| 2010-09-30 | Rank |
| # of Employees: | 102 | 1,496 |
| Assets and Liabilities |
| Total Assets: | $780,356,000 | 872 |
| Cash and due from depository institutions | $7,908,000 | 1,496 |
| Interest-bearing balances | $4,000 | 7,127 |
| Securities | $170,538,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $24,619,000 | 280 |
| Net loans & leases | $532,175,000 | 829 |
| Loan loss allowance | $7,075,000 | 1,169 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,604,000 | 1,420 |
| Other real estate owned | $2,432,000 | 1,496 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $34,080,000 | 693 |
| Life insurance assets | $11,466,000 | 594 |
| Total liabilities and capital | $780,356,000 | 872 |
| Total liabilities | $717,762,000 | 851 |
| Total deposits | $477,645,000 | 1,150 |
| Interest-bearing deposits | $439,104,000 | 1,094 |
| Deposits held in domestic offices | $477,645,000 | 1,148 |
| % insured | 84.30% | 5,277 |
| Federal funds purchased & repurchase agreements | $47,730,000 | 370 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $181,847,000 | 231 |
| Subordinated debt | $6,000,000 | 139 |
| All other liabilities | $4,540,000 | 1,165 |
| Total equity capital | $62,594,000 | 1,097 |
| Total bank equity capital | $62,594,000 | 1,096 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $58,280,000 | 611 |
| Undivided profits | $3,814,000 | 4,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda |
| Noncurrent loans and leases | $4,293,000 | 2,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $387,000 | 589 |
| Income earned, not collected on loans | $2,469,000 | 1,258 |
| Earning assets | $727,336,000 | 852 |
| Long-term assets (5+ years) | $443,396,000 | 305 |
| Average Assets, year-to-date | $800,109,500 | 849 |
| Average Assets, quarterly | $788,636,500 | 865 |
| Volatile liabilities | $171,815,000 | 819 |
| Insider loans | $1,686,000 | 3,189 |
| FHLB advances | $181,847,000 | 189 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $90,981,000 | 792 |
| Tier 1 (core) risk-based capital | $58,393,000 | 1,082 |
| Tier 2 risk-based capital | $13,075,000 | 452 |
| Total risk weighted assets | $570,553,000 | 810 |
| Total unused commitments | $90,981,000 | 794 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank |
| # of Employees: | 105 | 1,475 |
| Assets and Liabilities |
| Total Assets: | $796,917,000 | 861 |
| Cash and due from depository institutions | $7,536,000 | 1,475 |
| Interest-bearing balances | $2,000 | 7,174 |
| Securities | $201,854,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $10,222,000 | 755 |
| Net loans & leases | $535,046,000 | 828 |
| Loan loss allowance | $7,467,000 | 1,128 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,501,000 | 1,449 |
| Other real estate owned | $0 | 1,475 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $33,758,000 | 704 |
| Life insurance assets | $11,350,000 | 602 |
| Total liabilities and capital | $796,917,000 | 861 |
| Total liabilities | $733,760,000 | 828 |
| Total deposits | $494,207,000 | 1,113 |
| Interest-bearing deposits | $456,458,000 | 1,050 |
| Deposits held in domestic offices | $494,207,000 | 1,111 |
| % insured | 82.82% | 5,694 |
| Federal funds purchased & repurchase agreements | $45,209,000 | 377 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $184,889,000 | 241 |
| Subordinated debt | $6,000,000 | 145 |
| All other liabilities | $3,455,000 | 1,402 |
| Total equity capital | $63,157,000 | 1,077 |
| Total bank equity capital | $63,157,000 | 1,076 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $58,280,000 | 608 |
| Undivided profits | $4,377,000 | 4,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda |
| Noncurrent loans and leases | $6,053,000 | 2,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $550,000 | 492 |
| Income earned, not collected on loans | $2,593,000 | 1,156 |
| Earning assets | $747,124,000 | 824 |
| Long-term assets (5+ years) | $462,942,000 | 289 |
| Average Assets, year-to-date | $806,694,000 | 847 |
| Average Assets, quarterly | $801,742,000 | 853 |
| Volatile liabilities | $172,826,000 | 823 |
| Insider loans | $1,699,000 | 3,231 |
| FHLB advances | $184,889,000 | 202 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $88,063,000 | 802 |
| Tier 1 (core) risk-based capital | $58,081,000 | 1,082 |
| Tier 2 risk-based capital | $13,161,000 | 456 |
| Total risk weighted assets | $572,611,000 | 815 |
| Total unused commitments | $88,063,000 | 805 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank |
| # of Employees: | 100 | 1,560 |
| Assets and Liabilities |
| Total Assets: | $806,567,000 | 862 |
| Cash and due from depository institutions | $7,940,000 | 1,560 |
| Interest-bearing balances | $2,000 | 7,238 |
| Securities | $206,025,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $13,423,000 | 693 |
| Net loans & leases | $537,176,000 | 854 |
| Loan loss allowance | $7,277,000 | 1,180 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,700,000 | 1,628 |
| Other real estate owned | $0 | 1,560 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $34,303,000 | 724 |
| Life insurance assets | $11,235,000 | 602 |
| Total liabilities and capital | $806,567,000 | 862 |
| Total liabilities | $745,153,000 | 833 |
| Total deposits | $505,975,000 | 1,110 |
| Interest-bearing deposits | $471,750,000 | 1,030 |
| Deposits held in domestic offices | $505,975,000 | 1,108 |
| % insured | 80.98% | 6,099 |
| Federal funds purchased & repurchase agreements | $43,095,000 | 413 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $186,930,000 | 264 |
| Subordinated debt | $6,000,000 | 148 |
| All other liabilities | $3,153,000 | 1,500 |
| Total equity capital | $61,414,000 | 1,097 |
| Total bank equity capital | $61,414,000 | 1,096 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $58,280,000 | 615 |
| Undivided profits | $2,634,000 | 5,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda |
| Noncurrent loans and leases | $4,767,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $552,000 | 487 |
| Income earned, not collected on loans | $2,593,000 | 1,190 |
| Earning assets | $756,626,000 | 830 |
| Long-term assets (5+ years) | $465,509,000 | 288 |
| Average Assets, year-to-date | $811,582,500 | 854 |
| Average Assets, quarterly | $811,582,500 | 854 |
| Volatile liabilities | $176,063,000 | 835 |
| Insider loans | $1,687,000 | 3,315 |
| FHLB advances | $186,930,000 | 215 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $87,148,000 | 848 |
| Tier 1 (core) risk-based capital | $57,238,000 | 1,093 |
| Tier 2 risk-based capital | $13,218,000 | 474 |
| Total risk weighted assets | $577,528,000 | 835 |
| Total unused commitments | $87,148,000 | 850 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank |
| # of Employees: | 99 | 1,590 |
| Assets and Liabilities |
| Total Assets: | $816,598,000 | 857 |
| Cash and due from depository institutions | $8,615,000 | 1,590 |
| Interest-bearing balances | $2,000 | 7,239 |
| Securities | $230,108,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $6,597,000 | 1,283 |
| Net loans & leases | $529,451,000 | 890 |
| Loan loss allowance | $7,168,000 | 1,193 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,209,000 | 1,784 |
| Other real estate owned | $0 | 1,590 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $34,618,000 | 726 |
| Life insurance assets | $11,120,000 | 605 |
| Total liabilities and capital | $816,598,000 | 857 |
| Total liabilities | $757,042,000 | 832 |
| Total deposits | $494,592,000 | 1,130 |
| Interest-bearing deposits | $460,206,000 | 1,050 |
| Deposits held in domestic offices | $494,592,000 | 1,127 |
| % insured | 83.43% | 5,674 |
| Federal funds purchased & repurchase agreements | $47,111,000 | 409 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $205,971,000 | 268 |
| Subordinated debt | $6,000,000 | 157 |
| All other liabilities | $3,368,000 | 1,415 |
| Total equity capital | $59,556,000 | 1,115 |
| Total bank equity capital | $59,556,000 | 1,112 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $58,280,000 | 603 |
| Undivided profits | $776,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda |
| Noncurrent loans and leases | $6,003,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $552,000 | 466 |
| Income earned, not collected on loans | $2,727,000 | 1,170 |
| Earning assets | $766,158,000 | 826 |
| Long-term assets (5+ years) | $484,470,000 | 276 |
| Average Assets, year-to-date | $790,288,000 | 868 |
| Average Assets, quarterly | $811,775,500 | 858 |
| Volatile liabilities | $176,755,000 | 836 |
| Insider loans | $1,700,000 | 3,333 |
| FHLB advances | $205,971,000 | 212 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $101,927,000 | 769 |
| Tier 1 (core) risk-based capital | $55,501,000 | 1,113 |
| Tier 2 risk-based capital | $13,168,000 | 489 |
| Total risk weighted assets | $579,738,000 | 857 |
| Total unused commitments | $101,927,000 | 770 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank |
| # of Employees: | 100 | 1,600 |
| Assets and Liabilities |
| Total Assets: | $806,953,000 | 872 |
| Cash and due from depository institutions | $8,000,000 | 1,600 |
| Interest-bearing balances | $3,000 | 7,233 |
| Securities | $239,916,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $10,218,000 | 901 |
| Net loans & leases | $511,806,000 | 936 |
| Loan loss allowance | $6,636,000 | 1,204 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,453,000 | 2,011 |
| Other real estate owned | $120,000 | 1,600 |
| Goodwill and other intangibles | $13,000 | 3,051 |
| All other assets | $30,427,000 | 716 |
| Life insurance assets | $11,005,000 | 612 |
| Total liabilities and capital | $806,953,000 | 872 |
| Total liabilities | $736,780,000 | 863 |
| Total deposits | $478,468,000 | 1,178 |
| Interest-bearing deposits | $440,673,000 | 1,106 |
| Deposits held in domestic offices | $478,468,000 | 1,175 |
| % insured | 84.59% | 5,573 |
| Federal funds purchased & repurchase agreements | $45,704,000 | 430 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $209,111,000 | 287 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,497,000 | 1,500 |
| Total equity capital | $70,173,000 | 964 |
| Total bank equity capital | $70,173,000 | 964 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $58,250,000 | 605 |
| Undivided profits | $11,423,000 | 2,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda |
| Noncurrent loans and leases | $3,548,000 | 2,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $552,000 | 432 |
| Income earned, not collected on loans | $2,695,000 | 1,273 |
| Earning assets | $761,943,000 | 843 |
| Long-term assets (5+ years) | $477,729,000 | 279 |
| Average Assets, year-to-date | $783,710,500 | 880 |
| Average Assets, quarterly | $797,532,500 | 879 |
| Volatile liabilities | $186,281,000 | 813 |
| Insider loans | $1,763,000 | 3,283 |
| FHLB advances | $209,111,000 | 226 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $106,536,000 | 770 |
