$1,464,000	840
Income before extraordinary items	$3,929,000	988
Extraordinary gains, net	$0	11
Net income	$3,929,000	989
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,929,000	988
Net charge-offs	$350,000	747
Cash dividends	$1,724,000	864
Sale, conversion, retirement of capital stock, net	$118,000	339
Net operating income	$3,939,220	972
2017-03-31 (YTD Data)		Rank
Total interest income	$8,906,000	789
Total interest expense	$800,000	957
Net interest income	$8,106,000	774
Provision for loan and lease losses	$352,000	593
Total noninterest income	$1,856,000	862
Gross Fiduciary activities income	$855,000	259
Service charges on deposit accounts	$457,000	693
Trading account gains and fees	$0	142
Additional Noninterest Income	$544,000	1,461
Total noninterest expense	$7,202,000	765
Salaries and employee benefits	$3,956,000	788
Premises and equipment expense	$680,000	916
Additional noninterest expense	$2,566,000	659
Pre-tax net operating income	$2,408,000	1,006
Securities gains (losses)	$0	1,153
Applicable income taxes	$671,000	878
Income before extraordinary items	$1,737,000	1,080
Extraordinary gains, net	$0	8
Net income	$1,737,000	1,079
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,737,000	1,080
Net charge-offs	$194,000	617
Cash dividends	$893,000	810
Sale, conversion, retirement of capital stock, net	$59,000	303
Net operating income	$1,737,000	1,057
2016-12-31 (YTD Data)		Rank
Total interest income	$34,453,000	775
Total interest expense	$3,231,000	902
Net interest income	$31,222,000	769
Provision for loan and lease losses	$1,835,000	560
Total noninterest income	$6,778,000	928
Gross Fiduciary activities income	$3,338,000	254
Service charges on deposit accounts	$1,346,000	923
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,094,000	1,557
Total noninterest expense	$26,449,000	806
Salaries and employee benefits	$14,655,000	815
Premises and equipment expense	$2,523,000	962
Additional noninterest expense	$9,271,000	724
Pre-tax net operating income	$9,716,000	948
Securities gains (losses)	$584,000	379
Applicable income taxes	$2,609,000	859
Income before extraordinary items	$7,691,000	972
Extraordinary gains, net	$0	5
Net income	$7,691,000	971
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,691,000	971
Net charge-offs	$1,447,000	500
Cash dividends	$3,491,000	915
Sale, conversion, retirement of capital stock, net	$221,000	385
Net operating income	$7,253,000	1,001
2016-09-30 (YTD Data)		Rank
Total interest income	$25,774,000	774
Total interest expense	$2,393,000	911
Net interest income	$23,381,000	763
Provision for loan and lease losses	$1,332,000	561
Total noninterest income	$5,336,000	887
Gross Fiduciary activities income	$2,517,000	253
Service charges on deposit accounts	$965,000	953
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,854,000	1,383
Total noninterest expense	$19,658,000	815
Salaries and employee benefits	$10,873,000	813
Premises and equipment expense	$1,866,000	967
Additional noninterest expense	$6,919,000	723
Pre-tax net operating income	$7,727,000	915
Securities gains (losses)	$157,000	949
Applicable income taxes	$2,009,000	860
Income before extraordinary items	$5,875,000	953
Extraordinary gains, net	$0	5
Net income	$5,875,000	953
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,875,000	953
Net charge-offs	$1,157,000	432
Cash dividends	$2,653,000	840
Sale, conversion, retirement of capital stock, net	$141,000	383
Net operating income	$5,757,250	942
2016-06-30 (YTD Data)		Rank
Total interest income	$17,105,000	778
Total interest expense	$1,565,000	925
Net interest income	$15,540,000	765
Provision for loan and lease losses	$988,000	518
Total noninterest income	$3,481,000	893
Gross Fiduciary activities income	$1,668,000	257
Service charges on deposit accounts	$626,000	964
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,187,000	1,384
Total noninterest expense	$13,251,000	803
Salaries and employee benefits	$7,215,000	821
Premises and equipment expense	$1,266,000	965
Additional noninterest expense	$4,770,000	716
Pre-tax net operating income	$4,782,000	968
Securities gains (losses)	$147,000	743
Applicable income taxes	$1,196,000	941
Income before extraordinary items	$3,733,000	984
Extraordinary gains, net	$0	16
Net income	$3,733,000	983
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,733,000	983
Net charge-offs	$987,000	359
Cash dividends	$1,760,000	857
Sale, conversion, retirement of capital stock, net	$92,000	374
Net operating income	$3,621,280	989
2016-03-31 (YTD Data)		Rank
Total interest income	$8,583,000	779
Total interest expense	$764,000	947
Net interest income	$7,819,000	754
Provision for loan and lease losses	$463,000	493
Total noninterest income	$1,649,000	899
Gross Fiduciary activities income	$784,000	259
Service charges on deposit accounts	$312,000	968
Trading account gains and fees	$0	142
Additional Noninterest Income	$553,000	1,423
Total noninterest expense	$6,757,000	785
Salaries and employee benefits	$3,640,000	810
Premises and equipment expense	$808,000	777
Additional noninterest expense	$2,309,000	722
Pre-tax net operating income	$2,248,000	984
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$528,000	1,018
Income before extraordinary items	$1,722,000	1,043
Extraordinary gains, net	$0	12
Net income	$1,722,000	1,044
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,722,000	1,044
Net charge-offs	$303,000	482
Cash dividends	$934,000	791
Sale, conversion, retirement of capital stock, net	$47,000	345
Net operating income	$1,720,460	1,016
2015-12-31 (YTD Data)		Rank
Total interest income	$34,612,000	731
Total interest expense	$3,010,000	928
Net interest income	$31,602,000	711
Provision for loan and lease losses	$917,000	873
Total noninterest income	$6,908,000	893
Gross Fiduciary activities income	$3,265,000	259
Service charges on deposit accounts	$1,305,000	961
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,338,000	1,354
Total noninterest expense	$25,237,000	818
Salaries and employee benefits	$13,965,000	818
Premises and equipment expense	$3,211,000	763
Additional noninterest expense	$8,061,000	811
Pre-tax net operating income	$12,356,000	728
Securities gains (losses)	$192,000	771
Applicable income taxes	$3,756,000	642
Income before extraordinary items	$8,792,000	821
Extraordinary gains, net	$0	23
Net income	$8,792,000	821
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,792,000	821
Net charge-offs	$559,000	1,074
Cash dividends	$2,743,000	1,057
Sale, conversion, retirement of capital stock, net	$196,000	425
Net operating income	$8,657,600	815
2015-09-30 (YTD Data)		Rank
Total interest income	$25,867,000	741
Total interest expense	$2,263,000	930
Net interest income	$23,604,000	718
Provision for loan and lease losses	$651,000	842
Total noninterest income	$5,069,000	917
Gross Fiduciary activities income	$2,510,000	257
Service charges on deposit accounts	$1,026,000	939
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,533,000	1,510
Total noninterest expense	$18,931,000	831
Salaries and employee benefits	$10,352,000	833
Premises and equipment expense	$2,457,000	757
Additional noninterest expense	$6,122,000	808
Pre-tax net operating income	$9,091,000	762
Securities gains (losses)	$192,000	663
Applicable income taxes	$2,752,000	677
Income before extraordinary items	$6,531,000	828
Extraordinary gains, net	$0	21
Net income	$6,531,000	829
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,531,000	828
Net charge-offs	$350,000	1,097
Cash dividends	$1,925,000	1,034
Sale, conversion, retirement of capital stock, net	$120,000	420
Net operating income	$6,396,600	821
2015-06-30 (YTD Data)		Rank
Total interest income	$17,217,000	744
Total interest expense	$1,506,000	939
Net interest income	$15,711,000	723
Provision for loan and lease losses	$-35,000	5,985
Total noninterest income	$3,336,000	925
Gross Fiduciary activities income	$1,712,000	256
Service charges on deposit accounts	$684,000	920
Trading account gains and fees	$0	157
Additional Noninterest Income	$940,000	1,624
Total noninterest expense	$12,847,000	807
Salaries and employee benefits	$6,921,000	838
Premises and equipment expense	$1,696,000	743
Additional noninterest expense	$4,230,000	780
Pre-tax net operating income	$6,235,000	744
Securities gains (losses)	$186,000	558
Applicable income taxes	$1,927,000	651
Income before extraordinary items	$4,494,000	816
Extraordinary gains, net	$0	22
Net income	$4,494,000	815
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,494,000	816
Net charge-offs	$296,000	911
Cash dividends	$935,000	1,315
Sale, conversion, retirement of capital stock, net	$84,000	398
Net operating income	$4,363,800	809
2015-03-31 (YTD Data)		Rank
Total interest income	$8,671,000	742
Total interest expense	$749,000	962
Net interest income	$7,922,000	719
Provision for loan and lease losses	$-200,000	6,261
Total noninterest income	$1,570,000	941
Gross Fiduciary activities income	$822,000	260
Service charges on deposit accounts	$351,000	878
Trading account gains and fees	$0	152
Additional Noninterest Income	$397,000	1,782
Total noninterest expense	$6,589,000	790
Salaries and employee benefits	$3,529,000	823
Premises and equipment expense	$879,000	732
Additional noninterest expense	$2,181,000	753
Pre-tax net operating income	$3,103,000	725
Securities gains (losses)	$175,000	396
Applicable income taxes	$953,000	647
Income before extraordinary items	$2,325,000	755
Extraordinary gains, net	$0	13
Net income	$2,325,000	753
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,325,000	755
Net charge-offs	$-24,000	5,740
Cash dividends	$40,000	2,645
Sale, conversion, retirement of capital stock, net	$42,000	372
Net operating income	$2,200,750	768
2014-12-31 (YTD Data)		Rank
Total interest income	$22,854,000	1,126
Total interest expense	$2,724,000	1,091
Net interest income	$20,130,000	1,120
Provision for loan and lease losses	$1,134,000	790
Total noninterest income	$6,073,000	955
Gross Fiduciary activities income	$3,295,000	255
Service charges on deposit accounts	$985,000	1,309
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,793,000	1,584
Total noninterest expense	$20,972,000	968
Salaries and employee benefits	$11,379,000	957
Premises and equipment expense	$2,739,000	889
Additional noninterest expense	$6,854,000	950
Pre-tax net operating income	$4,097,000	1,803
Securities gains (losses)	$0	3,259
Applicable income taxes	$701,000	1,896
Income before extraordinary items	$3,396,000	1,825
Extraordinary gains, net	$0	17
Net income	$3,396,000	1,825
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,396,000	1,824
Net charge-offs	$458,000	1,561
Cash dividends	$2,141,000	1,209
Sale, conversion, retirement of capital stock, net	$71,000	583
Net operating income	$3,396,000	1,791
2014-09-30 (YTD Data)		Rank
Total interest income	$16,438,000	1,181
Total interest expense	$2,021,000	1,116
Net interest income	$14,417,000	1,176
Provision for loan and lease losses	$969,000	683
Total noninterest income	$4,613,000	939
Gross Fiduciary activities income	$2,509,000	254
Service charges on deposit accounts	$706,000	1,381
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,398,000	1,530
Total noninterest expense	$14,546,000	1,051
Salaries and employee benefits	$7,904,000	1,026
Premises and equipment expense	$1,919,000	952
Additional noninterest expense	$4,723,000	1,042
Pre-tax net operating income	$3,515,000	1,620
Securities gains (losses)	$0	2,980
Applicable income taxes	$651,000	1,731
Income before extraordinary items	$2,864,000	1,651
Extraordinary gains, net	$0	15
Net income	$2,864,000	1,652
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,864,000	1,651
Net charge-offs	$268,000	1,696
Cash dividends	$2,103,000	882
Sale, conversion, retirement of capital stock, net	$112,000	441
Net operating income	$2,864,000	1,621
2014-06-30 (YTD Data)		Rank
Total interest income	$10,995,000	1,159
Total interest expense	$1,326,000	1,132
Net interest income	$9,669,000	1,164
Provision for loan and lease losses	$651,000	675
Total noninterest income	$3,082,000	922
Gross Fiduciary activities income	$1,718,000	252
Service charges on deposit accounts	$472,000	1,357
Trading account gains and fees	$0	172
Additional Noninterest Income	$892,000	1,570
Total noninterest expense	$9,912,000	1,023
Salaries and employee benefits	$5,243,000	1,036
Premises and equipment expense	$1,260,000	974
Additional noninterest expense	$3,409,000	948
Pre-tax net operating income	$2,188,000	1,687
Securities gains (losses)	$0	2,580
Applicable income taxes	$575,000	1,401
Income before extraordinary items	$1,613,000	1,862
Extraordinary gains, net	$0	20
Net income	$1,613,000	1,866
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,613,000	1,865
Net charge-offs	$232,000	1,471
Cash dividends	$1,430,000	872
Sale, conversion, retirement of capital stock, net	$69,000	434
Net operating income	$1,613,000	1,814
2014-03-31 (YTD Data)		Rank
Total interest income	$5,440,000	1,175
Total interest expense	$669,000	1,126
Net interest income	$4,771,000	1,177
Provision for loan and lease losses	$337,000	633
Total noninterest income	$1,418,000	957
Gross Fiduciary activities income	$779,000	269
Service charges on deposit accounts	$225,000	1,395
Trading account gains and fees	$0	147
Additional Noninterest Income	$414,000	1,611
Total noninterest expense	$5,022,000	1,023
Salaries and employee benefits	$2,569,000	1,075
Premises and equipment expense	$615,000	1,015
Additional noninterest expense	$1,838,000	865
Pre-tax net operating income	$830,000	2,043
Securities gains (losses)	$0	1,715
Applicable income taxes	$215,000	1,644
Income before extraordinary items	$615,000	2,230
Extraordinary gains, net	$0	16
Net income	$615,000	2,232
Minority interest net income	$0	66
Net income of bank and minority interests.	$615,000	2,232
Net charge-offs	$127,000	1,215
Cash dividends	$846,000	702
Sale, conversion, retirement of capital stock, net	$26,000	434
Net operating income	$615,000	2,193
2013-12-31 (YTD Data)		Rank
Total interest income	$21,762,000	1,176
Total interest expense	$3,101,000	1,083
Net interest income	$18,661,000	1,179
Provision for loan and lease losses	$1,066,000	1,040
Total noninterest income	$6,172,000	975
Gross Fiduciary activities income	$3,074,000	253
Service charges on deposit accounts	$841,000	1,582
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,257,000	1,390
Total noninterest expense	$18,408,000	1,110
Salaries and employee benefits	$10,255,000	1,057
Premises and equipment expense	$2,275,000	1,048
Additional noninterest expense	$5,878,000	1,148
Pre-tax net operating income	$5,359,000	1,357
Securities gains (losses)	$0	3,182
Applicable income taxes	$909,000	1,562
Income before extraordinary items	$4,450,000	1,357
Extraordinary gains, net	$0	29
Net income	$4,450,000	1,360
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,450,000	1,360
Net charge-offs	$743,000	1,566
Cash dividends	$2,128,000	1,153
Sale, conversion, retirement of capital stock, net	$142,000	498
Net operating income	$4,450,000	1,333
2013-09-30 (YTD Data)		Rank
Total interest income	$16,271,000	1,185
Total interest expense	$2,396,000	1,090
Net interest income	$13,875,000	1,189
Provision for loan and lease losses	$876,000	989
Total noninterest income	$4,726,000	975
Gross Fiduciary activities income	$2,299,000	251
Service charges on deposit accounts	$601,000	1,640
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,826,000	1,345
Total noninterest expense	$13,882,000	1,099
Salaries and employee benefits	$7,648,000	1,063
Premises and equipment expense	$1,699,000	1,063
Additional noninterest expense	$4,535,000	1,119
Pre-tax net operating income	$3,843,000	1,428
Securities gains (losses)	$0	3,040
Applicable income taxes	$695,000	1,581
Income before extraordinary items	$3,148,000	1,435
Extraordinary gains, net	$0	25
Net income	$3,148,000	1,438
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,148,000	1,437
Net charge-offs	$579,000	1,448
Cash dividends	$1,600,000	1,044
Sale, conversion, retirement of capital stock, net	$102,000	456
Net operating income	$3,148,000	1,408
2013-06-30 (YTD Data)		Rank
Total interest income	$10,841,000	1,173
Total interest expense	$1,616,000	1,101
Net interest income	$9,225,000	1,178
Provision for loan and lease losses	$636,000	943
Total noninterest income	$3,265,000	947
Gross Fiduciary activities income	$1,549,000	248
Service charges on deposit accounts	$394,000	1,637
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,322,000	1,300
Total noninterest expense	$9,256,000	1,098
Salaries and employee benefits	$5,033,000	1,079
Premises and equipment expense	$1,107,000	1,083
Additional noninterest expense	$3,116,000	1,084
Pre-tax net operating income	$2,598,000	1,392
Securities gains (losses)	$0	2,791
Applicable income taxes	$476,000	1,562
Income before extraordinary items	$2,122,000	1,428
Extraordinary gains, net	$0	22
Net income	$2,122,000	1,431
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,122,000	1,431
Net charge-offs	$363,000	1,517
Cash dividends	$1,147,000	974
Sale, conversion, retirement of capital stock, net	$62,000	444
Net operating income	$2,122,000	1,374
2013-03-31 (YTD Data)		Rank
Total interest income	$5,407,000	1,186
Total interest expense	$810,000	1,138
Net interest income	$4,597,000	1,181
Provision for loan and lease losses	$396,000	818
Total noninterest income	$1,625,000	967
Gross Fiduciary activities income	$725,000	260
Service charges on deposit accounts	$185,000	1,710
Trading account gains and fees	$0	148
Additional Noninterest Income	$715,000	1,239
Total noninterest expense	$4,596,000	1,123
Salaries and employee benefits	$2,354,000	1,165
Premises and equipment expense	$554,000	1,099
Additional noninterest expense	$1,688,000	998
Pre-tax net operating income	$1,230,000	1,440
Securities gains (losses)	$0	1,966
Applicable income taxes	$187,000	1,777
Income before extraordinary items	$1,043,000	1,411
Extraordinary gains, net	$0	10
Net income	$1,043,000	1,413
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,043,000	1,413
Net charge-offs	$70,000	2,169
Cash dividends	$525,000	900
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,043,000	1,360
2012-12-31 (YTD Data)		Rank
Total interest income	$22,652,000	1,181
Total interest expense	$4,318,000	1,055
Net interest income	$18,334,000	1,206
Provision for loan and lease losses	$1,070,000	1,701
Total noninterest income	$6,911,000	902
Gross Fiduciary activities income	$2,945,000	242
Service charges on deposit accounts	$792,000	1,703
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,174,000	1,115
Total noninterest expense	$19,348,000	1,034
Salaries and employee benefits	$10,060,000	1,048
Premises and equipment expense	$2,309,000	1,034
Additional noninterest expense	$6,979,000	1,000
Pre-tax net operating income	$4,827,000	1,413
Securities gains (losses)	$279,000	1,420
Applicable income taxes	$989,000	1,481
Income before extraordinary items	$4,117,000	1,421
Extraordinary gains, net	$0	29
Net income	$4,117,000	1,422
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,117,000	1,422
Net charge-offs	$786,000	2,075
Cash dividends	$2,243,000	1,122
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,891,010	1,401
2012-09-30 (YTD Data)		Rank
Total interest income	$17,226,000	1,181
Total interest expense	$3,318,000	1,073
Net interest income	$13,908,000	1,204
Provision for loan and lease losses	$690,000	1,871
Total noninterest income	$5,133,000	894
Gross Fiduciary activities income	$2,171,000	242
Service charges on deposit accounts	$583,000	1,756
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,379,000	1,113
Total noninterest expense	$14,132,000	1,057
Salaries and employee benefits	$7,513,000	1,044
Premises and equipment expense	$1,729,000	1,032
Additional noninterest expense	$4,890,000	1,056
Pre-tax net operating income	$4,219,000	1,271
Securities gains (losses)	$279,000	1,176
Applicable income taxes	$963,000	1,265
Income before extraordinary items	$3,535,000	1,277
Extraordinary gains, net	$0	20
Net income	$3,535,000	1,279
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,535,000	1,278
Net charge-offs	$586,000	2,003
Cash dividends	$1,726,000	896
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,314,590	1,289
2012-06-30 (YTD Data)		Rank
Total interest income	$11,618,000	1,178
Total interest expense	$2,275,000	1,077
Net interest income	$9,343,000	1,196
Provision for loan and lease losses	$360,000	2,203
Total noninterest income	$3,270,000	919
Gross Fiduciary activities income	$1,490,000	240
Service charges on deposit accounts	$390,000	1,749
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,390,000	1,198
Total noninterest expense	$9,475,000	1,050
Salaries and employee benefits	$5,105,000	1,018
Premises and equipment expense	$1,154,000	1,025
Additional noninterest expense	$3,216,000	1,076
Pre-tax net operating income	$2,778,000	1,283
Securities gains (losses)	$279,000	904
Applicable income taxes	$666,000	1,224
Income before extraordinary items	$2,391,000	1,252
Extraordinary gains, net	$0	19
Net income	$2,391,000	1,252
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,391,000	1,252
Net charge-offs	$228,000	2,607
Cash dividends	$1,197,000	842
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,173,380	1,284
2012-03-31 (YTD Data)		Rank
Total interest income	$5,852,000	1,181
Total interest expense	$1,186,000	1,072
Net interest income	$4,666,000	1,196
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$1,647,000	898
Gross Fiduciary activities income	$755,000	242
Service charges on deposit accounts	$196,000	1,725
Trading account gains and fees	$0	148
Additional Noninterest Income	$696,000	1,187
Total noninterest expense	$4,469,000	1,121
Salaries and employee benefits	$2,400,000	1,086
Premises and equipment expense	$585,000	1,020
Additional noninterest expense	$1,484,000	1,151
Pre-tax net operating income	$1,664,000	1,056
Securities gains (losses)	$12,000	1,741
Applicable income taxes	$412,000	1,046
Income before extraordinary items	$1,264,000	1,166
Extraordinary gains, net	$0	19
Net income	$1,264,000	1,166
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,264,000	1,166
Net charge-offs	$90,000	2,538
Cash dividends	$477,000	933
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,255,000	1,108
2011-12-31 (YTD Data)		Rank
Total interest income	$23,988,000	1,195
Total interest expense	$5,603,000	1,076
Net interest income	$18,385,000	1,209
Provision for loan and lease losses	$1,440,000	1,947
Total noninterest income	$5,414,000	973
Gross Fiduciary activities income	$2,547,000	226
Service charges on deposit accounts	$797,000	1,789
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,070,000	1,325
Total noninterest expense	$17,292,000	1,137
Salaries and employee benefits	$9,463,000	1,040
Premises and equipment expense	$2,284,000	1,095
Additional noninterest expense	$5,545,000	1,246
Pre-tax net operating income	$5,067,000	1,174
Securities gains (losses)	$11,000	3,300
Applicable income taxes	$950,000	1,388
Income before extraordinary items	$4,128,000	1,214
Extraordinary gains, net	$0	29
Net income	$4,128,000	1,214
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,128,000	1,214
Net charge-offs	$1,284,000	2,074
Cash dividends	$2,372,000	831
Sale, conversion, retirement of capital stock, net	$6,466,000	104
Net operating income	$4,119,090	1,147
2011-09-30 (YTD Data)		Rank
Total interest income	$17,974,000	1,209
Total interest expense	$4,299,000	1,095
Net interest income	$13,675,000	1,229
Provision for loan and lease losses	$860,000	2,169
Total noninterest income	$3,723,000	1,059
Gross Fiduciary activities income	$1,862,000	232
Service charges on deposit accounts	$591,000	1,812
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,270,000	1,501
Total noninterest expense	$13,065,000	1,129
Salaries and employee benefits	$7,121,000	1,032
Premises and equipment expense	$1,733,000	1,087
Additional noninterest expense	$4,211,000	1,227
Pre-tax net operating income	$3,473,000	1,294
Securities gains (losses)	$11,000	3,028
Applicable income taxes	$598,000	1,578
Income before extraordinary items	$2,886,000	1,340
Extraordinary gains, net	$0	21
Net income	$2,886,000	1,340
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,886,000	1,340
Net charge-offs	$753,000	2,207
Cash dividends	$1,773,000	723
Sale, conversion, retirement of capital stock, net	$6,466,000	89
Net operating income	$2,876,870	1,269
2011-06-30 (YTD Data)		Rank
Total interest income	$12,031,000	1,213
Total interest expense	$2,956,000	1,103
Net interest income	$9,075,000	1,233
Provision for loan and lease losses	$680,000	1,930
Total noninterest income	$2,620,000	1,007
Gross Fiduciary activities income	$1,263,000	230
Service charges on deposit accounts	$400,000	1,768
Trading account gains and fees	$0	153
Additional Noninterest Income	$957,000	1,383
Total noninterest expense	$8,789,000	1,137
Salaries and employee benefits	$4,669,000	1,066
Premises and equipment expense	$1,151,000	1,110
Additional noninterest expense	$2,969,000	1,198
Pre-tax net operating income	$2,226,000	1,314
Securities gains (losses)	$11,000	2,322
Applicable income taxes	$394,000	1,540
Income before extraordinary items	$1,843,000	1,349
Extraordinary gains, net	$0	15
Net income	$1,843,000	1,349
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,843,000	1,349
Net charge-offs	$621,000	1,917
Cash dividends	$1,178,000	709
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,833,980	1,297
2011-03-31 (YTD Data)		Rank
Total interest income	$6,025,000	1,217
Total interest expense	$1,541,000	1,096
Net interest income	$4,484,000	1,240
Provision for loan and lease losses	$330,000	1,826
Total noninterest income	$1,391,000	968
Gross Fiduciary activities income	$666,000	223
Service charges on deposit accounts	$209,000	1,688
Trading account gains and fees	$0	158
Additional Noninterest Income	$516,000	1,315
Total noninterest expense	$4,393,000	1,144
Salaries and employee benefits	$2,363,000	1,065
Premises and equipment expense	$583,000	1,126
Additional noninterest expense	$1,447,000	1,230
Pre-tax net operating income	$1,152,000	1,259
Securities gains (losses)	$10,000	1,304
Applicable income taxes	$211,000	1,451
Income before extraordinary items	$951,000	1,295
Extraordinary gains, net	$0	9
Net income	$951,000	1,295
Minority interest net income	$0	86
Net income of bank and minority interests.	$951,000	1,295
Net charge-offs	$273,000	1,833
Cash dividends	$588,000	637
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$942,800	1,266
2010-12-31 (YTD Data)		Rank
Total interest income	$24,601,000	1,256
Total interest expense	$7,547,000	1,094
Net interest income	$17,054,000	1,318
Provision for loan and lease losses	$1,000,000	3,046
Total noninterest income	$5,291,000	1,045
Gross Fiduciary activities income	$2,102,000	253
Service charges on deposit accounts	$860,000	1,706
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,329,000	1,270
Total noninterest expense	$17,008,000	1,190
Salaries and employee benefits	$9,069,000	1,091
Premises and equipment expense	$2,099,000	1,232
Additional noninterest expense	$5,840,000	1,266
Pre-tax net operating income	$4,337,000	1,171
Securities gains (losses)	$16,000	3,184
Applicable income taxes	$693,000	1,574
Income before extraordinary items	$3,660,000	1,176
Extraordinary gains, net	$0	29
Net income	$3,660,000	1,176
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,660,000	1,178
Net charge-offs	$554,000	3,519
Cash dividends	$2,280,000	731
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,646,560	1,141
2010-09-30 (YTD Data)		Rank
Total interest income	$18,414,000	1,276
Total interest expense	$5,776,000	1,109
Net interest income	$12,638,000	1,344
Provision for loan and lease losses	$620,000	3,191
Total noninterest income	$3,761,000	1,062
Gross Fiduciary activities income	$1,507,000	253
Service charges on deposit accounts	$637,000	1,778
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,617,000	1,272
Total noninterest expense	$12,893,000	1,164
Salaries and employee benefits	$6,822,000	1,082
Premises and equipment expense	$1,570,000	1,254
Additional noninterest expense	$4,501,000	1,197
Pre-tax net operating income	$2,886,000	1,369
Securities gains (losses)	$16,000	2,975
Applicable income taxes	$487,000	1,703
Income before extraordinary items	$2,415,000	1,375
Extraordinary gains, net	$0	23
Net income	$2,415,000	1,378
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,415,000	1,379
Net charge-offs	$246,000	3,972
Cash dividends	$1,698,000	639
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,401,720	1,330
2010-06-30 (YTD Data)		Rank
Total interest income	$12,221,000	1,298
Total interest expense	$3,910,000	1,147
Net interest income	$8,311,000	1,363
Provision for loan and lease losses	$440,000	3,051
Total noninterest income	$2,403,000	1,074
Gross Fiduciary activities income	$1,036,000	253
Service charges on deposit accounts	$413,000	1,837
Trading account gains and fees	$0	152
Additional Noninterest Income	$954,000	1,340
Total noninterest expense	$8,546,000	1,162
Salaries and employee benefits	$4,514,000	1,090
Premises and equipment expense	$1,011,000	1,310
Additional noninterest expense	$3,021,000	1,180
Pre-tax net operating income	$1,728,000	1,504
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$251,000	1,904
Income before extraordinary items	$1,478,000	1,492
Extraordinary gains, net	$0	19
Net income	$1,478,000	1,493
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,478,000	1,493
Net charge-offs	$145,000	3,865
Cash dividends	$1,115,000	631
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,477,150	1,422
2010-03-31 (YTD Data)		Rank
Total interest income	$6,003,000	1,349
Total interest expense	$1,987,000	1,188
Net interest income	$4,016,000	1,425
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$1,163,000	1,079
Gross Fiduciary activities income	$545,000	242
Service charges on deposit accounts	$222,000	1,723
Trading account gains and fees	$0	175
Additional Noninterest Income	$396,000	1,520
Total noninterest expense	$4,293,000	1,171
Salaries and employee benefits	$2,234,000	1,115
Premises and equipment expense	$515,000	1,325
Additional noninterest expense	$1,544,000	1,139
Pre-tax net operating income	$706,000	1,812
Securities gains (losses)	$0	2,284
Applicable income taxes	$79,000	2,351
Income before extraordinary items	$627,000	1,758
Extraordinary gains, net	$0	16
Net income	$627,000	1,757
Minority interest net income	$0	91
Net income of bank and minority interests.	$627,000	1,759
Net charge-offs	$4,000	5,215
Cash dividends	$500,000	654
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$627,000	1,679
2009-12-31 (YTD Data)		Rank
Total interest income	$25,792,000	1,332
Total interest expense	$9,033,000	1,320
Net interest income	$16,759,000	1,326
Provision for loan and lease losses	$985,000	3,533
Total noninterest income	$5,086,000	1,082
Gross Fiduciary activities income	$1,978,000	248
Service charges on deposit accounts	$872,000	1,908
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,236,000	1,268
Total noninterest expense	$17,745,000	1,169
Salaries and employee benefits	$9,524,000	1,031
Premises and equipment expense	$1,939,000	1,408
Additional noninterest expense	$6,282,000	1,222
Pre-tax net operating income	$3,115,000	1,284
Securities gains (losses)	$-655,000	7,633
Applicable income taxes	$-35,000	6,385
Income before extraordinary items	$2,495,000	1,344
Extraordinary gains, net	$0	34
Net income	$2,495,000	1,342
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,495,000	1,343
Net charge-offs	$236,000	4,789
Cash dividends	$1,500,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,150,000	1,066
2009-09-30 (YTD Data)		Rank
Total interest income	$19,511,000	1,343
Total interest expense	$6,850,000	1,375
Net interest income	$12,661,000	1,320
Provision for loan and lease losses	$925,000	2,891
Total noninterest income	$3,852,000	1,081
Gross Fiduciary activities income	$1,433,000	254
Service charges on deposit accounts	$641,000	1,942
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,778,000	1,244
Total noninterest expense	$13,293,000	1,155
Salaries and employee benefits	$7,331,000	1,015
Premises and equipment expense	$1,445,000	1,424
Additional noninterest expense	$4,517,000	1,241
Pre-tax net operating income	$2,295,000	1,399
Securities gains (losses)	$-692,000	7,798
Applicable income taxes	$-83,000	6,906
Income before extraordinary items	$1,686,000	1,590
Extraordinary gains, net	$0	27
Net income	$1,686,000	1,588
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,686,000	1,590
Net charge-offs	$219,000	4,147
Cash dividends	$1,000,000	1,238
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,378,000	1,123
2009-06-30 (YTD Data)		Rank
Total interest income	$12,865,000	1,390
Total interest expense	$4,592,000	1,450
Net interest income	$8,273,000	1,346
Provision for loan and lease losses	$745,000	2,421
Total noninterest income	$2,593,000	1,078
Gross Fiduciary activities income	$970,000	258
Service charges on deposit accounts	$416,000	1,957
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,207,000	1,256
Total noninterest expense	$8,504,000	1,223
Salaries and employee benefits	$4,547,000	1,114
Premises and equipment expense	$942,000	1,484
Additional noninterest expense	$3,015,000	1,251
Pre-tax net operating income	$1,617,000	1,411
Securities gains (losses)	$-692,000	7,961
Applicable income taxes	$-85,000	7,104
Income before extraordinary items	$1,010,000	1,835
Extraordinary gains, net	$0	21
Net income	$1,010,000	1,832
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,010,000	1,834
Net charge-offs	$160,000	3,701
Cash dividends	$500,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,702,000	1,077
2009-03-31 (YTD Data)		Rank
Total interest income	$6,488,000	1,392
Total interest expense	$2,284,000	1,505
Net interest income	$4,204,000	1,315
Provision for loan and lease losses	$430,000	1,935
Total noninterest income	$1,277,000	1,056
Gross Fiduciary activities income	$540,000	238
Service charges on deposit accounts	$208,000	1,899
Trading account gains and fees	$0	171
Additional Noninterest Income	$529,000	1,341
Total noninterest expense	$4,072,000	1,232
Salaries and employee benefits	$2,265,000	1,121
Premises and equipment expense	$484,000	1,471
Additional noninterest expense	$1,323,000	1,239
Pre-tax net operating income	$979,000	1,314
Securities gains (losses)	$427,000	392
Applicable income taxes	$263,000	1,182
Income before extraordinary items	$1,143,000	933
Extraordinary gains, net	$0	15
Net income	$1,143,000	933
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,143,000	935
Net charge-offs	$148,000	2,437
Cash dividends	$500,000	851
