Home > Republic Bank > Income and Expense
Republic Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 5,821 |
| Total interest expense | $79,000 | 4,358 |
| Net interest income | $8,000 | 5,850 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $-24,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $0 | 5,688 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-24,000 | 5,823 |
| Total noninterest expense | $370,000 | 5,192 |
| Salaries and employee benefits | $124,000 | 5,580 |
| Premises and equipment expense | $7,000 | 5,776 |
| Additional noninterest expense | $239,000 | 4,134 |
| Pre-tax net operating income | $-386,000 | 5,805 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $50,000 | 2,891 |
| Income before extraordinary items | $-436,000 | 5,803 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-436,000 | 5,803 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-436,000 | 5,803 |
| Net charge-offs | $-21,000 | 5,266 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-436,000 | 5,803 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 4,321 |
| Total interest expense | $1,149,000 | 2,206 |
| Net interest income | $2,600,000 | 4,748 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $-970,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $0 | 5,773 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-970,000 | 5,911 |
| Total noninterest expense | $3,061,000 | 4,192 |
| Salaries and employee benefits | $1,305,000 | 4,631 |
| Premises and equipment expense | $129,000 | 5,315 |
| Additional noninterest expense | $1,627,000 | 3,168 |
| Pre-tax net operating income | $-1,431,000 | 5,855 |
| Securities gains (losses) | $-6,000 | 5,603 |
| Applicable income taxes | $200,000 | 2,930 |
| Income before extraordinary items | $-1,637,000 | 5,869 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,637,000 | 5,868 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,637,000 | 5,868 |
| Net charge-offs | $2,253,000 | 358 |
| Cash dividends | $3,741,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-1,631,000 | 5,866 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 4,082 |
| Total interest expense | $985,000 | 1,985 |
| Net interest income | $2,287,000 | 4,529 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $-314,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $0 | 5,834 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-314,000 | 5,967 |
| Total noninterest expense | $2,171,000 | 4,326 |
| Salaries and employee benefits | $968,000 | 4,652 |
| Premises and equipment expense | $81,000 | 5,488 |
| Additional noninterest expense | $1,122,000 | 3,369 |
| Pre-tax net operating income | $-198,000 | 5,824 |
| Securities gains (losses) | $-6,000 | 5,771 |
| Applicable income taxes | $150,000 | 3,000 |
| Income before extraordinary items | $-354,000 | 5,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-354,000 | 5,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-354,000 | 5,868 |
| Net charge-offs | $1,865,000 | 315 |
| Cash dividends | $3,741,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-348,000 | 5,860 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 3,896 |
| Total interest expense | $766,000 | 1,777 |
| Net interest income | $1,673,000 | 4,394 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $61,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $0 | 5,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 4,916 |
| Total noninterest expense | $1,490,000 | 4,302 |
| Salaries and employee benefits | $657,000 | 4,672 |
| Premises and equipment expense | $56,000 | 5,522 |
| Additional noninterest expense | $777,000 | 3,308 |
| Pre-tax net operating income | $244,000 | 4,946 |
| Securities gains (losses) | $-6,000 | 5,867 |
| Applicable income taxes | $100,000 | 3,002 |
| Income before extraordinary items | $138,000 | 5,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 5,283 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $138,000 | 5,283 |
| Net charge-offs | $2,050,000 | 215 |
| Cash dividends | $3,741,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $141,840 | 5,207 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 3,699 |
| Total interest expense | $483,000 | 1,458 |
| Net interest income | $863,000 | 4,356 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $61,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $0 | 5,957 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,193 |
| Total noninterest expense | $727,000 | 4,372 |
| Salaries and employee benefits | $334,000 | 4,683 |
| Premises and equipment expense | $29,000 | 5,521 |
| Additional noninterest expense | $364,000 | 3,449 |
| Pre-tax net operating income | $197,000 | 4,453 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $50,000 | 2,979 |
| Income before extraordinary items | $147,000 | 4,650 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $147,000 | 4,649 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $147,000 | 4,650 |
| Net charge-offs | $126,000 | 887 |
| Cash dividends | $2,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $147,000 | 4,588 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 2,551 |
| Total interest expense | $4,033,000 | 689 |
| Net interest income | $5,154,000 | 3,518 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,064,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,064,000 | 2,299 |
| Total noninterest expense | $3,320,000 | 4,113 |
| Salaries and employee benefits | $1,310,000 | 4,739 |
| Premises and equipment expense | $123,000 | 5,585 |
| Additional noninterest expense | $1,887,000 | 2,907 |
| Pre-tax net operating income | $2,898,000 | 2,374 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $440,000 | 2,343 |
| Income before extraordinary items | $2,458,000 | 2,373 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,458,000 | 2,374 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,458,000 | 2,375 |
| Net charge-offs | $1,183,000 | 601 |
| Cash dividends | $12,898,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,458,000 | 2,332 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,346 |
| Total interest expense | $3,339,000 | 633 |
| Net interest income | $4,322,000 | 3,302 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $858,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $0 | 6,114 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $858,000 | 2,219 |
| Total noninterest expense | $2,521,000 | 4,121 |
| Salaries and employee benefits | $988,000 | 4,767 |
| Premises and equipment expense | $93,000 | 5,641 |
| Additional noninterest expense | $1,440,000 | 2,874 |
| Pre-tax net operating income | $2,659,000 | 2,102 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $320,000 | 2,422 |
| Income before extraordinary items | $2,339,000 | 2,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,339,000 | 2,004 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,339,000 | 2,004 |
| Net charge-offs | $1,339,000 | 382 |
| Cash dividends | $12,898,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,339,000 | 1,962 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 2,155 |
