Home > Regent Bank > Income and Expense
Regent Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,472,000 | 1,699 |
| Total interest expense | $603,000 | 2,125 |
| Net interest income | $6,869,000 | 1,630 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,276,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $331,000 | 1,674 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $945,000 | 1,621 |
| Total noninterest expense | $7,891,000 | 1,277 |
| Salaries and employee benefits | $5,006,000 | 1,150 |
| Premises and equipment expense | $718,000 | 1,590 |
| Additional noninterest expense | $2,167,000 | 1,424 |
| Pre-tax net operating income | $254,000 | 4,905 |
| Securities gains (losses) | $-24,000 | 5,935 |
| Applicable income taxes | $-1,642,000 | 6,038 |
| Income before extraordinary items | $1,872,000 | 1,765 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,872,000 | 1,765 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,872,000 | 1,765 |
| Net charge-offs | $-47,000 | 5,488 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,896,000 | 1,701 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 1,725 |
| Total interest expense | $303,000 | 2,120 |
| Net interest income | $3,380,000 | 1,663 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $738,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $567,000 | 1,398 |
| Total noninterest expense | $4,521,000 | 1,155 |
| Salaries and employee benefits | $3,185,000 | 933 |
| Premises and equipment expense | $360,000 | 1,588 |
| Additional noninterest expense | $976,000 | 1,557 |
| Pre-tax net operating income | $-403,000 | 6,053 |
| Securities gains (losses) | $-24,000 | 6,031 |
| Applicable income taxes | $-1,642,000 | 6,111 |
| Income before extraordinary items | $1,215,000 | 1,393 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,215,000 | 1,394 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,215,000 | 1,395 |
| Net charge-offs | $-32,000 | 5,603 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,230,360 | 1,341 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,484,000 | 1,830 |
| Total interest expense | $1,300,000 | 1,981 |
| Net interest income | $12,184,000 | 1,803 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,192,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $802,000 | 1,472 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,390,000 | 1,946 |
| Total noninterest expense | $12,523,000 | 1,547 |
| Salaries and employee benefits | $7,170,000 | 1,487 |
| Premises and equipment expense | $1,485,000 | 1,548 |
| Additional noninterest expense | $3,868,000 | 1,580 |
| Pre-tax net operating income | $1,853,000 | 3,144 |
| Securities gains (losses) | $44,000 | 1,732 |
| Applicable income taxes | $-1,111,000 | 6,105 |
| Income before extraordinary items | $3,008,000 | 2,060 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,008,000 | 2,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,008,000 | 2,062 |
| Net charge-offs | $151,000 | 2,252 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 786 |
| Net operating income | $2,964,000 | 2,037 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 1,862 |
| Total interest expense | $979,000 | 2,002 |
| Net interest income | $9,051,000 | 1,834 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,685,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $635,000 | 1,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,050,000 | 1,966 |
| Total noninterest expense | $9,415,000 | 1,548 |
| Salaries and employee benefits | $5,345,000 | 1,501 |
| Premises and equipment expense | $1,127,000 | 1,540 |
| Additional noninterest expense | $2,943,000 | 1,548 |
| Pre-tax net operating income | $1,321,000 | 3,306 |
| Securities gains (losses) | $44,000 | 1,560 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,365,000 | 2,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,365,000 | 2,949 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,365,000 | 2,950 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 747 |
| Net operating income | $1,321,000 | 2,953 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 1,856 |
| Total interest expense | $660,000 | 1,989 |
| Net interest income | $6,049,000 | 1,823 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,135,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $456,000 | 1,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $679,000 | 2,004 |
| Total noninterest expense | $6,332,000 | 1,543 |
| Salaries and employee benefits | $3,545,000 | 1,511 |
| Premises and equipment expense | $758,000 | 1,542 |
| Additional noninterest expense | $2,029,000 | 1,522 |
| Pre-tax net operating income | $852,000 | 3,337 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $875,000 | 3,001 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $875,000 | 3,001 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $875,000 | 3,003 |
| Net charge-offs | $-61,000 | 5,801 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $852,000 | 2,999 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 1,900 |
| Total interest expense | $334,000 | 1,990 |
| Net interest income | $2,941,000 | 1,871 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $596,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $236,000 | 1,245 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $360,000 | 1,885 |
| Total noninterest expense | $3,167,000 | 1,532 |
| Salaries and employee benefits | $1,781,000 | 1,509 |
| Premises and equipment expense | $370,000 | 1,597 |
| Additional noninterest expense | $1,016,000 | 1,510 |
| Pre-tax net operating income | $370,000 | 3,509 |
| Securities gains (losses) | $23,000 | 1,179 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $393,000 | 3,154 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $393,000 | 3,157 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $393,000 | 3,157 |
| Net charge-offs | $-71,000 | 6,042 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $370,000 | 3,191 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,065,000 | 1,786 |
| Total interest expense | $1,602,000 | 1,799 |
| Net interest income | $12,463,000 | 1,757 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,737,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $873,000 | 1,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,864,000 | 1,549 |
| Total noninterest expense | $13,668,000 | 1,406 |
| Salaries and employee benefits | $7,766,000 | 1,363 |
| Premises and equipment expense | $1,490,000 | 1,580 |
| Additional noninterest expense | $4,412,000 | 1,441 |
| Pre-tax net operating income | $1,532,000 | 3,447 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,532,000 | 3,208 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,532,000 | 3,208 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,532,000 | 3,209 |
| Net charge-offs | $2,524,000 | 411 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 824 |
| Net operating income | $1,532,000 | 3,149 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,721,000 | 1,766 |
| Total interest expense | $1,243,000 | 1,759 |
| Net interest income | $9,478,000 | 1,747 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,075,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $627,000 | 1,523 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,448,000 | 1,492 |
| Total noninterest expense | $10,371,000 | 1,401 |
| Salaries and employee benefits | $5,951,000 | 1,336 |
| Premises and equipment expense | $1,158,000 | 1,540 |
| Additional noninterest expense | $3,262,000 | 1,459 |
| Pre-tax net operating income | $1,182,000 | 3,465 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,182,000 | 3,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,182,000 | 3,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,182,000 | 3,180 |
| Net charge-offs | $2,033,000 | 376 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 780 |
| Net operating income | $1,182,000 | 3,136 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 1,723 |
| Total interest expense | $856,000 | 1,733 |
| Net interest income | $6,396,000 | 1,720 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,495,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $403,000 | 1,557 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,092,000 | 1,369 |
| Total noninterest expense | $7,191,000 | 1,365 |
| Salaries and employee benefits | $4,186,000 | 1,279 |
| Premises and equipment expense | $783,000 | 1,524 |
| Additional noninterest expense | $2,222,000 | 1,433 |
| Pre-tax net operating income | $700,000 | 3,597 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $700,000 | 3,338 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $700,000 | 3,344 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $700,000 | 3,344 |
| Net charge-offs | $1,685,000 | 330 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 746 |
| Net operating income | $700,000 | 3,298 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 1,702 |
| Total interest expense | $436,000 | 1,720 |
| Net interest income | $3,213,000 | 1,699 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $693,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $195,000 | 1,586 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $498,000 | 1,419 |
| Total noninterest expense | $3,705,000 | 1,349 |
| Salaries and employee benefits | $2,178,000 | 1,257 |
| Premises and equipment expense | $390,000 | 1,553 |
| Additional noninterest expense | $1,137,000 | 1,400 |
| Pre-tax net operating income | $201,000 | 4,471 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $201,000 | 4,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 4,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $201,000 | 4,245 |
| Net charge-offs | $-46,000 | 6,289 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $201,000 | 4,188 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,895,000 | 1,571 |
| Total interest expense | $1,968,000 | 1,728 |
| Net interest income | $13,927,000 | 1,561 |
| Provision for loan and lease losses | $6,018,000 | 234 |
| Total noninterest income | $2,792,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $927,000 | 1,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,865,000 | 1,596 |
| Total noninterest expense | $15,200,000 | 1,312 |
| Salaries and employee benefits | $8,288,000 | 1,282 |
| Premises and equipment expense | $1,621,000 | 1,467 |
| Additional noninterest expense | $5,291,000 | 1,270 |
| Pre-tax net operating income | $-4,499,000 | 6,753 |
| Securities gains (losses) | $50,000 | 1,795 |
| Applicable income taxes | $9,452,000 | 282 |
| Income before extraordinary items | $-13,901,000 | 6,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-13,901,000 | 6,792 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-13,901,000 | 6,792 |
| Net charge-offs | $3,054,000 | 534 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 854 |
| Net operating income | $-13,951,000 | 6,793 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,256,000 | 1,542 |
| Total interest expense | $1,521,000 | 1,727 |
| Net interest income | $10,735,000 | 1,522 |
| Provision for loan and lease losses | $1,375,000 | 690 |
| Total noninterest income | $1,865,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $714,000 | 1,435 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,151,000 | 1,867 |
| Total noninterest expense | $11,352,000 | 1,315 |
| Salaries and employee benefits | $6,166,000 | 1,296 |
| Premises and equipment expense | $1,241,000 | 1,446 |
| Additional noninterest expense | $3,945,000 | 1,275 |
| Pre-tax net operating income | $-127,000 | 6,436 |
| Securities gains (losses) | $50,000 | 1,656 |
| Applicable income taxes | $-29,000 | 6,589 |
| Income before extraordinary items | $-48,000 | 6,411 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-48,000 | 6,413 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-48,000 | 6,412 |
| Net charge-offs | $1,009,000 | 995 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 796 |
| Net operating income | $-80,000 | 6,412 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 1,512 |
| Total interest expense | $1,059,000 | 1,690 |
| Net interest income | $7,269,000 | 1,483 |
| Provision for loan and lease losses | $1,224,000 | 567 |
| Total noninterest income | $1,264,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $467,000 | 1,429 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $797,000 | 1,863 |
| Total noninterest expense | $7,615,000 | 1,314 |
| Salaries and employee benefits | $4,133,000 | 1,289 |
| Premises and equipment expense | $840,000 | 1,436 |
| Additional noninterest expense | $2,642,000 | 1,256 |
| Pre-tax net operating income | $-306,000 | 6,615 |
| Securities gains (losses) | $50,000 | 1,522 |
| Applicable income taxes | $-96,000 | 6,762 |
| Income before extraordinary items | $-160,000 | 6,574 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-160,000 | 6,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-160,000 | 6,576 |
| Net charge-offs | $412,000 | 1,418 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 767 |
| Net operating income | $-192,000 | 6,569 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 1,538 |
| Total interest expense | $555,000 | 1,670 |
| Net interest income | $3,570,000 | 1,519 |
| Provision for loan and lease losses | $11,000 | 3,962 |
| Total noninterest income | $645,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $225,000 | 1,457 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $420,000 | 1,791 |
| Total noninterest expense | $3,825,000 | 1,317 |
| Salaries and employee benefits | $2,081,000 | 1,293 |
| Premises and equipment expense | $426,000 | 1,436 |
| Additional noninterest expense | $1,318,000 | 1,253 |
| Pre-tax net operating income | $379,000 | 3,388 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $143,000 | 2,037 |
| Income before extraordinary items | $236,000 | 3,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $236,000 | 3,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $236,000 | 3,987 |
| Net charge-offs | $150,000 | 1,587 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $236,000 | 3,899 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,533,000 | 1,433 |
| Total interest expense | $2,582,000 | 1,702 |
| Net interest income | $15,951,000 | 1,370 |
| Provision for loan and lease losses | $4,764,000 | 530 |
| Total noninterest income | $1,950,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $992,000 | 1,420 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $958,000 | 2,431 |
| Total noninterest expense | $16,072,000 | 1,255 |
| Salaries and employee benefits | $8,654,000 | 1,218 |
| Premises and equipment expense | $1,589,000 | 1,498 |
| Additional noninterest expense | $5,829,000 | 1,181 |
| Pre-tax net operating income | $-2,935,000 | 6,869 |
| Securities gains (losses) | $312,000 | 1,334 |
| Applicable income taxes | $-979,000 | 6,958 |
| Income before extraordinary items | $-1,644,000 | 6,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,644,000 | 6,796 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,644,000 | 6,797 |
| Net charge-offs | $4,670,000 | 606 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 862 |
| Net operating income | $-1,843,680 | 6,798 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,969,000 | 1,449 |
| Total interest expense | $1,988,000 | 1,730 |
| Net interest income | $11,981,000 | 1,381 |
| Provision for loan and lease losses | $4,020,000 | 489 |
| Total noninterest income | $1,151,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $749,000 | 1,431 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 3,264 |
| Total noninterest expense | $12,101,000 | 1,240 |
| Salaries and employee benefits | $6,456,000 | 1,219 |
| Premises and equipment expense | $1,205,000 | 1,489 |
| Additional noninterest expense | $4,440,000 | 1,165 |
| Pre-tax net operating income | $-2,989,000 | 7,040 |
| Securities gains (losses) | $102,000 | 1,966 |
