Home > Sabadell United Bank > Net charge- offs to loans
Sabadell United Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0910% | 5,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0870% | 5,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1326% | 5,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0705% | 5,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0734% | 5,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1147% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1796% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | 38.0952% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0775% | 4,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0425% | 5,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1699% | 5,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 16.5975% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0369% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 5,113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 4,671 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1562% | 4,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 5,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1154% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 5,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0729% | 4,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1306% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6593% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0452% | 5,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0091% | 1,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0323% | 4,730 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 4,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 5,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1347% | 4,253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2225% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4103% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0334% | 4,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0116% | 1,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 4,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 4,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1503% | 4,310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 4,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 5,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1095% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5598% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8533% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 1,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 5,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 5,075 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0125% | 4,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1312% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1563% | 5,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1143% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1826% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0559% | 5,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.1531% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0821% | 5,594 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1091% | 4,830 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 5,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 5,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 2,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9812% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1617% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6101% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0606% | 5,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 5,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.2035% | 5,254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1064% | 5,739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1543% | 4,888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 5,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0580% | 4,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 5,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 4,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2993% | 5,705 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7692% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9507% | 5,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0078% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0510% | 5,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.1001% | 5,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 5,198 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2436% | 4,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 5,517 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0577% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0889% | 5,089 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4423% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4697% | 5,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0611% | 5,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 5,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.1951% | 5,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0659% | 5,830 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2602% | 4,660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 5,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0975% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8373% | 6,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8896% | 6,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 5,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 5,093 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0497% | 5,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 5,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1094% | 4,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 5,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,639 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8158% | 6,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8787% | 6,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 5,487 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 5,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 5,474 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0659% | 5,066 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 5,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2252% | 6,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2617% | 6,287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 5,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 5,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.3219% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0823% | 5,106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 5,012 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5734% | 6,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5875% | 6,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1483% | 6,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 5,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.6287% | 5,790 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0751% | 5,130 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 5,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1024% | 4,669 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 5,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3769% | 5,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2681% | 6,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2992% | 6,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 6,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 4,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.1385% | 5,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 2,020 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 5,194 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 6,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 4,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 6,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 5,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.0144% | 6,659 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0866% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.1599% | 6,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 5,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.1717% | 5,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1366% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 5,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 6,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 4,668 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 6,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 2,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1440% | 6,740 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7750% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | -6.3221% | 6,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0618% | 6,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 6,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 5,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,896 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 5,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0751% | 6,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0824% | 6,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.0146% | 6,794 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0404% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | -8.2508% | 6,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2904% | 6,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 6,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0426% | 5,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 5,300 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1254% | 6,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1378% | 6,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3043% | 6,119 |
| Percentage Net Loans Charged-off: Loans to individuals | -18.6264% | 6,878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -18.9796% | 6,841 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.6649% | 1,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2333% | 6,791 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4974% | 5,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2824% | 2,547 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3911% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 6,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5700% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6411% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5795% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.8559% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2709% | 6,875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1877% | 5,562 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3440% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8783% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 6,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3133% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1899% | 6,402 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3426% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2121% | 6,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2539% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 1.2905% | 1,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0712% | 6,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3156% | 5,584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4872% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8980% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 6,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9607% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6473% | 6,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6529% | 6,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4657% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 1.6534% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2432% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1500% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7912% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9167% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3055% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -37.6566% | 6,542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2829% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3343% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 2,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6965% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1659% | 5,687 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 6,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 6,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 6,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5705% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2158% | 3,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.6373% | 2,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4803% | 1,714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2159% | 5,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1393% | 7,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1866% | 7,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1787% | 6,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0868% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3577% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 1.2203% | 1,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5154% | 1,493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2919% | 5,734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 3,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 3,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2683% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3163% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.1675% | 6,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2668% | 1,373 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0996% | 5,730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 3,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1537% | 6,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4309% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4709% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3717% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.6257% | 2,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5321% | 1,975 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2274% | 5,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 4,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3230% | 5,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4396% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9898% | 2,554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5810% | 7,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0592% | 6,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6054% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6638% | 2,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.3282% | 2,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9923% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1896% | 5,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2884% | 2,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 5,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5319% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7577% | 7,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2721% | 6,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 7,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 6,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1334% | 6,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0181% | 7,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 6,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8931% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3576% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 3.7597% | 1,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6324% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0221% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8490% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1406% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4055% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2099% | 4,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 5,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3369% | 1,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2963% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8283% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 4.2992% | 1,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0033% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6866% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0443% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4606% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4218% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2717% | 3,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 4,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3754% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2870% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8412% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 5.5020% | 767 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6715% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0266% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2957% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0666% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1199% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1996% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2674% | 4,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5202% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6334% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0658% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 5.6991% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1637% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0860% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1703% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2440% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5222% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 1.4254% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8709% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6520% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 3,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1563% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0089% | 7,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1030% | 1,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3781% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6698% | 344 |
| Percentage Net Loans Charged-off:Construction & development | 1.7756% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5425% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 7,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1278% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7819% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1808% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 1.5608% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9343% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1736% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0209% | 4,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1198% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2769% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 3,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 6,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 3,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0144% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 7,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0186% | 7,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2071% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 7,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0188% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 7,232 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0562% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3015% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 7,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 8,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1142% | 7,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9244% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3029% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0402% | 6,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0418% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 7,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 7,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1086% | 7,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9078% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 7,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 8,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0763% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1363% | 7,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 7,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 7,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 7,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2164% | 7,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 4,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 7,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 7,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0828% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 6,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 8,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 3,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2772% | 8,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0531% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 7,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 8,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5666% | 8,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0715% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 5,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 8,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2489% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6340% | 8,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0256% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 7,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 8,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 8,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6816% | 8,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5380% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 8,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2904% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 5,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3615% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7539% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0422% | 8,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2486% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1829% | 5,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 8,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5714% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1821% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 8,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3896% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1223% | 7,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 7,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 8,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 8,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1732% | 7,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3597% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 8,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 8,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3488% | 3,075 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0912% | 8,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2090% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 8,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 8,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 8,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4193% | 8,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1175% | 1,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 7,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 8,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 8,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 8,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1965% | 2,699 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3632% | 8,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0260% | 7,357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 8,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 8,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 8,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 5,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 8,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1026% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 4,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 8,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4771% | 9,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9031% | 9,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 7,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3232% | 5,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6912% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1054% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1824% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2984% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1956% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2681% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2312% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6937% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0210% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3049% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4320% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1312% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0629% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5613% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8888% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 7,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0305% | 1,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0389% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0427% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0629% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1198% | 10,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0968% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1636% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2278% | 1,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7894% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0010% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7408% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1670% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2233% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3742% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9004% | 1,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3376% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5101% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2150% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5063% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0289% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 7,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2449% | 1,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6531% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9795% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1414% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3626% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7346% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0501% | 11,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9412% | 1,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3952% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5394% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5295% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1677% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 5,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3084% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2345% | 1,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1762% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7650% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6376% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5780% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4909% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |