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Resource Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$45,138,000	1,016
Total interest expense	$13,443,000	1,065
Net interest income	$31,695,000	988
Provision for loan and lease losses	$486,000	1,304
Total noninterest income	$2,242,000	1,895
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$430,000	1,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,812,000	1,701
Total noninterest expense	$24,041,000	1,042
Salaries and employee benefits	$15,353,000	944
Premises and equipment expense	$2,253,000	1,102
Additional noninterest expense	$1,812,000	1,701
Pre-tax net operating income	$9,410,000	1,218
Securities gains (losses)	$-179,000	3,930
Applicable income taxes	$1,454,000	1,209
Income before extraordinary items	$7,777,000	1,236
Extraordinary gains, net	$0	54
Net income	$7,777,000	1,252
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,777,000	1,239
Net charge-offs	$-2,000	3,575
Cash dividends	$2,750,000	1,277
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,927,360	1,247
2023-09-30 (YTD Data)		Rank
Total interest income	$32,812,000	1,022
Total interest expense	$9,109,000	1,058
Net interest income	$23,703,000	992
Provision for loan and lease losses	$376,000	1,177
Total noninterest income	$1,653,000	1,909
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$323,000	1,819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,330,000	1,726
Total noninterest expense	$18,066,000	1,041
Salaries and employee benefits	$11,345,000	960
Premises and equipment expense	$1,712,000	1,084
Additional noninterest expense	$1,330,000	1,726
Pre-tax net operating income	$6,914,000	1,297
Securities gains (losses)	$0	849
Applicable income taxes	$937,000	1,331
Income before extraordinary items	$5,977,000	1,252
Extraordinary gains, net	$0	52
Net income	$5,977,000	1,261
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,977,000	1,252
Net charge-offs	$-2,000	3,495
Cash dividends	$2,150,000	1,123
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,977,000	1,276
2023-06-30 (YTD Data)		Rank
Total interest income	$21,093,000	1,024
Total interest expense	$5,528,000	1,039
Net interest income	$15,565,000	1,012
Provision for loan and lease losses	$329,000	974
Total noninterest income	$1,142,000	1,817
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$216,000	1,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$926,000	1,610
Total noninterest expense	$11,787,000	1,049
Salaries and employee benefits	$7,365,000	976
Premises and equipment expense	$1,112,000	1,099
Additional noninterest expense	$926,000	1,608
Pre-tax net operating income	$4,591,000	1,284
Securities gains (losses)	$0	938
Applicable income taxes	$420,000	1,602
Income before extraordinary items	$4,171,000	1,212
Extraordinary gains, net	$0	51
Net income	$4,171,000	1,223
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,171,000	1,212
Net charge-offs	$-2,000	3,491
Cash dividends	$1,700,000	985
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,171,000	1,220
2023-03-31 (YTD Data)		Rank
Total interest income	$10,034,000	1,053
Total interest expense	$2,500,000	1,011
Net interest income	$7,534,000	1,050
Provision for loan and lease losses	$143,000	1,093
Total noninterest income	$557,000	1,836
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$109,000	1,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$448,000	1,618
Total noninterest expense	$5,894,000	1,067
Salaries and employee benefits	$3,692,000	998
Premises and equipment expense	$560,000	1,128
Additional noninterest expense	$448,000	1,618
Pre-tax net operating income	$2,054,000	1,443
Securities gains (losses)	$0	950
Applicable income taxes	$-146,000	4,596
Income before extraordinary items	$2,200,000	1,193
Extraordinary gains, net	$0	4
Net income	$2,200,000	1,192
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,200,000	1,193
Net charge-offs	$-1,000	3,238
Cash dividends	$850,000	915
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,200,000	1,212
2022-12-31 (YTD Data)		Rank
Total interest income	$36,519,000	969
Total interest expense	$2,200,000	1,495
Net interest income	$34,319,000	910
Provision for loan and lease losses	$276,000	1,577
Total noninterest income	$2,167,000	1,964
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$385,000	1,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,782,000	1,733
Total noninterest expense	$23,188,000	1,053
Salaries and employee benefits	$14,720,000	974
Premises and equipment expense	$2,189,000	1,119
Additional noninterest expense	$1,782,000	1,733
Pre-tax net operating income	$13,022,000	1,056
Securities gains (losses)	$0	691
Applicable income taxes	$2,593,000	912
Income before extraordinary items	$10,429,000	1,074
Extraordinary gains, net	$0	5
Net income	$10,429,000	1,073
Minority interest net income	$0	63
Net income of bank and minority interests.	$10,429,000	1,074
Net charge-offs	$-4,000	3,445
Cash dividends	$2,400,000	1,332
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$10,429,000	1,097
2022-09-30 (YTD Data)		Rank
Total interest income	$26,805,000	950
Total interest expense	$1,128,000	1,622
Net interest income	$25,677,000	899
Provision for loan and lease losses	$284,000	1,257
Total noninterest income	$1,683,000	1,949
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$285,000	2,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,398,000	1,712
Total noninterest expense	$17,462,000	1,047
Salaries and employee benefits	$10,970,000	973
Premises and equipment expense	$1,631,000	1,114
Additional noninterest expense	$1,398,000	1,712
Pre-tax net operating income	$9,614,000	1,065
Securities gains (losses)	$0	740
Applicable income taxes	$1,832,000	940
Income before extraordinary items	$7,782,000	1,067
Extraordinary gains, net	$0	4
Net income	$7,782,000	1,066
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,782,000	1,067
Net charge-offs	$-16,000	3,742
Cash dividends	$1,700,000	1,246
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,782,000	1,092
2022-06-30 (YTD Data)		Rank
Total interest income	$17,546,000	927
Total interest expense	$726,000	1,468
Net interest income	$16,820,000	896
Provision for loan and lease losses	$166,000	1,239
Total noninterest income	$1,026,000	2,035
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$184,000	2,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$842,000	1,851
Total noninterest expense	$11,452,000	1,050
Salaries and employee benefits	$7,184,000	980
Premises and equipment expense	$1,062,000	1,130
Additional noninterest expense	$3,206,000	1,099
Pre-tax net operating income	$6,228,000	1,033
Securities gains (losses)	$0	687
Applicable income taxes	$1,073,000	968
Income before extraordinary items	$5,155,000	1,022
Extraordinary gains, net	$0	4
Net income	$5,155,000	1,021
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,155,000	1,022
Net charge-offs	$-15,000	3,795
Cash dividends	$1,150,000	1,242
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,155,000	1,044
2022-03-31 (YTD Data)		Rank
Total interest income	$8,580,000	925
Total interest expense	$367,000	1,407
Net interest income	$8,213,000	897
Provision for loan and lease losses	$127,000	872
Total noninterest income	$517,000	2,035
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$93,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$424,000	1,856
Total noninterest expense	$5,690,000	1,056
Salaries and employee benefits	$3,549,000	1,002
Premises and equipment expense	$520,000	1,161
Additional noninterest expense	$1,621,000	1,080
Pre-tax net operating income	$2,913,000	1,034
Securities gains (losses)	$0	623
Applicable income taxes	$326,000	1,246
Income before extraordinary items	$2,587,000	993
Extraordinary gains, net	$0	4
Net income	$2,587,000	992
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,587,000	993
Net charge-offs	$-1,000	3,005
Cash dividends	$900,000	830
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,587,000	1,002
2021-12-31 (YTD Data)		Rank
Total interest income	$34,107,000	945
Total interest expense	$1,984,000	1,339
Net interest income	$32,123,000	916
Provision for loan and lease losses	$41,000	2,634
Total noninterest income	$1,772,000	2,368
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$316,000	2,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,456,000	2,244
Total noninterest expense	$22,341,000	1,070
Salaries and employee benefits	$14,268,000	972
Premises and equipment expense	$2,089,000	1,166
Additional noninterest expense	$5,984,000	1,140
Pre-tax net operating income	$11,513,000	1,153
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,232,000	1,032
Income before extraordinary items	$9,281,000	1,212
Extraordinary gains, net	$0	10
Net income	$9,281,000	1,212
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,281,000	1,212
Net charge-offs	$-22,000	3,867
Cash dividends	$9,904,000	492
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,281,000	1,195
2021-09-30 (YTD Data)		Rank
Total interest income	$25,565,000	962
Total interest expense	$1,583,000	1,342
Net interest income	$23,982,000	932
Provision for loan and lease losses	$-87,000	4,373
Total noninterest income	$1,303,000	2,423
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$235,000	2,138
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,068,000	2,309
Total noninterest expense	$16,989,000	1,064
Salaries and employee benefits	$10,859,000	973
Premises and equipment expense	$1,593,000	1,166
Additional noninterest expense	$4,537,000	1,144
Pre-tax net operating income	$8,383,000	1,230
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,530,000	1,135
Income before extraordinary items	$6,853,000	1,268
Extraordinary gains, net	$0	8
Net income	$6,853,000	1,268
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,853,000	1,268
Net charge-offs	$-21,000	3,900
Cash dividends	$9,179,000	407
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,853,000	1,248
2021-06-30 (YTD Data)		Rank
Total interest income	$17,009,000	957
Total interest expense	$1,144,000	1,303
Net interest income	$15,865,000	932
Provision for loan and lease losses	$-133,000	4,508
Total noninterest income	$856,000	2,405
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$151,000	2,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$705,000	2,296
Total noninterest expense	$11,256,000	1,066
Salaries and employee benefits	$7,174,000	973
Premises and equipment expense	$1,053,000	1,164
Additional noninterest expense	$3,029,000	1,117
Pre-tax net operating income	$5,598,000	1,213
Securities gains (losses)	$0	1,818
Applicable income taxes	$907,000	1,228
Income before extraordinary items	$4,691,000	1,242
Extraordinary gains, net	$0	6
Net income	$4,691,000	1,243
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,691,000	1,243
Net charge-offs	$2,000	2,060
Cash dividends	$1,450,000	1,084
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,691,000	1,215
2021-03-31 (YTD Data)		Rank
Total interest income	$8,408,000	958
Total interest expense	$624,000	1,261
Net interest income	$7,784,000	933
Provision for loan and lease losses	$-82,000	4,650
Total noninterest income	$403,000	2,474
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$77,000	2,104
Trading account gains and fees	NA	NA
Additional Noninterest Income	$326,000	2,358
Total noninterest expense	$5,511,000	1,070
Salaries and employee benefits	$3,473,000	998
Premises and equipment expense	$533,000	1,160
Additional noninterest expense	$1,505,000	1,107
Pre-tax net operating income	$2,758,000	1,217
Securities gains (losses)	$0	1,392
Applicable income taxes	$270,000	1,592
Income before extraordinary items	$2,488,000	1,196
Extraordinary gains, net	$0	3
Net income	$2,488,000	1,196
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,488,000	1,196
Net charge-offs	$0	1,930
Cash dividends	$575,000	1,105
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,488,000	1,163
2020-12-31 (YTD Data)		Rank
Total interest income	$36,588,000	905
Total interest expense	$3,845,000	1,208
Net interest income	$32,743,000	870
Provision for loan and lease losses	$-135,000	4,958
Total noninterest income	$1,565,000	2,370
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$311,000	2,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,254,000	2,257
Total noninterest expense	$22,005,000	1,038
Salaries and employee benefits	$14,195,000	947
Premises and equipment expense	$2,083,000	1,136
Additional noninterest expense	$5,727,000	1,139
Pre-tax net operating income	$12,438,000	882
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,502,000	795
Income before extraordinary items	$9,936,000	971
Extraordinary gains, net	$0	4
Net income	$9,936,000	971
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,936,000	971
Net charge-offs	$5,000	3,176
Cash dividends	$3,333,000	1,039
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,936,000	928
2020-09-30 (YTD Data)		Rank
Total interest income	$27,814,000	891
Total interest expense	$3,044,000	1,219
Net interest income	$24,770,000	854
Provision for loan and lease losses	$6,000	4,177
Total noninterest income	$1,196,000	2,325
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$231,000	2,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$965,000	2,185
Total noninterest expense	$16,669,000	1,019
Salaries and employee benefits	$10,674,000	929
Premises and equipment expense	$1,532,000	1,153
Additional noninterest expense	$4,463,000	1,085
Pre-tax net operating income	$9,291,000	853
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,800,000	797
Income before extraordinary items	$7,491,000	917
Extraordinary gains, net	$0	4
Net income	$7,491,000	917
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,491,000	917
Net charge-offs	$5,000	2,912
Cash dividends	$2,533,000	909
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,491,000	887
2020-06-30 (YTD Data)		Rank
Total interest income	$18,684,000	890
Total interest expense	$2,157,000	1,237
Net interest income	$16,527,000	852
Provision for loan and lease losses	$182,000	2,486
Total noninterest income	$742,000	2,357
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$156,000	2,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	2,221
Total noninterest expense	$11,079,000	1,012
Salaries and employee benefits	$7,114,000	926
Premises and equipment expense	$1,015,000	1,156
Additional noninterest expense	$2,950,000	1,084
Pre-tax net operating income	$6,008,000	808
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,058,000	794
Income before extraordinary items	$4,950,000	861
Extraordinary gains, net	$0	4
Net income	$4,950,000	861
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,950,000	861
Net charge-offs	$7,000	2,562
Cash dividends	$1,625,000	934
Sale, conversion, retirement of capital stock, net	$-258,000	5,040
Net operating income	$4,950,000	827
2020-03-31 (YTD Data)		Rank
Total interest income	$9,396,000	898
Total interest expense	$1,185,000	1,247
Net interest income	$8,211,000	844
Provision for loan and lease losses	$203,000	1,428
Total noninterest income	$386,000	2,222
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$92,000	2,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	2,024
Total noninterest expense	$5,588,000	1,015
Salaries and employee benefits	$3,561,000	929
Premises and equipment expense	$519,000	1,155
Additional noninterest expense	$1,508,000	1,101
Pre-tax net operating income	$2,806,000	782
Securities gains (losses)	$0	1,705
Applicable income taxes	$333,000	999
Income before extraordinary items	$2,473,000	777
Extraordinary gains, net	$0	4
Net income	$2,473,000	777
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,473,000	777
Net charge-offs	$7,000	1,991
Cash dividends	$825,000	933
Sale, conversion, retirement of capital stock, net	$-258,000	5,094
Net operating income	$2,473,000	761
2019-12-31 (YTD Data)		Rank
Total interest income	$37,265,000	910
Total interest expense	$5,362,000	1,175
Net interest income	$31,903,000	856
Provision for loan and lease losses	$154,000	2,585
Total noninterest income	$1,463,000	2,329
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$371,000	2,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,092,000	2,149
Total noninterest expense	$21,376,000	1,035
Salaries and employee benefits	$13,492,000	946
Premises and equipment expense	$2,148,000	1,108
Additional noninterest expense	$5,736,000	1,122
Pre-tax net operating income	$11,836,000	918
Securities gains (losses)	$-3,000	4,646
Applicable income taxes	$2,414,000	799
Income before extraordinary items	$9,419,000	982
Extraordinary gains, net	$0	11
Net income	$9,419,000	983
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,419,000	983
Net charge-offs	$-8,000	4,412
Cash dividends	$2,224,000	1,484
Sale, conversion, retirement of capital stock, net	$-1,797,000	5,157
Net operating income	$9,421,400	969
2019-09-30 (YTD Data)		Rank
Total interest income	$27,932,000	912
Total interest expense	$4,166,000	1,140
Net interest income	$23,766,000	864
Provision for loan and lease losses	$-13,000	5,048
Total noninterest income	$1,102,000	2,316
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$273,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$829,000	2,127
Total noninterest expense	$16,047,000	1,032
Salaries and employee benefits	$10,216,000	935
Premises and equipment expense	$1,658,000	1,086
Additional noninterest expense	$4,173,000	1,146
Pre-tax net operating income	$8,834,000	937
Securities gains (losses)	$-3,000	4,753
Applicable income taxes	$1,735,000	848
Income before extraordinary items	$7,096,000	994
Extraordinary gains, net	$0	11
Net income	$7,096,000	995
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,096,000	995
Net charge-offs	$-7,000	4,332
Cash dividends	$1,675,000	1,356
Sale, conversion, retirement of capital stock, net	$-1,797,000	5,238
Net operating income	$7,098,400	976
2019-06-30 (YTD Data)		Rank
Total interest income	$18,503,000	914
Total interest expense	$2,841,000	1,096
Net interest income	$15,662,000	869
Provision for loan and lease losses	$38,000	2,954
Total noninterest income	$738,000	2,287
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$183,000	2,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$555,000	2,088
Total noninterest expense	$10,491,000	1,048
Salaries and employee benefits	$6,749,000	938
Premises and equipment expense	$1,078,000	1,112
Additional noninterest expense	$2,664,000	1,188
Pre-tax net operating income	$5,871,000	917
Securities gains (losses)	$-3,000	4,772
Applicable income taxes	$1,066,000	879
Income before extraordinary items	$4,802,000	955
Extraordinary gains, net	$0	11
Net income	$4,802,000	955
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,802,000	955
Net charge-offs	$-5,000	4,282
Cash dividends	$1,025,000	1,401
Sale, conversion, retirement of capital stock, net	$-1,797,000	5,290
Net operating income	$4,804,460	935
2019-03-31 (YTD Data)		Rank
Total interest income	$9,173,000	916
Total interest expense	$1,474,000	1,040
Net interest income	$7,699,000	878
Provision for loan and lease losses	$67,000	1,818
Total noninterest income	$358,000	2,306
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$96,000	2,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	2,102
Total noninterest expense	$5,081,000	1,060
Salaries and employee benefits	$3,332,000	950
Premises and equipment expense	$529,000	1,132
Additional noninterest expense	$1,220,000	1,272
Pre-tax net operating income	$2,909,000	891
Securities gains (losses)	$-3,000	4,951
Applicable income taxes	$397,000	1,057
Income before extraordinary items	$2,509,000	912
Extraordinary gains, net	$0	5
Net income	$2,509,000	910
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,509,000	911
Net charge-offs	$-3,000	4,217
Cash dividends	$586,000	1,220
Sale, conversion, retirement of capital stock, net	$-1,797,000	5,350
Net operating income	$2,511,580	895
2018-12-31 (YTD Data)		Rank
Total interest income	$34,971,000	900
Total interest expense	$4,378,000	1,044
Net interest income	$30,593,000	866
Provision for loan and lease losses	$255,000	2,115
Total noninterest income	$1,526,000	2,317
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$369,000	2,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,157,000	2,078
Total noninterest expense	$20,437,000	1,049
Salaries and employee benefits	$12,774,000	959
Premises and equipment expense	$2,229,000	1,078
Additional noninterest expense	$5,434,000	1,164
Pre-tax net operating income	$11,427,000	936
Securities gains (losses)	$-49,000	4,846
Applicable income taxes	$2,101,000	848
Income before extraordinary items	$9,277,000	972
Extraordinary gains, net	$0	6
Net income	$9,277,000	971
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,277,000	971
Net charge-offs	$10,000	3,359
Cash dividends	$1,514,000	1,717
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,317,180	963
2018-09-30 (YTD Data)		Rank
Total interest income	$25,771,000	904
Total interest expense	$3,063,000	1,049
Net interest income	$22,708,000	870
Provision for loan and lease losses	$288,000	1,615
Total noninterest income	$1,141,000	2,327
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$273,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$868,000	2,100
Total noninterest expense	$15,254,000	1,058
Salaries and employee benefits	$9,434,000	977
Premises and equipment expense	$1,665,000	1,078
Additional noninterest expense	$4,155,000	1,140
Pre-tax net operating income	$8,307,000	973
Securities gains (losses)	$-5,000	4,626
Applicable income taxes	$1,422,000	929
Income before extraordinary items	$6,880,000	991
Extraordinary gains, net	$0	5
Net income	$6,880,000	990
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,880,000	990
Net charge-offs	$22,000	2,660
Cash dividends	$1,000,000	1,656
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,884,150	987
2018-06-30 (YTD Data)		Rank
Total interest income	$16,759,000	919
Total interest expense	$1,931,000	1,039
Net interest income	$14,828,000	884
Provision for loan and lease losses	$219,000	1,438
Total noninterest income	$731,000	2,386
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$177,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	2,167
Total noninterest expense	$10,105,000	1,061
Salaries and employee benefits	$6,246,000	981
Premises and equipment expense	$1,124,000	1,066
Additional noninterest expense	$2,735,000	1,157
Pre-tax net operating income	$5,235,000	996
Securities gains (losses)	$-5,000	4,867
Applicable income taxes	$731,000	1,087
Income before extraordinary items	$4,499,000	995
Extraordinary gains, net	$0	6
Net income	$4,499,000	994
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,499,000	994
Net charge-offs	$26,000	2,109
Cash dividends	$700,000	1,630
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,503,300	987
2018-03-31 (YTD Data)		Rank
Total interest income	$8,168,000	921
Total interest expense	$911,000	1,037
Net interest income	$7,257,000	901
Provision for loan and lease losses	$86,000	1,613
Total noninterest income	$347,000	2,423
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$89,000	2,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	2,191
Total noninterest expense	$4,925,000	1,082
Salaries and employee benefits	$3,054,000	1,012
Premises and equipment expense	$543,000	1,107
Additional noninterest expense	$1,328,000	1,178
Pre-tax net operating income	$2,593,000	979
Securities gains (losses)	$-5,000	5,135
Applicable income taxes	$140,000	1,889
Income before extraordinary items	$2,448,000	891
Extraordinary gains, net	$0	7
Net income	$2,448,000	891
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,448,000	891
Net charge-offs	$2,000	2,440
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,452,750	887
2017-12-31 (YTD Data)		Rank
Total interest income	$31,074,000	926
Total interest expense	$2,676,000	1,209
Net interest income	$28,398,000	890
Provision for loan and lease losses	$168,000	2,561
Total noninterest income	$1,341,000	2,541
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$349,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$992,000	2,304
Total noninterest expense	$18,844,000	1,111
Salaries and employee benefits	$11,538,000	1,030
Premises and equipment expense	$2,098,000	1,120
Additional noninterest expense	$5,208,000	1,212
Pre-tax net operating income	$10,727,000	936
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,388,000	882
Income before extraordinary items	$7,339,000	978
Extraordinary gains, net	$0	9
Net income	$7,339,000	978
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,339,000	978
Net charge-offs	$-48,000	5,131
Cash dividends	$570,000	2,833
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,339,000	968
2017-09-30 (YTD Data)		Rank
Total interest income	$22,978,000	937
Total interest expense	$1,924,000	1,234
Net interest income	$21,054,000	897
Provision for loan and lease losses	$157,000	2,261
Total noninterest income	$1,056,000	2,506
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$256,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$800,000	2,255
Total noninterest expense	$14,122,000	1,115
Salaries and employee benefits	$8,645,000	1,038
Premises and equipment expense	$1,589,000	1,118
Additional noninterest expense	$3,888,000	1,207
Pre-tax net operating income	$7,831,000	980
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,388,000	814
Income before extraordinary items	$5,443,000	1,089
Extraordinary gains, net	$0	9
Net income	$5,443,000	1,088
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,443,000	1,089
Net charge-offs	$-9,000	4,713
Cash dividends	$570,000	2,281
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,443,000	1,073
2017-06-30 (YTD Data)		Rank
Total interest income	$15,023,000	946
Total interest expense	$1,210,000	1,266
Net interest income	$13,813,000	906
Provision for loan and lease losses	$103,000	2,215
Total noninterest income	$671,000	2,561
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$166,000	2,698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	2,315
Total noninterest expense	$9,292,000	1,131
Salaries and employee benefits	$5,691,000	1,054
Premises and equipment expense	$1,058,000	1,121
Additional noninterest expense	$2,543,000	1,221
Pre-tax net operating income	$5,089,000	983
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,440,000	852
Income before extraordinary items	$3,649,000	1,067
Extraordinary gains, net	$0	11
Net income	$3,649,000	1,067
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,649,000	1,067
Net charge-offs	$-7,000	4,687
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,649,000	1,056
2017-03-31 (YTD Data)		Rank
Total interest income	$7,321,000	968
Total interest expense	$568,000	1,317
Net interest income	$6,753,000	923
Provision for loan and lease losses	$28,000	2,616
Total noninterest income	$325,000	2,613
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$80,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	2,340
Total noninterest expense	$4,619,000	1,146
Salaries and employee benefits	$2,808,000	1,079
Premises and equipment expense	$534,000	1,118
Additional noninterest expense	$1,277,000	1,222
Pre-tax net operating income	$2,431,000	997
Securities gains (losses)	$0	1,153
Applicable income taxes	$523,000	1,040
Income before extraordinary items	$1,908,000	991
Extraordinary gains, net	$0	8
Net income	$1,908,000	992
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,908,000	991
Net charge-offs	$-2,000	4,280
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,908,000	974
2016-12-31 (YTD Data)		Rank
Total interest income	$27,977,000	976
Total interest expense	$2,012,000	1,413
Net interest income	$25,965,000	930
Provision for loan and lease losses	$237,000	2,266
Total noninterest income	$1,403,000	2,571
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$360,000	2,637
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,043,000	2,349
Total noninterest expense	$17,723,000	1,158
Salaries and employee benefits	$10,740,000	1,081
Premises and equipment expense	$2,013,000	1,171
Additional noninterest expense	$4,970,000	1,264
Pre-tax net operating income	$9,408,000	970
Securities gains (losses)	$0	3,212
Applicable income taxes	$3,017,000	775
Income before extraordinary items	$6,391,000	1,133
Extraordinary gains, net	$0	5
Net income	$6,391,000	1,131
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,391,000	1,132
Net charge-offs	$5,000	4,023
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,391,000	1,111
2016-09-30 (YTD Data)		Rank
Total interest income	$20,642,000	985
Total interest expense	$1,475,000	1,437
Net interest income	$19,167,000	943
Provision for loan and lease losses	$106,000	2,670
Total noninterest income	$1,027,000	2,610
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$277,000	2,599
Trading account gains and fees	$0	169
Additional Noninterest Income	$750,000	2,402
Total noninterest expense	$13,302,000	1,166
Salaries and employee benefits	$8,037,000	1,090
Premises and equipment expense	$1,562,000	1,140
Additional noninterest expense	$3,703,000	1,276
Pre-tax net operating income	$6,786,000	1,012
Securities gains (losses)	$0	3,160
Applicable income taxes	$2,113,000	842
Income before extraordinary items	$4,673,000	1,169
Extraordinary gains, net	$0	5
Net income	$4,673,000	1,169
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,673,000	1,169
Net charge-offs	$11,000	3,389
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,673,000	1,141
2016-06-30 (YTD Data)		Rank
Total interest income	$13,576,000	1,002
Total interest expense	$972,000	1,448
Net interest income	$12,604,000	951
Provision for loan and lease losses	$28,000	3,387
Total noninterest income	$681,000	2,576
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$183,000	2,589
Trading account gains and fees	$0	157
Additional Noninterest Income	$498,000	2,378
Total noninterest expense	$8,785,000	1,176
Salaries and employee benefits	$5,264,000	1,105
Premises and equipment expense	$1,049,000	1,128
Additional noninterest expense	$2,472,000	1,284
Pre-tax net operating income	$4,472,000	1,010
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,317,000	868
Income before extraordinary items	$3,155,000	1,155
Extraordinary gains, net	$0	16
Net income	$3,155,000	1,155
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,155,000	1,155
Net charge-offs	$14,000	2,949
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,155,000	1,125
2016-03-31 (YTD Data)		Rank
Total interest income	$6,710,000	1,015
Total interest expense	$487,000	1,450
Net interest income	$6,223,000	961
Provision for loan and lease losses	$19,000	2,935
Total noninterest income	$325,000	2,628
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$95,000	2,502
Trading account gains and fees	$0	142
Additional Noninterest Income	$230,000	2,443
Total noninterest expense	$4,280,000	1,205
Salaries and employee benefits	$2,588,000	1,126
Premises and equipment expense	$509,000	1,175
Additional noninterest expense	$1,183,000	1,324
Pre-tax net operating income	$2,249,000	982
Securities gains (losses)	$0	2,077
Applicable income taxes	$555,000	977
Income before extraordinary items	$1,694,000	1,056
Extraordinary gains, net	$0	12
Net income	$1,694,000	1,056
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,694,000	1,057
Net charge-offs	$19,000	2,012
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,694,000	1,033
2015-12-31 (YTD Data)		Rank
Total interest income	$26,879,000	972
Total interest expense	$2,027,000	1,371
Net interest income	$24,852,000	920
Provision for loan and lease losses	$170,000	2,520
Total noninterest income	$1,310,000	2,663
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$371,000	2,657
Trading account gains and fees	$0	159
Additional Noninterest Income	$939,000	2,463
Total noninterest expense	$16,438,000	1,216
Salaries and employee benefits	$9,690,000	1,162
Premises and equipment expense	$2,020,000	1,168
Additional noninterest expense	$4,728,000	1,334
Pre-tax net operating income	$9,554,000	923
Securities gains (losses)	$0	3,216
Applicable income taxes	$3,067,000	737
Income before extraordinary items	$6,487,000	1,088
Extraordinary gains, net	$0	23
Net income	$6,487,000	1,088
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,487,000	1,088
Net charge-offs	$67,000	3,023
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,487,000	1,065
2015-09-30 (YTD Data)		Rank
Total interest income	$20,030,000	983
Total interest expense	$1,543,000	1,363
Net interest income	$18,487,000	932
Provision for loan and lease losses	$148,000	2,304
Total noninterest income	$973,000	2,704
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$282,000	2,644
Trading account gains and fees	$0	153
Additional Noninterest Income	$691,000	2,496
Total noninterest expense	$12,393,000	1,217
Salaries and employee benefits	$7,219,000	1,175
Premises and equipment expense	$1,598,000	1,133
Additional noninterest expense	$3,576,000	1,315
Pre-tax net operating income	$6,919,000	970
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,160,000	797
Income before extraordinary items	$4,759,000	1,122
Extraordinary gains, net	$0	21
Net income	$4,759,000	1,120
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,759,000	1,122
Net charge-offs	$71,000	2,482
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,759,000	1,088
2015-06-30 (YTD Data)		Rank
Total interest income	$13,265,000	989
Total interest expense	$1,016,000	1,389
Net interest income	$12,249,000	932
Provision for loan and lease losses	$91,000	2,315
Total noninterest income	$693,000	2,635
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$190,000	2,582
Trading account gains and fees	$0	157
Additional Noninterest Income	$503,000	2,401
Total noninterest expense	$8,294,000	1,219
Salaries and employee benefits	$4,806,000	1,175
Premises and equipment expense	$1,073,000	1,132
Additional noninterest expense	$2,415,000	1,309
Pre-tax net operating income	$4,557,000	978
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,362,000	827
Income before extraordinary items	$3,195,000	1,104
Extraordinary gains, net	$0	22
Net income	$3,195,000	1,103
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,195,000	1,105
Net charge-offs	$41,000	2,481
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,195,000	1,073
2015-03-31 (YTD Data)		Rank
Total interest income	$6,542,000	996
Total interest expense	$503,000	1,398
Net interest income	$6,039,000	938
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$383,000	2,450
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$101,000	2,456
Trading account gains and fees	$0	152
Additional Noninterest Income	$282,000	2,200
Total noninterest expense	$4,171,000	1,219
Salaries and employee benefits	$2,402,000	1,176
Premises and equipment expense	$553,000	1,099
Additional noninterest expense	$1,216,000	1,293
Pre-tax net operating income	$2,101,000	1,021
Securities gains (losses)	$0	2,027
Applicable income taxes	$522,000	985
Income before extraordinary items	$1,579,000	1,081
Extraordinary gains, net	$0	13
Net income	$1,579,000	1,082
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,579,000	1,082
Net charge-offs	$18,000	2,186
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,579,000	1,047
2014-12-31 (YTD Data)		Rank
Total interest income	$24,484,000	1,045
Total interest expense	$1,964,000	1,509
Net interest income	$22,520,000	995
Provision for loan and lease losses	$341,000	1,854
Total noninterest income	$1,266,000	2,746
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$409,000	2,647
Trading account gains and fees	$0	180
Additional Noninterest Income	$857,000	2,552
Total noninterest expense	$15,490,000	1,280
Salaries and employee benefits	$9,342,000	1,166
Premises and equipment expense	$1,852,000	1,292
Additional noninterest expense	$4,296,000	1,464
Pre-tax net operating income	$7,955,000	1,031
Securities gains (losses)	$0	3,259
Applicable income taxes	$2,489,000	832
Income before extraordinary items	$5,466,000	1,203
Extraordinary gains, net	$0	17
Net income	$5,466,000	1,200
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,466,000	1,202
Net charge-offs	$53,000	3,719
Cash dividends	$3,450,000	829
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,466,000	1,176
2014-09-30 (YTD Data)		Rank
Total interest income	$18,065,000	1,069
Total interest expense	$1,486,000	1,515
Net interest income	$16,579,000	1,026
Provision for loan and lease losses	$125,000	2,572
Total noninterest income	$1,023,000	2,671
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$298,000	2,725
Trading account gains and fees	$0	174
Additional Noninterest Income	$725,000	2,395
Total noninterest expense	$11,510,000	1,300
Salaries and employee benefits	$6,954,000	1,170
Premises and equipment expense	$1,343,000	1,337
Additional noninterest expense	$3,213,000	1,481
Pre-tax net operating income	$5,967,000	1,047
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,820,000	868
Income before extraordinary items	$4,147,000	1,193
Extraordinary gains, net	$0	15
Net income	$4,147,000	1,191
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,147,000	1,192
Net charge-offs	$59,000	3,132
Cash dividends	$750,000	1,802
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,147,000	1,167
2014-06-30 (YTD Data)		Rank
Total interest income	$11,896,000	1,077
Total interest expense	$1,001,000	1,502
Net interest income	$10,895,000	1,031
Provision for loan and lease losses	$57,000	2,919
Total noninterest income	$657,000	2,700
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$193,000	2,767
Trading account gains and fees	$0	172
Additional Noninterest Income	$464,000	2,409
Total noninterest expense	$7,545,000	1,316
Salaries and employee benefits	$4,580,000	1,183
Premises and equipment expense	$862,000	1,383
Additional noninterest expense	$2,103,000	1,493
Pre-tax net operating income	$3,950,000	1,037
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,141,000	879
Income before extraordinary items	$2,809,000	1,141
Extraordinary gains, net	$0	20
Net income	$2,809,000	1,142
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,809,000	1,142
Net charge-offs	$45,000	2,882
Cash dividends	$400,000	2,030
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,809,000	1,115
2014-03-31 (YTD Data)		Rank
Total interest income	$5,892,000	1,087
Total interest expense	$506,000	1,500
Net interest income	$5,386,000	1,049
Provision for loan and lease losses	$73,000	1,921
Total noninterest income	$306,000	2,771
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$99,000	2,693
Trading account gains and fees	$0	147
Additional Noninterest Income	$207,000	2,510
Total noninterest expense	$3,763,000	1,333
Salaries and employee benefits	$2,294,000	1,198
Premises and equipment expense	$422,000	1,443
Additional noninterest expense	$1,047,000	1,496
Pre-tax net operating income	$1,856,000	1,044
Securities gains (losses)	$0	1,715
Applicable income taxes	$431,000	1,037
Income before extraordinary items	$1,425,000	1,093
Extraordinary gains, net	$0	16
Net income	$1,425,000	1,094
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,425,000	1,094
Net charge-offs	$46,000	1,931
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,425,000	1,075
2013-12-31 (YTD Data)		Rank
Total interest income	$22,826,000	1,125
Total interest expense	$2,326,000	1,460
Net interest income	$20,500,000	1,075
Provision for loan and lease losses	$351,000	2,261
Total noninterest income	$998,000	3,205
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$411,000	2,750
Trading account gains and fees	$0	184
Additional Noninterest Income	$587,000	3,150
Total noninterest expense	$13,629,000	1,438
Salaries and employee benefits	$8,561,000	1,248
Premises and equipment expense	$1,744,000	1,365
Additional noninterest expense	$3,324,000	1,905
Pre-tax net operating income	$7,518,000	1,018
Securities gains (losses)	$-34,000	6,400
Applicable income taxes	$2,251,000	831
Income before extraordinary items	$5,233,000	1,172
Extraordinary gains, net	$0	29
Net income	$5,233,000	1,174
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,233,000	1,175
Net charge-offs	$224,000	2,893
Cash dividends	$100,000	3,941
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,256,800	1,141
2013-09-30 (YTD Data)		Rank
Total interest income	$16,947,000	1,142
Total interest expense	$1,801,000	1,460
Net interest income	$15,146,000	1,092
Provision for loan and lease losses	$136,000	3,041
Total noninterest income	$734,000	3,289
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$304,000	2,797
Trading account gains and fees	$0	180
Additional Noninterest Income	$430,000	3,244
Total noninterest expense	$10,051,000	1,465
Salaries and employee benefits	$6,427,000	1,254
Premises and equipment expense	$1,245,000	1,440
Additional noninterest expense	$2,379,000	1,969
Pre-tax net operating income	$5,693,000	1,023
Securities gains (losses)	$-34,000	6,625
Applicable income taxes	$1,649,000	872
Income before extraordinary items	$4,010,000	1,161
Extraordinary gains, net	$0	25
Net income	$4,010,000	1,161
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,010,000	1,162
Net charge-offs	$40,000	4,026
Cash dividends	$100,000	3,312
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,034,140	1,123
2013-06-30 (YTD Data)		Rank
Total interest income	$11,207,000	1,144
Total interest expense	$1,219,000	1,471
Net interest income	$9,988,000	1,091
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$483,000	3,356
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$198,000	2,809
Trading account gains and fees	$0	157
Additional Noninterest Income	$285,000	3,281
Total noninterest expense	$6,485,000	1,503
Salaries and employee benefits	$4,259,000	1,259
Premises and equipment expense	$840,000	1,436
Additional noninterest expense	$1,386,000	2,221
Pre-tax net operating income	$3,896,000	969
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,066,000	890
Income before extraordinary items	$2,830,000	1,094
Extraordinary gains, net	$0	22
Net income	$2,830,000	1,095
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,830,000	1,097
Net charge-offs	$41,000	3,522
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,830,000	1,059
2013-03-31 (YTD Data)		Rank
Total interest income	$5,594,000	1,153
Total interest expense	$621,000	1,493
Net interest income	$4,973,000	1,096
Provision for loan and lease losses	$49,000	2,860
Total noninterest income	$268,000	3,159
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$104,000	2,709
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	3,052
Total noninterest expense	$3,428,000	1,441
Salaries and employee benefits	$2,098,000	1,285
Premises and equipment expense	$385,000	1,576
Additional noninterest expense	$945,000	1,690
Pre-tax net operating income	$1,764,000	1,042
Securities gains (losses)	$0	1,966
Applicable income taxes	$349,000	1,188
Income before extraordinary items	$1,415,000	1,076
Extraordinary gains, net	$0	10
Net income	$1,415,000	1,078
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,415,000	1,078
Net charge-offs	$5,000	3,681
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,415,000	1,026
2012-12-31 (YTD Data)		Rank
Total interest income	$22,171,000	1,204
Total interest expense	$2,754,000	1,613
Net interest income	$19,417,000	1,129
Provision for loan and lease losses	$285,000	3,474
Total noninterest income	$1,047,000	3,186
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$438,000	2,751
Trading account gains and fees	$0	166
Additional Noninterest Income	$609,000	3,079
Total noninterest expense	$13,374,000	1,472
Salaries and employee benefits	$7,868,000	1,307
Premises and equipment expense	$1,488,000	1,590
Additional noninterest expense	$4,018,000	1,670
Pre-tax net operating income	$6,805,000	1,046
Securities gains (losses)	$-18,000	6,772
Applicable income taxes	$2,146,000	822
Income before extraordinary items	$4,641,000	1,269
Extraordinary gains, net	$0	29
Net income	$4,641,000	1,270
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,641,000	1,270
Net charge-offs	$410,000	2,913
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,653,240	1,208
2012-09-30 (YTD Data)		Rank
Total interest income	$16,434,000	1,238
Total interest expense	$2,091,000	1,657
Net interest income	$14,343,000	1,165
Provision for loan and lease losses	$144,000	3,944
Total noninterest income	$765,000	3,246
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$329,000	2,789
Trading account gains and fees	$0	157
Additional Noninterest Income	$436,000	3,147
Total noninterest expense	$9,991,000	1,471
Salaries and employee benefits	$5,811,000	1,328
Premises and equipment expense	$1,134,000	1,576
Additional noninterest expense	$3,046,000	1,650
Pre-tax net operating income	$4,973,000	1,085
Securities gains (losses)	$-3,000	6,801
Applicable income taxes	$1,541,000	889
Income before extraordinary items	$3,429,000	1,311
Extraordinary gains, net	$0	20
Net income	$3,429,000	1,311
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,429,000	1,312
Net charge-offs	$383,000	2,512
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,431,070	1,249
2012-06-30 (YTD Data)		Rank
Total interest income	$10,793,000	1,274
Total interest expense	$1,388,000	1,723
Net interest income	$9,405,000	1,186
Provision for loan and lease losses	$50,000	4,550
Total noninterest income	$556,000	3,051
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$211,000	2,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$345,000	2,871
Total noninterest expense	$6,612,000	1,482
Salaries and employee benefits	$3,856,000	1,335
Premises and equipment expense	$724,000	1,642
Additional noninterest expense	$2,032,000	1,645
Pre-tax net operating income	$3,299,000	1,084
Securities gains (losses)	$-3,000	6,872
Applicable income taxes	$986,000	908
Income before extraordinary items	$2,310,000	1,287
Extraordinary gains, net	$0	19
Net income	$2,310,000	1,287
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,310,000	1,287
Net charge-offs	$377,000	2,063
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,312,100	1,213
2012-03-31 (YTD Data)		Rank
Total interest income	$5,349,000	1,290
Total interest expense	$703,000	1,751
Net interest income	$4,646,000	1,200
Provision for loan and lease losses	$8,000	4,929
Total noninterest income	$358,000	2,645
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$97,000	2,987
Trading account gains and fees	$0	148
Additional Noninterest Income	$261,000	2,280
Total noninterest expense	$3,214,000	1,527
Salaries and employee benefits	$1,876,000	1,380
Premises and equipment expense	$340,000	1,742
Additional noninterest expense	$998,000	1,661
Pre-tax net operating income	$1,782,000	996
Securities gains (losses)	$-3,000	6,965
Applicable income taxes	$481,000	921
Income before extraordinary items	$1,298,000	1,141
Extraordinary gains, net	$0	19
Net income	$1,298,000	1,141
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,298,000	1,141
Net charge-offs	$-4,000	6,305
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,300,190	1,073
2011-12-31 (YTD Data)		Rank
Total interest income	$21,091,000	1,359
Total interest expense	$3,075,000	1,916
Net interest income	$18,016,000	1,232
Provision for loan and lease losses	$514,000	3,425
Total noninterest income	$812,000	3,485
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$453,000	2,786
Trading account gains and fees	$0	146
Additional Noninterest Income	$359,000	3,589
Total noninterest expense	$12,206,000	1,606
Salaries and employee benefits	$7,181,000	1,380
Premises and equipment expense	$1,273,000	1,947
Additional noninterest expense	$3,752,000	1,802
Pre-tax net operating income	$6,108,000	982
Securities gains (losses)	$-126,000	7,102
Applicable income taxes	$1,877,000	840
Income before extraordinary items	$4,105,000	1,221
Extraordinary gains, net	$0	29
Net income	$4,105,000	1,221
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,105,000	1,221
Net charge-offs	$17,000	5,954
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,191,940	1,131
2011-09-30 (YTD Data)		Rank
Total interest income	$15,667,000	1,390
Total interest expense	$2,339,000	1,960
Net interest income	$13,328,000	1,254
Provision for loan and lease losses	$478,000	2,934
Total noninterest income	$626,000	3,439
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$345,000	2,750
Trading account gains and fees	$0	145
Additional Noninterest Income	$281,000	3,552
Total noninterest expense	$9,151,000	1,598
Salaries and employee benefits	$5,320,000	1,398
Premises and equipment expense	$992,000	1,895
Additional noninterest expense	$2,839,000	1,787
Pre-tax net operating income	$4,325,000	1,065
Securities gains (losses)	$-50,000	7,149
Applicable income taxes	$1,306,000	885
Income before extraordinary items	$2,969,000	1,303
Extraordinary gains, net	$0	21
Net income	$2,969,000	1,303
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,969,000	1,303
Net charge-offs	$-9,000	6,987
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,003,500	1,221
2011-06-30 (YTD Data)		Rank
Total interest income	$10,286,000	1,425
Total interest expense	$1,567,000	2,027
Net interest income	$8,719,000	1,280
Provision for loan and lease losses	$91,000	4,480
Total noninterest income	$406,000	3,523
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$234,000	2,703
Trading account gains and fees	$0	153
Additional Noninterest Income	$172,000	3,734
Total noninterest expense	$6,056,000	1,618
Salaries and employee benefits	$3,516,000	1,418
Premises and equipment expense	$669,000	1,895
Additional noninterest expense	$1,871,000	1,829
Pre-tax net operating income	$2,978,000	1,020
Securities gains (losses)	$-50,000	7,237
Applicable income taxes	$865,000	860
Income before extraordinary items	$2,063,000	1,206
Extraordinary gains, net	$0	15
Net income	$2,063,000	1,205
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,063,000	1,206
Net charge-offs	$-9,000	6,992
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,098,000	1,147
2011-03-31 (YTD Data)		Rank
Total interest income	$5,123,000	1,435
Total interest expense	$786,000	2,096
Net interest income	$4,337,000	1,288
Provision for loan and lease losses	$27,000	4,803
Total noninterest income	$199,000	3,597
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$120,000	2,615
Trading account gains and fees	$0	158
Additional Noninterest Income	$79,000	3,929
Total noninterest expense	$2,958,000	1,678
Salaries and employee benefits	$1,726,000	1,459
Premises and equipment expense	$332,000	1,942
Additional noninterest expense	$900,000	1,877
Pre-tax net operating income	$1,551,000	980
Securities gains (losses)	$-84,000	7,383
Applicable income taxes	$380,000	927
Income before extraordinary items	$1,087,000	1,132
Extraordinary gains, net	$0	9
Net income	$1,087,000	1,132
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,087,000	1,132
Net charge-offs	$-4,000	6,688
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,149,160	1,027
2010-12-31 (YTD Data)		Rank
Total interest income	$20,519,000	1,504
Total interest expense	$3,692,000	2,145
Net interest income	$16,827,000	1,327
Provision for loan and lease losses	$332,000	4,710
Total noninterest income	$1,012,000	3,201
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$458,000	2,809
Trading account gains and fees	$0	175
Additional Noninterest Income	$554,000	3,039
Total noninterest expense	$12,055,000	1,649
Salaries and employee benefits	$6,500,000	1,516
Premises and equipment expense	$1,324,000	1,934
Additional noninterest expense	$4,231,000	1,697
Pre-tax net operating income	$5,452,000	946
Securities gains (losses)	$-84,000	7,208
Applicable income taxes	$1,569,000	879
Income before extraordinary items	$3,799,000	1,143
Extraordinary gains, net	$0	29
Net income	$3,799,000	1,145
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,799,000	1,146
Net charge-offs	$227,000	4,623
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,858,640	1,081
2010-09-30 (YTD Data)		Rank
Total interest income	$15,343,000	1,535
Total interest expense	$2,810,000	2,202
Net interest income	$12,533,000	1,352
Provision for loan and lease losses	$175,000	5,086
Total noninterest income	$770,000	3,224
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$343,000	2,883
Trading account gains and fees	$0	165
Additional Noninterest Income	$427,000	3,013
Total noninterest expense	$9,079,000	1,623
Salaries and employee benefits	$4,827,000	1,531
Premises and equipment expense	$985,000	1,964
Additional noninterest expense	$3,267,000	1,627
Pre-tax net operating income	$4,049,000	1,005
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,182,000	889
Income before extraordinary items	$2,867,000	1,177
Extraordinary gains, net	$0	23
Net income	$2,867,000	1,181
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,867,000	1,181
Net charge-offs	$167,000	4,402
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,867,000	1,123
2010-06-30 (YTD Data)		Rank
Total interest income	$10,140,000	1,566
Total interest expense	$1,863,000	2,298
Net interest income	$8,277,000	1,369
Provision for loan and lease losses	$172,000	4,456
Total noninterest income	$515,000	3,157
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$227,000	2,903
Trading account gains and fees	$0	152
Additional Noninterest Income	$288,000	2,902
Total noninterest expense	$5,965,000	1,652
Salaries and employee benefits	$3,179,000	1,557