| Applicable income taxes | $-1,077,000 | 7,093 |
| Income before extraordinary items | $-1,810,000 | 6,977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,810,000 | 6,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,810,000 | 6,976 |
| Net charge-offs | $2,981,000 | 677 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 827 |
| Net operating income | $-1,875,280 | 6,969 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 1,429 |
| Total interest expense | $1,373,000 | 1,733 |
| Net interest income | $8,218,000 | 1,351 |
| Provision for loan and lease losses | $4,725,000 | 314 |
| Total noninterest income | $884,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $503,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 2,712 |
| Total noninterest expense | $7,896,000 | 1,267 |
| Salaries and employee benefits | $4,251,000 | 1,233 |
| Premises and equipment expense | $785,000 | 1,516 |
| Additional noninterest expense | $2,860,000 | 1,201 |
| Pre-tax net operating income | $-3,519,000 | 7,153 |
| Securities gains (losses) | $102,000 | 1,587 |
| Applicable income taxes | $-1,285,000 | 7,182 |
| Income before extraordinary items | $-2,132,000 | 7,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,132,000 | 7,116 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,132,000 | 7,116 |
| Net charge-offs | $656,000 | 1,521 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $-2,197,280 | 7,108 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 1,406 |
| Total interest expense | $720,000 | 1,731 |
| Net interest income | $4,178,000 | 1,325 |
| Provision for loan and lease losses | $4,124,000 | 192 |
| Total noninterest income | $364,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $257,000 | 1,365 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $3,955,000 | 1,257 |
| Salaries and employee benefits | $2,146,000 | 1,216 |
| Premises and equipment expense | $401,000 | 1,483 |
| Additional noninterest expense | $1,408,000 | 1,203 |
| Pre-tax net operating income | $-3,537,000 | 7,273 |
| Securities gains (losses) | $23,000 | 1,538 |
| Applicable income taxes | $-1,321,000 | 7,281 |
| Income before extraordinary items | $-2,193,000 | 7,251 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,193,000 | 7,251 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,193,000 | 7,251 |
| Net charge-offs | $529,000 | 1,051 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 713 |
| Net operating income | $-2,207,720 | 7,247 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,156,000 | 1,352 |
| Total interest expense | $3,735,000 | 1,622 |
| Net interest income | $17,421,000 | 1,277 |
| Provision for loan and lease losses | $8,344,000 | 495 |
| Total noninterest income | $-2,208,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,038,000 | 1,428 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,246,000 | 7,306 |
| Total noninterest expense | $15,886,000 | 1,242 |
| Salaries and employee benefits | $8,192,000 | 1,214 |
| Premises and equipment expense | $1,601,000 | 1,548 |
| Additional noninterest expense | $6,093,000 | 1,154 |
| Pre-tax net operating income | $-9,017,000 | 7,191 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $-3,586,000 | 7,287 |
| Income before extraordinary items | $-5,363,000 | 7,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,363,000 | 7,080 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,363,000 | 7,081 |
| Net charge-offs | $7,760,000 | 578 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 862 |
| Net operating income | $-5,406,520 | 7,076 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,134,000 | 1,342 |
| Total interest expense | $2,948,000 | 1,604 |
| Net interest income | $13,186,000 | 1,267 |
| Provision for loan and lease losses | $7,740,000 | 398 |
| Total noninterest income | $-2,554,000 | 7,405 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $788,000 | 1,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-3,342,000 | 7,411 |
| Total noninterest expense | $11,947,000 | 1,235 |
| Salaries and employee benefits | $6,127,000 | 1,212 |
| Premises and equipment expense | $1,189,000 | 1,576 |
| Additional noninterest expense | $4,631,000 | 1,134 |
| Pre-tax net operating income | $-9,055,000 | 7,324 |
| Securities gains (losses) | $68,000 | 2,095 |
| Applicable income taxes | $-2,729,000 | 7,382 |
| Income before extraordinary items | $-6,258,000 | 7,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,258,000 | 7,286 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,258,000 | 7,287 |
| Net charge-offs | $6,616,000 | 495 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 864 |
| Net operating income | $-6,305,600 | 7,284 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 1,307 |
| Total interest expense | $2,071,000 | 1,574 |
| Net interest income | $9,081,000 | 1,232 |
| Provision for loan and lease losses | $2,967,000 | 694 |
| Total noninterest income | $304,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $532,000 | 1,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-228,000 | 7,289 |
| Total noninterest expense | $7,841,000 | 1,275 |
| Salaries and employee benefits | $4,071,000 | 1,225 |
| Premises and equipment expense | $798,000 | 1,582 |
| Additional noninterest expense | $2,972,000 | 1,196 |
| Pre-tax net operating income | $-1,423,000 | 7,078 |
| Securities gains (losses) | $68,000 | 1,391 |
| Applicable income taxes | $-154,000 | 7,181 |
| Income before extraordinary items | $-1,201,000 | 7,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,201,000 | 7,083 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,201,000 | 7,084 |
| Net charge-offs | $2,321,000 | 823 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 801 |
| Net operating income | $-1,261,520 | 7,076 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 1,317 |
| Total interest expense | $1,101,000 | 1,544 |
| Net interest income | $4,467,000 | 1,251 |
| Provision for loan and lease losses | $989,000 | 875 |
| Total noninterest income | $618,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $271,000 | 1,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $347,000 | 1,747 |
| Total noninterest expense | $3,798,000 | 1,314 |
| Salaries and employee benefits | $2,044,000 | 1,232 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $1,365,000 | 1,293 |
| Pre-tax net operating income | $298,000 | 3,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $112,000 | 2,065 |
| Income before extraordinary items | $186,000 | 4,115 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $186,000 | 4,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $186,000 | 4,115 |
| Net charge-offs | $1,245,000 | 733 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 742 |
| Net operating income | $186,000 | 4,059 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,976,000 | 1,390 |
| Total interest expense | $4,758,000 | 1,713 |
| Net interest income | $17,218,000 | 1,307 |
| Provision for loan and lease losses | $8,678,000 | 752 |
| Total noninterest income | $2,441,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,150,000 | 1,317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,291,000 | 1,870 |
| Total noninterest expense | $14,680,000 | 1,363 |
| Salaries and employee benefits | $7,708,000 | 1,274 |
| Premises and equipment expense | $1,586,000 | 1,617 |
| Additional noninterest expense | $5,386,000 | 1,345 |
| Pre-tax net operating income | $-3,699,000 | 7,004 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,483,000 | 7,401 |
| Income before extraordinary items | $-2,216,000 | 6,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,216,000 | 6,891 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,216,000 | 6,892 |
| Net charge-offs | $13,220,000 | 483 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 820 |
| Net operating income | $-2,216,000 | 6,864 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,523,000 | 1,419 |
| Total interest expense | $3,495,000 | 1,814 |
