Regions Bank, Corinth Main

Name:Regions Bank, Corinth Main
Full Service Brick and Mortar Office
Review:174 client reviews
Location:512 Taylor Streett
Corinth, MS 38834

Alcorn County
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Phone:800-734-4667
Office Hours:Mon: 09:00 to 16:30
Tue: 09:00 to 16:30
Wed: 09:00 to 16:30
Thu: 09:00 to 16:30
Fri: 09:00 to 17:00
Drive-up Hours:M-Th 8:30-4:30
F 8:30-5:30
S CLOSED
Su NA
FDIC Cert:#12368
Established:1932-11-22


The Bank

Name:Regions Bank
Concentration:Commercial Lending Specialization
Established:1928-01-01
FDIC Insurance:1934-01-01
Holden By:Regions Financial Corporation
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:1647, view all, view on map
Website:http://www.regions.com
Total Assets:$118,801,412,000
Total Deposits:$96,443,142,000
Total Equity Capital:$16,117,646,000
Total Domestic Office Deposits:$96,178,217,000
Net Income:$1,307,339,000
Quarterly Net Income:$291,539,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:8%
Quarterly Return on Equity:7%
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Client Review

174 client reviews of Regions Bank scored 2 out of 5.

Excellent Service!!!
Overall Rating
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by CarolM, Jul. 13, 2015

I have been dealing with this bank weekly for 3 years and they have always been very professional and timely.
In my 30+ years of business this is by far one of the most efficient banks I have dealt with.


* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Regions Bank, Seagrove Beach Branch at Santa Rosa Beach, FL
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Worst Experience of my LIFE
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by gwd1143, Jul. 08, 2015

My mother suffered a stroke two weeks ago. After hospital, I brought her to her home - Humboldt and placed her in Bailey Park Nursing and Rehab Facility. Today I went to your local bank and spoke with 'Jennifer' with a request to put me on her checking account (I am her only child - her son) so we could pay some bills. I was told that was not possible unless she PERSONALLY came to bank and made that request. Under protest, I left and called 1800REGIONS and let mother FINALLY speak with someone. Her call was repeatedly rejected because she was using her cell and NOT calling from her home phone. After finally reaching a human and an hour of conversation, my mother provided all requested information - then we were given the same answer and with no alternative solution - either she came to the bank in person or me (her son) would not be put on a signature card for her checking account. I suggested a Notary with a signature - they said no, that was not possible. Mother provide SS #,DOB, Account # - nothing was worked. I walked a block down the street, spoke to one of your competitors and asked what they would do in a similar situation. She said they would simply drive the 1/2 mile to the nursing facility and validate that this was the wishes of my mother - DONE DEAL. I will see that this goes viral and see that everyone I know in this small town learns of your callous and stupid response to my very serious problem. Your business with me my mother and in this small town will cease to exist - I promise to make everyone else aware of how we were treated today. You're not seen the end of this message or the end of me - you have seen the end of my business and I hope many others. Have a great day and ask yourself what you would do when someone keeps telling you that a bedridden woman CANNOT get to the bank, but her son is there and she is only 1/2 mile away.There answer never changed - it remained the same. This branch and the stupid people who work there need some training - in customer service and COMMON SENSE.

* this reviewer has be with this bank for >10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Regions Bank, 1214 Main Street Branch at Humboldt, TN
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Regions by default
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by chorton65, Jul. 03, 2015

Originally I established an account with the Bank of Huntsville which was subsequently purchased by AmSouth Bank who in turn was purchased by Regions Bank. I have been a faithful customer of these banks for over thirty years. Some years ago (10-15) I took out a home equity loan with a limit far exceeding my expected needs. I have used this loan for home improvements, auto purchases, rental property purchases, etc. I have made payments regularly, never been late and usually made payments far beyond the amount due. Recently I received notice that my loan must be renewed or it would be cancelled and the remaining balance due immediately. Not in need of the loan but thinking I would keep it in effect in case some need did arise I submitted income tax records, copies of rental contracts on property I own and signed papers permitting the bank to further examine my tax records if necessary.

After jumping through these hoops I continued to receive notices that my loan would soon be terminated if I did not attend to the banks requests. I subsequently received notice from Regions Bank that my loan had not been approved. My credit rating if 811 out of 850. I have no loans, all rental properties and home are paid off, I pay all credit cards (3) completely every month and am financially secure. The bank relied on TransUnion Consumer Relations in Chester, Pa. to make their decision. The reasons given for my not being approved were 1) Lack of recent information on installment accounts. I have no installment accounts. 2)Too many accounts with balances. I have no accounts with over a 30 day balance. 3) Proportion of revolving balances to revolving credit limits is too high. I have no revolving balances, have no idea what this could possibly refer to.

How sad that having a 30 year good relation with a bank and an 811 credit score does not qualify. The decision to reject my request was based on some dude sitting in a cubicle in Pennsylvania 800 miles away dealing with erroneous data. My relationship with the local bank and its employees have been very good. Apparently Regions Bank has no faith in "on the ground" loan officers to make evaluations on loans, but rather relies on someone who has no real knowledge of my character, track record, standing in the community or any other factor on which loans used to be approved. Not sure I will find it but I have started to search for a bank where I can deal with a loan officer on a truly personal basis. Regions Bank is too big and I would not recommend it.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Regions Bank, Hampton Cove Branch at Owens Cross Roads, AL
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