Home > Rocky Mountain Bank > Net charge- offs to loans
Rocky Mountain Bank, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1977% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6090% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0825% | 4,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 4,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3633% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5246% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1264% | 4,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 3,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0877% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1224% | 4,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1858% | 4,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0971% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2869% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9806% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1564% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.1232% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1651% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2577% | 4,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 4,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 3,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1894% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3229% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0331% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 4,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1645% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2026% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4730% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0259% | 3,816 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 3,351 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 3,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0534% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2368% | 4,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 3,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 3,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9756% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0978% | 4,196 |
| Percentage Net Loans Charged-off: Credit card loans | -3.9663% | 865 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1332% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0658% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1342% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1291% | 4,229 |
| Percentage Net Loans Charged-off: Credit card loans | -5.6243% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1954% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 4,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 3,488 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1416% | 4,383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2730% | 4,391 |
| Percentage Net Loans Charged-off: Credit card loans | -7.3469% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 3,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1664% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5341% | 4,544 |
| Percentage Net Loans Charged-off: Credit card loans | -15.2745% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3395% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1016% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.6751% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4105% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9410% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0367% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1329% | 4,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.8595% | 4,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6095% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4769% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2886% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5798% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0622% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1954% | 4,924 |
| Percentage Net Loans Charged-off:Construction & development | -1.1775% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5038% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3333% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3712% | 1,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1145% | 4,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3939% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1403% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2627% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.1244% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2855% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1663% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 93.7617% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1426% | 2,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1882% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 117.5021% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1971% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0190% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3396% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0883% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6962% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2598% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5874% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0963% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1275% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4856% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0300% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 46.9969% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2128% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4848% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1724% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0481% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6341% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 63.7639% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2308% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2608% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6685% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 14.1223% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1421% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,785 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 5,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1397% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6486% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7780% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2558% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1286% | 5,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2109% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2239% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2633% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1898% | 5,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3098% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2965% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3136% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5089% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3128% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3069% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2806% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3632% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4646% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0775% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3422% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3483% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6221% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7954% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1874% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1906% | 1,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2243% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2187% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4528% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4577% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1549% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2976% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2879% | 5,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5005% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1399% | 915 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4450% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3754% | 5,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 2,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1339% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8877% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7087% | 5,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1439% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1642% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1763% | 5,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0826% | 3,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0826% | 3,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1149% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4819% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9160% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2046% | 5,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0747% | 2,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1095% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2370% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7430% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4023% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2887% | 5,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0766% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0766% | 2,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 5,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0900% | 4,460 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 5,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 5,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0624% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0610% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1321% | 6,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0394% | 5,102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3359% | 6,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3141% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0967% | 2,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1026% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 5,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 5,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1626% | 6,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4289% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 3,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0906% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 6,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2050% | 6,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5234% | 6,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6674% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2000% | 5,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2000% | 5,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0876% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3084% | 6,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4794% | 6,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.1763% | 5,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0472% | 6,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0851% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0457% | 2,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0457% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1091% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2412% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.6699% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 2,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5055% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 4,695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6431% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0210% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0806% | 3,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 3,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1184% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2922% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.6677% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 2,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6837% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0666% | 4,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8740% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1057% | 5,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0750% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0750% | 3,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1248% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3618% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5231% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.9333% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2840% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0300% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 4,730 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2908% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1606% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0594% | 3,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1031% | 912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5811% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8375% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 1.8127% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5638% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2264% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 4,755 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5319% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3151% | 6,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2499% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2499% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1814% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2279% | 6,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2660% | 6,933 |
| Percentage Net Loans Charged-off:Construction & development | -2.4929% | 6,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1094% | 2,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2289% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5229% | 5,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3928% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 6,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1075% | 6,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1075% | 6,202 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0832% | 6,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 6,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 4,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 6,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 2,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5862% | 5,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4612% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6514% | 6,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1466% | 6,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1466% | 6,248 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1867% | 6,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1823% | 6,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8902% | 5,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 2,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9637% | 6,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1133% | 6,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1133% | 6,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4086% | 6,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1194% | 6,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 6,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0724% | 6,819 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4105% | 5,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2148% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9038% | 6,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0799% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0799% | 2,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5550% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8142% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0059% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 3.6182% | 1,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1361% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.8670% | 5,766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9835% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6755% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1230% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6293% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5608% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5186% | 2,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1713% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5763% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8255% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 3.2486% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4155% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.0523% | 5,785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5177% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1043% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1396% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8448% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 2,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5328% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1883% | 1,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7290% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0135% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 5.4300% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9440% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.9785% | 5,811 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2126% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9527% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5571% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7743% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7229% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6346% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2038% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4690% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7522% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 6.0616% | 526 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0918% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8135% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7039% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8413% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2807% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7621% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6294% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1423% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5448% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2619% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 4.3107% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8731% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1144% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 8.7249% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0441% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6917% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1300% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2381% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3991% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8576% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 5.0865% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7912% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4316% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 9.2930% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8807% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7704% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4834% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2499% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1597% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1452% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0935% | 2,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9876% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9556% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 13.6941% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5156% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.4526% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3520% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2911% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1565% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3129% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.1943% | 1,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9123% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8846% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7197% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5179% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3547% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2758% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4835% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 5.7028% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4281% | 1,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3501% | 730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8951% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5937% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9760% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 4,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6066% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2282% | 1,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4405% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7026% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 6.5609% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5474% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4359% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7632% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9727% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 4,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7056% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2265% | 1,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7639% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8978% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 2.8949% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 1,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5920% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0033% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2956% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6669% | 3,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2623% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6123% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7028% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 2.6210% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2149% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0078% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0370% | 6,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7650% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3611% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2780% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3953% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.8828% | 1,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2874% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4410% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6152% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3281% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8671% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3748% | 7,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 2,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.3494% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6187% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9299% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6735% | 7,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1833% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7985% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9941% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0932% | 7,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0517% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 8,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0172% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8255% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7331% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 4,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1165% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7312% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5379% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1585% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 7,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5379% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1710% | 1,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2778% | 3,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1662% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 4,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 6,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1221% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 5,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0877% | 8,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2452% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3310% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4973% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1652% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 8,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5511% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1721% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0655% | 8,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3798% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4696% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1847% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1776% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1373% | 8,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2654% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1894% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5962% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 2,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 5,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7750% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1723% | 4,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9318% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0343% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9822% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 5,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1524% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0930% | 6,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 7,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1111% | 8,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 7,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1525% | 8,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 8,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0796% | 8,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5729% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1546% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 5,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1008% | 6,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 1,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 5,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0984% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0756% | 6,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1518% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 7,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0693% | 7,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 4,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3012% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1081% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2445% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3890% | 4,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 3,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2613% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7054% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0368% | 1,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 5,498 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7822% | 795 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 5,598 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 7,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 7,387 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 7,126 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 10,370 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0143% | 11,191 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 6,475 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |