Home > Ridgewood Savings Bank > Income and Expense

Ridgewood Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$234,235,000272
Total interest expense$107,163,000222
Net interest income$127,072,000308
Provision for loan and lease losses$683,0001,063
Total noninterest income$14,053,000590
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,621,000447
Trading account gains and fees$0123
Additional Noninterest Income$11,432,000487
Total noninterest expense$108,751,000301
Salaries and employee benefits$58,849,000285
Premises and equipment expense$17,379,000187
Additional noninterest expense$11,432,000487
Pre-tax net operating income$31,691,000495
Securities gains (losses)$8,664,00018
Applicable income taxes$5,885,000487
Income before extraordinary items$34,470,000376
Extraordinary gains, net$054
Net income$34,456,000382
Minority interest net income$14,00075
Net income of bank and minority interests.$34,470,000379
Net charge-offs$995,000536
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$27,105,600472
2023-09-30 (YTD Data)Rank
Total interest income$171,439,000276
Total interest expense$75,038,000227
Net interest income$96,401,000311
Provision for loan and lease losses$1,009,000651
Total noninterest income$10,374,000601
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,923,000451
Trading account gains and fees$0125
Additional Noninterest Income$8,451,000501
Total noninterest expense$79,332,000308
Salaries and employee benefits$42,624,000302
Premises and equipment expense$13,014,000186
Additional noninterest expense$8,451,000501
Pre-tax net operating income$26,434,000465
Securities gains (losses)$4,422,00018
Applicable income taxes$4,758,000474
Income before extraordinary items$26,098,000388
Extraordinary gains, net$052
Net income$26,098,000392
Minority interest net income$081
Net income of bank and minority interests.$26,098,000388
Net charge-offs$789,000459
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,339,300451
2023-06-30 (YTD Data)Rank
Total interest income$112,084,000262
Total interest expense$46,083,000220
Net interest income$66,001,000303
Provision for loan and lease losses$-252,0004,510
Total noninterest income$7,019,000582
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,251,000450
Trading account gains and fees$0112
Additional Noninterest Income$5,768,000481
Total noninterest expense$53,242,000300
Salaries and employee benefits$28,986,000290
Premises and equipment expense$8,664,000179
Additional noninterest expense$5,768,000481
Pre-tax net operating income$20,030,000430
Securities gains (losses)$8,107,00011
Applicable income taxes$5,705,000333
Income before extraordinary items$22,432,000332
Extraordinary gains, net$051
Net income$22,432,000339
Minority interest net income$081
Net income of bank and minority interests.$22,432,000333
Net charge-offs$426,000486
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,946,400423
2023-03-31 (YTD Data)Rank
Total interest income$55,111,000269
Total interest expense$21,159,000214
Net interest income$33,952,000302
Provision for loan and lease losses$-564,0004,632
Total noninterest income$3,480,000577
Gross Fiduciary activities income$0913
Service charges on deposit accounts$599,000477
Trading account gains and fees$097
Additional Noninterest Income$2,881,000478
Total noninterest expense$26,102,000309
Salaries and employee benefits$14,402,000301
Premises and equipment expense$4,379,000188
Additional noninterest expense$2,881,000478
Pre-tax net operating income$11,894,000390
Securities gains (losses)$5,208,0009
Applicable income taxes$3,874,000270
Income before extraordinary items$13,228,000297
Extraordinary gains, net$04
Net income$13,228,000298
Minority interest net income$048
Net income of bank and minority interests.$13,228,000298
Net charge-offs$67,000703
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$9,113,680400
2022-12-31 (YTD Data)Rank
Total interest income$196,867,000250
Total interest expense$44,971,000159
Net interest income$151,896,000273
Provision for loan and lease losses$4,185,000320
Total noninterest income$13,671,000621
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,446,000479
Trading account gains and fees$0116
Additional Noninterest Income$11,225,000522
Total noninterest expense$96,699,000313
Salaries and employee benefits$55,027,000304
Premises and equipment expense$16,781,000188
Additional noninterest expense$11,225,000522
Pre-tax net operating income$64,683,000319
Securities gains (losses)$-25,550,0004,691
Applicable income taxes$6,570,000511
Income before extraordinary items$32,563,000433
Extraordinary gains, net$05
Net income$32,548,000433
Minority interest net income$15,00050
Net income of bank and minority interests.$32,563,000434
Net charge-offs$1,063,000405
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$53,769,500306
2022-09-30 (YTD Data)Rank
Total interest income$142,001,000239
Total interest expense$27,765,000130
Net interest income$114,236,000267
Provision for loan and lease losses$2,846,000320
Total noninterest income$10,379,000629
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,881,000479
Trading account gains and fees$0111
Additional Noninterest Income$8,498,000530
Total noninterest expense$73,368,000313
Salaries and employee benefits$42,119,000301
Premises and equipment expense$12,643,000189
Additional noninterest expense$8,498,000530
Pre-tax net operating income$48,401,000318
Securities gains (losses)$-29,238,0004,736
Applicable income taxes$2,030,000890
Income before extraordinary items$17,133,000590
Extraordinary gains, net$04
Net income$17,133,000590
Minority interest net income$057
Net income of bank and minority interests.$17,133,000590
Net charge-offs$867,000329
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$43,154,820294
2022-06-30 (YTD Data)Rank
Total interest income$91,543,000235
Total interest expense$16,101,000107
Net interest income$75,442,000260
Provision for loan and lease losses$1,663,000293
Total noninterest income$6,797,000631
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,225,000480
Trading account gains and fees$0108
Additional Noninterest Income$5,572,000556
Total noninterest expense$48,784,000309
Salaries and employee benefits$27,480,000301
Premises and equipment expense$8,425,000189
Additional noninterest expense$12,879,000359
Pre-tax net operating income$31,792,000312
Securities gains (losses)$-24,223,0004,758
Applicable income taxes$-198,0004,700
Income before extraordinary items$7,767,000732
Extraordinary gains, net$04
Net income$7,767,000732
Minority interest net income$060
Net income of bank and minority interests.$7,767,000732
Net charge-offs$833,000259
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$31,990,000264
2022-03-31 (YTD Data)Rank
Total interest income$44,356,000235
Total interest expense$7,794,00096
Net interest income$36,562,000264
Provision for loan and lease losses$945,000210
Total noninterest income$3,153,000674
Gross Fiduciary activities income$0892
Service charges on deposit accounts$597,000490
Trading account gains and fees$0103
Additional Noninterest Income$2,556,000600
Total noninterest expense$24,515,000312
Salaries and employee benefits$13,961,000297
Premises and equipment expense$4,276,000191
Additional noninterest expense$6,278,000358
Pre-tax net operating income$14,255,000323
Securities gains (losses)$-7,581,0004,786
Applicable income taxes$837,000722
Income before extraordinary items$5,837,000530
Extraordinary gains, net$04
Net income$5,837,000530
Minority interest net income$050
Net income of bank and minority interests.$5,837,000530
Net charge-offs$735,000189
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,432,470304
2021-12-31 (YTD Data)Rank
Total interest income$166,753,000252
Total interest expense$37,095,00093
Net interest income$129,658,000278
Provision for loan and lease losses$-204,0004,318
Total noninterest income$13,044,000696
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,279,000485
Trading account gains and fees$0132
Additional Noninterest Income$10,765,000640
Total noninterest expense$101,865,000302
Salaries and employee benefits$59,329,000290
Premises and equipment expense$18,514,000187
Additional noninterest expense$24,022,000369
Pre-tax net operating income$41,041,000436
Securities gains (losses)$15,377,00040
Applicable income taxes$12,776,000333
Income before extraordinary items$43,642,000371
Extraordinary gains, net$010
Net income$43,627,000370
Minority interest net income$15,00057
Net income of bank and minority interests.$43,642,000371
Net charge-offs$345,000783
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$31,494,170453
2021-09-30 (YTD Data)Rank
Total interest income$122,243,000255
Total interest expense$28,866,00095
Net interest income$93,377,000288
Provision for loan and lease losses$-181,0004,434
Total noninterest income$9,685,000720
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,650,000497
Trading account gains and fees$0132
Additional Noninterest Income$8,035,000658
Total noninterest expense$75,924,000303
Salaries and employee benefits$45,049,000289
Premises and equipment expense$14,100,000183
Additional noninterest expense$16,775,000381
Pre-tax net operating income$27,319,000488
Securities gains (losses)$11,220,00040
Applicable income taxes$9,076,000355
Income before extraordinary items$29,463,000408
Extraordinary gains, net$08
Net income$29,463,000406
Minority interest net income$069
Net income of bank and minority interests.$29,463,000408
Net charge-offs$127,000985
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,599,200512
2021-06-30 (YTD Data)Rank
Total interest income$80,727,000255
Total interest expense$20,123,00098
Net interest income$60,604,000289
Provision for loan and lease losses$-47,0004,439
Total noninterest income$6,381,000727
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,056,000500
Trading account gains and fees$0133
Additional Noninterest Income$5,325,000675
Total noninterest expense$51,284,000300
Salaries and employee benefits$30,645,000287
Premises and equipment expense$9,592,000180
Additional noninterest expense$11,047,000378
Pre-tax net operating income$15,748,000535
Securities gains (losses)$11,484,00036
Applicable income taxes$6,685,000332
Income before extraordinary items$20,547,000394
Extraordinary gains, net$06
Net income$20,547,000392
Minority interest net income$067
Net income of bank and minority interests.$20,547,000394
Net charge-offs$85,000973
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,474,640588
2021-03-31 (YTD Data)Rank
Total interest income$40,739,000252
Total interest expense$10,620,000102
Net interest income$30,119,000293
Provision for loan and lease losses$-84,0004,652
Total noninterest income$2,978,000748
Gross Fiduciary activities income$0922
Service charges on deposit accounts$515,000503
Trading account gains and fees$0127
Additional Noninterest Income$2,463,000708
Total noninterest expense$25,438,000299
Salaries and employee benefits$15,587,000278
Premises and equipment expense$4,914,000180
Additional noninterest expense$4,937,000406
Pre-tax net operating income$7,743,000545
Securities gains (losses)$4,908,00041
Applicable income taxes$2,236,000434
Income before extraordinary items$10,415,000387
Extraordinary gains, net$03
Net income$10,415,000384
Minority interest net income$055
Net income of bank and minority interests.$10,415,000387
Net charge-offs$56,000789
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,390,440537
2020-12-31 (YTD Data)Rank
Total interest income$178,278,000234
Total interest expense$55,614,000131
Net interest income$122,664,000282
Provision for loan and lease losses$5,592,000522
Total noninterest income$11,082,000744
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,700,000595
Trading account gains and fees$0133
Additional Noninterest Income$9,382,000675
Total noninterest expense$100,385,000284
Salaries and employee benefits$58,532,000279
Premises and equipment expense$18,300,000190
Additional noninterest expense$23,553,000369
Pre-tax net operating income$27,769,000451
Securities gains (losses)$16,454,00040
Applicable income taxes$8,964,000323
Income before extraordinary items$35,259,000331
Extraordinary gains, net$04
Net income$35,247,000329
Minority interest net income$12,00055
Net income of bank and minority interests.$35,259,000331
Net charge-offs$933,000684
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,095,800471
2020-09-30 (YTD Data)Rank
Total interest income$134,190,000235
Total interest expense$43,747,000138
Net interest income$90,443,000280
Provision for loan and lease losses$3,326,000656
Total noninterest income$7,993,000736
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,133,000653
Trading account gains and fees$0125
Additional Noninterest Income$6,860,000660
Total noninterest expense$72,488,000289
Salaries and employee benefits$43,031,000274
Premises and equipment expense$13,205,000188
Additional noninterest expense$16,252,000377
Pre-tax net operating income$22,622,000401
Securities gains (losses)$6,232,00082
Applicable income taxes$6,070,000326
Income before extraordinary items$22,784,000348
Extraordinary gains, net$04
Net income$22,784,000347
Minority interest net income$065
Net income of bank and minority interests.$22,784,000348
Net charge-offs$786,000576
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,860,720417
2020-06-30 (YTD Data)Rank
Total interest income$90,334,000238
Total interest expense$30,302,000145
Net interest income$60,032,000282
Provision for loan and lease losses$2,824,000577
Total noninterest income$4,978,000727
Gross Fiduciary activities income$0970
Service charges on deposit accounts$738,000675
Trading account gains and fees$0123
Additional Noninterest Income$4,240,000643
Total noninterest expense$48,095,000289
Salaries and employee benefits$28,386,000269
Premises and equipment expense$8,720,000191
Additional noninterest expense$10,989,000369
Pre-tax net operating income$14,091,000380
Securities gains (losses)$-799,0005,016
Applicable income taxes$2,799,000384
Income before extraordinary items$10,493,000426
Extraordinary gains, net$04
Net income$10,493,000425
Minority interest net income$065
Net income of bank and minority interests.$10,493,000426
Net charge-offs$473,000618
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,124,210396
2020-03-31 (YTD Data)Rank
Total interest income$45,766,000243
Total interest expense$15,696,000159
Net interest income$30,070,000284
Provision for loan and lease losses$527,000861
Total noninterest income$2,821,000640
Gross Fiduciary activities income$0941
Service charges on deposit accounts$653,000475
Trading account gains and fees$0106
Additional Noninterest Income$2,168,000561
Total noninterest expense$23,635,000292
Salaries and employee benefits$14,086,000268
Premises and equipment expense$4,138,000199
Additional noninterest expense$5,411,000371
Pre-tax net operating income$8,729,000295
Securities gains (losses)$-17,051,0005,105
Applicable income taxes$-1,906,0005,066
Income before extraordinary items$-6,416,0005,069
Extraordinary gains, net$04
Net income$-6,416,0005,069
Minority interest net income$056
Net income of bank and minority interests.$-6,416,0005,069
Net charge-offs$462,000392
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,054,290293
2019-12-31 (YTD Data)Rank
Total interest income$184,160,000242
Total interest expense$60,690,000176
Net interest income$123,470,000277
Provision for loan and lease losses$-656,0005,115
Total noninterest income$12,487,000594
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,208,000396
Trading account gains and fees$0135
Additional Noninterest Income$9,279,000548
Total noninterest expense$99,376,000271
Salaries and employee benefits$60,548,000249
Premises and equipment expense$16,669,000192
Additional noninterest expense$22,159,000359
Pre-tax net operating income$37,237,000387
Securities gains (losses)$18,513,00031
Applicable income taxes$10,934,000306
Income before extraordinary items$44,816,000298
Extraordinary gains, net$011
Net income$44,803,000299
Minority interest net income$13,00058
Net income of bank and minority interests.$44,816,000299
Net charge-offs$-13,0004,511
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$30,005,600379
2019-09-30 (YTD Data)Rank
Total interest income$136,626,000246
Total interest expense$44,708,000182
Net interest income$91,918,000282
Provision for loan and lease losses$-2,405,0005,238
Total noninterest income$9,728,000577
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,439,000390
Trading account gains and fees$0129
Additional Noninterest Income$7,289,000533
Total noninterest expense$73,327,000276
Salaries and employee benefits$44,743,000251
Premises and equipment expense$12,384,000195
Additional noninterest expense$16,200,000366
Pre-tax net operating income$30,724,000358
Securities gains (losses)$14,365,00031
Applicable income taxes$9,300,000290
Income before extraordinary items$35,789,000279
Extraordinary gains, net$011
Net income$35,789,000281
Minority interest net income$072
Net income of bank and minority interests.$35,789,000281
Net charge-offs$-94,0004,952
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$24,440,650356
2019-06-30 (YTD Data)Rank
Total interest income$91,162,000247
Total interest expense$28,887,000187
Net interest income$62,275,000276
Provision for loan and lease losses$422,000970
Total noninterest income$6,647,000560
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,616,000394
Trading account gains and fees$0131
Additional Noninterest Income$5,031,000513
Total noninterest expense$49,877,000274
Salaries and employee benefits$30,261,000249
Premises and equipment expense$8,281,000200
Additional noninterest expense$11,335,000354
Pre-tax net operating income$18,623,000381
Securities gains (losses)$13,321,00025
Applicable income taxes$6,543,000280
Income before extraordinary items$25,401,000264
Extraordinary gains, net$011
Net income$25,401,000266
Minority interest net income$069
Net income of bank and minority interests.$25,401,000266
Net charge-offs$-112,0005,072
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,744,200382
2019-03-31 (YTD Data)Rank
Total interest income$45,606,000247
Total interest expense$13,878,000188
Net interest income$31,728,000273
Provision for loan and lease losses$153,0001,126
Total noninterest income$3,683,000513
Gross Fiduciary activities income$0972
Service charges on deposit accounts$837,000374
Trading account gains and fees$0126
Additional Noninterest Income$2,846,000459
Total noninterest expense$25,138,000277
Salaries and employee benefits$15,344,000251
Premises and equipment expense$4,233,000198
Additional noninterest expense$5,561,000352
Pre-tax net operating income$10,120,000343
Securities gains (losses)$10,403,00015
Applicable income taxes$4,201,000232
Income before extraordinary items$16,322,000220
Extraordinary gains, net$05
Net income$16,322,000220
Minority interest net income$052
Net income of bank and minority interests.$16,322,000220
Net charge-offs$39,0001,348
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,999,600345
2018-12-31 (YTD Data)Rank
Total interest income$170,379,000244
Total interest expense$47,510,000169
Net interest income$122,869,000278
Provision for loan and lease losses$4,977,000259
Total noninterest income$11,923,000600
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,598,000378
Trading account gains and fees$0126
Additional Noninterest Income$8,325,000573
Total noninterest expense$97,762,000278
Salaries and employee benefits$56,813,000252
Premises and equipment expense$16,249,000202
Additional noninterest expense$24,700,000330
Pre-tax net operating income$32,053,000419
Securities gains (losses)$11,143,00014
Applicable income taxes$7,996,000354
Income before extraordinary items$35,200,000346
Extraordinary gains, net$06
Net income$35,187,000346
Minority interest net income$13,00055
Net income of bank and minority interests.$35,200,000346
Net charge-offs$834,000686
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$26,174,170417
2018-09-30 (YTD Data)Rank
Total interest income$125,370,000244
Total interest expense$34,182,000165
Net interest income$91,188,000277
Provision for loan and lease losses$1,541,000470
Total noninterest income$8,970,000604
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,648,000381
Trading account gains and fees$0138
Additional Noninterest Income$6,322,000575
Total noninterest expense$72,547,000276
Salaries and employee benefits$43,199,000253
Premises and equipment expense$12,086,000200
Additional noninterest expense$17,262,000344
Pre-tax net operating income$26,070,000398
Securities gains (losses)$10,963,00015
Applicable income taxes$7,536,000310
Income before extraordinary items$29,497,000322
Extraordinary gains, net$05
Net income$29,497,000322
Minority interest net income$066
Net income of bank and minority interests.$29,497,000322
Net charge-offs$789,000523
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$20,726,600407
2018-06-30 (YTD Data)Rank
Total interest income$82,302,000240
Total interest expense$21,819,000160
Net interest income$60,483,000271
Provision for loan and lease losses$1,004,000469
Total noninterest income$5,952,000608
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,748,000382
Trading account gains and fees$0130
Additional Noninterest Income$4,204,000572
Total noninterest expense$48,946,000272
Salaries and employee benefits$28,820,000252
Premises and equipment expense$8,111,000199
Additional noninterest expense$12,015,000334
Pre-tax net operating income$16,485,000408
Securities gains (losses)$3,997,00024
Applicable income taxes$3,560,000391
Income before extraordinary items$16,922,000342
Extraordinary gains, net$06
Net income$16,922,000342
Minority interest net income$065
Net income of bank and minority interests.$16,922,000342
Net charge-offs$608,000466
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,604,490399
2018-03-31 (YTD Data)Rank
Total interest income$40,142,000241
Total interest expense$10,298,000159
Net interest income$29,844,000270
Provision for loan and lease losses$490,000486
Total noninterest income$2,687,000641
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$873,000384
Trading account gains and fees$0123
Additional Noninterest Income$1,814,000623
Total noninterest expense$23,856,000278
Salaries and employee benefits$14,260,000254
Premises and equipment expense$4,070,000198
Additional noninterest expense$5,526,000351
Pre-tax net operating income$8,185,000406
Securities gains (losses)$3,383,00014
Applicable income taxes$1,507,000426
Income before extraordinary items$10,061,000298
Extraordinary gains, net$07
Net income$10,061,000298
Minority interest net income$052
Net income of bank and minority interests.$10,061,000298
Net charge-offs$207,000566
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,117,790383
2017-12-31 (YTD Data)Rank
Total interest income$155,486,000233
Total interest expense$36,408,000146
Net interest income$119,078,000259
Provision for loan and lease losses$2,541,000421
Total noninterest income$11,031,000642
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,446,000282
Trading account gains and fees$0151
Additional Noninterest Income$5,585,000759
Total noninterest expense$100,722,000262
Salaries and employee benefits$59,627,000231
Premises and equipment expense$15,043,000201
Additional noninterest expense$26,052,000304
Pre-tax net operating income$26,846,000428
Securities gains (losses)$6,355,00041
Applicable income taxes$15,929,000307
Income before extraordinary items$17,272,000461
Extraordinary gains, net$09
Net income$17,259,000459
Minority interest net income$13,00056
Net income of bank and minority interests.$17,272,000461
Net charge-offs$710,000873
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,204,800582
2017-09-30 (YTD Data)Rank
Total interest income$114,886,000232
Total interest expense$26,737,000146
Net interest income$88,149,000261
Provision for loan and lease losses$1,771,000449
Total noninterest income$8,601,000623
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,083,000285
Trading account gains and fees$0145
Additional Noninterest Income$4,518,000738
Total noninterest expense$75,087,000258
Salaries and employee benefits$44,854,000230
Premises and equipment expense$11,069,000202
Additional noninterest expense$19,164,000311
Pre-tax net operating income$19,892,000444
Securities gains (losses)$6,252,00038
Applicable income taxes$8,625,000337
Income before extraordinary items$17,519,000398
Extraordinary gains, net$09
Net income$17,519,000397
Minority interest net income$071
Net income of bank and minority interests.$17,519,000398
Net charge-offs$593,000703
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,330,160482
2017-06-30 (YTD Data)Rank
Total interest income$76,261,000230
Total interest expense$17,465,000140
Net interest income$58,796,000262
Provision for loan and lease losses$1,339,000401
Total noninterest income$6,139,000605
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,689,000286
Trading account gains and fees$0139
Additional Noninterest Income$3,450,000670
Total noninterest expense$49,310,000261
Salaries and employee benefits$29,929,000230
Premises and equipment expense$7,166,000207
Additional noninterest expense$12,215,000324
Pre-tax net operating income$14,286,000422
Securities gains (losses)$4,362,00036
Applicable income taxes$6,056,000327
Income before extraordinary items$12,592,000375
Extraordinary gains, net$011
Net income$12,592,000375
Minority interest net income$071
Net income of bank and minority interests.$12,592,000375
Net charge-offs$249,000928
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,625,840449
2017-03-31 (YTD Data)Rank
Total interest income$37,321,000231
Total interest expense$8,714,000134
Net interest income$28,607,000264
Provision for loan and lease losses$1,016,000266
Total noninterest income$2,510,000675
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,329,000287
Trading account gains and fees$0142
Additional Noninterest Income$1,181,000845
Total noninterest expense$24,389,000272
Salaries and employee benefits$15,030,000235
Premises and equipment expense$3,617,000209
Additional noninterest expense$5,742,000336
Pre-tax net operating income$5,712,000477
Securities gains (losses)$3,201,00024
Applicable income taxes$2,999,000330
Income before extraordinary items$5,914,000395
Extraordinary gains, net$08
Net income$5,914,000394
Minority interest net income$055
Net income of bank and minority interests.$5,914,000395
Net charge-offs$31,0001,639
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,801,340531
2016-12-31 (YTD Data)Rank
Total interest income$143,500,000231
Total interest expense$36,489,000116
Net interest income$107,011,000271
Provision for loan and lease losses$1,267,000744
Total noninterest income$10,116,000690
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,858,000302
Trading account gains and fees$0170
Additional Noninterest Income$5,258,000815
Total noninterest expense$100,495,000260
Salaries and employee benefits$59,752,000224
Premises and equipment expense$14,506,000198
Additional noninterest expense$26,237,000304
Pre-tax net operating income$15,365,000636
Securities gains (losses)$7,035,00046
Applicable income taxes$5,933,000491
Income before extraordinary items$16,467,000479
Extraordinary gains, net$05
Net income$16,454,000476
Minority interest net income$13,00064
Net income of bank and minority interests.$16,467,000478
Net charge-offs$-389,0005,764
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$11,261,100674
2016-09-30 (YTD Data)Rank
Total interest income$106,066,000230
Total interest expense$27,608,000113
Net interest income$78,458,000275
Provision for loan and lease losses$525,0001,108
Total noninterest income$7,419,000699
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,651,000303
Trading account gains and fees$0169
Additional Noninterest Income$3,768,000836
Total noninterest expense$74,612,000257
Salaries and employee benefits$44,653,000222
Premises and equipment expense$10,841,000200
Additional noninterest expense$19,118,000308
Pre-tax net operating income$10,740,000674
Securities gains (losses)$6,974,00041
Applicable income taxes$4,281,000517
Income before extraordinary items$13,433,000452
Extraordinary gains, net$05
Net income$13,433,000449
Minority interest net income$071
Net income of bank and minority interests.$13,433,000452
Net charge-offs$-425,0005,844
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,132,760700
2016-06-30 (YTD Data)Rank
Total interest income$70,482,000230
Total interest expense$18,643,000111
Net interest income$51,839,000273
Provision for loan and lease losses$-142,0005,871
Total noninterest income$4,737,000716
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,406,000307
Trading account gains and fees$0157
Additional Noninterest Income$2,331,000868
Total noninterest expense$50,466,000253
Salaries and employee benefits$30,163,000217
Premises and equipment expense$7,316,000198
Additional noninterest expense$12,987,000307
Pre-tax net operating income$6,252,000739
Securities gains (losses)$5,231,00037
Applicable income taxes$2,425,000559
Income before extraordinary items$9,058,000434
Extraordinary gains, net$016
Net income$9,058,000433
Minority interest net income$071
Net income of bank and minority interests.$9,058,000433
Net charge-offs$-768,0006,007
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,925,510749
2016-03-31 (YTD Data)Rank
Total interest income$35,181,000229
Total interest expense$9,289,000110
Net interest income$25,892,000271
Provision for loan and lease losses$-425,0006,058
Total noninterest income$2,347,000701
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,189,000303
Trading account gains and fees$0142
Additional Noninterest Income$1,158,000843
Total noninterest expense$24,943,000254
Salaries and employee benefits$15,141,000218
Premises and equipment expense$3,797,000189
Additional noninterest expense$6,005,000321
Pre-tax net operating income$3,721,000625
Securities gains (losses)$2,063,00038
Applicable income taxes$1,332,000517
Income before extraordinary items$4,452,000421
Extraordinary gains, net$012
Net income$4,452,000420
Minority interest net income$062
Net income of bank and minority interests.$4,452,000421
Net charge-offs$-935,0006,097
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,863,490628
2015-12-31 (YTD Data)Rank
Total interest income$140,937,000220
Total interest expense$39,389,00099
Net interest income$101,548,000262
Provision for loan and lease losses$1,652,000532
Total noninterest income$8,742,000752
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,088,000436
Trading account gains and fees$0159
Additional Noninterest Income$5,654,000749
Total noninterest expense$97,844,000253
Salaries and employee benefits$58,675,000207
Premises and equipment expense$13,868,000206
Additional noninterest expense$25,301,000308
Pre-tax net operating income$10,794,000833
Securities gains (losses)$12,123,00026
Applicable income taxes$7,695,000389
Income before extraordinary items$15,222,000486
Extraordinary gains, net$023
Net income$15,209,000486
Minority interest net income$13,00065
Net income of bank and minority interests.$15,222,000487
Net charge-offs$503,0001,156
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,220,820965
2015-09-30 (YTD Data)Rank
Total interest income$103,741,000227
Total interest expense$29,725,00099
Net interest income$74,016,000271
Provision for loan and lease losses$1,216,000499
Total noninterest income$6,494,000764
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,238,000451
Trading account gains and fees$0153
Additional Noninterest Income$4,256,000747
Total noninterest expense$72,663,000263
Salaries and employee benefits$44,088,000215
Premises and equipment expense$10,311,000210
Additional noninterest expense$18,264,000320
Pre-tax net operating income$6,631,0001,010
Securities gains (losses)$12,050,00024
Applicable income taxes$6,721,000358
Income before extraordinary items$11,960,000475
Extraordinary gains, net$021
Net income$11,960,000473
Minority interest net income$078
Net income of bank and minority interests.$11,960,000475
Net charge-offs$468,000906
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,248,0001,206
2015-06-30 (YTD Data)Rank
