Home > Renasant Bank > Net charge- offs to loans

Renasant Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%897
Percentage Net Loans Charged-off: Total real estate loans0.0482%399
Percentage Net Loans Charged-off:Construction & development-0.0006%4,162
Percentage Net Loans Charged-off: Commercial real estate0.1091%242
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0014%755
Percentage Net Loans Charged-off: Home equity loans0.0150%202
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,532
Percentage Net Loans Charged-off: Commercial and industrial0.3909%654
Percentage Net Loans Charged-off: Loans to individuals0.6280%1,010
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.6280%894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1169%688
Percentage Net Loans Charged-off: Total real estate loans0.0635%264
Percentage Net Loans Charged-off:Construction & development-0.0005%4,209
Percentage Net Loans Charged-off: Commercial real estate0.1457%164
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%3,460
Percentage Net Loans Charged-off: Home equity loans0.0209%157
All other 1-4 family - Percent of loans charged-off, net-0.0042%3,783
Percentage Net Loans Charged-off: Commercial and industrial0.5102%434
Percentage Net Loans Charged-off: Loans to individuals0.1307%1,994
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1307%1,929
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1447%528
Percentage Net Loans Charged-off: Total real estate loans0.1022%152
Percentage Net Loans Charged-off:Construction & development0.0055%109
Percentage Net Loans Charged-off: Commercial real estate0.2295%99
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0019%496
Percentage Net Loans Charged-off: Home equity loans0.0395%103
All other 1-4 family - Percent of loans charged-off, net-0.0048%3,811
Percentage Net Loans Charged-off: Commercial and industrial0.5524%383
Percentage Net Loans Charged-off: Loans to individuals0.1324%1,779
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.1324%1,750
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%437
Percentage Net Loans Charged-off: Total real estate loans0.1981%78
Percentage Net Loans Charged-off:Construction & development-0.0015%4,410
Percentage Net Loans Charged-off: Commercial real estate0.4514%51
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,723
Percentage Net Loans Charged-off: Home equity loans-0.0024%4,401
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,784
Percentage Net Loans Charged-off: Commercial and industrial-0.0639%4,176
Percentage Net Loans Charged-off: Loans to individuals0.1666%1,521
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.1666%1,447
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0669%979
Percentage Net Loans Charged-off: Total real estate loans0.0505%372
Percentage Net Loans Charged-off:Construction & development-0.0251%4,439
Percentage Net Loans Charged-off: Commercial real estate0.1183%197
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,611
Percentage Net Loans Charged-off: 1-4 family residential0.0045%692
Percentage Net Loans Charged-off: Home equity loans-0.0154%4,357
All other 1-4 family - Percent of loans charged-off, net0.0083%586
Percentage Net Loans Charged-off: Commercial and industrial0.2026%636
Percentage Net Loans Charged-off: Loans to individuals0.1255%2,008
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1255%1,927
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0589%893
Percentage Net Loans Charged-off: Total real estate loans0.0305%376
Percentage Net Loans Charged-off:Construction & development-0.0298%4,499
Percentage Net Loans Charged-off: Commercial real estate0.0799%172
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,659
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%3,429
Percentage Net Loans Charged-off: Home equity loans-0.0257%4,444
All other 1-4 family - Percent of loans charged-off, net0.0030%568
Percentage Net Loans Charged-off: Commercial and industrial0.2840%412
Percentage Net Loans Charged-off: Loans to individuals0.0789%2,035
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0789%1,955
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%807
Percentage Net Loans Charged-off: Total real estate loans0.0077%544
Percentage Net Loans Charged-off:Construction & development-0.0374%4,137
Percentage Net Loans Charged-off: Commercial real estate0.0261%192
Percentage Net Loans Charged-off: Multi-family residential-0.0005%3,795
Percentage Net Loans Charged-off: 1-4 family residential0.0059%472
Percentage Net Loans Charged-off: Home equity loans-0.0197%3,265
All other 1-4 family - Percent of loans charged-off, net0.0107%406
Percentage Net Loans Charged-off: Commercial and industrial0.4272%265
Percentage Net Loans Charged-off: Loans to individuals0.1254%1,680
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1254%1,597
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0323%981
Percentage Net Loans Charged-off: Total real estate loans-0.0074%3,788
Percentage Net Loans Charged-off:Construction & development-0.0269%4,166
Percentage Net Loans Charged-off: Commercial real estate-0.0149%4,312
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,814
Percentage Net Loans Charged-off: 1-4 family residential0.0111%317
Percentage Net Loans Charged-off: Home equity loans0.0195%84
All other 1-4 family - Percent of loans charged-off, net0.0095%299
Percentage Net Loans Charged-off: Commercial and industrial0.3028%261
Percentage Net Loans Charged-off: Loans to individuals0.1540%1,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1540%1,319
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%883
Percentage Net Loans Charged-off: Total real estate loans0.0499%582
Percentage Net Loans Charged-off:Construction & development-0.0041%3,949
Percentage Net Loans Charged-off: Commercial real estate0.1174%326
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,868
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%3,644
Percentage Net Loans Charged-off: Home equity loans-0.0160%3,234
All other 1-4 family - Percent of loans charged-off, net-0.0064%3,639
Percentage Net Loans Charged-off: Commercial and industrial0.3209%526
Percentage Net Loans Charged-off: Loans to individuals0.2066%1,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2066%1,418
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%1,040
Percentage Net Loans Charged-off: Total real estate loans-0.0057%3,647
Percentage Net Loans Charged-off:Construction & development-0.0020%3,978
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,101
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,914
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%3,805
Percentage Net Loans Charged-off: Home equity loans-0.0295%3,356
All other 1-4 family - Percent of loans charged-off, net-0.0071%3,723
Percentage Net Loans Charged-off: Commercial and industrial0.3539%417
Percentage Net Loans Charged-off: Loans to individuals0.2608%1,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2608%1,102
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0686%942
Percentage Net Loans Charged-off: Total real estate loans-0.0105%3,943
Percentage Net Loans Charged-off:Construction & development-0.0043%4,070
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,240
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,928
Percentage Net Loans Charged-off: 1-4 family residential-0.0212%4,105
Percentage Net Loans Charged-off: Home equity loans-0.0255%3,398
All other 1-4 family - Percent of loans charged-off, net-0.0204%4,111
Percentage Net Loans Charged-off: Commercial and industrial0.3995%341
Percentage Net Loans Charged-off: Loans to individuals0.1201%1,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1201%1,435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%649
Percentage Net Loans Charged-off: Total real estate loans-0.0107%4,059
Percentage Net Loans Charged-off:Construction & development0.0135%103
Percentage Net Loans Charged-off: Commercial real estate-0.0134%4,468
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,939
Percentage Net Loans Charged-off: 1-4 family residential-0.0183%4,150
Percentage Net Loans Charged-off: Home equity loans-0.0731%3,548
