Home > Reliance Bank > Income and Expense
Reliance Bank, Income and Expense
2017-03-31 (YTD Data) | Rank | |
Total interest income | $1,878,000 | 3,005 |
Total interest expense | $276,000 | 2,300 |
Net interest income | $1,602,000 | 3,076 |
Provision for loan and lease losses | $0 | 3,537 |
Total noninterest income | $515,000 | 2,012 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $62,000 | 3,168 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $453,000 | 1,626 |
Total noninterest expense | $1,596,000 | 2,714 |
Salaries and employee benefits | $876,000 | 2,770 |
Premises and equipment expense | $219,000 | 2,365 |
Additional noninterest expense | $501,000 | 2,669 |
Pre-tax net operating income | $521,000 | 3,022 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $-174,000 | 5,815 |
Income before extraordinary items | $695,000 | 2,210 |
Extraordinary gains, net | $0 | 8 |
Net income | $695,000 | 2,211 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $695,000 | 2,211 |
Net charge-offs | $-6,000 | 4,769 |
Cash dividends | $25,000 | 2,751 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $695,000 | 2,186 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $7,340,000 | 3,034 |
Total interest expense | $1,105,000 | 2,262 |
Net interest income | $6,235,000 | 3,106 |
Provision for loan and lease losses | $0 | 4,332 |
Total noninterest income | $2,390,000 | 1,904 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $260,000 | 3,198 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $2,130,000 | 1,537 |
Total noninterest expense | $7,255,000 | 2,490 |
Salaries and employee benefits | $3,808,000 | 2,590 |
Premises and equipment expense | $978,000 | 2,190 |
Additional noninterest expense | $2,469,000 | 2,335 |
Pre-tax net operating income | $1,370,000 | 3,639 |
Securities gains (losses) | $31,000 | 2,135 |
Applicable income taxes | $523,000 | 2,221 |
Income before extraordinary items | $878,000 | 4,068 |
Extraordinary gains, net | $0 | 5 |
Net income | $878,000 | 4,066 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $878,000 | 4,067 |
Net charge-offs | $93,000 | 2,666 |
Cash dividends | $660,000 | 2,663 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $858,160 | 4,038 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $5,416,000 | 3,075 |
Total interest expense | $812,000 | 2,291 |
Net interest income | $4,604,000 | 3,154 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $1,837,000 | 1,877 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $191,000 | 3,253 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $1,646,000 | 1,498 |
Total noninterest expense | $5,273,000 | 2,540 |
Salaries and employee benefits | $2,810,000 | 2,608 |
Premises and equipment expense | $725,000 | 2,207 |
Additional noninterest expense | $1,738,000 | 2,464 |
Pre-tax net operating income | $1,168,000 | 3,507 |
Securities gains (losses) | $31,000 | 2,082 |
Applicable income taxes | $391,000 | 2,260 |
Income before extraordinary items | $808,000 | 3,833 |
Extraordinary gains, net | $0 | 5 |
Net income | $808,000 | 3,831 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $808,000 | 3,833 |
Net charge-offs | $99,000 | 2,076 |
Cash dividends | $160,000 | 3,268 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $787,230 | 3,805 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $3,399,000 | 3,202 |
Total interest expense | $498,000 | 2,432 |
Net interest income | $2,901,000 | 3,288 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $1,017,000 | 2,085 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $120,000 | 3,343 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $897,000 | 1,677 |
Total noninterest expense | $3,260,000 | 2,698 |
Salaries and employee benefits | $1,808,000 | 2,709 |
Premises and equipment expense | $430,000 | 2,387 |
Additional noninterest expense | $1,022,000 | 2,728 |
Pre-tax net operating income | $658,000 | 3,749 |
Securities gains (losses) | $31,000 | 1,734 |
Applicable income taxes | $242,000 | 2,332 |
Income before extraordinary items | $447,000 | 4,127 |
Extraordinary gains, net | $0 | 16 |
Net income | $447,000 | 4,124 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $447,000 | 4,126 |
Net charge-offs | $68,000 | 1,926 |
Cash dividends | $160,000 | 2,990 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $426,850 | 4,120 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $1,543,000 | 3,409 |
Total interest expense | $226,000 | 2,611 |
Net interest income | $1,317,000 | 3,496 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $448,000 | 2,218 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $58,000 | 3,385 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $390,000 | 1,776 |
Total noninterest expense | $1,428,000 | 2,969 |
Salaries and employee benefits | $836,000 | 2,859 |
Premises and equipment expense | $172,000 | 2,817 |
Additional noninterest expense | $420,000 | 3,117 |
Pre-tax net operating income | $337,000 | 3,681 |
Securities gains (losses) | $31,000 | 1,042 |
Applicable income taxes | $107,000 | 2,400 |
Income before extraordinary items | $261,000 | 3,860 |
Extraordinary gains, net | $0 | 12 |
Net income | $261,000 | 3,857 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $261,000 | 3,858 |
Net charge-offs | $-7,000 | 5,019 |
Cash dividends | $135,000 | 2,210 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $238,990 | 3,934 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $5,867,000 | 3,487 |
Total interest expense | $890,000 | 2,635 |
Net interest income | $4,977,000 | 3,594 |
Provision for loan and lease losses | $-125,000 | 5,761 |
Total noninterest income | $1,968,000 | 2,136 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $281,000 | 3,156 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $1,687,000 | 1,722 |
Total noninterest expense | $5,244,000 | 3,113 |
Salaries and employee benefits | $2,902,000 | 3,089 |
Premises and equipment expense | $694,000 | 2,834 |
Additional noninterest expense | $1,648,000 | 3,205 |
Pre-tax net operating income | $1,826,000 | 3,179 |
Securities gains (losses) | $71,000 | 1,384 |
Applicable income taxes | $641,000 | 2,004 |
Income before extraordinary items | $1,256,000 | 3,541 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,256,000 | 3,539 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,256,000 | 3,541 |
Net charge-offs | $17,000 | 3,837 |
Cash dividends | $215,000 | 3,645 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $1,209,140 | 3,572 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $4,263,000 | 3,597 |
Total interest expense | $668,000 | 2,670 |
Net interest income | $3,595,000 | 3,718 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $1,515,000 | 2,121 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $216,000 | 3,129 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,299,000 | 1,700 |
Total noninterest expense | $4,030,000 | 3,097 |
Salaries and employee benefits | $2,187,000 | 3,120 |
Premises and equipment expense | $557,000 | 2,739 |
Additional noninterest expense | $1,286,000 | 3,126 |
Pre-tax net operating income | $1,080,000 | 3,624 |
Securities gains (losses) | $73,000 | 1,224 |
Applicable income taxes | $405,000 | 2,189 |
Income before extraordinary items | $748,000 | 4,001 |
Extraordinary gains, net | $0 | 21 |
Net income | $748,000 | 4,000 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $748,000 | 4,002 |
Net charge-offs | $28,000 | 3,161 |
Cash dividends | $185,000 | 3,172 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $700,550 | 4,065 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $2,816,000 | 3,629 |
Total interest expense | $447,000 | 2,662 |
Net interest income | $2,369,000 | 3,760 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $966,000 | 2,181 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $140,000 | 3,156 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $826,000 | 1,774 |
Total noninterest expense | $2,719,000 | 3,098 |
Salaries and employee benefits | $1,453,000 | 3,144 |
Premises and equipment expense | $367,000 | 2,782 |
Additional noninterest expense | $899,000 | 3,052 |
Pre-tax net operating income | $616,000 | 3,855 |
Securities gains (losses) | $1,000 | 2,511 |
Applicable income taxes | $227,000 | 2,354 |
Income before extraordinary items | $390,000 | 4,328 |
Extraordinary gains, net | $0 | 22 |
Net income | $390,000 | 4,331 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $390,000 | 4,331 |
Net charge-offs | $-22,000 | 5,499 |
Cash dividends | $125,000 | 3,087 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $389,360 | 4,274 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,390,000 | 3,674 |
Total interest expense | $222,000 | 2,694 |
Net interest income | $1,168,000 | 3,803 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $446,000 | 2,261 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $69,000 | 3,159 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $377,000 | 1,844 |
Total noninterest expense | $1,337,000 | 3,140 |
Salaries and employee benefits | $718,000 | 3,188 |
Premises and equipment expense | $186,000 | 2,791 |
Additional noninterest expense | $433,000 | 3,118 |
Pre-tax net operating income | $277,000 | 4,005 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $97,000 | 2,477 |
Income before extraordinary items | $180,000 | 4,440 |
Extraordinary gains, net | $0 | 13 |
Net income | $180,000 | 4,442 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $180,000 | 4,443 |
Net charge-offs | $-51,000 | 5,950 |
Cash dividends | $95,000 | 2,363 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $180,000 | 4,361 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $5,415,000 | 3,773 |
Total interest expense | $885,000 | 2,827 |
Net interest income | $4,530,000 | 3,902 |
Provision for loan and lease losses | $-450,000 | 6,239 |
Total noninterest income | $1,575,000 | 2,436 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $288,000 | 3,284 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,287,000 | 1,981 |
Total noninterest expense | $5,146,000 | 3,251 |
Salaries and employee benefits | $2,761,000 | 3,255 |
Premises and equipment expense | $726,000 | 2,853 |
Additional noninterest expense | $1,659,000 | 3,302 |
Pre-tax net operating income | $1,409,000 | 3,594 |
Securities gains (losses) | $135,000 | 1,045 |
Applicable income taxes | $511,000 | 2,177 |
Income before extraordinary items | $1,033,000 | 3,908 |
Extraordinary gains, net | $0 | 17 |
Net income | $1,033,000 | 3,908 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,033,000 | 3,910 |
Net charge-offs | $-187,000 | 6,238 |
Cash dividends | $240,000 | 3,589 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $942,550 | 3,999 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $4,013,000 | 3,831 |
Total interest expense | $661,000 | 2,883 |
Net interest income | $3,352,000 | 3,964 |
Provision for loan and lease losses | $-200,000 | 6,269 |
Total noninterest income | $1,162,000 | 2,495 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $215,000 | 3,327 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $947,000 | 2,017 |
Total noninterest expense | $3,877,000 | 3,259 |
Salaries and employee benefits | $2,048,000 | 3,306 |
Premises and equipment expense | $553,000 | 2,845 |
Additional noninterest expense | $1,276,000 | 3,252 |
Pre-tax net operating income | $837,000 | 4,056 |
Securities gains (losses) | $16,000 | 2,131 |
Applicable income taxes | $268,000 | 2,559 |
Income before extraordinary items | $585,000 | 4,387 |
Extraordinary gains, net | $0 | 15 |
Net income | $585,000 | 4,388 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $585,000 | 4,389 |
Net charge-offs | $-197,000 | 6,340 |
Cash dividends | $150,000 | 3,244 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $573,960 | 4,369 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $2,632,000 | 3,881 |
Total interest expense | $440,000 | 2,911 |
Net interest income | $2,192,000 | 4,015 |
Provision for loan and lease losses | $-200,000 | 6,402 |
Total noninterest income | $670,000 | 2,671 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $140,000 | 3,368 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $530,000 | 2,237 |
Total noninterest expense | $2,538,000 | 3,309 |
Salaries and employee benefits | $1,316,000 | 3,396 |
Premises and equipment expense | $367,000 | 2,876 |
Additional noninterest expense | $855,000 | 3,255 |
Pre-tax net operating income | $524,000 | 4,095 |
Securities gains (losses) | $16,000 | 1,751 |
Applicable income taxes | $182,000 | 2,497 |
Income before extraordinary items | $358,000 | 4,471 |
Extraordinary gains, net | $0 | 20 |
Net income | $358,000 | 4,474 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $358,000 | 4,475 |
Net charge-offs | $-195,000 | 6,448 |
Cash dividends | $80,000 | 3,275 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $347,440 | 4,471 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,292,000 | 3,945 |
Total interest expense | $220,000 | 2,949 |
Net interest income | $1,072,000 | 4,081 |
Provision for loan and lease losses | $-200,000 | 6,567 |
Total noninterest income | $296,000 | 2,815 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $67,000 | 3,417 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $229,000 | 2,366 |
Total noninterest expense | $1,213,000 | 3,455 |
Salaries and employee benefits | $619,000 | 3,572 |
Premises and equipment expense | $183,000 | 2,935 |
Additional noninterest expense | $411,000 | 3,347 |
Pre-tax net operating income | $355,000 | 3,512 |
Securities gains (losses) | $3,000 | 1,458 |
Applicable income taxes | $134,000 | 2,104 |
Income before extraordinary items | $224,000 | 4,058 |
Extraordinary gains, net | $0 | 16 |
Net income | $224,000 | 4,058 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $224,000 | 4,060 |
Net charge-offs | $-177,000 | 6,575 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $222,080 | 4,027 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $5,208,000 | 3,961 |
Total interest expense | $1,103,000 | 2,740 |
Net interest income | $4,105,000 | 4,212 |
Provision for loan and lease losses | $-250,000 | 6,489 |
Total noninterest income | $1,463,000 | 2,627 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $298,000 | 3,367 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $1,165,000 | 2,176 |
Total noninterest expense | $4,862,000 | 3,474 |
Salaries and employee benefits | $2,491,000 | 3,560 |
Premises and equipment expense | $663,000 | 3,068 |
Additional noninterest expense | $1,708,000 | 3,332 |
Pre-tax net operating income | $956,000 | 4,152 |
Securities gains (losses) | $164,000 | 1,017 |
Applicable income taxes | $365,000 | 2,445 |
Income before extraordinary items | $755,000 | 4,333 |
Extraordinary gains, net | $0 | 29 |
Net income | $755,000 | 4,336 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $755,000 | 4,337 |
Net charge-offs | $23,000 | 4,787 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $645,120 | 4,511 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,869,000 | 4,023 |
Total interest expense | $847,000 | 2,780 |
Net interest income | $3,022,000 | 4,295 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $1,162,000 | 2,586 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $231,000 | 3,332 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $931,000 | 2,149 |
Total noninterest expense | $3,584,000 | 3,537 |
Salaries and employee benefits | $1,818,000 | 3,647 |
Premises and equipment expense | $518,000 | 3,026 |
Additional noninterest expense | $1,248,000 | 3,395 |
Pre-tax net operating income | $600,000 | 4,507 |
Securities gains (losses) | $134,000 | 1,039 |
Applicable income taxes | $216,000 | 2,725 |
Income before extraordinary items | $518,000 | 4,547 |
Extraordinary gains, net | $0 | 25 |
Net income | $518,000 | 4,550 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $518,000 | 4,551 |
Net charge-offs | $34,000 | 4,113 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $422,860 | 4,747 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,576,000 | 4,043 |
Total interest expense | $614,000 | 2,658 |
Net interest income | $1,962,000 | 4,369 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $781,000 | 2,582 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $150,000 | 3,360 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $631,000 | 2,165 |
Total noninterest expense | $2,398,000 | 3,543 |
Salaries and employee benefits | $1,216,000 | 3,646 |
Premises and equipment expense | $349,000 | 3,005 |
Additional noninterest expense | $833,000 | 3,403 |
Pre-tax net operating income | $345,000 | 4,695 |
Securities gains (losses) | $70,000 | 1,319 |
Applicable income taxes | $125,000 | 2,841 |
Income before extraordinary items | $290,000 | 4,805 |
Extraordinary gains, net | $0 | 22 |
Net income | $290,000 | 4,808 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $290,000 | 4,809 |
Net charge-offs | $-2,000 | 5,680 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $241,000 | 4,926 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,297,000 | 4,059 |
Total interest expense | $323,000 | 2,630 |
Net interest income | $974,000 | 4,407 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $359,000 | 2,723 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $70,000 | 3,467 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $289,000 | 2,273 |
Total noninterest expense | $1,162,000 | 3,640 |
Salaries and employee benefits | $588,000 | 3,757 |
Premises and equipment expense | $171,000 | 3,078 |
Additional noninterest expense | $403,000 | 3,484 |
Pre-tax net operating income | $171,000 | 4,691 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $39,000 | 3,169 |
Income before extraordinary items | $132,000 | 4,908 |
Extraordinary gains, net | $0 | 10 |
Net income | $132,000 | 4,909 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $132,000 | 4,910 |
Net charge-offs | $2,000 | 3,902 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $132,000 | 4,805 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $5,594,000 | 4,013 |
Total interest expense | $1,537,000 | 2,656 |
Net interest income | $4,057,000 | 4,372 |
Provision for loan and lease losses | $-310,000 | 6,962 |
Total noninterest income | $1,449,000 | 2,669 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $317,000 | 3,383 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $1,132,000 | 2,221 |
Total noninterest expense | $4,929,000 | 3,500 |
Salaries and employee benefits | $2,317,000 | 3,755 |
Premises and equipment expense | $760,000 | 2,852 |
Additional noninterest expense | $1,852,000 | 3,266 |
Pre-tax net operating income | $887,000 | 4,188 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $340,000 | 2,551 |
Income before extraordinary items | $547,000 | 4,821 |
Extraordinary gains, net | $0 | 29 |
Net income | $547,000 | 4,822 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $547,000 | 4,823 |
Net charge-offs | $-49,000 | 6,851 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $547,000 | 4,640 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $4,217,000 | 4,064 |
Total interest expense | $1,163,000 | 2,747 |
Net interest income | $3,054,000 | 4,432 |
Provision for loan and lease losses | $-61,000 | 6,995 |
Total noninterest income | $1,083,000 | 2,681 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $239,000 | 3,415 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $844,000 | 2,221 |
Total noninterest expense | $3,565,000 | 3,629 |
Salaries and employee benefits | $1,741,000 | 3,763 |
Premises and equipment expense | $529,000 | 3,034 |
Additional noninterest expense | $1,295,000 | 3,452 |
Pre-tax net operating income | $633,000 | 4,376 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $182,000 | 2,915 |
Income before extraordinary items | $451,000 | 4,793 |
Extraordinary gains, net | $0 | 20 |
Net income | $451,000 | 4,793 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $451,000 | 4,793 |
Net charge-offs | $37,000 | 4,721 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $451,000 | 4,615 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,826,000 | 4,089 |
Total interest expense | $795,000 | 2,793 |
Net interest income | $2,031,000 | 4,441 |
Provision for loan and lease losses | $-61,000 | 7,086 |
Total noninterest income | $660,000 | 2,766 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $162,000 | 3,369 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $498,000 | 2,334 |
Total noninterest expense | $2,337,000 | 3,697 |
Salaries and employee benefits | $1,135,000 | 3,839 |
Premises and equipment expense | $363,000 | 2,981 |
Additional noninterest expense | $839,000 | 3,550 |
Pre-tax net operating income | $415,000 | 4,397 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $122,000 | 2,893 |
Income before extraordinary items | $293,000 | 4,851 |
Extraordinary gains, net | $0 | 19 |
Net income | $293,000 | 4,854 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $293,000 | 4,854 |
Net charge-offs | $-30,000 | 6,889 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $293,000 | 4,660 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,447,000 | 4,059 |
Total interest expense | $414,000 | 2,800 |
Net interest income | $1,033,000 | 4,424 |
Provision for loan and lease losses | $-71,000 | 7,180 |
Total noninterest income | $225,000 | 3,429 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $81,000 | 3,352 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $144,000 | 3,121 |
Total noninterest expense | $1,127,000 | 3,800 |
Salaries and employee benefits | $538,000 | 4,016 |
Premises and equipment expense | $184,000 | 2,974 |
Additional noninterest expense | $405,000 | 3,606 |
Pre-tax net operating income | $202,000 | 4,505 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $62,000 | 2,866 |
Income before extraordinary items | $140,000 | 4,951 |
Extraordinary gains, net | $0 | 19 |
Net income | $140,000 | 4,954 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $140,000 | 4,955 |
Net charge-offs | $-12,000 | 6,715 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $140,000 | 4,802 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $6,033,000 | 4,042 |
Total interest expense | $2,106,000 | 2,659 |
Net interest income | $3,927,000 | 4,583 |
Provision for loan and lease losses | $35,000 | 6,018 |
Total noninterest income | $1,100,000 | 2,958 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $376,000 | 3,149 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $724,000 | 2,588 |
Total noninterest expense | $4,387,000 | 3,862 |
Salaries and employee benefits | $2,124,000 | 4,012 |
Premises and equipment expense | $627,000 | 3,467 |
Additional noninterest expense | $1,636,000 | 3,643 |
Pre-tax net operating income | $605,000 | 4,501 |
Securities gains (losses) | $96,000 | 2,097 |
Applicable income taxes | $201,000 | 2,899 |
Income before extraordinary items | $500,000 | 4,662 |
Extraordinary gains, net | $0 | 29 |
Net income | $500,000 | 4,665 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $500,000 | 4,664 |
Net charge-offs | $687,000 | 2,804 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $431,840 | 4,712 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,596,000 | 4,040 |
Total interest expense | $1,576,000 | 2,766 |
Net interest income | $3,020,000 | 4,545 |
Provision for loan and lease losses | $20,000 | 6,008 |
Total noninterest income | $782,000 | 3,055 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $277,000 | 3,191 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $505,000 | 2,685 |
Total noninterest expense | $3,301,000 | 3,874 |
Salaries and employee benefits | $1,577,000 | 4,038 |
Premises and equipment expense | $565,000 | 3,066 |
Additional noninterest expense | $1,159,000 | 3,769 |
Pre-tax net operating income | $481,000 | 4,528 |
Securities gains (losses) | $15,000 | 2,920 |
Applicable income taxes | $141,000 | 2,956 |
Income before extraordinary items | $355,000 | 4,827 |
Extraordinary gains, net | $0 | 21 |
Net income | $355,000 | 4,828 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $355,000 | 4,828 |
Net charge-offs | $761,000 | 2,201 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $344,200 | 4,756 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,053,000 | 4,089 |
Total interest expense | $1,065,000 | 2,821 |
Net interest income | $1,988,000 | 4,600 |
Provision for loan and lease losses | $5,000 | 6,105 |
Total noninterest income | $472,000 | 3,234 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $180,000 | 3,218 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $292,000 | 2,913 |
Total noninterest expense | $2,203,000 | 3,911 |
Salaries and employee benefits | $1,062,000 | 4,039 |
Premises and equipment expense | $368,000 | 3,139 |
Additional noninterest expense | $773,000 | 3,827 |
Pre-tax net operating income | $252,000 | 4,827 |
Securities gains (losses) | $15,000 | 2,213 |
Applicable income taxes | $51,000 | 3,349 |
Income before extraordinary items | $216,000 | 4,905 |
Extraordinary gains, net | $0 | 15 |
Net income | $216,000 | 4,904 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $216,000 | 4,905 |
Net charge-offs | $562,000 | 2,029 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $203,850 | 4,912 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,503,000 | 4,156 |
Total interest expense | $553,000 | 2,818 |
Net interest income | $950,000 | 4,727 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $254,000 | 3,130 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $89,000 | 3,215 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $165,000 | 2,741 |
Total noninterest expense | $1,090,000 | 3,958 |
Salaries and employee benefits | $533,000 | 4,054 |
Premises and equipment expense | $185,000 | 3,179 |
Additional noninterest expense | $372,000 | 3,925 |
Pre-tax net operating income | $114,000 | 4,989 |
Securities gains (losses) | $15,000 | 1,187 |
Applicable income taxes | $6,000 | 3,979 |
Income before extraordinary items | $123,000 | 4,736 |
Extraordinary gains, net | $0 | 9 |
Net income | $123,000 | 4,734 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $123,000 | 4,736 |
Net charge-offs | $159,000 | 2,305 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $108,750 | 4,845 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,108,000 | 4,274 |
Total interest expense | $2,740,000 | 2,790 |
Net interest income | $3,368,000 | 5,046 |
Provision for loan and lease losses | $1,300,000 | 2,658 |
Total noninterest income | $721,000 | 3,883 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $485,000 | 2,700 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $236,000 | 4,334 |
Total noninterest expense | $5,003,000 | 3,615 |
Salaries and employee benefits | $2,360,000 | 3,750 |
Premises and equipment expense | $738,000 | 3,157 |
Additional noninterest expense | $1,905,000 | 3,386 |
Pre-tax net operating income | $-2,214,000 | 6,811 |
Securities gains (losses) | $100,000 | 2,161 |
Applicable income taxes | $-672,000 | 7,234 |
Income before extraordinary items | $-1,442,000 | 6,731 |
Extraordinary gains, net | $0 | 29 |
Net income | $-1,442,000 | 6,731 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-1,442,000 | 6,732 |
Net charge-offs | $464,000 | 3,752 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-1,510,000 | 6,720 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,523,000 | 4,400 |
Total interest expense | $2,105,000 | 2,846 |
Net interest income | $2,418,000 | 5,229 |
Provision for loan and lease losses | $1,500,000 | 1,969 |
Total noninterest income | $775,000 | 3,211 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $388,000 | 2,647 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $387,000 | 3,161 |
Total noninterest expense | $3,638,000 | 3,716 |
Salaries and employee benefits | $1,512,000 | 4,245 |
Premises and equipment expense | $561,000 | 3,178 |
Additional noninterest expense | $1,565,000 | 3,093 |
Pre-tax net operating income | $-1,945,000 | 7,049 |
Securities gains (losses) | $100,000 | 1,940 |
Applicable income taxes | $-687,000 | 7,432 |
Income before extraordinary items | $-1,158,000 | 6,952 |
Extraordinary gains, net | $0 | 23 |
Net income | $-1,158,000 | 6,950 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-1,158,000 | 6,952 |
Net charge-offs | $454,000 | 3,207 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-1,222,000 | 6,924 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,969,000 | 4,476 |
Total interest expense | $1,409,000 | 2,929 |
Net interest income | $1,560,000 | 5,337 |
Provision for loan and lease losses | $1,500,000 | 1,516 |
Total noninterest income | $425,000 | 3,525 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $263,000 | 2,617 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $162,000 | 3,858 |
Total noninterest expense | $2,359,000 | 3,783 |
Salaries and employee benefits | $892,000 | 4,603 |
Premises and equipment expense | $377,000 | 3,187 |
Additional noninterest expense | $1,090,000 | 2,974 |
Pre-tax net operating income | $-1,874,000 | 7,242 |
Securities gains (losses) | $61,000 | 1,766 |
Applicable income taxes | $-677,000 | 7,541 |
Income before extraordinary items | $-1,136,000 | 7,133 |
Extraordinary gains, net | $0 | 19 |
Net income | $-1,136,000 | 7,132 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-1,136,000 | 7,133 |
Net charge-offs | $292,000 | 3,084 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-1,175,040 | 7,125 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,525,000 | 4,449 |
Total interest expense | $714,000 | 3,015 |
Net interest income | $811,000 | 5,257 |
Provision for loan and lease losses | $1,500,000 | 888 |
Total noninterest income | $162,000 | 4,105 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $126,000 | 2,692 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $36,000 | 5,201 |
Total noninterest expense | $1,153,000 | 3,866 |
Salaries and employee benefits | $369,000 | 5,206 |
Premises and equipment expense | $195,000 | 3,188 |
Additional noninterest expense | $589,000 | 2,745 |
Pre-tax net operating income | $-1,680,000 | 7,551 |
Securities gains (losses) | $72,000 | 947 |
Applicable income taxes | $-600,000 | 7,729 |
Income before extraordinary items | $-1,008,000 | 7,471 |
Extraordinary gains, net | $0 | 16 |
Net income | $-1,008,000 | 7,471 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-1,008,000 | 7,472 |
Net charge-offs | $170,000 | 2,609 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $-1,054,080 | 7,471 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $7,524,000 | 3,988 |
Total interest expense | $3,494,000 | 3,062 |
Net interest income | $4,030,000 | 4,549 |
Provision for loan and lease losses | $4,178,000 | 1,619 |
Total noninterest income | $1,090,000 | 3,173 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $613,000 | 2,501 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $477,000 | 3,282 |
Total noninterest expense | $5,146,000 | 3,595 |
Salaries and employee benefits | $1,610,000 | 4,987 |
Premises and equipment expense | $740,000 | 3,319 |
Additional noninterest expense | $2,796,000 | 2,500 |
Pre-tax net operating income | $-4,204,000 | 7,087 |
Securities gains (losses) | $671,000 | 708 |
Applicable income taxes | $-1,464,000 | 7,417 |
Income before extraordinary items | $-2,069,000 | 6,777 |
Extraordinary gains, net | $0 | 34 |
Net income | $-2,069,000 | 6,774 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-2,069,000 | 6,775 |
Net charge-offs | $3,834,000 | 1,378 |
Cash dividends | $180,000 | 3,729 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-2,498,440 | 6,892 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $5,669,000 | 4,027 |
Total interest expense | $2,761,000 | 3,047 |
Net interest income | $2,908,000 | 4,672 |
Provision for loan and lease losses | $1,985,000 | 1,911 |
Total noninterest income | $815,000 | 3,219 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $571,000 | 2,124 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $244,000 | 3,950 |
Total noninterest expense | $4,057,000 | 3,461 |
Salaries and employee benefits | $1,235,000 | 4,961 |
Premises and equipment expense | $564,000 | 3,335 |
Additional noninterest expense | $2,258,000 | 2,308 |
Pre-tax net operating income | $-2,319,000 | 7,142 |
Securities gains (losses) | $472,000 | 728 |
Applicable income taxes | $-694,000 | 7,438 |
Income before extraordinary items | $-1,153,000 | 6,827 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,153,000 | 6,828 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,153,000 | 6,829 |
Net charge-offs | $2,371,000 | 1,365 |
Cash dividends | $180,000 | 3,170 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,455,080 | 6,965 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $3,855,000 | 4,008 |
Total interest expense | $1,948,000 | 3,027 |
Net interest income | $1,907,000 | 4,718 |
Provision for loan and lease losses | $1,470,000 | 1,667 |
Total noninterest income | $568,000 | 3,147 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $378,000 | 2,117 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $190,000 | 3,728 |
Total noninterest expense | $2,930,000 | 3,276 |
Salaries and employee benefits | $848,000 | 4,920 |
Premises and equipment expense | $366,000 | 3,416 |
Additional noninterest expense | $1,716,000 | 2,063 |
Pre-tax net operating income | $-1,925,000 | 7,364 |
Securities gains (losses) | $397,000 | 610 |
Applicable income taxes | $-649,000 | 7,645 |
Income before extraordinary items | $-879,000 | 7,082 |
Extraordinary gains, net | $0 | 21 |
Net income | $-879,000 | 7,081 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-879,000 | 7,081 |
Net charge-offs | $1,312,000 | 1,437 |
Cash dividends | $180,000 | 2,784 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-1,133,080 | 7,186 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,974,000 | 3,980 |
Total interest expense | $1,007,000 | 3,031 |
Net interest income | $967,000 | 4,669 |
Provision for loan and lease losses | $939,000 | 1,236 |
Total noninterest income | $271,000 | 3,212 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $176,000 | 2,184 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $95,000 | 3,736 |
Total noninterest expense | $1,021,000 | 4,252 |
Salaries and employee benefits | $413,000 | 5,044 |
Premises and equipment expense | $172,000 | 3,614 |
Additional noninterest expense | $436,000 | 3,349 |
Pre-tax net operating income | $-722,000 | 7,496 |
Securities gains (losses) | $397,000 | 417 |
Applicable income taxes | $-290,000 | 7,783 |
Income before extraordinary items | $-35,000 | 6,593 |
Extraordinary gains, net | $0 | 15 |
Net income | $-35,000 | 6,594 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-35,000 | 6,594 |
Net charge-offs | $1,281,000 | 826 |
Cash dividends | $180,000 | 1,808 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-289,080 | 7,123 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $8,223,000 | 4,065 |
Total interest expense | $3,872,000 | 3,594 |
Net interest income | $4,351,000 | 4,314 |
Provision for loan and lease losses | $2,005,000 | 1,785 |
Total noninterest income | $1,305,000 | 2,890 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $675,000 | 2,416 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $630,000 | 2,818 |
Total noninterest expense | $4,041,000 | 4,204 |
Salaries and employee benefits | $1,656,000 | 5,036 |
Premises and equipment expense | $628,000 | 3,782 |
Additional noninterest expense | $1,757,000 | 3,196 |
Pre-tax net operating income | $-390,000 | 6,697 |
Securities gains (losses) | $60,000 | 1,477 |
Applicable income taxes | $-156,000 | 7,165 |
Income before extraordinary items | $-174,000 | 6,449 |
Extraordinary gains, net | $0 | 39 |
Net income | $-174,000 | 6,449 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,090,000 | 1,871 |
Cash dividends | $255,000 | 4,265 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-212,400 | 6,640 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $6,169,000 | 4,135 |
Total interest expense | $2,865,000 | 3,737 |
Net interest income | $3,304,000 | 4,306 |
Provision for loan and lease losses | $215,000 | 4,095 |
Total noninterest income | $816,000 | 3,298 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $495,000 | 2,484 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $321,000 | 3,574 |
Total noninterest expense | $3,010,000 | 4,211 |
Salaries and employee benefits | $1,235,000 | 5,076 |
Premises and equipment expense | $448,000 | 3,954 |
Additional noninterest expense | $1,327,000 | 3,084 |
Pre-tax net operating income | $895,000 | 3,882 |
Securities gains (losses) | $9,000 | 2,413 |
Applicable income taxes | $296,000 | 2,473 |
Income before extraordinary items | $608,000 | 4,103 |
Extraordinary gains, net | $0 | 31 |
Net income | $608,000 | 4,100 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 8,036 |
Cash dividends | $255,000 | 3,605 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $601,970 | 4,275 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $4,063,000 | 4,207 |
Total interest expense | $1,924,000 | 3,840 |
Net interest income | $2,139,000 | 4,396 |
Provision for loan and lease losses | $128,000 | 3,883 |
Total noninterest income | $527,000 | 3,400 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $298,000 | 2,650 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $229,000 | 3,504 |
Total noninterest expense | $1,971,000 | 4,282 |
Salaries and employee benefits | $815,000 | 5,150 |
Premises and equipment expense | $308,000 | 3,890 |
Additional noninterest expense | $848,000 | 3,178 |
Pre-tax net operating income | $567,000 | 4,136 |
Securities gains (losses) | $9,000 | 2,500 |
Applicable income taxes | $199,000 | 2,691 |
Income before extraordinary items | $377,000 | 4,599 |
Extraordinary gains, net | $0 | 21 |
Net income | $377,000 | 4,599 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 8,072 |
Cash dividends | $90,000 | 4,186 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $371,150 | 4,562 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,056,000 | 4,241 |
Total interest expense | $1,017,000 | 3,867 |
Net interest income | $1,039,000 | 4,491 |
Provision for loan and lease losses | $74,000 | 3,255 |
Total noninterest income | $238,000 | 3,627 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $141,000 | 2,748 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $97,000 | 3,825 |
Total noninterest expense | $932,000 | 4,457 |
Salaries and employee benefits | $394,000 | 5,289 |
Premises and equipment expense | $136,000 | 4,286 |
Additional noninterest expense | $402,000 | 3,294 |
Pre-tax net operating income | $271,000 | 4,375 |
Securities gains (losses) | $8,000 | 2,056 |
Applicable income taxes | $95,000 | 2,858 |
Income before extraordinary items | $184,000 | 4,827 |
Extraordinary gains, net | $0 | 15 |
Net income | $184,000 | 4,832 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-14,000 | 8,036 |
Cash dividends | $90,000 | 3,020 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $178,720 | 4,795 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $7,953,000 | 4,377 |
Total interest expense | $4,115,000 | 3,941 |
Net interest income | $3,838,000 | 4,753 |
Provision for loan and lease losses | $562,000 | 2,158 |
Total noninterest income | $865,000 | 3,842 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $515,000 | 2,987 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $350,000 | 3,985 |
Total noninterest expense | $3,107,000 | 4,902 |
Salaries and employee benefits | $1,329,000 | 5,674 |
Premises and equipment expense | $422,000 | 4,860 |
Additional noninterest expense | $1,356,000 | 3,717 |
Pre-tax net operating income | $1,034,000 | 4,677 |
Securities gains (losses) | $12,000 | 1,280 |
Applicable income taxes | $361,000 | 3,156 |
Income before extraordinary items | $685,000 | 5,093 |
Extraordinary gains, net | $0 | 39 |
Net income | $685,000 | 5,095 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $733,000 | 1,288 |
Cash dividends | $375,000 | 4,153 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $677,200 | 5,102 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $5,833,000 | 4,464 |
Total interest expense | $3,058,000 | 3,963 |
Net interest income | $2,775,000 | 4,874 |
Provision for loan and lease losses | $499,000 | 1,582 |
Total noninterest income | $649,000 | 3,849 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $373,000 | 3,054 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $276,000 | 3,908 |
Total noninterest expense | $2,223,000 | 5,013 |
Salaries and employee benefits | $969,000 | 5,738 |
Premises and equipment expense | $269,000 | 5,325 |
Additional noninterest expense | $985,000 | 3,750 |
Pre-tax net operating income | $702,000 | 5,114 |
Securities gains (losses) | $11,000 | 979 |
Applicable income taxes | $264,000 | 3,366 |
Income before extraordinary items | $449,000 | 5,587 |
Extraordinary gains, net | $0 | 33 |
Net income | $449,000 | 5,585 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $676,000 | 860 |
Cash dividends | $285,000 | 3,713 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $441,960 | 5,606 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,794,000 | 4,549 |
Total interest expense | $2,009,000 | 4,015 |
Net interest income | $1,785,000 | 5,025 |
Provision for loan and lease losses | $124,000 | 2,932 |
Total noninterest income | $415,000 | 3,955 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $236,000 | 3,140 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $179,000 | 4,003 |
Total noninterest expense | $1,452,000 | 5,115 |
Salaries and employee benefits | $644,000 | 5,797 |
Premises and equipment expense | $170,000 | 5,511 |
Additional noninterest expense | $638,000 | 3,834 |
Pre-tax net operating income | $624,000 | 4,559 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $224,000 | 3,116 |
Income before extraordinary items | $400,000 | 5,082 |
Extraordinary gains, net | $0 | 29 |
Net income | $400,000 | 5,083 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $188,000 | 1,408 |
Cash dividends | $180,000 | 3,767 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $400,000 | 5,071 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,835,000 | 4,653 |
Total interest expense | $969,000 | 4,091 |
Net interest income | $866,000 | 5,118 |
Provision for loan and lease losses | $76,000 | 2,397 |
Total noninterest income | $206,000 | 3,944 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $113,000 | 3,201 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $93,000 | 3,879 |
Total noninterest expense | $693,000 | 5,286 |
Salaries and employee benefits | $307,000 | 5,969 |
Premises and equipment expense | $76,000 | 5,812 |
Additional noninterest expense | $310,000 | 3,875 |
Pre-tax net operating income | $303,000 | 4,622 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $104,000 | 3,212 |
Income before extraordinary items | $199,000 | 5,073 |
Extraordinary gains, net | $0 | 22 |
Net income | $199,000 | 5,073 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $173,000 | 811 |
Cash dividends | $90,000 | 3,231 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $199,000 | 5,060 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $6,756,000 | 4,660 |
Total interest expense | $3,086,000 | 4,243 |
Net interest income | $3,670,000 | 4,903 |
Provision for loan and lease losses | $359,000 | 2,481 |
Total noninterest income | $914,000 | 3,746 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $481,000 | 3,142 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $433,000 | 3,595 |
Total noninterest expense | $2,404,000 | 5,608 |
Salaries and employee benefits | $1,002,000 | 6,398 |
Premises and equipment expense | $285,000 | 5,862 |
Additional noninterest expense | $1,117,000 | 4,164 |
Pre-tax net operating income | $1,821,000 | 3,866 |
Securities gains (losses) | $1,000 | 1,542 |
Applicable income taxes | $637,000 | 2,799 |
Income before extraordinary items | $1,185,000 | 4,310 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,185,000 | 4,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $505,000 | 1,167 |
Cash dividends | $380,000 | 4,166 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,184,350 | 4,291 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $4,963,000 | 4,717 |
Total interest expense | $2,209,000 | 4,277 |
Net interest income | $2,754,000 | 4,943 |
Provision for loan and lease losses | $301,000 | 2,134 |
Total noninterest income | $699,000 | 3,718 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $371,000 | 3,091 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $328,000 | 3,581 |
Total noninterest expense | $1,831,000 | 5,542 |
Salaries and employee benefits | $747,000 | 6,419 |
Premises and equipment expense | $220,000 | 5,824 |
Additional noninterest expense | $864,000 | 4,039 |
Pre-tax net operating income | $1,321,000 | 4,069 |
Securities gains (losses) | $1,000 | 1,261 |
Applicable income taxes | $455,000 | 2,986 |
Income before extraordinary items | $867,000 | 4,508 |
Extraordinary gains, net | $0 | 45 |
Net income | $867,000 | 4,512 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $506,000 | 795 |
Cash dividends | $180,000 | 4,279 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $866,340 | 4,498 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,224,000 | 4,747 |
Total interest expense | $1,396,000 | 4,297 |
Net interest income | $1,828,000 | 4,980 |
Provision for loan and lease losses | $318,000 | 1,396 |
Total noninterest income | $464,000 | 3,691 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $246,000 | 3,088 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $218,000 | 3,574 |
Total noninterest expense | $1,220,000 | 5,557 |
Salaries and employee benefits | $500,000 | 6,438 |
Premises and equipment expense | $148,000 | 5,813 |
Additional noninterest expense | $572,000 | 4,060 |
Pre-tax net operating income | $754,000 | 4,457 |
Securities gains (losses) | $1,000 | 1,053 |
Applicable income taxes | $257,000 | 3,260 |
Income before extraordinary items | $498,000 | 4,886 |
Extraordinary gains, net | $0 | 39 |
Net income | $498,000 | 4,891 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $587,000 | 507 |
Cash dividends | $180,000 | 3,814 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $497,340 | 4,883 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,528,000 | 4,848 |
Total interest expense | $642,000 | 4,411 |
Net interest income | $886,000 | 5,083 |
Provision for loan and lease losses | $104,000 | 1,959 |
Total noninterest income | $249,000 | 3,479 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $122,000 | 3,048 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $127,000 | 3,279 |
Total noninterest expense | $601,000 | 5,623 |
Salaries and employee benefits | $247,000 | 6,491 |
Premises and equipment expense | $78,000 | 5,692 |
Additional noninterest expense | $276,000 | 4,166 |
Pre-tax net operating income | $430,000 | 4,113 |
Securities gains (losses) | $1,000 | 856 |
Applicable income taxes | $148,000 | 3,056 |
Income before extraordinary items | $283,000 | 4,565 |
Extraordinary gains, net | $0 | 21 |
Net income | $283,000 | 4,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 6,875 |
Cash dividends | $90,000 | 3,212 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $282,340 | 4,561 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $5,156,000 | 5,055 |
Total interest expense | $1,900,000 | 4,581 |
Net interest income | $3,256,000 | 5,238 |
Provision for loan and lease losses | $253,000 | 3,131 |
Total noninterest income | $741,000 | 4,228 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $379,000 | 3,679 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $362,000 | 3,944 |
Total noninterest expense | $2,238,000 | 5,725 |
Salaries and employee benefits | $922,000 | 6,570 |
Premises and equipment expense | $290,000 | 5,821 |
Additional noninterest expense | $1,026,000 | 4,340 |
Pre-tax net operating income | $1,506,000 | 4,368 |
Securities gains (losses) | $27,000 | 1,153 |
Applicable income taxes | $511,000 | 3,337 |
Income before extraordinary items | $1,022,000 | 4,784 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,022,000 | 4,785 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 3,857 |
Cash dividends | $360,000 | 4,131 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,003,910 | 4,802 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,675,000 | 5,181 |
Total interest expense | $1,322,000 | 4,662 |
Net interest income | $2,353,000 | 5,376 |
Provision for loan and lease losses | $181,000 | 3,121 |
Total noninterest income | $541,000 | 4,317 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $278,000 | 3,738 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $263,000 | 4,036 |
Total noninterest expense | $1,638,000 | 5,776 |
Salaries and employee benefits | $678,000 | 6,621 |
Premises and equipment expense | $220,000 | 5,802 |
Additional noninterest expense | $740,000 | 4,451 |
Pre-tax net operating income | $1,075,000 | 4,593 |
Securities gains (losses) | $17,000 | 1,289 |
Applicable income taxes | $368,000 | 3,455 |
Income before extraordinary items | $724,000 | 4,994 |
Extraordinary gains, net | $0 | 35 |
Net income | $724,000 | 4,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 3,490 |
Cash dividends | $270,000 | 3,681 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $712,780 | 5,004 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,306,000 | 5,313 |
Total interest expense | $796,000 | 4,800 |
Net interest income | $1,510,000 | 5,488 |
Provision for loan and lease losses | $101,000 | 3,328 |
Total noninterest income | $346,000 | 4,396 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $173,000 | 3,824 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $173,000 | 4,019 |
Total noninterest expense | $1,055,000 | 5,883 |
Salaries and employee benefits | $441,000 | 6,697 |
Premises and equipment expense | $141,000 | 5,896 |
Additional noninterest expense | $473,000 | 4,569 |
Pre-tax net operating income | $700,000 | 4,625 |
Securities gains (losses) | $13,000 | 1,257 |
Applicable income taxes | $241,000 | 3,471 |
Income before extraordinary items | $472,000 | 5,024 |
Extraordinary gains, net | $0 | 30 |
Net income | $472,000 | 5,025 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 2,666 |
Cash dividends | $90,000 | 4,372 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $463,420 | 5,027 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,079,000 | 5,506 |
Total interest expense | $372,000 | 4,878 |
Net interest income | $707,000 | 5,704 |
Provision for loan and lease losses | $51,000 | 3,150 |
Total noninterest income | $158,000 | 4,574 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $76,000 | 4,047 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $82,000 | 4,143 |
Total noninterest expense | $492,000 | 6,164 |
Salaries and employee benefits | $211,000 | 6,845 |
Premises and equipment expense | $70,000 | 5,955 |
Additional noninterest expense | $211,000 | 4,905 |
Pre-tax net operating income | $322,000 | 4,816 |
Securities gains (losses) | $13,000 | 933 |
Applicable income taxes | $128,000 | 3,377 |
Income before extraordinary items | $207,000 | 5,332 |
Extraordinary gains, net | $0 | 24 |
Net income | $207,000 | 5,333 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 1,757 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $198,680 | 5,408 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,690,000 | 5,821 |
Total interest expense | $1,159,000 | 5,212 |
Net interest income | $2,531,000 | 5,964 |
Provision for loan and lease losses | $379,000 | 2,473 |
Total noninterest income | $595,000 | 4,837 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $271,000 | 4,556 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $324,000 | 4,120 |
Total noninterest expense | $1,940,000 | 6,097 |
Salaries and employee benefits | $774,000 | 7,032 |
Premises and equipment expense | $254,000 | 6,147 |
Additional noninterest expense | $912,000 | 4,642 |
Pre-tax net operating income | $807,000 | 5,774 |
Securities gains (losses) | $6,000 | 3,079 |
Applicable income taxes | $291,000 | 4,216 |
Income before extraordinary items | $522,000 | 6,278 |
Extraordinary gains, net | $0 | 34 |
Net income | $522,000 | 6,282 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 3,462 |
Cash dividends | $302,000 | 4,317 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $518,160 | 6,220 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,653,000 | 5,940 |
Total interest expense | $829,000 | 5,350 |
Net interest income | $1,824,000 | 6,097 |
Provision for loan and lease losses | $240,000 | 2,636 |
Total noninterest income | $443,000 | 4,880 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $204,000 | 4,588 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $239,000 | 4,147 |
Total noninterest expense | $1,440,000 | 6,097 |
Salaries and employee benefits | $567,000 | 7,043 |
Premises and equipment expense | $190,000 | 6,146 |
Additional noninterest expense | $683,000 | 4,617 |
Pre-tax net operating income | $587,000 | 5,958 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $217,000 | 4,323 |
Income before extraordinary items | $370,000 | 6,495 |
Extraordinary gains, net | $0 | 26 |
Net income | $370,000 | 6,494 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 3,138 |
Cash dividends | $147,000 | 4,344 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $370,000 | 6,424 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,724,000 | 6,019 |
Total interest expense | $535,000 | 5,456 |
Net interest income | $1,189,000 | 6,173 |
Provision for loan and lease losses | $181,000 | 2,355 |
Total noninterest income | $299,000 | 4,838 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $132,000 | 4,658 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $167,000 | 4,110 |
Total noninterest expense | $1,009,000 | 5,971 |
Salaries and employee benefits | $363,000 | 7,206 |
Premises and equipment expense | $123,000 | 6,248 |
Additional noninterest expense | $523,000 | 4,173 |
Pre-tax net operating income | $298,000 | 6,513 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $119,000 | 4,621 |
Income before extraordinary items | $179,000 | 7,082 |
Extraordinary gains, net | $0 | 21 |
Net income | $179,000 | 7,082 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $78,000 | 2,487 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $179,000 | 7,012 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $860,000 | 6,057 |
Total interest expense | $265,000 | 5,558 |
Net interest income | $595,000 | 6,186 |
Provision for loan and lease losses | $85,000 | 2,404 |
Total noninterest income | $154,000 | 4,708 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $70,000 | 4,409 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $84,000 | 4,069 |
Total noninterest expense | $505,000 | 6,017 |
Salaries and employee benefits | $182,000 | 7,232 |
Premises and equipment expense | $62,000 | 6,230 |
Additional noninterest expense | $261,000 | 4,169 |
Pre-tax net operating income | $159,000 | 6,326 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $67,000 | 4,419 |
Income before extraordinary items | $92,000 | 7,028 |
Extraordinary gains, net | $0 | 16 |
Net income | $92,000 | 7,030 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 1,697 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $92,000 | 6,942 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,535,000 | 6,015 |
Total interest expense | $1,187,000 | 5,600 |
Net interest income | $2,348,000 | 6,102 |
Provision for loan and lease losses | $240,000 | 3,615 |
Total noninterest income | $605,000 | 4,944 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $284,000 | 4,431 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $321,000 | 4,368 |
Total noninterest expense | $2,036,000 | 5,944 |
Salaries and employee benefits | $954,000 | 6,428 |
Premises and equipment expense | $287,000 | 5,793 |
Additional noninterest expense | $795,000 | 5,063 |
Pre-tax net operating income | $677,000 | 6,084 |
Securities gains (losses) | $67,000 | 2,251 |
Applicable income taxes | $237,000 | 4,667 |
Income before extraordinary items | $507,000 | 6,302 |
Extraordinary gains, net | $0 | 54 |
Net income | $507,000 | 6,306 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $84,000 | 4,350 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $149,000 | 639 |
Net operating income | $461,440 | 6,355 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,689,000 | 6,039 |
Total interest expense | $909,000 | 5,674 |
Net interest income | $1,780,000 | 6,089 |
Provision for loan and lease losses | $119,000 | 4,390 |
Total noninterest income | $420,000 | 5,181 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $201,000 | 4,599 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $219,000 | 4,615 |
Total noninterest expense | $1,508,000 | 5,962 |
Salaries and employee benefits | $701,000 | 6,461 |
Premises and equipment expense | $202,000 | 5,983 |
Additional noninterest expense | $605,000 | 4,973 |
Pre-tax net operating income | $573,000 | 5,978 |
Securities gains (losses) | $67,000 | 2,074 |
Applicable income taxes | $231,000 | 4,419 |
Income before extraordinary items | $409,000 | 6,303 |
Extraordinary gains, net | $0 | 40 |
Net income | $409,000 | 6,305 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $67,000 | 3,821 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $119,000 | 499 |
Net operating income | $366,120 | 6,389 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,789,000 | 6,081 |
Total interest expense | $626,000 | 5,694 |
Net interest income | $1,163,000 | 6,159 |
Provision for loan and lease losses | $33,000 | 5,678 |
Total noninterest income | $248,000 | 5,484 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $117,000 | 4,913 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $131,000 | 4,832 |
Total noninterest expense | $977,000 | 6,055 |
Salaries and employee benefits | $457,000 | 6,557 |
Premises and equipment expense | $137,000 | 5,926 |
Additional noninterest expense | $383,000 | 5,166 |
Pre-tax net operating income | $401,000 | 5,854 |
Securities gains (losses) | $48,000 | 2,051 |
Applicable income taxes | $166,000 | 4,313 |
Income before extraordinary items | $283,000 | 6,228 |
Extraordinary gains, net | $0 | 30 |
Net income | $283,000 | 6,227 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 3,031 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $119,000 | 377 |
Net operating income | $252,280 | 6,301 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $878,000 | 6,175 |
Total interest expense | $312,000 | 5,819 |
Net interest income | $566,000 | 6,254 |
Provision for loan and lease losses | $33,000 | 4,367 |
Total noninterest income | $143,000 | 5,006 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $57,000 | 4,884 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $86,000 | 4,205 |
Total noninterest expense | $489,000 | 6,078 |
Salaries and employee benefits | $225,000 | 6,621 |
Premises and equipment expense | $70,000 | 5,840 |
Additional noninterest expense | $194,000 | 5,069 |
Pre-tax net operating income | $187,000 | 5,998 |
Securities gains (losses) | $48,000 | 1,413 |
Applicable income taxes | $87,000 | 4,199 |
Income before extraordinary items | $148,000 | 6,045 |
Extraordinary gains, net | $0 | 21 |
Net income | $148,000 | 6,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,250 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $119,000 | 215 |
Net operating income | $117,280 | 6,430 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,506,000 | 6,336 |
Total interest expense | $1,447,000 | 5,844 |
Net interest income | $2,059,000 | 6,533 |
Provision for loan and lease losses | $73,000 | 6,223 |
Total noninterest income | $515,000 | 5,129 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $203,000 | 5,161 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $312,000 | 4,170 |
Total noninterest expense | $1,865,000 | 6,120 |
Salaries and employee benefits | $859,000 | 6,664 |
Premises and equipment expense | $251,000 | 6,124 |
Additional noninterest expense | $755,000 | 5,136 |
Pre-tax net operating income | $636,000 | 6,306 |
Securities gains (losses) | $172,000 | 1,271 |
Applicable income taxes | $278,000 | 4,571 |
Income before extraordinary items | $530,000 | 6,259 |
Extraordinary gains, net | $0 | 70 |
Net income | $530,000 | 6,258 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-93,000 | 9,223 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $416,480 | 6,639 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,471,000 | 6,793 |
Total interest expense | $1,861,000 | 6,326 |
Net interest income | $1,610,000 | 7,134 |
Provision for loan and lease losses | $171,000 | 4,519 |
Total noninterest income | $389,000 | 5,747 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $181,000 | 5,377 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $208,000 | 4,847 |
Total noninterest expense | $1,551,000 | 6,684 |
Salaries and employee benefits | $705,000 | 7,182 |
Premises and equipment expense | $250,000 | 6,089 |
Additional noninterest expense | $596,000 | 5,861 |
Pre-tax net operating income | $277,000 | 7,522 |
Securities gains (losses) | $106,000 | 1,698 |
Applicable income taxes | $118,000 | 5,792 |
Income before extraordinary items | $265,000 | 7,344 |
Extraordinary gains, net | $0 | 105 |
Net income | $265,000 | 7,346 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,057 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $191,860 | 7,684 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,614,000 | 7,795 |
Total interest expense | $1,505,000 | 7,158 |
Net interest income | $1,109,000 | 8,261 |
Provision for loan and lease losses | $259,000 | 3,166 |
Total noninterest income | $198,000 | 7,300 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $94,000 | 6,681 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $104,000 | 6,336 |
Total noninterest expense | $1,344,000 | 7,125 |
Salaries and employee benefits | $578,000 | 7,814 |
Premises and equipment expense | $218,000 | 6,486 |
Additional noninterest expense | $548,000 | 6,083 |
Pre-tax net operating income | $-296,000 | 9,413 |
Securities gains (losses) | $21,000 | 944 |
Applicable income taxes | $-89,000 | 9,564 |
Income before extraordinary items | $-186,000 | 9,363 |
Extraordinary gains, net | $0 | 38 |
Net income | $-186,000 | 9,362 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $190,000 | 2,466 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-200,280 | 9,376 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,213,000 | 9,410 |
Total interest expense | $585,000 | 9,253 |
Net interest income | $628,000 | 9,454 |
Provision for loan and lease losses | $160,000 | 4,104 |
Total noninterest income | $81,000 | 9,128 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 7,861 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 8,750 |
Total noninterest expense | $1,152,000 | 7,697 |
Salaries and employee benefits | $479,000 | 8,465 |
Premises and equipment expense | $221,000 | 6,486 |
Additional noninterest expense | $452,000 | 6,889 |
Pre-tax net operating income | $-603,000 | 9,913 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $-315,000 | 10,097 |
Income before extraordinary items | $-288,000 | 9,759 |
Extraordinary gains, net | $0 | 35 |
Net income | $-288,000 | 9,758 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-288,000 | 9,737 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $8,000 | 10,458 |
Total interest expense | $12,000 | 10,399 |
Net interest income | $-4,000 | 10,457 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $0 | 10,416 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 9,085 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 10,383 |
Total noninterest expense | $309,000 | 10,246 |
Salaries and employee benefits | $144,000 | 10,278 |
Premises and equipment expense | $1,000 | 10,428 |
Additional noninterest expense | $164,000 | 9,521 |
Pre-tax net operating income | $-313,000 | 10,079 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-313,000 | 10,128 |
Extraordinary gains, net | $0 | 32 |
Net income | $-313,000 | 10,122 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $4,750,000 | 248 |
Net operating income | $-313,000 | 10,100 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.