Home > Robertson Banking Company > Net charge- offs to loans

Robertson Banking Company, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0563%1,295
Percentage Net Loans Charged-off: Total real estate loans0.0180%663
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0367%368
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,530
Percentage Net Loans Charged-off: Home equity loans0.0496%138
All other 1-4 family - Percent of loans charged-off, net-0.0103%3,973
Percentage Net Loans Charged-off: Commercial and industrial0.4514%591
Percentage Net Loans Charged-off: Loans to individuals1.1194%638
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.1194%536
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0819%905
Percentage Net Loans Charged-off: Total real estate loans0.0253%468
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0486%277
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0672%106
All other 1-4 family - Percent of loans charged-off, net-0.0115%4,018
Percentage Net Loans Charged-off: Commercial and industrial0.6569%357
Percentage Net Loans Charged-off: Loans to individuals1.6411%373
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual1.6411%335
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1251%586
Percentage Net Loans Charged-off: Total real estate loans0.0404%283
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0735%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0059%440
Percentage Net Loans Charged-off: Home equity loans0.1041%65
All other 1-4 family - Percent of loans charged-off, net-0.0104%3,993
Percentage Net Loans Charged-off: Commercial and industrial0.9542%282
Percentage Net Loans Charged-off: Loans to individuals2.4148%234
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual2.4148%248
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0797%671
Percentage Net Loans Charged-off: Total real estate loans0.0836%150
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.1429%97
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0300%196
Percentage Net Loans Charged-off: Home equity loans0.2605%28
All other 1-4 family - Percent of loans charged-off, net-0.0070%4,016
Percentage Net Loans Charged-off: Commercial and industrial-0.0385%4,038
Percentage Net Loans Charged-off: Loans to individuals0.9302%603
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.9302%549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%840
Percentage Net Loans Charged-off: Total real estate loans0.0160%626
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0270%344
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0103%593
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0116%535
Percentage Net Loans Charged-off: Commercial and industrial0.7136%271
Percentage Net Loans Charged-off: Loans to individuals0.5656%919
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.5656%845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0601%883
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,228
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.6927%226
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,431
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%3,482
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,190
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0257%3,571
Percentage Net Loans Charged-off: Loans to individuals-0.3025%4,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3025%4,329
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0045%3,311
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0057%349
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0063%316
Percentage Net Loans Charged-off: Commercial and industrial-0.0308%3,709
Percentage Net Loans Charged-off: Loans to individuals-0.1130%4,082
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1130%4,044
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%3,433
Percentage Net Loans Charged-off: Total real estate loans-0.0284%4,184
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0238%621
Percentage Net Loans Charged-off: Home equity loans0.2142%74
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0725%1,040
Percentage Net Loans Charged-off: Loans to individuals0.8309%514
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8309%459
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0096%3,659
Percentage Net Loans Charged-off: Total real estate loans-0.0239%4,167
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0741%313
Percentage Net Loans Charged-off: Home equity loans0.6497%31
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial-0.0105%3,503
Percentage Net Loans Charged-off: Loans to individuals0.8549%459
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8549%401
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0504%4,376
Percentage Net Loans Charged-off: Total real estate loans-0.0715%4,591
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,543
Percentage Net Loans Charged-off: Home equity loans-0.0241%3,390
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial-0.0098%3,530
Percentage Net Loans Charged-off: Loans to individuals0.7079%532
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7079%468
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%1,301
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,507
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0188%3,814
Percentage Net Loans Charged-off: Loans to individuals1.9030%229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9030%205
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%2,162
Percentage Net Loans Charged-off: Total real estate loans0.0415%1,081
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0172%4,214
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0195%4,268
Percentage Net Loans Charged-off: Commercial and industrial0.0241%1,896
Percentage Net Loans Charged-off: Loans to individuals0.5077%1,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5077%1,096
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%2,662
Percentage Net Loans Charged-off: Total real estate loans0.0096%1,425
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%4,312
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0240%4,374
Percentage Net Loans Charged-off: Commercial and industrial-0.0183%4,005
Percentage Net Loans Charged-off: Loans to individuals0.4482%1,266
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4482%1,153
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%2,335
Percentage Net Loans Charged-off: Total real estate loans0.0153%1,122
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0318%4,464
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0359%4,513
Percentage Net Loans Charged-off: Commercial and industrial-0.0191%3,992
Percentage Net Loans Charged-off: Loans to individuals0.5609%1,146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5609%1,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,581
Percentage Net Loans Charged-off: Total real estate loans-0.0197%4,467
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0626%4,687
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0709%4,715
Percentage Net Loans Charged-off: Commercial and industrial-0.0354%4,068
Percentage Net Loans Charged-off: Loans to individuals1.1644%676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1644%609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%3,205
Percentage Net Loans Charged-off: Total real estate loans0.0156%1,711
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0461%1,073
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0515%967
Percentage Net Loans Charged-off: Commercial and industrial-0.0257%4,173
Percentage Net Loans Charged-off: Loans to individuals0.1605%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1605%2,480
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,455
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,944
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,603
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,505
Percentage Net Loans Charged-off: Commercial and industrial-0.0283%4,151
Percentage Net Loans Charged-off: Loans to individuals0.1604%2,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1604%2,316
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%3,929
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,674
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0342%4,201
Percentage Net Loans Charged-off: Loans to individuals0.0801%2,543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0801%2,420
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0016%2,705
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%3,992
Percentage Net Loans Charged-off: Loans to individuals0.1563%2,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1563%1,903
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%3,139
Percentage Net Loans Charged-off: Total real estate loans0.0085%2,046
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0222%1,600
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0245%1,502
Percentage Net Loans Charged-off: Commercial and industrial-0.0282%4,237
Percentage Net Loans Charged-off: Loans to individuals0.5540%1,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5540%1,347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0233%2,670
Percentage Net Loans Charged-off: Total real estate loans0.0121%1,630
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0312%1,275
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0343%1,171
Percentage Net Loans Charged-off: Commercial and industrial-0.0315%4,252
Percentage Net Loans Charged-off: Loans to individuals0.7347%1,030
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7347%924
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%2,571
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,706
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.0310%4,255
Percentage Net Loans Charged-off: Loans to individuals0.9211%788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9211%704
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%1,983
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,280
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial-0.0307%4,237
Percentage Net Loans Charged-off: Loans to individuals1.2768%611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2768%533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0874%2,219
Percentage Net Loans Charged-off: Total real estate loans0.0866%1,087
Percentage Net Loans Charged-off:Construction & development-1.6934%5,183
Percentage Net Loans Charged-off: Commercial real estate0.5080%266
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0568%5,177
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0613%5,195
Percentage Net Loans Charged-off: Commercial and industrial-0.0115%4,262
Percentage Net Loans Charged-off: Loans to individuals0.6938%1,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6938%1,215
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1045%1,745
Percentage Net Loans Charged-off: Total real estate loans0.1173%732
Percentage Net Loans Charged-off:Construction & development-2.7313%5,238
Percentage Net Loans Charged-off: Commercial real estate0.6828%159
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0763%5,285
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0821%5,291
Percentage Net Loans Charged-off: Commercial and industrial-0.0102%4,125
Percentage Net Loans Charged-off: Loans to individuals0.3650%1,952
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3650%1,809
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2668%762
Percentage Net Loans Charged-off: Total real estate loans0.3168%280
Percentage Net Loans Charged-off:Construction & development-0.2090%4,976
Percentage Net Loans Charged-off: Commercial real estate1.0909%94
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.1153%5,424
