Home > Rondout Savings Bank > Income and Expense
Rondout Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,059,000 | 1,761 |
| Total interest expense | $9,340,000 | 1,360 |
| Net interest income | $12,719,000 | 2,036 |
| Provision for loan and lease losses | $247,000 | 1,834 |
| Total noninterest income | $1,878,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $340,000 | 2,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,538,000 | 1,857 |
| Total noninterest expense | $13,857,000 | 1,631 |
| Salaries and employee benefits | $6,951,000 | 1,781 |
| Premises and equipment expense | $1,750,000 | 1,363 |
| Additional noninterest expense | $1,538,000 | 1,857 |
| Pre-tax net operating income | $493,000 | 3,959 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-6,000 | 4,329 |
| Income before extraordinary items | $499,000 | 3,888 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $499,000 | 3,927 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $499,000 | 3,889 |
| Net charge-offs | $23,000 | 2,142 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $499,000 | 3,909 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,173,000 | 1,761 |
| Total interest expense | $6,443,000 | 1,343 |
| Net interest income | $9,730,000 | 2,024 |
| Provision for loan and lease losses | $94,000 | 2,164 |
| Total noninterest income | $1,357,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $259,000 | 2,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,098,000 | 1,898 |
| Total noninterest expense | $10,417,000 | 1,615 |
| Salaries and employee benefits | $5,284,000 | 1,759 |
| Premises and equipment expense | $1,337,000 | 1,354 |
| Additional noninterest expense | $1,098,000 | 1,898 |
| Pre-tax net operating income | $576,000 | 3,838 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $123,000 | 2,590 |
| Income before extraordinary items | $453,000 | 3,876 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $453,000 | 3,911 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $453,000 | 3,876 |
| Net charge-offs | $22,000 | 1,851 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $453,000 | 3,909 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,445,000 | 1,769 |
| Total interest expense | $3,858,000 | 1,337 |
| Net interest income | $6,587,000 | 2,026 |
| Provision for loan and lease losses | $32,000 | 2,422 |
| Total noninterest income | $910,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $175,000 | 2,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 1,837 |
| Total noninterest expense | $6,986,000 | 1,594 |
| Salaries and employee benefits | $3,536,000 | 1,748 |
| Premises and equipment expense | $911,000 | 1,319 |
| Additional noninterest expense | $735,000 | 1,835 |
| Pre-tax net operating income | $479,000 | 3,729 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $102,000 | 2,534 |
| Income before extraordinary items | $377,000 | 3,806 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $377,000 | 3,843 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $377,000 | 3,805 |
| Net charge-offs | $20,000 | 1,543 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $377,000 | 3,822 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 1,807 |
| Total interest expense | $1,630,000 | 1,356 |
| Net interest income | $3,383,000 | 1,997 |
| Provision for loan and lease losses | $19,000 | 2,153 |
| Total noninterest income | $485,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 1,752 |
| Total noninterest expense | $3,539,000 | 1,593 |
| Salaries and employee benefits | $1,832,000 | 1,729 |
| Premises and equipment expense | $442,000 | 1,373 |
| Additional noninterest expense | $392,000 | 1,752 |
| Pre-tax net operating income | $310,000 | 3,600 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $66,000 | 2,420 |
| Income before extraordinary items | $244,000 | 3,658 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $244,000 | 3,657 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $244,000 | 3,658 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $244,000 | 3,687 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,016,000 | 1,775 |
| Total interest expense | $2,062,000 | 1,568 |
| Net interest income | $14,954,000 | 1,797 |
| Provision for loan and lease losses | $480,000 | 1,252 |
| Total noninterest income | $1,610,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $418,000 | 1,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,192,000 | 2,153 |
| Total noninterest expense | $13,653,000 | 1,610 |
| Salaries and employee benefits | $6,787,000 | 1,793 |
| Premises and equipment expense | $1,760,000 | 1,365 |
| Additional noninterest expense | $1,192,000 | 2,153 |
| Pre-tax net operating income | $2,431,000 | 2,899 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $514,000 | 2,001 |
| Income before extraordinary items | $1,917,000 | 2,979 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,917,000 | 2,976 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,917,000 | 2,978 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,917,000 | 3,012 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 1,783 |
| Total interest expense | $1,024,000 | 1,732 |
| Net interest income | $11,155,000 | 1,777 |
| Provision for loan and lease losses | $294,000 | 1,244 |
| Total noninterest income | $1,196,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $312,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $884,000 | 2,197 |
| Total noninterest expense | $10,229,000 | 1,606 |
| Salaries and employee benefits | $5,084,000 | 1,785 |
| Premises and equipment expense | $1,359,000 | 1,326 |
| Additional noninterest expense | $884,000 | 2,197 |
| Pre-tax net operating income | $1,828,000 | 2,882 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $386,000 | 2,005 |
| Income before extraordinary items | $1,442,000 | 2,966 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,442,000 | 2,964 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,442,000 | 2,965 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,442,000 | 2,998 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 1,784 |
| Total interest expense | $624,000 | 1,672 |
| Net interest income | $7,197,000 | 1,787 |
| Provision for loan and lease losses | $172,000 | 1,231 |
| Total noninterest income | $837,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $201,000 | 1,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,131 |
| Total noninterest expense | $6,781,000 | 1,591 |
| Salaries and employee benefits | $3,404,000 | 1,780 |
| Premises and equipment expense | $912,000 | 1,318 |
| Additional noninterest expense | $2,465,000 | 1,363 |
| Pre-tax net operating income | $1,081,000 | 2,925 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $229,000 | 2,019 |
| Income before extraordinary items | $852,000 | 3,009 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $852,000 | 3,008 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $852,000 | 3,009 |
| Net charge-offs | $7,000 | 1,686 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $852,000 | 3,047 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 1,794 |
| Total interest expense | $307,000 | 1,640 |
| Net interest income | $3,479,000 | 1,794 |
| Provision for loan and lease losses | $70,000 | 1,193 |
| Total noninterest income | $540,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $101,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 1,810 |
| Total noninterest expense | $3,510,000 | 1,534 |
| Salaries and employee benefits | $1,796,000 | 1,696 |
| Premises and equipment expense | $491,000 | 1,239 |
| Additional noninterest expense | $1,223,000 | 1,357 |
| Pre-tax net operating income | $439,000 | 3,052 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $93,000 | 2,107 |
| Income before extraordinary items | $346,000 | 3,134 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $346,000 | 3,132 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $346,000 | 3,134 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $346,000 | 3,153 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,952,000 | 1,871 |
| Total interest expense | $1,821,000 | 1,425 |
| Net interest income | $13,131,000 | 1,914 |
| Provision for loan and lease losses | $53,000 | 2,534 |
| Total noninterest income | $4,012,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $359,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,653,000 | 1,328 |
| Total noninterest expense | $13,643,000 | 1,569 |
| Salaries and employee benefits | $6,814,000 | 1,751 |
| Premises and equipment expense | $1,772,000 | 1,333 |
| Additional noninterest expense | $5,057,000 | 1,317 |
| Pre-tax net operating income | $3,447,000 | 2,518 |
| Securities gains (losses) | $8,000 | 1,760 |
| Applicable income taxes | $729,000 | 1,840 |
| Income before extraordinary items | $2,726,000 | 2,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,726,000 | 2,658 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,726,000 | 2,658 |
| Net charge-offs | $-37,000 | 4,026 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,719,680 | 2,645 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,163,000 | 1,912 |
| Total interest expense | $1,466,000 | 1,427 |
| Net interest income | $9,697,000 | 1,963 |
| Provision for loan and lease losses | $49,000 | 2,378 |
| Total noninterest income | $3,202,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $256,000 | 2,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,946,000 | 1,310 |
| Total noninterest expense | $10,030,000 | 1,594 |
| Salaries and employee benefits | $5,009,000 | 1,776 |
| Premises and equipment expense | $1,329,000 | 1,355 |
| Additional noninterest expense | $3,692,000 | 1,347 |
| Pre-tax net operating income | $2,820,000 | 2,506 |
| Securities gains (losses) | $8,000 | 1,675 |
| Applicable income taxes | $596,000 | 1,860 |
| Income before extraordinary items | $2,232,000 | 2,659 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,232,000 | 2,659 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,232,000 | 2,659 |
| Net charge-offs | $-34,000 | 4,070 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,225,680 | 2,642 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,435,000 | 1,911 |
| Total interest expense | $1,060,000 | 1,399 |
| Net interest income | $6,375,000 | 1,967 |
| Provision for loan and lease losses | $114,000 | 1,613 |
| Total noninterest income | $2,466,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $159,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,307,000 | 1,167 |
| Total noninterest expense | $6,715,000 | 1,581 |
| Salaries and employee benefits | $3,347,000 | 1,771 |
| Premises and equipment expense | $915,000 | 1,322 |
| Additional noninterest expense | $2,453,000 | 1,334 |
| Pre-tax net operating income | $2,012,000 | 2,389 |
| Securities gains (losses) | $8,000 | 1,476 |
| Applicable income taxes | $426,000 | 1,796 |
| Income before extraordinary items | $1,594,000 | 2,541 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,594,000 | 2,541 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,594,000 | 2,541 |
| Net charge-offs | $-31,000 | 4,206 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,587,680 | 2,507 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 1,923 |
| Total interest expense | $579,000 | 1,352 |
| Net interest income | $3,053,000 | 2,002 |
| Provision for loan and lease losses | $114,000 | 1,179 |
| Total noninterest income | $1,310,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $79,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,231,000 | 1,116 |
| Total noninterest expense | $3,357,000 | 1,574 |
| Salaries and employee benefits | $1,671,000 | 1,759 |
| Premises and equipment expense | $474,000 | 1,285 |
| Additional noninterest expense | $1,212,000 | 1,318 |
| Pre-tax net operating income | $892,000 | 2,532 |
| Securities gains (losses) | $8,000 | 1,119 |
| Applicable income taxes | $190,000 | 1,850 |
| Income before extraordinary items | $710,000 | 2,680 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $710,000 | 2,678 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $710,000 | 2,680 |
| Net charge-offs | $-30,000 | 4,464 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $703,680 | 2,654 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,927,000 | 1,901 |
| Total interest expense | $3,168,000 | 1,416 |
| Net interest income | $11,759,000 | 1,988 |
| Provision for loan and lease losses | $752,000 | 1,875 |
| Total noninterest income | $4,076,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $448,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,628,000 | 1,292 |
| Total noninterest expense | $13,117,000 | 1,583 |
| Salaries and employee benefits | $6,665,000 | 1,744 |
| Premises and equipment expense | $1,877,000 | 1,246 |
| Additional noninterest expense | $4,575,000 | 1,376 |
| Pre-tax net operating income | $1,966,000 | 2,967 |
| Securities gains (losses) | $18,000 | 2,145 |
| Applicable income taxes | $420,000 | 2,071 |
| Income before extraordinary items | $1,564,000 | 3,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,564,000 | 3,139 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,564,000 | 3,140 |
| Net charge-offs | $24,000 | 2,740 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,549,780 | 3,098 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,286,000 | 1,894 |
| Total interest expense | $2,468,000 | 1,446 |
| Net interest income | $8,818,000 | 1,987 |
| Provision for loan and lease losses | $473,000 | 2,022 |
| Total noninterest income | $2,858,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $346,000 | 1,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,512,000 | 1,312 |
| Total noninterest expense | $9,738,000 | 1,568 |
| Salaries and employee benefits | $4,949,000 | 1,739 |
| Premises and equipment expense | $1,421,000 | 1,240 |
| Additional noninterest expense | $3,368,000 | 1,376 |
| Pre-tax net operating income | $1,465,000 | 2,979 |
| Securities gains (losses) | $18,000 | 1,959 |
| Applicable income taxes | $314,000 | 2,064 |
| Income before extraordinary items | $1,169,000 | 3,155 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,169,000 | 3,154 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,169,000 | 3,155 |
| Net charge-offs | $24,000 | 2,422 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,154,780 | 3,111 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 1,913 |
| Total interest expense | $1,685,000 | 1,509 |
| Net interest income | $5,886,000 | 1,991 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $1,477,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $254,000 | 1,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,223,000 | 1,489 |
| Total noninterest expense | $6,334,000 | 1,598 |
| Salaries and employee benefits | $3,254,000 | 1,761 |
| Premises and equipment expense | $924,000 | 1,254 |
| Additional noninterest expense | $2,156,000 | 1,411 |
| Pre-tax net operating income | $779,000 | 3,262 |
| Securities gains (losses) | $18,000 | 1,714 |
| Applicable income taxes | $169,000 | 2,198 |
| Income before extraordinary items | $628,000 | 3,417 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $628,000 | 3,417 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $628,000 | 3,417 |
| Net charge-offs | $15,000 | 2,313 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $613,780 | 3,379 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 1,892 |
| Total interest expense | $875,000 | 1,580 |
| Net interest income | $2,924,000 | 1,958 |
| Provision for loan and lease losses | $119,000 | 1,849 |
| Total noninterest income | $645,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $177,000 | 1,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 1,583 |
| Total noninterest expense | $3,025,000 | 1,681 |
| Salaries and employee benefits | $1,581,000 | 1,817 |
| Premises and equipment expense | $462,000 | 1,271 |
| Additional noninterest expense | $982,000 | 1,542 |
| Pre-tax net operating income | $425,000 | 2,993 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $94,000 | 1,988 |
| Income before extraordinary items | $349,000 | 3,101 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $349,000 | 3,101 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $349,000 | 3,102 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $334,780 | 3,123 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,536,000 | 1,870 |
| Total interest expense | $3,759,000 | 1,545 |
| Net interest income | $11,777,000 | 1,951 |
| Provision for loan and lease losses | $135,000 | 2,688 |
| Total noninterest income | $2,778,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $709,000 | 1,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,069,000 | 1,502 |
| Total noninterest expense | $12,407,000 | 1,598 |
| Salaries and employee benefits | $6,325,000 | 1,768 |
| Premises and equipment expense | $1,706,000 | 1,341 |
| Additional noninterest expense | $4,376,000 | 1,408 |
| Pre-tax net operating income | $2,013,000 | 3,021 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $426,000 | 2,114 |
| Income before extraordinary items | $1,587,000 | 3,199 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,587,000 | 3,199 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,587,000 | 3,200 |
| Net charge-offs | $63,000 | 2,498 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,587,000 | 3,170 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,707,000 | 1,888 |
| Total interest expense | $2,856,000 | 1,539 |
| Net interest income | $8,851,000 | 1,971 |
| Provision for loan and lease losses | $85,000 | 2,784 |
| Total noninterest income | $1,958,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $517,000 | 1,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,441,000 | 1,572 |
| Total noninterest expense | $9,302,000 | 1,604 |
| Salaries and employee benefits | $4,709,000 | 1,785 |
| Premises and equipment expense | $1,290,000 | 1,336 |
| Additional noninterest expense | $3,303,000 | 1,401 |
| Pre-tax net operating income | $1,422,000 | 3,168 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $301,000 | 2,225 |
| Income before extraordinary items | $1,121,000 | 3,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,121,000 | 3,338 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,121,000 | 3,339 |
| Net charge-offs | $67,000 | 2,026 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,121,000 | 3,317 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 1,904 |
| Total interest expense | $1,893,000 | 1,528 |
| Net interest income | $5,787,000 | 2,010 |
| Provision for loan and lease losses | $65,000 | 2,518 |
| Total noninterest income | $1,167,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $339,000 | 1,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 1,680 |
| Total noninterest expense | $6,098,000 | 1,635 |
| Salaries and employee benefits | $3,072,000 | 1,820 |
| Premises and equipment expense | $876,000 | 1,320 |
| Additional noninterest expense | $2,150,000 | 1,439 |
| Pre-tax net operating income | $791,000 | 3,407 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $168,000 | 2,328 |
| Income before extraordinary items | $623,000 | 3,588 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $623,000 | 3,587 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $623,000 | 3,587 |
| Net charge-offs | $-6,000 | 4,333 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $623,000 | 3,563 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 1,935 |
| Total interest expense | $914,000 | 1,528 |
| Net interest income | $2,852,000 | 2,038 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $517,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $162,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 1,786 |
| Total noninterest expense | $2,965,000 | 1,682 |
| Salaries and employee benefits | $1,501,000 | 1,864 |
| Premises and equipment expense | $459,000 | 1,294 |
| Additional noninterest expense | $1,005,000 | 1,508 |
| Pre-tax net operating income | $404,000 | 3,374 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $86,000 | 2,269 |
| Income before extraordinary items | $318,000 | 3,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $318,000 | 3,543 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $318,000 | 3,543 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $318,000 | 3,538 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,048,000 | 1,954 |
| Total interest expense | $2,704,000 | 1,544 |
| Net interest income | $11,344,000 | 2,036 |
| Provision for loan and lease losses | $40,000 | 3,585 |
| Total noninterest income | $2,493,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $684,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,809,000 | 1,594 |
| Total noninterest expense | $11,569,000 | 1,674 |
| Salaries and employee benefits | $5,745,000 | 1,881 |
| Premises and equipment expense | $1,714,000 | 1,340 |
| Additional noninterest expense | $4,110,000 | 1,470 |
| Pre-tax net operating income | $2,228,000 | 2,959 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $472,000 | 2,033 |
| Income before extraordinary items | $1,756,000 | 3,132 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,756,000 | 3,131 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,756,000 | 3,131 |
| Net charge-offs | $52,000 | 2,611 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,756,000 | 3,125 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 1,969 |
| Total interest expense | $1,880,000 | 1,567 |
| Net interest income | $8,460,000 | 2,043 |
| Provision for loan and lease losses | $20,000 | 3,606 |
| Total noninterest income | $1,853,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $506,000 | 1,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,347,000 | 1,621 |
| Total noninterest expense | $8,616,000 | 1,680 |
| Salaries and employee benefits | $4,207,000 | 1,905 |
| Premises and equipment expense | $1,285,000 | 1,341 |
| Additional noninterest expense | $3,124,000 | 1,461 |
| Pre-tax net operating income | $1,677,000 | 3,017 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $355,000 | 2,094 |
| Income before extraordinary items | $1,322,000 | 3,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,322,000 | 3,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,322,000 | 3,187 |
| Net charge-offs | $46,000 | 2,265 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,322,000 | 3,178 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 2,014 |
| Total interest expense | $1,160,000 | 1,584 |
| Net interest income | $5,517,000 | 2,086 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,211,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $320,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 1,634 |
| Total noninterest expense | $5,738,000 | 1,694 |
| Salaries and employee benefits | $2,731,000 | 1,962 |
| Premises and equipment expense | $876,000 | 1,327 |
| Additional noninterest expense | $2,131,000 | 1,427 |
| Pre-tax net operating income | $990,000 | 3,170 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $210,000 | 2,184 |
| Income before extraordinary items | $780,000 | 3,337 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $780,000 | 3,336 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $780,000 | 3,336 |
| Net charge-offs | $45,000 | 1,832 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $780,000 | 3,332 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 2,025 |
| Total interest expense | $532,000 | 1,631 |
| Net interest income | $2,758,000 | 2,087 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $529,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $151,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 1,768 |
| Total noninterest expense | $2,872,000 | 1,703 |
| Salaries and employee benefits | $1,389,000 | 1,958 |
| Premises and equipment expense | $456,000 | 1,297 |
| Additional noninterest expense | $1,027,000 | 1,476 |
| Pre-tax net operating income | $415,000 | 3,395 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $88,000 | 2,266 |
| Income before extraordinary items | $327,000 | 3,552 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $327,000 | 3,551 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $327,000 | 3,552 |
| Net charge-offs | $32,000 | 1,419 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $327,000 | 3,552 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,890,000 | 1,992 |
| Total interest expense | $2,000,000 | 1,537 |
| Net interest income | $10,890,000 | 2,082 |
| Provision for loan and lease losses | $175,000 | 2,522 |
| Total noninterest income | $2,634,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $604,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,030,000 | 1,519 |
| Total noninterest expense | $11,179,000 | 1,712 |
| Salaries and employee benefits | $5,693,000 | 1,894 |
| Premises and equipment expense | $1,628,000 | 1,404 |
| Additional noninterest expense | $3,858,000 | 1,572 |
| Pre-tax net operating income | $2,170,000 | 2,987 |
| Securities gains (losses) | $90,000 | 658 |
| Applicable income taxes | $1,333,000 | 1,631 |
| Income before extraordinary items | $927,000 | 3,813 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $927,000 | 3,812 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $927,000 | 3,813 |
| Net charge-offs | $152,000 | 2,063 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $869,400 | 3,885 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,544,000 | 2,022 |
| Total interest expense | $1,481,000 | 1,531 |
| Net interest income | $8,063,000 | 2,112 |
| Provision for loan and lease losses | $140,000 | 2,367 |
| Total noninterest income | $1,944,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $452,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,492,000 | 1,556 |
| Total noninterest expense | $8,312,000 | 1,725 |
| Salaries and employee benefits | $4,220,000 | 1,910 |
| Premises and equipment expense | $1,241,000 | 1,388 |
| Additional noninterest expense | $2,851,000 | 1,578 |
| Pre-tax net operating income | $1,555,000 | 3,106 |
| Securities gains (losses) | $91,000 | 619 |
| Applicable income taxes | $563,000 | 1,975 |
| Income before extraordinary items | $1,083,000 | 3,397 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,083,000 | 3,396 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,083,000 | 3,397 |
| Net charge-offs | $197,000 | 1,400 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,022,940 | 3,484 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 2,026 |
| Total interest expense | $961,000 | 1,528 |
| Net interest income | $5,336,000 | 2,113 |
| Provision for loan and lease losses | $119,000 | 2,132 |
| Total noninterest income | $1,203,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $303,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 1,644 |
| Total noninterest expense | $5,549,000 | 1,731 |
| Salaries and employee benefits | $2,778,000 | 1,942 |
| Premises and equipment expense | $843,000 | 1,375 |
| Additional noninterest expense | $1,928,000 | 1,556 |
| Pre-tax net operating income | $871,000 | 3,352 |
| Securities gains (losses) | $53,000 | 640 |
| Applicable income taxes | $316,000 | 2,101 |
| Income before extraordinary items | $608,000 | 3,639 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $608,000 | 3,637 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $608,000 | 3,639 |
| Net charge-offs | $35,000 | 2,250 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $573,020 | 3,707 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 2,068 |
| Total interest expense | $455,000 | 1,570 |
| Net interest income | $2,609,000 | 2,152 |
| Provision for loan and lease losses | $85,000 | 1,615 |
| Total noninterest income | $493,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $150,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 1,920 |
| Total noninterest expense | $2,721,000 | 1,784 |
| Salaries and employee benefits | $1,376,000 | 1,986 |
| Premises and equipment expense | $434,000 | 1,360 |
| Additional noninterest expense | $911,000 | 1,632 |
| Pre-tax net operating income | $296,000 | 3,859 |
| Securities gains (losses) | $50,000 | 351 |
| Applicable income taxes | $119,000 | 2,307 |
| Income before extraordinary items | $227,000 | 3,984 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $227,000 | 3,982 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $227,000 | 3,984 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $194,000 | 4,153 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,431,000 | 2,013 |
| Total interest expense | $1,835,000 | 1,519 |
| Net interest income | $10,596,000 | 2,080 |
| Provision for loan and lease losses | $-60,000 | 5,537 |
| Total noninterest income | $2,120,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $615,000 | 1,772 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,505,000 | 1,880 |
| Total noninterest expense | $10,477,000 | 1,823 |
| Salaries and employee benefits | $5,379,000 | 1,973 |
| Premises and equipment expense | $1,552,000 | 1,470 |
| Additional noninterest expense | $3,546,000 | 1,715 |
| Pre-tax net operating income | $2,299,000 | 2,823 |
| Securities gains (losses) | $230,000 | 797 |
| Applicable income taxes | $914,000 | 1,738 |
| Income before extraordinary items | $1,615,000 | 3,142 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,615,000 | 3,141 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,615,000 | 3,141 |
| Net charge-offs | $150,000 | 2,220 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,467,800 | 3,264 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 2,014 |
| Total interest expense | $1,384,000 | 1,515 |
| Net interest income | $7,952,000 | 2,072 |
| Provision for loan and lease losses | $365,000 | 1,429 |
| Total noninterest income | $1,589,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $462,000 | 1,780 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,127,000 | 1,895 |
| Total noninterest expense | $7,771,000 | 1,843 |
| Salaries and employee benefits | $3,959,000 | 2,002 |
| Premises and equipment expense | $1,135,000 | 1,510 |
| Additional noninterest expense | $2,677,000 | 1,688 |
| Pre-tax net operating income | $1,405,000 | 3,204 |
| Securities gains (losses) | $225,000 | 739 |
| Applicable income taxes | $580,000 | 1,917 |
| Income before extraordinary items | $1,050,000 | 3,414 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,050,000 | 3,412 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,050,000 | 3,414 |
| Net charge-offs | $374,000 | 983 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $906,000 | 3,604 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 2,025 |
| Total interest expense | $910,000 | 1,527 |
| Net interest income | $5,307,000 | 2,084 |
| Provision for loan and lease losses | $365,000 | 1,086 |
| Total noninterest income | $994,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $304,000 | 1,784 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $690,000 | 1,968 |
| Total noninterest expense | $5,108,000 | 1,875 |
| Salaries and employee benefits | $2,642,000 | 2,006 |
| Premises and equipment expense | $766,000 | 1,492 |
| Additional noninterest expense | $1,700,000 | 1,777 |
| Pre-tax net operating income | $828,000 | 3,405 |
| Securities gains (losses) | $225,000 | 548 |
| Applicable income taxes | $375,000 | 1,936 |
| Income before extraordinary items | $678,000 | 3,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $678,000 | 3,464 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $678,000 | 3,466 |
| Net charge-offs | $368,000 | 743 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $534,000 | 3,799 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 2,017 |
| Total interest expense | $451,000 | 1,536 |
| Net interest income | $2,657,000 | 2,081 |
| Provision for loan and lease losses | $195,000 | 998 |
| Total noninterest income | $485,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $150,000 | 1,797 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $335,000 | 1,963 |
| Total noninterest expense | $2,505,000 | 1,906 |
| Salaries and employee benefits | $1,311,000 | 2,029 |
| Premises and equipment expense | $383,000 | 1,505 |
| Additional noninterest expense | $811,000 | 1,830 |
| Pre-tax net operating income | $442,000 | 3,238 |
| Securities gains (losses) | $121,000 | 442 |
| Applicable income taxes | $199,000 | 1,846 |
| Income before extraordinary items | $364,000 | 3,295 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $364,000 | 3,292 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $364,000 | 3,293 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $285,350 | 3,652 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,316,000 | 1,984 |
| Total interest expense | $1,757,000 | 1,557 |
| Net interest income | $10,559,000 | 2,039 |
| Provision for loan and lease losses | $390,000 | 1,618 |
| Total noninterest income | $2,081,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $799,000 | 1,479 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,282,000 | 2,060 |
| Total noninterest expense | $11,029,000 | 1,721 |
| Salaries and employee benefits | $5,340,000 | 1,950 |
| Premises and equipment expense | $1,525,000 | 1,512 |
| Additional noninterest expense | $4,164,000 | 1,474 |
| Pre-tax net operating income | $1,221,000 | 3,816 |
| Securities gains (losses) | $193,000 | 767 |
| Applicable income taxes | $470,000 | 2,278 |
| Income before extraordinary items | $944,000 | 4,019 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $944,000 | 4,018 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $944,000 | 4,019 |
| Net charge-offs | $140,000 | 2,330 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $814,690 | 4,184 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 2,001 |
| Total interest expense | $1,302,000 | 1,589 |
| Net interest income | $7,900,000 | 2,057 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $1,579,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $609,000 | 1,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $970,000 | 2,078 |
| Total noninterest expense | $7,808,000 | 1,828 |
| Salaries and employee benefits | $3,959,000 | 1,967 |
| Premises and equipment expense | $1,132,000 | 1,532 |
| Additional noninterest expense | $2,717,000 | 1,670 |
| Pre-tax net operating income | $1,311,000 | 3,317 |
| Securities gains (losses) | $193,000 | 662 |
| Applicable income taxes | $501,000 | 2,014 |
| Income before extraordinary items | $1,003,000 | 3,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,003,000 | 3,488 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,003,000 | 3,489 |
| Net charge-offs | $97,000 | 2,198 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $873,690 | 3,681 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 2,017 |
| Total interest expense | $857,000 | 1,609 |
| Net interest income | $5,203,000 | 2,065 |
| Provision for loan and lease losses | $260,000 | 1,253 |
| Total noninterest income | $1,052,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $394,000 | 1,489 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $658,000 | 2,045 |
| Total noninterest expense | $5,323,000 | 1,799 |
| Salaries and employee benefits | $2,663,000 | 1,966 |
| Premises and equipment expense | $773,000 | 1,511 |
| Additional noninterest expense | $1,887,000 | 1,618 |
| Pre-tax net operating income | $672,000 | 3,719 |
| Securities gains (losses) | $215,000 | 504 |
| Applicable income taxes | $291,000 | 2,149 |
| Income before extraordinary items | $596,000 | 3,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $596,000 | 3,681 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $596,000 | 3,682 |
| Net charge-offs | $58,000 | 2,200 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $451,950 | 4,076 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 2,017 |
| Total interest expense | $421,000 | 1,644 |
| Net interest income | $2,606,000 | 2,053 |
| Provision for loan and lease losses | $86,000 | 1,607 |
| Total noninterest income | $480,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $181,000 | 1,573 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $299,000 | 2,136 |
| Total noninterest expense | $2,645,000 | 1,803 |
| Salaries and employee benefits | $1,336,000 | 1,956 |
| Premises and equipment expense | $397,000 | 1,499 |
| Additional noninterest expense | $912,000 | 1,649 |
| Pre-tax net operating income | $355,000 | 3,604 |
| Securities gains (losses) | $220,000 | 331 |
| Applicable income taxes | $185,000 | 1,900 |
| Income before extraordinary items | $390,000 | 3,166 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $390,000 | 3,169 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $390,000 | 3,169 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $240,400 | 3,939 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,930,000 | 2,049 |
| Total interest expense | $1,611,000 | 1,786 |
| Net interest income | $10,319,000 | 2,059 |
| Provision for loan and lease losses | $644,000 | 1,212 |
| Total noninterest income | $1,883,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $887,000 | 1,450 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $996,000 | 2,330 |
| Total noninterest expense | $9,666,000 | 1,961 |
| Salaries and employee benefits | $4,761,000 | 2,140 |
| Premises and equipment expense | $1,354,000 | 1,716 |
| Additional noninterest expense | $3,551,000 | 1,749 |
| Pre-tax net operating income | $1,892,000 | 3,069 |
| Securities gains (losses) | $467,000 | 422 |
| Applicable income taxes | $797,000 | 1,766 |
| Income before extraordinary items | $1,562,000 | 3,175 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,562,000 | 3,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,562,000 | 3,176 |
| Net charge-offs | $182,000 | 2,568 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,253,780 | 3,496 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 2,075 |
| Total interest expense | $1,207,000 | 1,806 |
| Net interest income | $7,676,000 | 2,087 |
| Provision for loan and lease losses | $520,000 | 1,105 |
| Total noninterest income | $1,321,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $673,000 | 1,443 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $648,000 | 2,536 |
| Total noninterest expense | $7,178,000 | 1,977 |
| Salaries and employee benefits | $3,584,000 | 2,146 |
| Premises and equipment expense | $1,038,000 | 1,707 |
| Additional noninterest expense | $2,556,000 | 1,799 |
| Pre-tax net operating income | $1,299,000 | 3,285 |
| Securities gains (losses) | $359,000 | 419 |
| Applicable income taxes | $552,000 | 1,898 |
| Income before extraordinary items | $1,106,000 | 3,303 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,106,000 | 3,303 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,106,000 | 3,304 |
| Net charge-offs | $142,000 | 2,345 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $865,470 | 3,716 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 2,074 |
| Total interest expense | $799,000 | 1,838 |
| Net interest income | $5,093,000 | 2,081 |
| Provision for loan and lease losses | $414,000 | 980 |
| Total noninterest income | $887,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $453,000 | 1,406 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $434,000 | 2,499 |
| Total noninterest expense | $4,801,000 | 1,975 |
| Salaries and employee benefits | $2,376,000 | 2,155 |
| Premises and equipment expense | $724,000 | 1,632 |
| Additional noninterest expense | $1,701,000 | 1,807 |
| Pre-tax net operating income | $765,000 | 3,468 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $275,000 | 2,110 |
| Income before extraordinary items | $506,000 | 3,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $506,000 | 3,941 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $506,000 | 3,941 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $495,600 | 3,925 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 2,108 |
| Total interest expense | $397,000 | 1,876 |
| Net interest income | $2,500,000 | 2,110 |
| Provision for loan and lease losses | $253,000 | 818 |
| Total noninterest income | $438,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $216,000 | 1,451 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $222,000 | 2,404 |
| Total noninterest expense | $2,439,000 | 1,946 |
| Salaries and employee benefits | $1,200,000 | 2,148 |
| Premises and equipment expense | $391,000 | 1,550 |
| Additional noninterest expense | $848,000 | 1,791 |
| Pre-tax net operating income | $246,000 | 4,127 |
| Securities gains (losses) | $16,000 | 1,027 |
| Applicable income taxes | $92,000 | 2,427 |
| Income before extraordinary items | $170,000 | 4,500 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 4,503 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $170,000 | 4,503 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $159,600 | 4,549 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,974,000 | 2,223 |
| Total interest expense | $1,459,000 | 2,215 |
| Net interest income | $9,515,000 | 2,192 |
| Provision for loan and lease losses | $403,000 | 2,102 |
| Total noninterest income | $1,888,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $931,000 | 1,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $957,000 | 2,440 |
| Total noninterest expense | $9,224,000 | 2,049 |
| Salaries and employee benefits | $4,642,000 | 2,201 |
| Premises and equipment expense | $1,193,000 | 1,922 |
| Additional noninterest expense | $3,389,000 | 1,874 |
| Pre-tax net operating income | $1,776,000 | 3,087 |
| Securities gains (losses) | $232,000 | 817 |
| Applicable income taxes | $671,000 | 1,852 |
| Income before extraordinary items | $1,337,000 | 3,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,337,000 | 3,369 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,337,000 | 3,370 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,181,560 | 3,551 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 2,260 |
| Total interest expense | $1,065,000 | 2,319 |
| Net interest income | $7,048,000 | 2,226 |
| Provision for loan and lease losses | $332,000 | 1,965 |
| Total noninterest income | $1,441,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $682,000 | 1,490 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $759,000 | 2,406 |
| Total noninterest expense | $6,698,000 | 2,113 |
| Salaries and employee benefits | $3,393,000 | 2,244 |
| Premises and equipment expense | $847,000 | 2,036 |
| Additional noninterest expense | $2,458,000 | 1,907 |
| Pre-tax net operating income | $1,459,000 | 2,963 |
| Securities gains (losses) | $220,000 | 776 |
| Applicable income taxes | $575,000 | 1,779 |
| Income before extraordinary items | $1,104,000 | 3,232 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,104,000 | 3,235 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,104,000 | 3,236 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $958,800 | 3,422 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 2,277 |
| Total interest expense | $700,000 | 2,400 |
| Net interest income | $4,679,000 | 2,227 |
| Provision for loan and lease losses | $333,000 | 1,546 |
| Total noninterest income | $941,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $440,000 | 1,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,470 |
| Total noninterest expense | $4,352,000 | 2,163 |
| Salaries and employee benefits | $2,198,000 | 2,305 |
| Premises and equipment expense | $571,000 | 2,019 |
| Additional noninterest expense | $1,583,000 | 1,977 |
| Pre-tax net operating income | $935,000 | 3,017 |
| Securities gains (losses) | $206,000 | 736 |
| Applicable income taxes | $379,000 | 1,797 |
| Income before extraordinary items | $762,000 | 3,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $762,000 | 3,161 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $762,000 | 3,162 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $623,980 | 3,438 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,289 |
| Total interest expense | $345,000 | 2,488 |
| Net interest income | $2,355,000 | 2,230 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $427,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $221,000 | 1,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $206,000 | 2,741 |
| Total noninterest expense | $2,170,000 | 2,194 |
| Salaries and employee benefits | $1,089,000 | 2,335 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $805,000 | 1,949 |
| Pre-tax net operating income | $412,000 | 3,244 |
| Securities gains (losses) | $206,000 | 455 |
| Applicable income taxes | $201,000 | 1,712 |
| Income before extraordinary items | $417,000 | 2,954 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $417,000 | 2,954 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $417,000 | 2,956 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $278,980 | 3,611 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 2,431 |
| Total interest expense | $1,417,000 | 2,843 |
| Net interest income | $9,193,000 | 2,336 |
| Provision for loan and lease losses | $726,000 | 2,217 |
| Total noninterest income | $2,639,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $897,000 | 1,552 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,742,000 | 1,680 |
| Total noninterest expense | $8,498,000 | 2,226 |
| Salaries and employee benefits | $4,202,000 | 2,345 |
| Premises and equipment expense | $1,143,000 | 2,030 |
| Additional noninterest expense | $3,153,000 | 2,059 |
| Pre-tax net operating income | $2,608,000 | 2,336 |
| Securities gains (losses) | $-4,000 | 6,676 |
| Applicable income taxes | $867,000 | 1,606 |
| Income before extraordinary items | $1,737,000 | 2,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,737,000 | 2,868 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,737,000 | 2,867 |
| Net charge-offs | $396,000 | 2,949 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,739,680 | 2,738 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 2,483 |
| Total interest expense | $1,078,000 | 2,907 |
| Net interest income | $6,864,000 | 2,386 |
| Provision for loan and lease losses | $501,000 | 2,257 |
| Total noninterest income | $1,935,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $666,000 | 1,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,269,000 | 1,720 |
| Total noninterest expense | $6,263,000 | 2,277 |
| Salaries and employee benefits | $3,036,000 | 2,428 |
| Premises and equipment expense | $803,000 | 2,170 |
| Additional noninterest expense | $2,424,000 | 2,028 |
| Pre-tax net operating income | $2,035,000 | 2,328 |
| Securities gains (losses) | $9,000 | 3,149 |
| Applicable income taxes | $695,000 | 1,596 |
| Income before extraordinary items | $1,349,000 | 2,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,349,000 | 2,842 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,349,000 | 2,841 |
| Net charge-offs | $294,000 | 2,859 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,343,060 | 2,716 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 2,523 |
| Total interest expense | $731,000 | 2,958 |
| Net interest income | $4,496,000 | 2,423 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $1,253,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $438,000 | 1,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $815,000 | 1,734 |
| Total noninterest expense | $4,162,000 | 2,296 |
| Salaries and employee benefits | $1,988,000 | 2,463 |
| Premises and equipment expense | $552,000 | 2,096 |
| Additional noninterest expense | $1,622,000 | 2,009 |
| Pre-tax net operating income | $1,312,000 | 2,357 |
| Securities gains (losses) | $9,000 | 2,752 |
| Applicable income taxes | $449,000 | 1,595 |
| Income before extraordinary items | $872,000 | 2,858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $872,000 | 2,859 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $872,000 | 2,859 |
| Net charge-offs | $207,000 | 2,718 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $866,060 | 2,735 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,561 |
| Total interest expense | $371,000 | 3,027 |
| Net interest income | $2,229,000 | 2,454 |
| Provision for loan and lease losses | $137,000 | 2,520 |
| Total noninterest income | $567,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $218,000 | 1,583 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $349,000 | 1,927 |
| Total noninterest expense | $1,993,000 | 2,371 |
| Salaries and employee benefits | $919,000 | 2,701 |
| Premises and equipment expense | $302,000 | 1,965 |
| Additional noninterest expense | $772,000 | 2,092 |
| Pre-tax net operating income | $666,000 | 2,347 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $226,000 | 1,586 |
| Income before extraordinary items | $440,000 | 2,883 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $440,000 | 2,886 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $440,000 | 2,887 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $440,000 | 2,730 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,563,000 | 2,643 |
| Total interest expense | $1,707,000 | 3,120 |
| Net interest income | $8,856,000 | 2,480 |
| Provision for loan and lease losses | $481,000 | 3,498 |
| Total noninterest income | $1,710,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $960,000 | 1,527 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $750,000 | 2,539 |
| Total noninterest expense | $7,931,000 | 2,392 |
| Salaries and employee benefits | $4,024,000 | 2,389 |
| Premises and equipment expense | $1,232,000 | 2,008 |
| Additional noninterest expense | $2,675,000 | 2,457 |
| Pre-tax net operating income | $2,154,000 | 2,368 |
| Securities gains (losses) | $95,000 | 2,110 |
| Applicable income taxes | $806,000 | 1,548 |
| Income before extraordinary items | $1,443,000 | 2,852 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,443,000 | 2,854 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,443,000 | 2,854 |
| Net charge-offs | $295,000 | 3,825 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,382,200 | 2,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 2,670 |
| Total interest expense | $1,326,000 | 3,153 |
| Net interest income | $6,568,000 | 2,519 |
| Provision for loan and lease losses | $257,000 | 3,831 |
| Total noninterest income | $1,095,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $722,000 | 1,531 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $373,000 | 3,151 |
| Total noninterest expense | $5,943,000 | 2,401 |
| Salaries and employee benefits | $2,999,000 | 2,401 |
| Premises and equipment expense | $1,042,000 | 1,803 |
| Additional noninterest expense | $1,902,000 | 2,575 |
| Pre-tax net operating income | $1,463,000 | 2,632 |
| Securities gains (losses) | $46,000 | 2,386 |
| Applicable income taxes | $540,000 | 1,669 |
| Income before extraordinary items | $969,000 | 3,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 3,134 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $969,000 | 3,134 |
| Net charge-offs | $200,000 | 3,715 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $939,560 | 3,091 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 2,678 |
| Total interest expense | $914,000 | 3,171 |
| Net interest income | $4,380,000 | 2,523 |
| Provision for loan and lease losses | $167,000 | 3,774 |
| Total noninterest income | $779,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $497,000 | 1,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 2,971 |
| Total noninterest expense | $4,167,000 | 2,312 |
| Salaries and employee benefits | $1,987,000 | 2,434 |
| Premises and equipment expense | $725,000 | 1,747 |
| Additional noninterest expense | $1,455,000 | 2,302 |
| Pre-tax net operating income | $825,000 | 2,875 |
| Securities gains (losses) | $8,000 | 2,429 |
| Applicable income taxes | $271,000 | 1,907 |
| Income before extraordinary items | $562,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 3,332 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $562,000 | 3,333 |
| Net charge-offs | $154,000 | 3,378 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $556,640 | 3,266 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 2,665 |
| Total interest expense | $471,000 | 3,199 |
| Net interest income | $2,208,000 | 2,496 |
| Provision for loan and lease losses | $116,000 | 3,198 |
| Total noninterest income | $358,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $247,000 | 1,448 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $2,036,000 | 2,383 |
| Salaries and employee benefits | $979,000 | 2,483 |
| Premises and equipment expense | $369,000 | 1,749 |
| Additional noninterest expense | $688,000 | 2,412 |
| Pre-tax net operating income | $414,000 | 2,902 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $167,000 | 1,685 |
| Income before extraordinary items | $258,000 | 3,526 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $258,000 | 3,522 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $258,000 | 3,524 |
| Net charge-offs | $119,000 | 2,569 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $250,960 | 3,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 2,803 |
| Total interest expense | $2,332,000 | 3,159 |
| Net interest income | $8,312,000 | 2,630 |
| Provision for loan and lease losses | $720,000 | 3,552 |
| Total noninterest income | $1,814,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,061,000 | 1,434 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $753,000 | 2,578 |
| Total noninterest expense | $7,865,000 | 2,453 |
| Salaries and employee benefits | $3,716,000 | 2,583 |
| Premises and equipment expense | $1,360,000 | 1,882 |
| Additional noninterest expense | $2,789,000 | 2,430 |
| Pre-tax net operating income | $1,541,000 | 2,685 |
| Securities gains (losses) | $181,000 | 1,680 |
| Applicable income taxes | $660,000 | 1,635 |
| Income before extraordinary items | $1,062,000 | 3,108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 3,105 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,062,000 | 3,108 |
| Net charge-offs | $274,000 | 4,420 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $946,160 | 3,191 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,843 |
| Total interest expense | $1,798,000 | 3,212 |
| Net interest income | $6,221,000 | 2,666 |
| Provision for loan and lease losses | $440,000 | 3,761 |
| Total noninterest income | $1,302,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $785,000 | 1,499 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $517,000 | 2,712 |
| Total noninterest expense | $5,833,000 | 2,481 |
| Salaries and employee benefits | $2,901,000 | 2,496 |
| Premises and equipment expense | $1,022,000 | 1,904 |
| Additional noninterest expense | $1,910,000 | 2,586 |
| Pre-tax net operating income | $1,250,000 | 2,704 |
| Securities gains (losses) | $122,000 | 1,777 |
| Applicable income taxes | $543,000 | 1,592 |
| Income before extraordinary items | $829,000 | 3,217 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $829,000 | 3,215 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $829,000 | 3,217 |
| Net charge-offs | $89,000 | 5,024 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $750,920 | 3,254 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 2,873 |
| Total interest expense | $1,231,000 | 3,242 |
| Net interest income | $4,108,000 | 2,696 |
| Provision for loan and lease losses | $215,000 | 4,117 |
| Total noninterest income | $863,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $530,000 | 1,485 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $333,000 | 2,687 |
| Total noninterest expense | $3,811,000 | 2,544 |
| Salaries and employee benefits | $1,922,000 | 2,532 |
| Premises and equipment expense | $684,000 | 1,906 |
| Additional noninterest expense | $1,205,000 | 2,709 |
| Pre-tax net operating income | $945,000 | 2,484 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $385,000 | 1,480 |
| Income before extraordinary items | $560,000 | 3,198 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $560,000 | 3,193 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $560,000 | 3,196 |
| Net charge-offs | $86,000 | 4,402 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $560,000 | 3,090 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 2,947 |
| Total interest expense | $643,000 | 3,263 |
| Net interest income | $2,009,000 | 2,767 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $406,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $266,000 | 1,470 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $140,000 | 2,966 |
| Total noninterest expense | $1,884,000 | 2,590 |
| Salaries and employee benefits | $940,000 | 2,612 |
| Premises and equipment expense | $346,000 | 1,947 |
| Additional noninterest expense | $598,000 | 2,714 |
| Pre-tax net operating income | $426,000 | 2,726 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $175,000 | 1,566 |
| Income before extraordinary items | $251,000 | 3,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 3,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $251,000 | 3,474 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $251,000 | 3,349 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,953,000 | 2,984 |
| Total interest expense | $3,110,000 | 3,326 |
| Net interest income | $7,843,000 | 2,777 |
| Provision for loan and lease losses | $460,000 | 4,663 |
| Total noninterest income | $2,095,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,067,000 | 1,578 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,028,000 | 2,112 |
| Total noninterest expense | $8,223,000 | 2,407 |
| Salaries and employee benefits | $3,926,000 | 2,490 |
| Premises and equipment expense | $1,419,000 | 1,894 |
| Additional noninterest expense | $2,878,000 | 2,433 |
| Pre-tax net operating income | $1,255,000 | 2,631 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $484,000 | 1,587 |
| Income before extraordinary items | $771,000 | 3,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 3,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $771,000 | 3,197 |
| Net charge-offs | $38,000 | 6,369 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $771,000 | 3,140 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,231,000 | 3,025 |
| Total interest expense | $2,401,000 | 3,384 |
| Net interest income | $5,830,000 | 2,807 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $1,557,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $757,000 | 1,669 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $800,000 | 2,125 |
| Total noninterest expense | $6,147,000 | 2,412 |
| Salaries and employee benefits | $3,029,000 | 2,458 |
| Premises and equipment expense | $1,061,000 | 1,923 |
| Additional noninterest expense | $2,057,000 | 2,507 |
| Pre-tax net operating income | $940,000 | 2,840 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $379,000 | 1,688 |
| Income before extraordinary items | $561,000 | 3,484 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $561,000 | 3,482 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $561,000 | 3,484 |
| Net charge-offs | $33,000 | 5,965 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $561,000 | 3,395 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 2,998 |
| Total interest expense | $1,653,000 | 3,426 |
| Net interest income | $3,951,000 | 2,755 |
| Provision for loan and lease losses | $260,000 | 3,945 |
| Total noninterest income | $1,018,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $499,000 | 1,663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $519,000 | 2,170 |
| Total noninterest expense | $4,248,000 | 2,353 |
| Salaries and employee benefits | $2,064,000 | 2,450 |
| Premises and equipment expense | $726,000 | 1,902 |
| Additional noninterest expense | $1,458,000 | 2,398 |
| Pre-tax net operating income | $461,000 | 3,437 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $205,000 | 1,926 |
| Income before extraordinary items | $256,000 | 4,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,217 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $256,000 | 4,217 |
| Net charge-offs | $24,000 | 5,489 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $256,000 | 4,108 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 2,972 |
| Total interest expense | $857,000 | 3,439 |
| Net interest income | $2,014,000 | 2,698 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $533,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $239,000 | 1,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $294,000 | 1,987 |
| Total noninterest expense | $2,056,000 | 2,360 |
| Salaries and employee benefits | $1,045,000 | 2,449 |
| Premises and equipment expense | $360,000 | 1,946 |
| Additional noninterest expense | $651,000 | 2,383 |
| Pre-tax net operating income | $431,000 | 2,660 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $186,000 | 1,535 |
| Income before extraordinary items | $245,000 | 3,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 3,481 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $245,000 | 3,481 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,000 | 3,333 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,133,000 | 3,241 |
| Total interest expense | $3,560,000 | 3,812 |
| Net interest income | $7,573,000 | 2,848 |
| Provision for loan and lease losses | $165,000 | 5,446 |
| Total noninterest income | $1,447,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $923,000 | 1,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $524,000 | 3,099 |
| Total noninterest expense | $6,973,000 | 2,696 |
| Salaries and employee benefits | $3,798,000 | 2,632 |
| Premises and equipment expense | $1,164,000 | 2,305 |
| Additional noninterest expense | $2,011,000 | 2,860 |
| Pre-tax net operating income | $1,882,000 | 2,571 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $874,000 | 1,320 |
| Income before extraordinary items | $1,008,000 | 3,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,008,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,686 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,008,000 | 3,421 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 3,300 |
| Total interest expense | $2,671,000 | 3,909 |
| Net interest income | $5,666,000 | 2,878 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $1,033,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $680,000 | 1,914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $353,000 | 3,394 |
| Total noninterest expense | $5,344,000 | 2,636 |
| Salaries and employee benefits | $2,884,000 | 2,630 |
| Premises and equipment expense | $862,000 | 2,339 |
| Additional noninterest expense | $1,598,000 | 2,628 |
| Pre-tax net operating income | $1,242,000 | 3,251 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $494,000 | 1,924 |
| Income before extraordinary items | $748,000 | 3,696 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $748,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,748 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $748,000 | 3,834 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 3,390 |
| Total interest expense | $1,832,000 | 3,959 |
| Net interest income | $3,673,000 | 2,935 |
| Provision for loan and lease losses | $81,000 | 4,576 |
| Total noninterest income | $635,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $422,000 | 2,014 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $213,000 | 3,639 |
| Total noninterest expense | $3,493,000 | 2,684 |
| Salaries and employee benefits | $1,886,000 | 2,708 |
| Premises and equipment expense | $568,000 | 2,371 |
| Additional noninterest expense | $1,039,000 | 2,661 |
| Pre-tax net operating income | $734,000 | 3,611 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $295,000 | 2,234 |
| Income before extraordinary items | $439,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,916 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $439,000 | 4,225 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,468 |
| Total interest expense | $925,000 | 4,110 |
| Net interest income | $1,831,000 | 2,932 |
| Provision for loan and lease losses | $47,000 | 3,879 |
| Total noninterest income | $326,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $211,000 | 1,982 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $1,735,000 | 2,696 |
| Salaries and employee benefits | $949,000 | 2,709 |
| Premises and equipment expense | $280,000 | 2,408 |
| Additional noninterest expense | $506,000 | 2,699 |
| Pre-tax net operating income | $375,000 | 3,678 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $220,000 | 4,472 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $220,000 | 4,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 3,545 |
| Total interest expense | $3,491,000 | 4,345 |
| Net interest income | $7,446,000 | 2,935 |
| Provision for loan and lease losses | $136,000 | 4,456 |
| Total noninterest income | $1,037,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $726,000 | 2,300 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $311,000 | 4,177 |
| Total noninterest expense | $6,762,000 | 2,679 |
| Salaries and employee benefits | $3,680,000 | 2,682 |
| Premises and equipment expense | $1,037,000 | 2,488 |
| Additional noninterest expense | $2,045,000 | 2,611 |
| Pre-tax net operating income | $1,585,000 | 3,808 |
| Securities gains (losses) | $49,000 | 798 |
| Applicable income taxes | $708,000 | 2,281 |
| Income before extraordinary items | $926,000 | 4,482 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $926,000 | 4,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $894,640 | 4,547 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 3,569 |
| Total interest expense | $2,560,000 | 4,415 |
| Net interest income | $5,575,000 | 2,935 |
| Provision for loan and lease losses | $66,000 | 4,751 |
| Total noninterest income | $770,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 2,464 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $276,000 | 3,908 |
| Total noninterest expense | $5,026,000 | 2,677 |
| Salaries and employee benefits | $2,773,000 | 2,661 |
| Premises and equipment expense | $757,000 | 2,542 |
| Additional noninterest expense | $1,496,000 | 2,629 |
| Pre-tax net operating income | $1,253,000 | 3,847 |
| Securities gains (losses) | $50,000 | 625 |
| Applicable income taxes | $467,000 | 2,614 |
| Income before extraordinary items | $836,000 | 4,260 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $836,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $804,000 | 4,325 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 3,618 |
| Total interest expense | $1,664,000 | 4,483 |
| Net interest income | $3,665,000 | 3,000 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $490,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $303,000 | 2,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $187,000 | 3,909 |
| Total noninterest expense | $3,329,000 | 2,717 |
| Salaries and employee benefits | $1,842,000 | 2,705 |
| Premises and equipment expense | $494,000 | 2,613 |
| Additional noninterest expense | $993,000 | 2,643 |
| Pre-tax net operating income | $781,000 | 4,067 |
| Securities gains (losses) | $50,000 | 536 |
| Applicable income taxes | $297,000 | 2,747 |
| Income before extraordinary items | $534,000 | 4,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $534,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $502,000 | 4,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 3,642 |
| Total interest expense | $821,000 | 4,500 |
| Net interest income | $1,806,000 | 3,035 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $252,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $146,000 | 2,650 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $1,679,000 | 2,706 |
| Salaries and employee benefits | $928,000 | 2,721 |
| Premises and equipment expense | $250,000 | 2,587 |
| Additional noninterest expense | $501,000 | 2,613 |
| Pre-tax net operating income | $379,000 | 4,121 |
| Securities gains (losses) | $50,000 | 415 |
| Applicable income taxes | $150,000 | 2,737 |
| Income before extraordinary items | $279,000 | 4,337 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $279,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $246,500 | 4,587 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,014,000 | 3,562 |
| Total interest expense | $2,927,000 | 4,377 |
| Net interest income | $7,087,000 | 3,074 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $960,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $530,000 | 2,936 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $430,000 | 3,608 |
| Total noninterest expense | $6,586,000 | 2,660 |
| Salaries and employee benefits | $3,598,000 | 2,681 |
| Premises and equipment expense | $971,000 | 2,544 |
| Additional noninterest expense | $2,017,000 | 2,549 |
| Pre-tax net operating income | $1,421,000 | 4,414 |
| Securities gains (losses) | $-291,000 | 8,440 |
| Applicable income taxes | $440,000 | 3,316 |
| Income before extraordinary items | $690,000 | 5,546 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $690,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $876,240 | 4,999 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 3,600 |
| Total interest expense | $2,062,000 | 4,470 |
| Net interest income | $5,290,000 | 3,114 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $722,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $385,000 | 3,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 3,513 |
| Total noninterest expense | $5,013,000 | 2,614 |
| Salaries and employee benefits | $2,659,000 | 2,712 |
| Premises and equipment expense | $724,000 | 2,560 |
| Additional noninterest expense | $1,630,000 | 2,373 |
| Pre-tax net operating income | $979,000 | 4,768 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $373,000 | 3,270 |
| Income before extraordinary items | $606,000 | 5,335 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $606,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $606,000 | 5,332 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 3,589 |
| Total interest expense | $1,319,000 | 4,443 |
| Net interest income | $3,511,000 | 3,124 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $500,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $258,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 3,381 |
| Total noninterest expense | $3,412,000 | 2,583 |
| Salaries and employee benefits | $1,776,000 | 2,710 |
| Premises and equipment expense | $492,000 | 2,504 |
| Additional noninterest expense | $1,144,000 | 2,272 |
| Pre-tax net operating income | $599,000 | 4,997 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $256,000 | 3,266 |
| Income before extraordinary items | $343,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $343,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $343,000 | 5,725 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 3,551 |
| Total interest expense | $652,000 | 4,355 |
| Net interest income | $1,742,000 | 3,144 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $233,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $1,616,000 | 2,706 |
| Salaries and employee benefits | $902,000 | 2,678 |
| Premises and equipment expense | $222,000 | 2,763 |
| Additional noninterest expense | $492,000 | 2,573 |
| Pre-tax net operating income | $359,000 | 4,535 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $177,000 | 2,781 |
| Income before extraordinary items | $182,000 | 5,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $182,000 | 5,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 3,385 |
| Total interest expense | $2,254,000 | 4,091 |
| Net interest income | $6,881,000 | 3,080 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $878,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $556,000 | 2,825 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $322,000 | 4,187 |
| Total noninterest expense | $6,311,000 | 2,620 |
| Salaries and employee benefits | $3,395,000 | 2,665 |
| Premises and equipment expense | $876,000 | 2,658 |
| Additional noninterest expense | $2,040,000 | 2,439 |
| Pre-tax net operating income | $1,358,000 | 4,626 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $647,000 | 2,949 |
| Income before extraordinary items | $711,000 | 5,626 |
| Extraordinary gains, net | $414,000 | 19 |
| Net income | $1,125,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $711,000 | 5,604 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 3,351 |
| Total interest expense | $1,652,000 | 4,026 |
| Net interest income | $5,137,000 | 3,081 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $670,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $416,000 | 2,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 4,104 |
| Total noninterest expense | $4,681,000 | 2,619 |
| Salaries and employee benefits | $2,532,000 | 2,638 |
| Premises and equipment expense | $645,000 | 2,691 |
| Additional noninterest expense | $1,504,000 | 2,445 |
| Pre-tax net operating income | $1,126,000 | 4,481 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $247,000 | 4,105 |
| Income before extraordinary items | $879,000 | 4,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $879,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $879,000 | 4,469 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 3,319 |
| Total interest expense | $1,080,000 | 3,923 |
| Net interest income | $3,407,000 | 3,060 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $434,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $165,000 | 4,110 |
| Total noninterest expense | $3,051,000 | 2,656 |
| Salaries and employee benefits | $1,687,000 | 2,622 |
| Premises and equipment expense | $418,000 | 2,729 |
| Additional noninterest expense | $946,000 | 2,573 |
| Pre-tax net operating income | $790,000 | 4,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $226,000 | 3,579 |
| Income before extraordinary items | $564,000 | 4,579 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $564,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $564,000 | 4,527 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 3,313 |
| Total interest expense | $521,000 | 3,915 |
| Net interest income | $1,701,000 | 3,062 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $225,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $1,541,000 | 2,638 |
| Salaries and employee benefits | $877,000 | 2,555 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $457,000 | 2,648 |
| Pre-tax net operating income | $385,000 | 4,372 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $152,000 | 3,074 |
| Income before extraordinary items | $243,000 | 4,940 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $243,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $236,600 | 4,973 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 3,308 |
| Total interest expense | $2,067,000 | 3,546 |
| Net interest income | $6,256,000 | 3,186 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $933,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $572,000 | 2,815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $361,000 | 3,905 |
| Total noninterest expense | $5,613,000 | 2,817 |
| Salaries and employee benefits | $3,228,000 | 2,666 |
| Premises and equipment expense | $706,000 | 3,109 |
| Additional noninterest expense | $1,679,000 | 2,836 |
| Pre-tax net operating income | $1,581,000 | 4,120 |
| Securities gains (losses) | $-43,000 | 8,560 |
| Applicable income taxes | $535,000 | 3,236 |
| Income before extraordinary items | $1,003,000 | 4,691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,003,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,030,950 | 4,543 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 3,302 |
| Total interest expense | $1,577,000 | 3,467 |
| Net interest income | $4,620,000 | 3,216 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $647,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $419,000 | 2,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 4,244 |
| Total noninterest expense | $4,178,000 | 2,808 |
| Salaries and employee benefits | $2,407,000 | 2,652 |
| Premises and equipment expense | $524,000 | 3,129 |
| Additional noninterest expense | $1,247,000 | 2,828 |
| Pre-tax net operating income | $1,089,000 | 4,407 |
| Securities gains (losses) | $-43,000 | 8,787 |
| Applicable income taxes | $213,000 | 4,349 |
| Income before extraordinary items | $833,000 | 4,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $833,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $867,400 | 4,310 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 3,300 |
| Total interest expense | $1,070,000 | 3,397 |
| Net interest income | $3,068,000 | 3,224 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $463,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $272,000 | 2,938 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $191,000 | 3,826 |
| Total noninterest expense | $2,776,000 | 2,815 |
| Salaries and employee benefits | $1,602,000 | 2,668 |
| Premises and equipment expense | $344,000 | 3,187 |
| Additional noninterest expense | $830,000 | 2,841 |
| Pre-tax net operating income | $755,000 | 4,263 |
| Securities gains (losses) | $-43,000 | 8,894 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $444,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $444,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $471,520 | 4,802 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 3,246 |
| Total interest expense | $547,000 | 3,369 |
| Net interest income | $1,559,000 | 3,170 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $235,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $1,356,000 | 2,884 |
| Salaries and employee benefits | $791,000 | 2,717 |
| Premises and equipment expense | $175,000 | 3,162 |
| Additional noninterest expense | $390,000 | 2,987 |
| Pre-tax net operating income | $438,000 | 3,845 |
| Securities gains (losses) | $-24,000 | 8,992 |
| Applicable income taxes | $159,000 | 2,988 |
| Income before extraordinary items | $255,000 | 4,701 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $255,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $270,360 | 4,418 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 3,451 |
| Total interest expense | $2,511,000 | 3,322 |
| Net interest income | $5,480,000 | 3,437 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,280,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $538,000 | 2,929 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $742,000 | 2,856 |
| Total noninterest expense | $5,501,000 | 2,813 |
| Salaries and employee benefits | $3,014,000 | 2,757 |
| Premises and equipment expense | $701,000 | 3,077 |
| Additional noninterest expense | $1,786,000 | 2,656 |
| Pre-tax net operating income | $1,259,000 | 4,563 |
| Securities gains (losses) | $-14,000 | 8,822 |
| Applicable income taxes | $278,000 | 4,397 |
| Income before extraordinary items | $967,000 | 4,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $967,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $977,920 | 4,534 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 3,512 |
| Total interest expense | $1,935,000 | 3,361 |
| Net interest income | $4,032,000 | 3,505 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $918,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $391,000 | 3,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $527,000 | 3,033 |
| Total noninterest expense | $4,081,000 | 2,847 |
| Salaries and employee benefits | $2,319,000 | 2,709 |
| Premises and equipment expense | $512,000 | 3,156 |
| Additional noninterest expense | $1,250,000 | 2,783 |
| Pre-tax net operating income | $869,000 | 4,924 |
| Securities gains (losses) | $-14,000 | 8,978 |
| Applicable income taxes | $187,000 | 4,759 |
| Income before extraordinary items | $668,000 | 5,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $668,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $678,920 | 4,889 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 3,475 |
| Total interest expense | $1,322,000 | 3,396 |
| Net interest income | $2,738,000 | 3,443 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $657,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $248,000 | 3,082 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $409,000 | 2,766 |
| Total noninterest expense | $2,779,000 | 2,785 |
| Salaries and employee benefits | $1,551,000 | 2,704 |
| Premises and equipment expense | $334,000 | 3,202 |
| Additional noninterest expense | $894,000 | 2,635 |
| Pre-tax net operating income | $616,000 | 4,758 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $175,000 | 4,229 |
| Income before extraordinary items | $439,000 | 5,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $439,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $440,420 | 4,944 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,468 |
| Total interest expense | $687,000 | 3,367 |
| Net interest income | $1,353,000 | 3,462 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $301,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $1,391,000 | 2,769 |
| Salaries and employee benefits | $773,000 | 2,693 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $449,000 | 2,568 |
| Pre-tax net operating income | $263,000 | 5,145 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $213,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $214,640 | 4,954 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 3,220 |
| Total interest expense | $3,267,000 | 3,292 |
| Net interest income | $6,010,000 | 3,134 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $962,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $435,000 | 3,332 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $527,000 | 3,191 |
| Total noninterest expense | $5,071,000 | 2,888 |
| Salaries and employee benefits | $2,817,000 | 2,794 |
| Premises and equipment expense | $543,000 | 3,710 |
| Additional noninterest expense | $1,711,000 | 2,655 |
| Pre-tax net operating income | $1,901,000 | 3,549 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $650,000 | 2,981 |
| Income before extraordinary items | $1,254,000 | 3,963 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,254,000 | 3,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,252,020 | 3,866 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,430,000 | 3,484 |
| Total interest expense | $4,103,000 | 3,718 |
| Net interest income | $5,327,000 | 3,264 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $564,000 | 4,743 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $389,000 | 3,482 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $175,000 | 5,217 |
| Total noninterest expense | $3,895,000 | 3,507 |
| Salaries and employee benefits | $2,089,000 | 3,472 |
| Premises and equipment expense | $431,000 | 4,372 |
| Additional noninterest expense | $1,375,000 | 3,103 |
| Pre-tax net operating income | $1,996,000 | 3,175 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $771,000 | 2,497 |
| Income before extraordinary items | $1,225,000 | 3,750 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,225,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,225,000 | 3,634 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,602,000 | 3,527 |
| Total interest expense | $4,527,000 | 3,602 |
| Net interest income | $5,075,000 | 3,420 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $504,000 | 4,900 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $329,000 | 3,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $3,262,000 | 3,945 |
| Salaries and employee benefits | $1,652,000 | 4,046 |
| Premises and equipment expense | $389,000 | 4,598 |
| Additional noninterest expense | $1,221,000 | 3,377 |
| Pre-tax net operating income | $2,317,000 | 2,952 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $828,000 | 2,450 |
| Income before extraordinary items | $1,489,000 | 3,281 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,489,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,010 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,489,000 | 3,274 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,085,000 | 3,509 |
| Total interest expense | $4,435,000 | 3,281 |
| Net interest income | $4,650,000 | 3,680 |
| Provision for loan and lease losses | $-90,000 | 10,092 |
| Total noninterest income | $391,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $230,000 | 4,737 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $3,126,000 | 4,077 |
| Salaries and employee benefits | $1,565,000 | 4,188 |
| Premises and equipment expense | $404,000 | 4,497 |
| Additional noninterest expense | $1,157,000 | 3,554 |
| Pre-tax net operating income | $2,005,000 | 3,340 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $670,000 | 2,990 |
| Income before extraordinary items | $1,333,000 | 3,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,333,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,853 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,334,340 | 3,531 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 3,533 |
| Total interest expense | $4,774,000 | 3,133 |
| Net interest income | $4,259,000 | 3,922 |
| Provision for loan and lease losses | $-150,000 | 10,355 |
| Total noninterest income | $339,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $2,900,000 | 4,252 |
| Salaries and employee benefits | $1,455,000 | 4,338 |
| Premises and equipment expense | $353,000 | 4,853 |
| Additional noninterest expense | $1,092,000 | 3,646 |
| Pre-tax net operating income | $1,848,000 | 3,552 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $664,000 | 3,148 |
| Income before extraordinary items | $1,192,000 | 3,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,192,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,186,880 | 3,875 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 3,723 |
| Total interest expense | $4,418,000 | 3,345 |
| Net interest income | $4,175,000 | 4,082 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $324,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $143,000 | 6,289 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $181,000 | 5,198 |
| Total noninterest expense | $2,673,000 | 4,516 |
| Salaries and employee benefits | $1,318,000 | 4,731 |
| Premises and equipment expense | $309,000 | 5,364 |
| Additional noninterest expense | $1,046,000 | 3,740 |
| Pre-tax net operating income | $1,826,000 | 3,816 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $594,000 | 3,707 |
| Income before extraordinary items | $1,239,000 | 3,942 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,239,000 | 3,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,318 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,234,240 | 3,890 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 3,936 |
| Total interest expense | $4,334,000 | 3,442 |
| Net interest income | $3,871,000 | 4,453 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $328,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $2,373,000 | 5,222 |
| Salaries and employee benefits | $1,160,000 | 5,356 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $963,000 | 4,547 |
| Pre-tax net operating income | $1,751,000 | 3,812 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $590,000 | 3,645 |
| Income before extraordinary items | $1,173,000 | 3,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,173,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,164,960 | 3,918 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,211 |
| Total interest expense | $3,815,000 | 3,836 |
| Net interest income | $3,789,000 | 4,525 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $256,000 | 7,634 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $2,235,000 | 5,480 |
| Salaries and employee benefits | $1,063,000 | 5,752 |
| Premises and equipment expense | $234,000 | 6,603 |
| Additional noninterest expense | $938,000 | 4,600 |
| Pre-tax net operating income | $1,710,000 | 4,012 |
| Securities gains (losses) | $-153,000 | 11,620 |
| Applicable income taxes | $577,000 | 3,762 |
| Income before extraordinary items | $980,000 | 4,686 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $980,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,077,920 | 4,313 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 4,233 |
| Total interest expense | $3,026,000 | 3,934 |
| Net interest income | $3,942,000 | 4,447 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $264,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $2,210,000 | 5,713 |
| Salaries and employee benefits | $977,000 | 6,195 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $998,000 | 4,719 |
| Pre-tax net operating income | $1,696,000 | 3,972 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $703,000 | 3,082 |
| Income before extraordinary items | $1,001,000 | 4,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,001,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $995,880 | 4,602 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 4,081 |
| Total interest expense | $3,147,000 | 3,960 |
| Net interest income | $4,278,000 | 4,141 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $303,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $1,979,000 | 6,390 |
| Salaries and employee benefits | $926,000 | 6,569 |
| Premises and equipment expense | $196,000 | 7,757 |
| Additional noninterest expense | $857,000 | 5,590 |
| Pre-tax net operating income | $2,002,000 | 3,311 |
| Securities gains (losses) | $-53,000 | 13,098 |
| Applicable income taxes | $894,000 | 2,529 |
| Income before extraordinary items | $1,055,000 | 4,483 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,055,000 | 4,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,088,920 | 4,147 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,677,000 | 4,451 |
| Total interest expense | $3,962,000 | 4,112 |
| Net interest income | $3,715,000 | 4,767 |
| Provision for loan and lease losses | $382,000 | 3,560 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,980 |
| Total noninterest expense | $1,985,000 | 6,421 |
| Salaries and employee benefits | $927,000 | 6,469 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $859,000 | 5,736 |
| Pre-tax net operating income | $1,704,000 | 3,615 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $668,000 | 3,122 |
| Income before extraordinary items | $1,036,000 | 4,353 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,036,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,036,000 | 4,046 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.