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$797,130	1,299
2008-12-31 (YTD Data)		Rank
Total interest income	$26,541,000	1,465
Total interest expense	$10,825,000	1,500
Net interest income	$15,716,000	1,417
Provision for loan and lease losses	$1,279,000	2,367
Total noninterest income	$4,595,000	1,141
Gross Fiduciary activities income	$2,264,000	247
Service charges on deposit accounts	$830,000	2,054
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,501,000	1,596
Total noninterest expense	$15,963,000	1,229
Salaries and employee benefits	$8,401,000	1,186
Premises and equipment expense	$1,858,000	1,487
Additional noninterest expense	$5,704,000	1,126
Pre-tax net operating income	$3,069,000	1,757
Securities gains (losses)	$-2,355,000	7,933
Applicable income taxes	$-411,000	7,420
Income before extraordinary items	$1,125,000	3,065
Extraordinary gains, net	$0	39
Net income	$1,125,000	3,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,029,000	1,922
Cash dividends	$2,000,000	1,337
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,480,000	1,276
2008-09-30 (YTD Data)		Rank
Total interest income	$19,955,000	1,498
Total interest expense	$8,304,000	1,525
Net interest income	$11,651,000	1,456
Provision for loan and lease losses	$690,000	2,288
Total noninterest income	$3,558,000	1,143
Gross Fiduciary activities income	$1,684,000	253
Service charges on deposit accounts	$610,000	2,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,264,000	1,527
Total noninterest expense	$11,137,000	1,293
Salaries and employee benefits	$6,225,000	1,228
Premises and equipment expense	$1,372,000	1,521
Additional noninterest expense	$3,540,000	1,290
Pre-tax net operating income	$3,382,000	1,449
Securities gains (losses)	$-2,317,000	8,084
Applicable income taxes	$883,000	1,271
Income before extraordinary items	$182,000	5,797
Extraordinary gains, net	$0	31
Net income	$182,000	5,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,515
Cash dividends	$1,500,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,664,880	2,226
2008-06-30 (YTD Data)		Rank
Total interest income	$13,247,000	1,526
Total interest expense	$5,717,000	1,534
Net interest income	$7,530,000	1,489
Provision for loan and lease losses	$170,000	3,411
Total noninterest income	$2,232,000	1,212
Gross Fiduciary activities income	$1,141,000	258
Service charges on deposit accounts	$401,000	2,120
Trading account gains and fees	$0	149
Additional Noninterest Income	$690,000	1,808
Total noninterest expense	$7,302,000	1,315
Salaries and employee benefits	$4,077,000	1,269
Premises and equipment expense	$894,000	1,558
Additional noninterest expense	$2,331,000	1,282
Pre-tax net operating income	$2,290,000	1,498
Securities gains (losses)	$354,000	398
Applicable income taxes	$546,000	1,492
Income before extraordinary items	$2,098,000	1,314
Extraordinary gains, net	$0	21
Net income	$2,098,000	1,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,683
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,818,340	1,476
2008-03-31 (YTD Data)		Rank
Total interest income	$6,661,000	1,562
Total interest expense	$3,008,000	1,564
Net interest income	$3,653,000	1,519
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$1,114,000	1,223
Gross Fiduciary activities income	$600,000	246
Service charges on deposit accounts	$198,000	2,098
Trading account gains and fees	$0	158
Additional Noninterest Income	$316,000	1,912
Total noninterest expense	$3,612,000	1,323
Salaries and employee benefits	$2,076,000	1,260
Premises and equipment expense	$441,000	1,583
Additional noninterest expense	$1,095,000	1,312
Pre-tax net operating income	$1,095,000	1,644
Securities gains (losses)	$318,000	314
Applicable income taxes	$301,000	1,473
Income before extraordinary items	$1,112,000	1,358
Extraordinary gains, net	$0	15
Net income	$1,112,000	1,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$500,000	1,332
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$860,780	1,651
2007-12-31 (YTD Data)		Rank
Total interest income	$26,103,000	1,655
Total interest expense	$12,432,000	1,618
Net interest income	$13,671,000	1,650
Provision for loan and lease losses	$0	6,851
Total noninterest income	$4,170,000	1,260
Gross Fiduciary activities income	$2,050,000	269
Service charges on deposit accounts	$744,000	2,252
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,376,000	1,779
Total noninterest expense	$13,458,000	1,369
Salaries and employee benefits	$7,724,000	1,291
Premises and equipment expense	$1,621,000	1,630
Additional noninterest expense	$4,113,000	1,366
Pre-tax net operating income	$4,383,000	1,843
Securities gains (losses)	$295,000	364
Applicable income taxes	$873,000	2,031
Income before extraordinary items	$3,805,000	1,664
Extraordinary gains, net	$0	39
Net income	$3,805,000	1,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$1,920,000	1,660
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,566,050	1,750
2007-09-30 (YTD Data)		Rank
Total interest income	$19,361,000	1,675
Total interest expense	$9,235,000	1,626
Net interest income	$10,126,000	1,678
Provision for loan and lease losses	$0	6,528
Total noninterest income	$3,077,000	1,277
Gross Fiduciary activities income	$1,508,000	271
Service charges on deposit accounts	$544,000	2,286
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,025,000	1,805
Total noninterest expense	$9,985,000	1,375
Salaries and employee benefits	$5,763,000	1,303
Premises and equipment expense	$1,171,000	1,681
Additional noninterest expense	$3,051,000	1,336
Pre-tax net operating income	$3,218,000	1,987
Securities gains (losses)	$222,000	354
Applicable income taxes	$638,000	2,204
Income before extraordinary items	$2,802,000	1,802
Extraordinary gains, net	$0	33
Net income	$2,802,000	1,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,682
Cash dividends	$1,440,000	1,568
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,622,180	1,910
2007-06-30 (YTD Data)		Rank
Total interest income	$12,772,000	1,706
Total interest expense	$6,068,000	1,657
Net interest income	$6,704,000	1,718
Provision for loan and lease losses	$0	6,209
Total noninterest income	$2,059,000	1,300
Gross Fiduciary activities income	$1,033,000	270
Service charges on deposit accounts	$361,000	2,297
Trading account gains and fees	$0	168
Additional Noninterest Income	$665,000	1,847
Total noninterest expense	$6,592,000	1,407
Salaries and employee benefits	$3,832,000	1,337
Premises and equipment expense	$750,000	1,763
Additional noninterest expense	$2,010,000	1,361
Pre-tax net operating income	$2,171,000	2,019
Securities gains (losses)	$180,000	318
Applicable income taxes	$461,000	2,183
Income before extraordinary items	$1,890,000	1,835
Extraordinary gains, net	$0	29
Net income	$1,890,000	1,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,680
Cash dividends	$960,000	1,595
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,746,000	1,950
2007-03-31 (YTD Data)		Rank
Total interest income	$6,425,000	1,680
Total interest expense	$3,071,000	1,627
Net interest income	$3,354,000	1,722
Provision for loan and lease losses	$0	5,779
Total noninterest income	$1,006,000	1,306
Gross Fiduciary activities income	$530,000	269
Service charges on deposit accounts	$180,000	2,252
Trading account gains and fees	$0	195
Additional Noninterest Income	$296,000	1,980
Total noninterest expense	$3,292,000	1,404
Salaries and employee benefits	$1,952,000	1,319
Premises and equipment expense	$382,000	1,743
Additional noninterest expense	$958,000	1,399
Pre-tax net operating income	$1,068,000	2,050
Securities gains (losses)	$117,000	281
Applicable income taxes	$237,000	2,167
Income before extraordinary items	$948,000	1,799
Extraordinary gains, net	$0	22
Net income	$948,000	1,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,606
Cash dividends	$480,000	1,469
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$854,400	1,943
2006-12-31 (YTD Data)		Rank
Total interest income	$23,695,000	1,707
Total interest expense	$10,459,000	1,610
Net interest income	$13,236,000	1,739
Provision for loan and lease losses	$-87,000	8,449
Total noninterest income	$4,064,000	1,281
Gross Fiduciary activities income	$1,980,000	272
Service charges on deposit accounts	$707,000	2,352
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,377,000	1,775
Total noninterest expense	$12,193,000	1,461
Salaries and employee benefits	$7,151,000	1,361
Premises and equipment expense	$1,538,000	1,655
Additional noninterest expense	$3,504,000	1,507
Pre-tax net operating income	$5,194,000	1,823
Securities gains (losses)	$517,000	246
Applicable income taxes	$1,447,000	1,725
Income before extraordinary items	$4,264,000	1,691
Extraordinary gains, net	$0	51
Net income	$4,264,000	1,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,727
Cash dividends	$1,800,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,876,250	1,818
2006-09-30 (YTD Data)		Rank
Total interest income	$17,338,000	1,730
Total interest expense	$7,452,000	1,642
Net interest income	$9,886,000	1,756
Provision for loan and lease losses	$0	6,685
Total noninterest income	$2,946,000	1,324
Gross Fiduciary activities income	$1,411,000	281
Service charges on deposit accounts	$527,000	2,372
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,008,000	1,812
Total noninterest expense	$8,897,000	1,505
Salaries and employee benefits	$5,262,000	1,406
Premises and equipment expense	$1,124,000	1,707
Additional noninterest expense	$2,511,000	1,564
Pre-tax net operating income	$3,935,000	1,873
Securities gains (losses)	$294,000	277
Applicable income taxes	$905,000	2,016
Income before extraordinary items	$3,324,000	1,676
Extraordinary gains, net	$0	45
Net income	$3,324,000	1,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,313
Cash dividends	$1,200,000	1,699
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,091,740	1,768
2006-06-30 (YTD Data)		Rank
Total interest income	$11,181,000	1,763
Total interest expense	$4,698,000	1,655
Net interest income	$6,483,000	1,796
Provision for loan and lease losses	$0	6,419
Total noninterest income	$2,019,000	1,297
Gross Fiduciary activities income	$935,000	287
Service charges on deposit accounts	$359,000	2,302
Trading account gains and fees	$0	126
Additional Noninterest Income	$725,000	1,717
Total noninterest expense	$5,796,000	1,550
Salaries and employee benefits	$3,410,000	1,450
Premises and equipment expense	$733,000	1,738
Additional noninterest expense	$1,653,000	1,589
Pre-tax net operating income	$2,706,000	1,832
Securities gains (losses)	$61,000	420
Applicable income taxes	$596,000	2,064
Income before extraordinary items	$2,171,000	1,680
Extraordinary gains, net	$0	39
Net income	$2,171,000	1,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,578
Cash dividends	$550,000	2,235
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,123,420	1,700
2006-03-31 (YTD Data)		Rank
Total interest income	$5,437,000	1,762
Total interest expense	$2,167,000	1,699
Net interest income	$3,270,000	1,763
Provision for loan and lease losses	$0	6,013
Total noninterest income	$967,000	1,310
Gross Fiduciary activities income	$485,000	283
Service charges on deposit accounts	$177,000	2,257
Trading account gains and fees	$0	115
Additional Noninterest Income	$305,000	1,911
Total noninterest expense	$2,836,000	1,583
Salaries and employee benefits	$1,703,000	1,458
Premises and equipment expense	$363,000	1,756
Additional noninterest expense	$770,000	1,699
Pre-tax net operating income	$1,401,000	1,729
Securities gains (losses)	$74,000	289
Applicable income taxes	$335,000	1,876
Income before extraordinary items	$1,140,000	1,586
Extraordinary gains, net	$0	21
Net income	$1,140,000	1,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	1,837
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,083,020	1,638
2005-12-31 (YTD Data)		Rank
Total interest income	$20,792,000	1,626
Total interest expense	$7,352,000	1,547
Net interest income	$13,440,000	1,629
Provision for loan and lease losses	$210,000	3,502
Total noninterest income	$3,655,000	1,372
Gross Fiduciary activities income	$1,571,000	315
Service charges on deposit accounts	$642,000	2,524
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,442,000	1,716
Total noninterest expense	$12,414,000	1,381
Salaries and employee benefits	$7,355,000	1,257
Premises and equipment expense	$1,505,000	1,623
Additional noninterest expense	$3,554,000	1,444
Pre-tax net operating income	$4,471,000	2,038
Securities gains (losses)	$1,210,000	177
Applicable income taxes	$1,116,000	2,112
Income before extraordinary items	$4,565,000	1,537
Extraordinary gains, net	$0	46
Net income	$4,565,000	1,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,419
Cash dividends	$1,780,000	1,613
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,597,000	1,887
2005-09-30 (YTD Data)		Rank
Total interest income	$15,360,000	1,606
Total interest expense	$5,295,000	1,514
Net interest income	$10,065,000	1,622
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$2,662,000	1,416
Gross Fiduciary activities income	$1,119,000	320
Service charges on deposit accounts	$470,000	2,568
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,073,000	1,736
Total noninterest expense	$9,032,000	1,415
Salaries and employee benefits	$5,359,000	1,296
Premises and equipment expense	$1,080,000	1,687
Additional noninterest expense	$2,593,000	1,445
Pre-tax net operating income	$3,425,000	2,020
Securities gains (losses)	$1,227,000	166
Applicable income taxes	$873,000	2,076
Income before extraordinary items	$3,779,000	1,414
Extraordinary gains, net	$0	35
Net income	$3,779,000	1,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,883
Cash dividends	$1,350,000	1,450
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,785,130	1,842
2005-06-30 (YTD Data)		Rank
Total interest income	$10,094,000	1,583
Total interest expense	$3,388,000	1,485
Net interest income	$6,706,000	1,599
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$1,778,000	1,394
Gross Fiduciary activities income	$777,000	318
Service charges on deposit accounts	$303,000	2,601
Trading account gains and fees	$0	116
Additional Noninterest Income	$698,000	1,750
Total noninterest expense	$5,966,000	1,422
Salaries and employee benefits	$3,510,000	1,305
Premises and equipment expense	$723,000	1,658
Additional noninterest expense	$1,733,000	1,440
Pre-tax net operating income	$2,338,000	1,941
Securities gains (losses)	$837,000	170
Applicable income taxes	$521,000	2,217
Income before extraordinary items	$2,654,000	1,327
Extraordinary gains, net	$0	30
Net income	$2,654,000	1,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,846
Cash dividends	$900,000	1,434
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,950,920	1,720
2005-03-31 (YTD Data)		Rank
Total interest income	$5,029,000	1,551
Total interest expense	$1,643,000	1,455
Net interest income	$3,386,000	1,569
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$902,000	1,362
Gross Fiduciary activities income	$388,000	313
Service charges on deposit accounts	$143,000	2,665
Trading account gains and fees	$0	115
Additional Noninterest Income	$371,000	1,639
Total noninterest expense	$3,009,000	1,406
Salaries and employee benefits	$1,808,000	1,279
Premises and equipment expense	$373,000	1,625
Additional noninterest expense	$828,000	1,502
Pre-tax net operating income	$1,189,000	1,898
Securities gains (losses)	$486,000	144
Applicable income taxes	$333,000	1,843
Income before extraordinary items	$1,342,000	1,287
Extraordinary gains, net	$0	24
Net income	$1,342,000	1,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$450,000	1,340
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$953,200	1,732
2004-12-31 (YTD Data)		Rank
Total interest income	$16,546,000	1,728
Total interest expense	$5,658,000	1,454
Net interest income	$10,888,000	1,854
Provision for loan and lease losses	$250,000	3,237
Total noninterest income	$3,265,000	1,488
Gross Fiduciary activities income	$1,411,000	312
Service charges on deposit accounts	$620,000	2,632
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,234,000	1,869
Total noninterest expense	$10,566,000	1,542
Salaries and employee benefits	$5,911,000	1,503
Premises and equipment expense	$1,036,000	2,213
Additional noninterest expense	$3,619,000	1,376
Pre-tax net operating income	$3,337,000	2,362
Securities gains (losses)	$1,490,000	216
Applicable income taxes	$781,000	2,570
Income before extraordinary items	$4,046,000	1,598
Extraordinary gains, net	$0	34
Net income	$4,046,000	1,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,850
Cash dividends	$7,510,000	437
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,794,400	2,156
2004-09-30 (YTD Data)		Rank
Total interest income	$11,673,000	1,821
Total interest expense	$3,932,000	1,537
Net interest income	$7,741,000	1,946
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$2,309,000	1,577
Gross Fiduciary activities income	$1,007,000	328
Service charges on deposit accounts	$551,000	2,309
Trading account gains and fees	$0	134
Additional Noninterest Income	$751,000	2,162
Total noninterest expense	$7,286,000	1,656
Salaries and employee benefits	$4,142,000	1,605
Premises and equipment expense	$662,000	2,556
Additional noninterest expense	$2,482,000	1,477
Pre-tax net operating income	$2,584,000	2,317
Securities gains (losses)	$1,029,000	260
Applicable income taxes	$620,000	2,514
Income before extraordinary items	$2,993,000	1,629
Extraordinary gains, net	$0	26
Net income	$2,993,000	1,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$7,100,000	349
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,138,930	2,132
2004-06-30 (YTD Data)		Rank
Total interest income	$7,569,000	1,851
Total interest expense	$2,542,000	1,564
Net interest income	$5,027,000	1,982
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$1,572,000	1,536
Gross Fiduciary activities income	$707,000	319
Service charges on deposit accounts	$407,000	2,115
Trading account gains and fees	$0	130
Additional Noninterest Income	$458,000	2,328
Total noninterest expense	$4,306,000	1,858
Salaries and employee benefits	$2,522,000	1,743
Premises and equipment expense	$444,000	2,534
Additional noninterest expense	$1,340,000	1,783
Pre-tax net operating income	$2,173,000	1,904
Securities gains (losses)	$642,000	298
Applicable income taxes	$622,000	1,880
Income before extraordinary items	$2,193,000	1,465
Extraordinary gains, net	$0	21
Net income	$2,193,000	1,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,450
Cash dividends	$700,000	1,700
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,692,240	1,806
2004-03-31 (YTD Data)		Rank
Total interest income	$3,754,000	1,874
Total interest expense	$1,269,000	1,583
Net interest income	$2,485,000	2,003
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$736,000	1,597
Gross Fiduciary activities income	$354,000	315
Service charges on deposit accounts	$210,000	1,982
Trading account gains and fees	$0	121
Additional Noninterest Income	$172,000	2,705
Total noninterest expense	$2,060,000	1,948
Salaries and employee benefits	$1,262,000	1,755
Premises and equipment expense	$221,000	2,553
Additional noninterest expense	$577,000	2,043
Pre-tax net operating income	$1,101,000	1,851
Securities gains (losses)	$356,000	328
Applicable income taxes	$375,000	1,650
Income before extraordinary items	$1,082,000	1,482
Extraordinary gains, net	$0	16
Net income	$1,082,000	1,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	3,144
Cash dividends	$350,000	1,554
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$818,560	1,824
2003-12-31 (YTD Data)		Rank
Total interest income	$15,647,000	1,816
Total interest expense	$5,613,000	1,604
Net interest income	$10,034,000	1,947
Provision for loan and lease losses	$313,000	3,072
Total noninterest income	$2,924,000	1,722
Gross Fiduciary activities income	$1,252,000	342
Service charges on deposit accounts	$790,000	2,145
Trading account gains and fees	$0	160
Additional Noninterest Income	$882,000	2,573
Total noninterest expense	$8,501,000	1,868
Salaries and employee benefits	$4,834,000	1,777
Premises and equipment expense	$939,000	2,398
Additional noninterest expense	$2,728,000	1,779
Pre-tax net operating income	$4,144,000	1,927
Securities gains (losses)	$1,058,000	461
Applicable income taxes	$1,300,000	1,822
Income before extraordinary items	$3,902,000	1,597
Extraordinary gains, net	$0	54
Net income	$3,902,000	1,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,940
Cash dividends	$1,540,000	1,690
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,108,500	1,890
2003-09-30 (YTD Data)		Rank
Total interest income	$11,851,000	1,832
Total interest expense	$4,303,000	1,637
Net interest income	$7,548,000	1,945
Provision for loan and lease losses	$113,000	4,460
Total noninterest income	$2,050,000	1,856
Gross Fiduciary activities income	$862,000	365
Service charges on deposit accounts	$584,000	2,183
Trading account gains and fees	$0	153
Additional Noninterest Income	$604,000	2,822
Total noninterest expense	$5,976,000	1,992
Salaries and employee benefits	$3,461,000	1,867
Premises and equipment expense	$686,000	2,468
Additional noninterest expense	$1,829,000	1,960
Pre-tax net operating income	$3,509,000	1,786
Securities gains (losses)	$767,000	521
Applicable income taxes	$1,168,000	1,648
Income before extraordinary items	$3,108,000	1,555
Extraordinary gains, net	$0	40
Net income	$3,108,000	1,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	2,988
Cash dividends	$1,005,000	1,723
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,548,090	1,785
2003-06-30 (YTD Data)		Rank
Total interest income	$8,003,000	1,825
Total interest expense	$2,987,000	1,621
Net interest income	$5,016,000	1,948
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$1,307,000	1,915
Gross Fiduciary activities income	$562,000	374
Service charges on deposit accounts	$425,000	1,980
Trading account gains and fees	$0	150
Additional Noninterest Income	$320,000	3,172
Total noninterest expense	$3,906,000	2,017
Salaries and employee benefits	$2,265,000	1,894
Premises and equipment expense	$423,000	2,631
Additional noninterest expense	$1,218,000	1,963
Pre-tax net operating income	$2,342,000	1,778
Securities gains (losses)	$555,000	539
Applicable income taxes	$807,000	1,606
Income before extraordinary items	$2,090,000	1,557
Extraordinary gains, net	$0	30
Net income	$2,090,000	1,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,535
Cash dividends	$670,000	1,763
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,690,400	1,789
2003-03-31 (YTD Data)		Rank
Total interest income	$4,050,000	1,813
Total interest expense	$1,526,000	1,621
Net interest income	$2,524,000	1,938
Provision for loan and lease losses	$38,000	4,186
Total noninterest income	$644,000	1,894
Gross Fiduciary activities income	$290,000	374
Service charges on deposit accounts	$203,000	1,994
Trading account gains and fees	$0	134
Additional Noninterest Income	$151,000	3,200
Total noninterest expense	$1,985,000	1,972
Salaries and employee benefits	$1,173,000	1,820
Premises and equipment expense	$211,000	2,633
Additional noninterest expense	$601,000	1,966
Pre-tax net operating income	$1,145,000	1,821
Securities gains (losses)	$337,000	473
Applicable income taxes	$417,000	1,564
Income before extraordinary items	$1,065,000	1,516
Extraordinary gains, net	$0	21
Net income	$1,065,000	1,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,979
Cash dividends	$335,000	1,651
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$822,360	1,816
2002-12-31 (YTD Data)		Rank
Total interest income	$16,153,000	1,903
Total interest expense	$6,898,000	1,652
Net interest income	$9,255,000	2,089
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$2,487,000	1,806
Gross Fiduciary activities income	$1,100,000	387
Service charges on deposit accounts	$653,000	2,397
Trading account gains and fees	$0	153
Additional Noninterest Income	$734,000	2,640
Total noninterest expense	$7,734,000	1,949
Salaries and employee benefits	$4,225,000	1,910
Premises and equipment expense	$875,000	2,475
Additional noninterest expense	$2,634,000	1,773
Pre-tax net operating income	$3,708,000	2,117
Securities gains (losses)	$634,000	566
Applicable income taxes	$1,127,000	2,018
Income before extraordinary items	$3,215,000	1,858
Extraordinary gains, net	$0	70
Net income	$3,215,000	1,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,849
Cash dividends	$1,300,000	1,827
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,745,840	2,096
2001-12-31 (YTD Data)		Rank
Total interest income	$17,075,000	2,005
Total interest expense	$8,301,000	1,952
Net interest income	$8,774,000	2,031
Provision for loan and lease losses	$150,000	4,756
Total noninterest income	$2,257,000	1,828
Gross Fiduciary activities income	$1,070,000	407
Service charges on deposit accounts	$655,000	2,277
Trading account gains and fees	$0	177
Additional Noninterest Income	$532,000	3,021
Total noninterest expense	$6,727,000	2,130
Salaries and employee benefits	$3,834,000	1,962
Premises and equipment expense	$733,000	2,839
Additional noninterest expense	$2,160,000	2,081
Pre-tax net operating income	$4,154,000	1,710
Securities gains (losses)	$130,000	1,527
Applicable income taxes	$1,374,000	1,629
Income before extraordinary items	$2,910,000	1,806
Extraordinary gains, net	$0	105
Net income	$2,910,000	1,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,863
Cash dividends	$1,740,000	1,475
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,821,600	1,795
2000-12-31 (YTD Data)		Rank
Total interest income	$16,465,000	2,140
Total interest expense	$8,284,000	2,076
Net interest income	$8,181,000	2,171
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$2,021,000	1,857
Gross Fiduciary activities income	$1,108,000	405
Service charges on deposit accounts	$527,000	2,575
Trading account gains and fees	$0	180
Additional Noninterest Income	$386,000	3,435
Total noninterest expense	$5,755,000	2,370
Salaries and employee benefits	$3,395,000	2,106
Premises and equipment expense	$651,000	3,064
Additional noninterest expense	$1,709,000	2,507
Pre-tax net operating income	$4,267,000	1,721
Securities gains (losses)	$-64,000	9,284
Applicable income taxes	$1,356,000	1,642
Income before extraordinary items	$2,847,000	1,830
Extraordinary gains, net	$0	38
Net income	$2,847,000	1,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,827
Cash dividends	$1,330,000	1,812
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,890,520	1,804
1999-12-31 (YTD Data)		Rank
Total interest income	$14,468,000	2,250
Total interest expense	$6,683,000	2,206
Net interest income	$7,785,000	2,262
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$1,981,000	1,871
Gross Fiduciary activities income	$1,121,000	441
Service charges on deposit accounts	$509,000	2,593
Trading account gains and fees	$0	173
Additional Noninterest Income	$351,000	3,689
Total noninterest expense	$5,489,000	2,466
Salaries and employee benefits	$2,879,000	2,444
Premises and equipment expense	$695,000	2,874
Additional noninterest expense	$1,915,000	2,284
Pre-tax net operating income	$4,157,000	1,783
Securities gains (losses)	$-2,000	8,771
Applicable income taxes	$1,475,000	1,623
Income before extraordinary items	$2,680,000	1,975
Extraordinary gains, net	$0	35
Net income	$2,680,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,256
Cash dividends	$1,120,000	2,072
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,681,300	1,939
1998-12-31 (YTD Data)		Rank
Total interest income	$13,342,000	2,438
Total interest expense	$6,044,000	2,505
Net interest income	$7,298,000	2,338
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$1,824,000	1,967
Gross Fiduciary activities income	$1,031,000	455
Service charges on deposit accounts	$468,000	2,702
Trading account gains and fees	$0	224
Additional Noninterest Income	$325,000	3,847
Total noninterest expense	$5,254,000	2,478
Salaries and employee benefits	$2,632,000	2,567
Premises and equipment expense	$670,000	2,879
Additional noninterest expense	$1,952,000	2,151
Pre-tax net operating income	$3,748,000	1,943
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,305,000	1,842
Income before extraordinary items	$2,443,000	2,134
Extraordinary gains, net	$0	32
Net income	$2,443,000	2,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,910
Cash dividends	$3,064,000	955
Sale, conversion, retirement of capital stock, net	$-351,000	10,382
Net operating income	$2,443,000	2,066
1997-12-31 (YTD Data)		Rank
Total interest income	$12,624,000	2,597
Total interest expense	$5,707,000	2,619
Net interest income	$6,917,000	2,508
Provision for loan and lease losses	$50,000	6,616
Total noninterest income	$1,486,000	2,210
Gross Fiduciary activities income	$934,000	493
Service charges on deposit accounts	$342,000	3,686
Trading account gains and fees	$0	239
Additional Noninterest Income	$210,000	4,846
Total noninterest expense	$4,765,000	2,688
Salaries and employee benefits	$2,399,000	2,758
Premises and equipment expense	$574,000	3,278
Additional noninterest expense	$1,792,000	2,314
Pre-tax net operating income	$3,588,000	2,094
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$1,402,000	1,800
Income before extraordinary items	$2,190,000	2,377
Extraordinary gains, net	$0	44
Net income	$2,190,000	2,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,640
Cash dividends	$816,000	2,522
Sale, conversion, retirement of capital stock, net	$107,000	760
Net operating income	$2,187,440	2,323
1996-12-31 (YTD Data)		Rank
Total interest income	$12,074,000	2,740
Total interest expense	$5,518,000	2,758
Net interest income	$6,556,000	2,706
Provision for loan and lease losses	$275,000	2,762
Total noninterest income	$1,733,000	2,067
Gross Fiduciary activities income	$752,000	597
Service charges on deposit accounts	$317,000	4,060
Trading account gains and fees	$0	262
Additional Noninterest Income	$664,000	2,395
Total noninterest expense	$4,570,000	2,973
Salaries and employee benefits	$2,374,000	2,830
Premises and equipment expense	$496,000	3,803
Additional noninterest expense	$1,700,000	2,819
Pre-tax net operating income	$3,444,000	2,080
Securities gains (losses)	$12,000	2,365
Applicable income taxes	$1,342,000	1,784
Income before extraordinary items	$2,114,000	2,325
Extraordinary gains, net	$0	53
Net income	$2,114,000	2,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	2,738
Cash dividends	$625,000	2,959
Sale, conversion, retirement of capital stock, net	$-341,000	11,387
Net operating income	$2,106,320	2,284
1995-12-31 (YTD Data)		Rank
Total interest income	$10,967,000	3,023
Total interest expense	$5,290,000	2,884
Net interest income	$5,677,000	3,142
Provision for loan and lease losses	$250,000	2,552
Total noninterest income	$1,250,000	2,623
Gross Fiduciary activities income	$693,000	641
Service charges on deposit accounts	$269,000	4,688
Trading account gains and fees	$0	522
Additional Noninterest Income	$288,000	4,102
Total noninterest expense	$4,319,000	3,104
Salaries and employee benefits	$2,242,000	2,971
Premises and equipment expense	$352,000	4,999
Additional noninterest expense	$1,725,000	2,717
Pre-tax net operating income	$2,358,000	3,015
Securities gains (losses)	$192,000	687
Applicable income taxes	$990,000	2,404
Income before extraordinary items	$1,560,000	3,132
Extraordinary gains, net	$0	65
Net income	$1,560,000	3,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	1,609
Cash dividends	$516,000	3,243
Sale, conversion, retirement of capital stock, net	$-126,000	10,473
Net operating income	$1,437,120	3,345
1994-12-31 (YTD Data)		Rank
Total interest income	$9,542,000	3,168
Total interest expense	$4,034,000	3,022
Net interest income	$5,508,000	3,244
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$1,218,000	2,710
Gross Fiduciary activities income	$746,000	603
Service charges on deposit accounts	$244,000	5,135
Trading account gains and fees	$0	475
Additional Noninterest Income	$228,000	4,839
Total noninterest expense	$4,223,000	3,248
Salaries and employee benefits	$2,143,000	3,082
Premises and equipment expense	$317,000	5,473
Additional noninterest expense	$1,763,000	2,883
Pre-tax net operating income	$2,436,000	2,898
Securities gains (losses)	$7,000	2,440
Applicable income taxes	$923,000	2,412
Income before extraordinary items	$1,520,000	3,139
Extraordinary gains, net	$0	249
Net income	$1,520,000	3,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,738
Cash dividends	$516,000	3,111
Sale, conversion, retirement of capital stock, net	$-188,000	12,526
Net operating income	$1,515,520	3,167
1993-12-31 (YTD Data)		Rank
Total interest income	$10,761,000	2,876
Total interest expense	$4,979,000	2,578
Net interest income	$5,782,000	3,135
Provision for loan and lease losses	$0	10,371
Total noninterest income	$1,109,000	3,092
Gross Fiduciary activities income	$720,000	638
Service charges on deposit accounts	$219,000	5,619
Trading account gains and fees	$0	532
Additional Noninterest Income	$170,000	6,167
Total noninterest expense	$4,316,000	3,247
Salaries and employee benefits	$2,134,000	3,071
Premises and equipment expense	$294,000	5,963
Additional noninterest expense	$1,888,000	2,864
Pre-tax net operating income	$2,575,000	2,643
Securities gains (losses)	$41,000	3,697
Applicable income taxes	$968,000	2,337
Income before extraordinary items	$1,648,000	2,967
Extraordinary gains, net	$-12,000	12,346
Net income	$1,636,000	3,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	1,919
Cash dividends	$484,000	3,197
Sale, conversion, retirement of capital stock, net	$22,000	1,074
Net operating income	$1,621,760	2,849
1992-12-31 (YTD Data)		Rank
Total interest income	$12,682,000	2,773
Total interest expense	$7,137,000	2,359
Net interest income	$5,545,000	3,303
Provision for loan and lease losses	$680,000	2,419
Total noninterest income	$1,001,000	3,318
Gross Fiduciary activities income	$717,000	650
Service charges on deposit accounts	$190,000	6,193
Trading account gains and fees	$0	504
Additional Noninterest Income	$94,000	8,290
Total noninterest expense	$4,255,000	3,315
Salaries and employee benefits	$1,905,000	3,349
Premises and equipment expense	$289,000	6,140
Additional noninterest expense	$2,061,000	2,727
Pre-tax net operating income	$1,611,000	3,775
Securities gains (losses)	$125,000	2,651
Applicable income taxes	$585,000	3,501
Income before extraordinary items	$1,151,000	3,957
Extraordinary gains, net	$0	1,422
Net income	$1,151,000	3,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$764,000	1,868
Cash dividends	$444,000	3,092
Sale, conversion, retirement of capital stock, net	$66,000	890
Net operating income	$1,068,500	3,933

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.