| Net interest income | $13,028,000 | 1,305 |
| Provision for loan and lease losses | $3,995,000 | 1,047 |
| Total noninterest income | $1,496,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $855,000 | 1,377 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $641,000 | 2,397 |
| Total noninterest expense | $10,942,000 | 1,366 |
| Salaries and employee benefits | $5,745,000 | 1,290 |
| Premises and equipment expense | $1,183,000 | 1,650 |
| Additional noninterest expense | $4,014,000 | 1,339 |
| Pre-tax net operating income | $-413,000 | 6,487 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-247,000 | 7,242 |
| Income before extraordinary items | $-166,000 | 6,401 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-166,000 | 6,401 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-166,000 | 6,400 |
| Net charge-offs | $10,890,000 | 432 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 722 |
| Net operating income | $-166,000 | 6,304 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,012,000 | 1,434 |
| Total interest expense | $2,263,000 | 1,920 |
| Net interest income | $8,749,000 | 1,302 |
| Provision for loan and lease losses | $2,607,000 | 1,053 |
| Total noninterest income | $570,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $580,000 | 1,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-10,000 | 7,345 |
| Total noninterest expense | $7,192,000 | 1,379 |
| Salaries and employee benefits | $3,827,000 | 1,285 |
| Premises and equipment expense | $734,000 | 1,778 |
| Additional noninterest expense | $2,631,000 | 1,355 |
| Pre-tax net operating income | $-480,000 | 6,733 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-246,000 | 7,360 |
| Income before extraordinary items | $-234,000 | 6,609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-234,000 | 6,611 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-234,000 | 6,610 |
| Net charge-offs | $8,580,000 | 379 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 733 |
| Net operating income | $-234,000 | 6,556 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 1,433 |
| Total interest expense | $1,113,000 | 2,058 |
| Net interest income | $4,528,000 | 1,269 |
| Provision for loan and lease losses | $814,000 | 1,336 |
| Total noninterest income | $726,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $308,000 | 1,269 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $418,000 | 1,461 |
| Total noninterest expense | $3,686,000 | 1,364 |
| Salaries and employee benefits | $1,955,000 | 1,278 |
| Premises and equipment expense | $353,000 | 1,908 |
| Additional noninterest expense | $1,378,000 | 1,287 |
| Pre-tax net operating income | $754,000 | 1,705 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $258,000 | 1,173 |
| Income before extraordinary items | $496,000 | 2,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,154 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $496,000 | 2,155 |
| Net charge-offs | $5,526,000 | 308 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 864 |
| Net operating income | $496,000 | 2,067 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,642,000 | 1,657 |
| Total interest expense | $4,246,000 | 2,607 |
| Net interest income | $16,396,000 | 1,353 |
| Provision for loan and lease losses | $9,132,000 | 938 |
| Total noninterest income | $3,129,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,271,000 | 1,355 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,858,000 | 1,443 |
| Total noninterest expense | $13,219,000 | 1,569 |
| Salaries and employee benefits | $7,529,000 | 1,321 |
| Premises and equipment expense | $1,504,000 | 1,808 |
| Additional noninterest expense | $4,186,000 | 1,780 |
| Pre-tax net operating income | $-2,826,000 | 6,853 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,180,000 | 7,339 |
| Income before extraordinary items | $-1,646,000 | 6,635 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,646,000 | 6,635 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,646,000 | 6,635 |
| Net charge-offs | $2,145,000 | 1,950 |
| Cash dividends | $1,636,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 715 |
| Net operating income | $-1,646,000 | 6,624 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,197,000 | 1,710 |
| Total interest expense | $3,181,000 | 2,711 |
| Net interest income | $12,016,000 | 1,383 |
| Provision for loan and lease losses | $4,863,000 | 1,066 |
| Total noninterest income | $2,414,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $920,000 | 1,413 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,494,000 | 1,404 |
| Total noninterest expense | $9,550,000 | 1,601 |
| Salaries and employee benefits | $5,734,000 | 1,315 |
| Premises and equipment expense | $1,122,000 | 1,825 |
| Additional noninterest expense | $2,694,000 | 1,961 |
| Pre-tax net operating income | $17,000 | 5,608 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-102,000 | 6,945 |
| Income before extraordinary items | $119,000 | 5,229 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $119,000 | 5,227 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $119,000 | 5,227 |
| Net charge-offs | $795,000 | 2,483 |
| Cash dividends | $1,360,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 588 |
| Net operating income | $119,000 | 5,169 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,851,000 | 1,788 |
| Total interest expense | $2,176,000 | 2,764 |
| Net interest income | $7,675,000 | 1,454 |
| Provision for loan and lease losses | $4,663,000 | 787 |
| Total noninterest income | $1,630,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $625,000 | 1,361 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,005,000 | 1,428 |
| Total noninterest expense | $6,194,000 | 1,664 |
| Salaries and employee benefits | $3,794,000 | 1,368 |
| Premises and equipment expense | $746,000 | 1,852 |
| Additional noninterest expense | $1,654,000 | 2,147 |
| Pre-tax net operating income | $-1,552,000 | 7,258 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-668,000 | 7,652 |
| Income before extraordinary items | $-884,000 | 7,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-884,000 | 7,083 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-884,000 | 7,083 |
| Net charge-offs | $392,000 | 2,633 |
| Cash dividends | $1,081,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 634 |
| Net operating income | $-884,000 | 7,067 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 1,843 |
| Total interest expense | $1,159,000 | 2,711 |
| Net interest income | $3,679,000 | 1,515 |
| Provision for loan and lease losses | $736,000 | 1,423 |
| Total noninterest income | $613,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $309,000 | 1,334 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $304,000 | 1,943 |
| Total noninterest expense | $2,928,000 | 1,696 |
| Salaries and employee benefits | $1,864,000 | 1,401 |
| Premises and equipment expense | $369,000 | 1,911 |
| Additional noninterest expense | $695,000 | 2,243 |
| Pre-tax net operating income | $628,000 | 1,977 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $199,000 | 1,460 |
| Income before extraordinary items | $429,000 | 2,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 2,420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $429,000 | 2,422 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $700,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 416 |
| Net operating income | $429,000 | 2,282 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,183,000 | 1,892 |
| Total interest expense | $6,394,000 | 2,378 |
| Net interest income | $13,789,000 | 1,618 |
| Provision for loan and lease losses | $766,000 | 3,117 |
| Total noninterest income | $2,744,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,351,000 | 1,336 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,393,000 | 1,682 |
| Total noninterest expense | $11,362,000 | 1,711 |
| Salaries and employee benefits | $7,061,000 | 1,460 |