Total interest income$69,145,000227
Total interest expense$19,919,000100
Net interest income$49,226,000271
Provision for loan and lease losses$417,000902
Total noninterest income$4,209,000789
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,465,000454
Trading account gains and fees$0157
Additional Noninterest Income$2,744,000765
Total noninterest expense$48,956,000256
Salaries and employee benefits$29,742,000215
Premises and equipment expense$6,855,000211
Additional noninterest expense$12,359,000323
Pre-tax net operating income$4,062,0001,072
Securities gains (losses)$11,956,00019
Applicable income taxes$5,993,000296
Income before extraordinary items$10,025,000395
Extraordinary gains, net$022
Net income$10,025,000394
Minority interest net income$075
Net income of bank and minority interests.$10,025,000395
Net charge-offs$137,0001,451
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,373,1601,364
2015-03-31 (YTD Data)Rank
Total interest income$34,921,000226
Total interest expense$9,894,000101
Net interest income$25,027,000271
Provision for loan and lease losses$177,000983
Total noninterest income$2,004,000788
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$714,000454
Trading account gains and fees$0152
Additional Noninterest Income$1,290,000761
Total noninterest expense$24,177,000261
Salaries and employee benefits$14,653,000219
Premises and equipment expense$3,550,000204
Additional noninterest expense$5,974,000314
Pre-tax net operating income$2,677,000814
Securities gains (losses)$8,629,00014
Applicable income taxes$3,659,000252
Income before extraordinary items$7,647,000273
Extraordinary gains, net$013
Net income$7,647,000273
Minority interest net income$064
Net income of bank and minority interests.$7,647,000273
Net charge-offs$22,0002,069
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,779,280928
2014-12-31 (YTD Data)Rank
Total interest income$145,313,000215
Total interest expense$41,175,00096
Net interest income$104,138,000253
Provision for loan and lease losses$515,0001,437
Total noninterest income$8,446,000731
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,970,000469
Trading account gains and fees$0180
Additional Noninterest Income$5,476,000710
Total noninterest expense$99,288,000240
Salaries and employee benefits$60,515,000187
Premises and equipment expense$14,212,000194
Additional noninterest expense$24,561,000321
Pre-tax net operating income$12,781,000660
Securities gains (losses)$10,273,00028
Applicable income taxes$8,546,000338
Income before extraordinary items$14,508,000485
Extraordinary gains, net$017
Net income$14,495,000484
Minority interest net income$13,00068
Net income of bank and minority interests.$14,508,000484
Net charge-offs$-314,0006,326
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,933,280818
2014-09-30 (YTD Data)Rank
Total interest income$108,207,000215
Total interest expense$31,097,00096
Net interest income$77,110,000255
Provision for loan and lease losses$-121,0006,227
Total noninterest income$6,301,000737
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,171,000480
Trading account gains and fees$0174
Additional Noninterest Income$4,130,000706
Total noninterest expense$73,451,000237
Salaries and employee benefits$45,444,000187
Premises and equipment expense$10,503,000194
Additional noninterest expense$17,504,000327
Pre-tax net operating income$10,081,000626
Securities gains (losses)$10,211,00026
Applicable income taxes$6,470,000335
Income before extraordinary items$13,822,000401
Extraordinary gains, net$015
Net income$13,822,000400
Minority interest net income$081
Net income of bank and minority interests.$13,822,000401
Net charge-offs$-286,0006,402
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,878,520723
2014-06-30 (YTD Data)Rank
Total interest income$73,147,000215
Total interest expense$20,809,00095
Net interest income$52,338,000249
Provision for loan and lease losses$-219,0006,424
Total noninterest income$4,119,000735
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,391,000488
Trading account gains and fees$0172
Additional Noninterest Income$2,728,000695
Total noninterest expense$49,155,000239
Salaries and employee benefits$30,646,000187
Premises and equipment expense$6,847,000196
Additional noninterest expense$11,662,000322
Pre-tax net operating income$7,521,000570
Securities gains (losses)$8,146,00026
Applicable income taxes$5,268,000286
Income before extraordinary items$10,399,000351
Extraordinary gains, net$020
Net income$10,399,000351
Minority interest net income$080
Net income of bank and minority interests.$10,399,000351
Net charge-offs$-315,0006,512
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,022,640635
2014-03-31 (YTD Data)Rank
Total interest income$36,878,000211
Total interest expense$10,400,00094
Net interest income$26,478,000243
Provision for loan and lease losses$136,0001,362
Total noninterest income$1,988,000731
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$675,000492
Trading account gains and fees$0147
Additional Noninterest Income$1,313,000688
Total noninterest expense$24,301,000240
Salaries and employee benefits$15,399,000189
Premises and equipment expense$3,537,000199
Additional noninterest expense$5,365,000339
Pre-tax net operating income$4,029,000525
Securities gains (losses)$3,022,00041
Applicable income taxes$2,329,000300
Income before extraordinary items$4,722,000368
Extraordinary gains, net$016
Net income$4,722,000368
Minority interest net income$066
Net income of bank and minority interests.$4,722,000368
Net charge-offs$314,000694
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,697,260586
2013-12-31 (YTD Data)Rank
Total interest income$146,192,000208
Total interest expense$41,694,000103
Net interest income$104,498,000237
Provision for loan and lease losses$-2,418,0006,736
Total noninterest income$7,792,000815
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,834,000492
Trading account gains and fees$0184
Additional Noninterest Income$4,958,000808
Total noninterest expense$103,323,000230
Salaries and employee benefits$63,507,000179
Premises and equipment expense$13,882,000191
Additional noninterest expense$25,934,000301
Pre-tax net operating income$11,385,000696
Securities gains (losses)$19,749,00026
Applicable income taxes$9,438,000283
Income before extraordinary items$21,696,000334
Extraordinary gains, net$029
Net income$21,682,000334
Minority interest net income$14,00074
Net income of bank and minority interests.$21,696,000334
Net charge-offs$959,0001,310
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,871,700791
2013-09-30 (YTD Data)Rank
Total interest income$107,300,000209
Total interest expense$30,907,000105
Net interest income$76,393,000244
Provision for loan and lease losses$-2,752,0006,838
Total noninterest income$5,684,000850
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,085,000502
Trading account gains and fees$0180
Additional Noninterest Income$3,599,000856
Total noninterest expense$76,667,000228
Salaries and employee benefits$47,361,000179
Premises and equipment expense$10,472,000186
Additional noninterest expense$18,834,000309
Pre-tax net operating income$8,162,000730
Securities gains (losses)$19,655,00023
Applicable income taxes$8,707,000256
Income before extraordinary items$19,110,000304
Extraordinary gains, net$025
Net income$19,110,000305
Minority interest net income$084
Net income of bank and minority interests.$19,110,000305
Net charge-offs$608,0001,409
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,548,050840
2013-06-30 (YTD Data)Rank
Total interest income$72,096,000207
Total interest expense$20,689,000106
Net interest income$51,407,000240
Provision for loan and lease losses$-2,368,0006,896
Total noninterest income$3,474,000910
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,315,000513
Trading account gains and fees$0157
Additional Noninterest Income$2,159,000930
Total noninterest expense$51,151,000228
Salaries and employee benefits$31,502,000182
Premises and equipment expense$7,045,000186
Additional noninterest expense$12,604,000309
Pre-tax net operating income$6,098,000639
Securities gains (losses)$15,741,00025
Applicable income taxes$7,267,000224
Income before extraordinary items$14,572,000266
Extraordinary gains, net$022
Net income$14,572,000267
Minority interest net income$082
Net income of bank and minority interests.$14,572,000267
Net charge-offs$1,098,000712
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,025,530743
2013-03-31 (YTD Data)Rank
Total interest income$36,657,000207
Total interest expense$10,560,000108
Net interest income$26,097,000241
Provision for loan and lease losses$-3,203,0007,002
Total noninterest income$1,886,000862
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$638,000526
Trading account gains and fees$0148
Additional Noninterest Income$1,248,000840
Total noninterest expense$25,513,000232
Salaries and employee benefits$15,855,000182
Premises and equipment expense$3,526,000188
Additional noninterest expense$6,132,000319
Pre-tax net operating income$5,673,000393
Securities gains (losses)$7,790,00028
Applicable income taxes$4,734,000201
Income before extraordinary items$8,729,000240
Extraordinary gains, net$010
Net income$8,729,000241
Minority interest net income$076
Net income of bank and minority interests.$8,729,000241
Net charge-offs$1,002,000471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,665,500443
2012-12-31 (YTD Data)Rank
Total interest income$160,513,000199
Total interest expense$48,825,000104
Net interest income$111,688,000228
Provision for loan and lease losses$7,372,000362
Total noninterest income$7,650,000825
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,764,000523
Trading account gains and fees$0166
Additional Noninterest Income$4,886,000828
Total noninterest expense$102,238,000232
Salaries and employee benefits$61,221,000174
Premises and equipment expense$14,600,000182
Additional noninterest expense$26,417,000316
Pre-tax net operating income$9,728,000733
Securities gains (losses)$8,270,00066
Applicable income taxes$3,791,000519
Income before extraordinary items$14,207,000468
Extraordinary gains, net$029
Net income$14,192,000464
Minority interest net income$15,00076
Net income of bank and minority interests.$14,207,000467
Net charge-offs$1,920,0001,193
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,673,700730
2012-09-30 (YTD Data)Rank
Total interest income$121,500,000202
Total interest expense$37,577,000105
Net interest income$83,923,000229
Provision for loan and lease losses$3,812,000505
Total noninterest income$5,572,000841
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,049,000536
Trading account gains and fees$0157
Additional Noninterest Income$3,523,000828
Total noninterest expense$76,298,000232
Salaries and employee benefits$46,915,000174
Premises and equipment expense$10,989,000183
Additional noninterest expense$18,394,000334
Pre-tax net operating income$9,385,000613
Securities gains (losses)$8,046,00062
Applicable income taxes$5,311,000353
Income before extraordinary items$12,120,000434
Extraordinary gains, net$020
Net income$12,120,000433
Minority interest net income$086
Net income of bank and minority interests.$12,120,000433
Net charge-offs$1,447,0001,141
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,487,800689
2012-06-30 (YTD Data)Rank
Total interest income$82,292,000201
Total interest expense$25,752,000105
Net interest income$56,540,000229
Provision for loan and lease losses$2,838,000480
Total noninterest income$3,772,000819
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,322,000550
Trading account gains and fees$0153
Additional Noninterest Income$2,450,000805
Total noninterest expense$50,753,000231
Salaries and employee benefits$31,132,000176
Premises and equipment expense$7,411,000181
Additional noninterest expense$12,210,000336
Pre-tax net operating income$6,721,000573
Securities gains (losses)$3,167,00090
Applicable income taxes$2,988,000388
Income before extraordinary items$6,900,000472
Extraordinary gains, net$019
Net income$6,900,000472
Minority interest net income$084
Net income of bank and minority interests.$6,900,000472
Net charge-offs$1,289,000952
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,683,100639
2012-03-31 (YTD Data)Rank
Total interest income$41,306,000198
Total interest expense$13,192,000107
Net interest income$28,114,000228
Provision for loan and lease losses$729,000801
Total noninterest income$1,795,000843
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$672,000540
Trading account gains and fees$0148
Additional Noninterest Income$1,123,000831
Total noninterest expense$25,172,000231
Salaries and employee benefits$15,522,000176
Premises and equipment expense$3,834,000179
Additional noninterest expense$5,816,000337
Pre-tax net operating income$4,008,000504
Securities gains (losses)$2,038,00072
Applicable income taxes$1,849,000342
Income before extraordinary items$4,197,000398
Extraordinary gains, net$019
Net income$4,197,000399
Minority interest net income$078
Net income of bank and minority interests.$4,197,000399
Net charge-offs$800,000785
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,790,780552
2011-12-31 (YTD Data)Rank
Total interest income$176,906,000192
Total interest expense$57,468,000118
Net interest income$119,438,000214
Provision for loan and lease losses$7,431,000561
Total noninterest income$7,996,000731
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,964,000507
Trading account gains and fees$0146
Additional Noninterest Income$5,032,000692
Total noninterest expense$100,391,000225
Salaries and employee benefits$58,577,000168
Premises and equipment expense$14,849,000184
Additional noninterest expense$26,965,000313
Pre-tax net operating income$19,612,000374
Securities gains (losses)$6,185,00092
Applicable income taxes$6,992,000321
Income before extraordinary items$18,805,000317
Extraordinary gains, net$029
Net income$18,791,000316
Minority interest net income$14,00083
Net income of bank and minority interests.$18,805,000316
Net charge-offs$9,501,000483
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$14,289,950379
2011-09-30 (YTD Data)Rank
Total interest income$133,032,000191
Total interest expense$43,425,000120
Net interest income$89,607,000210
Provision for loan and lease losses$3,936,000752
Total noninterest income$6,481,000689
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,228,000514
Trading account gains and fees$0145
Additional Noninterest Income$4,253,000655
Total noninterest expense$74,175,000222
Salaries and employee benefits$43,397,000167
Premises and equipment expense$11,085,000181
Additional noninterest expense$19,693,000311
Pre-tax net operating income$17,977,000321
Securities gains (losses)$6,681,00067
Applicable income taxes$7,644,000260
Income before extraordinary items$17,014,000276
Extraordinary gains, net$021
Net income$17,014,000277
Minority interest net income$087
Net income of bank and minority interests.$17,014,000277
Net charge-offs$4,565,000676
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$12,404,110343
2011-06-30 (YTD Data)Rank
Total interest income$88,755,000196
Total interest expense$28,903,000127
Net interest income$59,852,000213
Provision for loan and lease losses$3,208,000639
Total noninterest income$4,417,000682
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,479,000511
Trading account gains and fees$0153
Additional Noninterest Income$2,938,000632
Total noninterest expense$51,075,000219
Salaries and employee benefits$29,066,000170
Premises and equipment expense$7,411,000183
Additional noninterest expense$14,598,000290
Pre-tax net operating income$9,986,000369
Securities gains (losses)$6,693,00044
Applicable income taxes$5,658,000234
Income before extraordinary items$11,021,000279
Extraordinary gains, net$015
Net income$11,021,000278
Minority interest net income$089
Net income of bank and minority interests.$11,021,000279
Net charge-offs$2,569,000774
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,603,620399
2011-03-31 (YTD Data)Rank
Total interest income$44,115,000197
Total interest expense$14,615,000129
Net interest income$29,500,000215
Provision for loan and lease losses$1,779,000570
Total noninterest income$2,274,000665
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$744,000504
Trading account gains and fees$0158
Additional Noninterest Income$1,530,000620
Total noninterest expense$24,844,000228
Salaries and employee benefits$14,576,000173
Premises and equipment expense$3,767,000187
Additional noninterest expense$6,501,000305
Pre-tax net operating income$5,151,000353
Securities gains (losses)$3,267,00041
Applicable income taxes$3,032,000213
Income before extraordinary items$5,386,000280
Extraordinary gains, net$09
Net income$5,386,000278
Minority interest net income$086
Net income of bank and minority interests.$5,386,000280
Net charge-offs$904,000917
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,295,120396
2010-12-31 (YTD Data)Rank
Total interest income$188,477,000187
Total interest expense$66,611,000134
Net interest income$121,866,000211
Provision for loan and lease losses$9,457,000697
Total noninterest income$9,429,000666
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,196,000472
Trading account gains and fees$0175
Additional Noninterest Income$6,233,000628
Total noninterest expense$100,473,000224
Salaries and employee benefits$56,929,000167
Premises and equipment expense$15,002,000183
Additional noninterest expense$28,542,000304
Pre-tax net operating income$21,365,000283
Securities gains (losses)$-991,0007,508
Applicable income taxes$6,051,000315
Income before extraordinary items$14,323,000323
Extraordinary gains, net$029
Net income$14,309,000324
Minority interest net income$14,00095
Net income of bank and minority interests.$14,323,000324
Net charge-offs$5,991,000885
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,016,700303
2010-09-30 (YTD Data)Rank
Total interest income$141,992,000187
Total interest expense$50,767,000137
Net interest income$91,225,000207
Provision for loan and lease losses$5,038,000872
Total noninterest income$7,443,000619
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,325,000487
Trading account gains and fees$0165
Additional Noninterest Income$5,118,000565
Total noninterest expense$74,312,000219
Salaries and employee benefits$42,569,000164
Premises and equipment expense$11,330,000182
Additional noninterest expense$20,413,000298
Pre-tax net operating income$19,318,000250
Securities gains (losses)$7,499,00068
Applicable income taxes$9,080,000188
Income before extraordinary items$17,737,000219
Extraordinary gains, net$023
Net income$17,737,000220
Minority interest net income$0110
Net income of bank and minority interests.$17,737,000221
Net charge-offs$2,781,0001,213
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,787,660273
2010-06-30 (YTD Data)Rank
Total interest income$94,722,000185
Total interest expense$34,554,000140
Net interest income$60,168,000213
Provision for loan and lease losses$3,428,000853
Total noninterest income$4,715,000638
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,497,000508
Trading account gains and fees$0152
Additional Noninterest Income$3,218,000565
Total noninterest expense$49,688,000221
Salaries and employee benefits$28,132,000164
Premises and equipment expense$7,505,000185
Additional noninterest expense$14,051,000292
Pre-tax net operating income$11,767,000255
Securities gains (losses)$2,655,000105
Applicable income taxes$4,771,000211
Income before extraordinary items$9,651,000241
Extraordinary gains, net$019
Net income$9,651,000241
Minority interest net income$0105
Net income of bank and minority interests.$9,651,000241
Net charge-offs$563,0002,314
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,872,150287
2010-03-31 (YTD Data)Rank
Total interest income$46,849,000194
Total interest expense$17,654,000142
Net interest income$29,195,000219
Provision for loan and lease losses$1,888,000784
Total noninterest income$2,257,000648
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$741,000510
Trading account gains and fees$0175
Additional Noninterest Income$1,516,000589
Total noninterest expense$24,465,000223
Salaries and employee benefits$14,416,000162
Premises and equipment expense$3,716,000186
Additional noninterest expense$6,333,000316
Pre-tax net operating income$5,099,000268
Securities gains (losses)$947,000135
Applicable income taxes$1,923,000227
Income before extraordinary items$4,123,000270
Extraordinary gains, net$016
Net income$4,123,000272
Minority interest net income$091
Net income of bank and minority interests.$4,123,000272
Net charge-offs$1,110,000965
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,479,040299
2009-12-31 (YTD Data)Rank
Total interest income$195,540,000194
Total interest expense$88,886,000139
Net interest income$106,654,000224
Provision for loan and lease losses$14,026,000646
Total noninterest income$10,285,000621
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,028,000550
Trading account gains and fees$0211
Additional Noninterest Income$7,257,000556
Total noninterest expense$100,721,000236
Salaries and employee benefits$56,937,000161
Premises and equipment expense$15,000,000185
Additional noninterest expense$28,784,000332
Pre-tax net operating income$2,192,0001,777
Securities gains (losses)$-287,0007,486
Applicable income taxes$-2,820,0007,609
Income before extraordinary items$4,725,000723
Extraordinary gains, net$034
Net income$4,711,000723
Minority interest net income$14,00097