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.1239%5,427
Percentage Net Loans Charged-off: Commercial and industrial-0.0154%4,165
Percentage Net Loans Charged-off: Loans to individuals0.2576%2,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2576%2,000
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0625%5,282
Percentage Net Loans Charged-off: Total real estate loans-0.0854%5,457
Percentage Net Loans Charged-off:Construction & development-0.2798%5,110
Percentage Net Loans Charged-off: Commercial real estate-0.0406%5,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.1495%5,526
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.1608%5,546
Percentage Net Loans Charged-off: Commercial and industrial-0.0145%4,118
Percentage Net Loans Charged-off: Loans to individuals0.3703%1,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3703%1,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2303%1,206
Percentage Net Loans Charged-off: Total real estate loans0.2449%547
Percentage Net Loans Charged-off:Construction & development3.2228%45
Percentage Net Loans Charged-off: Commercial real estate0.4635%327
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%4,761
Percentage Net Loans Charged-off: Home equity loans0.0405%694
All other 1-4 family - Percent of loans charged-off, net-0.0060%4,891
Percentage Net Loans Charged-off: Commercial and industrial0.2171%1,498
Percentage Net Loans Charged-off: Loans to individuals0.0342%3,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0342%3,465
Percentage Net Loans Charged-off: All other loans and lease-0.0251%5,090
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0800%2,180
Percentage Net Loans Charged-off: Total real estate loans-0.0123%4,809
Percentage Net Loans Charged-off:Construction & development-0.2474%5,155
Percentage Net Loans Charged-off: Commercial real estate-0.0156%5,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,407
Percentage Net Loans Charged-off: Home equity loans0.0822%513
All other 1-4 family - Percent of loans charged-off, net-0.0061%4,843
Percentage Net Loans Charged-off: Commercial and industrial0.6911%673
Percentage Net Loans Charged-off: Loans to individuals-0.0449%5,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0448%4,974
Percentage Net Loans Charged-off: All other loans and lease-0.0354%5,152
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1042%1,788
Percentage Net Loans Charged-off: Total real estate loans-0.0185%4,986
Percentage Net Loans Charged-off:Construction & development-0.2659%5,210
Percentage Net Loans Charged-off: Commercial real estate-0.0203%5,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0086%4,880
Percentage Net Loans Charged-off: Home equity loans-0.0417%4,118
All other 1-4 family - Percent of loans charged-off, net-0.0062%4,851
Percentage Net Loans Charged-off: Commercial and industrial0.8889%512
Percentage Net Loans Charged-off: Loans to individuals0.0997%2,687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0997%2,542
Percentage Net Loans Charged-off: All other loans and lease-0.0524%5,231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0419%5,241
Percentage Net Loans Charged-off: Total real estate loans-0.0116%4,852
Percentage Net Loans Charged-off:Construction & development-0.2954%5,287
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%4,795
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0063%4,870
Percentage Net Loans Charged-off: Commercial and industrial-0.2883%5,480
Percentage Net Loans Charged-off: Loans to individuals0.2692%1,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2692%1,686
Percentage Net Loans Charged-off: All other loans and lease-0.1030%5,322
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%2,932
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,320
Percentage Net Loans Charged-off:Construction & development0.0142%760
Percentage Net Loans Charged-off: Commercial real estate-0.0125%5,180
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0090%2,932
Percentage Net Loans Charged-off: Home equity loans-0.0687%4,301
All other 1-4 family - Percent of loans charged-off, net0.0145%2,715
Percentage Net Loans Charged-off: Commercial and industrial0.4426%1,070
Percentage Net Loans Charged-off: Loans to individuals0.4236%1,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4236%1,694
Percentage Net Loans Charged-off: All other loans and lease-0.0484%5,287
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1082%2,048
Percentage Net Loans Charged-off: Total real estate loans0.0079%2,822
Percentage Net Loans Charged-off:Construction & development0.0531%586
Percentage Net Loans Charged-off: Commercial real estate-0.0024%5,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0162%2,571
Percentage Net Loans Charged-off: Home equity loans-0.0626%4,311
All other 1-4 family - Percent of loans charged-off, net0.0216%2,385
Percentage Net Loans Charged-off: Commercial and industrial0.8264%572
Percentage Net Loans Charged-off: Loans to individuals0.1360%2,735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1360%2,592
Percentage Net Loans Charged-off: All other loans and lease-0.0324%5,298
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%3,105
Percentage Net Loans Charged-off: Total real estate loans0.0398%2,042
Percentage Net Loans Charged-off:Construction & development0.1779%389
Percentage Net Loans Charged-off: Commercial real estate0.0662%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0275%2,202
Percentage Net Loans Charged-off: Home equity loans-0.0479%4,331
All other 1-4 family - Percent of loans charged-off, net0.0327%2,018
Percentage Net Loans Charged-off: Commercial and industrial-0.0911%5,098
Percentage Net Loans Charged-off: Loans to individuals0.2391%2,087
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2391%1,958
Percentage Net Loans Charged-off: All other loans and lease-0.0477%5,384
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0666%2,071
Percentage Net Loans Charged-off: Total real estate loans0.1120%1,121
Percentage Net Loans Charged-off:Construction & development-0.1693%5,367
Percentage Net Loans Charged-off: Commercial real estate0.2157%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1244%1,111
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1326%1,023
Percentage Net Loans Charged-off: Commercial and industrial-0.1331%5,333
Percentage Net Loans Charged-off: Loans to individuals-0.2735%5,605
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2735%5,552
Percentage Net Loans Charged-off: All other loans and lease-0.0980%5,488
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0397%4,027
Percentage Net Loans Charged-off: Total real estate loans0.0509%2,995
Percentage Net Loans Charged-off:Construction & development-0.0838%5,245
Percentage Net Loans Charged-off: Commercial real estate0.2279%1,121
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0534%5,998
Percentage Net Loans Charged-off: Home equity loans0.2513%625
All other 1-4 family - Percent of loans charged-off, net-0.0716%6,043
Percentage Net Loans Charged-off: Commercial and industrial-0.0129%4,750
Percentage Net Loans Charged-off: Loans to individuals-0.1703%5,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1703%5,788
Percentage Net Loans Charged-off: All other loans and lease0.1859%914
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0672%3,243
Percentage Net Loans Charged-off: Total real estate loans0.0948%2,175
Percentage Net Loans Charged-off:Construction & development-0.0718%5,256
Percentage Net Loans Charged-off: Commercial real estate0.3041%830
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%5,649
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0089%5,652
Percentage Net Loans Charged-off: Commercial and industrial-0.0579%5,112
Percentage Net Loans Charged-off: Loans to individuals-0.1814%5,791
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1813%5,733
Percentage Net Loans Charged-off: All other loans and lease0.0303%1,220
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1139%2,524
Percentage Net Loans Charged-off: Total real estate loans0.1553%1,615
Percentage Net Loans Charged-off:Construction & development-0.0811%5,361
Percentage Net Loans Charged-off: Commercial real estate0.4808%595
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%5,657
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0100%5,656
Percentage Net Loans Charged-off: Commercial and industrial-0.0613%5,113
Percentage Net Loans Charged-off: Loans to individuals-0.2687%5,911
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2687%5,864
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0200%5,360
Percentage Net Loans Charged-off: Total real estate loans-0.0048%5,252
Percentage Net Loans Charged-off:Construction & development-0.0889%5,487
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%5,497
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0066%5,529
Percentage Net Loans Charged-off: Commercial and industrial-0.0877%5,327
Percentage Net Loans Charged-off: Loans to individuals-0.1974%5,696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1974%5,640
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%4,014
Percentage Net Loans Charged-off: Total real estate loans0.0654%3,535
Percentage Net Loans Charged-off:Construction & development-0.1409%5,636
Percentage Net Loans Charged-off: Commercial real estate-0.0697%6,282
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2358%2,022
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.2494%1,898
Percentage Net Loans Charged-off: Commercial and industrial0.2702%2,009
Percentage Net Loans Charged-off: Loans to individuals0.1352%3,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1352%3,339
Percentage Net Loans Charged-off: All other loans and lease-0.1169%5,832
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0701%3,928
Percentage Net Loans Charged-off: Total real estate loans0.0519%3,432
Percentage Net Loans Charged-off:Construction & development-0.1168%5,662
Percentage Net Loans Charged-off: Commercial real estate-0.0762%6,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2043%2,073
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.2162%1,940
Percentage Net Loans Charged-off: Commercial and industrial0.2490%1,839
Percentage Net Loans Charged-off: Loans to individuals0.1192%3,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1192%3,158
Percentage Net Loans Charged-off: All other loans and lease-0.1476%5,910
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%4,067
Percentage Net Loans Charged-off: Total real estate loans0.0151%3,651
Percentage Net Loans Charged-off:Construction & development-0.1322%5,728
Percentage Net Loans Charged-off: Commercial real estate-0.0912%6,440
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1235%2,408
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1308%2,236
Percentage Net Loans Charged-off: Commercial and industrial0.3006%1,513
Percentage Net Loans Charged-off: Loans to individuals0.1769%2,761
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1769%2,614
Percentage Net Loans Charged-off: All other loans and lease-0.2212%5,960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%3,638
Percentage Net Loans Charged-off: Total real estate loans-0.0280%6,201
Percentage Net Loans Charged-off:Construction & development-0.1573%5,839
Percentage Net Loans Charged-off: Commercial real estate-0.0690%6,494
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%5,904
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0069%5,929
Percentage Net Loans Charged-off: Commercial and industrial0.6518%849
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease-0.4630%6,062
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7075%1,671
Percentage Net Loans Charged-off: Total real estate loans0.7739%1,331