| Total interest expense | $2,471,000 | 559 |
| Net interest income | $3,163,000 | 3,097 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $864,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $0 | 6,182 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $864,000 | 1,722 |
| Total noninterest expense | $1,765,000 | 4,051 |
| Salaries and employee benefits | $670,000 | 4,788 |
| Premises and equipment expense | $65,000 | 5,657 |
| Additional noninterest expense | $1,030,000 | 2,745 |
| Pre-tax net operating income | $2,262,000 | 1,718 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $200,000 | 2,486 |
| Income before extraordinary items | $2,062,000 | 1,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,062,000 | 1,582 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,062,000 | 1,583 |
| Net charge-offs | $1,170,000 | 318 |
| Cash dividends | $10,898,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,062,000 | 1,538 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 1,891 |
| Total interest expense | $1,433,000 | 474 |
| Net interest income | $1,855,000 | 2,763 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $549,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $0 | 6,235 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $549,000 | 1,406 |
| Total noninterest expense | $951,000 | 3,904 |
| Salaries and employee benefits | $342,000 | 4,786 |
| Premises and equipment expense | $32,000 | 5,717 |
| Additional noninterest expense | $577,000 | 2,499 |
| Pre-tax net operating income | $1,453,000 | 1,377 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $1,373,000 | 1,224 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,373,000 | 1,224 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,373,000 | 1,225 |
| Net charge-offs | $1,234,000 | 180 |
| Cash dividends | $4,899,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,373,000 | 1,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,484,000 | 1,191 |
| Total interest expense | $8,013,000 | 349 |
| Net interest income | $13,471,000 | 1,644 |
| Provision for loan and lease losses | $-831,000 | 6,329 |
| Total noninterest income | $497,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $0 | 6,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $497,000 | 3,279 |
| Total noninterest expense | $3,051,000 | 4,448 |
| Salaries and employee benefits | $1,314,000 | 4,910 |
| Premises and equipment expense | $151,000 | 5,680 |
| Additional noninterest expense | $1,586,000 | 3,429 |
| Pre-tax net operating income | $11,748,000 | 714 |
| Securities gains (losses) | $96,000 | 1,286 |
| Applicable income taxes | $558,000 | 2,094 |
| Income before extraordinary items | $11,286,000 | 605 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $11,286,000 | 603 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,286,000 | 605 |
| Net charge-offs | $2,242,000 | 455 |
| Cash dividends | $38,500,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,194,800 | 599 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,398,000 | 1,115 |
| Total interest expense | $6,275,000 | 329 |
| Net interest income | $11,123,000 | 1,494 |
| Provision for loan and lease losses | $-1,000,000 | 6,460 |
| Total noninterest income | $272,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $0 | 6,424 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $272,000 | 3,784 |
| Total noninterest expense | $2,315,000 | 4,427 |
| Salaries and employee benefits | $986,000 | 4,936 |
| Premises and equipment expense | $117,000 | 5,704 |
| Additional noninterest expense | $1,212,000 | 3,371 |
| Pre-tax net operating income | $10,080,000 | 627 |
| Securities gains (losses) | $95,000 | 1,031 |
| Applicable income taxes | $483,000 | 2,018 |
| Income before extraordinary items | $9,692,000 | 525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,692,000 | 522 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,692,000 | 525 |
| Net charge-offs | $602,000 | 1,004 |
| Cash dividends | $38,500,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,601,750 | 519 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,407,000 | 1,030 |
| Total interest expense | $4,332,000 | 318 |
| Net interest income | $8,075,000 | 1,373 |
| Provision for loan and lease losses | $-1,000,000 | 6,561 |
| Total noninterest income | $356,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $0 | 6,479 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $356,000 | 2,805 |
| Total noninterest expense | $1,589,000 | 4,406 |
| Salaries and employee benefits | $665,000 | 4,950 |
| Premises and equipment expense | $77,000 | 5,774 |
| Additional noninterest expense | $847,000 | 3,279 |
| Pre-tax net operating income | $7,842,000 | 552 |
| Securities gains (losses) | $95,000 | 817 |
| Applicable income taxes | $300,000 | 2,035 |
| Income before extraordinary items | $7,637,000 | 456 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,637,000 | 454 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $7,637,000 | 456 |
| Net charge-offs | $649,000 | 704 |
| Cash dividends | $31,631,000 | 93 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $7,545,800 | 453 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 977 |
| Total interest expense | $2,279,000 | 305 |
| Net interest income | $4,201,000 | 1,320 |
| Provision for loan and lease losses | $-1,000,000 | 6,668 |
| Total noninterest income | $386,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $0 | 6,535 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $386,000 | 1,703 |
| Total noninterest expense | $808,000 | 4,419 |
| Salaries and employee benefits | $339,000 | 4,967 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $432,000 | 3,231 |
| Pre-tax net operating income | $4,779,000 | 453 |
| Securities gains (losses) | $95,000 | 461 |
| Applicable income taxes | $200,000 | 1,713 |
| Income before extraordinary items | $4,674,000 | 375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,674,000 | 374 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,674,000 | 375 |
| Net charge-offs | $675,000 | 393 |
| Cash dividends | $11,500,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,582,800 | 372 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $36,133,000 | 687 |
| Total interest expense | $11,515,000 | 275 |
| Net interest income | $24,618,000 | 874 |
| Provision for loan and lease losses | $-1,000,000 | 6,669 |
| Total noninterest income | $-681,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $0 | 6,638 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-681,000 | 6,757 |
| Total noninterest expense | $3,185,000 | 4,472 |
| Salaries and employee benefits | $1,254,000 | 5,169 |
| Premises and equipment expense | $158,000 | 5,862 |
| Additional noninterest expense | $1,773,000 | 3,238 |
| Pre-tax net operating income | $21,752,000 | 412 |
| Securities gains (losses) | $1,454,000 | 171 |
| Applicable income taxes | $463,000 | 2,240 |
