Home > Republic Bank of Chicago > Income and Expense

Republic Bank of Chicago, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$58,339,000396
Total interest expense$9,497,000311
Net interest income$48,842,000402
Provision for loan and lease losses$2,304,000351
Total noninterest income$15,703,000406
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$9,871,000133
Trading account gains and fees$0145
Additional Noninterest Income$5,832,000620
Total noninterest expense$36,877,000462
Salaries and employee benefits$18,245,000491
Premises and equipment expense$4,056,000478
Additional noninterest expense$14,576,000381
Pre-tax net operating income$25,364,000383
Securities gains (losses)$196,000376
Applicable income taxes$270,0002,556
Income before extraordinary items$25,290,000300
Extraordinary gains, net$09
Net income$25,290,000300
Minority interest net income$071
Net income of bank and minority interests.$25,290,000300
Net charge-offs$-1,437,0005,704
Cash dividends$12,500,000244
Sale, conversion, retirement of capital stock, net$0677
Net operating income$25,095,960295
2017-06-30 (YTD Data)Rank
Total interest income$39,339,000390
Total interest expense$6,135,000306
Net interest income$33,204,000401
Provision for loan and lease losses$1,536,000342
Total noninterest income$8,564,000477
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$6,478,000131
Trading account gains and fees$0139
Additional Noninterest Income$2,086,000939
Total noninterest expense$24,195,000470
Salaries and employee benefits$12,078,000495
Premises and equipment expense$2,572,000491
Additional noninterest expense$9,545,000390
Pre-tax net operating income$16,037,000392
Securities gains (losses)$20,000995
Applicable income taxes$180,0002,556
Income before extraordinary items$15,877,000316
Extraordinary gains, net$011
Net income$15,877,000316
Minority interest net income$071
Net income of bank and minority interests.$15,877,000316
Net charge-offs$-1,017,0005,755
Cash dividends$9,500,000219
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,857,200311
2017-03-31 (YTD Data)Rank
Total interest income$18,027,000408
Total interest expense$3,014,000298
Net interest income$15,013,000424
Provision for loan and lease losses$768,000320
Total noninterest income$3,886,000506
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$3,194,000134
Trading account gains and fees$0142
Additional Noninterest Income$692,0001,241
Total noninterest expense$11,372,000497
Salaries and employee benefits$5,752,000533
Premises and equipment expense$1,227,000525
Additional noninterest expense$4,393,000414
Pre-tax net operating income$6,759,000433
Securities gains (losses)$15,000575
Applicable income taxes$90,0002,508
Income before extraordinary items$6,684,000351
Extraordinary gains, net$08
Net income$6,684,000350
Minority interest net income$055
Net income of bank and minority interests.$6,684,000351
Net charge-offs$-70,0005,540
Cash dividends$3,500,000257
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,669,150349
2016-12-31 (YTD Data)Rank
Total interest income$70,164,000402
Total interest expense$11,351,000285
Net interest income$58,813,000416
Provision for loan and lease losses$2,300,000471
Total noninterest income$16,582,000480
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$12,018,000141
Trading account gains and fees$0170
Additional Noninterest Income$4,564,000905
Total noninterest expense$45,337,000485
Salaries and employee benefits$22,234,000533
Premises and equipment expense$5,594,000458
Additional noninterest expense$17,509,000416
Pre-tax net operating income$27,758,000396
Securities gains (losses)$14,0002,531
Applicable income taxes$289,0002,683
Income before extraordinary items$27,483,000317
Extraordinary gains, net$05
Net income$27,483,000316
Minority interest net income$082
Net income of bank and minority interests.$27,483,000316
Net charge-offs$1,602,000458
Cash dividends$13,500,000289
Sale, conversion, retirement of capital stock, net$0759
Net operating income$27,469,140313
2016-09-30 (YTD Data)Rank
Total interest income$52,800,000401
Total interest expense$8,499,000282
Net interest income$44,301,000418
Provision for loan and lease losses$2,000,000409
Total noninterest income$11,831,000495
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$8,905,000142
Trading account gains and fees$0169
Additional Noninterest Income$2,926,0001,007
Total noninterest expense$34,404,000489
Salaries and employee benefits$16,766,000531
Premises and equipment expense$4,217,000457
Additional noninterest expense$13,421,000404
Pre-tax net operating income$19,728,000414
Securities gains (losses)$-20,0005,833
Applicable income taxes$199,0002,807
Income before extraordinary items$19,509,000326
Extraordinary gains, net$05
Net income$19,509,000326
Minority interest net income$071
Net income of bank and minority interests.$19,509,000326
Net charge-offs$-906,0005,918
Cash dividends$10,500,000271
Sale, conversion, retirement of capital stock, net$0719
Net operating income$19,528,800320
2016-06-30 (YTD Data)Rank
Total interest income$35,415,000399
Total interest expense$5,665,000282
Net interest income$29,750,000418
Provision for loan and lease losses$2,000,000289
Total noninterest income$7,449,000508
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$5,848,000143
Trading account gains and fees$0157
Additional Noninterest Income$1,601,0001,133
Total noninterest expense$22,676,000495
Salaries and employee benefits$11,111,000533
Premises and equipment expense$2,850,000460
Additional noninterest expense$8,715,000407
Pre-tax net operating income$12,523,000424
Securities gains (losses)$-96,0006,003
Applicable income taxes$109,0002,941
Income before extraordinary items$12,318,000336
Extraordinary gains, net$016
Net income$12,318,000335
Minority interest net income$071
Net income of bank and minority interests.$12,318,000335
Net charge-offs$-214,0005,860
Cash dividends$7,500,000265
Sale, conversion, retirement of capital stock, net$0705
Net operating income$12,413,040328
2016-03-31 (YTD Data)Rank
Total interest income$17,501,000398
Total interest expense$2,816,000278
Net interest income$14,685,000421
Provision for loan and lease losses$1,200,000242
Total noninterest income$3,465,000522
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,879,000142
Trading account gains and fees$0142
Additional Noninterest Income$586,0001,365
Total noninterest expense$11,016,000503
Salaries and employee benefits$5,509,000536
Premises and equipment expense$1,419,000464
Additional noninterest expense$4,088,000428
Pre-tax net operating income$5,934,000423
Securities gains (losses)$17,0001,296
Applicable income taxes$19,0003,504
Income before extraordinary items$5,932,000336
Extraordinary gains, net$012
Net income$5,932,000336
Minority interest net income$062
Net income of bank and minority interests.$5,932,000336
Net charge-offs$17,0002,074
Cash dividends$4,000,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,915,000330
2015-12-31 (YTD Data)Rank
Total interest income$66,831,000396
Total interest expense$10,709,000269
Net interest income$56,122,000415
Provision for loan and lease losses$2,700,000344
Total noninterest income$20,268,000414
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$11,508,000149
Trading account gains and fees$0159
Additional Noninterest Income$8,760,000547
Total noninterest expense$46,688,000467
Salaries and employee benefits$21,941,000519
Premises and equipment expense$5,467,000467
Additional noninterest expense$19,280,000382
Pre-tax net operating income$27,002,000385
Securities gains (losses)$383,000447
Applicable income taxes$04,402
Income before extraordinary items$27,385,000301
Extraordinary gains, net$023
Net income$27,385,000301
Minority interest net income$081
Net income of bank and minority interests.$27,385,000301
Net charge-offs$1,299,000561
Cash dividends$9,000,000411
Sale, conversion, retirement of capital stock, net$0804
Net operating income$27,002,000303
2015-09-30 (YTD Data)Rank
Total interest income$50,085,000398
Total interest expense$7,975,000267
Net interest income$42,110,000418
Provision for loan and lease losses$1,800,000359
Total noninterest income$15,452,000417
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$8,623,000150
Trading account gains and fees$0153
Additional Noninterest Income$6,829,000546
Total noninterest expense$35,487,000465
Salaries and employee benefits$16,169,000529
Premises and equipment expense$4,349,000458
Additional noninterest expense$14,969,000376
Pre-tax net operating income$20,275,000390
Securities gains (losses)$313,000461
Applicable income taxes$04,489
Income before extraordinary items$20,588,000300
Extraordinary gains, net$021
Net income$20,588,000300
Minority interest net income$078
Net income of bank and minority interests.$20,588,000300
Net charge-offs$-19,0005,333
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$20,275,000303
2015-06-30 (YTD Data)Rank
Total interest income$33,275,000401
Total interest expense$5,267,000269
Net interest income$28,008,000414
Provision for loan and lease losses$1,800,000262
Total noninterest income$11,147,000384
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$5,456,000151
Trading account gains and fees$0157
Additional Noninterest Income$5,691,000466
Total noninterest expense$23,484,000469
Salaries and employee benefits$10,589,000540
Premises and equipment expense$2,901,000461
Additional noninterest expense$9,994,000372
Pre-tax net operating income$13,871,000382
Securities gains (losses)$244,000451
Applicable income taxes$04,497
Income before extraordinary items$14,115,000301
Extraordinary gains, net$022
Net income$14,115,000301
Minority interest net income$075
Net income of bank and minority interests.$14,115,000301
Net charge-offs$-57,0005,776
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,871,000298
2015-03-31 (YTD Data)Rank
Total interest income$15,569,000418
Total interest expense$2,584,000275
Net interest income$12,985,000435
Provision for loan and lease losses$900,000239
Total noninterest income$3,527,000516
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,671,000151
Trading account gains and fees$0152
Additional Noninterest Income$856,0001,043
Total noninterest expense$10,948,000498
Salaries and employee benefits$5,306,000536
Premises and equipment expense$1,392,000482
Additional noninterest expense$4,250,000409
Pre-tax net operating income$4,664,000515
Securities gains (losses)$197,000373
Applicable income taxes$04,400
Income before extraordinary items$4,861,000394
Extraordinary gains, net$013
Net income$4,861,000394
Minority interest net income$064
Net income of bank and minority interests.$4,861,000394
Net charge-offs$-31,0005,819
Cash dividends$3,000,000264
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,664,000398
2014-12-31 (YTD Data)Rank
Total interest income$56,510,000440
Total interest expense$8,285,000335
Net interest income$48,225,000457
Provision for loan and lease losses$-3,343,0006,455
Total noninterest income$20,754,000376
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$8,468,000197
Trading account gains and fees$0180
Additional Noninterest Income$12,286,000384
Total noninterest expense$43,565,000485
Salaries and employee benefits$19,894,000541
Premises and equipment expense$6,043,000430
Additional noninterest expense$17,628,000410
Pre-tax net operating income$28,757,000353
Securities gains (losses)$256,000677
Applicable income taxes$04,531
Income before extraordinary items$29,013,000284
Extraordinary gains, net$017
Net income$29,013,000282
Minority interest net income$084
Net income of bank and minority interests.$29,013,000282
Net charge-offs$-3,975,0006,500
Cash dividends$15,500,000248
Sale, conversion, retirement of capital stock, net$0862
Net operating income$28,757,000280
2014-09-30 (YTD Data)Rank
Total interest income$40,759,000453
Total interest expense$5,759,000362
Net interest income$35,000,000464
Provision for loan and lease losses$-2,700,0006,542
Total noninterest income$15,360,000375
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$6,148,000202
Trading account gains and fees$0174
Additional Noninterest Income$9,212,000378
Total noninterest expense$32,395,000485
Salaries and employee benefits$14,883,000545
Premises and equipment expense$4,804,000409
Additional noninterest expense$12,708,000416
Pre-tax net operating income$20,665,000362
Securities gains (losses)$188,000663
Applicable income taxes$04,583
Income before extraordinary items$20,853,000287
Extraordinary gains, net$015
Net income$20,853,000287
Minority interest net income$081
Net income of bank and minority interests.$20,853,000287
Net charge-offs$-5,031,0006,585
Cash dividends$6,500,000350
Sale, conversion, retirement of capital stock, net$0819
Net operating income$20,665,000282
2014-06-30 (YTD Data)Rank
Total interest income$26,171,000472
Total interest expense$3,511,000404
Net interest income$22,660,000477
Provision for loan and lease losses$1,800,000274
Total noninterest income$11,919,000329
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,921,000209
Trading account gains and fees$0172
Additional Noninterest Income$7,998,000310
Total noninterest expense$21,653,000482
Salaries and employee benefits$9,685,000559
Premises and equipment expense$3,456,000388
Additional noninterest expense$8,512,000411
Pre-tax net operating income$11,126,000420
Securities gains (losses)$159,000564
Applicable income taxes$04,568
Income before extraordinary items$11,285,000327
Extraordinary gains, net$020
Net income$11,285,000327
Minority interest net income$080
Net income of bank and minority interests.$11,285,000327
Net charge-offs$102,0002,172
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$0794
Net operating income$11,126,000325
2014-03-31 (YTD Data)Rank
Total interest income$12,684,000483
Total interest expense$1,674,000422
Net interest income$11,010,000491
Provision for loan and lease losses$900,000280
Total noninterest income$3,477,000485
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,952,000207
Trading account gains and fees$0147
Additional Noninterest Income$1,525,000614
Total noninterest expense$10,371,000503
Salaries and employee benefits$4,810,000568
Premises and equipment expense$1,176,000537
Additional noninterest expense$4,385,000403
Pre-tax net operating income$3,216,000628
Securities gains (losses)$144,000337
Applicable income taxes$04,445
Income before extraordinary items$3,360,000483
Extraordinary gains, net$016
Net income$3,360,000482
Minority interest net income$066
Net income of bank and minority interests.$3,360,000483
Net charge-offs$484,000513
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,216,000491
2013-12-31 (YTD Data)Rank
Total interest income$53,755,000455
Total interest expense$7,094,000445
Net interest income$46,661,000464
Provision for loan and lease losses$900,0001,197
Total noninterest income$8,947,000744
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,627,000216
Trading account gains and fees$0184
Additional Noninterest Income$1,320,0002,005
Total noninterest expense$40,496,000520
Salaries and employee benefits$16,941,000640
Premises and equipment expense$4,013,000607
Additional noninterest expense$19,542,000389
Pre-tax net operating income$14,212,000573
Securities gains (losses)$675,000339
Applicable income taxes$04,631
Income before extraordinary items$14,887,000461
Extraordinary gains, net$029
Net income$14,887,000460
Minority interest net income$090
Net income of bank and minority interests.$14,887,000462
Net charge-offs$3,946,000422
Cash dividends$11,000,000303
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,212,000468
2013-09-30 (YTD Data)Rank
Total interest income$40,242,000459
Total interest expense$5,358,000450
Net interest income$34,884,000466
Provision for loan and lease losses$-550,0006,734
Total noninterest income$5,450,000875
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$5,829,000214
Trading account gains and fees$0180
Additional Noninterest Income$-379,0006,823
Total noninterest expense$30,232,000524
Salaries and employee benefits$12,256,000667
Premises and equipment expense$2,956,000630
Additional noninterest expense$15,020,000373
Pre-tax net operating income$10,652,000578
Securities gains (losses)$637,000330
Applicable income taxes$04,713
Income before extraordinary items$11,289,000463
Extraordinary gains, net$025
Net income$11,289,000462