| Tier 1 (core) risk-based capital | $64,727,000 | 957 |
| Tier 2 risk-based capital | $6,636,000 | 924 |
| Total risk weighted assets | $560,897,000 | 911 |
| Total unused commitments | $106,536,000 | 771 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank |
| # of Employees: | 100 | 1,638 |
| Assets and Liabilities |
| Total Assets: | $788,112,000 | 905 |
| Cash and due from depository institutions | $8,555,000 | 1,638 |
| Interest-bearing balances | $7,000 | 7,158 |
| Securities | $228,495,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $17,916,000 | 539 |
| Net loans & leases | $495,347,000 | 994 |
| Loan loss allowance | $6,399,000 | 1,203 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,331,000 | 2,074 |
| Other real estate owned | $120,000 | 1,638 |
| Goodwill and other intangibles | $23,000 | 3,015 |
| All other assets | $31,325,000 | 724 |
| Life insurance assets | $10,890,000 | 630 |
| Total liabilities and capital | $788,112,000 | 905 |
| Total liabilities | $720,654,000 | 892 |
| Total deposits | $455,735,000 | 1,236 |
| Interest-bearing deposits | $424,561,000 | 1,166 |
| Deposits held in domestic offices | $455,735,000 | 1,233 |
| % insured | 74.58% | 5,126 |
| Federal funds purchased & repurchase agreements | $47,044,000 | 420 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $214,150,000 | 292 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,725,000 | 1,475 |
| Total equity capital | $67,458,000 | 1,005 |
| Total bank equity capital | $67,458,000 | 1,004 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $58,245,000 | 620 |
| Undivided profits | $8,713,000 | 3,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $4,139,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,686,000 | 1,262 |
| Earning assets | $741,765,000 | 875 |
| Long-term assets (5+ years) | $460,724,000 | 288 |
| Average Assets, year-to-date | $775,963,000 | 905 |
| Average Assets, quarterly | $783,292,000 | 904 |
| Volatile liabilities | $196,811,000 | 787 |
| Insider loans | $1,775,000 | 3,320 |
| FHLB advances | $214,150,000 | 232 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $105,669,000 | 805 |
| Tier 1 (core) risk-based capital | $63,059,000 | 1,001 |
| Tier 2 risk-based capital | $6,399,000 | 965 |
| Total risk weighted assets | $545,797,000 | 968 |
| Total unused commitments | $105,669,000 | 805 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank |
| # of Employees: | 99 | 1,663 |
| Assets and Liabilities |
| Total Assets: | $778,472,000 | 906 |
| Cash and due from depository institutions | $7,341,000 | 1,663 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $249,520,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $11,041,000 | 1,101 |
| Net loans & leases | $473,857,000 | 1,048 |
| Loan loss allowance | $6,089,000 | 1,189 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,637,000 | 2,319 |
| Other real estate owned | $120,000 | 1,663 |
| Goodwill and other intangibles | $35,000 | 2,980 |
| All other assets | $30,921,000 | 727 |
| Life insurance assets | $10,765,000 | 638 |
| Total liabilities and capital | $778,472,000 | 906 |
| Total liabilities | $712,050,000 | 898 |
| Total deposits | $441,236,000 | 1,274 |
| Interest-bearing deposits | $412,343,000 | 1,194 |
| Deposits held in domestic offices | $441,236,000 | 1,270 |
| % insured | 75.14% | 5,081 |
| Federal funds purchased & repurchase agreements | $44,896,000 | 461 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $222,189,000 | 306 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,729,000 | 1,439 |
| Total equity capital | $66,422,000 | 1,022 |
| Total bank equity capital | $66,422,000 | 1,021 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $58,239,000 | 620 |
| Undivided profits | $7,683,000 | 3,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $2,576,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,781,000 | 1,227 |
| Earning assets | $734,418,000 | 882 |
| Long-term assets (5+ years) | $455,286,000 | 306 |
| Average Assets, year-to-date | $769,888,500 | 909 |
| Average Assets, quarterly | $769,888,500 | 909 |
| Volatile liabilities | $183,172,000 | 861 |
| Insider loans | $1,786,000 | 3,317 |
| FHLB advances | $222,189,000 | 241 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $100,637,000 | 877 |
| Tier 1 (core) risk-based capital | $61,462,000 | 1,043 |
| Tier 2 risk-based capital | $6,089,000 | 989 |
| Total risk weighted assets | $530,455,000 | 990 |
| Total unused commitments | $100,637,000 | 878 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities |
| Total Assets: | $761,305,000 | 915 |
| Cash and due from depository institutions | $6,859,000 | 1,763 |
| Interest-bearing balances | $1,000 | 7,019 |
| Securities | $264,136,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $6,469,000 | 1,499 |
| Net loans & leases | $446,736,000 | 1,114 |
| Loan loss allowance | $5,885,000 | 1,189 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,528,000 | 2,368 |
| Other real estate owned | $120,000 | 1,763 |
| Goodwill and other intangibles | $46,000 | 2,943 |
| All other assets | $31,411,000 | 721 |
| Life insurance assets | $10,641,000 | 648 |
| Total liabilities and capital | $761,305,000 | 915 |
| Total liabilities | $696,761,000 | 904 |
| Total deposits | $417,031,000 | 1,317 |
| Interest-bearing deposits | $389,401,000 | 1,228 |
| Deposits held in domestic offices | $417,031,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,262,000 | 464 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $230,228,000 | 316 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,240,000 | 1,599 |
| Total equity capital | $64,544,000 | 1,047 |
| Total bank equity capital | $64,544,000 | 1,047 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $58,231,000 | 602 |
| Undivided profits | $5,813,000 | 4,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,606,000 | 2,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,720,000 | 1,325 |
| Earning assets | $717,342,000 | 886 |
| Long-term assets (5+ years) | $430,638,000 | 318 |
| Average Assets, year-to-date | $700,105,800 | 958 |
| Average Assets, quarterly | $745,257,500 | 919 |
| Volatile liabilities | $155,315,000 | 996 |
| Insider loans | $1,797,000 | 3,354 |
| FHLB advances | $230,228,000 | 254 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $94,287,000 | 942 |
| Tier 1 (core) risk-based capital | $60,889,000 | 1,030 |
| Tier 2 risk-based capital | $5,885,000 | 1,012 |
| Total risk weighted assets | $514,789,000 | 1,009 |
| Total unused commitments | $94,287,000 | 942 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank |
| # of Employees: | 95 | 1,775 |
| Assets and Liabilities |
| Total Assets: | $729,210,000 | 936 |
| Cash and due from depository institutions | $6,979,000 | 1,775 |
| Interest-bearing balances | $1,000 | 6,745 |
| Securities | $241,831,000 | 499 |
| Federal funds sold & reverse repurchase agreements | $13,617,000 | 870 |
| Net loans & leases | $431,457,000 | 1,141 |
| Loan loss allowance | $5,535,000 | 1,137 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,015,000 | 2,569 |
| Other real estate owned | $939,000 | 1,775 |
| Goodwill and other intangibles | $57,000 | 2,946 |
| All other assets | $29,315,000 | 740 |
| Life insurance assets | $10,517,000 | 644 |
| Total liabilities and capital | $729,210,000 | 936 |
| Total liabilities | $678,446,000 | 907 |
| Total deposits | $401,695,000 | 1,350 |
| Interest-bearing deposits | $373,312,000 | 1,268 |
| Deposits held in domestic offices | $401,695,000 | 1,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,536,000 | 522 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $229,267,000 | 328 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,948,000 | 1,366 |
| Total equity capital | $50,764,000 | 1,340 |
| Total bank equity capital | $50,764,000 | 1,340 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $58,198,000 | 593 |
| Undivided profits | $-7,934,000 | 8,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $618,000 | 4,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,642,000 | 1,451 |
| Earning assets | $686,906,000 | 911 |
| Long-term assets (5+ years) | $401,310,000 | 337 |
| Average Assets, year-to-date | $684,806,000 | 978 |
| Average Assets, quarterly | $721,004,500 | 943 |
| Volatile liabilities | $138,273,000 | 1,084 |
| Insider loans | $1,809,000 | 3,344 |
| FHLB advances | $229,267,000 | 285 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $110,095,000 | 888 |
| Tier 1 (core) risk-based capital | $53,027,000 | 1,208 |
| Tier 2 risk-based capital | $5,535,000 | 1,031 |
| Total risk weighted assets | $503,293,000 | 1,026 |
| Total unused commitments | $110,095,000 | 888 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank |
| # of Employees: | 94 | 1,828 |
| Assets and Liabilities |
| Total Assets: | $712,799,000 | 965 |
| Cash and due from depository institutions | $5,702,000 | 1,828 |
| Interest-bearing balances | $1,000 | 6,723 |
| Securities | $254,970,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $13,067,000 | 916 |
| Net loans & leases | $404,381,000 | 1,206 |
| Loan loss allowance | $5,238,000 | 1,137 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,282,000 | 2,916 |
| Other real estate owned | $692,000 | 1,828 |
| Goodwill and other intangibles | $69,000 | 2,930 |
| All other assets | $29,636,000 | 723 |
| Life insurance assets | $10,392,000 | 648 |
| Total liabilities and capital | $712,799,000 | 965 |
| Total liabilities | $653,768,000 | 938 |
| Total deposits | $373,041,000 | 1,446 |
| Interest-bearing deposits | $340,430,000 | 1,370 |
| Deposits held in domestic offices | $373,041,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,160,000 | 533 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $232,303,000 | 319 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,264,000 | 1,590 |
| Total equity capital | $59,031,000 | 1,143 |
| Total bank equity capital | $59,031,000 | 1,143 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $58,183,000 | 587 |
| Undivided profits | $348,000 | 7,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,455,000 | 3,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,490,000 | 1,508 |
| Earning assets | $672,419,000 | 919 |
| Long-term assets (5+ years) | $393,505,000 | 336 |
| Average Assets, year-to-date | $670,004,670 | 999 |
| Average Assets, quarterly | $694,181,500 | 978 |
| Volatile liabilities | $138,168,000 | 1,081 |
| Insider loans | $1,819,000 | 3,327 |
| FHLB advances | $232,303,000 | 277 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $115,114,000 | 886 |
| Tier 1 (core) risk-based capital | $59,469,000 | 1,056 |
| Tier 2 risk-based capital | $5,238,000 | 1,057 |
| Total risk weighted assets | $487,684,000 | 1,059 |
| Total unused commitments | $115,114,000 | 886 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities |
| Total Assets: | $675,564,000 | 1,002 |
| Cash and due from depository institutions | $6,326,000 | 1,847 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $263,809,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $5,256,000 | 3,092 |
| Net loans & leases | $367,741,000 | 1,303 |
| Loan loss allowance | $4,874,000 | 1,167 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,155,000 | 2,957 |
| Other real estate owned | $612,000 | 1,847 |
| Goodwill and other intangibles | $80,000 | 2,905 |
| All other assets | $27,585,000 | 745 |
| Life insurance assets | $10,296,000 | 643 |
| Total liabilities and capital | $675,564,000 | 1,002 |
| Total liabilities | $613,864,000 | 988 |
| Total deposits | $331,249,000 | 1,632 |
| Interest-bearing deposits | $302,325,000 | 1,574 |
| Deposits held in domestic offices | $331,249,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,675,000 | 526 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $234,341,000 | 296 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,599,000 | 1,571 |
| Total equity capital | $61,700,000 | 1,129 |
| Total bank equity capital | $61,700,000 | 1,129 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $58,167,000 | 584 |
| Undivided profits | $3,033,000 | 5,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,000,000 | 3,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,483,000 | 1,540 |
| Earning assets | $636,806,000 | 970 |
| Long-term assets (5+ years) | $383,293,000 | 334 |
| Average Assets, year-to-date | $648,607,500 | 1,029 |
| Average Assets, quarterly | $648,607,500 | 1,029 |
| Volatile liabilities | $132,212,000 | 1,100 |
| Insider loans | $1,728,000 | 3,383 |
| FHLB advances | $234,341,000 | 254 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $110,103,000 | 942 |
| Tier 1 (core) risk-based capital | $59,480,000 | 1,055 |
| Tier 2 risk-based capital | $4,874,000 | 1,107 |
| Total risk weighted assets | $453,450,000 | 1,119 |
| Total unused commitments | $110,103,000 | 943 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities |
| Total Assets: | $621,651,000 | 1,076 |
| Cash and due from depository institutions | $7,494,000 | 1,884 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $230,165,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $56,000 | 6,014 |
| Net loans & leases | $353,303,000 | 1,363 |
| Loan loss allowance | $4,810,000 | 1,146 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,590,000 | 3,271 |
| Other real estate owned | $0 | 1,884 |
| Goodwill and other intangibles | $98,000 | 2,847 |
| All other assets | $26,945,000 | 745 |
| Life insurance assets | $10,200,000 | 645 |
| Total liabilities and capital | $621,651,000 | 1,076 |
| Total liabilities | $562,718,000 | 1,071 |
| Total deposits | $324,049,000 | 1,659 |
| Interest-bearing deposits | $295,152,000 | 1,592 |
| Deposits held in domestic offices | $324,049,000 | 1,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,173,000 | 636 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $203,178,000 | 324 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,318,000 | 1,658 |
| Total equity capital | $58,933,000 | 1,167 |
| Total bank equity capital | $58,933,000 | 1,167 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $58,151,000 | 575 |
| Undivided profits | $282,000 | 7,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,524,000 | 2,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,453,000 | 1,696 |
| Earning assets | $583,524,000 | 1,042 |
| Long-term assets (5+ years) | $333,125,000 | 383 |
| Average Assets, year-to-date | $582,468,200 | 1,104 |
| Average Assets, quarterly | $615,394,000 | 1,074 |
| Volatile liabilities | $119,904,000 | 1,223 |
| Insider loans | $1,635,000 | 3,456 |
| FHLB advances | $203,178,000 | 280 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $109,352,000 | 944 |
| Tier 1 (core) risk-based capital | $58,511,000 | 1,075 |
| Tier 2 risk-based capital | $4,810,000 | 1,108 |
| Total risk weighted assets | $445,288,000 | 1,126 |
| Total unused commitments | $109,352,000 | 944 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 94 | 1,827 |
| Assets and Liabilities |
| Total Assets: | $609,137,000 | 1,077 |
| Cash and due from depository institutions | $7,651,000 | 1,827 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $215,235,000 | 585 |
| Federal funds sold & reverse repurchase agreements | $10,294,000 | 1,427 |
| Net loans & leases | $344,543,000 | 1,362 |
| Loan loss allowance | $4,763,000 | 1,109 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,372,000 | 3,361 |
| Other real estate owned | $0 | 1,827 |
| Goodwill and other intangibles | $120,000 | 2,792 |
| All other assets | $27,922,000 | 713 |
| Life insurance assets | $10,103,000 | 635 |
| Total liabilities and capital | $609,137,000 | 1,077 |
| Total liabilities | $551,107,000 | 1,068 |
| Total deposits | $328,061,000 | 1,618 |
| Interest-bearing deposits | $297,694,000 | 1,550 |
| Deposits held in domestic offices | $328,061,000 | 1,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,235,000 | 629 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $188,414,000 | 334 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,397,000 | 1,606 |
| Total equity capital | $58,030,000 | 1,171 |
| Total bank equity capital | $58,030,000 | 1,171 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $58,057,000 | 563 |
| Undivided profits | $-527,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $343,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,604,000 | 1,695 |
| Earning assets | $570,072,000 | 1,052 |
| Long-term assets (5+ years) | $293,058,000 | 419 |
| Average Assets, year-to-date | $572,672,500 | 1,128 |
| Average Assets, quarterly | $594,130,000 | 1,097 |
| Volatile liabilities | $113,380,000 | 1,249 |
| Insider loans | $1,574,000 | 3,491 |
| FHLB advances | $188,414,000 | 289 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $95,411,000 | 1,074 |
| Tier 1 (core) risk-based capital | $58,987,000 | 1,068 |
| Tier 2 risk-based capital | $4,763,000 | 1,103 |
| Total risk weighted assets | $427,744,000 | 1,153 |
| Total unused commitments | $95,411,000 | 1,075 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 96 | 1,826 |
| Assets and Liabilities |
| Total Assets: | $579,123,000 | 1,151 |
| Cash and due from depository institutions | $9,081,000 | 1,826 |
| Interest-bearing balances | $2,000 | 6,507 |
| Securities | $199,655,000 | 618 |
| Federal funds sold & reverse repurchase agreements | $14,762,000 | 1,071 |
| Net loans & leases | $328,641,000 | 1,437 |
| Loan loss allowance | $4,517,000 | 1,155 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,469,000 | 3,288 |
| Other real estate owned | $0 | 1,826 |
| Goodwill and other intangibles | $141,000 | 2,759 |
| All other assets | $23,374,000 | 837 |
| Life insurance assets | $5,005,000 | 1,180 |
| Total liabilities and capital | $579,123,000 | 1,151 |
| Total liabilities | $522,715,000 | 1,147 |
| Total deposits | $316,749,000 | 1,702 |
| Interest-bearing deposits | $284,639,000 | 1,644 |
| Deposits held in domestic offices | $316,749,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,595,000 | 1,571 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $197,448,000 | 294 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,923,000 | 1,760 |
| Total equity capital | $56,408,000 | 1,200 |
| Total bank equity capital | $56,408,000 | 1,200 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $58,046,000 | 577 |
| Undivided profits | $-2,138,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $153,000 | 5,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,242,000 | 1,859 |
| Earning assets | $543,060,000 | 1,126 |
| Long-term assets (5+ years) | $269,230,000 | 443 |
| Average Assets, year-to-date | $560,517,670 | 1,178 |
| Average Assets, quarterly | $569,465,500 | 1,166 |
| Volatile liabilities | $100,313,000 | 1,391 |
| Insider loans | $1,598,000 | 3,425 |
| FHLB advances | $197,448,000 | 250 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $107,877,000 | 995 |
| Tier 1 (core) risk-based capital | $58,656,000 | 1,080 |
| Tier 2 risk-based capital | $4,517,000 | 1,157 |
| Total risk weighted assets | $418,523,000 | 1,185 |
| Total unused commitments | $107,877,000 | 995 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 96 | 1,804 |
| Assets and Liabilities |
| Total Assets: | $559,808,000 | 1,191 |
| Cash and due from depository institutions | $7,150,000 | 1,804 |
| Interest-bearing balances | $1,000 | 6,602 |
| Securities | $213,428,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $14,938,000 | 1,340 |
| Net loans & leases | $303,350,000 | 1,547 |
| Loan loss allowance | $4,366,000 | 1,190 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,603,000 | 3,182 |
| Other real estate owned | $0 | 1,804 |
| Goodwill and other intangibles | $163,000 | 2,705 |
| All other assets | $17,176,000 | 1,055 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $559,808,000 | 1,191 |
| Total liabilities | $502,155,000 | 1,190 |
| Total deposits | $309,849,000 | 1,735 |
| Interest-bearing deposits | $277,964,000 | 1,685 |
| Deposits held in domestic offices | $309,849,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,762,000 | 1,368 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $182,484,000 | 308 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,060,000 | 1,748 |
| Total equity capital | $57,653,000 | 1,163 |
| Total bank equity capital | $57,653,000 | 1,163 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $58,037,000 | 558 |
| Undivided profits | $-884,000 | 8,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $94,000 | 6,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,465,000 | 1,611 |
| Earning assets | $531,717,000 | 1,149 |
| Long-term assets (5+ years) | $273,506,000 | 430 |
| Average Assets, year-to-date | $551,215,000 | 1,198 |
| Average Assets, quarterly | $551,215,000 | 1,198 |
| Volatile liabilities | $115,007,000 | 1,190 |
| Insider loans | $1,621,000 | 3,378 |
| FHLB advances | $182,484,000 | 262 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $129,830,000 | 851 |
| Tier 1 (core) risk-based capital | $58,549,000 | 1,061 |
| Tier 2 risk-based capital | $4,366,000 | 1,184 |
| Total risk weighted assets | $400,030,000 | 1,219 |
| Total unused commitments | $129,830,000 | 851 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 101 | 1,711 |
| Assets and Liabilities |
| Total Assets: | $542,622,000 | 1,205 |
| Cash and due from depository institutions | $6,896,000 | 1,711 |
| Interest-bearing balances | $1,000 | 6,613 |
| Securities | $218,168,000 | 580 |
| Federal funds sold & reverse repurchase agreements | $11,871,000 | 1,403 |
| Net loans & leases | $283,854,000 | 1,628 |
| Loan loss allowance | $4,309,000 | 1,187 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,807,000 | 3,011 |
| Other real estate owned | $0 | 1,711 |
| Goodwill and other intangibles | $184,000 | 2,647 |
| All other assets | $17,842,000 | 1,035 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $542,622,000 | 1,205 |
| Total liabilities | $486,258,000 | 1,198 |
| Total deposits | $298,145,000 | 1,768 |
| Interest-bearing deposits | $266,646,000 | 1,709 |
| Deposits held in domestic offices | $298,145,000 | 1,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,263,000 | 1,587 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $179,519,000 | 321 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,331,000 | 1,601 |
| Total equity capital | $56,364,000 | 1,160 |
| Total bank equity capital | $56,364,000 | 1,160 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $58,030,000 | 539 |
| Undivided profits | $-2,166,000 | 8,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,057,000 | 2,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,259,000 | 1,844 |
| Earning assets | $513,894,000 | 1,162 |
| Long-term assets (5+ years) | $271,901,000 | 421 |
| Average Assets, year-to-date | $528,941,800 | 1,181 |
| Average Assets, quarterly | $532,050,500 | 1,214 |
| Volatile liabilities | $127,290,000 | 1,188 |
| Insider loans | $1,644,000 | 3,331 |
| FHLB advances | $179,519,000 | 279 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $124,225,000 | 856 |
| Tier 1 (core) risk-based capital | $57,749,000 | 1,061 |
| Tier 2 risk-based capital | $4,309,000 | 1,183 |
| Total risk weighted assets | $379,626,000 | 1,266 |
| Total unused commitments | $124,225,000 | 856 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 103 | 1,685 |
| Assets and Liabilities |
| Total Assets: | $521,479,000 | 1,251 |
| Cash and due from depository institutions | $9,018,000 | 1,685 |
| Interest-bearing balances | $2,000 | 6,613 |
| Securities | $228,100,000 | 567 |
| Federal funds sold & reverse repurchase agreements | $2,354,000 | 3,662 |
| Net loans & leases | $260,372,000 | 1,761 |
| Loan loss allowance | $4,214,000 | 1,230 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,665,000 | 3,077 |
| Other real estate owned | $0 | 1,685 |
| Goodwill and other intangibles | $185,000 | 2,650 |
| All other assets | $17,785,000 | 1,050 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $521,479,000 | 1,251 |
| Total liabilities | $466,895,000 | 1,254 |
| Total deposits | $304,916,000 | 1,712 |
| Interest-bearing deposits | $272,561,000 | 1,655 |
| Deposits held in domestic offices | $304,916,000 | 1,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,824,000 | 1,584 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $151,553,000 | 378 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,602,000 | 1,203 |
| Total equity capital | $54,584,000 | 1,205 |
| Total bank equity capital | $54,584,000 | 1,205 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $57,955,000 | 542 |
| Undivided profits | $-3,871,000 | 8,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,142,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,290,000 | 1,794 |
| Earning assets | $490,828,000 | 1,219 |
| Long-term assets (5+ years) | $271,820,000 | 416 |
| Average Assets, year-to-date | $525,521,750 | 1,201 |
| Average Assets, quarterly | $518,682,000 | 1,252 |
| Volatile liabilities | $143,785,000 | 1,084 |
| Insider loans | $1,663,000 | 3,297 |
| FHLB advances | $151,553,000 | 330 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $105,483,000 | 1,005 |
| Tier 1 (core) risk-based capital | $56,639,000 | 1,080 |
| Tier 2 risk-based capital | $4,214,000 | 1,215 |
| Total risk weighted assets | $347,027,000 | 1,398 |
| Total unused commitments | $105,483,000 | 1,006 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 106 | 1,655 |
| Assets and Liabilities |
| Total Assets: | $515,885,000 | 1,252 |
| Cash and due from depository institutions | $9,073,000 | 1,655 |
| Interest-bearing balances | $1,000 | 6,688 |
| Securities | $231,959,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $7,559,000 | 1,630 |
| Net loans & leases | $243,819,000 | 1,831 |
| Loan loss allowance | $4,184,000 | 1,232 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,370,000 | 3,217 |
| Other real estate owned | $0 | 1,655 |
| Goodwill and other intangibles | $207,000 | 2,607 |
| All other assets | $19,898,000 | 925 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $515,885,000 | 1,252 |
| Total liabilities | $464,541,000 | 1,245 |
| Total deposits | $308,199,000 | 1,676 |
| Interest-bearing deposits | $289,775,000 | 1,531 |
| Deposits held in domestic offices | $308,199,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,268,000 | 1,549 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $144,588,000 | 405 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,486,000 | 966 |
| Total equity capital | $51,344,000 | 1,223 |
| Total bank equity capital | $51,344,000 | 1,223 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $57,924,000 | 538 |
| Undivided profits | $-7,080,000 | 8,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $92,000 | 6,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,022,000 | 1,820 |
| Earning assets | $483,338,000 | 1,220 |
| Long-term assets (5+ years) | $264,802,000 | 432 |
| Average Assets, year-to-date | $526,869,330 | 1,196 |
| Average Assets, quarterly | $530,845,000 | 1,196 |
| Volatile liabilities | $131,858,000 | 1,144 |
| Insider loans | $1,694,000 | 3,224 |
| FHLB advances | $144,588,000 | 347 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $96,145,000 | 1,075 |
| Tier 1 (core) risk-based capital | $54,934,000 | 1,082 |
| Tier 2 risk-based capital | $4,153,000 | 1,225 |
| Total risk weighted assets | $332,245,000 | 1,433 |
| Total unused commitments | $96,145,000 | 1,075 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 104 | 1,671 |
| Assets and Liabilities |
| Total Assets: | $545,805,000 | 1,155 |
| Cash and due from depository institutions | $8,577,000 | 1,671 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $271,572,000 | 489 |
| Federal funds sold & reverse repurchase agreements | $3,372,000 | 3,392 |
| Net loans & leases | $238,256,000 | 1,817 |
| Loan loss allowance | $4,160,000 | 1,222 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,244,000 | 3,264 |
| Other real estate owned | $0 | 1,671 |
| Goodwill and other intangibles | $228,000 | 2,539 |
| All other assets | $20,556,000 | 873 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $545,805,000 | 1,155 |
| Total liabilities | $493,173,000 | 1,147 |
| Total deposits | $306,915,000 | 1,668 |
| Interest-bearing deposits | $289,198,000 | 1,501 |
| Deposits held in domestic offices | $306,915,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,113,000 | 1,745 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $177,621,000 | 332 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,524,000 | 1,127 |
| Total equity capital | $52,632,000 | 1,173 |
| Total bank equity capital | $52,632,000 | 1,173 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $57,892,000 | 519 |
| Undivided profits | $-5,760,000 | 8,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $32,000 | 6,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,925,000 | 1,151 |
| Earning assets | $513,200,000 | 1,124 |
| Long-term assets (5+ years) | $236,592,000 | 462 |
| Average Assets, year-to-date | $532,361,500 | 1,176 |
| Average Assets, quarterly | $532,361,500 | 1,176 |
| Volatile liabilities | $128,881,000 | 1,116 |
| Insider loans | $1,717,000 | 3,145 |
| FHLB advances | $177,621,000 | 287 |
| Loans and leases held for sale | $160,000 | 1,487 |
| Unused loan commitments | $79,911,000 | 1,227 |
| Tier 1 (core) risk-based capital | $57,057,000 | 1,022 |
| Tier 2 risk-based capital | $4,153,000 | 1,202 |
| Total risk weighted assets | $332,271,000 | 1,396 |
| Total unused commitments | $79,911,000 | 1,227 |
| Derivatives | $160,000 | 948 |
| 2005-12-31 | Rank |
| # of Employees: | 101 | 1,710 |
| Assets and Liabilities |
| Total Assets: | $518,918,000 | 1,204 |
| Cash and due from depository institutions | $10,489,000 | 1,710 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $256,925,000 | 523 |
| Federal funds sold & reverse repurchase agreements | $198,000 | 5,808 |
| Net loans & leases | $230,485,000 | 1,858 |
| Loan loss allowance | $4,126,000 | 1,211 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,251,000 | 3,215 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $278,000 | 2,445 |
| All other assets | $17,292,000 | 1,015 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $518,918,000 | 1,204 |
| Total liabilities | $462,093,000 | 1,212 |
| Total deposits | $303,840,000 | 1,656 |
| Interest-bearing deposits | $284,681,000 | 1,493 |
| Deposits held in domestic offices | $303,840,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,519,000 | 1,725 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $148,861,000 | 398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,873,000 | 1,037 |
| Total equity capital | $56,825,000 | 1,079 |
| Total bank equity capital | $56,825,000 | 1,079 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $58,071,000 | 503 |
| Undivided profits | $-1,746,000 | 8,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $32,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,458,000 | 1,375 |
| Earning assets | $487,608,000 | 1,170 |
| Long-term assets (5+ years) | $230,117,000 | 469 |
| Average Assets, year-to-date | $533,370,200 | 1,110 |
| Average Assets, quarterly | $524,267,000 | 1,176 |
| Volatile liabilities | $101,807,000 | 1,352 |
| Insider loans | $1,729,000 | 3,107 |
| FHLB advances | $148,861,000 | 345 |
| Loans and leases held for sale | $472,000 | 1,173 |
| Unused loan commitments | $72,783,000 | 1,297 |
| Tier 1 (core) risk-based capital | $56,670,000 | 1,007 |
| Tier 2 risk-based capital | $3,876,000 | 1,268 |
| Total risk weighted assets | $309,843,000 | 1,470 |
| Total unused commitments | $72,783,000 | 1,297 |
| Derivatives | $472,000 | 820 |
| 2005-09-30 | Rank |
| # of Employees: | 97 | 1,793 |
| Assets and Liabilities |
| Total Assets: | $529,616,000 | 1,153 |
| Cash and due from depository institutions | $10,269,000 | 1,793 |
| Interest-bearing balances | $1,000 | 6,781 |
| Securities | $265,300,000 | 508 |
| Federal funds sold & reverse repurchase agreements | $2,883,000 | 3,195 |
| Net loans & leases | $229,697,000 | 1,819 |
| Loan loss allowance | $4,133,000 | 1,177 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,332,000 | 3,121 |
| Other real estate owned | $0 | 1,793 |
| Goodwill and other intangibles | $279,000 | 2,428 |
| All other assets | $17,856,000 | 957 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $529,616,000 | 1,153 |
| Total liabilities | $474,514,000 | 1,158 |
| Total deposits | $309,240,000 | 1,589 |
| Interest-bearing deposits | $289,141,000 | 1,424 |
| Deposits held in domestic offices | $309,240,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,847,000 | 1,849 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $157,899,000 | 382 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,528,000 | 1,329 |
| Total equity capital | $55,102,000 | 1,096 |
| Total bank equity capital | $55,102,000 | 1,096 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $58,071,000 | 489 |