Percentage Net Loans Charged-off:Construction & development30.3823%41
Percentage Net Loans Charged-off: Commercial real estate-0.0556%6,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential-0.1346%6,817
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.1437%6,807
Percentage Net Loans Charged-off: Commercial and industrial0.3047%2,487
Percentage Net Loans Charged-off: Loans to individuals0.6367%1,998
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6367%1,856
Percentage Net Loans Charged-off: All other loans and lease-0.0249%5,911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9184%1,181
Percentage Net Loans Charged-off: Total real estate loans1.0654%905
Percentage Net Loans Charged-off:Construction & development36.4462%40
Percentage Net Loans Charged-off: Commercial real estate-0.0666%6,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.1799%6,928
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.1922%6,915
Percentage Net Loans Charged-off: Commercial and industrial-0.1144%6,103
Percentage Net Loans Charged-off: Loans to individuals0.7990%1,535
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7990%1,405
Percentage Net Loans Charged-off: All other loans and lease-0.0320%5,978
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3881%738
Percentage Net Loans Charged-off: Total real estate loans1.6285%542
Percentage Net Loans Charged-off:Construction & development51.1050%27
Percentage Net Loans Charged-off: Commercial real estate-0.0488%6,703
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.2685%7,001
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.2871%6,991
Percentage Net Loans Charged-off: Commercial and industrial-0.1498%6,187
Percentage Net Loans Charged-off: Loans to individuals0.8141%1,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8141%1,350
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%5,973
Percentage Net Loans Charged-off: Total real estate loans-0.0182%6,556
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0496%6,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%6,397
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0077%6,397
Percentage Net Loans Charged-off: Commercial and industrial-0.1385%6,122
Percentage Net Loans Charged-off: Loans to individuals0.3951%2,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3951%1,862
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1668%7,194
Percentage Net Loans Charged-off: Total real estate loans0.1151%4,507
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.2490%2,570
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%6,881
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net-0.0117%6,872
Percentage Net Loans Charged-off: Commercial and industrial-2.9146%7,019
Percentage Net Loans Charged-off: Loans to individuals-0.1453%6,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1383%6,679
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1990%7,263
Percentage Net Loans Charged-off: Total real estate loans0.1754%3,770
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.3474%1,954
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0265%4,290
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0285%4,100
Percentage Net Loans Charged-off: Commercial and industrial-3.8858%7,106
Percentage Net Loans Charged-off: Loans to individuals-0.1131%6,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1061%6,530
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3860%7,371
Percentage Net Loans Charged-off: Total real estate loans0.2279%3,218
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.4015%1,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%6,913
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.0156%6,900
Percentage Net Loans Charged-off: Commercial and industrial-6.5714%7,192
Percentage Net Loans Charged-off: Loans to individuals-0.2928%6,848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2685%6,826
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1882%7,248
Percentage Net Loans Charged-off: Total real estate loans0.1174%3,117
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0764%7,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%6,932
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0237%6,935
Percentage Net Loans Charged-off: Commercial and industrial-2.9985%7,205
Percentage Net Loans Charged-off: Loans to individuals-0.7190%7,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6315%7,089
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7328%2,825
Percentage Net Loans Charged-off: Total real estate loans0.8356%2,184
Percentage Net Loans Charged-off:Construction & development10.8645%508
Percentage Net Loans Charged-off: Commercial real estate-0.0663%7,295
Percentage Net Loans Charged-off: Multi-family residential0.2093%965
Percentage Net Loans Charged-off: 1-4 family residential0.2761%3,096
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.2972%2,894
Percentage Net Loans Charged-off: Commercial and industrial-0.2407%7,045
Percentage Net Loans Charged-off: Loans to individuals0.9060%2,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1795%1,427
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8305%2,377
Percentage Net Loans Charged-off: Total real estate loans1.0148%1,736
Percentage Net Loans Charged-off:Construction & development13.3089%344
Percentage Net Loans Charged-off: Commercial real estate-0.0809%7,383
Percentage Net Loans Charged-off: Multi-family residential0.2845%750
Percentage Net Loans Charged-off: 1-4 family residential0.0951%3,809
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1023%3,578
Percentage Net Loans Charged-off: Commercial and industrial-0.2674%7,084
Percentage Net Loans Charged-off: Loans to individuals-0.2065%7,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2342%1,214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1788%1,614
Percentage Net Loans Charged-off: Total real estate loans1.4229%1,184
Percentage Net Loans Charged-off:Construction & development18.0459%223
Percentage Net Loans Charged-off: Commercial real estate-0.0986%7,452
Percentage Net Loans Charged-off: Multi-family residential0.4255%568
Percentage Net Loans Charged-off: 1-4 family residential0.0728%3,580
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0783%3,337
Percentage Net Loans Charged-off: Commercial and industrial-0.1275%6,909
Percentage Net Loans Charged-off: Loans to individuals-0.4016%7,311
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3866%934
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0615%7,402
Percentage Net Loans Charged-off: Total real estate loans-0.0462%7,515
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-0.0383%7,467
Percentage Net Loans Charged-off: Multi-family residential-0.0692%5,976
Percentage Net Loans Charged-off: 1-4 family residential-0.0797%7,538
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0857%7,539
Percentage Net Loans Charged-off: Commercial and industrial0.0558%2,691
Percentage Net Loans Charged-off: Loans to individuals-0.5551%7,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4598%3,942
Percentage Net Loans Charged-off: Total real estate loans0.5275%2,841
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0790%2,971
Percentage Net Loans Charged-off: Multi-family residential3.7946%299
Percentage Net Loans Charged-off: 1-4 family residential0.5425%1,979
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.5769%1,815
Percentage Net Loans Charged-off: Commercial and industrial0.1839%4,529
Percentage Net Loans Charged-off: Loans to individuals0.0309%5,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1869%1,622
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1401%5,303
Percentage Net Loans Charged-off: Total real estate loans0.1933%3,637
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.1087%2,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4280%1,983
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.4542%1,815
Percentage Net Loans Charged-off: Commercial and industrial-0.0411%7,138
Percentage Net Loans Charged-off: Loans to individuals0.1612%5,021
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7292%7,053
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2055%4,238
Percentage Net Loans Charged-off: Total real estate loans0.2924%2,721
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.1923%1,567
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6238%1,348
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.6606%1,260
Percentage Net Loans Charged-off: Commercial and industrial-0.0238%7,024
Percentage Net Loans Charged-off: Loans to individuals0.0790%4,934
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0943%7,091
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%7,297
Percentage Net Loans Charged-off: Total real estate loans0.0164%3,590
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0797%1,158
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%7,657
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0149%7,648
Percentage Net Loans Charged-off: Commercial and industrial-0.1401%7,355
Percentage Net Loans Charged-off: Loans to individuals-0.1946%7,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0490%6,090
Percentage Net Loans Charged-off: Total real estate loans0.0893%3,831
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.3505%1,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%7,770
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.0072%7,762
Percentage Net Loans Charged-off: Commercial and industrial-0.5350%7,781
Percentage Net Loans Charged-off: Loans to individuals0.6628%3,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4569%7,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0096%7,658
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,661
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0038%7,701
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,672
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0024%7,658
Percentage Net Loans Charged-off: Commercial and industrial-0.5004%7,783
Percentage Net Loans Charged-off: Loans to individuals0.8961%2,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6285%7,251
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3272%8,293
Percentage Net Loans Charged-off: Total real estate loans-0.2966%8,285
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-1.1859%8,172
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.1655%7,527
Percentage Net Loans Charged-off: Loans to individuals-0.6239%8,025
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.9833%7,291
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7092%8,373
Percentage Net Loans Charged-off: Total real estate loans-0.6475%8,346
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-2.8270%8,219
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0198%1,803
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0209%1,641
Percentage Net Loans Charged-off: Commercial and industrial-0.2287%7,606
Percentage Net Loans Charged-off: Loans to individuals-1.4691%8,162
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.2339%7,312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0529%4,934
Percentage Net Loans Charged-off: Total real estate loans-0.0128%8,047
Percentage Net Loans Charged-off:Construction & development-0.0296%7,667
Percentage Net Loans Charged-off: Commercial real estate0.0209%1,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0294%8,002
Percentage Net Loans Charged-off: Home equity loans-0.0361%6,014
All other 1-4 family - Percent of loans charged-off, net-0.0291%7,972
Percentage Net Loans Charged-off: Commercial and industrial0.8483%1,341
Percentage Net Loans Charged-off: Loans to individuals0.3710%3,659
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7514%7,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0585%3,981
Percentage Net Loans Charged-off: Total real estate loans-0.0491%8,102
Percentage Net Loans Charged-off:Construction & development-0.0394%7,668
Percentage Net Loans Charged-off: Commercial real estate-0.1744%8,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%7,770
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0107%7,750
Percentage Net Loans Charged-off: Commercial and industrial1.2259%791
Percentage Net Loans Charged-off: Loans to individuals-0.0570%7,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8698%7,415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%3,507
Percentage Net Loans Charged-off: Total real estate loans-0.1670%8,312
Percentage Net Loans Charged-off:Construction & development-0.0598%7,683
Percentage Net Loans Charged-off: Commercial real estate-0.2560%8,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.1917%8,271
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.1994%8,251
Percentage Net Loans Charged-off: Commercial and industrial1.8986%502
Percentage Net Loans Charged-off: Loans to individuals-0.2551%7,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1004%7,128
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1541%8,198
Percentage Net Loans Charged-off: Total real estate loans-0.1641%8,342
Percentage Net Loans Charged-off:Construction & development-0.1222%7,694
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.2891%8,350
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.2998%8,308
Percentage Net Loans Charged-off: Commercial and industrial-0.1537%7,523
Percentage Net Loans Charged-off: Loans to individuals-0.1013%7,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0610%7,028
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3108%1,297
Percentage Net Loans Charged-off: Total real estate loans0.1556%919
Percentage Net Loans Charged-off:Construction & development0.4403%243
Percentage Net Loans Charged-off: Commercial real estate0.6133%263
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0554%8,222
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0572%8,182
Percentage Net Loans Charged-off: Commercial and industrial0.1026%2,918
Percentage Net Loans Charged-off: Loans to individuals1.9307%582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4598%820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1005%2,704
Percentage Net Loans Charged-off: Total real estate loans0.0092%2,564
Percentage Net Loans Charged-off:Construction & development0.7126%110
Percentage Net Loans Charged-off: Commercial real estate-0.0417%8,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0120%7,927
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0123%7,906
Percentage Net Loans Charged-off: Commercial and industrial-0.3937%7,957
Percentage Net Loans Charged-off: Loans to individuals1.2825%946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6646%613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0524%7,984
Percentage Net Loans Charged-off: Total real estate loans0.0301%1,723
Percentage Net Loans Charged-off:Construction & development1.4683%49
Percentage Net Loans Charged-off: Commercial real estate-0.0624%8,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0091%1,869
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0094%1,744
Percentage Net Loans Charged-off: Commercial and industrial-1.5643%8,216
Percentage Net Loans Charged-off: Loans to individuals1.3649%878
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0540%7,091
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0478%2,881
Percentage Net Loans Charged-off: Total real estate loans0.0545%987
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1109%305
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0363%1,050
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0373%965
Percentage Net Loans Charged-off: Commercial and industrial-0.3322%7,834
Percentage Net Loans Charged-off: Loans to individuals0.5441%2,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4672%930
Percentage Net Loans Charged-off: Total real estate loans0.2987%451
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0772%8,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.5292%273
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.5392%295
Percentage Net Loans Charged-off: Commercial and industrial1.0900%1,056
Percentage Net Loans Charged-off: Loans to individuals0.7444%2,573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8467%646
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2040%1,933
Percentage Net Loans Charged-off: Total real estate loans0.2476%480
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.3985%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1949%738
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1982%750
Percentage Net Loans Charged-off: Commercial and industrial-0.3197%7,910
Percentage Net Loans Charged-off: Loans to individuals0.5319%2,999
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1086%1,106
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1602%2,185
Percentage Net Loans Charged-off: Total real estate loans0.2277%553
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.7688%178
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0299%8,159
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0303%8,153
Percentage Net Loans Charged-off: Commercial and industrial-0.3300%7,881
Percentage Net Loans Charged-off: Loans to individuals0.2595%3,876
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0942%962
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1339%8,347
Percentage Net Loans Charged-off: Total real estate loans0.0037%1,742
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.1636%295
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0782%8,430
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0792%8,414
Percentage Net Loans Charged-off: Commercial and industrial-0.4854%8,042