Net income of bank and minority interests.$4,725,000723
Net charge-offs$10,424,000665
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,012,000681
2009-09-30 (YTD Data)Rank
Total interest income$147,073,000203
Total interest expense$68,938,000150
Net interest income$78,135,000238
Provision for loan and lease losses$2,285,0001,757
Total noninterest income$7,917,000623
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,211,000566
Trading account gains and fees$0212
Additional Noninterest Income$5,706,000540
Total noninterest expense$76,105,000241
Salaries and employee benefits$42,933,000168
Premises and equipment expense$11,282,000190
Additional noninterest expense$21,890,000324
Pre-tax net operating income$7,662,000426
Securities gains (losses)$-268,0007,639
Applicable income taxes$1,047,000815
Income before extraordinary items$6,347,000414
Extraordinary gains, net$027
Net income$6,347,000412
Minority interest net income$0118
Net income of bank and minority interests.$6,347,000414
Net charge-offs$1,377,0001,857
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,577,480392
2009-06-30 (YTD Data)Rank
Total interest income$99,012,000207
Total interest expense$47,749,000156
Net interest income$51,263,000242
Provision for loan and lease losses$307,0003,649
Total noninterest income$4,811,000668
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,428,000582
Trading account gains and fees$0193
Additional Noninterest Income$3,383,000593
Total noninterest expense$51,236,000241
Salaries and employee benefits$28,413,000177
Premises and equipment expense$7,628,000191
Additional noninterest expense$15,195,000322
Pre-tax net operating income$4,531,000490
Securities gains (losses)$-223,0007,808
Applicable income taxes$1,046,000588
Income before extraordinary items$3,262,000547
Extraordinary gains, net$021
Net income$3,262,000545
Minority interest net income$0112
Net income of bank and minority interests.$3,262,000547
Net charge-offs$170,0003,632
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,431,480497
2009-03-31 (YTD Data)Rank
Total interest income$49,528,000206
Total interest expense$24,656,000159
Net interest income$24,872,000248
Provision for loan and lease losses$126,0003,531
Total noninterest income$2,499,000631
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$739,000544
Trading account gains and fees$0171
Additional Noninterest Income$1,760,000551
Total noninterest expense$23,892,000244
Salaries and employee benefits$14,000,000182
Premises and equipment expense$3,789,000195
Additional noninterest expense$6,103,000330
Pre-tax net operating income$3,353,000363
Securities gains (losses)$-153,0008,021
Applicable income taxes$803,000421
Income before extraordinary items$2,397,000400
Extraordinary gains, net$015
Net income$2,397,000401
Minority interest net income$0102
Net income of bank and minority interests.$2,397,000402
Net charge-offs$117,0002,696
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,511,750348
2008-12-31 (YTD Data)Rank
Total interest income$203,271,000214
Total interest expense$103,474,000183
Net interest income$99,797,000250
Provision for loan and lease losses$419,0004,075
Total noninterest income$10,027,000592
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,770,000628
Trading account gains and fees$0154
Additional Noninterest Income$7,257,000489
Total noninterest expense$87,657,000264
Salaries and employee benefits$48,305,000202
Premises and equipment expense$14,952,000195
Additional noninterest expense$24,400,000336
Pre-tax net operating income$21,748,000263
Securities gains (losses)$2,079,000124
Applicable income taxes$5,930,000278
Income before extraordinary items$17,897,000221
Extraordinary gains, net$039
Net income$17,897,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0004,839
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$16,337,750261
2008-09-30 (YTD Data)Rank
Total interest income$150,778,000227
Total interest expense$78,031,000192
Net interest income$72,747,000269
Provision for loan and lease losses$71,0005,553
Total noninterest income$7,694,000612
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,015,000657
Trading account gains and fees$0148
Additional Noninterest Income$5,679,000501
Total noninterest expense$63,714,000269
Salaries and employee benefits$35,512,000215
Premises and equipment expense$11,193,000199
Additional noninterest expense$17,009,000334
Pre-tax net operating income$16,656,000319
Securities gains (losses)$2,104,000109
Applicable income taxes$4,708,000327
Income before extraordinary items$14,052,000267
Extraordinary gains, net$031
Net income$14,052,000267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,332
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,474,000317
2008-06-30 (YTD Data)Rank
Total interest income$100,498,000231
Total interest expense$53,373,000197
Net interest income$47,125,000278
Provision for loan and lease losses$22,0005,910
Total noninterest income$5,090,000626
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,285,000674
Trading account gains and fees$0149
Additional Noninterest Income$3,805,000521
Total noninterest expense$42,126,000266
Salaries and employee benefits$23,618,000220
Premises and equipment expense$7,369,000201
Additional noninterest expense$11,139,000338
Pre-tax net operating income$10,067,000366
Securities gains (losses)$2,124,000113
Applicable income taxes$3,754,000326
Income before extraordinary items$8,437,000331
Extraordinary gains, net$021
Net income$8,437,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,971,440387
2008-03-31 (YTD Data)Rank
Total interest income$50,398,000239
Total interest expense$27,656,000207
Net interest income$22,742,000281
Provision for loan and lease losses$11,0005,386
Total noninterest income$2,757,000602
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$582,000743
Trading account gains and fees$0158
Additional Noninterest Income$2,175,000481
Total noninterest expense$20,521,000265
Salaries and employee benefits$11,763,000224
Premises and equipment expense$3,584,000208
Additional noninterest expense$5,174,000339
Pre-tax net operating income$4,967,000402
Securities gains (losses)$422,000273
Applicable income taxes$1,669,000394
Income before extraordinary items$3,720,000397
Extraordinary gains, net$015
Net income$3,720,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,496
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,428,820421
2007-12-31 (YTD Data)Rank
Total interest income$189,039,000261
Total interest expense$95,050,000241
Net interest income$93,989,000276
Provision for loan and lease losses$377,0002,795
Total noninterest income$8,121,000734
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,665,000656
Trading account gains and fees$0178
Additional Noninterest Income$5,456,000630
Total noninterest expense$77,708,000268
Salaries and employee benefits$45,380,000221
Premises and equipment expense$11,866,000228
Additional noninterest expense$20,462,000339
Pre-tax net operating income$24,025,000404
Securities gains (losses)$11,366,00033
Applicable income taxes$11,221,000300
Income before extraordinary items$24,170,000313
Extraordinary gains, net$039
Net income$24,170,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,739
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$16,441,120407
2007-09-30 (YTD Data)Rank
Total interest income$132,313,000277
Total interest expense$67,174,000260
Net interest income$65,139,000284
Provision for loan and lease losses$10,0006,151
Total noninterest income$5,701,000781
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,682,000775
Trading account gains and fees$0184
Additional Noninterest Income$4,019,000651
Total noninterest expense$54,162,000278
Salaries and employee benefits$32,786,000223
Premises and equipment expense$8,252,000244
Additional noninterest expense$13,124,000368
Pre-tax net operating income$16,668,000458
Securities gains (losses)$8,625,00033
Applicable income taxes$7,858,000351
Income before extraordinary items$17,435,000351
Extraordinary gains, net$033
Net income$17,435,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,483,750474
2007-06-30 (YTD Data)Rank
Total interest income$82,493,000306
Total interest expense$40,687,000283
Net interest income$41,806,000312
Provision for loan and lease losses$10,0005,732
Total noninterest income$3,261,000909
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$688,0001,279
Trading account gains and fees$0168
Additional Noninterest Income$2,573,000681
Total noninterest expense$34,364,000302
Salaries and employee benefits$21,440,000239
Premises and equipment expense$4,905,000292
Additional noninterest expense$8,019,000403
Pre-tax net operating income$10,693,000504
Securities gains (losses)$5,645,00038
Applicable income taxes$5,472,000365
Income before extraordinary items$10,866,000396
Extraordinary gains, net$029
Net income$10,866,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,083,850531
2007-03-31 (YTD Data)Rank
Total interest income$40,257,000310
Total interest expense$19,736,000288
Net interest income$20,521,000312
Provision for loan and lease losses$05,779
Total noninterest income$1,630,000886
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$362,0001,193
Trading account gains and fees$0195
Additional Noninterest Income$1,268,000682
Total noninterest expense$17,229,000301
Salaries and employee benefits$10,863,000241
Premises and equipment expense$2,477,000288
Additional noninterest expense$3,889,000403
Pre-tax net operating income$4,922,000527
Securities gains (losses)$1,587,00055
Applicable income taxes$2,045,000445
Income before extraordinary items$4,464,000457
Extraordinary gains, net$022
Net income$4,464,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,368,970547
2006-12-31 (YTD Data)Rank
Total interest income$158,548,000292
Total interest expense$68,943,000284
Net interest income$89,605,000284
Provision for loan and lease losses$310,0002,704
Total noninterest income$7,712,000765
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,556,0001,137
Trading account gains and fees$0130
Additional Noninterest Income$6,156,000585
Total noninterest expense$67,210,000300
Salaries and employee benefits$40,800,000236
Premises and equipment expense$8,752,000299
Additional noninterest expense$17,658,000359
Pre-tax net operating income$29,797,000412
Securities gains (losses)$1,976,000113
Applicable income taxes$9,678,000401
Income before extraordinary items$22,095,000390
Extraordinary gains, net$051
Net income$22,095,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$20,711,800408
2006-09-30 (YTD Data)Rank
Total interest income$115,731,000305
Total interest expense$49,850,000294
Net interest income$65,881,000304
Provision for loan and lease losses$210,0002,785
Total noninterest income$6,027,000755
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,162,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$4,865,000568
Total noninterest expense$49,609,000315
Salaries and employee benefits$30,412,000252
Premises and equipment expense$6,610,000308
Additional noninterest expense$12,587,000379
Pre-tax net operating income$22,089,000437
Securities gains (losses)$1,677,000102
Applicable income taxes$7,230,000428
Income before extraordinary items$16,536,000411
Extraordinary gains, net$045
Net income$16,536,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,362,100425
2006-06-30 (YTD Data)Rank
Total interest income$76,045,000309
Total interest expense$31,744,000301
Net interest income$44,301,000304
Provision for loan and lease losses$110,0003,192
Total noninterest income$3,816,000784
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$769,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$3,047,000592
Total noninterest expense$33,290,000317
Salaries and employee benefits$20,229,000255
Premises and equipment expense$4,393,000310
Additional noninterest expense$8,668,000382
Pre-tax net operating income$14,717,000436
Securities gains (losses)$1,102,000106
Applicable income taxes$5,011,000418
Income before extraordinary items$10,808,000409
Extraordinary gains, net$039
Net income$10,808,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,058,640430
2006-03-31 (YTD Data)Rank
Total interest income$37,892,000299
Total interest expense$15,416,000293
Net interest income$22,476,000298
Provision for loan and lease losses$50,0003,099
Total noninterest income$1,715,000839
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$391,0001,105
Trading account gains and fees$0115
Additional Noninterest Income$1,324,000654
Total noninterest expense$16,622,000310
Salaries and employee benefits$10,306,000252
Premises and equipment expense$2,246,000301
Additional noninterest expense$4,070,000388
Pre-tax net operating income$7,519,000414
Securities gains (losses)$446,000116
Applicable income taxes$2,583,000408
Income before extraordinary items$5,382,000405
Extraordinary gains, net$021
Net income$5,382,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,078,720422
2005-12-31 (YTD Data)Rank
Total interest income$150,838,000274
Total interest expense$53,235,000271
Net interest income$97,603,000271
Provision for loan and lease losses$400,0002,269
Total noninterest income$7,371,000795
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,758,000998
Trading account gains and fees$0138
Additional Noninterest Income$5,613,000626
Total noninterest expense$65,299,000306
Salaries and employee benefits$38,620,000249
Premises and equipment expense$8,427,000304
Additional noninterest expense$18,252,000362
Pre-tax net operating income$39,275,000329
Securities gains (losses)$242,000455
Applicable income taxes$13,678,000318
Income before extraordinary items$25,839,000341
Extraordinary gains, net$046
Net income$25,839,000342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$25,681,700335
2005-09-30 (YTD Data)Rank
Total interest income$110,202,000273
Total interest expense$38,566,000266
Net interest income$71,636,000270
Provision for loan and lease losses$200,0002,952
Total noninterest income$5,484,000802
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,304,0001,008
Trading account gains and fees$0126
Additional Noninterest Income$4,180,000627
Total noninterest expense$47,979,000311
Salaries and employee benefits$28,582,000254
Premises and equipment expense$6,244,000308
Additional noninterest expense$13,153,000367
Pre-tax net operating income$28,941,000331
Securities gains (losses)$195,000481
Applicable income taxes$9,911,000334
Income before extraordinary items$19,225,000345
Extraordinary gains, net$035
Net income$19,225,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$19,096,300340
2005-06-30 (YTD Data)Rank
Total interest income$73,432,000262
Total interest expense$24,923,000255
Net interest income$48,509,000262
Provision for loan and lease losses$100,0003,338
Total noninterest income$3,730,000767
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$850,0001,012
Trading account gains and fees$0116
Additional Noninterest Income$2,880,000611
Total noninterest expense$31,746,000314
Salaries and employee benefits$18,901,000250
Premises and equipment expense$4,067,000309
Additional noninterest expense$8,778,000363
Pre-tax net operating income$20,393,000320
Securities gains (losses)$102,000554
Applicable income taxes$7,185,000312
Income before extraordinary items$13,310,000330
Extraordinary gains, net$030
Net income$13,310,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$13,243,700325
2005-03-31 (YTD Data)Rank
Total interest income$36,618,000259
Total interest expense$12,094,000249
Net interest income$24,524,000261
Provision for loan and lease losses$50,0003,171
Total noninterest income$1,913,000737
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$433,000944
Trading account gains and fees$0115
Additional Noninterest Income$1,480,000588
Total noninterest expense$16,201,000301
Salaries and employee benefits$9,505,000255
Premises and equipment expense$2,015,000315
Additional noninterest expense$4,681,000346
Pre-tax net operating income$10,186,000317
Securities gains (losses)$-58,0008,799
Applicable income taxes$3,589,000305
Income before extraordinary items$6,539,000328
Extraordinary gains, net$024
Net income$6,539,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,576,700319
2004-12-31 (YTD Data)Rank
Total interest income$143,350,000247
Total interest expense$46,584,000226
Net interest income$96,766,000262
Provision for loan and lease losses$50,0005,899
Total noninterest income$8,147,000711
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,962,000887
Trading account gains and fees$0138
Additional Noninterest Income$6,185,000566
Total noninterest expense$62,012,000304
Salaries and employee benefits$36,676,000264
Premises and equipment expense$8,025,000298
Additional noninterest expense$17,311,000357
Pre-tax net operating income$42,851,000292
Securities gains (losses)$1,005,000284
Applicable income taxes$15,431,000274
Income before extraordinary items$28,425,000303
Extraordinary gains, net$034
Net income$28,425,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$27,771,750300
2004-09-30 (YTD Data)Rank
Total interest income$105,376,000250
Total interest expense$34,602,000224
Net interest income$70,774,000271
Provision for loan and lease losses$150,0003,509
Total noninterest income$6,342,000696
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,476,000886
Trading account gains and fees$0134
Additional Noninterest Income$4,866,000553
Total noninterest expense$46,098,000310
Salaries and employee benefits$27,270,000265
Premises and equipment expense$6,052,000300
Additional noninterest expense$12,776,000356
Pre-tax net operating income$30,868,000297
Securities gains (losses)$1,487,000199
Applicable income taxes$11,389,000280
Income before extraordinary items$20,966,000301
Extraordinary gains, net$026
Net income$20,966,000302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$19,999,450302
2004-06-30 (YTD Data)Rank
Total interest income$69,749,000248
Total interest expense$22,763,000221
Net interest income$46,986,000265
Provision for loan and lease losses$50,0004,677
Total noninterest income$4,353,000689
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$983,000872
Trading account gains and fees$0130
Additional Noninterest Income$3,370,000548
Total noninterest expense$30,343,000308
Salaries and employee benefits$18,013,000261
Premises and equipment expense$4,048,000299
Additional noninterest expense$8,282,000362
Pre-tax net operating income$20,946,000287
Securities gains (losses)$899,000232
Applicable income taxes$7,802,000278
Income before extraordinary items$14,043,000297
Extraordinary gains, net$021
Net income$14,043,000297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$13,467,640290
2004-03-31 (YTD Data)Rank
Total interest income$35,124,000244
Total interest expense$11,225,000225
Net interest income$23,899,000263
Provision for loan and lease losses$06,501
Total noninterest income$2,402,000634
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$506,000838
Trading account gains and fees$0121
Additional Noninterest Income$1,896,000501
Total noninterest expense$15,078,000315
Salaries and employee benefits$9,055,000267
Premises and equipment expense$2,075,000304
Additional noninterest expense$3,948,000375
Pre-tax net operating income$11,223,000270
Securities gains (losses)$-2,0008,748
Applicable income taxes$4,083,000269
Income before extraordinary items$7,138,000292
Extraordinary gains, net$016
Net income$7,138,000293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,139,280274
2003-12-31 (YTD Data)Rank
Total interest income$139,998,000247
Total interest expense$49,305,000221
Net interest income$90,693,000260
Provision for loan and lease losses$07,651
Total noninterest income$8,145,000772
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,091,000826
Trading account gains and fees$0160
Additional Noninterest Income$6,054,000654
Total noninterest expense$60,222,000323
Salaries and employee benefits$35,519,000272
Premises and equipment expense$7,609,000329
Additional noninterest expense$17,094,000372
Pre-tax net operating income$38,616,000298
Securities gains (losses)$2,531,000252
Applicable income taxes$13,870,000290
Income before extraordinary items$27,277,000299
Extraordinary gains, net$054
Net income$27,277,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$25,606,540294
2003-09-30 (YTD Data)Rank
Total interest income$105,199,000255
Total interest expense$37,969,000227
Net interest income$67,230,000271
Provision for loan and lease losses$07,481
Total noninterest income$6,135,000795
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,554,000831
Trading account gains and fees$0153
Additional Noninterest Income$4,581,000682
Total noninterest expense$43,471,000331
Salaries and employee benefits$25,858,000279
Premises and equipment expense$5,648,000339
Additional noninterest expense$11,965,000403
Pre-tax net operating income$29,894,000299
Securities gains (losses)$1,155,000402
Applicable income taxes$10,411,000303
Income before extraordinary items$20,638,000308
Extraordinary gains, net$040
Net income$20,638,000309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,999
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$19,875,700294
2003-06-30 (YTD Data)Rank
Total interest income$71,543,000253
Total interest expense$26,291,000225
Net interest income$45,252,000268
Provision for loan and lease losses$07,324
Total noninterest income$4,029,000787
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,017,000833
Trading account gains and fees$0150
Additional Noninterest Income$3,012,000679
Total noninterest expense$28,968,000334
Salaries and employee benefits$17,190,000279
Premises and equipment expense$3,755,000342
Additional noninterest expense$8,023,000407
Pre-tax net operating income$20,313,000291
Securities gains (losses)$1,235,000317
Applicable income taxes$7,500,000296
Income before extraordinary items$14,048,000308
Extraordinary gains, net$030
Net income$14,048,000310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$13,245,250296
2003-03-31 (YTD Data)Rank
Total interest income$36,305,000253
Total interest expense$13,643,000229
Net interest income$22,662,000276
Provision for loan and lease losses$06,934
Total noninterest income$2,002,000771
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$520,000794
Trading account gains and fees$0134
Additional Noninterest Income$1,482,000672
Total noninterest expense$14,088,000342
Salaries and employee benefits$8,511,000290
Premises and equipment expense$1,928,000343
Additional noninterest expense$3,649,000424
Pre-tax net operating income$10,576,000286
Securities gains (losses)$536,000331
Applicable income taxes$3,867,000292
Income before extraordinary items$7,245,000306
Extraordinary gains, net$021
Net income$7,245,000307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,896,600289
2002-12-31 (YTD Data)Rank
Total interest income$153,559,000255
Total interest expense$65,844,000226
Net interest income$87,715,000286
Provision for loan and lease losses$08,089
Total noninterest income$8,894,000677
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,937,000822
Trading account gains and fees$0153
Additional Noninterest Income$6,957,000550
Total noninterest expense$54,079,000349
Salaries and employee benefits$31,899,000281
Premises and equipment expense$7,015,000359
Additional noninterest expense$15,165,000422
Pre-tax net operating income$42,530,000270
Securities gains (losses)$-3,185,0009,341
Applicable income taxes$13,213,000304
Income before extraordinary items$26,132,000304
Extraordinary gains, net$070
Net income$26,132,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$28,234,100273
2001-12-31 (YTD Data)Rank
Total interest income$155,488,000290
Total interest expense$81,043,000257
Net interest income$74,445,000308
Provision for loan and lease losses$11,0007,912
Total noninterest income$6,120,000847
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,943,000752
Trading account gains and fees$0177
Additional Noninterest Income$4,177,000750
Total noninterest expense$47,668,000379
Salaries and employee benefits$27,164,000298
Premises and equipment expense$6,395,000370
Additional noninterest expense$14,109,000455
Pre-tax net operating income$32,886,000291
Securities gains (losses)$6,074,000121
Applicable income taxes$13,960,000264
Income before extraordinary items$25,000,000282
Extraordinary gains, net$0105
Net income$25,000,000281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,166
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$21,112,640294
2000-12-31 (YTD Data)Rank
Total interest income$151,559,000310
Total interest expense$75,847,000317
Net interest income$75,712,000301
Provision for loan and lease losses$40,0006,852
Total noninterest income$5,854,000824
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,971,000683
Trading account gains and fees$0180
Additional Noninterest Income$3,883,000730
Total noninterest expense$45,513,000376
Salaries and employee benefits$25,850,000295
Premises and equipment expense$6,072,000372
Additional noninterest expense$13,591,000469
Pre-tax net operating income$36,013,000294
Securities gains (losses)$16,153,00021
Applicable income taxes$18,896,000220
Income before extraordinary items$33,270,000233
Extraordinary gains, net$038
Net income$33,270,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$22,932,080297
1999-12-31 (YTD Data)Rank
Total interest income$142,982,000306
Total interest expense$66,816,000310
Net interest income$76,166,000294
Provision for loan and lease losses$65,0006,026
Total noninterest income$3,985,0001,098
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,603,000829
Trading account gains and fees$0173
Additional Noninterest Income$2,382,0001,023
Total noninterest expense$42,274,000413
Salaries and employee benefits$24,009,000330
Premises and equipment expense$5,539,000417
Additional noninterest expense$12,726,000505
Pre-tax net operating income$37,812,000304
Securities gains (losses)$11,876,00037
Applicable income taxes$18,034,000246
Income before extraordinary items$31,654,000256
Extraordinary gains, net$035
Net income$31,654,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,270
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$24,053,360312
1998-12-31 (YTD Data)Rank
Total interest income$142,087,000295
Total interest expense$70,433,000293
Net interest income$71,654,000292
Provision for loan and lease losses$133,0004,421
Total noninterest income$3,945,0001,098
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,432,000861
Trading account gains and fees$0224
Additional Noninterest Income$2,513,0001,018
Total noninterest expense$39,737,000427
Salaries and employee benefits$21,695,000345
Premises and equipment expense$5,336,000418
Additional noninterest expense$12,706,000494
Pre-tax net operating income$35,729,000286
Securities gains (losses)$9,536,00074
Applicable income taxes$16,443,000239
Income before extraordinary items$28,822,000255
Extraordinary gains, net$032
Net income$28,822,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$22,718,960291
1997-12-31 (YTD Data)Rank
Total interest income$129,755,000324
Total interest expense$61,317,000337
Net interest income$68,438,000306
Provision for loan and lease losses$466,0001,890
Total noninterest income$3,626,0001,151
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,255,000999
Trading account gains and fees$0239
Additional Noninterest Income$2,371,000977
Total noninterest expense$35,038,000453
Salaries and employee benefits$19,847,000356
Premises and equipment expense$4,232,000519
Additional noninterest expense$10,959,000544
Pre-tax net operating income$36,560,000285
Securities gains (losses)$4,280,000102
Applicable income taxes$15,318,000263
Income before extraordinary items$25,522,000286
Extraordinary gains, net$044
Net income$25,522,000286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,391
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$22,782,800292
1996-12-31 (YTD Data)Rank
Total interest income$124,211,000371
Total interest expense$57,698,000383
Net interest income$66,513,000352
Provision for loan and lease losses$171,0003,803
Total noninterest income$4,038,0001,104
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,151,0001,151
Trading account gains and fees$0262
Additional Noninterest Income$2,887,000902
Total noninterest expense$31,677,000536
Salaries and employee benefits$18,478,000406
Premises and equipment expense$3,893,000580
Additional noninterest expense$9,306,000712
Pre-tax net operating income$38,703,000295
Securities gains (losses)$4,805,00082
Applicable income taxes$19,288,000231
Income before extraordinary items$24,220,000304
Extraordinary gains, net$053
Net income$24,220,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$21,144,800321
1995-12-31 (YTD Data)Rank
Total interest income$123,720,000378
Total interest expense$56,693,000402
Net interest income$67,027,000359
Provision for loan and lease losses$113,0004,343
Total noninterest income$2,758,0001,430
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$430,0003,126
Trading account gains and fees$0522
Additional Noninterest Income$2,328,0001,029
Total noninterest expense$34,498,000518
Salaries and employee benefits$20,132,000400
Premises and equipment expense$3,574,000646
Additional noninterest expense$10,792,000648
Pre-tax net operating income$35,174,000319
Securities gains (losses)$3,396,00089
Applicable income taxes$15,794,000270
Income before extraordinary items$22,776,000323
Extraordinary gains, net$065
Net income$22,776,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$20,602,560343
1994-12-31 (YTD Data)Rank
Total interest income$123,657,000347
Total interest expense$50,948,000371
Net interest income$72,709,000332
Provision for loan and lease losses$76,0005,132
Total noninterest income$2,093,0001,790
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$96,0008,201
Trading account gains and fees$0475
Additional Noninterest Income$1,997,0001,133
Total noninterest expense$34,119,000530
Salaries and employee benefits$18,599,000421
Premises and equipment expense$3,661,000628
Additional noninterest expense$11,859,000617
Pre-tax net operating income$40,607,000283
Securities gains (losses)$-198,00011,948
Applicable income taxes$18,251,000222
Income before extraordinary items$22,158,000306
Extraordinary gains, net$0249
Net income$22,158,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,693
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$22,284,720308
1993-12-31 (YTD Data)Rank
Total interest income$129,762,000324
Total interest expense$51,388,000350
Net interest income$78,374,000306
Provision for loan and lease losses$131,0004,988
Total noninterest income$2,247,0001,813
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$626,0002,188
Trading account gains and fees$0532
Additional Noninterest Income$1,621,0001,458
Total noninterest expense$31,690,000597
Salaries and employee benefits$17,269,000442
Premises and equipment expense$3,394,000697
Additional noninterest expense$11,027,000713
Pre-tax net operating income$48,800,000214
Securities gains (losses)$1,518,000383
Applicable income taxes$21,122,000170
Income before extraordinary items$29,196,000242
Extraordinary gains, net$-937,00013,204
Net income$28,259,000255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$28,224,480241
1992-12-31 (YTD Data)Rank
Total interest income$130,359,000365
Total interest expense$63,041,000357
Net interest income$67,318,000352
Provision for loan and lease losses$528,0002,881
Total noninterest income$1,997,0001,933
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$725,0001,861
Trading account gains and fees$0504
Additional Noninterest Income$1,272,0001,695
Total noninterest expense$29,915,000612
Salaries and employee benefits$16,457,000451
Premises and equipment expense$3,126,000768
Additional noninterest expense$10,332,000751
Pre-tax net operating income$38,872,000204
Securities gains (losses)$-2,717,00013,920
Applicable income taxes$15,601,000185
Income before extraordinary items$20,554,000270
Extraordinary gains, net$01,422
Net income$20,554,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0003,218
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$22,292,880223

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.