| Undivided profits | $-3,469,000 | 8,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $33,000 | 7,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,760,000 | 1,150 |
| Earning assets | $497,881,000 | 1,113 |
| Long-term assets (5+ years) | $242,927,000 | 440 |
| Average Assets, year-to-date | $536,983,250 | 1,088 |
| Average Assets, quarterly | $535,934,500 | 1,123 |
| Volatile liabilities | $101,210,000 | 1,302 |
| Insider loans | $1,732,000 | 3,076 |
| FHLB advances | $157,899,000 | 329 |
| Loans and leases held for sale | $150,000 | 1,643 |
| Unused loan commitments | $77,754,000 | 1,213 |
| Tier 1 (core) risk-based capital | $54,948,000 | 1,022 |
| Tier 2 risk-based capital | $3,942,000 | 1,208 |
| Total risk weighted assets | $315,193,000 | 1,409 |
| Total unused commitments | $77,754,000 | 1,213 |
| Derivatives | $150,000 | 877 |
| 2005-06-30 | Rank |
| # of Employees: | 98 | 1,752 |
| Assets and Liabilities |
| Total Assets: | $542,253,000 | 1,092 |
| Cash and due from depository institutions | $9,915,000 | 1,752 |
| Interest-bearing balances | $1,000 | 6,771 |
| Securities | $275,447,000 | 494 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 3,982 |
| Net loans & leases | $234,762,000 | 1,746 |
| Loan loss allowance | $4,135,000 | 1,157 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,359,000 | 3,049 |
| Other real estate owned | $0 | 1,752 |
| Goodwill and other intangibles | $282,000 | 2,419 |
| All other assets | $17,118,000 | 984 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $542,253,000 | 1,092 |
| Total liabilities | $487,138,000 | 1,100 |
| Total deposits | $308,039,000 | 1,553 |
| Interest-bearing deposits | $286,163,000 | 1,413 |
| Deposits held in domestic offices | $308,039,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,886,000 | 2,092 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $172,935,000 | 363 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,278,000 | 1,318 |
| Total equity capital | $55,115,000 | 1,079 |
| Total bank equity capital | $55,115,000 | 1,079 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $58,071,000 | 475 |
| Undivided profits | $-3,456,000 | 8,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $33,000 | 7,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,440,000 | 1,186 |
| Earning assets | $511,580,000 | 1,065 |
| Long-term assets (5+ years) | $249,042,000 | 435 |
| Average Assets, year-to-date | $539,439,000 | 1,063 |
| Average Assets, quarterly | $551,424,000 | 1,056 |
| Volatile liabilities | $113,360,000 | 1,159 |
| Insider loans | $1,736,000 | 3,035 |
| FHLB advances | $172,935,000 | 307 |
| Loans and leases held for sale | $612,000 | 1,184 |
| Unused loan commitments | $65,971,000 | 1,353 |
| Tier 1 (core) risk-based capital | $54,710,000 | 1,003 |
| Tier 2 risk-based capital | $3,951,000 | 1,186 |
| Total risk weighted assets | $315,887,000 | 1,366 |
| Total unused commitments | $65,971,000 | 1,353 |
| Derivatives | $1,035,000 | 702 |
| 2005-03-31 | Rank |
| # of Employees: | 100 | 1,707 |
| Assets and Liabilities |
| Total Assets: | $560,595,000 | 1,043 |
| Cash and due from depository institutions | $6,704,000 | 1,707 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $298,867,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $3,427,000 | 3,077 |
| Net loans & leases | $230,313,000 | 1,731 |
| Loan loss allowance | $4,139,000 | 1,138 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,419,000 | 2,994 |
| Other real estate owned | $0 | 1,707 |
| Goodwill and other intangibles | $289,000 | 2,405 |
| All other assets | $17,576,000 | 933 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $560,595,000 | 1,043 |
| Total liabilities | $506,175,000 | 1,037 |
| Total deposits | $306,149,000 | 1,552 |
| Interest-bearing deposits | $285,553,000 | 1,392 |
| Deposits held in domestic offices | $306,149,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,918,000 | 1,936 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $193,971,000 | 320 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,137,000 | 1,374 |
| Total equity capital | $54,420,000 | 1,064 |
| Total bank equity capital | $54,420,000 | 1,064 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $58,056,000 | 465 |
| Undivided profits | $-4,136,000 | 8,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $34,000 | 7,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,928,000 | 943 |
| Earning assets | $532,607,000 | 996 |
| Long-term assets (5+ years) | $268,219,000 | 410 |
| Average Assets, year-to-date | $538,032,000 | 1,073 |
| Average Assets, quarterly | $538,032,000 | 1,073 |
| Volatile liabilities | $127,368,000 | 979 |
| Insider loans | $1,400,000 | 3,460 |
| FHLB advances | $193,971,000 | 271 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $67,626,000 | 1,291 |
| Tier 1 (core) risk-based capital | $54,501,000 | 986 |
| Tier 2 risk-based capital | $3,989,000 | 1,152 |
| Total risk weighted assets | $318,939,000 | 1,307 |
| Total unused commitments | $67,626,000 | 1,291 |
| Derivatives | $85,000 | 773 |
| 2004-12-31 | Rank |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities |
| Total Assets: | $515,469,000 | 1,120 |
| Cash and due from depository institutions | $7,193,000 | 1,719 |
| Interest-bearing balances | $17,000 | 6,284 |
| Securities | $260,139,000 | 534 |
| Federal funds sold & reverse repurchase agreements | $209,000 | 5,807 |
| Net loans & leases | $228,670,000 | 1,728 |
| Loan loss allowance | $4,140,000 | 1,128 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,486,000 | 2,925 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $306,000 | 2,365 |
| All other assets | $15,466,000 | 1,033 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $515,469,000 | 1,120 |
| Total liabilities | $460,991,000 | 1,134 |
| Total deposits | $300,036,000 | 1,569 |
| Interest-bearing deposits | $284,815,000 | 1,386 |
| Deposits held in domestic offices | $300,036,000 | 1,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,161,000 | 1,945 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $154,102,000 | 394 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,692,000 | 1,167 |
| Total equity capital | $54,478,000 | 1,069 |
| Total bank equity capital | $54,478,000 | 1,069 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $57,860,000 | 472 |
| Undivided profits | $-3,882,000 | 8,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,894,000 | 937 |
| Earning assets | $489,035,000 | 1,091 |
| Long-term assets (5+ years) | $208,000,000 | 518 |
| Average Assets, year-to-date | $487,255,800 | 1,126 |
| Average Assets, quarterly | $506,910,500 | 1,128 |
| Volatile liabilities | $115,707,000 | 1,051 |
| Insider loans | $1,404,000 | 3,455 |
| FHLB advances | $154,102,000 | 338 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $68,759,000 | 1,252 |
| Tier 1 (core) risk-based capital | $54,019,000 | 987 |
| Tier 2 risk-based capital | $3,865,000 | 1,190 |
| Total risk weighted assets | $308,883,000 | 1,341 |
| Total unused commitments | $68,759,000 | 1,253 |
| Derivatives | $300,000 | 717 |
| 2004-09-30 | Rank |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities |
| Total Assets: | $498,352,000 | 1,143 |
| Cash and due from depository institutions | $9,136,000 | 1,702 |
| Interest-bearing balances | $1,000 | 6,879 |
| Securities | $257,877,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $128,000 | 5,682 |
| Net loans & leases | $212,529,000 | 1,797 |
| Loan loss allowance | $4,139,000 | 1,125 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,549,000 | 2,848 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $338,000 | 2,278 |
| All other assets | $14,795,000 | 1,042 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $498,352,000 | 1,143 |
| Total liabilities | $443,978,000 | 1,158 |
| Total deposits | $302,512,000 | 1,521 |
| Interest-bearing deposits | $281,624,000 | 1,381 |
| Deposits held in domestic offices | $302,512,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,662,000 | 1,877 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $133,882,000 | 439 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,922,000 | 1,117 |
| Total equity capital | $54,374,000 | 1,056 |
| Total bank equity capital | $54,374,000 | 1,056 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $57,740,000 | 466 |
| Undivided profits | $-3,866,000 | 8,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $247,000 | 5,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,896,000 | 955 |
| Earning assets | $470,535,000 | 1,116 |
| Long-term assets (5+ years) | $188,182,000 | 577 |
| Average Assets, year-to-date | $480,202,500 | 1,146 |
| Average Assets, quarterly | $487,250,500 | 1,157 |
| Volatile liabilities | $93,621,000 | 1,243 |
| Insider loans | $1,361,000 | 3,449 |
| FHLB advances | $133,882,000 | 376 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $79,408,000 | 1,103 |
| Tier 1 (core) risk-based capital | $53,729,000 | 982 |
| Tier 2 risk-based capital | $3,769,000 | 1,195 |
| Total risk weighted assets | $301,185,000 | 1,344 |
| Total unused commitments | $79,408,000 | 1,104 |
| Derivatives | $286,000 | 718 |
| 2004-06-30 | Rank |
| # of Employees: | 105 | 1,630 |
| Assets and Liabilities |
| Total Assets: | $476,149,000 | 1,184 |
| Cash and due from depository institutions | $7,221,000 | 1,630 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $239,268,000 | 575 |
| Federal funds sold & reverse repurchase agreements | $3,545,000 | 2,546 |
| Net loans & leases | $207,973,000 | 1,794 |
| Loan loss allowance | $4,168,000 | 1,110 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,434,000 | 2,875 |
| Other real estate owned | $0 | 1,630 |
| Goodwill and other intangibles | $404,000 | 2,191 |
| All other assets | $14,304,000 | 1,082 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $476,149,000 | 1,184 |
| Total liabilities | $420,309,000 | 1,202 |
| Total deposits | $291,236,000 | 1,571 |
| Interest-bearing deposits | $274,432,000 | 1,392 |
| Deposits held in domestic offices | $291,236,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,159,000 | 2,011 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $122,161,000 | 465 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,753,000 | 1,085 |
| Total equity capital | $55,840,000 | 986 |
| Total bank equity capital | $55,840,000 | 986 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $57,740,000 | 457 |
| Undivided profits | $-2,400,000 | 8,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $106,000 | 6,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,622,000 | 996 |
| Earning assets | $450,786,000 | 1,140 |
| Long-term assets (5+ years) | $177,397,000 | 617 |
| Average Assets, year-to-date | $474,152,670 | 1,152 |
| Average Assets, quarterly | $478,533,500 | 1,156 |
| Volatile liabilities | $76,298,000 | 1,437 |
| Insider loans | $1,367,000 | 3,422 |
| FHLB advances | $122,161,000 | 405 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $66,984,000 | 1,222 |
| Tier 1 (core) risk-based capital | $55,483,000 | 930 |
| Tier 2 risk-based capital | $3,587,000 | 1,257 |
| Total risk weighted assets | $286,372,000 | 1,395 |
| Total unused commitments | $66,984,000 | 1,222 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 99 | 1,725 |
| Assets and Liabilities |
| Total Assets: | $480,918,000 | 1,150 |
| Cash and due from depository institutions | $8,591,000 | 1,725 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $235,137,000 | 597 |
| Federal funds sold & reverse repurchase agreements | $5,018,000 | 2,807 |
| Net loans & leases | $214,372,000 | 1,712 |
| Loan loss allowance | $4,218,000 | 1,087 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,048,000 | 3,111 |
| Other real estate owned | $0 | 1,725 |
| Goodwill and other intangibles | $345,000 | 2,261 |
| All other assets | $14,407,000 | 1,027 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $480,918,000 | 1,150 |
| Total liabilities | $426,414,000 | 1,169 |
| Total deposits | $281,451,000 | 1,600 |
| Interest-bearing deposits | $265,293,000 | 1,451 |
| Deposits held in domestic offices | $281,451,000 | 1,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,970,000 | 1,864 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $137,841,000 | 417 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,152,000 | 1,122 |
| Total equity capital | $54,504,000 | 1,030 |
| Total bank equity capital | $54,504,000 | 1,030 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $57,740,000 | 445 |
| Undivided profits | $-3,736,000 | 9,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $106,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,964,000 | 881 |
| Earning assets | $454,531,000 | 1,115 |
| Long-term assets (5+ years) | $176,969,000 | 607 |
| Average Assets, year-to-date | $473,154,500 | 1,152 |
| Average Assets, quarterly | $473,154,500 | 1,152 |
| Volatile liabilities | $83,145,000 | 1,263 |
| Insider loans | $665,000 | 4,879 |
| FHLB advances | $137,841,000 | 359 |
| Loans and leases held for sale | $962,000 | 1,000 |
| Unused loan commitments | $50,002,000 | 1,504 |
| Tier 1 (core) risk-based capital | $52,796,000 | 969 |
| Tier 2 risk-based capital | $3,621,000 | 1,237 |
| Total risk weighted assets | $289,078,000 | 1,350 |
| Total unused commitments | $50,002,000 | 1,507 |
| Derivatives | $3,071,000 | 527 |
| 2003-12-31 | Rank |
| # of Employees: | 99 | 1,748 |
| Assets and Liabilities |
| Total Assets: | $465,391,000 | 1,190 |
| Cash and due from depository institutions | $7,872,000 | 1,748 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $232,210,000 | 608 |
| Federal funds sold & reverse repurchase agreements | $889,000 | 5,144 |
| Net loans & leases | $207,283,000 | 1,742 |
| Loan loss allowance | $4,220,000 | 1,088 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,875,000 | 3,262 |
| Other real estate owned | $2,000 | 1,748 |
| Goodwill and other intangibles | $392,000 | 2,181 |
| All other assets | $13,868,000 | 1,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,391,000 | 1,190 |
| Total liabilities | $411,258,000 | 1,207 |
| Total deposits | $273,149,000 | 1,648 |
| Interest-bearing deposits | $258,880,000 | 1,480 |
| Deposits held in domestic offices | $273,149,000 | 1,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,486,000 | 2,105 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $130,866,000 | 439 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,757,000 | 963 |
| Total equity capital | $54,133,000 | 1,021 |
| Total bank equity capital | $54,133,000 | 1,021 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $57,740,000 | 446 |
| Undivided profits | $-4,107,000 | 9,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,552,000 | 1,032 |
| Earning assets | $440,384,000 | 1,149 |
| Long-term assets (5+ years) | $185,063,000 | 592 |
| Average Assets, year-to-date | $438,097,200 | 1,218 |
| Average Assets, quarterly | $446,068,500 | 1,230 |
| Volatile liabilities | $94,473,000 | 1,154 |
| Insider loans | $743,000 | 4,680 |
| FHLB advances | $130,866,000 | 371 |
| Loans and leases held for sale | $338,000 | 1,299 |
| Unused loan commitments | $53,315,000 | 1,381 |
| Tier 1 (core) risk-based capital | $54,100,000 | 952 |
| Tier 2 risk-based capital | $3,568,000 | 1,244 |
| Total risk weighted assets | $284,771,000 | 1,351 |
| Total unused commitments | $53,315,000 | 1,382 |
| Derivatives | $338,000 | 619 |
| 2003-09-30 | Rank |
| # of Employees: | 99 | 1,766 |
| Assets and Liabilities |
| Total Assets: | $426,746,000 | 1,305 |
| Cash and due from depository institutions | $8,017,000 | 1,766 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $201,112,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $201,573,000 | 1,769 |
| Loan loss allowance | $4,209,000 | 1,099 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,808,000 | 3,296 |
| Other real estate owned | $4,000 | 1,766 |
| Goodwill and other intangibles | $477,000 | 2,036 |
| All other assets | $12,755,000 | 1,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,746,000 | 1,305 |
| Total liabilities | $374,886,000 | 1,339 |
| Total deposits | $281,137,000 | 1,594 |
| Interest-bearing deposits | $267,217,000 | 1,427 |
| Deposits held in domestic offices | $281,137,000 | 1,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,005,000 | 2,176 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $88,279,000 | 561 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,465,000 | 1,278 |
| Total equity capital | $51,860,000 | 1,068 |
| Total bank equity capital | $51,860,000 | 1,068 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $57,740,000 | 463 |
| Undivided profits | $-6,380,000 | 9,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $22,000 | 7,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,522,000 | 1,091 |
| Earning assets | $402,686,000 | 1,263 |
| Long-term assets (5+ years) | $144,872,000 | 765 |
| Average Assets, year-to-date | $431,273,750 | 1,254 |
| Average Assets, quarterly | $427,114,500 | 1,302 |
| Volatile liabilities | $49,130,000 | 1,934 |
| Insider loans | $807,000 | 4,499 |
| FHLB advances | $88,279,000 | 485 |
| Loans and leases held for sale | $1,078,000 | 1,110 |
| Unused loan commitments | $56,584,000 | 1,345 |
| Tier 1 (core) risk-based capital | $51,743,000 | 997 |
| Tier 2 risk-based capital | $3,408,000 | 1,292 |
| Total risk weighted assets | $271,809,000 | 1,413 |
| Total unused commitments | $56,584,000 | 1,346 |
| Derivatives | $988,000 | 572 |
| 2003-06-30 | Rank |
| # of Employees: | 101 | 1,727 |
| Assets and Liabilities |
| Total Assets: | $427,483,000 | 1,295 |
| Cash and due from depository institutions | $7,923,000 | 1,727 |
| Interest-bearing balances | $3,000 | 6,923 |
| Securities | $186,392,000 | 720 |
| Federal funds sold & reverse repurchase agreements | $6,456,000 | 2,431 |
| Net loans & leases | $211,123,000 | 1,670 |
| Loan loss allowance | $4,176,000 | 1,096 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,873,000 | 3,206 |
| Other real estate owned | $7,000 | 1,727 |
| Goodwill and other intangibles | $347,000 | 2,170 |
| All other assets | $12,362,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,483,000 | 1,295 |
| Total liabilities | $375,698,000 | 1,324 |
| Total deposits | $280,943,000 | 1,576 |
| Interest-bearing deposits | $267,511,000 | 1,406 |
| Deposits held in domestic offices | $280,943,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,694,000 | 1,899 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $88,428,000 | 565 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,633,000 | 1,274 |
| Total equity capital | $51,785,000 | 1,054 |
| Total bank equity capital | $51,785,000 | 1,054 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $57,740,000 | 447 |
| Undivided profits | $-6,455,000 | 9,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $23,000 | 7,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,146,000 | 1,289 |
| Earning assets | $403,974,000 | 1,246 |
| Long-term assets (5+ years) | $138,354,000 | 760 |
| Average Assets, year-to-date | $432,783,000 | 1,243 |
| Average Assets, quarterly | $430,637,500 | 1,264 |
| Volatile liabilities | $50,101,000 | 1,880 |
| Insider loans | $818,000 | 4,449 |
| FHLB advances | $86,317,000 | 499 |
| Loans and leases held for sale | $3,968,000 | 789 |
| Unused loan commitments | $54,077,000 | 1,360 |
| Tier 1 (core) risk-based capital | $51,085,000 | 986 |
| Tier 2 risk-based capital | $3,469,000 | 1,218 |
| Total risk weighted assets | $276,817,000 | 1,363 |
| Total unused commitments | $54,077,000 | 1,370 |
| Derivatives | $5,584,000 | 444 |
| 2003-03-31 | Rank |
| # of Employees: | 103 | 1,669 |
| Assets and Liabilities |
| Total Assets: | $433,792,000 | 1,249 |
| Cash and due from depository institutions | $6,665,000 | 1,669 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $167,798,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $18,583,000 | 865 |
| Net loans & leases | $224,540,000 | 1,569 |
| Loan loss allowance | $4,170,000 | 1,085 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,949,000 | 3,097 |
| Other real estate owned | $9,000 | 1,669 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $13,248,000 | 1,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,792,000 | 1,249 |
| Total liabilities | $382,650,000 | 1,278 |
| Total deposits | $280,556,000 | 1,560 |
| Interest-bearing deposits | $267,059,000 | 1,408 |
| Deposits held in domestic offices | $280,556,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,664,000 | 1,796 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $95,915,000 | 520 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,515,000 | 1,342 |
| Total equity capital | $51,142,000 | 1,052 |
| Total bank equity capital | $51,142,000 | 1,052 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $57,740,000 | 448 |
| Undivided profits | $-7,098,000 | 9,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $23,000 | 7,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,348,000 | 1,190 |
| Earning assets | $410,926,000 | 1,210 |
| Long-term assets (5+ years) | $110,940,000 | 902 |
| Average Assets, year-to-date | $435,433,000 | 1,233 |
| Average Assets, quarterly | $435,433,000 | 1,233 |
| Volatile liabilities | $42,695,000 | 2,099 |
| Insider loans | $838,000 | 4,328 |
| FHLB advances | $93,781,000 | 455 |
| Loans and leases held for sale | $2,098,000 | 989 |
| Unused loan commitments | $66,614,000 | 1,128 |
| Tier 1 (core) risk-based capital | $50,256,000 | 991 |
| Tier 2 risk-based capital | $3,722,000 | 1,129 |
| Total risk weighted assets | $297,286,000 | 1,244 |
| Total unused commitments | $66,614,000 | 1,138 |
| Derivatives | $7,090,000 | 401 |
| 2002-12-31 | Rank |
| # of Employees: | 103 | 1,664 |
| Assets and Liabilities |
| Total Assets: | $437,074,000 | 1,218 |
| Cash and due from depository institutions | $7,136,000 | 1,664 |
| Interest-bearing balances | $298,000 | 4,226 |
| Securities | $164,242,000 | 768 |
| Federal funds sold & reverse repurchase agreements | $9,633,000 | 1,492 |
| Net loans & leases | $238,960,000 | 1,445 |
| Loan loss allowance | $4,167,000 | 1,054 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,050,000 | 2,989 |
| Other real estate owned | $12,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $14,041,000 | 983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $437,074,000 | 1,218 |
| Total liabilities | $386,029,000 | 1,248 |
| Total deposits | $280,950,000 | 1,517 |
| Interest-bearing deposits | $265,801,000 | 1,382 |
| Deposits held in domestic offices | $280,950,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,950,000 | 1,613 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $97,641,000 | 525 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,488,000 | 1,323 |
| Total equity capital | $51,045,000 | 1,034 |
| Total bank equity capital | $51,045,000 | 1,034 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $57,740,000 | 441 |
| Undivided profits | $-7,195,000 | 9,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,000 | 8,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,459,000 | 1,167 |
| Earning assets | $413,133,000 | 1,192 |
| Long-term assets (5+ years) | $79,398,000 | 1,185 |
| Average Assets, year-to-date | $437,953,600 | 1,170 |
| Average Assets, quarterly | $436,406,000 | 1,212 |
| Volatile liabilities | $44,126,000 | 2,043 |
| Insider loans | $940,000 | 4,099 |
| FHLB advances | $94,237,000 | 459 |
| Loans and leases held for sale | $2,579,000 | 957 |
| Unused loan commitments | $62,980,000 | 1,136 |
| Tier 1 (core) risk-based capital | $49,869,000 | 974 |
| Tier 2 risk-based capital | $3,977,000 | 1,032 |
| Total risk weighted assets | $318,005,000 | 1,129 |
| Total unused commitments | $62,980,000 | 1,137 |
| Derivatives | $5,349,000 | 391 |
| 2001-12-31 | Rank |
| # of Employees: | 102 | 1,650 |
| Assets and Liabilities |
| Total Assets: | $436,224,000 | 1,178 |
| Cash and due from depository institutions | $7,457,000 | 1,650 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $171,601,000 | 684 |
| Federal funds sold & reverse repurchase agreements | $5,705,000 | 2,491 |
| Net loans & leases | $232,327,000 | 1,438 |
| Loan loss allowance | $4,070,000 | 1,027 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,167,000 | 2,823 |
| Other real estate owned | $22,000 | 1,650 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $15,945,000 | 843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $436,224,000 | 1,178 |
| Total liabilities | $384,407,000 | 1,204 |
| Total deposits | $269,277,000 | 1,491 |
| Interest-bearing deposits | $255,619,000 | 1,355 |
| Deposits held in domestic offices | $269,277,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,220,000 | 1,633 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $106,879,000 | 468 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,031,000 | 1,144 |
| Total equity capital | $51,817,000 | 939 |
| Total bank equity capital | $51,817,000 | 939 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $57,740,000 | 429 |
| Undivided profits | $-6,423,000 | 9,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $951,000 | 2,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,604,000 | 1,206 |
| Earning assets | $409,634,000 | 1,147 |
| Long-term assets (5+ years) | $110,416,000 | 872 |
| Average Assets, year-to-date | $430,578,000 | 1,130 |
| Average Assets, quarterly | $436,910,000 | 1,153 |
| Volatile liabilities | $48,574,000 | 1,803 |
| Insider loans | $1,020,000 | 3,887 |
| FHLB advances | $102,992,000 | 401 |
| Loans and leases held for sale | $4,156,000 | 653 |
| Unused loan commitments | $79,356,000 | 899 |
| Tier 1 (core) risk-based capital | $49,824,000 | 910 |
| Tier 2 risk-based capital | $4,070,000 | 970 |
| Total risk weighted assets | $333,102,000 | 1,040 |
| Total unused commitments | $79,356,000 | 899 |
| Derivatives | $17,475,000 | 292 |
| 2000-12-31 | Rank |
| # of Employees: | 100 | 1,665 |
| Assets and Liabilities |
| Total Assets: | $413,090,000 | 1,177 |
| Cash and due from depository institutions | $7,086,000 | 1,665 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $156,783,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $15,427,000 | 787 |
| Net loans & leases | $218,360,000 | 1,470 |
| Loan loss allowance | $3,685,000 | 1,090 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,337,000 | 2,641 |
| Other real estate owned | $32,000 | 1,665 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $12,065,000 | 845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,090,000 | 1,177 |
| Total liabilities | $360,777,000 | 1,217 |
| Total deposits | $271,062,000 | 1,396 |
| Interest-bearing deposits | $259,838,000 | 1,264 |
| Deposits held in domestic offices | $271,062,000 | 1,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $86,161,000 | 519 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,554,000 | 1,281 |
| Total equity capital | $52,313,000 | 893 |
| Total bank equity capital | $52,313,000 | 893 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $436,000 | 4,933 |
| Surplus | $57,711,000 | 409 |
| Undivided profits | $-5,834,000 | 9,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,000 | 8,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,191,000 | 2,238 |
| Earning assets | $390,570,000 | 1,137 |
| Long-term assets (5+ years) | $107,103,000 | 853 |
| Average Assets, year-to-date | $411,288,800 | 1,123 |
| Average Assets, quarterly | $414,595,500 | 1,160 |
| Volatile liabilities | $51,047,000 | 1,714 |
| Insider loans | $1,041,000 | 3,765 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $61,193,000 | 1,005 |
| Tier 1 (core) risk-based capital | $48,516,000 | 899 |
| Tier 2 risk-based capital | $3,685,000 | 1,039 |
| Total risk weighted assets | $309,524,800 | 1,060 |
| Total unused commitments | $61,193,000 | 1,005 |
| Derivatives | $198,000 | 463 |
| 1999-12-31 | Rank |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities |
| Total Assets: | $404,172,000 | 1,180 |
| Cash and due from depository institutions | $7,597,000 | 1,746 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $183,722,000 | 652 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $194,717,000 | 1,562 |
| Loan loss allowance | $3,381,000 | 1,140 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,337,000 | 2,595 |
| Other real estate owned | $519,000 | 1,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,280,000 | 757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,172,000 | 1,180 |
| Total liabilities | $355,764,000 | 1,206 |
| Total deposits | $246,690,000 | 1,535 |
| Interest-bearing deposits | $237,066,000 | 1,369 |
| Deposits held in domestic offices | $246,690,000 | 1,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,200,000 | 576 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,967,000 | 634 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,907,000 | 954 |
| Total equity capital | $48,408,000 | 921 |
| Total bank equity capital | $48,408,000 | 921 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $436,000 | 5,085 |
| Surplus | $57,668,000 | 413 |
| Undivided profits | $-9,696,000 | 10,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $904,000 | 2,551 |
| Earning assets | $378,439,000 | 1,158 |
| Long-term assets (5+ years) | $132,147,000 | 748 |
| Average Assets, year-to-date | $379,714,000 | 1,192 |
| Average Assets, quarterly | $402,041,500 | 1,168 |
| Volatile liabilities | $105,766,000 | 926 |
| Insider loans | $1,230,000 | 3,255 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $39,583,000 | 1,426 |
| Tier 1 (core) risk-based capital | $43,046,000 | 1,010 |
| Tier 2 risk-based capital | $3,381,000 | 1,071 |
| Total risk weighted assets | $271,957,200 | 1,160 |
| Total unused commitments | $39,583,000 | 1,429 |
| Derivatives | $277,000 | 471 |
| 1998-12-31 | Rank |
| # of Employees: | 97 | 1,751 |
| Assets and Liabilities |
| Total Assets: | $340,041,000 | 1,344 |
| Cash and due from depository institutions | $5,029,000 | 1,751 |
| Interest-bearing balances | $4,000 | 6,535 |
| Securities | $117,787,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $5,629,000 | 3,042 |
| Net loans & leases | $193,838,000 | 1,450 |
| Loan loss allowance | $3,272,000 | 1,139 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,423,000 | 2,368 |
| Other real estate owned | $556,000 | 1,751 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $13,779,000 | 701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,041,000 | 1,344 |
| Total liabilities | $293,328,000 | 1,400 |
| Total deposits | $254,049,000 | 1,457 |
| Interest-bearing deposits | $242,104,000 | 1,317 |
| Deposits held in domestic offices | $254,049,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,214,000 | 755 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,065,000 | 979 |
| Total equity capital | $46,713,000 | 966 |
| Total bank equity capital | $46,713,000 | 966 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $433,000 | 5,147 |
| Surplus | $57,395,000 | 396 |
| Undivided profits | $-11,115,000 | 10,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $66,000 | 7,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $897,000 | 2,501 |
| Earning assets | $317,258,000 | 1,325 |
| Long-term assets (5+ years) | $112,180,000 | 806 |
| Average Assets, year-to-date | $347,935,000 | 1,249 |
| Average Assets, quarterly | $339,936,500 | 1,327 |
| Volatile liabilities | $22,620,000 | 2,721 |
| Insider loans | $790,000 | 4,132 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $8,950,000 | 365 |
| Unused loan commitments | $40,741,000 | 1,314 |
| Tier 1 (core) risk-based capital | $38,461,000 | 1,093 |
| Tier 2 risk-based capital | $2,828,630 | 1,189 |
| Total risk weighted assets | $225,847,230 | 1,277 |
| Total unused commitments | $40,741,000 | 1,320 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 100 | 1,764 |
| Assets and Liabilities |
| Total Assets: | $359,855,000 | 1,299 |
| Cash and due from depository institutions | $4,459,000 | 1,764 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $181,406,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $161,356,000 | 1,755 |
| Loan loss allowance | $3,144,000 | 1,204 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,284,000 | 2,419 |
| Other real estate owned | $809,000 | 1,764 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $8,541,000 | 985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,855,000 | 1,299 |
| Total liabilities | $322,245,000 | 1,303 |
| Total deposits | $254,952,000 | 1,448 |
| Interest-bearing deposits | $243,030,000 | 1,333 |
| Deposits held in domestic offices | $254,952,000 | 1,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,396,000 | 2,446 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $62,000,000 | 508 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,897,000 | 1,213 |
| Total equity capital | $37,610,000 | 1,193 |
| Total bank equity capital | $37,610,000 | 1,193 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $429,000 | 5,368 |
| Surplus | $57,185,000 | 387 |
| Undivided profits | $-20,004,000 | 10,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,053,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $845,000 | 2,726 |
| Earning assets | $342,763,000 | 1,256 |
| Long-term assets (5+ years) | $105,920,000 | 729 |
| Average Assets, year-to-date | $351,767,800 | 1,254 |
| Average Assets, quarterly | $356,417,500 | 1,287 |
| Volatile liabilities | $65,003,000 | 1,159 |
| Insider loans | $1,015,000 | 3,525 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $682,000 | 949 |
| Unused loan commitments | $35,424,000 | 1,383 |
| Tier 1 (core) risk-based capital | $34,578,000 | 1,221 |
| Tier 2 risk-based capital | $2,567,330 | 1,231 |
| Total risk weighted assets | $204,809,430 | 1,383 |
| Total unused commitments | $35,424,000 | 1,386 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities |
| Total Assets: | $337,649,000 | 1,407 |
| Cash and due from depository institutions | $3,535,000 | 1,807 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $173,841,000 | 721 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $149,763,000 | 1,929 |
| Loan loss allowance | $3,633,000 | 1,142 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,418,000 | 2,310 |
| Other real estate owned | $739,000 | 1,807 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,853,000 | 1,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,649,000 | 1,407 |
| Total liabilities | $308,846,000 | 1,379 |
| Total deposits | $246,637,000 | 1,559 |
| Interest-bearing deposits | $235,320,000 | 1,433 |
| Deposits held in domestic offices | $246,637,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,030,000 | 1,144 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $49,000,000 | 603 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,179,000 | 1,409 |
| Total equity capital | $28,803,000 | 1,573 |
| Total bank equity capital | $28,803,000 | 1,573 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $425,000 | 5,703 |
| Surplus | $57,006,000 | 393 |
| Undivided profits | $-28,628,000 | 11,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,153,000 | 2,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $911,000 | 2,478 |
| Earning assets | $324,104,000 | 1,337 |
| Long-term assets (5+ years) | $94,708,000 | 755 |
| Average Assets, year-to-date | $325,851,800 | 1,402 |
| Average Assets, quarterly | $333,867,000 | 1,403 |
| Volatile liabilities | $68,496,000 | 1,120 |
| Insider loans | $916,000 | 3,869 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,158,000 | 713 |
| Unused loan commitments | $28,553,000 | 1,604 |
| Tier 1 (core) risk-based capital | $29,058,000 | 1,480 |
| Tier 2 risk-based capital | $2,264,550 | 1,416 |
| Total risk weighted assets | $179,795,450 | 1,599 |
| Total unused commitments | $28,553,000 | 1,620 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities |
| Total Assets: | $305,444,000 | 1,558 |
| Cash and due from depository institutions | $10,074,000 | 2,001 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $145,549,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $139,538,000 | 2,024 |
| Loan loss allowance | $4,019,000 | 1,077 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,141,000 | 2,440 |
| Other real estate owned | $1,854,000 | 2,001 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,288,000 | 1,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,444,000 | 1,558 |
| Total liabilities | $281,687,000 | 1,537 |
| Total deposits | $246,377,000 | 1,584 |
| Interest-bearing deposits | $232,978,000 | 1,470 |
| Deposits held in domestic offices | $246,377,000 | 1,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,549,000 | 1,782 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,500,000 | 717 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,261,000 | 1,430 |
| Total equity capital | $23,757,000 | 1,894 |
| Total bank equity capital | $23,757,000 | 1,894 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $424,000 | 6,020 |
| Surplus | $56,952,000 | 415 |
| Undivided profits | $-33,619,000 | 11,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,818,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,329 |
| Income earned, not collected on loans | $861,000 | 2,703 |
| Earning assets | $285,087,000 | 1,534 |
| Long-term assets (5+ years) | $62,293,000 | 996 |
| Average Assets, year-to-date | $287,525,400 | 1,586 |
| Average Assets, quarterly | $298,057,500 | 1,583 |
| Volatile liabilities | $36,969,000 | 1,591 |
| Insider loans | $743,000 | 4,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $458,000 | 1,068 |
| Unused loan commitments | $26,740,000 | 1,626 |
| Tier 1 (core) risk-based capital | $23,789,000 | 1,811 |
| Tier 2 risk-based capital | $1,975,340 | 1,618 |
| Total risk weighted assets | $155,983,440 | 1,821 |
| Total unused commitments | $26,740,000 | 1,638 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities |
| Total Assets: | $279,498,000 | 1,642 |
| Cash and due from depository institutions | $6,377,000 | 2,006 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $116,936,000 | 1,115 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $142,797,000 | 1,950 |
| Loan loss allowance | $3,380,000 | 1,248 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,651,000 | 1,599 |
| Other real estate owned | $4,612,000 | 2,006 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,125,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,498,000 | 1,642 |
| Total liabilities | $260,616,000 | 1,608 |
| Total deposits | $250,701,000 | 1,513 |
| Interest-bearing deposits | $240,177,000 | 1,370 |
| Deposits held in domestic offices | $250,701,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,110,000 | 3,248 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 1,601 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,805,000 | 1,376 |
| Total equity capital | $18,882,000 | 2,184 |
| Total bank equity capital | $18,882,000 | 2,184 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $424,000 | 6,373 |
| Surplus | $56,950,000 | 390 |
| Undivided profits | $-38,492,000 | 12,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,273,000 | 895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,083 |
| Income earned, not collected on loans | $759,000 | 2,689 |
| Earning assets | $259,733,000 | 1,624 |
| Long-term assets (5+ years) | $47,046,000 | 1,234 |
| Average Assets, year-to-date | $289,437,200 | 1,556 |
| Average Assets, quarterly | $283,568,000 | 1,621 |
| Volatile liabilities | $13,380,000 | 3,501 |
| Insider loans | $1,036,000 | 3,612 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $99,000 | 1,249 |
| Unused loan commitments | $15,541,000 | 2,305 |
| Tier 1 (core) risk-based capital | $20,887,000 | 1,989 |
| Tier 2 risk-based capital | $1,845,270 | 1,697 |
| Total risk weighted assets | $146,087,170 | 1,895 |
| Total unused commitments | $15,541,000 | 2,317 |
| Derivatives | $86,000 | 670 |
| 1993-12-31 | Rank |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities |
| Total Assets: | $303,715,000 | 1,551 |
| Cash and due from depository institutions | $4,975,000 | 1,846 |
| Interest-bearing balances | $21,000 | 7,288 |
| Securities | $113,900,000 | 1,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $168,297,000 | 1,630 |
| Loan loss allowance | $4,450,000 | 1,073 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,809,000 | 1,534 |
| Other real estate owned | $7,576,000 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,158,000 | 1,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,715,000 | 1,551 |
| Total liabilities | $283,226,000 | 1,523 |
| Total deposits | $252,398,000 | 1,578 |
| Interest-bearing deposits | $243,206,000 | 1,417 |
| Deposits held in domestic offices | $252,398,000 | 1,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $28,000,000 | 651 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,828,000 | 1,400 |
| Total equity capital | $20,489,000 | 1,997 |
| Total bank equity capital | $20,489,000 | 1,997 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $424,000 | 6,681 |
| Surplus | $56,949,000 | 372 |
| Undivided profits | $-36,884,000 | 13,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,980,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 1,006 |
| Income earned, not collected on loans | $843,000 | 2,096 |
| Earning assets | $282,218,000 | 1,527 |
| Long-term assets (5+ years) | $20,810,000 | 2,573 |
| Average Assets, year-to-date | $308,467,000 | 1,481 |
| Average Assets, quarterly | $304,938,500 | 1,527 |
| Volatile liabilities | $41,632,000 | 1,384 |
| Insider loans | $1,239,000 | 3,159 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $6,908,000 | 422 |
| Unused loan commitments | $15,509,000 | 2,266 |
| Tier 1 (core) risk-based capital | $20,476,000 | 1,947 |
| Tier 2 risk-based capital | $2,015,160 | 1,566 |
| Total risk weighted assets | $158,778,160 | 1,728 |
| Total unused commitments | $15,509,000 | 2,285 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 119 | 1,818 |
| Assets and Liabilities |
| Total Assets: | $314,042,000 | 1,554 |
| Cash and due from depository institutions | $6,337,000 | 1,818 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $83,716,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 8,543 |
| Net loans & leases | $200,578,000 | 1,431 |
| Loan loss allowance | $5,096,000 | 990 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,071,000 | 1,428 |
| Other real estate owned | $13,828,000 | 1,818 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,462,000 | 2,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,042,000 | 1,554 |
| Total liabilities | $294,331,000 | 1,522 |
| Total deposits | $258,914,000 | 1,614 |
| Interest-bearing deposits | $250,117,000 | 1,459 |
| Deposits held in domestic offices | $258,914,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $33,106,000 | 529 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,311,000 | 1,661 |
| Total equity capital | $19,711,000 | 1,979 |
| Total bank equity capital | $19,711,000 | 1,979 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $424,000 | 7,016 |
| Surplus | $56,949,000 | 361 |
| Undivided profits | $-37,662,000 | 13,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,582,000 | 1,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,103,000 | 1,759 |
| Earning assets | $285,344,000 | 1,551 |
| Long-term assets (5+ years) | $21,070,000 | 2,500 |
| Average Assets, year-to-date | $323,917,600 | 1,485 |
| Average Assets, quarterly | $314,854,500 | 1,537 |
| Volatile liabilities | $45,295,000 | 1,262 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,669,000 | 421 |
| Unused loan commitments | $16,196,000 | 2,095 |
| Tier 1 (core) risk-based capital | $19,711,000 | 1,932 |
| Tier 2 risk-based capital | $2,790,790 | 1,201 |
| Total risk weighted assets | $220,957,790 | 1,324 |
| Total unused commitments | $16,196,000 | 2,111 |
| Derivatives | $0 | 651 |
