Republic Bank of Chicago

Republic Bank of Chicago
2221 Camden Court
Oak Brook, IL 60523

Status: Active
Concentration:Commercial Lending Specialization
Established:1964-12-01
FDIC Insurance:1964-12-01
FDIC Cert:#19333
Holden By:Republic Bancorp Co.
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:21, ranked #435
Website:WWW.REPUBLICEBANK.COM
Total Assets:$1,547,968,000, ranked #458
Total Deposits:$1,290,506,000, ranked #441
Total Equity Capital:$166,386,000, ranked #476
Total Domestic Deposits:$1,290,506,000, ranked #439
Net Income:$20,853,000, ranked #286
Quarterly Net Income:$9,568,000, ranked #239
Return on Assets:2%, ranked #145
Quarterly Return on Assets:3%, ranked #86
Return on Equity:18%, ranked #395
Quarterly Return on Equity:23%, ranked #178

Historical Financial Information

2014-09-30Rank
# of Employees:282499
Assets and Liabilities
Total Assets:$1,547,968,000458
Cash and due from depository institutions$125,383,000499
Interest-bearing balances$44,809,000739
Securities$233,735,000646
Federal funds sold & reverse repurchase agreements$02,747
Net loans & leases$1,051,016,000446
Loan loss allowance$16,746,000390
Trading account assets$0245
Bank premises and fixed assets$65,884,000157
Other real estate owned$37,770,000499
Goodwill and other intangibles$7,278,000602
All other assets$26,902,000804
Life insurance assets$03,818
Total liabilities and capital$1,547,968,000458
Total liabilities$1,381,582,000453
Total deposits$1,290,506,000441
Interest-bearing deposits$1,029,438,000431
Deposits held in domestic offices$1,290,506,000439
% insured77.39%4,913
Federal funds purchased & repurchase agreements$02,181
Trading liabilities$0165
Other borrowed funds$83,000,000396
Subordinated debt$0131
All other liabilities$8,076,000707
Total equity capital$166,386,000476
Total bank equity capital$166,386,000476
Perpetual preferred stock$0194
Common stock$469,0003,235
Surplus$67,082,000572
Undivided profits$98,835,000403
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$30,657,000230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$4,181,000592
Earning assets$1,329,560,000483
Long-term assets (5+ years)$339,931,000702
Average Assets, year-to-date$1,439,467,250482
Average Assets, quarterly$1,521,014,000459
Volatile liabilities$71,985,000721
Insider loans$1,888,0002,554
FHLB advances$83,000,000365
Loans and leases held for sale$2,196,000718
Unused loan commitments$267,404,000406
Tier 1 (core) risk-based capital$163,649,000452
Tier 2 risk-based capital$16,417,000359
Total risk weighted assets$1,313,079,000390
Total unused commitments$267,404,000406
Derivatives$20,751,000530
2014-06-30Rank
# of Employees:281507
Assets and Liabilities
Total Assets:$1,494,060,000465
Cash and due from depository institutions$118,676,000507
Interest-bearing balances$12,080,0002,350
Securities$225,006,000679
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$1,010,488,000452
Loan loss allowance$16,113,000417
Trading account assets$0246
Bank premises and fixed assets$65,272,000157
Other real estate owned$38,363,000507
Goodwill and other intangibles$7,710,000568
All other assets$28,545,000749
Life insurance assets$03,825
Total liabilities and capital$1,494,060,000465
Total liabilities$1,333,894,000468
Total deposits$1,229,927,000462
Interest-bearing deposits$959,585,000454
Deposits held in domestic offices$1,229,927,000460
% insured74.93%5,374
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$96,000,000352
Subordinated debt$0135
All other liabilities$7,967,000710
Total equity capital$160,166,000485
Total bank equity capital$160,166,000484
Perpetual preferred stock$0199
Common stock$469,0003,273
Surplus$67,082,000561
Undivided profits$92,615,000425
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$28,171,000259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$3,898,000605
Earning assets$1,247,574,000504
Long-term assets (5+ years)$327,980,000730
Average Assets, year-to-date$1,403,300,330489
Average Assets, quarterly$1,437,353,000489
Volatile liabilities$69,901,000718
Insider loans$1,887,0002,554
FHLB advances$96,000,000322
Loans and leases held for sale$2,248,000745
Unused loan commitments$275,953,000393
Tier 1 (core) risk-based capital$157,343,000456
Tier 2 risk-based capital$16,082,000370
Total risk weighted assets$1,286,596,000394
Total unused commitments$275,953,000393
Derivatives$10,000,000679
2014-03-31Rank
# of Employees:258567
Assets and Liabilities
Total Assets:$1,380,646,000504
Cash and due from depository institutions$101,680,000567
Interest-bearing balances$11,696,0002,747
Securities$215,677,000706
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$923,265,000475
Loan loss allowance$14,831,000454
Trading account assets$0247
Bank premises and fixed assets$64,709,000158
Other real estate owned$41,451,000567
Goodwill and other intangibles$7,625,000573
All other assets$26,239,000811
Life insurance assets$03,830
Total liabilities and capital$1,380,646,000504
Total liabilities$1,228,307,000499
Total deposits$1,148,557,000485
Interest-bearing deposits$887,443,000493
Deposits held in domestic offices$1,148,557,000483
% insured71.49%5,781
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$73,000,000393
Subordinated debt$0134
All other liabilities$6,750,000782
Total equity capital$152,339,000499
Total bank equity capital$152,339,000499
Perpetual preferred stock$0201
Common stock$469,0003,310
Surplus$67,082,000565
Undivided profits$84,788,000448
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$28,980,000279
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$3,454,000676
Earning assets$1,150,638,000540
Long-term assets (5+ years)$299,379,000786
Average Assets, year-to-date$1,357,920,500508
Average Assets, quarterly$1,357,920,500508
Volatile liabilities$24,804,0001,668
Insider loans$2,016,0002,463
FHLB advances$73,000,000359
Loans and leases held for sale$2,302,000619
Unused loan commitments$272,216,000390
Tier 1 (core) risk-based capital$152,707,000472
Tier 2 risk-based capital$14,831,000387
Total risk weighted assets$1,217,084,000401
Total unused commitments$272,216,000390
Derivatives$01,405
2013-12-31Rank
# of Employees:243602
Assets and Liabilities
Total Assets:$1,335,969,000511
Cash and due from depository institutions$116,776,000602
Interest-bearing balances$35,432,000970
Securities$215,373,000707
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$865,273,000493
Loan loss allowance$14,415,000466
Trading account assets$0247
Bank premises and fixed assets$62,281,000163
Other real estate owned$40,126,000602
Goodwill and other intangibles$8,168,000550
All other assets$27,972,000782
Life insurance assets$03,841
Total liabilities and capital$1,335,969,000511
Total liabilities$1,188,694,000513
Total deposits$1,101,006,000491
Interest-bearing deposits$881,400,000492
Deposits held in domestic offices$1,101,006,000489
% insured74.40%5,584
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$73,000,000414
Subordinated debt$0136
All other liabilities$14,688,000449
Total equity capital$147,275,000501
Total bank equity capital$147,275,000501
Perpetual preferred stock$0206
Common stock$469,0003,350
Surplus$67,082,000563
Undivided profits$79,724,000457
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$22,112,000377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$5,050,000456
Earning assets$1,116,078,000550
Long-term assets (5+ years)$197,685,0001,118
Average Assets, year-to-date$1,309,985,000505
Average Assets, quarterly$1,322,329,500511
Volatile liabilities$21,323,0001,878
Insider loans$442,0004,590
FHLB advances$73,000,000379
Loans and leases held for sale$2,350,000640
Unused loan commitments$292,077,000371
Tier 1 (core) risk-based capital$149,789,000475
Tier 2 risk-based capital$14,380,000393
Total risk weighted assets$1,150,332,000412
Total unused commitments$292,077,000371
Derivatives$01,395
2013-09-30Rank
# of Employees:235633
Assets and Liabilities
Total Assets:$1,308,690,000516
Cash and due from depository institutions$101,216,000633
Interest-bearing balances$10,960,0002,684
Securities$213,897,000721
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$859,677,000490
Loan loss allowance$15,874,000451
Trading account assets$0248
Bank premises and fixed assets$62,023,000160
Other real estate owned$40,948,000633
Goodwill and other intangibles$8,732,000525
All other assets$22,197,000952
Life insurance assets$03,818
Total liabilities and capital$1,308,690,000516
Total liabilities$1,159,954,000519
Total deposits$1,079,755,000494
Interest-bearing deposits$878,559,000488
Deposits held in domestic offices$1,079,755,000493
% insured74.05%5,777
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$73,000,000414
Subordinated debt$0150
All other liabilities$7,199,000790
Total equity capital$148,736,000498
Total bank equity capital$148,736,000498
Perpetual preferred stock$0217
Common stock$469,0003,392
Surplus$67,082,000558
Undivided profits$81,185,000451
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$29,363,000310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$4,990,000479
Earning assets$1,084,534,000554
Long-term assets (5+ years)$298,656,000763
Average Assets, year-to-date$1,303,489,000508
Average Assets, quarterly$1,295,665,000515
Volatile liabilities$23,746,0001,754
Insider loans$445,0004,635
FHLB advances$73,000,000369
Loans and leases held for sale$2,449,000695
Unused loan commitments$220,372,000437
Tier 1 (core) risk-based capital$150,073,000474
Tier 2 risk-based capital$14,272,000396
Total risk weighted assets$1,140,130,000410
Total unused commitments$220,372,000437
Derivatives$01,430
2013-06-30Rank
# of Employees:234646
Assets and Liabilities
Total Assets:$1,282,640,000514
Cash and due from depository institutions$103,958,000646
Interest-bearing balances$22,687,0001,621
Securities$205,706,000755
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$833,488,000496
Loan loss allowance$19,009,000387
Trading account assets$0250
Bank premises and fixed assets$61,924,000165
Other real estate owned$43,625,000646
Goodwill and other intangibles$12,068,000435
All other assets$21,871,000959
Life insurance assets$03,807
Total liabilities and capital$1,282,640,000514
Total liabilities$1,136,223,000517
Total deposits$1,056,991,000501
Interest-bearing deposits$865,202,000496
Deposits held in domestic offices$1,056,991,000498
% insured75.32%5,741
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$73,000,000405
Subordinated debt$0152
All other liabilities$6,232,000873
Total equity capital$146,417,000502
Total bank equity capital$146,417,000502
Perpetual preferred stock$0228
Common stock$469,0003,420
Surplus$67,082,000557
Undivided profits$78,866,000452
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$28,728,000337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$4,937,000477
Earning assets$1,061,881,000559
Long-term assets (5+ years)$280,673,000781
Average Assets, year-to-date$1,301,755,330506
Average Assets, quarterly$1,306,898,500507
Volatile liabilities$18,952,0002,048
Insider loans$442,0004,691
FHLB advances$73,000,000364
Loans and leases held for sale$2,497,000867
Unused loan commitments$227,913,000423
Tier 1 (core) risk-based capital$146,160,000476
Tier 2 risk-based capital$13,839,000402
Total risk weighted assets$1,101,955,000414
Total unused commitments$227,913,000423
Derivatives$01,417
2013-03-31Rank
# of Employees:238631
Assets and Liabilities
Total Assets:$1,331,157,000506
Cash and due from depository institutions$156,966,000631
Interest-bearing balances$83,139,000512
Securities$208,821,000747
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$817,312,000497
Loan loss allowance$18,166,000414
Trading account assets$0242
Bank premises and fixed assets$61,685,000163
Other real estate owned$43,208,000631
Goodwill and other intangibles$13,037,000415
All other assets$30,128,000705
Life insurance assets$03,804
Total liabilities and capital$1,331,157,000506
Total liabilities$1,180,275,000504
Total deposits$1,100,301,000494
Interest-bearing deposits$885,377,000492
Deposits held in domestic offices$1,100,301,000491
% insured75.37%5,782
Federal funds purchased & repurchase agreements$2,0001,979
Trading liabilities$0154
Other borrowed funds$73,000,000373
Subordinated debt$0155
All other liabilities$6,972,000794
Total equity capital$150,882,000500
Total bank equity capital$150,882,000500
Perpetual preferred stock$0239
Common stock$469,0003,465
Surplus$67,082,000558
Undivided profits$83,331,000457
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$32,617,000327
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$4,932,000468
Earning assets$1,109,272,000540
Long-term assets (5+ years)$272,441,000787
Average Assets, year-to-date$1,311,313,000507
Average Assets, quarterly$1,311,313,000507
Volatile liabilities$18,800,0002,043
Insider loans$827,0003,916
FHLB advances$73,000,000331
Loans and leases held for sale$2,546,000856
Unused loan commitments$210,683,000441
Tier 1 (core) risk-based capital$141,701,000488
Tier 2 risk-based capital$13,506,000404
Total risk weighted assets$1,075,803,000414
Total unused commitments$210,683,000441
Derivatives$01,405
2012-12-31Rank
# of Employees:239621
Assets and Liabilities
Total Assets:$1,291,469,000520
Cash and due from depository institutions$129,881,000621
Interest-bearing balances$41,578,0001,028
Securities$203,144,000751
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$818,068,000501
Loan loss allowance$17,461,000439
Trading account assets$0243
Bank premises and fixed assets$61,572,000163
Other real estate owned$43,277,000621
Goodwill and other intangibles$13,648,000404
All other assets$21,879,000965
Life insurance assets$03,787
Total liabilities and capital$1,291,469,000520
Total liabilities$1,137,863,000519
Total deposits$1,050,438,000513
Interest-bearing deposits$857,546,000512
Deposits held in domestic offices$1,050,438,000511
% insured74.60%6,448
Federal funds purchased & repurchase agreements$8,301,000937
Trading liabilities$0152
Other borrowed funds$73,000,000399
Subordinated debt$0159
All other liabilities$6,124,000914
Total equity capital$153,606,000494
Total bank equity capital$153,606,000494
Perpetual preferred stock$0246
Common stock$469,0003,497
Surplus$67,082,000555
Undivided profits$86,055,000437
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$36,119,000317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$4,503,000530
Earning assets$1,062,790,000569
Long-term assets (5+ years)$263,795,000801
Average Assets, year-to-date$1,325,232,200502
Average Assets, quarterly$1,287,862,000520
Volatile liabilities$73,671,000666
Insider loans$827,0003,973
FHLB advances$73,000,000361
Loans and leases held for sale$2,596,0001,012
Unused loan commitments$205,126,000428
Tier 1 (core) risk-based capital$143,423,000477
Tier 2 risk-based capital$13,306,000410
Total risk weighted assets$1,060,315,000420
Total unused commitments$205,126,000428
Derivatives$01,366
2012-09-30Rank
# of Employees:242609
Assets and Liabilities
Total Assets:$1,284,255,000522
Cash and due from depository institutions$127,921,000609
Interest-bearing balances$56,550,000719
Securities$209,885,000737
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$795,086,000512
Loan loss allowance$22,105,000358
Trading account assets$0231
Bank premises and fixed assets$57,990,000165
Other real estate owned$57,384,000609
Goodwill and other intangibles$15,395,000375
All other assets$20,594,0001,019
Life insurance assets$03,771
Total liabilities and capital$1,284,255,000522
Total liabilities$1,135,782,000527
Total deposits$1,050,158,000517
Interest-bearing deposits$864,912,000510
Deposits held in domestic offices$1,050,158,000514
% insured77.33%6,371
Federal funds purchased & repurchase agreements$2,794,0001,464
Trading liabilities$0150
Other borrowed funds$73,000,000400
Subordinated debt$0163
All other liabilities$9,830,000661
Total equity capital$148,473,000504
Total bank equity capital$148,473,000504
Perpetual preferred stock$0250
Common stock$469,0003,552
Surplus$67,082,000559
Undivided profits$80,922,000467
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$44,488,000288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$4,670,000544
Earning assets$1,061,521,000563
Long-term assets (5+ years)$262,325,000781
Average Assets, year-to-date$1,333,673,000502
Average Assets, quarterly$1,309,192,000510
Volatile liabilities$71,782,000679
Insider loans$952,0003,813
FHLB advances$73,000,000356
Loans and leases held for sale$2,644,000975
Unused loan commitments$190,747,000459
Tier 1 (core) risk-based capital$137,405,000496
Tier 2 risk-based capital$13,031,000420
Total risk weighted assets$1,033,426,000429
Total unused commitments$190,747,000459
Derivatives$01,366
2012-06-30Rank
# of Employees:247594
Assets and Liabilities
Total Assets:$1,334,129,000507
Cash and due from depository institutions$215,798,000594
Interest-bearing balances$145,770,000270
Securities$170,169,000909
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$824,842,000493
Loan loss allowance$23,203,000353
Trading account assets$0211
Bank premises and fixed assets$58,228,000161
Other real estate owned$30,963,000594
Goodwill and other intangibles$16,234,000356
All other assets$17,895,0001,128
Life insurance assets$03,763
Total liabilities and capital$1,334,129,000507
Total liabilities$1,187,450,000505
Total deposits$1,099,183,000490
Interest-bearing deposits$914,045,000474
Deposits held in domestic offices$1,099,183,000488
% insured78.19%6,335
Federal funds purchased & repurchase agreements$6,911,0001,046
Trading liabilities$0130
Other borrowed funds$73,000,000402
Subordinated debt$0180
All other liabilities$8,356,000720
Total equity capital$146,679,000500
Total bank equity capital$146,679,000500
Perpetual preferred stock$0254
Common stock$469,0003,590
Surplus$67,082,000553
Undivided profits$79,128,000463
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$67,146,000214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$4,213,000566
Earning assets$1,140,781,000527
Long-term assets (5+ years)$233,491,000848
Average Assets, year-to-date$1,350,145,670497
Average Assets, quarterly$1,345,774,500502
Volatile liabilities$36,191,0001,259
Insider loans$959,0003,839
FHLB advances$73,000,000359
Loans and leases held for sale$6,298,000554
Unused loan commitments$184,260,000464
Tier 1 (core) risk-based capital$135,128,000495
Tier 2 risk-based capital$12,643,000434
Total risk weighted assets$1,000,900,000439
Total unused commitments$184,260,000464
Derivatives$01,332
2012-03-31Rank
# of Employees:245592
Assets and Liabilities
Total Assets:$1,357,420,000495
Cash and due from depository institutions$226,889,000592
Interest-bearing balances$160,855,000264
Securities$193,338,000801
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$798,197,000499
Loan loss allowance$21,797,000372
Trading account assets$0215
Bank premises and fixed assets$58,585,000158
Other real estate owned$34,132,000592
Goodwill and other intangibles$16,870,000348
All other assets$29,409,000747
Life insurance assets$03,760
Total liabilities and capital$1,357,420,000495
Total liabilities$1,214,918,000489
Total deposits$1,120,113,000477
Interest-bearing deposits$923,058,000478
Deposits held in domestic offices$1,120,113,000476
% insured78.76%6,324
Federal funds purchased & repurchase agreements$5,761,0001,128
Trading liabilities$0123
Other borrowed funds$73,000,000405
Subordinated debt$0185
All other liabilities$16,044,000432
Total equity capital$142,502,000507
Total bank equity capital$142,502,000507
Perpetual preferred stock$0259
Common stock$469,0003,633
Surplus$67,082,000556
Undivided profits$74,951,000473
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$68,711,000227
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$4,472,000550
Earning assets$1,152,390,000522
Long-term assets (5+ years)$283,960,000717
Average Assets, year-to-date$1,358,154,000487
Average Assets, quarterly$1,358,154,000487
Volatile liabilities$36,579,0001,258
Insider loans$964,0003,842
FHLB advances$73,000,000362
Loans and leases held for sale$12,574,000363
Unused loan commitments$181,226,000456
Tier 1 (core) risk-based capital$132,933,000493
Tier 2 risk-based capital$12,266,000440
Total risk weighted assets$971,783,000445
Total unused commitments$181,226,000456
Derivatives$01,297
2011-12-31Rank
# of Employees:242607
Assets and Liabilities
Total Assets:$1,360,075,000486
Cash and due from depository institutions$241,769,000607
Interest-bearing balances$172,705,000228
Securities$126,113,0001,181
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$856,019,000476
Loan loss allowance$21,222,000386
Trading account assets$0205
Bank premises and fixed assets$58,823,000158
Other real estate owned$35,269,000607
Goodwill and other intangibles$16,307,000361
All other assets$25,775,000848
Life insurance assets$03,748
Total liabilities and capital$1,360,075,000486
Total liabilities$1,217,563,000488
Total deposits$1,129,536,000468
Interest-bearing deposits$952,614,000465
Deposits held in domestic offices$1,129,536,000467
% insured80.77%6,130
Federal funds purchased & repurchase agreements$8,929,000955
Trading liabilities$0115
Other borrowed funds$73,000,000419
Subordinated debt$0193
All other liabilities$6,098,000877
Total equity capital$142,512,000510
Total bank equity capital$142,512,000510
Perpetual preferred stock$0263
Common stock$469,0003,655
Surplus$67,082,000560
Undivided profits$74,961,000463
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$61,639,000259
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$4,212,000601
Earning assets$1,154,837,000521
Long-term assets (5+ years)$242,280,000664
Average Assets, year-to-date$1,442,649,600465
Average Assets, quarterly$1,385,515,500477
Volatile liabilities$42,999,0001,168
Insider loans$2,278,0002,454
FHLB advances$73,000,000375
Loans and leases held for sale$22,367,000214
Unused loan commitments$155,149,000499
Tier 1 (core) risk-based capital$131,517,000494
Tier 2 risk-based capital$12,824,000429
Total risk weighted assets$1,017,534,000434
Total unused commitments$155,149,000499
Derivatives$01,191
2011-09-30Rank
# of Employees:240610
Assets and Liabilities
Total Assets:$1,410,956,000480
Cash and due from depository institutions$309,239,000610
Interest-bearing balances$247,891,000195
Securities$119,428,0001,214
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$850,885,000484
Loan loss allowance$32,693,000281
Trading account assets$0209
Bank premises and fixed assets$56,978,000158
Other real estate owned$30,613,000610
Goodwill and other intangibles$17,468,000344
All other assets$26,345,000840
Life insurance assets$03,747
Total liabilities and capital$1,410,956,000480
Total liabilities$1,265,619,000469
Total deposits$1,157,970,000458
Interest-bearing deposits$977,654,000459
Deposits held in domestic offices$1,157,970,000456
% insured81.78%6,075
Federal funds purchased & repurchase agreements$4,833,0001,278
Trading liabilities$0112
Other borrowed funds$73,000,000427
Subordinated debt$0206
All other liabilities$29,816,000288
Total equity capital$145,337,000507
Total bank equity capital$145,337,000507
Perpetual preferred stock$0266
Common stock$469,0003,695
Surplus$67,082,000570
Undivided profits$77,786,000452
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$67,410,000252
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$4,010,000662
Earning assets$1,218,204,000493
Long-term assets (5+ years)$233,451,000664
Average Assets, year-to-date$1,463,293,250455
Average Assets, quarterly$1,444,271,000470
Volatile liabilities$44,287,0001,166
Insider loans$586,0004,674
FHLB advances$73,000,000375
Loans and leases held for sale$01,904
Unused loan commitments$113,594,000647
Tier 1 (core) risk-based capital$133,583,000492
Tier 2 risk-based capital$12,914,000426
Total risk weighted assets$1,013,345,000435
Total unused commitments$113,594,000648
Derivatives$01,195
2011-06-30Rank
# of Employees:243611
Assets and Liabilities
Total Assets:$1,477,586,000460
Cash and due from depository institutions$166,803,000611
Interest-bearing balances$91,121,000422
Securities$139,349,0001,035
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$1,054,978,000399
Loan loss allowance$20,762,000418
Trading account assets$0213
Bank premises and fixed assets$57,506,000158
Other real estate owned$25,358,000611
Goodwill and other intangibles$10,408,000489
All other assets$23,184,000949
Life insurance assets$03,737
Total liabilities and capital$1,477,586,000460
Total liabilities$1,333,479,000454
Total deposits$1,232,674,000440
Interest-bearing deposits$1,047,249,000433
Deposits held in domestic offices$1,232,674,000436
% insured80.13%6,356
Federal funds purchased & repurchase agreements$5,903,0001,159
Trading liabilities$0112
Other borrowed funds$73,000,000454
Subordinated debt$0212
All other liabilities$21,902,000339
Total equity capital$144,107,000505
Total bank equity capital$144,107,000505
Perpetual preferred stock$0222
Common stock$469,0003,742
Surplus$67,082,000568
Undivided profits$76,556,000439
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$81,742,000233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$4,155,000620
Earning assets$1,285,448,000479
Long-term assets (5+ years)$393,286,000376
Average Assets, year-to-date$1,480,739,000458
Average Assets, quarterly$1,489,501,000454
Volatile liabilities$49,373,0001,087
Insider loans$591,0004,707
FHLB advances$73,000,000402
Loans and leases held for sale$01,752
Unused loan commitments$130,379,000580
Tier 1 (core) risk-based capital$133,888,000489
Tier 2 risk-based capital$15,133,000381
Total risk weighted assets$1,205,037,000386
Total unused commitments$130,379,000581
Derivatives$01,174
2011-03-31Rank
# of Employees:239619
Assets and Liabilities
Total Assets:$1,501,416,000457
Cash and due from depository institutions$115,856,000619
Interest-bearing balances$41,100,000950
Securities$152,447,000934
Federal funds sold & reverse repurchase agreements$591,0003,491
Net loans & leases$1,120,851,000382
Loan loss allowance$22,439,000396
Trading account assets$0208
Bank premises and fixed assets$57,492,000161
Other real estate owned$20,020,000619
Goodwill and other intangibles$9,401,000530
All other assets$24,758,000912
Life insurance assets$03,748
Total liabilities and capital$1,501,416,000457
Total liabilities$1,359,611,000454
Total deposits$1,250,008,000440
Interest-bearing deposits$1,040,523,000447
Deposits held in domestic offices$1,250,008,000438
% insured78.94%6,554
Federal funds purchased & repurchase agreements$9,922,000949
Trading liabilities$0108
Other borrowed funds$73,000,000466
Subordinated debt$0214
All other liabilities$26,681,000300
Total equity capital$141,805,000505
Total bank equity capital$141,805,000505
Perpetual preferred stock$0224
Common stock$469,0003,785
Surplus$67,082,000570
Undivided profits$74,254,000440
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$97,260,000207
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$4,684,000560
Earning assets$1,314,989,000476
Long-term assets (5+ years)$436,416,000330
Average Assets, year-to-date$1,482,315,500459
Average Assets, quarterly$1,482,315,500459
Volatile liabilities$51,944,0001,074
Insider loans$859,0004,218
FHLB advances$73,000,000411
Loans and leases held for sale$01,676
Unused loan commitments$131,829,000571
Tier 1 (core) risk-based capital$132,215,000489
Tier 2 risk-based capital$15,949,000368
Total risk weighted assets$1,269,390,000369
Total unused commitments$131,829,000571
Derivatives$01,153
2010-12-31Rank
# of Employees:239624
Assets and Liabilities
Total Assets:$1,463,215,000468
Cash and due from depository institutions$98,505,000624
Interest-bearing balances$2,817,0004,628
Securities$124,804,0001,109
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$1,141,612,000386
Loan loss allowance$20,175,000444
Trading account assets$0207
Bank premises and fixed assets$44,394,000214
Other real estate owned$18,404,000624
Goodwill and other intangibles$9,744,000519
All other assets$25,752,000891
Life insurance assets$03,769
Total liabilities and capital$1,463,215,000468
Total liabilities$1,325,987,000468
Total deposits$1,188,566,000458
Interest-bearing deposits$1,011,450,000468
Deposits held in domestic offices$1,188,566,000456
% insured79.29%6,514
Federal funds purchased & repurchase agreements$13,750,000825
Trading liabilities$0108
Other borrowed funds$108,000,000368
Subordinated debt$0220
All other liabilities$15,671,000429
Total equity capital$137,228,000512
Total bank equity capital$137,228,000512
Perpetual preferred stock$0224
Common stock$469,0003,836
Surplus$67,082,000567
Undivided profits$69,677,000465
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$100,460,000209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$4,168,000656
Earning assets$1,269,233,000495
Long-term assets (5+ years)$381,918,000366
Average Assets, year-to-date$1,423,669,000474
Average Assets, quarterly$1,452,289,000475
Volatile liabilities$313,378,000442
Insider loans$865,0004,258
FHLB advances$108,000,000313
Loans and leases held for sale$01,952
Unused loan commitments$176,051,000471
Tier 1 (core) risk-based capital$127,258,000503
Tier 2 risk-based capital$16,046,000374
Total risk weighted assets$1,279,561,000376
Total unused commitments$176,051,000471
Derivatives$01,176
2010-09-30Rank
# of Employees:244606
Assets and Liabilities
Total Assets:$1,441,363,000474
Cash and due from depository institutions$77,338,000606
Interest-bearing balances$5,344,0003,770
Securities$129,298,0001,035
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$1,133,346,000389
Loan loss allowance$19,162,000453
Trading account assets$0210
Bank premises and fixed assets$44,550,000206
Other real estate owned$22,622,000606
Goodwill and other intangibles$10,104,000512
All other assets$24,105,000964
Life insurance assets$03,793
Total liabilities and capital$1,441,363,000474
Total liabilities$1,294,074,000468
Total deposits$1,200,208,000444
Interest-bearing deposits$1,047,874,000435
Deposits held in domestic offices$1,200,208,000442
% insured82.91%5,573
Federal funds purchased & repurchase agreements$2,825,0001,616
Trading liabilities$0103
Other borrowed funds$84,800,000470
Subordinated debt$0233
All other liabilities$6,241,000894
Total equity capital$147,289,000478
Total bank equity capital$147,289,000478
Perpetual preferred stock$0229
Common stock$469,0003,915
Surplus$66,977,000557
Undivided profits$79,843,000403
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$62,163,000315
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$4,699,000590
Earning assets$1,267,988,000485
Long-term assets (5+ years)$365,471,000376
Average Assets, year-to-date$1,413,782,500470
Average Assets, quarterly$1,424,117,000476
Volatile liabilities$301,513,000463
Insider loans$1,133,0003,893
FHLB advances$84,800,000421
Loans and leases held for sale$01,963
Unused loan commitments$164,925,000484
Tier 1 (core) risk-based capital$133,254,000469
Tier 2 risk-based capital$15,945,000379
Total risk weighted assets$1,272,382,000378
Total unused commitments$164,925,000484
Derivatives$01,218
2010-06-30Rank
# of Employees:248596
Assets and Liabilities
Total Assets:$1,406,871,000475
Cash and due from depository institutions$71,483,000596
Interest-bearing balances$21,459,0001,527
Securities$148,837,000896
Federal funds sold & reverse repurchase agreements$1,486,0002,970
Net loans & leases$1,081,081,000408
Loan loss allowance$22,430,000397
Trading account assets$0210
Bank premises and fixed assets$44,590,000205
Other real estate owned$24,297,000596
Goodwill and other intangibles$10,478,000498
All other assets$24,619,000948
Life insurance assets$03,801
Total liabilities and capital$1,406,871,000475
Total liabilities$1,261,529,000474
Total deposits$1,174,586,000449
Interest-bearing deposits$1,025,220,000442
Deposits held in domestic offices$1,174,586,000447
% insured86.43%4,816
Federal funds purchased & repurchase agreements$5,213,0001,304
Trading liabilities$0104
Other borrowed funds$73,000,000566
Subordinated debt$0241
All other liabilities$8,730,000654
Total equity capital$145,342,000475
Total bank equity capital$145,342,000475
Perpetual preferred stock$0222
Common stock$469,0003,955
Surplus$66,977,000551
Undivided profits$77,896,000399
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$53,328,000361
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$4,378,000630
Earning assets$1,252,863,000484
Long-term assets (5+ years)$370,314,000362
Average Assets, year-to-date$1,404,589,000474
Average Assets, quarterly$1,436,724,000466
Volatile liabilities$285,521,000496
Insider loans$1,116,0003,968
FHLB advances$73,000,000514
Loans and leases held for sale$01,852
Unused loan commitments$197,100,000423
Tier 1 (core) risk-based capital$132,801,000462
Tier 2 risk-based capital$15,499,000389
Total risk weighted assets$1,232,954,000384
Total unused commitments$197,100,000423
Derivatives$01,168
2010-03-31Rank
# of Employees:241614
Assets and Liabilities
Total Assets:$1,466,577,000477
Cash and due from depository institutions$132,717,000614
Interest-bearing balances$67,355,000515
Securities$155,499,000856
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$1,068,209,000437
Loan loss allowance$21,307,000438
Trading account assets$0227
Bank premises and fixed assets$48,398,000189
Other real estate owned$24,723,000614
Goodwill and other intangibles$10,501,000507
All other assets$26,530,000906
Life insurance assets$03,823
Total liabilities and capital$1,466,577,000477
Total liabilities$1,325,951,000473
Total deposits$1,237,790,000438
Interest-bearing deposits$1,064,696,000442
Deposits held in domestic offices$1,237,790,000436
% insured83.44%5,627
Federal funds purchased & repurchase agreements$5,796,0001,279
Trading liabilities$0108
Other borrowed funds$77,508,000568
Subordinated debt$0248
All other liabilities$4,857,0001,056
Total equity capital$140,626,000491
Total bank equity capital$140,626,000491
Perpetual preferred stock$0220
Common stock$469,0004,020
Surplus$66,977,000561
Undivided profits$73,180,000421
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$55,192,000376
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$5,121,000550
Earning assets$1,291,063,000482
Long-term assets (5+ years)$363,018,000369
Average Assets, year-to-date$1,403,448,000489
Average Assets, quarterly$1,403,448,000489
Volatile liabilities$284,961,000519
Insider loans$1,681,0003,318
FHLB advances$73,000,000541
Loans and leases held for sale$01,823
Unused loan commitments$173,705,000478
Tier 1 (core) risk-based capital$129,646,000478
Tier 2 risk-based capital$15,227,000418
Total risk weighted assets$1,212,046,000415
Total unused commitments$173,705,000478
Derivatives$01,155
2009-12-31Rank
# of Employees:239619
Assets and Liabilities
Total Assets:$1,340,319,000512
Cash and due from depository institutions$39,370,000619
Interest-bearing balances$24,891,0001,151
Securities$144,254,000890
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$1,064,322,000442
Loan loss allowance$21,037,000446
Trading account assets$0224
Bank premises and fixed assets$30,355,000366
Other real estate owned$26,728,000619
Goodwill and other intangibles$10,838,000497
All other assets$24,452,000995
Life insurance assets$03,837
Total liabilities and capital$1,340,319,000512
Total liabilities$1,219,671,000508
Total deposits$1,138,517,000475
Interest-bearing deposits$1,007,550,000475
Deposits held in domestic offices$1,138,517,000473
% insured81.88%5,979
Federal funds purchased & repurchase agreements$3,729,0001,602
Trading liabilities$0104
Other borrowed funds$73,000,000659
Subordinated debt$0258
All other liabilities$4,425,0001,137
Total equity capital$120,648,000549
Total bank equity capital$120,648,000548
Perpetual preferred stock$0219
Common stock$469,0004,067
Surplus$52,051,000678
Undivided profits$68,128,000453
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$50,918,000398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$5,444,000532
Earning assets$1,233,467,000498
Long-term assets (5+ years)$337,353,000400
Average Assets, year-to-date$1,202,871,600557
Average Assets, quarterly$1,301,630,500528
Volatile liabilities$342,405,000446
Insider loans$1,693,0003,341
FHLB advances$73,000,000591
Loans and leases held for sale$01,814
Unused loan commitments$164,821,000512
Tier 1 (core) risk-based capital$110,306,000546
Tier 2 risk-based capital$14,907,000439
Total risk weighted assets$1,186,427,000434
Total unused commitments$164,821,000512
Derivatives$01,139
2009-09-30Rank
# of Employees:237628
Assets and Liabilities
Total Assets:$1,262,942,000554
Cash and due from depository institutions$35,802,000628
Interest-bearing balances$24,279,0001,054
Securities$131,072,000974
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$1,016,598,000476
Loan loss allowance$28,828,000350
Trading account assets$0238
Bank premises and fixed assets$30,297,000369
Other real estate owned$20,469,000628
Goodwill and other intangibles$11,467,000511
All other assets$17,237,0001,199
Life insurance assets$03,862
Total liabilities and capital$1,262,942,000554
Total liabilities$1,148,935,000554
Total deposits$1,054,519,000518
Interest-bearing deposits$931,945,000523
Deposits held in domestic offices$1,054,519,000515
% insured80.10%6,467
Federal funds purchased & repurchase agreements$5,446,0001,433
Trading liabilities$0103
Other borrowed funds$83,000,000620
Subordinated debt$0269
All other liabilities$5,970,000980
Total equity capital$114,007,000601
Total bank equity capital$114,007,000599
Perpetual preferred stock$0212
Common stock$469,0004,118
Surplus$52,051,000669
Undivided profits$61,487,000532
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$60,962,000353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$5,267,000591
Earning assets$1,171,949,000537
Long-term assets (5+ years)$296,237,000451
Average Assets, year-to-date$1,168,509,750584
Average Assets, quarterly$1,297,651,000539
Volatile liabilities$319,670,000510
Insider loans$1,433,0003,653
FHLB advances$83,000,000549
Loans and leases held for sale$01,823
Unused loan commitments$173,469,000515
Tier 1 (core) risk-based capital$101,578,000595
Tier 2 risk-based capital$14,239,000483
Total risk weighted assets$1,124,499,000473
Total unused commitments$173,469,000516
Derivatives$01,183
2009-06-30Rank
# of Employees:198802
Assets and Liabilities
Total Assets:$1,332,360,000537
Cash and due from depository institutions$117,875,000802
Interest-bearing balances$3,387,0003,338
Securities$133,582,000948
Federal funds sold & reverse repurchase agreements$2,0005,160
Net loans & leases$1,011,975,000495
Loan loss allowance$16,530,000517
Trading account assets$0240
