Home > Saddle River Valley Bank > Income and Expense
Saddle River Valley Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,000 | 6,806 |
| Total interest expense | $4,000 | 6,778 |
| Net interest income | $8,000 | 6,805 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $0 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 6,438 |
| Total noninterest expense | $8,998,000 | 2,104 |
| Salaries and employee benefits | $175,000 | 6,768 |
| Premises and equipment expense | $25,000 | 6,742 |
| Additional noninterest expense | $8,798,000 | 777 |
| Pre-tax net operating income | $-8,990,000 | 6,788 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-8,990,000 | 6,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,990,000 | 6,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-8,990,000 | 6,782 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-8,990,000 | 6,780 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,000 | 6,885 |
| Total interest expense | $4,000 | 6,853 |
| Net interest income | $8,000 | 6,883 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $0 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 6,563 |
| Total noninterest expense | $8,924,000 | 1,619 |
| Salaries and employee benefits | $133,000 | 6,844 |
| Premises and equipment expense | $23,000 | 6,792 |
| Additional noninterest expense | $8,768,000 | 594 |
| Pre-tax net operating income | $-8,916,000 | 6,882 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-8,916,000 | 6,874 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-8,916,000 | 6,874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-8,916,000 | 6,874 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-8,916,000 | 6,873 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,000 | 6,935 |
| Total interest expense | $2,000 | 6,906 |
| Net interest income | $7,000 | 6,932 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $0 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $0 | 6,604 |
| Total noninterest expense | $401,000 | 6,609 |
| Salaries and employee benefits | $91,000 | 6,895 |
| Premises and equipment expense | $17,000 | 6,825 |
| Additional noninterest expense | $293,000 | 5,649 |
| Pre-tax net operating income | $-394,000 | 6,644 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-394,000 | 6,685 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-394,000 | 6,686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-394,000 | 6,686 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-394,000 | 6,662 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,000 | 7,014 |
| Total interest expense | $1,000 | 6,982 |
| Net interest income | $3,000 | 7,012 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $0 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $227,000 | 6,594 |
| Salaries and employee benefits | $45,000 | 6,964 |
| Premises and equipment expense | $9,000 | 6,879 |
| Additional noninterest expense | $173,000 | 5,441 |
| Pre-tax net operating income | $-224,000 | 6,744 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-224,000 | 6,769 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-224,000 | 6,769 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-224,000 | 6,769 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-224,000 | 6,749 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 5,829 |
| Total interest expense | $433,000 | 5,398 |
| Net interest income | $2,029,000 | 5,840 |
| Provision for loan and lease losses | $24,000 | 5,539 |
| Total noninterest income | $-1,391,000 | 7,040 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $29,000 | 6,538 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,420,000 | 7,021 |
| Total noninterest expense | $3,639,000 | 4,279 |
| Salaries and employee benefits | $861,000 | 5,970 |
| Premises and equipment expense | $304,000 | 4,932 |
| Additional noninterest expense | $2,474,000 | 2,594 |
| Pre-tax net operating income | $-3,025,000 | 6,877 |
| Securities gains (losses) | $-202,000 | 6,963 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $-3,229,000 | 6,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,229,000 | 6,907 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,229,000 | 6,907 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,027,000 | 6,879 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 5,390 |
| Total interest expense | $432,000 | 4,977 |
| Net interest income | $2,027,000 | 5,394 |
| Provision for loan and lease losses | $24,000 | 5,330 |
| Total noninterest income | $-1,314,000 | 7,144 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $29,000 | 6,506 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,343,000 | 7,136 |
| Total noninterest expense | $3,138,000 | 3,932 |
| Salaries and employee benefits | $819,000 | 5,594 |
| Premises and equipment expense | $304,000 | 4,326 |
| Additional noninterest expense | $2,015,000 | 2,400 |
| Pre-tax net operating income | $-2,449,000 | 7,007 |
| Securities gains (losses) | $-202,000 | 7,069 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $-2,653,000 | 7,034 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,653,000 | 7,032 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,653,000 | 7,033 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,451,000 | 7,012 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 4,846 |
| Total interest expense | $374,000 | 4,480 |
| Net interest income | $1,748,000 | 4,854 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $26,000 | 6,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $2,433,000 | 3,573 |
| Salaries and employee benefits | $635,000 | 5,328 |
| Premises and equipment expense | $248,000 | 3,888 |
| Additional noninterest expense | $1,550,000 | 2,100 |
| Pre-tax net operating income | $-684,000 | 6,886 |
| Securities gains (losses) | $-202,000 | 7,149 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $-888,000 | 6,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-888,000 | 6,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-888,000 | 6,974 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-686,000 | 6,902 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 4,830 |
| Total interest expense | $201,000 | 4,443 |
| Net interest income | $881,000 | 4,856 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $1,367,000 | 3,301 |
| Salaries and employee benefits | $431,000 | 4,583 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $811,000 | 2,005 |
| Pre-tax net operating income | $-468,000 | 7,024 |
| Securities gains (losses) | $-202,000 | 7,237 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-670,000 | 7,119 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-670,000 | 7,118 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-670,000 | 7,119 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-468,000 | 7,036 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 5,060 |
| Total interest expense | $814,000 | 4,887 |
| Net interest income | $3,338,000 | 5,023 |
| Provision for loan and lease losses | $174,000 | 4,798 |
| Total noninterest income | $328,000 | 5,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $288,000 | 3,925 |
| Total noninterest expense | $6,492,000 | 2,862 |
| Salaries and employee benefits | $1,792,000 | 4,459 |
| Premises and equipment expense | $708,000 | 3,184 |
| Additional noninterest expense | $3,992,000 | 1,703 |
| Pre-tax net operating income | $-3,000,000 | 6,915 |
| Securities gains (losses) | $-12,000 | 6,896 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $-3,015,000 | 6,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,015,000 | 6,951 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,015,000 | 6,951 |
| Net charge-offs | $60,000 | 5,376 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,003,000 | 6,935 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 5,211 |
| Total interest expense | $572,000 | 5,137 |
| Net interest income | $2,431,000 | 5,120 |
| Provision for loan and lease losses | $151,000 | 4,476 |
| Total noninterest income | $305,000 | 4,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 6,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $283,000 | 3,545 |
| Total noninterest expense | $4,808,000 | 2,899 |
| Salaries and employee benefits | $1,421,000 | 4,307 |
| Premises and equipment expense | $539,000 | 3,182 |
| Additional noninterest expense | $2,848,000 | 1,779 |
| Pre-tax net operating income | $-2,223,000 | 7,027 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-2,224,000 | 7,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,224,000 | 7,084 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,224,000 | 7,084 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,224,000 | 7,066 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 5,367 |
| Total interest expense | $319,000 | 5,623 |
| Net interest income | $1,581,000 | 5,214 |
| Provision for loan and lease losses | $108,000 | 4,320 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,221 |
| Total noninterest expense | $2,197,000 | 3,921 |
| Salaries and employee benefits | $870,000 | 4,586 |
| Premises and equipment expense | $362,000 | 3,173 |
| Additional noninterest expense | $965,000 | 3,294 |
| Pre-tax net operating income | $-598,000 | 6,831 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-599,000 | 6,882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-599,000 | 6,881 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-599,000 | 6,882 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-599,000 | 6,873 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 5,554 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $753,000 | 5,329 |
| Provision for loan and lease losses | $108,000 | 3,259 |
| Total noninterest income | $68,000 | 5,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,183 |
| Total noninterest expense | $945,000 | 4,351 |
| Salaries and employee benefits | $428,000 | 4,675 |
| Premises and equipment expense | $176,000 | 3,290 |
| Additional noninterest expense | $341,000 | 4,165 |
| Pre-tax net operating income | $-232,000 | 6,863 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-232,000 | 6,925 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-232,000 | 6,925 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-232,000 | 6,925 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-232,000 | 6,911 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 5,701 |
| Total interest expense | $787,000 | 5,737 |
| Net interest income | $2,731,000 | 5,577 |
| Provision for loan and lease losses | $725,000 | 3,544 |
| Total noninterest income | $228,000 | 5,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $228,000 | 4,394 |
| Total noninterest expense | $3,226,000 | 4,807 |
| Salaries and employee benefits | $1,591,000 | 4,900 |
| Premises and equipment expense | $637,000 | 3,562 |
| Additional noninterest expense | $998,000 | 5,097 |
| Pre-tax net operating income | $-992,000 | 6,474 |
| Securities gains (losses) | $368,000 | 1,096 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-624,000 | 6,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-624,000 | 6,429 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-624,000 | 6,429 |
| Net charge-offs | $825,000 | 2,954 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-992,000 | 6,547 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 5,783 |
| Total interest expense | $641,000 | 5,734 |
| Net interest income | $2,028,000 | 5,669 |
| Provision for loan and lease losses | $557,000 | 3,364 |
| Total noninterest income | $153,000 | 6,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $153,000 | 4,625 |
| Total noninterest expense | $2,322,000 | 4,948 |
| Salaries and employee benefits | $1,159,000 | 5,015 |
| Premises and equipment expense | $477,000 | 3,614 |
| Additional noninterest expense | $686,000 | 5,319 |
| Pre-tax net operating income | $-698,000 | 6,648 |
| Securities gains (losses) | $363,000 | 944 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-335,000 | 6,561 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-335,000 | 6,561 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-335,000 | 6,561 |
| Net charge-offs | $521,000 | 3,023 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-698,000 | 6,723 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 5,814 |
| Total interest expense | $449,000 | 5,727 |
| Net interest income | $1,336,000 | 5,714 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $1,542,000 | 4,981 |
| Salaries and employee benefits | $769,000 | 5,041 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $467,000 | 5,268 |
| Pre-tax net operating income | $-150,000 | 6,364 |
| Securities gains (losses) | $223,000 | 889 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $73,000 | 5,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 5,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $73,000 | 5,728 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-150,000 | 6,436 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,875 |
| Total interest expense | $229,000 | 5,804 |
| Net interest income | $668,000 | 5,754 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $773,000 | 5,022 |
| Salaries and employee benefits | $377,000 | 5,147 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $246,000 | 5,161 |
| Pre-tax net operating income | $-85,000 | 6,610 |
| Securities gains (losses) | $223,000 | 484 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $138,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,522 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $138,000 | 4,521 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-85,000 | 6,645 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 6,302 |
| Total interest expense | $1,114,000 | 5,809 |
| Net interest income | $1,971,000 | 6,379 |
| Provision for loan and lease losses | $245,000 | 5,542 |
| Total noninterest income | $97,000 | 7,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $2,911,000 | 5,276 |
| Salaries and employee benefits | $1,382,000 | 5,429 |
| Premises and equipment expense | $574,000 | 3,989 |
| Additional noninterest expense | $955,000 | 5,350 |
| Pre-tax net operating income | $-1,088,000 | 6,285 |
| Securities gains (losses) | $31,000 | 2,860 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-1,059,000 | 6,388 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,059,000 | 6,389 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,059,000 | 6,389 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,090,000 | 6,403 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 6,460 |
| Total interest expense | $876,000 | 5,847 |
| Net interest income | $1,310,000 | 6,670 |
| Provision for loan and lease losses | $139,000 | 5,590 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $63,000 | 5,991 |
| Total noninterest expense | $2,136,000 | 5,337 |
| Salaries and employee benefits | $1,027,000 | 5,502 |
| Premises and equipment expense | $427,000 | 4,072 |
| Additional noninterest expense | $682,000 | 5,488 |
| Pre-tax net operating income | $-902,000 | 6,604 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-896,000 | 6,689 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-896,000 | 6,690 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-896,000 | 6,690 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-904,000 | 6,693 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 6,653 |
| Total interest expense | $606,000 | 5,895 |
| Net interest income | $767,000 | 6,941 |
| Provision for loan and lease losses | $66,000 | 5,763 |
| Total noninterest income | $39,000 | 7,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $1,413,000 | 5,408 |
| Salaries and employee benefits | $662,000 | 5,674 |
| Premises and equipment expense | $280,000 | 4,139 |
| Additional noninterest expense | $471,000 | 5,408 |
| Pre-tax net operating income | $-673,000 | 6,784 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-666,000 | 6,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-666,000 | 6,919 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-666,000 | 6,919 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-674,000 | 6,905 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,892 |
| Total interest expense | $325,000 | 5,846 |
| Net interest income | $299,000 | 7,372 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $702,000 | 5,384 |
| Salaries and employee benefits | $325,000 | 5,767 |
| Premises and equipment expense | $145,000 | 4,085 |
| Additional noninterest expense | $232,000 | 5,163 |
| Pre-tax net operating income | $-416,000 | 7,221 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-416,000 | 7,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-416,000 | 7,364 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-416,000 | 7,364 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-416,000 | 7,327 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 7,356 |
| Total interest expense | $1,122,000 | 6,577 |
| Net interest income | $850,000 | 7,766 |
| Provision for loan and lease losses | $936,000 | 2,808 |
| Total noninterest income | $70,000 | 7,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $70,000 | 6,382 |
| Total noninterest expense | $2,070,000 | 6,155 |
| Salaries and employee benefits | $1,058,000 | 6,294 |
| Premises and equipment expense | $322,000 | 5,626 |
| Additional noninterest expense | $690,000 | 5,858 |
| Pre-tax net operating income | $-2,086,000 | 7,383 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $-2,060,000 | 7,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,060,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 2,214 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,088,000 | 7,502 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 7,538 |
| Total interest expense | $780,000 | 6,825 |
| Net interest income | $584,000 | 7,911 |
| Provision for loan and lease losses | $897,000 | 1,966 |
| Total noninterest income | $54,000 | 7,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 6,497 |
| Total noninterest expense | $1,514,000 | 6,204 |
| Salaries and employee benefits | $795,000 | 6,305 |
| Premises and equipment expense | $230,000 | 5,755 |
| Additional noninterest expense | $489,000 | 5,965 |
| Pre-tax net operating income | $-1,773,000 | 7,813 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $-1,775,000 | 7,811 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,775,000 | 7,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 1,501 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,775,000 | 7,890 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 7,713 |
| Total interest expense | $445,000 | 7,187 |
