RiverBank, Income and Expense
2010-09-30 (YTD Data) | Rank | |
Total interest income | $29,901,000 | 775 |
Total interest expense | $13,454,000 | 462 |
Net interest income | $16,447,000 | 1,013 |
Provision for loan and lease losses | $2,150,000 | 1,573 |
Total noninterest income | $1,634,000 | 1,966 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $710,000 | 1,626 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $924,000 | 1,892 |
Total noninterest expense | $10,985,000 | 1,363 |
Salaries and employee benefits | $5,842,000 | 1,265 |
Premises and equipment expense | $1,364,000 | 1,426 |
Additional noninterest expense | $3,779,000 | 1,403 |
Pre-tax net operating income | $4,946,000 | 849 |
Securities gains (losses) | $2,064,000 | 208 |
Applicable income taxes | $2,305,000 | 529 |
Income before extraordinary items | $4,705,000 | 740 |
Extraordinary gains, net | $0 | 23 |
Net income | $4,705,000 | 738 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $4,705,000 | 740 |
Net charge-offs | $2,243,000 | 1,401 |
Cash dividends | $2,000,000 | 529 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $3,322,120 | 988 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $20,099,000 | 770 |
Total interest expense | $9,231,000 | 462 |
Net interest income | $10,868,000 | 1,021 |
Provision for loan and lease losses | $1,400,000 | 1,588 |
Total noninterest income | $1,075,000 | 1,948 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $460,000 | 1,670 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $615,000 | 1,830 |
Total noninterest expense | $7,133,000 | 1,392 |
Salaries and employee benefits | $3,745,000 | 1,317 |
Premises and equipment expense | $1,043,000 | 1,269 |
Additional noninterest expense | $2,345,000 | 1,515 |
Pre-tax net operating income | $3,410,000 | 808 |
Securities gains (losses) | $1,376,000 | 191 |
Applicable income taxes | $1,578,000 | 478 |
Income before extraordinary items | $3,208,000 | 701 |
Extraordinary gains, net | $0 | 19 |
Net income | $3,208,000 | 700 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $3,208,000 | 701 |
Net charge-offs | $1,101,000 | 1,624 |
Cash dividends | $750,000 | 928 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $2,286,080 | 944 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $10,110,000 | 776 |
Total interest expense | $4,859,000 | 469 |
Net interest income | $5,251,000 | 1,067 |
Provision for loan and lease losses | $700,000 | 1,467 |
Total noninterest income | $525,000 | 1,963 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $224,000 | 1,707 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $301,000 | 1,842 |
Total noninterest expense | $3,590,000 | 1,403 |
Salaries and employee benefits | $1,816,000 | 1,383 |
Premises and equipment expense | $523,000 | 1,310 |
Additional noninterest expense | $1,251,000 | 1,419 |
Pre-tax net operating income | $1,486,000 | 902 |
Securities gains (losses) | $697,000 | 178 |
Applicable income taxes | $613,000 | 602 |
Income before extraordinary items | $1,570,000 | 703 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,570,000 | 705 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $1,570,000 | 707 |
Net charge-offs | $591,000 | 1,462 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $1,068,160 | 995 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $40,888,000 | 818 |
Total interest expense | $21,368,000 | 529 |
Net interest income | $19,520,000 | 1,130 |
Provision for loan and lease losses | $1,640,000 | 2,753 |
Total noninterest income | $2,045,000 | 2,097 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $940,000 | 1,781 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $1,105,000 | 2,032 |
Total noninterest expense | $13,946,000 | 1,480 |
Salaries and employee benefits | $7,083,000 | 1,422 |
Premises and equipment expense | $1,647,000 | 1,642 |
Additional noninterest expense | $5,216,000 | 1,432 |
Pre-tax net operating income | $5,979,000 | 720 |
Securities gains (losses) | $1,832,000 | 299 |
Applicable income taxes | $2,704,000 | 439 |
Income before extraordinary items | $5,107,000 | 667 |
Extraordinary gains, net | $0 | 34 |
Net income | $5,107,000 | 666 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $5,107,000 | 667 |
Net charge-offs | $357,000 | 4,257 |
Cash dividends | $10,700,000 | 170 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $3,916,200 | 874 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $30,436,000 | 840 |
Total interest expense | $16,136,000 | 563 |
Net interest income | $14,300,000 | 1,156 |
Provision for loan and lease losses | $1,100,000 | 2,639 |
Total noninterest income | $1,535,000 | 2,132 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $710,000 | 1,776 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $825,000 | 2,085 |
Total noninterest expense | $10,192,000 | 1,511 |
Salaries and employee benefits | $5,013,000 | 1,514 |
Premises and equipment expense | $1,209,000 | 1,695 |
Additional noninterest expense | $3,970,000 | 1,371 |
Pre-tax net operating income | $4,543,000 | 757 |
Securities gains (losses) | $1,030,000 | 371 |
Applicable income taxes | $1,937,000 | 483 |
Income before extraordinary items | $3,636,000 | 744 |
Extraordinary gains, net | $0 | 27 |
Net income | $3,636,000 | 742 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $3,636,000 | 745 |
Net charge-offs | $349,000 | 3,506 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $2,966,500 | 911 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $20,154,000 | 869 |
Total interest expense | $10,888,000 | 586 |
Net interest income | $9,266,000 | 1,199 |
Provision for loan and lease losses | $700,000 | 2,488 |
Total noninterest income | $1,025,000 | 2,148 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $457,000 | 1,810 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $568,000 | 2,059 |
Total noninterest expense | $6,979,000 | 1,491 |
Salaries and employee benefits | $3,370,000 | 1,524 |
Premises and equipment expense | $810,000 | 1,720 |
Additional noninterest expense | $2,799,000 | 1,324 |
Pre-tax net operating income | $2,612,000 | 877 |
Securities gains (losses) | $458,000 | 545 |
Applicable income taxes | $1,016,000 | 611 |
Income before extraordinary items | $2,054,000 | 921 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,054,000 | 921 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $2,054,000 | 921 |
Net charge-offs | $186,000 | 3,511 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $1,747,140 | 1,057 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $10,054,000 | 876 |
Total interest expense | $5,504,000 | 601 |
Net interest income | $4,550,000 | 1,217 |
Provision for loan and lease losses | $240,000 | 2,611 |
Total noninterest income | $495,000 | 2,156 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $223,000 | 1,794 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $272,000 | 2,091 |
Total noninterest expense | $3,574,000 | 1,392 |
Salaries and employee benefits | $1,743,000 | 1,504 |
Premises and equipment expense | $428,000 | 1,656 |
Additional noninterest expense | $1,403,000 | 1,181 |
Pre-tax net operating income | $1,231,000 | 1,036 |
Securities gains (losses) | $227,000 | 614 |
Applicable income taxes | $482,000 | 707 |
Income before extraordinary items | $976,000 | 1,116 |
Extraordinary gains, net | $0 | 15 |
Net income | $976,000 | 1,118 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $976,000 | 1,118 |
Net charge-offs | $36,000 | 3,846 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $823,910 | 1,264 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $38,799,000 | 968 |
Total interest expense | $21,875,000 | 730 |
Net interest income | $16,924,000 | 1,317 |
Provision for loan and lease losses | $1,285,000 | 2,358 |
Total noninterest income | $2,030,000 | 2,123 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $1,042,000 | 1,701 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $988,000 | 2,136 |
Total noninterest expense | $11,642,000 | 1,679 |
Salaries and employee benefits | $6,706,000 | 1,543 |
Premises and equipment expense | $1,472,000 | 1,865 |
Additional noninterest expense | $3,464,000 | 1,762 |
Pre-tax net operating income | $6,027,000 | 931 |
Securities gains (losses) | $-10,105,000 | 8,177 |
Applicable income taxes | $-1,496,000 | 7,840 |
Income before extraordinary items | $-2,582,000 | 7,526 |
Extraordinary gains, net | $0 | 39 |
Net income | $-2,582,000 | 7,523 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $210,000 | 4,031 |
Cash dividends | $2,800,000 | 982 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $3,885,200 | 1,142 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $28,797,000 | 1,008 |
Total interest expense | $16,203,000 | 762 |
Net interest income | $12,594,000 | 1,348 |
Provision for loan and lease losses | $835,000 | 2,038 |
Total noninterest income | $1,459,000 | 2,246 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $782,000 | 1,710 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $677,000 | 2,367 |
Total noninterest expense | $8,585,000 | 1,697 |
Salaries and employee benefits | $4,963,000 | 1,581 |
Premises and equipment expense | $1,096,000 | 1,861 |
Additional noninterest expense | $2,526,000 | 1,759 |
Pre-tax net operating income | $4,633,000 | 1,090 |
Securities gains (losses) | $-9,383,000 | 8,281 |
Applicable income taxes | $1,527,000 | 826 |
Income before extraordinary items | $-6,277,000 | 8,160 |
Extraordinary gains, net | $0 | 31 |
Net income | $-6,277,000 | 8,160 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 3,824 |
Cash dividends | $2,000,000 | 1,009 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $3,106,000 | 1,257 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $18,864,000 | 1,041 |
Total interest expense | $10,723,000 | 795 |
Net interest income | $8,141,000 | 1,367 |
Provision for loan and lease losses | $505,000 | 1,898 |
Total noninterest income | $983,000 | 2,259 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $512,000 | 1,727 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $471,000 | 2,338 |
Total noninterest expense | $5,704,000 | 1,693 |
Salaries and employee benefits | $3,270,000 | 1,609 |
Premises and equipment expense | $750,000 | 1,825 |
Additional noninterest expense | $1,684,000 | 1,736 |
Pre-tax net operating income | $2,915,000 | 1,221 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $980,000 | 962 |
Income before extraordinary items | $1,935,000 | 1,432 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,935,000 | 1,433 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 3,332 |
Cash dividends | $1,000,000 | 1,384 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,935,000 | 1,403 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $9,292,000 | 1,089 |
Total interest expense | $5,394,000 | 841 |
Net interest income | $3,898,000 | 1,422 |
Provision for loan and lease losses | $105,000 | 2,634 |
Total noninterest income | $484,000 | 2,287 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $245,000 | 1,755 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $239,000 | 2,293 |
Total noninterest expense | $2,771,000 | 1,741 |
Salaries and employee benefits | $1,640,000 | 1,611 |
Premises and equipment expense | $393,000 | 1,748 |
Additional noninterest expense | $738,000 | 1,910 |
Pre-tax net operating income | $1,506,000 | 1,259 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $557,000 | 916 |
Income before extraordinary items | $949,000 | 1,576 |
Extraordinary gains, net | $0 | 15 |
Net income | $949,000 | 1,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 2,651 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $949,000 | 1,521 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $35,034,000 | 1,204 |
Total interest expense | $19,702,000 | 995 |
Net interest income | $15,332,000 | 1,482 |
Provision for loan and lease losses | $645,000 | 1,956 |
Total noninterest income | $2,658,000 | 1,796 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $1,009,000 | 1,752 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $1,649,000 | 1,565 |
Total noninterest expense | $11,359,000 | 1,621 |
Salaries and employee benefits | $6,836,000 | 1,477 |
Premises and equipment expense | $1,404,000 | 1,865 |
Additional noninterest expense | $3,119,000 | 1,774 |
Pre-tax net operating income | $5,986,000 | 1,396 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $2,152,000 | 1,067 |
Income before extraordinary items | $3,834,000 | 1,656 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,834,000 | 1,655 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $144,000 | 3,272 |
Cash dividends | $3,200,000 | 1,124 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $3,834,000 | 1,644 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $25,720,000 | 1,228 |
Total interest expense | $14,264,000 | 1,030 |
Net interest income | $11,456,000 | 1,489 |
Provision for loan and lease losses | $465,000 | 1,665 |
Total noninterest income | $1,697,000 | 2,033 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $745,000 | 1,754 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $952,000 | 1,890 |
Total noninterest expense | $8,490,000 | 1,608 |
Salaries and employee benefits | $5,098,000 | 1,489 |
Premises and equipment expense | $1,061,000 | 1,841 |
Additional noninterest expense | $2,331,000 | 1,735 |
Pre-tax net operating income | $4,198,000 | 1,609 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $1,485,000 | 1,238 |
Income before extraordinary items | $2,713,000 | 1,861 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,713,000 | 1,859 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 5,079 |
Cash dividends | $1,500,000 | 1,491 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $2,713,000 | 1,850 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $16,614,000 | 1,283 |
Total interest expense | $8,995,000 | 1,085 |
Net interest income | $7,619,000 | 1,512 |
Provision for loan and lease losses | $215,000 | 2,051 |
Total noninterest income | $778,000 | 2,651 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $438,000 | 1,962 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $340,000 | 2,824 |
Total noninterest expense | $5,640,000 | 1,636 |
Salaries and employee benefits | $3,380,000 | 1,521 |
Premises and equipment expense | $683,000 | 1,914 |
Additional noninterest expense | $1,577,000 | 1,727 |
Pre-tax net operating income | $2,542,000 | 1,797 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $892,000 | 1,383 |
Income before extraordinary items | $1,650,000 | 2,063 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,650,000 | 2,062 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 4,601 |
Cash dividends | $750,000 | 1,880 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,650,000 | 2,044 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $8,098,000 | 1,316 |
Total interest expense | $4,327,000 | 1,126 |
Net interest income | $3,771,000 | 1,525 |
Provision for loan and lease losses | $60,000 | 2,747 |
Total noninterest income | $349,000 | 2,811 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $186,000 | 2,187 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $163,000 | 2,873 |
Total noninterest expense | $2,808,000 | 1,648 |
Salaries and employee benefits | $1,764,000 | 1,469 |
Premises and equipment expense | $333,000 | 1,961 |
Additional noninterest expense | $711,000 | 1,871 |
Pre-tax net operating income | $1,252,000 | 1,801 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $461,000 | 1,363 |
Income before extraordinary items | $791,000 | 2,085 |
Extraordinary gains, net | $0 | 22 |
Net income | $791,000 | 2,085 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 3,890 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $791,000 | 2,074 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $28,954,000 | 1,375 |
Total interest expense | $15,215,000 | 1,102 |
Net interest income | $13,739,000 | 1,665 |
Provision for loan and lease losses | $160,000 | 3,939 |
Total noninterest income | $1,995,000 | 2,234 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $792,000 | 2,126 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,203,000 | 1,962 |
Total noninterest expense | $12,694,000 | 1,407 |
Salaries and employee benefits | $7,399,000 | 1,322 |