Bank premises and fixed assets$30,167,000383
Other real estate owned$12,398,000802
Goodwill and other intangibles$9,919,000577
All other assets$16,442,0001,275
Life insurance assets$03,901
Total liabilities and capital$1,332,360,000537
Total liabilities$1,185,232,000542
Total deposits$1,062,895,000520
Interest-bearing deposits$957,314,000508
Deposits held in domestic offices$1,062,895,000518
% insured82.28%3,043
Federal funds purchased & repurchase agreements$5,447,0001,440
Trading liabilities$0100
Other borrowed funds$113,000,000501
Subordinated debt$0276
All other liabilities$3,890,0001,424
Total equity capital$147,128,000477
Total bank equity capital$147,128,000477
Perpetual preferred stock$0213
Common stock$469,0004,170
Surplus$52,051,000684
Undivided profits$94,608,000312
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$56,843,000358
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$5,696,000550
Earning assets$1,148,946,000555
Long-term assets (5+ years)$263,335,000500
Average Assets, year-to-date$1,137,032,330606
Average Assets, quarterly$1,252,411,000562
Volatile liabilities$306,867,000538
Insider loans$1,715,0003,369
FHLB advances$83,000,000580
Loans and leases held for sale$01,961
Unused loan commitments$219,219,000461
Tier 1 (core) risk-based capital$139,303,000460
Tier 2 risk-based capital$13,962,000496
Total risk weighted assets$1,114,414,000490
Total unused commitments$219,219,000462
Derivatives$01,221
2009-03-31Rank
# of Employees:286522
Assets and Liabilities
Total Assets:$1,172,462,000603
Cash and due from depository institutions$23,221,000522
Interest-bearing balances$1,187,0004,241
Securities$183,788,000676
Federal funds sold & reverse repurchase agreements$4,0005,524
Net loans & leases$920,413,000543
Loan loss allowance$9,554,000797
Trading account assets$0234
Bank premises and fixed assets$21,510,000544
Other real estate owned$5,955,000522
Goodwill and other intangibles$14,0003,103
All other assets$17,557,0001,196
Life insurance assets$03,932
Total liabilities and capital$1,172,462,000603
Total liabilities$1,050,234,000610
Total deposits$875,794,000615
Interest-bearing deposits$775,788,000617
Deposits held in domestic offices$875,794,000613
% insured76.44%4,737
Federal funds purchased & repurchase agreements$16,123,000854
Trading liabilities$092
Other borrowed funds$153,300,000411
Subordinated debt$0271
All other liabilities$5,017,0001,137
Total equity capital$122,228,000570
Total bank equity capital$122,228,000568
Perpetual preferred stock$0193
Common stock$469,0004,193
Surplus$52,051,000680
Undivided profits$69,708,000455
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$33,677,000486
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$5,858,000541
Earning assets$1,105,392,000583
Long-term assets (5+ years)$284,221,000477
Average Assets, year-to-date$1,039,368,500668
Average Assets, quarterly$1,039,368,500668
Volatile liabilities$326,052,000521
Insider loans$2,152,0002,992
FHLB advances$114,300,000450
Loans and leases held for sale$01,892
Unused loan commitments$184,688,000539
Tier 1 (core) risk-based capital$122,158,000532
Tier 2 risk-based capital$9,554,000663
Total risk weighted assets$1,012,233,000533
Total unused commitments$184,688,000540
Derivatives$01,177
2008-12-31Rank
# of Employees:1411,171
Assets and Liabilities
Total Assets:$906,275,000779
Cash and due from depository institutions$8,472,0001,171
Interest-bearing balances$1,188,0003,535
Securities$156,006,000780
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$698,005,000703
Loan loss allowance$7,950,000905
Trading account assets$0236
Bank premises and fixed assets$21,610,000544
Other real estate owned$5,786,0001,171
Goodwill and other intangibles$21,0003,076
All other assets$16,375,0001,267
Life insurance assets$03,960
Total liabilities and capital$906,275,000779
Total liabilities$827,311,000767
Total deposits$689,881,000760
Interest-bearing deposits$637,356,000713
Deposits held in domestic offices$689,881,000757
% insured0.00%1
Federal funds purchased & repurchase agreements$1,700,0002,433
Trading liabilities$088
Other borrowed funds$122,000,000552
Subordinated debt$0278
All other liabilities$13,730,000520
Total equity capital$78,964,000835
Total bank equity capital$78,964,000835
Perpetual preferred stock$0141
Common stock$469,0004,223
Surplus$37,051,000886
Undivided profits$41,444,000807
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,642,000537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$4,549,000746
Earning assets$855,199,000741
Long-term assets (5+ years)$228,480,000570
Average Assets, year-to-date$832,246,000815
Average Assets, quarterly$869,233,000802
Volatile liabilities$306,518,000543
Insider loans$2,143,0003,028
FHLB advances$83,000,000684
Loans and leases held for sale$01,663
Unused loan commitments$144,400,000686
Tier 1 (core) risk-based capital$79,164,000767
Tier 2 risk-based capital$7,950,000765
Total risk weighted assets$795,745,000652
Total unused commitments$144,400,000686
Derivatives$01,109
2008-09-30Rank
# of Employees:1431,164
Assets and Liabilities
Total Assets:$832,191,000838
Cash and due from depository institutions$8,167,0001,164
Interest-bearing balances$1,189,0002,827
Securities$135,634,000879
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$657,780,000739
Loan loss allowance$5,481,0001,145
Trading account assets$0251
Bank premises and fixed assets$13,787,000920
Other real estate owned$881,0001,164
Goodwill and other intangibles$27,0003,098
All other assets$15,915,0001,285
Life insurance assets$03,984
Total liabilities and capital$832,191,000838
Total liabilities$753,025,000832
Total deposits$648,416,000796
Interest-bearing deposits$598,216,000753
Deposits held in domestic offices$648,416,000792
% insured0.00%1
Federal funds purchased & repurchase agreements$5,080,0001,748
Trading liabilities$091
Other borrowed funds$96,000,000671
Subordinated debt$0276
All other liabilities$3,529,0001,497
Total equity capital$79,166,000849
Total bank equity capital$79,166,000849
Perpetual preferred stock$0110
Common stock$469,0004,263
Surplus$37,051,000868
Undivided profits$41,646,000833
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,549,000345
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$4,257,000837
Earning assets$794,603,000791
Long-term assets (5+ years)$196,014,000677
Average Assets, year-to-date$813,738,750826
Average Assets, quarterly$828,258,000837
Volatile liabilities$242,527,000642
Insider loans$2,151,0003,016
FHLB advances$96,000,000607
Loans and leases held for sale$01,623
Unused loan commitments$235,369,000503
Tier 1 (core) risk-based capital$81,086,000756
Tier 2 risk-based capital$5,481,0001,039
Total risk weighted assets$739,334,000699
Total unused commitments$235,369,000503
Derivatives$01,077
2008-06-30Rank
# of Employees:1431,185
Assets and Liabilities
Total Assets:$824,325,000839
Cash and due from depository institutions$11,386,0001,185
Interest-bearing balances$1,190,0002,718
Securities$134,195,000900
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$652,469,000742
Loan loss allowance$4,133,0001,432
Trading account assets$0267
Bank premises and fixed assets$14,022,000897
Other real estate owned$881,0001,185
Goodwill and other intangibles$35,0003,082
All other assets$11,337,0001,667
Life insurance assets$04,015
Total liabilities and capital$824,325,000839
Total liabilities$748,635,000824
Total deposits$625,500,000813
Interest-bearing deposits$581,598,000762
Deposits held in domestic offices$625,500,000810
% insured0.00%1
Federal funds purchased & repurchase agreements$27,050,000771
Trading liabilities$094
Other borrowed funds$93,000,000691
Subordinated debt$0257
All other liabilities$3,085,0001,666
Total equity capital$75,690,000892
Total bank equity capital$75,690,000892
Perpetual preferred stock$0107
Common stock$469,0004,301
Surplus$32,622,000976
Undivided profits$42,599,000828
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,974,000551
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$4,145,000849
Earning assets$787,854,000790
Long-term assets (5+ years)$199,080,000657
Average Assets, year-to-date$807,588,000838
Average Assets, quarterly$813,937,500840
Volatile liabilities$239,189,000648
Insider loans$2,146,0003,003
FHLB advances$93,000,000628
Loans and leases held for sale$01,725
Unused loan commitments$204,834,000564
Tier 1 (core) risk-based capital$77,195,000802
Tier 2 risk-based capital$4,133,0001,346
Total risk weighted assets$727,284,000710
Total unused commitments$204,834,000564
Derivatives$01,075
2008-03-31Rank
# of Employees:1391,226
Assets and Liabilities
Total Assets:$803,550,000855
Cash and due from depository institutions$12,479,0001,226
Interest-bearing balances$1,189,0002,841
Securities$128,736,000939
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$636,095,000750
Loan loss allowance$4,346,0001,305
Trading account assets$0252
Bank premises and fixed assets$14,252,000873
Other real estate owned$881,0001,226
Goodwill and other intangibles$42,0003,055
All other assets$11,065,0001,639
Life insurance assets$04,038
Total liabilities and capital$803,550,000855
Total liabilities$726,509,000843
Total deposits$641,869,000802
Interest-bearing deposits$598,904,000747
Deposits held in domestic offices$641,869,000798
% insured0.00%1
Federal funds purchased & repurchase agreements$9,450,0001,286
Trading liabilities$086
Other borrowed funds$73,000,000791
Subordinated debt$0251
All other liabilities$2,190,0002,296
Total equity capital$77,041,000901
Total bank equity capital$77,041,000901
Perpetual preferred stock$0108
Common stock$469,0004,314
Surplus$32,622,000975
Undivided profits$43,950,000842
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,231,000485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$4,007,000909
Earning assets$766,020,000818
Long-term assets (5+ years)$198,471,000642
Average Assets, year-to-date$799,219,500851
Average Assets, quarterly$799,219,500851
Volatile liabilities$207,945,000707
Insider loans$2,434,0002,720
FHLB advances$73,000,000723
Loans and leases held for sale$01,797
Unused loan commitments$197,451,000601
Tier 1 (core) risk-based capital$75,237,000824
Tier 2 risk-based capital$4,346,0001,246
Total risk weighted assets$708,474,000720
Total unused commitments$197,451,000602
Derivatives$01,109
2007-12-31Rank
# of Employees:1421,201
Assets and Liabilities
Total Assets:$794,889,000862
Cash and due from depository institutions$7,710,0001,201
Interest-bearing balances$1,194,0002,375
Securities$159,838,000745
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$599,999,000792
Loan loss allowance$4,101,0001,354
Trading account assets$0237
Bank premises and fixed assets$14,246,000869
Other real estate owned$881,0001,201
Goodwill and other intangibles$49,0003,019
All other assets$12,166,0001,527
Life insurance assets$04,052
Total liabilities and capital$794,889,000862
Total liabilities$719,607,000848
Total deposits$661,260,000774
Interest-bearing deposits$617,666,000720
Deposits held in domestic offices$661,260,000770
% insured0.00%1
Federal funds purchased & repurchase agreements$4,300,0001,876
Trading liabilities$078
Other borrowed funds$51,000,000995
Subordinated debt$0248
All other liabilities$3,047,0001,765
Total equity capital$75,282,000917
Total bank equity capital$75,282,000917
Perpetual preferred stock$0111
Common stock$469,0004,337
Surplus$32,622,000947
Undivided profits$42,191,000876
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,252,0002,034
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$4,471,000868
Earning assets$761,031,000812
Long-term assets (5+ years)$204,608,000606
Average Assets, year-to-date$778,029,600834
Average Assets, quarterly$789,138,000859
Volatile liabilities$241,728,000650
Insider loans$2,455,0002,681
FHLB advances$51,000,000924
Loans and leases held for sale$01,738
Unused loan commitments$174,625,000662
Tier 1 (core) risk-based capital$74,624,000838
Tier 2 risk-based capital$4,101,0001,298
Total risk weighted assets$682,495,000742
Total unused commitments$174,625,000662
Derivatives$01,052
2007-09-30Rank
# of Employees:1191,438
Assets and Liabilities
Total Assets:$783,387,000857
Cash and due from depository institutions$9,681,0001,438
Interest-bearing balances$1,197,0002,239
Securities$163,377,000720
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$582,681,000794
Loan loss allowance$5,103,0001,037
Trading account assets$0244
Bank premises and fixed assets$14,333,000840
Other real estate owned$881,0001,438
Goodwill and other intangibles$56,0002,998
All other assets$12,378,0001,481
Life insurance assets$04,026
Total liabilities and capital$783,387,000857
Total liabilities$710,962,000838
Total deposits$654,055,000772
Interest-bearing deposits$607,579,000725
Deposits held in domestic offices$654,055,000770
% insured0.00%1
Federal funds purchased & repurchase agreements$8,200,0001,386
Trading liabilities$078
Other borrowed funds$43,000,0001,043
Subordinated debt$0244
All other liabilities$5,707,0001,065
Total equity capital$72,425,000942
Total bank equity capital$72,425,000942
Perpetual preferred stock$0113
Common stock$469,0004,329
Surplus$32,622,000923
Undivided profits$39,334,000952
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,340,0001,333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$4,811,000862
Earning assets$747,255,000813
Long-term assets (5+ years)$198,799,000598
Average Assets, year-to-date$773,814,750839
Average Assets, quarterly$773,532,000859
Volatile liabilities$205,859,000721
Insider loans$2,749,0002,469
FHLB advances$43,000,000969
Loans and leases held for sale$01,751
Unused loan commitments$171,249,000680
Tier 1 (core) risk-based capital$73,575,000842
Tier 2 risk-based capital$5,103,0001,029
Total risk weighted assets$671,171,000737
Total unused commitments$171,249,000680
Derivatives$01,033
2007-06-30Rank
# of Employees:1481,161
Assets and Liabilities
Total Assets:$763,677,000883
Cash and due from depository institutions$9,089,0001,161
Interest-bearing balances$1,330,0002,176
Securities$144,464,000819
Federal funds sold & reverse repurchase agreements$17,600,000872
Net loans & leases$564,707,000818
Loan loss allowance$5,098,0001,027
Trading account assets$0245
Bank premises and fixed assets$14,581,000807
Other real estate owned$881,0001,161
Goodwill and other intangibles$64,0002,992
All other assets$12,291,0001,494
Life insurance assets$04,058
Total liabilities and capital$763,677,000883
Total liabilities$694,299,000867
Total deposits$654,266,000782
Interest-bearing deposits$607,543,000738
Deposits held in domestic offices$654,266,000779
% insured0.00%1
Federal funds purchased & repurchase agreements$48,0003,364
Trading liabilities$087
Other borrowed funds$36,000,0001,132
Subordinated debt$0258
All other liabilities$3,985,0001,387
Total equity capital$69,378,000982
Total bank equity capital$69,378,000982
Perpetual preferred stock$0111
Common stock$469,0004,356
Surplus$32,622,000932
Undivided profits$36,287,0001,023
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,150,000664
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$4,728,000839
Earning assets$728,101,000843
Long-term assets (5+ years)$169,919,000691
Average Assets, year-to-date$770,624,000857
Average Assets, quarterly$772,217,500863
Volatile liabilities$183,393,000796
Insider loans$2,727,0002,465
FHLB advances$36,000,0001,047
Loans and leases held for sale$01,802
Unused loan commitments$217,893,000591
Tier 1 (core) risk-based capital$72,353,000862
Tier 2 risk-based capital$5,098,0001,033
Total risk weighted assets$652,433,000764
Total unused commitments$217,893,000591
Derivatives$01,067
2007-03-31Rank
# of Employees:177950
Assets and Liabilities
Total Assets:$780,758,000852
Cash and due from depository institutions$9,600,000950
Interest-bearing balances$1,323,0002,301
Securities$147,560,000808
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$596,127,000755
Loan loss allowance$5,355,000967
Trading account assets$0267
Bank premises and fixed assets$14,576,000787
Other real estate owned$881,000950
Goodwill and other intangibles$72,0002,971
All other assets$11,942,0001,472
Life insurance assets$04,074
Total liabilities and capital$780,758,000852
Total liabilities$710,337,000839
Total deposits$650,859,000781
Interest-bearing deposits$601,404,000735
Deposits held in domestic offices$650,859,000779
% insured0.00%1
Federal funds purchased & repurchase agreements$9,247,0001,190
Trading liabilities$089
Other borrowed funds$36,000,0001,089
Subordinated debt$0262
All other liabilities$14,231,000530
Total equity capital$70,421,000945
Total bank equity capital$70,421,000945
Perpetual preferred stock$0113
Common stock$469,0004,360
Surplus$32,622,000914
Undivided profits$37,330,0001,006
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,537,0001,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$4,405,000867
Earning assets$745,010,000817
Long-term assets (5+ years)$176,003,000646
Average Assets, year-to-date$774,097,500851
Average Assets, quarterly$774,097,500851
Volatile liabilities$175,664,000804
Insider loans$2,740,0002,422
FHLB advances$36,000,0001,017
Loans and leases held for sale$01,800
Unused loan commitments$156,302,000752
Tier 1 (core) risk-based capital$71,210,000861
Tier 2 risk-based capital$5,355,000972
Total risk weighted assets$659,974,000739
Total unused commitments$156,302,000752
Derivatives$01,065
2006-12-31Rank
# of Employees:1321,315
Assets and Liabilities
Total Assets:$767,437,000852
Cash and due from depository institutions$10,973,0001,315
Interest-bearing balances$1,334,0002,234
Securities$128,545,000952
Federal funds sold & reverse repurchase agreements$17,094,000957
Net loans & leases$582,389,000767
Loan loss allowance$4,916,0001,044
Trading account assets$0156
Bank premises and fixed assets$14,640,000755
Other real estate owned$881,0001,315
Goodwill and other intangibles$80,0002,939
All other assets$12,835,0001,382
Life insurance assets$04,082
Total liabilities and capital$767,437,000852
Total liabilities$699,197,000841
Total deposits$657,760,000758
Interest-bearing deposits$602,948,000716
Deposits held in domestic offices$657,760,000755
% insured0.00%1
Federal funds purchased & repurchase agreements$46,0003,283
Trading liabilities$077
Other borrowed funds$36,000,0001,137
Subordinated debt$0264
All other liabilities$5,391,0001,077
Total equity capital$68,240,000958
Total bank equity capital$68,240,000958
Perpetual preferred stock$0112
Common stock$469,0004,373
Surplus$32,622,000895
Undivided profits$35,149,0001,034
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,290,0001,383
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$5,423,000708
Earning assets$729,362,000822
Long-term assets (5+ years)$163,908,000682
Average Assets, year-to-date$728,233,000871
Average Assets, quarterly$757,154,500864
Volatile liabilities$163,107,000963
Insider loans$3,211,0002,128
FHLB advances$36,000,0001,067
Loans and leases held for sale$23,129,000157
Unused loan commitments$132,021,000821
Tier 1 (core) risk-based capital$69,253,000875
Tier 2 risk-based capital$4,916,0001,045
Total risk weighted assets$642,019,000748
Total unused commitments$132,021,000821
Derivatives$01,023
2006-09-30Rank
# of Employees:1501,163
Assets and Liabilities
Total Assets:$746,872,000875
Cash and due from depository institutions$13,002,0001,163
Interest-bearing balances$1,536,0002,020
Securities$129,492,000953
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$576,636,000775
Loan loss allowance$4,821,0001,073
Trading account assets$0154
Bank premises and fixed assets$14,200,000763
Other real estate owned$881,0001,163
Goodwill and other intangibles$79,0002,965
All other assets$12,582,0001,428
Life insurance assets$04,052
Total liabilities and capital$746,872,000875
Total liabilities$678,513,000866
Total deposits$635,611,000778
Interest-bearing deposits$583,071,000739
Deposits held in domestic offices$635,611,000776
% insured0.00%1
Federal funds purchased & repurchase agreements$804,0002,928
Trading liabilities$074
Other borrowed funds$36,000,0001,183
Subordinated debt$0269
All other liabilities$6,098,000948
Total equity capital$68,359,000957
Total bank equity capital$68,359,000957
Perpetual preferred stock$0118
Common stock$469,0004,398
Surplus$32,622,000894
Undivided profits$35,268,0001,036
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$164,0005,612
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$5,299,000726
Earning assets$707,664,000852
Long-term assets (5+ years)$180,523,000628
Average Assets, year-to-date$718,432,000891
Average Assets, quarterly$721,304,500899
Volatile liabilities$171,210,000934
Insider loans$2,843,0002,298
FHLB advances$36,000,0001,091
Loans and leases held for sale$01,773
Unused loan commitments$146,147,000781
Tier 1 (core) risk-based capital$69,950,000871
Tier 2 risk-based capital$4,821,0001,065
Total risk weighted assets$634,997,000757
Total unused commitments$146,147,000781
Derivatives$01,023
2006-06-30Rank
# of Employees:1501,156
Assets and Liabilities
Total Assets:$695,737,000935
Cash and due from depository institutions$12,896,0001,156
Interest-bearing balances$920,0002,530
Securities$108,487,0001,149
Federal funds sold & reverse repurchase agreements$2,348,0003,442
Net loans & leases$545,388,000807
Loan loss allowance$4,814,0001,063
Trading account assets$0157
Bank premises and fixed assets$14,045,000752
Other real estate owned$881,0001,156
Goodwill and other intangibles$86,0002,942
All other assets$11,606,0001,533
Life insurance assets$04,035
Total liabilities and capital$695,737,000935
Total liabilities$630,419,000928
Total deposits$585,908,000837
Interest-bearing deposits$537,041,000782
Deposits held in domestic offices$585,908,000835
% insured0.00%1
Federal funds purchased & repurchase agreements$709,0003,116
Trading liabilities$073
Other borrowed funds$39,000,0001,129
Subordinated debt$0265
All other liabilities$4,802,0001,072
Total equity capital$65,318,000964
Total bank equity capital$65,318,000964
Perpetual preferred stock$0119
Common stock$469,0004,393
Surplus$32,622,000885
Undivided profits$32,227,0001,074
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0007,236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$4,197,000815
Earning assets$657,143,000902
Long-term assets (5+ years)$156,825,000702
Average Assets, year-to-date$708,952,000903
Average Assets, quarterly$705,715,500920
Volatile liabilities$125,188,0001,201
Insider loans$2,855,0002,249
FHLB advances$39,000,0001,044
Loans and leases held for sale$01,763
Unused loan commitments$132,078,000832
Tier 1 (core) risk-based capital$68,704,000863
Tier 2 risk-based capital$4,814,0001,049
Total risk weighted assets$594,236,000787
Total unused commitments$132,078,000833
Derivatives$01,000
2006-03-31Rank
# of Employees:1461,173
Assets and Liabilities
Total Assets:$715,694,000893
Cash and due from depository institutions$14,858,0001,173
Interest-bearing balances$1,600,0002,119
Securities$105,715,0001,193
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$565,813,000760
Loan loss allowance$4,893,0001,030
Trading account assets$0154
Bank premises and fixed assets$14,033,000732
Other real estate owned$881,0001,173
Goodwill and other intangibles$93,0002,900
All other assets$14,301,0001,232
Life insurance assets$04,002
Total liabilities and capital$715,694,000893
Total liabilities$650,375,000875
Total deposits$594,154,000815
Interest-bearing deposits$542,834,000763
Deposits held in domestic offices$594,154,000813
% insured0.00%1
Federal funds purchased & repurchase agreements$5,680,0001,526
Trading liabilities$077
Other borrowed funds$46,000,000957
Subordinated debt$0259
All other liabilities$4,541,0001,123
Total equity capital$65,319,000954
Total bank equity capital$65,319,000954
Perpetual preferred stock$0120
Common stock$469,0004,386
Surplus$32,622,000859
Undivided profits$32,228,0001,069
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$238,0005,014
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$4,532,000715
Earning assets$673,128,000863
Long-term assets (5+ years)$146,560,000731
Average Assets, year-to-date$715,559,500882
Average Assets, quarterly$715,559,500882
Volatile liabilities$159,501,000929
Insider loans$2,866,0002,218
FHLB advances$46,000,000888
Loans and leases held for sale$01,721
Unused loan commitments$124,106,000865
Tier 1 (core) risk-based capital$67,754,000860
Tier 2 risk-based capital$4,893,0001,012
Total risk weighted assets$612,794,000751
Total unused commitments$124,106,000865
Derivatives$0990
2005-12-31Rank
# of Employees:1461,150
Assets and Liabilities
Total Assets:$715,425,000885
Cash and due from depository institutions$15,988,0001,150
Interest-bearing balances$1,639,0002,119
Securities$104,757,0001,195
Federal funds sold & reverse repurchase agreements$13,178,0001,024
Net loans & leases$551,418,000770
Loan loss allowance$4,795,0001,025
Trading account assets$0155
Bank premises and fixed assets$14,198,000714
Other real estate owned$881,0001,150
Goodwill and other intangibles$100,0002,876
All other assets$14,905,0001,158
Life insurance assets$0351
Total liabilities and capital$715,425,000885
Total liabilities$651,808,000871
Total deposits$592,375,000807
Interest-bearing deposits$535,636,000757
Deposits held in domestic offices$592,375,000806
% insured0.00%1
Federal funds purchased & repurchase agreements$1,196,0002,666
Trading liabilities$072
Other borrowed funds$53,000,000877
Subordinated debt$0258
All other liabilities$5,237,000981
Total equity capital$63,617,000960
Total bank equity capital$63,617,000960
Perpetual preferred stock$0122
Common stock$469,0004,405
Surplus$32,622,000833
Undivided profits$30,526,0001,116
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$252,0004,979
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$5,021,000642
Earning assets$670,992,000845
Long-term assets (5+ years)$138,324,000755
Average Assets, year-to-date$717,682,600822
Average Assets, quarterly$724,115,500853
Volatile liabilities$149,170,000975
Insider loans$2,892,0002,179
FHLB advances$53,000,000794
Loans and leases held for sale$01,743
Unused loan commitments$117,355,000886
Tier 1 (core) risk-based capital$65,523,000878
Tier 2 risk-based capital$4,795,0001,009
Total risk weighted assets$616,819,000745
Total unused commitments$117,355,000886
Derivatives$0930
2005-09-30Rank
# of Employees:1461,150
Assets and Liabilities
Total Assets:$732,806,000834
Cash and due from depository institutions$14,551,0001,150
Interest-bearing balances$1,663,0002,182
Securities$105,294,0001,181
Federal funds sold & reverse repurchase agreements$12,161,0001,067
Net loans & leases$570,136,000730
Loan loss allowance$5,877,000830
Trading account assets$0146
Bank premises and fixed assets$13,992,000710
Other real estate owned$1,687,0001,150
Goodwill and other intangibles$86,0002,913
All other assets$14,899,0001,146
Life insurance assets$0341
Total liabilities and capital$732,806,000834
Total liabilities$670,899,000811
Total deposits$606,814,000746
Interest-bearing deposits$554,341,000715
Deposits held in domestic offices$606,814,000745
% insured0.00%1
Federal funds purchased & repurchase agreements$1,185,0002,702
Trading liabilities$063
Other borrowed funds$58,000,000804
Subordinated debt$0251
All other liabilities$4,900,000998
Total equity capital$61,907,000978
Total bank equity capital$61,907,000978
Perpetual preferred stock$0120
Common stock$469,0004,406
Surplus$32,622,000803
Undivided profits$28,816,0001,189
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,292,0001,954
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$5,149,000591
Earning assets$689,254,000804
Long-term assets (5+ years)$141,601,000727
Average Assets, year-to-date$718,247,000810
Average Assets, quarterly$734,290,000814
Volatile liabilities$163,213,000869
Insider loans$3,099,0002,049
FHLB advances$58,000,000734
Loans and leases held for sale$01,843
Unused loan commitments$112,258,000910
Tier 1 (core) risk-based capital$62,960,000887
Tier 2 risk-based capital$5,877,000821
Total risk weighted assets$636,045,000701
Total unused commitments$112,258,000911
Derivatives$0909
2005-06-30Rank
# of Employees:1471,134
Assets and Liabilities
Total Assets:$735,774,000804
Cash and due from depository institutions$15,907,0001,134
Interest-bearing balances$1,786,0002,112
Securities$103,237,0001,213
Federal funds sold & reverse repurchase agreements$3,598,0002,641
Net loans & leases$579,780,000700
Loan loss allowance$5,809,000840
Trading account assets$0148
Bank premises and fixed assets$13,938,000693
Other real estate owned$4,572,0001,134
Goodwill and other intangibles$92,0002,873
All other assets$14,650,0001,133
Life insurance assets$0339
Total liabilities and capital$735,774,000804
Total liabilities$675,274,000785
Total deposits$586,742,000765
Interest-bearing deposits$536,889,000716
Deposits held in domestic offices$586,742,000763
% insured0.00%1
Federal funds purchased & repurchase agreements$25,658,000667
Trading liabilities$065
Other borrowed funds$58,000,000814
Subordinated debt$0251
All other liabilities$4,874,000937
Total equity capital$60,500,000984
Total bank equity capital$60,500,000984
Perpetual preferred stock$0118
Common stock$469,0004,399
Surplus$32,622,000788
Undivided profits$27,409,0001,238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,264,0001,930
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$5,240,000549
Earning assets$688,401,000780
Long-term assets (5+ years)$145,370,000700
Average Assets, year-to-date$713,394,000810
Average Assets, quarterly$716,129,500814
Volatile liabilities$186,719,000768
Insider loans$3,109,0001,987
FHLB advances$58,000,000748
Loans and leases held for sale$01,818
Unused loan commitments$133,125,000780
Tier 1 (core) risk-based capital$61,230,000890
Tier 2 risk-based capital$5,809,000821
Total risk weighted assets$642,295,000676
Total unused commitments$133,125,000780
Derivatives$0866
2005-03-31Rank
# of Employees:1421,164
Assets and Liabilities
Total Assets:$696,485,000833
Cash and due from depository institutions$12,684,0001,164
Interest-bearing balances$3,262,0001,473
Securities$103,727,0001,215
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$551,483,000711
Loan loss allowance$5,794,000830
Trading account assets$0148
Bank premises and fixed assets$13,755,000681
Other real estate owned$01,164
Goodwill and other intangibles$03,297
All other assets$14,836,0001,087
Life insurance assets$0333
Total liabilities and capital$696,485,000833
Total liabilities$639,608,000813
Total deposits$533,160,000826
Interest-bearing deposits$491,734,000764
Deposits held in domestic offices$533,160,000823
% insured0.00%1
Federal funds purchased & repurchase agreements$43,958,000479
Trading liabilities$065
Other borrowed funds$58,000,000786
Subordinated debt$0265
All other liabilities$4,490,0001,018
Total equity capital$56,877,0001,023
Total bank equity capital$56,877,0001,023
Perpetual preferred stock$0120
Common stock$469,0004,421
Surplus$32,622,000770
Undivided profits$23,786,0001,396
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,082,000458
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$5,269,000522
Earning assets$658,472,000813
Long-term assets (5+ years)$143,029,000726
Average Assets, year-to-date$702,204,000821
Average Assets, quarterly$702,204,000821
Volatile liabilities$193,951,000702
Insider loans$3,087,0001,965
FHLB advances$58,000,000718
Loans and leases held for sale$01,762
Unused loan commitments$145,413,000716
Tier 1 (core) risk-based capital$58,708,000920
Tier 2 risk-based capital$5,794,000814
Total risk weighted assets$609,108,000688
Total unused commitments$145,413,000717
Derivatives$0790
2004-12-31Rank
# of Employees:1411,185
Assets and Liabilities
Total Assets:$707,923,000817
Cash and due from depository institutions$19,714,0001,185
Interest-bearing balances$1,744,0002,214
Securities$116,810,0001,100
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$543,612,000716
Loan loss allowance$5,784,000828
Trading account assets$0153
Bank premises and fixed assets$13,531,000693
Other real estate owned$01,185
Goodwill and other intangibles$03,293
All other assets$14,256,0001,100
Life insurance assets$0334
Total liabilities and capital$707,923,000817
Total liabilities$650,224,000801
Total deposits$531,017,000828
Interest-bearing deposits$479,344,000785
Deposits held in domestic offices$531,017,000825
% insured0.00%1
Federal funds purchased & repurchase agreements$56,574,000427
Trading liabilities$066
Other borrowed funds$58,000,000804
Subordinated debt$0272
All other liabilities$4,633,000975
Total equity capital$57,699,0001,009
Total bank equity capital$57,699,0001,009
Perpetual preferred stock$0118
Common stock$469,0004,437
Surplus$32,622,000764
Undivided profits$24,608,0001,378
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,216,000449
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$4,749,000558
Earning assets$662,166,000798
Long-term assets (5+ years)$137,079,000771
Average Assets, year-to-date$619,537,600892
Average Assets, quarterly$691,512,000820
Volatile liabilities$185,039,000716
Insider loans$3,063,0001,963
FHLB advances$58,000,000728
Loans and leases held for sale$01,753
Unused loan commitments$153,133,000671
Tier 1 (core) risk-based capital$58,440,000914
Tier 2 risk-based capital$5,784,000814
Total risk weighted assets$605,670,000683
Total unused commitments$153,133,000671
Derivatives$0774
2004-09-30Rank
# of Employees:1361,230
Assets and Liabilities
Total Assets:$675,101,000839
Cash and due from depository institutions$15,937,0001,230
Interest-bearing balances$1,743,0002,282
Securities$118,186,0001,086
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$512,964,000731
Loan loss allowance$5,704,000835
Trading account assets$0149
Bank premises and fixed assets$13,547,000664
Other real estate owned$01,230
Goodwill and other intangibles$03,268
All other assets$14,467,0001,063
Life insurance assets$0330
Total liabilities and capital$675,101,000839
Total liabilities$615,815,000821
Total deposits$524,863,000822
Interest-bearing deposits$468,657,000792
Deposits held in domestic offices$524,863,000817
% insured0.00%1
Federal funds purchased & repurchase agreements$23,797,000679
Trading liabilities$068
Other borrowed funds$63,000,000749
Subordinated debt$0276
All other liabilities$4,155,0001,056
Total equity capital$59,286,000974
Total bank equity capital$59,286,000974
Perpetual preferred stock$0124
Common stock$469,0004,447
Surplus$32,622,000737
Undivided profits$26,195,0001,284
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,627,000455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$5,054,000528
Earning assets$632,893,000820
Long-term assets (5+ years)$135,516,000783
Average Assets, year-to-date$597,441,250920
Average Assets, quarterly$643,470,000873
Volatile liabilities$149,963,000825
Insider loans$3,064,0001,915
FHLB advances$63,000,000675
Loans and leases held for sale$01,808
Unused loan commitments$152,112,000663
Tier 1 (core) risk-based capital$59,633,000879
Tier 2 risk-based capital$5,704,000809
Total risk weighted assets$578,911,000697
Total unused commitments$152,112,000663
Derivatives$0770
2004-06-30Rank
# of Employees:1391,220
Assets and Liabilities
Total Assets:$611,839,000917
Cash and due from depository institutions$8,844,0001,220
Interest-bearing balances$1,658,0002,312
Securities$121,573,0001,057
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$454,869,000812
Loan loss allowance$5,059,000927
Trading account assets$0153
Bank premises and fixed assets$13,518,000651
Other real estate owned$01,220
Goodwill and other intangibles$03,275
All other assets$13,035,0001,189
Life insurance assets$0323
Total liabilities and capital$611,839,000917
Total liabilities$556,836,000907
Total deposits$452,356,000933
Interest-bearing deposits$407,006,000882
Deposits held in domestic offices$452,356,000928
% insured0.00%1
Federal funds purchased & repurchase agreements$37,682,000517
Trading liabilities$069
Other borrowed funds$63,000,000754
Subordinated debt$0288
All other liabilities$3,798,0001,068
Total equity capital$55,003,0001,000
Total bank equity capital$55,003,0001,000
Perpetual preferred stock$0126
Common stock$469,0004,479
Surplus$32,622,000719
Undivided profits$21,912,0001,466
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,376,000416
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$3,860,000656
Earning assets$578,100,000889
Long-term assets (5+ years)$139,243,000784
Average Assets, year-to-date$571,554,670956
Average Assets, quarterly$589,715,500934
Volatile liabilities$147,869,000808
Insider loans$3,074,0001,889
FHLB advances$63,000,000678
Loans and leases held for sale$01,820
Unused loan commitments$187,426,000560
Tier 1 (core) risk-based capital$57,359,000903
Tier 2 risk-based capital$5,059,000890
Total risk weighted assets$510,889,000766
Total unused commitments$187,426,000560
Derivatives$0740
2004-03-31Rank
# of Employees:1411,197
Assets and Liabilities
Total Assets:$567,592,000972
Cash and due from depository institutions$10,395,0001,197
Interest-bearing balances$1,671,0002,531
Securities$121,769,0001,072
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$407,765,000882
Loan loss allowance$4,509,0001,018
Trading account assets$0144
Bank premises and fixed assets$13,400,000635
Other real estate owned$01,197
Goodwill and other intangibles$03,256
All other assets$14,263,0001,034
Life insurance assets$0322
Total liabilities and capital$567,592,000972
Total liabilities$511,230,000963
Total deposits$424,027,000998
Interest-bearing deposits$379,444,000958
Deposits held in domestic offices$424,027,000995
% insured0.00%1
Federal funds purchased & repurchase agreements$16,078,000819
Trading liabilities$070
Other borrowed funds$63,000,000702
Subordinated debt$0287
All other liabilities$8,125,000667
Total equity capital$56,362,000999
Total bank equity capital$56,362,000999
Perpetual preferred stock$0129
Common stock$469,0004,490
Surplus$32,622,000710
Undivided profits$23,271,0001,445
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,595,0001,826
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$3,018,000859
Earning assets$531,205,000952
Long-term assets (5+ years)$127,951,000839
Average Assets, year-to-date$551,412,500993
Average Assets, quarterly$551,412,500993
Volatile liabilities$119,395,000924
Insider loans$3,083,0001,847
FHLB advances$63,000,000635
Loans and leases held for sale$01,884
Unused loan commitments$129,822,000717
Tier 1 (core) risk-based capital$55,601,000928
Tier 2 risk-based capital$4,509,000975
Total risk weighted assets$464,721,000827
Total unused commitments$129,822,000718
Derivatives$0699
2003-12-31Rank
# of Employees:1401,209
Assets and Liabilities
Total Assets:$535,233,0001,039
Cash and due from depository institutions$13,546,0001,209
Interest-bearing balances$1,629,0002,419
Securities$98,031,0001,386
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$398,386,000900
Loan loss allowance$4,428,0001,043
Trading account assets$0168
Bank premises and fixed assets$13,588,000628
Other real estate owned$01,209
Goodwill and other intangibles$03,237
All other assets$11,682,0001,261
Life insurance assets$01
Total liabilities and capital$535,233,0001,039
Total liabilities$480,117,0001,045
Total deposits$408,441,0001,035
Interest-bearing deposits$359,876,0001,003
Deposits held in domestic offices$408,441,0001,034
% insured0.00%1
Federal funds purchased & repurchase agreements$5,148,0001,579
Trading liabilities$072
Other borrowed funds$63,000,000713
Subordinated debt$0293
All other liabilities$3,528,0001,211
Total equity capital$55,116,0001,008
Total bank equity capital$55,116,0001,008
Perpetual preferred stock$0131
Common stock$469,0004,525
Surplus$32,622,000705
Undivided profits$22,025,0001,476
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,458,0002,009
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,776,000954
Earning assets$498,046,0001,018
Long-term assets (5+ years)$131,359,000821
Average Assets, year-to-date$506,199,8001,061
Average Assets, quarterly$529,434,5001,036
Volatile liabilities$106,650,0001,041
Insider loans$2,490,0002,189
FHLB advances$63,000,000632
Loans and leases held for sale$01,789
Unused loan commitments$115,195,000764
Tier 1 (core) risk-based capital$55,518,000924
Tier 2 risk-based capital$4,428,000995
Total risk weighted assets$442,619,000862
Total unused commitments$115,195,000764
Derivatives$0665
2003-09-30Rank
# of Employees:1391,228
Assets and Liabilities
Total Assets:$523,636,0001,066
Cash and due from depository institutions$8,569,0001,228
Interest-bearing balances$1,665,0002,534
Securities$93,117,0001,433
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$392,111,000902
Loan loss allowance$4,361,0001,068
Trading account assets$0165
Bank premises and fixed assets$13,771,000616
Other real estate owned$478,0001,228
Goodwill and other intangibles$18,0003,076
All other assets$15,572,000966
Life insurance assets$01
Total liabilities and capital$523,636,0001,066
Total liabilities$470,953,0001,073
Total deposits$379,254,0001,140
Interest-bearing deposits$335,729,0001,111
Deposits held in domestic offices$379,254,0001,138
% insured0.00%1
Federal funds purchased & repurchase agreements$23,000,000671
Trading liabilities$072
Other borrowed funds$65,500,000687
Subordinated debt$0293
All other liabilities$3,199,0001,362
Total equity capital$52,683,0001,058
Total bank equity capital$52,683,0001,058
Perpetual preferred stock$0137
Common stock$469,0004,559
Surplus$32,622,000707
Undivided profits$19,592,0001,682
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,417,0002,198
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,386,0001,159
Earning assets$486,893,0001,048
Long-term assets (5+ years)$135,638,000814
Average Assets, year-to-date$498,941,5001,091
Average Assets, quarterly$513,778,0001,079
Volatile liabilities$102,467,0001,047
Insider loans$2,316,0002,287
FHLB advances$65,500,000607
Loans and leases held for sale$01,962
Unused loan commitments$128,384,000714
Tier 1 (core) risk-based capital$53,286,000965
Tier 2 risk-based capital$4,361,0001,015
Total risk weighted assets$435,222,000873
Total unused commitments$128,384,000715
Derivatives$0666
2003-06-30Rank
# of Employees:1341,295
Assets and Liabilities
Total Assets:$503,920,0001,103
Cash and due from depository institutions$15,177,0001,295
Interest-bearing balances$2,160,0002,404
Securities$115,292,0001,142
Federal funds sold & reverse repurchase agreements$663,0006,168
Net loans & leases$347,662,0001,019
Loan loss allowance$3,902,0001,180
Trading account assets$0170
Bank premises and fixed assets$13,849,000598
Other real estate owned$01,295
Goodwill and other intangibles$35,0002,959
All other assets$11,242,0001,245
Life insurance assets$01
Total liabilities and capital$503,920,0001,103
Total liabilities$449,151,0001,119
Total deposits$378,821,0001,119
Interest-bearing deposits$336,603,0001,094
Deposits held in domestic offices$378,821,0001,118
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$57,000,000757
Subordinated debt$0266
All other liabilities$13,330,000538
Total equity capital$54,769,0001,010
Total bank equity capital$54,769,0001,010
Perpetual preferred stock$0140
Common stock$469,0004,567
Surplus$32,622,000698
Undivided profits$21,678,0001,518
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,495,0001,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,332,0001,169
Earning assets$465,777,0001,090
Long-term assets (5+ years)$141,298,000740
Average Assets, year-to-date$490,710,0001,108
Average Assets, quarterly$500,743,0001,093
Volatile liabilities$67,015,0001,483
Insider loans$1,548,0003,098
FHLB advances$57,000,000679
Loans and leases held for sale$02,044
Unused loan commitments$149,753,000637
Tier 1 (core) risk-based capital$53,347,000938
Tier 2 risk-based capital$3,902,0001,088
Total risk weighted assets$380,689,000979
Total unused commitments$149,753,000638
Derivatives$0623
2003-03-31Rank
# of Employees:1341,260
Assets and Liabilities
Total Assets:$497,566,0001,098
Cash and due from depository institutions$8,511,0001,260
Interest-bearing balances$1,063,0003,126
Securities$117,166,0001,098
Federal funds sold & reverse repurchase agreements$9,799,0001,768
Net loans & leases$337,430,0001,031
Loan loss allowance$3,821,0001,185
Trading account assets$0169
Bank premises and fixed assets$13,759,000594
Other real estate owned$01,260
Goodwill and other intangibles$51,0002,881
All other assets$10,850,0001,252
Life insurance assets$01
Total liabilities and capital$497,566,0001,098
Total liabilities$445,079,0001,111
Total deposits$384,560,0001,096
Interest-bearing deposits$344,907,0001,064
Deposits held in domestic offices$384,560,0001,094
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$57,000,000732
Subordinated debt$0265
All other liabilities$3,519,0001,340
Total equity capital$52,487,0001,033
Total bank equity capital$52,487,0001,033
Perpetual preferred stock$0141
Common stock$469,0004,582
Surplus$32,622,000685
Undivided profits$19,396,0001,654
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,526,0001,293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,513,0001,101
Earning assets$465,458,0001,071
Long-term assets (5+ years)$138,088,000729
Average Assets, year-to-date$484,105,0001,117
Average Assets, quarterly$484,105,0001,117
Volatile liabilities$72,513,0001,359
Insider loans$1,186,0003,564
FHLB advances$57,000,000655
Loans and leases held for sale$01,961
Unused loan commitments$123,606,000707
Tier 1 (core) risk-based capital$51,306,000964
Tier 2 risk-based capital$3,821,0001,096
Total risk weighted assets$331,839,0001,102
Total unused commitments$123,606,000710
Derivatives$0578
2002-12-31Rank
# of Employees:1241,381
Assets and Liabilities
Total Assets:$470,644,0001,147
Cash and due from depository institutions$9,519,0001,381
Interest-bearing balances$2,162,0002,299
Securities$94,883,0001,308
Federal funds sold & reverse repurchase agreements$8,780,0001,656
Net loans & leases$333,273,0001,031
Loan loss allowance$3,786,0001,172
Trading account assets$0170
Bank premises and fixed assets$12,920,000642
Other real estate owned$01,381
Goodwill and other intangibles$69,0002,788
All other assets$11,200,0001,181
Life insurance assets$01
Total liabilities and capital$470,644,0001,147
Total liabilities$417,653,0001,161
Total deposits$356,659,0001,162
Interest-bearing deposits$310,728,0001,171
Deposits held in domestic offices$356,659,0001,161
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$57,000,000737
Subordinated debt$0258
All other liabilities$3,994,0001,168
Total equity capital$52,991,000998
Total bank equity capital$52,991,000998
Perpetual preferred stock$0142
Common stock$469,0004,587
Surplus$32,622,000670
Undivided profits$19,900,0001,589
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,728,000570
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,203,0001,351
Earning assets$439,098,0001,127
Long-term assets (5+ years)$114,325,000854
Average Assets, year-to-date$450,412,2001,140
Average Assets, quarterly$475,566,5001,128
Volatile liabilities$51,932,0001,773
Insider loans$1,077,0003,775
FHLB advances$57,000,000655
Loans and leases held for sale$01,889
Unused loan commitments$94,862,000824
Tier 1 (core) risk-based capital$51,334,000935
Tier 2 risk-based capital$3,786,0001,085
Total risk weighted assets$322,148,0001,112
Total unused commitments$94,862,000824
Derivatives$0527
2001-12-31Rank
# of Employees:1341,217
Assets and Liabilities
Total Assets:$427,187,0001,206
Cash and due from depository institutions$57,226,0001,217
Interest-bearing balances$46,645,000136
Securities$68,516,0001,638
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$278,791,0001,182
Loan loss allowance$3,297,0001,255
Trading account assets$0182
Bank premises and fixed assets$12,532,000631
Other real estate owned$145,0001,217
Goodwill and other intangibles$147,0002,493
All other assets$9,830,0001,246
Life insurance assets$01
Total liabilities and capital$427,187,0001,206
Total liabilities$381,840,0001,215
Total deposits$315,358,0001,252
Interest-bearing deposits$280,709,0001,230
Deposits held in domestic offices$315,358,0001,249
% insured0.00%1
Federal funds purchased & repurchase agreements$12,0003,408
Trading liabilities$069
Other borrowed funds$62,000,000664
Subordinated debt$0241
All other liabilities$4,470,0001,062
Total equity capital$45,347,0001,090
Total bank equity capital$45,347,0001,090
Perpetual preferred stock$0158
Common stock$469,0004,688
Surplus$32,622,000661
Undivided profits$12,256,0002,305
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,461,000669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,784,0001,862
Earning assets$393,952,0001,191
Long-term assets (5+ years)$52,272,0001,652
Average Assets, year-to-date$416,099,4001,168
Average Assets, quarterly$423,831,0001,200
Volatile liabilities$40,246,0002,120
Insider loans$675,0004,779
FHLB advances$62,000,000582
Loans and leases held for sale$01,749
Unused loan commitments$80,692,000888
Tier 1 (core) risk-based capital$44,700,0001,023
Tier 2 risk-based capital$3,291,0001,182
Total risk weighted assets$263,186,0001,308
Total unused commitments$80,692,000888
Derivatives$0450
2000-12-31Rank
# of Employees:1131,469
Assets and Liabilities
Total Assets:$406,827,0001,195
Cash and due from depository institutions$13,545,0001,469
Interest-bearing balances$7,382,000615
Securities$125,423,000912
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$251,713,0001,262
Loan loss allowance$3,264,0001,213
Trading account assets$0175
Bank premises and fixed assets$12,333,000627
Other real estate owned$158,0001,469
Goodwill and other intangibles$225,0002,270
All other assets$3,430,0002,544
Life insurance assets$01
Total liabilities and capital$406,827,0001,195
Total liabilities$363,775,0001,208
Total deposits$310,460,0001,221
Interest-bearing deposits$277,675,0001,189
Deposits held in domestic offices$310,460,0001,217
% insured0.00%1
Federal funds purchased & repurchase agreements$61,0003,684
Trading liabilities$077
Other borrowed funds$48,000,000749
Subordinated debt$0239
All other liabilities$5,254,000965
Total equity capital$43,052,0001,083
Total bank equity capital$43,052,0001,083
Perpetual preferred stock$0178
Common stock$469,0004,834
Surplus$32,622,000615
Undivided profits$9,961,0002,633
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,122,000631
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,632,0001,564
Earning assets$384,518,0001,157
Long-term assets (5+ years)$91,349,000996
Average Assets, year-to-date$412,119,8001,120
Average Assets, quarterly$414,551,0001,161
Volatile liabilities$58,203,0001,528
Insider loans$1,373,0003,121
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$54,262,0001,102
Tier 1 (core) risk-based capital$43,024,5001,023
Tier 2 risk-based capital$3,236,4301,161
Total risk weighted assets$258,887,0301,258
Total unused commitments$54,262,0001,103
Derivatives$0481
1999-12-31Rank
# of Employees:1181,442
Assets and Liabilities
Total Assets:$411,693,0001,156
Cash and due from depository institutions$8,825,0001,442
Interest-bearing balances$451,0003,243
Securities$170,322,000696
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$215,723,0001,410
Loan loss allowance$2,893,0001,324
Trading account assets$0165
Bank premises and fixed assets$12,736,000594
Other real estate owned$115,0001,442
Goodwill and other intangibles$303,0002,181
All other assets$3,669,0002,389
Life insurance assets$01
Total liabilities and capital$411,693,0001,156
Total liabilities$372,637,0001,157
Total deposits$298,052,0001,243
Interest-bearing deposits$266,612,0001,218
Deposits held in domestic offices$298,052,0001,238
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$71,120,000597
Subordinated debt$0242
All other liabilities$3,465,0001,228
Total equity capital$39,056,0001,158
Total bank equity capital$39,056,0001,158
Perpetual preferred stock$0193
Common stock$469,0004,977
Surplus$32,622,000622
Undivided profits$5,965,0003,681
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$730,0002,822
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,174,0001,911
Earning assets$386,496,0001,138
Long-term assets (5+ years)$106,222,000911
Average Assets, year-to-date$386,244,2001,175
Average Assets, quarterly$401,652,0001,172
Volatile liabilities$68,362,0001,295
Insider loans$1,548,0002,743
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$18,703,0002,484
Tier 1 (core) risk-based capital$40,385,3001,087
Tier 2 risk-based capital$2,921,0001,235
Total risk weighted assets$235,921,3001,321
Total unused commitments$18,703,0002,487
Derivatives$0488
1998-12-31Rank
# of Employees:1091,552
Assets and Liabilities
Total Assets:$379,255,0001,212
Cash and due from depository institutions$15,469,0001,552
Interest-bearing balances$9,016,000691
Securities$169,403,000707
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$176,629,0001,594
Loan loss allowance$2,821,0001,295
Trading account assets$0197
Bank premises and fixed assets$13,002,000557
Other real estate owned$145,0001,552
Goodwill and other intangibles$391,0001,988
All other assets$4,216,0001,796
Life insurance assets$01
Total liabilities and capital$379,255,0001,212
Total liabilities$339,772,0001,219
Total deposits$284,996,0001,292
Interest-bearing deposits$258,131,0001,233
Deposits held in domestic offices$284,996,0001,287
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$48,000,000620
Subordinated debt$0255
All other liabilities$6,776,000809
Total equity capital$39,483,0001,134
Total bank equity capital$39,483,0001,134
Perpetual preferred stock$0199
Common stock$469,0005,028
Surplus$32,622,000592
Undivided profits$6,392,0003,691
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$711,0003,103
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,123,0001,963
Earning assets$355,048,0001,190
Long-term assets (5+ years)$61,092,0001,338
Average Assets, year-to-date$389,968,4001,132
Average Assets, quarterly$384,609,5001,180
Volatile liabilities$31,744,0002,062
Insider loans$898,0003,816
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$12,974,0003,077
Tier 1 (core) risk-based capital$38,963,1001,074
Tier 2 risk-based capital$2,615,0101,290
Total risk weighted assets$208,975,4101,380
Total unused commitments$12,974,0003,083
Derivatives$0527
1997-12-31Rank
# of Employees:1171,506
Assets and Liabilities
Total Assets:$392,555,0001,189
Cash and due from depository institutions$9,390,0001,506
Interest-bearing balances$50,0005,339
Securities$190,412,000637
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$173,263,0001,627
Loan loss allowance$2,819,0001,317
Trading account assets$0203
Bank premises and fixed assets$13,885,000531
Other real estate owned$830,0001,506
Goodwill and other intangibles$486,0001,787
All other assets$4,289,0001,744
Life insurance assets$01
Total liabilities and capital$392,555,0001,189
Total liabilities$354,753,0001,194
Total deposits$313,303,0001,191
Interest-bearing deposits$285,137,0001,141
Deposits held in domestic offices$313,303,0001,186
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$31,900,000738
Subordinated debt$0260
All other liabilities$9,550,000657
Total equity capital$37,802,0001,184
Total bank equity capital$37,802,0001,184
Perpetual preferred stock$0223
Common stock$469,0005,235
Surplus$32,622,000594
Undivided profits$4,711,0004,637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,056,0001,298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,084,0002,087
Earning assets$363,725,0001,176
Long-term assets (5+ years)$62,539,0001,139
Average Assets, year-to-date$375,509,8001,176
Average Assets, quarterly$381,849,0001,203
Volatile liabilities$65,293,0001,153
Insider loans$800,0004,142
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$23,604,0001,860
Tier 1 (core) risk-based capital$37,363,2001,122
Tier 2 risk-based capital$2,711,0201,169
Total risk weighted assets$216,773,6201,310
Total unused commitments$23,604,0001,867
Derivatives$0533
1996-12-31Rank
# of Employees:1151,629
Assets and Liabilities
Total Assets:$342,863,0001,373
Cash and due from depository institutions$12,162,0001,629
Interest-bearing balances$4,027,000963
Securities$139,247,000891
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$140,233,0002,047
Loan loss allowance$2,668,0001,461
Trading account assets$31,562,00063
Bank premises and fixed assets$14,270,000536
Other real estate owned$903,0001,629
Goodwill and other intangibles$614,0001,563
All other assets$3,872,0001,971
Life insurance assets$01
Total liabilities and capital$342,863,0001,373
Total liabilities$304,007,0001,406
Total deposits$294,072,0001,308
Interest-bearing deposits$268,585,0001,242
Deposits held in domestic offices$294,072,0001,303
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$4,500,0001,955
Subordinated debt$0298
All other liabilities$5,435,000937
Total equity capital$38,856,0001,173
Total bank equity capital$38,856,0001,173
Perpetual preferred stock$0250
Common stock$469,0005,546
Surplus$32,621,000620
Undivided profits$5,766,0004,001
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,275,0002,230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$940,0002,406
Earning assets$315,069,0001,379
Long-term assets (5+ years)$84,627,000831
Average Assets, year-to-date$356,895,8001,283
Average Assets, quarterly$351,048,5001,334
Volatile liabilities$43,994,0001,525
Insider loans$481,0005,626
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$22,412,0001,900
Tier 1 (core) risk-based capital$38,736,0001,117
Tier 2 risk-based capital$2,368,4301,358
Total risk weighted assets$189,175,0301,515
Total unused commitments$22,412,0001,914
Derivatives$0549
1995-12-31Rank
# of Employees:1311,456
Assets and Liabilities
Total Assets:$363,214,0001,310
Cash and due from depository institutions$36,398,0001,456
Interest-bearing balances$24,633,000196
Securities$180,627,000736
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$122,837,0002,267
Loan loss allowance$2,016,0001,915
Trading account assets$0261
Bank premises and fixed assets$13,552,000562
Other real estate owned$3,893,0001,456
Goodwill and other intangibles$562,0001,499
All other assets$5,345,0001,533
Life insurance assets$01
Total liabilities and capital$363,214,0001,310
Total liabilities$325,144,0001,341
Total deposits$312,241,0001,261
Interest-bearing deposits$288,121,0001,182
Deposits held in domestic offices$312,241,0001,247
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$6,700,0001,438
Subordinated debt$0337
All other liabilities$6,203,000889
Total equity capital$38,070,0001,203
Total bank equity capital$38,070,0001,203
Perpetual preferred stock$0288
Common stock$469,0005,841
Surplus$32,622,000625
Undivided profits$4,979,0004,535
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,577,0001,826
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$963,0002,405
Earning assets$328,097,0001,337
Long-term assets (5+ years)$111,516,000623
Average Assets, year-to-date$350,820,0001,305
Average Assets, quarterly$361,603,5001,302
Volatile liabilities$27,421,0002,014
Insider loans$580,0005,235
FHLB advances$0855
Loans and leases held for sale$115,0001,397
Unused loan commitments$12,542,0002,769
Tier 1 (core) risk-based capital$37,848,0001,146
Tier 2 risk-based capital$2,016,0001,584
Total risk weighted assets$188,944,7001,517
Total unused commitments$12,542,0002,781
Derivatives$0628
1994-12-31Rank
# of Employees:1291,532
Assets and Liabilities
Total Assets:$330,293,0001,401
Cash and due from depository institutions$9,779,0001,532
Interest-bearing balances$07,034
Securities$193,015,000710
Federal funds sold & reverse repurchase agreements$204,0007,709
Net loans & leases$104,558,0002,568
Loan loss allowance$2,506,0001,645
Trading account assets$953,000204
Bank premises and fixed assets$13,832,000544
Other real estate owned$4,049,0001,532
Goodwill and other intangibles$888,0001,138
All other assets$3,015,0002,655
Life insurance assets$01
Total liabilities and capital$330,293,0001,401
Total liabilities$294,109,0001,438
Total deposits$265,374,0001,437
Interest-bearing deposits$239,705,0001,371
Deposits held in domestic offices$265,374,0001,427
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$24,325,000812
Subordinated debt$0372
All other liabilities$4,410,000986
Total equity capital$36,184,0001,141
Total bank equity capital$36,184,0001,141
Perpetual preferred stock$0310
Common stock$469,0006,169
Surplus$32,644,000582
Undivided profits$3,071,0005,801
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,617,0001,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$294,0006,686
Earning assets$298,730,0001,420
Long-term assets (5+ years)$133,944,000529
Average Assets, year-to-date$195,959,4002,284
Average Assets, quarterly$334,595,5001,382
Volatile liabilities$35,027,0001,611
Insider loans$656,0004,855
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$12,044,0002,754
Tier 1 (core) risk-based capital$37,528,0001,102
Tier 2 risk-based capital$2,009,7401,568
Total risk weighted assets$160,282,8401,730
Total unused commitments$12,044,0002,765
Derivatives$0687
1993-12-31Rank
# of Employees:573,651
Assets and Liabilities
Total Assets:$103,771,0004,307
Cash and due from depository institutions$4,947,0003,651
Interest-bearing balances$07,655
Securities$56,917,0002,417
Federal funds sold & reverse repurchase agreements$1,950,0005,894
Net loans & leases$36,276,0006,141
Loan loss allowance$768,0004,628
Trading account assets$0330
Bank premises and fixed assets$1,361,0005,036
Other real estate owned$1,277,0003,651
Goodwill and other intangibles$03,091
All other assets$1,043,0005,903
Life insurance assets$01
Total liabilities and capital$103,771,0004,307
Total liabilities$93,616,0004,318
Total deposits$92,840,0004,163
Interest-bearing deposits$78,543,0004,269
Deposits held in domestic offices$92,840,0004,155
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$776,0003,820
Total equity capital$10,155,0004,026
Total bank equity capital$10,155,0004,026
Perpetual preferred stock$0343
Common stock$369,0007,191
Surplus$4,731,0002,843
Undivided profits$5,055,0004,318
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$464,0005,114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$142,0009,715
Earning assets$95,143,0004,315
Long-term assets (5+ years)$47,226,0001,258
Average Assets, year-to-date$101,622,2004,273
Average Assets, quarterly$103,447,5004,284
Volatile liabilities$1,534,00010,442
Insider loans$159,0008,848
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,157,0004,308
Tier 1 (core) risk-based capital$10,155,0003,940
Tier 2 risk-based capital$644,0104,242
Total risk weighted assets$51,396,5104,763
Total unused commitments$6,157,0004,335
Derivatives$0714
1992-12-31Rank
# of Employees:553,849
Assets and Liabilities
Total Assets:$99,980,0004,519
Cash and due from depository institutions$3,766,0003,849
Interest-bearing balances$08,059
Securities$55,838,0002,435
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$36,951,0006,095
Loan loss allowance$740,0004,808
Trading account assets$0344
Bank premises and fixed assets$1,017,0006,129
Other real estate owned$1,304,0003,849
Goodwill and other intangibles$03,106
All other assets$1,104,0005,863
Life insurance assets$01
Total liabilities and capital$99,980,0004,519
Total liabilities$91,243,0004,532
Total deposits$90,252,0004,411
Interest-bearing deposits$76,833,0004,508
Deposits held in domestic offices$90,252,0004,405
% insured0.00%1
Federal funds purchased & repurchase agreements$275,0003,312
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$716,0004,328
Total equity capital$8,737,0004,423
Total bank equity capital$8,737,0004,423
Perpetual preferred stock$0346
Common stock$369,0007,567
Surplus$4,731,0002,729
Undivided profits$3,637,0005,274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$226,0008,043
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$136,00010,432
Earning assets$92,789,0004,470
Long-term assets (5+ years)$44,725,0001,296
Average Assets, year-to-date$101,244,8004,390
Average Assets, quarterly$99,348,5004,526
Volatile liabilities$3,422,0008,047
Insider loans$391,0002,326
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$3,408,0005,706
Tier 1 (core) risk-based capital$8,737,0004,361
Tier 2 risk-based capital$663,7004,153
Total risk weighted assets$53,019,3004,704
Total unused commitments$3,408,0005,733
Derivatives$0651