Premises and equipment expense	$641,000	2,026
Additional noninterest expense	$2,145,000	1,639
Pre-tax net operating income	$2,655,000	1,008
Securities gains (losses)	$0	3,184
Applicable income taxes	$745,000	886
Income before extraordinary items	$1,910,000	1,169
Extraordinary gains, net	$0	19
Net income	$1,910,000	1,170
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,910,000	1,170
Net charge-offs	$189,000	3,608
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,910,000	1,121
2010-03-31 (YTD Data)		Rank
Total interest income	$5,016,000	1,609
Total interest expense	$932,000	2,421
Net interest income	$4,084,000	1,401
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$228,000	3,387
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$111,000	2,947
Trading account gains and fees	$0	175
Additional Noninterest Income	$117,000	3,232
Total noninterest expense	$2,944,000	1,698
Salaries and employee benefits	$1,566,000	1,601
Premises and equipment expense	$333,000	2,019
Additional noninterest expense	$1,045,000	1,678
Pre-tax net operating income	$1,188,000	1,117
Securities gains (losses)	$0	2,284
Applicable income taxes	$283,000	1,097
Income before extraordinary items	$905,000	1,205
Extraordinary gains, net	$0	16
Net income	$905,000	1,208
Minority interest net income	$0	91
Net income of bank and minority interests.	$905,000	1,207
Net charge-offs	$86,000	3,243
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$905,000	1,179
2009-12-31 (YTD Data)		Rank
Total interest income	$20,185,000	1,692
Total interest expense	$4,790,000	2,354
Net interest income	$15,395,000	1,449
Provision for loan and lease losses	$1,227,000	3,179
Total noninterest income	$949,000	3,444
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$474,000	3,012
Trading account gains and fees	$0	211
Additional Noninterest Income	$475,000	3,292
Total noninterest expense	$11,281,000	1,809
Salaries and employee benefits	$6,011,000	1,651
Premises and equipment expense	$1,384,000	1,948
Additional noninterest expense	$3,886,000	1,891
Pre-tax net operating income	$3,836,000	1,075
Securities gains (losses)	$0	3,754
Applicable income taxes	$878,000	1,058
Income before extraordinary items	$2,958,000	1,149
Extraordinary gains, net	$0	34
Net income	$2,958,000	1,147
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,958,000	1,148
Net charge-offs	$1,164,000	2,691
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,958,000	1,131
2009-09-30 (YTD Data)		Rank
Total interest income	$15,104,000	1,718
Total interest expense	$3,792,000	2,330
Net interest income	$11,312,000	1,485
Provision for loan and lease losses	$1,136,000	2,593
Total noninterest income	$714,000	3,495
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$351,000	3,043
Trading account gains and fees	$0	212
Additional Noninterest Income	$363,000	3,345
Total noninterest expense	$8,411,000	1,803
Salaries and employee benefits	$4,453,000	1,696
Premises and equipment expense	$1,049,000	1,943
Additional noninterest expense	$2,909,000	1,840
Pre-tax net operating income	$2,479,000	1,302
Securities gains (losses)	$0	3,497
Applicable income taxes	$454,000	1,503
Income before extraordinary items	$2,025,000	1,321
Extraordinary gains, net	$0	27
Net income	$2,025,000	1,321
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,025,000	1,322
Net charge-offs	$1,115,000	2,084
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,025,000	1,294
2009-06-30 (YTD Data)		Rank
Total interest income	$10,001,000	1,763
Total interest expense	$2,613,000	2,345
Net interest income	$7,388,000	1,516
Provision for loan and lease losses	$505,000	2,950
Total noninterest income	$444,000	3,652
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$225,000	3,096
Trading account gains and fees	$0	193
Additional Noninterest Income	$219,000	3,514
Total noninterest expense	$5,625,000	1,820
Salaries and employee benefits	$3,005,000	1,706
Premises and equipment expense	$721,000	1,910
Additional noninterest expense	$1,899,000	1,886
Pre-tax net operating income	$1,702,000	1,349
Securities gains (losses)	$0	3,136
Applicable income taxes	$240,000	1,770
Income before extraordinary items	$1,462,000	1,297
Extraordinary gains, net	$0	21
Net income	$1,462,000	1,295
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,462,000	1,296
Net charge-offs	$430,000	2,519
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,462,000	1,255
2009-03-31 (YTD Data)		Rank
Total interest income	$4,970,000	1,802
Total interest expense	$1,320,000	2,405
Net interest income	$3,650,000	1,524
Provision for loan and lease losses	$323,000	2,209
Total noninterest income	$202,000	3,788
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$106,000	3,154
Trading account gains and fees	$0	171
Additional Noninterest Income	$96,000	3,715
Total noninterest expense	$2,706,000	1,836
Salaries and employee benefits	$1,487,000	1,744
Premises and equipment expense	$368,000	1,916
Additional noninterest expense	$851,000	1,891
Pre-tax net operating income	$823,000	1,554
Securities gains (losses)	$0	2,434
Applicable income taxes	$-26,000	7,309
Income before extraordinary items	$849,000	1,294
Extraordinary gains, net	$0	15
Net income	$849,000	1,295
Minority interest net income	$0	102
Net income of bank and minority interests.	$849,000	1,295
Net charge-offs	$184,000	2,213
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$849,000	1,224
2008-12-31 (YTD Data)		Rank
Total interest income	$19,728,000	1,945
Total interest expense	$6,197,000	2,444
Net interest income	$13,531,000	1,644
Provision for loan and lease losses	$88,000	6,180
Total noninterest income	$941,000	3,543
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$461,000	3,189
Trading account gains and fees	$0	154
Additional Noninterest Income	$480,000	3,239
Total noninterest expense	$10,543,000	1,839
Salaries and employee benefits	$5,925,000	1,728
Premises and equipment expense	$1,567,000	1,754
Additional noninterest expense	$3,051,000	1,980
Pre-tax net operating income	$3,841,000	1,418
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,249,000	1,000
Income before extraordinary items	$2,592,000	1,565
Extraordinary gains, net	$0	39
Net income	$2,592,000	1,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	4,657
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,592,000	1,671
2008-09-30 (YTD Data)		Rank
Total interest income	$14,702,000	1,989
Total interest expense	$4,787,000	2,472
Net interest income	$9,915,000	1,690
Provision for loan and lease losses	$9,000	6,766
Total noninterest income	$723,000	3,576
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$350,000	3,185
Trading account gains and fees	$0	148
Additional Noninterest Income	$373,000	3,300
Total noninterest expense	$7,898,000	1,827
Salaries and employee benefits	$4,486,000	1,729
Premises and equipment expense	$1,177,000	1,750
Additional noninterest expense	$2,235,000	1,953
Pre-tax net operating income	$2,731,000	1,786
Securities gains (losses)	$0	3,106
Applicable income taxes	$872,000	1,283
Income before extraordinary items	$1,859,000	1,909
Extraordinary gains, net	$0	31
Net income	$1,859,000	1,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	4,006
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,859,000	2,004
2008-06-30 (YTD Data)		Rank
Total interest income	$9,753,000	2,028
Total interest expense	$3,310,000	2,483
Net interest income	$6,443,000	1,736
Provision for loan and lease losses	$0	6,671
Total noninterest income	$477,000	3,613
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$237,000	3,125
Trading account gains and fees	$0	149
Additional Noninterest Income	$240,000	3,427
Total noninterest expense	$5,214,000	1,846
Salaries and employee benefits	$2,985,000	1,751
Premises and equipment expense	$760,000	1,801
Additional noninterest expense	$1,469,000	1,963
Pre-tax net operating income	$1,706,000	1,951
Securities gains (losses)	$0	3,233
Applicable income taxes	$523,000	1,546
Income before extraordinary items	$1,183,000	2,230
Extraordinary gains, net	$0	21
Net income	$1,183,000	2,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,146
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,183,000	2,184
2008-03-31 (YTD Data)		Rank
Total interest income	$4,910,000	2,076
Total interest expense	$1,767,000	2,482
Net interest income	$3,143,000	1,778
Provision for loan and lease losses	$5,000	5,755
Total noninterest income	$218,000	3,817
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$115,000	3,148
Trading account gains and fees	$0	158
Additional Noninterest Income	$103,000	3,719
Total noninterest expense	$2,601,000	1,849
Salaries and employee benefits	$1,511,000	1,743
Premises and equipment expense	$366,000	1,858
Additional noninterest expense	$724,000	1,942
Pre-tax net operating income	$755,000	2,274
Securities gains (losses)	$0	2,688
Applicable income taxes	$201,000	1,959
Income before extraordinary items	$554,000	2,474
Extraordinary gains, net	$0	15
Net income	$554,000	2,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	2,293
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$554,000	2,401
2007-12-31 (YTD Data)		Rank
Total interest income	$21,277,000	1,983
Total interest expense	$8,563,000	2,198
Net interest income	$12,714,000	1,776
Provision for loan and lease losses	$0	6,851
Total noninterest income	$902,000	3,750
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$467,000	3,197
Trading account gains and fees	$0	178
Additional Noninterest Income	$435,000	3,567
Total noninterest expense	$10,100,000	1,829
Salaries and employee benefits	$5,790,000	1,741
Premises and equipment expense	$1,515,000	1,729
Additional noninterest expense	$2,795,000	1,977
Pre-tax net operating income	$3,516,000	2,187
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,050,000	1,802
Income before extraordinary items	$2,466,000	2,399
Extraordinary gains, net	$0	39
Net income	$2,466,000	2,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,321
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,466,000	2,386
2007-09-30 (YTD Data)		Rank
Total interest income	$16,068,000	1,972
Total interest expense	$6,512,000	2,165
Net interest income	$9,556,000	1,782
Provision for loan and lease losses	$0	6,528
Total noninterest income	$654,000	3,835
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$343,000	3,236
Trading account gains and fees	$0	184
Additional Noninterest Income	$311,000	3,671
Total noninterest expense	$7,523,000	1,818
Salaries and employee benefits	$4,379,000	1,716
Premises and equipment expense	$1,160,000	1,697
Additional noninterest expense	$1,984,000	2,019
Pre-tax net operating income	$2,687,000	2,299
Securities gains (losses)	$0	1,655