Premises and equipment expense | $1,639,000 | 1,568 |
Additional noninterest expense | $3,656,000 | 1,454 |
Pre-tax net operating income | $2,880,000 | 2,853 |
Securities gains (losses) | $-2,417,000 | 8,621 |
Applicable income taxes | $174,000 | 4,449 |
Income before extraordinary items | $289,000 | 6,956 |
Extraordinary gains, net | $0 | 51 |
Net income | $289,000 | 6,956 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 8,166 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,835,880 | 3,279 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $21,128,000 | 1,405 |
Total interest expense | $10,948,000 | 1,120 |
Net interest income | $10,180,000 | 1,708 |
Provision for loan and lease losses | $60,000 | 4,851 |
Total noninterest income | $987,000 | 2,943 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $586,000 | 2,164 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $401,000 | 3,216 |
Total noninterest expense | $9,752,000 | 1,380 |
Salaries and employee benefits | $5,660,000 | 1,302 |
Premises and equipment expense | $1,304,000 | 1,490 |
Additional noninterest expense | $2,788,000 | 1,422 |
Pre-tax net operating income | $1,355,000 | 4,011 |
Securities gains (losses) | $-2,417,000 | 8,703 |
Applicable income taxes | $-316,000 | 8,663 |
Income before extraordinary items | $-746,000 | 8,552 |
Extraordinary gains, net | $0 | 45 |
Net income | $-746,000 | 8,551 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 8,182 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $945,900 | 4,289 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $13,572,000 | 1,427 |
Total interest expense | $7,003,000 | 1,107 |
Net interest income | $6,569,000 | 1,769 |
Provision for loan and lease losses | $30,000 | 4,987 |
Total noninterest income | $665,000 | 2,925 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $398,000 | 2,114 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $267,000 | 3,216 |
Total noninterest expense | $7,173,000 | 1,270 |
Salaries and employee benefits | $4,004,000 | 1,242 |
Premises and equipment expense | $979,000 | 1,327 |
Additional noninterest expense | $2,190,000 | 1,232 |
Pre-tax net operating income | $31,000 | 8,041 |
Securities gains (losses) | $-2,417,000 | 8,746 |
Applicable income taxes | $-804,000 | 8,758 |
Income before extraordinary items | $-1,582,000 | 8,744 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,582,000 | 8,744 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 8,217 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $13,220 | 8,118 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $6,539,000 | 1,447 |
Total interest expense | $3,241,000 | 1,132 |
Net interest income | $3,298,000 | 1,743 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $308,000 | 3,038 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $209,000 | 1,969 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $99,000 | 3,720 |
Total noninterest expense | $3,144,000 | 1,442 |
Salaries and employee benefits | $2,067,000 | 1,202 |
Premises and equipment expense | $403,000 | 1,615 |
Additional noninterest expense | $674,000 | 1,940 |
Pre-tax net operating income | $462,000 | 3,931 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $169,000 | 2,858 |
Income before extraordinary items | $293,000 | 4,479 |
Extraordinary gains, net | $0 | 21 |
Net income | $293,000 | 4,479 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-34,000 | 8,367 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $293,000 | 4,464 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $25,509,000 | 1,304 |
Total interest expense | $11,614,000 | 962 |
Net interest income | $13,895,000 | 1,578 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $3,734,000 | 1,351 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $870,000 | 1,966 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $2,864,000 | 1,054 |
Total noninterest expense | $10,925,000 | 1,571 |
Salaries and employee benefits | $6,899,000 | 1,349 |
Premises and equipment expense | $1,201,000 | 1,995 |
Additional noninterest expense | $2,825,000 | 1,784 |
Pre-tax net operating income | $6,704,000 | 1,429 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $2,455,000 | 1,144 |
Income before extraordinary items | $4,249,000 | 1,650 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,249,000 | 1,649 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 5,564 |
Cash dividends | $1,800,000 | 1,584 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $4,249,000 | 1,630 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $19,040,000 | 1,276 |
Total interest expense | $8,513,000 | 928 |
Net interest income | $10,527,000 | 1,542 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $1,094,000 | 2,732 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $639,000 | 2,006 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $455,000 | 3,047 |
Total noninterest expense | $7,718,000 | 1,639 |
Salaries and employee benefits | $4,708,000 | 1,478 |
Premises and equipment expense | $898,000 | 1,993 |
Additional noninterest expense | $2,112,000 | 1,769 |
Pre-tax net operating income | $3,903,000 | 1,804 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $1,379,000 | 1,473 |
Income before extraordinary items | $2,524,000 | 2,045 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,524,000 | 2,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,349 |