| Premises and equipment expense | $1,655,000 | 1,663 |
| Additional noninterest expense | $2,646,000 | 2,240 |
| Pre-tax net operating income | $4,405,000 | 1,242 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,522,000 | 860 |
| Income before extraordinary items | $2,883,000 | 1,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,883,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $1,548,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 860 |
| Net operating income | $2,883,000 | 1,518 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,374,000 | 1,904 |
| Total interest expense | $4,952,000 | 2,399 |
| Net interest income | $10,422,000 | 1,617 |
| Provision for loan and lease losses | $310,000 | 3,488 |
| Total noninterest income | $2,030,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $995,000 | 1,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,035,000 | 1,771 |
| Total noninterest expense | $8,496,000 | 1,708 |
| Salaries and employee benefits | $5,267,000 | 1,496 |
| Premises and equipment expense | $1,264,000 | 1,650 |
| Additional noninterest expense | $1,965,000 | 2,193 |
| Pre-tax net operating income | $3,646,000 | 1,351 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,271,000 | 952 |
| Income before extraordinary items | $2,375,000 | 1,526 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,375,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,952 |
| Cash dividends | $1,248,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 888 |
| Net operating income | $2,375,000 | 1,612 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 1,924 |
| Total interest expense | $3,448,000 | 2,403 |
| Net interest income | $6,836,000 | 1,648 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $1,367,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $678,000 | 1,312 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $689,000 | 1,812 |
| Total noninterest expense | $5,648,000 | 1,713 |
| Salaries and employee benefits | $3,507,000 | 1,505 |
| Premises and equipment expense | $824,000 | 1,683 |
| Additional noninterest expense | $1,317,000 | 2,152 |
| Pre-tax net operating income | $2,395,000 | 1,439 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $834,000 | 1,087 |
| Income before extraordinary items | $1,561,000 | 1,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,561,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,930 |
| Cash dividends | $950,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 651 |
| Net operating income | $1,561,000 | 1,705 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 2,010 |
| Total interest expense | $1,855,000 | 2,392 |
| Net interest income | $3,210,000 | 1,736 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $777,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $359,000 | 1,228 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $418,000 | 1,584 |
| Total noninterest expense | $2,855,000 | 1,699 |
| Salaries and employee benefits | $1,799,000 | 1,479 |
| Premises and equipment expense | $416,000 | 1,666 |
| Additional noninterest expense | $640,000 | 2,186 |
| Pre-tax net operating income | $1,123,000 | 1,609 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $389,000 | 1,221 |
| Income before extraordinary items | $734,000 | 1,947 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $632,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 437 |
| Net operating income | $734,000 | 1,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,937,000 | 1,930 |
| Total interest expense | $7,579,000 | 2,443 |
| Net interest income | $14,358,000 | 1,580 |
| Provision for loan and lease losses | $1,016,000 | 1,406 |
| Total noninterest income | $2,585,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,302,000 | 1,371 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,283,000 | 1,872 |
| Total noninterest expense | $10,749,000 | 1,722 |
| Salaries and employee benefits | $6,889,000 | 1,466 |
| Premises and equipment expense | $1,463,000 | 1,806 |
| Additional noninterest expense | $2,397,000 | 2,252 |
| Pre-tax net operating income | $5,178,000 | 1,590 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,790,000 | 1,239 |
| Income before extraordinary items | $3,388,000 | 1,843 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,388,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,676 |
| Cash dividends | $1,616,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 717 |
| Net operating income | $3,388,000 | 1,831 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,249,000 | 1,949 |
| Total interest expense | $5,418,000 | 2,543 |
| Net interest income | $10,831,000 | 1,580 |
| Provision for loan and lease losses | $383,000 | 1,926 |
| Total noninterest income | $1,860,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $935,000 | 1,416 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $925,000 | 1,930 |
| Total noninterest expense | $8,060,000 | 1,711 |
| Salaries and employee benefits | $5,158,000 | 1,469 |
| Premises and equipment expense | $1,117,000 | 1,763 |
| Additional noninterest expense | $1,785,000 | 2,224 |
| Pre-tax net operating income | $4,248,000 | 1,589 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,572,000 | 1,173 |
| Income before extraordinary items | $2,676,000 | 1,886 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,676,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,953 |
| Cash dividends | $1,283,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 682 |
| Net operating income | $2,676,000 | 1,873 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,549,000 | 2,014 |
| Total interest expense | $3,362,000 | 2,713 |
| Net interest income | $7,187,000 | 1,606 |
| Provision for loan and lease losses | $163,000 | 2,480 |
| Total noninterest income | $1,235,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $626,000 | 1,408 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $609,000 | 1,959 |
| Total noninterest expense | $5,351,000 | 1,726 |
| Salaries and employee benefits | $3,398,000 | 1,513 |
| Premises and equipment expense | $764,000 | 1,741 |
| Additional noninterest expense | $1,189,000 | 2,230 |
| Pre-tax net operating income | $2,908,000 | 1,590 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,076,000 | 1,208 |
| Income before extraordinary items | $1,832,000 | 1,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,832,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $951,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 545 |
| Net operating income | $1,832,000 | 1,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 2,022 |
| Total interest expense | $1,651,000 | 2,742 |
| Net interest income | $3,590,000 | 1,609 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $631,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $316,000 | 1,358 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $315,000 | 1,886 |
| Total noninterest expense | $2,688,000 | 1,727 |
| Salaries and employee benefits | $1,713,000 | 1,514 |
| Premises and equipment expense | $396,000 | 1,683 |
| Additional noninterest expense | $579,000 | 2,258 |
| Pre-tax net operating income | $1,426,000 | 1,612 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $528,000 | 1,238 |
| Income before extraordinary items | $898,000 | 1,872 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $898,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $619,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 342 |
| Net operating income | $898,000 | 1,865 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,072,000 | 2,072 |
| Total interest expense | $4,316,000 | 3,407 |
| Net interest income | $14,756,000 | 1,554 |
| Provision for loan and lease losses | $276,000 | 2,933 |
| Total noninterest income | $2,475,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,225,000 | 1,466 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,250,000 | 1,901 |
| Total noninterest expense | $10,088,000 | 1,766 |
| Salaries and employee benefits | $6,214,000 | 1,588 |
| Premises and equipment expense | $1,533,000 | 1,661 |
| Additional noninterest expense | $2,341,000 | 2,229 |
| Pre-tax net operating income | $6,867,000 | 1,431 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,539,000 | 1,085 |
| Income before extraordinary items | $4,328,000 | 1,665 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,328,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $1,519,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,328,000 | 1,654 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,663,000 | 2,147 |
| Total interest expense | $2,738,000 | 3,737 |
| Net interest income | $10,925,000 | 1,589 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $1,867,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $915,000 | 1,474 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $952,000 | 1,885 |
| Total noninterest expense | $7,533,000 | 1,763 |
| Salaries and employee benefits | $4,652,000 | 1,605 |
| Premises and equipment expense | $1,148,000 | 1,676 |
| Additional noninterest expense | $1,733,000 | 2,243 |
| Pre-tax net operating income | $5,188,000 | 1,459 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,916,000 | 1,125 |
| Income before extraordinary items | $3,272,000 | 1,701 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,272,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $1,153,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,272,000 | 1,686 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 2,212 |
| Total interest expense | $1,536,000 | 4,051 |
| Net interest income | $7,132,000 | 1,623 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $1,326,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $611,000 | 1,454 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $715,000 | 1,736 |
| Total noninterest expense | $5,008,000 | 1,775 |
| Salaries and employee benefits | $3,126,000 | 1,585 |
| Premises and equipment expense | $732,000 | 1,739 |
| Additional noninterest expense | $1,150,000 | 2,262 |
| Pre-tax net operating income | $3,387,000 | 1,495 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,250,000 | 1,156 |
| Income before extraordinary items | $2,137,000 | 1,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,137,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $675,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,137,000 | 1,687 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 2,257 |
| Total interest expense | $676,000 | 4,265 |
| Net interest income | $3,469,000 | 1,664 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $620,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $318,000 | 1,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $302,000 | 1,924 |
| Total noninterest expense | $2,497,000 | 1,778 |
| Salaries and employee benefits | $1,543,000 | 1,612 |
| Premises and equipment expense | $369,000 | 1,734 |
| Additional noninterest expense | $585,000 | 2,214 |
| Pre-tax net operating income | $1,570,000 | 1,561 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $578,000 | 1,236 |
| Income before extraordinary items | $992,000 | 1,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $992,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $437,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $992,000 | 1,794 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,376,000 | 2,468 |
| Total interest expense | $1,684,000 | 4,944 |
| Net interest income | $11,692,000 | 1,890 |
| Provision for loan and lease losses | $633,000 | 1,562 |
| Total noninterest income | $2,596,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,226,000 | 1,426 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,370,000 | 1,786 |
| Total noninterest expense | $8,801,000 | 1,914 |
| Salaries and employee benefits | $5,530,000 | 1,693 |
| Premises and equipment expense | $1,260,000 | 1,915 |
| Additional noninterest expense | $2,011,000 | 2,478 |
| Pre-tax net operating income | $4,854,000 | 1,916 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,699,000 | 1,549 |
| Income before extraordinary items | $3,155,000 | 2,150 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,155,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,685 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,155,000 | 2,133 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 2,563 |
| Total interest expense | $1,126,000 | 5,114 |
| Net interest income | $8,275,000 | 1,995 |
| Provision for loan and lease losses | $394,000 | 1,747 |
| Total noninterest income | $2,042,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $897,000 | 1,449 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,145,000 | 1,646 |
| Total noninterest expense | $6,566,000 | 1,908 |
| Salaries and employee benefits | $4,144,000 | 1,671 |
| Premises and equipment expense | $919,000 | 1,958 |
| Additional noninterest expense | $1,503,000 | 2,448 |
| Pre-tax net operating income | $3,357,000 | 2,050 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,175,000 | 1,681 |
| Income before extraordinary items | $2,182,000 | 2,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,182,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,182,000 | 2,299 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 2,603 |
| Total interest expense | $657,000 | 5,326 |
| Net interest income | $5,337,000 | 2,045 |
| Provision for loan and lease losses | $265,000 | 1,699 |
| Total noninterest income | $1,394,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $577,000 | 1,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $817,000 | 1,554 |
| Total noninterest expense | $4,435,000 | 1,867 |
| Salaries and employee benefits | $2,727,000 | 1,682 |
| Premises and equipment expense | $614,000 | 1,942 |
| Additional noninterest expense | $1,094,000 | 2,237 |
| Pre-tax net operating income | $2,031,000 | 2,162 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $711,000 | 1,763 |
| Income before extraordinary items | $1,320,000 | 2,454 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,320,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,320,000 | 2,421 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 2,819 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $2,393,000 | 2,250 |
| Provision for loan and lease losses | $126,000 | 1,668 |
| Total noninterest income | $609,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $295,000 | 1,392 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,848 |
| Total noninterest expense | $2,075,000 | 1,996 |
| Salaries and employee benefits | $1,262,000 | 1,829 |
| Premises and equipment expense | $329,000 | 1,822 |
| Additional noninterest expense | $484,000 | 2,519 |
| Pre-tax net operating income | $801,000 | 2,568 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $280,000 | 2,082 |
| Income before extraordinary items | $521,000 | 2,954 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $521,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $521,000 | 2,909 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,041,000 | 3,081 |
| Total interest expense | $983,000 | 5,709 |
| Net interest income | $8,058,000 | 2,529 |
| Provision for loan and lease losses | $314,000 | 2,820 |
| Total noninterest income | $2,427,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,264,000 | 1,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,163,000 | 1,951 |
| Total noninterest expense | $7,663,000 | 2,079 |
| Salaries and employee benefits | $4,598,000 | 1,904 |
| Premises and equipment expense | $1,198,000 | 1,921 |
| Additional noninterest expense | $1,867,000 | 2,574 |
| Pre-tax net operating income | $2,508,000 | 3,005 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $911,000 | 2,313 |
| Income before extraordinary items | $1,597,000 | 3,473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,597,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $148,000 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 809 |
| Net operating income | $1,597,000 | 3,407 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,572,000 | 3,145 |
| Total interest expense | $717,000 | 5,761 |
| Net interest income | $5,855,000 | 2,570 |
| Provision for loan and lease losses | $307,000 | 2,231 |
| Total noninterest income | $1,917,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $969,000 | 1,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $948,000 | 1,841 |
| Total noninterest expense | $5,769,000 | 2,072 |
| Salaries and employee benefits | $3,471,000 | 1,881 |
| Premises and equipment expense | $891,000 | 1,930 |
| Additional noninterest expense | $1,407,000 | 2,522 |
| Pre-tax net operating income | $1,696,000 | 3,299 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $610,000 | 2,545 |
| Income before extraordinary items | $1,086,000 | 3,807 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,086,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $148,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 681 |
| Net operating income | $1,086,000 | 3,729 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,244 |
| Total interest expense | $469,000 | 5,833 |
| Net interest income | $3,742,000 | 2,647 |
| Provision for loan and lease losses | $204,000 | 2,171 |
| Total noninterest income | $1,277,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $658,000 | 1,349 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $619,000 | 1,881 |
| Total noninterest expense | $3,815,000 | 2,097 |
| Salaries and employee benefits | $2,288,000 | 1,900 |
| Premises and equipment expense | $584,000 | 1,965 |
| Additional noninterest expense | $944,000 | 2,514 |
| Pre-tax net operating income | $1,000,000 | 3,532 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $359,000 | 2,756 |
| Income before extraordinary items | $641,000 | 4,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $641,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $148,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 580 |
| Net operating income | $641,000 | 3,978 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 3,322 |
| Total interest expense | $230,000 | 5,935 |
| Net interest income | $1,825,000 | 2,715 |
| Provision for loan and lease losses | $116,000 | 1,902 |
| Total noninterest income | $587,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $331,000 | 1,299 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $256,000 | 2,098 |
| Total noninterest expense | $1,866,000 | 2,150 |
| Salaries and employee benefits | $1,105,000 | 1,993 |
| Premises and equipment expense | $296,000 | 1,958 |
| Additional noninterest expense | $465,000 | 2,529 |
| Pre-tax net operating income | $430,000 | 3,900 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $275,000 | 4,515 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $275,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $148,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 405 |
| Net operating income | $275,000 | 4,381 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,744,000 | 3,536 |
| Total interest expense | $1,091,000 | 5,864 |
| Net interest income | $6,653,000 | 2,885 |
| Provision for loan and lease losses | $269,000 | 3,418 |
| Total noninterest income | $2,724,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,194,000 | 1,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,530,000 | 1,798 |
| Total noninterest expense | $7,355,000 | 2,143 |
| Salaries and employee benefits | $4,410,000 | 1,947 |
| Premises and equipment expense | $1,148,000 | 1,986 |
| Additional noninterest expense | $1,797,000 | 2,641 |
| Pre-tax net operating income | $1,753,000 | 3,704 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $616,000 | 3,012 |
| Income before extraordinary items | $1,137,000 | 4,275 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,137,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $136,000 | 5,327 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 767 |
| Net operating income | $1,137,000 | 4,111 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 3,586 |
| Total interest expense | $848,000 | 5,905 |
| Net interest income | $4,940,000 | 2,922 |
| Provision for loan and lease losses | $136,000 | 4,072 |
| Total noninterest income | $2,158,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $888,000 | 1,476 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,270,000 | 1,737 |
| Total noninterest expense | $5,513,000 | 2,155 |
| Salaries and employee benefits | $3,366,000 | 1,916 |
| Premises and equipment expense | $830,000 | 2,077 |
| Additional noninterest expense | $1,317,000 | 2,678 |
| Pre-tax net operating income | $1,449,000 | 3,589 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $504,000 | 3,012 |
| Income before extraordinary items | $945,000 | 4,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $945,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $136,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 600 |
| Net operating income | $945,000 | 3,952 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 3,635 |
| Total interest expense | $582,000 | 5,945 |
| Net interest income | $3,240,000 | 2,959 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $1,425,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $572,000 | 1,498 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $853,000 | 1,703 |
| Total noninterest expense | $3,569,000 | 2,204 |
| Salaries and employee benefits | $2,172,000 | 1,964 |
| Premises and equipment expense | $532,000 | 2,136 |
| Additional noninterest expense | $865,000 | 2,697 |
| Pre-tax net operating income | $1,001,000 | 3,523 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $348,000 | 2,960 |
| Income before extraordinary items | $653,000 | 4,063 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $653,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $136,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $653,000 | 3,880 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,670 |
| Total interest expense | $283,000 | 6,127 |
| Net interest income | $1,625,000 | 2,942 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $648,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $284,000 | 1,467 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 1,855 |
| Total noninterest expense | $1,749,000 | 2,232 |
| Salaries and employee benefits | $1,057,000 | 2,009 |
| Premises and equipment expense | $261,000 | 2,170 |
| Additional noninterest expense | $431,000 | 2,679 |
| Pre-tax net operating income | $448,000 | 3,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $136,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 4,234 |
| Total interest expense | $888,000 | 7,227 |
| Net interest income | $5,735,000 | 3,261 |
| Provision for loan and lease losses | $190,000 | 4,470 |
| Total noninterest income | $2,627,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,342,000 | 1,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,285,000 | 1,853 |
| Total noninterest expense | $6,483,000 | 2,304 |
| Salaries and employee benefits | $3,787,000 | 2,106 |
| Premises and equipment expense | $1,019,000 | 2,142 |
| Additional noninterest expense | $1,677,000 | 2,693 |
| Pre-tax net operating income | $1,689,000 | 3,808 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $592,000 | 3,142 |
| Income before extraordinary items | $1,097,000 | 4,331 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,097,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $126,000 | 5,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,097,000 | 4,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,933 |
| Total interest expense | $1,236,000 | 7,536 |
| Net interest income | $4,808,000 | 3,548 |
| Provision for loan and lease losses | $162,000 | 4,619 |
| Total noninterest income | $2,079,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,286,000 | 1,152 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $793,000 | 2,400 |
| Total noninterest expense | $5,087,000 | 2,786 |
| Salaries and employee benefits | $2,896,000 | 2,588 |
| Premises and equipment expense | $722,000 | 2,876 |
| Additional noninterest expense | $1,469,000 | 2,928 |
| Pre-tax net operating income | $1,638,000 | 3,652 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $606,000 | 2,954 |
| Income before extraordinary items | $1,032,000 | 4,201 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,032,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $115,000 | 5,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,032,000 | 4,084 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 5,201 |
| Total interest expense | $1,317,000 | 7,549 |
| Net interest income | $4,489,000 | 3,802 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,484,000 | 2,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $874,000 | 1,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,608 |
| Total noninterest expense | $4,513,000 | 2,991 |
| Salaries and employee benefits | $2,362,000 | 2,978 |
| Premises and equipment expense | $608,000 | 3,233 |
| Additional noninterest expense | $1,543,000 | 2,737 |
| Pre-tax net operating income | $1,340,000 | 4,411 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $494,000 | 3,513 |
| Income before extraordinary items | $841,000 | 4,898 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $841,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 951 |
| Net operating income | $844,200 | 4,886 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 6,019 |
| Total interest expense | $1,079,000 | 7,961 |
| Net interest income | $3,322,000 | 4,805 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $1,338,000 | 2,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $897,000 | 1,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,205 |
| Total noninterest expense | $3,806,000 | 3,466 |
| Salaries and employee benefits | $2,096,000 | 3,291 |
| Premises and equipment expense | $540,000 | 3,539 |
| Additional noninterest expense | $1,170,000 | 3,514 |
| Pre-tax net operating income | $802,000 | 5,923 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $278,000 | 4,982 |
| Income before extraordinary items | $524,000 | 6,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $524,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $94,000 | 6,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $524,000 | 6,261 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 7,158 |
| Total interest expense | $739,000 | 9,093 |
| Net interest income | $2,574,000 | 5,726 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $1,103,000 | 2,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $767,000 | 1,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,778 |
| Total noninterest expense | $2,795,000 | 4,382 |
| Salaries and employee benefits | $1,546,000 | 4,145 |
| Premises and equipment expense | $361,000 | 4,778 |
| Additional noninterest expense | $888,000 | 4,335 |
| Pre-tax net operating income | $844,000 | 5,916 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $298,000 | 5,184 |
| Income before extraordinary items | $544,000 | 6,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $544,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $84,000 | 6,457 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 988 |
| Net operating income | $545,300 | 6,245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 8,117 |
| Total interest expense | $564,000 | 9,933 |
| Net interest income | $2,142,000 | 6,641 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $1,015,000 | 3,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $640,000 | 2,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,427 |
| Total noninterest expense | $2,346,000 | 5,031 |
| Salaries and employee benefits | $1,232,000 | 4,977 |
| Premises and equipment expense | $292,000 | 5,523 |
| Additional noninterest expense | $822,000 | 4,629 |
| Pre-tax net operating income | $792,000 | 6,575 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $297,000 | 5,752 |
| Income before extraordinary items | $495,000 | 7,001 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $495,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $73,000 | 6,891 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 899 |
| Net operating income | $495,000 | 6,945 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 8,818 |
| Total interest expense | $530,000 | 10,495 |
| Net interest income | $1,872,000 | 7,419 |
| Provision for loan and lease losses | $97,000 | 5,191 |
| Total noninterest income | $994,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,335 |
| Total noninterest expense | $2,160,000 | 5,615 |
| Salaries and employee benefits | $1,055,000 | 5,768 |
| Premises and equipment expense | $246,000 | 6,302 |
| Additional noninterest expense | $859,000 | 4,920 |
| Pre-tax net operating income | $609,000 | 7,372 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $609,000 | 6,217 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $609,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $61,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 759 |
| Net operating income | $609,000 | 6,163 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 9,226 |
| Total interest expense | $555,000 | 10,832 |
| Net interest income | $1,765,000 | 7,862 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $840,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $477,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,524 |
| Total noninterest expense | $2,045,000 | 5,883 |
| Salaries and employee benefits | $1,050,000 | 5,812 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $753,000 | 5,511 |
| Pre-tax net operating income | $494,000 | 8,473 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $494,000 | 7,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $494,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $51,000 | 7,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $494,000 | 7,270 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 10,017 |
| Total interest expense | $411,000 | 11,526 |
| Net interest income | $1,474,000 | 8,953 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $761,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,180 |
| Total noninterest expense | $1,871,000 | 6,517 |
| Salaries and employee benefits | $923,000 | 6,498 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $719,000 | 6,190 |
| Pre-tax net operating income | $350,000 | 9,733 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $350,000 | 8,632 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $350,000 | 8,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $350,000 | 8,688 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 11,065 |
| Total interest expense | $377,000 | 12,321 |
| Net interest income | $1,194,000 | 10,080 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $766,000 | 4,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,625 |
| Total noninterest expense | $1,695,000 | 7,203 |
| Salaries and employee benefits | $734,000 | 7,754 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $766,000 | 6,130 |
| Pre-tax net operating income | $230,000 | 10,786 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $230,000 | 10,269 |
| Extraordinary gains, net | $161,000 | 1,176 |
| Net income | $391,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,055 |
| Net operating income | $230,000 | 10,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 12,467 |
| Total interest expense | $443,000 | 13,010 |
| Net interest income | $824,000 | 11,817 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $634,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $1,395,000 | 8,314 |
| Salaries and employee benefits | $552,000 | 9,256 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $654,000 | 7,077 |
| Pre-tax net operating income | $63,000 | 12,327 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 826 |
| Net operating income | $63,000 | 12,147 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.