| Income before extraordinary items | $22,743,000 | 322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,743,000 | 322 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $22,743,000 | 322 |
| Net charge-offs | $-147,000 | 6,588 |
| Cash dividends | $33,987,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $21,318,080 | 338 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,611,000 | 641 |
| Total interest expense | $8,822,000 | 276 |
| Net interest income | $19,789,000 | 809 |
| Provision for loan and lease losses | $-1,000,000 | 6,782 |
| Total noninterest income | $-762,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $0 | 6,711 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-762,000 | 6,861 |
| Total noninterest expense | $2,367,000 | 4,509 |
| Salaries and employee benefits | $905,000 | 5,275 |
| Premises and equipment expense | $117,000 | 5,922 |
| Additional noninterest expense | $1,345,000 | 3,224 |
| Pre-tax net operating income | $17,660,000 | 390 |
| Securities gains (losses) | $1,454,000 | 156 |
| Applicable income taxes | $900,000 | 1,343 |
| Income before extraordinary items | $18,214,000 | 320 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $18,214,000 | 321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,214,000 | 321 |
| Net charge-offs | $497,000 | 1,591 |
| Cash dividends | $33,000,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $16,832,700 | 325 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,991,000 | 610 |
| Total interest expense | $5,999,000 | 272 |
| Net interest income | $13,992,000 | 756 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $184,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $0 | 6,751 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $184,000 | 3,920 |
| Total noninterest expense | $1,601,000 | 4,498 |
| Salaries and employee benefits | $603,000 | 5,296 |
| Premises and equipment expense | $75,000 | 5,998 |
| Additional noninterest expense | $923,000 | 3,147 |
| Pre-tax net operating income | $12,575,000 | 366 |
| Securities gains (losses) | $1,454,000 | 135 |
| Applicable income taxes | $600,000 | 1,350 |
| Income before extraordinary items | $13,429,000 | 286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,429,000 | 287 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,429,000 | 287 |
| Net charge-offs | $123,000 | 2,548 |
| Cash dividends | $23,500,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $12,033,160 | 302 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,520,000 | 592 |
| Total interest expense | $3,053,000 | 273 |
| Net interest income | $7,467,000 | 715 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $145,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,222 |
| Total noninterest expense | $817,000 | 4,486 |
| Salaries and employee benefits | $309,000 | 5,289 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $468,000 | 3,128 |
| Pre-tax net operating income | $6,795,000 | 344 |
| Securities gains (losses) | $632,000 | 171 |
| Applicable income taxes | $300,000 | 1,324 |
| Income before extraordinary items | $7,127,000 | 265 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,127,000 | 266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,127,000 | 266 |
| Net charge-offs | $85,000 | 2,023 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $6,520,280 | 276 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $49,219,000 | 526 |
| Total interest expense | $13,957,000 | 291 |
| Net interest income | $35,262,000 | 610 |
| Provision for loan and lease losses | $1,200,000 | 1,554 |
| Total noninterest income | $-1,427,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,429,000 | 7,023 |
| Total noninterest expense | $3,470,000 | 4,403 |
| Salaries and employee benefits | $1,539,000 | 4,772 |
| Premises and equipment expense | $231,000 | 5,501 |
| Additional noninterest expense | $1,700,000 | 3,490 |
| Pre-tax net operating income | $29,165,000 | 316 |
| Securities gains (losses) | $200,000 | 1,699 |
| Applicable income taxes | $1,638,000 | 1,024 |
| Income before extraordinary items | $27,727,000 | 275 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $27,727,000 | 275 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $27,727,000 | 275 |
| Net charge-offs | $265,000 | 3,454 |
| Cash dividends | $56,871,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $27,539,000 | 265 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $37,690,000 | 522 |
| Total interest expense | $10,605,000 | 303 |
| Net interest income | $27,085,000 | 609 |
| Provision for loan and lease losses | $1,000,000 | 1,432 |
| Total noninterest income | $-688,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,000 | 6,956 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-690,000 | 7,106 |
| Total noninterest expense | $2,651,000 | 4,379 |
| Salaries and employee benefits | $1,307,000 | 4,506 |
| Premises and equipment expense | $192,000 | 5,336 |
| Additional noninterest expense | $1,152,000 | 3,757 |
| Pre-tax net operating income | $22,746,000 | 308 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $1,112,000 | 1,136 |
| Income before extraordinary items | $21,635,000 | 265 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $21,635,000 | 264 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $21,635,000 | 265 |
| Net charge-offs | $100,000 | 3,971 |
| Cash dividends | $39,871,000 | 87 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $21,634,050 | 257 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $25,394,000 | 524 |
| Total interest expense | $7,282,000 | 302 |
| Net interest income | $18,112,000 | 605 |
| Provision for loan and lease losses | $1,000,000 | 1,094 |
| Total noninterest income | $-48,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,000 | 7,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-49,000 | 6,952 |
| Total noninterest expense | $1,567,000 | 4,692 |
| Salaries and employee benefits | $901,000 | 4,444 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $534,000 | 4,681 |
| Pre-tax net operating income | $15,497,000 | 295 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $717,000 | 1,156 |
| Income before extraordinary items | $14,780,000 | 257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,780,000 | 255 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $14,780,000 | 257 |
| Net charge-offs | $-265,000 | 7,184 |
| Cash dividends | $18,871,000 | 106 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $14,780,000 | 245 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $12,897,000 | 522 |
| Total interest expense | $3,766,000 | 303 |
| Net interest income | $9,131,000 | 603 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $203,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,000 | 7,039 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,643 |
| Total noninterest expense | $782,000 | 4,727 |
| Salaries and employee benefits | $463,000 | 4,391 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $249,000 | 4,879 |
| Pre-tax net operating income | $7,952,000 | 284 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $167,000 | 1,916 |