Cash dividends | $1,800,000 | 1,153 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,524,000 | 2,010 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $12,592,000 | 1,247 |
Total interest expense | $5,509,000 | 899 |
Net interest income | $7,083,000 | 1,506 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $723,000 | 2,709 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $419,000 | 1,988 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $304,000 | 3,029 |
Total noninterest expense | $5,218,000 | 1,618 |
Salaries and employee benefits | $3,184,000 | 1,447 |
Premises and equipment expense | $607,000 | 1,962 |
Additional noninterest expense | $1,427,000 | 1,732 |
Pre-tax net operating income | $2,588,000 | 1,780 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $911,000 | 1,467 |
Income before extraordinary items | $1,677,000 | 2,023 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,677,000 | 2,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 4,895 |
Cash dividends | $1,200,000 | 1,114 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,677,000 | 1,987 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $6,111,000 | 1,262 |
Total interest expense | $2,550,000 | 918 |
Net interest income | $3,561,000 | 1,483 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $347,000 | 2,739 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $207,000 | 1,948 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $140,000 | 3,099 |
Total noninterest expense | $2,519,000 | 1,674 |
Salaries and employee benefits | $1,576,000 | 1,476 |
Premises and equipment expense | $320,000 | 1,879 |
Additional noninterest expense | $623,000 | 1,972 |
Pre-tax net operating income | $1,389,000 | 1,639 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $496,000 | 1,369 |
Income before extraordinary items | $893,000 | 1,900 |
Extraordinary gains, net | $0 | 24 |
Net income | $893,000 | 1,901 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,435 |
Cash dividends | $600,000 | 1,028 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $893,000 | 1,862 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $22,459,000 | 1,253 |
Total interest expense | $8,501,000 | 959 |
Net interest income | $13,958,000 | 1,449 |
Provision for loan and lease losses | $-300,000 | 8,873 |
Total noninterest income | $3,684,000 | 1,371 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $889,000 | 1,954 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $2,795,000 | 1,037 |
Total noninterest expense | $10,440,000 | 1,563 |
Salaries and employee benefits | $6,507,000 | 1,360 |
Premises and equipment expense | $1,097,000 | 2,100 |
Additional noninterest expense | $2,836,000 | 1,723 |
Pre-tax net operating income | $7,502,000 | 1,161 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $2,663,000 | 985 |
Income before extraordinary items | $4,839,000 | 1,333 |
Extraordinary gains, net | $0 | 34 |
Net income | $4,839,000 | 1,334 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-220,000 | 8,886 |
Cash dividends | $4,200,000 | 721 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $4,839,000 | 1,299 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $16,517,000 | 1,266 |
Total interest expense | $6,196,000 | 962 |
Net interest income | $10,321,000 | 1,459 |
Provision for loan and lease losses | $-300,000 | 8,948 |
Total noninterest income | $3,313,000 | 1,210 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $668,000 | 1,967 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $2,645,000 | 881 |
Total noninterest expense | $7,796,000 | 1,560 |
Salaries and employee benefits | $4,904,000 | 1,348 |
Premises and equipment expense | $818,000 | 2,100 |
Additional noninterest expense | $2,074,000 | 1,732 |
Pre-tax net operating income | $6,138,000 | 1,078 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $2,173,000 | 948 |
Income before extraordinary items | $3,965,000 | 1,240 |
Extraordinary gains, net | $0 | 26 |
Net income | $3,965,000 | 1,241 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-219,000 | 8,923 |
Cash dividends | $3,600,000 | 598 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $3,965,000 | 1,206 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $10,994,000 | 1,253 |
Total interest expense | $4,104,000 | 957 |
Net interest income | $6,890,000 | 1,444 |
Provision for loan and lease losses | $-300,000 | 9,015 |
Total noninterest income | $3,007,000 | 927 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $432,000 | 1,993 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,575,000 | 677 |
Total noninterest expense | $5,147,000 | 1,581 |
Salaries and employee benefits | $3,249,000 | 1,345 |
Premises and equipment expense | $544,000 | 2,102 |
Additional noninterest expense | $1,354,000 | 1,764 |
Pre-tax net operating income | $5,050,000 | 864 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $1,825,000 | 775 |
Income before extraordinary items | $3,225,000 | 1,024 |
Extraordinary gains, net | $0 | 21 |
Net income | $3,225,000 | 1,025 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-248,000 | 9,010 |
Cash dividends | $1,100,000 | 1,157 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $3,225,000 | 978 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $5,470,000 | 1,269 |
Total interest expense | $2,015,000 | 996 |
Net interest income | $3,455,000 | 1,437 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $292,000 | 3,171 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $202,000 | 2,061 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $90,000 | 3,932 |
Total noninterest expense | $2,430,000 | 1,679 |
Salaries and employee benefits | $1,622,000 | 1,366 |
Premises and equipment expense | $245,000 | 2,355 |
Additional noninterest expense | $563,000 | 2,105 |
Pre-tax net operating income | $1,317,000 | 1,575 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $490,000 | 1,311 |
Income before extraordinary items | $827,000 | 1,890 |
Extraordinary gains, net | $0 | 16 |
Net income | $827,000 | 1,890 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,591 |
Cash dividends | $550,000 | 1,094 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $827,000 | 1,799 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $21,526,000 | 1,309 |
Total interest expense | $8,957,000 | 997 |
Net interest income | $12,569,000 | 1,544 |
Provision for loan and lease losses | $0 | 7,651 |
Total noninterest income | $3,408,000 | 1,521 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $713,000 | 2,320 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $2,695,000 | 1,165 |
Total noninterest expense | $9,578,000 | 1,671 |
Salaries and employee benefits | $5,923,000 | 1,451 |
Premises and equipment expense | $958,000 | 2,347 |
Additional noninterest expense | $2,697,000 | 1,793 |
Pre-tax net operating income | $6,399,000 | 1,291 |
Securities gains (losses) | $-14,000 | 8,822 |
Applicable income taxes | $2,138,000 | 1,226 |
Income before extraordinary items | $4,247,000 | 1,475 |
Extraordinary gains, net | $0 | 54 |
Net income | $4,247,000 | 1,476 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-53,000 | 8,954 |
Cash dividends | $500,000 | 3,502 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $4,256,380 | 1,407 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $16,134,000 | 1,340 |
Total interest expense | $6,863,000 | 1,017 |
Net interest income | $9,271,000 | 1,579 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $1,125,000 | 2,913 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $526,000 | 2,360 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $599,000 | 2,836 |
Total noninterest expense | $7,325,000 | 1,653 |
Salaries and employee benefits | $4,488,000 | 1,450 |
Premises and equipment expense | $741,000 | 2,286 |
Additional noninterest expense | $2,096,000 | 1,721 |
Pre-tax net operating income | $3,071,000 | 2,011 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $1,139,000 | 1,671 |
Income before extraordinary items | $1,932,000 | 2,411 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,932,000 | 2,409 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-42,000 | 8,912 |
Cash dividends | $500,000 | 2,668 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,932,000 | 2,292 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $11,036,000 | 1,319 |
Total interest expense | $4,705,000 | 1,022 |
Net interest income | $6,331,000 | 1,540 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $591,000 | 3,380 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $344,000 | 2,375 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $247,000 | 3,648 |
Total noninterest expense | $4,940,000 | 1,622 |
Salaries and employee benefits | $3,071,000 | 1,410 |
Premises and equipment expense | $535,000 | 2,123 |
Additional noninterest expense | $1,334,000 | 1,803 |
Pre-tax net operating income | $1,982,000 | 2,056 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $728,000 | 1,760 |
Income before extraordinary items | $1,254,000 | 2,472 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,254,000 | 2,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 8,495 |
Cash dividends | $500,000 | 2,126 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,254,000 | 2,335 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $5,722,000 | 1,288 |
Total interest expense | $2,395,000 | 1,026 |
Net interest income | $3,327,000 | 1,459 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $213,000 | 4,006 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $163,000 | 2,424 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $50,000 | 5,268 |
Total noninterest expense | $2,617,000 | 1,527 |
Salaries and employee benefits | $1,651,000 | 1,317 |
Premises and equipment expense | $279,000 | 2,047 |
Additional noninterest expense | $687,000 | 1,720 |
Pre-tax net operating income | $923,000 | 2,191 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $337,000 | 1,887 |
Income before extraordinary items | $586,000 | 2,596 |
Extraordinary gains, net | $0 | 21 |
Net income | $586,000 | 2,594 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,979 |
Cash dividends | $500,000 | 1,179 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $586,000 | 2,456 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $25,199,000 | 1,217 |
Total interest expense | $11,540,000 | 969 |
Net interest income | $13,659,000 | 1,430 |
Provision for loan and lease losses | $0 | 8,089 |
Total noninterest income | $1,385,000 | 2,769 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $665,000 | 2,343 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $720,000 | 2,663 |
Total noninterest expense | $9,945,000 | 1,555 |
Salaries and employee benefits | $6,006,000 | 1,358 |
Premises and equipment expense | $1,002,000 | 2,183 |
Additional noninterest expense | $2,937,000 | 1,603 |
Pre-tax net operating income | $5,099,000 | 1,601 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $1,861,000 | 1,371 |
Income before extraordinary items | $3,238,000 | 1,849 |
Extraordinary gains, net | $0 | 70 |
Net income | $3,238,000 | 1,848 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-97,000 | 9,231 |
Cash dividends | $4,500,000 | 674 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $3,238,000 | 1,784 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $28,852,000 | 1,185 |
Total interest expense | $15,573,000 | 1,040 |
Net interest income | $13,279,000 | 1,330 |
Provision for loan and lease losses | $175,000 | 4,458 |
Total noninterest income | $1,327,000 | 2,743 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $594,000 | 2,454 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $733,000 | 2,512 |
Total noninterest expense | $8,970,000 | 1,624 |
Salaries and employee benefits | $5,264,000 | 1,444 |
Premises and equipment expense | $1,048,000 | 2,029 |
Additional noninterest expense | $2,658,000 | 1,725 |
Pre-tax net operating income | $5,461,000 | 1,346 |
Securities gains (losses) | $38,000 | 2,612 |
Applicable income taxes | $1,960,000 | 1,205 |
Income before extraordinary items | $3,539,000 | 1,513 |
Extraordinary gains, net | $0 | 105 |
Net income | $3,539,000 | 1,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-210,000 | 9,558 |
Cash dividends | $4,195,000 | 709 |
Sale, conversion, retirement of capital stock, net | $93,000 | 667 |
Net operating income | $3,514,680 | 1,462 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $29,100,000 | 1,208 |
Total interest expense | $16,329,000 | 1,075 |
Net interest income | $12,771,000 | 1,374 |
Provision for loan and lease losses | $250,000 | 3,225 |
Total noninterest income | $1,152,000 | 2,851 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $500,000 | 2,693 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $652,000 | 2,495 |
Total noninterest expense | $8,455,000 | 1,648 |
Salaries and employee benefits | $5,033,000 | 1,408 |
Premises and equipment expense | $918,000 | 2,242 |
Additional noninterest expense | $2,504,000 | 1,773 |
Pre-tax net operating income | $5,218,000 | 1,421 |
Securities gains (losses) | $-41,000 | 9,106 |
Applicable income taxes | $854,000 | 2,398 |
Income before extraordinary items | $4,323,000 | 1,219 |
Extraordinary gains, net | $0 | 38 |
Net income | $4,323,000 | 1,220 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-54,000 | 9,629 |
Cash dividends | $1,134,000 | 2,083 |
Sale, conversion, retirement of capital stock, net | $43,000 | 787 |
Net operating income | $4,357,440 | 1,211 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $26,143,000 | 1,245 |
Total interest expense | $13,145,000 | 1,158 |
Net interest income | $12,998,000 | 1,347 |
Provision for loan and lease losses | $75,000 | 5,766 |
Total noninterest income | $1,003,000 | 3,084 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $490,000 | 2,678 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $513,000 | 2,910 |
Total noninterest expense | $9,590,000 | 1,441 |
Salaries and employee benefits | $5,116,000 | 1,351 |
Premises and equipment expense | $974,000 | 2,101 |
Additional noninterest expense | $3,500,000 | 1,316 |
Pre-tax net operating income | $4,336,000 | 1,729 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $1,582,000 | 1,522 |
Income before extraordinary items | $2,754,000 | 1,934 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,754,000 | 1,935 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-34,000 | 9,781 |
Cash dividends | $653,000 | 3,005 |
Sale, conversion, retirement of capital stock, net | $276,000 | 682 |
Net operating income | $2,754,000 | 1,904 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $25,237,000 | 1,281 |
Total interest expense | $13,219,000 | 1,169 |
Net interest income | $12,018,000 | 1,403 |
Provision for loan and lease losses | $450,000 | 1,869 |
Total noninterest income | $1,211,000 | 2,663 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $400,000 | 3,134 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $811,000 | 2,151 |
Total noninterest expense | $8,771,000 | 1,518 |
Salaries and employee benefits | $4,853,000 | 1,354 |
Premises and equipment expense | $977,000 | 2,001 |
Additional noninterest expense | $2,941,000 | 1,475 |
Pre-tax net operating income | $4,008,000 | 1,817 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $-4,800,000 | 10,453 |
Income before extraordinary items | $8,808,000 | 663 |
Extraordinary gains, net | $0 | 32 |
Net income | $8,808,000 | 662 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $322,000 | 1,769 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $214,000 | 672 |
Net operating income | $8,808,000 | 628 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $25,691,000 | 1,304 |
Total interest expense | $14,252,000 | 1,137 |
Net interest income | $11,439,000 | 1,500 |
Provision for loan and lease losses | $-300,000 | 10,851 |
Total noninterest income | $1,191,000 | 2,646 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $446,000 | 2,918 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $745,000 | 2,130 |
Total noninterest expense | $7,818,000 | 1,673 |
Salaries and employee benefits | $4,411,000 | 1,478 |
Premises and equipment expense | $933,000 | 2,109 |
Additional noninterest expense | $2,474,000 | 1,713 |
Pre-tax net operating income | $5,112,000 | 1,515 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-3,000,000 | 10,907 |
Income before extraordinary items | $8,112,000 | 704 |
Extraordinary gains, net | $0 | 44 |
Net income | $8,112,000 | 705 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $189,000 | 2,636 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $183,000 | 688 |
Net operating income | $8,112,000 | 687 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $22,900,000 | 1,474 |
Total interest expense | $12,988,000 | 1,255 |
Net interest income | $9,912,000 | 1,783 |
Provision for loan and lease losses | $-900,000 | 11,407 |
Total noninterest income | $1,743,000 | 2,054 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $516,000 | 2,643 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,227,000 | 1,579 |
Total noninterest expense | $7,940,000 | 1,788 |
Salaries and employee benefits | $4,003,000 | 1,660 |
Premises and equipment expense | $1,060,000 | 1,900 |
Additional noninterest expense | $2,877,000 | 1,803 |
Pre-tax net operating income | $4,615,000 | 1,578 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $-600,000 | 11,364 |
Income before extraordinary items | $5,215,000 | 1,004 |
Extraordinary gains, net | $0 | 53 |
Net income | $5,215,000 | 1,005 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-514,000 | 11,414 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $55,000 | 709 |
Net operating income | $5,215,000 | 987 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $19,783,000 | 1,720 |
Total interest expense | $10,862,000 | 1,496 |
Net interest income | $8,921,000 | 2,013 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $1,492,000 | 2,290 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $577,000 | 2,341 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $915,000 | 1,921 |
Total noninterest expense | $8,113,000 | 1,735 |
Salaries and employee benefits | $3,840,000 | 1,732 |
Premises and equipment expense | $880,000 | 2,275 |
Additional noninterest expense | $3,393,000 | 1,522 |
Pre-tax net operating income | $2,300,000 | 3,080 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $-600,000 | 11,880 |
Income before extraordinary items | $2,900,000 | 1,741 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,900,000 | 1,740 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-639,000 | 11,937 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $2,000 | 795 |
Net operating income | $2,900,000 | 1,716 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $18,631,000 | 1,661 |
Total interest expense | $9,556,000 | 1,362 |
Net interest income | $9,075,000 | 2,001 |
Provision for loan and lease losses | $400,000 | 1,822 |
Total noninterest income | $1,630,000 | 2,147 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $517,000 | 2,639 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,113,000 | 1,715 |
Total noninterest expense | $9,895,000 | 1,488 |
Salaries and employee benefits | $4,348,000 | 1,536 |
Premises and equipment expense | $990,000 | 2,058 |
Additional noninterest expense | $4,557,000 | 1,271 |
Pre-tax net operating income | $410,000 | 9,285 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $410,000 | 8,109 |
Extraordinary gains, net | $0 | 249 |
Net income | $410,000 | 8,113 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,470,000 | 693 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $1,000 | 1,153 |
Net operating income | $410,000 | 8,148 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $21,041,000 | 1,492 |
Total interest expense | $11,604,000 | 1,178 |
Net interest income | $9,437,000 | 1,916 |
Provision for loan and lease losses | $200,000 | 3,901 |
Total noninterest income | $1,295,000 | 2,748 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $524,000 | 2,658 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $771,000 | 2,445 |
Total noninterest expense | $9,767,000 | 1,554 |
Salaries and employee benefits | $4,521,000 | 1,500 |
Premises and equipment expense | $1,005,000 | 2,040 |
Additional noninterest expense | $4,241,000 | 1,443 |
Pre-tax net operating income | $765,000 | 6,998 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $765,000 | 5,753 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $765,000 | 5,898 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $846,000 | 1,278 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $765,000 | 5,505 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $24,465,000 | 1,493 |
Total interest expense | $14,972,000 | 1,193 |
Net interest income | $9,493,000 | 1,924 |
Provision for loan and lease losses | $2,125,000 | 1,104 |
Total noninterest income | $917,000 | 3,568 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $449,000 | 3,124 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $468,000 | 3,324 |
Total noninterest expense | $15,558,000 | 1,043 |
Salaries and employee benefits | $4,752,000 | 1,396 |
Premises and equipment expense | $1,440,000 | 1,486 |
Additional noninterest expense | $9,366,000 | 815 |
Pre-tax net operating income | $-7,273,000 | 13,838 |
Securities gains (losses) | $3,135,000 | 295 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $-4,138,000 | 13,774 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-4,138,000 | 13,773 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,520,000 | 1,179 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-7,273,000 | 13,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.