Home > River Bank & Trust > Income and Expense

River Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$132,259,000415
Total interest expense$50,762,000385
Net interest income$81,497,000446
Provision for loan and lease losses$5,244,000318
Total noninterest income$19,770,000456
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,969,000401
Trading account gains and fees$0123
Additional Noninterest Income$16,801,000375
Total noninterest expense$60,477,000492
Salaries and employee benefits$36,682,000432
Premises and equipment expense$5,775,000488
Additional noninterest expense$16,801,000375
Pre-tax net operating income$35,546,000452
Securities gains (losses)$5,000865
Applicable income taxes$7,339,000429
Income before extraordinary items$28,212,000449
Extraordinary gains, net$054
Net income$28,212,000453
Minority interest net income$088
Net income of bank and minority interests.$28,212,000450
Net charge-offs$644,000658
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$524,000260
Net operating income$28,208,050461
2023-09-30 (YTD Data)Rank
Total interest income$94,961,000424
Total interest expense$34,880,000384
Net interest income$60,081,000465
Provision for loan and lease losses$3,933,000309
Total noninterest income$14,194,000473
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,165,000409
Trading account gains and fees$0125
Additional Noninterest Income$12,029,000395
Total noninterest expense$44,970,000494
Salaries and employee benefits$27,061,000444
Premises and equipment expense$4,248,000493
Additional noninterest expense$12,029,000395
Pre-tax net operating income$25,372,000479
Securities gains (losses)$5,000699
Applicable income taxes$5,677,000434
Income before extraordinary items$19,700,000493
Extraordinary gains, net$052
Net income$19,700,000495
Minority interest net income$081
Net income of bank and minority interests.$19,700,000492
Net charge-offs$492,000583
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$374,000254
Net operating income$19,696,050498
2023-06-30 (YTD Data)Rank
Total interest income$60,239,000425
Total interest expense$20,807,000381
Net interest income$39,432,000469
Provision for loan and lease losses$2,622,000302
Total noninterest income$10,309,000436
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,394,000408
Trading account gains and fees$0112
Additional Noninterest Income$8,915,000354
Total noninterest expense$30,066,000477
Salaries and employee benefits$18,030,000435
Premises and equipment expense$2,796,000491
Additional noninterest expense$8,915,000354
Pre-tax net operating income$17,053,000476
Securities gains (losses)$5,000745
Applicable income taxes$3,783,000433
Income before extraordinary items$13,275,000486
Extraordinary gains, net$051
Net income$13,275,000493
Minority interest net income$081
Net income of bank and minority interests.$13,275,000485
Net charge-offs$123,000849
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$217,000262
Net operating income$13,271,050487
2023-03-31 (YTD Data)Rank
Total interest income$28,644,000447
Total interest expense$9,107,000383
Net interest income$19,537,000481
Provision for loan and lease losses$1,311,000298
Total noninterest income$3,085,000633
Gross Fiduciary activities income$0913
Service charges on deposit accounts$676,000431
Trading account gains and fees$097
Additional Noninterest Income$2,409,000540
Total noninterest expense$14,218,000513
Salaries and employee benefits$8,565,000468
Premises and equipment expense$1,372,000515
Additional noninterest expense$2,409,000540
Pre-tax net operating income$7,093,000557
Securities gains (losses)$0950
Applicable income taxes$1,523,000509
Income before extraordinary items$5,570,000575
Extraordinary gains, net$04
Net income$5,570,000574
Minority interest net income$048
Net income of bank and minority interests.$5,570,000574
Net charge-offs$-12,0004,101
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$135,000217
Net operating income$5,570,000579
2022-12-31 (YTD Data)Rank
Total interest income$88,875,000460
Total interest expense$8,307,000526
Net interest income$80,568,000448
Provision for loan and lease losses$3,840,000333
Total noninterest income$13,881,000615
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,592,000467
Trading account gains and fees$0116
Additional Noninterest Income$11,289,000521
Total noninterest expense$50,563,000547
Salaries and employee benefits$30,761,000494
Premises and equipment expense$4,515,000604
Additional noninterest expense$11,289,000521
Pre-tax net operating income$40,046,000446
Securities gains (losses)$-2,062,0004,554
Applicable income taxes$8,475,000430
Income before extraordinary items$29,509,000475
Extraordinary gains, net$05
Net income$29,509,000476
Minority interest net income$063
Net income of bank and minority interests.$29,509,000476
Net charge-offs$455,000621
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$496,000321
Net operating income$31,137,980457
2022-09-30 (YTD Data)Rank
Total interest income$62,898,000460
Total interest expense$2,983,000742
Net interest income$59,915,000442
Provision for loan and lease losses$2,260,000365
Total noninterest income$11,322,000587
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,984,000462
Trading account gains and fees$0111
Additional Noninterest Income$9,338,000492
Total noninterest expense$36,729,000548
Salaries and employee benefits$22,599,000498
Premises and equipment expense$3,125,000646
Additional noninterest expense$9,338,000492
Pre-tax net operating income$32,248,000420
Securities gains (losses)$-2,062,0004,629
Applicable income taxes$6,864,000404
Income before extraordinary items$23,322,000451
Extraordinary gains, net$04
Net income$23,322,000451
Minority interest net income$057
Net income of bank and minority interests.$23,322,000451
Net charge-offs$94,000958
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$367,000294
Net operating income$24,950,980435
2022-06-30 (YTD Data)Rank
Total interest income$39,896,000462
Total interest expense$1,640,000708
Net interest income$38,256,000447
Provision for loan and lease losses$930,000446
Total noninterest income$8,101,000550
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,282,000471
Trading account gains and fees$0108
Additional Noninterest Income$6,819,000483
Total noninterest expense$23,351,000567
Salaries and employee benefits$14,488,000515
Premises and equipment expense$1,958,000680
Additional noninterest expense$6,905,000585
Pre-tax net operating income$22,076,000398
Securities gains (losses)$-1,266,0004,648
Applicable income taxes$4,741,000376
Income before extraordinary items$16,069,000421
Extraordinary gains, net$04
Net income$16,069,000420
Minority interest net income$060
Net income of bank and minority interests.$16,069,000421
Net charge-offs$78,000808
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$234,000282
Net operating income$17,069,140412
2022-03-31 (YTD Data)Rank
Total interest income$19,172,000466
Total interest expense$820,000671
Net interest income$18,352,000452
Provision for loan and lease losses$02,285
Total noninterest income$4,091,000561
Gross Fiduciary activities income$0892
Service charges on deposit accounts$618,000479
Trading account gains and fees$0103
Additional Noninterest Income$3,473,000490
Total noninterest expense$11,281,000585
Salaries and employee benefits$7,005,000536
Premises and equipment expense$955,000693
Additional noninterest expense$3,321,000599
Pre-tax net operating income$11,162,000389
Securities gains (losses)$-588,0004,689
Applicable income taxes$2,419,000366
Income before extraordinary items$8,155,000418
Extraordinary gains, net$04
Net income$8,155,000417
Minority interest net income$050
Net income of bank and minority interests.$8,155,000418
Net charge-offs$31,000827
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$112,000260
Net operating income$8,619,520402
2021-12-31 (YTD Data)Rank
Total interest income$71,798,000488
Total interest expense$4,045,000666
Net interest income$67,753,000473
Provision for loan and lease losses$4,744,000117
Total noninterest income$15,348,000632
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,114,000514
Trading account gains and fees$0132
Additional Noninterest Income$13,234,000550
Total noninterest expense$43,505,000605
Salaries and employee benefits$27,189,000541
Premises and equipment expense$3,519,000746
Additional noninterest expense$12,797,000631
Pre-tax net operating income$34,852,000487
Securities gains (losses)$-607,0004,790
Applicable income taxes$7,656,000465
Income before extraordinary items$26,589,000518
Extraordinary gains, net$010
Net income$26,589,000518
Minority interest net income$074
Net income of bank and minority interests.$26,589,000519
Net charge-offs$624,000561
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$180,000416
Net operating income$27,068,530506
2021-09-30 (YTD Data)Rank
Total interest income$53,836,000495
Total interest expense$3,147,000678
Net interest income$50,689,000476
Provision for loan and lease losses$3,558,000109
Total noninterest income$10,981,000661
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,513,000530
Trading account gains and fees$0132
Additional Noninterest Income$9,468,000594
Total noninterest expense$31,487,000626
Salaries and employee benefits$19,682,000563
Premises and equipment expense$2,558,000780
Additional noninterest expense$9,247,000638
Pre-tax net operating income$26,625,000495
Securities gains (losses)$7,0001,699
Applicable income taxes$5,839,000474
Income before extraordinary items$20,793,000514
Extraordinary gains, net$08
Net income$20,793,000513
Minority interest net income$069
Net income of bank and minority interests.$20,793,000514
Net charge-offs$312,000632
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$136,000385
Net operating income$20,787,470507
2021-06-30 (YTD Data)Rank
Total interest income$35,199,000497
Total interest expense$2,163,000690
Net interest income$33,036,000485
Provision for loan and lease losses$2,371,000122
Total noninterest income$7,038,000692
Gross Fiduciary activities income$0951
Service charges on deposit accounts$953,000543
Trading account gains and fees$0133
Additional Noninterest Income$6,085,000615
Total noninterest expense$20,331,000645
Salaries and employee benefits$12,565,000592
Premises and equipment expense$1,735,000769
Additional noninterest expense$6,031,000638
Pre-tax net operating income$17,372,000500
Securities gains (losses)$7,0001,515
Applicable income taxes$3,827,000482
Income before extraordinary items$13,552,000521
Extraordinary gains, net$06
Net income$13,552,000520
Minority interest net income$067
Net income of bank and minority interests.$13,552,000521
Net charge-offs$263,000563
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$91,000366
Net operating income$13,546,470514
2021-03-31 (YTD Data)Rank
Total interest income$17,488,000497
Total interest expense$1,123,000706
Net interest income$16,365,000484
Provision for loan and lease losses$1,186,000159
Total noninterest income$3,637,000665
Gross Fiduciary activities income$0922
Service charges on deposit accounts$488,000521
Trading account gains and fees$0127
Additional Noninterest Income$3,149,000604
Total noninterest expense$9,694,000665
Salaries and employee benefits$5,914,000627
Premises and equipment expense$841,000796
Additional noninterest expense$2,939,000646
Pre-tax net operating income$9,122,000482
Securities gains (losses)$7,0001,145
Applicable income taxes$2,020,000462
Income before extraordinary items$7,109,000507
Extraordinary gains, net$03
Net income$7,109,000507
Minority interest net income$055
Net income of bank and minority interests.$7,109,000507
Net charge-offs$-36,0004,511
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$7,103,470499
2020-12-31 (YTD Data)Rank
Total interest income$63,401,000541
Total interest expense$6,781,000700
Net interest income$56,620,000521
Provision for loan and lease losses$8,615,000397
Total noninterest income$11,633,000720
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,080,000504
Trading account gains and fees$0133
Additional Noninterest Income$9,553,000663
Total noninterest expense$36,469,000686
Salaries and employee benefits$22,127,000641
Premises and equipment expense$3,457,000752
Additional noninterest expense$10,885,000689
Pre-tax net operating income$23,169,000528
Securities gains (losses)$87,0001,457
Applicable income taxes$5,012,000496
Income before extraordinary items$18,244,000561
Extraordinary gains, net$04
Net income$18,244,000561
Minority interest net income$072
Net income of bank and minority interests.$18,244,000561
Net charge-offs$491,000981
Cash dividends$7,130,000585
Sale, conversion, retirement of capital stock, net$217,000361
Net operating income$18,175,270545
2020-09-30 (YTD Data)Rank
Total interest income$46,770,000549
Total interest expense$5,460,000704
Net interest income$41,310,000528
Provision for loan and lease losses$7,798,000370
Total noninterest income$8,594,000700
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,537,000507
Trading account gains and fees$0125
Additional Noninterest Income$7,057,000646
Total noninterest expense$26,479,000698
Salaries and employee benefits$15,973,000658
Premises and equipment expense$2,602,000740
Additional noninterest expense$7,904,000697
Pre-tax net operating income$15,627,000545
Securities gains (losses)$-48,0004,915
Applicable income taxes$3,256,000514
Income before extraordinary items$12,323,000582
Extraordinary gains, net$04
Net income$12,323,000582
Minority interest net income$065
Net income of bank and minority interests.$12,323,000582
Net charge-offs$145,0001,436
Cash dividends$6,279,000494
Sale, conversion, retirement of capital stock, net$163,000337
Net operating income$12,360,920558
2020-06-30 (YTD Data)Rank
Total interest income$30,791,000561
Total interest expense$3,790,000737
Net interest income$27,001,000533
Provision for loan and lease losses$4,882,000405
Total noninterest income$5,463,000678
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,060,000492
Trading account gains and fees$0123
Additional Noninterest Income$4,403,000625
Total noninterest expense$17,515,000696
Salaries and employee benefits$10,538,000661
Premises and equipment expense$1,738,000737
Additional noninterest expense$5,239,000677
Pre-tax net operating income$10,067,000511
Securities gains (losses)$-48,0004,918
Applicable income taxes$2,068,000484
Income before extraordinary items$7,951,000553
Extraordinary gains, net$04
Net income$7,951,000552
Minority interest net income$065
Net income of bank and minority interests.$7,951,000553
Net charge-offs$84,0001,448
Cash dividends$4,778,000454
Sale, conversion, retirement of capital stock, net$105,000325
Net operating income$7,988,920524
2020-03-31 (YTD Data)Rank
Total interest income$14,719,000587
Total interest expense$2,073,000765
Net interest income$12,646,000560
Provision for loan and lease losses$1,316,000524
Total noninterest income$2,384,000728
Gross Fiduciary activities income$0941
Service charges on deposit accounts$659,000470
Trading account gains and fees$0106
Additional Noninterest Income$1,725,000666
Total noninterest expense$8,615,000708
Salaries and employee benefits$5,078,000682
Premises and equipment expense$873,000744
Additional noninterest expense$2,664,000671
Pre-tax net operating income$5,099,000465
Securities gains (losses)$-46,0004,938
Applicable income taxes$1,032,000449
Income before extraordinary items$4,021,000499
Extraordinary gains, net$04
Net income$4,021,000499
Minority interest net income$056
Net income of bank and minority interests.$4,021,000499
Net charge-offs$63,0001,103
Cash dividends$3,590,000368
Sale, conversion, retirement of capital stock, net$53,000312
Net operating income$4,057,800475
2019-12-31 (YTD Data)Rank
Total interest income$48,706,000709
Total interest expense$6,955,000931
Net interest income$41,751,000667
Provision for loan and lease losses$2,910,000378
Total noninterest income$9,680,000711
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,422,000522
Trading account gains and fees$0135
Additional Noninterest Income$7,258,000650
Total noninterest expense$30,541,000760
Salaries and employee benefits$17,748,000754
Premises and equipment expense$2,963,000867
Additional noninterest expense$9,830,000721
Pre-tax net operating income$17,980,000658
Securities gains (losses)$113,000869
Applicable income taxes$3,907,000592
Income before extraordinary items$14,186,000699
Extraordinary gains, net$011
Net income$14,186,000701
Minority interest net income$076
Net income of bank and minority interests.$14,186,000700
Net charge-offs$806,000761
Cash dividends$6,823,000633
Sale, conversion, retirement of capital stock, net$183,000404
Net operating income$14,096,730692
2019-09-30 (YTD Data)Rank
Total interest income$34,924,000739
Total interest expense$4,986,000983
Net interest income$29,938,000698
Provision for loan and lease losses$1,620,000474
Total noninterest income$6,554,000757
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,788,000525
Trading account gains and fees$0129
Additional Noninterest Income$4,766,000700
Total noninterest expense$22,428,000768
Salaries and employee benefits$13,009,000762
Premises and equipment expense$2,257,000854
Additional noninterest expense$7,162,000739
Pre-tax net operating income$12,444,000709
Securities gains (losses)$-9,0004,884
Applicable income taxes$2,718,000631
Income before extraordinary items$9,717,000757
Extraordinary gains, net$011
Net income$9,717,000758
Minority interest net income$072
Net income of bank and minority interests.$9,717,000758
Net charge-offs$607,000675
Cash dividends$5,633,000557
Sale, conversion, retirement of capital stock, net$132,000374
Net operating income$9,724,110742
2019-06-30 (YTD Data)Rank
Total interest income$22,987,000746
Total interest expense$3,216,000995
Net interest income$19,771,000703
Provision for loan and lease losses$1,080,000459
Total noninterest income$3,771,000836
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,162,000538
Trading account gains and fees$0131
Additional Noninterest Income$2,609,000788
Total noninterest expense$14,676,000779
Salaries and employee benefits$8,333,000782
Premises and equipment expense$1,499,000859
Additional noninterest expense$4,844,000732
Pre-tax net operating income$7,786,000716
Securities gains (losses)$-3,0004,772
Applicable income taxes$1,676,000644
Income before extraordinary items$6,107,000776
Extraordinary gains, net$011
Net income$6,107,000777
Minority interest net income$069
Net income of bank and minority interests.$6,107,000776
Net charge-offs$552,000539
Cash dividends$4,443,000489
Sale, conversion, retirement of capital stock, net$88,000360
Net operating income$6,109,370758
2019-03-31 (YTD Data)Rank
Total interest income$11,354,000753
Total interest expense$1,524,0001,005
Net interest income$9,830,000705
Provision for loan and lease losses$540,000448
Total noninterest income$1,729,000859
Gross Fiduciary activities income$0972
Service charges on deposit accounts$568,000537
Trading account gains and fees$0126
Additional Noninterest Income$1,161,000815
Total noninterest expense$7,207,000789
Salaries and employee benefits$4,017,000809
Premises and equipment expense$752,000858
Additional noninterest expense$2,438,000712
Pre-tax net operating income$3,812,000716
Securities gains (losses)$01,087
Applicable income taxes$828,000630
Income before extraordinary items$2,984,000776
Extraordinary gains, net$05
Net income$2,984,000776
Minority interest net income$052
Net income of bank and minority interests.$2,984,000775
Net charge-offs$-12,0004,722
Cash dividends$1,375,000677
Sale, conversion, retirement of capital stock, net$43,000340
Net operating income$2,984,000762
2018-12-31 (YTD Data)Rank
Total interest income$36,685,000858
Total interest expense$4,197,0001,090
Net interest income$32,488,000820
Provision for loan and lease losses$1,960,000518
Total noninterest income$6,634,000914
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,699,000736
Trading account gains and fees$0126
Additional Noninterest Income$4,935,000804
Total noninterest expense$25,217,000876
Salaries and employee benefits$14,015,000891
Premises and equipment expense$2,444,000999
Additional noninterest expense$8,758,000786
Pre-tax net operating income$11,945,000911
Securities gains (losses)$-48,0004,839
Applicable income taxes$2,565,000736
Income before extraordinary items$9,332,000965
Extraordinary gains, net$06
Net income$9,332,000964
Minority interest net income$072
Net income of bank and minority interests.$9,332,000964
Net charge-offs$263,0001,427
Cash dividends$3,750,000920
Sale, conversion, retirement of capital stock, net$68,000524
Net operating income$9,369,920959
2018-09-30 (YTD Data)Rank
Total interest income$25,987,000897
Total interest expense$2,690,0001,187
Net interest income$23,297,000856
Provision for loan and lease losses$1,440,000495
Total noninterest income$4,880,000934
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,175,000784
Trading account gains and fees$0138
Additional Noninterest Income$3,705,000810
Total noninterest expense$17,112,000954
Salaries and employee benefits$10,261,000908
Premises and equipment expense$1,777,0001,018
Additional noninterest expense$5,074,000983
Pre-tax net operating income$9,625,000855
Securities gains (losses)$-52,0005,143
Applicable income taxes$2,118,000700
Income before extraordinary items$7,455,000925
Extraordinary gains, net$05
Net income$7,455,000923
Minority interest net income$066
Net income of bank and minority interests.$7,455,000924
Net charge-offs$257,0001,086
Cash dividends$2,250,000974
Sale, conversion, retirement of capital stock, net$41,000514
Net operating income$7,496,080914
2018-06-30 (YTD Data)Rank
Total interest income$16,914,000907
Total interest expense$1,588,0001,244
Net interest income$15,326,000858
Provision for loan and lease losses$960,000485
Total noninterest income$3,129,000954
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$774,000791
Trading account gains and fees$0130
Additional Noninterest Income$2,355,000842
Total noninterest expense$11,410,000955
Salaries and employee benefits$6,911,000901
Premises and equipment expense$1,203,0001,007
Additional noninterest expense$3,296,0001,000
Pre-tax net operating income$6,085,000885
Securities gains (losses)$4,000737
Applicable income taxes$1,350,000711
Income before extraordinary items$4,739,000961
Extraordinary gains, net$06
Net income$4,739,000959
Minority interest net income$065
Net income of bank and minority interests.$4,739,000960
Net charge-offs$-30,0004,877
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$28,000500
Net operating income$4,735,840955
2018-03-31 (YTD Data)Rank
Total interest income$8,196,000919
Total interest expense$652,0001,389
Net interest income$7,544,000863
Provision for loan and lease losses$480,000492
Total noninterest income$1,430,0001,004
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$396,000780
Trading account gains and fees$0123
Additional Noninterest Income$1,034,000914
Total noninterest expense$5,517,000988
Salaries and employee benefits$3,371,000931
Premises and equipment expense$599,0001,020
Additional noninterest expense$1,547,0001,048
Pre-tax net operating income$2,977,000877
Securities gains (losses)$4,000555
Applicable income taxes$651,000711
Income before extraordinary items$2,330,000940
Extraordinary gains, net$07
Net income$2,330,000940
Minority interest net income$052
Net income of bank and minority interests.$2,330,000940
Net charge-offs$-27,0005,064
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$14,000466
Net operating income$2,326,840934
2017-12-31 (YTD Data)Rank
Total interest income$32,170,000897
Total interest expense$2,370,0001,342
Net interest income$29,800,000849
Provision for loan and lease losses$1,740,000580
Total noninterest income$6,175,000954
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,422,000860
Trading account gains and fees$0151
Additional Noninterest Income$4,753,000849
Total noninterest expense$21,050,0001,012
Salaries and employee benefits$12,096,000991
Premises and equipment expense$2,238,0001,060
Additional noninterest expense$6,716,000967
Pre-tax net operating income$13,185,000774
Securities gains (losses)$5,0001,791
Applicable income taxes$4,653,000696
Income before extraordinary items$8,537,000852
Extraordinary gains, net$09
Net income$8,537,000853
Minority interest net income$076
Net income of bank and minority interests.$8,537,000852
Net charge-offs$866,000774
Cash dividends$2,250,0001,294
Sale, conversion, retirement of capital stock, net$56,000549
Net operating income$8,533,750843
2017-09-30 (YTD Data)Rank
Total interest income$24,084,000891
Total interest expense$1,744,0001,352
Net interest income$22,340,000843
Provision for loan and lease losses$1,380,000538
Total noninterest income$4,754,000953
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,030,000901
Trading account gains and fees$0145
Additional Noninterest Income$3,724,000839
Total noninterest expense$15,583,0001,026
Salaries and employee benefits$8,789,0001,022
Premises and equipment expense$1,683,0001,065
Additional noninterest expense$5,111,000959
Pre-tax net operating income$10,131,000758
Securities gains (losses)$3,0001,944
Applicable income taxes$3,048,000679
Income before extraordinary items$7,086,000845
Extraordinary gains, net$09
Net income$7,086,000846
Minority interest net income$071
Net income of bank and minority interests.$7,086,000845
Net charge-offs$383,000961
Cash dividends$1,500,0001,286
Sale, conversion, retirement of capital stock, net$42,000519
Net operating income$7,083,900836
2017-06-30 (YTD Data)Rank
Total interest income$15,906,000892
Total interest expense$1,112,0001,368
Net interest income$14,794,000846
Provision for loan and lease losses$720,000643
Total noninterest income$2,625,0001,101
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$655,000925
Trading account gains and fees$0139
Additional Noninterest Income$1,970,000983
Total noninterest expense$10,099,0001,054
Salaries and employee benefits$5,669,0001,060
Premises and equipment expense$1,080,0001,102
Additional noninterest expense$3,350,000969
Pre-tax net operating income$6,600,000753
Securities gains (losses)$3,0001,556
Applicable income taxes$2,135,000639
Income before extraordinary items$4,468,000878
Extraordinary gains, net$011
Net income$4,468,000879
Minority interest net income$071
Net income of bank and minority interests.$4,468,000878
Net charge-offs$326,000788
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$28,000502
Net operating income$4,465,960869
2017-03-31 (YTD Data)Rank
Total interest income$7,836,000894
Total interest expense$524,0001,416
Net interest income$7,312,000847
Provision for loan and lease losses$360,000578
Total noninterest income$1,270,0001,115
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$321,000939
Trading account gains and fees$0142
Additional Noninterest Income$949,0001,002
Total noninterest expense$4,833,0001,098
Salaries and employee benefits$2,717,0001,110
Premises and equipment expense$514,0001,166
Additional noninterest expense$1,602,0001,005
Pre-tax net operating income$3,389,000732
Securities gains (losses)$01,153
Applicable income taxes$1,105,000614
Income before extraordinary items$2,284,000831
Extraordinary gains, net$08
Net income$2,284,000831
Minority interest net income$055
Net income of bank and minority interests.$2,284,000831
Net charge-offs$307,000455
Cash dividends$750,000906
Sale, conversion, retirement of capital stock, net$14,000479
Net operating income$2,284,000820
2016-12-31 (YTD Data)Rank
Total interest income$30,308,000890
Total interest expense$2,103,0001,351
Net interest income$28,205,000847
Provision for loan and lease losses$878,0001,017
Total noninterest income$4,827,0001,179
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,216,0001,009
Trading account gains and fees$0170
Additional Noninterest Income$3,611,0001,065
Total noninterest expense$20,232,0001,043
Salaries and employee benefits$11,160,0001,047
Premises and equipment expense$2,329,0001,011
Additional noninterest expense$6,743,000974
Pre-tax net operating income$11,922,000789
Securities gains (losses)$24,0002,274
Applicable income taxes$3,817,000662
Income before extraordinary items$8,129,000915
Extraordinary gains, net$05
Net income$8,129,000914
Minority interest net income$082
Net income of bank and minority interests.$8,129,000914
Net charge-offs$697,000869
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$57,000564
Net operating income$8,112,680895
2016-09-30 (YTD Data)Rank
Total interest income$22,501,000895
Total interest expense$1,582,0001,350
Net interest income$20,919,000848
Provision for loan and lease losses$662,000948
Total noninterest income$3,585,0001,179
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$913,0001,005
Trading account gains and fees$0169
Additional Noninterest Income$2,672,0001,071
Total noninterest expense$14,859,0001,056
Salaries and employee benefits$8,089,0001,085
Premises and equipment expense$1,714,0001,032
Additional noninterest expense$5,056,000976
Pre-tax net operating income$8,983,000791
Securities gains (losses)$14,0002,461
Applicable income taxes$2,878,000673
Income before extraordinary items$6,119,000909
Extraordinary gains, net$05
Net income$6,119,000908
Minority interest net income$071
Net income of bank and minority interests.$6,119,000909
Net charge-offs$200,0001,459
Cash dividends$1,500,0001,263
Sale, conversion, retirement of capital stock, net$43,000529
Net operating income$6,109,480885
2016-06-30 (YTD Data)Rank
Total interest income$14,711,000917
Total interest expense$1,054,0001,353
Net interest income$13,657,000867
Provision for loan and lease losses$447,000947
Total noninterest income$2,232,0001,224
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$674,000913
Trading account gains and fees$0157
Additional Noninterest Income$1,558,0001,154
Total noninterest expense$9,796,0001,069
Salaries and employee benefits$5,200,0001,114
Premises and equipment expense$977,0001,213
Additional noninterest expense$3,619,000917
Pre-tax net operating income$5,646,000830
Securities gains (losses)$14,0002,123
Applicable income taxes$1,793,000704
Income before extraordinary items$3,867,000942
Extraordinary gains, net$016
Net income$3,867,000941
Minority interest net income$071
Net income of bank and minority interests.$3,867,000941
Net charge-offs$153,0001,306
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$29,000519
Net operating income$3,857,480908
2016-03-31 (YTD Data)Rank
Total interest income$7,217,000927
Total interest expense$531,0001,340
Net interest income$6,686,000886
Provision for loan and lease losses$232,000854
Total noninterest income$1,012,0001,293
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$334,000919
Trading account gains and fees$0142
Additional Noninterest Income$678,0001,245
Total noninterest expense$4,800,0001,096
Salaries and employee benefits$2,548,0001,141
Premises and equipment expense$467,0001,257
Additional noninterest expense$1,785,000911
Pre-tax net operating income$2,666,000852
Securities gains (losses)$02,077
Applicable income taxes$841,000714
Income before extraordinary items$1,825,000982
Extraordinary gains, net$012
Net income$1,825,000983
Minority interest net income$062
Net income of bank and minority interests.$1,825,000983
Net charge-offs$-12,0005,253
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$14,000487
Net operating income$1,825,000946
2015-12-31 (YTD Data)Rank
Total interest income$16,335,0001,510
Total interest expense$1,220,0002,090
Net interest income$15,115,0001,461
Provision for loan and lease losses$556,0001,248
Total noninterest income$2,930,0001,631
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,139,0001,094
Trading account gains and fees$0159
Additional Noninterest Income$1,791,0001,652
Total noninterest expense$11,857,0001,616
Salaries and employee benefits$6,284,0001,681
Premises and equipment expense$1,255,0001,814
Additional noninterest expense$4,318,0001,431
Pre-tax net operating income$5,632,0001,426
Securities gains (losses)$24,0002,130
Applicable income taxes$1,681,0001,141
Income before extraordinary items$3,975,0001,606
Extraordinary gains, net$023
Net income$3,975,0001,607
Minority interest net income$081
Net income of bank and minority interests.$3,975,0001,607
Net charge-offs$507,0001,148
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$22,000680
Net operating income$3,958,2001,583
2015-09-30 (YTD Data)Rank
Total interest income$12,086,0001,546
Total interest expense$919,0002,106
Net interest income$11,167,0001,493
Provision for loan and lease losses$417,0001,198
Total noninterest income$2,246,0001,620
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$856,0001,099
Trading account gains and fees$0153
Additional Noninterest Income$1,390,0001,620
Total noninterest expense$8,792,0001,650
Salaries and employee benefits$4,668,0001,702
Premises and equipment expense$905,0001,897
Additional noninterest expense$3,219,0001,447
Pre-tax net operating income$4,204,0001,464
Securities gains (losses)$24,0001,919
Applicable income taxes$1,254,0001,184
Income before extraordinary items$2,974,0001,639
Extraordinary gains, net$021
Net income$2,974,0001,641
Minority interest net income$078
Net income of bank and minority interests.$2,974,0001,641
Net charge-offs$158,0001,746
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$17,000651
Net operating income$2,957,2001,604
2015-06-30 (YTD Data)Rank
Total interest income$7,951,0001,573
Total interest expense$613,0002,118
Net interest income$7,338,0001,520
Provision for loan and lease losses$278,0001,208
Total noninterest income$1,498,0001,621
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$574,0001,069
Trading account gains and fees$0157
Additional Noninterest Income$924,0001,640
Total noninterest expense$5,765,0001,680
Salaries and employee benefits$3,100,0001,711
Premises and equipment expense$578,0001,982
Additional noninterest expense$2,087,0001,479
Pre-tax net operating income$2,793,0001,465
Securities gains (losses)$13,0001,906
Applicable income taxes$834,0001,179
Income before extraordinary items$1,972,0001,629
Extraordinary gains, net$022
Net income$1,972,0001,632
Minority interest net income$075
Net income of bank and minority interests.$1,972,0001,632
Net charge-offs$136,0001,455
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$12,000624
Net operating income$1,962,9001,596
2015-03-31 (YTD Data)Rank
Total interest income$3,933,0001,576
Total interest expense$305,0002,142
Net interest income$3,628,0001,523
Provision for loan and lease losses$139,0001,192
Total noninterest income$731,0001,608
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$284,0001,061
Trading account gains and fees$0152
Additional Noninterest Income$447,0001,641
Total noninterest expense$2,849,0001,697
Salaries and employee benefits$1,526,0001,744
Premises and equipment expense$278,0002,076
Additional noninterest expense$1,045,0001,475
Pre-tax net operating income$1,371,0001,443
Securities gains (losses)$5,0001,653
Applicable income taxes$410,0001,169
Income before extraordinary items$966,0001,658
Extraordinary gains, net$013
Net income$966,0001,660
Minority interest net income$064
Net income of bank and minority interests.$966,0001,660
Net charge-offs$-8,0005,326
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$6,000596
Net operating income$962,5001,595
2014-12-31 (YTD Data)Rank
Total interest income$15,475,0001,610
Total interest expense$1,273,0002,159
Net interest income$14,202,0001,561
Provision for loan and lease losses$1,057,000840
Total noninterest income$2,441,0001,837
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,088,0001,202
Trading account gains and fees$0180
Additional Noninterest Income$1,353,0001,902
Total noninterest expense$10,572,0001,798
Salaries and employee benefits$5,631,0001,830
Premises and equipment expense$1,130,0002,021
Additional noninterest expense$3,811,0001,632
Pre-tax net operating income$5,014,0001,511
Securities gains (losses)$20,0002,325
Applicable income taxes$1,534,0001,179
Income before extraordinary items$3,500,0001,768
Extraordinary gains, net$017
Net income$3,500,0001,768
Minority interest net income$084
Net income of bank and minority interests.$3,500,0001,767
Net charge-offs$981,000914
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$27,000721
Net operating income$3,486,0001,742
2014-09-30 (YTD Data)Rank
Total interest income$11,580,0001,618
Total interest expense$967,0002,161
Net interest income$10,613,0001,573
Provision for loan and lease losses$793,000814
Total noninterest income$1,832,0001,840
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$786,0001,249
Trading account gains and fees$0174
Additional Noninterest Income$1,046,0001,880
Total noninterest expense$7,813,0001,823
Salaries and employee benefits$4,174,0001,856
Premises and equipment expense$867,0002,001
Additional noninterest expense$2,772,0001,680
Pre-tax net operating income$3,839,0001,508
Securities gains (losses)$11,0002,296
Applicable income taxes$1,186,0001,157
Income before extraordinary items$2,664,0001,751
Extraordinary gains, net$015
Net income$2,664,0001,752
Minority interest net income$081
Net income of bank and minority interests.$2,664,0001,751
Net charge-offs$849,000769
Cash dividends$1,000,0001,509
Sale, conversion, retirement of capital stock, net$20,000680
Net operating income$2,656,4101,723
2014-06-30 (YTD Data)Rank
Total interest income$7,642,0001,624
Total interest expense$653,0002,168
Net interest income$6,989,0001,579
Provision for loan and lease losses$528,000803
Total noninterest income$1,078,0001,991
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$489,0001,299
Trading account gains and fees$0172
Additional Noninterest Income$589,0002,083
Total noninterest expense$5,134,0001,841
Salaries and employee benefits$2,768,0001,865
Premises and equipment expense$580,0002,010
Additional noninterest expense$1,786,0001,724
Pre-tax net operating income$2,405,0001,546
Securities gains (losses)$11,0001,900
Applicable income taxes$740,0001,197
Income before extraordinary items$1,676,0001,797
Extraordinary gains, net$020
Net income$1,676,0001,800
Minority interest net income$080
Net income of bank and minority interests.$1,676,0001,799
Net charge-offs$591,000753
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$1,668,4101,762
2014-03-31 (YTD Data)Rank
Total interest income$3,804,0001,630
Total interest expense$333,0002,177
Net interest income$3,471,0001,579
Provision for loan and lease losses$264,000798
Total noninterest income$515,0001,991
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$224,0001,400
Trading account gains and fees$0147
Additional Noninterest Income$291,0002,039
Total noninterest expense$2,547,0001,860
Salaries and employee benefits$1,368,0001,898
Premises and equipment expense$300,0001,982
Additional noninterest expense$879,0001,738
Pre-tax net operating income$1,175,0001,544
Securities gains (losses)$11,0001,130
Applicable income taxes$370,0001,141
Income before extraordinary items$816,0001,780
Extraordinary gains, net$016
Net income$816,0001,784
Minority interest net income$066
Net income of bank and minority interests.$816,0001,783
Net charge-offs$60,0001,724
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$9,000584
Net operating income$808,4101,769
2013-12-31 (YTD Data)Rank
Total interest income$14,740,0001,690
Total interest expense$1,524,0002,135
Net interest income$13,216,0001,632
Provision for loan and lease losses$957,0001,139
Total noninterest income$2,165,0002,046
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$897,0001,497
Trading account gains and fees$0184
Additional Noninterest Income$1,268,0002,061
Total noninterest expense$10,200,0001,860
Salaries and employee benefits$5,305,0001,921
Premises and equipment expense$1,266,0001,830
Additional noninterest expense$3,629,0001,749
Pre-tax net operating income$4,224,0001,651
Securities gains (losses)$142,0001,104
Applicable income taxes$1,383,0001,186
Income before extraordinary items$2,983,0001,911
Extraordinary gains, net$029
Net income$2,983,0001,913
Minority interest net income$090
Net income of bank and minority interests.$2,983,0001,913
Net charge-offs$1,129,0001,153
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$36,000714
Net operating income$2,886,4401,916
2013-09-30 (YTD Data)Rank
Total interest income$10,919,0001,717
Total interest expense$1,170,0002,149
Net interest income$9,749,0001,666
Provision for loan and lease losses$733,0001,143
Total noninterest income$1,683,0002,043
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$664,0001,515
Trading account gains and fees$0180
Additional Noninterest Income$1,019,0002,020
Total noninterest expense$7,785,0001,839
Salaries and employee benefits$3,972,0001,930
Premises and equipment expense$987,0001,787
Additional noninterest expense$2,826,0001,685
Pre-tax net operating income$2,914,0001,780
Securities gains (losses)$134,0001,039
Applicable income taxes$969,0001,281
Income before extraordinary items$2,079,0002,064
Extraordinary gains, net$025
Net income$2,079,0002,071
Minority interest net income$084
Net income of bank and minority interests.$2,079,0002,070
Net charge-offs$1,052,000961
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$28,000669
Net operating income$1,987,8802,079
2013-06-30 (YTD Data)Rank
Total interest income$7,187,0001,738
Total interest expense$789,0002,168
Net interest income$6,398,0001,675
Provision for loan and lease losses$465,0001,227
Total noninterest income$1,103,0002,094
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$424,0001,547
Trading account gains and fees$0157
Additional Noninterest Income$679,0002,070
Total noninterest expense$5,245,0001,829
Salaries and employee benefits$2,703,0001,903
Premises and equipment expense$651,0001,801
Additional noninterest expense$1,891,0001,680
Pre-tax net operating income$1,791,0001,897
Securities gains (losses)$86,0001,198
Applicable income taxes$592,0001,368
Income before extraordinary items$1,285,0002,183
Extraordinary gains, net$022
Net income$1,285,0002,191
Minority interest net income$082
Net income of bank and minority interests.$1,285,0002,189
Net charge-offs$1,023,000753
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$18,000640
Net operating income$1,226,5202,179
2013-03-31 (YTD Data)Rank
Total interest income$3,600,0001,749
Total interest expense$400,0002,196
Net interest income$3,200,0001,693
Provision for loan and lease losses$197,0001,387
Total noninterest income$518,0002,184
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$211,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$307,0002,196
Total noninterest expense$2,599,0001,859
Salaries and employee benefits$1,332,0001,952
Premises and equipment expense$327,0001,822
Additional noninterest expense$940,0001,697
Pre-tax net operating income$922,0001,836
Securities gains (losses)$21,0001,242
Applicable income taxes$294,0001,346
Income before extraordinary items$649,0002,122
Extraordinary gains, net$010
Net income$649,0002,124
Minority interest net income$076
Net income of bank and minority interests.$649,0002,124
Net charge-offs$409,000872
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$9,000593
Net operating income$634,5102,070
2012-12-31 (YTD Data)Rank
Total interest income$15,069,0001,757
Total interest expense$1,989,0002,148
Net interest income$13,080,0001,695
Provision for loan and lease losses$1,565,0001,283
Total noninterest income$1,944,0002,235
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$714,0001,865
Trading account gains and fees$0166
Additional Noninterest Income$1,230,0002,107
Total noninterest expense$9,639,0001,985
Salaries and employee benefits$4,395,0002,254
Premises and equipment expense$1,150,0002,019
Additional noninterest expense$4,094,0001,652
Pre-tax net operating income$3,820,0001,707
Securities gains (losses)$44,0002,803
Applicable income taxes$1,221,0001,281
Income before extraordinary items$2,643,0002,066
Extraordinary gains, net$029
Net income$2,643,0002,064
Minority interest net income$093
Net income of bank and minority interests.$2,643,0002,067
Net charge-offs$1,483,0001,411
Cash dividends$691,0002,402
Sale, conversion, retirement of capital stock, net$-9,0006,989
Net operating income$2,613,0801,965
2012-09-30 (YTD Data)Rank
Total interest income$11,261,0001,788
Total interest expense$1,547,0002,165
Net interest income$9,714,0001,723
Provision for loan and lease losses$1,072,0001,365
Total noninterest income$1,392,0002,291
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$532,0001,898
Trading account gains and fees$0157
Additional Noninterest Income$860,0002,194
Total noninterest expense$7,047,0002,036
Salaries and employee benefits$3,346,0002,224
Premises and equipment expense$857,0002,060
Additional noninterest expense$2,844,0001,751
Pre-tax net operating income$2,987,0001,703
Securities gains (losses)$1,0003,476
Applicable income taxes$987,0001,244
Income before extraordinary items$2,001,0002,102
Extraordinary gains, net$020
Net income$2,001,0002,102
Minority interest net income$086
Net income of bank and minority interests.$2,001,0002,103
Net charge-offs$1,167,0001,318
Cash dividends$221,0002,831
Sale, conversion, retirement of capital stock, net$85,000500
Net operating income$2,000,3301,982
2012-06-30 (YTD Data)Rank
Total interest income$7,496,0001,799
Total interest expense$1,055,0002,186
Net interest income$6,441,0001,730
Provision for loan and lease losses$532,0001,738
Total noninterest income$964,0002,211
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$351,0001,901
Trading account gains and fees$0153
Additional Noninterest Income$613,0002,074
Total noninterest expense$4,822,0001,982
Salaries and employee benefits$2,345,0002,118
Premises and equipment expense$667,0001,773
Additional noninterest expense$1,810,0001,840
Pre-tax net operating income$2,051,0001,657
Securities gains (losses)$1,0003,081
Applicable income taxes$675,0001,212
Income before extraordinary items$1,377,0002,032
Extraordinary gains, net$019
Net income$1,377,0002,030
Minority interest net income$084
Net income of bank and minority interests.$1,377,0002,032
Net charge-offs$671,0001,493
Cash dividends$221,0002,433
Sale, conversion, retirement of capital stock, net$78,000411
Net operating income$1,376,3301,928
2012-03-31 (YTD Data)Rank
Total interest income$3,725,0001,829
Total interest expense$539,0002,218
Net interest income$3,186,0001,752
Provision for loan and lease losses$382,0001,289
Total noninterest income$501,0002,145
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$170,0001,946
Trading account gains and fees$0148
Additional Noninterest Income$331,0001,976
Total noninterest expense$2,342,0002,047
Salaries and employee benefits$1,112,0002,244
Premises and equipment expense$333,0001,776
Additional noninterest expense$897,0001,847
Pre-tax net operating income$963,0001,738
Securities gains (losses)$1,0002,095
Applicable income taxes$315,0001,255
Income before extraordinary items$649,0002,129
Extraordinary gains, net$019
Net income$649,0002,130
Minority interest net income$078
Net income of bank and minority interests.$649,0002,131
Net charge-offs$-388,0007,268
Cash dividends$221,0001,515
Sale, conversion, retirement of capital stock, net$8,000651
Net operating income$648,3302,032
2011-12-31 (YTD Data)Rank
Total interest income$15,396,0001,830
Total interest expense$2,500,0002,314
Net interest income$12,896,0001,743
Provision for loan and lease losses$1,837,0001,658
Total noninterest income$1,565,0002,378
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$648,0002,109
Trading account gains and fees$0146
Additional Noninterest Income$917,0002,256
Total noninterest expense$9,265,0002,064
Salaries and employee benefits$4,226,0002,285
Premises and equipment expense$1,262,0001,962
Additional noninterest expense$3,777,0001,783
Pre-tax net operating income$3,359,0001,658
Securities gains (losses)$60,0002,446
Applicable income taxes$1,197,0001,185
Income before extraordinary items$2,222,0002,076
Extraordinary gains, net$029
Net income$2,222,0002,077
Minority interest net income$096
Net income of bank and minority interests.$2,222,0002,077
Net charge-offs$1,617,0001,778
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$551,000398
Net operating income$2,183,0002,024
2011-09-30 (YTD Data)Rank
Total interest income$11,533,0001,847
Total interest expense$1,958,0002,309
Net interest income$9,575,0001,756
Provision for loan and lease losses$1,487,0001,518
Total noninterest income$1,155,0002,401
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$471,0002,177
Trading account gains and fees$0145
Additional Noninterest Income$684,0002,241
Total noninterest expense$6,851,0002,092
Salaries and employee benefits$3,067,0002,348
Premises and equipment expense$984,0001,904
Additional noninterest expense$2,800,0001,816
Pre-tax net operating income$2,392,0001,808
Securities gains (losses)$11,0003,028
Applicable income taxes$854,0001,226
Income before extraordinary items$1,549,0002,249
Extraordinary gains, net$021
Net income$1,549,0002,249
Minority interest net income$087
Net income of bank and minority interests.$1,549,0002,250
Net charge-offs$1,313,0001,631
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$500,000345
Net operating income$1,541,9602,172
2011-06-30 (YTD Data)Rank
Total interest income$7,628,0001,877
Total interest expense$1,364,0002,289
Net interest income$6,264,0001,784
Provision for loan and lease losses$1,137,0001,389
Total noninterest income$713,0002,514
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$294,0002,266
Trading account gains and fees$0153
Additional Noninterest Income$419,0002,372
Total noninterest expense$4,400,0002,193
Salaries and employee benefits$2,001,0002,422
Premises and equipment expense$657,0001,919
Additional noninterest expense$1,742,0001,957
Pre-tax net operating income$1,440,0001,949
Securities gains (losses)$-2,0006,931
Applicable income taxes$559,0001,229
Income before extraordinary items$879,0002,508
Extraordinary gains, net$015
Net income$879,0002,508
Minority interest net income$089
Net income of bank and minority interests.$879,0002,508
Net charge-offs$1,283,0001,257
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$446,000238
Net operating income$880,2802,428
2011-03-31 (YTD Data)Rank
Total interest income$3,809,0001,887
Total interest expense$733,0002,220
Net interest income$3,076,0001,808
Provision for loan and lease losses$775,0001,041
Total noninterest income$287,0002,902
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$133,0002,407
Trading account gains and fees$0158
Additional Noninterest Income$154,0002,854
Total noninterest expense$2,003,0002,416
Salaries and employee benefits$946,0002,562
Premises and equipment expense$327,0001,968
Additional noninterest expense$730,0002,278
Pre-tax net operating income$585,0002,272
Securities gains (losses)$4,0001,490
Applicable income taxes$226,0001,376
Income before extraordinary items$363,0002,867
Extraordinary gains, net$09
Net income$363,0002,866
Minority interest net income$086
Net income of bank and minority interests.$363,0002,867
Net charge-offs$935,000894
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$223,000197