All other 1-4 family - Percent of loans charged-off, net-0.0072%3,889
Percentage Net Loans Charged-off: Commercial and industrial0.5464%238
Percentage Net Loans Charged-off: Loans to individuals0.1506%1,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1506%1,219
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%2,343
Percentage Net Loans Charged-off: Total real estate loans0.0140%1,536
Percentage Net Loans Charged-off:Construction & development0.0189%291
Percentage Net Loans Charged-off: Commercial real estate0.0035%1,019
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,953
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,042
Percentage Net Loans Charged-off: Home equity loans-0.0159%3,392
All other 1-4 family - Percent of loans charged-off, net0.0369%868
Percentage Net Loans Charged-off: Commercial and industrial0.1110%1,421
Percentage Net Loans Charged-off: Loans to individuals0.0752%2,623
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0752%2,510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0359%2,115
Percentage Net Loans Charged-off: Total real estate loans0.0252%1,103
Percentage Net Loans Charged-off:Construction & development0.0672%180
Percentage Net Loans Charged-off: Commercial real estate0.0041%775
Percentage Net Loans Charged-off: Multi-family residential-0.0007%3,964
Percentage Net Loans Charged-off: 1-4 family residential0.0393%767
Percentage Net Loans Charged-off: Home equity loans-0.0123%3,410
All other 1-4 family - Percent of loans charged-off, net0.0508%644
Percentage Net Loans Charged-off: Commercial and industrial0.0655%1,392
Percentage Net Loans Charged-off: Loans to individuals0.0869%2,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0869%2,316
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0477%1,801
Percentage Net Loans Charged-off: Total real estate loans0.0256%956
Percentage Net Loans Charged-off:Construction & development0.0909%107
Percentage Net Loans Charged-off: Commercial real estate0.0154%556
Percentage Net Loans Charged-off: Multi-family residential-0.0005%3,985
Percentage Net Loans Charged-off: 1-4 family residential0.0176%919
Percentage Net Loans Charged-off: Home equity loans-0.0079%3,392
All other 1-4 family - Percent of loans charged-off, net0.0234%795
Percentage Net Loans Charged-off: Commercial and industrial0.1411%1,023
Percentage Net Loans Charged-off: Loans to individuals0.1340%2,156
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1340%2,028
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0321%1,748
Percentage Net Loans Charged-off: Total real estate loans0.0231%761
Percentage Net Loans Charged-off:Construction & development-0.0042%4,249
Percentage Net Loans Charged-off: Commercial real estate0.0353%323
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,036
Percentage Net Loans Charged-off: 1-4 family residential0.0221%687
Percentage Net Loans Charged-off: Home equity loans-0.0077%3,436
All other 1-4 family - Percent of loans charged-off, net0.0289%591
Percentage Net Loans Charged-off: Commercial and industrial0.0597%933
Percentage Net Loans Charged-off: Loans to individuals0.1704%1,926
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1704%1,823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0407%2,577
Percentage Net Loans Charged-off: Total real estate loans0.0210%1,586
Percentage Net Loans Charged-off:Construction & development-0.0264%4,349
Percentage Net Loans Charged-off: Commercial real estate0.0241%888
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,055
Percentage Net Loans Charged-off: 1-4 family residential0.0380%1,178
Percentage Net Loans Charged-off: Home equity loans0.0203%428
All other 1-4 family - Percent of loans charged-off, net0.0425%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.0979%1,776
Percentage Net Loans Charged-off: Loans to individuals0.2531%2,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2531%2,132
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0323%2,426
Percentage Net Loans Charged-off: Total real estate loans0.0231%1,300
Percentage Net Loans Charged-off:Construction & development-0.0333%4,445
Percentage Net Loans Charged-off: Commercial real estate0.0311%666
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,123
Percentage Net Loans Charged-off: 1-4 family residential0.0379%999
Percentage Net Loans Charged-off: Home equity loans0.0222%353
All other 1-4 family - Percent of loans charged-off, net0.0419%904
Percentage Net Loans Charged-off: Commercial and industrial0.0351%1,700
Percentage Net Loans Charged-off: Loans to individuals0.2709%2,060
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2709%1,932
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%2,278
Percentage Net Loans Charged-off: Total real estate loans0.0172%1,220
Percentage Net Loans Charged-off:Construction & development-0.0325%4,488
Percentage Net Loans Charged-off: Commercial real estate0.0097%633
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,153
Percentage Net Loans Charged-off: 1-4 family residential0.0475%793
Percentage Net Loans Charged-off: Home equity loans0.0327%265
All other 1-4 family - Percent of loans charged-off, net0.0514%720
Percentage Net Loans Charged-off: Commercial and industrial0.0532%1,356
Percentage Net Loans Charged-off: Loans to individuals0.2553%1,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2553%1,802
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%1,873
Percentage Net Loans Charged-off: Total real estate loans0.0313%787
Percentage Net Loans Charged-off:Construction & development-0.0483%4,620
Percentage Net Loans Charged-off: Commercial real estate0.0415%317
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,215
Percentage Net Loans Charged-off: 1-4 family residential0.0526%611
Percentage Net Loans Charged-off: Home equity loans0.0853%145
All other 1-4 family - Percent of loans charged-off, net0.0438%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0364%4,224
Percentage Net Loans Charged-off: Loans to individuals0.2726%1,731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2726%1,619
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%2,500
Percentage Net Loans Charged-off: Total real estate loans0.0221%1,677
Percentage Net Loans Charged-off:Construction & development0.0162%365
Percentage Net Loans Charged-off: Commercial real estate0.0093%1,018
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,208
Percentage Net Loans Charged-off: 1-4 family residential0.0427%1,325
Percentage Net Loans Charged-off: Home equity loans0.1427%252
All other 1-4 family - Percent of loans charged-off, net0.0145%1,681
Percentage Net Loans Charged-off: Commercial and industrial0.1631%1,421
Percentage Net Loans Charged-off: Loans to individuals0.2002%2,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2002%2,344
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,035
Percentage Net Loans Charged-off: Total real estate loans0.0312%1,253
Percentage Net Loans Charged-off:Construction & development0.0502%232
Percentage Net Loans Charged-off: Commercial real estate0.0050%838
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,245
Percentage Net Loans Charged-off: 1-4 family residential0.0599%973
Percentage Net Loans Charged-off: Home equity loans0.1859%188
All other 1-4 family - Percent of loans charged-off, net0.0239%1,317
Percentage Net Loans Charged-off: Commercial and industrial0.1577%1,202
Percentage Net Loans Charged-off: Loans to individuals0.2378%2,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2378%2,007
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0613%1,730
Percentage Net Loans Charged-off: Total real estate loans0.0444%917
Percentage Net Loans Charged-off:Construction & development0.0830%165
Percentage Net Loans Charged-off: Commercial real estate0.0036%655
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,285
Percentage Net Loans Charged-off: 1-4 family residential0.0842%714
Percentage Net Loans Charged-off: Home equity loans0.2779%129
All other 1-4 family - Percent of loans charged-off, net0.0278%1,095
Percentage Net Loans Charged-off: Commercial and industrial0.1559%1,035
Percentage Net Loans Charged-off: Loans to individuals0.2687%1,895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2687%1,787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0798%1,334
Percentage Net Loans Charged-off: Total real estate loans0.0629%631
Percentage Net Loans Charged-off:Construction & development0.1740%87
Percentage Net Loans Charged-off: Commercial real estate0.0686%291
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,347
Percentage Net Loans Charged-off: 1-4 family residential0.0218%933
Percentage Net Loans Charged-off: Home equity loans0.0272%254
All other 1-4 family - Percent of loans charged-off, net0.0201%878
Percentage Net Loans Charged-off: Commercial and industrial0.1708%729
Percentage Net Loans Charged-off: Loans to individuals0.3081%1,684
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3081%1,570
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0586%2,639
Percentage Net Loans Charged-off: Total real estate loans0.0186%2,090
Percentage Net Loans Charged-off:Construction & development-0.0714%4,730
Percentage Net Loans Charged-off: Commercial real estate0.0199%1,107
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,367
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,504
Percentage Net Loans Charged-off: Home equity loans0.0429%547
All other 1-4 family - Percent of loans charged-off, net0.0562%1,408
Percentage Net Loans Charged-off: Commercial and industrial0.3038%1,278
Percentage Net Loans Charged-off: Loans to individuals0.3824%2,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3824%1,918
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%2,111
Percentage Net Loans Charged-off: Total real estate loans0.0306%1,586
Percentage Net Loans Charged-off:Construction & development-0.0715%4,775
Percentage Net Loans Charged-off: Commercial real estate0.0318%792
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,402
Percentage Net Loans Charged-off: 1-4 family residential0.0709%1,168
Percentage Net Loans Charged-off: Home equity loans0.0551%457
All other 1-4 family - Percent of loans charged-off, net0.0758%1,114
Percentage Net Loans Charged-off: Commercial and industrial0.3210%1,003
Percentage Net Loans Charged-off: Loans to individuals0.4038%1,825
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4038%1,692
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0569%2,121
Percentage Net Loans Charged-off: Total real estate loans0.0178%1,624
Percentage Net Loans Charged-off:Construction & development-0.0926%4,861
Percentage Net Loans Charged-off: Commercial real estate0.0127%735
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,442
Percentage Net Loans Charged-off: 1-4 family residential0.0675%1,099
Percentage Net Loans Charged-off: Home equity loans0.0366%414
All other 1-4 family - Percent of loans charged-off, net0.0772%999
Percentage Net Loans Charged-off: Commercial and industrial0.2847%900
Percentage Net Loans Charged-off: Loans to individuals0.4482%1,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4482%1,495
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0823%1,523
Percentage Net Loans Charged-off: Total real estate loans0.0214%1,215
Percentage Net Loans Charged-off:Construction & development-0.0378%4,821
Percentage Net Loans Charged-off: Commercial real estate0.0231%443
Percentage Net Loans Charged-off: Multi-family residential-0.0017%4,495
Percentage Net Loans Charged-off: 1-4 family residential0.0461%1,010
Percentage Net Loans Charged-off: Home equity loans0.0091%347
All other 1-4 family - Percent of loans charged-off, net0.0579%870
Percentage Net Loans Charged-off: Commercial and industrial0.4343%545
Percentage Net Loans Charged-off: Loans to individuals0.5868%1,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5868%1,158
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1188%2,067
Percentage Net Loans Charged-off: Total real estate loans0.0805%1,422
Percentage Net Loans Charged-off:Construction & development0.2836%291
Percentage Net Loans Charged-off: Commercial real estate0.0431%1,067
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,527
Percentage Net Loans Charged-off: 1-4 family residential0.0642%1,708
Percentage Net Loans Charged-off: Home equity loans0.0497%666
All other 1-4 family - Percent of loans charged-off, net0.0682%1,587
Percentage Net Loans Charged-off: Commercial and industrial0.3512%1,231
Percentage Net Loans Charged-off: Loans to individuals0.5403%1,706
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual0.5522%1,552
Percentage Net Loans Charged-off: All other loans and lease0.1346%1,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%2,602
Percentage Net Loans Charged-off: Total real estate loans0.0269%1,939
Percentage Net Loans Charged-off:Construction & development0.0051%458
Percentage Net Loans Charged-off: Commercial real estate0.0410%881
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,567
Percentage Net Loans Charged-off: 1-4 family residential0.0239%2,025
Percentage Net Loans Charged-off: Home equity loans0.0371%611
All other 1-4 family - Percent of loans charged-off, net0.0205%2,011
Percentage Net Loans Charged-off: Commercial and industrial0.1592%1,378
Percentage Net Loans Charged-off: Loans to individuals0.5733%1,446
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual0.5890%1,296
Percentage Net Loans Charged-off: All other loans and lease0.1830%851
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0530%2,444
Percentage Net Loans Charged-off: Total real estate loans0.0279%1,815
Percentage Net Loans Charged-off:Construction & development-0.0137%4,704
Percentage Net Loans Charged-off: Commercial real estate0.0454%723
Percentage Net Loans Charged-off: Multi-family residential-0.0021%4,601
Percentage Net Loans Charged-off: 1-4 family residential0.0288%1,763
Percentage Net Loans Charged-off: Home equity loans0.0256%532
All other 1-4 family - Percent of loans charged-off, net0.0296%1,678
Percentage Net Loans Charged-off: Commercial and industrial0.1453%1,214
Percentage Net Loans Charged-off: Loans to individuals0.5399%1,409
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual0.5551%1,258
Percentage Net Loans Charged-off: All other loans and lease0.2845%617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%1,557
Percentage Net Loans Charged-off: Total real estate loans0.0504%1,182
Percentage Net Loans Charged-off:Construction & development-0.0666%5,032
Percentage Net Loans Charged-off: Commercial real estate0.1383%350
Percentage Net Loans Charged-off: Multi-family residential-0.0023%4,639
Percentage Net Loans Charged-off: 1-4 family residential0.0092%1,514
Percentage Net Loans Charged-off: Home equity loans0.0041%406
All other 1-4 family - Percent of loans charged-off, net0.0105%1,400
Percentage Net Loans Charged-off: Commercial and industrial0.3474%665
Percentage Net Loans Charged-off: Loans to individuals0.5220%1,345
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.5371%1,187
Percentage Net Loans Charged-off: All other loans and lease0.4243%447
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0981%2,439
Percentage Net Loans Charged-off: Total real estate loans0.0771%1,888
Percentage Net Loans Charged-off:Construction & development-0.0905%5,005
Percentage Net Loans Charged-off: Commercial real estate0.1190%963
Percentage Net Loans Charged-off: Multi-family residential-0.0020%4,684
Percentage Net Loans Charged-off: 1-4 family residential0.0907%1,862
Percentage Net Loans Charged-off: Home equity loans0.0204%887
All other 1-4 family - Percent of loans charged-off, net0.1103%1,636
Percentage Net Loans Charged-off: Commercial and industrial0.1108%1,878
Percentage Net Loans Charged-off: Loans to individuals0.5004%1,638
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.5073%1,494
Percentage Net Loans Charged-off: All other loans and lease1.2169%377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0970%2,182
Percentage Net Loans Charged-off: Total real estate loans0.0977%1,500
Percentage Net Loans Charged-off:Construction & development-0.0248%4,877
Percentage Net Loans Charged-off: Commercial real estate0.1448%756
Percentage Net Loans Charged-off: Multi-family residential-0.0019%4,725
Percentage Net Loans Charged-off: 1-4 family residential0.0927%1,665
Percentage Net Loans Charged-off: Home equity loans0.0717%674
All other 1-4 family - Percent of loans charged-off, net0.0987%1,568
Percentage Net Loans Charged-off: Commercial and industrial0.0745%1,712
Percentage Net Loans Charged-off: Loans to individuals0.2133%2,411
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.2153%2,261
Percentage Net Loans Charged-off: All other loans and lease0.0045%1,291
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1302%1,717
Percentage Net Loans Charged-off: Total real estate loans0.1366%1,153
Percentage Net Loans Charged-off:Construction & development-0.0254%4,947
Percentage Net Loans Charged-off: Commercial real estate0.1919%598
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,768
Percentage Net Loans Charged-off: 1-4 family residential0.1360%1,278
Percentage Net Loans Charged-off: Home equity loans0.1152%535
All other 1-4 family - Percent of loans charged-off, net0.1425%1,222
Percentage Net Loans Charged-off: Commercial and industrial0.0933%1,390
Percentage Net Loans Charged-off: Loans to individuals0.1068%2,653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1068%2,525
Percentage Net Loans Charged-off: All other loans and lease0.0085%1,105
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1053%1,684
Percentage Net Loans Charged-off: Total real estate loans0.0978%1,194
Percentage Net Loans Charged-off:Construction & development-0.0777%5,217
Percentage Net Loans Charged-off: Commercial real estate0.1299%486
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1263%1,103
Percentage Net Loans Charged-off: Home equity loans0.0134%476
All other 1-4 family - Percent of loans charged-off, net0.1617%925
Percentage Net Loans Charged-off: Commercial and industrial0.1696%823
Percentage Net Loans Charged-off: Loans to individuals0.0770%2,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0770%2,235
Percentage Net Loans Charged-off: All other loans and lease0.0194%862
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2915%1,498
Percentage Net Loans Charged-off: Total real estate loans0.2952%1,059
Percentage Net Loans Charged-off:Construction & development0.7199%498
Percentage Net Loans Charged-off: Commercial real estate0.2776%1,010
Percentage Net Loans Charged-off: Multi-family residential-0.0025%4,902
Percentage Net Loans Charged-off: 1-4 family residential0.2124%1,547
Percentage Net Loans Charged-off: Home equity loans0.3296%535
All other 1-4 family - Percent of loans charged-off, net0.1786%1,689
Percentage Net Loans Charged-off: Commercial and industrial0.2364%1,719
Percentage Net Loans Charged-off: Loans to individuals0.4664%1,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4664%1,744
Percentage Net Loans Charged-off: All other loans and lease0.0325%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2775%1,416
Percentage Net Loans Charged-off: Total real estate loans0.2648%1,087
Percentage Net Loans Charged-off:Construction & development0.6856%465
Percentage Net Loans Charged-off: Commercial real estate0.2350%947
Percentage Net Loans Charged-off: Multi-family residential-0.0023%4,961
Percentage Net Loans Charged-off: 1-4 family residential0.1955%1,518
Percentage Net Loans Charged-off: Home equity loans0.4273%434
All other 1-4 family - Percent of loans charged-off, net0.1308%1,847
Percentage Net Loans Charged-off: Commercial and industrial0.3352%1,294
Percentage Net Loans Charged-off: Loans to individuals0.5049%1,650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5049%1,512
Percentage Net Loans Charged-off: All other loans and lease0.0372%1,183
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1658%2,064
Percentage Net Loans Charged-off: Total real estate loans0.1767%1,479
Percentage Net Loans Charged-off:Construction & development1.0168%367
Percentage Net Loans Charged-off: Commercial real estate0.0103%1,495
Percentage Net Loans Charged-off: Multi-family residential0.0068%268
Percentage Net Loans Charged-off: 1-4 family residential0.1478%1,712
Percentage Net Loans Charged-off: Home equity loans0.2572%552
All other 1-4 family - Percent of loans charged-off, net0.1183%1,808
Percentage Net Loans Charged-off: Commercial and industrial0.0032%1,998
Percentage Net Loans Charged-off: Loans to individuals0.5657%1,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5657%1,274
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1093%2,087
Percentage Net Loans Charged-off: Total real estate loans0.0907%1,684
Percentage Net Loans Charged-off:Construction & development0.3344%416
Percentage Net Loans Charged-off: Commercial real estate-0.0062%5,662
Percentage Net Loans Charged-off: Multi-family residential-0.0034%5,043
Percentage Net Loans Charged-off: 1-4 family residential0.1555%1,347
Percentage Net Loans Charged-off: Home equity loans0.3480%390
All other 1-4 family - Percent of loans charged-off, net0.1044%1,484
Percentage Net Loans Charged-off: Commercial and industrial0.0741%1,150
Percentage Net Loans Charged-off: Loans to individuals0.9741%907
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9741%819
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2138%2,749
Percentage Net Loans Charged-off: Total real estate loans0.2036%2,294
Percentage Net Loans Charged-off:Construction & development0.2531%1,271
Percentage Net Loans Charged-off: Commercial real estate0.2245%1,624
Percentage Net Loans Charged-off: Multi-family residential-0.0129%5,161
Percentage Net Loans Charged-off: 1-4 family residential0.1855%2,331
Percentage Net Loans Charged-off: Home equity loans0.4674%700
All other 1-4 family - Percent of loans charged-off, net0.1057%2,816
Percentage Net Loans Charged-off: Commercial and industrial0.2135%2,181
Percentage Net Loans Charged-off: Loans to individuals0.5876%1,834
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5876%1,716
Percentage Net Loans Charged-off: All other loans and lease0.3109%804
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2744%2,177
Percentage Net Loans Charged-off: Total real estate loans0.2560%1,865
Percentage Net Loans Charged-off:Construction & development0.2206%1,166
Percentage Net Loans Charged-off: Commercial real estate0.3056%1,269
Percentage Net Loans Charged-off: Multi-family residential-0.0165%5,219
Percentage Net Loans Charged-off: 1-4 family residential0.2359%1,895
Percentage Net Loans Charged-off: Home equity loans0.4330%699
All other 1-4 family - Percent of loans charged-off, net0.1787%2,134
Percentage Net Loans Charged-off: Commercial and industrial0.3175%1,685
Percentage Net Loans Charged-off: Loans to individuals0.7517%1,365
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7517%1,261
Percentage Net Loans Charged-off: All other loans and lease0.4242%668
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2341%2,320
Percentage Net Loans Charged-off: Total real estate loans0.2406%1,916
Percentage Net Loans Charged-off:Construction & development-0.1074%5,699
Percentage Net Loans Charged-off: Commercial real estate0.3817%1,023
Percentage Net Loans Charged-off: Multi-family residential-0.0140%5,233
Percentage Net Loans Charged-off: 1-4 family residential0.2091%1,967
Percentage Net Loans Charged-off: Home equity loans0.4099%680
All other 1-4 family - Percent of loans charged-off, net0.1489%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%4,929
Percentage Net Loans Charged-off: Loans to individuals1.0968%934
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0968%837
Percentage Net Loans Charged-off: All other loans and lease0.6580%497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%2,666
Percentage Net Loans Charged-off: Total real estate loans0.1233%2,126
Percentage Net Loans Charged-off:Construction & development-0.1976%5,868
Percentage Net Loans Charged-off: Commercial real estate0.1677%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1999%1,686
Percentage Net Loans Charged-off: Home equity loans0.4806%494
All other 1-4 family - Percent of loans charged-off, net0.1145%1,887
Percentage Net Loans Charged-off: Commercial and industrial0.0148%1,649
Percentage Net Loans Charged-off: Loans to individuals0.3768%1,870
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3768%1,732
Percentage Net Loans Charged-off: All other loans and lease1.4803%296
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6646%1,772
Percentage Net Loans Charged-off: Total real estate loans0.5664%1,767
Percentage Net Loans Charged-off:Construction & development1.2956%1,342
Percentage Net Loans Charged-off: Commercial real estate0.3460%1,868
Percentage Net Loans Charged-off: Multi-family residential-0.1763%5,528
Percentage Net Loans Charged-off: 1-4 family residential0.6579%1,407
Percentage Net Loans Charged-off: Home equity loans1.3128%512
All other 1-4 family - Percent of loans charged-off, net0.4516%1,871
Percentage Net Loans Charged-off: Commercial and industrial1.5752%1,026
Percentage Net Loans Charged-off: Loans to individuals0.5075%2,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5075%2,199
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7120%1,551
Percentage Net Loans Charged-off: Total real estate loans0.5596%1,723
Percentage Net Loans Charged-off:Construction & development1.2399%1,283
Percentage Net Loans Charged-off: Commercial real estate0.2904%1,792
Percentage Net Loans Charged-off: Multi-family residential0.0642%686
Percentage Net Loans Charged-off: 1-4 family residential0.7153%1,250
Percentage Net Loans Charged-off: Home equity loans1.5957%390
All other 1-4 family - Percent of loans charged-off, net0.4350%1,822
Percentage Net Loans Charged-off: Commercial and industrial2.0964%750
Percentage Net Loans Charged-off: Loans to individuals0.5663%2,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5663%1,850
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6845%1,618
Percentage Net Loans Charged-off: Total real estate loans0.6124%1,590
Percentage Net Loans Charged-off:Construction & development0.8415%1,340
Percentage Net Loans Charged-off: Commercial real estate0.3983%1,409
Percentage Net Loans Charged-off: Multi-family residential0.1090%531
Percentage Net Loans Charged-off: 1-4 family residential0.8803%1,026
Percentage Net Loans Charged-off: Home equity loans1.9075%317
All other 1-4 family - Percent of loans charged-off, net0.5468%1,494
Percentage Net Loans Charged-off: Commercial and industrial1.3884%1,017
Percentage Net Loans Charged-off: Loans to individuals0.5051%2,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5051%1,870
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7586%1,349
Percentage Net Loans Charged-off: Total real estate loans0.6225%1,371
Percentage Net Loans Charged-off:Construction & development1.1531%917
Percentage Net Loans Charged-off: Commercial real estate0.5330%949
Percentage Net Loans Charged-off: Multi-family residential0.2329%332
Percentage Net Loans Charged-off: 1-4 family residential0.5735%1,360
Percentage Net Loans Charged-off: Home equity loans1.1925%439
All other 1-4 family - Percent of loans charged-off, net0.3681%1,617
Percentage Net Loans Charged-off: Commercial and industrial2.0770%640
Percentage Net Loans Charged-off: Loans to individuals0.3433%2,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3433%1,966
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9071%1,914
Percentage Net Loans Charged-off: Total real estate loans0.9537%1,687
Percentage Net Loans Charged-off:Construction & development3.1109%1,370
Percentage Net Loans Charged-off: Commercial real estate0.2632%2,543
Percentage Net Loans Charged-off: Multi-family residential0.0834%951
Percentage Net Loans Charged-off: 1-4 family residential0.9388%1,332
Percentage Net Loans Charged-off: Home equity loans0.9226%885
All other 1-4 family - Percent of loans charged-off, net0.9441%1,297
Percentage Net Loans Charged-off: Commercial and industrial0.6173%2,539
Percentage Net Loans Charged-off: Loans to individuals0.3361%3,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3361%3,120
Percentage Net Loans Charged-off: All other loans and lease1.1834%534
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6850%2,202
Percentage Net Loans Charged-off: Total real estate loans0.7085%1,937
Percentage Net Loans Charged-off:Construction & development2.0693%1,495
Percentage Net Loans Charged-off: Commercial real estate0.1200%2,621
Percentage Net Loans Charged-off: Multi-family residential0.1167%779
Percentage Net Loans Charged-off: 1-4 family residential0.8952%1,323
Percentage Net Loans Charged-off: Home equity loans1.1452%669
All other 1-4 family - Percent of loans charged-off, net0.8142%1,392
Percentage Net Loans Charged-off: Commercial and industrial0.6643%2,173
Percentage Net Loans Charged-off: Loans to individuals0.1163%4,065
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1163%3,831
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6763%2,147
Percentage Net Loans Charged-off: Total real estate loans0.6746%1,898
Percentage Net Loans Charged-off:Construction & development2.3790%1,276
Percentage Net Loans Charged-off: Commercial real estate-0.0219%6,919
Percentage Net Loans Charged-off: Multi-family residential0.0089%675
Percentage Net Loans Charged-off: 1-4 family residential0.8102%1,389
Percentage Net Loans Charged-off: Home equity loans0.9897%720
All other 1-4 family - Percent of loans charged-off, net0.7527%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.8774%1,709
Percentage Net Loans Charged-off: Loans to individuals0.1200%3,667
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1200%3,433
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5309%2,165
Percentage Net Loans Charged-off: Total real estate loans0.6044%1,697
Percentage Net Loans Charged-off:Construction & development3.0154%825
Percentage Net Loans Charged-off: Commercial real estate-0.2015%7,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.5010%1,550
Percentage Net Loans Charged-off: Home equity loans0.1750%918
All other 1-4 family - Percent of loans charged-off, net0.6042%1,298
Percentage Net Loans Charged-off: Commercial and industrial0.0047%2,374
Percentage Net Loans Charged-off: Loans to individuals0.1820%2,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1820%2,623
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0044%2,186
Percentage Net Loans Charged-off: Total real estate loans1.1090%1,737
Percentage Net Loans Charged-off:Construction & development3.2490%1,674
Percentage Net Loans Charged-off: Commercial real estate0.5002%2,039
Percentage Net Loans Charged-off: Multi-family residential0.8116%746
Percentage Net Loans Charged-off: 1-4 family residential0.8056%1,657
Percentage Net Loans Charged-off: Home equity loans0.9099%930
All other 1-4 family - Percent of loans charged-off, net0.7724%1,685
Percentage Net Loans Charged-off: Commercial and industrial0.3356%3,679
Percentage Net Loans Charged-off: Loans to individuals0.3718%3,852
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2450%1,325
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0663%1,905
Percentage Net Loans Charged-off: Total real estate loans1.1818%1,531
Percentage Net Loans Charged-off:Construction & development3.5298%1,452
Percentage Net Loans Charged-off: Commercial real estate0.4596%1,823
Percentage Net Loans Charged-off: Multi-family residential0.8266%609
Percentage Net Loans Charged-off: 1-4 family residential0.9103%1,356
Percentage Net Loans Charged-off: Home equity loans1.0110%792
All other 1-4 family - Percent of loans charged-off, net0.8780%1,365
Percentage Net Loans Charged-off: Commercial and industrial0.3362%3,275
Percentage Net Loans Charged-off: Loans to individuals0.3663%3,586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3153%1,129
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0022%1,857
Percentage Net Loans Charged-off: Total real estate loans1.1285%1,451
Percentage Net Loans Charged-off:Construction & development2.9870%1,369
Percentage Net Loans Charged-off: Commercial real estate0.5723%1,403
Percentage Net Loans Charged-off: Multi-family residential0.8982%489
Percentage Net Loans Charged-off: 1-4 family residential0.9043%1,274
Percentage Net Loans Charged-off: Home equity loans0.8721%763
All other 1-4 family - Percent of loans charged-off, net0.9147%1,231
Percentage Net Loans Charged-off: Commercial and industrial0.1678%3,314
Percentage Net Loans Charged-off: Loans to individuals0.4829%2,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8030%1,929
Percentage Net Loans Charged-off: Total real estate loans0.9011%1,485
Percentage Net Loans Charged-off:Construction & development1.4085%1,363
Percentage Net Loans Charged-off: Commercial real estate1.0826%728
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4685%1,606
Percentage Net Loans Charged-off: Home equity loans0.9623%570
All other 1-4 family - Percent of loans charged-off, net0.3080%1,878
Percentage Net Loans Charged-off: Commercial and industrial0.0916%2,609
Percentage Net Loans Charged-off: Loans to individuals0.6608%2,335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9094%2,571
Percentage Net Loans Charged-off: Total real estate loans0.9349%2,014
Percentage Net Loans Charged-off:Construction & development2.5793%1,854
Percentage Net Loans Charged-off: Commercial real estate0.1550%2,618
Percentage Net Loans Charged-off: Multi-family residential1.2180%538
Percentage Net Loans Charged-off: 1-4 family residential0.7489%1,610
Percentage Net Loans Charged-off: Home equity loans1.2405%728
All other 1-4 family - Percent of loans charged-off, net0.5934%1,781
Percentage Net Loans Charged-off: Commercial and industrial0.9868%2,885
Percentage Net Loans Charged-off: Loans to individuals0.1686%5,348
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0845%1,842
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9335%2,102
Percentage Net Loans Charged-off: Total real estate loans0.9341%1,654
Percentage Net Loans Charged-off:Construction & development2.5182%1,563
Percentage Net Loans Charged-off: Commercial real estate0.1991%1,969
Percentage Net Loans Charged-off: Multi-family residential0.9290%433
Percentage Net Loans Charged-off: 1-4 family residential0.7171%1,400
Percentage Net Loans Charged-off: Home equity loans1.2144%615
All other 1-4 family - Percent of loans charged-off, net0.5605%1,585
Percentage Net Loans Charged-off: Commercial and industrial1.2796%2,067
Percentage Net Loans Charged-off: Loans to individuals0.0474%5,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8374%2,015
Percentage Net Loans Charged-off: Total real estate loans0.8122%1,585
Percentage Net Loans Charged-off:Construction & development1.6042%1,547
Percentage Net Loans Charged-off: Commercial real estate0.2123%1,512
Percentage Net Loans Charged-off: Multi-family residential1.2887%288
Percentage Net Loans Charged-off: 1-4 family residential0.9252%1,040
Percentage Net Loans Charged-off: Home equity loans1.6154%424
All other 1-4 family - Percent of loans charged-off, net0.7102%1,197
Percentage Net Loans Charged-off: Commercial and industrial1.4052%1,658
Percentage Net Loans Charged-off: Loans to individuals-0.0752%7,252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7422%1,702
Percentage Net Loans Charged-off: Total real estate loans0.7962%1,207
Percentage Net Loans Charged-off:Construction & development1.3050%1,134
Percentage Net Loans Charged-off: Commercial real estate0.1073%1,101
Percentage Net Loans Charged-off: Multi-family residential2.5108%134
Percentage Net Loans Charged-off: 1-4 family residential1.1072%695
Percentage Net Loans Charged-off: Home equity loans1.7567%314
All other 1-4 family - Percent of loans charged-off, net0.9048%771
Percentage Net Loans Charged-off: Commercial and industrial0.4688%1,911
Percentage Net Loans Charged-off: Loans to individuals0.4387%3,064
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5507%2,177
Percentage Net Loans Charged-off: Total real estate loans0.6419%1,382
Percentage Net Loans Charged-off:Construction & development1.3981%1,337
Percentage Net Loans Charged-off: Commercial real estate0.0819%1,840
Percentage Net Loans Charged-off: Multi-family residential0.5721%343
Percentage Net Loans Charged-off: 1-4 family residential0.6180%1,002
Percentage Net Loans Charged-off: Home equity loans0.6537%599
All other 1-4 family - Percent of loans charged-off, net0.6066%972
Percentage Net Loans Charged-off: Commercial and industrial0.1575%3,750
Percentage Net Loans Charged-off: Loans to individuals-0.5656%7,986
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0397%1,742
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3170%2,453
Percentage Net Loans Charged-off: Total real estate loans0.3874%1,412
Percentage Net Loans Charged-off:Construction & development0.5230%1,417
Percentage Net Loans Charged-off: Commercial real estate0.0684%1,358
Percentage Net Loans Charged-off: Multi-family residential0.7365%206
Percentage Net Loans Charged-off: 1-4 family residential0.5873%793
Percentage Net Loans Charged-off: Home equity loans0.5452%529
All other 1-4 family - Percent of loans charged-off, net0.6008%720
Percentage Net Loans Charged-off: Commercial and industrial0.0790%3,390
Percentage Net Loans Charged-off: Loans to individuals-0.8263%8,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0545%1,447
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3489%1,889
Percentage Net Loans Charged-off: Total real estate loans0.3919%1,126
Percentage Net Loans Charged-off:Construction & development0.6206%940
Percentage Net Loans Charged-off: Commercial real estate0.1056%925
Percentage Net Loans Charged-off: Multi-family residential1.0672%113
Percentage Net Loans Charged-off: 1-4 family residential0.4271%887
Percentage Net Loans Charged-off: Home equity loans0.4857%458
All other 1-4 family - Percent of loans charged-off, net0.4082%859
Percentage Net Loans Charged-off: Commercial and industrial0.0459%2,914
Percentage Net Loans Charged-off: Loans to individuals0.2264%3,917
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0830%1,196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2636%1,808
Percentage Net Loans Charged-off: Total real estate loans0.2803%1,021
Percentage Net Loans Charged-off:Construction & development0.6578%548
Percentage Net Loans Charged-off: Commercial real estate0.0546%657
Percentage Net Loans Charged-off: Multi-family residential0.2658%102
Percentage Net Loans Charged-off: 1-4 family residential0.1580%1,173
Percentage Net Loans Charged-off: Home equity loans0.2008%442
All other 1-4 family - Percent of loans charged-off, net0.1440%1,112
Percentage Net Loans Charged-off: Commercial and industrial0.0424%2,032
Percentage Net Loans Charged-off: Loans to individuals0.5566%2,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1745%825
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1474%3,237
Percentage Net Loans Charged-off: Total real estate loans0.1514%1,661
Percentage Net Loans Charged-off:Construction & development0.3668%787
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0021%288
Percentage Net Loans Charged-off: 1-4 family residential0.1723%1,365
Percentage Net Loans Charged-off: Home equity loans0.2233%532
All other 1-4 family - Percent of loans charged-off, net0.1561%1,411
Percentage Net Loans Charged-off: Commercial and industrial-0.0107%7,005
Percentage Net Loans Charged-off: Loans to individuals0.5749%2,780
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0541%4,083
Percentage Net Loans Charged-off: Total real estate loans0.0417%2,216
Percentage Net Loans Charged-off:Construction & development0.0305%943
Percentage Net Loans Charged-off: Commercial real estate-0.0004%7,730
Percentage Net Loans Charged-off: Multi-family residential0.0030%198
Percentage Net Loans Charged-off: 1-4 family residential0.1004%1,414
Percentage Net Loans Charged-off: Home equity loans0.1530%461
All other 1-4 family - Percent of loans charged-off, net0.0839%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.0617%7,241
Percentage Net Loans Charged-off: Loans to individuals0.6824%2,078
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0495%3,671
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,716
Percentage Net Loans Charged-off:Construction & development0.0224%711
Percentage Net Loans Charged-off: Commercial real estate-0.0007%7,765
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1212%1,076
Percentage Net Loans Charged-off: Home equity loans0.1802%348
All other 1-4 family - Percent of loans charged-off, net0.1029%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.0295%2,543
Percentage Net Loans Charged-off: Loans to individuals0.1731%3,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%3,105
Percentage Net Loans Charged-off: Total real estate loans0.0369%1,335
Percentage Net Loans Charged-off:Construction & development-0.0078%7,606
Percentage Net Loans Charged-off: Commercial real estate-0.0013%7,866
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1123%855
Percentage Net Loans Charged-off: Home equity loans0.2605%211
All other 1-4 family - Percent of loans charged-off, net0.0678%942
Percentage Net Loans Charged-off: Commercial and industrial0.0485%1,682
Percentage Net Loans Charged-off: Loans to individuals0.1565%3,246
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0703%3,878
Percentage Net Loans Charged-off: Total real estate loans0.0641%1,745
Percentage Net Loans Charged-off:Construction & development0.0930%497
Percentage Net Loans Charged-off: Commercial real estate-0.0619%8,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2484%685
Percentage Net Loans Charged-off: Home equity loans0.4014%186
All other 1-4 family - Percent of loans charged-off, net0.2230%748
Percentage Net Loans Charged-off: Commercial and industrial0.0693%3,161
Percentage Net Loans Charged-off: Loans to individuals0.1789%4,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1051%1,239
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0516%3,709
Percentage Net Loans Charged-off: Total real estate loans0.0538%1,563
Percentage Net Loans Charged-off:Construction & development0.0706%410
Percentage Net Loans Charged-off: Commercial real estate-0.0873%8,212
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.2549%558
Percentage Net Loans Charged-off: Home equity loans0.1265%328
All other 1-4 family - Percent of loans charged-off, net0.2730%519
Percentage Net Loans Charged-off: Commercial and industrial-0.0328%7,031
Percentage Net Loans Charged-off: Loans to individuals0.1955%4,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1444%1,039
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%4,793
Percentage Net Loans Charged-off: Total real estate loans0.0149%2,033
Percentage Net Loans Charged-off:Construction & development0.0977%277
Percentage Net Loans Charged-off: Commercial real estate-0.1764%8,326
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2779%474
Percentage Net Loans Charged-off: Home equity loans0.0474%356
All other 1-4 family - Percent of loans charged-off, net0.3084%429
Percentage Net Loans Charged-off: Commercial and industrial-0.1014%7,373
Percentage Net Loans Charged-off: Loans to individuals0.1475%3,967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1511%894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2269%1,184
Percentage Net Loans Charged-off: Total real estate loans0.2240%392
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0149%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.5029%237
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.5658%217
Percentage Net Loans Charged-off: Commercial and industrial0.2732%1,087
Percentage Net Loans Charged-off: Loans to individuals0.1404%3,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3411%612
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2088%2,222
Percentage Net Loans Charged-off: Total real estate loans0.1787%765
Percentage Net Loans Charged-off:Construction & development0.0729%448
Percentage Net Loans Charged-off: Commercial real estate0.0678%890
Percentage Net Loans Charged-off: Multi-family residential0.1504%125
Percentage Net Loans Charged-off: 1-4 family residential0.3161%525
Percentage Net Loans Charged-off: Home equity loans0.0879%440
All other 1-4 family - Percent of loans charged-off, net0.3409%481
Percentage Net Loans Charged-off: Commercial and industrial0.1637%2,961
Percentage Net Loans Charged-off: Loans to individuals0.6802%2,784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3610%921
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2151%1,833
Percentage Net Loans Charged-off: Total real estate loans0.1857%671
Percentage Net Loans Charged-off:Construction & development0.1052%308
Percentage Net Loans Charged-off: Commercial real estate0.0262%893
Percentage Net Loans Charged-off: Multi-family residential0.2177%90
Percentage Net Loans Charged-off: 1-4 family residential0.3573%405
Percentage Net Loans Charged-off: Home equity loans0.0797%377
All other 1-4 family - Percent of loans charged-off, net0.3863%386
Percentage Net Loans Charged-off: Commercial and industrial0.2208%2,256
Percentage Net Loans Charged-off: Loans to individuals0.5203%3,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4663%736
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2696%1,414
Percentage Net Loans Charged-off: Total real estate loans0.2388%524
Percentage Net Loans Charged-off:Construction & development0.1661%202
Percentage Net Loans Charged-off: Commercial real estate0.0255%695
Percentage Net Loans Charged-off: Multi-family residential0.3395%58
Percentage Net Loans Charged-off: 1-4 family residential0.4571%309
Percentage Net Loans Charged-off: Home equity loans0.0520%355
All other 1-4 family - Percent of loans charged-off, net0.4977%297
Percentage Net Loans Charged-off: Commercial and industrial0.2981%1,750
Percentage Net Loans Charged-off: Loans to individuals0.6651%2,302
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3450%1,021
Percentage Net Loans Charged-off: Total real estate loans0.2965%372
Percentage Net Loans Charged-off:Construction & development0.3068%102
Percentage Net Loans Charged-off: Commercial real estate0.0390%415
Percentage Net Loans Charged-off: Multi-family residential0.6584%25
Percentage Net Loans Charged-off: 1-4 family residential0.5238%274
Percentage Net Loans Charged-off: Home equity loans0.0972%230
All other 1-4 family - Percent of loans charged-off, net0.5646%268
Percentage Net Loans Charged-off: Commercial and industrial0.3761%1,165
Percentage Net Loans Charged-off: Loans to individuals0.9220%1,634
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3403%1,675
Percentage Net Loans Charged-off: Total real estate loans0.1626%1,122
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0413%1,242
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.3133%620
Percentage Net Loans Charged-off: Home equity loans0.0036%645
All other 1-4 family - Percent of loans charged-off, net0.3425%587
Percentage Net Loans Charged-off: Commercial and industrial1.3118%1,093
Percentage Net Loans Charged-off: Loans to individuals0.5059%3,789
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1618%1,191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1931%2,403
Percentage Net Loans Charged-off: Total real estate loans0.0924%1,417
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0304%1,014
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1716%927
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1872%878
Percentage Net Loans Charged-off: Commercial and industrial0.8379%1,298
Percentage Net Loans Charged-off: Loans to individuals0.1391%5,330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1121%1,113
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2424%1,890
Percentage Net Loans Charged-off: Total real estate loans0.0888%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0225%856
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1696%884
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1846%806
Percentage Net Loans Charged-off: Commercial and industrial1.1604%929
Percentage Net Loans Charged-off: Loans to individuals0.2226%4,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1719%897
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2119%1,876
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,485
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0714%1,104
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0776%1,007
Percentage Net Loans Charged-off: Commercial and industrial1.2426%719
Percentage Net Loans Charged-off: Loans to individuals0.1450%4,208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3555%584
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1958%3,429
Percentage Net Loans Charged-off: Total real estate loans0.1437%1,450
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1178%1,039
Percentage Net Loans Charged-off: Multi-family residential1.0883%67
Percentage Net Loans Charged-off: 1-4 family residential0.1398%1,464
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1495%1,390
Percentage Net Loans Charged-off: Commercial and industrial0.4119%2,867
Percentage Net Loans Charged-off: Loans to individuals0.3571%4,973
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0269%1,750
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1761%3,256
Percentage Net Loans Charged-off: Total real estate loans0.1281%1,314
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0850%916
Percentage Net Loans Charged-off: Multi-family residential1.4908%43
Percentage Net Loans Charged-off: 1-4 family residential0.1135%1,362
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1209%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.3393%2,615
Percentage Net Loans Charged-off: Loans to individuals0.3731%4,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0039%1,613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1478%3,307
Percentage Net Loans Charged-off: Total real estate loans0.1147%1,276
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0957%701
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1560%1,014
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1657%967
Percentage Net Loans Charged-off: Commercial and industrial0.2424%2,558
Percentage Net Loans Charged-off: Loans to individuals0.3151%4,351
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1414%2,857
Percentage Net Loans Charged-off: Total real estate loans0.1161%987
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.1179%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1399%862
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1481%828
Percentage Net Loans Charged-off: Commercial and industrial0.3020%1,690
Percentage Net Loans Charged-off: Loans to individuals0.1770%4,367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4167%2,002
Percentage Net Loans Charged-off: Total real estate loans0.3080%729
Percentage Net Loans Charged-off:Construction & development0.2689%454
Percentage Net Loans Charged-off: Commercial real estate0.3321%645
Percentage Net Loans Charged-off: Multi-family residential1.3856%60
Percentage Net Loans Charged-off: 1-4 family residential0.2427%898
Percentage Net Loans Charged-off: Home equity loans0.0804%449
All other 1-4 family - Percent of loans charged-off, net0.2499%882
Percentage Net Loans Charged-off: Commercial and industrial0.8180%2,169
Percentage Net Loans Charged-off: Loans to individuals0.7121%3,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1501%1,513
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4839%1,683
Percentage Net Loans Charged-off: Total real estate loans0.3131%640
Percentage Net Loans Charged-off:Construction & development0.2043%470
Percentage Net Loans Charged-off: Commercial real estate0.3493%540
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3204%611
Percentage Net Loans Charged-off: Home equity loans0.1989%312
All other 1-4 family - Percent of loans charged-off, net0.3247%590
Percentage Net Loans Charged-off: Commercial and industrial0.7421%2,177
Percentage Net Loans Charged-off: Loans to individuals1.1366%1,913
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1234%1,498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7226%853
Percentage Net Loans Charged-off: Total real estate loans0.3205%74
Percentage Net Loans Charged-off:Construction & development0.1089%131
Percentage Net Loans Charged-off: Commercial real estate0.4618%52
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2299%113
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.2428%119
Percentage Net Loans Charged-off: Commercial and industrial1.6195%145
Percentage Net Loans Charged-off: Loans to individuals1.5037%254
Percentage Net Loans Charged-off: Credit card loans8.4677%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5796%143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3765%1,869
Percentage Net Loans Charged-off: Total real estate loans0.0457%471
Percentage Net Loans Charged-off:Construction & development0.1003%126
Percentage Net Loans Charged-off: Commercial real estate0.0164%351
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0578%455
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0613%408
Percentage Net Loans Charged-off: Commercial and industrial0.6430%305
Percentage Net Loans Charged-off: Loans to individuals1.2702%331
Percentage Net Loans Charged-off: Credit card loans5.3905%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1018%314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3145%2,354
Percentage Net Loans Charged-off: Total real estate loans0.0518%458
Percentage Net Loans Charged-off:Construction & development0.1040%130
Percentage Net Loans Charged-off: Commercial real estate0.0738%287
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0368%567
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0386%511
Percentage Net Loans Charged-off: Commercial and industrial0.2914%515
Percentage Net Loans Charged-off: Loans to individuals1.0772%449
Percentage Net Loans Charged-off: Credit card loans2.5049%503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0757%335
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4200%1,917
Percentage Net Loans Charged-off: Total real estate loans0.1469%238
Percentage Net Loans Charged-off:Construction & development0.4566%76
Percentage Net Loans Charged-off: Commercial real estate0.1619%219
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1114%296
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1170%259
Percentage Net Loans Charged-off: Commercial and industrial0.1995%584
Percentage Net Loans Charged-off: Loans to individuals1.3414%388
Percentage Net Loans Charged-off: Credit card loans2.2653%612
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4326%2,046
Percentage Net Loans Charged-off: Total real estate loans0.0570%573
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0438%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0632%489
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0660%451
Percentage Net Loans Charged-off: Commercial and industrial0.2247%546
Percentage Net Loans Charged-off: Loans to individuals1.5133%318
Percentage Net Loans Charged-off: Credit card loans1.8485%685
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0573%366
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4266%2,024
Percentage Net Loans Charged-off: Total real estate loans0.3800%196
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate1.0471%121
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0558%513
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0583%483
Percentage Net Loans Charged-off: Commercial and industrial0.2336%484
Percentage Net Loans Charged-off: Loans to individuals0.6717%606
Percentage Net Loans Charged-off: Credit card loans1.3531%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0079%412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0425%7,258
Percentage Net Loans Charged-off: Total real estate loans0.0301%828
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0141%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0462%593
Percentage Net Loans Charged-off: Home equity loans1.4627%19
All other 1-4 family - Percent of loans charged-off, net0.0028%945
Percentage Net Loans Charged-off: Commercial and industrial-0.5277%1,287
Percentage Net Loans Charged-off: Loans to individuals0.4345%703
Percentage Net Loans Charged-off: Credit card loans1.0514%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0572%290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3162%4,042
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.7814%434
Percentage Net Loans Charged-off: Loans to individuals0.3878%855
Percentage Net Loans Charged-off: Credit card loans1.8680%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9311%60
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3715%1,366
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial6.3920%100
Percentage Net Loans Charged-off: Loans to individuals0.5237%944
Percentage Net Loans Charged-off: Credit card loans1.3405%795
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144