| Income before extraordinary items | $7,785,000 | 239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,785,000 | 240 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,785,000 | 240 |
| Net charge-offs | $-68,000 | 7,128 |
| Cash dividends | $5,493,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $7,785,000 | 232 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $52,002,000 | 521 |
| Total interest expense | $16,359,000 | 340 |
| Net interest income | $35,643,000 | 600 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $-402,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-406,000 | 7,066 |
| Total noninterest expense | $4,887,000 | 3,603 |
| Salaries and employee benefits | $1,861,000 | 4,350 |
| Premises and equipment expense | $283,000 | 5,358 |
| Additional noninterest expense | $2,743,000 | 2,392 |
| Pre-tax net operating income | $29,354,000 | 271 |
| Securities gains (losses) | $142,000 | 1,748 |
| Applicable income taxes | $923,000 | 1,419 |
| Income before extraordinary items | $28,573,000 | 239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,573,000 | 240 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $28,573,000 | 240 |
| Net charge-offs | $2,741,000 | 1,276 |
| Cash dividends | $7,389,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $28,435,260 | 236 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $39,233,000 | 526 |
| Total interest expense | $12,523,000 | 348 |
| Net interest income | $26,710,000 | 600 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $-517,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,000 | 6,992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-519,000 | 7,247 |
| Total noninterest expense | $3,642,000 | 3,628 |
| Salaries and employee benefits | $1,271,000 | 4,629 |
| Premises and equipment expense | $221,000 | 5,321 |
| Additional noninterest expense | $2,150,000 | 2,300 |
| Pre-tax net operating income | $22,151,000 | 276 |
| Securities gains (losses) | $51,000 | 2,319 |
| Applicable income taxes | $900,000 | 1,176 |
| Income before extraordinary items | $21,302,000 | 239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,302,000 | 239 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $21,302,000 | 240 |
| Net charge-offs | $2,126,000 | 1,172 |
| Cash dividends | $7,389,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $21,253,040 | 233 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $25,900,000 | 540 |
| Total interest expense | $8,421,000 | 366 |
| Net interest income | $17,479,000 | 618 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $-575,000 | 7,416 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,000 | 7,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-576,000 | 7,399 |
| Total noninterest expense | $2,551,000 | 3,524 |
| Salaries and employee benefits | $831,000 | 4,722 |
| Premises and equipment expense | $147,000 | 5,359 |
| Additional noninterest expense | $1,573,000 | 2,161 |
| Pre-tax net operating income | $14,153,000 | 277 |
| Securities gains (losses) | $51,000 | 1,585 |
| Applicable income taxes | $600,000 | 1,156 |
| Income before extraordinary items | $13,604,000 | 240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,604,000 | 240 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $13,604,000 | 240 |
| Net charge-offs | $1,505,000 | 1,118 |
| Cash dividends | $5,389,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $13,555,040 | 233 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,912,000 | 543 |
| Total interest expense | $4,218,000 | 373 |
| Net interest income | $8,694,000 | 625 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $184,000 | 2,586 |
| Total noninterest expense | $1,301,000 | 3,469 |
| Salaries and employee benefits | $421,000 | 4,719 |
| Premises and equipment expense | $70,000 | 5,511 |
| Additional noninterest expense | $810,000 | 2,077 |
| Pre-tax net operating income | $7,377,000 | 271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $300,000 | 1,122 |
| Income before extraordinary items | $7,077,000 | 223 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,077,000 | 223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,077,000 | 223 |
| Net charge-offs | $1,123,000 | 794 |
| Cash dividends | $52,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $7,077,000 | 222 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $49,927,000 | 598 |
| Total interest expense | $18,329,000 | 432 |
| Net interest income | $31,598,000 | 681 |
| Provision for loan and lease losses | $5,221,000 | 1,110 |
| Total noninterest income | $-834,000 | 7,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-835,000 | 7,468 |
| Total noninterest expense | $7,558,000 | 2,567 |
| Salaries and employee benefits | $1,890,000 | 4,394 |
| Premises and equipment expense | $242,000 | 5,856 |
| Additional noninterest expense | $5,426,000 | 1,338 |
| Pre-tax net operating income | $17,985,000 | 331 |
| Securities gains (losses) | $50,000 | 2,657 |
| Applicable income taxes | $148,000 | 2,944 |
| Income before extraordinary items | $17,887,000 | 275 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,887,000 | 275 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $17,887,000 | 276 |
| Net charge-offs | $4,936,000 | 1,028 |
| Cash dividends | $207,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $17,837,500 | 262 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $37,184,000 | 608 |
| Total interest expense | $13,875,000 | 449 |
| Net interest income | $23,309,000 | 692 |
| Provision for loan and lease losses | $4,022,000 | 1,038 |
| Total noninterest income | $-611,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,000 | 6,877 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-612,000 | 7,597 |
| Total noninterest expense | $6,908,000 | 2,095 |
| Salaries and employee benefits | $1,248,000 | 4,795 |
| Premises and equipment expense | $177,000 | 5,968 |
| Additional noninterest expense | $5,483,000 | 983 |
| Pre-tax net operating income | $11,768,000 | 376 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $900,000 | 1,085 |
| Income before extraordinary items | $10,876,000 | 324 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,876,000 | 325 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $10,876,000 | 325 |
| Net charge-offs | $4,254,000 | 879 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 287 |
| Net operating income | $10,868,640 | 311 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $24,446,000 | 618 |
| Total interest expense | $9,109,000 | 469 |
| Net interest income | $15,337,000 | 703 |
| Provision for loan and lease losses | $5,313,000 | 613 |
| Total noninterest income | $-364,000 | 7,722 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-365,000 | 7,677 |
| Total noninterest expense | $3,602,000 | 2,666 |
| Salaries and employee benefits | $822,000 | 4,856 |
| Premises and equipment expense | $115,000 | 6,042 |
| Additional noninterest expense | $2,665,000 | 1,341 |
| Pre-tax net operating income | $6,058,000 | 450 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $600,000 | 1,056 |
| Income before extraordinary items | $5,466,000 | 398 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,466,000 | 399 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,466,000 | 399 |
| Net charge-offs | $3,346,000 | 754 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 200 |
| Net operating income | $5,458,800 | 391 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,185,000 | 634 |
| Total interest expense | $4,496,000 | 497 |
| Net interest income | $7,689,000 | 711 |
| Provision for loan and lease losses | $3,176,000 | 522 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,000 | 6,994 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $2,051,000 | 2,386 |
| Salaries and employee benefits | $415,000 | 4,896 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $1,580,000 | 1,107 |
| Pre-tax net operating income | $2,534,000 | 537 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $300,000 | 1,048 |
| Income before extraordinary items | $2,234,000 | 492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,234,000 | 494 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,234,000 | 494 |
| Net charge-offs | $2,675,000 | 531 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,234,000 | 480 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $45,032,000 | 740 |
| Total interest expense | $18,384,000 | 620 |
| Net interest income | $26,648,000 | 812 |
| Provision for loan and lease losses | $11,918,000 | 750 |
| Total noninterest income | $172,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,000 | 7,077 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $169,000 | 4,920 |
| Total noninterest expense | $6,497,000 | 2,985 |
| Salaries and employee benefits | $1,421,000 | 5,357 |
| Premises and equipment expense | $206,000 | 6,431 |
| Additional noninterest expense | $4,870,000 | 1,532 |
| Pre-tax net operating income | $8,405,000 | 513 |
| Securities gains (losses) | $1,545,000 | 335 |
| Applicable income taxes | $150,000 | 2,601 |
| Income before extraordinary items | $9,800,000 | 326 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,800,000 | 327 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $9,800,000 | 328 |
| Net charge-offs | $10,133,000 | 678 |
| Cash dividends | $1,434,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,285,900 | 393 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,381,000 | 762 |
| Total interest expense | $13,900,000 | 654 |
| Net interest income | $19,481,000 | 841 |
| Provision for loan and lease losses | $9,218,000 | 661 |
| Total noninterest income | $152,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,000 | 7,158 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $151,000 | 4,750 |
| Total noninterest expense | $4,900,000 | 2,967 |
| Salaries and employee benefits | $1,088,000 | 5,325 |
| Premises and equipment expense | $141,000 | 6,627 |
| Additional noninterest expense | $3,671,000 | 1,474 |
| Pre-tax net operating income | $5,515,000 | 621 |
| Securities gains (losses) | $202,000 | 1,279 |
| Applicable income taxes | $900,000 | 912 |
| Income before extraordinary items | $4,817,000 | 560 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,817,000 | 562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,817,000 | 562 |
| Net charge-offs | $6,752,000 | 661 |
| Cash dividends | $1,434,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,647,320 | 576 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,283,000 | 786 |
| Total interest expense | $9,325,000 | 696 |
| Net interest income | $12,958,000 | 838 |
| Provision for loan and lease losses | $8,696,000 | 501 |
| Total noninterest income | $145,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $144,000 | 4,200 |
| Total noninterest expense | $3,712,000 | 2,687 |
| Salaries and employee benefits | $719,000 | 5,410 |
| Premises and equipment expense | $92,000 | 6,733 |
| Additional noninterest expense | $2,901,000 | 1,288 |
| Pre-tax net operating income | $695,000 | 2,784 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $600,000 | 932 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $5,950,000 | 518 |
| Cash dividends | $1,434,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $95,000 | 5,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,728,000 | 818 |
| Total interest expense | $4,662,000 | 717 |
| Net interest income | $6,066,000 | 887 |
| Provision for loan and lease losses | $1,650,000 | 853 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $1,023,000 | 4,245 |
| Salaries and employee benefits | $352,000 | 5,518 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $625,000 | 2,478 |
| Pre-tax net operating income | $3,423,000 | 358 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $300,000 | 1,049 |
| Income before extraordinary items | $3,123,000 | 317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,123,000 | 318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,123,000 | 319 |
| Net charge-offs | $-27,000 | 8,046 |
| Cash dividends | $340,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,123,000 | 293 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,083,000 | 876 |
| Total interest expense | $20,725,000 | 758 |
| Net interest income | $22,358,000 | 957 |
| Provision for loan and lease losses | $6,723,000 | 809 |
| Total noninterest income | $446,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $446,000 | 3,394 |
| Total noninterest expense | $4,788,000 | 3,686 |
| Salaries and employee benefits | $1,384,000 | 5,572 |
| Premises and equipment expense | $236,000 | 6,368 |
| Additional noninterest expense | $3,168,000 | 1,917 |
| Pre-tax net operating income | $11,293,000 | 474 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $427,000 | 2,002 |
| Income before extraordinary items | $10,866,000 | 362 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,866,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,140,000 | 578 |
| Cash dividends | $4,296,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $5,772,000 | 215 |
| Net operating income | $10,866,000 | 380 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,143,000 | 909 |
| Total interest expense | $15,761,000 | 783 |
| Net interest income | $16,382,000 | 1,000 |
| Provision for loan and lease losses | $4,390,000 | 703 |
| Total noninterest income | $239,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 4,105 |
| Total noninterest expense | $3,004,000 | 4,217 |
| Salaries and employee benefits | $1,016,000 | 5,639 |
| Premises and equipment expense | $178,000 | 6,384 |
| Additional noninterest expense | $1,810,000 | 2,354 |
| Pre-tax net operating income | $9,227,000 | 542 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $902,000 | 1,254 |
| Income before extraordinary items | $8,325,000 | 436 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,325,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,893,000 | 398 |
| Cash dividends | $4,281,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $5,934,000 | 144 |
| Net operating income | $8,325,000 | 459 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,391,000 | 924 |
| Total interest expense | $10,718,000 | 797 |
| Net interest income | $10,673,000 | 1,024 |
| Provision for loan and lease losses | $2,890,000 | 620 |
| Total noninterest income | $84,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $84,000 | 5,338 |
| Total noninterest expense | $2,026,000 | 4,196 |
| Salaries and employee benefits | $668,000 | 5,737 |
| Premises and equipment expense | $119,000 | 6,405 |
| Additional noninterest expense | $1,239,000 | 2,276 |
| Pre-tax net operating income | $5,841,000 | 608 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $601,000 | 1,388 |
| Income before extraordinary items | $5,240,000 | 532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,240,000 | 531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,108,000 | 353 |
| Cash dividends | $2,881,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $3,956,000 | 120 |
| Net operating income | $5,240,000 | 522 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,820,000 | 935 |
| Total interest expense | $5,568,000 | 816 |
| Net interest income | $5,252,000 | 1,025 |
| Provision for loan and lease losses | $778,000 | 739 |
| Total noninterest income | $32,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $1,088,000 | 3,988 |
| Salaries and employee benefits | $337,000 | 5,756 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $692,000 | 2,034 |
| Pre-tax net operating income | $3,418,000 | 572 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $301,000 | 1,473 |
| Income before extraordinary items | $3,117,000 | 486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,117,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 956 |
| Cash dividends | $81,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,117,000 | 466 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $40,440,000 | 1,042 |
| Total interest expense | $20,630,000 | 964 |
| Net interest income | $19,810,000 | 1,115 |
| Provision for loan and lease losses | $9,356,000 | 266 |
| Total noninterest income | $180,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,000 | 7,373 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $3,069,000 | 4,944 |
| Salaries and employee benefits | $1,223,000 | 5,929 |
| Premises and equipment expense | $151,000 | 7,235 |
| Additional noninterest expense | $1,695,000 | 3,095 |
| Pre-tax net operating income | $7,565,000 | 1,113 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $293,000 | 3,404 |
| Income before extraordinary items | $7,272,000 | 887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,272,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,908,000 | 234 |
| Cash dividends | $4,392,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $-200,000 | 8,458 |
| Net operating income | $7,272,000 | 871 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,706,000 | 1,069 |
| Total interest expense | $15,088,000 | 980 |
| Net interest income | $14,618,000 | 1,143 |
| Provision for loan and lease losses | $4,052,000 | 302 |
| Total noninterest income | $107,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,789 |
| Total noninterest expense | $2,175,000 | 5,081 |
| Salaries and employee benefits | $918,000 | 5,899 |
| Premises and equipment expense | $87,000 | 7,570 |
| Additional noninterest expense | $1,170,000 | 3,261 |
| Pre-tax net operating income | $8,498,000 | 813 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $821,000 | 1,875 |
| Income before extraordinary items | $7,677,000 | 684 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,677,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,723,000 | 257 |
| Cash dividends | $3,400,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 8,489 |
| Net operating income | $7,677,000 | 672 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,477,000 | 1,100 |
| Total interest expense | $9,815,000 | 1,013 |
| Net interest income | $9,662,000 | 1,175 |
| Provision for loan and lease losses | $2,855,000 | 253 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $5,000 | 7,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $71,000 | 5,722 |
| Total noninterest expense | $1,385,000 | 5,270 |
| Salaries and employee benefits | $552,000 | 6,260 |
| Premises and equipment expense | $69,000 | 7,380 |
| Additional noninterest expense | $764,000 | 3,320 |
| Pre-tax net operating income | $5,498,000 | 878 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $477,000 | 2,136 |
| Income before extraordinary items | $5,021,000 | 730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,021,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,966,000 | 204 |
| Cash dividends | $3,400,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,021,000 | 722 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,338,000 | 1,147 |
| Total interest expense | $4,616,000 | 1,063 |
| Net interest income | $4,722,000 | 1,203 |
| Provision for loan and lease losses | $507,000 | 518 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $672,000 | 5,391 |
| Salaries and employee benefits | $332,000 | 5,768 |
| Premises and equipment expense | $29,000 | 7,638 |
| Additional noninterest expense | $311,000 | 3,865 |
| Pre-tax net operating income | $3,565,000 | 685 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $229,000 | 2,208 |
| Income before extraordinary items | $3,336,000 | 567 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,336,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,806,000 | 125 |
| Cash dividends | $1,700,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,336,000 | 552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,582,000 | 1,287 |
| Total interest expense | $13,764,000 | 1,224 |
| Net interest income | $16,818,000 | 1,353 |
| Provision for loan and lease losses | $1,956,000 | 573 |
| Total noninterest income | $413,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $26,000 | 7,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $387,000 | 3,790 |
| Total noninterest expense | $2,338,000 | 5,697 |
| Salaries and employee benefits | $1,239,000 | 5,808 |
| Premises and equipment expense | $111,000 | 7,676 |
| Additional noninterest expense | $988,000 | 4,553 |
| Pre-tax net operating income | $12,937,000 | 775 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $776,000 | 2,520 |
| Income before extraordinary items | $12,161,000 | 622 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,161,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 656 |
| Cash dividends | $10,200,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,161,000 | 612 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,181,000 | 1,325 |
| Total interest expense | $9,696,000 | 1,271 |
| Net interest income | $12,485,000 | 1,384 |
| Provision for loan and lease losses | $1,353,000 | 576 |
| Total noninterest income | $80,000 | 7,753 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $2,304,000 | 4,796 |
| Salaries and employee benefits | $866,000 | 6,002 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $1,355,000 | 2,792 |
| Pre-tax net operating income | $8,908,000 | 875 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,908,000 | 666 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,908,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 584 |
| Cash dividends | $10,200,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,908,000 | 658 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,375,000 | 1,336 |
| Total interest expense | $6,029,000 | 1,297 |
| Net interest income | $8,346,000 | 1,383 |
| Provision for loan and lease losses | $902,000 | 569 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,500,000 | 4,877 |
| Salaries and employee benefits | $594,000 | 5,938 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $851,000 | 2,962 |
| Pre-tax net operating income | $5,989,000 | 862 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $5,989,000 | 670 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,989,000 | 668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 403 |
| Cash dividends | $8,500,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,989,000 | 656 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 1,346 |
| Total interest expense | $2,842,000 | 1,311 |
| Net interest income | $4,164,000 | 1,379 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $543,000 | 5,931 |
| Salaries and employee benefits | $279,000 | 6,156 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $236,000 | 4,637 |
| Pre-tax net operating income | $3,187,000 | 808 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $3,187,000 | 618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,187,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,187,000 | 606 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,418,000 | 1,374 |
| Total interest expense | $8,988,000 | 1,264 |
| Net interest income | $15,430,000 | 1,407 |
| Provision for loan and lease losses | $1,953,000 | 557 |
| Total noninterest income | $142,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $23,000 | 7,435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $119,000 | 6,127 |
| Total noninterest expense | $1,800,000 | 6,407 |
| Salaries and employee benefits | $992,000 | 6,373 |
| Premises and equipment expense | $95,000 | 7,913 |
| Additional noninterest expense | $713,000 | 5,535 |
| Pre-tax net operating income | $11,819,000 | 832 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $607,000 | 3,059 |
| Income before extraordinary items | $11,212,000 | 662 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,212,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,713,000 | 454 |
| Cash dividends | $5,328,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,212,000 | 649 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,108,000 | 1,345 |
| Total interest expense | $6,496,000 | 1,229 |
| Net interest income | $11,612,000 | 1,385 |
| Provision for loan and lease losses | $1,493,000 | 507 |
| Total noninterest income | $129,000 | 7,322 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $1,316,000 | 6,469 |
| Salaries and employee benefits | $695,000 | 6,562 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $552,000 | 5,399 |
| Pre-tax net operating income | $8,932,000 | 825 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $8,932,000 | 624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,932,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,233,000 | 431 |
| Cash dividends | $5,328,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,932,000 | 609 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,319,000 | 1,392 |
| Total interest expense | $4,035,000 | 1,236 |
| Net interest income | $7,284,000 | 1,464 |
| Provision for loan and lease losses | $710,000 | 706 |
| Total noninterest income | $89,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $78,000 | 5,666 |
| Total noninterest expense | $867,000 | 6,508 |
| Salaries and employee benefits | $450,000 | 6,636 |
| Premises and equipment expense | $46,000 | 7,951 |
| Additional noninterest expense | $371,000 | 5,342 |
| Pre-tax net operating income | $5,796,000 | 823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $5,796,000 | 620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,796,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 322 |
| Cash dividends | $5,328,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,796,000 | 604 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 1,403 |
| Total interest expense | $1,876,000 | 1,264 |
| Net interest income | $3,613,000 | 1,463 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $437,000 | 6,515 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $2,911,000 | 814 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $2,911,000 | 622 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,911,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,120,000 | 213 |
| Cash dividends | $5,328,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,911,000 | 602 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,784,000 | 1,373 |
| Total interest expense | $7,293,000 | 1,111 |
| Net interest income | $13,491,000 | 1,499 |
| Provision for loan and lease losses | $2,055,000 | 528 |
| Total noninterest income | $234,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $1,667,000 | 6,604 |
| Salaries and employee benefits | $851,000 | 6,788 |
| Premises and equipment expense | $95,000 | 8,032 |
| Additional noninterest expense | $721,000 | 5,420 |
| Pre-tax net operating income | $10,003,000 | 887 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $10,003,000 | 666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,003,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,195,000 | 428 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $731,000 | 427 |
| Net operating income | $10,003,000 | 639 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,523,000 | 1,354 |
| Total interest expense | $5,474,000 | 1,090 |
| Net interest income | $10,049,000 | 1,503 |
| Provision for loan and lease losses | $1,208,000 | 641 |
| Total noninterest income | $164,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 4,928 |
| Total noninterest expense | $1,269,000 | 6,513 |
| Salaries and employee benefits | $635,000 | 6,757 |
| Premises and equipment expense | $72,000 | 8,015 |
| Additional noninterest expense | $562,000 | 5,269 |
| Pre-tax net operating income | $7,736,000 | 864 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $7,736,000 | 662 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,736,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,904,000 | 363 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,736,000 | 635 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 1,358 |
| Total interest expense | $3,610,000 | 1,085 |
| Net interest income | $6,613,000 | 1,504 |
| Provision for loan and lease losses | $682,000 | 749 |
| Total noninterest income | $125,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 4,692 |
| Total noninterest expense | $856,000 | 6,529 |
| Salaries and employee benefits | $431,000 | 6,755 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $377,000 | 5,270 |
| Pre-tax net operating income | $5,200,000 | 838 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $5,200,000 | 648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,200,000 | 648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,425,000 | 327 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,200,000 | 617 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 1,324 |
| Total interest expense | $1,814,000 | 1,100 |
| Net interest income | $3,429,000 | 1,451 |
| Provision for loan and lease losses | $306,000 | 777 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $440,000 | 6,486 |
| Salaries and employee benefits | $230,000 | 6,607 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $2,741,000 | 798 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,741,000 | 620 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,741,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 940 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,741,000 | 579 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,217,000 | 1,579 |
| Total interest expense | $6,355,000 | 1,395 |
| Net interest income | $11,862,000 | 1,637 |
| Provision for loan and lease losses | $3,332,000 | 436 |
| Total noninterest income | $132,000 | 7,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $132,000 | 6,059 |
| Total noninterest expense | $1,438,000 | 7,006 |
| Salaries and employee benefits | $739,000 | 7,152 |
| Premises and equipment expense | $83,000 | 8,294 |
| Additional noninterest expense | $616,000 | 5,908 |
| Pre-tax net operating income | $7,224,000 | 1,159 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $7,224,000 | 899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,224,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,479,000 | 479 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $2,150,000 | 329 |
| Net operating income | $7,224,000 | 838 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,362,000 | 1,636 |
| Total interest expense | $4,694,000 | 1,484 |
| Net interest income | $8,668,000 | 1,693 |
| Provision for loan and lease losses | $981,000 | 914 |
| Total noninterest income | $94,000 | 8,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,195 |
| Total noninterest expense | $938,000 | 7,351 |
| Salaries and employee benefits | $418,000 | 7,840 |
| Premises and equipment expense | $63,000 | 8,316 |
| Additional noninterest expense | $457,000 | 5,933 |
| Pre-tax net operating income | $6,843,000 | 967 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $6,843,000 | 750 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,843,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,049 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,843,000 | 697 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,652,000 | 1,701 |
| Total interest expense | $3,061,000 | 1,573 |
| Net interest income | $5,591,000 | 1,742 |
| Provision for loan and lease losses | $476,000 | 1,200 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $640,000 | 7,328 |
| Salaries and employee benefits | $281,000 | 7,847 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $317,000 | 5,788 |
| Pre-tax net operating income | $4,544,000 | 963 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $4,544,000 | 757 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,544,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 852 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,544,000 | 694 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 1,788 |
| Total interest expense | $1,475,000 | 1,695 |
| Net interest income | $2,629,000 | 1,857 |
| Provision for loan and lease losses | $175,000 | 1,516 |
| Total noninterest income | $42,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $303,000 | 7,495 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $2,193,000 | 1,003 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $2,193,000 | 772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,193,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,193,000 | 708 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,821,000 | 2,220 |
| Total interest expense | $5,825,000 | 1,950 |
| Net interest income | $7,996,000 | 2,401 |
| Provision for loan and lease losses | $681,000 | 1,877 |
| Total noninterest income | $84,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,794 |
| Total noninterest expense | $1,030,000 | 7,872 |
| Salaries and employee benefits | $554,000 | 7,914 |
| Premises and equipment expense | $91,000 | 8,298 |
| Additional noninterest expense | $385,000 | 7,255 |
| Pre-tax net operating income | $6,369,000 | 1,326 |
| Securities gains (losses) | $63,000 | 2,193 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $6,432,000 | 977 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,432,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,369,000 | 940 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 3,456 |
| Total interest expense | $5,314,000 | 2,990 |
| Net interest income | $4,207,000 | 3,972 |
| Provision for loan and lease losses | $595,000 | 1,924 |
| Total noninterest income | $4,000 | 9,518 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $773,000 | 8,520 |
| Salaries and employee benefits | $413,000 | 8,564 |
| Premises and equipment expense | $72,000 | 8,759 |
| Additional noninterest expense | $288,000 | 7,951 |
| Pre-tax net operating income | $2,843,000 | 2,391 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,870,000 | 1,826 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,870,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,118,000 | 246 |
| Net operating income | $2,843,000 | 1,781 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 6,200 |
| Total interest expense | $2,547,000 | 5,494 |
| Net interest income | $1,813,000 | 6,897 |
| Provision for loan and lease losses | $319,000 | 2,720 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $596,000 | 9,102 |
| Salaries and employee benefits | $353,000 | 8,978 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $177,000 | 9,006 |
| Pre-tax net operating income | $900,000 | 5,546 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $900,000 | 4,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $900,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 356 |
| Net operating income | $900,000 | 4,684 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 9,969 |
| Total interest expense | $295,000 | 9,805 |
| Net interest income | $208,000 | 10,053 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $277,000 | 10,087 |
| Salaries and employee benefits | $62,000 | 10,178 |
| Premises and equipment expense | $17,000 | 10,104 |
| Additional noninterest expense | $198,000 | 9,046 |
| Pre-tax net operating income | $-207,000 | 9,639 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-207,000 | 9,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-207,000 | 9,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,010,000 | 243 |
| Net operating income | $-207,000 | 9,664 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.