Percentage Net Loans Charged-off: Loans to individuals-0.6661%8,286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0573%7,196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3727%290
Percentage Net Loans Charged-off: Total real estate loans0.4139%404
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2846%632
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.5354%344
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.5396%353
Percentage Net Loans Charged-off: Commercial and industrial6.5509%144
Percentage Net Loans Charged-off: Loans to individuals2.7766%450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3627%7,628
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2713%290
Percentage Net Loans Charged-off: Total real estate loans0.4284%340
Percentage Net Loans Charged-off:Construction & development-0.0931%7,939
Percentage Net Loans Charged-off: Commercial real estate0.3609%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.5226%323
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.5264%331
Percentage Net Loans Charged-off: Commercial and industrial7.2273%105
Percentage Net Loans Charged-off: Loans to individuals1.2664%1,387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4752%7,656
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4490%1,072
Percentage Net Loans Charged-off: Total real estate loans0.3985%386
Percentage Net Loans Charged-off:Construction & development-0.1352%7,923
Percentage Net Loans Charged-off: Commercial real estate0.1444%557
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.5939%272
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.5979%283
Percentage Net Loans Charged-off: Commercial and industrial-0.0865%7,481
Percentage Net Loans Charged-off: Loans to individuals1.4601%1,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3800%7,636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3042%1,425
Percentage Net Loans Charged-off: Total real estate loans0.0521%1,304
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0421%8,541
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1112%918
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1119%871
Percentage Net Loans Charged-off: Commercial and industrial-0.1733%7,752
Percentage Net Loans Charged-off: Loans to individuals2.4220%661
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7484%7,676
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9764%611
Percentage Net Loans Charged-off: Total real estate loans0.5223%377
Percentage Net Loans Charged-off:Construction & development0.8398%243
Percentage Net Loans Charged-off: Commercial real estate0.7243%354
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.4470%506
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4487%531
Percentage Net Loans Charged-off: Commercial and industrial2.6560%668
Percentage Net Loans Charged-off: Loans to individuals1.6561%1,168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0301%441
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2842%2,232
Percentage Net Loans Charged-off: Total real estate loans0.2012%920
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.5525%365
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0179%2,463
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0180%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.3003%2,743
Percentage Net Loans Charged-off: Loans to individuals0.7551%2,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1190%1,305
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3429%1,819
Percentage Net Loans Charged-off: Total real estate loans0.2810%638
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.8195%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%8,191
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0030%8,227
Percentage Net Loans Charged-off: Commercial and industrial0.1503%2,866
Percentage Net Loans Charged-off: Loans to individuals0.8831%2,338
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1790%1,060
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2996%1,774
Percentage Net Loans Charged-off: Total real estate loans0.2775%555
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.7994%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.6718%2,681
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3507%676
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2413%3,237
Percentage Net Loans Charged-off: Total real estate loans0.1567%1,324
Percentage Net Loans Charged-off:Construction & development1.0040%231
Percentage Net Loans Charged-off: Commercial real estate0.2282%790
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1140%1,545
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1141%1,523
Percentage Net Loans Charged-off: Commercial and industrial0.2974%3,427
Percentage Net Loans Charged-off: Loans to individuals0.6288%3,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2716%1,292
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2390%3,199
Percentage Net Loans Charged-off: Total real estate loans0.1510%1,250
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2508%763
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2508%764
Percentage Net Loans Charged-off: Commercial and industrial0.0128%4,732
Percentage Net Loans Charged-off: Loans to individuals0.7918%2,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5002%1,006
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1528%3,751
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3315%2,108
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%3,251
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3051%2,714
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1532%4,793
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1771%4,210
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1373%4,982
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%11,377
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2628%6,456
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA