Home > Saehan Bank > Income and Expense
Saehan Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,782,000 | 1,224 |
| Total interest expense | $2,945,000 | 898 |
| Net interest income | $12,837,000 | 1,281 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $4,230,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,420,000 | 743 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,810,000 | 1,015 |
| Total noninterest expense | $15,370,000 | 998 |
| Salaries and employee benefits | $8,318,000 | 969 |
| Premises and equipment expense | $2,927,000 | 640 |
| Additional noninterest expense | $4,125,000 | 1,214 |
| Pre-tax net operating income | $1,697,000 | 2,711 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $1,694,000 | 2,414 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,694,000 | 2,418 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,694,000 | 2,418 |
| Net charge-offs | $1,229,000 | 868 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,691,000 | 2,353 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,347,000 | 1,231 |
| Total interest expense | $2,031,000 | 884 |
| Net interest income | $8,316,000 | 1,290 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,894,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $950,000 | 721 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,944,000 | 1,014 |
| Total noninterest expense | $10,385,000 | 974 |
| Salaries and employee benefits | $5,573,000 | 966 |
| Premises and equipment expense | $1,961,000 | 636 |
| Additional noninterest expense | $2,851,000 | 1,166 |
| Pre-tax net operating income | $825,000 | 3,278 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $825,000 | 3,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $825,000 | 3,006 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $825,000 | 3,007 |
| Net charge-offs | $572,000 | 1,139 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $822,000 | 2,926 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 1,283 |
| Total interest expense | $1,248,000 | 745 |
| Net interest income | $3,718,000 | 1,443 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,292,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $469,000 | 724 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $823,000 | 1,127 |
| Total noninterest expense | $4,848,000 | 1,059 |
| Salaries and employee benefits | $2,609,000 | 1,048 |
| Premises and equipment expense | $921,000 | 677 |
| Additional noninterest expense | $1,318,000 | 1,253 |
| Pre-tax net operating income | $162,000 | 4,762 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $159,000 | 4,650 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $159,000 | 4,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $159,000 | 4,652 |
| Net charge-offs | $513,000 | 760 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $159,000 | 4,548 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,325,000 | 1,245 |
| Total interest expense | $5,839,000 | 749 |
| Net interest income | $15,486,000 | 1,419 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $5,633,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,723,000 | 819 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,910,000 | 978 |
| Total noninterest expense | $20,916,000 | 955 |
| Salaries and employee benefits | $10,052,000 | 1,049 |
| Premises and equipment expense | $3,938,000 | 610 |
| Additional noninterest expense | $6,926,000 | 1,010 |
| Pre-tax net operating income | $203,000 | 5,675 |
| Securities gains (losses) | $886,000 | 597 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,087,000 | 3,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,087,000 | 3,743 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,087,000 | 3,744 |
| Net charge-offs | $3,714,000 | 729 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $201,000 | 5,612 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,278,000 | 1,258 |
| Total interest expense | $4,504,000 | 769 |
| Net interest income | $11,774,000 | 1,409 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $3,846,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,236,000 | 863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,610,000 | 1,045 |
| Total noninterest expense | $15,570,000 | 966 |
| Salaries and employee benefits | $7,229,000 | 1,076 |
| Premises and equipment expense | $2,956,000 | 608 |
| Additional noninterest expense | $5,385,000 | 970 |
| Pre-tax net operating income | $50,000 | 6,148 |
| Securities gains (losses) | $886,000 | 457 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $932,000 | 3,567 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $932,000 | 3,567 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $932,000 | 3,569 |
| Net charge-offs | $3,242,000 | 641 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $46,000 | 6,149 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,877,000 | 1,265 |
| Total interest expense | $3,060,000 | 783 |
| Net interest income | $7,817,000 | 1,418 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,197,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $819,000 | 854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,378,000 | 1,208 |
| Total noninterest expense | $10,325,000 | 970 |
| Salaries and employee benefits | $4,752,000 | 1,099 |
| Premises and equipment expense | $2,014,000 | 594 |
| Additional noninterest expense | $3,559,000 | 975 |
| Pre-tax net operating income | $-311,000 | 6,701 |
| Securities gains (losses) | $790,000 | 356 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $477,000 | 4,069 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 4,072 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $477,000 | 4,073 |
| Net charge-offs | $1,413,000 | 894 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-313,000 | 6,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,220 |
| Total interest expense | $1,529,000 | 816 |
| Net interest income | $4,116,000 | 1,344 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,050,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $418,000 | 824 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $632,000 | 1,277 |
| Total noninterest expense | $4,892,000 | 1,017 |
| Salaries and employee benefits | $2,215,000 | 1,179 |
| Premises and equipment expense | $1,060,000 | 569 |
| Additional noninterest expense | $1,617,000 | 1,053 |
| Pre-tax net operating income | $274,000 | 3,989 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $273,000 | 3,808 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 3,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $273,000 | 3,811 |
| Net charge-offs | $312,000 | 1,452 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $273,000 | 3,646 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,172,000 | 1,120 |
| Total interest expense | $7,936,000 | 732 |
| Net interest income | $17,236,000 | 1,288 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $6,686,000 | 825 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,916,000 | 760 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,770,000 | 731 |
| Total noninterest expense | $21,602,000 | 911 |
| Salaries and employee benefits | $8,950,000 | 1,095 |
| Premises and equipment expense | $4,547,000 | 550 |
| Additional noninterest expense | $8,105,000 | 882 |
| Pre-tax net operating income | $2,320,000 | 2,242 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $-110,000 | 6,828 |
| Income before extraordinary items | $2,433,000 | 1,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,433,000 | 1,916 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,433,000 | 1,916 |
| Net charge-offs | $8,964,000 | 515 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,430,000 | 1,832 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,357,000 | 1,114 |
| Total interest expense | $6,393,000 | 706 |
| Net interest income | $12,964,000 | 1,291 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $5,973,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,474,000 | 746 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,499,000 | 630 |
| Total noninterest expense | $16,741,000 | 884 |
| Salaries and employee benefits | $6,567,000 | 1,128 |
| Premises and equipment expense | $3,446,000 | 548 |
| Additional noninterest expense | $6,728,000 | 792 |
| Pre-tax net operating income | $2,196,000 | 1,940 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $-110,000 | 7,006 |
| Income before extraordinary items | $2,309,000 | 1,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,309,000 | 1,635 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,309,000 | 1,635 |
| Net charge-offs | $3,926,000 | 759 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,306,000 | 1,560 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,218,000 | 1,091 |
| Total interest expense | $4,837,000 | 655 |
| Net interest income | $8,381,000 | 1,325 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $4,212,000 | 700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $993,000 | 735 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,219,000 | 585 |
| Total noninterest expense | $11,120,000 | 898 |
| Salaries and employee benefits | $4,383,000 | 1,143 |
| Premises and equipment expense | $2,380,000 | 534 |
| Additional noninterest expense | $4,357,000 | 830 |
| Pre-tax net operating income | $1,473,000 | 1,912 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $1,475,000 | 1,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,475,000 | 1,648 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,475,000 | 1,648 |
| Net charge-offs | $3,245,000 | 647 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,472,000 | 1,578 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 1,062 |
| Total interest expense | $2,555,000 | 637 |
| Net interest income | $4,263,000 | 1,313 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $2,055,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $507,000 | 702 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,548,000 | 612 |
| Total noninterest expense | $5,353,000 | 933 |
| Salaries and employee benefits | $2,123,000 | 1,183 |
| Premises and equipment expense | $1,168,000 | 557 |
| Additional noninterest expense | $2,062,000 | 871 |
| Pre-tax net operating income | $965,000 | 1,494 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $967,000 | 1,277 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $967,000 | 1,276 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $967,000 | 1,277 |
| Net charge-offs | $2,239,000 | 504 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $964,000 | 1,241 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,831,000 | 991 |
| Total interest expense | $13,566,000 | 588 |
| Net interest income | $17,265,000 | 1,304 |
| Provision for loan and lease losses | $12,909,000 | 537 |
| Total noninterest income | $-1,660,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,039,000 | 742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,699,000 | 7,615 |
| Total noninterest expense | $23,444,000 | 854 |
| Salaries and employee benefits | $8,422,000 | 1,169 |
| Premises and equipment expense | $4,921,000 | 519 |
| Additional noninterest expense | $10,101,000 | 744 |
| Pre-tax net operating income | $-20,748,000 | 7,523 |
| Securities gains (losses) | $51,000 | 2,642 |
| Applicable income taxes | $-13,000 | 6,587 |
| Income before extraordinary items | $-20,684,000 | 7,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,684,000 | 7,522 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-20,684,000 | 7,522 |
| Net charge-offs | $28,761,000 | 247 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-20,735,000 | 7,519 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,445,000 | 988 |
| Total interest expense | $8,624,000 | 722 |
| Net interest income | $14,821,000 | 1,133 |
| Provision for loan and lease losses | $6,495,000 | 714 |
| Total noninterest income | $-833,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,521,000 | 758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,354,000 | 7,717 |
| Total noninterest expense | $18,518,000 | 798 |
| Salaries and employee benefits | $6,240,000 | 1,172 |
| Premises and equipment expense | $3,699,000 | 517 |
| Additional noninterest expense | $8,579,000 | 634 |
| Pre-tax net operating income | $-11,025,000 | 7,573 |
| Securities gains (losses) | $51,000 | 2,392 |
| Applicable income taxes | $147,000 | 2,815 |
| Income before extraordinary items | $-11,121,000 | 7,598 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,121,000 | 7,598 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,121,000 | 7,598 |
| Net charge-offs | $18,293,000 | 282 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,172,000 | 7,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,769,000 | 992 |
| Total interest expense | $5,794,000 | 741 |
| Net interest income | $9,975,000 | 1,132 |
| Provision for loan and lease losses | $5,017,000 | 636 |
| Total noninterest income | $-1,451,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,006,000 | 764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,457,000 | 7,805 |
| Total noninterest expense | $12,059,000 | 819 |
| Salaries and employee benefits | $4,111,000 | 1,195 |
| Premises and equipment expense | $2,486,000 | 516 |
| Additional noninterest expense | $5,462,000 | 667 |
| Pre-tax net operating income | $-8,552,000 | 7,661 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $185,000 | 2,206 |
| Income before extraordinary items | $-8,691,000 | 7,675 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,691,000 | 7,675 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,691,000 | 7,675 |
| Net charge-offs | $15,904,000 | 234 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,737,000 | 7,675 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 1,035 |
| Total interest expense | $2,975,000 | 764 |
| Net interest income | $4,774,000 | 1,195 |
| Provision for loan and lease losses | $5,017,000 | 374 |
| Total noninterest income | $-346,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $532,000 | 727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-878,000 | 7,901 |
| Total noninterest expense | $5,203,000 | 957 |
| Salaries and employee benefits | $2,059,000 | 1,198 |
| Premises and equipment expense | $1,235,000 | 534 |
| Additional noninterest expense | $1,909,000 | 934 |
| Pre-tax net operating income | $-5,792,000 | 7,791 |
| Securities gains (losses) | $32,000 | 1,332 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-5,760,000 | 7,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,760,000 | 7,807 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,760,000 | 7,807 |
| Net charge-offs | $10,132,000 | 212 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,792,000 | 7,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,373,000 | 906 |
| Total interest expense | $20,670,000 | 550 |
| Net interest income | $16,703,000 | 1,330 |
| Provision for loan and lease losses | $50,815,000 | 239 |
| Total noninterest income | $1,372,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,427,000 | 690 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,055,000 | 7,879 |
| Total noninterest expense | $23,931,000 | 880 |
| Salaries and employee benefits | $9,243,000 | 1,064 |
| Premises and equipment expense | $5,071,000 | 526 |
| Additional noninterest expense | $9,617,000 | 828 |
| Pre-tax net operating income | $-56,671,000 | 7,874 |
| Securities gains (losses) | $358,000 | 1,088 |
| Applicable income taxes | $-786,000 | 7,201 |
| Income before extraordinary items | $-55,527,000 | 7,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-55,527,000 | 7,876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-55,527,000 | 7,876 |
| Net charge-offs | $30,935,000 | 283 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-55,881,420 | 7,881 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $28,850,000 | 891 |
| Total interest expense | $16,736,000 | 539 |
| Net interest income | $12,114,000 | 1,372 |
| Provision for loan and lease losses | $47,506,000 | 211 |
| Total noninterest income | $2,844,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,871,000 | 673 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $973,000 | 1,865 |
| Total noninterest expense | $17,653,000 | 877 |
| Salaries and employee benefits | $6,984,000 | 1,067 |
| Premises and equipment expense | $3,789,000 | 541 |
| Additional noninterest expense | $6,880,000 | 818 |
| Pre-tax net operating income | $-50,201,000 | 7,984 |
| Securities gains (losses) | $24,000 | 2,669 |
| Applicable income taxes | $-20,903,000 | 8,029 |
| Income before extraordinary items | $-29,274,000 | 7,945 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-29,274,000 | 7,943 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-29,274,000 | 7,944 |
| Net charge-offs | $26,497,000 | 242 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-29,289,360 | 7,946 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,700,000 | 885 |
| Total interest expense | $11,221,000 | 564 |
| Net interest income | $8,479,000 | 1,310 |
| Provision for loan and lease losses | $35,126,000 | 200 |
| Total noninterest income | $540,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,301,000 | 636 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-761,000 | 8,110 |
| Total noninterest expense | $11,571,000 | 926 |
| Salaries and employee benefits | $4,802,000 | 1,054 |
| Premises and equipment expense | $2,507,000 | 554 |
| Additional noninterest expense | $4,262,000 | 893 |
| Pre-tax net operating income | $-37,678,000 | 8,078 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $-15,712,000 | 8,121 |
| Income before extraordinary items | $-21,956,000 | 8,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,956,000 | 8,044 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-21,956,000 | 8,044 |
| Net charge-offs | $14,561,000 | 292 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-21,962,400 | 8,039 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,025,000 | 879 |
| Total interest expense | $4,961,000 | 680 |
| Net interest income | $5,064,000 | 1,078 |
| Provision for loan and lease losses | $230,000 | 2,661 |
| Total noninterest income | $424,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $656,000 | 618 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-232,000 | 8,163 |
| Total noninterest expense | $5,088,000 | 990 |
| Salaries and employee benefits | $2,432,000 | 1,044 |
| Premises and equipment expense | $1,259,000 | 559 |
| Additional noninterest expense | $1,397,000 | 1,190 |
| Pre-tax net operating income | $170,000 | 4,304 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $26,000 | 3,394 |
| Income before extraordinary items | $144,000 | 4,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $144,000 | 4,425 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $144,000 | 4,425 |
| Net charge-offs | $946,000 | 984 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $144,000 | 4,264 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $52,321,000 | 708 |
| Total interest expense | $24,190,000 | 657 |
| Net interest income | $28,131,000 | 771 |
| Provision for loan and lease losses | $29,786,000 | 270 |
| Total noninterest income | $5,259,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,547,000 | 681 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,712,000 | 1,050 |
| Total noninterest expense | $23,264,000 | 858 |
| Salaries and employee benefits | $11,828,000 | 841 |
| Premises and equipment expense | $4,974,000 | 551 |
| Additional noninterest expense | $6,462,000 | 993 |
| Pre-tax net operating income | $-19,660,000 | 8,099 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-8,306,000 | 8,176 |
| Income before extraordinary items | $-11,354,000 | 8,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,354,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,878,000 | 296 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-11,354,000 | 8,052 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,071,000 | 705 |
| Total interest expense | $18,719,000 | 669 |
| Net interest income | $22,352,000 | 752 |
| Provision for loan and lease losses | $10,340,000 | 393 |
| Total noninterest income | $4,141,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,872,000 | 704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,269,000 | 1,009 |
| Total noninterest expense | $17,110,000 | 862 |
| Salaries and employee benefits | $8,991,000 | 856 |
| Premises and equipment expense | $3,675,000 | 566 |
| Additional noninterest expense | $4,444,000 | 1,031 |
| Pre-tax net operating income | $-957,000 | 7,509 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-810,000 | 7,998 |
| Income before extraordinary items | $-147,000 | 6,846 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-147,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,699,000 | 326 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-147,000 | 7,019 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $27,544,000 | 706 |
| Total interest expense | $12,882,000 | 667 |
| Net interest income | $14,662,000 | 751 |
| Provision for loan and lease losses | $5,988,000 | 378 |
| Total noninterest income | $2,873,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,237,000 | 698 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,636,000 | 977 |
| Total noninterest expense | $11,627,000 | 838 |
| Salaries and employee benefits | $6,305,000 | 813 |
| Premises and equipment expense | $2,437,000 | 566 |
| Additional noninterest expense | $2,885,000 | 1,038 |
| Pre-tax net operating income | $-80,000 | 7,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-212,000 | 7,990 |
| Income before extraordinary items | $132,000 | 6,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,191,000 | 405 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $132,000 | 6,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 694 |
| Total interest expense | $6,705,000 | 682 |
| Net interest income | $7,665,000 | 720 |
| Provision for loan and lease losses | $1,081,000 | 595 |
| Total noninterest income | $1,414,000 | 1,012 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $600,000 | 721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $814,000 | 990 |
| Total noninterest expense | $5,700,000 | 842 |
| Salaries and employee benefits | $3,163,000 | 816 |
| Premises and equipment expense | $1,152,000 | 607 |
| Additional noninterest expense | $1,385,000 | 1,044 |
| Pre-tax net operating income | $2,298,000 | 836 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $691,000 | 794 |
| Income before extraordinary items | $1,607,000 | 935 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,607,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $996,000 | 465 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,607,000 | 895 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $56,930,000 | 725 |
| Total interest expense | $25,321,000 | 772 |
| Net interest income | $31,609,000 | 703 |
| Provision for loan and lease losses | $3,983,000 | 500 |
| Total noninterest income | $9,022,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,279,000 | 774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,743,000 | 538 |
| Total noninterest expense | $23,878,000 | 775 |
| Salaries and employee benefits | $13,794,000 | 703 |
| Premises and equipment expense | $4,223,000 | 632 |
| Additional noninterest expense | $5,861,000 | 963 |
| Pre-tax net operating income | $12,770,000 | 673 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,824,000 | 563 |
| Income before extraordinary items | $7,946,000 | 817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,946,000 | 815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 880 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,946,000 | 808 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,774,000 | 738 |
| Total interest expense | $18,281,000 | 805 |
| Net interest income | $23,493,000 | 703 |
| Provision for loan and lease losses | $1,232,000 | 754 |
| Total noninterest income | $7,271,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,656,000 | 790 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,615,000 | 509 |
| Total noninterest expense | $18,999,000 | 729 |
| Salaries and employee benefits | $11,229,000 | 642 |
| Premises and equipment expense | $3,038,000 | 652 |
| Additional noninterest expense | $4,732,000 | 870 |
| Pre-tax net operating income | $10,533,000 | 671 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,881,000 | 571 |
| Income before extraordinary items | $6,652,000 | 790 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,652,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,891 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,652,000 | 781 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,205,000 | 766 |
| Total interest expense | $11,738,000 | 846 |
| Net interest income | $15,467,000 | 730 |
| Provision for loan and lease losses | $966,000 | 603 |
| Total noninterest income | $5,355,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,036,000 | 856 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,319,000 | 480 |
| Total noninterest expense | $12,975,000 | 725 |
| Salaries and employee benefits | $7,636,000 | 648 |
| Premises and equipment expense | $1,926,000 | 709 |
| Additional noninterest expense | $3,413,000 | 822 |
| Pre-tax net operating income | $6,881,000 | 718 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,660,000 | 576 |
| Income before extraordinary items | $4,221,000 | 867 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,221,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,243 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,221,000 | 854 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 800 |
| Total interest expense | $5,677,000 | 861 |
| Net interest income | $7,246,000 | 774 |
| Provision for loan and lease losses | $660,000 | 411 |
| Total noninterest income | $1,959,000 | 769 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $476,000 | 911 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,483,000 | 610 |
| Total noninterest expense | $6,084,000 | 769 |
| Salaries and employee benefits | $3,516,000 | 711 |
| Premises and equipment expense | $942,000 | 721 |
| Additional noninterest expense | $1,626,000 | 844 |
| Pre-tax net operating income | $2,461,000 | 963 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $839,000 | 827 |
| Income before extraordinary items | $1,622,000 | 1,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,622,000 | 1,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 676 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,622,000 | 1,073 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $43,195,000 | 903 |
| Total interest expense | $17,730,000 | 943 |
| Net interest income | $25,465,000 | 868 |
| Provision for loan and lease losses | $1,366,000 | 763 |
| Total noninterest income | $6,900,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,166,000 | 810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,734,000 | 703 |
| Total noninterest expense | $19,433,000 | 910 |
| Salaries and employee benefits | $11,491,000 | 837 |
| Premises and equipment expense | $2,892,000 | 874 |
| Additional noninterest expense | $5,050,000 | 1,052 |
| Pre-tax net operating income | $11,566,000 | 862 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,397,000 | 700 |
| Income before extraordinary items | $7,169,000 | 1,042 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,169,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,051 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,169,000 | 1,031 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $31,041,000 | 947 |
| Total interest expense | $12,342,000 | 990 |
| Net interest income | $18,699,000 | 905 |
| Provision for loan and lease losses | $796,000 | 949 |
| Total noninterest income | $5,023,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,701,000 | 788 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,322,000 | 752 |
| Total noninterest expense | $14,301,000 | 940 |
| Salaries and employee benefits | $8,310,000 | 884 |
| Premises and equipment expense | $2,120,000 | 896 |
| Additional noninterest expense | $3,871,000 | 1,045 |
| Pre-tax net operating income | $8,625,000 | 900 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,212,000 | 750 |
| Income before extraordinary items | $5,413,000 | 1,070 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,413,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,071 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,413,000 | 1,060 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,844,000 | 960 |
| Total interest expense | $7,473,000 | 1,022 |
| Net interest income | $12,371,000 | 912 |
| Provision for loan and lease losses | $796,000 | 651 |
| Total noninterest income | $3,534,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,238,000 | 707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,296,000 | 724 |
| Total noninterest expense | $9,432,000 | 954 |
| Salaries and employee benefits | $5,427,000 | 906 |
| Premises and equipment expense | $1,303,000 | 968 |
| Additional noninterest expense | $2,702,000 | 997 |
| Pre-tax net operating income | $5,677,000 | 910 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,184,000 | 743 |
| Income before extraordinary items | $3,493,000 | 1,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,493,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,493,000 | 1,086 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 960 |
| Total interest expense | $3,540,000 | 1,020 |
| Net interest income | $6,202,000 | 911 |
| Provision for loan and lease losses | $796,000 | 324 |
| Total noninterest income | $2,104,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $680,000 | 604 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,424,000 | 619 |
| Total noninterest expense | $4,790,000 | 935 |
| Salaries and employee benefits | $2,883,000 | 850 |
| Premises and equipment expense | $647,000 | 975 |
| Additional noninterest expense | $1,260,000 | 1,064 |
| Pre-tax net operating income | $2,720,000 | 932 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,143,000 | 715 |
| Income before extraordinary items | $1,577,000 | 1,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,577,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,577,000 | 1,163 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,210,000 | 1,091 |
| Total interest expense | $8,769,000 | 1,298 |
| Net interest income | $21,441,000 | 992 |
| Provision for loan and lease losses | $1,451,000 | 742 |
| Total noninterest income | $7,437,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,067,000 | 549 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,370,000 | 745 |
| Total noninterest expense | $15,883,000 | 1,077 |
| Salaries and employee benefits | $8,991,000 | 1,031 |
| Premises and equipment expense | $2,309,000 | 1,037 |
| Additional noninterest expense | $4,583,000 | 1,112 |
| Pre-tax net operating income | $11,544,000 | 855 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,282,000 | 730 |
| Income before extraordinary items | $7,262,000 | 998 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,262,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,310,000 | 288 |
| Net operating income | $7,262,000 | 980 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,853,000 | 1,155 |
| Total interest expense | $5,624,000 | 1,426 |
| Net interest income | $15,229,000 | 1,045 |
| Provision for loan and lease losses | $1,260,000 | 612 |
| Total noninterest income | $5,831,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,374,000 | 535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,457,000 | 726 |
| Total noninterest expense | $11,641,000 | 1,086 |
| Salaries and employee benefits | $6,537,000 | 1,048 |
| Premises and equipment expense | $1,695,000 | 1,053 |
| Additional noninterest expense | $3,409,000 | 1,111 |
| Pre-tax net operating income | $8,159,000 | 908 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,218,000 | 731 |
| Income before extraordinary items | $4,941,000 | 1,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,941,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 295 |
| Net operating income | $4,941,000 | 1,071 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,693,000 | 1,233 |
| Total interest expense | $3,234,000 | 1,553 |
| Net interest income | $9,459,000 | 1,117 |
| Provision for loan and lease losses | $720,000 | 698 |
| Total noninterest income | $4,158,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,554,000 | 535 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,604,000 | 655 |
| Total noninterest expense | $7,934,000 | 1,052 |
| Salaries and employee benefits | $4,377,000 | 1,037 |
| Premises and equipment expense | $1,095,000 | 1,086 |
| Additional noninterest expense | $2,462,000 | 1,023 |
| Pre-tax net operating income | $4,963,000 | 960 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,022,000 | 754 |
| Income before extraordinary items | $2,941,000 | 1,199 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,941,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-190,000 | 8,755 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 197 |
| Net operating income | $2,941,000 | 1,175 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 1,338 |
| Total interest expense | $1,388,000 | 1,722 |
| Net interest income | $4,343,000 | 1,216 |
| Provision for loan and lease losses | $370,000 | 642 |
| Total noninterest income | $1,748,000 | 799 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $692,000 | 577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,056,000 | 752 |
| Total noninterest expense | $3,718,000 | 1,123 |
| Salaries and employee benefits | $2,053,000 | 1,110 |
| Premises and equipment expense | $505,000 | 1,201 |
| Additional noninterest expense | $1,160,000 | 1,066 |
| Pre-tax net operating income | $2,003,000 | 1,153 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $771,000 | 937 |
| Income before extraordinary items | $1,232,000 | 1,387 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,232,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,761 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,232,000 | 1,359 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,153,000 | 1,673 |
| Total interest expense | $3,557,000 | 2,276 |
| Net interest income | $13,596,000 | 1,487 |
| Provision for loan and lease losses | $437,000 | 2,208 |
| Total noninterest income | $6,860,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,525,000 | 696 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,335,000 | 744 |
| Total noninterest expense | $12,164,000 | 1,347 |
| Salaries and employee benefits | $6,630,000 | 1,328 |
| Premises and equipment expense | $1,648,000 | 1,398 |
| Additional noninterest expense | $3,886,000 | 1,281 |
| Pre-tax net operating income | $7,855,000 | 1,121 |
| Securities gains (losses) | $-140,000 | 8,769 |
| Applicable income taxes | $2,852,000 | 941 |
| Income before extraordinary items | $4,863,000 | 1,328 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,863,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,512 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,952,600 | 1,278 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,155,000 | 1,745 |
| Total interest expense | $2,439,000 | 2,404 |
| Net interest income | $9,716,000 | 1,553 |
| Provision for loan and lease losses | $137,000 | 3,698 |
| Total noninterest income | $5,433,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,858,000 | 710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,575,000 | 712 |
| Total noninterest expense | $9,018,000 | 1,361 |
| Salaries and employee benefits | $5,128,000 | 1,288 |
| Premises and equipment expense | $1,204,000 | 1,437 |
| Additional noninterest expense | $2,686,000 | 1,381 |
| Pre-tax net operating income | $5,994,000 | 1,103 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,325,000 | 903 |
| Income before extraordinary items | $3,669,000 | 1,341 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,669,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,669,000 | 1,297 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,884,000 | 1,784 |
| Total interest expense | $1,545,000 | 2,510 |
| Net interest income | $6,339,000 | 1,571 |
| Provision for loan and lease losses | $137,000 | 2,923 |
| Total noninterest income | $3,983,000 | 731 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,224,000 | 711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,759,000 | 648 |
| Total noninterest expense | $6,095,000 | 1,338 |
| Salaries and employee benefits | $3,483,000 | 1,252 |
| Premises and equipment expense | $760,000 | 1,524 |
| Additional noninterest expense | $1,852,000 | 1,313 |
| Pre-tax net operating income | $4,090,000 | 1,060 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,727,000 | 814 |
| Income before extraordinary items | $2,363,000 | 1,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,363,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,980 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,363,000 | 1,319 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 1,768 |
| Total interest expense | $787,000 | 2,487 |
| Net interest income | $3,202,000 | 1,557 |
| Provision for loan and lease losses | $87,000 | 2,390 |
| Total noninterest income | $1,600,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $586,000 | 726 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,014,000 | 781 |
| Total noninterest expense | $2,942,000 | 1,397 |
| Salaries and employee benefits | $1,734,000 | 1,279 |
| Premises and equipment expense | $371,000 | 1,579 |
| Additional noninterest expense | $837,000 | 1,441 |
| Pre-tax net operating income | $1,773,000 | 1,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $734,000 | 951 |
| Income before extraordinary items | $1,039,000 | 1,535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,039,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,489 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,039,000 | 1,454 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,990,000 | 2,029 |
| Total interest expense | $3,698,000 | 2,392 |
| Net interest income | $10,292,000 | 1,887 |
| Provision for loan and lease losses | $258,000 | 3,483 |
| Total noninterest income | $5,989,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,301,000 | 738 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,688,000 | 947 |
| Total noninterest expense | $10,171,000 | 1,568 |
| Salaries and employee benefits | $5,538,000 | 1,556 |
| Premises and equipment expense | $1,417,000 | 1,608 |
| Additional noninterest expense | $3,216,000 | 1,536 |
| Pre-tax net operating income | $5,852,000 | 1,409 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $2,385,000 | 1,113 |
| Income before extraordinary items | $3,470,000 | 1,795 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,470,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,479 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,468,080 | 1,714 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 2,130 |
| Total interest expense | $2,837,000 | 2,428 |
| Net interest income | $7,340,000 | 2,006 |
| Provision for loan and lease losses | $238,000 | 2,964 |
| Total noninterest income | $4,554,000 | 995 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,771,000 | 727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,783,000 | 971 |
| Total noninterest expense | $7,270,000 | 1,669 |
| Salaries and employee benefits | $3,983,000 | 1,626 |
| Premises and equipment expense | $1,043,000 | 1,641 |
| Additional noninterest expense | $2,244,000 | 1,626 |
| Pre-tax net operating income | $4,386,000 | 1,462 |
| Securities gains (losses) | $-32,000 | 9,049 |
| Applicable income taxes | $1,768,000 | 1,164 |
| Income before extraordinary items | $2,586,000 | 1,858 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,586,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,993 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,606,480 | 1,755 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 2,140 |
| Total interest expense | $1,931,000 | 2,454 |
| Net interest income | $4,864,000 | 2,011 |
| Provision for loan and lease losses | $198,000 | 2,542 |
| Total noninterest income | $2,576,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,190,000 | 714 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,386,000 | 1,204 |
| Total noninterest expense | $4,814,000 | 1,671 |
| Salaries and employee benefits | $2,594,000 | 1,650 |
| Premises and equipment expense | $684,000 | 1,669 |
| Additional noninterest expense | $1,536,000 | 1,581 |
| Pre-tax net operating income | $2,428,000 | 1,722 |
| Securities gains (losses) | $-32,000 | 9,137 |
| Applicable income taxes | $1,037,000 | 1,329 |
| Income before extraordinary items | $1,359,000 | 2,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,359,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,671 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,379,480 | 2,146 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 2,183 |
| Total interest expense | $983,000 | 2,474 |
| Net interest income | $2,382,000 | 2,049 |
| Provision for loan and lease losses | $31,000 | 4,417 |
| Total noninterest income | $1,253,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $597,000 | 694 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $656,000 | 1,215 |
| Total noninterest expense | $2,357,000 | 1,686 |
| Salaries and employee benefits | $1,309,000 | 1,625 |
| Premises and equipment expense | $331,000 | 1,720 |
| Additional noninterest expense | $717,000 | 1,641 |
| Pre-tax net operating income | $1,247,000 | 1,683 |
| Securities gains (losses) | $-36,000 | 9,218 |
| Applicable income taxes | $482,000 | 1,416 |
| Income before extraordinary items | $729,000 | 2,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $729,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $752,040 | 1,962 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,076,000 | 2,183 |
| Total interest expense | $4,375,000 | 2,544 |
| Net interest income | $9,701,000 | 1,994 |
| Provision for loan and lease losses | $782,000 | 1,673 |
| Total noninterest income | $5,654,000 | 941 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,886,000 | 564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,768,000 | 1,052 |
| Total noninterest expense | $9,384,000 | 1,630 |
| Salaries and employee benefits | $4,801,000 | 1,672 |
| Premises and equipment expense | $1,268,000 | 1,744 |
| Additional noninterest expense | $3,315,000 | 1,426 |
| Pre-tax net operating income | $5,189,000 | 1,578 |
| Securities gains (losses) | $-18,000 | 8,978 |
| Applicable income taxes | $1,989,000 | 1,303 |
| Income before extraordinary items | $3,182,000 | 1,886 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,182,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,501 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,193,520 | 1,810 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,959,000 | 2,286 |
| Total interest expense | $6,013,000 | 2,660 |
| Net interest income | $8,946,000 | 1,995 |
| Provision for loan and lease losses | $2,010,000 | 693 |
| Total noninterest income | $5,102,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,072,000 | 487 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,030,000 | 1,236 |
| Total noninterest expense | $8,334,000 | 1,750 |
| Salaries and employee benefits | $4,151,000 | 1,798 |
| Premises and equipment expense | $1,091,000 | 1,963 |
| Additional noninterest expense | $3,092,000 | 1,505 |
| Pre-tax net operating income | $3,704,000 | 1,891 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $1,307,000 | 1,691 |
| Income before extraordinary items | $2,424,000 | 2,149 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,424,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 739 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,699,000 | 157 |
| Net operating income | $2,406,450 | 2,094 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,397,000 | 2,814 |
| Total interest expense | $4,601,000 | 3,556 |
| Net interest income | $7,796,000 | 2,275 |
| Provision for loan and lease losses | $1,208,000 | 904 |
| Total noninterest income | $3,645,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,158,000 | 616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,487,000 | 1,385 |
| Total noninterest expense | $6,429,000 | 2,144 |
| Salaries and employee benefits | $3,650,000 | 1,958 |
| Premises and equipment expense | $861,000 | 2,394 |
| Additional noninterest expense | $1,918,000 | 2,254 |
| Pre-tax net operating income | $3,804,000 | 1,918 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $1,438,000 | 1,572 |
| Income before extraordinary items | $2,354,000 | 2,199 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,354,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,714 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,361,680 | 2,199 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 3,646 |
| Total interest expense | $3,123,000 | 4,455 |
| Net interest income | $5,505,000 | 3,155 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $2,885,000 | 1,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,634,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,251,000 | 1,585 |
| Total noninterest expense | $5,710,000 | 2,375 |
| Salaries and employee benefits | $3,258,000 | 2,155 |
| Premises and equipment expense | $705,000 | 2,850 |
| Additional noninterest expense | $1,747,000 | 2,483 |
| Pre-tax net operating income | $2,320,000 | 2,971 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $716,000 | 2,866 |
| Income before extraordinary items | $1,599,000 | 3,088 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,599,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,602,450 | 3,046 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,501 |
| Total interest expense | $2,373,000 | 5,571 |
| Net interest income | $4,422,000 | 3,781 |
| Provision for loan and lease losses | $390,000 | 2,106 |
| Total noninterest income | $2,723,000 | 1,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,375,000 | 901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,348,000 | 1,502 |
| Total noninterest expense | $5,287,000 | 2,457 |
| Salaries and employee benefits | $2,745,000 | 2,463 |
| Premises and equipment expense | $638,000 | 2,999 |
| Additional noninterest expense | $1,904,000 | 2,203 |
| Pre-tax net operating income | $1,468,000 | 4,239 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $571,000 | 3,525 |
| Income before extraordinary items | $900,000 | 4,825 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $900,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,880 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $898,080 | 4,736 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 4,687 |
| Total interest expense | $2,335,000 | 5,671 |
| Net interest income | $4,328,000 | 3,947 |
| Provision for loan and lease losses | $582,000 | 1,581 |
| Total noninterest income | $2,551,000 | 1,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,267,000 | 994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,284,000 | 1,481 |
| Total noninterest expense | $5,473,000 | 2,361 |
| Salaries and employee benefits | $2,419,000 | 2,730 |
| Premises and equipment expense | $606,000 | 3,125 |
| Additional noninterest expense | $2,448,000 | 1,732 |
| Pre-tax net operating income | $824,000 | 6,435 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $343,000 | 5,369 |
| Income before extraordinary items | $481,000 | 7,095 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $481,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 918 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $481,000 | 7,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 5,183 |
| Total interest expense | $2,203,000 | 6,042 |
| Net interest income | $3,800,000 | 4,511 |
| Provision for loan and lease losses | $610,000 | 1,479 |
| Total noninterest income | $2,197,000 | 1,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $986,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,211,000 | 1,587 |
| Total noninterest expense | $4,236,000 | 3,165 |
| Salaries and employee benefits | $2,080,000 | 3,211 |
| Premises and equipment expense | $594,000 | 3,245 |
| Additional noninterest expense | $1,562,000 | 3,012 |
| Pre-tax net operating income | $1,151,000 | 5,256 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $467,000 | 4,376 |
| Income before extraordinary items | $684,000 | 5,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $684,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,188 |
| Cash dividends | $129,000 | 6,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $684,000 | 5,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 5,825 |
| Total interest expense | $1,658,000 | 7,250 |
| Net interest income | $3,542,000 | 4,813 |
| Provision for loan and lease losses | $793,000 | 1,130 |
| Total noninterest income | $1,854,000 | 1,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $874,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $980,000 | 1,829 |
| Total noninterest expense | $3,195,000 | 4,070 |
| Salaries and employee benefits | $1,620,000 | 4,006 |
| Premises and equipment expense | $506,000 | 3,729 |
| Additional noninterest expense | $1,069,000 | 4,129 |
| Pre-tax net operating income | $1,408,000 | 4,672 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $485,000 | 4,299 |
| Income before extraordinary items | $923,000 | 4,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $923,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,548 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $582,000 | 356 |
| Net operating income | $923,000 | 4,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 6,831 |
| Total interest expense | $1,074,000 | 8,381 |
| Net interest income | $2,827,000 | 5,867 |
| Provision for loan and lease losses | $594,000 | 1,361 |
| Total noninterest income | $1,664,000 | 2,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $700,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $964,000 | 1,883 |
| Total noninterest expense | $2,902,000 | 4,542 |
| Salaries and employee benefits | $1,398,000 | 4,572 |
| Premises and equipment expense | $435,000 | 4,285 |
| Additional noninterest expense | $1,069,000 | 4,450 |
| Pre-tax net operating income | $995,000 | 5,974 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $633,000 | 6,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $633,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $633,000 | 6,393 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 8,584 |
| Total interest expense | $807,000 | 10,018 |
| Net interest income | $2,043,000 | 7,546 |
| Provision for loan and lease losses | $525,000 | 2,025 |
| Total noninterest income | $1,317,000 | 2,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,633 |
| Total noninterest expense | $2,553,000 | 5,174 |
| Salaries and employee benefits | $1,277,000 | 4,960 |
| Premises and equipment expense | $398,000 | 4,731 |
| Additional noninterest expense | $878,000 | 5,484 |
| Pre-tax net operating income | $282,000 | 10,380 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $58,000 | 10,749 |
| Income before extraordinary items | $224,000 | 10,357 |
| Extraordinary gains, net | $262,000 | 797 |
| Net income | $486,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,944 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $224,000 | 10,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 10,066 |
| Total interest expense | $777,000 | 11,434 |
| Net interest income | $1,638,000 | 8,846 |
| Provision for loan and lease losses | $111,000 | 6,992 |
| Total noninterest income | $1,082,000 | 3,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $499,000 | 2,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 2,883 |
| Total noninterest expense | $2,136,000 | 6,069 |
| Salaries and employee benefits | $1,172,000 | 5,275 |
| Premises and equipment expense | $369,000 | 5,129 |
| Additional noninterest expense | $595,000 | 7,557 |
| Pre-tax net operating income | $473,000 | 8,609 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $147,000 | 573 |
| Net income | $427,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $280,000 | 9,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.