Home > Renasant Bank of Tennessee > Income and Expense
Renasant Bank of Tennessee, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 4,268 |
| Total interest expense | $1,363,000 | 4,770 |
| Net interest income | $4,635,000 | 4,030 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $288,000 | 6,495 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,018 |
| Total noninterest expense | $3,806,000 | 3,899 |
| Salaries and employee benefits | $1,822,000 | 4,298 |
| Premises and equipment expense | $360,000 | 5,113 |
| Additional noninterest expense | $1,624,000 | 2,942 |
| Pre-tax net operating income | $1,075,000 | 5,049 |
| Securities gains (losses) | $50,000 | 1,738 |
| Applicable income taxes | $424,000 | 3,626 |
| Income before extraordinary items | $701,000 | 5,583 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $701,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,448 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $669,000 | 5,637 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 5,606 |
| Total interest expense | $690,000 | 5,873 |
| Net interest income | $2,254,000 | 5,398 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $178,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $1,759,000 | 5,476 |
| Salaries and employee benefits | $895,000 | 5,669 |
| Premises and equipment expense | $174,000 | 6,366 |
| Additional noninterest expense | $690,000 | 4,581 |
| Pre-tax net operating income | $631,000 | 5,757 |
| Securities gains (losses) | $50,000 | 1,653 |
| Applicable income taxes | $259,000 | 4,021 |
| Income before extraordinary items | $422,000 | 6,188 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $422,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,946 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $390,000 | 6,314 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 2,578 |
| Total interest expense | $1,594,000 | 2,438 |
| Net interest income | $3,827,000 | 2,598 |
| Provision for loan and lease losses | $409,000 | 1,206 |
| Total noninterest income | $339,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $174,000 | 4,024 |
| Total noninterest expense | $2,975,000 | 2,634 |
| Salaries and employee benefits | $1,565,000 | 2,729 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $1,099,000 | 2,207 |
| Pre-tax net operating income | $782,000 | 4,172 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $333,000 | 2,887 |
| Income before extraordinary items | $443,000 | 5,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,637 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $446,840 | 4,935 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,559 |
| Total interest expense | $817,000 | 2,396 |
| Net interest income | $1,910,000 | 2,598 |
| Provision for loan and lease losses | $-81,000 | 9,023 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $77,000 | 4,245 |
| Total noninterest expense | $1,434,000 | 2,748 |
| Salaries and employee benefits | $771,000 | 2,786 |
| Premises and equipment expense | $147,000 | 3,640 |
| Additional noninterest expense | $516,000 | 2,294 |
| Pre-tax net operating income | $710,000 | 2,674 |
| Securities gains (losses) | $-6,000 | 8,866 |
| Applicable income taxes | $259,000 | 2,139 |
| Income before extraordinary items | $445,000 | 3,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,761 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $448,840 | 3,094 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 2,553 |
| Total interest expense | $4,045,000 | 2,196 |
| Net interest income | $7,132,000 | 2,705 |
| Provision for loan and lease losses | $506,000 | 2,144 |
| Total noninterest income | $749,000 | 4,381 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $261,000 | 4,646 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $488,000 | 3,627 |
| Total noninterest expense | $5,541,000 | 2,799 |
| Salaries and employee benefits | $3,213,000 | 2,617 |
| Premises and equipment expense | $566,000 | 3,688 |
| Additional noninterest expense | $1,762,000 | 2,681 |
| Pre-tax net operating income | $1,834,000 | 3,590 |
| Securities gains (losses) | $243,000 | 1,209 |
| Applicable income taxes | $755,000 | 2,637 |
| Income before extraordinary items | $1,322,000 | 3,870 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,322,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 414 |
| Net operating income | $1,166,480 | 4,044 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 2,576 |
| Total interest expense | $3,201,000 | 2,169 |
| Net interest income | $5,226,000 | 2,785 |
| Provision for loan and lease losses | $506,000 | 1,650 |
| Total noninterest income | $576,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 3,509 |
| Total noninterest expense | $4,000,000 | 2,906 |
| Salaries and employee benefits | $2,336,000 | 2,696 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $1,254,000 | 2,772 |
| Pre-tax net operating income | $1,296,000 | 3,855 |
| Securities gains (losses) | $172,000 | 1,323 |
| Applicable income taxes | $539,000 | 2,900 |
| Income before extraordinary items | $929,000 | 4,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $929,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 304 |
| Net operating income | $818,920 | 4,363 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 2,592 |
| Total interest expense | $2,184,000 | 2,187 |
| Net interest income | $3,448,000 | 2,800 |
| Provision for loan and lease losses | $193,000 | 2,580 |
| Total noninterest income | $364,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $102,000 | 5,238 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $262,000 | 3,538 |
| Total noninterest expense | $2,788,000 | 2,776 |
| Salaries and employee benefits | $1,725,000 | 2,440 |
| Premises and equipment expense | $274,000 | 3,756 |
| Additional noninterest expense | $789,000 | 2,901 |
| Pre-tax net operating income | $831,000 | 3,957 |
| Securities gains (losses) | $51,000 | 2,000 |
| Applicable income taxes | $325,000 | 3,086 |
| Income before extraordinary items | $557,000 | 4,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $557,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $524,360 | 4,468 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 2,635 |
| Total interest expense | $1,087,000 | 2,244 |
| Net interest income | $1,706,000 | 2,827 |
| Provision for loan and lease losses | $132,000 | 1,943 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $1,378,000 | 2,790 |
| Salaries and employee benefits | $852,000 | 2,471 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $388,000 | 2,931 |
| Pre-tax net operating income | $357,000 | 4,335 |
| Securities gains (losses) | $51,000 | 1,378 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $253,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,095 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,360 | 4,859 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,134,000 | 2,739 |
| Total interest expense | $4,443,000 | 2,503 |
| Net interest income | $6,691,000 | 2,848 |
| Provision for loan and lease losses | $802,000 | 1,627 |
| Total noninterest income | $560,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $375,000 | 3,816 |
| Total noninterest expense | $4,872,000 | 2,996 |
| Salaries and employee benefits | $2,943,000 | 2,675 |
| Premises and equipment expense | $482,000 | 4,048 |
| Additional noninterest expense | $1,447,000 | 3,037 |
| Pre-tax net operating income | $1,577,000 | 3,977 |
| Securities gains (losses) | $63,000 | 2,193 |
| Applicable income taxes | $595,000 | 3,136 |
| Income before extraordinary items | $1,045,000 | 4,480 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,045,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,808 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 547 |
| Net operating income | $1,004,680 | 4,462 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,134,000 | 3,268 |
| Total interest expense | $5,486,000 | 2,897 |
| Net interest income | $4,648,000 | 3,649 |
| Provision for loan and lease losses | $631,000 | 1,821 |
| Total noninterest income | $430,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $147,000 | 5,839 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $283,000 | 4,244 |
| Total noninterest expense | $3,680,000 | 3,682 |
| Salaries and employee benefits | $2,270,000 | 3,232 |
| Premises and equipment expense | $407,000 | 4,543 |
| Additional noninterest expense | $1,003,000 | 4,058 |
| Pre-tax net operating income | $767,000 | 5,596 |
| Securities gains (losses) | $144,000 | 1,437 |
| Applicable income taxes | $107,000 | 5,931 |
| Income before extraordinary items | $804,000 | 4,853 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $804,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $677,280 | 5,187 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,915,000 | 3,749 |
| Total interest expense | $5,230,000 | 3,176 |
| Net interest income | $3,685,000 | 4,448 |
| Provision for loan and lease losses | $364,000 | 2,465 |
| Total noninterest income | $314,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $98,000 | 6,608 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $216,000 | 4,616 |
| Total noninterest expense | $3,067,000 | 4,154 |
| Salaries and employee benefits | $1,912,000 | 3,611 |
| Premises and equipment expense | $391,000 | 4,578 |
| Additional noninterest expense | $764,000 | 4,883 |
| Pre-tax net operating income | $568,000 | 6,713 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $570,000 | 5,989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $570,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,700,000 | 272 |
| Net operating income | $568,000 | 6,007 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 8,217 |
| Total interest expense | $1,079,000 | 7,961 |
| Net interest income | $1,149,000 | 8,303 |
| Provision for loan and lease losses | $740,000 | 1,259 |
| Total noninterest income | $86,000 | 9,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 8,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,576 |
| Total noninterest expense | $1,693,000 | 6,314 |
| Salaries and employee benefits | $1,149,000 | 5,336 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $361,000 | 7,598 |
| Pre-tax net operating income | $-1,197,000 | 10,092 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,197,000 | 10,109 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,197,000 | 10,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $10,600,000 | 68 |
| Net operating income | $-1,197,000 | 10,100 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.