| Net interest income | $391,000 | 7,951 |
| Provision for loan and lease losses | $103,000 | 4,211 |
| Total noninterest income | $30,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $30,000 | 6,778 |
| Total noninterest expense | $1,000,000 | 6,270 |
| Salaries and employee benefits | $522,000 | 6,387 |
| Premises and equipment expense | $147,000 | 5,881 |
| Additional noninterest expense | $331,000 | 5,917 |
| Pre-tax net operating income | $-682,000 | 7,732 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $-684,000 | 7,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-684,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-684,000 | 7,804 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,835 |
| Total interest expense | $198,000 | 7,508 |
| Net interest income | $203,000 | 7,972 |
| Provision for loan and lease losses | $42,000 | 4,068 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $488,000 | 6,359 |
| Salaries and employee benefits | $245,000 | 6,571 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $171,000 | 5,802 |
| Pre-tax net operating income | $-311,000 | 7,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-311,000 | 7,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-311,000 | 7,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-311,000 | 7,965 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 8,030 |
| Total interest expense | $546,000 | 7,886 |
| Net interest income | $747,000 | 8,035 |
| Provision for loan and lease losses | $62,000 | 5,432 |
| Total noninterest income | $47,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $47,000 | 7,155 |
| Total noninterest expense | $1,766,000 | 6,527 |
| Salaries and employee benefits | $942,000 | 6,578 |
| Premises and equipment expense | $293,000 | 5,836 |
| Additional noninterest expense | $531,000 | 6,431 |
| Pre-tax net operating income | $-1,034,000 | 8,055 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,035,000 | 8,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,035,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,035,000 | 8,107 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $940,000 | 8,117 |
| Total interest expense | $394,000 | 7,965 |
| Net interest income | $546,000 | 8,113 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $39,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $39,000 | 7,085 |
| Total noninterest expense | $1,237,000 | 6,676 |
| Salaries and employee benefits | $647,000 | 6,767 |
| Premises and equipment expense | $224,000 | 5,801 |
| Additional noninterest expense | $366,000 | 6,618 |
| Pre-tax net operating income | $-676,000 | 8,173 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-677,000 | 8,217 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-677,000 | 8,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-677,000 | 8,207 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 8,228 |
| Total interest expense | $231,000 | 8,104 |
| Net interest income | $349,000 | 8,215 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $25,000 | 8,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $826,000 | 6,731 |
| Salaries and employee benefits | $422,000 | 6,888 |
| Premises and equipment expense | $155,000 | 5,723 |
| Additional noninterest expense | $249,000 | 6,596 |
| Pre-tax net operating income | $-472,000 | 8,285 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-472,000 | 8,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-472,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-472,000 | 8,314 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,337 |
| Total interest expense | $95,000 | 8,268 |
| Net interest income | $169,000 | 8,292 |
| Provision for loan and lease losses | $17,000 | 4,548 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $414,000 | 6,748 |
| Salaries and employee benefits | $192,000 | 7,142 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $-245,000 | 8,354 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-245,000 | 8,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-245,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-245,000 | 8,372 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 8,569 |
| Total interest expense | $98,000 | 8,536 |
| Net interest income | $314,000 | 8,550 |
| Provision for loan and lease losses | $88,000 | 4,929 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $1,156,000 | 7,470 |
| Salaries and employee benefits | $491,000 | 7,892 |
| Premises and equipment expense | $134,000 | 7,450 |
| Additional noninterest expense | $531,000 | 6,395 |
| Pre-tax net operating income | $-929,000 | 8,401 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-929,000 | 8,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-929,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $9,840,000 | 219 |
| Net operating income | $-929,000 | 8,430 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,677 |
| Total interest expense | $34,000 | 8,642 |
| Net interest income | $171,000 | 8,660 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $795,000 | 7,613 |
| Salaries and employee benefits | $293,000 | 8,178 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $430,000 | 6,199 |
| Pre-tax net operating income | $-649,000 | 8,491 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-649,000 | 8,520 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-649,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,840,000 | 163 |
| Net operating income | $-649,000 | 8,512 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,000 | 8,769 |
| Total interest expense | $1,000 | 8,750 |
| Net interest income | $39,000 | 8,760 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $403,000 | 8,038 |
| Salaries and employee benefits | $91,000 | 8,674 |
| Premises and equipment expense | $22,000 | 8,491 |
| Additional noninterest expense | $290,000 | 6,171 |
| Pre-tax net operating income | $-364,000 | 8,509 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-364,000 | 8,525 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-364,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $9,840,000 | 106 |
| Net operating income | $-364,000 | 8,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.