Minority interest net income$084
Net income of bank and minority interests.$11,289,000464
Net charge-offs$1,037,000970
Cash dividends$6,000,000355
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,652,000467
2013-06-30 (YTD Data)Rank
Total interest income$27,332,000456
Total interest expense$3,610,000459
Net interest income$23,722,000456
Provision for loan and lease losses$2,550,000291
Total noninterest income$5,528,000630
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,989,000205
Trading account gains and fees$0157
Additional Noninterest Income$1,539,0001,185
Total noninterest expense$19,100,000547
Salaries and employee benefits$8,202,000669
Premises and equipment expense$2,089,000586
Additional noninterest expense$8,809,000407
Pre-tax net operating income$7,600,000538
Securities gains (losses)$399,000446
Applicable income taxes$04,679
Income before extraordinary items$7,999,000423
Extraordinary gains, net$022
Net income$7,999,000424
Minority interest net income$082
Net income of bank and minority interests.$7,999,000425
Net charge-offs$1,002,000765
Cash dividends$6,000,000246
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,600,000432
2013-03-31 (YTD Data)Rank
Total interest income$12,616,000492
Total interest expense$1,850,000458
Net interest income$10,766,000499
Provision for loan and lease losses$1,200,000326
Total noninterest income$3,626,000524
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,050,000196
Trading account gains and fees$0148
Additional Noninterest Income$1,576,000718
Total noninterest expense$9,526,000556
Salaries and employee benefits$4,127,000673
Premises and equipment expense$1,078,000577
Additional noninterest expense$4,321,000425
Pre-tax net operating income$3,666,000562
Securities gains (losses)$261,000369
Applicable income taxes$04,602
Income before extraordinary items$3,927,000433
Extraordinary gains, net$010
Net income$3,927,000434
Minority interest net income$076
Net income of bank and minority interests.$3,927,000434
Net charge-offs$495,000778
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,666,000442
2012-12-31 (YTD Data)Rank
Total interest income$49,072,000527
Total interest expense$9,615,000424
Net interest income$39,457,000553
Provision for loan and lease losses$3,500,000681
Total noninterest income$12,464,000577
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$7,575,000221
Trading account gains and fees$0166
Additional Noninterest Income$4,889,000827
Total noninterest expense$39,803,000532
Salaries and employee benefits$15,992,000653
Premises and equipment expense$4,884,000490
Additional noninterest expense$18,927,000414
Pre-tax net operating income$8,618,000834
Securities gains (losses)$2,966,000176
Applicable income taxes$-47,0006,639
Income before extraordinary items$11,631,000559
Extraordinary gains, net$029
Net income$11,631,000556
Minority interest net income$093
Net income of bank and minority interests.$11,631,000559
Net charge-offs$7,836,000393
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,665,000667
2012-09-30 (YTD Data)Rank
Total interest income$36,690,000538
Total interest expense$7,528,000422
Net interest income$29,162,000568
Provision for loan and lease losses$3,500,000547
Total noninterest income$8,363,000630
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,655,000221
Trading account gains and fees$0157
Additional Noninterest Income$2,708,0001,015
Total noninterest expense$30,521,000519
Salaries and employee benefits$11,962,000652
Premises and equipment expense$3,877,000470
Additional noninterest expense$14,682,000395
Pre-tax net operating income$3,504,0001,494
Securities gains (losses)$2,582,000153
Applicable income taxes$04,802
Income before extraordinary items$6,086,000758
Extraordinary gains, net$020
Net income$6,086,000756
Minority interest net income$086
Net income of bank and minority interests.$6,086,000758
Net charge-offs$3,192,000654
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,504,0001,218
2012-06-30 (YTD Data)Rank
Total interest income$24,737,000538
Total interest expense$5,169,000424
Net interest income$19,568,000564
Provision for loan and lease losses$3,000,000452
Total noninterest income$5,729,000611
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,815,000216
Trading account gains and fees$0153
Additional Noninterest Income$1,914,000949
Total noninterest expense$18,996,000550
Salaries and employee benefits$7,992,000647
Premises and equipment expense$2,639,000459
Additional noninterest expense$8,365,000458
Pre-tax net operating income$3,301,0001,080
Securities gains (losses)$891,000316
Applicable income taxes$04,770
Income before extraordinary items$4,192,000725
Extraordinary gains, net$019
Net income$4,192,000725
Minority interest net income$084
Net income of bank and minority interests.$4,192,000726
Net charge-offs$1,594,000822
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,301,000863
2012-03-31 (YTD Data)Rank
Total interest income$12,557,000534
Total interest expense$2,643,000430
Net interest income$9,914,000564
Provision for loan and lease losses$1,500,000441
Total noninterest income$2,848,000613
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,978,000207
Trading account gains and fees$0148
Additional Noninterest Income$870,0001,010
Total noninterest expense$9,231,000557
Salaries and employee benefits$4,160,000620
Premises and equipment expense$1,381,000443
Additional noninterest expense$3,690,000493
Pre-tax net operating income$2,031,000876
Securities gains (losses)$329,000411
Applicable income taxes$04,704
Income before extraordinary items$2,360,000651
Extraordinary gains, net$019
Net income$2,360,000652
Minority interest net income$078
Net income of bank and minority interests.$2,360,000652
Net charge-offs$1,500,000501
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,031,000700
2011-12-31 (YTD Data)Rank
Total interest income$63,709,000430
Total interest expense$12,484,000442
Net interest income$51,225,000429
Provision for loan and lease losses$31,797,000156
Total noninterest income$21,314,000354
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$8,661,000199
Trading account gains and fees$0146
Additional Noninterest Income$12,653,000369
Total noninterest expense$39,518,000519
Salaries and employee benefits$14,821,000662
Premises and equipment expense$5,231,000479
Additional noninterest expense$19,466,000404
Pre-tax net operating income$1,224,0003,373
Securities gains (losses)$1,294,000335
Applicable income taxes$25,0004,037
Income before extraordinary items$2,493,0001,881
Extraordinary gains, net$029
Net income$2,493,0001,882
Minority interest net income$096
Net income of bank and minority interests.$2,493,0001,882
Net charge-offs$30,175,000178
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,211,9403,092
2011-09-30 (YTD Data)Rank
Total interest income$49,037,000430
Total interest expense$9,611,000455
Net interest income$39,426,000425
Provision for loan and lease losses$29,375,000128
Total noninterest income$22,382,000275
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$6,725,000194
Trading account gains and fees$0145
Additional Noninterest Income$15,657,000253
Total noninterest expense$27,101,000554
Salaries and employee benefits$10,891,000679
Premises and equipment expense$4,146,000466
Additional noninterest expense$12,064,000465
Pre-tax net operating income$5,332,000874
Securities gains (losses)$865,000398
Applicable income taxes$25,0003,953
Income before extraordinary items$6,172,000648
Extraordinary gains, net$021
Net income$6,172,000648
Minority interest net income$087
Net income of bank and minority interests.$6,172,000648
Net charge-offs$16,857,000223
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,307,000705
2011-06-30 (YTD Data)Rank
Total interest income$33,658,000426
Total interest expense$6,538,000472
Net interest income$27,120,000414
Provision for loan and lease losses$10,900,000222
Total noninterest income$7,676,000453
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,483,000196
Trading account gains and fees$0153
Additional Noninterest Income$3,193,000589
Total noninterest expense$18,190,000561
Salaries and employee benefits$6,978,000711
Premises and equipment expense$2,930,000451