Net operating income$360,4402,825
2010-12-31 (YTD Data)Rank
Total interest income$15,356,0001,971
Total interest expense$3,629,0002,181
Net interest income$11,727,0001,872
Provision for loan and lease losses$2,400,0001,847
Total noninterest income$1,065,0003,135
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$490,0002,681
Trading account gains and fees$0175
Additional Noninterest Income$575,0002,980
Total noninterest expense$8,600,0002,252
Salaries and employee benefits$3,924,0002,445
Premises and equipment expense$1,198,0002,111
Additional noninterest expense$3,478,0002,014
Pre-tax net operating income$1,792,0002,435
Securities gains (losses)$254,0001,402
Applicable income taxes$794,0001,441
Income before extraordinary items$1,252,0002,832
Extraordinary gains, net$029
Net income$1,252,0002,829
Minority interest net income$0111
Net income of bank and minority interests.$1,252,0002,833
Net charge-offs$1,868,0001,943
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$5,977,000124
Net operating income$1,089,4402,960
2010-09-30 (YTD Data)Rank
Total interest income$11,426,0002,028
Total interest expense$2,828,0002,193
Net interest income$8,598,0001,933
Provision for loan and lease losses$1,900,0001,717
Total noninterest income$831,0003,079
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$350,0002,826
Trading account gains and fees$0165
Additional Noninterest Income$481,0002,817
Total noninterest expense$6,736,0002,151
Salaries and employee benefits$3,069,0002,367
Premises and equipment expense$916,0002,095
Additional noninterest expense$2,751,0001,893
Pre-tax net operating income$793,0003,485
Securities gains (losses)$246,0001,215
Applicable income taxes$418,0001,840
Income before extraordinary items$621,0003,716
Extraordinary gains, net$023
Net income$621,0003,716
Minority interest net income$0110
Net income of bank and minority interests.$621,0003,717
Net charge-offs$1,241,0001,961
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$6,042,00095
Net operating income$463,5604,096
2010-06-30 (YTD Data)Rank
Total interest income$7,536,0002,072
Total interest expense$1,939,0002,224
Net interest income$5,597,0001,978
Provision for loan and lease losses$1,170,0001,779
Total noninterest income$501,0003,220
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$213,0003,034
Trading account gains and fees$0152
Additional Noninterest Income$288,0002,902
Total noninterest expense$4,394,0002,198
Salaries and employee benefits$2,089,0002,339
Premises and equipment expense$600,0002,155
Additional noninterest expense$1,705,0002,017
Pre-tax net operating income$534,0003,519
Securities gains (losses)$52,0001,856
Applicable income taxes$246,0001,928
Income before extraordinary items$340,0004,074
Extraordinary gains, net$019
Net income$340,0004,072
Minority interest net income$0105
Net income of bank and minority interests.$340,0004,073
Net charge-offs$1,060,0001,662
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,733,00084
Net operating income$306,7204,131
2010-03-31 (YTD Data)Rank
Total interest income$3,688,0002,158
Total interest expense$980,0002,296
Net interest income$2,708,0002,057
Provision for loan and lease losses$420,0002,015
Total noninterest income$249,0003,218
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$110,0002,968
Trading account gains and fees$0175
Additional Noninterest Income$139,0002,979
Total noninterest expense$2,322,0002,098
Salaries and employee benefits$1,036,0002,387
Premises and equipment expense$296,0002,227
Additional noninterest expense$990,0001,763
Pre-tax net operating income$215,0003,938
Securities gains (losses)$-4,0007,428
Applicable income taxes$86,0002,262
Income before extraordinary items$125,0004,666
Extraordinary gains, net$016
Net income$125,0004,667
Minority interest net income$091
Net income of bank and minority interests.$125,0004,665
Net charge-offs$5,0005,141
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$733,000136
Net operating income$127,5604,531
2009-12-31 (YTD Data)Rank
Total interest income$13,382,0002,496
Total interest expense$4,258,0002,599
Net interest income$9,124,0002,390
Provision for loan and lease losses$1,725,0002,680
Total noninterest income$816,0003,725
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$377,0003,446
Trading account gains and fees$0211
Additional Noninterest Income$439,0003,410
Total noninterest expense$7,676,0002,569
Salaries and employee benefits$3,463,0002,808
Premises and equipment expense$1,087,0002,406
Additional noninterest expense$3,126,0002,270
Pre-tax net operating income$539,0003,904
Securities gains (losses)$457,000934
Applicable income taxes$466,0001,610
Income before extraordinary items$530,0003,782
Extraordinary gains, net$034
Net income$530,0003,780
Minority interest net income$0115
Net income of bank and minority interests.$530,0003,781
Net charge-offs$836,0003,110
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$224,000689
Net operating income$237,5204,617
2009-09-30 (YTD Data)Rank
Total interest income$9,798,0002,578
Total interest expense$3,266,0002,661
Net interest income$6,532,0002,487
Provision for loan and lease losses$1,126,0002,610
Total noninterest income$456,0004,407
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$266,0003,571
Trading account gains and fees$0212
Additional Noninterest Income$190,0004,369
Total noninterest expense$5,540,0002,671
Salaries and employee benefits$2,593,0002,841
Premises and equipment expense$758,0002,578
Additional noninterest expense$2,189,0002,377
Pre-tax net operating income$322,0004,444
Securities gains (losses)$378,000844
Applicable income taxes$305,0001,913
Income before extraordinary items$395,0004,069
Extraordinary gains, net$027
Net income$395,0004,065
Minority interest net income$0118
Net income of bank and minority interests.$395,0004,068
Net charge-offs$822,0002,436
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$105,000728
Net operating income$153,0805,023
2009-06-30 (YTD Data)Rank
Total interest income$6,269,0002,703
Total interest expense$2,199,0002,740
Net interest income$4,070,0002,667
Provision for loan and lease losses$715,0002,463
Total noninterest income$258,0004,742
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$172,0003,606
Trading account gains and fees$0193
Additional Noninterest Income$86,0005,059
Total noninterest expense$3,597,0002,763
Salaries and employee benefits$1,702,0002,916
Premises and equipment expense$425,0003,027
Additional noninterest expense$1,470,0002,379
Pre-tax net operating income$16,0005,708
Securities gains (losses)$358,000657
Applicable income taxes$151,0002,262
Income before extraordinary items$223,0004,406
Extraordinary gains, net$021
Net income$223,0004,403
Minority interest net income$0112
Net income of bank and minority interests.$223,0004,403
Net charge-offs$354,0002,746
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$37,000880
Net operating income$-6,1205,867
2009-03-31 (YTD Data)Rank
Total interest income$3,053,0002,811
Total interest expense$1,165,0002,698
Net interest income$1,888,0002,854
Provision for loan and lease losses$276,0002,438
Total noninterest income$120,0004,878
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$81,0003,683
Trading account gains and fees$0171
Additional Noninterest Income$39,0005,236
Total noninterest expense$1,615,0002,937
Salaries and employee benefits$909,0002,781
Premises and equipment expense$174,0003,586
Additional noninterest expense$532,0002,848
Pre-tax net operating income$117,0004,845
Securities gains (losses)$96,0001,019
Applicable income taxes$91,0002,274
Income before extraordinary items$122,0004,665
Extraordinary gains, net$015
Net income$122,0004,669
Minority interest net income$0102
Net income of bank and minority interests.$122,0004,668
Net charge-offs$147,0002,444
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$60,5605,367
2008-12-31 (YTD Data)Rank
Total interest income$11,917,0003,069
Total interest expense$4,791,0003,074
Net interest income$7,126,0003,001
Provision for loan and lease losses$1,143,0002,513
Total noninterest income$618,0004,403
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$258,0004,296
Trading account gains and fees$0154
Additional Noninterest Income$360,0003,767
Total noninterest expense$5,845,0003,158
Salaries and employee benefits$3,113,0003,145
Premises and equipment expense$755,0003,330
Additional noninterest expense$1,977,0002,901
Pre-tax net operating income$756,0004,270
Securities gains (losses)$214,000691
Applicable income taxes$367,0002,171
Income before extraordinary items$603,0004,175
Extraordinary gains, net$039
Net income$603,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0003,049
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$360,000625
Net operating income$466,0404,720
2008-09-30 (YTD Data)Rank
Total interest income$8,832,0003,155
Total interest expense$3,611,0003,161
Net interest income$5,221,0003,084
Provision for loan and lease losses$715,0002,234
Total noninterest income$412,0004,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$176,0004,524
Trading account gains and fees$0148
Additional Noninterest Income$236,0004,132
Total noninterest expense$4,503,0003,049
Salaries and employee benefits$2,516,0002,963
Premises and equipment expense$559,0003,373
Additional noninterest expense$1,428,0002,898
Pre-tax net operating income$415,0005,219
Securities gains (losses)$152,000735
Applicable income taxes$178,0003,037
Income before extraordinary items$389,0004,839
Extraordinary gains, net$031
Net income$389,0004,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0002,223
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$360,000455
Net operating income$284,1205,462
2008-06-30 (YTD Data)Rank
Total interest income$5,843,0003,210
Total interest expense$2,501,0003,183
Net interest income$3,342,0003,200
Provision for loan and lease losses$440,0002,038
Total noninterest income$279,0004,780
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$111,0004,642
Trading account gains and fees$0149
Additional Noninterest Income$168,0004,115
Total noninterest expense$2,893,0003,165
Salaries and employee benefits$1,648,0003,057
Premises and equipment expense$358,0003,499
Additional noninterest expense$887,0003,055
Pre-tax net operating income$288,0005,336
Securities gains (losses)$141,000769
Applicable income taxes$120,0003,263
Income before extraordinary items$309,0004,945
Extraordinary gains, net$021
Net income$309,0004,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,518
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$200,000410
Net operating income$207,4805,492
2008-03-31 (YTD Data)Rank
Total interest income$3,004,0003,229
Total interest expense$1,352,0003,147
Net interest income$1,652,0003,235
Provision for loan and lease losses$295,0001,427
Total noninterest income$140,0004,763
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$50,0004,810
Trading account gains and fees$0158
Additional Noninterest Income$90,0003,968
Total noninterest expense$1,437,0003,196
Salaries and employee benefits$817,0003,103
Premises and equipment expense$179,0003,515
Additional noninterest expense$441,0003,031
Pre-tax net operating income$60,0006,479
Securities gains (losses)$141,000562
Applicable income taxes$44,0003,700
Income before extraordinary items$157,0005,147
Extraordinary gains, net$015
Net income$157,0005,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,124
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$100,000322
Net operating income$47,0206,529
2007-12-31 (YTD Data)Rank
Total interest income$10,759,0003,590
Total interest expense$5,198,0003,370
Net interest income$5,561,0003,705
Provision for loan and lease losses$859,0001,599
Total noninterest income$608,0004,615
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$126,0005,683
Trading account gains and fees$0178
Additional Noninterest Income$482,0003,381
Total noninterest expense$4,878,0003,509
Salaries and employee benefits$2,748,0003,461
Premises and equipment expense$622,0003,736
Additional noninterest expense$1,508,0003,402
Pre-tax net operating income$432,0006,183
Securities gains (losses)$-2,0007,197
Applicable income taxes$185,0003,928
Income before extraordinary items$245,0006,624
Extraordinary gains, net$039
Net income$245,0006,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,585
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$246,2806,607
2007-09-30 (YTD Data)Rank
Total interest income$7,770,0003,689
Total interest expense$3,809,0003,425
Net interest income$3,961,0003,851
Provision for loan and lease losses$642,0001,286
Total noninterest income$413,0004,830
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$77,0006,028
Trading account gains and fees$0184
Additional Noninterest Income$336,0003,538
Total noninterest expense$3,579,0003,555
Salaries and employee benefits$2,071,0003,430
Premises and equipment expense$456,0003,803
Additional noninterest expense$1,052,0003,560
Pre-tax net operating income$153,0007,130
Securities gains (losses)$-2,0007,433
Applicable income taxes$06,220
Income before extraordinary items$151,0007,031
Extraordinary gains, net$033
Net income$151,0007,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$153,0007,010
2007-06-30 (YTD Data)Rank
Total interest income$4,897,0003,842
Total interest expense$2,439,0003,528
Net interest income$2,458,0004,083
Provision for loan and lease losses$477,0001,072
Total noninterest income$266,0004,950
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$48,0006,141
Trading account gains and fees$0168
Additional Noninterest Income$218,0003,622
Total noninterest expense$2,319,0003,673
Salaries and employee benefits$1,345,0003,536
Premises and equipment expense$317,0003,705
Additional noninterest expense$657,0003,742
Pre-tax net operating income$-72,0007,928
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-72,0007,945
Extraordinary gains, net$029
Net income$-72,0007,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-72,0007,938
2007-03-31 (YTD Data)Rank
Total interest income$2,167,0004,166
Total interest expense$1,044,0003,897
Net interest income$1,123,0004,350
Provision for loan and lease losses$230,0001,042
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$90,0003,960
Total noninterest expense$1,083,0003,885
Salaries and employee benefits$634,0003,732
Premises and equipment expense$157,0003,744
Additional noninterest expense$292,0004,052
Pre-tax net operating income$-77,0008,093
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-77,0008,120
Extraordinary gains, net$022
Net income$-77,0008,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-77,0008,107
2006-12-31 (YTD Data)Rank
Total interest income$2,985,0006,790
Total interest expense$1,074,0006,792
Net interest income$1,911,0006,663
Provision for loan and lease losses$682,0001,443
Total noninterest income$128,0007,486
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$38,0007,061
Trading account gains and fees$0130
Additional Noninterest Income$90,0006,499
Total noninterest expense$3,120,0004,753
Salaries and employee benefits$1,435,0005,346
Premises and equipment expense$380,0005,092
Additional noninterest expense$1,305,0003,692
Pre-tax net operating income$-1,763,0008,556
Securities gains (losses)$01,687
Applicable income taxes$-674,0008,601
Income before extraordinary items$-1,089,0008,478
Extraordinary gains, net$051
Net income$-1,089,0008,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$24,712,00055
Net operating income$-1,089,0008,468
2006-09-30 (YTD Data)Rank
Total interest income$1,457,0007,643
Total interest expense$434,0007,774
Net interest income$1,023,0007,429
Provision for loan and lease losses$431,0001,597
Total noninterest income$37,0008,303
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$17,0007,322
Trading account gains and fees$0126
Additional Noninterest Income$20,0007,827
Total noninterest expense$2,158,0005,012
Salaries and employee benefits$947,0005,713
Premises and equipment expense$246,0005,529
Additional noninterest expense$965,0003,706
Pre-tax net operating income$-1,529,0008,660
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,529,0008,674
Extraordinary gains, net$045
Net income$-1,529,0008,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$24,712,00038
Net operating income$-1,529,0008,665
2006-06-30 (YTD Data)Rank
Total interest income$495,0008,403
Total interest expense$81,0008,556
Net interest income$414,0008,191
Provision for loan and lease losses$166,0002,434
Total noninterest income$7,0008,587
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,0007,536
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,535
Total noninterest expense$1,277,0005,409
Salaries and employee benefits$821,0004,913
Premises and equipment expense$106,0006,637
Additional noninterest expense$350,0005,606
Pre-tax net operating income$-1,022,0008,693
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,022,0008,711
Extraordinary gains, net$039
Net income$-1,022,0008,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$24,712,00022
Net operating income$-1,022,0008,701

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.