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Regency Bank, Changes in Bank Equity Capital
| 1998-12-31 | Rank | |
| Amended balance at previous year-end | $15,805,000 | 2,545 |
| Restatements from amended reports of income, net | $0 | 175 |
| Net income | $3,684,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 426 |
| Cash dividends declared on preferred stock | $0 | 140 |
| Cash dividends declared on common stock | $0 | 7,433 |
| Other comprehensive income | $17,000 | 4,443 |
| Other transactions with parent holding company | $0 | 715 |
| Bank equity capital | $19,506,000 | 2,315 |
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $13,036,000 | 3,030 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $-1,178,000 | 10,862 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 281 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $205,000 | 5,276 |
| Other comprehensive income | $202,000 | 1,509 |
| Other transactions with parent holding company | $450,000 | 445 |
| Bank equity capital | $15,805,000 | 2,796 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $12,557,000 | 3,208 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $1,012,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $489,000 | 3,468 |
| Other comprehensive income | $-44,000 | 5,974 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $13,036,000 | 3,396 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $14,133,000 | 2,692 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $-1,444,000 | 11,883 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 724 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $836,000 | 2,327 |
| Other comprehensive income | $685,000 | 2,168 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $12,557,000 | 3,492 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $12,934,000 | 2,938 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $1,553,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 564 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $165,000 | 5,833 |
| Other comprehensive income | $-640,000 | 9,106 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $14,133,000 | 2,877 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $10,876,000 | 3,338 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $1,960,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 13,141 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $100,000 | 385 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $12,934,000 | 3,136 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $8,998,000 | 3,874 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $1,805,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 881 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $10,876,000 | 3,553 |