Home > Regent Bank > Income and Expense
Regent Bank, Income and Expense
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $53,521,000 | 556 |
| Total interest expense | $27,259,000 | 464 |
| Net interest income | $26,262,000 | 642 |
| Provision for loan and lease losses | $2,150,000 | 355 |
| Total noninterest income | $5,752,000 | 681 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $1,408,000 | 421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,344,000 | 616 |
| Total noninterest expense | $21,005,000 | 685 |
| Salaries and employee benefits | $12,834,000 | 619 |
| Premises and equipment expense | $1,621,000 | 824 |
| Additional noninterest expense | $4,344,000 | 616 |
| Pre-tax net operating income | $8,859,000 | 728 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $2,002,000 | 602 |
| Income before extraordinary items | $6,857,000 | 782 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,857,000 | 793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,857,000 | 784 |
| Net charge-offs | $305,000 | 683 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $6,857,000 | 780 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $25,880,000 | 574 |
| Total interest expense | $13,207,000 | 471 |
| Net interest income | $12,673,000 | 673 |
| Provision for loan and lease losses | $1,200,000 | 291 |
| Total noninterest income | $2,698,000 | 710 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $714,000 | 422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,984,000 | 640 |
| Total noninterest expense | $10,797,000 | 676 |
| Salaries and employee benefits | $6,818,000 | 595 |
| Premises and equipment expense | $800,000 | 853 |
| Additional noninterest expense | $1,984,000 | 640 |
| Pre-tax net operating income | $3,374,000 | 894 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $641,000 | 802 |
| Income before extraordinary items | $2,733,000 | 927 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,733,000 | 937 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,733,000 | 927 |
| Net charge-offs | $-95,000 | 4,472 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,733,000 | 923 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $81,437,000 | 629 |
| Total interest expense | $30,795,000 | 575 |
| Net interest income | $50,642,000 | 659 |
| Provision for loan and lease losses | $3,600,000 | 400 |
| Total noninterest income | $8,991,000 | 795 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,422,000 | 473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,569,000 | 733 |
| Total noninterest expense | $37,478,000 | 733 |
| Salaries and employee benefits | $23,192,000 | 656 |
| Premises and equipment expense | $2,981,000 | 873 |
| Additional noninterest expense | $6,569,000 | 733 |
| Pre-tax net operating income | $18,555,000 | 727 |
| Securities gains (losses) | $-290,000 | 4,063 |
| Applicable income taxes | $4,178,000 | 611 |
| Income before extraordinary items | $14,087,000 | 777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $14,087,000 | 788 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $14,087,000 | 780 |
| Net charge-offs | $2,089,000 | 375 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $14,316,100 | 775 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $58,445,000 | 645 |
| Total interest expense | $20,051,000 | 604 |
| Net interest income | $38,394,000 | 667 |
| Provision for loan and lease losses | $3,000,000 | 361 |
| Total noninterest income | $6,796,000 | 800 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,685,000 | 500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,111,000 | 731 |
| Total noninterest expense | $28,219,000 | 732 |
| Salaries and employee benefits | $17,660,000 | 652 |
| Premises and equipment expense | $2,217,000 | 891 |
| Additional noninterest expense | $5,111,000 | 731 |
| Pre-tax net operating income | $13,971,000 | 753 |
| Securities gains (losses) | $-290,000 | 4,273 |
| Applicable income taxes | $3,338,000 | 606 |
| Income before extraordinary items | $10,343,000 | 815 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $10,343,000 | 818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,343,000 | 815 |
| Net charge-offs | $2,127,000 | 290 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $10,572,100 | 812 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $37,503,000 | 640 |
| Total interest expense | $11,967,000 | 600 |
| Net interest income | $25,536,000 | 670 |
| Provision for loan and lease losses | $1,800,000 | 382 |
| Total noninterest income | $4,061,000 | 835 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,055,000 | 520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,006,000 | 746 |
| Total noninterest expense | $18,336,000 | 728 |
| Salaries and employee benefits | $11,676,000 | 645 |
| Premises and equipment expense | $1,426,000 | 910 |
| Additional noninterest expense | $3,006,000 | 746 |
| Pre-tax net operating income | $9,461,000 | 734 |
| Securities gains (losses) | $-290,000 | 4,404 |
| Applicable income taxes | $2,226,000 | 605 |
| Income before extraordinary items | $6,945,000 | 804 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,945,000 | 815 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,945,000 | 804 |
| Net charge-offs | $2,016,000 | 224 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,174,100 | 790 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $18,137,000 | 653 |
| Total interest expense | $5,362,000 | 573 |
| Net interest income | $12,775,000 | 678 |
| Provision for loan and lease losses | $600,000 | 466 |
| Total noninterest income | $1,793,000 | 901 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $494,000 | 558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,299,000 | 811 |
| Total noninterest expense | $8,949,000 | 763 |
| Salaries and employee benefits | $5,796,000 | 667 |
| Premises and equipment expense | $708,000 | 936 |
| Additional noninterest expense | $1,299,000 | 811 |
| Pre-tax net operating income | $5,019,000 | 724 |
| Securities gains (losses) | $-290,000 | 4,494 |
| Applicable income taxes | $1,131,000 | 620 |
| Income before extraordinary items | $3,598,000 | 807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,598,000 | 805 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,598,000 | 806 |
| Net charge-offs | $1,901,000 | 151 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,827,100 | 778 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $50,030,000 | 742 |
| Total interest expense | $6,725,000 | 622 |
| Net interest income | $43,305,000 | 770 |
| Provision for loan and lease losses | $1,800,000 | 557 |
| Total noninterest income | $7,995,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,271,000 | 510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,724,000 | 817 |
| Total noninterest expense | $31,939,000 | 823 |
| Salaries and employee benefits | $20,669,000 | 727 |
| Premises and equipment expense | $2,624,000 | 969 |
| Additional noninterest expense | $5,724,000 | 817 |
| Pre-tax net operating income | $17,561,000 | 836 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $4,066,000 | 682 |
| Income before extraordinary items | $13,495,000 | 884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,495,000 | 885 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $13,495,000 | 885 |
| Net charge-offs | $-72,000 | 4,197 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $13,495,000 | 909 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $34,923,000 | 754 |
| Total interest expense | $3,487,000 | 643 |
| Net interest income | $31,436,000 | 779 |
| Provision for loan and lease losses | $1,200,000 | 550 |
| Total noninterest income | $6,221,000 | 872 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,731,000 | 505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,490,000 | 808 |
| Total noninterest expense | $23,198,000 | 847 |
| Salaries and employee benefits | $15,091,000 | 739 |
| Premises and equipment expense | $1,784,000 | 1,040 |
| Additional noninterest expense | $4,490,000 | 808 |
| Pre-tax net operating income | $13,259,000 | 837 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,344,000 | 650 |
| Income before extraordinary items | $9,915,000 | 900 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,915,000 | 900 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,915,000 | 900 |
| Net charge-offs | $-61,000 | 4,165 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,915,000 | 913 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $21,764,000 | 769 |
| Total interest expense | $1,434,000 | 795 |
| Net interest income | $20,330,000 | 769 |
| Provision for loan and lease losses | $600,000 | 609 |
| Total noninterest income | $4,352,000 | 837 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,152,000 | 502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,200,000 | 781 |
| Total noninterest expense | $14,980,000 | 850 |
| Salaries and employee benefits | $9,842,000 | 745 |
| Premises and equipment expense | $1,165,000 | 1,055 |
| Additional noninterest expense | $3,973,000 | 937 |
| Pre-tax net operating income | $9,102,000 | 775 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,289,000 | 606 |
| Income before extraordinary items | $6,813,000 | 825 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,813,000 | 825 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,813,000 | 825 |
| Net charge-offs | $-40,000 | 4,113 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $6,813,000 | 842 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,479,000 | 774 |
| Total interest expense | $670,000 | 814 |
| Net interest income | $9,809,000 | 775 |
| Provision for loan and lease losses | $300,000 | 484 |
| Total noninterest income | $2,455,000 | 778 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $548,000 | 523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,907,000 | 712 |
| Total noninterest expense | $7,335,000 | 862 |
| Salaries and employee benefits | $4,818,000 | 762 |
| Premises and equipment expense | $530,000 | 1,135 |
| Additional noninterest expense | $1,987,000 | 924 |
| Pre-tax net operating income | $4,629,000 | 728 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,183,000 | 575 |
| Income before extraordinary items | $3,446,000 | 793 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,446,000 | 793 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,446,000 | 793 |
| Net charge-offs | $-10,000 | 3,922 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,446,000 | 801 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $40,370,000 | 823 |
| Total interest expense | $3,464,000 | 796 |
| Net interest income | $36,906,000 | 833 |
| Provision for loan and lease losses | $1,958,000 | 297 |
| Total noninterest income | $7,156,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,858,000 | 567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,298,000 | 1,028 |
| Total noninterest expense | $26,935,000 | 929 |
| Salaries and employee benefits | $16,813,000 | 849 |
| Premises and equipment expense | $2,236,000 | 1,096 |
| Additional noninterest expense | $7,886,000 | 943 |
| Pre-tax net operating income | $15,169,000 | 928 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $4,095,000 | 720 |
| Income before extraordinary items | $11,074,000 | 1,060 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,074,000 | 1,061 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,074,000 | 1,061 |
| Net charge-offs | $2,085,000 | 280 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $11,074,000 | 1,046 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $29,383,000 | 861 |
| Total interest expense | $2,759,000 | 793 |
| Net interest income | $26,624,000 | 866 |
| Provision for loan and lease losses | $2,100,000 | 200 |
| Total noninterest income | $5,441,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,323,000 | 589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,118,000 | 1,029 |
| Total noninterest expense | $19,380,000 | 963 |
| Salaries and employee benefits | $12,289,000 | 881 |
| Premises and equipment expense | $1,610,000 | 1,153 |
| Additional noninterest expense | $5,481,000 | 1,002 |
| Pre-tax net operating income | $10,585,000 | 1,029 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,675,000 | 798 |
| Income before extraordinary items | $7,910,000 | 1,145 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,910,000 | 1,146 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,910,000 | 1,146 |
| Net charge-offs | $1,722,000 | 262 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,910,000 | 1,127 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,636,000 | 895 |
| Total interest expense | $1,994,000 | 755 |
| Net interest income | $16,642,000 | 899 |
| Provision for loan and lease losses | $1,650,000 | 176 |
| Total noninterest income | $3,345,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $809,000 | 611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,536,000 | 1,104 |
| Total noninterest expense | $11,823,000 | 1,014 |
| Salaries and employee benefits | $7,235,000 | 963 |
| Premises and equipment expense | $1,050,000 | 1,168 |
| Additional noninterest expense | $3,538,000 | 1,018 |
| Pre-tax net operating income | $6,514,000 | 1,078 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,638,000 | 849 |
| Income before extraordinary items | $4,876,000 | 1,206 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,876,000 | 1,207 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,876,000 | 1,207 |
| Net charge-offs | $1,746,000 | 204 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,876,000 | 1,182 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,060,000 | 910 |
| Total interest expense | $1,100,000 | 721 |
| Net interest income | $7,960,000 | 917 |
| Provision for loan and lease losses | $900,000 | 204 |
| Total noninterest income | $1,284,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $361,000 | 665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $923,000 | 1,341 |
| Total noninterest expense | $5,672,000 | 1,043 |
| Salaries and employee benefits | $3,430,000 | 1,014 |
| Premises and equipment expense | $597,000 | 1,043 |
| Additional noninterest expense | $1,645,000 | 1,046 |
| Pre-tax net operating income | $2,672,000 | 1,244 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $683,000 | 939 |
| Income before extraordinary items | $1,989,000 | 1,403 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,989,000 | 1,403 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,989,000 | 1,403 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,989,000 | 1,366 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $36,989,000 | 895 |
| Total interest expense | $6,596,000 | 722 |
| Net interest income | $30,393,000 | 914 |
| Provision for loan and lease losses | $6,525,000 | 476 |
| Total noninterest income | $5,767,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,033,000 | 922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,734,000 | 1,054 |
| Total noninterest expense | $20,670,000 | 1,097 |
| Salaries and employee benefits | $12,936,000 | 1,023 |
| Premises and equipment expense | $1,831,000 | 1,278 |
| Additional noninterest expense | $5,903,000 | 1,105 |
| Pre-tax net operating income | $8,965,000 | 1,157 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,880,000 | 970 |
| Income before extraordinary items | $7,085,000 | 1,250 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,085,000 | 1,251 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,085,000 | 1,251 |
| Net charge-offs | $1,784,000 | 447 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 525 |
| Net operating income | $7,085,000 | 1,212 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $29,728,000 | 848 |
| Total interest expense | $5,269,000 | 732 |
| Net interest income | $24,459,000 | 865 |
| Provision for loan and lease losses | $5,775,000 | 453 |
| Total noninterest income | $3,951,000 | 1,184 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $730,000 | 967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,221,000 | 1,107 |
| Total noninterest expense | $15,336,000 | 1,087 |
| Salaries and employee benefits | $9,340,000 | 1,030 |
| Premises and equipment expense | $1,407,000 | 1,245 |
| Additional noninterest expense | $4,589,000 | 1,063 |
| Pre-tax net operating income | $7,299,000 | 1,049 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,928,000 | 752 |
| Income before extraordinary items | $5,371,000 | 1,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,371,000 | 1,202 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,371,000 | 1,202 |
| Net charge-offs | $1,787,000 | 348 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 484 |
| Net operating income | $5,371,000 | 1,166 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $20,495,000 | 828 |
| Total interest expense | $3,795,000 | 736 |
| Net interest income | $16,700,000 | 840 |
| Provision for loan and lease losses | $4,275,000 | 436 |
| Total noninterest income | $2,288,000 | 1,250 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $467,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,821,000 | 1,159 |
| Total noninterest expense | $10,014,000 | 1,102 |
| Salaries and employee benefits | $6,156,000 | 1,031 |
| Premises and equipment expense | $1,018,000 | 1,154 |
| Additional noninterest expense | $2,840,000 | 1,125 |
| Pre-tax net operating income | $4,699,000 | 1,011 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $1,215,000 | 717 |
| Income before extraordinary items | $3,484,000 | 1,159 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,484,000 | 1,159 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,484,000 | 1,159 |
| Net charge-offs | $2,141,000 | 239 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,484,000 | 1,131 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 969 |
| Total interest expense | $2,166,000 | 729 |
| Net interest income | $6,380,000 | 1,036 |
| Provision for loan and lease losses | $525,000 | 862 |
| Total noninterest income | $767,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $244,000 | 1,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 1,480 |
| Total noninterest expense | $4,652,000 | 1,160 |
| Salaries and employee benefits | $2,887,000 | 1,095 |
| Premises and equipment expense | $403,000 | 1,435 |
| Additional noninterest expense | $1,362,000 | 1,176 |
| Pre-tax net operating income | $1,970,000 | 1,054 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $479,000 | 766 |
| Income before extraordinary items | $1,491,000 | 1,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,491,000 | 1,192 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,491,000 | 1,193 |
| Net charge-offs | $394,000 | 435 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,491,000 | 1,173 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $31,390,000 | 1,045 |
| Total interest expense | $9,476,000 | 714 |
| Net interest income | $21,914,000 | 1,163 |
| Provision for loan and lease losses | $1,450,000 | 682 |
| Total noninterest income | $2,953,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $513,000 | 1,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,440,000 | 1,372 |
| Total noninterest expense | $16,551,000 | 1,246 |
| Salaries and employee benefits | $10,570,000 | 1,155 |
| Premises and equipment expense | $1,655,000 | 1,384 |
| Additional noninterest expense | $4,326,000 | 1,416 |
| Pre-tax net operating income | $6,866,000 | 1,384 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,854,000 | 943 |
| Income before extraordinary items | $5,012,000 | 1,598 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,012,000 | 1,600 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,012,000 | 1,600 |
| Net charge-offs | $609,000 | 920 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,012,000 | 1,561 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,129,000 | 1,064 |
| Total interest expense | $7,164,000 | 718 |
| Net interest income | $15,965,000 | 1,206 |
| Provision for loan and lease losses | $900,000 | 740 |
| Total noninterest income | $1,970,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $298,000 | 2,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,672,000 | 1,431 |
| Total noninterest expense | $12,405,000 | 1,252 |
| Salaries and employee benefits | $7,832,000 | 1,161 |
| Premises and equipment expense | $1,285,000 | 1,340 |
| Additional noninterest expense | $3,288,000 | 1,408 |
| Pre-tax net operating income | $4,630,000 | 1,545 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,250,000 | 1,061 |
| Income before extraordinary items | $3,380,000 | 1,763 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,380,000 | 1,764 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,380,000 | 1,764 |
| Net charge-offs | $191,000 | 1,332 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,380,000 | 1,732 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,012,000 | 1,083 |
| Total interest expense | $4,664,000 | 719 |
| Net interest income | $10,348,000 | 1,232 |
| Provision for loan and lease losses | $600,000 | 719 |
| Total noninterest income | $1,229,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $175,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,054,000 | 1,445 |
| Total noninterest expense | $8,234,000 | 1,262 |
| Salaries and employee benefits | $5,154,000 | 1,172 |
| Premises and equipment expense | $851,000 | 1,348 |
| Additional noninterest expense | $2,229,000 | 1,400 |
| Pre-tax net operating income | $2,743,000 | 1,659 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $740,000 | 1,126 |
| Income before extraordinary items | $2,003,000 | 1,917 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,003,000 | 1,915 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,003,000 | 1,917 |
| Net charge-offs | $152,000 | 1,156 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,003,000 | 1,890 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 1,104 |
| Total interest expense | $2,144,000 | 756 |
| Net interest income | $5,108,000 | 1,241 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $461,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $82,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 1,716 |
| Total noninterest expense | $3,874,000 | 1,338 |
| Salaries and employee benefits | $2,472,000 | 1,218 |
| Premises and equipment expense | $263,000 | 2,011 |
| Additional noninterest expense | $1,139,000 | 1,356 |
| Pre-tax net operating income | $1,395,000 | 1,613 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $377,000 | 1,087 |
| Income before extraordinary items | $1,018,000 | 1,844 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,018,000 | 1,842 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,018,000 | 1,843 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,018,000 | 1,822 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $25,165,000 | 1,173 |
| Total interest expense | $5,937,000 | 801 |
| Net interest income | $19,228,000 | 1,285 |
| Provision for loan and lease losses | $2,075,000 | 493 |
| Total noninterest income | $1,641,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $318,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 1,927 |
| Total noninterest expense | $14,126,000 | 1,427 |
| Salaries and employee benefits | $9,202,000 | 1,252 |
| Premises and equipment expense | $715,000 | 2,533 |
| Additional noninterest expense | $4,209,000 | 1,441 |
| Pre-tax net operating income | $4,668,000 | 1,872 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,111,000 | 1,290 |
| Income before extraordinary items | $3,557,000 | 2,062 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,557,000 | 2,060 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,557,000 | 2,061 |
| Net charge-offs | $735,000 | 752 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,557,000 | 2,059 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $18,105,000 | 1,200 |
| Total interest expense | $3,872,000 | 852 |
| Net interest income | $14,233,000 | 1,296 |
| Provision for loan and lease losses | $1,775,000 | 426 |
| Total noninterest income | $1,092,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $230,000 | 2,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,112 |
| Total noninterest expense | $10,345,000 | 1,455 |
| Salaries and employee benefits | $6,675,000 | 1,293 |
| Premises and equipment expense | $615,000 | 2,346 |
| Additional noninterest expense | $3,055,000 | 1,489 |
| Pre-tax net operating income | $3,205,000 | 2,031 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $705,000 | 1,489 |
| Income before extraordinary items | $2,500,000 | 2,170 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,500,000 | 2,168 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,500,000 | 2,169 |
| Net charge-offs | $744,000 | 546 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,500,000 | 2,170 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 1,256 |
| Total interest expense | $2,065,000 | 965 |
| Net interest income | $9,369,000 | 1,312 |
| Provision for loan and lease losses | $1,175,000 | 419 |
| Total noninterest income | $825,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $145,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $680,000 | 1,911 |
| Total noninterest expense | $6,642,000 | 1,494 |
| Salaries and employee benefits | $4,242,000 | 1,356 |
| Premises and equipment expense | $417,000 | 2,343 |
| Additional noninterest expense | $1,983,000 | 1,519 |
| Pre-tax net operating income | $2,377,000 | 1,849 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $635,000 | 1,199 |
| Income before extraordinary items | $1,742,000 | 2,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,742,000 | 2,085 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,742,000 | 2,086 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,742,000 | 2,080 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 1,303 |
| Total interest expense | $921,000 | 1,021 |
| Net interest income | $4,525,000 | 1,339 |
| Provision for loan and lease losses | $450,000 | 507 |
| Total noninterest income | $301,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $76,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 2,344 |
| Total noninterest expense | $3,231,000 | 1,540 |
| Salaries and employee benefits | $1,975,000 | 1,452 |
| Premises and equipment expense | $306,000 | 1,840 |
| Additional noninterest expense | $950,000 | 1,583 |
| Pre-tax net operating income | $1,145,000 | 1,849 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $319,000 | 1,171 |
| Income before extraordinary items | $826,000 | 2,125 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $826,000 | 2,124 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $826,000 | 2,125 |
| Net charge-offs | $47,000 | 1,232 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $826,000 | 2,113 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,011,000 | 1,481 |
| Total interest expense | $2,733,000 | 1,183 |
| Net interest income | $15,278,000 | 1,529 |
| Provision for loan and lease losses | $1,800,000 | 560 |
| Total noninterest income | $1,069,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $370,000 | 2,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,725 |
| Total noninterest expense | $10,503,000 | 1,832 |
| Salaries and employee benefits | $6,587,000 | 1,680 |
| Premises and equipment expense | $562,000 | 3,039 |
| Additional noninterest expense | $3,354,000 | 1,774 |
| Pre-tax net operating income | $4,044,000 | 2,026 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $959,000 | 1,914 |
| Income before extraordinary items | $3,102,000 | 1,972 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,102,000 | 1,970 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,102,000 | 1,972 |
| Net charge-offs | $1,080,000 | 652 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,089,080 | 1,963 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,018,000 | 1,536 |
| Total interest expense | $1,886,000 | 1,256 |
| Net interest income | $11,132,000 | 1,571 |
| Provision for loan and lease losses | $1,325,000 | 560 |
| Total noninterest income | $773,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $270,000 | 2,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,803 |
| Total noninterest expense | $7,596,000 | 1,885 |
| Salaries and employee benefits | $4,750,000 | 1,741 |
| Premises and equipment expense | $498,000 | 2,769 |
| Additional noninterest expense | $2,348,000 | 1,872 |
| Pre-tax net operating income | $2,984,000 | 2,072 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $707,000 | 1,779 |
| Income before extraordinary items | $2,279,000 | 2,179 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,279,000 | 2,180 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,279,000 | 2,180 |
| Net charge-offs | $583,000 | 715 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,277,480 | 2,152 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 1,563 |
| Total interest expense | $1,154,000 | 1,326 |
| Net interest income | $7,247,000 | 1,599 |
| Provision for loan and lease losses | $700,000 | 660 |
| Total noninterest income | $558,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $171,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,624 |
| Total noninterest expense | $4,996,000 | 1,914 |
| Salaries and employee benefits | $3,111,000 | 1,765 |
| Premises and equipment expense | $366,000 | 2,619 |
| Additional noninterest expense | $1,519,000 | 1,921 |
| Pre-tax net operating income | $2,109,000 | 1,950 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $733,000 | 1,352 |
| Income before extraordinary items | $1,376,000 | 2,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,376,000 | 2,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,376,000 | 2,303 |
| Net charge-offs | $79,000 | 1,693 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,376,000 | 2,270 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 1,639 |
| Total interest expense | $513,000 | 1,431 |
| Net interest income | $3,463,000 | 1,670 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $212,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,118 |
| Total noninterest expense | $2,485,000 | 1,934 |
| Salaries and employee benefits | $1,535,000 | 1,801 |
| Premises and equipment expense | $167,000 | 2,810 |
| Additional noninterest expense | $783,000 | 1,872 |
| Pre-tax net operating income | $890,000 | 2,121 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $307,000 | 1,478 |
| Income before extraordinary items | $583,000 | 2,502 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $583,000 | 2,501 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $583,000 | 2,502 |
| Net charge-offs | $28,000 | 1,693 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $583,000 | 2,481 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,833,000 | 1,835 |
| Total interest expense | $1,667,000 | 1,649 |
| Net interest income | $12,166,000 | 1,835 |
| Provision for loan and lease losses | $950,000 | 944 |
| Total noninterest income | $1,224,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $380,000 | 2,548 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $844,000 | 2,602 |
| Total noninterest expense | $9,139,000 | 2,070 |
| Salaries and employee benefits | $5,546,000 | 1,926 |
| Premises and equipment expense | $904,000 | 2,306 |
| Additional noninterest expense | $2,689,000 | 2,167 |
| Pre-tax net operating income | $3,301,000 | 2,230 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,054,000 | 1,585 |
| Income before extraordinary items | $2,247,000 | 2,592 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,247,000 | 2,590 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,247,000 | 2,591 |
| Net charge-offs | $410,000 | 1,231 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,247,000 | 2,537 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,019,000 | 1,891 |
| Total interest expense | $1,169,000 | 1,755 |
| Net interest income | $8,850,000 | 1,892 |
| Provision for loan and lease losses | $680,000 | 928 |
| Total noninterest income | $927,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $283,000 | 2,566 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $644,000 | 2,587 |
| Total noninterest expense | $6,604,000 | 2,118 |
| Salaries and employee benefits | $4,097,000 | 1,940 |
| Premises and equipment expense | $675,000 | 2,316 |
| Additional noninterest expense | $1,832,000 | 2,356 |
| Pre-tax net operating income | $2,493,000 | 2,253 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $870,000 | 1,550 |
| Income before extraordinary items | $1,623,000 | 2,685 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,623,000 | 2,685 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,623,000 | 2,685 |
| Net charge-offs | $307,000 | 1,109 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,623,000 | 2,631 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 1,974 |
| Total interest expense | $698,000 | 1,916 |
| Net interest income | $5,668,000 | 1,973 |
| Provision for loan and lease losses | $440,000 | 957 |
| Total noninterest income | $647,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $174,000 | 2,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $473,000 | 2,457 |
| Total noninterest expense | $4,275,000 | 2,184 |
| Salaries and employee benefits | $2,662,000 | 1,994 |
| Premises and equipment expense | $435,000 | 2,365 |
| Additional noninterest expense | $1,178,000 | 2,441 |
| Pre-tax net operating income | $1,600,000 | 2,289 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $555,000 | 1,562 |
| Income before extraordinary items | $1,045,000 | 2,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,045,000 | 2,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,045,000 | 2,721 |
| Net charge-offs | $228,000 | 1,032 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,045,000 | 2,654 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 2,058 |
| Total interest expense | $315,000 | 2,060 |
| Net interest income | $2,726,000 | 2,043 |
| Provision for loan and lease losses | $180,000 | 1,034 |
| Total noninterest income | $251,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $86,000 | 2,674 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $165,000 | 2,865 |
| Total noninterest expense | $2,053,000 | 2,259 |
| Salaries and employee benefits | $1,280,000 | 2,061 |
| Premises and equipment expense | $220,000 | 2,369 |
| Additional noninterest expense | $553,000 | 2,562 |
| Pre-tax net operating income | $744,000 | 2,379 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $256,000 | 1,629 |
| Income before extraordinary items | $488,000 | 2,790 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $488,000 | 2,789 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $488,000 | 2,790 |
| Net charge-offs | $121,000 | 911 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $488,000 | 2,741 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,837,000 | 2,213 |
| Total interest expense | $865,000 | 2,674 |
| Net interest income | $9,972,000 | 2,144 |
| Provision for loan and lease losses | $700,000 | 1,059 |
| Total noninterest income | $1,005,000 | 3,063 |
| Gross Fiduciary activities income | $9,000 | 1,049 |
| Service charges on deposit accounts | $344,000 | 2,785 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $652,000 | 2,925 |
| Total noninterest expense | $7,787,000 | 2,355 |
| Salaries and employee benefits | $4,814,000 | 2,119 |
| Premises and equipment expense | $892,000 | 2,364 |
| Additional noninterest expense | $2,081,000 | 2,724 |
| Pre-tax net operating income | $2,490,000 | 2,640 |
| Securities gains (losses) | $-29,000 | 5,970 |
| Applicable income taxes | $860,000 | 1,733 |
| Income before extraordinary items | $1,601,000 | 3,113 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,601,000 | 3,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,601,000 | 3,115 |
| Net charge-offs | $246,000 | 1,794 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,619,850 | 3,052 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 2,308 |
| Total interest expense | $619,000 | 2,801 |
| Net interest income | $7,208,000 | 2,242 |
| Provision for loan and lease losses | $520,000 | 1,011 |
| Total noninterest income | $776,000 | 3,021 |
| Gross Fiduciary activities income | $9,000 | 1,010 |
| Service charges on deposit accounts | $245,000 | 2,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $522,000 | 2,862 |
| Total noninterest expense | $5,746,000 | 2,380 |
| Salaries and employee benefits | $3,576,000 | 2,143 |
| Premises and equipment expense | $665,000 | 2,402 |
| Additional noninterest expense | $1,505,000 | 2,780 |
| Pre-tax net operating income | $1,718,000 | 2,848 |
| Securities gains (losses) | $-29,000 | 6,096 |
| Applicable income taxes | $602,000 | 1,839 |
| Income before extraordinary items | $1,087,000 | 3,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,087,000 | 3,354 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,087,000 | 3,355 |
| Net charge-offs | $242,000 | 1,379 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,105,560 | 3,265 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 2,361 |
| Total interest expense | $397,000 | 2,887 |
| Net interest income | $4,671,000 | 2,303 |
| Provision for loan and lease losses | $340,000 | 1,014 |
| Total noninterest income | $460,000 | 3,234 |
| Gross Fiduciary activities income | $9,000 | 987 |
| Service charges on deposit accounts | $157,000 | 2,938 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $294,000 | 3,085 |
| Total noninterest expense | $3,799,000 | 2,410 |
| Salaries and employee benefits | $2,389,000 | 2,155 |
| Premises and equipment expense | $433,000 | 2,443 |
| Additional noninterest expense | $977,000 | 2,856 |
| Pre-tax net operating income | $992,000 | 3,084 |
| Securities gains (losses) | $-29,000 | 6,209 |
| Applicable income taxes | $322,000 | 2,062 |
| Income before extraordinary items | $641,000 | 3,555 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $641,000 | 3,555 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $641,000 | 3,556 |
| Net charge-offs | $173,000 | 1,286 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $660,430 | 3,449 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 2,377 |
| Total interest expense | $200,000 | 2,896 |
| Net interest income | $2,306,000 | 2,312 |
| Provision for loan and lease losses | $180,000 | 957 |
| Total noninterest income | $278,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $81,000 | 2,849 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $197,000 | 2,658 |
| Total noninterest expense | $1,900,000 | 2,419 |
| Salaries and employee benefits | $1,180,000 | 2,183 |
| Premises and equipment expense | $210,000 | 2,554 |
| Additional noninterest expense | $510,000 | 2,743 |
| Pre-tax net operating income | $504,000 | 3,004 |
| Securities gains (losses) | $-29,000 | 6,327 |
| Applicable income taxes | $163,000 | 2,021 |
| Income before extraordinary items | $312,000 | 3,577 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $312,000 | 3,580 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $312,000 | 3,580 |
| Net charge-offs | $99,000 | 1,124 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $331,140 | 3,389 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 2,480 |
| Total interest expense | $916,000 | 2,749 |
| Net interest income | $8,734,000 | 2,428 |
| Provision for loan and lease losses | $720,000 | 1,103 |
| Total noninterest income | $1,004,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $310,000 | 3,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $694,000 | 2,833 |
| Total noninterest expense | $7,183,000 | 2,567 |
| Salaries and employee benefits | $4,295,000 | 2,338 |
| Premises and equipment expense | $813,000 | 2,636 |
| Additional noninterest expense | $2,075,000 | 2,801 |
| Pre-tax net operating income | $1,835,000 | 3,133 |
| Securities gains (losses) | $-8,000 | 6,006 |
| Applicable income taxes | $618,000 | 2,014 |
| Income before extraordinary items | $1,209,000 | 3,613 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,209,000 | 3,614 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,209,000 | 3,615 |
| Net charge-offs | $735,000 | 1,126 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,214,280 | 3,547 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 2,556 |
| Total interest expense | $700,000 | 2,748 |
| Net interest income | $6,369,000 | 2,502 |
| Provision for loan and lease losses | $540,000 | 1,074 |
| Total noninterest income | $788,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $226,000 | 3,228 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $562,000 | 2,732 |
| Total noninterest expense | $5,314,000 | 2,587 |
| Salaries and employee benefits | $3,137,000 | 2,384 |
| Premises and equipment expense | $611,000 | 2,663 |
| Additional noninterest expense | $1,566,000 | 2,782 |
| Pre-tax net operating income | $1,303,000 | 3,281 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $435,000 | 2,098 |
| Income before extraordinary items | $868,000 | 3,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $868,000 | 3,767 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $868,000 | 3,768 |
| Net charge-offs | $599,000 | 1,008 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $868,000 | 3,707 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 2,609 |
| Total interest expense | $484,000 | 2,698 |
| Net interest income | $4,110,000 | 2,574 |
| Provision for loan and lease losses | $360,000 | 1,088 |
| Total noninterest income | $479,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $146,000 | 3,274 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $333,000 | 2,889 |
| Total noninterest expense | $3,470,000 | 2,631 |
| Salaries and employee benefits | $2,052,000 | 2,443 |
| Premises and equipment expense | $386,000 | 2,781 |
| Additional noninterest expense | $1,032,000 | 2,811 |
| Pre-tax net operating income | $759,000 | 3,482 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $240,000 | 2,239 |
| Income before extraordinary items | $519,000 | 3,881 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $519,000 | 3,887 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $519,000 | 3,887 |
| Net charge-offs | $264,000 | 1,357 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $519,000 | 3,831 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 2,641 |
| Total interest expense | $269,000 | 2,543 |
| Net interest income | $1,996,000 | 2,632 |
| Provision for loan and lease losses | $180,000 | 1,066 |
| Total noninterest income | $173,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $87,000 | 3,774 |
| Total noninterest expense | $1,702,000 | 2,685 |
| Salaries and employee benefits | $997,000 | 2,517 |
| Premises and equipment expense | $188,000 | 2,873 |
| Additional noninterest expense | $517,000 | 2,815 |
| Pre-tax net operating income | $287,000 | 3,887 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $87,000 | 2,474 |
| Income before extraordinary items | $200,000 | 4,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $200,000 | 4,260 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $200,000 | 4,261 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $200,000 | 4,206 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,929,000 | 2,684 |
| Total interest expense | $1,153,000 | 2,645 |
| Net interest income | $7,776,000 | 2,670 |
| Provision for loan and lease losses | $720,000 | 1,449 |
| Total noninterest income | $809,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $330,000 | 3,180 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $479,000 | 3,418 |
| Total noninterest expense | $6,359,000 | 2,855 |
| Salaries and employee benefits | $3,592,000 | 2,736 |
| Premises and equipment expense | $720,000 | 2,914 |
| Additional noninterest expense | $2,047,000 | 2,920 |
| Pre-tax net operating income | $1,506,000 | 3,391 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $423,000 | 2,321 |
| Income before extraordinary items | $1,082,000 | 3,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,082,000 | 3,747 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,082,000 | 3,747 |
| Net charge-offs | $476,000 | 2,066 |
| Cash dividends | $55,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,082,720 | 3,700 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,722 |
| Total interest expense | $880,000 | 2,687 |
| Net interest income | $5,771,000 | 2,706 |
| Provision for loan and lease losses | $540,000 | 1,440 |
| Total noninterest income | $572,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $243,000 | 3,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $329,000 | 3,609 |
| Total noninterest expense | $4,676,000 | 2,917 |
| Salaries and employee benefits | $2,672,000 | 2,763 |
| Premises and equipment expense | $552,000 | 2,900 |
| Additional noninterest expense | $1,452,000 | 3,050 |
| Pre-tax net operating income | $1,127,000 | 3,475 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $343,000 | 2,300 |
| Income before extraordinary items | $784,000 | 3,862 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $784,000 | 3,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $784,000 | 3,865 |
| Net charge-offs | $482,000 | 1,627 |
| Cash dividends | $40,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $784,000 | 3,790 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 2,748 |
| Total interest expense | $591,000 | 2,732 |
| Net interest income | $3,787,000 | 2,734 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $350,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $157,000 | 3,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,844 |
| Total noninterest expense | $3,074,000 | 2,939 |
| Salaries and employee benefits | $1,774,000 | 2,784 |
| Premises and equipment expense | $356,000 | 2,954 |
| Additional noninterest expense | $944,000 | 3,094 |
| Pre-tax net operating income | $703,000 | 3,575 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $218,000 | 2,347 |
| Income before extraordinary items | $485,000 | 3,994 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $485,000 | 3,996 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $485,000 | 3,997 |
| Net charge-offs | $89,000 | 2,864 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $485,000 | 3,897 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 2,782 |
| Total interest expense | $298,000 | 2,791 |
| Net interest income | $1,876,000 | 2,764 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $181,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,670 |
| Total noninterest expense | $1,482,000 | 3,036 |
| Salaries and employee benefits | $834,000 | 2,944 |
| Premises and equipment expense | $179,000 | 2,971 |
| Additional noninterest expense | $469,000 | 3,127 |
| Pre-tax net operating income | $395,000 | 3,320 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $141,000 | 2,047 |
| Income before extraordinary items | $254,000 | 3,863 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $254,000 | 3,862 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $254,000 | 3,865 |
| Net charge-offs | $-19,000 | 6,425 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $254,000 | 3,759 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 3,034 |
| Total interest expense | $1,304,000 | 3,022 |
| Net interest income | $6,924,000 | 3,001 |
| Provision for loan and lease losses | $780,000 | 2,109 |
| Total noninterest income | $788,000 | 3,668 |
| Gross Fiduciary activities income | $29,000 | 1,030 |
| Service charges on deposit accounts | $311,000 | 3,422 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $448,000 | 3,489 |
| Total noninterest expense | $6,088,000 | 2,995 |
| Salaries and employee benefits | $3,157,000 | 3,018 |
| Premises and equipment expense | $772,000 | 2,819 |
| Additional noninterest expense | $2,159,000 | 2,913 |
| Pre-tax net operating income | $844,000 | 4,263 |
| Securities gains (losses) | $54,000 | 2,682 |
| Applicable income taxes | $21,000 | 4,198 |
| Income before extraordinary items | $877,000 | 4,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $877,000 | 4,136 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $877,000 | 4,138 |
| Net charge-offs | $323,000 | 3,214 |
| Cash dividends | $25,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $824,080 | 4,057 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 3,134 |
| Total interest expense | $988,000 | 3,105 |
| Net interest income | $5,092,000 | 3,111 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $529,000 | 3,907 |
| Gross Fiduciary activities income | $29,000 | 988 |
| Service charges on deposit accounts | $229,000 | 3,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $271,000 | 3,826 |
| Total noninterest expense | $4,465,000 | 3,067 |
| Salaries and employee benefits | $2,380,000 | 3,027 |
| Premises and equipment expense | $568,000 | 2,886 |
| Additional noninterest expense | $1,517,000 | 3,082 |
| Pre-tax net operating income | $556,000 | 4,573 |
| Securities gains (losses) | $54,000 | 2,397 |
| Applicable income taxes | $208,000 | 2,791 |
| Income before extraordinary items | $402,000 | 4,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $402,000 | 4,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $402,000 | 4,979 |
| Net charge-offs | $277,000 | 2,927 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $366,360 | 4,913 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 3,162 |
| Total interest expense | $675,000 | 3,131 |
| Net interest income | $3,373,000 | 3,137 |
| Provision for loan and lease losses | $420,000 | 2,011 |
| Total noninterest income | $337,000 | 3,973 |
| Gross Fiduciary activities income | $25,000 | 967 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $161,000 | 3,965 |
| Total noninterest expense | $3,034,000 | 3,031 |
| Salaries and employee benefits | $1,557,000 | 3,085 |
| Premises and equipment expense | $365,000 | 2,975 |
| Additional noninterest expense | $1,112,000 | 2,865 |
| Pre-tax net operating income | $256,000 | 5,024 |
| Securities gains (losses) | $54,000 | 2,009 |
| Applicable income taxes | $102,000 | 3,035 |
| Income before extraordinary items | $208,000 | 5,296 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $208,000 | 5,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $208,000 | 5,295 |
| Net charge-offs | $286,000 | 2,373 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $171,820 | 5,326 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,157 |
| Total interest expense | $351,000 | 3,141 |
| Net interest income | $1,689,000 | 3,144 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $169,000 | 3,986 |
| Gross Fiduciary activities income | $15,000 | 947 |
| Service charges on deposit accounts | $76,000 | 3,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,052 |
| Total noninterest expense | $1,404,000 | 3,214 |
| Salaries and employee benefits | $773,000 | 3,106 |
| Premises and equipment expense | $180,000 | 3,032 |
| Additional noninterest expense | $451,000 | 3,344 |
| Pre-tax net operating income | $214,000 | 4,416 |
| Securities gains (losses) | $54,000 | 1,188 |
| Applicable income taxes | $93,000 | 2,513 |
| Income before extraordinary items | $175,000 | 4,593 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $175,000 | 4,596 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $175,000 | 4,596 |
| Net charge-offs | $218,000 | 1,762 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $139,900 | 4,810 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 3,411 |
| Total interest expense | $1,382,000 | 3,640 |
| Net interest income | $6,371,000 | 3,308 |
| Provision for loan and lease losses | $1,210,000 | 2,142 |
| Total noninterest income | $1,237,000 | 2,748 |
| Gross Fiduciary activities income | $55,000 | 909 |
| Service charges on deposit accounts | $332,000 | 3,401 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $850,000 | 2,356 |
| Total noninterest expense | $5,095,000 | 3,484 |
| Salaries and employee benefits | $2,692,000 | 3,367 |
| Premises and equipment expense | $728,000 | 3,101 |
| Additional noninterest expense | $1,675,000 | 3,585 |
| Pre-tax net operating income | $1,303,000 | 3,261 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $465,000 | 2,101 |
| Income before extraordinary items | $848,000 | 3,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $848,000 | 3,858 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $848,000 | 3,857 |
| Net charge-offs | $1,020,000 | 2,335 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $841,500 | 3,742 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 3,498 |
| Total interest expense | $1,026,000 | 3,766 |
| Net interest income | $4,692,000 | 3,370 |
| Provision for loan and lease losses | $1,030,000 | 1,922 |
| Total noninterest income | $1,063,000 | 2,529 |
| Gross Fiduciary activities income | $44,000 | 893 |
| Service charges on deposit accounts | $251,000 | 3,389 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $768,000 | 2,101 |
| Total noninterest expense | $3,746,000 | 3,549 |
| Salaries and employee benefits | $1,963,000 | 3,450 |
| Premises and equipment expense | $547,000 | 3,139 |
| Additional noninterest expense | $1,236,000 | 3,611 |
| Pre-tax net operating income | $979,000 | 3,348 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $350,000 | 2,087 |
| Income before extraordinary items | $639,000 | 3,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 3,917 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $639,000 | 3,917 |
| Net charge-offs | $846,000 | 2,080 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $632,500 | 3,822 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,610 |
| Total interest expense | $686,000 | 3,866 |
| Net interest income | $3,008,000 | 3,470 |
| Provision for loan and lease losses | $850,000 | 1,656 |
| Total noninterest income | $907,000 | 2,137 |
| Gross Fiduciary activities income | $32,000 | 895 |
| Service charges on deposit accounts | $164,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $711,000 | 1,703 |
| Total noninterest expense | $2,485,000 | 3,590 |
| Salaries and employee benefits | $1,297,000 | 3,489 |
| Premises and equipment expense | $358,000 | 3,203 |
| Additional noninterest expense | $830,000 | 3,648 |
| Pre-tax net operating income | $580,000 | 3,530 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $203,000 | 2,216 |
| Income before extraordinary items | $386,000 | 4,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 4,047 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $386,000 | 4,049 |
| Net charge-offs | $849,000 | 1,611 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $380,060 | 3,978 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,631 |
| Total interest expense | $354,000 | 3,883 |
| Net interest income | $1,486,000 | 3,490 |
| Provision for loan and lease losses | $670,000 | 1,180 |
| Total noninterest income | $735,000 | 1,511 |
| Gross Fiduciary activities income | $15,000 | 912 |
| Service charges on deposit accounts | $83,000 | 3,354 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $637,000 | 1,132 |
| Total noninterest expense | $1,256,000 | 3,568 |
| Salaries and employee benefits | $642,000 | 3,538 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $428,000 | 3,565 |
| Pre-tax net operating income | $295,000 | 3,560 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $107,000 | 2,106 |
| Income before extraordinary items | $198,000 | 4,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $198,000 | 4,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $198,000 | 4,005 |
| Net charge-offs | $597,000 | 1,195 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $191,500 | 4,006 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 3,811 |
| Total interest expense | $1,820,000 | 3,795 |
| Net interest income | $5,463,000 | 3,723 |
| Provision for loan and lease losses | $738,000 | 3,520 |
| Total noninterest income | $822,000 | 3,594 |
| Gross Fiduciary activities income | $50,000 | 963 |
| Service charges on deposit accounts | $471,000 | 2,751 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $301,000 | 3,946 |
| Total noninterest expense | $5,119,000 | 3,549 |
| Salaries and employee benefits | $2,599,000 | 3,486 |
| Premises and equipment expense | $931,000 | 2,630 |
| Additional noninterest expense | $1,589,000 | 3,850 |
| Pre-tax net operating income | $428,000 | 4,547 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $132,000 | 3,022 |
| Income before extraordinary items | $299,000 | 4,943 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $299,000 | 4,946 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $299,000 | 4,946 |
| Net charge-offs | $690,000 | 3,192 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $296,930 | 4,813 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 3,929 |
| Total interest expense | $1,430,000 | 3,827 |
| Net interest income | $3,938,000 | 3,880 |
| Provision for loan and lease losses | $533,000 | 3,445 |
| Total noninterest income | $613,000 | 3,647 |
| Gross Fiduciary activities income | $37,000 | 952 |
| Service charges on deposit accounts | $349,000 | 2,833 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $227,000 | 3,974 |
| Total noninterest expense | $3,756,000 | 3,613 |
| Salaries and employee benefits | $1,921,000 | 3,556 |
| Premises and equipment expense | $691,000 | 2,687 |
| Additional noninterest expense | $1,144,000 | 3,940 |
| Pre-tax net operating income | $262,000 | 5,003 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $77,000 | 3,289 |
| Income before extraordinary items | $188,000 | 5,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $188,000 | 5,348 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $188,000 | 5,349 |
| Net charge-offs | $506,000 | 3,066 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $185,870 | 5,206 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,974 |
| Total interest expense | $998,000 | 3,817 |
| Net interest income | $2,557,000 | 3,950 |
| Provision for loan and lease losses | $360,000 | 3,339 |
| Total noninterest income | $415,000 | 3,568 |
| Gross Fiduciary activities income | $28,000 | 949 |
| Service charges on deposit accounts | $228,000 | 2,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $159,000 | 3,885 |
| Total noninterest expense | $2,417,000 | 3,723 |
| Salaries and employee benefits | $1,260,000 | 3,616 |
| Premises and equipment expense | $455,000 | 2,726 |
| Additional noninterest expense | $702,000 | 4,153 |
| Pre-tax net operating income | $195,000 | 4,964 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $58,000 | 3,188 |
| Income before extraordinary items | $137,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $137,000 | 5,299 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $137,000 | 5,298 |
| Net charge-offs | $325,000 | 2,954 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 5,153 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 4,056 |
| Total interest expense | $507,000 | 3,889 |
| Net interest income | $1,258,000 | 4,027 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $197,000 | 3,674 |
| Gross Fiduciary activities income | $15,000 | 945 |
| Service charges on deposit accounts | $111,000 | 2,947 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $1,187,000 | 3,790 |
| Salaries and employee benefits | $618,000 | 3,733 |
| Premises and equipment expense | $234,000 | 2,730 |
| Additional noninterest expense | $335,000 | 4,291 |
| Pre-tax net operating income | $88,000 | 5,192 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $63,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 5,496 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $63,000 | 5,495 |
| Net charge-offs | $175,000 | 2,578 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $63,000 | 5,394 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 4,149 |
| Total interest expense | $2,088,000 | 4,325 |
| Net interest income | $4,984,000 | 3,964 |
| Provision for loan and lease losses | $1,388,000 | 3,007 |
| Total noninterest income | $852,000 | 3,636 |
| Gross Fiduciary activities income | $50,000 | 966 |
| Service charges on deposit accounts | $443,000 | 3,129 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $359,000 | 3,704 |
| Total noninterest expense | $4,820,000 | 3,806 |
| Salaries and employee benefits | $2,516,000 | 3,664 |
| Premises and equipment expense | $921,000 | 2,760 |
| Additional noninterest expense | $1,383,000 | 4,309 |
| Pre-tax net operating income | $-372,000 | 5,886 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $-258,000 | 5,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-258,000 | 5,879 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-258,000 | 5,879 |
| Net charge-offs | $1,564,000 | 2,326 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-258,000 | 5,885 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 4,245 |
| Total interest expense | $1,587,000 | 4,424 |
| Net interest income | $3,623,000 | 4,040 |
| Provision for loan and lease losses | $1,123,000 | 2,614 |
| Total noninterest income | $547,000 | 4,040 |
| Gross Fiduciary activities income | $39,000 | 946 |
| Service charges on deposit accounts | $324,000 | 3,193 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $184,000 | 4,423 |
| Total noninterest expense | $3,548,000 | 3,860 |
| Salaries and employee benefits | $1,897,000 | 3,696 |
| Premises and equipment expense | $689,000 | 2,804 |
| Additional noninterest expense | $962,000 | 4,513 |
| Pre-tax net operating income | $-501,000 | 6,337 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-224,000 | 7,125 |
| Income before extraordinary items | $-277,000 | 6,209 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-277,000 | 6,210 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-277,000 | 6,209 |
| Net charge-offs | $1,500,000 | 1,770 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-277,000 | 6,194 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,285 |
| Total interest expense | $1,092,000 | 4,476 |
| Net interest income | $2,384,000 | 4,058 |
| Provision for loan and lease losses | $993,000 | 2,077 |
| Total noninterest income | $366,000 | 4,005 |
| Gross Fiduciary activities income | $27,000 | 955 |
| Service charges on deposit accounts | $211,000 | 3,216 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $128,000 | 4,389 |
| Total noninterest expense | $2,383,000 | 3,875 |
| Salaries and employee benefits | $1,303,000 | 3,652 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $627,000 | 4,598 |
| Pre-tax net operating income | $-626,000 | 6,747 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-264,000 | 7,382 |
| Income before extraordinary items | $-362,000 | 6,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-362,000 | 6,609 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-362,000 | 6,609 |
| Net charge-offs | $1,245,000 | 1,483 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-362,000 | 6,594 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 4,368 |
| Total interest expense | $567,000 | 4,486 |
| Net interest income | $1,142,000 | 4,161 |
| Provision for loan and lease losses | $843,000 | 1,307 |
| Total noninterest income | $191,000 | 3,902 |
| Gross Fiduciary activities income | $16,000 | 940 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $75,000 | 4,125 |
| Total noninterest expense | $1,164,000 | 3,859 |
| Salaries and employee benefits | $640,000 | 3,735 |
| Premises and equipment expense | $252,000 | 2,661 |
| Additional noninterest expense | $272,000 | 4,706 |
| Pre-tax net operating income | $-674,000 | 7,466 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-275,000 | 7,777 |
| Income before extraordinary items | $-399,000 | 7,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-399,000 | 7,344 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-399,000 | 7,344 |
| Net charge-offs | $1,176,000 | 869 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-399,000 | 7,304 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 5,219 |
| Total interest expense | $1,832,000 | 5,521 |
| Net interest income | $3,619,000 | 4,878 |
| Provision for loan and lease losses | $727,000 | 3,188 |
| Total noninterest income | $472,000 | 4,968 |
| Gross Fiduciary activities income | $51,000 | 971 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $172,000 | 5,091 |
| Total noninterest expense | $3,861,000 | 4,353 |
| Salaries and employee benefits | $2,180,000 | 4,170 |
| Premises and equipment expense | $721,000 | 3,435 |
| Additional noninterest expense | $960,000 | 4,944 |
| Pre-tax net operating income | $-497,000 | 6,762 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-295,000 | 7,322 |
| Income before extraordinary items | $-202,000 | 6,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-202,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-202,000 | 6,629 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 5,667 |
| Total interest expense | $1,203,000 | 5,963 |
| Net interest income | $2,375,000 | 5,303 |
| Provision for loan and lease losses | $123,000 | 4,912 |
| Total noninterest income | $311,000 | 5,315 |
| Gross Fiduciary activities income | $36,000 | 980 |
| Service charges on deposit accounts | $166,000 | 4,628 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $2,401,000 | 4,890 |
| Salaries and employee benefits | $1,360,000 | 4,778 |
| Premises and equipment expense | $477,000 | 3,765 |
| Additional noninterest expense | $564,000 | 5,589 |
| Pre-tax net operating income | $162,000 | 6,188 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-3,000 | 7,260 |
| Income before extraordinary items | $165,000 | 5,863 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $165,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $165,000 | 6,040 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,396 |
| Total interest expense | $588,000 | 6,723 |
| Net interest income | $1,205,000 | 6,059 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $148,000 | 6,000 |
| Gross Fiduciary activities income | $17,000 | 1,036 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $55,000 | 6,001 |
| Total noninterest expense | $1,126,000 | 5,951 |
| Salaries and employee benefits | $650,000 | 5,815 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $268,000 | 6,472 |
| Pre-tax net operating income | $177,000 | 5,966 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $118,000 | 6,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $118,000 | 6,159 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 5,007 |
| Total interest expense | $613,000 | 5,217 |
| Net interest income | $966,000 | 4,740 |
| Provision for loan and lease losses | $212,000 | 1,758 |
| Total noninterest income | $332,000 | 2,930 |
| Gross Fiduciary activities income | $21,000 | 943 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $239,000 | 2,293 |
| Total noninterest expense | $1,021,000 | 4,173 |
| Salaries and employee benefits | $571,000 | 4,123 |
| Premises and equipment expense | $196,000 | 3,298 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $65,000 | 6,418 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $48,000 | 6,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 5,332 |
| Total interest expense | $2,673,000 | 5,085 |
| Net interest income | $3,132,000 | 5,386 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $717,000 | 4,241 |
| Gross Fiduciary activities income | $69,000 | 964 |
| Service charges on deposit accounts | $342,000 | 3,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $306,000 | 4,207 |
| Total noninterest expense | $3,849,000 | 4,237 |
| Salaries and employee benefits | $2,073,000 | 4,283 |
| Premises and equipment expense | $732,000 | 3,326 |
| Additional noninterest expense | $1,044,000 | 4,520 |
| Pre-tax net operating income | $-120,000 | 7,574 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-77,000 | 7,985 |
| Income before extraordinary items | $-43,000 | 7,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-43,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $65,000 | 5,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-43,000 | 7,546 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 5,379 |
| Total interest expense | $2,010,000 | 5,104 |
| Net interest income | $2,289,000 | 5,490 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $562,000 | 4,148 |
| Gross Fiduciary activities income | $54,000 | 957 |
| Service charges on deposit accounts | $255,000 | 3,837 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,075 |
| Total noninterest expense | $2,703,000 | 4,412 |
| Salaries and employee benefits | $1,410,000 | 4,567 |
| Premises and equipment expense | $531,000 | 3,388 |
| Additional noninterest expense | $762,000 | 4,540 |
| Pre-tax net operating income | $58,000 | 7,462 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $60,000 | 7,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $60,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $40,000 | 4,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $60,000 | 7,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 5,451 |
| Total interest expense | $1,352,000 | 5,084 |
| Net interest income | $1,463,000 | 5,633 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $407,000 | 4,000 |
| Gross Fiduciary activities income | $36,000 | 980 |
| Service charges on deposit accounts | $169,000 | 3,845 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $202,000 | 3,768 |
| Total noninterest expense | $1,618,000 | 4,777 |
| Salaries and employee benefits | $913,000 | 4,701 |
| Premises and equipment expense | $334,000 | 3,567 |
| Additional noninterest expense | $371,000 | 5,520 |
| Pre-tax net operating income | $192,000 | 6,685 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $56,000 | 4,670 |
| Income before extraordinary items | $136,000 | 6,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $136,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $40,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $136,000 | 6,842 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 5,351 |
| Total interest expense | $670,000 | 5,092 |
| Net interest income | $790,000 | 5,420 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $250,000 | 3,531 |
| Gross Fiduciary activities income | $19,000 | 979 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $149,000 | 3,039 |
| Total noninterest expense | $800,000 | 4,810 |
| Salaries and employee benefits | $458,000 | 4,726 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $172,000 | 5,709 |
| Pre-tax net operating income | $210,000 | 5,408 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $71,000 | 3,732 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 5,142 |
| Total interest expense | $2,547,000 | 4,768 |
| Net interest income | $3,212,000 | 5,323 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $660,000 | 4,496 |
| Gross Fiduciary activities income | $75,000 | 974 |
| Service charges on deposit accounts | $353,000 | 3,800 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $232,000 | 4,837 |
| Total noninterest expense | $3,165,000 | 4,710 |
| Salaries and employee benefits | $1,776,000 | 4,660 |
| Premises and equipment expense | $645,000 | 3,566 |
| Additional noninterest expense | $744,000 | 5,464 |
| Pre-tax net operating income | $587,000 | 6,226 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $191,000 | 4,342 |
| Income before extraordinary items | $396,000 | 6,533 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $396,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $135,000 | 5,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $396,000 | 6,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 5,242 |
| Total interest expense | $1,862,000 | 4,752 |
| Net interest income | $2,297,000 | 5,507 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $500,000 | 4,479 |
| Gross Fiduciary activities income | $48,000 | 992 |
| Service charges on deposit accounts | $268,000 | 3,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,707 |
| Total noninterest expense | $2,376,000 | 4,693 |
| Salaries and employee benefits | $1,344,000 | 4,603 |
| Premises and equipment expense | $471,000 | 3,642 |
| Additional noninterest expense | $561,000 | 5,425 |
| Pre-tax net operating income | $331,000 | 6,871 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $96,000 | 4,964 |
| Income before extraordinary items | $235,000 | 7,036 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $235,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $135,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $235,000 | 7,035 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 5,240 |
| Total interest expense | $1,187,000 | 4,750 |
| Net interest income | $1,562,000 | 5,472 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $332,000 | 4,484 |
| Gross Fiduciary activities income | $32,000 | 1,009 |
| Service charges on deposit accounts | $174,000 | 3,822 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $1,621,000 | 4,627 |
| Salaries and employee benefits | $910,000 | 4,581 |
| Premises and equipment expense | $311,000 | 3,664 |
| Additional noninterest expense | $400,000 | 5,206 |
| Pre-tax net operating income | $213,000 | 6,997 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $61,000 | 5,053 |
| Income before extraordinary items | $152,000 | 7,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $152,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $152,000 | 7,156 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,376 |
| Total interest expense | $571,000 | 4,724 |
| Net interest income | $723,000 | 5,708 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $162,000 | 4,468 |
| Gross Fiduciary activities income | $17,000 | 1,009 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $809,000 | 4,656 |
| Salaries and employee benefits | $460,000 | 4,561 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $198,000 | 5,204 |
| Pre-tax net operating income | $46,000 | 7,744 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $39,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $135,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $39,000 | 7,706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 5,027 |
| Total interest expense | $1,711,000 | 4,883 |
| Net interest income | $3,490,000 | 5,029 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $645,000 | 4,607 |
| Gross Fiduciary activities income | $72,000 | 997 |
| Service charges on deposit accounts | $347,000 | 3,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $3,407,000 | 4,386 |
| Salaries and employee benefits | $1,851,000 | 4,378 |
| Premises and equipment expense | $593,000 | 3,697 |
| Additional noninterest expense | $963,000 | 4,544 |
| Pre-tax net operating income | $538,000 | 6,620 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $170,000 | 4,867 |
| Income before extraordinary items | $368,000 | 6,900 |
| Extraordinary gains, net | $451,000 | 17 |
| Net income | $819,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,275 |
| Cash dividends | $135,000 | 5,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $368,000 | 6,878 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 4,948 |
| Total interest expense | $1,204,000 | 4,925 |
| Net interest income | $2,754,000 | 4,895 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $479,000 | 4,665 |
| Gross Fiduciary activities income | $48,000 | 996 |
| Service charges on deposit accounts | $260,000 | 3,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,942 |
| Total noninterest expense | $2,440,000 | 4,501 |
| Salaries and employee benefits | $1,298,000 | 4,582 |
| Premises and equipment expense | $433,000 | 3,749 |
| Additional noninterest expense | $709,000 | 4,591 |
| Pre-tax net operating income | $603,000 | 5,997 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $205,000 | 4,378 |
| Income before extraordinary items | $398,000 | 6,394 |
| Extraordinary gains, net | $451,000 | 11 |
| Net income | $849,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 912 |
| Cash dividends | $135,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $398,000 | 6,352 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 4,746 |
| Total interest expense | $757,000 | 4,931 |
| Net interest income | $2,019,000 | 4,586 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $330,000 | 4,536 |
| Gross Fiduciary activities income | $32,000 | 1,008 |
| Service charges on deposit accounts | $174,000 | 3,815 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $1,614,000 | 4,507 |
| Salaries and employee benefits | $871,000 | 4,532 |
| Premises and equipment expense | $280,000 | 3,815 |
| Additional noninterest expense | $463,000 | 4,630 |
| Pre-tax net operating income | $735,000 | 4,490 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $262,000 | 3,333 |
| Income before extraordinary items | $473,000 | 5,020 |
| Extraordinary gains, net | $451,000 | 8 |
| Net income | $924,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $473,000 | 4,968 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 5,349 |
| Total interest expense | $369,000 | 4,906 |
| Net interest income | $761,000 | 5,492 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $170,000 | 4,385 |
| Gross Fiduciary activities income | $13,000 | 1,030 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $799,000 | 4,562 |
| Salaries and employee benefits | $441,000 | 4,507 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $90,000 | 7,057 |
| Extraordinary gains, net | $451,000 | 8 |
| Net income | $541,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $135,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 5,184 |
| Total interest expense | $1,162,000 | 5,204 |
| Net interest income | $3,327,000 | 5,080 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $619,000 | 4,738 |
| Gross Fiduciary activities income | $55,000 | 1,042 |
| Service charges on deposit accounts | $364,000 | 3,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $200,000 | 5,111 |
| Total noninterest expense | $3,365,000 | 4,307 |
| Salaries and employee benefits | $1,748,000 | 4,430 |
| Premises and equipment expense | $607,000 | 3,499 |
| Additional noninterest expense | $1,010,000 | 4,310 |
| Pre-tax net operating income | $581,000 | 6,446 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $192,000 | 4,803 |
| Income before extraordinary items | $389,000 | 6,831 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $389,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $155,000 | 5,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $389,000 | 6,767 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 5,376 |
| Total interest expense | $817,000 | 5,390 |
| Net interest income | $2,343,000 | 5,286 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $457,000 | 4,785 |
| Gross Fiduciary activities income | $41,000 | 1,042 |
| Service charges on deposit accounts | $262,000 | 3,972 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 5,070 |
| Total noninterest expense | $2,410,000 | 4,422 |
| Salaries and employee benefits | $1,269,000 | 4,496 |
| Premises and equipment expense | $449,000 | 3,553 |
| Additional noninterest expense | $692,000 | 4,569 |
| Pre-tax net operating income | $390,000 | 6,787 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $126,000 | 5,080 |
| Income before extraordinary items | $264,000 | 7,126 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $264,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $155,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $264,000 | 7,061 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,488 |
| Total interest expense | $501,000 | 5,645 |
| Net interest income | $1,541,000 | 5,311 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $303,000 | 4,796 |
| Gross Fiduciary activities income | $28,000 | 1,048 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 5,155 |
| Total noninterest expense | $1,603,000 | 4,452 |
| Salaries and employee benefits | $858,000 | 4,479 |
| Premises and equipment expense | $286,000 | 3,686 |
| Additional noninterest expense | $459,000 | 4,614 |
| Pre-tax net operating income | $241,000 | 6,891 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $77,000 | 5,156 |
| Income before extraordinary items | $164,000 | 7,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $155,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $164,000 | 7,151 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,630 |
| Total interest expense | $236,000 | 5,862 |
| Net interest income | $748,000 | 5,418 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $156,000 | 4,677 |
| Gross Fiduciary activities income | $13,000 | 1,062 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $798,000 | 4,492 |
| Salaries and employee benefits | $428,000 | 4,494 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $106,000 | 7,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $155,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 5,934 |
| Total interest expense | $1,074,000 | 5,912 |
| Net interest income | $2,565,000 | 5,817 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $637,000 | 4,817 |
| Gross Fiduciary activities income | $42,000 | 1,106 |
| Service charges on deposit accounts | $364,000 | 3,851 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $231,000 | 4,994 |
| Total noninterest expense | $3,139,000 | 4,468 |
| Salaries and employee benefits | $1,692,000 | 4,455 |
| Premises and equipment expense | $574,000 | 3,653 |
| Additional noninterest expense | $873,000 | 4,740 |
| Pre-tax net operating income | $63,000 | 8,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-122,000 | 8,965 |
| Income before extraordinary items | $185,000 | 7,836 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $185,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $185,000 | 7,706 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 6,050 |
| Total interest expense | $828,000 | 5,968 |
| Net interest income | $1,855,000 | 5,969 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $485,000 | 4,829 |
| Gross Fiduciary activities income | $32,000 | 1,095 |
| Service charges on deposit accounts | $273,000 | 3,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 4,992 |
| Total noninterest expense | $2,250,000 | 4,587 |
| Salaries and employee benefits | $1,228,000 | 4,545 |
| Premises and equipment expense | $423,000 | 3,685 |
| Additional noninterest expense | $599,000 | 4,999 |
| Pre-tax net operating income | $90,000 | 8,283 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-103,000 | 9,068 |
| Income before extraordinary items | $193,000 | 7,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $193,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,204 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $193,000 | 7,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 6,065 |
| Total interest expense | $565,000 | 6,014 |
| Net interest income | $1,237,000 | 5,976 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $21,000 | 1,106 |
| Service charges on deposit accounts | $180,000 | 3,860 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $139,000 | 4,696 |
| Total noninterest expense | $1,494,000 | 4,607 |
| Salaries and employee benefits | $815,000 | 4,551 |
| Premises and equipment expense | $277,000 | 3,722 |
| Additional noninterest expense | $402,000 | 4,990 |
| Pre-tax net operating income | $83,000 | 8,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $71,000 | 8,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $71,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,669 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $71,000 | 8,073 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 6,126 |
| Total interest expense | $287,000 | 6,077 |
| Net interest income | $606,000 | 6,032 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $10,000 | 1,125 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $742,000 | 4,606 |
| Salaries and employee benefits | $404,000 | 4,582 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $201,000 | 4,949 |
| Pre-tax net operating income | $31,000 | 8,305 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 5,847 |
| Total interest expense | $1,323,000 | 6,113 |
| Net interest income | $2,753,000 | 5,590 |
| Provision for loan and lease losses | $-120,000 | 9,273 |
| Total noninterest income | $733,000 | 4,208 |
| Gross Fiduciary activities income | $69,000 | 1,056 |
| Service charges on deposit accounts | $386,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,420 |
| Total noninterest expense | $3,117,000 | 4,333 |
| Salaries and employee benefits | $1,672,000 | 4,318 |
| Premises and equipment expense | $593,000 | 3,445 |
| Additional noninterest expense | $852,000 | 4,715 |
| Pre-tax net operating income | $489,000 | 6,806 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $144,000 | 5,569 |
| Income before extraordinary items | $345,000 | 7,100 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $345,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,116 |
| Cash dividends | $270,000 | 4,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $345,000 | 6,988 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 5,511 |
| Total interest expense | $2,284,000 | 5,693 |
| Net interest income | $2,873,000 | 5,237 |
| Provision for loan and lease losses | $-6,000 | 9,434 |
| Total noninterest income | $635,000 | 4,442 |
| Gross Fiduciary activities income | $72,000 | 1,069 |
| Service charges on deposit accounts | $373,000 | 3,588 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $190,000 | 5,045 |
| Total noninterest expense | $3,143,000 | 4,185 |
| Salaries and employee benefits | $1,498,000 | 4,518 |
| Premises and equipment expense | $650,000 | 3,137 |
| Additional noninterest expense | $995,000 | 4,078 |
| Pre-tax net operating income | $371,000 | 7,105 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $116,000 | 5,821 |
| Income before extraordinary items | $255,000 | 7,403 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $255,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $255,000 | 7,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 4,714 |
| Total interest expense | $3,232,000 | 4,660 |
| Net interest income | $3,527,000 | 4,585 |
| Provision for loan and lease losses | $2,265,000 | 561 |
| Total noninterest income | $711,000 | 3,953 |
| Gross Fiduciary activities income | $66,000 | 1,006 |
| Service charges on deposit accounts | $525,000 | 2,581 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $3,483,000 | 3,715 |
| Salaries and employee benefits | $1,784,000 | 3,810 |
| Premises and equipment expense | $658,000 | 3,038 |
| Additional noninterest expense | $1,041,000 | 3,872 |
| Pre-tax net operating income | $-1,510,000 | 9,791 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $-607,000 | 9,806 |
| Income before extraordinary items | $-927,000 | 9,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-927,000 | 9,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,681,000 | 403 |
| Cash dividends | $22,000 | 6,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-911,640 | 9,708 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 4,195 |
| Total interest expense | $3,768,000 | 3,775 |
| Net interest income | $3,628,000 | 4,530 |
| Provision for loan and lease losses | $3,110,000 | 404 |
| Total noninterest income | $559,000 | 4,636 |
| Gross Fiduciary activities income | $74,000 | 1,038 |
| Service charges on deposit accounts | $431,000 | 3,015 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $3,778,000 | 3,485 |
| Salaries and employee benefits | $1,932,000 | 3,552 |
| Premises and equipment expense | $742,000 | 2,732 |
| Additional noninterest expense | $1,104,000 | 3,700 |
| Pre-tax net operating income | $-2,701,000 | 10,173 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,119,000 | 10,175 |
| Income before extraordinary items | $-1,582,000 | 10,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,582,000 | 10,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,062,000 | 358 |
| Cash dividends | $323,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,582,000 | 10,132 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 3,679 |
| Total interest expense | $4,037,000 | 3,654 |
| Net interest income | $4,566,000 | 3,684 |
| Provision for loan and lease losses | $700,000 | 1,308 |
| Total noninterest income | $381,000 | 5,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $3,271,000 | 3,823 |
| Salaries and employee benefits | $1,685,000 | 3,867 |
| Premises and equipment expense | $489,000 | 3,771 |
| Additional noninterest expense | $1,097,000 | 3,632 |
| Pre-tax net operating income | $976,000 | 5,492 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $234,000 | 5,789 |
| Income before extraordinary items | $749,000 | 5,400 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $749,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,214 |
| Cash dividends | $256,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $743,680 | 5,315 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 4,197 |
| Total interest expense | $3,336,000 | 4,297 |
| Net interest income | $4,222,000 | 4,045 |
| Provision for loan and lease losses | $560,000 | 1,630 |
| Total noninterest income | $429,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,011 |
| Total noninterest expense | $2,941,000 | 4,166 |
| Salaries and employee benefits | $1,596,000 | 4,025 |
| Premises and equipment expense | $466,000 | 3,932 |
| Additional noninterest expense | $879,000 | 4,397 |
| Pre-tax net operating income | $1,150,000 | 5,382 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $416,000 | 4,760 |
| Income before extraordinary items | $734,000 | 5,749 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $734,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,042 |
| Cash dividends | $285,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $734,000 | 5,705 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 5,015 |
| Total interest expense | $2,833,000 | 5,020 |
| Net interest income | $3,450,000 | 4,878 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $321,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $2,671,000 | 4,750 |
| Salaries and employee benefits | $1,406,000 | 4,572 |
| Premises and equipment expense | $479,000 | 3,907 |
| Additional noninterest expense | $786,000 | 5,276 |
| Pre-tax net operating income | $920,000 | 6,021 |
| Securities gains (losses) | $41,000 | 1,473 |
| Applicable income taxes | $300,000 | 5,830 |
| Income before extraordinary items | $661,000 | 5,939 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $661,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,655 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $632,710 | 6,025 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 6,281 |
| Total interest expense | $2,069,000 | 6,324 |
| Net interest income | $2,590,000 | 6,146 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,773 |
| Total noninterest expense | $2,156,000 | 5,656 |
| Salaries and employee benefits | $1,106,000 | 5,575 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $708,000 | 5,788 |
| Pre-tax net operating income | $691,000 | 7,367 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $185,000 | 7,690 |
| Income before extraordinary items | $505,000 | 7,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $505,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $505,730 | 7,181 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 6,746 |
| Total interest expense | $1,580,000 | 6,648 |
| Net interest income | $2,382,000 | 6,694 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,946,000 | 6,350 |
| Salaries and employee benefits | $985,000 | 6,160 |
| Premises and equipment expense | $248,000 | 6,554 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $562,000 | 8,235 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $441,000 | 7,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $441,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,502 |
| Cash dividends | $470,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $437,100 | 7,886 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 6,777 |
| Total interest expense | $1,454,000 | 7,365 |
| Net interest income | $2,630,000 | 6,292 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,975,000 | 6,407 |
| Salaries and employee benefits | $980,000 | 6,242 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $652,000 | 6,923 |
| Pre-tax net operating income | $716,000 | 7,276 |
| Securities gains (losses) | $111,000 | 2,352 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $616,000 | 6,663 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $616,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $1,020,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,860 | 7,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 7,090 |
| Total interest expense | $1,920,000 | 7,302 |
| Net interest income | $2,421,000 | 6,743 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $217,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,844,000 | 6,807 |
| Salaries and employee benefits | $924,000 | 6,486 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $732,000 | 6,533 |
| Pre-tax net operating income | $721,000 | 6,990 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $537,000 | 7,020 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $537,000 | 7,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 3,704 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $537,000 | 6,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.