Additional noninterest expense$8,282,000460
Pre-tax net operating income$5,706,000560
Securities gains (losses)$397,000435
Applicable income taxes$23,0003,768
Income before extraordinary items$6,080,000443
Extraordinary gains, net$015
Net income$6,080,000442
Minority interest net income$089
Net income of bank and minority interests.$6,080,000443
Net charge-offs$10,313,000258
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,683,000467
2011-03-31 (YTD Data)Rank
Total interest income$17,244,000420
Total interest expense$3,394,000474
Net interest income$13,850,000401
Provision for loan and lease losses$3,000,000364
Total noninterest income$3,207,000518
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,359,000184
Trading account gains and fees$0158
Additional Noninterest Income$848,000921
Total noninterest expense$9,594,000535
Salaries and employee benefits$3,872,000640
Premises and equipment expense$1,540,000444
Additional noninterest expense$4,182,000450
Pre-tax net operating income$4,463,000403
Securities gains (losses)$171,000387
Applicable income taxes$19,0003,477
Income before extraordinary items$4,615,000315
Extraordinary gains, net$09
Net income$4,615,000315
Minority interest net income$086
Net income of bank and minority interests.$4,615,000315
Net charge-offs$736,0001,040
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,444,000315
2010-12-31 (YTD Data)Rank
Total interest income$69,099,000436
Total interest expense$18,378,000427
Net interest income$50,721,000442
Provision for loan and lease losses$18,720,000392
Total noninterest income$8,817,000695
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,770,000272
Trading account gains and fees$0175
Additional Noninterest Income$3,047,0001,053
Total noninterest expense$37,625,000547
Salaries and employee benefits$14,953,000645
Premises and equipment expense$5,726,000452
Additional noninterest expense$16,946,000468
Pre-tax net operating income$3,193,0001,539
Securities gains (losses)$879,000550
Applicable income taxes$44,0003,695
Income before extraordinary items$4,028,0001,084
Extraordinary gains, net$029
Net income$4,028,0001,085
Minority interest net income$0111
Net income of bank and minority interests.$4,028,0001,087
Net charge-offs$19,582,000340
Cash dividends$3,200,000519
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,157,7901,294
2010-09-30 (YTD Data)Rank
Total interest income$51,838,000434
Total interest expense$14,541,000422
Net interest income$37,297,000443
Provision for loan and lease losses$5,794,000783
Total noninterest income$6,111,000720
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,814,000308
Trading account gains and fees$0165
Additional Noninterest Income$2,297,0001,002
Total noninterest expense$27,422,000554
Salaries and employee benefits$11,341,000625
Premises and equipment expense$4,367,000449
Additional noninterest expense$11,714,000487
Pre-tax net operating income$10,192,000416
Securities gains (losses)$296,0001,093
Applicable income taxes$04,726
Income before extraordinary items$10,488,000338
Extraordinary gains, net$023
Net income$10,488,000339
Minority interest net income$0110
Net income of bank and minority interests.$10,488,000339
Net charge-offs$7,669,000579
Cash dividends$3,200,000343
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$10,192,000330
2010-06-30 (YTD Data)Rank
Total interest income$34,410,000445
Total interest expense$10,208,000414
Net interest income$24,202,000454
Provision for loan and lease losses$2,196,0001,197
Total noninterest income$3,565,000791
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,138,000365
Trading account gains and fees$0152
Additional Noninterest Income$1,427,0001,009
Total noninterest expense$18,644,000548
Salaries and employee benefits$7,601,000618
Premises and equipment expense$2,990,000437
Additional noninterest expense$8,053,000462
Pre-tax net operating income$6,927,000403
Securities gains (losses)$283,000748
Applicable income taxes$04,691
Income before extraordinary items$7,210,000308
Extraordinary gains, net$019
Net income$7,210,000307
Minority interest net income$0105
Net income of bank and minority interests.$7,210,000308
Net charge-offs$803,0001,936
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,927,000318
2010-03-31 (YTD Data)Rank
Total interest income$17,098,000463
Total interest expense$5,245,000423
Net interest income$11,853,000470
Provision for loan and lease losses$598,0001,652
Total noninterest income$1,262,0001,006
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$782,000487
Trading account gains and fees$0175
Additional Noninterest Income$480,0001,337
Total noninterest expense$8,502,000587
Salaries and employee benefits$3,815,000634
Premises and equipment expense$1,608,000425
Additional noninterest expense$3,079,000593
Pre-tax net operating income$4,015,000348
Securities gains (losses)$62,0001,041
Applicable income taxes$04,611
Income before extraordinary items$4,077,000276
Extraordinary gains, net$016
Net income$4,077,000278
Minority interest net income$091
Net income of bank and minority interests.$4,077,000278
Net charge-offs$328,0001,947
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,015,000268
2009-12-31 (YTD Data)Rank
Total interest income$66,140,000489
Total interest expense$23,360,000477
Net interest income$42,780,000501
Provision for loan and lease losses$28,511,000388
Total noninterest income$66,930,000157
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,369,0001,264
Trading account gains and fees$0211
Additional Noninterest Income$65,561,000134
Total noninterest expense$30,501,000685
Salaries and employee benefits$13,703,000704
Premises and equipment expense$5,465,000487
Additional noninterest expense$11,333,000712
Pre-tax net operating income$50,698,000124
Securities gains (losses)$-9,721,0007,940
Applicable income taxes$04,388
Income before extraordinary items$40,977,000113
Extraordinary gains, net$034
Net income$40,977,000111
Minority interest net income$0115
Net income of bank and minority interests.$40,977,000112
Net charge-offs$15,424,000494
Cash dividends$14,000,000138
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$50,698,00098
2009-09-30 (YTD Data)Rank
Total interest income$47,217,000542
Total interest expense$17,852,000503
Net interest income$29,365,000560
Provision for loan and lease losses$28,413,000310
Total noninterest income$64,578,000143
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$853,0001,502
Trading account gains and fees$0212
Additional Noninterest Income$63,725,000118
Total noninterest expense$22,298,000705
Salaries and employee benefits$10,097,000733
Premises and equipment expense$4,061,000502
Additional noninterest expense$8,140,000703
Pre-tax net operating income$43,232,000113
Securities gains (losses)$-10,355,0008,044
Applicable income taxes$04,592
Income before extraordinary items$32,877,000112
Extraordinary gains, net$027
Net income$32,877,000111
Minority interest net income$0118
Net income of bank and minority interests.$32,877,000112
Net charge-offs$7,535,000622
Cash dividends$14,000,000111
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$43,232,00096
2009-06-30 (YTD Data)Rank
Total interest income$31,497,000558
Total interest expense$11,900,000536
Net interest income$19,597,000560
Provision for loan and lease losses$9,696,000453
Total noninterest income$58,481,000117
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$551,0001,520
Trading account gains and fees$0193
Additional Noninterest Income$57,930,00098
Total noninterest expense$13,978,000762
Salaries and employee benefits$6,516,000773
Premises and equipment expense$2,606,000531
Additional noninterest expense$4,856,000801
Pre-tax net operating income$54,404,00072
Securities gains (losses)$645,000412
Applicable income taxes$04,657
Income before extraordinary items$55,049,00058
Extraordinary gains, net$021
Net income$55,049,00058
Minority interest net income$0112
Net income of bank and minority interests.$55,049,00058
Net charge-offs$1,116,0001,558
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$54,404,00054
2009-03-31 (YTD Data)Rank
Total interest income$15,574,000566
Total interest expense$6,102,000538
Net interest income$9,472,000576
Provision for loan and lease losses$1,598,000878
Total noninterest income$26,067,000127
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$276,0001,486
Trading account gains and fees$0171
Additional Noninterest Income$25,791,000106
Total noninterest expense$5,948,000851
Salaries and employee benefits$2,949,000864
Premises and equipment expense$1,350,000516
Additional noninterest expense$1,649,0001,020
Pre-tax net operating income$27,993,00078
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$27,993,00063
Extraordinary gains, net$015
Net income$27,993,00064
Minority interest net income$0102
Net income of bank and minority interests.$27,993,00064
Net charge-offs$-6,0007,754
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$27,993,00060
2008-12-31 (YTD Data)Rank
Total interest income$49,510,000754
Total interest expense$23,587,000672
Net interest income$25,923,000831
Provision for loan and lease losses$9,035,000644
Total noninterest income$4,519,0001,157
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$768,0002,193
Trading account gains and fees$0154
Additional Noninterest Income$3,751,000808
Total noninterest expense$18,018,0001,089
Salaries and employee benefits$9,294,0001,060
Premises and equipment expense$4,178,000658
Additional noninterest expense$4,546,0001,371
Pre-tax net operating income$3,389,0001,608
Securities gains (losses)$620,000312
Applicable income taxes$45,0003,900
Income before extraordinary items$3,964,0001,056
Extraordinary gains, net$039
Net income$3,964,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,186,000669
Cash dividends$3,856,000729
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,350,2001,324
2008-09-30 (YTD Data)Rank
Total interest income$37,110,000778
Total interest expense$17,880,000695
Net interest income$19,230,000854
Provision for loan and lease losses$1,800,0001,264
Total noninterest income$1,128,0002,692
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$590,0002,181
Trading account gains and fees$0148
Additional Noninterest Income$538,0002,692
Total noninterest expense$13,570,0001,082
Salaries and employee benefits$6,955,0001,087
Premises and equipment expense$3,173,000658
Additional noninterest expense$3,442,0001,317
Pre-tax net operating income$4,988,0001,023
Securities gains (losses)$504,000318
Applicable income taxes$45,0004,175
Income before extraordinary items$5,447,000664
Extraordinary gains, net$031
Net income$5,447,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0002,162
Cash dividends$3,416,000640
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,948,040775
2008-06-30 (YTD Data)Rank
Total interest income$25,191,000776
Total interest expense$12,378,000692
Net interest income$12,813,000851
Provision for loan and lease losses$420,0002,107
Total noninterest income$754,0002,719
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$376,0002,228
Trading account gains and fees$0149
Additional Noninterest Income$378,0002,677
Total noninterest expense$9,036,0001,079
Salaries and employee benefits$4,627,0001,107
Premises and equipment expense$2,200,000630
Additional noninterest expense$2,209,0001,338
Pre-tax net operating income$4,111,000859
Securities gains (losses)$504,000310
Applicable income taxes$45,0004,142
Income before extraordinary items$4,570,000603
Extraordinary gains, net$021
Net income$4,570,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,530
Cash dividends$2,000,000774
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,071,040658
2008-03-31 (YTD Data)Rank
Total interest income$12,774,000789
Total interest expense$6,563,000702
Net interest income$6,211,000872
Provision for loan and lease losses$270,0001,503
Total noninterest income$320,0002,996
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$183,0002,237
Trading account gains and fees$0158
Additional Noninterest Income$137,0003,203
Total noninterest expense$4,653,0001,051
Salaries and employee benefits$2,380,0001,091
Premises and equipment expense$1,185,000584
Additional noninterest expense$1,088,0001,319
Pre-tax net operating income$1,608,0001,173
Securities gains (losses)$141,000562
Applicable income taxes$12,0004,690
Income before extraordinary items$1,737,000860
Extraordinary gains, net$015
Net income$1,737,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,138
Cash dividends$1,125,000664
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,597,410902
2007-12-31 (YTD Data)Rank
Total interest income$53,321,000777
Total interest expense$28,945,000679
Net interest income$24,376,000910
Provision for loan and lease losses$300,0003,174
Total noninterest income$1,699,0002,489
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$721,0002,318
Trading account gains and fees$0178
Additional Noninterest Income$978,0002,251
Total noninterest expense$16,796,0001,117
Salaries and employee benefits$8,831,0001,135
Premises and equipment expense$3,700,000720
Additional noninterest expense$4,265,0001,313
Pre-tax net operating income$8,979,000948
Securities gains (losses)$103,000600
Applicable income taxes$73,0004,697
Income before extraordinary items$9,009,000724
Extraordinary gains, net$039
Net income$9,009,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,115,000947
Cash dividends$3,641,0001,004
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,907,030726
2007-09-30 (YTD Data)Rank
Total interest income$39,807,000786
Total interest expense$21,629,000679
Net interest income$18,178,000915
Provision for loan and lease losses$300,0002,302
Total noninterest income$1,391,0002,341
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$544,0002,286
Trading account gains and fees$0184
Additional Noninterest Income$847,0002,048
Total noninterest expense$12,437,0001,127
Salaries and employee benefits$6,553,0001,147
Premises and equipment expense$2,713,000736
Additional noninterest expense$3,171,0001,291
Pre-tax net operating income$6,832,0001,011
Securities gains (losses)$01,655
Applicable income taxes$56,0004,869
Income before extraordinary items$6,776,000780
Extraordinary gains, net$033
Net income$6,776,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,678
Cash dividends$2,456,0001,039
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,776,000770
2007-06-30 (YTD Data)Rank
Total interest income$26,290,000801
Total interest expense$14,383,000689
Net interest income$11,907,000945
Provision for loan and lease losses$300,0001,528
Total noninterest income$1,052,0002,164
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$357,0002,322
Trading account gains and fees$0168
Additional Noninterest Income$695,0001,786
Total noninterest expense$8,199,0001,152
Salaries and employee benefits$4,426,0001,153
Premises and equipment expense$1,707,000794
Additional noninterest expense$2,066,0001,338
Pre-tax net operating income$4,460,0001,074
Securities gains (losses)$01,444
Applicable income taxes$36,0004,999
Income before extraordinary items$4,424,000825
Extraordinary gains, net$029
Net income$4,424,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,881
Cash dividends$1,326,0001,233
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,424,000812
2007-03-31 (YTD Data)Rank
Total interest income$12,832,000810
Total interest expense$7,021,000695
Net interest income$5,811,000963
Provision for loan and lease losses$300,000788
Total noninterest income$747,0001,650
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$189,0002,152
Trading account gains and fees$0195
Additional Noninterest Income$558,0001,261
Total noninterest expense$4,058,0001,157
Salaries and employee benefits$2,229,0001,160
Premises and equipment expense$823,000820
Additional noninterest expense$1,006,0001,333
Pre-tax net operating income$2,200,0001,060
Securities gains (losses)$01,187
Applicable income taxes$18,0004,999
Income before extraordinary items$2,182,000821
Extraordinary gains, net$022
Net income$2,182,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,546
Cash dividends$226,0002,275
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,182,000813
2006-12-31 (YTD Data)Rank
Total interest income$47,601,000801
Total interest expense$24,019,000708
Net interest income$23,582,000939
Provision for loan and lease losses$1,006,0001,034
Total noninterest income$-145,0008,670
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$809,0002,095
Trading account gains and fees$0130
Additional Noninterest Income$-954,0008,687
Total noninterest expense$15,310,0001,178
Salaries and employee benefits$8,588,0001,130
Premises and equipment expense$2,648,000944
Additional noninterest expense$4,074,0001,308
Pre-tax net operating income$7,121,0001,383
Securities gains (losses)$01,687
Applicable income taxes$61,0005,319
Income before extraordinary items$7,060,0001,053
Extraordinary gains, net$051
Net income$7,060,0001,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$885,000762
Cash dividends$3,332,0001,017
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,060,0001,045
2006-09-30 (YTD Data)Rank
Total interest income$34,396,000833
Total interest expense$17,038,000731
Net interest income$17,358,000976
Provision for loan and lease losses$146,0003,462
Total noninterest income$1,033,0002,865
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$609,0002,095
Trading account gains and fees$0126
Additional Noninterest Income$424,0003,113
Total noninterest expense$11,577,0001,175
Salaries and employee benefits$6,454,0001,144
Premises and equipment expense$2,119,000899
Additional noninterest expense$3,004,0001,330
Pre-tax net operating income$6,668,0001,145
Securities gains (losses)$01,388
Applicable income taxes$68,0005,235
Income before extraordinary items$6,600,000890
Extraordinary gains, net$045
Net income$6,600,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,075
Cash dividends$2,175,0001,081
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,600,000876
2006-06-30 (YTD Data)Rank
Total interest income$22,404,000835
Total interest expense$10,869,000733
Net interest income$11,535,000979
Provision for loan and lease losses$146,0002,710
Total noninterest income$629,0003,026
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$402,0002,095
Trading account gains and fees$0126
Additional Noninterest Income$227,0003,494
Total noninterest expense$7,666,0001,187
Salaries and employee benefits$4,291,0001,147
Premises and equipment expense$1,439,000882
Additional noninterest expense$1,936,0001,377
Pre-tax net operating income$4,352,0001,167
Securities gains (losses)$01,185
Applicable income taxes$45,0005,301
Income before extraordinary items$4,307,000903
Extraordinary gains, net$039
Net income$4,307,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,480
Cash dividends$1,127,0001,310
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,307,000884
2006-03-31 (YTD Data)Rank
Total interest income$11,264,000812
Total interest expense$5,298,000696
Net interest income$5,966,000947
Provision for loan and lease losses$146,0001,524
Total noninterest income$323,0002,935
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,366
Total noninterest expense$3,889,0001,172
Salaries and employee benefits$2,134,0001,160
Premises and equipment expense$764,000838
Additional noninterest expense$991,0001,329
Pre-tax net operating income$2,254,0001,097
Securities gains (losses)$0955
Applicable income taxes$24,0005,226
Income before extraordinary items$2,230,000848
Extraordinary gains, net$021
Net income$2,230,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,517
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,230,000833
2005-12-31 (YTD Data)Rank
Total interest income$41,955,000764
Total interest expense$18,724,000612
Net interest income$23,231,000922
Provision for loan and lease losses$114,0004,656
Total noninterest income$1,566,0002,620
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$872,0001,960
Trading account gains and fees$0138
Additional Noninterest Income$694,0002,791
Total noninterest expense$14,572,0001,196
Salaries and employee benefits$7,963,0001,161
Premises and equipment expense$2,544,000942
Additional noninterest expense$4,065,0001,275
Pre-tax net operating income$10,111,000969
Securities gains (losses)$100,000702
Applicable income taxes$118,0005,227
Income before extraordinary items$10,093,000722
Extraordinary gains, net$046
Net income$10,093,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,103,000627
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,994,000716
2005-09-30 (YTD Data)Rank
Total interest income$31,101,000755
Total interest expense$13,642,000598
Net interest income$17,459,000914
Provision for loan and lease losses$114,0003,981
Total noninterest income$841,0003,300
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$663,0001,936
Trading account gains and fees$0126
Additional Noninterest Income$178,0004,857
Total noninterest expense$10,678,0001,206
Salaries and employee benefits$5,796,0001,182
Premises and equipment expense$1,893,000938
Additional noninterest expense$2,989,0001,282
Pre-tax net operating income$7,508,000981
Securities gains (losses)$100,000661
Applicable income taxes$88,0005,362
Income before extraordinary items$7,520,000719
Extraordinary gains, net$035
Net income$7,520,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,534
Cash dividends$3,000,000734
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,421,000710
2005-06-30 (YTD Data)Rank
Total interest income$19,898,000767
Total interest expense$8,726,000586
Net interest income$11,172,000937
Provision for loan and lease losses$06,626
Total noninterest income$621,0003,014
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$450,0001,857
Trading account gains and fees$0116
Additional Noninterest Income$171,0004,041
Total noninterest expense$7,039,0001,202
Salaries and employee benefits$3,729,0001,224
Premises and equipment expense$1,330,000878
Additional noninterest expense$1,980,0001,265
Pre-tax net operating income$4,754,000996
Securities gains (losses)$100,000563
Applicable income taxes$55,0005,432
Income before extraordinary items$4,799,000737
Extraordinary gains, net$030
Net income$4,799,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,245
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,700,000736
2005-03-31 (YTD Data)Rank
Total interest income$9,494,000791
Total interest expense$4,047,000598
Net interest income$5,447,000951
Provision for loan and lease losses$06,226
Total noninterest income$294,0003,103
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$223,0001,816
Trading account gains and fees$0115
Additional Noninterest Income$71,0004,437
Total noninterest expense$3,547,0001,191
Salaries and employee benefits$1,897,0001,213
Premises and equipment expense$650,000907
Additional noninterest expense$1,000,0001,247
Pre-tax net operating income$2,194,0001,056
Securities gains (losses)$100,000366
Applicable income taxes$26,0005,434
Income before extraordinary items$2,268,000773
Extraordinary gains, net$024
Net income$2,268,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,985
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,169,000788
2004-12-31 (YTD Data)Rank
Total interest income$33,179,000833
Total interest expense$12,894,000639
Net interest income$20,285,000976
Provision for loan and lease losses$1,407,000763
Total noninterest income$1,550,0002,625
Gross Fiduciary activities income$35,0001,116
Service charges on deposit accounts$949,0001,844
Trading account gains and fees$0138
Additional Noninterest Income$566,0003,082
Total noninterest expense$12,461,0001,321
Salaries and employee benefits$6,741,0001,303
Premises and equipment expense$2,340,000979
Additional noninterest expense$3,380,0001,464
Pre-tax net operating income$7,967,0001,100
Securities gains (losses)$548,000431
Applicable income taxes$93,0005,585
Income before extraordinary items$8,422,000787
Extraordinary gains, net$034
Net income$8,422,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,623
Cash dividends$5,500,000569
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,879,480805
2004-09-30 (YTD Data)Rank
Total interest income$23,862,000865
Total interest expense$9,053,000662
Net interest income$14,809,000991
Provision for loan and lease losses$1,333,000594
Total noninterest income$1,205,0002,569
Gross Fiduciary activities income$34,0001,070
Service charges on deposit accounts$721,0001,835
Trading account gains and fees$0134
Additional Noninterest Income$450,0002,986
Total noninterest expense$9,047,0001,352
Salaries and employee benefits$4,887,0001,354
Premises and equipment expense$1,700,0001,015
Additional noninterest expense$2,460,0001,494
Pre-tax net operating income$5,634,0001,172
Securities gains (losses)$548,000400
Applicable income taxes$67,0005,744
Income before extraordinary items$6,115,000820
Extraordinary gains, net$026
Net income$6,115,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,635
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,572,480852
2004-06-30 (YTD Data)Rank
Total interest income$15,331,000879
Total interest expense$5,610,000710
Net interest income$9,721,000999
Provision for loan and lease losses$713,000715
Total noninterest income$865,0002,453
Gross Fiduciary activities income$34,0001,021
Service charges on deposit accounts$466,0001,873
Trading account gains and fees$0130
Additional Noninterest Income$365,0002,662
Total noninterest expense$6,326,0001,295
Salaries and employee benefits$3,598,0001,214
Premises and equipment expense$1,123,0001,024
Additional noninterest expense$1,605,0001,504
Pre-tax net operating income$3,547,0001,214
Securities gains (losses)$335,000451
Applicable income taxes$41,0005,802
Income before extraordinary items$3,841,000845
Extraordinary gains, net$021
Net income$3,841,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,403
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,509,350897
2004-03-31 (YTD Data)Rank
Total interest income$7,378,000936
Total interest expense$2,648,000762
Net interest income$4,730,0001,042
Provision for loan and lease losses$107,0002,000
Total noninterest income$511,0002,126
Gross Fiduciary activities income$34,000889
Service charges on deposit accounts$225,0001,875
Trading account gains and fees$0121
Additional Noninterest Income$252,0002,120
Total noninterest expense$3,195,0001,281
Salaries and employee benefits$1,797,0001,229
Premises and equipment expense$613,000942
Additional noninterest expense$785,0001,530
Pre-tax net operating income$1,939,0001,099
Securities gains (losses)$167,000577
Applicable income taxes$23,0005,671
Income before extraordinary items$2,083,000799
Extraordinary gains, net$016
Net income$2,083,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$2,000,000367
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,917,670806
2003-12-31 (YTD Data)Rank
Total interest income$28,620,000987
Total interest expense$10,686,000829
Net interest income$17,934,0001,072
Provision for loan and lease losses$996,0001,191
Total noninterest income$2,211,0002,153
Gross Fiduciary activities income$30,0001,177
Service charges on deposit accounts$725,0002,292
Trading account gains and fees$0160
Additional Noninterest Income$1,456,0001,862
Total noninterest expense$11,653,0001,376
Salaries and employee benefits$6,684,0001,277
Premises and equipment expense$1,811,0001,249
Additional noninterest expense$3,158,0001,564
Pre-tax net operating income$7,496,0001,116
Securities gains (losses)$506,000741
Applicable income taxes$86,0005,872
Income before extraordinary items$7,916,000821
Extraordinary gains, net$054
Net income$7,916,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0002,021
Cash dividends$3,800,000824
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,415,060816
2003-09-30 (YTD Data)Rank
Total interest income$20,977,0001,028
Total interest expense$8,055,000862
Net interest income$12,922,0001,137
Provision for loan and lease losses$755,0001,136
Total noninterest income$1,580,0002,274
Gross Fiduciary activities income$22,0001,169
Service charges on deposit accounts$519,0002,396
Trading account gains and fees$0153
Additional Noninterest Income$1,039,0002,000
Total noninterest expense$8,492,0001,429
Salaries and employee benefits$4,912,0001,331
Premises and equipment expense$1,357,0001,254
Additional noninterest expense$2,223,0001,641
Pre-tax net operating income$5,255,0001,229
Securities gains (losses)$507,000678
Applicable income taxes$60,0006,068
Income before extraordinary items$5,702,000895
Extraordinary gains, net$040
Net income$5,702,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,335
Cash dividends$3,800,000601
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,200,070901
2003-06-30 (YTD Data)Rank
Total interest income$14,041,0001,033
Total interest expense$5,493,000867
Net interest income$8,548,0001,146
Provision for loan and lease losses$280,0001,947
Total noninterest income$892,0002,547
Gross Fiduciary activities income$5,0001,338
Service charges on deposit accounts$308,0002,592
Trading account gains and fees$0150
Additional Noninterest Income$579,0002,230
Total noninterest expense$5,567,0001,445
Salaries and employee benefits$3,234,0001,347
Premises and equipment expense$943,0001,208
Additional noninterest expense$1,390,0001,728
Pre-tax net operating income$3,593,0001,192
Securities gains (losses)$429,000634
Applicable income taxes$42,0006,056
Income before extraordinary items$3,980,000845
Extraordinary gains, net$030
Net income$3,980,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0001,877
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,555,290873
2003-03-31 (YTD Data)Rank
Total interest income$7,050,0001,040
Total interest expense$2,732,000899
Net interest income$4,318,0001,137
Provision for loan and lease losses$174,0001,528
Total noninterest income$365,0002,834
Gross Fiduciary activities income$4,0001,265
Service charges on deposit accounts$134,0002,826
Trading account gains and fees$0134
Additional Noninterest Income$227,0002,498
Total noninterest expense$2,755,0001,442
Salaries and employee benefits$1,576,0001,375
Premises and equipment expense$530,0001,093
Additional noninterest expense$649,0001,810
Pre-tax net operating income$1,754,0001,224
Securities gains (losses)$223,000619
Applicable income taxes$21,0006,031
Income before extraordinary items$1,956,000859
Extraordinary gains, net$021
Net income$1,956,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,188
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,735,230895
2002-12-31 (YTD Data)Rank
Total interest income$28,316,0001,089
Total interest expense$12,502,000903
Net interest income$15,814,0001,220
Provision for loan and lease losses$487,0002,416
Total noninterest income$1,654,0002,456
Gross Fiduciary activities income$26,0001,229
Service charges on deposit accounts$639,0002,451
Trading account gains and fees$0153
Additional Noninterest Income$989,0002,201
Total noninterest expense$10,183,0001,519
Salaries and employee benefits$5,816,0001,399
Premises and equipment expense$1,459,0001,523
Additional noninterest expense$2,908,0001,624
Pre-tax net operating income$6,798,0001,237
Securities gains (losses)$240,0001,049
Applicable income taxes$-228,0009,153
Income before extraordinary items$7,266,000862
Extraordinary gains, net$070
Net income$7,266,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,948
Cash dividends$700,0002,886
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,026,000860
2001-12-31 (YTD Data)Rank
Total interest income$27,025,0001,269
Total interest expense$16,154,0001,001
Net interest income$10,871,0001,641
Provision for loan and lease losses$180,0004,345
Total noninterest income$1,644,0002,338
Gross Fiduciary activities income$15,0001,352
Service charges on deposit accounts$614,0002,388
Trading account gains and fees$8,000164
Additional Noninterest Income$1,007,0002,032
Total noninterest expense$8,175,0001,780
Salaries and employee benefits$4,540,0001,655
Premises and equipment expense$827,0002,547
Additional noninterest expense$2,808,0001,647
Pre-tax net operating income$4,160,0001,709
Securities gains (losses)$344,000817
Applicable income taxes$1,353,0001,647
Income before extraordinary items$3,151,0001,666
Extraordinary gains, net$0105
Net income$3,151,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,810
Cash dividends$1,500,0001,655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,910,2001,739
2000-12-31 (YTD Data)Rank
Total interest income$28,206,0001,257
Total interest expense$17,446,0001,015
Net interest income$10,760,0001,630
Provision for loan and lease losses$343,0002,609
Total noninterest income$3,142,0001,300
Gross Fiduciary activities income$21,0001,151
Service charges on deposit accounts$570,0002,390
Trading account gains and fees$104,000125
Additional Noninterest Income$2,447,000988
Total noninterest expense$8,429,0001,654
Salaries and employee benefits$4,126,0001,741
Premises and equipment expense$1,893,0001,057
Additional noninterest expense$2,410,0001,832
Pre-tax net operating income$5,130,0001,442
Securities gains (losses)$13,0001,082
Applicable income taxes$1,571,0001,450
Income before extraordinary items$3,572,0001,480
Extraordinary gains, net$038
Net income$3,572,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,563,0301,477
1999-12-31 (YTD Data)Rank
Total interest income$24,602,0001,319
Total interest expense$14,872,0001,028
Net interest income$9,730,0001,788
Provision for loan and lease losses$80,0005,643
Total noninterest income$1,393,0002,411
Gross Fiduciary activities income$22,0001,199
Service charges on deposit accounts$546,0002,437
Trading account gains and fees$1,000170
Additional Noninterest Income$824,0002,124
Total noninterest expense$7,094,0001,936
Salaries and employee benefits$4,023,0001,714
Premises and equipment expense$830,0002,440
Additional noninterest expense$2,241,0001,949
Pre-tax net operating income$3,949,0001,857
Securities gains (losses)$70,000868
Applicable income taxes$1,165,0001,973
Income before extraordinary items$2,854,0001,863
Extraordinary gains, net$035
Net income$2,854,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,900
Cash dividends$1,500,0001,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,804,3001,864
1998-12-31 (YTD Data)Rank
Total interest income$26,681,0001,212
Total interest expense$16,052,000994
Net interest income$10,629,0001,598
Provision for loan and lease losses$68,0005,924
Total noninterest income$3,317,0001,252
Gross Fiduciary activities income$21,0001,216
Service charges on deposit accounts$574,0002,241
Trading account gains and fees$12,000190
Additional Noninterest Income$2,710,000961
Total noninterest expense$6,783,0001,924
Salaries and employee benefits$3,669,0001,821
Premises and equipment expense$849,0002,294
Additional noninterest expense$2,265,0001,862
Pre-tax net operating income$7,095,0001,064
Securities gains (losses)$276,000775
Applicable income taxes$2,340,0001,077
Income before extraordinary items$5,031,0001,069
Extraordinary gains, net$032
Net income$5,031,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,064
Cash dividends$3,500,000860
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,843,3201,076
1997-12-31 (YTD Data)Rank
Total interest income$26,250,0001,285
Total interest expense$15,345,0001,068
Net interest income$10,905,0001,581
Provision for loan and lease losses$171,0003,847
Total noninterest income$1,631,0002,070
Gross Fiduciary activities income$21,0001,276
Service charges on deposit accounts$633,0002,075
Trading account gains and fees$-19,0004,474
Additional Noninterest Income$996,0001,744
Total noninterest expense$6,948,0001,860
Salaries and employee benefits$3,571,0001,835
Premises and equipment expense$941,0002,091
Additional noninterest expense$2,436,0001,741
Pre-tax net operating income$5,417,0001,436
Securities gains (losses)$168,000788
Applicable income taxes$1,790,0001,459
Income before extraordinary items$3,795,0001,432
Extraordinary gains, net$044
Net income$3,795,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$5,225,000602
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,680,7601,433
1996-12-31 (YTD Data)Rank
Total interest income$24,558,0001,394
Total interest expense$14,574,0001,120
Net interest income$9,984,0001,771
Provision for loan and lease losses$380,0002,169
Total noninterest income$1,995,0001,841
Gross Fiduciary activities income$19,0001,354
Service charges on deposit accounts$657,0002,053
Trading account gains and fees$-241,0004,695
Additional Noninterest Income$1,560,0001,360
Total noninterest expense$8,197,0001,725
Salaries and employee benefits$3,760,0001,761
Premises and equipment expense$745,0002,617
Additional noninterest expense$3,692,0001,444
Pre-tax net operating income$3,402,0002,101
Securities gains (losses)$426,000448
Applicable income taxes$1,281,0001,882
Income before extraordinary items$2,547,0001,941
Extraordinary gains, net$053
Net income$2,547,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-272,00011,364
Cash dividends$1,740,0001,427
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,261,5802,133
1995-12-31 (YTD Data)Rank
Total interest income$24,056,0001,425
Total interest expense$14,155,0001,177
Net interest income$9,901,0001,805
Provision for loan and lease losses$361,0002,007
Total noninterest income$1,487,0002,296
Gross Fiduciary activities income$20,0001,407
Service charges on deposit accounts$699,0001,942
Trading account gains and fees$22,000388
Additional Noninterest Income$746,0002,209
Total noninterest expense$6,984,0001,975
Salaries and employee benefits$3,724,0001,779
Premises and equipment expense$639,0003,054
Additional noninterest expense$2,621,0001,905
Pre-tax net operating income$4,043,0001,834
Securities gains (losses)$-349,00011,770
Applicable income taxes$1,241,0001,967
Income before extraordinary items$2,453,0002,053
Extraordinary gains, net$065
Net income$2,453,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$2,160,0001,169
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,683,3401,850
1994-12-31 (YTD Data)Rank
Total interest income$21,954,0001,412
Total interest expense$10,818,0001,212
Net interest income$11,136,0001,624
Provision for loan and lease losses$420,0001,753
Total noninterest income$1,294,0002,588
Gross Fiduciary activities income$17,0001,435
Service charges on deposit accounts$636,0002,126
Trading account gains and fees$117,000226
Additional Noninterest Income$524,0002,871
Total noninterest expense$6,820,0002,090
Salaries and employee benefits$3,437,0001,945
Premises and equipment expense$826,0002,457
Additional noninterest expense$2,557,0002,101
Pre-tax net operating income$5,190,0001,419
Securities gains (losses)$-17,00010,215
Applicable income taxes$1,650,0001,424
Income before extraordinary items$3,523,0001,409
Extraordinary gains, net$0249
Net income$3,523,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,00012,232
Cash dividends$2,697,000886
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,534,5601,420
1993-12-31 (YTD Data)Rank
Total interest income$7,161,0004,230
Total interest expense$2,743,0004,453
Net interest income$4,418,0004,009
Provision for loan and lease losses$158,0004,517
Total noninterest income$647,0004,694
Gross Fiduciary activities income$17,0001,459
Service charges on deposit accounts$386,0003,561
Trading account gains and fees$117,000257
Additional Noninterest Income$127,0007,107
Total noninterest expense$2,750,0004,842
Salaries and employee benefits$1,433,0004,457
Premises and equipment expense$363,0005,088
Additional noninterest expense$954,0005,130
Pre-tax net operating income$2,157,0003,067
Securities gains (losses)$273,0001,386
Applicable income taxes$552,0003,838
Income before extraordinary items$1,878,0002,680
Extraordinary gains, net$83,0001,747
Net income$1,961,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,994
Cash dividends$543,0002,890
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,667,7902,785
1992-12-31 (YTD Data)Rank
Total interest income$7,763,0004,401
Total interest expense$3,427,0004,623
Net interest income$4,336,0004,147
Provision for loan and lease losses$330,0003,911
Total noninterest income$478,0005,811
Gross Fiduciary activities income$15,0001,506
Service charges on deposit accounts$353,0003,872
Trading account gains and fees$0504
Additional Noninterest Income$110,0007,754
Total noninterest expense$2,578,0005,165
Salaries and employee benefits$1,389,0004,529
Premises and equipment expense$375,0005,057
Additional noninterest expense$814,0005,981
Pre-tax net operating income$1,906,0003,244
Securities gains (losses)$483,0001,112
Applicable income taxes$548,0003,697
Income before extraordinary items$1,841,0002,491
Extraordinary gains, net$01,422
Net income$1,841,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0006,145
Cash dividends$1,381,0001,182
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,469,0902,901

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.