Home > Regency Bank > Net Loans and Leases
Regency Bank, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $147,588,000 | 1,901 |
| Loan loss allowance | $2,631,000 | 1,390 |
| Total loans and leases | $150,219,000 | 1,892 |
| Unearned income | $932,000 | 533 |
| Loans and leases, gross | $151,151,000 | 1,886 |
| All real estate loans | $105,955,000 | 1,844 |
| Real estate loans in domestic offices | $105,955,000 | 1,843 |
| Construction and development loans | $25,192,000 | 695 |
| Commercial RE | $60,985,000 | 872 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,482,000 | 2,507 |
| 1-4 family residential loans | $18,036,000 | 4,434 |
| Farmland loans | $260,000 | 5,974 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $38,771,000 | 1,043 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $4,557,000 | 5,047 |
| Credit card loans | $690,000 | 1,806 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,867,000 | 5,377 |
| All other loans & leases | $1,868,000 | 1,691 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $418,000 | 1,773 |
| Lease financing receivables | $258,000 | 1,034 |
| Loans to depository institutions and acceptances of other banks | $1,192,000 | 273 |
| Memoranda: | ||
| Loans not secured by real estate | $4,206,000 | 204 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $126,430,000 | 2,206 |
| Loan loss allowance | $2,219,000 | 1,617 |
| Total loans and leases | $128,649,000 | 2,198 |
| Unearned income | $987,000 | 580 |
| Loans and leases, gross | $129,636,000 | 2,187 |
| All real estate loans | $94,289,000 | 2,068 |
| Real estate loans in domestic offices | $94,289,000 | 2,067 |
| Construction and development loans | $30,128,000 | 511 |
| Commercial RE | $44,222,000 | 1,185 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,036,000 | 3,175 |
| 1-4 family residential loans | $18,598,000 | 4,494 |
| Farmland loans | $305,000 | 6,057 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,000 | 6,894 |
| Commercial and industrial loans | $29,786,000 | 1,281 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $4,151,000 | 5,594 |
| Credit card loans | $687,000 | 1,962 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,464,000 | 5,937 |
| All other loans & leases | $1,402,000 | 2,033 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $272,000 | 2,275 |
| Lease financing receivables | $56,000 | 1,575 |
| Loans to depository institutions and acceptances of other banks | $1,074,000 | 312 |
| Memoranda: | ||
| Loans not secured by real estate | $2,884,000 | 259 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $99,574,000 | 2,809 |
| Loan loss allowance | $1,615,000 | 2,284 |
| Total loans and leases | $101,189,000 | 2,801 |
| Unearned income | $1,269,000 | 1,149 |
| Loans and leases, gross | $101,189,000 | 2,807 |
| All real estate loans | $71,921,000 | 2,661 |
| Real estate loans in domestic offices | $71,921,000 | 2,661 |
| Construction and development loans | $23,700,000 | 677 |
| Commercial RE | $33,317,000 | 1,542 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,000 | 7,464 |
| 1-4 family residential loans | $14,818,000 | 5,243 |
| Farmland loans | $80,000 | 7,297 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $18,000 | 7,112 |
| Commercial and industrial loans | $25,161,000 | 1,507 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $5,247,000 | 4,949 |
| Credit card loans | $713,000 | 2,084 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,534,000 | 5,179 |
| All other loans & leases | $111,000 | 6,165 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $64,000 | 4,396 |
| Lease financing receivables | $47,000 | 1,637 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $2,273,000 | 344 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $94,535,000 | 2,857 |
| Loan loss allowance | $1,784,000 | 2,140 |
| Total loans and leases | $96,319,000 | 2,839 |
| Unearned income | $829,000 | 1,660 |
| Loans and leases, gross | $96,319,000 | 2,860 |
| All real estate loans | $68,143,000 | 2,719 |
| Real estate loans in domestic offices | $68,143,000 | 2,719 |
| Construction and development loans | $23,706,000 | 621 |
| Commercial RE | $29,465,000 | 1,627 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,000 | 7,793 |
| 1-4 family residential loans | $14,878,000 | 5,289 |
| Farmland loans | $87,000 | 7,540 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $12,000 | 7,471 |
| Commercial and industrial loans | $23,152,000 | 1,547 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $5,442,000 | 4,881 |
| Credit card loans | $701,000 | 2,150 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,741,000 | 5,086 |
| All other loans & leases | $399,000 | 4,260 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $336,000 | 2,213 |
| Lease financing receivables | $63,000 | 1,590 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $2,809,000 | 310 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $89,313,000 | 2,906 |
| Loan loss allowance | $1,541,000 | 2,482 |
| Total loans and leases | $90,854,000 | 2,900 |
| Unearned income | $1,316,000 | 1,344 |
| Loans and leases, gross | $90,854,000 | 2,914 |
| All real estate loans | $64,793,000 | 2,822 |
| Real estate loans in domestic offices | $64,793,000 | 2,821 |
| Construction and development loans | $29,850,000 | 464 |
| Commercial RE | $22,979,000 | 1,991 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,000 | 8,132 |
| 1-4 family residential loans | $11,862,000 | 6,041 |
| Farmland loans | $94,000 | 7,824 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $22,335,000 | 1,520 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $4,086,000 | 5,922 |
| Credit card loans | $707,000 | 2,122 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,379,000 | 6,360 |
| All other loans & leases | $956,000 | 2,807 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $814,000 | 1,423 |
| Lease financing receivables | $142,000 | 1,317 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $6,411,000 | 193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $85,810,000 | 2,968 |
| Loan loss allowance | $1,338,000 | 2,889 |
| Total loans and leases | $87,148,000 | 2,965 |
| Unearned income | $605,000 | 2,338 |
| Loans and leases, gross | $87,148,000 | 2,988 |
| All real estate loans | $60,711,000 | 2,957 |
| Real estate loans in domestic offices | $60,711,000 | 2,956 |
| Construction and development loans | $29,351,000 | 449 |
| Commercial RE | $21,121,000 | 2,086 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $470,000 | 4,940 |
| 1-4 family residential loans | $9,659,000 | 6,822 |
| Farmland loans | $110,000 | 7,910 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,000 | 8,064 |
| Commercial and industrial loans | $22,751,000 | 1,458 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $3,193,000 | 6,963 |
| Credit card loans | $816,000 | 1,950 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,377,000 | 7,910 |
| All other loans & leases | $1,085,000 | 2,703 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $871,000 | 1,410 |
| Lease financing receivables | $214,000 | 1,124 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $5,307,000 | 215 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $73,233,000 | 3,510 |
| Loan loss allowance | $1,289,000 | 3,042 |
| Total loans and leases | $74,522,000 | 3,506 |
| Unearned income | $493,000 | 3,071 |
| Loans and leases, gross | $74,522,000 | 3,526 |
| All real estate loans | $50,551,000 | 3,457 |
| Real estate loans in domestic offices | $50,551,000 | 3,457 |
| Construction and development loans | $24,597,000 | 572 |
| Commercial RE | $17,731,000 | 2,366 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $103,000 | 7,302 |
| 1-4 family residential loans | $8,009,000 | 7,581 |
| Farmland loans | $111,000 | 8,027 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $15,000 | 8,226 |
| Commercial and industrial loans | $22,426,000 | 1,562 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $1,706,000 | 9,763 |
| Credit card loans | $892,000 | 1,867 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $814,000 | 11,747 |
| All other loans & leases | $317,000 | 5,310 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $11,000 | 7,946 |
| Lease financing receivables | $306,000 | 999 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $5,902,000 | 224 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |