Regions Bank, North Charleston Wal-Mart Branch

Name:Regions Bank, North Charleston Wal-Mart Branch
Full Service Retail Office
Review:148 client reviews
Location:2210 Ashley Phospate Road
Charleston, SC 29406

Charleston County
 

Phone:843-797-3158
Office Hours:M-Th 9:00-5:00
F 9:00-6:00
S CLOSED
Su NA
Drive-up Hours:M-Th 8:30-5:00
F 8:30-6:00
S CLOSED
Su NA
Branch Deposit:$7,218,000
FDIC Cert:#12368
Established:1999-06-30


The Bank

Name:Regions Bank
Concentration:Commercial Lending Specialization
Established:1928-01-01
FDIC Insurance:1934-01-01
Holden By:Regions Financial Corporation
Charter Class:commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:1719, view all, view on map
Website:http://regions.com
Total Assets:$117,078,660,000
Total Deposits:$95,031,143,000
Total Equity Capital:$16,074,579,000
Total Domestic Office Deposits:$94,809,459,000
Net Income:$333,735,000
Quarterly Net Income:$333,735,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:8%
Quarterly Return on Equity:8%
 More...


Client Review

148 client reviews of Regions Bank scored 2 out of 5.

Terrible Service
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Esveide, Aug. 21, 2014

My husband and I are buying a house and we were pre-approved for 200k by a Regions Bank Loan Agent "Amanda Ruble." We found a house for 160k which was way less then the amount supposedly approve for, we had scheduled closing on 8/8/14 which was more then a month you would think it was enough time for all paper work to get prepared. well they ask for more time to have the "documents ready" in the mean time we spend money to get the inspection done we transfer Regions the money for appraisal all with in a week so everything that was on our end to do was done. so we had to reschedule closing for 8/15/14, never happen they asked for more time, so another schedule for on 8/22/14 and now  is 8/21/14 and guess what we are just now finding out that the bank will not be able to do the loan. Really!!!. The loan agent didn't even bother to let us know and now we don't have time to find another bank with out having the risk that the seller will sell the house to other buyer.. Just so disappointed by this agents work.. If you are looking to do a loan from Regions don't do so they lack at communicating with every time we had to keep calling Mrs. Ruble because she couldn't even pick up the phone to let us know that she had a problem with her fax and she was not getting our documents. Thank God I was emailing her everything also. So they had no excuse for at least inform us what was going on so we could find better options if they could give us the loan..

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Regions Bank, Gainesville Main Branch at Gainesville, GA
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Poor Customer Service
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
by CustomerService, Aug. 08, 2014

I am a long time Regions customer (15+years). I was charged a $100 fee for not using a revolving LOC. I asked the bank manager if the fee could be waived one time for a long-time loyal customer. She said it would have to be approved by their VP at headquarters and would get back to me. I called three times over the next month with no response. I went to the branch and she said it was denied (with no apology for not calling me back). I would have accepted a "no" in the beginning but to give me this type of runaround is not acceptable. If a Regions rep. is reading this, remind customers when a large fee is coming due as a courtesy. My airline does it when my miles are expiring. You would think a large regional bank would do it for loyal customers. I'm canceling all my accounts with Regions.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Regions Bank, Villages Financial Center Branch at The Villages, FL
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Regions making money off account holders
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by lahouston, Jun. 27, 2014

All of my transaction I complete at their Smart teller. I once made a regular deposit and it didn't show up for 4 days later late in the evening. I try to make sure that checks hit my account only when funds are available. Today I am told that they are returning 2 checks that they have already PAID!!! just so they can charge me the fees. I am awaiting to call customer service to get someone that is profesional to handle this is as I travel alot with my company. This is one of many issues and I will not move my business account to this bank!

* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 1 - 2 banks before.
* this review was made on Regions Bank, Mcdonough Branch at Mcdonough, GA
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