Applicable income taxes	$768,000	1,953
Income before extraordinary items	$1,919,000	2,459
Extraordinary gains, net	$0	33
Net income	$1,919,000	2,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,646
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,919,000	2,433
2007-06-30 (YTD Data)		Rank
Total interest income	$10,612,000	2,003
Total interest expense	$4,289,000	2,202
Net interest income	$6,323,000	1,817
Provision for loan and lease losses	$15,000	5,502
Total noninterest income	$424,000	3,902
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$228,000	3,225
Trading account gains and fees	$0	168
Additional Noninterest Income	$196,000	3,819
Total noninterest expense	$4,987,000	1,851
Salaries and employee benefits	$2,911,000	1,762
Premises and equipment expense	$770,000	1,729
Additional noninterest expense	$1,306,000	2,064
Pre-tax net operating income	$1,745,000	2,399
Securities gains (losses)	$0	1,444
Applicable income taxes	$449,000	2,212
Income before extraordinary items	$1,296,000	2,490
Extraordinary gains, net	$0	29
Net income	$1,296,000	2,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,296,000	2,477
2007-03-31 (YTD Data)		Rank
Total interest income	$5,154,000	2,057
Total interest expense	$2,063,000	2,265
Net interest income	$3,091,000	1,864
Provision for loan and lease losses	$36,000	3,550
Total noninterest income	$199,000	4,031
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$108,000	3,287
Trading account gains and fees	$0	195
Additional Noninterest Income	$91,000	3,941
Total noninterest expense	$2,508,000	1,837
Salaries and employee benefits	$1,506,000	1,729
Premises and equipment expense	$374,000	1,778
Additional noninterest expense	$628,000	2,092
Pre-tax net operating income	$746,000	2,687
Securities gains (losses)	$0	1,187
Applicable income taxes	$110,000	3,142
Income before extraordinary items	$636,000	2,514
Extraordinary gains, net	$0	22
Net income	$636,000	2,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$636,000	2,486
2006-12-31 (YTD Data)		Rank
Total interest income	$18,638,000	2,115
Total interest expense	$5,998,000	2,599
Net interest income	$12,640,000	1,819
Provision for loan and lease losses	$0	6,850
Total noninterest income	$973,000	3,613
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$420,000	3,430
Trading account gains and fees	$0	130
Additional Noninterest Income	$553,000	3,164
Total noninterest expense	$8,763,000	2,010
Salaries and employee benefits	$5,037,000	1,930
Premises and equipment expense	$1,357,000	1,857
Additional noninterest expense	$2,369,000	2,204
Pre-tax net operating income	$4,850,000	1,942
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,652,000	1,533
Income before extraordinary items	$3,198,000	2,160
Extraordinary gains, net	$0	51
Net income	$3,198,000	2,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,164
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,198,000	2,149
2006-09-30 (YTD Data)		Rank
Total interest income	$13,571,000	2,161
Total interest expense	$4,207,000	2,658
Net interest income	$9,364,000	1,862
Provision for loan and lease losses	$160,000	3,290
Total noninterest income	$782,000	3,445
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$312,000	3,476
Trading account gains and fees	$0	126
Additional Noninterest Income	$470,000	2,951
Total noninterest expense	$6,414,000	2,057
Salaries and employee benefits	$3,629,000	2,007
Premises and equipment expense	$992,000	1,918
Additional noninterest expense	$1,793,000	2,178
Pre-tax net operating income	$3,572,000	2,025
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,218,000	1,632
Income before extraordinary items	$2,354,000	2,258
Extraordinary gains, net	$0	45
Net income	$2,354,000	2,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,024
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,354,000	2,246
2006-06-30 (YTD Data)		Rank
Total interest income	$8,575,000	2,228
Total interest expense	$2,593,000	2,732
Net interest income	$5,982,000	1,954
Provision for loan and lease losses	$160,000	2,479
Total noninterest income	$561,000	3,256
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$186,000	3,709
Trading account gains and fees	$0	126
Additional Noninterest Income	$375,000	2,655
Total noninterest expense	$4,194,000	2,100
Salaries and employee benefits	$2,334,000	2,100
Premises and equipment expense	$646,000	1,954
Additional noninterest expense	$1,214,000	2,146
Pre-tax net operating income	$2,189,000	2,163
Securities gains (losses)	$0	1,185
Applicable income taxes	$748,000	1,765
Income before extraordinary items	$1,441,000	2,416
Extraordinary gains, net	$0	39
Net income	$1,441,000	2,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,182
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,441,000	2,400
2006-03-31 (YTD Data)		Rank
Total interest income	$4,044,000	2,306
Total interest expense	$1,214,000	2,770
Net interest income	$2,830,000	2,053
Provision for loan and lease losses	$160,000	1,352
Total noninterest income	$294,000	3,127
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	3,722
Trading account gains and fees	$0	115
Additional Noninterest Income	$205,000	2,452
Total noninterest expense	$2,000,000	2,219
Salaries and employee benefits	$1,121,000	2,199
Premises and equipment expense	$284,000	2,197
Additional noninterest expense	$595,000	2,170
Pre-tax net operating income	$964,000	2,339
Securities gains (losses)	$0	955
Applicable income taxes	$328,000	1,909
Income before extraordinary items	$636,000	2,628
Extraordinary gains, net	$0	21
Net income	$636,000	2,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$636,000	2,607
2005-12-31 (YTD Data)		Rank
Total interest income	$12,775,000	2,575
Total interest expense	$3,544,000	2,912
Net interest income	$9,231,000	2,394
Provision for loan and lease losses	$362,000	2,440
Total noninterest income	$783,000	4,093
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$406,000	3,521
Trading account gains and fees	$0	138
Additional Noninterest Income	$377,000	3,876
Total noninterest expense	$7,068,000	2,372
Salaries and employee benefits	$3,965,000	2,308
Premises and equipment expense	$915,000	2,558
Additional noninterest expense	$2,188,000	2,288
Pre-tax net operating income	$2,584,000	3,101
Securities gains (losses)	$-26,000	7,947
Applicable income taxes	$809,000	2,590
Income before extraordinary items	$1,749,000	3,441
Extraordinary gains, net	$0	46
Net income	$1,749,000	3,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,650
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,766,680	3,375
2005-09-30 (YTD Data)		Rank
Total interest income	$9,082,000	2,632
Total interest expense	$2,494,000	2,933
Net interest income	$6,588,000	2,469
Provision for loan and lease losses	$163,000	3,357
Total noninterest income	$591,000	4,094
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$337,000	3,287
Trading account gains and fees	$0	126
Additional Noninterest Income	$254,000	4,104
Total noninterest expense	$5,144,000	2,415
Salaries and employee benefits	$2,887,000	2,343
Premises and equipment expense	$673,000	2,587
Additional noninterest expense	$1,584,000	2,327
Pre-tax net operating income	$1,872,000	3,208
Securities gains (losses)	$-26,000	8,284
Applicable income taxes	$567,000	2,736
Income before extraordinary items	$1,279,000	3,514
Extraordinary gains, net	$0	35
Net income	$1,279,000	3,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,296,940	3,451
2005-06-30 (YTD Data)		Rank
Total interest income	$5,868,000	2,650
Total interest expense	$1,582,000	2,930
Net interest income	$4,286,000	2,499
Provision for loan and lease losses	$102,000	3,319
Total noninterest income	$427,000	3,891
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$241,000	3,084
Trading account gains and fees	$0	116
Additional Noninterest Income	$186,000	3,892
Total noninterest expense	$3,402,000	2,412
Salaries and employee benefits	$1,892,000	2,369
Premises and equipment expense	$459,000	2,530
Additional noninterest expense	$1,051,000	2,318
Pre-tax net operating income	$1,209,000	3,232
Securities gains (losses)	$-26,000	8,439
Applicable income taxes	$330,000	2,933
Income before extraordinary items	$853,000	3,482
Extraordinary gains, net	$0	30
Net income	$853,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,392
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$871,720	3,383
2005-03-31 (YTD Data)		Rank
Total interest income	$2,811,000	2,720
Total interest expense	$741,000	2,985
Net interest income	$2,070,000	2,579
Provision for loan and lease losses	$101,000	2,023
Total noninterest income	$230,000	3,656
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$122,000	3,000
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,584
Total noninterest expense	$1,683,000	2,436
Salaries and employee benefits	$934,000	2,420
Premises and equipment expense	$238,000	2,463
Additional noninterest expense	$511,000	2,379
Pre-tax net operating income	$516,000	3,590
Securities gains (losses)	$-26,000	8,702
Applicable income taxes	$106,000	3,681
Income before extraordinary items	$384,000	3,714
Extraordinary gains, net	$0	24
Net income	$384,000	3,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$404,280	3,561
2004-12-31 (YTD Data)		Rank
Total interest income	$9,827,000	2,884
Total interest expense	$2,233,000	3,330
Net interest income	$7,594,000	2,658
Provision for loan and lease losses	$551,000	1,802
Total noninterest income	$727,000	4,300
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$497,000	3,159
Trading account gains and fees	$0	138
Additional Noninterest Income	$230,000	4,807
Total noninterest expense	$5,785,000	2,743
Salaries and employee benefits	$3,276,000	2,628
Premises and equipment expense	$766,000	2,900
Additional noninterest expense	$1,743,000	2,737
Pre-tax net operating income	$1,985,000	3,518
Securities gains (losses)	$0	3,819
Applicable income taxes	$682,000	2,807
Income before extraordinary items	$1,303,000	3,978
Extraordinary gains, net	$0	34
Net income	$1,303,000	3,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,420
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$500,000	470
Net operating income	$1,303,000	3,922
2004-09-30 (YTD Data)		Rank
Total interest income	$7,181,000	2,914
Total interest expense	$1,626,000	3,364
Net interest income	$5,555,000	2,698
Provision for loan and lease losses	$476,000	1,504
Total noninterest income	$533,000	4,358
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$360,000	3,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$173,000	4,804
Total noninterest expense	$4,209,000	2,788
Salaries and employee benefits	$2,363,000	2,705
Premises and equipment expense	$604,000	2,763
Additional noninterest expense	$1,242,000	2,838
Pre-tax net operating income	$1,403,000	3,746
Securities gains (losses)	$0	3,710
Applicable income taxes	$480,000	2,969
Income before extraordinary items	$923,000	4,197
Extraordinary gains, net	$0	26
Net income	$923,000	4,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,649
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$500,000	363
Net operating income	$923,000	4,131
2004-06-30 (YTD Data)		Rank
Total interest income	$4,650,000	2,979
Total interest expense	$1,088,000	3,335
Net interest income	$3,562,000	2,799
Provision for loan and lease losses	$287,000	1,650
Total noninterest income	$326,000	4,593
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$225,000	3,375
Trading account gains and fees	$0	130
Additional Noninterest Income	$101,000	5,138
Total noninterest expense	$2,744,000	2,851
Salaries and employee benefits	$1,536,000	2,772
Premises and equipment expense	$390,000	2,843
Additional noninterest expense	$818,000	2,879
Pre-tax net operating income	$857,000	3,931
Securities gains (losses)	$0	3,413
Applicable income taxes	$294,000	3,117
Income before extraordinary items	$563,000	4,416
Extraordinary gains, net	$0	21
Net income	$563,000	4,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,193
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$500,000	258
Net operating income	$563,000	4,328
2004-03-31 (YTD Data)		Rank
Total interest income	$2,291,000	3,025
Total interest expense	$532,000	3,455
Net interest income	$1,759,000	2,834
Provision for loan and lease losses	$177,000	1,285
Total noninterest income	$156,000	4,677
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$110,000	3,351
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$1,326,000	2,930
Salaries and employee benefits	$749,000	2,841
Premises and equipment expense	$171,000	3,220
Additional noninterest expense	$406,000	2,873
Pre-tax net operating income	$412,000	4,006
Securities gains (losses)	$0	2,934
Applicable income taxes	$143,000	3,179
Income before extraordinary items	$269,000	4,564
Extraordinary gains, net	$0	16
Net income	$269,000	4,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$500,000	149
Net operating income	$269,000	4,430
2003-12-31 (YTD Data)		Rank
Total interest income	$8,352,000	3,322
Total interest expense	$2,060,000	3,935
Net interest income	$6,292,000	3,056
Provision for loan and lease losses	$871,000	1,360
Total noninterest income	$632,000	4,829
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$509,000	3,043
Trading account gains and fees	$0	160
Additional Noninterest Income	$123,000	6,176
Total noninterest expense	$5,152,000	2,976
Salaries and employee benefits	$2,738,000	3,013
Premises and equipment expense	$682,000	3,146
Additional noninterest expense	$1,732,000	2,713
Pre-tax net operating income	$901,000	5,423
Securities gains (losses)	$154,000	1,540
Applicable income taxes	$359,000	3,991
Income before extraordinary items	$696,000	5,607
Extraordinary gains, net	$0	54
Net income	$696,000	5,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$285,000	2,323
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$4,055,000	224
Net operating income	$594,360	5,799
2003-09-30 (YTD Data)		Rank
Total interest income	$6,125,000	3,433
Total interest expense	$1,558,000	4,019
Net interest income	$4,567,000	3,150
Provision for loan and lease losses	$672,000	1,284
Total noninterest income	$472,000	4,891
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$381,000	3,061
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,249
Total noninterest expense	$3,741,000	3,049
Salaries and employee benefits	$1,999,000	3,093
Premises and equipment expense	$507,000	3,183
Additional noninterest expense	$1,235,000	2,811
Pre-tax net operating income	$626,000	5,773
Securities gains (losses)	$154,000	1,405
Applicable income taxes	$266,000	4,151
Income before extraordinary items	$514,000	5,786
Extraordinary gains, net	$0	40
Net income	$514,000	5,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,493
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$4,055,000	144
Net operating income	$412,360	6,111
2003-06-30 (YTD Data)		Rank
Total interest income	$3,976,000	3,539
Total interest expense	$1,050,000	4,097
Net interest income	$2,926,000	3,266
Provision for loan and lease losses	$448,000	1,289
Total noninterest income	$315,000	4,864
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$252,000	3,045
Trading account gains and fees	$0	150
Additional Noninterest Income	$63,000	6,165
Total noninterest expense	$2,452,000	3,096
Salaries and employee benefits	$1,301,000	3,143
Premises and equipment expense	$336,000	3,188
Additional noninterest expense	$815,000	2,835
Pre-tax net operating income	$341,000	6,232
Securities gains (losses)	$154,000	1,212
Applicable income taxes	$163,000	4,361
Income before extraordinary items	$332,000	5,863
Extraordinary gains, net	$0	30
Net income	$332,000	5,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,820
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$4,055,000	94
Net operating income	$228,820	6,511
2003-03-31 (YTD Data)		Rank
Total interest income	$1,900,000	3,680
Total interest expense	$526,000	4,176
Net interest income	$1,374,000	3,416
Provision for loan and lease losses	$291,000	987
Total noninterest income	$154,000	4,825
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$119,000	3,102
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,000	5,938
Total noninterest expense	$1,222,000	3,088
Salaries and employee benefits	$650,000	3,138
Premises and equipment expense	$165,000	3,224
Additional noninterest expense	$407,000	2,811
Pre-tax net operating income	$15,000	8,517
Securities gains (losses)	$154,000	782
Applicable income taxes	$57,000	4,911
Income before extraordinary items	$112,000	6,674
Extraordinary gains, net	$0	21
Net income	$112,000	6,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,893
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$10,360	8,526
2002-12-31 (YTD Data)		Rank
Total interest income	$7,181,000	3,970
Total interest expense	$2,125,000	4,608
Net interest income	$5,056,000	3,640
Provision for loan and lease losses	$628,000	1,988
Total noninterest income	$523,000	5,095
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$444,000	3,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$79,000	6,904
Total noninterest expense	$4,430,000	3,267
Salaries and employee benefits	$2,296,000	3,354
Premises and equipment expense	$642,000	3,216
Additional noninterest expense	$1,492,000	2,972
Pre-tax net operating income	$521,000	6,689
Securities gains (losses)	$0	4,537
Applicable income taxes	$198,000	5,136
Income before extraordinary items	$323,000	7,211
Extraordinary gains, net	$0	70
Net income	$323,000	7,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$240,000	2,733
Cash dividends	$60,000	5,867
Sale, conversion, retirement of capital stock, net	$12,000	799
Net operating income	$323,000	7,103
2001-12-31 (YTD Data)		Rank
Total interest income	$7,068,000	4,402
Total interest expense	$2,766,000	5,036
Net interest income	$4,302,000	3,903
Provision for loan and lease losses	$411,000	2,567
Total noninterest income	$508,000	5,027
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$407,000	3,337
Trading account gains and fees	$0	177
Additional Noninterest Income	$101,000	6,420
Total noninterest expense	$3,348,000	3,971
Salaries and employee benefits	$1,679,000	4,139
Premises and equipment expense	$529,000	3,705
Additional noninterest expense	$1,140,000	3,664
Pre-tax net operating income	$1,051,000	4,785
Securities gains (losses)	$0	4,612
Applicable income taxes	$351,000	3,979
Income before extraordinary items	$700,000	5,230
Extraordinary gains, net	$0	105
Net income	$700,000	5,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$603,000	1,361
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$76,000	687
Net operating income	$700,000	5,117
2000-12-31 (YTD Data)		Rank
Total interest income	$5,964,000	5,099
Total interest expense	$2,510,000	5,546
Net interest income	$3,454,000	4,649
Provision for loan and lease losses	$370,000	2,423
Total noninterest income	$390,000	5,593
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$325,000	3,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	7,328
Total noninterest expense	$2,958,000	4,280
Salaries and employee benefits	$1,457,000	4,461
Premises and equipment expense	$425,000	4,312
Additional noninterest expense	$1,076,000	3,760
Pre-tax net operating income	$516,000	6,922
Securities gains (losses)	$-13,000	8,489
Applicable income taxes	$177,000	5,644
Income before extraordinary items	$326,000	7,310
Extraordinary gains, net	$0	38
Net income	$326,000	7,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,534
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$2,689,000	312
Net operating income	$334,450	7,260
1999-12-31 (YTD Data)		Rank
Total interest income	$3,084,000	7,277
Total interest expense	$1,122,000	7,857
Net interest income	$1,962,000	6,714
Provision for loan and lease losses	$303,000	2,612
Total noninterest income	$272,000	6,701
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$210,000	5,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,661
Total noninterest expense	$1,830,000	6,019
Salaries and employee benefits	$871,000	6,447
Premises and equipment expense	$393,000	4,598
Additional noninterest expense	$566,000	6,046
Pre-tax net operating income	$101,000	9,070
Securities gains (losses)	$0	3,155
Applicable income taxes	$11,000	8,454
Income before extraordinary items	$90,000	9,036
Extraordinary gains, net	$0	35
Net income	$90,000	9,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,364
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$90,000	9,002
1998-12-31 (YTD Data)		Rank
Total interest income	$477,000	10,235
Total interest expense	$140,000	10,256
Net interest income	$337,000	10,161
Provision for loan and lease losses	$156,000	4,068
Total noninterest income	$47,000	9,881
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	8,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,880
Total noninterest expense	$725,000	9,036
Salaries and employee benefits	$223,000	10,003
Premises and equipment expense	$199,000	6,731
Additional noninterest expense	$303,000	8,092
Pre-tax net operating income	$-497,000	10,183
Securities gains (losses)	$0	4,449
Applicable income taxes	$-154,000	10,281
Income before extraordinary items	$-343,000	10,154
Extraordinary gains, net	$0	32
Net income	$-343,000	10,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$5,000,000	225
Net operating income	$-343,000	10,127

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.